AARP Auto Insurance Program from The Hartford Reviews
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About AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford offers car insurance for drivers in most states. Coverage comes with multiple perks, and special savings for being safer, more experienced drivers. Applicants must be registered AARP members and at least 50 years old, but those who qualify can get a free, no-obligation quote in eight minutes or less.
- Designed for senior drivers
- Member-specific discounts and perks
- Free quotes
- Must be 50 or older
- Available only to AARP members
AARP Auto Insurance Program from The Hartford Reviews
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Reviewed Nov. 15, 2015
Two years ago we did some research on bundling our homeowners and our auto insurances. We decided on the Hartford at the recommendation of AARP, after we researched other companies online and by phone, and compared rates and benefits. We are very satisfied with the Hartford, especially on our homeowners insurance, which paid our hotel bill and meals when a power outage lasted more than one week in the winter, and we couldn't remain in our home. The Hartford even covered the food we lost in the freezer.
Reviewed Nov. 14, 2015
My husband and I are satisfied with the Hartford. We are currently getting a discount because we haven't had any accidents lately. Very happy with the discount.
Reviewed Nov. 14, 2015
I joined thru AARP and have been with them for 3 years. My cost was reduced in half for full coverage after I transferred from another company. I have had one claim. The claim was handled quickly and stress free. They suggested shops to take my car in my area and once the car was in a shop, someone came out the next day to review the damage. There was a follow up call to see if everything went well. There was a need for me to change my billing date to a more convenient day. One phone call and it was done.
Reviewed Nov. 13, 2015
Good experience with The Hartford. The rates are relatively good and the service has been good. Been with them for several years. Have had a couple of claims and the claims were processed in a good fashion.
Reviewed Nov. 12, 2015
After an accident, the insurance was prompt and very cooperative. Once notified, they handled all arrangements for the tow and the repair shop which did a great job. The coverage was excellent. Great insurance.
Reviewed Nov. 12, 2015
Customer service is great, always ready to answer any questions regarding your insurance. I have researched other companies and have found that this has all the coverage that I am interested in. I have full coverage and their rates are reasonable. Agents are very informative and helpful and can call twenty-four hours a day and speak to a representative. I have been with this company for over fifteen years and so far have been very happy with it. I would highly recommend this company.
Reviewed Nov. 11, 2015
I have had an Automobile policy through Hartford for a long time with no problems until a couple of weeks ago. I called to change my coverage from full coverage to liability, due to age of car. Right off the employee was very sharp spoken, however I told her what I need to do and she said "Well you need to wait till 12/28/15 when policy renews." I informed her I wanted this done immediately. Her reply was she would have to get approval, which did not make sense. It was approved and I got my new payment amount which would be automatically drafted from my account. Two weeks later I get a letter in mail stating they were going to cancel my policy if I did not pay 40 some dollars before 11/17/15. I called to see what is going on and was informed that it was my fault as I wanted my liability coverage immediately.
In the long run what I took from this person is they are set up one way and they do not know how to change it. In the end we agreed I would make a regular payment for Nov and Dec by draft. My drafts are always on the 21st of each month. Today I find out Hartford sent a draft through on the 10th instead of the 21st on my bill paying account and caused an overdraft which the bank charged $34.00. I once again called and asked why and the person so very rude and says it's because I called last time so it changed the due date... I truly lost it. I demanded to speak to a supervisor and she refused to transfer me. They blame everyone except themselves. Those of you who state Hartford is great they are as long as you do not ask for change to your policy. Buyer beware!
Reviewed Nov. 11, 2015
I did a lot of research before selecting The Hartford. Number 1 reason is their rating, and number 2, they had the best price at the time. Fortunately, I have had no experience with claims. I love that I can do all my business with them online. I pay my premiums, get my ID cards, print out any forms I may need, handle renewals, etc. Their website can be a bit confusing in the beginning, but once you get used to it, it's great. I have been able to find the answer to any question without having to get on the phone and punch in a lot of numbers.
Reviewed Nov. 10, 2015
Switched to this company recently after previous company doubled our homeowner's coverage. The Hartford has much better rates for equivalent coverage for our vehicle insurance. They also have a user friendly website and good payment plan options.
Reviewed Nov. 9, 2015
Was set up with the Hartford by my independent agent. The rate charged was less / lower than my current provider. The changeover was seamless and the coverage the same as what I had before. I have not had a claim and my rate has not increased.
Reviewed Nov. 8, 2015
No complaints at all. Always there to help. Know about the auto insurance deals. What else is it to said. They know what they are doing. They are great and dependable, caring, worth trust, a lot of experience, helpful, caring, happy with a smile on their face and a jingle in their pockets.
Reviewed Nov. 8, 2015
I am very happy with my insurance company, The Hartford. They have gone above and beyond to make me a happy customer with their service and great customer care. I have never had a claim filed with them, but every time I have needed a tow, they have been right there for me. They have been very understanding and on the ball.
Reviewed Nov. 7, 2015
Reasonably priced and above average customer service and claims service. Easy to do business with and a variety of ways to pay for the insurance. What else can I say? I've only had insurance with them for under two years.
Reviewed Nov. 6, 2015
I was with Amica for over 20 years when someone told me about The Hartford's great rates. So I called them and their bundled (home and auto) quote was about $700 less than Amica's! I wouldn't have left Amica for a small savings but $700 is a huge savings so I'm now with The Hartford. Amica is a wonderful company; you call and quickly get a live person. And the one time I filed a claim they were so agreeable. I'm too new with The Hartford to be able to say anything about the company.
Reviewed Nov. 5, 2015
If when I purchase both my home and auto insurance from them 8 months ago and they would have told me to get the discount (10%) I needed to actually drive both of our autos a total of 180 days each, instead of saying the device is installed for 6 months to get the discount, I probably would have looked elsewhere. My husband and I are both retired and we keep 2 cars and seldom drive one of them. When I got the email to return one of the devices which took 8 months I called to get the other email for the other car. At that time I was told about having to have driven the car 180 days for the discount. Thinking back on the prior 8 months would guess that that car was out of the garage a total of 50-60 days tops.
Talking with one of the reps and going over again that we are retired and basically only use one auto, and not even daily, these brainless people cannot even look at the output on our insured autos and make a estimate as to how our autos are used and not used. I feed sorry for snowbirds around this country who have an auto sitting in a garage somewhere that they are not at and get this line of propaganda fed to them just to get a fiddly discount. Being with AARP, knowing it is insurance for seniors, Hartford should have tailored their insurance better. I also think AARP should do a better job in advocating for this company.
Reviewed Nov. 5, 2015
They have always been proactive. They were easy to sign up with and every time I added or deleted a car from my policy they made the transition so easy. They have offered suggestions on how I can save money on the coverage that I have and have helped us in deciding what package is the best for us. I would highly recommend them to anyone. Their payment plans are tailored to everyone's needs. Fortunately we have not had an accident so I cannot respond to how they are in that area, but from what I have experienced to date, I see no reason to believe that they would not be excellent in that regard.
Reviewed Nov. 4, 2015
They stand behind what they advertise... They are there for us when needed. We have used them a couple of times. They stand behind us - if an accident was not our fault. They do not cancel you for filing a claim. Whenever we have a question - they answer it within the same day... they don't keep you hanging for days at end. The bills and policies are very concise and easy to understand.
Reviewed Nov. 3, 2015
I currently have my home and auto insurance thru The Hartford. I yearly request quotes from other insurance companies to ensure that I'm getting the best coverage and prices. Have gotten from Geico, Allstate, State Farm and always found that Hartford is from 250 to 400 lower than any other insurance company. This is for exactly the same coverage.
Reviewed Nov. 2, 2015
I became a member of AARP shortly after turning 50 years old. I transferred all 4 of my insurance policies over to AARP/Hartford since, I had received a much better quote than from Liberty Mutual. Lately, my premiums have been creeping up a little, but are still lower than other quotes I recently received.
Reviewed Nov. 2, 2015
It's a great company, good rates - have never disappointed me. I've never had a claim so far but have no doubt that they would quickly and professionally settle the matter. People think of them as only insuring older people, but am sure they insure people of any age. I would strongly encourage you to check them out and see what you may have been missing all along.
Reviewed Nov. 1, 2015
I have had this insurance for about 12 years, and have never had any problems for the 2 claims I have had, 1 collision and 1 comprehensive. The claims were handled expeditiously and with good results. In fact, the one claim, the adjuster added additional parts to replace that was not included in the auto body shop estimate. I am very happy with them and would never consider changing to another insurance company ever if their rates were cheaper.
Reviewed Nov. 1, 2015
I have been with my insurance company for 14 years, and they have been a great company. I only had one claim in that period of time and the accident was handled in good time, and I only lost the use of my truck for three days. The insurance company paid for my use of a loaner vehicle. I have tried other companies over the years and with comparing their quotes have stayed with Hartford as the prices are lower.
Reviewed Nov. 1, 2015
Cheaper than any other insurance but sometimes they were hard to deal with as far as making a claim. They didn't let you know until you went to make a claim that you had to have a extra insurance to cover that incident.
Reviewed Oct. 31, 2015
I am happy with the Hartford and am satisfied with their customer service. Overall, my experience and my association with the Hartford has been very rewarding to me. I haven't, as yet used their claims process, but I'm sure there will be no problems with it.
Reviewed Oct. 30, 2015
OK company. No problems. Have had this company which is through AARP for many years. Never any problems with claims. Have tried Geico and cancelled because they raised rates for no reason.
Reviewed Oct. 29, 2015
My daughter has been involved in several car accidents, and the Hartford has guided us through each step of the claims process. They may not be the least expensive insurance I could have purchased, but they've been well worth the amount spent in the peace of mind afforded me and my family.
Reviewed Oct. 28, 2015
Haven't got a right tow since instated the service. Got left on the side of the road 4 times. Called tow truck and never showed up or had to pay out of pocket when I already have paid through my ins company. It's bad... service. Someone should do something about the way people are treated.
Reviewed Oct. 28, 2015
I have been with this company for many years. They have very good rates. Their employees are very knowledgeable and friendly. I have never had any problems when I call them for information. You're never put on hold when they answer their phones. I would definitely recommend this company. It is better dealing with the company directly instead of an agent.
Reviewed Oct. 27, 2015
I sign up for bundled insurance, both auto & car. I have only been a customer for 2 years. This payment period will be my 3rd year. I receive an invoice saying my account is past due. I remember making a payment in August. I click on to make a payment. It says my account is paid in full. So assuming the billing was sent in error, I do nothing. On Oct 26 I receive another invoice saying my insurance had been canceled. I immediately call Hartford. Come to find out my insurance policy expires Nov 19, not Oct 19. For some reason they separated my home & car ins without telling me. They increased both my car insurance which I had previously paid and they also increased my home insurance which I only now discovered.
I try to reason my position with Hartford rep, but she gets very agitated which triggers an argument. I asked to meet with them face to face to show them my paperwork and she then says there is no physical office, they only work "online". I agree to pay only 1 month which would extend my insurance 30 days to Dec 19 which would allow me time to sort things out and evaluate my options.
According to my paperwork, the one month fee would be $43.23. She asks for a payment of $65.47. I questioned why the increase and she said it was for a late fee and a service fee. I said, "How could I have a late fee when my policy doesn't expire till Nov. 19?" Again, she loudly argued her position. I discontinued my conversation with her and called my agent for another property we have and set up an appointment for tomorrow to sign both my car and home under his company. I will be cancelling my policy with Hartford as soon as the other policy is in force. I will never do business with Hartford insurance again.
Reviewed Oct. 27, 2015
They take care of us senior citizens, we drive less so we should not pay as much. We are careful drivers, we have been driving a long time and should be rewarded as such, by having lower premiums. They offer free driver refresher courses and discount for doing so.
Reviewed Oct. 26, 2015
I have been with this company over 20 years and I love it. I also have my renters insurance with this company for over 10 years and both of my policies serve and served me well. This is really a great company and I have enjoyed being a member of them.
Reviewed Oct. 26, 2015
Was easy to get auto insurance and lowest rates. They take premiums out of my bank account once a month. They have automatic renewal program. Can call round the clock with questions and get answers from a live person.
Reviewed Oct. 25, 2015
We have had this insurance company for several years now. Although we have had no claims to date they are great to work with. Learned of them through AARP and decided to get a quote, even though we had been with our previous company for many years we were able to save several hundred dollars. Every time we have contacted them by phone they have answered any questions quickly and updated any autos to add or delete asap. There are several payment options and with direct bank withdrawal there are no extra fees for monthly payments. Correspondence through email is quick such as sending proof of insurance for a new card. Would now and actually have recommended them to friends and family.
Reviewed Oct. 25, 2015
I am happy with my auto insurance company. They have good customer service and are friendly. I have never had an issue. I have good coverage for a reasonable monthly payment. I would recommend my insurance company to others. When I had an accident a year ago they handled that quickly and reasonably.
Reviewed Oct. 24, 2015
I have never had a claim so I really do not know what their service is. This was recommended from AARP. The premium rates are very good compared to other companies. This is why it was recommended by AARP.
Reviewed Oct. 24, 2015
I have been with The Hartford for over 20 years and I have found that they are the least expensive of any insurance company. I have gotten reviews from other insurance companies and none of them could match the coverage I have at the price I am paying. The customer service is great and I do all my insurance needs on my computer and their website.
Reviewed Oct. 23, 2015
Non-cancellable after two accidents. Lowest cost. Friendly and courteous customer service. Prompt claim reimbursement. No hassle. Good website to view billing information. Easy to pay bills.
Reviewed Oct. 22, 2015
I was in a very bad automobile accident caused by a driver insured by Hartford. My son, a passenger, and myself, were almost killed by the driver. There was a police report, and Hartford assumed 100% responsibility. All we requested was to see a chiropractor for our injuries. We are now left with a huge bill from the chiropractor, and our adjuster does not contact me or return my calls - ever. It has literally been many weeks. She claims to be too busy. On my last voice mail message, I asked her to have our case reassigned to someone else if she is too busy. All we want is a reasonable settlement. The driver got off with a $100.00 fine because she went to court, and we are really suffering.
Reviewed Oct. 22, 2015
They have answered my every question, whenever I have called. I once was tapped from behind by another driver and was told by my company that they would contact the other driver and take care of everything. They insisted I have my car looked at and repaired any possible damage that might be hidden.
Reviewed Oct. 21, 2015
Hartford Insurance was purchased through our agent and we have never had any claims as yet so our description of our experience with this company is not available. I have read that this company was mentioned in the AARP information that was in the AARP magazine indicating the policy claims are settled satisfactorily for their members over the years. We do pay a satisfactory premium on the policy and plan to continue with them.
Reviewed Oct. 20, 2015
The Hartford is a good company. The cost of the insurance is affordable and they are easy to work with. I have been with this same company for more than ten years. In all those years I have only filed one claim. They took care of my claim very quickly and without any problems.
Reviewed Oct. 19, 2015
2nd letter 10/19 2015 because of cancellation of policy for non-payment on Oct 5th, 2015. This is second time. (See below) I never, never rec. bill electronically or snail mail. In the past you have sent me both electronic and p.o. box. Please send me copies of emails sent to me which should show date they were sent... First of all, I would like to say I am 73 yrs old & my wife is 72. We live on a fixed income which means our funds are limited. Although I heard the term many times before I retired, I didn't understand the meaning of a (FIXED INCOME) which I will call FI.
I would hear some of my passengers talking to one another about living on a (fixed income). I was a Tour Bus Driver before I retired, so I have engaged in many friendly conversations with my passengers who later became my friends. The term FI is defined as "having a uniform annual income or yield". So although your expenses, Medical Ins, House Ins, Auto Ins. etc. may increase, your income remains the same with the exception of a 1.7 COLA for 2015.
Although the purpose of this letter is not to talk about FI, or my age, it does have a bearing on the fact that my auto insurance was cancelled for non-payment of premium on the 4th of May 2015. I was told I was mailed a bill for payment as I was before since 2009. I was also told I was mailed a notice of cancellation before it was cancelled. Why did I not receive either bill or cancellation notice? Was it mailed or did someone drop the ball? Why do I have past e-mails of notices of upcoming bills due plus PO delivery. Why do I have past e-mails of (PAYMENT PAST DUE) if payment is not paid on due date? Yet I received none of the above for May 2015.
Reviewed Oct. 19, 2015
We have a very good report for the Hartford, which is through AARP. My parents had them for a long while and when they did have an accident, I was in charge of getting everything taken care of. They were not injured very much but they were taken to the hospital to be seen by a doctor. We have had them for more than a year and have had nothing that needed taken care. We have full coverage for our van.
Reviewed Oct. 19, 2015
I am happy with AARP as I have not had to use it and hopefully I won't. Insurance is great to have for the "just in case." We are all hopeful that those "just in case" never happened. All insurance is expensive but it's a must have if not for legal but for peace of mind.
Reviewed Oct. 18, 2015
I was happy with this company until my mom had a stroke and the doctor called and told me and I ran into a mailbox... no damage to the property but to my car. I have never had a ticket, etc., and when the next enrollment came they raised my premium. Now I find that there are better rates offered by comparable companies. The coverage is there, but I am not happy with the costs.
Reviewed Oct. 17, 2015
They charge less and cover more than State Farm, and their claims department is fair, unlike State Farm. Do not ever use State Farm. State Farm is a criminal organization. The Hartford Insurance Company is also much easier to deal with live or over the telephone.
Reviewed Oct. 16, 2015
It's great, honest, affordable, fair, customer conscious, easy to talk to, understanding, quick response, best decision I ever made. Best company out there, best prices, service, people, best website.
Reviewed Oct. 15, 2015
Anytime I want to add someone or make sure I am covered for something, they have been really helpful to me. However, when I called them for Roadside assistance, I was on hold for over 1 hour before I finally hung up with no help.
Reviewed Oct. 15, 2015
Never had any type of problems. AARP gives low prices and has a reputable working relationship with their insurance companies. If we ever have a question, it is answered immediately.
Reviewed Oct. 14, 2015
I got my auto Insurance through AARP (The Hartford). They were less expensive than other insurers, and this was for a 1985 vehicle. One of the best things about the company were that it Cost LESS to have Comprehensive coverage, than to just have No-Fault. However, the vehicle was in a minor fender-bender, and per the Insurance company's instruction, it was brought (completely drivable) to a dealership.
The dealership estimated the cost of repairs at $650.00. They stated that the car ran fine, though there apparently was a small leak. I brought it to my regular mechanics, who fixed the leak (it was a nick in the transmission line - easily accessible in the front of the car). Hartford (before I brought it to my mechanic) TOTALED the vehicle, stating that the Power steering unit was damaged by this fender-bender. They somehow created ~$2000.00 of damage to the car - NONE OF WHICH TURNED OUT to be accurate. I had a $500 deductible.
When the vehicle was returned to me, from the dealership, their Tow Truck driver couldn't believe the Insurance company 'Totaled' the car. They brought the car back on a Jerr-Dan (Its 4WD), but proceeded to drive it down the driveway. The driver shook his head, and said to me, "Lady - There is nothing really wrong with this car, and my mechanics backed that up." There was a simple nick, easy to fix, and then a bent front quarter panel.
I realize that this was an older car, but the fact that Hartford's Insurance adjuster made a $650 repair into one >$2000, in order to 'Total' it was unjust. My mechanics said so too. While Hartford was definitely less expensive, their claims department is not accessible on the weekends, and the fact that The Adjuster "made-Up" the damages - none of the things in his report were found by either the Dealership, or my mechanic, who runs a MD State Inspection station. The accident speed was <10mph.
Reviewed Oct. 13, 2015
Good rates and good customer service when calling to ask questions. Has website that is easy to navigate. Easy to pay online or direct deposit. Obtained Hartford through AARP. AARP saved me $1,000.00 a year on my policy.
Reviewed Oct. 12, 2015
I've been with Hartford for about 12 years, and have always been very happy and satisfied with their service. I was really shocked and appalled when I called to speak to one of the representatives to see if my insurance rate could be reduced. I had just purchased a new car and, I realize, the rates would go up, but didn't expect them to go up that much. I just wanted to make sure that all the discounts I'm entitled to were applied. The representative actually said to me: "Hartford isn't exactly a cheap insurance, you can always call around and go with someone else." Unbelievable. I'm still shocked that a representative would say something like that to a long-time customer. Otherwise, before this incident, I've never had any kind of a problem, and all the representative I had talked to in the past were very friendly and helpful. Hopefully, this was an unfortunate exception.
Reviewed Oct. 11, 2015
State Farm would not help with accident that was not my fault, had to do myself. Hartford prices keep going up and have not had any claims. Customer service at State Farm, the employees were not friendly, not available 24/7. Prices at State Farm were ridiculously higher than most.
Reviewed Oct. 11, 2015
I call and get answers right away. Had to call about an accident, sent pictures and they took care of right away. I have had no problems with them ever.
Reviewed Oct. 10, 2015
Home insurance premium was raised from $1200 a year to $1600 a year, was told this increase was across the state of Kansas due to the increase in claims for wind/hail damage. When consulting other insurance providers across the state they were unaware of this increase. I purchased a 2008 Ford Explorer with salvage title November 2008 and purchased full coverage insurance from AARP The Hartford. With the situation above on the home owners insurance, I have been shopping for a new insurance carrier who informed me the vehicle could only have liability insurance for a salvage title.
I asked the Hartford about this whom stated they didn't know it was a salvage title, I asked had I had an accident what would they have paid? The person stated they would have paid only for liability insurance since it has a salvage title! I stated I have been paying for full coverage, I deserve a refund for the difference. The Hartford rep stated I was not eligible for a refund because they didn't know it was a salvage title. The new insurance company (AAA) stated all insurance companies run a report and they should have known. I would certainly not recommend the Hartford Insurance company for any reason and feel the Insurance Commission should conduct an audit on their practices, policy number listed below.
Reviewed Oct. 9, 2015
Insurance claims are handled efficiently and with understanding. Premiums are average but customer service is outstanding. Representatives are courteous and helpful usually responding to your questions or concerns immediately.
Reviewed Oct. 7, 2015
Unlike other insurers, this company doesn't nickel and dime you...very consistent, no frills for inflated pricing. They actually perform as an insurance company should... They offer insurance and don't try to swindle you out of what you're entitled to after paying premiums.
Reviewed Oct. 6, 2015
2014 they quoted me 520.00 for the year. The renewal comes in at almost 800.00. I called them and the underwriter was circling around explaining the increase for my medical went from 50.00 to 115.00 because the cost of health insurance went up. Then he told me a no fault accident in 2012, someone backed into me and neither party had damage, became another reason why my insurance went up. What the heck is the no fault good for?
They base everything off statistics as the underwriter told me. Here's the best he told me since I had an accident report that the chances of me getting into another accident would be very high in the next 3 to 5 years and I would therefore have to pay for this. Because that's what the statistics say. Holy cow!!! Really??!!! Now he proceeds to tell me like everyone else on here that "my area" went up in price. The company is delusional. One big scam. They suck you in with low rates the first year and skyrocket the renewals.
The underwriter advised me all insurance companies do this. He also advised me that any accident, whatever it is, my premiums will go up no matter what. I argued with him that my other two carriers in the past 30 years never and I mean never raised my rates more than 15.00 a year. One of them actually lowered my cost the longer I was with them. This company is insane and they do not care about keeping their customers satisfied.
Reviewed Oct. 5, 2015
Hartford has been sufficient with providing us with coverage but raised our rates after one accident. I would consider changing providers if I could save $200 or more a year. I will be researching prospective companies in the next year to see if I can find comparable coverage for less than I am paying now.
Reviewed Sept. 25, 2015
Sept. 19, 2015 Because I was upset with the increase with my insurance, I contacted Hartford on the internet. After filling out all the questions, thinking they could save me money, I then realized that my wife wasn't a AARP member and the rate would be more. So Sunday Sept. 20, 2015 I called Hartford and told them I had changed my mind. I haven't electronically sign my policy or physically send it. Also the policy wasn't to go in effect until Oct. 16, 2015. They took my money $983.00 before I could hang up. I still haven't see a refund yet Sept. 25, 2015 and they don't want to talk about it. Never again. Hartford is a cut throat co. They don't care about you and me.
Reviewed Sept. 23, 2015
I was with THE HARTFORD for less than three years. I started the policy in October 2012 by paying $64.72. In less than three years, my premium jumped to $111.00 nearly doubling my premiums despite the fact I always paid my premiums on time (auto pay through my bank), had no at fault accidents, had no traffic violations and lastly, my 2011 Kia Forte had less than 23,000 miles on it as of the day I cancelled in June 2015. But I did turn 75 years old, could that be the reason? Can there be any wonder why I opted out of THE HARTFORD auto insurance? I went back to State Farm.
Reviewed Sept. 22, 2015
On April 16th, 2013 I was driving my wife to take a Test in Waukesha, Wisconsin. When I was rear-ended by a woman on Hwy 164 in Waukesha. If you look up my Driving Record it will state that I have an at fault accident. The problem is that My Insurance company at that time "Hartford Ins" has me listed as the driver of both vehicles and which shows me as a at fault accident causing me to have higher insurance rates. I have contacted them numerous times about it and nothing gets done about it. It is time to seek compensation from them and I think the amount of $5000.00 would be just.
Reviewed Sept. 21, 2015
I am getting 2-3 letters from AARP per week to apply for car insurance from Hartford so I should be saving $400-500. Hartford car insurance not even come close, in actuality Hartford did quote me $500 more than they stated to save me. What a crap. If Hartford came close $100 plus/minus I would not spend time to complain. They will rip you off. Just FYI I have no tickets or accidents thank God.
Reviewed Sept. 19, 2015
I am 67 years old and have been driving ever since I was 23 years old. I have never had an accident, never had to file an auto claim for anything. Just recently, I side swiped my car backing up. I was the only person involved with no injuries. I called Hartford to file a claim. When speaking with the claims adjuster I was told to go to their Body Repair Shop to get an estimate. I asked shouldn't I seek 2-3 estimates and was told no. And was told that they only use the estimate of their chosen body repair shop that works for them. To me it seemed as though the deck was pretty well stacked. I felt as though my freedom of choice was violated. After calling around I found out this was misleading information. I thought a company of integrity, working hard for senior citizens would at least be honest and open to truthfulness to its customer and not slither through with falsehood. This was a sickening and saddening experience for a newcomer.
Reviewed Sept. 14, 2015
My husband and I recently changed from another auto insurance company to Hartford because of Hartford's competitive price. About a month later we received a notice in the mail stating they added an individual to our policy, including a large rate hike. They added my 22-year old son to our policy! He works seasonal jobs in another state but has not changed the address on his driver's license because he relocates often. He plans to change that when his address stabilizes and so he uses ours. I am very surprised that adding another adult to a customer's policy without prior notification/consent by the policyholder is legal?
It especially seems odd when that added person is an adult who already has their own insurance and vehicle? I know of many families whose adult kids are in the military or away at college who use their parents address but maintain separate insurance policies and this has not happened to them. Is this just something Hartford does? Or is it a local or state law? It seems very bizarre that Hartford, or any insurance company, would add another already insured adult to a policy without prior consent of the policyholder?
Reviewed Sept. 12, 2015
I'm writing this review to save perhaps hundreds or thousands of people the anguish this company will put you through once you have a claim. First off we do not have this horrible insurance company however we were unfortunate enough to be hit by an insured of The Hartford! As if things aren't bad enough being involved in a collision when on vacation! This company could care less about your situation regardless of what has happened. It is obviously standard procedure to prolong any sort of payout including that of a rental car. This company had the nerve to say they basically will get back to us in an undetermined time frame!
So long story short their insured totals out our vehicle while we are on vacation 2000 miles from home and they do not care whatsoever. The claim reps are completely rude and will give you no answers. We now have an attorney and they won't even return our attorney's calls! Other driver admitted fault and received a ticket! THIS WARNING IS FOR ANYONE WHO HAS THEM AS A COMPANY OR IS CONSIDERING THE HARTFORD. DO NOT DO IT.
We have never felt so violated by an insurance company in all our years of driving and having insurance. It's quite obvious they are a failing company who can't afford to pay claims. Look at all the other complaints from people who have them for their own insurance company and be prepared for more stress than you could ever imagine should a claim arise. We did not even know this type of treatment existed in the insurance world. I WOULD FEEL CONFIDENT IN STATING THE HARTFORD IS THE WORST INSURANCE COMPANY out there should you have a claim. To date it has been nearly a month and they have not even looked at our vehicle yet which was our only vehicle! Now we see why there are hundreds of complaints about this despicable insurance company that should be shut down!
Reviewed Aug. 26, 2015
We just received our auto renewal policy & our premium increased by $600.00+. We have not had any accidents or tickets this past year. We called AARP to ask why the large increase. The representative said there had been more claims in our area/state. Not our fault! Calling for quotes in the morning & will move our auto ins business from AARP/Hartford.
Reviewed Aug. 26, 2015
I called in on the 19th to pay a bill due on the 19th. Was told late payment the month. They were not accepting my payment and canceling policy. Received letter saying I was covered til August 24th. I have had no accidents or tickets for the last 7 years.
Reviewed Aug. 21, 2015
They went into my account that they had automatic withdrawal and took out 617.00! My policy with them was for my car and my husband's old truck. The payment should have been maybe 250.00. They said they put my son who no longer lives with us but still has my address on his license, on my insurance policy! I didn't agree or sign anything authorizing this! Talked to 3 different people. Wouldn't reimburse me. I canceled them! It's a shame that they take advantage of people who work hard just to pay the amount on the policy! They suck!
Reviewed Aug. 21, 2015
My van had a mechanical failure which caused an accident. I sold the van to a recycler to be crushed and cancelled the insurance on it. 2 1/2 months later I found another car and called the Hartford to insure it. I had been with them for 22 years without a ticket or accident. They wanted to up my insurance to 1100.00 a year when I had been paying about 350.00 prior to the accident. They said if I had kept the insurance in force on the van, the rate would not have gone up. Why would I keep paying insurance on a van that had been crushed? Also, The Hartford reported the accident to LexisNexis as being my fault, instead of mechanical failure. Progressive insurance was way less than the Hartford quote.
Reviewed Aug. 21, 2015
I insured 2 vehicles as well as my homeowner's insurance through the AARP/Hartford Insurance Co. for 5 years. But today I accidentally found out they cancelled my automobile insurance without any notification. I was driving 10 days without insurance because they did not notify me. I discovered that they cancelled the policy accidentally when I called to inquire about my home insurance and asked a question about my auto policy. I was told they cancelled my policy because I missed one payment. The Insurance Co are required to send an invoice each month for payment, which I never received. Also they are required by law to notify in advance the individual of the auto policy cancellation. None of which they did.
When I complained about it, they did not want to hear it and they would not reinstate the auto policy because they claim I missed a payment. I now have to look elsewhere and will probably be fined from the New York State Motor Vehicle for driving 10 days without insurance. My wife and I went with the AARP/Hartford thinking they treat AARP members fairly. Boy was I wrong. AARP should disassociate themselves from this company.
Reviewed Aug. 10, 2015
I have been driving for 65 years. In 2014 I had my first at fault incident. I was backing out of a mobile home parking space, and I caught the underside passenger bumper on a stone that was half an inch taller than the bumper, and it pulled it off. It cost The Hartford $2000.00. They put up my premium $800.00 per year, for three years. The reason they gave me was to cover the cost of the repair. Now in my view that is EXTORTION. I had already paid them to cover me for. The California Insurance Commission told me they can do this for any accident over $100.00.
Reviewed Aug. 4, 2015
Dealing with this company during my claim processing was very hectic. My claim agent left on vacation for a week without letting me know or passing on my information. I was left to drive my car, which I could not open my driver door or turn left without a horrible sound. When I did get a hold of her after 9 days of calling, she was rude?! Disappointed in the service and decided to go with another company which saved me almost $80 a month with double the coverage and half the deductible. This company, in my opinion needs help! They are not worth the money they charge.
Reviewed Aug. 4, 2015
July 29 we signed up with the Hartford for auto and renter's insurance on a month to month basis. The next day we noticed an additional $300 taken from our account. Calling the company, we were assured that the Hartford would return the $301 and also contact my bank to reverse the overdraft charges by Monday Aug. 3rd. Now it's the 4th and being told that by the 6th we should have the money back and we have to contact our bank. Show that Hartford caused the overdrafts and fax that info to them and they might give a refund. Looks like I will contact the attorney general.
Reviewed Aug. 3, 2015
I have been with Hartford Insurance company for 2 years. They increased my premium from $802.00 per year to $1,033.00 per year. I called and spoke with a customer service representative who informed that the rate increased because of the area which I reside. I informed the CSR that an increase of that magnitude is ridiculous!. Keep in mind I have had no claims, accidents, or tickets in 47 years. The have lost my business for life.
Reviewed July 25, 2015
I emailed AARP to let them know that I was going to renew my membership and I included on my email to please contact The Hartford Insurance that I was going to change my bank info because I have a automatic deduction for auto and home insurance from another bank. AARP replied that they received my email. On July 19th I got a minor accident. I was on the stop sign when a car hit me and scratched my rear bumper and pushes my car on the curve and scratches also the front bumper. I got all the information but the driver got no insurance. I have a full coverage with The Hartford so I called them the following day, Monday, July 20th. I spoke to the The Hartford Customer Care Representative that I want to change my bank info but I am going to pay my bill for July first (my bill is always on the 23rd of the month) since I know it takes awhile for automatic deduction.
The CC Rep told my policy was cancelled on July 18th because they received a notice from DMV that my driver license is suspended. That according to DMV I did not response on the notice that they sent me on the accident on Sept. 1, 2014. I told the CC Rep that the notice of the DMV says "if your insurance company take care of it you don't need to reply". Confident that The Hartford took care of this matter, I did not reply. I asked the The Hartford Customer Care Representative why I wasn't notified, aside from the fact that I didn't missed any bill, in fact I was paid until July 23rd which automatic deducted from my bank. I asked the Customer Care Rep if a notifications were sent to DMV on their end. He said "in February". I told him on February 2015, I received another notice from DMV, so I called the The Hartford about the notice.
I was told by one of the CC Representative that they already notified DMV in November 2014 but they will send another mail for clarification. That rest assure they will take care of it (all conversation were recorded). He said there was no case number for my call. I told him I want all copies of the notification/response they sent to DMV to prove to DMV that they have been notified. On our conversation I told him that I didn't get any notice from DMV, so I believed my driver license is active. He told me send them proof that my license is active then they will reinstate my policy. Reinstate my policy! I was so mad. I told the Customer Care Representative that send me first all the notification copies which The Hartford should consider giving me one and forget the policy.
My question, what if I get hurt between the time they cancel my auto insurance, what if I hurt someone or damage someone's property? What if my home has been rob or caught by fire or damage by an earthquake and then I found out my insurance has been cancelled because of their negligence? What will happen to me, with my family, with my dogs? I have 2 cars with full coverage, and the place where I live was bonded on the insurance. This is very unfair and unjust. I paid my due, this is not free or grant. I need justice. If you want to know what happen in Sept 2014 accident, I will tell you in detail. I have to find out if he claim with The Hartford, because that is fraud. I will face whoever want to question me about this accident.
Reviewed July 19, 2015
My wife and I were accepted with all occurrences being beyond the required point. We are paying a surcharge currently which was on there since inception of the Hartford policy. My wife had another wreck where she struck the back of a homemade trailer. The driver pulled out from a construction site of a revamped pet park in Dallas. It was apparently going quite slow. She was distracted briefly with the work going on there. She hit the rear of the trailer. There were no bodily injuries, but her 2009 Mitsubishi Outlander was totaled.
The engine, transmission were still good and other driving components. We received $12,000 compensation. The vehicle mileage was around 61,000 miles. There some damage to the SUV bumper that was pulling the trailer - about $800. Don't know what was paid for the trailer. These were hired workers for the Dallas pet park project. I saw no VIN number for the trailer. We are now a number of months down the road. Hartford just informed us that we would now need to pay a significant increase in premium in the near future. They listed various driving occurrences that applied to Ellen, but which were covered by our previous company.
I don't think that this one mishap should require a major increase. We don't know what the amount will be. More review of the accident might reveal something about the hired labor and the city of Dallas' liability coverage for such an accident. It was an unusual work site and pet owners like ourselves have been naturally curious as they drive by. The driver should have been more aware of the traffic on Mockingbird in during rush hour. The project staff could have helped the vehicle and trailer safely leave the work site by slowing down traffic to allow the slow moving vehicle to leave. The in and out entrances are rather odd at that location which made it difficult for the worker to see what was coming. It requires more than a 90-degree turn of the head to see oncoming traffic. What else can be done at this point to handle a major premium increase?
Reviewed July 18, 2015
We received a notice that our Hartford auto insurance premium was going up by 20.00 a month while there had been no change to our driving status or anything negative for that matter... So we priced insurance and decided to cancel Hartford and go with Progressive. We called the Hartford and cancelled our insurance effective February 28. We were told we were all paid up. Well we got a bill in March saying our bill would be due on March 28th. We called them and complained that they were suppose to cancel our insurance by the end of Feb. They knew nothing about that phone call. So we cancelled our automatic payment with them and told them to make sure the policy got cancelled. We had told Progressive to wait until we got a confirmation of cancellation from Hartford. All we got was on March 18th an email confirming we had cancelled our auto payment.
So we told Progressive to go ahead and start our insurance coverage. Which they did. We now received a letter from a collection agency stating that we owe 72.00 to Hartford for the month of March. The Hartford has the worst customer service representatives that we have ever experienced. The person we spoke with in February assured us she noted the acct. And that our policy would be cancelled by February 28th. Because of their negligence on the original phone call they are now saying we owe them money. This in our opinion is CRIMINAL!
Reviewed July 9, 2015
Thankfully, I am not a customer of the Hartford Group-AARP. NOR will I ever be! This company borders on fraudulent... The unbelievably bad customer service is just criminal. THIS is how we treat our elderly and retired? I had an auto accident with an elderly gentleman who had AARP insurance. The accident was fairly mild, some damage to cars but no injury. It's been weeks and AARP hold times are so unbelievably long that I spend half the day on the phone on hold if I need to talk to someone. No one calls back when they promise to. No one returns phone calls. I'll feel lucky if I ever see a cent of what I'm due. Luckily I have family members who are lawyers. But holy crap, WHO has this company as their insurance?
Reviewed July 8, 2015
I was in an accident and at first the main line representative was helpful, friendly, and thorough. It was all downhill from there. As I tried to figure out the status of the claim, I was directed to voicemail after voicemail. Leaving messages, I reached out numerous times to no avail. Perhaps after a week/ week and a half, I tried to have my file transferred from my claim adjuster to another (this was never accomplished). Phone calls were never returned. Let's see how everything else goes. Let's just say they lost a long time customer with 4+ vehicles, and I will never suggest using the Hartford for insurance. Look elsewhere for reliability.
Reviewed July 8, 2015
I have insurance with the Hartford. Have for a lot of years. Home and 2 cars. Every year I go through a battle with this company to get my rate down. It is usually they didn't get the mileage correct, that I don't hardly drive. Now I get hit with a 33 percent increase, and the agents are happy because they say the state of Florida approved it! No discounts for me, unless I want less service and less coverage. No accidents - less than 7000 miles a year - a new car every 2 years. Always pay my bill!
Reviewed July 8, 2015
My concern is with AARP's association with and promotion of companies such as the Hartford. How can AARP, an organization that claims to be an advocate for the elderly, defend the policies of the Hartford? My personal experience with the Hartford auto insurance was a very hefty rate increase after being a policyholder for at least 10 years. When I called to ask the reason for the increase when my car was a year older, no change in driving habits and no accidents, I was told it was because I was now over 72.
This from a company that is backed by AARP. It seems that AARP is only protecting those between the ages of 50 and 70. After shopping around, I found several companies that do not punish those over a certain age and got better coverage for considerably less money. By the way, when I tried to get a response from AARP regarding this policy, the only answer I got were non-answers such as contact the Hartford or they won't get involved (even though they do promote) or it is policy, etc.
Reviewed July 7, 2015
I had Hartford Auto and Homeowner ins for many years. Suddenly my rates were raised considerably with no explanation. I had had no accidents or claims. My car was still the same -- only 1 year older of course. When I called to ask why, I was informed it was because I was now over 70. This from a company that advertises it is for those over 50. And that they will never cancel you. No, they don't cancel they just price themselves above a reasonable amount. So, as long as you are between the ages of 50 and 70 it may be a choice for you. But beware!! And shame on Matt McCoy for advertising for them. He's only 58 so I guess the money not a concern for him.
Reviewed July 4, 2015
I took my Subaru with dented quarter panel to the Hartford’s recommended body shop, All American in Kingston NY. Don't count on quality from this shop, nor expect the HARTFORD to stand behind THEIR recommendation. Paint job inferior and when I complained was told just needed polish. Why not do the job right the first time? Substandard work and Hartford does not stand behind this shop. Cancelling all Hartford policies, home and auto. Go elsewhere if you want customer service that cares about you, not just your premium $$. If there were a zero star rating, they deserve it.
Reviewed July 1, 2015
We have been AARP members for many many years and upon their recommendations, insured our vehicles with The Hartford. We have never had an accident, no tickets, no arrests and our credit score is very good. We just received Hartford's new insurance update and it went up 71%, confirmed by their online people. At first they claimed that Oregon has been downgraded due to accidents, drug & alcohol usage and arrests and it was kind of a blanket increase across the board. I have talked to several people at The Hartford, polite but unable to help. I just received a letter from them, in which it now states that they increased the rate of 71% due to the fact that we sold our 2nd car and because of our AGE.
As a Police Officer of some 18 years, I have had several Defensive and Aggressive driving classes and passed everyone of them and have never had an accident that was attributed to me, nor has my wife had any accidents nor citations, I should know, as we are working on our 40th year of marriage. This last insulting letter, dated June 22, 2015 was the straw that broke the camel's back. We are now actively look to find a new auto insurance company that is fair & honest.. Anyone knowing of such a company, let me know. Instead of ostracizing us, we should be the "Poster Child" for good & safe drivers.
Reviewed June 25, 2015
I asked for an auto insurance quote since Hartford was constantly sending me emails and calling me. I finally did inquire for a quote and "wow", their so-called discount quote was almost twice of what I've been paying to State Farm. They also never sent me the "free" calculator they promised me for asking for a quote.
Reviewed June 22, 2015
I just tried to get a quote from the website after receiving the invitation in the mail. Very disappointed. After 2 tries I received a quote but wanted to customize it so it was the same as my current insurance to see comparison. It kept trying to take me back to my original quote which is inadequate. While looking again online found this site. Think I will stay with State Farm. They have been good to us for 15 years.
Reviewed June 16, 2015
I was using the Hartford's XactPAY app to upload my payroll data to The Hartford and pay my Workers Comp premiums. The app they provide is a Quickbooks plugin and it never worked properly - it would periodically stop working, but if there was any delay in uploading the data or paying a premium, the Hartford would email me straight away. After a while, the app became so problematic (the guy I spoke to admitted it was extremely flawed) that The Hartford told me I would have to submit 941's and pay by check from now on.
So I proceeded with this new method, and in November of last year I mailed them a check for the total amount due in a bill they sent me in October. The next thing I know, it's February and the Workers Comp Board sent me a letter informing me that my coverage had lapsed since mid December and that I was in line for fines totaling thousands of dollars. This surprised me because I had mailed the check and since I had received no notice from The Hartford, I had presumed that everything was OK with my coverage.
So I called The Hartford and they told me that they had mailed me a registered letter to warn me that my coverage had expired. I received no such letter, and they verified that nobody had signed for it. Despite nobody having signed for this letter, and despite the fact that The Hartford knows that a lapse in coverage can costs a company thousands in fines, they made not ONE SINGLE ATTEMPT to contact me by other means. They have my email address, they have my telephone number and yet nobody at The Hartford had the common courtesy to contact a customer who has paid them thousands of dollars over the years, and warn them that their coverage was about to expire.
Speaking to customer service at The Hartford about this was a horrible experience. Their staff are very rude and terse and told me that they are only required by law to send a registered letter. Be as that may, I pointed out that they are not prohibited by law from contacting me by other means IN ADDITION to the letter, and that it would have cost them nothing and saved me thousands of dollars in fines. Their response was basically that since they are fulfilling the bare minimum legal requirement to contact a customer, they don't feel any obligation to assist an established customer in any other way, even when they KNEW that I didn't receive the letter.
This has cost me thousands of dollars in fines that I can't afford. I accept some of the responsibility of course, in that I should have checked that my coverage was valid. But because of my experience of them with the XactPay app when they lost no time in contacting me via email when there was any problem with payment, I had assumed that they would show the same courtesy when paying by check. Apparently this is not the case and The Hartford has absolutely no concern for its paying customers at all.
As soon as I realized my policy had expired (almost 2 months after it expired), I took immediate steps to reinstate the policy with The Hartford. To add insult to injury, I was informed that The Hartford would no longer cover my kind of business and that I would have to seek coverage elsewhere. This meant that my period of being uncovered was extended while I sought out and arranged coverage with another agency, thus increasing the fines that I had accrued. Again, The Hartford had not made any attempt to inform me of this change in their policy as it happened and I was hung out to dry.
Reviewed June 15, 2015
I am sitting here again watching Matt McCoy sing the praises of Hartford Insurance will never cancel your policy, they may not but from my own experience they will raise the premium ridiculously high that you are forced out. So it angers me to hear this to get you in only to raise your premium when they do not want to do business with you. In our case we went from 169.00 to over 2000.00, when I called they said AZ was a state with a lot of bad drivers. Needless to say I dropped them and never looked back.
Reviewed June 13, 2015
I've had AARP Hartford auto insurance for the past 10 years. However, this year they declined to renew my policy. The reason they cited is accidents. There were four accidents in the past six year. None were my fault. In fact Hartford waived all of the deductibles where they applied in the one accident where another driver's insurance didn't pay for repairs. It's strange that I can get a good driver discount from other companies but now that I will be 70 next month Hartford isn't interested anymore. And yes, I did complete their required health, hearing and vision checkups before they decided not to renew.
Reviewed June 13, 2015
VERY POOR CUSTOMER SERVICE and NON COMPETITIVE RATES. Was offered better insurance. Much better. It seems there are no agents to speak to after 5pm and/or weekends. I am so surprised. I really wanted to keep my Hartford. Have been with them 15+ yrs. I have spent a couple hours now trying to figure out how to get a live person. I just can not be done. I will be on the phone first thing Monday am and cancel my policy. This saddens me.
Reviewed June 12, 2015
I was solicited by AARP a number of times to secure a price quote for auto insurance via the Hartford Insurance co. For enticement I was promised a free calculator for requesting the quote. The quote I received a couple of months ago was well over two times higher than the price I am currently paying with GEICO and three times higher than a recent price I received from Liberty Mutual, which I am obviously going with. I asked AARP/Hartford why such a high price and why I never received the promised calculator. I was refused an answer and refused to be connected to a supervisor.
Reviewed June 11, 2015
My name is **. I am a customer of AARP and Hartford auto insurance. I had a fire in my RV and it was a total loss because I've had a faulty refrigerator. Today is June 11th 2015 and the fire was on April 8th 2015. I am disabled for life and on Social Security. 3 years ago, I purchased a used 2003 Fleetwood RV. I used everything I had in savings with a little left over to buy this RV to travel and do the things that I wanted to do before I pass. Hartford insurance has not been truthful in handling this claim. They say one thing and do something else. I have been staying in this hotel room for over 58 days with no help from The Hartford insurance. The one good thing that has happened, the Red Cross put me up in a hotel for one night and gave me $75 to replace things like toothbrushes, etc. They say my RV is worth actual cash value $53,000 less $250 deductible.
At this point my hotel bill is 3400 dollars plus 1000 for food. They will not tell me how they came up with this number. They say they sent a vehicle evaluation report, but it was not in the letter. I asked Mrs ** about this today and I was told they decided not to send it or any other documents about my claim. They sent me vehicle total loss notice. It states the actual cash value should be determined immediately report loss. They have said that the actual cash value $53,000 was on my original policy. What I have of the original policy has no actual cash value anywhere on it. They have continued to say they sent me the original policy but what they sent me was a completely different policy number and all with an actual cash value or $53,000. This $53,000 dollars was in their paperwork, they are saying it was on that vac in 05 2014. That is a year from the loss that was supposed to be evaluated immediately before the loss.
I will be homeless at the end of the week. I have exhausted my savings and resources to the point $1 is a lot of money. On April 22nd, they sent me a letter saying they cancelled my policy and on the 23rd of April, they say my policy is in full force. This is how The Hartford is. Due to The Hartford delays, non-replying has caused me and my girlfriend to lower our standards of living. With all this stress, I have been forced to see mental health psychiatry and forced to take medicines to help me deal with this horrifying ordeal with Hartford auto insurance. AARP is not responsible, they just write policies and then The Hartford employees change exclusions and removal at will... They talked me into picking up my motorhome yesterday, let's go, driver cracked the front end of the RV because he does not know how to hook up revs. 1 year ago, I hit a deer and that front in cost $9,000 to repair.
Today, I was told by the claims department to basically put it where the sun don't shine. I will have to hire an attorney to recover the difference between the price other compatible RV and for my expenses while they all SAT around and pick their nose. Also, I am going to claim bad faith and mental cruelty and emotional problems. I paid the year premium upfront. My last insurance was around 1708 year for my truck and RV. Hartford said on the TV they can save you money. Well, I'm the sucker that listened and called and they were cheaper. Not until I had a loss then I learn I really wasn't insured. They even tried to read write my policy after April 8, the date of the fire to be more in their favor. I believe that in my paperwork that I have, it will show that indeed, that's what they did.
So consumers, beware. Just because the price is more affordable, don't do it. I would rather pay more and be covered. I had full coverage but that's not so. When they send out your policy asking for a bunch of signatures on it, it should show the true policy. As soon as I sent my copy, one page that states my policy, well it should, but they will not stand behind it because the underwriter AARP has made a mistake and that ain't their problems. So as I sit here in Motel 6 watching the four walls cave in, I hope the people at Hartford sleep nice and cozy tonight knowing what they have done to me and the consequences of their actions.
If you want to discuss this with me, my email address is there as well as my name. I have nothing to hide. My statement is based on the best information I have. I sure hope you understand what I said here, the bottom line messages, Hartford maybe cheaper but like they say on the Allstate commercial, cheaper and better. And again, I'd like to thank the Red Cross for their generosity of giving me a nice day and helping me buy a toothbrush and toothpaste. God bless. May all your insurance needs to be mad. Thank you.
Reviewed June 11, 2015
Called Hartford after an accident on a Friday. Was informed an agent would get back to me in three business days, since there are no agents on weekends. Period. (Apparently Hartford has a department that just takes down your call and refers it to the agents when they come to work on Monday.) That department was not helpful at all. I said "I need a tow truck (which yes, they did supply) and a car rental." (Which they failed to mention which car rental they have rates with. When questioned Hartford, they defended themselves by saying they do not tell you what car rental to go to! I said, "Whoever answers the calls could have suggested something?")
Found out later, I didn't choose car rental they work with or however wording they would use. Paid $70.00. vs. $27.99. (Hartford) Hartford covers $20.00 for car rentals. I found my experience with Hartford frustrating and flabbergasting. Customer service was cold and impersonal. They also make you feel like they are talking to an old person and can manipulate the conversations.. Really... wait till they reach the age to get Hartford car insurance. Company rated pretty good until you have an accident on Friday...
Reviewed June 9, 2015
Called AARP/Hartford for a quote on auto/home insurance. We were "thinking" about changing from Allstate. The representative on the kind and helpful. He quoted a two-car policy rate of $1000.00 per year (one car is a new 2015 Lincoln). Our home insurance policy was quoted at $500.00 per year (total savings $800 per year). We asked this quote be emailed to us as we wanted to discuss before switching insurance companies. The rep didn't want to send an email but instead wanted $1000.00 to be given now to start the new policy. Thank God I did some investigating and found this site. We will not be leaving Allstate! Thank you ConsumerAffairs and all customers who were unfairly dealt with by AARP/Hartford...
Reviewed June 8, 2015
After over 15 years as a policy holder with The Hartford, I had no claims. Recently while my daughter was visiting, a window in her car was broken. She only had liability coverage, so I filed a claim with my insurance company. After stalling me for several days by claiming they were researching it, my claim was denied. I feel lucky that I found out about these people before I had a big claim. I will be changing insurance companies soon.
Reviewed June 5, 2015
I was in a accident and it's been over a month and still have not been given a fair estimate. I was rear-ended and they seem to not want to take the blame. I feel hopeless that they will ever resolve my issue. What a inept business.
Reviewed June 2, 2015
I was recently in rear ended by a policy holder with AARP/Hartford Auto Insurance. From the first phone call myself and my insurance made, it has been nothing but inconsistency. The claim handler of this incident seems nowhere to be found and has not once been able to be reached at the extensions. It took them 3 months to finally approve my body shop and send a check for the work to be done. They gave no notice to the shop as to when the check would be sent and did not follow through at all. They forgot to make any reservation with the rental car company and on the day I went to pick up my rental, I sat on hold in the office for 45 mins to finally get a hold of someone. They still could not locate the original claim handler. They informed me if I needed the car longer then we agreed on this phone call, I would need to call back to have more days approved.
When I called back to request 1 more day of my rental car while the body shop finished the work, I sat on hold again for 40 mins until a rude employee named ** answered the phone. I was nothing but friendly and responsive to all of her questions. She was outright rude and did not exercise any customer service whatsoever. I highly recommend avoiding business with this company at all costs. Worst experience with an insurance company ever and I would never recommend their service to anyone.
Reviewed June 2, 2015
A drunk driver hit my car in my driveway one night. He then slammed thru the living room of my neighbor. Police took reports... my car was rear ended. Hartford first told me that they would go after the guy. Then they switched agents and told me the only way that I could get my car fixed was to pay 500 deductible for uninsured motorist, and were not willing to pursue this guy at all. Been with the company 12 years and am currently shopping for better coverage and protection.
Reviewed June 1, 2015
On March 19, 2015 I was driving a rental car from Kingman, Arizona to the Phoenix, AZ area. And in Wickenburg, AZ I was going around a roundabout when I was hit by a semi-truck/trailer. Long story short, I was not, by the grace of God, physically injured but the truck hit the front end of the Camry I had rented and pulled off the entire bumper. Immediately after providing all the information to the police and gathering information on the truck company/driver, etc., I sat in the car (which was duct-taped so I could continue driving to the Phoenix area to turn it into the Enterprise there, and I called the Hartford to report the accident. I provided as much information as I could, which basically was everything but the official police report which I was told would take a couple of weeks to be available.
Two days later I was in the Phoenix airport ready to fly home to Minnesota when my claims adjuster called me to review my claim. I was very stressed out by the entire experience and couldn't sleep due to visioning what could have been. After I repeated all of the information I had already provided by phone, this adjuster said "Well we will probably pay the damages out of your insurance since it was a rental car". I said, "like hell you will - I was NOT at fault" and the police report will confirm that and I have paid premiums for years (7 I believe) and I did not expect my insurance company to just pay out of my insurance when it wasn't my fault, not to mention I could have been killed and I was emotionally affected by all that happened.
I had very little communication from my company and whenever I attempted to find anything out (all on my doing -- not like they kept me posted), and in fact I obtained the police report and submitted it to the Hartford as I wanted them to see it was NOT my fault. I was told they were waiting for the other insurance company (trucker's) to decide if they would accept fault before they could go further. My adjuster gave me the contact information for the trucker's insurance company and in the long run, I had more help, information and assistance than I did from my own insurance company.
In the end they did admit total fault so my adjuster called me to tell me my file would be closed -- basically they were wiping their hands clean. I asked what about the $500 deductible I had paid to Enterprise car rental and would I be getting that back? You know what they said: "YOU WILL HAVE TO GET THAT BACK ON YOUR OWN". So unbelievable!!!
At one point, I emailed the trucker's insurance agent and I "cc'd" the Enterprise claims people and my insurance adjuster. A few weeks later I got a piece of mail through regular mail from the Hartford with a copy of the email in it saying there was no claim number or policy number so they couldn't tie it to anything and therefore they were returning the communication to me (I had emailed from work so they had that mailing address - never bothered to look me up by name). My first thought was why is everything tied to a number? Could someone not find me by my name? I called and talked to a person who assured me "this is not the way the Hartford handles claims" and he would have my adjuster's supervisor call me back in "a day or two". It's been over a month and I've heard nothing.
As of Friday I switched insurance companies effective June 15 and I advised the Hartford as there is some unpaid premium they will owe me. In the email I just got confirming my cancellation the statement was again "This is not indicative of how the Hartford treats customers". I wrote a scathing email back to them and all I can say is what a crock of horsey do-do. If I can stop one person from going through the Hartford, I will be happy.
Reviewed May 28, 2015
I have had an auto policy with AARP/Hartford Insurance for the past couple of years and recently submitted a claim for a broken windshield. I lease a premium automobile and the Hartford claims representative insisted that I replace the glass with one of their preferred repair shops rather than the dealer. Not surprising the price quoted by the repair shop was much less than the best price I could obtain from two dealer quotes and the insurance co refused to cover the lowest dealer quote. The problem is that the repair shop uses grey market glass which does not bear the manufacturer's trademark.
In checking with the leasing company I was told that installing any parts, including glass, that were not original factory equipment would result in a substantial deduction of the value of the vehicle at the termination of my lease. This revelation did not phase The Hartford claims adjustor and they refused to cover the cost of original equipment replacement. This, despite the fact that they justify charging higher premiums to insure more expensive autos because they underwrite higher replacement and, or, repair costs. I will not renew my policy with AARP/Hartford. I do not believe that they deal in good faith.
Reviewed May 27, 2015
I have had the AARP Hartford insurance for many years. Up until a couple weeks ago, I had never use the roadside assistance part. I called and was on hold several times. Then after a couple hours, they showed up and towed my car home. I thought the car was fixed and drove to the store. On the way home it quit again. I caught a ride home and start calling all the numbers and getting no place, I finally rode my motorcycle back to get the right number to call. Every time you call the Hartford, the voice thanks you for making your last payment. So by my phone number, they know who I am. I give the policy number and all that. Then the guy on the line tells me to hold. When he returned he tells me he has to verify my policy and he can't do this because it is after hours.
Now this is 24-hour roadside service. We exchange words and I hang up. Then I think I will try one more time. Same thing, different person. They have my info right in front of them because they are telling the last time called, etc. They did say I could pay myself and then try to get money back. So they lost a customer as soon as it is normal business hours. Their policy sucks and I'm out of there after 6 plus years. Great price until you need to use it.
Reviewed May 22, 2015
Here's what happened to me: we were in Denver a little before Christmas time. Stopped at stop light when someone ran into the back of us. Turned out a kid who had worked all night at Wal-Mart had just gotten off work. He fell asleep and plowed into the back of our car. He admitted falling asleep to the police officer and his insurance co. paid to fix our car. BUT, what did the Hartford do? Doubled our rates. When I called to get answers, I got nowhere and canceled on the spot.
Reviewed May 21, 2015
I called in good spirits just to notify them that a small correction be made to my newly received endorsement on my 3 car auto policy. They have my vehicles listed as only having 2 auto theft devices when I actually have one on all three of my cars. A female answered the line named **. I immediately sensed a tone of arrogance and cockiness to her first words, which were "Who am I speaking with???" It wasn't so much the words she spoke but it was her demeanor that gave me a feeling of what was to come, as far as her idea of customer service... From that point on, it was "MAM, MAM, MAM" being spoken in a very condescending manner. She was quick to let me know that she would not make the notation and followed with letting me know that from now on I should deal directly with my agent for my service needs.
When I protested she repeatedly stated I should call my agent... "his office is open now." I asked to speak with a supervisor because I had always called Hartford direct in the past and no representative ever denied me assistance. Nor had I been told that I cannot call them directly anymore. Then it makes me wonder why they list their phone number on the documents to call for customer service.
My husband and I are very disappointed after 2-3 years with Hartford with a perfect record in terms of 3 autos, RV and Homeowners Insurance. We pay dearly for our policies to the tune of $6500.00 per year and have never been treated so badly by any former insurance company. My husband tried to call back to speak to a supervisor and after explaining the terrible experience I had; to his surprise he himself had a terrible experience too and when he asked for a supervisor the rep refused to get one and then later said they were all too busy. Remarkably, it turned out that he was speaking with the same representative Ms. **. I own 2 corporations and I would never maintain a representative in my customer service dept with the type of demeanor that ** demonstrated to us today. We treat our precious clients like gold. I think I am going to give AAA a call just about now. I am sure they will welcome my business.
Reviewed May 19, 2015
I have been with The Hartford for approximately 2 years. My account was set up for automatic withdrawal; however, I was told that when my debit card was compromised they were unable to withdraw the payments. I contacted them immediately to rectify the problem, (called and completed the form and mailed the form) yet to my surprise 6 months later, I noticed on my online banking account that the money was no longer being withdrawn. I called once again and was told that I did not complete the form and that my insurance was cancelled and I was ineligible for re-instatement. In addition, I was told that my debit card wasn't even needed--that they used my routing number so therefore, they failed to withdraw the money from my account. I asked to speak with a supervisor to ask "How" and "Why" a valued customer could be treated with such disregard. It is apparent that somehow they actually made a huge mistake, but I was penalized.
How in God's name could a corporation be so incompetent, unfair and careless. At this very moment, I do not have insurance and the supervisor was unwilling to even try to understand my situation. Well good bye Hartford.. Thanks for such a "Heart-LESS" nightmarish experience..... never again. I can't wait to tell my family, friends and coworkers about this experience. I will contact the Better Business Bureau in my state as well as post this information on all social media sites in which I am affiliated. WARNING: IF YOU ARE LOOKING FOR AN AUTO INSURANCE COMPANY WITH GREAT CUSTOMER SERVICE AND ONE WHO VALUES THEIR CUSTOMERS, PLEASE, PLEASE, PLEASE TRY FARMERS OR NATIONWIDE!
Reviewed May 14, 2015
I just tried to get a quote from The Hartford for my Classic Car. I found the company via a search engine. I spent almost 15 minutes on the phone with them hearing how they can save me money if I switch all of my vehicles with them. When I told the agent that I was only interested in the Classic Car insurance quote, she said she was finished and asked if there was anything else? I asked her if I could get a quote on my Classic Car and she stated that they have not dealt with classic insurance since January 2015, and then she disconnected the line! Very rude and unprofessional.
Reviewed May 14, 2015
My son was rear-ended. We never heard from our claims adjuster unless we contacted them. I got more help from claims adjuster of the driver who rear ended him. I had become frustrated with The Hartford that I called to request another adjuster. I got his voice mail. In the voice mail was the extension to his supervisor. I called her and her extension did not even exist. I felt like I was dealing with a department that was under the management of a day care center. I don't like to ever say "never", but it will be a cold day before I ever bring my business back to The Hartford.
Reviewed May 2, 2015
I receive my auto bill today & there was a $12.00 premium activity & a $5.00 fee activity extra. When I called to question these "extras" I spoke with a person named ** who at first said it was for late payment. I told him I never had a late payment so with a "little" pushing he went a bit further & told me the $12.00 was for a driver change (I took my ex-husband off my policy, reason for $12.00) & the $5.00 was for mailing a new bill. Now, come on. It cost $12.00 to hit "delete" on the computer & $5.00 to mail a new bill? It is not like $17.00 is going to make or break me. However, dime & nickeling "ticks" me off. Be prepared, if you go with Hartford Insurance, that the dime and nickeling comes with their program & getting "kissed" is not part of it!

Reviewed May 1, 2015
I was driving north on a residential street & from where a car should have been stopped at a stop sign it came through full speed & drove right into my driver door. The lady admitted total fault & her ins. co. paid for my totalled car right away. BUT when it came to my personal injury, that was totally different! I was given agent **, whom I tried to come to a settlement agreement with for two years! I asked a few different times to hand my claim over to another agent or to her supervisor because obviously the two of us were not going to agree on a fair amount. She never would or did. She instead said my injuries were not serious enough for 3-5k that she would give me $1000.00 I have back pain everyday, every night, if I sit too long, if I stand too long, if I don't have lumbar support where I sit, which I never do (only my driver seat in my s.u.v.)
She does not believe my pain is bad at all so does not think it warrants any more than her offer. She does not feel my pain, she does not /has not ever seen me. How can she say that? So I didn't hear back from her for a couple months so I called her again & I offered just to meet in the middle & just get this done. I received a msg. back saying the statute was up so unless I have filed a lawsuit before that date we have nothing to talk about. Although I received a letter from ** a week before the date stating the claim would be left open pending a settlement agreement. I think that since I tried working w/ this person & asked more than once for my claim to go to someone else that it is not my fault that this person was unable to come to an agreement during a two year period, I should not have to pay for her inability. She should have went to her supervisor for help during this time.
I feel she drag it out for the two years PURPOSELY so the statute would expire. If anyone knows or has an opinion of anything I can do I would really appreciate it if you could let me know. This just is not right. I hope there is something I can do about this. I would hate for them/her to get away with this. A company's impression on people is strongly influenced by the people they have representing them.
Reviewed April 27, 2015
These people are the ABSOLUTE worst! I am a disabled veteran, I have been with them several years, and this year has been the icing on the cake! I moved from AZ. to SC. and now they can't seem to get anything right! I let my house go in Dec. because I was lied to about its condition, and could not afford to get it fixed up properly, these people have YET to even cancel my homeowners insurance! I have asked them about it repeatedly, and still after talking to them today, it has not been cancelled, nor ANY money refunded.
I had a Jeep Grand Cherokee, that was on ignition recall, and stopped being driveable. After putting a new engine in it, and other things already, I had to let it go back since it was not driveable. I got another vehicle in Feb., they STILL had the Jeep on my insurance, although I told them I no longer had it. I was at the auto dealer, and we had to call them multiple times to get the insurance on my new vehicle straight. The dealership owner even got on the phone with them! I have asked to speak to a supervisor/manager several times, and I am ignored, even when I contact the website and ask for one to call me. AVOID this company like the plague! Or you will end up dealing with a bunch of incompetent, clueless people, overcharged, and full of headaches.
Reviewed April 23, 2015
I received cancellation notice due to person on my policy had their driver's license suspended and an accident in 2013. They didn't have a problem insuring 6 months ago. They would not allow me to take this person and vehicle off my policy even though they were no longer associated with me. They also used excuse that I had an accident in 2012. Their rates continually increased before I had my accident which I allowed til this occurred. I have subsequently cancelled my renters insurance since the rate was based on two policies.
Reviewed April 12, 2015
I have been with the Hartford Auto and Home insurance since 08. We received a new Auto policy and for no reason at all our premium increased over $800. Never had an accident or tickets. When we called their response was that parts have gone up in price in our area. We couldn't believe the answer, therefore the next day we called again with the same kind of ridiculous answer. We had checked other insurance companies to see if the price was actually that high. Every company we checked was at least $400 - 600 cheaper.
Reviewed April 9, 2015
I have been with AARP since 7/2011. They have been receiving my payments electronically since I began. My payments were returned for insufficient funds, which I would have been paid the day after where they could have received my payment. My payments are scheduled on the 12th of each month. I have never been late with my payment. This is the first incident. They will not re-instate my policy because they said there was a claim filed on April 1, 2015.
I have never filed a claim with them where they had to pay out to anyone. This exempts the slogan of "to being a good customer with all of information that they send out each month, and the money that is paid to the AARP/Hartford Auto Insurance." The bad part about this -- I tried to get "Road Service" but I had to pay for the tow truck to come out, then Hartford said they would reimburse my money.
Reviewed April 4, 2015
I paid my premiums for a year on all my insurances with The Hartford. After several days I was sent a monitor to connect to my car, it is not like connecting it to a cigarette lighter or putting this thing on your dash board, you have to get under the driver side steering wheel and try to match the holes to a part under the steering column (not good position to get in to and out of). I was told that if I did not put this monitor on my car I would not get a 10% discount. I complied, was told that I would get an email and envelope to send the monitor back. It has been more than a month and the only communication I have gotten from them is my initiating a call to them and the response saying that the return envelope would be mailed. They were shady in that had I known beforehand I would not have used them as my insurance company. Taking too many liberties concerning our privacy is not good!
Reviewed April 4, 2015
I had Hartford for quite sometime but rates continually climbed. Well, I got an offer from the good hands company, so I changed. Well, my new agent had me sign a cancellation. This is Feb policy would end at end of month. So one day, I got a statement showing the Hartford had attempted taking money for a policy I no longer had, causing a total mishap with my acct. I called them. They needed this, they needed that, denying there wasn't just cause for finds. I shouldn't had to have money on an acct no longer serviced. So needless to say, they aren't going to acknowledge or reimburse. So I think, its time for legal means. So beware of Hartford.
Reviewed April 1, 2015
I, too, saved money on the initial quote; but they increase the premium at renewal and it was then higher than my State Farm I had switched from.
Reviewed March 31, 2015
I have cancelled AARP/Hartford as many of my friends have done, they raise rates every year for no reason. Found Geico to be a better company and cheaper, also any minor citation may increase rates for 3 years at about $350 more a year.
Reviewed March 27, 2015
Updated on 03/06/2019: Every year since 2013 when I began my AARP The Hartford auto policy there have been increases. We have had no accidents or tickets. This time they increased by $400--for no reason. Saved $1000 by switching. AARP should take note of this scam--start low but increase annually, no matter what.
Original Review: I tried to find out why my rate increased, even though my wife and I have had no tickets or accidents in at least five years. The young lady I spoke with searched for 10 minutes or so and could find no reasons for increasing my policy renewal rate - $400 in one year. All she could say was it was probably a general across-the-board rate increase for everyone, and could have been partly due to my age (65). I can now see that this is a pattern for this company. AARP has nothing to do with it!
Reviewed March 24, 2015
Wish there was a no star rating. Horrible customer service. Going on a year and a half dealing with a flood. My neighbor flooded me and the man who did the estimate used his feet to measure my place. Really? He didn't even go in all rooms that were damaged, and then completed the estimate saying just patch work was needed. When I said to him all my ceiling needs to be removed and the insulation so I don't get mold, he replied "Why would there be insulation in ceiling?" Ever hear of sound proofing? The estimate was a joke. I am now on my third employee and all are disrespectful and clueless. One girl said she received my documents. The other hasn't and now the third woman has. Clueless people.
Bottom line is they don't want to pay the damage their client has caused. I have heard over ten times if I don't like the estimate to use my insurance company. I finally have had enough. After a year and a half and will be taking them to court. Never ever use this company. Horrible, horrible, horrible! I'll continue to pass how unprofessional they are to hundreds of my clients!!!!
Reviewed March 20, 2015
On 3/13/15 I phoned the Hartford Insurance Company to file a damage claim that I sustained due to a severe wind/sand dust storm that I endured on 8/21/14 while I was traveling on interstate 10 going east to the desert to spend time with my brother for his birthday. The report was taken and then I was told that an assessment adjuster would be contacting me to set up a time for him to come to my home to look at the damage to my 2009 Toyota Camry that was caused by the storm. On 3/13/15 I noticed I received a from ** my auto adjuster but missed it on account of my phone was shut off but did return his call and got his voice mail. So I left a voice message and my claim number and that I was returning his call and I would try again on Monday.
On 3/16/15 I returned his call again and he said he was working on the file and he would call me back. Shortly after I received a voice message from ** and he said he wanted to make an appointment to take it to Redlands Auto Collision for them to write up an estimate to do the repairs. I then returned his call and said that we would take it to Yucaipa collision and auto repair because it was closer to our home and he said, "Fine." After hanging up with him, my husband and I discussed it and decided to take it where ** had suggested. I immediately called him back to advise him we will take it to Redlands Auto body as he suggested and he sounded a little frustrated. I apologized to him for the confusing but beings my husband and I were going out that way, we said that we will take it there and he said give him a minute and he can make the change.
While I was waiting not on hold “he was talking to himself I assume” something about the computer being slow and go through some updates. After approx. 3 min later he said he change it to show we were taking it to Redlands Auto body on 3/16/15. We then took the car to them that afternoon on our way to my Dr’s appointment. On 3/17 /15 at approx. 9:20 am ** called our home and spoke to my husband and said that he wanted to come to the home to see the vehicle himself. My husband advised him that yes he could however my wife has a Dr’s appointment at 10:30am and she has to leave the house by 10:00am and he said that he is on his way.
** arrived by 9:40 and that is where the nightmare began He is rude, arrogant, and very unprofessional!!! When he arrived he asked me for the keys which I provided to him and he opened my vehicle and sat in the driver's seat and started to take photos of the inside of my vehicle. Then he started talking about the policy clauses but was not making sense in what he was saying so I asked him, "What is it you are talking about?" And he put his two hands together, trying to give an example of what I don't know nor do I think he knew.
I finally said to him that I have to leave her by 10:00 am and let's talk about the damage in question and it is the outside of the vehicle that was damage. I started to walk away from him around my vehicle, pointing out the areas that received pivots and chips and damage from the wind/sand storm and debris flying around during the storm, asking him to walk with me so I can show him, which he showed no interest to do so and did not. He then got out of the car and walks to the front of it and said that this car is a salvage vehicle with an attitude and had been poorly painted. I then said, yes, it was a salvage vehicle and went inside to get the pink slip to show him that is stated on the title.
I explained to him that I purchased the car approx. 2 years ago and after I paid for the vehicle (private owner -- big mistake on my part) and was not aware at that time I paid cash for the car that the previously owner did not disclose to us that it was involved in an accident until we received the pink slip 3 days later from previous owner that it was a salvage title. We asked the previous owner to allow us to return the car because he was not honest and upfront with us and questioned him as to what happened and he said it was a small fender bender and we already bought the car and he was not refunding our money. I then made a few calls to see what my rights were and if I could do something about it and was basically told that no, there wasn't, that I bought as is. So any work or paint that was done previously to the vehicle was done before I bought the car.
** then stated again, "Well, the car was painted with cheap paint," looking at my front of the car that was hit the worst. I walked to the back of the vehicle, asking ** to please come back to look at how the vehicle looked prior to the storm (which did not sustain the damage that the rest of the car did) to show him how it looks and that is how the whole car looked so how was I to know cheap paint according to his words!!! He would not even walk to the back of the car to look. ** stood in front of my vehicle mostly the whole time and I was walking around the vehicle trying to point out to him the damage that was done and after 3 times of him repeating the same thing, "Well, this is cheap paint."
I then went to the front of my car and said to him, "What is it you are trying to say?" By this time I was getting very frustrated with him especially beings he was making no sense in what he was saying nor was it getting to the point. He then looked at me and said, "I need you to be more specific as to what you want done." I looked at him and said, "Beings you are showing no interest in what I was pointing out to you as far as the damage on the vehicle you tell me." He then said again, "You need to be more specific." I asked him again, "What do you mean???" And he then took his finger and pointed to one spot on my front bumper and said as he is moving his finger from spot to spot asking me, "DO you mean this spot or this spot?"
And finally I stepped back and said to him, "**, I am saying the whole bumper/hood and whatever other damage that was caused" and informed him I was tired of playing his game and as far as I was concerned that I needed to leave due to a Drs appointment. And he looked at his watch and said to me, "Well, the way I see it, I still have 3 minutes more of your time. That is when I told him to leave my property and I will contact Hartford Insurance, that you have no more of my time. And I got in my car and left.
After my Drs appointment I noticed he sent me an email with 2 attachments, I opened it up and found that he sent me an estimate of his version of the damage and what will be fixed. After taking it to an Auto body shop here in town to have them explain to me what work was being approved to be done, they explained to me it stated that the work to be repaired is the front bumper/hood. No mention at all of all the other damages around the car including my passenger wheel well that sustained damage during the storm that I tried to show him but yet he ignored me. I was also told that by the auto repair shop that when the repairs that were approved are done that the bumper and hood will not match the rest of the vehicle and they could not understand why at least the paint from the hood was not being blended into the front side panels.
I then called my husband and he said there is no way we were are going have part of the car fixed. I then contacted Maaco to see what it would cost me to have my entire car repainted with the top of the line of paint and a clear coat and explained to them what the insurance is allowing us to have done. ** asked me take the car to them so they can evaluate the car and what needs to be done to have our car looking like it use to. Sadly to say they also said what was approved to be done will the car will not look right. So now I have to pay out of our pocket an extra $500.00 just to have our vehicle repainted to one color.
I have had auto insurance all my life for 40 yrs and never been treated in such a manner. Nor was ever made so upset when I was not feeling well to begin with by you assigned adjuster that was sent to me by my insurance Company when I pay for full coverage to your insurance Company to have our vehicles protected!!! I spent most of my life with Farmers Insurance until approx. 3 years ago when we were convince by one of your agents that they would be able to save us $200.00 a year with the same COVERAGE WE WERE ALWAYS USE TO from our previous insurance company if we switched to Hartford Insurance, so we did. You have our home policy and both of our vehicles and never that I recall was the car rental fee disclosed to me if ever I needed to rent a car. It took an incident to happen and I file a claim, only to find out my rental per day is for $20.00 when I had always had $25.00 a day.
I called ** 3/18/19 @ 8:30 advising him that I will be dropping my car off at Maaco @ 10:30 am and I needed arrangement to have a rent a car available. He then did a three-way calling to Enterprise to arrange to have a vehicle reserved for me. As I was on the line, he advised them that it will be for approx. 2-3 days, while my vehicle was being worked on. I interrupted him and said I was told that I was covered $20.00 a day up to $600.00 if needed and for him to state how long he feels I will need the car when he is not the one doing the work is unacceptable. Then the young lady from Enterprise cut him off and stated that they have the car reserved for 8 day if I need it. I then was advised by ** to call them when I arrive at Maaco to arrange for a pick-up and I then hung up.
I arrived at Maaco @ 10:30 am to drop my car off and called Enterprise, only to find out that they claim that the pick-up was set for 6:00 pm by **. They were very nice and said that they can see he made a mistake and will be there in 15 minutes. When I arrived at Enterprise, they said for the amount that Hartford is allowing me, $20.00 a day, would only qualify me for their least expensive vehicle to rent to me. They pulled a Chevy Spark to the front and said that is what they have. I advised them that in no way was I going to get into such a small vehicle and they have to have something else. They said they can put me into a Dodge Dart and pointed to it but said if I choose to have that one that I needed to pay an extra $8.00 a day.
I told them that I think that is very unfair that I have to pay anything when the Insurance Company is taking care of it. She said she was sorry but if I did not want the Chevy Spark because that's all $20.00 a day will allow me to have, that I will have to pay the difference. So for the fear of my life and family's life of getting into a vehicle so small, I agreed to the upgrade to the Dodge Dart and now I am on top of everything else have to pay an extra $8.00 a day.
I feel that this whole thing is a total nightmare and we are sorry that we have transferred our services to the Hartford Insurance Company on the promise that you will provide us excellent service. The way I have been treated from the start from one of your own is unacceptable, and now I have to put out all this extra money in order to have my vehicle fixed properly and to be able to ride in a safe vehicle.
Reviewed March 9, 2015
Aarp/The Hartford auto insurance policy I had/have was fraudulently handled by their claims dept. from the start to finish. Their employees and claims supervisors continuously lied/misrepresented facts/mislead/and falsified claim information to delay/stop the payment of claims. The Hartford sells policies knowingly knows that they will not correctly handle/service/pay on a claim should it be necessary to do so. The aarp should be held liable for this since they are the one who sent me their advertisements. Says a lot for the aarp. I'm seeking legal action against the Hartford at this time. Do yourself a favor- ''don't get the Hartford insurance''. They’re crooks.
Reviewed March 8, 2015
I had auto insurance with the Hartford for a year and a half. I had my payments coming automatically out of my citi credit card. In October the credit card's expiration date was up and I got a new expiration year. The Hartford had to resubmit their payment because the year had been updated. They did so and never complained about it. The following February I had fraud on my same credit card. Because I thought Citi bank was informing my direct pays about a new credit card (the original card was terminated because of a false charge) I didn't do anything.
This is an outrageous way to treat a customer who has paid all they're bills on time. All the other direct pays on my card just asked me for the new credit card number and all was good.
This company sucks!!! Do not go with them. They are heartless. I got new insurance easily because my credit is excellent and my driver's record is perfect. These people are idiots- go with Travelers or Liberty Mutual.. two great companies.
Reviewed March 7, 2015
Add my name to the long list of disgruntled customers who have auto insurance with the Hartford. I fell for their corporate "smoke and mirrors" style of doing business. Last year I received an offer in the mail for auto insurance from the Hartford sponsored and recommended by AARP. It advertised lower rates for those over the age of fifty. Perfect fit for me and my wife, I thought. We both had excellent driving records. We were both tired of paying higher rates due to young and reckless drivers. Now we would be in a special class of older, safer drivers paying lower rates based on better driving records and practices. We were thrilled with our initial quote from the Hartford. It was almost $400 less than what we had been paying with our former company.
Shortly thereafter we dropped one vehicle and replaced it with another used vehicle. This move raised our rate by $155. We weren't thrilled with this news but continued with the insurance until it was time to renew. That's when we discovered the rate increase for the new policy was $184! That's nearly a 33% increase in one year! My wife and I are retired, in our sixties and live in a very rural small town. Neither of us have tickets or accidents for decades past. How can one justify that huge an increase? We're lucky if our retirement cost of living raise is 1.5-2%. I talked to two different customer service reps to see if they could explain to me why the $184 rate increase. About all I could get was that it might have been due to an across the board state rate hike. Another suggested I shop around to see if I could find a lower rate.
What it boils down to is trust or should I say lack of trust? Can I believe a 33% increase in one year is necessary? How can I refute it? Where can I go? Who can I turn to? Do I just have to believe what I'm told? Or maybe all auto insurances are the same, they lure you in and then stick it to you at renewal. So maybe I should get used to changing companies every time a policy expires? Clearly that is not what I want to do, but am being forced to do. I would like to stay with the same company. There needs to be more transparency with auto insurance companies so we can sort out the truth from the lies. Then and only then, will we as consumers be able to make intelligent and responsible decisions.
Reviewed March 6, 2015
I had insurance with them 10 yrs. I put money in the bank. Another bank took the money and took fees out that I was unaware of. Had call Hartford to pay my bill...I thought!! No call or email about a problem. 2 times the money was not there for them. I didn't know. I offered to still pay. It was still Feb. I was not late. They said "no," I was to be cancel Mar 10. I feel used and thrown out like old garbage. Heartless and Evil!!!
Reviewed Feb. 26, 2015
As a retired widow I needed to reduce my expenditures because of the reduction in my income. I sold my husband's truck to reduce my annual car insurance premium. My new annual premium is increased by over $450 because I now only have one vehicle. That is the only difference in the coverage. They say that is because I no longer have the multiple vehicle discount. Does that make sense to anyone? AARP should not recommend a company that penalizes seniors who often are widowed and don't need two cars.
Reviewed Feb. 24, 2015
Big bucks. AARP the hartford is a rip-off.
Reviewed Feb. 22, 2015
After being an excellent customer for many years Hartford automatically increased my insurance substantially even though I am classified as a safe driver and have had no accidents and have never contacted Hartford for any claim. When I called to inquire they said they increased my policy amount due to a report from their credit union that my bank had reported "lost or stolen" credit card. They assured me that when I corrected this problem they would not only remove the increase but that my policy should have had a reduction due to my clean exemplary record.
After many calls to Hartford and jumping through many hoops including contacting their credit union, waiting weeks for a copy of my credit report , many more calls to Hartford after not finding anything in the report showing a lost or stolen credit card I was still required to contact my bank and have them send a letter stating that I never reported a lost or stolen credit. My bank wrote that letter to Hartford but also could not understand why that would increase my car insurance. After months of jumping through their hoops Hartford was still collecting the increased amount. The end result was they reduced my monthly payment a few dollars but did not take my payment back to the previous year or lower as promised. Needless to say they are no longer my car insurance company and I will not join AARP as a result either.
Reviewed Feb. 18, 2015
We have been with Hartford for over 6 years, I am retired and receiving a very low SS payments. My husband works but makes very low income also. We have very good credit, we have excellent driving records. Hartford has always had a reasonable premium for our two Subaru's a 2008 and a 2009. They are paid off and we own our home outright. We just received a renewal notice and our premium on our 2009 Forester has jumped way up. Our total premium for both cars has gone from $781.00 to $1135.00. We both have been on the phone with agents/ supervisors to no avail except THEY SAY it's our area. We've lived here 4 years! It seem there are more uninsured motorist driving and we are paying for it! So I'm wondering WHY? IMMIGRATION? LOW INCOME? We ourselves are low income!
We have accident forgiveness HOWEVER, wonder what that means? Increase in premiums so much that you have to drop Hartford, should have area forgiveness and low income forgiveness and faithful customer forgiveness? I read where they take advantage of faithful customers that have been with them for a long time because they won't switch. At this rate WHO CAN AFFORD AUTO INSURANCE EVEN WITH PERFECT DRIVING RECORDS AND EXCELLENT CREDIT? NONE OF US WILL BE ABLE TO AFFORD AUTO INSURANCE.
I have reported this to the Consumer Insurance Commissioner and talked to an investigator. He said to go ahead and get other insurance. In other words, because we need the insurance ASAP and this will take a while to get this reported and something done about it. EVERYONE SHOULD REPORT THESE PROBLEMS TO THE INSURANCE COMMISSION.
Reviewed Feb. 12, 2015
I had an accident one week ago, no airbags went off, no injuries. My car has been sitting at the dealership where we will have the work done. We have not seen an adjuster or even a phone call to tell us when to expect her. I've called the claims man twice and he called me back once and told me to call the adjuster and ask her when she would be there. Answering machine, no call back yet. I will change auto insurance at the end of this year. That's if I have my car done by then.
Reviewed Feb. 9, 2015
I called for a quote. Was quoted $250 a year less than what I had for exact same policy. However, when I went to sign and read their policy 3 very important things had been changed on policy that I had not been told about. They raised my deductible, they removed medical, which is necessary in the state I live, they removed my college-aged daughters so if they drove my car and got into an accident they wouldn't cover them. They kept pushing me to sign my policy before it was too late. It was all very much a scam!!! I trusted them because of AARP, but now I am wondering if they realize what a scam it is, taking advantage of seniors.
Reviewed Feb. 7, 2015
I was a Hartford customer for over 20 years. February 2014, I dozed off at four in the morning, hit a steel retainer fence and totaled my 2008 Cadillac XTS. I had no injuries at all. Thanks to air bags. I purchased a new 2014 XTS that month. I received an email from Hartford thanking me and advising me of their first accident forgiveness. Received another email the next day raising my insurance over $1,480.00 which made my cost to renew almost $4,000.00. The Hartford didn't drop me, they forced me to drop them. I now have full coverage for less than $2,000.00 annually. Thank you Hartford. I dropped AARP also.
Reviewed Feb. 4, 2015
Had the Hartford Insurance for 3 years with NO ACCIDENTS. They still jacked up the rates and could answer as to why. We are no longer with this so-called insurance company. To anyone shopping around for insurance, BEWARE OF THIS INSURANCE COMPANY!
Reviewed Feb. 2, 2015
My monthly automatic payment didn't happen when I changed banks. Hartford said, prove the money was there on due date, implying that would fix all! So, immediately did 3-way call, bank faxed proof while still on phone & Hartford confirmed receipt! All fixed right? I thought so, but next thing I hear was a bill from Hartford for partial month premium for that same month the debit wasn't taken. When I called to inquire, then is when I discovered my policy was never reinstated! No notice of cancellation was needed they said, because I had received that when I had called in & had the 3-way call with Hartford & my bank!
Then I explained all to Hartford (also to AARP, named on policy & where purchased) and was promised an investigation, phone call explaining outcome & reinstatement if my story was true. I got the call, the investigation was still happening with me on the phone. The Hartford "investigator" confirmed each fact 1 by 1 & all were exactly as I had said... UNTIL, she was absolutely GLEEFUL, when said that when I had called in to change my bank information now, 4 months ago & before 2 "reinstatements" should have happened. I "was 1 day late notifying them do they billed my old bank." The only logical reason for her to be gleeful & only showing feelings/emotions that one time during our long call, is that she was "investigating" until ANY TINY REASON could be used to cancel my policy!
Why would they cancel? I had never had ANY CLAIM, but my AARP Rate was great & is the reason I had switched to them. But now, with a "lapse in coverage", I was now REQUIRED BY LAW to be insured in the same category as drunk drivers with multiple DUI's.... even if I changed policies to a different insurance company! Wow... what an ingenious, new way to "Bait & Switch". I'd like to know if that Hartford employee, supposedly trying to assist me & do the right thing is actually benefited by FINDING ANY REASON TO NOT REINSTATE! The rest then benefits Hartford & the insurance industry, PLUS is enforced by each of the Fifty States & Puerto Rico! Has this or similar, happened to others?
Reviewed Jan. 31, 2015
Hartford insurance is blaming their client for not returning calls and refusing to file a accident claim. It's going on three weeks that the accident had happened and was wondering why it's taking so long. So I paid a visit to their client. So their client said that they had filed a claim the next day. Not sure why Hartford is blaming them for the delay in processing the claim.
Reviewed Jan. 31, 2015
Purchased auto insurance this month from AARP The Hartford and called on the 25th before the second payment was due (on the 26th the same month) and was told they had a grace period and would send a pre-cancellation letter if I was late. I didn't receive a letter and went to pay today online only to find out they had cancelled me!!!!! Called customer service and they swore a letter had been sent, didn't know why anyone would tell me they had a grace period when they don't and pretty much told me get a new policy or so what. AARP should be held accountable for being associated with this company and leading others into believing it is a good company.
Reviewed Jan. 30, 2015
I was involved in a hit and run the beginning of January. Luckily I saw and wrote down the man's tag number before he fled the scene & there was also a witness who saw the entire thing. The Hartford was this man's insurance company & since he was at fault & received 2 citations proving as much, I've been going through them to fix my vehicle. I am absolutely astounded by the poor quality of their customer service and the underhanded manipulative ways they keep trying to cheap out of fixing my car. They still refuse to even accept liability for the accident.
Does anyone know of a complaint department I can reach out to that is associated with this company? I can't believe how unhelpful and downright rude my claims representative is & I'm really concerned that this company has no intention of repairing my vehicle to its pre-accident condition. I'm about ready to call my local news station and try to get them to share my story in the hopes of preventing this from ever happening to anyone else. DO NOT USE HARTFORD INSURANCE EVER!!
Reviewed Jan. 28, 2015
After many letters from AARP/Hartford, I decided to get an online quote. The rate looked a little better so I had to send them $140 dollars deposit to begin my policy in a few weeks. In the meantime, I talked to my current agent and decided to stay with them. I called Hartford before my policy started to cancel. I have talked to 3 reps. They sent me cancellation letters to sign, which I signed and sent back and I've gotten a total runaround from confused representatives ever since. It is now 1 1/2 months later and today I received a bill for another month. What does it take to cancel a policy, which never began? Tomorrow I am going to report them to the Insurance Commission. Really? Give me my money back!
Reviewed Jan. 27, 2015
I signed up for the AARP/Hartford car insurance, paid my premiums as required. When I had an accident, I called their claim number, told them I'd had an accident, and I was put on hold. Shortly after, a rep came on and told me my policy had been canceled THE DAY BEFORE, but could not tell me why. My state insurance law requires 30 day written notice of any cancellation of a liability policy. I had to get my state insurance commission involved in order to get the car repairs covered by my policy. It was over a month before the car was repaired. AARP's customer service washed their hands off the matter, saying it was between me and the Hartford. I would not recommend this coverage, and don't be fooled into thinking AARP is actually involved. They are only a sales front for the insurance company. Once you sign up for a policy, AARP will have nothing to do with the coverage.
Reviewed Jan. 24, 2015
Been with the Hartford going on 5 years now "of course recommended by the great AARP". First year rate was good "usual come-on we got cha rate", second year they tried/proposed a rate hike whereas my spouse and I had absolutely no claims/accidents and we've not had any points against our driver's permit for over 25 years. Got some small relief after arguing the fact (their answer was to reduce my coverage to make my policy more affordable - NOT!).
Third year, again another proposed rate hike, another arguing session, same good driving record, no claims, but to no avail. Their answer was "it was outta their hands due to across the board state rate hike." Fourth year, another rate increase due to again "across the board state rate hike??" Seems this is the buzz line for each and every year rate hike. So glad we didn't have any claims or traffic violations in that four year period - MY GOD. What would our premium have accumulated to???? "THERE WON'T BE A FIFTH YEAR WITH THE HARTFORD!!!!!!!!" We're also dropping out of AARP. They are of No Real Benefit for seniors.
Reviewed Jan. 23, 2015
I see by reviewing the Consumer Complaints and Reviews I was not the only CUSTOMER that experienced failure to contact or notify customer of proper renewal policy. I had been with AARP/Hartford for some years and no idea this was the type of service I would receive. As the prior customer stated in their letter to AARP/Hartford Auto, I was not informed my auto insurance (for a whole year) was going to expire and received no notification to continue my policy. I notified the customer service department and received no cooperation regarding my renewal notification. The next day I called back and talked to AARP Collections with no positive results.
I had the monthly payment plan and was electronically deducted. Due to no fault of my own coverage and payment was disrupted. After a couple of months I would have thought that a courteous notification would be sent to me. Never received no notices and found out by a letter from AARP/Hartford Collections of these circumstances. I would really appreciate if AARP/Hartford could explain why they wait a whole year to notify me of this - how can they demand a almost $1600 payment.
Reviewed Jan. 20, 2015
Hartford decided to bill us for a whole year of insurance without a phone call/e-mail/letter of renewal; no contact. When I saw the charge on our account I called them and talked with at least 2 people for about an hour. They acknowledged the mistake but wouldn't fix it. Claimed a supervisor had to fix it the next day. Claimed no supervisor was on duty to handle the problem.
The next day, no phone call from Hartford Supervisor as promised. The next business day, no phone call from a Hartford Supervisor. I am not finished with my complaints or with having this issue heard until someone shakes up the problems that Hartford has caused this last year we have been with them. We joined AARP and were bombarded with repeated information about how great Hartford was/is. What a joke; I've never seen so many mistakes over a year by an insurance company.
They are a heartless company, taking money, admitting their mistake and still not fixing it. Plus didn't care that they left a disabled person with no funds for food or prescriptions over a long weekend. I asked them to please consider the consequences and received nothing to reflect their concern. Is this who AARP wants to put their trust in? Doesn't seem like a good partnership to me. UNBELIEVABLE.
Reviewed Jan. 13, 2015
My company vehicle was involved in an accident with an insured of The Hartford's. The Hartford was contacted and at first, seemed very interested and anxious to get someone out to look at my vehicle. However, it was my insurance company that got an investigator out to see the damage in a reasonable amount of time. It was my insurance company that provided a complete copy of the accident report to The Hartford. My insurance company, (Geico Commercial Insurance), got the body shop to start working on my vehicle in a timely manner. To date, I don't believe that The Hartford Insurance investigator ever made it out to look at my vehicle. The local police showed the Hartford's insured as responsible for the accident. But to date, the Hartford is still waiting for a photo of the damage to their insured vehicle.
I have worked a lot of accidents as a police officer, and I have never been able to investigate an accident while sitting in my office. They all require some degree of getting out of the office and taking pictures, etc. The Hartford does not return phone calls. Their supervisor does not return phone calls. Despite the police report, which they must not have read, they are still refusing to pay me for my deductible and my rental car costs which is really all I am asking for. I would never use "The Hartford" for an insurance company.
Reviewed Jan. 9, 2015
On December 17, 2014 I cancelled my existing policy with progressive so I can save money with AARP. I put down payment on good faith, on January 8th 2015 I was messing with the computer and decided to go on their website and found out they cancelled my policy at that time. Reason was because my license was suspended Nov. 16, 2010 they cancelled my policy. I immediately went to BMV and lo and behold, my license is still valid and hasn't been violated since 1978. I tried to explain to them that they made a mistake, so they tell me I have to send them a motor vehicle report [insurance companies are affiliated with DMV and could have checked right there and then] meanwhile I have to find another insurance company. Not only did they cancelled my policy, they never notified me that they was.
Now I have no insurance and I'm pissed that a company that big couldn't have given advance notice. I'll get insurance right after this letter, I'm still wondering why AARP would even be connected with an insurance company like Hartford, what was the real reason they cancelled my policy?
Reviewed Jan. 8, 2015
Truck was stolen at Lowe's parking lot in Mexico. Filed a claim with the Hartford because I paid for Mexican coverage. Was told my claim was denied. Found out according to their Mexican coverage policy. You can only be 25 miles from the border, can only be in Mexico for 10 days, and must carry liability insurance through a Mexican insurance company.
Reviewed Jan. 2, 2015
I joined AARP because it seemed to be a good thing, discounts on motel bills, car insurance, etc. This was a complete waste of my money getting an AARP membership. They get royalties from other companies by providing your personal information. My mail box gets loaded with junk mail from companies selling life insurance, car insurance, home owners insurance and every thing else. These companies pay AARP for your personal information. What broke the straw on the camels back is that I received an offer from Hartford telling me they could lower rates on my auto insurance x amount of dollars based on my credit report from trans union. No company has the right to run a credit report using my social security # without my permission. No company has that right to look at my personal credit info. This is a total invasion of my privacy and credit report. Also AARP supports Obama National Health Care and liberal democrats. Do not waste your money please purchasing an AARP membership. I totally regret it.
Reviewed Dec. 27, 2014
Yes the rates were lower the first year. But the next year with no tickets or wrecks the rate was so high we left.
Reviewed Dec. 25, 2014
Having worked customer service for several years, I've always made it a point to be extremely polite and kind whenever I have to call to either have something fixed or to bring up an issue I'm having with their service. Hartford, my car insurance people, have given me the absolute WORST service imaginable. When I first signed on for a policy with them, I signed up for autodraft, which comes with a slightly higher fee for convenience. That didn't matter, I figured they'd just take it out of my account, like AUTO DRAFTING implies.
I was wrong. EVERY SINGLE MONTH since the very beginning, I have received nasty letters from them saying that I neglected to pay them. Excuse me, but you have all of my information. You have all of the power to access my bank and charge my insurance fees, and what's more, that's what you're SUPPOSED TO DO, because that's the service that I SIGNED UP FOR.
Every month, I've been very polite, because it could just be a system error. The third time it happened, I could feel myself getting progressively more irritable, because it should have been fixed the first time, and if not then, the second time, at the latest. Here we are at the end of the year, and they STILL don't have it together. I am so fed up with being blamed for THEIR mistakes, and I've had it up to here.
DO NOT GET HARTFORD INSURANCE, IT SUCKS. On that note, my dear adult friends, if you could all recommend different auto insurance companies that don't sit around with their with their hands up their **, I would appreciate it, because after one lucky supervisor or management person gets a particularly nasty phone call from me on the 26th, I'll be closing my policy with them and will need a new one with a company that understands HOW AUTO DRAFT WORKS.
Reviewed Dec. 13, 2014
I was in a MVA two weeks ago. A car ran out in front of me while I was on the highway going 55 MPH. My car was towed to the Mercedes dealer in Mobile, Alabama. All the front end of the car crumpled but the inside was OK. I walked away from this accident. As of today I still have NOT been told if my car will be repaired, replaced, or I will just get cash. The car was a 2014 MB E class full of safety features that was ordered by me from Germany to my specifications. If it is going to take another two months to get a replacement from Germany I would like to know so I can have it ordered.
Reviewed Dec. 10, 2014
I had a Travelers Auto Policy for over 20 years and was satisfied with their service. My agent called me and told me that if I switched to the AARP/Hartford policy, I would save about 30%. I switched last year. When the renewal came, I was shocked that the new premium would be 40% higher. There were no tickets, accidents to account with this increase. When I called Hartford, they said this was a general price increase and some of the increase had to do with my age (I was 68 when I took the policy out and suddenly at 69, the rate increased?). I canceled the Hartford policy and Travelers was gracious enough to insure my cars again.
Reviewed Nov. 23, 2014
A Hartford Insurer hit my car. I Notified Hartford of the accident, they informed me the accident had already been reported by their insured. They recorded my statement of the incident, referred me to a location to get an estimate of the damages and gave me a claim number. I got an estimate, received the details in the mail, called to make an appointment to get it fixed. They asked if I received a check for the repair. I advised "No." They advised me to call Hartford and ask where the check is. That's when things went wrong. I called The Hartford, was given a name of the person assigned to this claim (Lilian). She never answers and when you leave a message, she does NOT return your call. I left 3 messages with no return call.
I finally got to talk with someone and I was told "we have not been able to reach our insured to get a statement so we cannot pay you until we do so." I said, "she already has called and reported the accident, how many times do you need to talk with her?" They gave me a bunch of BS. I asked how many attempts have they tried to call her? I was told 3 times. So I said I would call her myself. I did, and she answered. I talked with her and she said she has tried to call them a few times and left messages. I called The Hartford back and advised them I had no problem getting in touch with their insured and to send me the check so I could get my car fixed. The total amount is only $661.00. It’s not like it’s a huge claim. Still to this date, I have not received a check. So the game the Hartford plays is that until we talk with our insured, no claims get paid. Poor, poor business. Shame on AARP for having the Hartford attached to their program.
Reviewed Nov. 12, 2014
Basically, my rate went up with every renewal. I was running my own business and my business income decreased when I decided to do it only part-time because I returned to college. Even though I was hardly making anything off the business, every renewal they would increase my rate. Never once did they give a straight answer why. Of course, like most typical businesses these days, there is an automated message with a hundred options that you have to go through when you want help. It's difficult to actually get a hold of a real person. But if you owe them money? Someone picks up right away!
Reviewed Nov. 4, 2014
My experience with AARP/Hartford Auto Insurance left me with the impression that they give a decent rate quote, but increase that rate with renewal without reasonable explanation. I had no accidents, tickets or claims the time I was with them, yet my rate increased $400. When I inquired, I was first told "it's probably your credit". Knowing I have excellent credit, I immediately did a credit check and all was well. I called back and this time was told "Florida had a rate increase". I shopped around and was getting quote after quote in the same range as my original Hartford rate. So, I cancelled the Hartford and went with another company.
Problem solved? Not quite! I was told as long as I cancelled my policy before the 20th of the month, the next payment would not be taken from my checking account. I cancelled before the 20th yet they deducted the scheduled payment from my account. When I phoned them about it I was told that payments are made for the previous month! What? So I guess that means the payment I made the day I took the policy out was for the previous month? That makes no sense obviously but when questioned, I only received the same answer over and over. I asked to speak with someone else but my request was denied. So frustrating...glad I made the switch. I can only imagine the nightmare dealing with this company if I ever had a claim!
Reviewed Oct. 27, 2014
I have been with Hartford for many years. Every year they increased my rates, excuses from, Nevada raised their rates, credit score low, on and on. Well just got another increase. Sick and tired of them. I had an accident rear end, due to my rear ending someone, minor damage. I just had new brakes installed and the company did not bleed the brakes, so I got into a minor rear end on the way home. They were supposed to sue the company for damages, instead reported me to DMV for at fault, and did nothing to the company. They lied to me, used that for an excuse to raise my rate again, when it was not my fault. Sick and tired of their crap. Went to another company almost $1,000.00 less. Seniors, beware rip off company. Seems everything that AARP refers are rip offs to seniors.
Reviewed Oct. 17, 2014
I was rear ended on September 15, 2014. Was slammed into the car in front of me. Called the Hartford, gave them the information. Went to the ER. The claims adjuster sent me to a chop shop called Craftsman Auto Body Repair in Warrenton Va. They did a sloppy job and didn't even complete the damage to my car. Went to another body shop and the owner was shaking his head. Took photos of the molding hanging off my right front fender and scratches on the headlight and front fender. He put in a clamp for me at no charge. Later on I went to have the car inspected. Got rejected due to alignment issues and the struts were ruptured due to being rear ended at 35 miles per hour. The claims adjuster Tyler ** was rude and condescending and I was told that Craftsman Body Repair gave an estimate and that was all they would pay. Had three companies who looked at my car and all said that the issues were due to being hit so hard that the alignment and struts were due to the accident.
I have a personal injury attorney and have to go to physical therapy two or three times a week. The total of the damages will cost over $1500 more to done. The Hartford should be covering me as they will be getting their money from State Farm who was the Insurer for the guy who slammed into me. Looks like they are more interested with helping the guy who rear ended me. I've been with them for over ten years. This has been a nightmare for me. I CAUTION EVERY SENIOR CITIZEN to stay away from the Hartford. Will contact the BBB and Consumers Affair and continue to seek all measures to put the Hartford Insurance out of business. Thanks for all the stress AARP! Just called again to speak to Tyler **. He keeps giving me the run around. Said he would consult with his supervisor and get back to me. That was four days ago. What a bunch of shysters! You will regret doing business with them. I hope you will take my advice and stay away before this happens to you. Even with the police reports and photos I was treated like dirt and the emotional and mental stress is taking a toll on me.
Reviewed Oct. 10, 2014
I didn't slow down fast enough in a very short speed zone, 35 to 25 mph. I asked for and received a court date for 5 weeks later. Being busy, I was late for the appearance so had to pay the fine. Next, I get a notice from Hartford that my rate has increased and I'm now on probation for 5 years, even though this was my first ticket in many, many years. When I called, I was told that "State regulations required them to do this." With 4 cars and home insured by Hartford, I told the agent to remove one of my cars. "You will have no insurance!" "Not your concern," I told her. A vintage car, I insured with Haggerty, a great company. After reading the comments above, I am going to drop Hartford tomorrow and not renew my AARP membership. Note: Back in the 1960's, My Porsche was hit by a Hartford insured car. The company was wonderful and worked hard to make me satisfied. That policy has gone away.
Reviewed Oct. 7, 2014
On Sept. 13, 2014, my daughter went to pick up some pizzas, as she was backing out a woman was cutting through the parking lot and she hit her. The woman stopped about 6 ft. past my daughter's car. There was a rub mark on both cars. She told my daughter and her friend that if she gave her $100 she wouldn't make a claim! She then told my husband and myself the same, but she added that she had already taken her car to a body shop and repairs were going to be $1500! She made a claim, a week later. The Hartford contacted my daughter and she told them what happened and how she had tried to blackmail us. Well, to make a long story short, they PAID her $2035!!!!!! They claim they are protecting us! They got SCAMMED, by an 80 year old woman!
Reviewed Oct. 3, 2014
I was rear-ended last weekend and so far have heard more frequently from the Progressive claim rep (for the guy who rammed me) than I have from my AARP Hartford Auto Insurance rep. I have followed instructions, gotten an estimate, and Hartford rep has yet to follow up with the estimator, me, or Progressive - and that was three days ago (Wednesday). I even got a call from Progressive today (Friday) saying the Hartford rep hadn't responded to their email to her. I have left four messages since Wednesday - one yesterday and three today. No response.
Reviewed Sept. 17, 2014
My car received a minor scratch in a parking lot, about 4 inches long and barely through the paint. Hartford learned of that (because I foolishly told them) although there was NO CLAIM made and no payment from Hartford. No violation, either - no one on my policy has ever had a claim against us and no violations going back decades. Nevertheless my premiums were raised by $115 per year, which will remain until 5 years "accident-free" have elapsed. Hartford, although admitting in writing that we were not at fault for this "accident" now says (also in writing) that ANY accident will be charged against my policy, regardless of fault. My state, South Dakota, does not even consider parking lot incidents to be reportable accidents. But Hartford will obviously seize upon anything, however trivial, as an excuse to raise your rates. Hartford won't even disclose to me what standard they use to assign risk in its rating categories (it certainly isn't disclosed in all of the happy horse-manure they put out to sell you the policy).
Big help from AARP - they simply referred my complaint to Hartford, which of course didn't add anything to the brush-off I had already received. I am done with both organizations, and will seek other coverage. BTW, I was an insurance lawyer for years. There is very little one can do legally to force insurance companies into fair and transparent practices when it comes to rating. People with similar experiences should push for more regulatory oversight from state insurance commissions.
Reviewed Sept. 16, 2014
We had no accidents and no tickets. I contacted Hartford for an explanation as to where the rate increase was generated. I talked to three different agents and got three different answers. Increase was due to my age? Increase was due to general company increase and the 3rd stated that all of State Alabama had increase. No detailed explanation at all. Hartford has zero credibility with me and I even question AARP's credibility for supporting such actions. I had always believed that AARP was to provide support for the needs of seniors. Was I wrong? AARP was notified of this issue.
Reviewed Aug. 28, 2014
They cancelled my homeowners ins. when I moved out. I told them that the house was being put up for sale, but that didn't matter. I cancelled my auto policy after I got a State Farm homeowners and auto policies. They were all too happy to accept me.
Reviewed Aug. 17, 2014
In September of 2013, I switched my car insurance to AARP/Hartford. After shopping around, they had the best rate by far. I just received my 2014 renewal rate. The new rate was over 50% higher. In my case over $1000.00. Contacting Hartford I was told it was because of the Michigan State requirements. I checked the Declaration page and the State amount was $378.00. Is this the practice for AARP/Hartford? You get a great rate the first year to sucker you in then almost double it the next year?
Reviewed Aug. 17, 2014
After fifteen years of satisfaction insuring 2 homes and 2 vehicles with this company, I now find myself at great odds with AARP/Hartford Insurance Company. The trouble started back in April 2014 when I requested a insurance check-up since I was retiring from my many years of full-time employment. I cutback on my annual mileage and declared my driving would be for "pleasure only". The representative was very gracious and happily made all the adjustments I requested.
Two months later I come to find out that they dropped three out of the 4 policies I held since 1998. No explanations. After further investigations they finally cited "lack of payment" as the excuse. I offered to pay in full for my policy re-instatement and was again denied. I was a loyal customer but they certainly ARE NOT a loyal company. Would NEVER AGAIN recommend this company to anyone, search elsewhere.
Reviewed Aug. 15, 2014
I advise auto insurance shoppers to be wary of what I originally thought were attractive low rates from Hartford. You will discover that your first minor claim may suddenly raise your annual premium by 50%.
Reviewed Aug. 12, 2014
In November 2013, as naive member of AARP, I made the huge mistake of trusting a mailing about The Hartford-AARP Auto Insurance Program that they offered one of the lower-cost auto coverages (and easy claims process, which I thankfully never had a chance to experience!) compared to other auto carriers. I make my first installment payment of $366 thinking I'm "covered" and everything is fine-and-dandy.
So, I get busy with work (as did my wife) and I get some mailings about some new kind of "additional information" they need that wasn't supposedly on my original application, but I did not get to it right away and keep my nose to the grindstone with work instead. Well, lo and behold, one day around January 6, 2014, I go into my online bank checking to find that somehow The Hartford-AARP has unilaterally and without notice "wire transferred" the entire $366 into my checking -- again, WITHOUT any kind of mailed, emailed or phone "notice" they had done so. Great, now I am driving WITHOUT any auto insurance coverage!
After some ensuing phone conversations with a customer service rep from The Hartford-AARP, I am told that I can "reinstate" the auto insurance policy, but now I had to pay a "new" 12-PERCENT DEPOSIT on my premium, in addition to the first installment (of 3 for a year) for a total of $564.89. So, I am now going to be paying about $200 MORE than what I contracted for the ORIGINAL policy! Then a lightning bolt struck my thick noggin -- I am being tossed into a "BAIT-AND-SWITCH SCAM" by The Hartford-AARP to extract additional coverage.
Well, to make a long story shorter here (I promise), I have now been getting follow-up collection letters from The Hartford-AARP for about 8 MONTHS running, sending out a "collection notice" for an $166.80 that I supposedly owe them for the time I was covered -- I guess that November to December 27, 2013 period I was supposedly covered???!!! Yet, what I don't understand is that if I owe The Hartford-AARP for the $166.80, why the heck did they NOT deduct it from the $366.80 they unilaterally/without notice wire transferred back to my checking account??!! This is their problem, not my problem...because what they've actually have been engaged is a "bait-and-switch" scam on the billing for their auto premiums.
I have even gone to the point of mailing/emailing The Hartford-AARP's collection department, their President of Consumer Affairs (The Hartford-AARP Auto Program), a guy named André A. Napoli, and other execs there and other Connecticut, District of Columbia and California state consumer affairs departments about this outright fraud and harassment. The funny and ironic twist to this is that I received a reply letter of February 13, 2014 from President CONFIRMING my request to have the auto policy cancelled as of January 4, 2014 (in order to end these harassing notices) and he makes NO MENTION of a $166.80 "past-due" collections notice that I kept receiving after this! So much for letting old dogs lie where they're at and them keeping their words to finally SETTLE this whole matter -- they're not much good at keeping their word!
That is why I am now asking if anyone here who has also SUFFERED from fraud and/or torturous harassment from The Hartford-AARP, would you be interested in entering into a CLASS-ACTION LAWSUIT against them? If you are interested and have been the victims of similar FRAUDULENT BILLING/BUSINESS PRACTICES, wire fraud and bait-and-switch scams, please feel free to contact me at **.
All I know is that I will seeking LEGAL REPRESENTATION now to try to END the harassing collection notices/communications and to seek DAMAGES for the kind of fraudulent and torturous business practices foisted on AARP members by the The Hartford-AARP.
At some point, too, I would look forward to working with other current and former AARP members here to see how we can PETITION to get the "NON-PROFIT charter status" of AARP stripped by the Internal Revenue Service. AARP makes BILLION$ of dollars in commissions from the sale of insurance premiums from "ANTITRUST-EXEMPT" insurance carriers, including what they BILK from the Medicare system in their UNHOLY partnership with one of the biggest monopolist-exempt criminals of Big Health Insurance, UNITED HEALTHCARE.
Undoubtedly, AARP has been a willing criminal accomplice with for-profit/antitrust-exempt auto and health insurance carriers for years, effectively BREAKING ANY TRUST RELATIONSHIPS with its senior members, who are being CONNED out of BILLION$ of dollars annually in fraudulent and exploitative insurance instruments. AARP is a powerful lobbying organization, which has nonetheless violated the "public trust" and its "nonprofit status" with the IRS -- they need to admit they are a FOR-PROFIT enterprise that seeks to make money off their senior members. This is truly a national shame what AARP is pulling off with these FOR-PROFIT, ANTITRUST-EXEMPT insurance carriers, which are NOT currently answerable to federal oversight and laws! Just shameful.
Reviewed Aug. 5, 2014
I have been with Hartford since March of 2013. This year we questioned our premium amount and were told that the extra $68.00 was because of a moving violation on the record. I went to motor vehicles and was told that the record does not show any violation for the past 5 years. I called Hartford and was told that if I wanted a change of payment amount, I had to prove their report was wrong (I guess we have to go by what they say and not the facts). This past week I paid the premium and was sent a cancellation notice because they said my card was expired but the same card # processed two days before on another policy. I have been charged $12.00 late fee plus other charges for their mistake.
Reviewed Aug. 2, 2014
May 2014 a Domino's delivery person from Long Beach, CA at Orange & 7th cuts across 4 lanes of on coming traffic from their parking lot. Never looked to their left I'm maybe 15 feet away with nowhere to go as we collide. She is ticketed. I show my proof of insurance from Hartford... no problem. After being their customer with my partner about 5 years I get a call saying I had BEEN DROPPED end of April. I had paid up until August then would get my own. But the fact that HARTFORD didn't contact me when the policy had been changed and left me unprotected is unbelievable. Then they have my car taken to FIXX Auto in Long Beach where it remains today totaled and accumulating storage fees. I have a lawyer but Prop 213 basically says "no insurance" means you cannot have everything covered damages etc.
So now the other driver insurance knows and only wants to give 50% or less of what's my car worth. And now no settlement yet and going to court asking a judge to not let this case fall under Prop 213 will cost not alone the stress and physical strain from the accident and associated bills but I imagine a considerable amount of time. How neglectful can HARTFORD be to not attempt a text, a call, a message the moment they let the primary policy holder decide to drop a faithful paying customer. Be warned HARTFORD/AARP WILL DROP YOU!
Reviewed Aug. 1, 2014
I have had Hartford Auto Insurance for several years and just recently had my first claim experience with them. What a nightmare! This is what they provided me for paying them all those years, lies, misrepresentations, slander, lack of service, nothing in my best interest. I had to deal with at least 5 people and each seemed to make it worse for me and better for the company. They treated me like I was a dumb unintelligent senior who would do nothing but take what they issued.
On 7/12/14 I was involved in a accident in a parking lot. It was a small parking lot with two-sided angled parking with one way parking and exiting. As I was leaving my parking space another driver just leaving the dentist office and still somewhat medicated seemingly decided to exit the parking lot headed the wrong way. They came around a curve and headed the wrong way in the parking lot, but instead of stopping and exiting the lot another way they continued. I was parked a little ways from where they came around the curve. The other driver could clearly see my car but refused to stop. Instead they increased their speed in order to get past me before I was completely out of my parking space. They didn't account for the people almost directly behind me on the other side of the narrow parking lot. Because of the movement of these individuals, this individual had to swerve to the right as she tried to race pass me.
At the time of this accident, she called, in my presence, her insurance company, which also happened to be Hartford. She admitted that she was 100% responsible for the accident. Since I was a Hartford customer I also talked to the same representative. Since we were both Hartford customers and the other party repeatedly indicated she was 100% responsible for the accident, I thought there would be no problem. I was wrong. After having communications with about 5 people in Hartford, I was made to be the villain in this accident. I suspect this was done for Hartford to save on the deductible for me and the other party (they will make us both pay it) and to potentially raise both our rates. The third person I talked to in Hartford indicated they represented the other party in the accident told me that regardless of the other party admitting to 100% fault, they think that I should be held 50% responsible. No explanation was offered at this time as to why.
She wanted to have my car inspected before she provided an explanation. The next two people I talked to in Hartford was suppose to be representing me. The one that finally ended up supposing to represent me ultimately ended up telling me that she is going to make me 85% responsible for the accident, and that she will do everything she could to collect the other 15% from the other driver. We have the same insurance -- she was talking down to me as if I was a stupid. She told me regardless of the other party admitting 100% responsibility and my protest that my policy should not be used, Hartford was deciding who is responsible. She went on to tell me that regardless whose fault it is, and regardless of which policy is used, I will still pay a deductible. By this time they knew Hartford would no longer be my insurance carrier.
She also told me that since they had made me 85% responsible, I would be reported to the California DMV. I asked both sides at Hartford for the address information of the other party in the accident. My plan was to seek legal actions in court to change Hartford's determination and to recover damages from the other party, since Hartford was not dealing with this properly. Both Hartford representatives refused to provide that information and I was told by the one representing me that since we were both Hartford customers, she would not do it, but if I had been with another insurance carrier she would have provided it. I thought by law this information had to be provided.
This is when I definitively knew Hartford was not acting on my behalf. Since I did not get the representation I paid for, Hartford should return me all my fees ever paid them and compensate me for any other loss or damages I incur from having to rectify this claim -- and separate from any damages to restore/recover my property damage losses. Hartford's actions in handing this matter is causing current and future financial damage to me. I took this insurance on the recommendation of AARP. I don't think I can trust AARP anymore. I am seriously going to have to consider cancelling my membership after the matter is discussed with them.
I don't want to deal with any other company that limits itself to one segment of society. It can determine what their vulnerabilities or perceived vulnerabilities are and try to exploits those to their advantage for profits only while providing below par service at a high cost. Hartford Auto Insurance is clearly trying to do this because they see me as a senior and they believe that most seniors will not respond to whatever Hartford does. In most cases they are probably right. Read all the negative reviews and stay away from this insurance company and confront AARP about their recommendation. I plan to pursue this until there is nowhere else to turn. I will not be that senior that do nothing.
Reviewed July 29, 2014
My supposed Hartford Policy number is **. PLEASE DO NOT BE A FOOLISH SENIOR CITIZEN LIKE ME. DO NOT FALL FOR THE SCHEME. JUST BECAUSE IT SAYS AARP.
Reviewed July 26, 2014
I had a vandalism of my Dodge Ram 2500 Quad Cab Diesel. It was not only forcibly broken into, but parts were stolen from under the hood. It also appeared that my gas tank was sugared by some idiot(s). Crime scene evidence was taken and the truck towed to a preferred shop of AARP The Hartford. Since day one I felt like I was treated like the criminal by the adjuster instead of the victim. I fully cooperated in every way with them and stayed in touch with the police regarding the incident. Poor communication, excuses, runarounds, and BS from them.
Although the main customer service number people were very friendly and wanting to help, however the adjustor and those involved were just the opposite. I had to retain an attorney, give an examination under oath, and they then offered a settlement totaling out the truck due to high cost of repairs. The offer, was a little low... also I had to spend money for an attorney and have had to go beyond the 30 day rental car limit because of their nonsense.
It's been since 5/9/14 the date of incident. My case still is not totally settled as they drag their feet and keep putting of paying my added valid costs. The more they wait, the more expenses I have. They spend thousands of dollars for their attorney, exam under oath, field investigators, etc, when they could have saved this money spent and my additional costs simply by opening their eyes and having one person deal with the facts, not several. It's appeared since day one - they did not have all the facts even though I provided everything for them. I've had this insurance company for my home and autos since I turned 50... I'm now 58. Up until now I was fairly happy with them... Now, I'm going to look elsewhere.
Reviewed July 23, 2014
I have had my car insured by the Hartford Insurance Company for many years (more than 10) and have never had an accident claim or even a traffic violation and have always paid our premiums on time. When I went to renew my policy, I was shocked to find out that it had jumped from $1200 a year to more than $5300 a year! We live in Florida, but we only have a 2009 chevy cobalt. I have since found cheaper insurance, $4000 a year cheaper! When I asked them why it had jumped so much, the only answer they gave me is that auto insurance is higher in Florida. If this was the case why did another insurance company want so much less for the exact same coverage?
Reviewed July 22, 2014
No assistance because I did not purchase COLLISION coverage. They refused to even discuss the damage to my car while it was parked. They should have been willing to notify the insurance company of the person who damaged my car of their obligation.
Reviewed July 13, 2014
My elderly father had an accident which resulted in his car being totaled. He has been insured with Hartford through AARP for both home and auto for decades with no claims for at least 10 years or possibly (to my knowledge) ever since getting the insurance decades ago. Being a D-Day WW II Veteran, he has paid on time every month year-after-year religiously. Hartford couldn't ask for better customers than my father.
Since my father was upset after the accident, he asked me to handle the claim process for him. I contacted Hartford to file the claim and gave them all the information they asked for. After which, I was told by the claims rep that we would have 72 hours after the adjuster has seen the car to remove any personal possessions and licence plates and that we would be getting a call from the adjuster in 48 hours.
One week went by and hadn't heard anything from anyone at Hartford so I called over there. The adjuster told me that they were really backed up and it may be a few more days till the car is seen. She also said that the rental car would be extended "indefinitely."
Two days later I received a call confirming the car had been totaled and to start looking for another car. The adjuster said they would be Fed-Ex'ng paperwork to sign and send back title. The next day I went to the tow/storage yard to retrieve personal belongings and the license plates where I learned that the car had been towed by Hartford (the day after the accident) to another yard to avoid the $20 a day storage fees. No one had mentioned that this had happened and now since it was a late Friday afternoon, I had to wait to call Hartford on Monday to find out where the car was taken to.
The paperwork didn't show up via Fed-Ex and I later learn that they sent it to our P.O. Box "because that was the only address they had", even though Hartford insures the home too. Monday comes and I call the adjuster to find out they towed the car 58 miles away! The next day, I fit the trip into my day and go to the yard where I was refused the opportunity to remove the items myself and a bag was given to me with the car's content minus the valuable items totaling $250-$300 in value which is not covered under the car insurance. The original tow yard said that the item I was looking for was laying on the passenger floor; so it disappeared en-route or at the yard 58 miles away.
Wednesday comes and I receive a call from the adjuster announcing the somewhat low settlement amount given the low mileage on the car. Knowing that it is an uphill battle to argue with adjusters and we need a replacement car ASAP, I didn't contest. The adjuster verified that the $1 dollar bank transfer worked to which I confirmed. She said the transfer would go out within a day or two and it would take 2-3 days to reach the bank. She also said the rental car was due back the following Monday.
Thursday received a voice mail message stating that the transfer has gone out and confirming the transfer amount and mentioned that it will take 3-4 days to arrive at the bank. During this process I found an ideal replacement car and placed a deposit down on it knowing the sellers would be leaving town in a week or so for more than 10 days. Since everything had been proceeding in a somewhat normal process and being told that the claim settlement would be here before they left, I agreed to buy the car.
After checking the bank on Friday and Saturday for the transfer, nothing was there and figured that it would arrive first part of the next week. Problem being now that the car sellers were leaving Saturday. Since having most of the money in the checking account for the new car, I cleaned that account out and borrowed the rest from a family member with the promise they would have their money back by Wednesday. Buy the car from the sellers as they are leaving the house on Saturday for their trip.
Monday I returned the rental car and transferred title and registration for the new car. Called and left a message for the adjuster to check and report to me where and when the money would be here and she didn't return the call.
Tuesday came and still no transfer money in the account or return call from adjuster. Called her supervisor who said the transfer had been sent last Thursday with all the same info as the original $1 test transfer and said that the money should be there by Wednesday and if not by Thursday to call back.
Thursday comes and still no transfer money in the account or any other money for that matter. The account is now over-drawn with auto debits. Called the lady supervisor from Tuesday and she doesn't answer her phone so I call her supervisor ** who apparently is the top manager of the adjusters group; since he doesn't offer a supervisor's phone number on his voice mail. Leave an angry but polite message explaining the problem, what I have been told and my circumstances as a result.
Later that day, my Father receives a recorded call from some lady apologizing for the "mix-up" and that the transfer would be there by Friday or no later than Saturday. You read that right - a recorded call! Well guess what? It is now after business hours on Saturday and the wire transfer is not in the bank or even in the bank's "pending" queue after being checked for by my bank.
When will the transfer get here is now an unanswered question. At this point after 10 days, I must come to the conclusion they have no intent on paying the claim and that I have been lied to more than 3 times. What is the purpose in having collision insurance if it only means you have to replace the car with the money you have on hand? In hindsight, if I was expecting fraud to take place, I wouldn't return the rental car till the money was in my account; since Hartford was on the hook for the rental car. It has been a long time since I have had to make a claim on an insurance policy and nothing in distant memory reminds me of this incredibly horrible experience dealing with the Hartford. Nothing they told me would happen did happen. So buyer beware! The Hartford Underwriters Insurance Company is a company to stay far away from and AARP is losing yet another member for it's association with unscrupulous companies and public policy positions.
Reviewed July 7, 2014
Hartford has a policy to not attempt collection on an uninsured at-fault party if the amount is below their cost of collection on legal action. In other words, if they have paid out $2,000 to have an insured customer's vehicle repaired when the customer was not at fault, they will not attempt collection from the uninsured party at fault. They will deduct what ever your deductible is and you will never get it back. It is all about profit to Hartford and not about being fair to their customers. I would highly recommend not doing business with Hartford insurance.
Reviewed July 4, 2014
I filed a claim and have tried to contact them several times after they evaluated my claim. I took exception to their extremely low evaluation and made a very reasonable counter-offer. They then said that their was a clause in their policy of which I was not aware about having to utilize a professional appraiser for the value of the damaged car, and that I would also have to pay the cost of the appraiser. I have since tried to contact them several times but have received no response. It has now been three weeks, and I am driving with a busted windshield and a missing window, among other problems. I have decided to go ahead and fix it myself so that I do not get a traffic ticket and do not have inside weather damage. Cheap insurance, disgustingly low payoff. Very upsetting to this 86-year old safe driver with no accidents for 30 years. Couldn't help the hail damage, though.
Reviewed June 20, 2014
They increased the amount right after I made a contract. Wasting time.

Reviewed June 4, 2014
I tried to log in to my online Hartford account to check on my bill only to find that I couldn't. On calling CS, I was told I had been cancelled two months ago for non-payment (I missed a payment apparently). I never received a cancellation notice via mail or email, although I receive emails from Hartford, and am appalled to discover I've been driving uninsured for 2 months. Never again will I deal with Hartford.
Updated review: April 18, 2015
They resolved the issue and mailed me my refund in a very professional way.
Original Review: May 21, 2014
Long story short I had an auto policy and I sold the vehicle and normally I get a letter for renewal. Well this wasn't the case. I didn't get a renewal letter or call and they deducted money from my account without my authorization. It's now been 3 months and they still have my money from a vehicle I don't even own and did not authorize them to deduct the money. I have made calls and sent emails since this happened and been proactive in doing my part.
Reviewed May 20, 2014
Three months ago, I was broadsided by a Hartford insured driver. "Amber" called and accepted responsibility. She also agreed to restore my car to its condition prior to the accident. Then the shenanigans started. Without ever receiving an estimate, she called saying the "check" ($1,500) was ready and wanted to know where to send it. I demanded there be an estimate first. I put 500 miles on my car getting estimates for Hartford. Once receiving the estimates (+$5,000), Amber has done nothing but stonewall me at every turn and complained that I'm not being helpful. Their "professional" adjuster, John, claimed he'd never heard of the parts Nissan listed as damaged and actually claimed Nissan mechanics were making things up. Do as I've done: I secretly recorded every conversation I've had with these flimflam artists. Off to court we go.
Reviewed May 13, 2014
The Hartford cashed a check I wrote for 135 instead for 1135 to pay my auto insurance bill. That's right a thousand dollars ($1000) more!! The customer service lady looked at the picture of the check & the payment coupon on her end - there were no stray marks or anything to cause this mistake. It made no sense to her either. They had caught it since I didn't owe that much and were sending me back a check for the difference - which would take over 10 days to arrive!! But in the meantime I had a large check to the IRS coming in that I didn't want to bounce. The Hartford sweetly suggested I talk it over with my bank.
Well I used to work in a bank and no bank was going to let me float $1000 for over a week. Could file a fraudulent charge with the bank, but that would also take a while to work through the system. The Hartford had used an electronic debit, which means no physical check had changed hands back to my bank where I could easily point out the error. But because I had worked in a bank, I also knew they could fix this in a day or two with a funds transfer. I insisted they do this, and they agreed to it. When I checked my account on the morning after the transfer was scheduled, big surprise, it hadn't happened. There some kind of 'problem', couldn't say what because the original CS lady I had spoken to 'wasn't available'. But they would fix it within 24 hours, and pay any bank fees ($10) involved.
They did indeed transfer the funds almost immediately as promised, but you guessed it, they added the $10 bank fee to my next bill!! So I ended up paying for their screw up. It simply isn't worth spending another couple hours of my time on getting my $10 back, especially since I'm sure they won't do that right either. I will say that they were pleasant and helpful every step of the way & my insurance itself was not compromised so it could have been worse. So there's my new motto for The Hartford - 'All things considered, they could have been worse'.
Reviewed May 12, 2014
I got Auto insurance through AARP with Hartford and almost right away was bombarded by email and US mail trash. I have driven for over 55 years and have not any insurance claims that were my fault. I moved to Ca and because of their outrageous insurance cost, I had to dump USAA who I had for years and go with a company that I could afford. Only 3 months later, I was rear ended in an intersection and not my fault. Hartford has refused to repair the damage because their association with the repair shop Caliber Collision said the damage to the rear of my vehicle was not due to the rear end collision. The fact is that the person from the body shop only did minimal repairs and because of my $1000 deductible, the insurance company refuses to do anything about the remaining damage. AARP claim they have not connection to Hartford Insurance of Hartford Ct. The insurance people said the body shop claims the damage was from a prior accident but the car had never been in any other accidents.
Reviewed May 12, 2014
On the evening of May 6th, I was involved in an accident in which I was hit by a "The Hartford" client/consumer. While I realize I am not the only person in the world with an adverse claim against them, I am not the least bit impressed with the timeliness that they have handled the issue. It has been almost a week, and they have yet to provide me with a rental vehicle that has been requested. As is custom, I was informed I could rent a vehicle on my own accord until they spoke with their client to determine liability. My insurance company sent them a copy of the police report that included information on their client's citation for failure to move right safely, & a diagram of the instance of the wreck.
I honestly do not understand how that is not in and of itself a sufficient documentation of their liability. While I understand they would eventually need to be in contact with their client regarding the accident, I ultimately do not understand why it has taken them so long to speak to their client to obtain such an admission. I do not feel that I should have to be put out any more than I already have been by having to rent a car on my own accord & pay for it to then turn in a receipt & wait weeks for reimbursement. It is bad enough that this collision involved my low mileage, high end, limited edition Corvette Z06, significantly diminishing its value & not receiving decent, timely customer service aggravates me to no end. I expected The Hartford to handle this much better & timely than they have since they are portrayed as an up-standing, better than average insurance company... Well, that appears to be a different scenario when you're on the other end of the spectrum like I am currently.
Reviewed May 12, 2014
March 12 2014 while leaving on vacation to Hawaii our C card company notified us that our card had been compromised and should be cancelled and would issue another [sent to our home]. We returned on the 25th of March, activated the new card and contacted The Hartford, made a payment with the new card and updated c/c info. Approximately two days later we received a notice stating that our policy had been cancelled effective 5-09-2014. I called customer service [Lucinda] and discussed the problem whom said there was nothing could be done, even though we had "NEVER" missed a payment [to anyone] and I felt this was totally unfair. Should they have a reason to be concerned about our ability or desire to make the payments as we had since the policy was issued in 2010-2011? I don't think so!
REF policy# **. I informed her that I wasn't satisfied with their decisions and would take further action. A couple of days later [5-02-14] while out of town Hartford called and left a message stating that they would like for me to contact them about re-instating my policy by which time I had already found insurance with another company but returned the call [**] and got a recording. I left a message but never heard back.
Consequences: Was my credit score affected? I spent a good amount of time and effort locating new insurance by the cancellation date. Will my payment records be unjustly smeared with a late pay or no-pay or cancellation of policy that will cause unjust premium increases? Also on 1-1-2012, while in Fl. towing a Rv we had a blow out on the rt inside dual which they wrote up as road hazard that resulted in increased deductible and put a "At fault" on our policy that would cause any quote by any other insurance company to be unjustly increased. I found out about this accidentally and contested their decision and they agreed to change the cause to "no fault" but would not change the deductible. I feel this was underhanded! Creating a situation causing other insurance companies to overbid them for the same services.
Reviewed May 7, 2014
I'm an AARP member and used the Hartford online system to get a quote for car insurance. I played with the system, adjusting coverage in several ways over a period of a few days until I arrived at a desirable coverage and premium. The quote reflected a considerable savings over my current policy. In SMALL PRINT, Hartford does say that the given quote may "vary" from the final one, based on several factors which may arise after the quote is given. When I went to pay, based on the quote, the premium INSTANTLY jumped up several hundred dollars, erasing a large part of any savings I might achieve.
When I asked why, via the online agent, he said I did not give accurate information on the quote, and that they had discovered I had an "accident claim" under my former policy. I honestly entered that info in my original quote application, but I entered it as a "non-accident" claim because it was a tire blow out which damaged my fender, resulting in a claim of around $1000.00. No other car or person was involved. The HARTFORD agent though insisted that it was on my record as an "accident" and hence the $300.00 INSTANT jump in their premium.
What BOTHERS me is that apparently the online system INSTANTLY had this "new information" causing a rise in premiums, the MINUTE I went to pay. If they had it that quickly at payment time, I feel they must have had the information from the get go. If so, I think that it should have been factored into the ORIGINAL online quote. That would have given me an HONEST quote, not a falsely deceptive LOWER quote. it angered me that the AGENT implied I entered "inaccurate" or "false" information to get a quote. He said that if I could get PROOF that it wasn't an actual accident, Hartford might consider it. It also angered me that Hartford could "instantly" access information jacking up my quote WHEN I went to pay, BUT they did not use that information at any time PRIOR to me actually starting payment.
My feeling is that this company totally wasted my time. Even though ultimately their final jacked-up quote was still a little less than my current policy, I renewed my current policy. My thoughts are that my interaction with the agent gave me a negative view of how Hartford might interact with customers - i.e., accusing customers of being deceptive and not believing them. Incidentally, the tire blow out is the only accident I've ever had any sort of claim for. I'm staying with the Gecko, as they gave me excellent service with my non-accident claim, although Hartford implied that GEICO recorded it as an "accident" justifying Hartford charging me $300.00 a year more than their original online quote.
Reviewed May 3, 2014
Searching for a new policy for auto insurance. Put all my information into their online system, got a quote, called - could not buy unless I joined AARP. Talked with multiple sales reps to get a final quote before jumping, making sure they pulled my driving record. They told me the final quote paid to join AARP so I can get the insurance discounted. Got sent a letter in the mail 3 days before I decided to buy only to learn that they won’t write the policy.
The reason I was told of course sounds stupid to me, let see what you think. "We will not write you a policy because you did not carry enough insurance and your prior insurance company before coming to use and in conjunction with your current policy." What the heck does what I carried at another insurance company have to do with anything I was going to carry more on the new policy. I think they were never going to cover me. Just wasted my time and energy and the system is not functional for adequate answers so consumers can make a true decision. I canceled my previous policy because they told me I was fine. NOT A HAPPY CONSUMER!!! You people need to teach your reps how to ask for the correct information and give the correct answers. Is this a scam to help AARP to get more memberships or just incompetence up front while helping a consumer make a decision about insurance.
Reviewed May 3, 2014
Long story short, I was going through AARP the Hartford for my vehicle insurance. 4 vehicles mind you. I went on vacation and simply forgot to pay my bill. I come back a week later and I am DROPPED from their policy with no way of renewal. Woman I spoke with was extremely rude and offered next to no help at all. Will make it my mission to ensure nobody I know uses this company. It was a blessing in disguise because I switched companies and got better coverage for much less money. I should be thanking them actually.
Reviewed April 7, 2014
I'm lucky this was a simple claim. But the Hartford uses a 3rd party company for glass coverage, this company has the worst customer service. It's been 3 weeks since my claim and I was just approved to get 3 windchill chips to be fixed.
Reviewed April 6, 2014
I have not had to file a claim with this company. I have auto and renters insurance through The Hartford. My biggest complaint is the renewal policy. My policy is a one-year policy and my policy will renew in July. This will be the second renewal. Last year, when it was renewal time, The Hartford sent me a statement around the end of May. The statement showed that I had a payment due on July 5th and another one due on July 27th. After that, the payments were due just on the 27th of each month. In all my years of having auto insurance, no matter which company, when it came time for policy renewal, I only had to pay one payment in each month.
The agent called The Hartford on my behalf and I thought that things had been straightened out until I got my next statement. Once again, it showed two payments due in one month. So, I spoke with my agent's secretary. She called The Hartford and was told that that's the way they do things. I always try and pay more than the minimum due; but, I am not in the position to pay 2 months of payments in one month. If the renewal notice shows that I will once again need to make 2 payments in one month, I will likely look for other insurance options.
Reviewed April 2, 2014
I was with AARP for a few years. When I bought a new car I was getting anxious with their rate they offered, but they explained that is because the new car coverage is always higher. The information that it is a special discount for a new car owners was not even mentioned. I believed them not checking with other Insurance Companies first. Recently they increased my payment for about $400.00 per year telling that is because I'm living in California. I don't have any accidents or tickets - nothing as a reason to increase a price. They are liars taking advantages from us using our lack of knowledge and laziness. I bought 21st Century car insurance the same $400.00 less than AARP offered. Beware about this company and avoid doing any business with them.
Reviewed March 27, 2014
Hartford raised my rate by over $100 because I moved to a different zip code. No tickets! No accidents or losses. The place I now live in has 24-hour security at the gate.
Reviewed March 21, 2014
AARP Hartford is not what I expected. Had problems with a claim on homeowners and now auto. My advice is ask, check, follow-up and then check again. Weeks to get a claim resolved. Then told no coverage. Well, learned a lesson and learned it well.
Reviewed Feb. 25, 2014
My mom got a policy with them stating $380 first payment and $120 the other 5 months. Like 3.5 weeks ago For her and my dad. I don't have a car and don't live with her. But I drove her car once like 4.5 months ago and got into a fender bender. So they send her a letter saying they wanted to talk to her about the accident of 4 months ago. She call them the following day and told her that because on the information given they need it to put me in the insurance and it will be a 100 dollars more per month. Btw (I'm 22 years old with a 3.77 GPA in engineering) so my mom told them, "Please keep my policy open for a few days and until I find a cheaper policy." We call them exactly a week After stating we wanted to cancel the policy and wanted to know how much she was going to get for her refund. They were like, "You will only getting 93 dollars and your son is in the insurance."
My mom told them, "You don't have the right to put my son and charging me without knowing for a week that he's been in the policy." Well the discussion keep going and then in the middle of nowhere the customer service agent told my mom, "Your son has been in the policy since the first day of the policy." My mom got really upset saying, "You just told me you were charging me for a week not a month." So the lady on the phone say, "Sorry there is nothing I can do," and start saying that when my mom say a bunch of things a week ago that's why I was put into the policy. The lady also state that they could put anyone into the policy without my mom's permission. So my mom ask them if they recorded the phone calls because she never say a bunch of stuff and wanted to hear it.
The lady keep saying, "We do record our conversations but we can't let you listen to it." She had us for an hour talking and she kept contradicting herself. My mom does not have a job for a company like this to steal her money. They should be ashamed of taking more money from people who don't have any. Please advise your friends not to get involved with Hartford auto insurance or any related. You will regret it for they just want your money and cannot even been honest. This happen to a honest 51 year old woman who contact them every time they needed information. Advise your friend for they will lie about anything that way they can get free money.
P.S. My mom have proof that after two weeks they are still charging her her normal first policy she agree on. Because they send her a letter and they never mention her kid was on the policy until we call them. Sorry for my grammar, I wrote this from a cell phone and the lady we talk to was CAROLINE **. She is a liar that never let us talk to her supervisor. Because she say everyone will tell you the same thing.
Reviewed Feb. 22, 2014
Feb 6th 2014... first car accident on ice in 9 years. It took 12 days to even get an answer from them whether or not they would total it. Told me my car was in the shop when it was actually at my home! (It was drivable and since the car rental place next to it LIED to me about having a car ready I just LEFT). It seems Hartford has specialists that all they do is try and placate you and change the subject and cannot even read an accident report correctly. Most calls... they are just voice mails. They are afraid of bad reviews... and they know they are going to get one... so these "specialists" their only job is to convince you that everything is going to be alright.... So much b.s. I cannot find an AARP rep to tell them this.
Reviewed Feb. 15, 2014
Hartford was recommended by AARP to my husband, who contracted them to insure our home and two cars. And because he handled these things, I had no complaints. When he passed away last year, I realized Hartford's rates were excessive, especially for someone on a fixed income. My son-in-law did a little research and found that GEICO offered me a rate that was half of Hartford's for the same coverage (from $1,900 per year to $880 per year for my car alone). I can't fault Hartford for trying to make as big a profit as they can, but AARP should not be in bed with any company that doesn't have AARP's members best interests in mind.
Reviewed Feb. 13, 2014
My car was hit by a Bobcat clean snow on Jan 8, 2014. The driver told his boss that he hit my car and the boss agreed to pay for the damage. We were referred to their insurance, The Hartford. I spoke to their representative the following day and she told me she just need to get hold of the employee and confirm he hit me. 2 weeks went by and I call the The Hartford and I was told they could not get hold of the employee and until then they could not pay for my damages. I told them I need my car to go work and I was missing work. Well one month went by and I call them and the same story, The Hartford could not get hold of the employee. I walked down the road at the same day and found the employee. He told me he call them many times and The Hartford did not return their phone calls. So I call The Hartford and got the employee to speak to the lady. So she told me she would review all the document and call me back. My damages were $2600. She told me she would only pay $1600 because my appraisal was based on new parts and my car is not new and used so she only could pay for used parts. So please to sign up with them they are bad.
Reviewed Feb. 9, 2014
I received a quote from The Hartford. Once we settled on an amount of money per month, they said they would send me an agreement to fill out. Every day for a week I would get 3 and 4 agreements in the mail. I didn't know which one was which. I called The Hartford, spoke to my sales rep, and she said, "Oh, Don't worry about it, we have everything we need." I gave them my bank routing number, and the following Monday they called to tell me the routing number didn't work. "Can we just have a credit card." They never told me there would be a service charge for the credit card usage.
My ins. began on Nov 8th. Last wk, I get a statement from them that said I had a $40 policy change, and I saw $5.00 service charge as well. I called them, and they first said, it is because you changed your plan. When I told them I never changed my plan they said, well it is because we increased your ins because you did not get the form back to us. When I ask them about the $5.00 service charge they said, "Well it is because you use a credit card and not a routing number." Does anyone there know what they are doing. If you go to them, just keep in mind you will be getting tons of mail, not only from them but AARP, I also think they sell your name to list companies, as I have never received so much mail since I joined with them. Needless to say, my search for an auto ins. company that I can trust to be honest with me, and not arbitrarily raise my rates, and pound me with mail is coming sooner than they think.
Reviewed Jan. 29, 2014
Called today (1-24-14) for assistance. I got a recorded message that due to inclement weather they could not take my call because the office was closed. I called AARP to complain and they could not get in touch with them either. So there you are expecting to receive "24 hour service" and all you get is a recorded message. What kind of insurance is this. I signed up for 24 hr. 365 days a year service. So what does a 77-year-old woman do if she is stranded on the roadside. IT IS SIMPLY OUTRAGEOUS.
Reviewed Jan. 29, 2014
I have had AARP Hartford about 5 years. The prices are very reasonable for my area for my motorcycle, a pickup, 2 cars, my home and my 5th wheel trailer. The deductible for my windstorm and hail damage is a higher percentage than I would like, but for the $6000 in additional deductible I pay about $1100 less per year than any of the other quotes that I received. I have only had one claim, on a car about 3 years ago. The prices for that car only, did go up about $80 for the first year and it is possible there is still a surcharge on that car still, but if so I don't really see it compared to the prices for the other vehicles and it didn't affect the motorcycle, or other vehicles at all.
I have no problem at all recommending Hartford to anyone. I have no doubt some people will have problems with a claim, could be because the claimant is wanting something unreasonable or because the company is trying to pay as little as they can get the claimant to accept, but I have had claims with other companies, such as Farmers after a hurricane with minimal damage and was told by the agent I talked with to turn the claim in and if the claim is accepted I could at least get some of my money back. The claim was denied but my rates went up because I filed a claim even though I didn't collect a cent. That is when I went to Hartford. May have gotten the same thing with Hartford or any other company but I definitely got that from Farmers so would not recommend them at all.
Reviewed Jan. 27, 2014
We received a quote and were told they would send a contract to sign. When we received the contract, it included a paper indicating that if we had any at fault accidents in which we were "60% or more at fault" or any claim over $1,450 (which to me seems like virtually any claim), we would have to pay a 20% surcharge. (For us this would be over $500.) This was not previously mentioned. Additionally, no one could tell us how the percentage of fault was determined or who determined it. We called and told them we did not want to go through with the insurance because of this and the representative told us that since we had given them our credit card information, The Hartford considered it a binding contract even though we did not sign anything.
We disagreed and pointed out to them that the paper they sent to us indicated it is only an application. The customer service representative argued with us but they finally said that they would send out a form cancelling the policy and that they agreed not to charge our card. There are so many bad reviews of The Hartford on this site that it is hard to believe. But our experience with the previously undisclosed "surcharge" and the hassle they gave us about having entered into a contract when we had not signed anything and had not even received a written quote gave us reason to wonder if there would not be similar problems in the future.
Reviewed Jan. 24, 2014
I responded to an advertisement for AARP Auto Insurance Program from The Hartford. It was priced in the ad at $763.00 for 12 months. After speaking with a sales representative from Hartford, giving him all of my information and them checking my driving and accident record, I was told everything was fine. I had the policy 4 days when I received a call from a Hartford agent informing me they had increased my rate to almost double. Their reasoning: NY State is a no fault state and I was a party to a hit-and-run. My car was parked at the time it was hit. I had a witness to the accident and recovered all of the money for my insurance company. My insurance company paid nothing.
For the 4 days I had my insurance with Hartford they are trying to bill me $19.00 - the higher rate. I sent them a check for $2.09 per day based upon their ad. I have referred the case to NY State Department of Financial Services. Hartford just sent me a Past Due Notice for $10.64 and they state, "Your payment must be received by 2/3/14 or the balance will be referred to our Collection department." I placed my insurance with Liberty Mutual for less than Hartford's advertised price. I will be cancelling my AARP membership. .
Reviewed Jan. 12, 2014
I work for an Insurance agency that has had the VERY UNFORTUNATE experience of being an agent with Hartford Insurance. We are located in many states in the country, and we have discovered that Hartford Insurance is intentionally stealing money from agents and insureds according to their commercial vehicle policies. All of their companies refund vehicles with reduced coverage for example going from full coverage to just storage for the winter and most companies refund 100 percent of the premium when a change occurs and vehicles are taken from full coverage to storage only. However, that usually takes 30 to 60 days to refund the insured. With Hartford Insurance, they do not refund your money until you put the vehicles back on the policy and then they calculate the credit from the time it was taken off to the time it was placed back on the policy. The problem is if that vehicle does not go back on the policy before the next expiration date, Hartford keeps 100 percent of the premium. They have had this practice for over 10 years and have been cheating agents and insureds all across the country for many many years. They are the worst Insurance company in the world.
AARP Auto Insurance Program from The Hartford Company Information
- Company Name:
- AARP Auto Insurance Program from The Hartford
- Formerly Named:
- AARP/Hartford Auto Insurance
- Website:
- www.thehartford.com
