Bestow Reviews

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About Bestow

Bestow is a life insurance technology company that provides a digital platform for insurance providers. Its tools support online applications, data-driven underwriting, policy creation and ongoing administration. Insurers use the platform to offer and manage life insurance products through end-to-end digital systems.

Pros
  • End-to-end platform, from quoting to policy administration
  • Supports online and in-person sales channels
  • Multiple integrations, including Cloudflare and Adyen
  • Increases close rate through pilot-based product testing
Cons
  • No online pricing
  • Complexity depends on your existing setup

Bestow Reviews

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    How do I know I can trust these reviews about Bestow?
    • 4,880,885 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40
    Verified purchase
    Punctuality & Speed

    Reviewed July 20, 2022

    I wanted to get a term policy on myself for my children. I heard about this company through my job which I am so glad I did and then I went on the i internet to look up reviews. It was great. it was fast and easy. I loved the whole process.

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    Verified purchase
    Sales & MarketingBilling

    Reviewed July 20, 2022

    The online site would be showing you one policy's benefit but when it's time to pay your plan somehow got changed and payment accepted. So you stuck with a useless policy that you pay on for your death only benefits. SMH. Scam. Then asked if I was compensated for my review. I need to be compensated for the tricks and gimmicks.

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    Bestow
    Response from Bestow

    Hi there, Gregory. We’re so sorry to learn of your experience.

    Bestow Agency sells term life insurance products on behalf of our partner carriers. Based on your review, it sounds like you may have been interested in a different type of life insurance product.

    Insurance is all about financial protections, but each kind of insurance has different features. Term life insurance offers a death benefit if you pass away during the term of your policy, whereas whole life usually provides a guaranteed payout for the rest of your life. As a result, term life is typically a less expensive option, and is the only type of coverage presently offered by Bestow Agency.

    If you have additional questions, please do not hesitate to contact our customer care team. We’re available Monday through Friday from 8am-6pm CST via chat (on www.bestow.com), email (team@bestow.com), or phone (833-300-0603).

    Verified purchase
    CoveragePunctuality & Speed

    Reviewed July 13, 2022

    I just want to get life insurance for me. Easy not asking me. Not have been picky. This company lovely and fast. I try for 8 companies and saw like too much thing have to did. So I got this one done in 10 minute after file the from. And I not even think I will use because I have never been get sick or get go hospital for 7 years. My healthy perfect. I exercise every day 45minute. Sleep on times 9pm-5am and eat healthy food. You never know what life can be happening!! Just in case I have been hurt and die it have safety for people I love and my business not get affected after. Thank you so much for creating easy insurance likes this. May

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    Verified purchase
    CoveragePunctuality & SpeedStaffBilling

    Reviewed July 8, 2022

    This is by far the simplest application and coverage I have ever found giving you the peace of mind that your loved ones will be taken care of. The coverage and payment schedule is easy to choose without pressure from anyone to choose quickly. Highly recommend.

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    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed June 14, 2022

    Even though I had lower rates quoted from other companies, the ease of the application process for both myself and my husband sealed the deal for us. Competitive rates, fast approval process and no ridiculous health exams. Win, win, win.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRates

    Reviewed May 21, 2022

    The process was exactly as smooth and quick as the marketing promised, which was shocking. I tried Haven at the same time, and Bestow was an order of magnitude simpler and better. I’m now happily insured at a competitive price with Bestow, and I’m still waiting “3-5 days” with Haven to even find out what my price is and whether they’ll require a medical exam. Very impressed with the user focus and the product!

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    Bestow
    Response from Bestow
    We are so happy to hear that you enjoyed our fast and friendly experience, Damon.
    Welcome to Bestow, where we walk the talk!

    Thank you for joining us ;)

    Verified purchase
    Coverage

    Reviewed May 3, 2022

    Very easy to get through. Took me no longer than 10 minutes. I appreciate that very much. I wasn't thinking about life insurance, but Credit Karma has so many opportunities within the site that I had to boss up and start it up.

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    Bestow
    Response from Bestow
    We are so happy to hear that you enjoyed our fast and friendly experience, Brittany.
    Welcome to Bestow!

    We love that you chose to go boss with us ;)

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed March 29, 2022

    Great, fair, easy communication with Bestow staff. Great customer support engineering..looking forward with this life insurance with bestow. Most definitely will tell a friend or relatives.. Most importantly customer service is priority. And BESTOW is the chosen one to go with.. Thank you sincerely Alexander.

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    Bestow
    Response from Bestow
    We are so happy to hear that you enjoyed our experience, Alexander.

    Welcome to Bestow!

    Verified purchase
    Coverage

    Reviewed March 12, 2022

    Very impressed with Bestow and the amount of ease the process was for my life insurance application. It is very refreshing because usually it can take months for the issuance of the policy. I will highly recommend them in the future to family and friends.

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    Bestow
    Response from Bestow
    We are so happy to hear that you enjoyed our experience, David.

    Welcome to Bestow!

    Verified purchase
    Coverage

    Reviewed Feb. 27, 2022

    Having to deal with my father passing, last year. Made me truly think of how my family will deal with my financial burden. I have and still dealing with my (now) estate. This is probate. My now property is in Nevada. So I want to make sure that my love ones are covered, by means necessary.

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    Bestow
    Response from Bestow
    We are so happy to hear that you made the important choice to protect those you love the most, Eric.

    Welcome to Bestow!

    Verified purchase
    Customer ServiceCoverageRates

    Reviewed Feb. 26, 2022

    I completed the application in about 5 minutes. It was easy and very convenient. I’ve already told several friends and family to check out Bestow for their life insurance. I am in my 30s and I don’t have time for a medical exam or a lengthy telephone interview so the entire thing being online was perfect for me. The rate was very comparable with all of the companies I’ve checked.

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    Bestow
    Response from Bestow
    We are so happy to hear that you enjoyed our experience, Barry.

    Welcome to Bestow!

    Verified purchase
    Punctuality & SpeedEase of Use

    Reviewed Feb. 25, 2022

    Site was very straightforward and very easy to navigate, there were no complicated questions to answer and I received approval very quickly. I would definitely recommend this carrier to all looking to obtain a simple term policy. I ran into a minor issue when attempting to finalize but I received assistance via the chat instantly.

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    Bestow
    Response from Bestow

    We are so happy to hear that you enjoyed our experience. Welcome to Bestow, Cory!

    Verified purchase
    PriceRates

    Reviewed Feb. 25, 2022

    Most efficient company to sign on with. Process was so easy. Pricing is extremely fair. Would recommend to anyone! I can’t imagine anyone having anything negative to say about the process, website, or pricing. I’m glad I found this company.

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    Bestow
    Response from Bestow

    We are so happy to hear that you enjoyed our experience. Welcome to Bestow, Donna!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 24, 2022

    Awesome and great experience! Very easy and no questions asked. Now, I have a peace of mind and assurance that my family will be supported and taken care of in case I'm gone early. Thought my kids and wife should be worry free. It's my little help to them in the time of need, if it becomes necessary. Thank you, Bestow!!!

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    Bestow
    Response from Bestow

    We are so happy to hear that you enjoyed our experience. Welcome to Bestow, Vitalii!

    Verified purchase
    CoveragePriceBillingRates

    Reviewed Feb. 19, 2022

    First time buying life insurance, First of all the process is real simple. Not too many questions, right to the point. It only takes five minutes and the best thing about it, they give you “Price quote” as soon as you’re done. Very simple form of payment, you can put this in a credit card just like any payment and get miles, points, cash back on the credit card at the same time. The best way to buy life insurance.

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    Bestow
    Response from Bestow

    We are so happy to hear that you enjoyed our experience. Welcome to Bestow, Gerardo!

    Verified purchase
    CoveragePunctuality & SpeedEase of Use

    Reviewed Feb. 18, 2022

    Best experience getting life insurance! It was so quick and easy to navigate and sign up for my plan. You can easily change and move things around if you want a longer policy or more benefit. Recommend this company! You won’t regret it.

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    Bestow
    Response from Bestow

    We are so happy to hear that you had a wonderful experience! Welcome to Bestow!

    CoveragePunctuality & SpeedOnline & AppHonesty & Transparency

    Reviewed Jan. 25, 2022

    This life insurance company must be on undisclosed shaky financial foundations. For one, you are not allowed to have more than one policy. They have been promising to allow this since they started and now years later have yet to allow it. If you let your policy lapse, yea, they will let you renew, but you have to pat every cent for all the time you were NOT covered. Does this make sense? NO. They're hurting for money and this is basically extortion. (We'll cover you again but you have to give us money for services we did not render) and no you can't just get a new policy and start over.

    Next, you are not allowed to upgrade or change your policy in ANY WAY WHATSOEVER. Once you buy, you're stuck with it and cannot get out of it no matter what you try. Next, if you make ONE mistake on your online application, you're screwed. (If you fat finger or typo) Because of this, once they put a black mark on your record (deny coverage or whatever reason) for that fat finger or typo, that denial or uprating STAYS on your record for life. The insurance companies have a type of "DMV" for insurance which tracks every mistake you have ever done. If any insurance company denies you or uprates you for whatever reason, your record is blackballed FOR LIFE. Don't let them lie to you and say otherwise. It's a dirty secret of the insurance mob. Steer clear of this company. There are too many secret and hidden pitfalls that Bestow refuses to correct or improve.

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    Bestow
    Response from Bestow

    We’re sorry to hear that you had a difficult experience. As a digital agency and insurance technology company, Bestow has focused on working with insurance companies to make fast, affordable term life insurance a reality. As our company evolves, we plan to work with our partners to introduce not only additional product types, but also multiple policy ownership, and we appreciate you sharing your interest in these additional coverage options.

    We would also like to address the concern you raised about reinstating lapsed policies. Policies issued through Bestow systems include detailed information regarding reinstatement rights and responsibilities. To continue paying at previously underwritten premium rates, the reinstatement of a policy requires a policyholder to catch up missed payments from the past. An alternative to reinstatement would require a former policyholder to apply for new coverage; though medical history and age may impact the rates offered under a new application.

    Bestow’s customers are covered by some of the most trusted names in the industry, like North American Company for Life and Health Insurance®; an A+(Superior) rated carrier. We are proud of our partners, and even prouder of bringing the security of their coverage to those who come to Bestow for term life insurance.

    If you have additional questions, please do not hesitate to contact our customer care team. We’re available Monday through Friday from 8am-6pm CST via chat (on www.bestow.com), email (team@bestow.com), or phone (833-300-0603).

    Verified purchase
    CoverageTechPrice

    Reviewed Jan. 20, 2022

    Bestow made signing up for life insurance super easy. It was recommended as the top term life insurance providers and so far so good. The initial amount quoted was much lower than it actually came back to be/month but I was able to modify the amount to meet my needs.

    Thanks for your vote!
    Bestow
    Response from Bestow

    We are so happy you joined the Bestow family! We'll pass that feedback along to our team.

    Verified purchase
    Coverage

    Reviewed Jan. 15, 2022

    The process took only 15 minutes to complete! Just an easy form to fill out, and get life insurance! I would definitely recommend Bestow to anyone looking for life insurance. It could not be any easier! If you’re looking for life insurance, look no further.

    Thanks for your vote!
    Bestow
    Response from Bestow

    Thanks for joining the Bestow family! We're so glad the process was easy for you!

    Verified purchase
    CoverageSales & MarketingPriceRatesTimeliness

    Reviewed Jan. 13, 2022

    I have never purchased insurance using an online platform so I didn’t know how long of a process it would be. Pricing was reasonable and the application was easy. I was able to purchase my policy and download the policy within minutes. I would recommend this online service without any hesitation.

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    Bestow
    Response from Bestow

    Thanks for joining the Bestow family! We're so glad the process was easy for you :)

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 4, 2022

    My wife accidentally answered one question incorrectly regarding when she had COVID and she was denied coverage. I contacted customer service and they said we need to type or hand write a letter and send it to the corporate office and wait 21 days for a response. All we needed to do was hit the back button like everything else in the world but nooo, you can’t do that with these guys. The other option is to wait three months and re-apply. No thanks, you’re just going to lose a customer.

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    Bestow
    Response from Bestow

    Hi there, Josh. We’re so sorry to hear that you had a difficult experience! We have had this matter reviewed by our Underwriting Department, and have an update to share with you by private message. We look forward to serving your family for many years to come, and we thank you for sharing your concerns with us here.

    Verified purchase
    CoveragePrice

    Reviewed Dec. 1, 2021

    Many people don’t think about life insurance as a necessity. Some may even think it’s just a waste of money but it’s not. This process was so easy, affordable, and it makes you feel at ease knowing you won’t leave your family with financial burdens.

    Thanks for your vote!
    Bestow
    Response from Bestow

    Thanks for joining the Bestow family! We're so glad the process was easy for you :)

    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Nov. 24, 2021

    Thanks, the process for applying for Life Insurance was easy and fast. I was approved right away which was wonderful because I knew my family would be taken care of if something was to happen to me. I would recommend Bestow to anyone that is looking for Life Insurance.

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    Verified purchase
    PriceBillingRates

    Reviewed Nov. 9, 2021

    The experience was easy, simple, and a great price! I can't say enough good things! Took less than 5 minutes to complete, approved instantly, and was able to easily set up auto payment. Compared to other pricing, was above and beyond.

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    Verified purchase
    CoveragePriceRates

    Reviewed Oct. 30, 2021

    After my last term policy expired I was looking for a longer term that was still reasonable. I did some Google research and came up with three companies to check out- the first two were complete duds. After multiple weeks I still never got a quote. I checked out Bestow, I was able to specify the coverage amount and the term for a reasonable rate. The answer was immediate, and I had my policy activated immediately. I couldn’t be happier with the service!

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Oct. 26, 2021

    I didn’t give much thought about life insurance until losing a couple loved ones this year. Now I understand how important it is to have term life insurance to benefit my family. Bestow has made buying life insurance quick, easy and fun. Thank you!

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    Verified purchase
    CoveragePriceRates

    Reviewed Sept. 27, 2021

    Thanks. Super easy to get life changing coverage and look forward to years to come and the price was right and affordable at least for me and I appreciate the way the application was set up. It was simple and effective for me.

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    Verified purchase
    Coverage

    Reviewed Sept. 19, 2021

    I’ve been thinking about life insurance for a long time, but between parenting & my job, I just don’t have the time jump through hoops to get it. This was a very good fit for my busy life, & really gives me peace of mind.

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    Verified purchase
    CoveragePricePunctuality & SpeedRates

    Reviewed Aug. 15, 2021

    Process was fast and easy. It was very straight-forward, and the initial quote did not differ much from the final offer. It was great to customize coverage amounts and terms to decide what the best option and rate would be. I liked being able to adjust, and Bestow had more options and better pricing than the other quotes I received.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Aug. 2, 2021

    I am a new customer to this company, but so far I have had a great experience. The application process was quick and easy, and I've had followup call to offer assistance with any questions I may have. I also receive information weekly about their company. Like everyone else thinking about life insurance is not something we want to think about but, Bestow makes it less overwhelming. I definitely will recommend them to friends and family.

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    Bestow Company Information

    Company Name:
    Bestow
    Address:
    750 North St. Paul Street #1900
    City:
    Dallas
    State/Province:
    TX
    Postal Code:
    75201
    Country:
    United States
    Website:
    bestow.com