Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    2 featured reviews
    How do I know I can trust these reviews about Assurant Phone Insurance?
    • 4,927,050 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 55 Reviews 10465 - 10665
    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaffTimeliness

    Reviewed June 25, 2020

    My daughter's phone stopped working. She could only face-time and text messaging was very slow to send. I placed a claim and the next day my daughter had a new phone. I was very happy with the service and with the experience in all. Very polite phone agents. Very smooth process. Thank you!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gail - happy we could keep your daughter connected!

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenance

    Reviewed June 25, 2020

    Phone replacement. Was fast and company was very pleasant to work with. Having the pre marked return shipping included made it real easy to send in my old broken phone. I would recommend them to a friend and will be a long time customer on every new phone I get again. I have been a customer for several years and this was first claim I have had. They made everything go really smooth.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to have you as a customer, Jason!

    Verified purchase
    Customer ServiceTimeliness

    Reviewed June 25, 2020

    My experience was great, filed my claim for a new phone replacement and got it the next day. My order was expedited which allowed to get back in contact with friends and family immediately. Overall great service

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's great, Merseigne!

    Verified purchase
    Customer Service

    Reviewed June 25, 2020

    I will never again use this company. Worse company. Every supervisor right down no good. Call in for a replacement phone and it took 3 weeks for them to send my replacement phone. Talk with 6 different people.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jermaine - we are sorry to hear you had such an unpleasant experience. While it sounds like you now have your phone, if you need additional assistance, please let us know.

    Verified purchase
    Customer ServiceCoverageSales & Marketing

    Reviewed June 25, 2020

    I was told by Metro that with my insurance I would get a new phone instead you sent me last year's model and it was refurbished and it has problems and now I have to file another claim to get another phone which is probably refurbished and you guys got a nice scam going that's like me returning a steak that was not cooked properly and then you send me out some chicken instead. It's not right.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Bruce - devices are generally reconditioned of like type and quality. The replacement device for Metro consumers comes with a 180-day warranty or the original manufacturer’s warranty; the longer term applies. If you are experiencing an issue with it, please report it immediately.

    Verified purchase
    Customer ServiceSales & MarketingPriceMaintenanceTimelinessHonesty & Transparency

    Reviewed June 25, 2020

    Assurant has the worst customer service. After approving my claim June 7, 2020 it took them 3 days to send out a replacement phone. After about I received the phone it was damaged so I had a send it back. This took 2 days for a packing slip to be emailed. They sent me out another replacement phone. I received it on June 22, 2020. Been with a phone for 2 weeks. Managers say they have no way to compensate us for inconvenience. Not even a discount on the $99 deductible. They say everything's done next day mail, that's a lie. They want the "we're sorry" to fix everything.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Steven - we apologize for the frustration this has caused you and are sorry to hear you are disappointed with the outcome.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 25, 2020

    Excellent service over the phone. Quick delivery. Thank you very much. The representatives were very polite and cordial And well informed. I have sent the old phone back as per the instructions. Will continue carrying the plan for future.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - our pleasure!

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed June 25, 2020

    I have a very pleasant experience with receiving a new phone. The help was wonderful. I was surprised that the T-Mobile gentleman said it would be $29 and the insurance guy and the bill was $99. That’s a big difference. Other than that.... all good!!!! Thank you, Diane **

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Diane - thank you for the feedback. If you have outstanding questions regarding the deductible, please private message your claim and phone number.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaff

    Reviewed June 25, 2020

    The people that helped me through the process to replace a broken phone were so helpful and courteous. They walked me through the process and answered any questions I had. I got my replacement quickly. Thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear it, Billie!

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 25, 2020

    The only negative thing I can say is it took a month to process. Of course, we have to take into consideration the situation we're in. Everybody is re-opening in phases. Other than that, everything went great. Customer service was very helpful in tracking my order. She was also very pleasant to work with. I've had Assurant insurance on all of my devices and if you're not very graceful with your phone... I highly recommend it.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sherri - thank you for your understanding.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 24, 2020

    On June 11, I filed a claim for my phone due to water damage. Received a replacement phone on 6/13 with a wrong phone number registered to the SIM card. Called again to report the issue and was promised a different phone with the correct number. On 6/16, I got, again, another replacement phone, this one with cosmetic damages and, AGAIN, ANOTHER WRONG NUMBER! I sent the water damaged phone and the cosmetically damaged phone back on 6/18 to, YET AGAIN, keep waiting for a new phone with the correct number. How hard does it have to be to get the right item in the first place? Really dissatisfied with Assurant and the associates behind the scenes who refuse to double check their work and provide a better service to their customers. It should not have to take a customer over 13 days to get their phone! You guys definitely screwed up.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kevin - we apologize; that does sound frustrating. For assistance, please share your contact number privately.

    Verified purchase
    Customer ServicePrice

    Reviewed June 24, 2020

    The process of exchanging phones was pretty easy. The problem I have is that the phone that was sent to me as a replacement will not charge very easily. I can't get over a 50% charge leaving it on the charger overnight. Called the US Cellular office but they have not called me back.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jim - for assistance, please private message your claim and phone number. We will look into it.

    Verified purchase
    Customer ServiceContract & TermsPriceStaff

    Reviewed June 24, 2020

    I was told I had a blue phone and I didn't and I corrected the CSR and then they still sent me a blue phone. I wanted a black phone like I originally had. Then the new CSR told me that they couldn't do anything about that even though their original CSR had put the information in wrong and offered no additional help. If I have to pay a fee for this service and a deductible then I should get an exact replacement...not something "kind of like" what I am replacing.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Erica - we apologize for the confusion. The color of the device isn't generally guaranteed even though we do try when it's available.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 24, 2020

    I got my replacement phone in 2 days and was out of town. Very helpful thanks. And pretty simple process only thing is I'm out of town in a place where signal is not good so calls kept cutting out to operator.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    John - glad to hear it worked out, even with an issue with communication.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed June 24, 2020

    Water damage, replaced with new phone overnight. Was completely satisfied???. Revvlry phone. No questions asked and no problems. Only $10.00 charge! Great customer service???. Kept the same plan and same insurance, would recommend it to anyone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate when our customers recommend our products and services!

    Customer ServiceCoverageRefunds & PayoutsStaffHonesty & Transparency

    Reviewed June 24, 2020

    Whatever you do, do not purchase this insurance. Especially if you are buying it for a phone you're getting from Amazon. They absolutely 100% will not cover any phone bought from amazon. In order to make a claim, you must have the IMEI number printed on your original receipt. Amazon does not do this. Never have. So, not only is Assurant customer service extremely rude and not at all understanding, they will take your money knowing full well they can never process any claim you make. I spent 5+ hours on probably 10 phone calls before I figured out how this scheme works. Honestly there should be a class action lawsuit by anyone who has ever bought this product. I cant speak for any other sellers, but this is most definitely the case for any amazon bought phone. Please heed my warning. Luckily for me, amazon is a stand up company and they are sending me a new phone. I managed to get Assurant to refund my original premium of $99.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gary - we apologize for the frustration. If there are any outstanding issues, please share via private message with your incident and phone number.

    Verified purchase
    Customer ServiceCoverage

    Reviewed June 24, 2020

    I receive a refurbished phone a different color than what I had before. I was not pleased. I would love to just anyone to purchase this insurance for so many years only to end up getting a refurbished phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Michelene - we are sorry to hear you are disappointed with the replacement. Normally, the devices are reconditioned and while we strive to provide the same color, it isn't guaranteed.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed June 24, 2020

    The problem of a broken cell phone solve fast and very easy. Customer service fantastic. Fast. Respect. Cordial. Manage of the issues and explain clear. Time for receive my cell phone was fast and time for send them the broken easy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear it, Ines!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedTimeliness

    Reviewed June 24, 2020

    Working with Assurant to replace my phone was easy, quick, and efficient. Filing the claim was easy and non-hassling, and I received my new phone the next day. I was bummed that I did not receive an exact replacement of my old phone (I previously had a Samsung Galaxy S7 Edge, and it was replaced with the S8), but I have grown to love the new phone and features.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Natasha - happy to hear you are enjoying your replacement device!

    Verified purchase
    Customer ServiceStaff

    Reviewed June 24, 2020

    The representative that I spoke with provided stellar customer service. I was ill when I spoke with her and she was kind, encouraging, supportive, patient and professional. The person's trainer should be highly complimented as the person that I spoke with was highly competent and got the job done expeditiously. I had my phone within 48 hours.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Rosemary - thanks so much! We truly appreciate your compliment regarding the teammate you spoke with.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaff

    Reviewed June 24, 2020

    Sent a broken phone. Requested another and was told I would have to wait for the new one while the other was in transit. I explained I have a disability and the phone is actually my LIFEline. Rep could care less. eventually I spoke to a supervisor who explained I could go through T-Mobile warranty. Explain why I need insurance?

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Elizabeth - it is never our intention to disappoint our customers but are glad to hear you were able to work it out with your carrier.

    Verified purchase
    Customer Service

    Reviewed June 24, 2020

    I'm not happy with how you do anything at your company. From your repetitive automated system and your ridiculous rules! Even though the phone I had and the replacement phone I needed are on the same tier, I still had to submit a letter from my employer.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ester - we appreciate you sharing candid feedback about your experience.

    Verified purchase
    Coverage

    Reviewed June 24, 2020

    Insurance claims process was not a easy start and when I would try to track device from Assurant website it kept leading to file new claim. The delivery was delayed as well but I guess due to the pandemic.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear it worked out in the end, Sparkle.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 24, 2020

    Thanks for being so fast to send me my new phone. Very happy with your service. Thanks again. Also Thanks for the upgrade of my s8 phone. It's been a pleasure being insured by you, every time I have a problem with my phones, you've been there for me over the years. Take care.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you, George. We appreciate your kind words!

    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed June 24, 2020

    Had to replace my nephew defective phone and they send a phone that was already activated on someone else account so I had to send that one back before another was send out and both times it took 3 days to receive. Not overnight.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Genesse - we apologize for the inconvenience. It sounds like the issue is now resolved but if there is anything we can help you with, please let us know privately.

    Verified purchase
    Customer ServiceCoveragePriceTransparency

    Reviewed June 24, 2020

    We had to replace my husband's phone and it was simple to make a claim and claim his phone. We received updates and it only took two days to get his phone in the mail. We did have to pay a deductible of 100 dollars but since his phone was older they update him to the newest Samsung Note. Much cheaper than buying a new one. We have no complaints and were very pleased with the service, ease of contacting them and promptness.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks so much, Blair!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 23, 2020

    Replacing damaged phone. I had a Great seamless experience. It was Was quick and easy to submit. It Didn’t take much time at all. I was shocked at how simple it was. I would recommend Assurant to my friends and family.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's great, Nida!

    Verified purchase
    Customer ServiceTimeliness

    Reviewed June 23, 2020

    I was pleased with the service, although T-Mobile was very unhelpful in the entire process. I was on hold for 50 + minutes with T-Mobile and the call was never answered. That is extremely poor customer service in my opinion. Once I managed to get my claim filed online, since the store personnel were more concerned with getting back to doing nothing, the process went very smoothly and my replacement phone arrived the next day.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Anna - happy to hear your experience improved.

    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed June 23, 2020

    Took 2-3, days to get because when said overnight ask me what color phone but they send me a purple/pink phone. I called to ask why I didn't get the color I paid for. Representative was rude. Spoke to supervisor. Was given runaround then a long process to return & hope I get the color I requested. I paid for the phone. I should get what I pick.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Eric - we are sorry for the inconvenience. In most instances, the color isn't guaranteed. This helps keep our processing moving.

    Verified purchase
    Customer ServiceTech

    Reviewed June 23, 2020

    Phone was sent out and worked for a couple days and now it has sound but no screen. I need another phone sent out ASAP. My experience with T mobile all in all has been disappointing to say the least. Please let me know when bbn I can expect a WORKING replacement phone and I will send the other 2 back asap.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Kelli - for assistance, please private message your claim and phone number.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 23, 2020

    Cracked phone. This was the most easiest process I ever had. The clerk was so helpful and we got this claim done quickly. I tried to do it online but I was having some trouble so I got on the phone and it was really easy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    John - glad to hear our teammate was able to straighten it out and help get your device shipped!

    Verified purchase
    Customer ServiceStaff

    Reviewed June 23, 2020

    The representative professionally took my information. She was very friendly and courteous and read back my information to ensure accuracy. My claim was processed immediately and the phone was received within 48 hours.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks, Michelle!

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed June 23, 2020

    I've reported my cellphone Samsung Galaxy Note 8 broken and they've sent me asap a Samsung Galaxy Note 10. I really appreciate this upgrade even though I don't understand why. I cannot assure you this will happen to you because each case is different. Some years ago I reported another phone and they sent me the same model asap as well so for sure they provide a good service and I recommend them.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Arnalys - thanks for the recommendation!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 23, 2020

    Efficient, fast, and customer service was excellent! We would highly recommend Assurant to anyone that asks. The replacement phone came in quicker than I thought which was perfect because I use it for work.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Melissa - happy to hear we could keep you connected.

    Verified purchase
    PricePunctuality & Speed

    Reviewed June 23, 2020

    Quick, efficient and now with reasonable deductibles made the process so much better. They make returning damaged devices simpler as well. The filling out the claim information was not the friendliest however.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for the feedback, Judy!

    Verified purchase
    Customer Service

    Reviewed June 23, 2020

    Great service. I did everything through the website. It was very easy and straightforward. It took me less than 15 minutes to complete my request. I appreciate a lot how your customer service make our life easier.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Appreciate the information regarding the site, Víctor!

    Verified purchase
    Customer Service

    Reviewed June 23, 2020

    I didn't hear back about my shipment so I call. I was told there was a delay on my shipment due to covid19 but my phone arrived as was promised. No issues. I did expect to receive a new phone but I got a previously owned phone instead. Not complaining. Just happy to have a phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Candace - glad to hear it worked out faster than expected.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 23, 2020

    Cracked Screen Samsung Note 9. The original Assurant assistant was pleasant enough to work with but it became quite difficult from that point forward. The location of the only place that could assist me was the most dissatisfying portion. They were rude, did not like working for Assurant customers and still did a lackluster job in repairing my phone. After having them begrudgingly speak with an Assurant rep as the number turned into them regarding my model of phone was inaccurate on Assurant's end of processing, they were most put out. It took me calling Assurant to then speak with them that they agreed to work on it. Instead of dealing with being treated this way again, I'm getting a new phone and have found an easier insurance to cover my needs. I've bought insurance for many years and could have saved the headache by just using the saved insurance fees over time to buy new after my first accident. Most dissatisfying experience.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Annemarie - we are sorry to hear that was your experience. We hope you will decide to continue to work with Assurant in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed June 23, 2020

    Broke 2 iPad screens. I am so pleased with the customer service and quick replacement of the iPads! Was very shocked that we received them the very next day. Within 25 hours we had our new iPads. Overnight delivery! Amazing and super Happy customer.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's wonderful! Glad to hear you are pleased with the process.

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed June 23, 2020

    Online interface is terrible. It took me 5 tries online, one phone call and then have to try online again, to get this through. I called and was asked for a pin number, and nowhere could I find online a pin number, it asked for a name....but did not tell me, the name on the account or the name on the phone? My number or Cody's phone we needed replaced? Calling T-Mobile helped answer the questions, but there was nowhere to get answers from Assurant. I am fine with the rest of it, but the initiating of the claim was the worst. And here you are asking for my claim number, and I have no idea, as the paperwork is all filed away. You emailed me, so shouldn't you have that info or be able to link it yourself??

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Susan - we appreciate you sharing how your experience could have been improved.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedOnline & App

    Reviewed June 23, 2020

    Replacing phone. It was so easy and fast. Did it all right online too! Within 2 days I had a new phone and everything switched over. Thank you so much!! This is exactly why I have insurance on my phones.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure, Marian!

    Verified purchase
    Staff

    Reviewed June 23, 2020

    My representative was super friendly and patient. Although she gave me incorrect info on delivery, she still was great, and glad she was there to help me through. She was very understanding and sympathetic and relatable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Alisha - thanks so much for your kind words and understanding.

    Verified purchase
    CoveragePrice

    Reviewed June 23, 2020

    I do enjoy having this service/insurance but when I received my replacement device, I didn't receive any other items that I needed in order to transfer my files from my old device. No charger cord, no USB to charging port adapter, and no instructions.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Tiffany - thank you for the feedback and suggestion on what you would like to see in the future.

    Verified purchase
    Customer ServiceBilling

    Reviewed June 23, 2020

    On the initial call I was not able to file a claim, I did not remember my pin code and was told there was no other way to access my acct. 2nd time I called I was able to provide my ssn to access my acct and file a claim, I was not able to complete payment because the call dropped as I was being transferred. Third time I called, I was told to use the website to make a payment.... Website never gave me the option to pay online. Payment was processed the 4th time I called. Terrible experience overall.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Samantha - we apologize for the frustration this delay caused you. Thank you for sharing.

    Verified purchase
    Staff

    Reviewed June 22, 2020

    Re: Device Samsung **
    Physical Damage. Protection Program: Protection 360

    Device returned by Mail: 6/22/2020

    Excellent support and efficient service. I am satisfied with your staff support. Thanks.

    Syed

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear it, Syed!

    Verified purchase
    Customer ServiceTechPunctuality & SpeedMaintenanceStaff

    Reviewed June 22, 2020

    I put in for a replacement device which took me 2 days to even get past the website. Once I got my new device the Face ID was broken on arrival. And now I have to wait for a replacement replacement device. And once you receive a broken device they wash their hands of you forcing you to go back through your provider just to get a new phone sent out. Final verdict. Do not go through Assurant. They are incompetent and refused to help me after a replacement device they sent me was non functional.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Zachary - we are sorry to hear you had such a frustrating experience. If you would like to discuss, please share your contact number privately.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 22, 2020

    Great customer service. Entire process was easy. Phone conversations were professional and new phone came quickly. I am very happy with the entire experience. I would most definitely use this service again and I highly recommend it to anyone who needs cell phone insurance.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Eileen - happy to hear it!

    Verified purchase
    StaffEase of Use

    Reviewed June 22, 2020

    Online claim filed with ease of access and user friendly. Arrived timely with proper notifications. Perfect condition with user friendly instructions on how to send the old one back. Will definitely go this route again in the future.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to have your continued business, Jeff!

    Verified purchase
    StaffResolution

    Reviewed June 22, 2020

    Galaxy Note 5 replacement. The process went well and quite smoothly soon after I spoken with a online T-mobile manager who was very understanding and eager 2 address and resolve my issue that I was experiencing.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Yolanda - glad to hear your concerns were resolved.

    Verified purchase
    Customer ServiceTech

    Reviewed June 22, 2020

    Replacement of lost iPhone. Battery running low on replacement phone. Unhappy that I have to send back and be without a phone until replacement arrives. Also will be spending another 2 hours with cell provider to set up AGAIN.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Debbi - we apologize for the inconvenience; we understand why you would be frustrated at the situation.

    Customer ServicePunctuality & SpeedOnline & App

    Reviewed June 22, 2020

    I filed my claim. They took my money off my card. Sent me an email saying within 24 hours to be shipped. I am still waiting a week and a 1/2 later and it still has not been shipped. I call and I ask to speak with the manager and all they say is, "Let me take your number down and somebody will get back to you within 24 hours." Still no word on my phone but my money's gone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Stephanie - we would be happy to provide an update. Please private message your claim and contact number.

    Verified purchase
    Customer ServiceCoverageOnline & App

    Reviewed June 22, 2020

    Been paying insurance on my phone for 3+ years. The one time I lose my phone, and claim insurance for a new one I have been sent a horrible refurbished phone, with scratches and speaker issues. Customer service said 'It is what it is'.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    While devices are generally reconditioned, if you are experiencing an issue, please share your information privately.

    Verified purchase
    Customer ServiceCoveragePriceMaintenance

    Reviewed June 22, 2020

    The phones screen isn’t working well. It tends to stop working and freezing in the middle of everything. I pay insurance every month and they charged an extra $250 but the phone is a used phone. I want a better phone. Once you send the phone I’ll send this phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ranjan - if you need help reporting an issue with your replacement, please private message your contact number.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 22, 2020

    My husband's phone was replaced in a timely manner. Customer support was very helpful. They kept me informed via email as when my phone will be shipped along with tracking number. Thank You for your service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure, Brenda!

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed June 22, 2020

    I called for a replacement phone because mine was damaged. The agent filed the claim for me quickly I paid my deductible online and that was it. The agent was polite and knowledgeable. I received my new device very fast. Was very pleased with the customer service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sonja - glad to hear all went well!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaffTimeliness

    Reviewed June 22, 2020

    Both the employees at the T-Mobile store and over the phone were all very helpful and professional. I had zero issues replacing my phone. My order was placed quickly and I received my phone the next day. The instructions were also clear regarding transferring data. However, an error did occur that nobody at T-Mobile could fix, so I had to restart the process of transferring my data and it finally worked.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for sharing, Gabriel! Glad to hear you were able to work out the transfer issue.

    Verified purchase
    Customer Service

    Reviewed June 22, 2020

    I put a claim in for 2 phones, one blue and one is purple. I received two purple. When I called about it they told me the warehouse doesn’t check colors. My son was expecting blue not purple. They should have disclosed that with me in the beginning. I was thinking I was going to get what I had, a blue and a purple, not two purples.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Rudy - the color of the device isn't guaranteed. We appreciate you letting us know what we could have done to improve the process

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 22, 2020

    Replacement for damages LG Style 3. Great Customer service. Fast delivery of phone upgrade. However, this model uses a different power cord. I need the proper cord before transferring my account to the new device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Susan - could you private message your claim and phone number? We would be happy to look into it.

    Verified purchase
    Customer ServiceCoverageSales & MarketingMaintenanceTimeliness

    Reviewed June 22, 2020

    My phone sunk in a boating accd. I called for a replacement phone Friday morning. This is a business phone and I needed it. Was not told they don't ship on Sat. I would have paid to have it Sat. So when I called Sat expecting it they told me then the they shipped it Friday but I would not have it until Monday. Well they did not ship till Monday and I got it Tues. No charger and a cracked back panel. I paid $15.00 a month and 250.00 to replace a Note. 8. That is $610.00 and you can't ship it next day air or give me a charger or replace the cracked back panel. SCAM. I saw them online right now for $199.00. I feel very violated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Susan - we appreciate the feedback. Generally, a charger is only sent when lost at the same time as the device. Please let us know if you need additional assistance via private message.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 22, 2020

    I thought the rep both times were pleasant and professional. What I did not like was they didn’t inform that it takes a while to be approved which caused great delay for me receiving replacement and it upset me greatly as I was unable to make any calls due to a screen issue and it wasn’t rectified for 2 weeks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Pamela - we appreciate the feedback and apologize for the delay.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 22, 2020

    Great Customer Service. Friendly, focused and informative. Quick and efficient response. Cracked phone was returned in the box provided for the mail back. New phone arrived and Otter Box protection purchased. Thank You.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Cynthia - happy to hear you are pleased with the process!

    Verified purchase
    PricePunctuality & SpeedStaffRates

    Reviewed June 22, 2020

    Fast, courteous, easy, low deductible.... Did I say fast!? And affordable. One of the BEST investments I've made. For through price of a cup of coffee each month bring able to get a brand new replacement device is incredible. HIGHLY recommend.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks so much for your kind words and recommendation, Mauricia!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed June 22, 2020

    Fast and Professional service from first call to customer service and explanation clear and precise. Returning damaged phone was easy with return packaging supplied and scheduling USPS pick up from my home. The new phone instruction set up was helpful on the card enclosed in the package.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - thanks so much for your feedback!

    Verified purchase
    Customer ServiceCoveragePriceMaintenanceBilling

    Reviewed June 22, 2020

    After paying $18 extra a month on my T-mobile bill for insurance, and, paying the $99 deductible the Samsung Note that I originally paid eleven hundred dollars for in ocean blue, they sent me a purple replacement! When I called them about it they still didn't correct the problem! They would only say "well, we don't guarentee the same color." Also, the prior week to this, my wife had to do file a claim as well from breaking her screen and, they sent her a refurbished phone that wouldn't even hold a charge for ten minutes before it would cut off!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Shaun - it's not our intention to disappoint our customers and are sorry to hear you are unhappy with the device. In some instances, you may not receive the same color phone. If you are still having trouble with your wife's phone, please share your claim and phone number privately.

    Verified purchase
    Customer ServiceCoverageOnline & AppStaff

    Reviewed June 22, 2020

    I canceled my policy over this experience. I will never get insurance on my phone with Assurant because of this. My phone was a Samsung S9 Plus in black. At about a year of ownership and a completely paid off phone the ear piece became muffled for no reason. I made a claim to Assurant....In their infinite wisdom, and without contacting me, they decided it was a good idea to send me a replacement S9 Plus in bright purple....I am a 40 year old male and PURPLE is NOT my color. If the phone is not going to be an exact replacement then I feel that they should contact the client and at least give them some options if an exact match is not available. Calls were met with "snickers of laughter" at my situation. I thought it was very unprofessional.

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    Response from Assurant Phone Insurance

    Phillip - thank you for your feedback and sharing your information via Trustpilot. We were notified that are internal partners have been working with you directly.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 22, 2020

    iPhone replaced. First thing I pay too much for ensure for y'all to send me an use phone from someone else and if you want to know why I know it was an use phone is because it has other number already and when I try to used it says, "Welcome back Jason" and I has to call you guys to help me to reset it.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Guadalupe - we appreciate your feedback. Generally, devices are reconditioned. We are glad to hear you were able to resolve the initial tech issues.

    Verified purchase
    Customer ServiceRefunds & PayoutsMaintenance

    Reviewed June 22, 2020

    The screen and LED bleed were repaired but the back of the case was crack beyond repair and is being replace with an OEM back which I am paying for. After the repair of the screen after returning home we discovered that the WIFI and Internet switches would not turn on which made It unable to sync the phone up to my vehicle and made opening certain e-mails impossible to open. The timing of the repair didn't sync with a planned travel trip, so the back case replacement and a replacement wire that may but not. Completely sure to correct the WIFI and Internet repair cannot be made until Wednesday June 24th. Not a good experience to date.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Bob - we apologize for the inconvenience. If there is something we may assist you with, please share your claim and contact information privately.

    Verified purchase
    Customer ServiceOnline & App

    Reviewed June 22, 2020

    Went well, needed the phone a day earlier, but went and everything else was good, but I couldn't locate my order. And then bought a tablet that I didn't need, at all due to the extra day before my phone came in,

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry for the confusion, John.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 22, 2020

    Arrived on time. Works good. Well satisfied with it. Recently broke the screen on the other phone on my account and will use again. Prompt customer service. Easy to follow directions for replacement.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Debra - glad to hear both claims went smoothly!

    Verified purchase
    PricePunctuality & SpeedBilling

    Reviewed June 22, 2020

    I suppose the one and only negative about my experience in receiving a replacement Samsung Galaxy S10e was the outrageous deductible. It really floored me when I was told the cost since I live on a very small disability payment and had to wait in order to actually pay that much from my budget.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate the feedback, Rex.

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed June 21, 2020

    Needed a replacement phone cause my camera got broken!! They were very helpful and made it a very smooth process. After I struggled to do it online I was able to speak with someone in chat that helped me complete my claim.. Thank you!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Rosalie - happy to hear you were able to get the help you needed!

    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed June 21, 2020

    I will never ever buy insurance from Assurant ever again. Filed a claim and days later still no phone. They say none are available at the warehouse and no eta due to Covid. I can understand that issue, I really can. However here is where their processes are complete nonsense and unacceptable. They have no loaner phones available and neither does Spectrum. I MUST have a mobile phone to support critical functions for my company and Assurant has refused to take responsibility and find a solution. I'm just evidently now left with calling my job this week and telling them I am unable to work now - which is absolutely unacceptable.

    A few people we spoke with mentioned the fact that you should be able to go into any Spectrum store, buy a new one and get reimbursed (less the deductible). We drove to the closest Spectrum store a ways away and they had them in stock. That should be the reasonable solution given where this is at and would also be in alignment with the fact that their terms state if they don't have a refurbished phone a new one will be provided. But when presented with that option Assurant refuses to help and continues to blame Covid when there is a workable solution. If nothing else figure out how to get me a 'short term low end phone' which I was told by Spectrum I can buy one and return it if it's within 14 days (which I don't know if this will be going beyond that).

    Oh and of course I get to also pay a $50 restocking fee if I go that route. I can't believe between Assurant and Spectrum that anyone should be told they can't work over an issue like this. I just need a working phone until you can get me a replacement but evidently that is too much to ask. And no Assurant, per other reviews I am not taking this offline and reaching out to you directly. I have tried that several times and I continue to be told there is nothing you are willing to do. I will be switching back to Verizon as I have never had issues with them or their insurance company. I'd rather pay more in monthly pricing than deal with this kind of awful customer service. Assurant needs to seriously review your processes and authorizations so you don't mess with people's livelihoods like you have done to me! This could seriously put my job in jeopardy! Please understand, I can never forgive you for this grave disservice.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Shannon - we are sorry to hear we will be losing your business. If you change your mind, please reach out to us privately. We only direct offline to gather the information needed to follow-up with you directly.

    Verified purchase
    Customer Service

    Reviewed June 21, 2020

    The delivery was on time with no product concerns. T-Mobile was able to transfer contact, photos and some apps. The instructions regarding removal of data was good. The package was securely done. Instructions to return old phone was good.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gwann - glad to hear all went smoothly!

    Verified purchase
    Customer Service

    Reviewed June 21, 2020

    Phone didn't even last 1 day. They gave me a replacement phone that wasn't good. I went out to jog and came home to see moist in my cameras. Sweat went into my phone and damaged the cameras. My previous phone that I broke and asked for a replacement. I used to go swimming with it and jog everyday. Never had this problem. The phone is supposed to be water resistant. But it can't handle sweat. Very bad service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Yusefe - generally, water damage is not covered within the manufacturers warranty. If you would like to discuss your options, please share your claim and phone number via private message.

    Profile pic of the author.
    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedOnline & AppStaffTimeliness

    Reviewed June 21, 2020

    I am very glad I had insurance on my phone. It enabled me to get quick service for my damaged phone. The process was easy and I was treated as a valued customer. I received my phone in a few days and was able to send the damaged phone back the next day. Thank you so much for your help and assistance.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's great, Patricia!

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed June 21, 2020

    Replacement phone. My experience as far as this company was great, prompt no hassles whatsoever! However the employee of the company that was supposed to deliver my phone to ME, should be FIRED! NOT ENOUGH SPACE..

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gina - we appreciate you sharing.

    Profile pic of the author.
    Verified purchase
    Customer ServiceStaff

    Reviewed June 21, 2020

    The processing time was excellent, the customer service was excellent but the replacement device is glitching and I just got it. I haven't contacted Assurant yet but to pay $250 and have a problem with the device is unacceptable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kenya - be sure to reach out and report the issue with the device!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 21, 2020

    My phone was not delivered by the day it said I would get it. I waited another day but still not here. I called Assurant and talked to Patricia in Fla. This lady said they didn't have a claim for me. I told her that the manger at Bluegrass in E-Town filed one for me and sent it while I was there? So Patricia helped me file another one. I had a hard time filling the claim out, but this lady was amazing to me. She was so kind, patient and understanding. I had to fill the claim out 2 times before I could get it to go through. Most people get upset because I have a hard time on pc. So, I have to say my experience with Assurant and this lady was good. Thanks so much!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Joyce - thank you for your wonderful comments! Happy our teammate could help.

    Verified purchase
    Customer Service

    Reviewed June 21, 2020

    Filed claim for shattered screen. New phone was delivered within three days from filing and I was satisfied with my service. Only issue was you guys not receiving the exchange phone for weeks after package containing original phone was received by you guys.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for sharing, Cholly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed June 21, 2020

    A very long drawn out affair to get entire replacement ordered and turned new phone on. The phone wait was BAD. Some reps extremely helpful. Non clear speaking "foreign" people awful. Rate would be higher w/o long wait + clear English speaking reps.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your suggestions, Kay.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 21, 2020

    I still have not got my phone. I still have not received my phone. You got your money I haven’t got my phone. I spoke to the representative. They were supposed to get me a new phone now and have not made it yet.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Terrell - we apologize for the delay. We would be happy to check behind the scenes and confirm what may be the issue. For assistance, please share your claim and phone number privately.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed June 20, 2020

    Everything went great from my entrance into the TMobile store, to when I filed my claim. I filed the claim at 3:30 one afternoon and received my replacement phone before 3pm the next day.... AWESOME!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    LeRoy - glad we could exceed your expectations!

    Verified purchase
    Customer ServiceBilling

    Reviewed June 20, 2020

    I was told my claim was approved. My phone was on its way. When I didn't get it I checked the tracking code. And my phone was sent back. Have no idea why. I still haven't received it. It's been almost a month. My bill's been paid but not new phone. Please call me and let me know why???? My phone is **. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Norma - if you still have questions regarding the status of your claim, please let us know privately.

    Verified purchase
    Customer ServiceCoverage

    Reviewed June 20, 2020

    Phone replacement. I only have one word for the service received. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked. Sucked so much that I have cancelled my insurance with T mobile. Sucked. Sucked.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carlos - we are sorry to hear we lost your business. If you have specific feedback, please let us know.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed June 20, 2020

    I was waiting days to hear something back, online kept saying pending. After days of this I called them and asked what the problem. Evidently there was a problem with the deductible going through, we straightened out the problem and then it was ANOTHER two days to get the phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Craig - thanks for sharing. Sounds like there were a couple of bumps in the road that could have helped improve your experience.

    Verified purchase
    Customer Service

    Reviewed June 20, 2020

    I placed my order on Thursday and it didn't ship till Monday. So I didn't get a phone till Tuesday so I didn't have a phone for five days, and when I got the phone I got the wrong color, tried calling but it's useless.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Omioyut - we appreciate your feedback. While we strive to match the color, it isn't guaranteed.

    Verified purchase
    Customer Service

    Reviewed June 20, 2020

    My experience was good. There was no anxiety, frustration. Expectations were met. Received replacements in a timely manner. Did not have to call checking on order. No pressure - again great experience.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear it, Carolyn!

    Verified purchase
    Customer Service

    Reviewed June 20, 2020

    Everything was good but delivery. It takes too long for it to get here. I would have paid to have it overnighted if that was a option. I own a business and for me to be without a phone is unacceptable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate the suggestion, Sandra.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed June 20, 2020

    You sent the wrong phone. But when notified fixed the problem super quick. Your team provided me excellent service. I’m glad T-Mobile did good choosing Assurant to represent them. Thank you for your service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lars - glad the issue was resolved quickly!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 20, 2020

    My replacement was delivered promptly and in excellent condition. The return of my damaged phone was easy-to-use envelope. Thank you for the wonderful service. I recommend this company to anyone. Thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Brenda - thanks so much for the recommendation!

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffValue

    Reviewed June 20, 2020

    It was the easiest, and replacement process was lightning fast. Customer service did excellent job at identifying issues and resolving. Worth every penny for the insurance. Would definitely recommend to friends to get this insurance plan and have peace of mind..

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for sharing, Victor!

    Verified purchase
    Punctuality & Speed

    Reviewed June 20, 2020

    New device came 1 week later. Too late to come. I claimed Thursday noon, and send Friday night. Monday not delivery, and Tuesday not delivery. I picked up at Wednesday, go to ups facility directly. And my old device is Note 10+ glow color, but new device came black color.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear you are disappointed in the process. While we strive to match the color, it isn't guaranteed.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 20, 2020

    Water heater claim. The representatives were very rude. They have no idea on how to help me. They made me feel less like a customer. Very bad customer service. Not impressed at all. I was so very upset with the service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Timothy - we are sorry to hear that. If you would like us to review, please share your information privately, including your claim and phone number.

    Verified purchase
    PriceTimeliness

    Reviewed June 20, 2020

    It was really easy to walk through the process and took very little time. The device was delivered the next day in under 24 hours, very impressive. Well worth the extra cost per month as compared to full replacement costs.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's great, Brett!

    Verified purchase
    Customer ServiceMaintenance

    Reviewed June 20, 2020

    I was happy with the whole experience except for the fact that they sent me a refurbished phone that was the exact same as broken one. And it's already acting up. I Thought they would send a little newer one.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kimberly - thanks for letting us know what could have improved your experience.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed June 20, 2020

    I had expected to wait at least 2-3 business days for the replacement for a phone(screen was cracked) and I got the replacement the next day. I was able to take the phone to my T-Mobile dealer and get it up and running within 24 hours.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's awesome!

    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed June 20, 2020

    I went through the hassle of creating an account on here just to share the horrible service I have experienced with Assurant. If I could give this review less than a star, I would. My experience with Assurant Phone Insurance has been infuriating. I filed my claim on the 14th and was told my replacement device would be delivered the next day. It's been a week and all Assurant has as an excuse is "That device is on backorder and we don't know when, or if, well get more in stock. Sorry". What am I paying for in phone insurance if Assurant cant even do the SOLE thing they're supposed to do.

    I have been without a functioning cell phone for a week now thanks to Assurant. I am missing calls and important messages for both my personal and business life all because Assurant can't do their job. I am losing money because of the delay on ASSURANT's part. My disappointment is not only with Assurant's service, but with U.S. Cellular as well for using them. This is ridiculous. I need a phone. I PAID for a replacement device so give me the device. I shouldn't have to wait for a week just to get some terrible excuses as to why a company can't do the ONLY job that I pay them to do.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ryan - we understand why you would be frustrated with the delay. For assistance, please private message your claim and phone number.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 19, 2020

    Replacement phone buttons did not properly. Now waiting on replacement for my replacement. Hoping that it arrives soon and that it is fully functional. The process is taking much longer than I anticipated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Demetria - we apologize for the inconvenience. If you have any outstanding issues, please let us know.

    Verified purchase
    Customer ServiceMaintenanceTimeliness

    Reviewed June 19, 2020

    I sent my claim with all the details and it was approved immediately. By the next day, I had my replacement phone working. The package instructions were very clear for returning the broken device. Thank you for providing a quality service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It's our pleasure, Sara!

    Verified purchase

    Reviewed June 19, 2020

    My Galaxy Note5 was replaced with a Galaxy S7. I specifically bought a Note 5 for the bigger screen, now I have a smaller screen with the S7. Apparently the S7 is deemed to be an equivalent to the Note5 which I do not agree with since it's just a much smaller screen. Why could I not get a Note5 replacement or if that's not possible anymore a new Note version?

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Konrad - we would be happy to look into it if you are unhappy with the replacement. Please share your contact number privately.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 19, 2020

    Cracked phone screen. My experience with Assurant was fine. The agent that handled my claim was very professional and the process was easy and uneventful. The replacement phone was delivered within 24 hours after the claim was approved.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - glad to hear the process went smoothly for you.

    Verified purchase
    Customer ServicePriceStaffRatesTimeliness

    Reviewed June 19, 2020

    The representative was kind and understanding. She explained thoroughly and we were able to get my phone shipped the next day. The amount paid on the phone was at a very low price in which l was very satisfied. l would recommend the service and hope that anyone who has an issue with their phone receive the same information as l did.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Margarita - we appreciate it!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 19, 2020

    I was very satisfied with how fast the new phone came, due to my apt. Flooding and had water damage, I could not mail the phone until Monday when the post office opened. I have not yet received a confirmation that you received it. 6/15/20.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing your experience. It may be taking a couple of days to process.

    Verified purchase
    Punctuality & Speed

    Reviewed June 19, 2020

    My experience was wonderful! Fast, consistent and recognizable! I will definitely recommend this services to other companies/customers. I've been with Tmobile many many years and I'm so happy to be part of their family of customers!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to have you as a customer!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 19, 2020

    Cell change J7 to J7 Star. It was a quick exchange over the phone. The person I talked to was courteous. I am glad I had the warranty. Will tell others to get this insurance. The item arrive quick and the tracking was great. Thank you for a wonderful service to customers if they chose to purchase.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure, Gloria! Thank you for being a customer.

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed June 19, 2020

    Broken cellphones. The phone replacement went smoothly. Great customer service satisfaction. I took 2 days to receive the cellphone. When I called the customer service representative was very knowledgeable and courteous. I am satisfied with the handling of my claim from start to finish.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear it!

    Verified purchase
    Customer Service

    Reviewed June 19, 2020

    My service was fine but my phone was not overnight delivered, and now I'm having issues with it. Not happy with not getting a brand new phone. I WOULD NOT RECOMMEND THIS SERVICE. A new phone would be great. These 10+ suck.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jennifer - if you haven't done so, be sure to report the issue as soon as possible. You may still be within the warranty.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed June 19, 2020

    In the past, if I filed a claim, my new device would have came the next day via overnight mail. I filed this claim on a Wednesday and didn't get my new device until Saturday afternoon. I have 4 children that I couldn't contact while during my commute to and from work. Especially during these times of the pandemic I needed to have constant communication with them and them with me. I could only use my work phone. Hopefully if this happens again that I will get my phone the next morning.

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    Response from Assurant Phone Insurance

    We appreciate you sharing your perspective, Tiffany.

    Verified purchase
    Customer ServicePunctuality & SpeedHonesty & Transparency

    Reviewed June 19, 2020

    Had to wait 9 days to get my phone. Customer service was terrible. Still unable to get a follow-up from call from a manager as I requested. Kept on being told lies every time I call. Supervisors were not very cooperative.

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    Response from Assurant Phone Insurance

    Antius - we apologize for the lack of follow-up. If you still need assistance, please private message your claim and phone number.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 19, 2020

    Phone Damage. Seriously, this was the easiest claim I have ever made. Took less than three days start to finish. I was beyond impressed with how easy the entire process was and the speed of the issue being resolved.

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    Response from Assurant Phone Insurance

    Vincent - glad we could beat your expectations!

    Verified purchase
    Customer ServiceCoveragePriceMaintenanceStaff

    Reviewed June 19, 2020

    I needed to replace my mother's phone, she is in a nursing home. The rep was pleasant, easy to understand, respectful, and made the process a piece of cake. Returning the broken device was simple for my mom to complete on her own. The insurance is very affordable and worth it.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Darchelle - happy we could help you stay connected to your mom!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 19, 2020

    Cracked screen-phone replaced. I went online, filled out a claim. Within 24 hours I had my new phone delivered right to my door. So easy and fast...I couldn't believe it! This company works with you and fast. I recommend Assurant!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you, Brenda!

    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaffFollow-ThroughHonesty & Transparency

    Reviewed June 19, 2020

    At Assurant they claim "we understand what matters most. It’s not the things we protect. It’s the people we serve.” Lies!!!! Let me start by saying this is the first time I have been so disappointed in a company that I actually took the time to write a review. On 6/2020 I reported my phone lost and filed a claim (#**) with ASSURANT which was approved on 6/3/20, I paid the fee of $249.00 (aka service fee and deductible). The confirmation email indicated that I would be receiving a tracking number as soon as the item is ready for shipping usually within 24hrs (the usual process). The following day as promised I received the tracking number (**).

    On 6/6/20 as per UPS the item was delivered at 8:11pm and left on my front door. To my surprise upon my arrival home the item was not on my front door. I promptly reviewed my security cameras and to my surprise on the date of 6/5/20 – 6/7/20, there has been ABSOLUTELY NO DELIVERY COMPANY PLACING ANYTHING ON MY STEPS. I attempted to report the issue to UPS but was unable to place a claim as the online claims indicated the package was still out for delivery, while the tracking details indicated delivery was completed as indicated above.

    This misinformation was promptly reported to Assurant, the representative indicated that he would make a claim, which takes approximately 10-14 days. I informed him that this was a work related device and I would not be able to wait 10-14 days, so he recommended I speak with my service provider with hopes that they can send me a “loaner” phone while awaiting the completion of the investigation. My service provider was able to complete the process (provide a “loaner phone”) in a timely fashion.

    On 6/18/20 I received a call from an ASSURANT representative inquiring if I had received my phone, when I replied no, she then said “ok, I just wanted to make sure”. She then went on, we are going to ship you a “one time concession” but we cannot send it to the same address so you would have to provide me with another address where the device can be sent. Initially I was taken back, but compliant and provided a different address. The representative then again repeated “this is a ONE TIME CONCESSION”. At that moment, I asked for a definition what that statement meant, so she indicated that it was due to a package not being received they would ship an additional one free of charge. I then asked but a “one time concession?” What would happen if your second delivery did not get delivered like the first one, then what?

    Her reply: if not received ASSURANT would NOT be sending another device for free and it is only company policy that she informed me that this is only a ONE TIME CONCESSION. I then inquired what the outcome of my investigation was and her reply: “as per UPS the item was delivered on 6/6/20 and left on your door step at 8:11pm” so the investigation is closed. So ASSURANT is willing to offer me a ONE TIME CONCESSION.

    I expressed to her that I have video proof that there was never a delivery to my home and now Assurant want me to provide a different address which may not be under video surveillance and I must accept a “one time concession”. I then demanded to have a refund or speak with a supervisor. The Supervisor listened, expressed empathy, then indicated that she can actually override the need for a different address and have the phone delivered to my home, AS A ONE TIME CONCESSION. As my anger grew, I asked that a different delivery carrier be used or request a signature for proof of delivery. As per the supervisor this was out of her control and I can call the delivery company on my own and request a signature, when asked what and why am I paying ASSURANT to provide a service....my current rage prevents me from recalling her answer.

    I then asked for this claim to be canceled and my money refunded because at this time I’m am about to loose it. Her response, because this is a “one time concession” we can not grant you a refund. So you mean to tell me that although I have video proof that a package was nooootttt delivered as indicated I am now being told that I can no longer get my money back from a company I current feel can no longer provider the services it claims to be solely paid for. This is an outrage.

    I attempted to contact the corporate office but was only given a mailing address. How can I attach or show assurant a video indicating that this package was never delivered and why is the assurant company representatives demanding that this is a “one time concession”, which means if I don't get the second item I lose my funds. It is assurant responsibility to have my package delivered or refund my money. As per the assurant website ““at assurant, we understand what matters most. It’s not the things we protect. It’s the people we serve.” This is a load of lies!!!! Exactly how are they serving me?

    P.S: (I reviewed the ups website while writing this post on 6/19/20 5:18am: which indicates “we’ve begun an investigation to locate the package”) Why am I being asked to accept a “one time concession” and why am I not able to cancel my service if I am unhappy with assurant service. Please someone explain that to me.

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed June 19, 2020

    iPhone replacement. Assurant did an amazing job getting my replacement iPhone to me once mine was stolen. Filed my claim on a Monday and received the phone the next day! Couldn’t ask for better service!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's wonderful, Shane!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 19, 2020

    When ordering the replacement I was told one thing about receiving the item promptly. I use this device for work related tasks and was unable to receive it in a timely manner. It arrived five days later. Furthermore, I originally bought the item with the color blue. The rep advised it will be blues my other device well the device came late as well as the color black. I had to call in on day two to see what was going on and finally they advised that they would ship it by Monday. I received it Tuesday. Very disappointed!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear we did not meet your expectations, Angel.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 19, 2020

    Thank you guys for helping me with my claimed device, although I’d wish I got my same device. Can you guys please Match old device XS MAX please! I use my device for work and I have no trouble sending this one back. Please get back to me anytime! **

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Jason - we will have someone follow up with you directly to discuss.

    Verified purchase
    Customer ServicePriceRefunds & PayoutsStaffTimeliness

    Reviewed June 19, 2020

    Lost phone\put claim in the same day\next morning new phone arrived which is awesome for Customer Service professionalism. Yet, my phone was returned and found at the store. I have sent the the New Phone back and awaiting my refund for deductible. Thanks again Assurant.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gaetana - happy to hear someone located your phone!

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenance

    Reviewed June 19, 2020

    Great service. Quick accommodations. I had to call in because the first replacement phone had actually shipped broken. The floor supervisor was very quick at bbn pushing the order thru over night... I'm very satisfied.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's great, Quamon!

    Verified purchase
    Customer ServicePrice

    Reviewed June 18, 2020

    The experience was pleasant and reassuring, however the second replacement phone I got doesn't want to charge properly. I would like to have a replacement for that device. You can reach me @ **. I check my emails daily.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Richard - please private message your claim and phone number for assistance.

    Verified purchase
    Customer ServiceTech

    Reviewed June 18, 2020

    They replaced one of my phone, but they didnt on the other and they still took my money every month. The way I see it they owe me! They should have considered the Pandemic issue. I'm looking for other ways on my carrier and phone replacements. I want one who they stand by their words.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Stephanie - we would be happy to investigate what occurred. Please share a brief description of the issue, your claim, and phone number via private message.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 18, 2020

    Phone was damaged and I called and was directed on how to file a claim. New phone arrived quickly and instructions on how to set up phone and how to clear old phone and send it back in prepaid package were easy to follow. Excellent service. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure, Lorraine!

    Verified purchase
    CoverageStaff

    Reviewed June 18, 2020

    Excellent service! Hopefully I will not need a replacement but if I do I know that I would be provided with excellent service and I will receive my product on time and in one piece. I would recommend that people make sure that their devices are insured so that if they need a replacement they can get the same quality of service I experienced.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for the recommendation, Tamika!

    Verified purchase
    Customer ServiceTimeliness

    Reviewed June 18, 2020

    I was happy to receive my replacement phone, however, it was not shipped next day. It actually took about 7 days to receive it. Overall, I appreciate the service as this was my second time losing a phone. I am one happy customer. Thanks!!!

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    Verified purchase
    Customer ServiceCoverageMaintenanceStaffTimeliness

    Reviewed June 18, 2020

    Has to replace a broken phone. It was amazing! I got another phone the very next day. This was the easiest process to make a stressful situation better. This is my only phone, so I was worried as I have 3 small children. Everyone was so kind and understanding. I will never use anyone else.

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    Verified purchase
    Customer Service

    Reviewed June 18, 2020

    Cellphone replacement was lost by UPS....great experience from Assurant but maybe you guys should think of using Amazon or FedEx in the near future. I can only hope the matter gets resolved and I receive my replacement phone. Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 18, 2020

    It was fast and friendly service couldn't ask loved it. The person on the phone was very help as well as very pleasant and informed me about everything and is delivered quickly and easily with no hassle at all plus prepaid return package as well.

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    Verified purchase
    Customer ServiceCoverageTechMaintenanceTransparency

    Reviewed June 18, 2020

    Apparently it looks like phones are not inspected before being sent out. Phone that I received, was not working. It would automatically power off if phone was idle and not in use. Had to call in to have that phone replaced as well. Got another one replaced yesterday. And this one won't allow me to do Tmobile System Updates... It will freeze a good bit and then finally power off and try to start up the system update again repeating the process over and over again. In order to just stop it from doing that, so that I can actually use the phone, I had to just postpone the system update. I assume I will have to do that every day in order to actually be able to use the phone... Feeling very disappointed with all this situation, I would NEVER recommend Assurant to anyone!

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    Verified purchase
    Customer ServiceCoverage

    Reviewed June 18, 2020

    The customer service is great but so far 4 out of 4 times I have activated insurance they send a crap phone. With my Samsung they kept sending phones even worse than mine. With this LG..if I'm not on speaker or headset no one can hear me. What use is insurance if I can't get a decent phone?

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    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed June 18, 2020

    I called about my stolen phone. 24 hours later I had a new phone. Thank you for sending it so quickly. The tracking was easy also. I was surprised about the cost for the replacement phone. It was more than I was expecting.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed June 18, 2020

    Glass on phone broke, put in a claim, took about 5-10 min to fill out, got confirmation when done. It was aproved and shipped fast next day fast. I am very happy with the service provided to me. Thank you very much for fast service.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 18, 2020

    The process was very easy, the rep guided me through each step. She was wonderful! Very patient and personable. A definite asset to your company. I was amazed how quickly the replacement phone arrived!

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    Verified purchase
    Customer Service

    Reviewed June 18, 2020

    I have had many claims with Assurant and this time and each time I received my phone on the day they told me and timely fashion I give them 10 star???. Yes I sure would tell a friend and so on. Consumer service was great.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 18, 2020

    I talked to a young lady and she helped me be able to get my phone replaced. She was very polite and professional and I cannot remember her name. Overall it was a pleasure to work with her and get my issue taken care of. Phone showed up in about 3 days.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 18, 2020

    Fast, easy and convenient. Representative on the phone was super nice and intelligible. She handled my issues very quick and there wasn’t much of a wait time. I was able to get to the bottom of my issues and have them resolved.

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    Verified purchase
    Staff

    Reviewed June 17, 2020

    Awesome very much satisfied with the professional and courteous service. Thanks so much. I'm looking fwd to recommending you to friends and family members and anyone who has an issue with their product.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 17, 2020

    I sent in a perfectly good cell phone all but for the scratch on the screen. In turn Assurant sent a "replacement phone" which I thought to be a loaner phone. My phone is in excellent condition but the screen I would like it back. The replacement is garbage. Bad speaker. My phone's speaker worked just fine. ALL I wanted was my screen repaired and my phone sent back to me. I send in a good product to get it replaced with a worse product? I have tried to chat to no avail. I have called to be on hold just too long. Maybe my email will be replied to. I am not satisfied.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 17, 2020

    Assurant was very helpful. The new phone was delivered when I needed it. The process to get the phone was very easy also. I lost my phone kayaking and it fell on the river, there was no way of getting the old one back. Glad I had insurance on the phone.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 17, 2020

    I was told since day one that I’ll receive a return label when I receive my new phone. But there was none in there and when I called to get it the person that help me said she’ll sent it and still nothing.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed June 17, 2020

    I used online and spoke to a representative. They were very helpful. Great turnaround time on getting a replacement phone for my broken phone. Easy return process. Having a phone nowadays is vital for peace of mind.

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    Verified purchase
    Customer Service

    Reviewed June 17, 2020

    I was sent a phone that had an IMEI number already assigned to someone else. I have to find somewhere to print out a return label and mail it back. Now I'm without a phone until I receive another one.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed June 17, 2020

    I've had the same phone for over 8 months. Claim was rejected first 3 times. I submitted a receipt from Samsung.com. They denied my receipt. I bought my phone directly from Samsung. Receipts from samsung DO NOT have IMEI numbers on them. I spoke with 3 people from Assurant. They could not get the claims department to approve my phone. I have never had an insurance claim before this. The experience was awful. I had to argue with customer support for over 2 hrs on 3 different days. It was very bad. It seemed as though Assurant will do anything to not approve a claim.

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    Verified purchase
    Customer ServiceCoverageRefunds & PayoutsMaintenance

    Reviewed June 17, 2020

    I recently did an insurance claim on my Note 9 due to some water damage. The replacement that was sent to me had a defective pen. Lucky for me is the original pen was still in working order so I was able to use that for now. I feel like if I pay for an insurance the replacement should be inspected and something as simple as the pen could have been resolved easy if someone had just inspected the phone properly before sending it out to me.

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    Verified purchase
    Customer ServiceMaintenance

    Reviewed June 17, 2020

    The replacement device that was sent to me was defective. The sim card slot was damaged and unable to read the sim card. I brought the device to a Metro PCS location and they confirmed the device was defective. I returned the device and had to purchase a new phone.

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    Verified purchase
    Customer Service

    Reviewed June 17, 2020

    This is the second claim I have failed. My son has had his phone stolen and misplaced and both times they did a great job. I need to get my phone replaced but just don’t have the money right now. I will be calling them soon as I can.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedEase of UseRates

    Reviewed June 17, 2020

    Easy to use website. Quick delivery! I was very satisfied with the new phone. The price to have it replaced was very reasonable. I would recommend anyone who has T-Mobile to get insurance on their phones.

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    Verified purchase
    Customer ServiceCoverageStaffTimeliness

    Reviewed June 17, 2020

    Lost/stolen phone. Everyone from the Metro store, to the insurance company were excellent, and caring. My phone was delivered the next day, I've been using Metro for years, and love it. Highly recommend your company customers' service.

    Thank you

    Paula **

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed June 17, 2020

    I broke my phone and filed a claim and paid the $99 but a day later was told the replacement device I was expecting to be mailed to me overnight was back ordered with no expected restock date. I called Assurant and was transferred to Kimberly (**), a floor manager. I was not happy when they patched me over to her. But I was immediately impressed with her reaction to my problem. She was empathetic with my frustration and made my problem her problem. We went over the possible solutions and she promised to do several extra steps to solve the issue. She was true to her word when she promised to do what she could and call me back. The very next day she called to tell me my phone was on its way. I don't know how she worked it out but she did which is all that matter. She was super competent, caring and effective in her job. I would have probably changed carriers if not for her.

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    Verified purchase
    Customer ServicePunctuality & SpeedEase of UseTimeliness

    Reviewed June 17, 2020

    Very fast turn around time, was going out of town next day and phone arrived promptly before departure. Also very easy online claim filing!! Online website was very easy to use and hassle free, best service yet!

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRatesTimeliness

    Reviewed June 17, 2020

    It was a great experience. Shipped out new phone fast. Within a week it was here. Great next day delivery and easy return for old phone. Next day had shipping package with the new phone and the price wasnt bad. Other companies charge 3x more.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed June 17, 2020

    I have the T-Mobile 360 protection plan and when I ordered my phone not only was I told I do not have that plan. I also received a phone that that not include all of the things that my premium insurance pays for. I am still waiting for the rest of my items so I can return my broken phone.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed June 17, 2020

    I tried for over 2 months to get a replacement phone and finally had to resort to informing Assurant that I was ready to go to court due to the hassles that I was having to deal with. I was repeatedly rejected for "lack of proper identification, even after providing the case number for the robery where I lost my wallet and keys. I finally got to the point that I was going to go see a lawyer the next day, when I got connected to the only person there who was actually attempting to serve the customer rather than the company. She passed my information directly to the review team, who claimed they hadn't been informed of the situation previously. Finally the claim I filed on April 6 was finished up on June 15th when I finally got my phone replacement.

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    Verified purchase
    Customer ServiceCoverageMaintenanceStaff

    Reviewed June 17, 2020

    I received a damaged replacement phone. The camera did not work. I spent 2 hour and 1/2 talking to 5 different individuals to try to get a new replacement phone. Two of the people I talk to purposely hung up on me but the two ladies I talked to were the only ones to help me. I wasted so much time replacing a phone that should have arrived in working order in the first place and the 3 men that I talked to acted like they were doing me a favor replacing the phone that arrived broken.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed June 17, 2020

    Fast response and replacement delivery! Easy insurance form to fill out. Took maybe three to five minutes to complete. They will send an envelope for your damaged phone. A stamp will not be necessary if in the US.

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    Verified purchase
    PriceStaff

    Reviewed June 17, 2020

    The services I received were very professional, and the claim process was expeditious, so I thank you all for the professionalism. I will recommend your company to my friends and family. I also like the fact that the deductible was only $10.00.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppMaintenanceStaffBillingTimelinessHonesty & Transparency

    Reviewed June 17, 2020

    Since I can only choose one company at a time, I'll have to break my complaint into two. T-Mobile is also a part of this stress filled nightmare! However, at the moment, the insurance company they choose to send their customers to with broken phones, Assurant, is continuing the never ending horror show. I am 2 months away from ridding this experience from my life, but it's only becoming worse in my final days. The T-Mobile branch I went to completely bamboozled me from day 1. I had just gotten an annual bonus from my employer, and because my phone is used so much with my job, I thought I'd treat myself to the new Galaxy S9.

    To get to where I am now, I'll just say, I got stuck with the S8 and it came with a crack in the corner of the screen, which I was told I'd have to file a claim for and pay the deductible! (I was also told I didn't need a case for the S8, which was a loaner, and was to be exchanged when my S9 came in.) So, I was not paying the deductible for a phone that was pawned off on me, already cracked at the store...all within a week from getting it. Side note.. I've NEVER broken a screen or any part of a phone before this one.

    October 14th, the screen broke completely. It was basically the original crack growing, and to be honest, I hated it so much I wasn't buying cases and accessories for it now. Anyway, Assurant was not originally contacted, T-Mobile was. I wanted to find out what they could do, after everything I dealt with (additionally, to get a bigger commission, the guy there put a ton of wrong information in under my account. Business line, tablets and another phone line without even a phone connected!) After countless conversations I was stuck waiting. So, I used an old phone, that was horrible but needed, and continued paying huge payments just under $200/month.

    Finally, enough was enough. I gave in and filed a claim. T-Mobile was aware of every detail, and Assurant was as well. A week ago, when the claim was filed, I was told I'd have the new phone in a couple days, delivered to my home. After nothing came, I called for a tracking number. It was then when I was told the claim was actually denied. I had no idea, and waited daily for the phone. The reason for the denial? The quiz show questions were answered wrong.

    The one I missed was the exact date. I said it was right before Halloween, because it broke while shopping for decorations. Not a word at the time was explained. Now, a nasty rep was telling me, as a COURTESY, she would skip the 1st time I answered wrong, and would allow me to try again, but if I missed the date THIS time, then there would be no 3rd time! What?!? I looked up the terms and conditions and realized this lady was making up her own rules. I still asked her if I should check the date with T-mobile since being wrong would result in a denied claim for good! She was so rude saying, "Well I'd say that might be a good idea!" This woman held my approval in her hands apparently, and I stayed polite while my blood boiled!

    Now, armed with the date, and a T-Mobile rep on the line too, I called again. At some point early on, T-Mobile just hung up. I didnt even know until I asked them for input. Now, the date means nothing. Now, it's not claimed within 90 days. All of that other crap was, I guess just for fun! The phone and the issues have been continuously reported to both companies! The same day it was reported! I was unhappy about having to pay a week after buying the stupid thing, and was waiting over the course of 2 YEARS for a resolution! I was paying insurance every month for insurance that I could never even use! I was dragged along, ignored, insulted, overcharged, lied to, and now, AGAIN, stuck with a phone I never wanted, and that doesn't even work!

    I cannot believe a big company can be so awful to customers. T-mobile will get an even more messed up complaint..since I was not supposed to be tied to them for 2 years from the start! But this insurance company is taking advantage! "No, no...don't file the claim yet, it's not your fault it's broke...Well you waited too long to file. Sorry." (Actually, never once did I get an apology from Assurant...and T-Mobile will say it, but only while they push you out the door!)

    Is this how they get around fixing problems and still getting money? Just screwing people while taking payments? Oh, another Assurant gem told me, "You don't have insurance on the phone..just the phone LINE." What kind of ridiculous statement is that?! How do I break the phone LINE?! Why would I put insurance on the air..where the phone line is?!? Horrible service and products and terms, and whatever they do. Just another time I'm being bamboozled!! This is criminal.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 16, 2020

    Replace lost phone. Everything was taken care professionally and efficiently. I was very satisfied with the experience and would recommend your company to anyone who wants to insure a phone and not worry about a claim.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Anthony, Happy to hear you are satisfied!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 16, 2020

    After water damage, I contacted Assurant and filed the claim online. The process was simple and confirmations of the progress of the claim was quick and informing. The new phone arrive within three days.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 16, 2020

    Not one of your customer service reps were polite! One of them kept talking over me when I simply wanted to explain what was going on. I got hung up on a couple times (I was not being rude or loud). It took over a week and a half to get my device! I was left without a phone with my 8 mo baby during a pandemic crisis. I was given inaccurate information! And was not told instructions I was supposed to take care of. This whole experience just made me want to switch carriers because I don’t want to deal with Assurant any longer. I’m upset at the fact that no one cared that I needed to have a surgery done and was going to be left without a device so I couldn’t contact my family. My husband was working out of town. This was just a crazy sad feeling. I was given the feeling of not being cared about but y’all will take my money real quick.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 16, 2020

    Google Pixel. This phone is not in good shape. It runs slow and often just gets stuck. I would like to have another phone as this one. The phone was a day late. We ordered it on Sunday and got it Wed.

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    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed June 16, 2020

    UPS left my phone and it's not at the access point and you're not giving me a replacement. I paid for this phone. UPS should have just brought it back if I wasn't home. I've been to the access point 3 times and it's not there. Why can't I just get a replacement? I pay you every month for this service. I just don't get it. This has been going on since May 8th. You have to do better.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 16, 2020

    I am satisfied with your service. I received my phone promptly. I did not get a charger or headphones, nor was my otter case replaced. My charger and headphones should at least have been replaced. I didn’t know that the phone was going to be replaced only.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedOnline & AppMaintenanceStaff

    Reviewed June 16, 2020

    Broken Samsung Tablet's screen. Fast and easy! Lovely and pleasant experience! Amazing customer service and no questions asked. I am surprised of the speed in the process. My tablet's screen got damaged and I was able to replaced it easily. LOVED IT.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 16, 2020

    Y'alls customer service was wonderful. I forgot the woman's name but whoever I last spoke with to confirm my order and then pay she was wonderful. I appreciate the overnight shipping. It helped a lot. Thank you!

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed June 16, 2020

    Took a little over two weeks to get my replacement phone. Lots of back and forth emails and phone calls to this insurance company. Then when I finally got my phone it didn’t work and the sim card was junk. Ended up having to go back into the cellular store anyway. Very inconvenient and a long process.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed June 16, 2020

    My replacement phone arrived quickly and intact, complete with postage paid envelope to return broken phone. Bravo. My only real complaint is a common one I'm imagining.... the $100 fee on TOP of paying for insurance for years and years and years... That and I lost half of my apps and settings when I took my phone to the local US Cellular outlet to get my info transferred to the new phone.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 16, 2020

    Everyone was very helpful and made the transaction so much easier. The process so simple and quick which made the experience much easier. Thank you for a very thorough service. Glad to be your customer.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 16, 2020

    Took over 10 days because of a minor thing which was to disable Apple ID. I had to get back to you to find out the hold up. Once I talked with someone it was prompt. But no one emailed me the hold up just said processing claim.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience and delay.

    Verified purchase
    Customer ServiceCoverageStaffFollow-ThroughHonesty & Transparency

    Reviewed June 16, 2020

    Just picked up my new car and found at dealership that bluetooth would not stay on. Called service and they directed me to Assurant since I had insurance. Honestly, hated their automated application when I called, but the customer service agent was fantastic assisting me with this problem. New phone arrived as promised and even got an upgrade.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 16, 2020

    I called to report damage on Saturday. They were nice and helpful. It took until Wed to get phone. I know they generally send refurb units. I was pleasantly surprised to see a new Note 9 and the claim said blue but it's pink. T-MOBILE store said purple but I'm sticking with pink. Unfortunately because of the damage I couldn't get my info out of old phone or reset it a little concerned about that. I have someone trying today. Also didn't expect the 250 deductible. I thought I was on the plan for around half of that. So your people were helpful and nice, awesome the phone was new, bummer it was pink/purple. Not the end of the world. I'll put a case on it.

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    Verified purchase
    Customer ServiceMaintenance

    Reviewed June 16, 2020

    I received used phone for my broken phone replacement. No one never didn't tell me that I can possibly get used phone. Shame on you Assurant. I called Tmobile, talk with supervisor and was told they donate nothing with it. Then I talked with Assurant same thing. "Due to Covid 19 we don't have new phones", was the answer from the lady on the phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Samir - we appreciate you sharing your feedback with us. We received your information via Trustpilot and are currently reviewing.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 16, 2020

    Trash customer service, give you the wrong information, had me waiting for over 2 weeks for nothing after giving me the wrong information, about how my process, waste of money to get their service,

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Juan - that does sound frustrating. If you are not already working with someone to resolve, please let us know via private message. Be sure to include your claim and phone number.

    Verified purchase
    Customer Service

    Reviewed June 16, 2020

    I dropped my phone and the corner of the screen. The company sent me a new phone in a timely manner. It was easy to transfer all the information. It was also easy to ship the phone back with the prepackaged envelope and label.

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    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed June 15, 2020

    When I purchased the insurance I was not told about the $100 deductible nor was I told you would substitute a refurb when I expected a new phone. The refurb probably cost you less than $100 so you still made money. The premium I have paid for 2 years hardly seems worth it. I won't make the same mistake next time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Greg - we appreciate you sharing your perspective with us.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed June 15, 2020

    Horrible. You gave me a phone that glitches every second of the day. The screen goes out and turns off and I can no longer text or call at work. I have done the troubleshooting and the phone is still not working. Someone needs to contact me asap!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Andre - we sent a private message to gather the information needed.

    Verified purchase
    Customer ServiceCoverage

    Reviewed June 15, 2020

    I never received my phone, or any other information regarding the claim. Only received an email to tell me everything was delivered. I’ve paid insurance for 2 years. I would like to know what has happened.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Daniela - we would be happy to look into this. Please private message your claim and phone number.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 15, 2020

    I ordered a new phone and I thought it was going to be amazing however it was not. The replacement phone has a terrible speaker. I cannot hear half of my ringtones when a person has called me. I have been unable to locate a customer service number that doesn't feed through me through a robot. I am highly disappointed with this phone that I received. I cannot use speaker phone as it sounds like I'm sitting with my phone in a trash can.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Seth - we are sorry to hear you are disappointed. For assistance, please private message your claim and phone number.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 15, 2020

    I thought I had lost my phone but was found after I canceled the service, replacement had been shipped, so my original phone was then connected by one of your representatives. I returned the replacement phone via UPS, your service was excellent.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lewis - sounds like it all worked out in the end!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 15, 2020

    Claim was processed very quickly with no problems. Replacement phone only functioned for one week and has the exact same problem. We don't know if we were sent a new phone or refurb. Now we have to go through another process to get this phone replaced.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Steven - we are sorry to hear you are having trouble with the replacement device. In most circumstances, they are reconditioned. If you need additional assistance, please let us know.

    Verified purchase
    Customer Service

    Reviewed June 15, 2020

    The process itself was great. However, I have still not received my replacement and it has been 10 days. I'm working on the front lines of this pandemic. In public health a phone is essential. Disappointed in the replacement time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Bianca - could you let us know your claim and phone number privately? We will request an update.

    Verified purchase
    Staff

    Reviewed June 15, 2020

    My replacement claim process was easy an efficient. Received the new device in 24 hours. Representative was friendly and professional. Return process for old device was simple. No complaints or issues to report on the process, service or device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Awesome, Tiffany!

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed June 15, 2020

    I am truly happy I had purchased the insurance for my phone, the cost is so much lower than having to replace an entire phone. I have sent the damaged phone in the package included in my new delivery. Sent 15 Jun thru USPS Direct at the post office.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It's wonderful to hear, Aida!

    Verified purchase
    Customer ServiceStaff

    Reviewed June 15, 2020

    The customer service rep was kind and professional in helping me set up my order for replacement. I received my phone within two days and it’s been working fine since. Thank you for your help. I’m just glad I live in a safe and good neighborhood where my phone was not stolen from being left outside my front door.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks so much for your wonderful feedback!

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed June 15, 2020

    My experience with the Assurant claim was absolutely horrible. The claim took longer than it should have. No one on the staff was able to answer any of my questions. I was transferred numerous times and no one on staff was able to answer my questions. I paid $16.00 a month for the insurance for two years which essentially has paid for a new phone, the phone valued at 349 plus I paid for the phone, I was charge $99.00 deductible (why) when I am already paying $16.00 to cover the insurance.

    This is not an analogy to car insurance. You pay your car insurance and a deductible. Your car damage is repaired. You are not ask to return your car as well. This is your policy, however, this is not good business practice. Customers are being exploited and taken advantage of with policy, and the company Assurant is the only one gaining in this business. I paid for the phone. It should be my property. The experience of what I had to go through to file the claim was totally unprofessional.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Telazena - it is never our intention to disappoint our customers and are sorry to hear you were unhappy with the process. We appreciate you taking the time to share your feedback with us.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed June 15, 2020

    Greetings, I was sent a phone with dust on it, uncharged, without a charger. And you all had the nerve to tell me when I had to have the old phone sent back or you would charge me! I couldn't even get all my files sent over from that phone! I'm livid and will be canceling my insurance on this phone. And for you all to be the only phone insurance company, it seems you would have better business practices & customer services.

    This ordeal has been so bad, that I am also leaving Metro PCS after 11 years. I'm done paying for disrespect from companies whom do not value the very consumers that keep you in business. Without the clients & consumers....you wouldn't have a company. With everything that's going on in the our country, everything is about to change, and companies that do not value their customers, with one person whom raise awareness to being undervalued, can shut down and bankrupt an entire company. Understand that companies are powerless without the value of their customers. Do greater.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Natalie - we are sorry to hear you are disappointed with the device you received. If you would like to discuss, please share your claim and phone number via private message.

    Verified purchase
    Staff

    Reviewed June 15, 2020

    The Assurant website was not able to locate my account and not showing any info, in fact it kept saying incorrect info. However when I talked to a live person she was great. I cut her off on her speech. I did apologize and she was so polite. I appreciate speaking to a live representative. Things like this can only be done by a human touch!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Marisol - happy to hear you were able to get the help you needed!

    Verified purchase
    Customer ServiceCommunication

    Reviewed June 15, 2020

    This process was nothing short of frustrating and problematic due to the lack of communication and information provided by Assurant. It should be known up front if your device is not purchased from T-Mobile it will require additional information.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Treginald - we apologize for the confusion. If you need additional assistance, please reach out to us privately.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed June 15, 2020

    My phone was lost or stolen and then it was recovered. After I filed my claim I paid for two phones and I should be able to unlock the one and give it to a family member but they won't allow it which is ridiculous because I paid for both phones. Very poor customer service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Amber - if we are understanding your feedback correctly, it sounds like one of the devices would be the property of Assurant or unusable as it was reported lost/stolen. If you have specific questions, please let us know via private message.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 15, 2020

    IME Number. This was not mandatory field when filling out claim form so I left blank because I did not know it. A week later I called to find out what's going on and they said it was not processed, but they had number in system.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tim - did you get this straightened out? If not, let us know via private message.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed June 15, 2020

    It was really quick and easy to submit a claim to replace my phone. I really enjoy this service and will use again if needed. I would recommend to anyone considering submitting an insurance claim where it is an option. It was very easy and straightforward through the entire process.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's our goal, Landon!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 15, 2020

    Assurant has always been terrific when I've filed a claim. Punctual and great customer service. I have had a few claims because I have two phones on my account. Assurant had always been amazing. My new phone arrived the next business day. No hassles, no worries! All business should learn from Assurant! Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Love we can continue to exceed your expectations!

    Verified purchase
    Customer ServiceCoverageStaffTimeliness

    Reviewed June 15, 2020

    Called in reference to replacing my Samsung S9 plus, which was stolen. Forgot his name but the gentleman I dealt with was very professional and polite. The whole process took little time and my replacement phone arrived the next day. Very happy with the whole process.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks so much for your kind words regarding one of our teammates.

    Verified purchase
    Customer Service

    Reviewed June 15, 2020

    I haven't received the phone yet. Since the beginning of the complaint, we have been paying into account without using it, needing it as soon as possible. I am not managing to solve this problem that has been redeemed for a long time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tamara - please share a brief description of the issue, your claim, and phone number via private message. We will take a closer look.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 14, 2020

    The delivery was quick, phone and instructions intact. I was satisfied with customer service also, and pleased all around. The company gave no hassle about receiving another phone, verified me as an individual to access the account and I had the phone and tracking number within the day. Thank you for being prompt and thorough.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed June 14, 2020

    Service is always good. Customer service is always stress free. Thank you for being there for us when we're needed a replacement. I will definitely use your service again for all our insured electronics.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 14, 2020

    I received my new replacement phone and it was very easy and simple to activate. I appreciate the tmobile representative that helped me file my claim and apply my insurance in order to get a new phone. I'm very grateful.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 14, 2020

    The process of filing the claim was simple and fast, unlike the process of receiving the device. It took a couple more days than expected. Upon receiving the replacement, I noticed it was not the same decive I had. I received a pink phone. My phone comes with a screen protector factory installed. Such a protector was damaged when I received my phone. I contacted consumer support and they told me they could not do anything about either issue.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have a specialist contact you directly to address your concerns. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 14, 2020

    It was good.. No complaints.. Thank you for your help in replacing my phone so quickly. My replacement came in 2 days. Customer service was great. I have nothing bad to say. I am very happy. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure, Cathy!

    Verified purchase
    Customer ServiceCoverage

    Reviewed June 14, 2020

    It came faster than expected. The process was easy to from start of the claim to returning the damaged phone. I would recommend Metro because the store gave me all my options so I could make the best choice. I'm glad I have insurance or I would of been screwed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to help, Vanessa!

    Verified purchase
    Customer Service

    Reviewed June 14, 2020

    I was told when I first called I would have my replacement phone in two days. It took over a week had to back order. 2nd I was trading the replacement phone on an new iPhone and still can't because the phone is locked down for some reason. I would have had no problem if I was told all this up front. I believe training is what is needed and not to guess on what will happen.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate the suggestion, Gordon.

    Verified purchase
    Punctuality & Speed

    Reviewed June 14, 2020

    It was great, my device came quick and safe with no damage in the expected time that was stated. This was a great experience that took no time at all. Thanks Assurant for everything. I will consider you anytime.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks, DeWon!

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com