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About AARP/Hartford Homeowners Insurance
The Hartford is the only AARP-approved insurance company. Its home insurance policies are flexible and provide multiple discount opportunities. While its quote process can be lengthy, its online claim filing and bundle options make it an affordable and savvy option for AARP members.
Pros & Cons
- Online claims
- Multiple discounts
- AARP-approved
- Not available nationwide
- Long quote process
Featured Reviews
AARP Hartford has always been there for me, the homeowner. Their agents, in my honest opinion, have ALWAYS been professional and courteous. I would HIGHLY recommend any senior cit...
Read full reviewLowest price with same coverage as from others by $100's. I've had one claim and they approved and paid it within 5 business days. Customer Service from The Hartford is excellent....
Read full reviewAbout AARP/The Hartford home insurance
The Hartford is a nationwide insurance company that offers policies especially for seniors through its AARP Homeowners Insurance Program, which gives AARP members lower rates and credits on home insurance. It has several senior discounts, including one for those who work fewer than 24 hours per week. This program is designed specifically for AARP members, and membership is required in some states.
What does AARP/The Hartford home insurance cover?
The Hartford offers two homeowners insurance policies: Advantage and AdvantagePlus. Both cover home damages and personal property, including garages and sheds. This coverage also helps replace personal property that’s been damaged in a loss and can assist with temporary living expenses if your home is uninhabitable. It also includes liability coverage in case of a legal settlement due to injury or property damage.
The Advantage program pays up to $25,000 in identity theft expenses; AdvantagePlus offers $50,000. AdvantagePlus also provides equipment breakdown coverage, which is similar to a home warranty policy.
Other policy benefits include:
- Replacement cost benefits
- Disappearing property deductible
- Large loss deductible waiver
- 24/7 claims service
AARP/The Hartford home insurance quotes and costs
AARP/The Hartford doesn’t disclose its home insurance rates; these costs depend on a number of factors, including your credit score, property size and location. You can get a no-cost, no-obligation homeowners quote online. The Hartford also offers several discounts, including for insurance bundles, home security systems and renewal credits.
AARP/The Hartford homeowners insurance FAQ
Does AARP offer homeowners insurance?
No, but The Hartford is an auto and homeowners insurance company approved by AARP.
Where is AARP/The Hartford home insurance available?
AARP/The Hartford is available in 34 states: Arizona, Arkansas, California, Colorado, Connecticut, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia and Wisconsin.
Can I file home insurance claims online with AARP/The Hartford?
Yes, you can file online or over the phone.
Is AARP/The Hartford home insurance good?
As the only AARP-approved home and auto insurance provider, The Hartford offers special benefits for AARP members and their families. It offers two plan types and flexible payment and coverage options, so most AARP members should be able to find coverage that fits their needs. It also provides access to online claims and an online quote generator, and the company claims to focus on excellent customer service and support.
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AARP/Hartford Homeowners Insurance Company Information
- Company Name:
- AARP/Hartford Home Insurance
- Website:
- www.thehartford.com