Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    2 featured reviews
    How do I know I can trust these reviews about Assurant Phone Insurance?
    • 4,927,050 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 45 Reviews 8465 - 8665
    Verified purchase
    Refunds & Payouts

    Reviewed Nov. 1, 2020

    When we processed the replacement we received the package with someone name on it (Marisol **) which I was super upset thinking someone was in my account. Please make sure this does not happen to anyone else. I was so close to returning it but it had my daughter number on it so I open it.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Amanda, we are sorry to hear about the packaging issue. To have someone further review, please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServicePunctuality & SpeedFollow-Through

    Reviewed Nov. 1, 2020

    My husband and I both had to replace our cracked phones. The customer service was quick on the phone. She had given us links to them follow through to submit the claim which was straightforward. We received our phones within the next 3-4 days.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Paige, happy to hear you had a pleasant experience. Thank you for the feedback!

    Verified purchase
    Customer ServiceMaintenanceStaffTimeliness

    Reviewed Nov. 1, 2020

    The person over the phone was helpful and nice. The only thing that really bothered me was that I began my process over the phone but had to complete it via email. My phone was completely inaccessible due to the damage of the screen, so I went to a store when I wasn't sure what my options were at the time. We started the claim there. I was then told I'd receive a link. I then had to go back home to complete. The expectation that people have another electronic device available that can access email is reasonable as most may, but this is not the case for everyone. Therefore, for this reason the process should allow for completion over the phone. The other thing to consider is that I had a time restricted window of opportunity to submit the claim in order to receive my replacement next day. What if in the drive back home, I would have missed the window.

    I also feel very unsecure that my phone was in great condition from the outside that it will probably be refurbished. According to the store attendant, the LCD was broken internally. I could not access anything from my phone in order to clear it. I would have preferred knowing that the phone would be destroyed or some alternate resolution that can bring me comfort in knowing my personal information is safe.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a helpful and nice experience with the representative. We assure you the damaged device will be handled accordingly. Our consumer's security is our number one priority.

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceOnline & AppRefunds & Payouts

    Reviewed Nov. 1, 2020

    Cracked my screen on my phone, they forced me to get a different phone for $99, would only cost $29 for glass replacement. Had more trouble cause iCloud does not load everything I needed from my old phone. Don’t get sucked into this scam for insurance, would have been cheaper to just pay to get my screen replaced by paying for it myself and not paying insurance.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tim, we are sorry to hear you are dissatisfied with your experience. Thank you for the feedback.

    Verified purchase
    Staff

    Reviewed Nov. 1, 2020

    The First time I talked to someone that had heavy accent and he started my claim. I became busy and partly forgot about it. The next time I talked to someone that was in the States and she looked up my claim and told me that me that I didn't finish it, so she helped me finish my claim and everything went smooth from there.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lawrence, happy to hear you had a smooth process. Thank you for the feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 31, 2020

    I had an iPhone that was damaged by accidental screen damage from being dropped. Apple care was part of my plan, but they had very unreasonable criteria in which to accomplish the task of getting a replacement phone. So, working with Assurant was so easy and painless. It is hard to be without a phone these days, and they had the replacement phone out with in 2 days of my claim approval. It was so easy to send the damaged phone back. I appreciated their help on the phone as well.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So happy to hear you had a 5-star experience! Thank you for the review.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 31, 2020

    This was the smoothest transaction ever. I simply explained my problem and the rep was exceptional. She immediately placed my replacement order and it was done. The ONLY glitch was in me having to call the to verify when my phone arrived as no tracking was availed to me.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gary, happy to hear you had a smooth transaction. Thank you for the feedback.

    Verified purchase
    Andrew increased rating by 4 stars.
    After a positive interaction with Assurant Phone Insurance, Andrew increased their star rating on Nov. 2, 2020.

    Updated review: Nov. 2, 2020

    5 out of 5. Process was easy.

    Original Review: Oct. 31, 2020

    The starting phase of the claim was easy but then when I sent my device back in the packaging they have provided and I have not received notification that the device was received on their behalf. I have tracked my claim daily with no notification and it is close to the 10 day period.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Andrew, glad to hear you had an easy claim. We would be happy to look into this further. Please send us a private message with your contact number.

    Verified purchase
    Customer ServicePrice

    Reviewed Oct. 31, 2020

    I Arranged for a new phone, however it took almost a month to arrive. I paid the 250.00 deductible, 2 calls to find out what was holding up the delivery only to find out there was a serial number missing that needed to be entered, which is out of my control.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Brandi, we are sorry to hear about the delay. Thank you for the feedback.

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedMaintenanceStaff

    Reviewed Oct. 31, 2020

    Was having problems with my phone not pairing to my SUV and not tracking my vehicle discount mileage. Phone had been dropped several time. I was directed to your website to complete my claim. Your agent was helpful in guiding me there. Replacement phone arrived promptly and is working fine. Instructions on how to switch my data and return broken phone were clear and concise. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Isie - We are so happy to hear you had an excellent experience! Thank you for this great feedback!

    Verified purchase
    Customer ServiceCoverageBilling

    Reviewed Oct. 31, 2020

    How come, did you sent me a used phone when I paid more than two years and I only used it once. Which is Samsung S9+. If I knew, I would never add to my bill. So, I am not satisfy with your insurance.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    The terms and conditions state the replacement device may be refurbished. We apologize for any inconvenience this has caused. Thank you for the feedback.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 31, 2020

    This claim took forever. While on paper the claim I started was opened and fulfilled on the 21st it actually began with a different claim on the 18th. I called the carrier who directed me to contact insurance with an issue on the phone and insurance just didn’t want to fulfill the transaction. Instead they gave me the runaround directing me to Apple then making me have the carrier on the phone for a 3 way call because of an address discrepancy that did not exist and even saying to the carrier who was on 3 way that his information in the computer was not right. Long story short, on the 18th after 3 hours of back and forth phone calls and being hung up on by supervisors at least twice Assurant blocked the claim and wasted everyone’s morning. Only to approve a different claim in 2 days. I hope I never need these jokesters again.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Reese, we are sorry to hear about your claim process. Thank you for the feedback.

    Verified purchase
    CoverageStaff

    Reviewed Oct. 31, 2020

    Great service, Very professional & courteous staff. Very glad I had insurance!! Thank you & please be sure to vote!! Your vote matters!! God bless you and your families and God bless America & The World! MAGA!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are so happy you are pleased with the service! Thank you for the review.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 30, 2020

    I don't know why I have opted for the insurance which is no use for me. This is the second time I received a replacement time and the device already started giving me trouble. Whenever I move out of Wifi network, I don't get any mobile internet, each time I had to restart the device for mobile network network. Also, whenever I try to use map to during drive, the map applications hung or half of the screen goes dark. The same issue I was having my 1st replacement phone which I thought of software issue and I adjusted with that but the second replacement also have same issue and few more issues. Why I need to pay $149 to get a old and faulty mobile phone as replacement.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear about your experience. A private message was sent to you asking for further details.

    Verified purchase
    Online & App

    Reviewed Oct. 30, 2020

    I received my replacement and at the first drop with screen protector and case the tablet goes black and cracked internally. It’s not fair to send out bad replacement and should be more aware of the type of products they are shipping out.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lizette, we are sorry to hear about your experience. Thank you for the feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 30, 2020

    I had a wonderful experience with Assurant. The agent was patient, very knowledgeable and so helpful. I received my new phone in a matter of two days. I would definitely recommend Assurant to friends and family.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us! Glad to hear you had a great experience!

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 30, 2020

    Never will I use Assurant again. Denied claims that eventually become approved if you just keep calling back over and over until you get someone who knows how to do their job. You said.. "Phone is not covered as IMEI is not in our system.. call Samsung". Samsung says, "The device IS covered and the IMEI you have is the IMEI that was given to them in 2018. Call Assurant back." Back and forth for 3 days. Learned my lesson with your company... I will be canceling all my insurance with you because quite frankly, paying $800 for a new phone instead of dealing with your company is preferable. Never again!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    David - We apologize for the inconvenience and are sorry to hear we lost your business due to your experience. Thank you for the review.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 30, 2020

    Thank you for providing the new phone in a timely matter. The customer service was excellent. We highly recommend your services. My new phone is working very well. I am so happy to have been reconnected since nowadays communication is very important. We appreciate your help.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the great feedback. We try really hard to provide a good experience and are really happy to hear that you enjoyed it!

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 30, 2020

    Wonderful, very easy. Returned easily. A little expensive. I think it should be cheaper. The customer service was great and knowledgeable. They were patient and helped and handled everything with care.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are so happy to hear about your great experience! Thank you for the feedback.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 30, 2020

    I lost my phone, therefore I was lost as well. I called Assurant and everything was taken care of over the phone by the most knowledgeable representative. My new phone delivered next day and I was not lost anymore!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you had a great experience! Thank you for the feedback!

    Verified purchase
    Customer ServiceCoverageMaintenanceStaff

    Reviewed Oct. 30, 2020

    Phone with broken glass was replaced. You all were spot on the ball...so thank you. You handled the claim for **. Thank you for honoring the claim. In the future we hope to stay with T Mobile and continue to take out insurance with Assurant. I really need a good working phone and you all took care of the situation.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We're happy you had a fantastic experience!

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 30, 2020

    I placed an order. My phone screen was cracked. It was at my house the very next day and the customer service was EXCELLENT! I would most definitely refer to friends and family. I am pleased with the service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you so much for taking the time to leave us this amazing review.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 30, 2020

    One of my family members dropped their phone in the tub. I started my claim online and had to finish it over the phone. The gentlemen that I spoke with was very nice. The claim came quickly and Assurant kept in touch with me the whole time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are so grateful for your kind words. It’s always so refreshing to hear that we are doing a good job!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 30, 2020

    Very satisfied with the speedy manner in which you took care of my claim. Had this insurance for years never used it. Had. Never had a problem with my phones. Recently I had started to cancel it because I had never used it. Thank God I did not. Thank you so much for your service???

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you are pleased with the coverage! Thank you for the feedback!

    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Oct. 30, 2020

    I am dissatisfied with my phone and exchange experience! The replacement phone I paid for, I received from Assurant, has the same overheating issues as the phone I returned. Why am I paying for insurance!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Melinda - We are sorry to hear about the issues with the replacement. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 30, 2020

    Assurant was fast in responding to my damaged phone and I got a replacement in less than three days. And that was Great. I will like to recommend Assurant to everyone, they will be there in time of emergency. Thanks, Assurant for being there always.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gus - It always brings us great joy to hear that we are doing a good job! Thank you for this amazing review!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 30, 2020

    Process was fast and easy and representative was very helpful and professional. Received replacement item quickly. Assurant is an awesome company and they really care about their customers. Staff was really friendly and attended our every need.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear the process was fast and easy! Thank you for this awesome feedback!

    Verified purchase
    Customer Service

    Reviewed Oct. 30, 2020

    My experience was AWFUL. I own a Motorola Z4. I was told that I have a Samsung 10+. That's what I will be sent. I NEVER owned a Samsung. I don't like the product. But Assurant is forcing me to take whatever they want to give. Please have someone call me regarding this matter.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Donna - We are sorry to hear about your feedback. A private message was sent to you with further details.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Oct. 29, 2020

    Fantastic customer service! Received my phone the very next day and was easily activated. Customer service representative was friendly and professional. My problem was listened to and my issue was resolved quickly.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Melissa - Happy you received the phone right away! Thank you for this amazing feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 29, 2020

    Assurant has excellent customer service and customer support. Claims process was quick and easy. Was approved quickly and they processed the claim and shipped my new phone out right away with overnight shipping.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Mark - Happy to hear you had a fast fulfillment!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 29, 2020

    Great, courteous and fast service, no long waiting time over the phone. I received my replacement cell phone in 36 hours via Fedex. Reactivation and transferring data could do it myself, but since I have a T Mobile store a block away from me, they were able to do it for me.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a quick resolution. Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 29, 2020

    The process and getting the replacement phone was speedy. Chatting with the rep was on point and helpful. They were very knowledgeable and attentive to my issues and concerns. I will highly recommend their services.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us! Glad to hear you had an outstanding experience!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 29, 2020

    Excellent customer service. The girl was very attentive and answered all my questions. She did not have anything unhandled. *****. Very friendly. Always gave me a chance to talk if she felt that I wanted to say something. Keep up the great work and keep this girl on your team.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So happy to hear the representative was able to provide you with outstanding service!

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Oct. 29, 2020

    I received a phone, and SIM card that was locked and not compatible with my network. I’ve sent back the non compatible device and still haven’t received my new working device. I should have immediately been overnighted another phone once you guys realized the error. Would not recommend anyone pay for this service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 29, 2020

    I don't think it was enough time to turn in the phone and get everything changed over due to the fact they are not able to do everything for us at the Metro PCS office so therefore I have to do it myself and I am not technology savvy. I had to wait to get assistance and I was out of town during the time my phone broke and I am just now getting to figure out how to transfer everything. The person helped me get it together so I can transfer things to my new phone from my old phone. I also don't like that I have to turn my old phone in and be rushed to turn it in.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lisa - We are sorry to hear about your experience. Thank you for the feedback.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Oct. 29, 2020

    My watch was stolen and I needed to replace it. Called T-Mobile Assurant with no problem my account was handled. The agent was excellent in handling my case. The directions was clear on what to do and everything came through as he said!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Leslie, thank you for taking the time to share this great feedback with us!

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 29, 2020

    Very Bad. Assurant was no help at all getting my Issue resolved. T Mobile finally Stepped up and Handled my Issue very Professionally. Thank you T mobile. Called the Very next day and Made My claim right and sent me a New Phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Robert, we are sorry to hear about your experience. Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 29, 2020

    Overall process was easy and fast. Using their claim link, was a painless process and return of my damaged phone was fast and easy, since all return information was provided beforehand. I only had to put in package and send off.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had an easy and fast experience!

    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 29, 2020

    Unfortunately these days people only complain and never compliment. Everything went as it should, everyone is happy. Fast accurate service. Glad I didn't need to talk to anyone though, I've heard it takes a long time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Amy, we are so happy to hear about your great experience! Thank you for taking the time to share it with us! It's greatly appreciated!

    Customer ServiceCoverageSales & MarketingOnline & AppStaffTransparency

    Reviewed Oct. 29, 2020

    Updated on 10/30/2020: Since Tuesday, I am struggling to submit one claim, their system was down for awesome 2 days !! And each time I called their customer care they said that my claim can be processed if I upload docs on Contact Us page which I did on Wednesday, and on Thursday I was told that my claim is under verification. And now on Friday, they say my claim was cancelled so they cannot proceed!! Guys, do not buy AppleCare+ insurance, it is a SCAM!!! Run!! Save your money from these scammers.

    Original review: First of all Apple cheated by saying it is "Applecare" for the iPhone insurance as they have hidden the fact that it is some 3rd party insurance company. Now, when I lost my phone and want file for claim, the so called Assurant insurance company's website is down since 2 days!! And I am unable to submit the claim!! And I even heard that they give used phones as replacement phones, now I am worried !! It is indeed waste of money to buy an Apple care.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the online issue. The terms and conditions do state the replacement device may be refurbished. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer Service

    Reviewed Oct. 28, 2020

    Phone was very hard to download info from old phone and sims card. 3 calls and 5-6 trips to store in order to be able to use phone so was on myself and other was just the phone but as of now all is good.

    Thank you

    kimberly

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kimberly, thank you for sharing your experience with us. Sorry to hear about the trouble with activating the device.

    Verified purchase
    Customer Service

    Reviewed Oct. 28, 2020

    The process was somewhat painless. Assurant was able to provide cell phone repair shops in my zip code and it was easy to get a hold of them via Live Chat, which I would recommend rather the calling. Overall - I was satisfied.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear you are satisfied with the results!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Oct. 28, 2020

    I did my insurance claim on a Monday. They were supposed to express ship my phone. I was supposed to receive it the next day. I go back into my phone store on Friday and call to see where my phone is and they tell me that FedEx has already delivered it. Now let's keep in mind that my phone completely went out on the 14th of that month and it's already the 23rd of the month and now I'm being told I have to wait up to 14 days for them to do an investigation with FedEx. So you're basically telling me that I paid for my phone service and because the device and the insurance is messed up I didn't receive half a month of my service I paid for? I'm a single mom with two kids. I need my device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Chantrell - We are sorry to hear you have not received a replacement. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 28, 2020

    The worst company I have ever dealt with. After being on the phone with them multiple times for many hours they refused to replace my device with a similar device or comparable one. Missing futures is not a comparable device. I supplied them with 7 phones that had the same features and they still refused.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Frank - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePrice

    Reviewed Oct. 28, 2020

    See subject or call my landline **. The phone you sent can't be hooked up. It's on a bad list until it's cleared and on a good list. I have no service and a phone you charged me $50 more on top the $400. Paid when I purchased the 2 phones at time of purchase. I'm not happy getting ripped off. It's a lot of money.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Donald - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 28, 2020

    I am very dissatisfied with the level of service that I was provided. I sent a copy of my driver's license 4 times and each time I would call and verify that it was received, the representative would tell me that the image was unclear and to re-send. The last time I called, the rep that I spoke to actually took the time to investigate the issue and she was told by the back office that I was uploading the ID to the wrong place and that I needed to email the ID instead.

    This process took a week to resolve. I really wish the other reps would have helped me and got to the root of the problem which was that I was sending it via an incorrect method. I find it hard to believe that it took reps to provide me with a solution. I work from home and connect via my cell phone and I was unable to properly work all week because of this delay. I had to use my time off of work because I did not receive my phone in a timely manner. Surely you can view my account notes somewhere to see all the issues I experienced.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Rebecca - We are sorry to hear about the claim process. Thank you for sharing your feedback with us.

    Verified purchase
    Customer ServiceCoveragePriceValue

    Reviewed Oct. 28, 2020

    I paid the insurance on my original phone for several years and was disappointed to be charged the replacement deductible of $149. Surely, I thought, I would be getting a newer model. No- it is a refurbished iPhone 7 with glitchy sound issues that I took to my local T-Mobile store. They were surprised the deductible was so high. With the insurance for years and deductible, I could have purchased a new phone. I immediately dropped the continued insurance as a result. It is not worth the money. The store suggested that I submit this complaint and ask for a newer phone as a replacement.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the glitches with the device. Please note, the policy does indicate a refurbished device may be issued and it's a like for like coverage, not an upgrade. The replacement device does come with a warranty; we reached out to you privately to gather a few more details.

    Verified purchase
    CoveragePricePunctuality & SpeedStaff

    Reviewed Oct. 28, 2020

    Good and fast services. An easy process to file the claim, unfortunately the replacement cost of the device is a lot higher than we anticipated after paying so much of the monthly insurance premium. Thank you for your help.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Karen - glad to hear you had fast service. Thank you for the feedback.

    Verified purchase
    Customer ServicePriceRates

    Reviewed Oct. 28, 2020

    Monthly charges way too expensive to maintain. Not able to afford monthly fee amount. Need to lower monthly rates. Would not recommend service to others, cheaper to purchase now or used phone with online websites.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for taking the time to share your feedback with us.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 28, 2020

    It was very good to deal with Assurant. They very professional and highly recommend to everyone to have same deal with Assurant like me to be safe at all time from damage or losing phone. It happens at any time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Mohamed - It always brings us great happiness to hear our consumers enjoying their claim experience!

    Verified purchase
    Customer ServiceCoveragePriceOnline & AppRefunds & PayoutsStaffRates

    Reviewed Oct. 28, 2020

    Your customer service personnel are top-notch. I have no issues with them at all. When you call the automated system tells you to fill out the insurance forms online that it will be faster. It took a while for me to navigate through the responses on the online form because what happened wasn't described in the choices I had to choose from. When I was finished I had to call anyway because I put too many numbers on my phone's identification number even though it said to input what was there. It would have been better to talk to someone from the start. It would have been less frustrating even if it had taken longer. I would much rather speak with a person than deal with an online system. For the price we pay for your service and then still have such a high deductible you should be able to provide us more personal care.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tony - We are sorry to hear you had difficulty with the online claim process. Thank you for sharing your feedback with us.

    Verified purchase
    Customer ServiceBillingTimeliness

    Reviewed Oct. 28, 2020

    Call red my mobile service to let them know of physical damage to my phone. They set me up Assurant. I submitted a claim and made payment all in one easy process, phone shipped the same day and I had it the very next day. Great service!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had great service! Thank you for letting us know about your experience.

    Verified purchase
    Customer ServicePunctuality & SpeedEase of Use

    Reviewed Oct. 28, 2020

    Fast and easy process, website was easy to use and navigate. Phone came in the very next afternoon. No issues at all. Second time using Assurant and each time was good. Definitely a good experience...

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a good experience! Thank you for the feedback!

    Verified purchase
    Customer ServiceMaintenanceStaffTimeliness

    Reviewed Oct. 28, 2020

    I filed my claim on a broken cell by phone. The representative was very friendly and helpful. She let me know shipping could possibly be delayed due to covid. My phone did arrive the next day. Assurant is great.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing your experience with us. Glad to hear you had a fast fulfillment.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 28, 2020

    The experience was fast, easy, friendly and very well executed! The representative was super professional and well trained! Then the delivery time was super fast and on time. For that now I’m enjoying my new device!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Armando - Thank you for the great feedback. We try really hard to provide a good experience and are really happy to hear that you enjoyed it!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 28, 2020

    I am extremely please of the accuracy, kindness and prompt solution to my request. It is an example of what an Insurance Company should be. The understanding of my problem was understood without a problem; the shipment of my replacement was amazingly fast; communication was clear and open and I felt that the Company truly care about me. Thanks!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear you had an excellent experience!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 28, 2020

    Once the procedure was explained to me and I understood what to do, things went very smoothly, but this took two weeks. The problem came with the return of my damaged phone. I mailed it on October 9, 2020 and began tracking it two days later. The return of the phone was good from 10/9 until 10/17/20. It then seemed to be stuck in Harrisburg, PA. I could not find out what was going on. Finally on 10/26, I received an email stating that the damaged phone would be delivered on 10/27/20. I have not gotten word that it was delivered at 1:30 on 10/27/20 to "an individual" at the address. I am happy with the experience, but disgusted with the U.S. Postal System.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Norman, we are sorry to hear about the issues with the return process. Thank you for letting us know.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 27, 2020

    You guys are CROOKS! I can't believe I've spent SO MUCH of my hard earned money on insurance throughout the past few years and the phone you send me is refurbished and the screen is fake (not original screen). There is white spots on the LCD and the phone glitches constantly. I will be filing a claim through the BBB! I cancelled my insurance and told ALL MY FRIENDS AND FAMILY (7 of them cancelled their insurance after my experience).

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Phil - We are sorry to hear we lost your business due to your experience. The terms and conditions do state the replacement device may be refurbished. However, it is not okay that there are issues with the replacement. Please send us a private message with your claim and contact number so we can have a specialist further review your case.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Oct. 27, 2020

    1st time using the insurance I've been paying to T-Mobile for years. The person that helped me was polite and she took care of putting the replacement right away, got my phone within a couple days and today I shipped the old one back. The replacement phones looks brand new and works perfectly, it also came with the accessories too, charger, adapter, etc.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Veronica, we are so happy to hear you had an amazing experience! Thanks for the feedback!

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Oct. 27, 2020

    Got help and phone shipped right away. I will continue to use the insurance and recommend to friends and family. Very nice customer support and very nice and helpful with my claim and they were very professional.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us! Happy to hear we were able to assist you!

    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Oct. 27, 2020

    I thought that I would be getting a brand new phone, not a refurbished one. The battery on this one is always dying. I paid for the insurance to cover a new phone and I get a rebuilt one. It wasn't overnight either. Not too happy..

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the issues with the device. The terms and conditions state the replacement may be refurbished. The replacement device does come with a warranty. Please send us a private message with your contact number so we can have someone further review.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaffHonesty & Transparency

    Reviewed Oct. 26, 2020

    I'm very irritated and honestly want to change carriers because my screen to my phone broke on 10/16/20 so I went to a Tmobile store that day, they helped me order a replacement that was suppose to get here on 10/19/20 but there was something wrong with the shipping address and I was unable to correct it due to your faulted system. So my package had to be reshipped and was supposed to arrive today, 10/23/20. The package was shipped through FedEx, it says it's been delivered but I can assure it's not here. Now I have to wait for a family member to get home because I can't call you guys to fix the problem and I've been without a phone for a week! And I've spoken to FedEx already, they said to wait to see if it arrives today but I highly doubt it will since it says it's already been delivered?? Here's the tracking just in case: **.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Juliesa - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 26, 2020

    The person I chatted with was very helpful and guided me through the process expertly. Replacement phone came next business day and return of old phone was easy. I had no issues with anything and it went as smoothly as I imagine.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Leo - Happy to hear you had a smooth process. Thank you for taking the time to share your experience with us.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 26, 2020

    Attaining assistance from the calling center has been nearly impossible. Almost 14 days later I remain without a phone. The first phone that was sent to me was non functional and nothing has been done to assist me in my concerns.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the issue with your claim. We reached out to you privately to gather a few more details.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 26, 2020

    My experience was excellent. The representative was very knowledgeable and prepared my shipment quickly. I would recommend this company to everyone. I've had multiple experiences and they all have been great.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear you had an excellent experience more than once!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 26, 2020

    Complete and total failure To provide services Paid for in a timely manner. 13 days to receive my replacement phone. After waiting 2 weeks for the phone it has issues. Upper left hand corner of the screen turns green. About the size of a pencil eraser from time to time just turn green. So I didn't even get a quality replacement. Should have not opted for insurance and kept the money to buy a replacement Out of my own pocket.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would like the opportunity to investigate your feedback further. Please send us a private message with your contact number to have a representative review your concerns.

    Verified purchase
    Customer ServicePriceBilling

    Reviewed Oct. 26, 2020

    We order the replacement on 10/16/2020 before 8:00p.m. and we were told the replacement would arrive on 10/17/2020. It took 4 days for us to get the replacement, then they cut the service off because of a $21.88 charge from the store to transfer data from old phone to the new. We were not informed of this charge beforehand or even after. After the payment for the replacement we were NEVER ABLE to track it. The service was horrible.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear about your experience. A private message was sent to you asking for further details.

    Verified purchase
    Customer Service

    Reviewed Oct. 26, 2020

    Everything was done online. The online experience was flawless. The phone arrived right on time, the email notifications for the tracking and shipping were right on! Thank you for making it easy and with zero complications!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had zero complications! Thank you for the feedback!

    Verified purchase
    Online & AppStaff

    Reviewed Oct. 26, 2020

    Everyone that I spoke with was very nice and helpful. They were able to help me step by step and answer all my questions. I also got my tablet in the amount of time I was told once I completed all the paperwork.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Shea - Happy we were able to help! Thank you for this great review!

    Verified purchase
    Customer ServicePriceMaintenanceStaffTransparency

    Reviewed Oct. 26, 2020

    Updated on 11/01/2020: Has sent me three phones that cannot be activated. They are horrible....

    Original Review: Horrible service. Sent broken phone and services reps were ignorant. Nobody knew what they were doing. I had to spend more money to send broken phone sent to me back. I had to keep calling back to get conflicting information every time. Still no resolution to my problem.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jeremy - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 26, 2020

    I found my experience to be simple, efficient and quick. No red tape or complaints. The replacement device is just exactly like the one that was damaged and works properly. Good service. Thanks from Linda Doe

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a simple and efficient process! Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 26, 2020

    Very quick and thorough process. Shipping was fast and I didn't run into any downtown being without a phone. The site had suggested questions to help guide the interaction. I'm glad the site worked and I wasn't on hold waiting in queue. Thanks a bunch.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jerry - Glad to hear you are happy with the quick turnaround!

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 26, 2020

    Y’all are stealing from people. I paid 11.99 for 24 months, paid 100 dollars for a new phone covered by insurance, and paid my phone off to where I own it. Now I have to send MY phone back or get charged 1,500 dollars. That’s theft.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Devon, we are sorry to hear about your feedback. The policy does indicate the claimed damaged device would need to be returned when filing a physical damage claim. If you would like to speak with a specialist regarding your case, please respond to the private message we sent you.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedTimeliness

    Reviewed Oct. 26, 2020

    I lost phone I had just purchased 2-3 weeks prior. I called T-Mobile and they said I had insurance on the phone. They told me to contact Assurant. This happened on a Wednesday. You all sent my new phone out the next day, and I received it that Thursday. I just wanted to thank you all for the fast turnaround time AND I would like to thank the Metro PCS Store at: 6073 Old National Highway, College Park, GA. ** gave me THE BEST service! Again, thank you Assurant, for getting me connected again so fast.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are so happy to hear about your great experience! Thank you for sharing it with us!

    Verified purchase
    Customer Service

    Reviewed Oct. 26, 2020

    I was pretty certain that my daughter's phone would not be replaced for the second time in a month. She dropped phone 1 and this phone she laid down in a puddle of water accidentally of course. This company delivered both times with no hassles.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carole, glad we could meet and exceed your expectations twice!

    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Oct. 26, 2020

    I was very upset I cracked the screen of my phone, however, this process was so easy in replacing my phone that I will NEVER get upset again. The process was so easy! I simply called Assurant. Gave them all required info and they overnight me a replacement phone with a postage paid return box for my broken phone. The transfer from my old phone to my new phone was seamless and I'm back up and running like it was never broken. THANK YOU!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ronnie - Happy we were able to help!

    Verified purchase
    Staff

    Reviewed Oct. 26, 2020

    The representative inside the store was extremely helpful with providing me with all the necessities to file my claim. They walked me through each individual step and continued to smile even when I was asking important questions. I will continue to visit the store on SR 85 in Riverdale, GA. I am truly thankful.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Reggie - Glad to hear you enjoyed your experience!

    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed Oct. 26, 2020

    I made 2 calls to your customer service reps and neither one would send me a new phone. I had to go to US Cellular & they called & finally got a phone sent to me. The battery was bad! Had to return phone for refund!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Deborah - Sorry to hear about your experience. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 25, 2020

    I pay monthly insurance, I place a claim and the deductible is $200.00, not to mention I got a replacement that is a refurbished phone not a new one, and in my case that replacement was registered to another account. I was asked repeatedly where did I get the replacement? Did I purchase from a private party? Very unsatisfied.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed Oct. 25, 2020

    My claim was handled very quickly and accurately and the device was overnighted which was incredibly helpful. The deductible for a phone that has been paid in full seems a bit costly especially when you're paying monthly and no claims in years. It feels like you paid for a new phone just on the monthly insurance rates. Deductible should be lower on devices that have been paid off. Overall I'm happy with the processing of the claim and accuracy of such.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you are happy with the overall experience. Thank you for the feedback.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 25, 2020

    It was a pleasant call and I got a lot of information. It was a smooth set up even when the phone arrived and also. The customer service was very helpful in assisting me. Thankful my deductible was under $50.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had an awesome experience! Thank you for the feedback!

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 25, 2020

    Had problems with my phone till it completely died and Assurant replaced it no problem. And the new phone seems to work better than the last one. And that is a good thing. Cuz I use my phone for almost everything at work.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a 5-star experience!

    Verified purchase
    Customer ServiceCoverageStaffTransparencyTimeliness

    Reviewed Oct. 25, 2020

    Worse experience ever! I made my claim on Friday and didn’t get my phone until Wednesday, I thought you offered next day delivery. I called and ask to confirm the address and the rep would all give me a different address. I asked to speak to a manager Peter and ask for a follow up call and he said he could not! This was the worse customer service ever. No one was willing to help. I had to call multiple time because I do not trust the information provide and had to follow up and ask for updates! Don’t even know why I have insurance. I was without a phone for 6 days.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jessica, we are sorry to hear about the delay. Thank you for the review.

    Verified purchase
    Customer ServiceCoveragePriceMaintenanceStaff

    Reviewed Oct. 25, 2020

    I recently upgraded for the first time in 4-5 years due to being picky about my phone and with the pandemic right now, having a new phone was last on my mind. But when I Do I always make sure that I get the best insurance to cover my phone through Assurant. I accidentally dropped my phone after Only 2 months of having it. When filing my claim and receiving my new phone, it came in the wrong color. I called to let them know. I was talk to in a rude manner and told that color isn’t covered in ANY insurance coverage on these over $1,000 phones that you pay over 20$ a month in protection on.

    When I purchased the phone and the protection plan that I wanted, I expected to be given the same phone. Including color, even if it had to be a refurbished phone. When I told them I specifically only purchased the phone for the color, and the color they sent me was the ugliest one, I was told by the “expert” to go buy a cover case in the color I wanted. I didn’t think it was professional, they did NOTHING to fix my issue what so ever although my phone company went out of their way to make sure they did everything in their power, even getting their supervisor involved to call me and assure That I was satisfied. Assurant is the last place I would choice to insurance my devices.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Cynthia, we are truly sorry to hear you are dissatisfied with your experience. While we strive to match the color, the terms and conditions state it isn’t guaranteed. Thank you for the feedback.

    Verified purchase
    Customer Service

    Reviewed Oct. 25, 2020

    When I first filed the claim it took almost 3 weeks and an email from me to even get information about the claim. Part two of poor service is that I live in Massachusetts and they shipped my device to Florida. Now I am without a phone for another 2 weeks or until the investigation is complete.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the shipping issues. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedMaintenance

    Reviewed Oct. 25, 2020

    Glad I have the insurance for my phone. The screen went blank on my Android and the repair cost would've been more than the replacement insurance deductible. I received my upgraded "new" phone inside of two days (over the weekend). That's pretty fast. Thank goodness I also use "find my phone". I was able to wipe the "screenless" phone remotely and I had saved all of my phones info on google contacts and Your phone microsoft. Plan ahead.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a good experience. Thank you for sharing it with us.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 25, 2020

    Telephone was damaged. Call to report telephone was damaged. Filing a claim simple and Associate was very knowledgeable. Shipping timeframe was very good. Shipment received in good condition. I will be returning the previous telephone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy you are pleased with the results!

    Verified purchase
    Customer ServiceCoverageOnline & App

    Reviewed Oct. 25, 2020

    Have always loved being able to have insurance on my phone 'cause I am really clumsy and always have been so I go through phones like crazy and only having to pay the minimum is the best thing ever 'cause, I have a small budget.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear you enjoy the service! Thank you for this great feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 25, 2020

    The online process had many glitches that needed to be resolved by phone call. The phone personnel were absolutely fantastic! Yet, even the phone call process was lengthy and tiresome. But, the return process was super easy and the new phone is MUCH appreciated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear the return process was easy. Thank you for the feedback.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 25, 2020

    I started my claim online, which was very easy and I would have completed in minutes but the little sticker with my cell phone IMEI number was a bit blurred on one number so I wasn't sure when answering the question about providing the number. My concern was that if I entered the incorrect number regardless of legibility, the claim would be denied because it wouldn't match my device registration. Rather than risk it, I called the toll free number. The agent was very helpful, friendly and understanding. She verified my identity, gathered my information, and processed my claim in minutes. At the end of the call she told me my replacement phone would be to me the very next day! That's great service! I'm so glad I bought the handset protection for my phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for sharing your feedback with us! We always strive to make every experience as awesome as yours.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 25, 2020

    That experience was excellent. The service was outstanding. Thank you. Phone came in the prompt time you from. Thank you. The representative did an excellent job and explaining with clarity. Please let them know I approved your service. Continue doing a great job.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Pleased to hear you had a great customer service experience!

    Verified purchase

    Reviewed Oct. 25, 2020

    The sensor on the back came off. It was like the glue gave out. The watch wasn't working right since the sensor came off. I had never even gotten the watch wet. What caused this to happen, I am not too sure.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sheri, we reached out to your privately to gather a few more details.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 25, 2020

    My experience was very good with the operator, answering all questions with knowledge answers... But after I received my phone the metro by T-Mobile here in town would not put insurance on the phone I received which I am now a little upset about. If you can answer that question for me please write me back.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you had a good claim experience. We reached out to you privately to gather a few more details.

    Verified purchase
    PriceMaintenance

    Reviewed Oct. 25, 2020

    Fail to send proper watch twice, first you send me a Apple Watch Series 4, I return the broken watch Series 5 44mm then you send me a Apple Watch series 5 40 mm and tried to charge me $99.00 again, now I have to buy a new band to fit a 40mm.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carlos - We are sorry to hear about your feedback. If you would like to speak with a specialist regarding your case, please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServiceCoverageSales & Marketing

    Reviewed Oct. 24, 2020

    This plan gives you a replacement phone exactly like the phone you had. An old refurbished cheapie phone that is no longer available for sale. For the amount of money we spent on insurance we could have bought a new, better phone. A rip-off.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize if you were not informed that the replacement device may be refurbished. The full details of the coverage are located within your terms and conditions. Thank you for the review.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Oct. 24, 2020

    The device was sent to my house even after I called and told them I would be out of town for the next week. I contacted customer service or whomever and let them know I would not be home for over 7 days of the time on delivery. I was told they would have it sent to the hotel I was going to be staying at but it did not come. When I got back home yesterday my new device was sitting there by my front door completely exposed to the weather and unsecured. It was in a white bag which saved it from the rain but made it more visible. I hope it's not too late to send the old one back already but I just now got it activated and wiped the old phone. This was a horrible experience and I will cancel my insurance plan with your company ASAP.

    Thanks for charging me 60 dollars on top of the 3 dollars a month for some 2 years to send me an outdated device that they probably only sell in India or some other 3rd world country where 2 year old equipment is still ok. I never would have made the claim but they would not tell me what kind of device I would receive until after it had been processed and mailed. I will be sure and let everyone I know in person and online all about your company's service practices. I just wish I knew more than the 1,000 people I do to tell them all about how well I was taken care of. If you want let me know if we can help each other out. I'll wait a day before I begin to spread the word about your company.

    Thank you,
    Jason **

    Lakeland, FL 33801

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jason - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Oct. 24, 2020

    My phone got damaged, the very same day I went through a very easy claiming process. They sent me a replacement phone the next day, which was equivalent to the one I had. It was fast and efficient!!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ymerli - We are happy to hear you had an excellent experience! Thank you for sharing it with us!

    Verified purchase
    Customer ServiceCoverageMaintenanceBillingTransparencyHonesty & Transparency

    Reviewed Oct. 24, 2020

    Honestly, there’s so much to say. I was replacing a destroyed phone and was wondering why my claim was taking so long to get filed. I talked through the messenger and they said that my phone payment didn’t go through (that wasn’t the case), when I 100% put in my payment info and nothing on my account online indicated that anything was wrong or explained why it was taking so long. Come to find that I was missing the color and the gbs on my insurance claim. How did I find out you may ask? I called them because apparently they tried to CALL a broken phone to get the information?? How does that make sense.. Nothing updated on my account for me to realize anything was wrong. But just a phone call?? No email?? Sorry, but y’all gotta be smarter than that.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Laura, we are sorry to hear about your claim experience. Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Oct. 24, 2020

    Website was acting up and it took 3 different attempts to file the claim. I placed the claim Thursday and didn’t receive it until Monday. The replacement phone arrived 4 days later not the usual next day.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your review. We are sorry to hear about the delay.

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Oct. 24, 2020

    Account records were not kept up to date with third party Assurant, so when they asked for proof of identity they wouldn't accept my actual proof currently on record with my carrier. I had to guess multiple times at which previous address Assurant was looking for to confirm my identity, and then that triggered additional security steps which ultimately delayed the delivery of my replacement device. Customer service had no solution (like calling my carrier directly to update their records) and would not help me out until I could remember an address I lived at 13 years/4 moves ago.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Rachel - We are sorry to hear about your experience. Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed Oct. 24, 2020

    They responded to my request quickly and made the process very easy. I found their system user friendly. My replacement package came in securely and unharmed. They also made the return process hassle-free.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lauren - Happy to hear you had a hassle-free experience! Thank you for the feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 24, 2020

    Very convenient to claim online. Received replacement phone in a few days. Very very satisfied! Excellent service! Communications excellent! Metro and Assurant are awesome!! Very happy with replacement phone! Thank you!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jackie - Happy we were able to help! Thank you for the review.

    Verified purchase
    Customer ServiceMaintenanceStaffBilling

    Reviewed Oct. 24, 2020

    Called Assurant 4 times to file a claim, I had to drive to a T-Mobile store and have a employee assist me in filing a claim successfully. The phone I received had a hairline crack on the glass right out of the box. The camera does not work. The game constantly disconnects and reconnects. I have had it with Assurant, they have horrible customer service, (mind you I autopay my bills and have never missed a single payment in 4+ years now.)

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Steve - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    PriceMaintenance

    Reviewed Oct. 24, 2020

    My device arrived on time and it was the same color as my broken device. It was very easy to transfer data from one device to the other. I was surprised that the replacement arrived so soon. It would have extra special if I had received a new charging cord with my replacement.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Herb - We are happy you received the replacement in a timely manner! Generally, accessories are not included with the replacement. If you would like us to further review, please send us a private message with your best contact number.

    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2020

    Great phone. Now that I got a better phone and a newer screen I’m happy. And if I ever need another phone I will be coming back to you guys. The best customer and even more top quality on delivery and respectful.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing your experience with us. Glad to hear you are happy with the service.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Oct. 23, 2020

    I dropped my phone and the screens spider cracked. Assurant replaced it with new. No hassles, very fast, provided postage paid envelope to return my old phone. Just a great transaction all around. Glad I bought the premium plan...

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We really appreciate you taking the time to share your feedback. Glad to hear you had an awesome experience.

    Verified purchase
    Customer ServiceCoveragePriceMaintenanceTimeliness

    Reviewed Oct. 23, 2020

    This was a truly wonderful experience. My 12 year old grandson left his phone outside and it got rained on. The phone wouldn't turn on and wouldn't charge. We went into the T-Mobile store to get another newer iPhone but found out my insurance on the phone would replace the phone. The claim filing was easy, the service incredible! The new phone was delivered the next day. We were able to get the new phone set up and transferred with his SIM card and he was good to go. Thank you for your great service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for taking the time to share your feedback with us. Happy to hear you had a great experience.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 23, 2020

    I was extremely impressed with the speed with which the team was able to process the claim and get the phone into the hands of my son, who is serving in the USCG in another state. My hat is off to your team.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the 5-stars! Happy we were able to help!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2020

    Very easy simply contacted T-Mobile about the phone issue, the customer service rep relayed my information to your customer service rep. It was a great relief because I was dreading having to go into a store.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for taking the time to share your experience with us! Glad to hear you had an easy experience.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 23, 2020

    I completely satisfied with the prompt response from Assurant every time I place any claim, good service, my new phone works fine and I had no problems connecting it. I will recommend this protection plan to anyone. Thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the great feedback. We are really happy to hear that you enjoyed it!

    Verified purchase

    Reviewed Oct. 23, 2020

    I was able to get a replacement in 24 hours So I can continue we my zoom meetings for work every day. Thank you to Assurant. I was able to continue with my everyday activities. I recommend assurant to all my family and friends.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are so grateful for your kind words. It’s always so refreshing to hear that we are doing a good job!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 23, 2020

    Filing a claim was quick and easy. My replacement phone was sent quickly. I didn't have to wait but 48 hours from filing the claim to receiving my replacement. The return process was very easy, they sent a no postage envelope. Just had to drop in the mail.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It always brings us great joy to hear that we are doing a good job! Thank you for this amazing review!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2020

    The whole process was a nightmare. It took almost 2 weeks to finally get the replacement and after calling 4 times (each time telling me they forgot to ask about something). I was appalled how I was spoken to by the last representative as well. He was rude and he belittled me (but spoke to my husband with respect). I will never recommend anyone use this company.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for bringing this matter to our attention. We are very sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceStaffResolution

    Reviewed Oct. 23, 2020

    Rude customer service. They are not really understanding when it comes to your needs. I had to argue with a rep and then called my wireless company to handled the situation before getting my lawyer involved.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Vickie - We are sorry to hear about your claim experience. If you would like to speak with a specialist regarding your case, please send us a private message with your best contact number.

    Verified purchase
    Customer ServiceCoveragePriceValue

    Reviewed Oct. 23, 2020

    I'm dissatisfied with the replacement. It's a bad deal. I paid $16/month for 2 years plus another $100 down for a free refurbished cell phone that doesn't work well. That's $1664 for a phone that frequently drops calls, shuts down, has trouble loading pages from wifi or even connecting to wifi. I'm going to send it back. I'm also not going to pay the insurance protection to T-Mobile. It's simply not worth it. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Stephanie - Sorry to hear about your experience. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 23, 2020

    I did an insurance claim and they told me that I would be getting a refurbished device. Ok I received my device. Ups set it up and couldn't hear on the phone. It kepted lighting up and going dark, screen moving. I called in about it. They said I have to send this one back before I can get another one but I would like a brand-new phone. I pay insurance every month therefore if something happens to device I should be able to get a new phone and not a refurbished phone???? Very very very upset customer.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Chaka, we are sorry to hear you are having issues with the replacement. We apologize if you were not informed that the replacement device may be refurbished. As a result, we are unable to guarantee a brand new device. This information can be located within the terms and conditions of the coverage. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Oct. 22, 2020

    Assurant was a pleasure to deal with. They made the process of getting my broken phone replaced easy! Customer service was professional. The phone they sent is working well and I am grateful to have a working phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It always brings us great happiness to hear our consumers enjoying their claim experience!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 22, 2020

    I was having issues doing my claim online. So I called the 1-800 number & the agent who helped me had no problem of taking care of everything over the phone. I received the replacement the next afternoon.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy you received the replacement in a timely manner!

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Oct. 22, 2020

    I cracked my screen to my phone. I called them at 4pm. They delivered my new phone the next day at 10am to me. That is less than 12 hours. I couldn't be more pleased with how quickly they got it to me.???

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy you received the phone right away!

    Verified purchase
    Sales & MarketingPriceMaintenanceBilling

    Reviewed Oct. 22, 2020

    Sent broken device back via return envelope from T Mobile which was received August 3, 2020. Noticed a $209 no return fee on our last T-Mobile bill. Assurant just decided to charge us & hope we didn't notice. SCAM! SHAME!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carmen, sorry to hear about the fee. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePriceRefunds & Payouts

    Reviewed Oct. 22, 2020

    It’s not even worth describe the worst people that you employ for this service, been on the phone for over 3 1/2 hrs for a phone replacement, even when we paid for a service we don’t get the assistance needed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Andres - We are sorry to hear about your case. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 22, 2020

    I'm thankful for having this company. I was taken care of as soon as possible. Customer service agent was very understandable about my situation knowing I was 9 months pregnant without a phone, knowing how unsafe that could be for me and my unborn child in case of an emergency. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy you had a good experience!

    Verified purchase
    Coverage

    Reviewed Oct. 22, 2020

    My whole experience was so terrible MetroPCS had to deal with all the complaints and working with a manager of a store to rectify the the situation. I've since dropped the insurance, making complaint to MetroPCS corporate and will never do business with you again.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Andrea, we are sorry to hear about your feedback. To have a representative further review your case, please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 22, 2020

    Very easy website to use, just say what happened to the phone and when it happened. I had to contact customer service but the lady was very nice and helpful. Received our replacement phones the next day.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear the process was fast and easy!

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceRates

    Reviewed Oct. 22, 2020

    My phone was reported as lost. Police recovered phone. Phone is being sent back to me. Assurant replaced phone. Assurant wants phone back. Assurant (owner) agree. Lost phone cost $175.00 to replace. Lost phone cost $175.00 nothing to return. Broken phone cost $100.00 returning phone. Found phone by police (is a phone returned). Why!!! Do I not get a refund of $75.00. When you get a phone back why not return $75.00. Found phone and broken phone {you still get back a phone}. My rating of Assurant insurance is on a scale of 1 thru 10 is minus 10.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear about your experience. To have a representative further review your case, please respond to the private message we sent you asking for further details.

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 22, 2020

    I was Sent someone else's phone along with all their information. Called to resolve problem. Was told new phone would be sent out once the wrong phone was in transit...Waited 3 days and called back...no phone was in transit because whoever was supposed to follow up did not do their job. Been without a phone for 10 days...Still waiting!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePrice

    Reviewed Oct. 22, 2020

    The claim process was super easy and I received the phone within a day, however this phone is no better than the one I replaced. I had the first phone two year and I only had to charge it about every 10 day up until the last 6 month of owning it, then I had to charge it daily. Hence the warranty return. Why did I pay $100.00 just to have to charge it daily again?

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Lisa, sorry to hear you are having issues with the replacement. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 22, 2020

    The experience was great, everything went smoothly, no surprises. I would highly recommend to anyone. The representatives I spoke to were all professional and courteous. The great thing is that the phone was replaced in 24 hours.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you are happy with the quick turnaround!

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed Oct. 22, 2020

    I broke my phone on a Monday dropping out of my pocket basically breaking the LED as it fell down my staircase. I filed a claim late in the night (I recommend doing as early in the day as possible!). The next morning my device was shipped and then delivered to my front door the day after. It was a very fast process which also thanks to the company got an extra charging cord and charging cube! (Which we all know aren't that cheap!) If I had to sum it up in one sentence it is this following one. Assurant will be recommend to my family and friends for they truly understand their customers and their sometimes hectic lives. Thank you Assurant.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy you are pleased with the results! Thank you for the review.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Oct. 22, 2020

    I filed my claim around 4pm the day my phone was damaged and I got notified before 2pm the next day that my new phone had arrived. Filing my claim was quick and easy and I seriously can't believe how quickly I had my new phone. Thanks!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a fast fulfillment! Thank you for the feedback.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Oct. 22, 2020

    So like an idiot I got my phone wet at a lake. I filed my claim and within an hour it was approved for me to get a brand new phone. It arrived literally the next day and was incredibly easy to get up and running.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Casandra - Glad to hear you received the replacement quickly! Thank you for the feedback.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Oct. 22, 2020

    I’ve worked with Assurant on several occasions for years considering I work with a company whose customers they insure. Having to deal with my own experiences the last 3 months has lead me to this review today. Assurant customer service reps are by far the rudest most unfriendly and unprofessional reps I have ever had contact with. Every rep I have spoken with has made it very clear they hate their job. Assurant as a company and the policies they hold is fine but the reps they hire need to all be fired or micro managed more. There is no reason for all of them to be so damn rude. I hope this review is not overlooked but taken into consideration as your reps are the face of the company.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Alexandra, we are truly sorry to hear about your feedback. We sent you a private message asking for further details.

    Verified purchase
    Customer Service

    Reviewed Oct. 22, 2020

    Phone had screen damage and needed to be replaced. Called and placed claim easily. Phone was sent in a timely manner considering a holiday. Very straightforward instructions to switch over to new phone. Return made simple with prepaid packaging sent for return. Very satisfactory experience!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Helen - Gald to hear you had a wonderful claim experience! Thank you for the feedback.

    Verified purchase
    Honesty & Transparency

    Reviewed Oct. 22, 2020

    The cell damage from three years of usage. Thank you for serving me in a very timely matter and I really appreciate it. Would like the truth or a lie. I have thirty words to type just to say thank you. It should be a customer's will to speak freely and encourage to do something that doesn't want to do.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Really glad to hear you enjoyed your experience! Thank you for sharing it with us!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2020

    I needed a replacement phone due to a cracked screen. I filed the claim online. The online process was easy to follow, and I had no issues filing the claim itself. I filed the claim on a Friday, and I had the new phone on Monday before noon. The whole process was quick and easy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So happy to hear you had an easy and quick process! Thank you for sharing your experience with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 21, 2020

    Process was quick and painless. Took minimal amount of time. Representatives were all knowledgeable, very pleasant and polite. I had a new phone back in my hands in a blink of an eye. Return of the damaged phone was quick and easy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Manuel - So happy to hear you had an easy experience! Thank you for the feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 21, 2020

    I had a horrible experience, the staff was not educated on the policies so I heard 3 different things about my claim from different agents. The supervisor I spoke with was rude and acted as if he couldn’t assist in any way. Thank God I had a T-Mobile rep on the line the whole time helping me out or I wouldn’t have received my new phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Denay - We are sorry to hear about your claim experience. Thank you for letting us know about it.

    Verified purchase
    Customer Service

    Reviewed Oct. 21, 2020

    The replacement phone err speaker doesn’t work. The only way to have a conversation is on speaker? It’s my daughter's phone. It didn’t work the day she got it. Please call me at **. Please let me know next steps.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Trenton - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2020

    The online process for a replacement phone was quick and easy. I received my phone in a few days and activation was easy as well. All my info was transferred like it was my previous phone. I'm happy with my new phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you had an easy online experience!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 21, 2020

    I found the agent that handled our claim was very knowledgeable, friendly and very professional. I received the new phone when the agent promised and in a very secured box. I just consulted with the personnel at T'Mobile to properly operate the new phone. Thank so much.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Guadalupe - It makes us happy to hear you had a delightful experience! Thank you for sharing your feedback with us!

    CoverageStaff

    Reviewed Oct. 21, 2020

    This company is now asking for your Date of Birth and a copy of both sides of your driver's license/ ID when you make a claim. This is over reach for a company to ask for. We canceled insurance. It looks they have been hacked in the past.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for any inconvenience and are sorry to hear we lost your business due to your experience. If you would like to speak with a specialist about your experience, please send us a private message with your claim and contact number.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 21, 2020

    I was very pleased with the quick action to my needs. Quickly transferred to the right person. Also understood that I am not very technical and took care of my needs quickly. Nice and friendly personnel. I am so happy with T Mobile.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It makes us happy to hear you had a great experience!

    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2020

    My experience was a disaster. I had a Note 5 which was awesome for years and Assurant sent me the worst phone which is the Samsung 7 Edge and I am familiar with this phone because my family member have one. My replacement phone, the alarm didn't go off when it's supposed to. I can't swipe to answer calls sometimes, I have to restart it. I can barely hear the other caller and the little button which looks like the speaker at the top was shaken like it was gonna fall out...DISAPPOINTED is an understatement. I was not expecting a brand new phone but at least a decent working phone would have been appreciated. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Arif increased rating by 2 stars.
    Customer ServicePunctuality & SpeedStaff
    After a positive interaction with Assurant Phone Insurance, Arif increased their star rating on Oct. 22, 2020.

    Updated review: Oct. 22, 2020

    Assurant has reached out to me to correct the situation. Again, all personal dealings have been excellent. Just wish it didn't take a week to get here.

    Original Review: Oct. 20, 2020

    I have purchased an extended warranty from Costco on all my cell phones. I have used the extended warranty previously and was very satisfied with the service provided. My recent experience however has been a little more frustrating. I submitted my claim a week ago, and still waiting for a replacement device. I have been told that they are searching for an equivalent replacement, however a week without a functioning cell phone at a time when most of us are working from home is not acceptable. Phone staff have all been very pleasant however not sure I would purchase the warranty again with the realization that it might be over a week to be up and running.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the delay. Please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2020

    Assurant sent me not one, but two, replacement phones which were unable to be activated. They admitted fault but did nothing to help resolve or expedite resolution. They caused me to be without a phone over a week, affecting my job and personal affairs and offered no restitution of any kind.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kim - Thank you for the feedback. Sorry to hear about the issues with the replacements.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 20, 2020

    Very speedy service. Returned phone promptly. Paid a monthly fee and a $50 charge got a refurbished Alcatel 7. After talking to 4 people finally got it right. Just wish someone told me about a SID card 3 phones later through Metro.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Gail - Glad to hear you had a speedy service. Thank you for the feedback.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 20, 2020

    Fast, easy, professional service. A+. I was able to get assistance both by phone and messaging when I had questions or needed help. Very convenient and received my replacement phone in no time. I would recommend this coverage to my friends and family.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us! Glad to hear you had an A+ experience!

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Oct. 20, 2020

    Phone screen broken due to accident. It was replaced. Service was very good and staff did everything possible to be polite and professional, even though during pandemic working procedures have changed. I was very pleased and would definitely recommend.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you are pleased with the service! Thank you for the feedback!

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed Oct. 20, 2020

    The experience was seamless and hassle free. After answering the questions with a representative I was transferred to an automated system to give me payment information. True to the timeline provided I received my device in two business days. The only hangup is with trying to get it activated. They provide a telephone number for activation but fail to mention that if you don't have your old device or a separate phone that you have to do it in store. Only a little inconvenient.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Zachary - Happy to hear your experience was seamless. Thank you for sharing your feedback with us.

    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 20, 2020

    My replacement was approved. It was fast and easy. Not time consuming or lots of questions. Just explained what happened and my claim was reviewed. I received it in less than a week. Prepaid envelope was added and return was very easy!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Maria - Thank you for letting us know about your great experience!

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Oct. 20, 2020

    Sent me the wrong phone. I called to advise this to the customer service and was told I was getting an upgraded phone. The phone you sent me is defective. The screens freezes all time, my text messages don't come thru till hours later and it loses audio all the time. I really need this to be resolved immediately. I pay for insurance and paid my deductible only to get a trash phone from you guys.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Robin - Sorry to hear about your feedback. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 20, 2020

    My experience was excellent, Assurant was patient and made me comfortable. Took very good care of me. I had my phone delivered promptly and it arrived without any issues at all. I even received my exact same color.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Roan - So happy to hear you had an excellent claim experience! Thank you for letting us know!

    Verified purchase
    Customer ServicePrice

    Reviewed Oct. 19, 2020

    Phone destroyed in a car fire. Phone was replaced, I just wish the cost wasn’t $250. When tragedies hit many don’t have extra $ for phone.... Service was good, the roll over time was good too. Thank you. Couldn’t survive without you guys.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you are happy with the service! Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 19, 2020

    Online it kept telling me my serial number was wrong, but never sent me an email to inform me. I found out days later because I went to the website. When I called to make sure things were ok, the Lady on the phone said it was fine, took my card number and then said my order was good to go. After few more days of my phone not arriving, I called again and it turns out my order was never processed by the first Lady because she was a "learning program." All this led to my phone being a full week late on the claim. If you're gonna train people with customer, at least have somebody check them. Had my phone been worse off, I would've missed an entire week of work and business.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the feedback. We are sorry to hear about the delay.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenance

    Reviewed Oct. 19, 2020

    Since I brought over my own device, I always have to wait a long time to get my replacement. I struggled because it kept asking me for a code that was sent to the device with the broken screen. Also I was not notified that I had to call to get the claim approved.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We truly are sorry to hear about the delay. Thank you for the review.

    Verified purchase
    Customer ServicePricePunctuality & SpeedOnline & AppStaff

    Reviewed Oct. 19, 2020

    I contacted T-Mobile for my husband's iPhone problem about 3 weeks ago. I was transferred to Assurant and then after a long wait, I spoke with a rep and then suddenly no more responses. I called and again after 10 minutes, the rep stopped responding. They did say they would send a link.. Never got it. So I went on the website and input my banking info for the deductible. Two weeks later and multiple calls that direct me to the website, I finally get a person that verifies and approved my claim. The 3 stars is because the shipping and delivery was not problematic but customer service and the website is terrible.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kimberly, sorry to hear about the long process. Thank you for the feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2020

    I received a replacement phone that was used and still had the other person security code in phone, tried to explain this to the representative. He asked to speak to the T Mobile rep, not realizing I was standing by the rep he accused me of not being the person the replacement phone was sent to. I had to prove to them who I was. Very embarrassing.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    LaQuita - We are truly sorry to hear about your experience. Thank you for the feedback.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 19, 2020

    I pay for insurance on phone. I don't agree with paying a deductible for a cheap phone. I pay a premium each month. I don't believe I will continue carrying this insurance. This phone is so old it has a sim card. I had to call in to get it activated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Victor, we are sorry to hear you are dissatisfied with your replacement device. The terms and conditions state we will replace your device with a like for like replacement and that it may also be refurbished. We apologize for any inconvenience this has caused. Thank you for the review.

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Oct. 19, 2020

    I received the replacement phone Tuesday evening about 5PM. I took it to T-Mobile on Kenosha and 71st St that same week to get the information transferred to the new phone. When I checked closer a few days later, I found that all my pictures were not transferred over to my replacement phone as well as when I was using the phone Sunday. The screen changed by itself to the main Home screen. I changed it back to the screen I was viewing. Then it began to scroll up by itself. Today, Monday, I can't find some very important pictures and videos I need for legal purposes. I am not happy.

    I lost also some photos I I of a family member which can not be replaced. I am distraught. Now I'm waiting on ANOTHER replacement phone to arrive tomorrow. I don't know whether my phone has been targeted by hackers or past relationship with ex-spouse or family. Please extend the ten day grace period so I can have a T-Mobile store representative see if they can work on it at the store to see if my photos, and videos can be restored. Thank you. My number is **. Also dealing with fraud in mobile banking app on my phone as well. I did delete the account as well as close the account. Problem has not been resolved.

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    Response from Assurant Phone Insurance

    Nancy, we are sorry to hear about your experience. Please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Oct. 19, 2020

    The whole process of replacing my phone was very smooth. My phone was replace within 48 hours without any problem .They were very professional. I will definitely give them a 5 star and refer them to my friends, and family.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us. Happy to hear you had a 5-star experience.

    Verified purchase
    Customer ServicePunctuality & SpeedTransparencyTimeliness

    Reviewed Oct. 19, 2020

    First of all the day I called to file a claim my call was dropped 3 times after giving all required information causing me to spend hours on the phone. I finally was able to file the claim the next day successfully. When I would try to check on the status of my claim online I'd be able to log in one minute, then the next minute I couldn't. You all were asking for my parents ids to be submitted online and had never asked before which raised red flags for them as they were skeptical and cautious so we had to do two calls with you all and were still not given a real explanation. You all asked for my phone receipt and I sent it in the same day. I called to verify that you received it a couple days later and was told yes. Then called to check on my claim a week later only for you all to ask me to send it again.

    I sent it in again, doing everything I was asked. Then you all said you needed pictures of the box, sent that in then you sent a list of other things that were needed. I sent that in and heard nothing back. I called to check on the claim the next week and your systems were down. I called back the next day and they said expect an email within 48 hours. Then I finally got an email saying my phone was shipped 3 weeks after I filed my claim. This was supposed to be an overnight process, the operators even said they had no idea why Assurant was doing all this extra stuff, nobody provided me an explanation. Just ridiculous and unacceptable. I'm just glad it's over because I was very disappointed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear you had a disappointing experience. Thank you for the review.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Oct. 19, 2020

    As soon as I explained my problem, that I had in vain tried to locate my lost mobile phone for 3 days, and that I sorely needed a replacement, I filed my claim and got approval the same day. It was shipped very soon after that and the replacement phone works very well. Thank you for your excellent service! George

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had an excellent experience! Thank you for the feedback!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 19, 2020

    This time the experience was much more easy and with a very easy to follow instructions. The tech gave me very simple to understand and follow instructions and guide. Quick and easy to follow instructions finally from a very professional but very easy manner to listen to and follow instructions.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Henry - Glad to hear you enjoyed your experience! Thank you for the feedback.

    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2020

    I called to report my son's phone lost, they somehow disconnected my phone my line. When I specifically stated which line and number and color it was. As a result of this my phone was disconnected while I was working! Mind you I work from my phone. I stopped at a local phone store only to be embarrassed because my phone was reported stolen by you. I still have not gotten my $249.00 dollars for that phone which I returned. I need someone to contact me ASAP!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Bery- We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsTransparencyTimeliness

    Reviewed Oct. 18, 2020

    I filed a claim in a T-Mobile store. Immediately got assistance from police department and located the phone 3-4 hours later. Called back to Assurant from lost phone to report that I had retrieved the phone and was calling from that same phone; so no need to ship the phone. Replacement phone was still sent without any effort to cancel shipment. FYI: Cancellation of shipment is not available to customers because Assurant doesn't allow for the shipment to be cancelled. I know this for a fact because I work for the company that was used to ship it. Although the phone was still sent after I requested to cancel the shipment, the replacement was delivered the next day. I immediately refused/returned the replacement phone (package unopened).

    The same day that the replacement phone was delivered, ironically my phone was blocked from cellular service. This was an inconvenience to me because I use my phone for my business. I missed 2 very important appointments that day because I didn't have service to call anyone. I was on-call at my part-time job and nobody was able to reach me because my service was cut off by this company. In addition, it was blocked for 3 DAYS, Why?? I had already called from the reported phone to disclose that I had already found the phone. At that stage, the shipment should have been halted and returned to their warehouse. At no point did an associate disclaim that the reported lost/stolen phone would be blocked from cellular service, NEVER.

    They should be transparent and inform the customer that their phone would be blocked from cellular service. Plus, I have to wait 10-15 business days to get my money back?? It didn't take them 10-15 days to receive the money. They should allow the customer the option to cancel shipment. This can be done but the way that they have their account set up, only THEY can cancel and that can be done with a phone call or a push of a button. The phone being blocked for 3 days is totally unnecessary, especially when that can be changed with a push of a button within a matter of seconds or minutes. I have already contacted my attorney for legal action. This "process" is totally unnecessary and an inconvenience to the customer ESPECIALLY after they were contacted prior to the phone being delivered.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the issues with the claim. If you would like to speak with a specialist about your experience, please send us a private message with your contact number.

    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2020

    My hold time was ridiculously LONG. I had to go to the computer to complete the set-up of my daughter's phone cause the hold time was ridiculously long. My hold time started with nine minutes then it changed to 40 minutes. BUT after coming to the computer to finish setting up the phone the young man that assisted me on the computer was awesome.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kimeco - We are sorry to hear about the long hold time. Thank you for letting us know. This helps us get better.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 18, 2020

    Plain and simple: an insurance that is there when you need them! Thanks! My phone was not charging anymore (socket for USB cable extremely loose). I called in and in 2 days I got a new phone, paying my deductible: which is way cheaper than having to buy a new device. Thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a 5-star claim experience! Thank you for the review!

    Verified purchase
    Customer ServiceTransparencyTimeliness

    Reviewed Oct. 18, 2020

    People were nice on the phone, assured me that because we called the claim in at 2:30, phone would be processed and mailed that day and we'd have it the next day, Friday. Did not receive the phone until 8:30 Tuesday evening, definitely a lot longer than we had expected. When I called to figure out what the problem was, was told that, "yes, I can see, you'll get it Tuesday, have a nice day". No explanation, no reason as to what the delay was. Unfortunately have no choice but to use your company, and have had no problems with future claims, but not very happy with this one.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the shipping delay. Thank you for sharing your experience with us.

    Verified purchase
    Staff

    Reviewed Oct. 18, 2020

    Everything was wonderful. Thanks for your help. We've received the device. Got a taste for it and everything is great. Device is working great. San Antonio back to normal. Take care. Stay safe. Stay happy. Stay healthy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had a wonderful experience! Thank you for sharing it with us!

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed Oct. 18, 2020

    I reported my Apple 5S phone stolen on 9.20.20. Immediately, $175 was taken from my credit card. After many hours of calls, I finally received a replacement phone FIVE DAYS later, only to discover it was a refurbished 5S, which isn't even worth half the $175 (not to mention the over $600 in premiums we paid over the years). I returned the phone on 9.28.20. It was received by Assurant on 10.1.20 and I still have not been refunded my $175, nearly 3 weeks later. You certainly were quick to take my money though.

    I've cancelled the insurance on all our phones, have informed U.S. Cellular and will be contacting my credit card company on 10.21.20 if my credit isn't received by then to contest this charge. I think three weeks is more than a sufficient amount of time to expect a refund. Your company is garbage, and if I could rate you a zero, I would.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the reimbursement delay. Please send us a private message with your contact number.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedBillingTransparencyTimeliness

    Reviewed Oct. 18, 2020

    Claim #: **. Claim date: 10/3/2020. Original Device: iPhone XS 64GB Grey. Replacement Device: iPhone XS 64GB Gold. I was somewhat satisfied with the online claim process. I had difficulties with the provided instructions to turn off Find My Phone as my device was still active on my iCloud account, however the touch screen was unable to be used (which was the issue for the claim). I was able to solve it with some internet research by having to erase my device (not in instructions), then remove from my iCloud account.

    I received my replacement device quite quickly with the next day shipping provided. However, I was a bit confused and disappointed as on the claims website the replacement device was a different color (gold) than my original (grey), and what was labeled on the claims website as my replacement I was supposed to receive. I called Assurant's contact number and was advised that color could not be guaranteed.

    I am extremely dissatisfied with the fact that my Xfinity Mobile account was not updated with the new correct device IMEI and ICCID after 9 days and took a few hours working their support team to correct as it prevented me from making changes to my account. All in all, I do have a new device that is working, however, considering the time lost having to correct the account and the amount of the deposit and monthly insurance payments over 2 years, for me I wouldn't say it was worth it to receive another 2 year old device in a color way that I specifically didn't choose when I originally purchased my device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your feedback. Sorry to hear you are dissatisfied with your experience.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Oct. 17, 2020

    This phone isn't much better than the last one. Very dissatisfied. What can y'all do about it? I want a brand new phone like a Samsung without having to pay for anything since this is my 3rd phone with y'all.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear you are dissatisfied with the replacement. We are unable to guarantee a brand new phone. The policy states the replacement device may be refurbished. If you are still experiencing issues with the replacement, please send us a private message with your claim and contact number.

    Verified purchase
    Customer Service

    Reviewed Oct. 17, 2020

    Pretty good but we did not receive the device for 2 days instead of overnight. Also I’m concerned that we did not receive an email confirming that you received the damaged device in return. Here is our receipt stating that we shipped it out on 10/13. Please advice.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear about the shipping delay. To have someone confirm the receipt of your package, please send us a private message with your contact number.

    Verified purchase
    Customer ServicePriceRefunds & PayoutsMaintenance

    Reviewed Oct. 17, 2020

    It was a nightmare to get questions answered and get the claim done. Please stop outsourcing!! Hire people in the United States who speak fluent English and then hire people who speak other languages spoken in America who are fluent in those languages too! I still don't know how to return the broken phone!! I best not get charged since I've not returned it yet ... I hate this phone company but I'm too broke to change!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Heather - We are sorry to hear about your experience. Please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 17, 2020

    Reps were very helpful with helping me with my claim. It was a quick and easy process to file a claim and get my phone. Only negative is the amount I had to pay to get my phone 249. I just felt like that was steep.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Ashley, so happy to hear you had a quick and easy process. The deductible is dependent on the make and model of your device. This information can be located within your terms and conditions. Thank you for the update.

    Verified purchase
    Customer ServiceTechPriceRefunds & PayoutsStaff

    Reviewed Oct. 17, 2020

    Had difficulty paying my deductible. Telephone number only. Advised to use website. No option on website to do so. Had to call service provider to be able to contact and speak to a live representative.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tara - Sorry to hear about the issues with the website. Thank you for the feedback.

    Verified purchase
    TechStaff

    Reviewed Oct. 17, 2020

    Once I got the right information, the "how to" and who to actually talk with the process was pretty smooth. Although I was told by my provider I could get screen replaced. The rep originally wanted to set me up with a full replacement of handset. After we worked thru my not needing that, my order was placed. The process from getting my provider to to the end result was cumbersome at best. But I am happy with the results.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you are happy with the results. Thank you for the feedback.

    Verified purchase
    Staff

    Reviewed Oct. 17, 2020

    Great Job!!, I got my replacement in 24 Hrs. and it works Amazing. Thanks!! The customer care agent was very helpful and friendly. She was very knowledgeable about the product and services. I would definitely recommend Assurant in the future!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy you are pleased with the claim process! Thank you for sharing your experience with us!

    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Oct. 17, 2020

    Difficulty finishing on app, was told denied because not covered, after several attempts and days, was able to talk to T Mobile assistant. After that, claim went through quickly. Representative was professional and helpful.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carolyne - Sorry to hear about your experience. Thank you for letting us know about this. Your feedback helps us get better.

    Verified purchase
    Customer ServicePriceMaintenance

    Reviewed Oct. 17, 2020

    Unable to talk to someone with paying on phone your deductible before getting overnight but when I did get someone it took me 3 days. Was told over delivery, took 2 days and cellphone did not work.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Susan - Sorry to hear about the issues with your case. Please send us a private message with your claim and contact number.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 17, 2020

    This was my first time submitting a claim. The representative on the phone was extremely helpful. He walked me through the process to complete my claim. Before leaving the call, he made sure that I didn't have any questions regarding the process. The replacement was shipped and received quickly. Great experience!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for taking the time to share your experience with us! Glad to hear you had an awesome experience!

    Verified purchase
    Customer ServiceCoverageStaffTimeliness

    Reviewed Oct. 17, 2020

    The agents were very helpful in handling my situation with my Galaxy S8 android phone. I got my replacement phone the very next day, around 3pm central time. I do think that the manufacturer's need to create something in case you can't get your screen to come on, because of a badly cracked face on the phone, so you can get all your information, and to more importantly shut the phone off before mailing it back to the insurance company.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tena- Thank you for the feedback. Glad to hear the agent was able to help!

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 17, 2020

    Made whole with the greatest of ease. Thank You Assurant. I called thinking I was going to have to deal with a lot of red tape, but the automated services made the process easy following a live agent to make sure all information entered was correct and last, the deductible taken which by the way was affordable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy to hear you had an easy process! Thank you for letting us know!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 17, 2020

    Great service and excellent customer service, who has worked for me. Excellent knowledge and expertise and Expedite delivery. Always I recommend you for my friend and my colleague families. Thanks for the great work.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for recommending us! Glad to hear you had a great experience!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 16, 2020

    My phone had a cracked faceplate and bad mic. I made my claim and received a new one within two days. Service was extremely prompt and satisfying. A rarity these days. The representative was very helpful and processed my claim immediately. Thanks very much! Gary **

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Pleased to hear you had a great customer service experience!

    Verified purchase
    Customer Service

    Reviewed Oct. 16, 2020

    I received the replacement phone in the allotted amount of time but the problem is that the SIM card that was sent with the phone had mismatched numbers which caused a loss of 3 days of service. Absolute incompetence on someone's end. Serious lack quality assurance in the line somewhere.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about the issue with the SIM card. Thank you for the feedback.

    Verified purchase
    Customer ServiceCoveragePriceStaffTransparencyTimeliness

    Reviewed Oct. 16, 2020

    I filed a claim on Friday October 2nd. I received an email within 24 hours and processing would take 3-5 days. On October 6th I reached out because after tracking my claim there was no update and your competitors have been able to replace my device within 24-48 hours from the time a claim was submitted in the past so that was already a kick to the gut. I had to call to speak to a customer service representative to tell me that they did not have that device in stock and a management team member would contact me in 24 hours. A day past and no one contacted me so I again reached out and was finally told that there was a device ready to be shipped.

    I received confirmation on October 7th that my device was shipped. When it came in the next day I was FURIOUS to see that it was not the original color of my device. I did not spend over $1000 to get a device in a completely different color! So I called back and was brushed off basically told that color wasn't a guarantee! Again this whole process was a hassle. I absolutely do not feel valued as a customer. Heaven forbid I need to file a new claim in the future. I really am still upset that I did not receive the bronze Note 20 Ultra. That is what I paid over $1000 for!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We always try to match the color. However, the terms and conditions state color is not guaranteed. We apologize for any inconvenience during your claim process. Thank you for the feedback.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 16, 2020

    Happy with my experience with getting my phone replaced. VERY quick response time and shipping time. Received before estimated delivery day. Will definitely continue using Assurant to protect my phones in the future.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Chris - We are happy you are pleased with the results!

    Verified purchase
    Customer ServiceMaintenanceStaffTimeliness

    Reviewed Oct. 16, 2020

    I had a replacement Samsung watch sent to me that turned out to be defective. I called customer service. Failed to get any help and asked to speak to a supervisor, first attempted I got hung up on, second time I spoke to one who refused to help me and I asked to speak to someone over him and I spoke to a manager. Same thing he said there's nothing he can do for me. they said they couldn't do anything until they had proof I sent defective device back and they had to see it in the system. I already had packed damaged device in envelope sealed and they said it would be fine but they couldn't send it to me until it showed that I had sent the device in the mail.

    Did it the next day on a Saturday, called and then was told I couldn't do that because they must receive the replacement device first. I ask to speak to a manager and I was connected with a supervisor who helped me out. I told her my story and she said she would allow it one time but it's not policy to go ahead and send a second replacement item when the first one is out. She finally helped me out. Other issue was I originally had a Samsung Gear 2 watch. I believe you guys did not have any of them in the warehouse and they sent me a replacement Samsung Active 2 the 44mm silver. Close to the one I had.

    I asked to make sure I would receive the same but I ended getting the Samsung Active 2 gold as the second replacement watch. Not what I wanted but you guys sent it and it's working. Made everything real difficult for me to get helped and spent a total of about 2 and a half hrs on the phone bouncing back and forth with people who could help me and never got helped because your policies wouldn't allow me to get the help I needed that in the end I received anyways.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jorge, we are sorry to hear about your claim experience. Thank you for the feedback.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Oct. 16, 2020

    My s10 was run over by a truck, shattered the screen. You sent me a replacement the day after T-mobile called you. Thank you very much. The only thing disappointing was they couldn't transfer all my info over to the replacement phone because they needed to use the screen of my broken phone to do that. Not your fault.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Linda - Glad to hear you had a 5-star experience!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 16, 2020

    Quick service, friendly customer service. I would recommend them highly. My new phone is like new. A few parts of the screen have some light scratches, but nothing too obvious. They even sent a free return envelope.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy we were able to help. Thank you for the feedback!

    Verified purchase
    Customer ServiceTechMaintenanceTimeliness

    Reviewed Oct. 16, 2020

    I made a claim for a cracked and broken screen on my Samsung Galaxy S9 cell phone. I had a replacement phone in my hands the next day. I took it to my service provider and they transferred everything from the old phone and I returned the damaged one in the envelope provided. Incredibly easy!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So glad to hear you had an easy experience!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 16, 2020

    I appreciate the way everyone who was patient with me and talked me through setting my phone up. I'm in the process of trying to retrieve all of my photos and my old Facebook pages. Thank you for the quick delivery of my replacement phone as well. Sincerely, Dawn **.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear you had a great experience! Thank you for the feedback!

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Oct. 16, 2020

    Horrible!...Called twice and still haven't been emailed a sticker to return un-used phone and receive my refund. I am so ready to pay for shipping myself! Customer service was great we while on the phone, but still haven't received a email with a label sticker to return phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sorry to hear about the delay. A private message was sent to you asking for further details.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 16, 2020

    I was having issues with my phone and then this screen cracked on the camera so I filed a claim and very quickly received a replacement. The 2nd phone had issue, then I dropped it. Filed another claim. I am happy with the new replacement.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Happy we were able to help! Thank you for the feedback!

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Oct. 16, 2020

    I had a good experience. Took a while to get everything processed but the shopping in phone was amazing!!! I recommend it a lot. Worth paying the insurance. Thank you guys. Thank you guys for the patience and answering phones quick.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Juan - Glad to hear you had a good experience!

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 16, 2020

    Assurant is good insurance company that you can count on. I am so happy for getting my phone on time. There are very reliable. One big thank for my carrier T-mobile. I have been with them for more than five year.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Yemi - Happy you received the phone right away!

    Verified purchase
    Customer ServicePricePunctuality & SpeedMaintenanceStaffBilling

    Reviewed Oct. 16, 2020

    I filed my claim online but for some reason I wasn't able to make my deductible payment so I called their customer service and they quickly verified all my info and cell info and took my payment. Their customer service agent had a very thick accent which I thought I wasn't going to be able to understand but actually it was great, needless to say I received an email the very next morning that my replacement was on the way which I received the following day! I thought it would have taken longer due to the whole Covid thing but nope!!! All I had to do was transfer all my data and send my broken phone back on the prepaid envelope provided by them. Overall, it was a great and satisfying experience. Well worth the $6 I pay monthly for their service, I recommend!!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy you received the replacement in a timely manner!

    Verified purchase
    Customer ServiceCoverageRefunds & PayoutsMaintenanceStaffBillingTransparency

    Reviewed Oct. 16, 2020

    This has been the worst experience I have ever had with a cell phone service. I have been paying for cell phone insurance for over two years, and I have never missed a payment on my cell phone bill. Well my cell phone broke and I sent in a claim to get a new one. Well the phone Assurant sent me immediately crashed and would not turn back on. I spent two hours on the phone after that talking to Assurant and Apple representatives. And after we all finally figured it out that the phone Assurant sent me was a dud and out of warranty Assurant said they would send me another one as soon as I sent them back the broken one they sent me.

    Well I did that on Monday. FedEx has not updated my shipment and Assurant will not send me a new phone until they do. FedEx probably lost it and there is nothing I can do about it. Thankfully my brother let me borrow his phone or I would have been without a phone for over a week now. I am paramedic and have to have a phone for work. This has been a huge inconvenience! So I will be canceling all Xfinity services and will NEVER use Assurant again.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 16, 2020

    Order shipped quickly and arrived on time, only complaint is that it was not able to be delivered onto a military base where I live. Otherwise the agent was both knowledgeable and forthcoming in assisting me with my claim submission.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad to hear the agent was helpful and the replacement arrived quickly. Thank you for the feedback.

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com