AARP Health Insurance Reviews

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About AARP Health Insurance

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AARP offers roadside assistance through Allstate. AARP members who sign up for roadside assistance can get help 24/7 if they have a flat tire, need their car towed, run out of gas, have a dead car battery or lock their keys in their car. Members are covered in the United States, Puerto Rico and Canada.

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AARP Health Insurance Reviews

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed Nov. 20, 2025

    So everyone got a rebate check including people that had already passed a year ago however I have and those people did not have and better to begin with however I've had and better for a couple years and all of a sudden when it's time for me to get my rebate like everyone else I didn't receive one. So I called I spoke to the customer service two or three times trying to get it resolved as to where it was. They said that they had an address on file that was at the same house Street number and all except for the city and state where the city was different but the same state North Carolina was the same which is odd. So therefore I kept calling back and every time I call I get the same run around.

    The rebate check was sent to me this time well that's what they told me the third time and so I never got it again they told me to wait 30 minutes and here I am again for another 30 days and I am up to my limits with it. So yes I want some coffee something because I need that check. I need that money and here they are playing around like it's no big deal and every time I call they say, "Oh all your address and everything is updated, it's where it should be." the other day, "You're good to go now." I've waited and it was supposed to be the day today for me to get the check again and I still do not have it another telling me that it didn't update in the system again. Someone had went in and changed it. I've not went in and changed it. I've been up to this address forever. Why would I change it when I'm waiting on a check, that's crap. So yes I need some explanations and I need my money now!

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    Customer Service

    Reviewed Feb. 12, 2024

    They canceled me because I moved to a different county where UHC isn't available. They canceled me as soon as I put in a change of address. Thank God. I hate UHC. They won't leave you alone. I'm still getting calls wanting to come to my home for an in-home check-up. No way in hell is that happening and I've told them so on many occasions and they still call, I still get mail. NEVER AGAIN!!!

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      Customer ServicePriceStaff

      Reviewed Aug. 26, 2023

      At first is was reasonable but the last few years not so. In 2017 they sent notice that due to costs they needed a one time increase in the + 20% range but it was one time. But that was just the start. Now they have settled into a pattern of 10% increase in premiums with 0% increase in benefits (unless you want to pay a lot extra to increase them). I understand inflation but 10% each year. If you ask them to explain this they will not respond.

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      Customer Service

      Reviewed May 22, 2023

      I changed my supplement plan some time ago due to their inability to provide any service and inability to get through on the phone. I kept my part D with them and continue to have the same problem. Copays keep changing and medication I need has become unaffordable. I am currently relying on drugs from Canada at this point.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed July 10, 2022

      I cannot wait to re-enrollment time. I wish they would let you change anytime you are very unsatisfied. Dealing with AARP rx has been a nightmare. Not one time have I called and got a satisfactory answer from them. They cover drugs but they're in different quantities. So my husband gets 90 mg of a certain drug. They only covered if it comes in 100 mg. Which from what the doctor told me that is a very unusual dosage. What kind of stuff is that same drug just different dosage. Does that make sense to anyone? That is just one of about 30 calls I have made to these people. I have hung the phone up crying. Please do not go with AARP rx. They are just one big headache!

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      Customer ServicePunctuality & Speed

      Reviewed Nov. 8, 2021

      I called and was given all information to file a dental claim with AARP. Faxed 9/03/21. Called 10/15/21. Was told in process. Call back in few days. I called. They don't show anything received. I mailed copies 10/21/21. I called. They said wait another week to show if received. Horrible customer service.

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      CoverageTechRefunds & PayoutsStaff

      Reviewed Aug. 26, 2021

      We have AARP/United Health Care. We have overall been very satisfied with AARP as our health insurance provider! They always cover their portion in a timely fashion! Also, they have several perks. Our favorite is the quarterly $40 for each of us for many over the counter items, which really adds up! They also have Home Health visits and for keeping up with your Mammograms and other yearly tests you receive a $25 gift card for each test completed! They really care about their members! Very thorough health plan!

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      CoverageRefunds & PayoutsStaffBillingRates

      Reviewed Aug. 12, 2021

      They raised my rate to $190. per month. They seldom pay and when they do, it’s very little. It’s frustrating to know I’m paying much more in the year than what they pay out, yet I’m concerned about not having enough to pay for my health care bills if there is a need for hospitalization or some other condition. I can barely afford this, yet too worried to drop it. It’s a real catch 22. Insurance always wins. Seniors have it difficult.

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      CoverageRefunds & Payouts

      Reviewed Aug. 11, 2021

      They don’t cover a lot of things because they only cover what Medicare covers. Teeth are important to get covered as well as eyes. We seniors should get our medical free as the stress of paying for it gives us too much anxiety causing strokes etc.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

      Reviewed Jan. 11, 2021

      I’m ashamed to say I have been a member of AARP for 13 years. Many things about them bothered me but I pushed them aside. After all, this is AARP, the group fighting for and supporting seniors. It always bothered me that they sent a renewal notice even though my membership was not expiring. I would get it, check my records, throw it away, and grumble. This time I got the renewal notice, even though I was signed up for auto renewal and just paid it, unthinking. I got my new card exp. March 2026. When I put it in my wallet I found my old card exp. March 2025. I still had over four years left.

      Lights finally came on in my brain. They send these fake renewals so seniors, like me, will give them more money, even though it is an unnecessary renewal. AARP is pulling in gobs of money from unsuspecting seniors. I called to get my $12 refund and to complain about this practice. Neither Brittany or Allison would tell me their last name or employee number. Strange! Another lightbulb went off.

      When I called back later to cancel my membership altogether, after much reflection, Roxanne volunteered her employee number and said everyone at AARP had them and should give them when asked. Seems Brittany and Allison lied, not wanting anything to get back at them. What kind of business practice is this? After years of AARP, a lot of travel, and many needs, AARP has done nothing for me. Zero. When I went to their site for resume help, the cost was outrageous. I got free help online. Discounts on travel are minuscule and I always saved much more on my own. I throw their magazine in the trash because it has no substance, just lots of ads targeted at seniors So why do I continue to pay them? Well, not anymore!

      I get better discounts through my credit card, wise shopping, or my auto club. And it’s because of their unsavory and criminal marketing practices that I realized that AARP is the biggest scam in the U.S. and the largest source of misinformation put out to seniors just to get our money. AARP needs to be investigated and held accountable. Who do I contact for that?

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      AARP Health Insurance Company Information

      Company Name:
      AARP
      Website:
      www.aarp.org