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AARP Auto Insurance Program from The Hartford Reviews

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About AARP Auto Insurance Program from The Hartford

The AARP Auto Insurance Program from The Hartford offers car insurance for drivers in most states. Coverage comes with multiple perks, and special savings for being safer, more experienced drivers. Applicants must be registered AARP members and at least 50 years old, but those who qualify can get a free, no-obligation quote in eight minutes or less.

Visit www.thehartford.com/aarp/car-insurance
Pros
  • Designed for senior drivers
  • Member-specific discounts and perks
  • Free quotes
Cons
  • Must be 50 or older
  • Available only to AARP members

AARP Auto Insurance Program from The Hartford Reviews

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    Page 6 Reviews 530 - 680
    Verified purchase
    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed July 7, 2015

    I had Hartford Auto and Homeowner ins for many years. Suddenly my rates were raised considerably with no explanation. I had had no accidents or claims. My car was still the same -- only 1 year older of course. When I called to ask why, I was informed it was because I was now over 70. This from a company that advertises it is for those over 50. And that they will never cancel you. No, they don't cancel they just price themselves above a reasonable amount. So, as long as you are between the ages of 50 and 70 it may be a choice for you. But beware!! And shame on Matt McCoy for advertising for them. He's only 58 so I guess the money not a concern for him.

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    Customer Service

    Reviewed July 4, 2015

    I took my Subaru with dented quarter panel to the Hartford’s recommended body shop, All American in Kingston NY. Don't count on quality from this shop, nor expect the HARTFORD to stand behind THEIR recommendation. Paint job inferior and when I complained was told just needed polish. Why not do the job right the first time? Substandard work and Hartford does not stand behind this shop. Cancelling all Hartford policies, home and auto. Go elsewhere if you want customer service that cares about you, not just your premium $$. If there were a zero star rating, they deserve it.

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    CoverageStaff

    Reviewed July 1, 2015

    We have been AARP members for many many years and upon their recommendations, insured our vehicles with The Hartford. We have never had an accident, no tickets, no arrests and our credit score is very good. We just received Hartford's new insurance update and it went up 71%, confirmed by their online people. At first they claimed that Oregon has been downgraded due to accidents, drug & alcohol usage and arrests and it was kind of a blanket increase across the board. I have talked to several people at The Hartford, polite but unable to help. I just received a letter from them, in which it now states that they increased the rate of 71% due to the fact that we sold our 2nd car and because of our AGE.

    As a Police Officer of some 18 years, I have had several Defensive and Aggressive driving classes and passed everyone of them and have never had an accident that was attributed to me, nor has my wife had any accidents nor citations, I should know, as we are working on our 40th year of marriage. This last insulting letter, dated June 22, 2015 was the straw that broke the camel's back. We are now actively look to find a new auto insurance company that is fair & honest.. Anyone knowing of such a company, let me know. Instead of ostracizing us, we should be the "Poster Child" for good & safe drivers.

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    Customer ServicePrice

    Reviewed June 25, 2015

    I asked for an auto insurance quote since Hartford was constantly sending me emails and calling me. I finally did inquire for a quote and "wow", their so-called discount quote was almost twice of what I've been paying to State Farm. They also never sent me the "free" calculator they promised me for asking for a quote.

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    PriceStaff

    Reviewed June 22, 2015

    I just tried to get a quote from the website after receiving the invitation in the mail. Very disappointed. After 2 tries I received a quote but wanted to customize it so it was the same as my current insurance to see comparison. It kept trying to take me back to my original quote which is inadequate. While looking again online found this site. Think I will stay with State Farm. They have been good to us for 15 years.

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    Customer ServiceCoveragePriceOnline & AppStaff

    Reviewed June 16, 2015

    I was using the Hartford's XactPAY app to upload my payroll data to The Hartford and pay my Workers Comp premiums. The app they provide is a Quickbooks plugin and it never worked properly - it would periodically stop working, but if there was any delay in uploading the data or paying a premium, the Hartford would email me straight away. After a while, the app became so problematic (the guy I spoke to admitted it was extremely flawed) that The Hartford told me I would have to submit 941's and pay by check from now on.

    So I proceeded with this new method, and in November of last year I mailed them a check for the total amount due in a bill they sent me in October. The next thing I know, it's February and the Workers Comp Board sent me a letter informing me that my coverage had lapsed since mid December and that I was in line for fines totaling thousands of dollars. This surprised me because I had mailed the check and since I had received no notice from The Hartford, I had presumed that everything was OK with my coverage.

    So I called The Hartford and they told me that they had mailed me a registered letter to warn me that my coverage had expired. I received no such letter, and they verified that nobody had signed for it. Despite nobody having signed for this letter, and despite the fact that The Hartford knows that a lapse in coverage can costs a company thousands in fines, they made not ONE SINGLE ATTEMPT to contact me by other means. They have my email address, they have my telephone number and yet nobody at The Hartford had the common courtesy to contact a customer who has paid them thousands of dollars over the years, and warn them that their coverage was about to expire.

    Speaking to customer service at The Hartford about this was a horrible experience. Their staff are very rude and terse and told me that they are only required by law to send a registered letter. Be as that may, I pointed out that they are not prohibited by law from contacting me by other means IN ADDITION to the letter, and that it would have cost them nothing and saved me thousands of dollars in fines. Their response was basically that since they are fulfilling the bare minimum legal requirement to contact a customer, they don't feel any obligation to assist an established customer in any other way, even when they KNEW that I didn't receive the letter.

    This has cost me thousands of dollars in fines that I can't afford. I accept some of the responsibility of course, in that I should have checked that my coverage was valid. But because of my experience of them with the XactPay app when they lost no time in contacting me via email when there was any problem with payment, I had assumed that they would show the same courtesy when paying by check. Apparently this is not the case and The Hartford has absolutely no concern for its paying customers at all.

    As soon as I realized my policy had expired (almost 2 months after it expired), I took immediate steps to reinstate the policy with The Hartford. To add insult to injury, I was informed that The Hartford would no longer cover my kind of business and that I would have to seek coverage elsewhere. This meant that my period of being uncovered was extended while I sought out and arranged coverage with another agency, thus increasing the fines that I had accrued. Again, The Hartford had not made any attempt to inform me of this change in their policy as it happened and I was hung out to dry.

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    Customer ServiceStaff

    Reviewed June 15, 2015

    I am sitting here again watching Matt McCoy sing the praises of Hartford Insurance will never cancel your policy, they may not but from my own experience they will raise the premium ridiculously high that you are forced out. So it angers me to hear this to get you in only to raise your premium when they do not want to do business with you. In our case we went from 169.00 to over 2000.00, when I called they said AZ was a state with a lot of bad drivers. Needless to say I dropped them and never looked back.

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    Staff

    Reviewed June 13, 2015

    I've had AARP Hartford auto insurance for the past 10 years. However, this year they declined to renew my policy. The reason they cited is accidents. There were four accidents in the past six year. None were my fault. In fact Hartford waived all of the deductibles where they applied in the one accident where another driver's insurance didn't pay for repairs. It's strange that I can get a good driver discount from other companies but now that I will be 70 next month Hartford isn't interested anymore. And yes, I did complete their required health, hearing and vision checkups before they decided not to renew.

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    Customer ServiceCoverageStaff

    Reviewed June 13, 2015

    VERY POOR CUSTOMER SERVICE and NON COMPETITIVE RATES. Was offered better insurance. Much better. It seems there are no agents to speak to after 5pm and/or weekends. I am so surprised. I really wanted to keep my Hartford. Have been with them 15+ yrs. I have spent a couple hours now trying to figure out how to get a live person. I just can not be done. I will be on the phone first thing Monday am and cancel my policy. This saddens me.

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    Customer ServicePrice

    Reviewed June 12, 2015

    I was solicited by AARP a number of times to secure a price quote for auto insurance via the Hartford Insurance co. For enticement I was promised a free calculator for requesting the quote. The quote I received a couple of months ago was well over two times higher than the price I am currently paying with GEICO and three times higher than a recent price I received from Liberty Mutual, which I am obviously going with. I asked AARP/Hartford why such a high price and why I never received the promised calculator. I was refused an answer and refused to be connected to a supervisor.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed June 11, 2015

    My name is **. I am a customer of AARP and Hartford auto insurance. I had a fire in my RV and it was a total loss because I've had a faulty refrigerator. Today is June 11th 2015 and the fire was on April 8th 2015. I am disabled for life and on Social Security. 3 years ago, I purchased a used 2003 Fleetwood RV. I used everything I had in savings with a little left over to buy this RV to travel and do the things that I wanted to do before I pass. Hartford insurance has not been truthful in handling this claim. They say one thing and do something else. I have been staying in this hotel room for over 58 days with no help from The Hartford insurance. The one good thing that has happened, the Red Cross put me up in a hotel for one night and gave me $75 to replace things like toothbrushes, etc. They say my RV is worth actual cash value $53,000 less $250 deductible.

    At this point my hotel bill is 3400 dollars plus 1000 for food. They will not tell me how they came up with this number. They say they sent a vehicle evaluation report, but it was not in the letter. I asked Mrs ** about this today and I was told they decided not to send it or any other documents about my claim. They sent me vehicle total loss notice. It states the actual cash value should be determined immediately report loss. They have said that the actual cash value $53,000 was on my original policy. What I have of the original policy has no actual cash value anywhere on it. They have continued to say they sent me the original policy but what they sent me was a completely different policy number and all with an actual cash value or $53,000. This $53,000 dollars was in their paperwork, they are saying it was on that vac in 05 2014. That is a year from the loss that was supposed to be evaluated immediately before the loss.

    I will be homeless at the end of the week. I have exhausted my savings and resources to the point $1 is a lot of money. On April 22nd, they sent me a letter saying they cancelled my policy and on the 23rd of April, they say my policy is in full force. This is how The Hartford is. Due to The Hartford delays, non-replying has caused me and my girlfriend to lower our standards of living. With all this stress, I have been forced to see mental health psychiatry and forced to take medicines to help me deal with this horrifying ordeal with Hartford auto insurance. AARP is not responsible, they just write policies and then The Hartford employees change exclusions and removal at will... They talked me into picking up my motorhome yesterday, let's go, driver cracked the front end of the RV because he does not know how to hook up revs. 1 year ago, I hit a deer and that front in cost $9,000 to repair.

    Today, I was told by the claims department to basically put it where the sun don't shine. I will have to hire an attorney to recover the difference between the price other compatible RV and for my expenses while they all SAT around and pick their nose. Also, I am going to claim bad faith and mental cruelty and emotional problems. I paid the year premium upfront. My last insurance was around 1708 year for my truck and RV. Hartford said on the TV they can save you money. Well, I'm the sucker that listened and called and they were cheaper. Not until I had a loss then I learn I really wasn't insured. They even tried to read write my policy after April 8, the date of the fire to be more in their favor. I believe that in my paperwork that I have, it will show that indeed, that's what they did.

    So consumers, beware. Just because the price is more affordable, don't do it. I would rather pay more and be covered. I had full coverage but that's not so. When they send out your policy asking for a bunch of signatures on it, it should show the true policy. As soon as I sent my copy, one page that states my policy, well it should, but they will not stand behind it because the underwriter AARP has made a mistake and that ain't their problems. So as I sit here in Motel 6 watching the four walls cave in, I hope the people at Hartford sleep nice and cozy tonight knowing what they have done to me and the consequences of their actions.

    If you want to discuss this with me, my email address is there as well as my name. I have nothing to hide. My statement is based on the best information I have. I sure hope you understand what I said here, the bottom line messages, Hartford maybe cheaper but like they say on the Allstate commercial, cheaper and better. And again, I'd like to thank the Red Cross for their generosity of giving me a nice day and helping me buy a toothbrush and toothpaste. God bless. May all your insurance needs to be mad. Thank you.

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    Customer ServiceStaff

    Reviewed June 11, 2015

    Called Hartford after an accident on a Friday. Was informed an agent would get back to me in three business days, since there are no agents on weekends. Period. (Apparently Hartford has a department that just takes down your call and refers it to the agents when they come to work on Monday.) That department was not helpful at all. I said "I need a tow truck (which yes, they did supply) and a car rental." (Which they failed to mention which car rental they have rates with. When questioned Hartford, they defended themselves by saying they do not tell you what car rental to go to! I said, "Whoever answers the calls could have suggested something?")

    Found out later, I didn't choose car rental they work with or however wording they would use. Paid $70.00. vs. $27.99. (Hartford) Hartford covers $20.00 for car rentals. I found my experience with Hartford frustrating and flabbergasting. Customer service was cold and impersonal. They also make you feel like they are talking to an old person and can manipulate the conversations.. Really... wait till they reach the age to get Hartford car insurance. Company rated pretty good until you have an accident on Friday...

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    Customer ServiceStaff

    Reviewed June 9, 2015

    Called AARP/Hartford for a quote on auto/home insurance. We were "thinking" about changing from Allstate. The representative on the kind and helpful. He quoted a two-car policy rate of $1000.00 per year (one car is a new 2015 Lincoln). Our home insurance policy was quoted at $500.00 per year (total savings $800 per year). We asked this quote be emailed to us as we wanted to discuss before switching insurance companies. The rep didn't want to send an email but instead wanted $1000.00 to be given now to start the new policy. Thank God I did some investigating and found this site. We will not be leaving Allstate! Thank you ConsumerAffairs and all customers who were unfairly dealt with by AARP/Hartford...

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    Claims HandlingCoverage

    Reviewed June 8, 2015

    After over 15 years as a policy holder with The Hartford, I had no claims. Recently while my daughter was visiting, a window in her car was broken. She only had liability coverage, so I filed a claim with my insurance company. After stalling me for several days by claiming they were researching it, my claim was denied. I feel lucky that I found out about these people before I had a big claim. I will be changing insurance companies soon.

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    Reviewed June 5, 2015

    I was in a accident and it's been over a month and still have not been given a fair estimate. I was rear-ended and they seem to not want to take the blame. I feel hopeless that they will ever resolve my issue. What a inept business.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 2, 2015

    I was recently in rear ended by a policy holder with AARP/Hartford Auto Insurance. From the first phone call myself and my insurance made, it has been nothing but inconsistency. The claim handler of this incident seems nowhere to be found and has not once been able to be reached at the extensions. It took them 3 months to finally approve my body shop and send a check for the work to be done. They gave no notice to the shop as to when the check would be sent and did not follow through at all. They forgot to make any reservation with the rental car company and on the day I went to pick up my rental, I sat on hold in the office for 45 mins to finally get a hold of someone. They still could not locate the original claim handler. They informed me if I needed the car longer then we agreed on this phone call, I would need to call back to have more days approved.

    When I called back to request 1 more day of my rental car while the body shop finished the work, I sat on hold again for 40 mins until a rude employee named ** answered the phone. I was nothing but friendly and responsive to all of her questions. She was outright rude and did not exercise any customer service whatsoever. I highly recommend avoiding business with this company at all costs. Worst experience with an insurance company ever and I would never recommend their service to anyone.

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    Staff

    Reviewed June 2, 2015

    A drunk driver hit my car in my driveway one night. He then slammed thru the living room of my neighbor. Police took reports... my car was rear ended. Hartford first told me that they would go after the guy. Then they switched agents and told me the only way that I could get my car fixed was to pay 500 deductible for uninsured motorist, and were not willing to pursue this guy at all. Been with the company 12 years and am currently shopping for better coverage and protection.

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    Customer ServiceClaims Handling

    Reviewed June 1, 2015

    On March 19, 2015 I was driving a rental car from Kingman, Arizona to the Phoenix, AZ area. And in Wickenburg, AZ I was going around a roundabout when I was hit by a semi-truck/trailer. Long story short, I was not, by the grace of God, physically injured but the truck hit the front end of the Camry I had rented and pulled off the entire bumper. Immediately after providing all the information to the police and gathering information on the truck company/driver, etc., I sat in the car (which was duct-taped so I could continue driving to the Phoenix area to turn it into the Enterprise there, and I called the Hartford to report the accident. I provided as much information as I could, which basically was everything but the official police report which I was told would take a couple of weeks to be available.

    Two days later I was in the Phoenix airport ready to fly home to Minnesota when my claims adjuster called me to review my claim. I was very stressed out by the entire experience and couldn't sleep due to visioning what could have been. After I repeated all of the information I had already provided by phone, this adjuster said "Well we will probably pay the damages out of your insurance since it was a rental car". I said, "like hell you will - I was NOT at fault" and the police report will confirm that and I have paid premiums for years (7 I believe) and I did not expect my insurance company to just pay out of my insurance when it wasn't my fault, not to mention I could have been killed and I was emotionally affected by all that happened.

    I had very little communication from my company and whenever I attempted to find anything out (all on my doing -- not like they kept me posted), and in fact I obtained the police report and submitted it to the Hartford as I wanted them to see it was NOT my fault. I was told they were waiting for the other insurance company (trucker's) to decide if they would accept fault before they could go further. My adjuster gave me the contact information for the trucker's insurance company and in the long run, I had more help, information and assistance than I did from my own insurance company.

    In the end they did admit total fault so my adjuster called me to tell me my file would be closed -- basically they were wiping their hands clean. I asked what about the $500 deductible I had paid to Enterprise car rental and would I be getting that back? You know what they said: "YOU WILL HAVE TO GET THAT BACK ON YOUR OWN". So unbelievable!!!

    At one point, I emailed the trucker's insurance agent and I "cc'd" the Enterprise claims people and my insurance adjuster. A few weeks later I got a piece of mail through regular mail from the Hartford with a copy of the email in it saying there was no claim number or policy number so they couldn't tie it to anything and therefore they were returning the communication to me (I had emailed from work so they had that mailing address - never bothered to look me up by name). My first thought was why is everything tied to a number? Could someone not find me by my name? I called and talked to a person who assured me "this is not the way the Hartford handles claims" and he would have my adjuster's supervisor call me back in "a day or two". It's been over a month and I've heard nothing.

    As of Friday I switched insurance companies effective June 15 and I advised the Hartford as there is some unpaid premium they will owe me. In the email I just got confirming my cancellation the statement was again "This is not indicative of how the Hartford treats customers". I wrote a scathing email back to them and all I can say is what a crock of horsey do-do. If I can stop one person from going through the Hartford, I will be happy.

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    Claims HandlingCoveragePriceStaff

    Reviewed May 28, 2015

    I have had an auto policy with AARP/Hartford Insurance for the past couple of years and recently submitted a claim for a broken windshield. I lease a premium automobile and the Hartford claims representative insisted that I replace the glass with one of their preferred repair shops rather than the dealer. Not surprising the price quoted by the repair shop was much less than the best price I could obtain from two dealer quotes and the insurance co refused to cover the lowest dealer quote. The problem is that the repair shop uses grey market glass which does not bear the manufacturer's trademark.

    In checking with the leasing company I was told that installing any parts, including glass, that were not original factory equipment would result in a substantial deduction of the value of the vehicle at the termination of my lease. This revelation did not phase The Hartford claims adjustor and they refused to cover the cost of original equipment replacement. This, despite the fact that they justify charging higher premiums to insure more expensive autos because they underwrite higher replacement and, or, repair costs. I will not renew my policy with AARP/Hartford. I do not believe that they deal in good faith.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 27, 2015

    I have had the AARP Hartford insurance for many years. Up until a couple weeks ago, I had never use the roadside assistance part. I called and was on hold several times. Then after a couple hours, they showed up and towed my car home. I thought the car was fixed and drove to the store. On the way home it quit again. I caught a ride home and start calling all the numbers and getting no place, I finally rode my motorcycle back to get the right number to call. Every time you call the Hartford, the voice thanks you for making your last payment. So by my phone number, they know who I am. I give the policy number and all that. Then the guy on the line tells me to hold. When he returned he tells me he has to verify my policy and he can't do this because it is after hours.

    Now this is 24-hour roadside service. We exchange words and I hang up. Then I think I will try one more time. Same thing, different person. They have my info right in front of them because they are telling the last time called, etc. They did say I could pay myself and then try to get money back. So they lost a customer as soon as it is normal business hours. Their policy sucks and I'm out of there after 6 plus years. Great price until you need to use it.

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    Customer ServiceStaff

    Reviewed May 22, 2015

    Here's what happened to me: we were in Denver a little before Christmas time. Stopped at stop light when someone ran into the back of us. Turned out a kid who had worked all night at Wal-Mart had just gotten off work. He fell asleep and plowed into the back of our car. He admitted falling asleep to the police officer and his insurance co. paid to fix our car. BUT, what did the Hartford do? Doubled our rates. When I called to get answers, I got nowhere and canceled on the spot.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 21, 2015

    I called in good spirits just to notify them that a small correction be made to my newly received endorsement on my 3 car auto policy. They have my vehicles listed as only having 2 auto theft devices when I actually have one on all three of my cars. A female answered the line named **. I immediately sensed a tone of arrogance and cockiness to her first words, which were "Who am I speaking with???" It wasn't so much the words she spoke but it was her demeanor that gave me a feeling of what was to come, as far as her idea of customer service... From that point on, it was "MAM, MAM, MAM" being spoken in a very condescending manner. She was quick to let me know that she would not make the notation and followed with letting me know that from now on I should deal directly with my agent for my service needs.

    When I protested she repeatedly stated I should call my agent... "his office is open now." I asked to speak with a supervisor because I had always called Hartford direct in the past and no representative ever denied me assistance. Nor had I been told that I cannot call them directly anymore. Then it makes me wonder why they list their phone number on the documents to call for customer service.

    My husband and I are very disappointed after 2-3 years with Hartford with a perfect record in terms of 3 autos, RV and Homeowners Insurance. We pay dearly for our policies to the tune of $6500.00 per year and have never been treated so badly by any former insurance company. My husband tried to call back to speak to a supervisor and after explaining the terrible experience I had; to his surprise he himself had a terrible experience too and when he asked for a supervisor the rep refused to get one and then later said they were all too busy. Remarkably, it turned out that he was speaking with the same representative Ms. **. I own 2 corporations and I would never maintain a representative in my customer service dept with the type of demeanor that ** demonstrated to us today. We treat our precious clients like gold. I think I am going to give AAA a call just about now. I am sure they will welcome my business.

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    Customer ServiceCoverage

    Reviewed May 19, 2015

    I have been with The Hartford for approximately 2 years. My account was set up for automatic withdrawal; however, I was told that when my debit card was compromised they were unable to withdraw the payments. I contacted them immediately to rectify the problem, (called and completed the form and mailed the form) yet to my surprise 6 months later, I noticed on my online banking account that the money was no longer being withdrawn. I called once again and was told that I did not complete the form and that my insurance was cancelled and I was ineligible for re-instatement. In addition, I was told that my debit card wasn't even needed--that they used my routing number so therefore, they failed to withdraw the money from my account. I asked to speak with a supervisor to ask "How" and "Why" a valued customer could be treated with such disregard. It is apparent that somehow they actually made a huge mistake, but I was penalized.

    How in God's name could a corporation be so incompetent, unfair and careless. At this very moment, I do not have insurance and the supervisor was unwilling to even try to understand my situation. Well good bye Hartford.. Thanks for such a "Heart-LESS" nightmarish experience..... never again. I can't wait to tell my family, friends and coworkers about this experience. I will contact the Better Business Bureau in my state as well as post this information on all social media sites in which I am affiliated. WARNING: IF YOU ARE LOOKING FOR AN AUTO INSURANCE COMPANY WITH GREAT CUSTOMER SERVICE AND ONE WHO VALUES THEIR CUSTOMERS, PLEASE, PLEASE, PLEASE TRY FARMERS OR NATIONWIDE!

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    Customer ServiceStaff

    Reviewed May 14, 2015

    I just tried to get a quote from The Hartford for my Classic Car. I found the company via a search engine. I spent almost 15 minutes on the phone with them hearing how they can save me money if I switch all of my vehicles with them. When I told the agent that I was only interested in the Classic Car insurance quote, she said she was finished and asked if there was anything else? I asked her if I could get a quote on my Classic Car and she stated that they have not dealt with classic insurance since January 2015, and then she disconnected the line! Very rude and unprofessional.

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    Customer ServiceClaims Handling

    Reviewed May 14, 2015

    My son was rear-ended. We never heard from our claims adjuster unless we contacted them. I got more help from claims adjuster of the driver who rear ended him. I had become frustrated with The Hartford that I called to request another adjuster. I got his voice mail. In the voice mail was the extension to his supervisor. I called her and her extension did not even exist. I felt like I was dealing with a department that was under the management of a day care center. I don't like to ever say "never", but it will be a cold day before I ever bring my business back to The Hartford.

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    PriceStaff

    Reviewed May 2, 2015

    I receive my auto bill today & there was a $12.00 premium activity & a $5.00 fee activity extra. When I called to question these "extras" I spoke with a person named ** who at first said it was for late payment. I told him I never had a late payment so with a "little" pushing he went a bit further & told me the $12.00 was for a driver change (I took my ex-husband off my policy, reason for $12.00) & the $5.00 was for mailing a new bill. Now, come on. It cost $12.00 to hit "delete" on the computer & $5.00 to mail a new bill? It is not like $17.00 is going to make or break me. However, dime & nickeling "ticks" me off. Be prepared, if you go with Hartford Insurance, that the dime and nickeling comes with their program & getting "kissed" is not part of it!

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    Customer ServiceClaims HandlingStaff

    Reviewed May 1, 2015

    I was driving north on a residential street & from where a car should have been stopped at a stop sign it came through full speed & drove right into my driver door. The lady admitted total fault & her ins. co. paid for my totalled car right away. BUT when it came to my personal injury, that was totally different! I was given agent **, whom I tried to come to a settlement agreement with for two years! I asked a few different times to hand my claim over to another agent or to her supervisor because obviously the two of us were not going to agree on a fair amount. She never would or did. She instead said my injuries were not serious enough for 3-5k that she would give me $1000.00 I have back pain everyday, every night, if I sit too long, if I stand too long, if I don't have lumbar support where I sit, which I never do (only my driver seat in my s.u.v.)

    She does not believe my pain is bad at all so does not think it warrants any more than her offer. She does not feel my pain, she does not /has not ever seen me. How can she say that? So I didn't hear back from her for a couple months so I called her again & I offered just to meet in the middle & just get this done. I received a msg. back saying the statute was up so unless I have filed a lawsuit before that date we have nothing to talk about. Although I received a letter from ** a week before the date stating the claim would be left open pending a settlement agreement. I think that since I tried working w/ this person & asked more than once for my claim to go to someone else that it is not my fault that this person was unable to come to an agreement during a two year period, I should not have to pay for her inability. She should have went to her supervisor for help during this time.

    I feel she drag it out for the two years PURPOSELY so the statute would expire. If anyone knows or has an opinion of anything I can do I would really appreciate it if you could let me know. This just is not right. I hope there is something I can do about this. I would hate for them/her to get away with this. A company's impression on people is strongly influenced by the people they have representing them.

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    Customer ServiceCoverageStaff

    Reviewed April 27, 2015

    These people are the ABSOLUTE worst! I am a disabled veteran, I have been with them several years, and this year has been the icing on the cake! I moved from AZ. to SC. and now they can't seem to get anything right! I let my house go in Dec. because I was lied to about its condition, and could not afford to get it fixed up properly, these people have YET to even cancel my homeowners insurance! I have asked them about it repeatedly, and still after talking to them today, it has not been cancelled, nor ANY money refunded.

    I had a Jeep Grand Cherokee, that was on ignition recall, and stopped being driveable. After putting a new engine in it, and other things already, I had to let it go back since it was not driveable. I got another vehicle in Feb., they STILL had the Jeep on my insurance, although I told them I no longer had it. I was at the auto dealer, and we had to call them multiple times to get the insurance on my new vehicle straight. The dealership owner even got on the phone with them! I have asked to speak to a supervisor/manager several times, and I am ignored, even when I contact the website and ask for one to call me. AVOID this company like the plague! Or you will end up dealing with a bunch of incompetent, clueless people, overcharged, and full of headaches.

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    Staff

    Reviewed April 23, 2015

    I received cancellation notice due to person on my policy had their driver's license suspended and an accident in 2013. They didn't have a problem insuring 6 months ago. They would not allow me to take this person and vehicle off my policy even though they were no longer associated with me. They also used excuse that I had an accident in 2012. Their rates continually increased before I had my accident which I allowed til this occurred. I have subsequently cancelled my renters insurance since the rate was based on two policies.

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    Customer ServicePrice

    Reviewed April 12, 2015

    I have been with the Hartford Auto and Home insurance since 08. We received a new Auto policy and for no reason at all our premium increased over $800. Never had an accident or tickets. When we called their response was that parts have gone up in price in our area. We couldn't believe the answer, therefore the next day we called again with the same kind of ridiculous answer. We had checked other insurance companies to see if the price was actually that high. Every company we checked was at least $400 - 600 cheaper.

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    Claims Handling

    Reviewed April 9, 2015

    I have been with AARP since 7/2011. They have been receiving my payments electronically since I began. My payments were returned for insufficient funds, which I would have been paid the day after where they could have received my payment. My payments are scheduled on the 12th of each month. I have never been late with my payment. This is the first incident. They will not re-instate my policy because they said there was a claim filed on April 1, 2015.

    I have never filed a claim with them where they had to pay out to anyone. This exempts the slogan of "to being a good customer with all of information that they send out each month, and the money that is paid to the AARP/Hartford Auto Insurance." The bad part about this -- I tried to get "Road Service" but I had to pay for the tow truck to come out, then Hartford said they would reimburse my money.

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    Customer Service

    Reviewed April 4, 2015

    I paid my premiums for a year on all my insurances with The Hartford. After several days I was sent a monitor to connect to my car, it is not like connecting it to a cigarette lighter or putting this thing on your dash board, you have to get under the driver side steering wheel and try to match the holes to a part under the steering column (not good position to get in to and out of). I was told that if I did not put this monitor on my car I would not get a 10% discount. I complied, was told that I would get an email and envelope to send the monitor back. It has been more than a month and the only communication I have gotten from them is my initiating a call to them and the response saying that the return envelope would be mailed. They were shady in that had I known beforehand I would not have used them as my insurance company. Taking too many liberties concerning our privacy is not good!

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    Reviewed April 4, 2015

    I had Hartford for quite sometime but rates continually climbed. Well, I got an offer from the good hands company, so I changed. Well, my new agent had me sign a cancellation. This is Feb policy would end at end of month. So one day, I got a statement showing the Hartford had attempted taking money for a policy I no longer had, causing a total mishap with my acct. I called them. They needed this, they needed that, denying there wasn't just cause for finds. I shouldn't had to have money on an acct no longer serviced. So needless to say, they aren't going to acknowledge or reimburse. So I think, its time for legal means. So beware of Hartford.

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    Price

    Reviewed April 1, 2015

    I, too, saved money on the initial quote; but they increase the premium at renewal and it was then higher than my State Farm I had switched from.

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    Reviewed March 31, 2015

    I have cancelled AARP/Hartford as many of my friends have done, they raise rates every year for no reason. Found Geico to be a better company and cheaper, also any minor citation may increase rates for 3 years at about $350 more a year.

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    Reviewed March 27, 2015

    Updated on 03/06/2019: Every year since 2013 when I began my AARP The Hartford auto policy there have been increases. We have had no accidents or tickets. This time they increased by $400--for no reason. Saved $1000 by switching. AARP should take note of this scam--start low but increase annually, no matter what.

    Original Review: I tried to find out why my rate increased, even though my wife and I have had no tickets or accidents in at least five years. The young lady I spoke with searched for 10 minutes or so and could find no reasons for increasing my policy renewal rate - $400 in one year. All she could say was it was probably a general across-the-board rate increase for everyone, and could have been partly due to my age (65). I can now see that this is a pattern for this company. AARP has nothing to do with it!

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    Customer ServiceStaff

    Reviewed March 24, 2015

    Wish there was a no star rating. Horrible customer service. Going on a year and a half dealing with a flood. My neighbor flooded me and the man who did the estimate used his feet to measure my place. Really? He didn't even go in all rooms that were damaged, and then completed the estimate saying just patch work was needed. When I said to him all my ceiling needs to be removed and the insulation so I don't get mold, he replied "Why would there be insulation in ceiling?" Ever hear of sound proofing? The estimate was a joke. I am now on my third employee and all are disrespectful and clueless. One girl said she received my documents. The other hasn't and now the third woman has. Clueless people.

    Bottom line is they don't want to pay the damage their client has caused. I have heard over ten times if I don't like the estimate to use my insurance company. I finally have had enough. After a year and a half and will be taking them to court. Never ever use this company. Horrible, horrible, horrible! I'll continue to pass how unprofessional they are to hundreds of my clients!!!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed March 20, 2015

    On 3/13/15 I phoned the Hartford Insurance Company to file a damage claim that I sustained due to a severe wind/sand dust storm that I endured on 8/21/14 while I was traveling on interstate 10 going east to the desert to spend time with my brother for his birthday. The report was taken and then I was told that an assessment adjuster would be contacting me to set up a time for him to come to my home to look at the damage to my 2009 Toyota Camry that was caused by the storm. On 3/13/15 I noticed I received a from ** my auto adjuster but missed it on account of my phone was shut off but did return his call and got his voice mail. So I left a voice message and my claim number and that I was returning his call and I would try again on Monday.

    On 3/16/15 I returned his call again and he said he was working on the file and he would call me back. Shortly after I received a voice message from ** and he said he wanted to make an appointment to take it to Redlands Auto Collision for them to write up an estimate to do the repairs. I then returned his call and said that we would take it to Yucaipa collision and auto repair because it was closer to our home and he said, "Fine." After hanging up with him, my husband and I discussed it and decided to take it where ** had suggested. I immediately called him back to advise him we will take it to Redlands Auto body as he suggested and he sounded a little frustrated. I apologized to him for the confusing but beings my husband and I were going out that way, we said that we will take it there and he said give him a minute and he can make the change.

    While I was waiting not on hold “he was talking to himself I assume” something about the computer being slow and go through some updates. After approx. 3 min later he said he change it to show we were taking it to Redlands Auto body on 3/16/15. We then took the car to them that afternoon on our way to my Dr’s appointment. On 3/17 /15 at approx. 9:20 am ** called our home and spoke to my husband and said that he wanted to come to the home to see the vehicle himself. My husband advised him that yes he could however my wife has a Dr’s appointment at 10:30am and she has to leave the house by 10:00am and he said that he is on his way.

    ** arrived by 9:40 and that is where the nightmare began He is rude, arrogant, and very unprofessional!!! When he arrived he asked me for the keys which I provided to him and he opened my vehicle and sat in the driver's seat and started to take photos of the inside of my vehicle. Then he started talking about the policy clauses but was not making sense in what he was saying so I asked him, "What is it you are talking about?" And he put his two hands together, trying to give an example of what I don't know nor do I think he knew.

    I finally said to him that I have to leave her by 10:00 am and let's talk about the damage in question and it is the outside of the vehicle that was damage. I started to walk away from him around my vehicle, pointing out the areas that received pivots and chips and damage from the wind/sand storm and debris flying around during the storm, asking him to walk with me so I can show him, which he showed no interest to do so and did not. He then got out of the car and walks to the front of it and said that this car is a salvage vehicle with an attitude and had been poorly painted. I then said, yes, it was a salvage vehicle and went inside to get the pink slip to show him that is stated on the title.

    I explained to him that I purchased the car approx. 2 years ago and after I paid for the vehicle (private owner -- big mistake on my part) and was not aware at that time I paid cash for the car that the previously owner did not disclose to us that it was involved in an accident until we received the pink slip 3 days later from previous owner that it was a salvage title. We asked the previous owner to allow us to return the car because he was not honest and upfront with us and questioned him as to what happened and he said it was a small fender bender and we already bought the car and he was not refunding our money. I then made a few calls to see what my rights were and if I could do something about it and was basically told that no, there wasn't, that I bought as is. So any work or paint that was done previously to the vehicle was done before I bought the car.

    ** then stated again, "Well, the car was painted with cheap paint," looking at my front of the car that was hit the worst. I walked to the back of the vehicle, asking ** to please come back to look at how the vehicle looked prior to the storm (which did not sustain the damage that the rest of the car did) to show him how it looks and that is how the whole car looked so how was I to know cheap paint according to his words!!! He would not even walk to the back of the car to look. ** stood in front of my vehicle mostly the whole time and I was walking around the vehicle trying to point out to him the damage that was done and after 3 times of him repeating the same thing, "Well, this is cheap paint."

    I then went to the front of my car and said to him, "What is it you are trying to say?" By this time I was getting very frustrated with him especially beings he was making no sense in what he was saying nor was it getting to the point. He then looked at me and said, "I need you to be more specific as to what you want done." I looked at him and said, "Beings you are showing no interest in what I was pointing out to you as far as the damage on the vehicle you tell me." He then said again, "You need to be more specific." I asked him again, "What do you mean???" And he then took his finger and pointed to one spot on my front bumper and said as he is moving his finger from spot to spot asking me, "DO you mean this spot or this spot?"

    And finally I stepped back and said to him, "**, I am saying the whole bumper/hood and whatever other damage that was caused" and informed him I was tired of playing his game and as far as I was concerned that I needed to leave due to a Drs appointment. And he looked at his watch and said to me, "Well, the way I see it, I still have 3 minutes more of your time. That is when I told him to leave my property and I will contact Hartford Insurance, that you have no more of my time. And I got in my car and left.

    After my Drs appointment I noticed he sent me an email with 2 attachments, I opened it up and found that he sent me an estimate of his version of the damage and what will be fixed. After taking it to an Auto body shop here in town to have them explain to me what work was being approved to be done, they explained to me it stated that the work to be repaired is the front bumper/hood. No mention at all of all the other damages around the car including my passenger wheel well that sustained damage during the storm that I tried to show him but yet he ignored me. I was also told that by the auto repair shop that when the repairs that were approved are done that the bumper and hood will not match the rest of the vehicle and they could not understand why at least the paint from the hood was not being blended into the front side panels.

    I then called my husband and he said there is no way we were are going have part of the car fixed. I then contacted Maaco to see what it would cost me to have my entire car repainted with the top of the line of paint and a clear coat and explained to them what the insurance is allowing us to have done. ** asked me take the car to them so they can evaluate the car and what needs to be done to have our car looking like it use to. Sadly to say they also said what was approved to be done will the car will not look right. So now I have to pay out of our pocket an extra $500.00 just to have our vehicle repainted to one color.

    I have had auto insurance all my life for 40 yrs and never been treated in such a manner. Nor was ever made so upset when I was not feeling well to begin with by you assigned adjuster that was sent to me by my insurance Company when I pay for full coverage to your insurance Company to have our vehicles protected!!! I spent most of my life with Farmers Insurance until approx. 3 years ago when we were convince by one of your agents that they would be able to save us $200.00 a year with the same COVERAGE WE WERE ALWAYS USE TO from our previous insurance company if we switched to Hartford Insurance, so we did. You have our home policy and both of our vehicles and never that I recall was the car rental fee disclosed to me if ever I needed to rent a car. It took an incident to happen and I file a claim, only to find out my rental per day is for $20.00 when I had always had $25.00 a day.

    I called ** 3/18/19 @ 8:30 advising him that I will be dropping my car off at Maaco @ 10:30 am and I needed arrangement to have a rent a car available. He then did a three-way calling to Enterprise to arrange to have a vehicle reserved for me. As I was on the line, he advised them that it will be for approx. 2-3 days, while my vehicle was being worked on. I interrupted him and said I was told that I was covered $20.00 a day up to $600.00 if needed and for him to state how long he feels I will need the car when he is not the one doing the work is unacceptable. Then the young lady from Enterprise cut him off and stated that they have the car reserved for 8 day if I need it. I then was advised by ** to call them when I arrive at Maaco to arrange for a pick-up and I then hung up.

    I arrived at Maaco @ 10:30 am to drop my car off and called Enterprise, only to find out that they claim that the pick-up was set for 6:00 pm by **. They were very nice and said that they can see he made a mistake and will be there in 15 minutes. When I arrived at Enterprise, they said for the amount that Hartford is allowing me, $20.00 a day, would only qualify me for their least expensive vehicle to rent to me. They pulled a Chevy Spark to the front and said that is what they have. I advised them that in no way was I going to get into such a small vehicle and they have to have something else. They said they can put me into a Dodge Dart and pointed to it but said if I choose to have that one that I needed to pay an extra $8.00 a day.

    I told them that I think that is very unfair that I have to pay anything when the Insurance Company is taking care of it. She said she was sorry but if I did not want the Chevy Spark because that's all $20.00 a day will allow me to have, that I will have to pay the difference. So for the fear of my life and family's life of getting into a vehicle so small, I agreed to the upgrade to the Dodge Dart and now I am on top of everything else have to pay an extra $8.00 a day.

    I feel that this whole thing is a total nightmare and we are sorry that we have transferred our services to the Hartford Insurance Company on the promise that you will provide us excellent service. The way I have been treated from the start from one of your own is unacceptable, and now I have to put out all this extra money in order to have my vehicle fixed properly and to be able to ride in a safe vehicle.

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    Claims HandlingCoverageSales & Marketing

    Reviewed March 9, 2015

    Aarp/The Hartford auto insurance policy I had/have was fraudulently handled by their claims dept. from the start to finish. Their employees and claims supervisors continuously lied/misrepresented facts/mislead/and falsified claim information to delay/stop the payment of claims. The Hartford sells policies knowingly knows that they will not correctly handle/service/pay on a claim should it be necessary to do so. The aarp should be held liable for this since they are the one who sent me their advertisements. Says a lot for the aarp. I'm seeking legal action against the Hartford at this time. Do yourself a favor- ''don't get the Hartford insurance''. They’re crooks.

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    CoverageStaff

    Reviewed March 8, 2015

    I had auto insurance with the Hartford for a year and a half. I had my payments coming automatically out of my citi credit card. In October the credit card's expiration date was up and I got a new expiration year. The Hartford had to resubmit their payment because the year had been updated. They did so and never complained about it. The following February I had fraud on my same credit card. Because I thought Citi bank was informing my direct pays about a new credit card (the original card was terminated because of a false charge) I didn't do anything.

    At the beginning of March I received a letter from the Hartford that my auto insurance on both my cars had been terminated. No warning - nothing. I called them and they said if I could get a letter from Citibank sent to them proving that I had had fraud on my credit card maybe I could get reinstated. I asked citi bank to that for me and they did it immediately. However "the underwriters" at the Hartford deemed this not enough and I will be terminated this coming March 13th.

    This is an outrageous way to treat a customer who has paid all they're bills on time. All the other direct pays on my card just asked me for the new credit card number and all was good.

    This company sucks!!! Do not go with them. They are heartless. I got new insurance easily because my credit is excellent and my driver's record is perfect. These people are idiots- go with Travelers or Liberty Mutual.. two great companies.

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    Customer ServicePriceStaff

    Reviewed March 7, 2015

    Add my name to the long list of disgruntled customers who have auto insurance with the Hartford. I fell for their corporate "smoke and mirrors" style of doing business. Last year I received an offer in the mail for auto insurance from the Hartford sponsored and recommended by AARP. It advertised lower rates for those over the age of fifty. Perfect fit for me and my wife, I thought. We both had excellent driving records. We were both tired of paying higher rates due to young and reckless drivers. Now we would be in a special class of older, safer drivers paying lower rates based on better driving records and practices. We were thrilled with our initial quote from the Hartford. It was almost $400 less than what we had been paying with our former company.

    Shortly thereafter we dropped one vehicle and replaced it with another used vehicle. This move raised our rate by $155. We weren't thrilled with this news but continued with the insurance until it was time to renew. That's when we discovered the rate increase for the new policy was $184! That's nearly a 33% increase in one year! My wife and I are retired, in our sixties and live in a very rural small town. Neither of us have tickets or accidents for decades past. How can one justify that huge an increase? We're lucky if our retirement cost of living raise is 1.5-2%. I talked to two different customer service reps to see if they could explain to me why the $184 rate increase. About all I could get was that it might have been due to an across the board state rate hike. Another suggested I shop around to see if I could find a lower rate.

    What it boils down to is trust or should I say lack of trust? Can I believe a 33% increase in one year is necessary? How can I refute it? Where can I go? Who can I turn to? Do I just have to believe what I'm told? Or maybe all auto insurances are the same, they lure you in and then stick it to you at renewal. So maybe I should get used to changing companies every time a policy expires? Clearly that is not what I want to do, but am being forced to do. I would like to stay with the same company. There needs to be more transparency with auto insurance companies so we can sort out the truth from the lies. Then and only then, will we as consumers be able to make intelligent and responsible decisions.

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    Customer ServiceStaff

    Reviewed March 6, 2015

    I had insurance with them 10 yrs. I put money in the bank. Another bank took the money and took fees out that I was unaware of. Had call Hartford to pay my bill...I thought!! No call or email about a problem. 2 times the money was not there for them. I didn't know. I offered to still pay. It was still Feb. I was not late. They said "no," I was to be cancel Mar 10. I feel used and thrown out like old garbage. Heartless and Evil!!!

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    Coverage

    Reviewed Feb. 26, 2015

    As a retired widow I needed to reduce my expenditures because of the reduction in my income. I sold my husband's truck to reduce my annual car insurance premium. My new annual premium is increased by over $450 because I now only have one vehicle. That is the only difference in the coverage. They say that is because I no longer have the multiple vehicle discount. Does that make sense to anyone? AARP should not recommend a company that penalizes seniors who often are widowed and don't need two cars.

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    Reviewed Feb. 24, 2015

    The first year they will discount your auto insurance--the second or third year Your premium will more than double... AARP only endorses companies that pays

    Big bucks. AARP the hartford is a rip-off.

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    Customer ServiceClaims Handling

    Reviewed Feb. 22, 2015

    After being an excellent customer for many years Hartford automatically increased my insurance substantially even though I am classified as a safe driver and have had no accidents and have never contacted Hartford for any claim. When I called to inquire they said they increased my policy amount due to a report from their credit union that my bank had reported "lost or stolen" credit card. They assured me that when I corrected this problem they would not only remove the increase but that my policy should have had a reduction due to my clean exemplary record.

    After many calls to Hartford and jumping through many hoops including contacting their credit union, waiting weeks for a copy of my credit report , many more calls to Hartford after not finding anything in the report showing a lost or stolen credit card I was still required to contact my bank and have them send a letter stating that I never reported a lost or stolen credit. My bank wrote that letter to Hartford but also could not understand why that would increase my car insurance. After months of jumping through their hoops Hartford was still collecting the increased amount. The end result was they reduced my monthly payment a few dollars but did not take my payment back to the previous year or lower as promised. Needless to say they are no longer my car insurance company and I will not join AARP as a result either.

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    Customer ServicePriceStaff

    Reviewed Feb. 18, 2015

    We have been with Hartford for over 6 years, I am retired and receiving a very low SS payments. My husband works but makes very low income also. We have very good credit, we have excellent driving records. Hartford has always had a reasonable premium for our two Subaru's a 2008 and a 2009. They are paid off and we own our home outright. We just received a renewal notice and our premium on our 2009 Forester has jumped way up. Our total premium for both cars has gone from $781.00 to $1135.00. We both have been on the phone with agents/ supervisors to no avail except THEY SAY it's our area. We've lived here 4 years! It seem there are more uninsured motorist driving and we are paying for it! So I'm wondering WHY? IMMIGRATION? LOW INCOME? We ourselves are low income!

    We have accident forgiveness HOWEVER, wonder what that means? Increase in premiums so much that you have to drop Hartford, should have area forgiveness and low income forgiveness and faithful customer forgiveness? I read where they take advantage of faithful customers that have been with them for a long time because they won't switch. At this rate WHO CAN AFFORD AUTO INSURANCE EVEN WITH PERFECT DRIVING RECORDS AND EXCELLENT CREDIT? NONE OF US WILL BE ABLE TO AFFORD AUTO INSURANCE.

    I have reported this to the Consumer Insurance Commissioner and talked to an investigator. He said to go ahead and get other insurance. In other words, because we need the insurance ASAP and this will take a while to get this reported and something done about it. EVERYONE SHOULD REPORT THESE PROBLEMS TO THE INSURANCE COMMISSION.

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    Customer ServiceClaims Handling

    Reviewed Feb. 12, 2015

    I had an accident one week ago, no airbags went off, no injuries. My car has been sitting at the dealership where we will have the work done. We have not seen an adjuster or even a phone call to tell us when to expect her. I've called the claims man twice and he called me back once and told me to call the adjuster and ask her when she would be there. Answering machine, no call back yet. I will change auto insurance at the end of this year. That's if I have my car done by then.

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    CoverageSales & Marketing

    Reviewed Feb. 9, 2015

    I called for a quote. Was quoted $250 a year less than what I had for exact same policy. However, when I went to sign and read their policy 3 very important things had been changed on policy that I had not been told about. They raised my deductible, they removed medical, which is necessary in the state I live, they removed my college-aged daughters so if they drove my car and got into an accident they wouldn't cover them. They kept pushing me to sign my policy before it was too late. It was all very much a scam!!! I trusted them because of AARP, but now I am wondering if they realize what a scam it is, taking advantage of seniors.

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    Customer ServiceCoverage

    Reviewed Feb. 7, 2015

    I was a Hartford customer for over 20 years. February 2014, I dozed off at four in the morning, hit a steel retainer fence and totaled my 2008 Cadillac XTS. I had no injuries at all. Thanks to air bags. I purchased a new 2014 XTS that month. I received an email from Hartford thanking me and advising me of their first accident forgiveness. Received another email the next day raising my insurance over $1,480.00 which made my cost to renew almost $4,000.00. The Hartford didn't drop me, they forced me to drop them. I now have full coverage for less than $2,000.00 annually. Thank you Hartford. I dropped AARP also.

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    Coverage

    Reviewed Feb. 4, 2015

    Had the Hartford Insurance for 3 years with NO ACCIDENTS. They still jacked up the rates and could answer as to why. We are no longer with this so-called insurance company. To anyone shopping around for insurance, BEWARE OF THIS INSURANCE COMPANY!

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed Feb. 2, 2015

    My monthly automatic payment didn't happen when I changed banks. Hartford said, prove the money was there on due date, implying that would fix all! So, immediately did 3-way call, bank faxed proof while still on phone & Hartford confirmed receipt! All fixed right? I thought so, but next thing I hear was a bill from Hartford for partial month premium for that same month the debit wasn't taken. When I called to inquire, then is when I discovered my policy was never reinstated! No notice of cancellation was needed they said, because I had received that when I had called in & had the 3-way call with Hartford & my bank!

    Then I explained all to Hartford (also to AARP, named on policy & where purchased) and was promised an investigation, phone call explaining outcome & reinstatement if my story was true. I got the call, the investigation was still happening with me on the phone. The Hartford "investigator" confirmed each fact 1 by 1 & all were exactly as I had said... UNTIL, she was absolutely GLEEFUL, when said that when I had called in to change my bank information now, 4 months ago & before 2 "reinstatements" should have happened. I "was 1 day late notifying them do they billed my old bank." The only logical reason for her to be gleeful & only showing feelings/emotions that one time during our long call, is that she was "investigating" until ANY TINY REASON could be used to cancel my policy!

    Why would they cancel? I had never had ANY CLAIM, but my AARP Rate was great & is the reason I had switched to them. But now, with a "lapse in coverage", I was now REQUIRED BY LAW to be insured in the same category as drunk drivers with multiple DUI's.... even if I changed policies to a different insurance company! Wow... what an ingenious, new way to "Bait & Switch". I'd like to know if that Hartford employee, supposedly trying to assist me & do the right thing is actually benefited by FINDING ANY REASON TO NOT REINSTATE! The rest then benefits Hartford & the insurance industry, PLUS is enforced by each of the Fifty States & Puerto Rico! Has this or similar, happened to others?

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    Customer ServiceClaims Handling

    Reviewed Jan. 31, 2015

    Hartford insurance is blaming their client for not returning calls and refusing to file a accident claim. It's going on three weeks that the accident had happened and was wondering why it's taking so long. So I paid a visit to their client. So their client said that they had filed a claim the next day. Not sure why Hartford is blaming them for the delay in processing the claim.

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    Customer Service

    Reviewed Jan. 31, 2015

    Purchased auto insurance this month from AARP The Hartford and called on the 25th before the second payment was due (on the 26th the same month) and was told they had a grace period and would send a pre-cancellation letter if I was late. I didn't receive a letter and went to pay today online only to find out they had cancelled me!!!!! Called customer service and they swore a letter had been sent, didn't know why anyone would tell me they had a grace period when they don't and pretty much told me get a new policy or so what. AARP should be held accountable for being associated with this company and leading others into believing it is a good company.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 30, 2015

    I was involved in a hit and run the beginning of January. Luckily I saw and wrote down the man's tag number before he fled the scene & there was also a witness who saw the entire thing. The Hartford was this man's insurance company & since he was at fault & received 2 citations proving as much, I've been going through them to fix my vehicle. I am absolutely astounded by the poor quality of their customer service and the underhanded manipulative ways they keep trying to cheap out of fixing my car. They still refuse to even accept liability for the accident.

    Does anyone know of a complaint department I can reach out to that is associated with this company? I can't believe how unhelpful and downright rude my claims representative is & I'm really concerned that this company has no intention of repairing my vehicle to its pre-accident condition. I'm about ready to call my local news station and try to get them to share my story in the hopes of preventing this from ever happening to anyone else. DO NOT USE HARTFORD INSURANCE EVER!!

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    CoverageStaff

    Reviewed Jan. 28, 2015

    After many letters from AARP/Hartford, I decided to get an online quote. The rate looked a little better so I had to send them $140 dollars deposit to begin my policy in a few weeks. In the meantime, I talked to my current agent and decided to stay with them. I called Hartford before my policy started to cancel. I have talked to 3 reps. They sent me cancellation letters to sign, which I signed and sent back and I've gotten a total runaround from confused representatives ever since. It is now 1 1/2 months later and today I received a bill for another month. What does it take to cancel a policy, which never began? Tomorrow I am going to report them to the Insurance Commission. Really? Give me my money back!

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed Jan. 27, 2015

    I signed up for the AARP/Hartford car insurance, paid my premiums as required. When I had an accident, I called their claim number, told them I'd had an accident, and I was put on hold. Shortly after, a rep came on and told me my policy had been canceled THE DAY BEFORE, but could not tell me why. My state insurance law requires 30 day written notice of any cancellation of a liability policy. I had to get my state insurance commission involved in order to get the car repairs covered by my policy. It was over a month before the car was repaired. AARP's customer service washed their hands off the matter, saying it was between me and the Hartford. I would not recommend this coverage, and don't be fooled into thinking AARP is actually involved. They are only a sales front for the insurance company. Once you sign up for a policy, AARP will have nothing to do with the coverage.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Jan. 24, 2015

    Been with the Hartford going on 5 years now "of course recommended by the great AARP". First year rate was good "usual come-on we got cha rate", second year they tried/proposed a rate hike whereas my spouse and I had absolutely no claims/accidents and we've not had any points against our driver's permit for over 25 years. Got some small relief after arguing the fact (their answer was to reduce my coverage to make my policy more affordable - NOT!).

    Third year, again another proposed rate hike, another arguing session, same good driving record, no claims, but to no avail. Their answer was "it was outta their hands due to across the board state rate hike." Fourth year, another rate increase due to again "across the board state rate hike??" Seems this is the buzz line for each and every year rate hike. So glad we didn't have any claims or traffic violations in that four year period - MY GOD. What would our premium have accumulated to???? "THERE WON'T BE A FIFTH YEAR WITH THE HARTFORD!!!!!!!!" We're also dropping out of AARP. They are of No Real Benefit for seniors.

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    Customer ServiceCoverage

    Reviewed Jan. 23, 2015

    I see by reviewing the Consumer Complaints and Reviews I was not the only CUSTOMER that experienced failure to contact or notify customer of proper renewal policy. I had been with AARP/Hartford for some years and no idea this was the type of service I would receive. As the prior customer stated in their letter to AARP/Hartford Auto, I was not informed my auto insurance (for a whole year) was going to expire and received no notification to continue my policy. I notified the customer service department and received no cooperation regarding my renewal notification. The next day I called back and talked to AARP Collections with no positive results.

    I had the monthly payment plan and was electronically deducted. Due to no fault of my own coverage and payment was disrupted. After a couple of months I would have thought that a courteous notification would be sent to me. Never received no notices and found out by a letter from AARP/Hartford Collections of these circumstances. I would really appreciate if AARP/Hartford could explain why they wait a whole year to notify me of this - how can they demand a almost $1600 payment.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 20, 2015

    Hartford decided to bill us for a whole year of insurance without a phone call/e-mail/letter of renewal; no contact. When I saw the charge on our account I called them and talked with at least 2 people for about an hour. They acknowledged the mistake but wouldn't fix it. Claimed a supervisor had to fix it the next day. Claimed no supervisor was on duty to handle the problem.

    The next day, no phone call from Hartford Supervisor as promised. The next business day, no phone call from a Hartford Supervisor. I am not finished with my complaints or with having this issue heard until someone shakes up the problems that Hartford has caused this last year we have been with them. We joined AARP and were bombarded with repeated information about how great Hartford was/is. What a joke; I've never seen so many mistakes over a year by an insurance company.

    They are a heartless company, taking money, admitting their mistake and still not fixing it. Plus didn't care that they left a disabled person with no funds for food or prescriptions over a long weekend. I asked them to please consider the consequences and received nothing to reflect their concern. Is this who AARP wants to put their trust in? Doesn't seem like a good partnership to me. UNBELIEVABLE.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 13, 2015

    My company vehicle was involved in an accident with an insured of The Hartford's. The Hartford was contacted and at first, seemed very interested and anxious to get someone out to look at my vehicle. However, it was my insurance company that got an investigator out to see the damage in a reasonable amount of time. It was my insurance company that provided a complete copy of the accident report to The Hartford. My insurance company, (Geico Commercial Insurance), got the body shop to start working on my vehicle in a timely manner. To date, I don't believe that The Hartford Insurance investigator ever made it out to look at my vehicle. The local police showed the Hartford's insured as responsible for the accident. But to date, the Hartford is still waiting for a photo of the damage to their insured vehicle.

    I have worked a lot of accidents as a police officer, and I have never been able to investigate an accident while sitting in my office. They all require some degree of getting out of the office and taking pictures, etc. The Hartford does not return phone calls. Their supervisor does not return phone calls. Despite the police report, which they must not have read, they are still refusing to pay me for my deductible and my rental car costs which is really all I am asking for. I would never use "The Hartford" for an insurance company.

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    Coverage

    Reviewed Jan. 9, 2015

    On December 17, 2014 I cancelled my existing policy with progressive so I can save money with AARP. I put down payment on good faith, on January 8th 2015 I was messing with the computer and decided to go on their website and found out they cancelled my policy at that time. Reason was because my license was suspended Nov. 16, 2010 they cancelled my policy. I immediately went to BMV and lo and behold, my license is still valid and hasn't been violated since 1978. I tried to explain to them that they made a mistake, so they tell me I have to send them a motor vehicle report [insurance companies are affiliated with DMV and could have checked right there and then] meanwhile I have to find another insurance company. Not only did they cancelled my policy, they never notified me that they was.

    Now I have no insurance and I'm pissed that a company that big couldn't have given advance notice. I'll get insurance right after this letter, I'm still wondering why AARP would even be connected with an insurance company like Hartford, what was the real reason they cancelled my policy?

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    Claims Handling

    Reviewed Jan. 8, 2015

    Truck was stolen at Lowe's parking lot in Mexico. Filed a claim with the Hartford because I paid for Mexican coverage. Was told my claim was denied. Found out according to their Mexican coverage policy. You can only be 25 miles from the border, can only be in Mexico for 10 days, and must carry liability insurance through a Mexican insurance company.

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    Reviewed Jan. 2, 2015

    I joined AARP because it seemed to be a good thing, discounts on motel bills, car insurance, etc. This was a complete waste of my money getting an AARP membership. They get royalties from other companies by providing your personal information. My mail box gets loaded with junk mail from companies selling life insurance, car insurance, home owners insurance and every thing else. These companies pay AARP for your personal information. What broke the straw on the camels back is that I received an offer from Hartford telling me they could lower rates on my auto insurance x amount of dollars based on my credit report from trans union. No company has the right to run a credit report using my social security # without my permission. No company has that right to look at my personal credit info. This is a total invasion of my privacy and credit report. Also AARP supports Obama National Health Care and liberal democrats. Do not waste your money please purchasing an AARP membership. I totally regret it.

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    Reviewed Dec. 27, 2014

    Yes the rates were lower the first year. But the next year with no tickets or wrecks the rate was so high we left.

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    Customer ServiceStaff

    Reviewed Dec. 25, 2014

    Having worked customer service for several years, I've always made it a point to be extremely polite and kind whenever I have to call to either have something fixed or to bring up an issue I'm having with their service. Hartford, my car insurance people, have given me the absolute WORST service imaginable. When I first signed on for a policy with them, I signed up for autodraft, which comes with a slightly higher fee for convenience. That didn't matter, I figured they'd just take it out of my account, like AUTO DRAFTING implies.

    I was wrong. EVERY SINGLE MONTH since the very beginning, I have received nasty letters from them saying that I neglected to pay them. Excuse me, but you have all of my information. You have all of the power to access my bank and charge my insurance fees, and what's more, that's what you're SUPPOSED TO DO, because that's the service that I SIGNED UP FOR.

    Every month, I've been very polite, because it could just be a system error. The third time it happened, I could feel myself getting progressively more irritable, because it should have been fixed the first time, and if not then, the second time, at the latest. Here we are at the end of the year, and they STILL don't have it together. I am so fed up with being blamed for THEIR mistakes, and I've had it up to here.

    DO NOT GET HARTFORD INSURANCE, IT SUCKS. On that note, my dear adult friends, if you could all recommend different auto insurance companies that don't sit around with their with their hands up their **, I would appreciate it, because after one lucky supervisor or management person gets a particularly nasty phone call from me on the 26th, I'll be closing my policy with them and will need a new one with a company that understands HOW AUTO DRAFT WORKS.

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    Reviewed Dec. 13, 2014

    I was in a MVA two weeks ago. A car ran out in front of me while I was on the highway going 55 MPH. My car was towed to the Mercedes dealer in Mobile, Alabama. All the front end of the car crumpled but the inside was OK. I walked away from this accident. As of today I still have NOT been told if my car will be repaired, replaced, or I will just get cash. The car was a 2014 MB E class full of safety features that was ordered by me from Germany to my specifications. If it is going to take another two months to get a replacement from Germany I would like to know so I can have it ordered.

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    CoveragePrice

    Reviewed Dec. 10, 2014

    I had a Travelers Auto Policy for over 20 years and was satisfied with their service. My agent called me and told me that if I switched to the AARP/Hartford policy, I would save about 30%. I switched last year. When the renewal came, I was shocked that the new premium would be 40% higher. There were no tickets, accidents to account with this increase. When I called Hartford, they said this was a general price increase and some of the increase had to do with my age (I was 68 when I took the policy out and suddenly at 69, the rate increased?). I canceled the Hartford policy and Travelers was gracious enough to insure my cars again.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 23, 2014

    A Hartford Insurer hit my car. I Notified Hartford of the accident, they informed me the accident had already been reported by their insured. They recorded my statement of the incident, referred me to a location to get an estimate of the damages and gave me a claim number. I got an estimate, received the details in the mail, called to make an appointment to get it fixed. They asked if I received a check for the repair. I advised "No." They advised me to call Hartford and ask where the check is. That's when things went wrong. I called The Hartford, was given a name of the person assigned to this claim (Lilian). She never answers and when you leave a message, she does NOT return your call. I left 3 messages with no return call.

    I finally got to talk with someone and I was told "we have not been able to reach our insured to get a statement so we cannot pay you until we do so." I said, "she already has called and reported the accident, how many times do you need to talk with her?" They gave me a bunch of BS. I asked how many attempts have they tried to call her? I was told 3 times. So I said I would call her myself. I did, and she answered. I talked with her and she said she has tried to call them a few times and left messages. I called The Hartford back and advised them I had no problem getting in touch with their insured and to send me the check so I could get my car fixed. The total amount is only $661.00. It’s not like it’s a huge claim. Still to this date, I have not received a check. So the game the Hartford plays is that until we talk with our insured, no claims get paid. Poor, poor business. Shame on AARP for having the Hartford attached to their program.

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    Customer ServiceStaff

    Reviewed Nov. 12, 2014

    Basically, my rate went up with every renewal. I was running my own business and my business income decreased when I decided to do it only part-time because I returned to college. Even though I was hardly making anything off the business, every renewal they would increase my rate. Never once did they give a straight answer why. Of course, like most typical businesses these days, there is an automated message with a hundred options that you have to go through when you want help. It's difficult to actually get a hold of a real person. But if you owe them money? Someone picks up right away!

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 4, 2014

    My experience with AARP/Hartford Auto Insurance left me with the impression that they give a decent rate quote, but increase that rate with renewal without reasonable explanation. I had no accidents, tickets or claims the time I was with them, yet my rate increased $400. When I inquired, I was first told "it's probably your credit". Knowing I have excellent credit, I immediately did a credit check and all was well. I called back and this time was told "Florida had a rate increase". I shopped around and was getting quote after quote in the same range as my original Hartford rate. So, I cancelled the Hartford and went with another company.

    Problem solved? Not quite! I was told as long as I cancelled my policy before the 20th of the month, the next payment would not be taken from my checking account. I cancelled before the 20th yet they deducted the scheduled payment from my account. When I phoned them about it I was told that payments are made for the previous month! What? So I guess that means the payment I made the day I took the policy out was for the previous month? That makes no sense obviously but when questioned, I only received the same answer over and over. I asked to speak with someone else but my request was denied. So frustrating...glad I made the switch. I can only imagine the nightmare dealing with this company if I ever had a claim!

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    Reviewed Oct. 27, 2014

    I have been with Hartford for many years. Every year they increased my rates, excuses from, Nevada raised their rates, credit score low, on and on. Well just got another increase. Sick and tired of them. I had an accident rear end, due to my rear ending someone, minor damage. I just had new brakes installed and the company did not bleed the brakes, so I got into a minor rear end on the way home. They were supposed to sue the company for damages, instead reported me to DMV for at fault, and did nothing to the company. They lied to me, used that for an excuse to raise my rate again, when it was not my fault. Sick and tired of their crap. Went to another company almost $1,000.00 less. Seniors, beware rip off company. Seems everything that AARP refers are rip offs to seniors.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Oct. 17, 2014

    I was rear ended on September 15, 2014. Was slammed into the car in front of me. Called the Hartford, gave them the information. Went to the ER. The claims adjuster sent me to a chop shop called Craftsman Auto Body Repair in Warrenton Va. They did a sloppy job and didn't even complete the damage to my car. Went to another body shop and the owner was shaking his head. Took photos of the molding hanging off my right front fender and scratches on the headlight and front fender. He put in a clamp for me at no charge. Later on I went to have the car inspected. Got rejected due to alignment issues and the struts were ruptured due to being rear ended at 35 miles per hour. The claims adjuster Tyler ** was rude and condescending and I was told that Craftsman Body Repair gave an estimate and that was all they would pay. Had three companies who looked at my car and all said that the issues were due to being hit so hard that the alignment and struts were due to the accident.

    I have a personal injury attorney and have to go to physical therapy two or three times a week. The total of the damages will cost over $1500 more to done. The Hartford should be covering me as they will be getting their money from State Farm who was the Insurer for the guy who slammed into me. Looks like they are more interested with helping the guy who rear ended me. I've been with them for over ten years. This has been a nightmare for me. I CAUTION EVERY SENIOR CITIZEN to stay away from the Hartford. Will contact the BBB and Consumers Affair and continue to seek all measures to put the Hartford Insurance out of business. Thanks for all the stress AARP! Just called again to speak to Tyler **. He keeps giving me the run around. Said he would consult with his supervisor and get back to me. That was four days ago. What a bunch of shysters! You will regret doing business with them. I hope you will take my advice and stay away before this happens to you. Even with the police reports and photos I was treated like dirt and the emotional and mental stress is taking a toll on me.

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    Customer ServiceCoverage

    Reviewed Oct. 10, 2014

    I didn't slow down fast enough in a very short speed zone, 35 to 25 mph. I asked for and received a court date for 5 weeks later. Being busy, I was late for the appearance so had to pay the fine. Next, I get a notice from Hartford that my rate has increased and I'm now on probation for 5 years, even though this was my first ticket in many, many years. When I called, I was told that "State regulations required them to do this." With 4 cars and home insured by Hartford, I told the agent to remove one of my cars. "You will have no insurance!" "Not your concern," I told her. A vintage car, I insured with Haggerty, a great company. After reading the comments above, I am going to drop Hartford tomorrow and not renew my AARP membership. Note: Back in the 1960's, My Porsche was hit by a Hartford insured car. The company was wonderful and worked hard to make me satisfied. That policy has gone away.

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    Claims HandlingStaff

    Reviewed Oct. 7, 2014

    On Sept. 13, 2014, my daughter went to pick up some pizzas, as she was backing out a woman was cutting through the parking lot and she hit her. The woman stopped about 6 ft. past my daughter's car. There was a rub mark on both cars. She told my daughter and her friend that if she gave her $100 she wouldn't make a claim! She then told my husband and myself the same, but she added that she had already taken her car to a body shop and repairs were going to be $1500! She made a claim, a week later. The Hartford contacted my daughter and she told them what happened and how she had tried to blackmail us. Well, to make a long story short, they PAID her $2035!!!!!! They claim they are protecting us! They got SCAMMED, by an 80 year old woman!

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 3, 2014

    I was rear-ended last weekend and so far have heard more frequently from the Progressive claim rep (for the guy who rammed me) than I have from my AARP Hartford Auto Insurance rep. I have followed instructions, gotten an estimate, and Hartford rep has yet to follow up with the estimator, me, or Progressive - and that was three days ago (Wednesday). I even got a call from Progressive today (Friday) saying the Hartford rep hadn't responded to their email to her. I have left four messages since Wednesday - one yesterday and three today. No response.

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    Claims HandlingCoverage

    Reviewed Sept. 17, 2014

    My car received a minor scratch in a parking lot, about 4 inches long and barely through the paint. Hartford learned of that (because I foolishly told them) although there was NO CLAIM made and no payment from Hartford. No violation, either - no one on my policy has ever had a claim against us and no violations going back decades. Nevertheless my premiums were raised by $115 per year, which will remain until 5 years "accident-free" have elapsed. Hartford, although admitting in writing that we were not at fault for this "accident" now says (also in writing) that ANY accident will be charged against my policy, regardless of fault. My state, South Dakota, does not even consider parking lot incidents to be reportable accidents. But Hartford will obviously seize upon anything, however trivial, as an excuse to raise your rates. Hartford won't even disclose to me what standard they use to assign risk in its rating categories (it certainly isn't disclosed in all of the happy horse-manure they put out to sell you the policy).

    Big help from AARP - they simply referred my complaint to Hartford, which of course didn't add anything to the brush-off I had already received. I am done with both organizations, and will seek other coverage. BTW, I was an insurance lawyer for years. There is very little one can do legally to force insurance companies into fair and transparent practices when it comes to rating. People with similar experiences should push for more regulatory oversight from state insurance commissions.

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    Staff

    Reviewed Sept. 16, 2014

    We had no accidents and no tickets. I contacted Hartford for an explanation as to where the rate increase was generated. I talked to three different agents and got three different answers. Increase was due to my age? Increase was due to general company increase and the 3rd stated that all of State Alabama had increase. No detailed explanation at all. Hartford has zero credibility with me and I even question AARP's credibility for supporting such actions. I had always believed that AARP was to provide support for the needs of seniors. Was I wrong? AARP was notified of this issue.

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    Staff

    Reviewed Aug. 28, 2014

    They cancelled my homeowners ins. when I moved out. I told them that the house was being put up for sale, but that didn't matter. I cancelled my auto policy after I got a State Farm homeowners and auto policies. They were all too happy to accept me.

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    Reviewed Aug. 17, 2014

    In September of 2013, I switched my car insurance to AARP/Hartford. After shopping around, they had the best rate by far. I just received my 2014 renewal rate. The new rate was over 50% higher. In my case over $1000.00. Contacting Hartford I was told it was because of the Michigan State requirements. I checked the Declaration page and the State amount was $378.00. Is this the practice for AARP/Hartford? You get a great rate the first year to sucker you in then almost double it the next year?

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    Staff

    Reviewed Aug. 17, 2014

    After fifteen years of satisfaction insuring 2 homes and 2 vehicles with this company, I now find myself at great odds with AARP/Hartford Insurance Company. The trouble started back in April 2014 when I requested a insurance check-up since I was retiring from my many years of full-time employment. I cutback on my annual mileage and declared my driving would be for "pleasure only". The representative was very gracious and happily made all the adjustments I requested.

    Two months later I come to find out that they dropped three out of the 4 policies I held since 1998. No explanations. After further investigations they finally cited "lack of payment" as the excuse. I offered to pay in full for my policy re-instatement and was again denied. I was a loyal customer but they certainly ARE NOT a loyal company. Would NEVER AGAIN recommend this company to anyone, search elsewhere.

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    Claims Handling

    Reviewed Aug. 15, 2014

    I advise auto insurance shoppers to be wary of what I originally thought were attractive low rates from Hartford. You will discover that your first minor claim may suddenly raise your annual premium by 50%.

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed Aug. 12, 2014

    In November 2013, as naive member of AARP, I made the huge mistake of trusting a mailing about The Hartford-AARP Auto Insurance Program that they offered one of the lower-cost auto coverages (and easy claims process, which I thankfully never had a chance to experience!) compared to other auto carriers. I make my first installment payment of $366 thinking I'm "covered" and everything is fine-and-dandy.

    So, I get busy with work (as did my wife) and I get some mailings about some new kind of "additional information" they need that wasn't supposedly on my original application, but I did not get to it right away and keep my nose to the grindstone with work instead. Well, lo and behold, one day around January 6, 2014, I go into my online bank checking to find that somehow The Hartford-AARP has unilaterally and without notice "wire transferred" the entire $366 into my checking -- again, WITHOUT any kind of mailed, emailed or phone "notice" they had done so. Great, now I am driving WITHOUT any auto insurance coverage!

    After some ensuing phone conversations with a customer service rep from The Hartford-AARP, I am told that I can "reinstate" the auto insurance policy, but now I had to pay a "new" 12-PERCENT DEPOSIT on my premium, in addition to the first installment (of 3 for a year) for a total of $564.89. So, I am now going to be paying about $200 MORE than what I contracted for the ORIGINAL policy! Then a lightning bolt struck my thick noggin -- I am being tossed into a "BAIT-AND-SWITCH SCAM" by The Hartford-AARP to extract additional coverage.

    Well, to make a long story shorter here (I promise), I have now been getting follow-up collection letters from The Hartford-AARP for about 8 MONTHS running, sending out a "collection notice" for an $166.80 that I supposedly owe them for the time I was covered -- I guess that November to December 27, 2013 period I was supposedly covered???!!! Yet, what I don't understand is that if I owe The Hartford-AARP for the $166.80, why the heck did they NOT deduct it from the $366.80 they unilaterally/without notice wire transferred back to my checking account??!! This is their problem, not my problem...because what they've actually have been engaged is a "bait-and-switch" scam on the billing for their auto premiums.

    I have even gone to the point of mailing/emailing The Hartford-AARP's collection department, their President of Consumer Affairs (The Hartford-AARP Auto Program), a guy named André A. Napoli, and other execs there and other Connecticut, District of Columbia and California state consumer affairs departments about this outright fraud and harassment. The funny and ironic twist to this is that I received a reply letter of February 13, 2014 from President CONFIRMING my request to have the auto policy cancelled as of January 4, 2014 (in order to end these harassing notices) and he makes NO MENTION of a $166.80 "past-due" collections notice that I kept receiving after this! So much for letting old dogs lie where they're at and them keeping their words to finally SETTLE this whole matter -- they're not much good at keeping their word!

    That is why I am now asking if anyone here who has also SUFFERED from fraud and/or torturous harassment from The Hartford-AARP, would you be interested in entering into a CLASS-ACTION LAWSUIT against them? If you are interested and have been the victims of similar FRAUDULENT BILLING/BUSINESS PRACTICES, wire fraud and bait-and-switch scams, please feel free to contact me at **.

    All I know is that I will seeking LEGAL REPRESENTATION now to try to END the harassing collection notices/communications and to seek DAMAGES for the kind of fraudulent and torturous business practices foisted on AARP members by the The Hartford-AARP.

    At some point, too, I would look forward to working with other current and former AARP members here to see how we can PETITION to get the "NON-PROFIT charter status" of AARP stripped by the Internal Revenue Service. AARP makes BILLION$ of dollars in commissions from the sale of insurance premiums from "ANTITRUST-EXEMPT" insurance carriers, including what they BILK from the Medicare system in their UNHOLY partnership with one of the biggest monopolist-exempt criminals of Big Health Insurance, UNITED HEALTHCARE.

    Undoubtedly, AARP has been a willing criminal accomplice with for-profit/antitrust-exempt auto and health insurance carriers for years, effectively BREAKING ANY TRUST RELATIONSHIPS with its senior members, who are being CONNED out of BILLION$ of dollars annually in fraudulent and exploitative insurance instruments. AARP is a powerful lobbying organization, which has nonetheless violated the "public trust" and its "nonprofit status" with the IRS -- they need to admit they are a FOR-PROFIT enterprise that seeks to make money off their senior members. This is truly a national shame what AARP is pulling off with these FOR-PROFIT, ANTITRUST-EXEMPT insurance carriers, which are NOT currently answerable to federal oversight and laws! Just shameful.

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    Customer Service

    Reviewed Aug. 5, 2014

    I have been with Hartford since March of 2013. This year we questioned our premium amount and were told that the extra $68.00 was because of a moving violation on the record. I went to motor vehicles and was told that the record does not show any violation for the past 5 years. I called Hartford and was told that if I wanted a change of payment amount, I had to prove their report was wrong (I guess we have to go by what they say and not the facts). This past week I paid the premium and was sent a cancellation notice because they said my card was expired but the same card # processed two days before on another policy. I have been charged $12.00 late fee plus other charges for their mistake.

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    Customer ServiceCoveragePrice

    Reviewed Aug. 2, 2014

    May 2014 a Domino's delivery person from Long Beach, CA at Orange & 7th cuts across 4 lanes of on coming traffic from their parking lot. Never looked to their left I'm maybe 15 feet away with nowhere to go as we collide. She is ticketed. I show my proof of insurance from Hartford... no problem. After being their customer with my partner about 5 years I get a call saying I had BEEN DROPPED end of April. I had paid up until August then would get my own. But the fact that HARTFORD didn't contact me when the policy had been changed and left me unprotected is unbelievable. Then they have my car taken to FIXX Auto in Long Beach where it remains today totaled and accumulating storage fees. I have a lawyer but Prop 213 basically says "no insurance" means you cannot have everything covered damages etc.

    So now the other driver insurance knows and only wants to give 50% or less of what's my car worth. And now no settlement yet and going to court asking a judge to not let this case fall under Prop 213 will cost not alone the stress and physical strain from the accident and associated bills but I imagine a considerable amount of time. How neglectful can HARTFORD be to not attempt a text, a call, a message the moment they let the primary policy holder decide to drop a faithful paying customer. Be warned HARTFORD/AARP WILL DROP YOU!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 1, 2014

    I have had Hartford Auto Insurance for several years and just recently had my first claim experience with them. What a nightmare! This is what they provided me for paying them all those years, lies, misrepresentations, slander, lack of service, nothing in my best interest. I had to deal with at least 5 people and each seemed to make it worse for me and better for the company. They treated me like I was a dumb unintelligent senior who would do nothing but take what they issued.

    On 7/12/14 I was involved in a accident in a parking lot. It was a small parking lot with two-sided angled parking with one way parking and exiting. As I was leaving my parking space another driver just leaving the dentist office and still somewhat medicated seemingly decided to exit the parking lot headed the wrong way. They came around a curve and headed the wrong way in the parking lot, but instead of stopping and exiting the lot another way they continued. I was parked a little ways from where they came around the curve. The other driver could clearly see my car but refused to stop. Instead they increased their speed in order to get past me before I was completely out of my parking space. They didn't account for the people almost directly behind me on the other side of the narrow parking lot. Because of the movement of these individuals, this individual had to swerve to the right as she tried to race pass me.

    At the time of this accident, she called, in my presence, her insurance company, which also happened to be Hartford. She admitted that she was 100% responsible for the accident. Since I was a Hartford customer I also talked to the same representative. Since we were both Hartford customers and the other party repeatedly indicated she was 100% responsible for the accident, I thought there would be no problem. I was wrong. After having communications with about 5 people in Hartford, I was made to be the villain in this accident. I suspect this was done for Hartford to save on the deductible for me and the other party (they will make us both pay it) and to potentially raise both our rates. The third person I talked to in Hartford indicated they represented the other party in the accident told me that regardless of the other party admitting to 100% fault, they think that I should be held 50% responsible. No explanation was offered at this time as to why.

    She wanted to have my car inspected before she provided an explanation. The next two people I talked to in Hartford was suppose to be representing me. The one that finally ended up supposing to represent me ultimately ended up telling me that she is going to make me 85% responsible for the accident, and that she will do everything she could to collect the other 15% from the other driver. We have the same insurance -- she was talking down to me as if I was a stupid. She told me regardless of the other party admitting 100% responsibility and my protest that my policy should not be used, Hartford was deciding who is responsible. She went on to tell me that regardless whose fault it is, and regardless of which policy is used, I will still pay a deductible. By this time they knew Hartford would no longer be my insurance carrier.

    She also told me that since they had made me 85% responsible, I would be reported to the California DMV. I asked both sides at Hartford for the address information of the other party in the accident. My plan was to seek legal actions in court to change Hartford's determination and to recover damages from the other party, since Hartford was not dealing with this properly. Both Hartford representatives refused to provide that information and I was told by the one representing me that since we were both Hartford customers, she would not do it, but if I had been with another insurance carrier she would have provided it. I thought by law this information had to be provided.

    This is when I definitively knew Hartford was not acting on my behalf. Since I did not get the representation I paid for, Hartford should return me all my fees ever paid them and compensate me for any other loss or damages I incur from having to rectify this claim -- and separate from any damages to restore/recover my property damage losses. Hartford's actions in handing this matter is causing current and future financial damage to me. I took this insurance on the recommendation of AARP. I don't think I can trust AARP anymore. I am seriously going to have to consider cancelling my membership after the matter is discussed with them.

    I don't want to deal with any other company that limits itself to one segment of society. It can determine what their vulnerabilities or perceived vulnerabilities are and try to exploits those to their advantage for profits only while providing below par service at a high cost. Hartford Auto Insurance is clearly trying to do this because they see me as a senior and they believe that most seniors will not respond to whatever Hartford does. In most cases they are probably right. Read all the negative reviews and stay away from this insurance company and confront AARP about their recommendation. I plan to pursue this until there is nowhere else to turn. I will not be that senior that do nothing.

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    Customer ServiceCoverage

    Reviewed July 29, 2014

    We called THE HARTFORD through AARP for insurance. After five calls and three months our new car was uninsured. We never received a policy, policy number, contract, or insurance cards for our vehicle. We never gave THE HARTFORD any of our payment methods such as cards or checking accounts. We were uninsured and when we finally found a company to insure us we had to pay a penalty for going uninsured. Now "THE HARTFORD" wants us to pay $442 for insuring the car. They are sending us to collection. I would not advise anyone ever purchase or even talk to The Hartford insurance company for any reason!

    My supposed Hartford Policy number is **. PLEASE DO NOT BE A FOOLISH SENIOR CITIZEN LIKE ME. DO NOT FALL FOR THE SCHEME. JUST BECAUSE IT SAYS AARP.

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    Customer ServicePriceStaff

    Reviewed July 26, 2014

    I had a vandalism of my Dodge Ram 2500 Quad Cab Diesel. It was not only forcibly broken into, but parts were stolen from under the hood. It also appeared that my gas tank was sugared by some idiot(s). Crime scene evidence was taken and the truck towed to a preferred shop of AARP The Hartford. Since day one I felt like I was treated like the criminal by the adjuster instead of the victim. I fully cooperated in every way with them and stayed in touch with the police regarding the incident. Poor communication, excuses, runarounds, and BS from them.

    Although the main customer service number people were very friendly and wanting to help, however the adjustor and those involved were just the opposite. I had to retain an attorney, give an examination under oath, and they then offered a settlement totaling out the truck due to high cost of repairs. The offer, was a little low... also I had to spend money for an attorney and have had to go beyond the 30 day rental car limit because of their nonsense.

    It's been since 5/9/14 the date of incident. My case still is not totally settled as they drag their feet and keep putting of paying my added valid costs. The more they wait, the more expenses I have. They spend thousands of dollars for their attorney, exam under oath, field investigators, etc, when they could have saved this money spent and my additional costs simply by opening their eyes and having one person deal with the facts, not several. It's appeared since day one - they did not have all the facts even though I provided everything for them. I've had this insurance company for my home and autos since I turned 50... I'm now 58. Up until now I was fairly happy with them... Now, I'm going to look elsewhere.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed July 23, 2014

    I have had my car insured by the Hartford Insurance Company for many years (more than 10) and have never had an accident claim or even a traffic violation and have always paid our premiums on time. When I went to renew my policy, I was shocked to find out that it had jumped from $1200 a year to more than $5300 a year! We live in Florida, but we only have a 2009 chevy cobalt. I have since found cheaper insurance, $4000 a year cheaper! When I asked them why it had jumped so much, the only answer they gave me is that auto insurance is higher in Florida. If this was the case why did another insurance company want so much less for the exact same coverage?

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    Coverage

    Reviewed July 22, 2014

    No assistance because I did not purchase COLLISION coverage. They refused to even discuss the damage to my car while it was parked. They should have been willing to notify the insurance company of the person who damaged my car of their obligation.

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 13, 2014

    My elderly father had an accident which resulted in his car being totaled. He has been insured with Hartford through AARP for both home and auto for decades with no claims for at least 10 years or possibly (to my knowledge) ever since getting the insurance decades ago. Being a D-Day WW II Veteran, he has paid on time every month year-after-year religiously. Hartford couldn't ask for better customers than my father.

    Since my father was upset after the accident, he asked me to handle the claim process for him. I contacted Hartford to file the claim and gave them all the information they asked for. After which, I was told by the claims rep that we would have 72 hours after the adjuster has seen the car to remove any personal possessions and licence plates and that we would be getting a call from the adjuster in 48 hours.

    One week went by and hadn't heard anything from anyone at Hartford so I called over there. The adjuster told me that they were really backed up and it may be a few more days till the car is seen. She also said that the rental car would be extended "indefinitely."

    Two days later I received a call confirming the car had been totaled and to start looking for another car. The adjuster said they would be Fed-Ex'ng paperwork to sign and send back title. The next day I went to the tow/storage yard to retrieve personal belongings and the license plates where I learned that the car had been towed by Hartford (the day after the accident) to another yard to avoid the $20 a day storage fees. No one had mentioned that this had happened and now since it was a late Friday afternoon, I had to wait to call Hartford on Monday to find out where the car was taken to.

    The paperwork didn't show up via Fed-Ex and I later learn that they sent it to our P.O. Box "because that was the only address they had", even though Hartford insures the home too. Monday comes and I call the adjuster to find out they towed the car 58 miles away! The next day, I fit the trip into my day and go to the yard where I was refused the opportunity to remove the items myself and a bag was given to me with the car's content minus the valuable items totaling $250-$300 in value which is not covered under the car insurance. The original tow yard said that the item I was looking for was laying on the passenger floor; so it disappeared en-route or at the yard 58 miles away.

    Wednesday comes and I receive a call from the adjuster announcing the somewhat low settlement amount given the low mileage on the car. Knowing that it is an uphill battle to argue with adjusters and we need a replacement car ASAP, I didn't contest. The adjuster verified that the $1 dollar bank transfer worked to which I confirmed. She said the transfer would go out within a day or two and it would take 2-3 days to reach the bank. She also said the rental car was due back the following Monday.

    Thursday received a voice mail message stating that the transfer has gone out and confirming the transfer amount and mentioned that it will take 3-4 days to arrive at the bank. During this process I found an ideal replacement car and placed a deposit down on it knowing the sellers would be leaving town in a week or so for more than 10 days. Since everything had been proceeding in a somewhat normal process and being told that the claim settlement would be here before they left, I agreed to buy the car.

    After checking the bank on Friday and Saturday for the transfer, nothing was there and figured that it would arrive first part of the next week. Problem being now that the car sellers were leaving Saturday. Since having most of the money in the checking account for the new car, I cleaned that account out and borrowed the rest from a family member with the promise they would have their money back by Wednesday. Buy the car from the sellers as they are leaving the house on Saturday for their trip.

    Monday I returned the rental car and transferred title and registration for the new car. Called and left a message for the adjuster to check and report to me where and when the money would be here and she didn't return the call.

    Tuesday came and still no transfer money in the account or return call from adjuster. Called her supervisor who said the transfer had been sent last Thursday with all the same info as the original $1 test transfer and said that the money should be there by Wednesday and if not by Thursday to call back.

    Thursday comes and still no transfer money in the account or any other money for that matter. The account is now over-drawn with auto debits. Called the lady supervisor from Tuesday and she doesn't answer her phone so I call her supervisor ** who apparently is the top manager of the adjusters group; since he doesn't offer a supervisor's phone number on his voice mail. Leave an angry but polite message explaining the problem, what I have been told and my circumstances as a result.

    Later that day, my Father receives a recorded call from some lady apologizing for the "mix-up" and that the transfer would be there by Friday or no later than Saturday. You read that right - a recorded call! Well guess what? It is now after business hours on Saturday and the wire transfer is not in the bank or even in the bank's "pending" queue after being checked for by my bank.

    When will the transfer get here is now an unanswered question. At this point after 10 days, I must come to the conclusion they have no intent on paying the claim and that I have been lied to more than 3 times. What is the purpose in having collision insurance if it only means you have to replace the car with the money you have on hand? In hindsight, if I was expecting fraud to take place, I wouldn't return the rental car till the money was in my account; since Hartford was on the hook for the rental car. It has been a long time since I have had to make a claim on an insurance policy and nothing in distant memory reminds me of this incredibly horrible experience dealing with the Hartford. Nothing they told me would happen did happen. So buyer beware! The Hartford Underwriters Insurance Company is a company to stay far away from and AARP is losing yet another member for it's association with unscrupulous companies and public policy positions.

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    Reviewed July 7, 2014

    Hartford has a policy to not attempt collection on an uninsured at-fault party if the amount is below their cost of collection on legal action. In other words, if they have paid out $2,000 to have an insured customer's vehicle repaired when the customer was not at fault, they will not attempt collection from the uninsured party at fault. They will deduct what ever your deductible is and you will never get it back. It is all about profit to Hartford and not about being fair to their customers. I would highly recommend not doing business with Hartford insurance.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed July 4, 2014

    I filed a claim and have tried to contact them several times after they evaluated my claim. I took exception to their extremely low evaluation and made a very reasonable counter-offer. They then said that their was a clause in their policy of which I was not aware about having to utilize a professional appraiser for the value of the damaged car, and that I would also have to pay the cost of the appraiser. I have since tried to contact them several times but have received no response. It has now been three weeks, and I am driving with a busted windshield and a missing window, among other problems. I have decided to go ahead and fix it myself so that I do not get a traffic ticket and do not have inside weather damage. Cheap insurance, disgustingly low payoff. Very upsetting to this 86-year old safe driver with no accidents for 30 years. Couldn't help the hail damage, though.

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    Reviewed June 20, 2014

    They increased the amount right after I made a contract. Wasting time.

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    Profile pic of the author.
    Customer Service

    Reviewed June 4, 2014

    I tried to log in to my online Hartford account to check on my bill only to find that I couldn't. On calling CS, I was told I had been cancelled two months ago for non-payment (I missed a payment apparently). I never received a cancellation notice via mail or email, although I receive emails from Hartford, and am appalled to discover I've been driving uninsured for 2 months. Never again will I deal with Hartford.

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    Pete increased rating by 3 stars.
    Customer Service
    After a positive interaction with AARP Auto Insurance Program from The Hartford, Pete increased their star rating on April 18, 2015.

    Updated review: April 18, 2015

    They resolved the issue and mailed me my refund in a very professional way.

    Original Review: May 21, 2014

    Long story short I had an auto policy and I sold the vehicle and normally I get a letter for renewal. Well this wasn't the case. I didn't get a renewal letter or call and they deducted money from my account without my authorization. It's now been 3 months and they still have my money from a vehicle I don't even own and did not authorize them to deduct the money. I have made calls and sent emails since this happened and been proactive in doing my part.

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    Customer ServiceStaff

    Reviewed May 20, 2014

    Three months ago, I was broadsided by a Hartford insured driver. "Amber" called and accepted responsibility. She also agreed to restore my car to its condition prior to the accident. Then the shenanigans started. Without ever receiving an estimate, she called saying the "check" ($1,500) was ready and wanted to know where to send it. I demanded there be an estimate first. I put 500 miles on my car getting estimates for Hartford. Once receiving the estimates (+$5,000), Amber has done nothing but stonewall me at every turn and complained that I'm not being helpful. Their "professional" adjuster, John, claimed he'd never heard of the parts Nissan listed as damaged and actually claimed Nissan mechanics were making things up. Do as I've done: I secretly recorded every conversation I've had with these flimflam artists. Off to court we go.

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    Customer ServiceStaff

    Reviewed May 13, 2014

    The Hartford cashed a check I wrote for 135 instead for 1135 to pay my auto insurance bill. That's right a thousand dollars ($1000) more!! The customer service lady looked at the picture of the check & the payment coupon on her end - there were no stray marks or anything to cause this mistake. It made no sense to her either. They had caught it since I didn't owe that much and were sending me back a check for the difference - which would take over 10 days to arrive!! But in the meantime I had a large check to the IRS coming in that I didn't want to bounce. The Hartford sweetly suggested I talk it over with my bank.

    Well I used to work in a bank and no bank was going to let me float $1000 for over a week. Could file a fraudulent charge with the bank, but that would also take a while to work through the system. The Hartford had used an electronic debit, which means no physical check had changed hands back to my bank where I could easily point out the error. But because I had worked in a bank, I also knew they could fix this in a day or two with a funds transfer. I insisted they do this, and they agreed to it. When I checked my account on the morning after the transfer was scheduled, big surprise, it hadn't happened. There some kind of 'problem', couldn't say what because the original CS lady I had spoken to 'wasn't available'. But they would fix it within 24 hours, and pay any bank fees ($10) involved.

    They did indeed transfer the funds almost immediately as promised, but you guessed it, they added the $10 bank fee to my next bill!! So I ended up paying for their screw up. It simply isn't worth spending another couple hours of my time on getting my $10 back, especially since I'm sure they won't do that right either. I will say that they were pleasant and helpful every step of the way & my insurance itself was not compromised so it could have been worse. So there's my new motto for The Hartford - 'All things considered, they could have been worse'.

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    Customer ServiceClaims HandlingPrice

    Reviewed May 12, 2014

    I got Auto insurance through AARP with Hartford and almost right away was bombarded by email and US mail trash. I have driven for over 55 years and have not any insurance claims that were my fault. I moved to Ca and because of their outrageous insurance cost, I had to dump USAA who I had for years and go with a company that I could afford. Only 3 months later, I was rear ended in an intersection and not my fault. Hartford has refused to repair the damage because their association with the repair shop Caliber Collision said the damage to the rear of my vehicle was not due to the rear end collision. The fact is that the person from the body shop only did minimal repairs and because of my $1000 deductible, the insurance company refuses to do anything about the remaining damage. AARP claim they have not connection to Hartford Insurance of Hartford Ct. The insurance people said the body shop claims the damage was from a prior accident but the car had never been in any other accidents.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 12, 2014

    On the evening of May 6th, I was involved in an accident in which I was hit by a "The Hartford" client/consumer. While I realize I am not the only person in the world with an adverse claim against them, I am not the least bit impressed with the timeliness that they have handled the issue. It has been almost a week, and they have yet to provide me with a rental vehicle that has been requested. As is custom, I was informed I could rent a vehicle on my own accord until they spoke with their client to determine liability. My insurance company sent them a copy of the police report that included information on their client's citation for failure to move right safely, & a diagram of the instance of the wreck.

    I honestly do not understand how that is not in and of itself a sufficient documentation of their liability. While I understand they would eventually need to be in contact with their client regarding the accident, I ultimately do not understand why it has taken them so long to speak to their client to obtain such an admission. I do not feel that I should have to be put out any more than I already have been by having to rent a car on my own accord & pay for it to then turn in a receipt & wait weeks for reimbursement. It is bad enough that this collision involved my low mileage, high end, limited edition Corvette Z06, significantly diminishing its value & not receiving decent, timely customer service aggravates me to no end. I expected The Hartford to handle this much better & timely than they have since they are portrayed as an up-standing, better than average insurance company... Well, that appears to be a different scenario when you're on the other end of the spectrum like I am currently.

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    Customer ServiceCoveragePrice

    Reviewed May 12, 2014

    March 12 2014 while leaving on vacation to Hawaii our C card company notified us that our card had been compromised and should be cancelled and would issue another [sent to our home]. We returned on the 25th of March, activated the new card and contacted The Hartford, made a payment with the new card and updated c/c info. Approximately two days later we received a notice stating that our policy had been cancelled effective 5-09-2014. I called customer service [Lucinda] and discussed the problem whom said there was nothing could be done, even though we had "NEVER" missed a payment [to anyone] and I felt this was totally unfair. Should they have a reason to be concerned about our ability or desire to make the payments as we had since the policy was issued in 2010-2011? I don't think so!

    REF policy# **. I informed her that I wasn't satisfied with their decisions and would take further action. A couple of days later [5-02-14] while out of town Hartford called and left a message stating that they would like for me to contact them about re-instating my policy by which time I had already found insurance with another company but returned the call [**] and got a recording. I left a message but never heard back.

    Consequences: Was my credit score affected? I spent a good amount of time and effort locating new insurance by the cancellation date. Will my payment records be unjustly smeared with a late pay or no-pay or cancellation of policy that will cause unjust premium increases? Also on 1-1-2012, while in Fl. towing a Rv we had a blow out on the rt inside dual which they wrote up as road hazard that resulted in increased deductible and put a "At fault" on our policy that would cause any quote by any other insurance company to be unjustly increased. I found out about this accidentally and contested their decision and they agreed to change the cause to "no fault" but would not change the deductible. I feel this was underhanded! Creating a situation causing other insurance companies to overbid them for the same services.

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    Claims HandlingPriceStaff

    Reviewed May 7, 2014

    I'm an AARP member and used the Hartford online system to get a quote for car insurance. I played with the system, adjusting coverage in several ways over a period of a few days until I arrived at a desirable coverage and premium. The quote reflected a considerable savings over my current policy. In SMALL PRINT, Hartford does say that the given quote may "vary" from the final one, based on several factors which may arise after the quote is given. When I went to pay, based on the quote, the premium INSTANTLY jumped up several hundred dollars, erasing a large part of any savings I might achieve.

    When I asked why, via the online agent, he said I did not give accurate information on the quote, and that they had discovered I had an "accident claim" under my former policy. I honestly entered that info in my original quote application, but I entered it as a "non-accident" claim because it was a tire blow out which damaged my fender, resulting in a claim of around $1000.00. No other car or person was involved. The HARTFORD agent though insisted that it was on my record as an "accident" and hence the $300.00 INSTANT jump in their premium.

    What BOTHERS me is that apparently the online system INSTANTLY had this "new information" causing a rise in premiums, the MINUTE I went to pay. If they had it that quickly at payment time, I feel they must have had the information from the get go. If so, I think that it should have been factored into the ORIGINAL online quote. That would have given me an HONEST quote, not a falsely deceptive LOWER quote. it angered me that the AGENT implied I entered "inaccurate" or "false" information to get a quote. He said that if I could get PROOF that it wasn't an actual accident, Hartford might consider it. It also angered me that Hartford could "instantly" access information jacking up my quote WHEN I went to pay, BUT they did not use that information at any time PRIOR to me actually starting payment.

    My feeling is that this company totally wasted my time. Even though ultimately their final jacked-up quote was still a little less than my current policy, I renewed my current policy. My thoughts are that my interaction with the agent gave me a negative view of how Hartford might interact with customers - i.e., accusing customers of being deceptive and not believing them. Incidentally, the tire blow out is the only accident I've ever had any sort of claim for. I'm staying with the Gecko, as they gave me excellent service with my non-accident claim, although Hartford implied that GEICO recorded it as an "accident" justifying Hartford charging me $300.00 a year more than their original online quote.

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    CoverageSales & MarketingPriceStaff

    Reviewed May 3, 2014

    Searching for a new policy for auto insurance. Put all my information into their online system, got a quote, called - could not buy unless I joined AARP. Talked with multiple sales reps to get a final quote before jumping, making sure they pulled my driving record. They told me the final quote paid to join AARP so I can get the insurance discounted. Got sent a letter in the mail 3 days before I decided to buy only to learn that they won’t write the policy.

    The reason I was told of course sounds stupid to me, let see what you think. "We will not write you a policy because you did not carry enough insurance and your prior insurance company before coming to use and in conjunction with your current policy." What the heck does what I carried at another insurance company have to do with anything I was going to carry more on the new policy. I think they were never going to cover me. Just wasted my time and energy and the system is not functional for adequate answers so consumers can make a true decision. I canceled my previous policy because they told me I was fine. NOT A HAPPY CONSUMER!!! You people need to teach your reps how to ask for the correct information and give the correct answers. Is this a scam to help AARP to get more memberships or just incompetence up front while helping a consumer make a decision about insurance.

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    Customer ServiceCoverageStaff

    Reviewed May 3, 2014

    Long story short, I was going through AARP the Hartford for my vehicle insurance. 4 vehicles mind you. I went on vacation and simply forgot to pay my bill. I come back a week later and I am DROPPED from their policy with no way of renewal. Woman I spoke with was extremely rude and offered next to no help at all. Will make it my mission to ensure nobody I know uses this company. It was a blessing in disguise because I switched companies and got better coverage for much less money. I should be thanking them actually.

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    Customer ServiceClaims HandlingCoverage

    Reviewed April 7, 2014

    I'm lucky this was a simple claim. But the Hartford uses a 3rd party company for glass coverage, this company has the worst customer service. It's been 3 weeks since my claim and I was just approved to get 3 windchill chips to be fixed.

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    Claims Handling

    Reviewed April 6, 2014

    I have not had to file a claim with this company. I have auto and renters insurance through The Hartford. My biggest complaint is the renewal policy. My policy is a one-year policy and my policy will renew in July. This will be the second renewal. Last year, when it was renewal time, The Hartford sent me a statement around the end of May. The statement showed that I had a payment due on July 5th and another one due on July 27th. After that, the payments were due just on the 27th of each month. In all my years of having auto insurance, no matter which company, when it came time for policy renewal, I only had to pay one payment in each month.

    The agent called The Hartford on my behalf and I thought that things had been straightened out until I got my next statement. Once again, it showed two payments due in one month. So, I spoke with my agent's secretary. She called The Hartford and was told that that's the way they do things. I always try and pay more than the minimum due; but, I am not in the position to pay 2 months of payments in one month. If the renewal notice shows that I will once again need to make 2 payments in one month, I will likely look for other insurance options.

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    Coverage

    Reviewed April 2, 2014

    I was with AARP for a few years. When I bought a new car I was getting anxious with their rate they offered, but they explained that is because the new car coverage is always higher. The information that it is a special discount for a new car owners was not even mentioned. I believed them not checking with other Insurance Companies first. Recently they increased my payment for about $400.00 per year telling that is because I'm living in California. I don't have any accidents or tickets - nothing as a reason to increase a price. They are liars taking advantages from us using our lack of knowledge and laziness. I bought 21st Century car insurance the same $400.00 less than AARP offered. Beware about this company and avoid doing any business with them.

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    Reviewed March 27, 2014

    Hartford raised my rate by over $100 because I moved to a different zip code. No tickets! No accidents or losses. The place I now live in has 24-hour security at the gate.

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    Claims HandlingCoverage

    Reviewed March 21, 2014

    AARP Hartford is not what I expected. Had problems with a claim on homeowners and now auto. My advice is ask, check, follow-up and then check again. Weeks to get a claim resolved. Then told no coverage. Well, learned a lesson and learned it well.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 25, 2014

    My mom got a policy with them stating $380 first payment and $120 the other 5 months. Like 3.5 weeks ago For her and my dad. I don't have a car and don't live with her. But I drove her car once like 4.5 months ago and got into a fender bender. So they send her a letter saying they wanted to talk to her about the accident of 4 months ago. She call them the following day and told her that because on the information given they need it to put me in the insurance and it will be a 100 dollars more per month. Btw (I'm 22 years old with a 3.77 GPA in engineering) so my mom told them, "Please keep my policy open for a few days and until I find a cheaper policy." We call them exactly a week After stating we wanted to cancel the policy and wanted to know how much she was going to get for her refund. They were like, "You will only getting 93 dollars and your son is in the insurance."

    My mom told them, "You don't have the right to put my son and charging me without knowing for a week that he's been in the policy." Well the discussion keep going and then in the middle of nowhere the customer service agent told my mom, "Your son has been in the policy since the first day of the policy." My mom got really upset saying, "You just told me you were charging me for a week not a month." So the lady on the phone say, "Sorry there is nothing I can do," and start saying that when my mom say a bunch of things a week ago that's why I was put into the policy. The lady also state that they could put anyone into the policy without my mom's permission. So my mom ask them if they recorded the phone calls because she never say a bunch of stuff and wanted to hear it.

    The lady keep saying, "We do record our conversations but we can't let you listen to it." She had us for an hour talking and she kept contradicting herself. My mom does not have a job for a company like this to steal her money. They should be ashamed of taking more money from people who don't have any. Please advise your friends not to get involved with Hartford auto insurance or any related. You will regret it for they just want your money and cannot even been honest. This happen to a honest 51 year old woman who contact them every time they needed information. Advise your friend for they will lie about anything that way they can get free money.

    P.S. My mom have proof that after two weeks they are still charging her her normal first policy she agree on. Because they send her a letter and they never mention her kid was on the policy until we call them. Sorry for my grammar, I wrote this from a cell phone and the lady we talk to was CAROLINE **. She is a liar that never let us talk to her supervisor. Because she say everyone will tell you the same thing.

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    Customer ServiceStaff

    Reviewed Feb. 22, 2014

    Feb 6th 2014... first car accident on ice in 9 years. It took 12 days to even get an answer from them whether or not they would total it. Told me my car was in the shop when it was actually at my home! (It was drivable and since the car rental place next to it LIED to me about having a car ready I just LEFT). It seems Hartford has specialists that all they do is try and placate you and change the subject and cannot even read an accident report correctly. Most calls... they are just voice mails. They are afraid of bad reviews... and they know they are going to get one... so these "specialists" their only job is to convince you that everything is going to be alright.... So much b.s. I cannot find an AARP rep to tell them this.

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    Staff

    Reviewed Feb. 15, 2014

    Hartford was recommended by AARP to my husband, who contracted them to insure our home and two cars. And because he handled these things, I had no complaints. When he passed away last year, I realized Hartford's rates were excessive, especially for someone on a fixed income. My son-in-law did a little research and found that GEICO offered me a rate that was half of Hartford's for the same coverage (from $1,900 per year to $880 per year for my car alone). I can't fault Hartford for trying to make as big a profit as they can, but AARP should not be in bed with any company that doesn't have AARP's members best interests in mind.

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    Customer ServiceStaff

    Reviewed Feb. 13, 2014

    My car was hit by a Bobcat clean snow on Jan 8, 2014. The driver told his boss that he hit my car and the boss agreed to pay for the damage. We were referred to their insurance, The Hartford. I spoke to their representative the following day and she told me she just need to get hold of the employee and confirm he hit me. 2 weeks went by and I call the The Hartford and I was told they could not get hold of the employee and until then they could not pay for my damages. I told them I need my car to go work and I was missing work. Well one month went by and I call them and the same story, The Hartford could not get hold of the employee. I walked down the road at the same day and found the employee. He told me he call them many times and The Hartford did not return their phone calls. So I call The Hartford and got the employee to speak to the lady. So she told me she would review all the document and call me back. My damages were $2600. She told me she would only pay $1600 because my appraisal was based on new parts and my car is not new and used so she only could pay for used parts. So please to sign up with them they are bad.

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    Customer ServicePriceStaff

    Reviewed Feb. 9, 2014

    I received a quote from The Hartford. Once we settled on an amount of money per month, they said they would send me an agreement to fill out. Every day for a week I would get 3 and 4 agreements in the mail. I didn't know which one was which. I called The Hartford, spoke to my sales rep, and she said, "Oh, Don't worry about it, we have everything we need." I gave them my bank routing number, and the following Monday they called to tell me the routing number didn't work. "Can we just have a credit card." They never told me there would be a service charge for the credit card usage.

    My ins. began on Nov 8th. Last wk, I get a statement from them that said I had a $40 policy change, and I saw $5.00 service charge as well. I called them, and they first said, it is because you changed your plan. When I told them I never changed my plan they said, well it is because we increased your ins because you did not get the form back to us. When I ask them about the $5.00 service charge they said, "Well it is because you use a credit card and not a routing number." Does anyone there know what they are doing. If you go to them, just keep in mind you will be getting tons of mail, not only from them but AARP, I also think they sell your name to list companies, as I have never received so much mail since I joined with them. Needless to say, my search for an auto ins. company that I can trust to be honest with me, and not arbitrarily raise my rates, and pound me with mail is coming sooner than they think.

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    Customer Service

    Reviewed Jan. 29, 2014

    Called today (1-24-14) for assistance. I got a recorded message that due to inclement weather they could not take my call because the office was closed. I called AARP to complain and they could not get in touch with them either. So there you are expecting to receive "24 hour service" and all you get is a recorded message. What kind of insurance is this. I signed up for 24 hr. 365 days a year service. So what does a 77-year-old woman do if she is stranded on the roadside. IT IS SIMPLY OUTRAGEOUS.

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    Claims HandlingPriceStaff

    Reviewed Jan. 29, 2014

    I have had AARP Hartford about 5 years. The prices are very reasonable for my area for my motorcycle, a pickup, 2 cars, my home and my 5th wheel trailer. The deductible for my windstorm and hail damage is a higher percentage than I would like, but for the $6000 in additional deductible I pay about $1100 less per year than any of the other quotes that I received. I have only had one claim, on a car about 3 years ago. The prices for that car only, did go up about $80 for the first year and it is possible there is still a surcharge on that car still, but if so I don't really see it compared to the prices for the other vehicles and it didn't affect the motorcycle, or other vehicles at all.

    I have no problem at all recommending Hartford to anyone. I have no doubt some people will have problems with a claim, could be because the claimant is wanting something unreasonable or because the company is trying to pay as little as they can get the claimant to accept, but I have had claims with other companies, such as Farmers after a hurricane with minimal damage and was told by the agent I talked with to turn the claim in and if the claim is accepted I could at least get some of my money back. The claim was denied but my rates went up because I filed a claim even though I didn't collect a cent. That is when I went to Hartford. May have gotten the same thing with Hartford or any other company but I definitely got that from Farmers so would not recommend them at all.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Jan. 27, 2014

    We received a quote and were told they would send a contract to sign. When we received the contract, it included a paper indicating that if we had any at fault accidents in which we were "60% or more at fault" or any claim over $1,450 (which to me seems like virtually any claim), we would have to pay a 20% surcharge. (For us this would be over $500.) This was not previously mentioned. Additionally, no one could tell us how the percentage of fault was determined or who determined it. We called and told them we did not want to go through with the insurance because of this and the representative told us that since we had given them our credit card information, The Hartford considered it a binding contract even though we did not sign anything.

    We disagreed and pointed out to them that the paper they sent to us indicated it is only an application. The customer service representative argued with us but they finally said that they would send out a form cancelling the policy and that they agreed not to charge our card. There are so many bad reviews of The Hartford on this site that it is hard to believe. But our experience with the previously undisclosed "surcharge" and the hassle they gave us about having entered into a contract when we had not signed anything and had not even received a written quote gave us reason to wonder if there would not be similar problems in the future.

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    Customer ServicePriceStaff

    Reviewed Jan. 24, 2014

    I responded to an advertisement for AARP Auto Insurance Program from The Hartford. It was priced in the ad at $763.00 for 12 months. After speaking with a sales representative from Hartford, giving him all of my information and them checking my driving and accident record, I was told everything was fine. I had the policy 4 days when I received a call from a Hartford agent informing me they had increased my rate to almost double. Their reasoning: NY State is a no fault state and I was a party to a hit-and-run. My car was parked at the time it was hit. I had a witness to the accident and recovered all of the money for my insurance company. My insurance company paid nothing.

    For the 4 days I had my insurance with Hartford they are trying to bill me $19.00 - the higher rate. I sent them a check for $2.09 per day based upon their ad. I have referred the case to NY State Department of Financial Services. Hartford just sent me a Past Due Notice for $10.64 and they state, "Your payment must be received by 2/3/14 or the balance will be referred to our Collection department." I placed my insurance with Liberty Mutual for less than Hartford's advertised price. I will be cancelling my AARP membership. .

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    CoverageStaff

    Reviewed Jan. 12, 2014

    I work for an Insurance agency that has had the VERY UNFORTUNATE experience of being an agent with Hartford Insurance. We are located in many states in the country, and we have discovered that Hartford Insurance is intentionally stealing money from agents and insureds according to their commercial vehicle policies. All of their companies refund vehicles with reduced coverage for example going from full coverage to just storage for the winter and most companies refund 100 percent of the premium when a change occurs and vehicles are taken from full coverage to storage only. However, that usually takes 30 to 60 days to refund the insured. With Hartford Insurance, they do not refund your money until you put the vehicles back on the policy and then they calculate the credit from the time it was taken off to the time it was placed back on the policy. The problem is if that vehicle does not go back on the policy before the next expiration date, Hartford keeps 100 percent of the premium. They have had this practice for over 10 years and have been cheating agents and insureds all across the country for many many years. They are the worst Insurance company in the world.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 12, 2014

    As of this date, I have not signed up, even though I had my husband do so; after reading these reports I will be looking for another company. The comments to which I'm replying reminded me of my experiences in my attempt to find out the costs for various autos which I was considering for purchase. I spoke to several different agents- never the same one- and every time the quote differed (talking about the same vehicle(s), of course). Just as this reviewer said, I was also told that there must have been some mistake on my part, that the ins. would have had to have been "x" amt (which was more, of course). Their site screwed things up as well; when you tried to adjust coverage it would freeze up on you, and in EVERY instance no matter what the vehicle the quote online would differ from the agent's quote with whom I was speaking at the time.

    The discrepancies were hardly miniscule several times. It was quite frustrating. Since I hadn't read any reports about them, when we finally decided to go with them for his car I wasn't worried about any shenanigans - I just thought that their agents were poorly trained (I had gotten incorrect info about later discounts to be applied, but thought I had finally found a knowledgeable individual; I do admit, however, that at the back of my mind was the thought that they might have been attempting to extract the most they could from their applicants, but I let it slide - everything seemed to be working out and there seemed to be so many positives).

    Monday I start checking out others again - will call AAA again - but we all have to remember there are all kinds of thing we have to take into consideration: will full value be given for totaled vehicles, if another driver is using your car and has an accident, will they use our limits or the driver's (this came up with Wawanesa- you can have high liability ins, but they'll only pay the legal minimum, and the same goes for un/underinsured motorist protection as well, etc, etc).

    BTW, AARP isn't run by us older folks, as I found out - and many of their recommendations are not beneficial to their members. Obviously it's mainly about the money they're raking in - who gives them the most - and I doubt seriously whether much of that money is used to protect seniors; I have seen them take positions that are hardly beneficial. I think their choice of companies for "Medigap" seems to be pretty good, however, when it comes to the questions they ask to qualify those when this is necessary. Well, here I go again - and I was just to sign up as I am about to purchase another car (sigh)... lol

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    Customer Service

    Reviewed Jan. 3, 2014

    I canceled insurance on one of my cars and added my 16 year old on the same day. They told me they took off the car and added my son and that the amount of refund and addition of son being on policy would be another $500+ for the year. I asked when they would bill me for the amount and they said December. This was in October. So I wait for bill to come in December and thinking with all the extra mail that it would still come. NO bill so finally I call them and they inform me that the car I told them to take off was still on policy and that my 16 year son was not added because I hadn't called them back to tell them if he was an B+ student, which I had told them he was not. For 2 1/2 months my 16 year old was driving without insurance!!!!!!!!! UNBELIEVABLE. No excuse for not taking the car off either. I intend to turn them in to the Missouri insurance commission.

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    Coverage

    Reviewed Dec. 17, 2013

    Am on monthly pay plan but did not receive notice for December; Instead received Email notice of past due status on policy. Have not been able to make due payment and AM NOT interested in automatic funds-transfer.

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    CoverageStaff

    Reviewed Nov. 25, 2013

    I insured my Honda and my Dodge Ram pickup with Hartford in Late April 2013. I have a clean driving record but my premiums were still quoted over $1300 a year for both vehicles. I was offered a discount if I paid premiums for the full year so I paid upfront and bought insurance from 4/27/2014 - 4/27/2014. On Monday, Nov 25 I sold my pick up. I called to cancel the insurance on the truck. I am going to receive a refund of approximately $123.00. I was speechless. I am going to receive a refund of a little over $100 for 5 months of insurance??? How can this be??

    The insurance rep informed me they don't calculate insurance in the manner that would equate to getting a specific dollar amount refunded for each month of unused insurance. They refigure my insurance rates without the multi car discount and when the dust settles, I will receive $123.00. They sure as hell wouldn't insure my truck with full coverage for 5 months for $123.00. I will never pay premiums a year in advance, and I will never do business with Hartford Auto Insurance again. I am extremely disappointed that AARP is supporting an insurance company that rips off its policy holders. Look elsewhere for your auto insurance... I am going to.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 25, 2013

    I had a good rate with Hartford with my old car and just bought a new car on a Thursday afternoon. I called on a Friday afternoon. I'm in a different time zone and called them after 5pm in their time zone and got a recording. I tried first online and could only change options on my current car, not to create a new quote on a new car. First, their phone number was not in the insurance card or the documents, but happened to be on a generic flyer they had. The website was not listed on any of their documentation.

    I reached them on Monday. I spoke to a pleasant person who gave me a competitive quote. I was told that I had to send them via fax or letter a request to change my policy by close of business today (their time).

    Strike 1) Make me work to find your phone number/website.
    Strike 2) Old banker's hours.
    Strike 3) Fax? I don't have a landline, and even if I did, I may not have a fax.

    Strike 4) Receive a in 15 minutes or I could lose my policy?

    As I am an AARP member, I do remember when banks closed at 3pm and were only open M-F. Hartford has the same mentality--this is how WE operate, get over it. I couldn't get a new quote online. I couldn't work with them via email and they closed by 3pm my time. This is NOT customer-focused. This is barely 20th century technology. It would have been EASIER to stay with them if I could do my business by phone or email, but since they required me to drive to somewhere that had a fax TODAY within the next 15 minutes, they lost my business and were going to have to refund me almost a year's worth of premium that I had prepaid under my old policy. I can't say how they handle claims, but if this is how they handle people trying to pay THEM, how must they handle service when they have to pay the client?

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    Customer ServiceStaff

    Reviewed Nov. 13, 2013

    I feel frustrated for the company's failure to recover repair costs on my behalf from the other party of the traffic accident on the pretext that the amount claimed was below my deductible. Staff from the customer service was impolite and increased my auto premium despite their fault in recording my age.

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    Staff

    Reviewed Nov. 3, 2013

    I have been with Hartford since 2004, and have not had any tickets for 20 years. I did have an accident in 2011 & was given only one point on my driving record due to the circumstances of the accident. I was supposed to have 1 accident forgiveness and a few months later they raised my rates $16.00 a month. When I contacted them, they told me it was for administrative purposes. They told me that was passed on to all customers which was not true. I'm looking around as I think $116 a month for a Toyota Camry is too much.

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    Coverage

    Reviewed Oct. 10, 2013

    We had 5 vehicles insured with Hartford. They wrote 2 policies because they will only write 4 vehicles per policy. We sold one vehicle in July. I called them in Aug to cancel the insurance. Today, I found out it takes them 30 days to remove a vehicle so I was charged the premium for the sold vehicle in Sept. of the $160.50 annual premium for that vehicle. I will have my total premium reduced by $49.68. My policies renew in June. They will not combine my policies to one now that I only have 4 vehicles. I sold the vehicle one month into the annual policy. Why would it take 30 days to process, why not use the date I called in to cancel the insurance, why not combine policies now????? We are definitely going to find another insurance company! Forget AARP and checking into joining AMAC.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 7, 2013

    I have been with The Hartford for over 13 years and never had a claim. My home, auto, boat and umbrella policy. While boating I had a minor collision with my boat which involved hitting my kicker motor on the dock while pulling into a slip. I had enough damage that I decided to file a claim rather than fix it myself. So, I file a claim. A few days later I get a call from their adjuster and they tell me that they cannot cover the claim as it was a collision and not covered under my policy. What good is it to have insurance if you are not covered? I had full coverage for my boat.......

    The short of it is, I cancelled my boat policy that day, and the following day I cancelled both Home and Auto plans with them. I went to Allstate and got better coverage at cheaper rates. Another thing my last ticket was in 1977, it is now 2013. They raised my rates when I hit age 55. This programs is supported by AARP. So much for good insurance for seniors. I hope they go bankrupt.

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    PriceStaff

    Reviewed Sept. 28, 2013

    Was concluded by Hartford I was at fault for backing into another vehicle at a stuck red light to trip the pad. I provided drawings, photos, recreation of the position of both vehicles indicating the other car was not legally in the lane behind me or entered late over a solid line. The area damaged indicated the car was well out of the lane and out of view if there at all. Hartford did not represent nor argue to support my case. Agents and representative are not even in my state and contract to independent adjusters in the area. They wanted nothing to do with trying to represent me or prove who was at fault nor review my photos, drawings, and argument. They sent me a letter indicating 51% my fault period and raised my rates. My first incident in 45 years driving. I never admitted fault to the other insurance company or mine from the beginning statement. They will not stand by you, fight for you, support you or listen to anything you say or review any proof you may provide. Lazy and not concerned with their clients' best interest.

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    Reviewed Sept. 27, 2013

    As for the elderly gentleman's complaints about rates going up with now accidents or tickets, it happened to a dear little old lady friend of ours. Clean record, 1997 Ford Escort wagon. Her rates jumped from 1,500 to 2,500 annually. Sad to say, age discrimination is a part it seems. I suggest contacting the Insurance Commission of your area and file a complaint. I have had to with good results, not the best but good.

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    Claims Handling

    Reviewed Sept. 26, 2013

    Auto insurance injury claim payout / will not settle, being forced into court. I will write this review after we go to court and let the public know what I’ve been through with Hartford involving personal injury claims. So far it has not been good! Past 2 years now.

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    Reviewed Sept. 25, 2013

    I subscribed to TrurLans to get a 5% discount on my premium. When I got the device, no one in my home (3 generations) could figure how to install it. So I went to my Toyota dealer and he told me that this device would not fit my car. The service manager said the insurance companies are trying to push these things but they are all a bunch of junk. Then he charged me a $75.00 service fee. When I report this, AARP Hartford told me that the only thing they could do about this is increase my premium. Look like AARP and The Hartford have been snookered by some company in China.

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    Coverage

    Reviewed Sept. 19, 2013

    I was charged for coverage that I had already paid for. The Hartford auto insurance company was automatically deducting my payment for coverage every month. On 06/21/2013, I called to have my policy cancelled in order to get coverage from USAA. At the time, my AARP policy was current, and I was told by the rep, that I would be receiving a refund for the time I had already paid for. Well in late August, I received a bill stating I owed for coverage from 04/30/13 to 06/21/13.

    Once I informed AARP that my policy was current up until I cancelled, then they changed the reason for the bill stating that now the bill is for an early cancellation fee. There is nothing in my policy that refers to an early termination fee, and when I called to cancel, the rep told me I was to receive a refund. So after waiting and no refund, AARP sends me a bill for coverage I had already paid for, and when that fact was brought to their attention, the reason for the charge was changed to early termination fee...

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    Customer ServiceStaff

    Reviewed Sept. 12, 2013

    I had my insurance with a company for many years and they kept raising it for no reason so I decided to go with AARP Hartford and my premium went from $1,100 for a single older woman driver to $550 thereabouts! Then they raised it the next year to $640 and then for 2013 it is $726. This is rate protection! Now I did have a minor fender bender in the Kroger parking lot where the police were not called but they have accident forgiveness and they applied that, but did they? I don't trust these people. It seems that they just hauled me in to raise the rates.

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    Customer ServiceStaff

    Reviewed Sept. 8, 2013

    I called to get the AARP Auto Insurance and was truly confused. I thought I was getting AARP Insurance. Come to find out, it was The Hartford who is connected with AARP... So I started paying on my Auto Insurance. Had only been with the Hartford Insurance for about 3 to 4 months, if that long... I had missed almost a month for not paying due to an illness on my part, but called to pay my Insurance and was told that I was Cancelled... OMG. NO ONE was courteous, just cold speaking and would not explain Hartford functions.

    And when I've seen that commercial when you guys said that an AARP insurance holder could not be dropped, I was beside myself with disbelief. I feel The Hartford AARP Auto & Home Insurance Program let me down and robbed me of my money. I will not tell none of my friends to join your prejudice racist program. I am ashamed that I even considered you as valuable.....

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    Price

    Reviewed Aug. 23, 2013

    We joined AARP for auto insurance almost a year ago. At the time that we joined my wife had two accidents a few months earlier while we were within the coverage of our previous insurance carrier. Initially the insurance premiums were reasonable, but as we changed vehicles throughout the year the rates have gone up significantly. Our cars are mostly older cars, with exception of my wife's newer car which is a 2012 model. When our younger daughter was added to the policy and her car the increase skyrocketed beyond the unimaginable... although she has never been in an accident, never had a ticket, and she is an honors student in school, entering college now.

    We were told that our policy's cost would reduce when she would get her own policy. She got her own policy the following day. Three days later I removed her and her car completely form our policy. Our policy cost was reduced but not to the cost it had before, it is now close to $30.00 per month higher. After I removed our daughter and her car from our policy, her policy cost increased to almost twice of what she was quoted and set up for. Needless to say we are ALL looking for an insurance company that is more reasonable and stable with their quotes.

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    PriceStaff

    Reviewed Aug. 20, 2013

    When I renewed with Hartford I was shocked when I saw my premium. I called because I had a 1998 Escort and a 2006 Dodge truck. They had charged me more for the 1998 than they did the truck and I didn't even have collision on the Escort. I called and they told me it was for a claim made on another vehicle I had that caught on fire two years earlier. I chose to cancel my policy and go with a company less than half what they were charging me. I paid my monthly bill and called to cancel my policy. The agent told me I had a refund coming. Now they are telling me that I owe them money. My advice is to steer away from this insurance. They are not senior friendly and are not out there to help the seniors but to rob them.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 7, 2013

    This is the second time I try to get coverage with Hartford. The first time they told me they don't cover a Porsche. OK. I just called them after watching an AARP TV ad so I called again. Now we drive Lexus cars and my daughter a VW Jetta. Sorry they said can't cover you since one of the Lexus SC430 is a High end performance vehicle and my daughter is 22. A Lexus S430 High performance car??? Are you kidding????? Don't even try to call them. I don't understand why AARP promotes them, I guess they must receive lots of money for it... You would think they would be more flexible than others. After reading other reviews and realize they get a mere 1 STAR, I am glad they refused me after all. AARP wake up and drop this company. They NO good or people will drop YOU.

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    Customer ServicePriceStaff

    Reviewed Aug. 6, 2013

    About a couple months ago, a driver who was insured by The Hartford Auto Insurance hit my car. She backed into it going down a hill. The entire right side of the car was smashed in. It took a couple of weeks for anyone at Hartford to even contact me. They instead had been keeping my mother updated on the matter. Mind you, I am 26 and the vehicle is in my name and my name only. I don't even live with my mother. I haven't for 8 years now. Anyway, when they finally did contact me, Rob told me that they had sent someone to check out the damage of my car. He went on to tell me that due to the damages and condition of the vehicle they would be giving me $3,909.49. He then asked for my bank account information and said the money would be deposited into my account within about 3 business days. I said, "How much did you say again so I can write it down?" He again stated, "$3,909.49." I said, "Okay, great. Thanks for being so helpful and pleasant." I thought I was gonna get the run around with you guys. I should have known better.

    5 days later and still no deposit in my account from Hartford. I thought maybe it just took a little longer than expected due to paperwork and what not. No big deal. Well, lo and behold, I get another phone call from Rob. He tells me that they are deciding to consider the vehicle a total loss and that the amount he told me was only based on about 75% of the vehicle's value. To which I replied "What does that mean for me? Does that mean I'm supposed to get more or less money than what I was told? " He says, "Well, that was only 75% of your vehicle's value so it should be a good deal more." I said "Really? Wow? That's great news." He says he will call me back in a day or 2 and let me know the new numbers (one for me to retain my vehicle and one for them to collect it).

    Rob calls me back and drops this bomb on me...They are prepared to offer me $1800 to take my car or $1600 if I choose to keep it based on further evaluation of the vehicle. I say that this is ridiculous. A 2-thousand dollar drop in not what I was quoted, but what I was told would be in my account definitely. Within 3 days no less. So, of course I dispute it. I just invested that much ($1800) in fixing my car up less than a year before this accident. It runs like a dream. It's just that the side is smashed in. You cannot enter the passenger side and it will not pass inspection. I know full well this car is worth more than $1600-$1800. I cannot repair OR replace my car with that amount of money. Under $2000 will get me a car that already needs more repairs. After taxes and document fees, I'm looking at buying a $1500 car. Basically, a piece of junk.

    Needless to say, she (their customer a.k.a the at fault driver) and I are very upset. She felt so bad for hitting me and just knew her insurance company would take good care of me. After all, she has been with them for over 25 years and has never been involved in an accident. My experience with The Hartford has been absolutely dreadful. I hope that I never have to deal with this horrible company again. They completely ripped me off and I'm sure they have done no better with her vehicle.

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    Customer ServiceStaff

    Reviewed Aug. 5, 2013

    I have been paying my auto insurance premiums online to The Hartford Insurance Company diligently each month for over two years. In June, I noticed my payment hadn't cleared my bank account after about a week, so I called them. They indicated that the payment was returned due to a problem with entering my account information online. I immediately paid them by phone. Then the exact same thing happened in July - I noticed my online payment hadn't cleared, but I was monitoring it this time, so I called after only three days this time. I was told my policy was "fully paid to date".

    Two days later the payment STILL hadn't cleared - again I called and again I was told my policy was "fully paid to date". When my payment still hadn't cleared my bank by the following day, I called once again and finally was told the payment was returned by my bank once again. I attempted to pay immediately by phone, but they would not accept it saying my account was "under review for possible cancellation". I was told I would hear from them soon on the results of that review. So, after not hearing a word from them for another four days, I called today, August 5th, and discovered my policy was indeed cancelled.

    I find this ridiculous since I was willing to pay immediately during my first phone call - and all other calls that I made. To add to my frustration, The Hartford's website that I used every single month to pay my bills was recently changed. It was determined by my bank that the "account type" defaults in as "Savings" and I was using a checking account. The Hartford's explanation was that I must have "transposed numbers in my account" - that "maybe I need to get some reading glasses". How very unprofessional!! I was nothing but courteous throughout this entire process, yet this was the response I got!??

    I think the REAL reason I was canceled was because they had to shell out a rather significant amount of money due to a major accident I was in back in June of 2011 - an accident that was determined to be 100% NOT my fault!! I was dissatisfied way back then when it took them about a year to refund my deductible, and should have found a new company at that point. But I stuck it out, and now I get treated this way!! Thankfully, my agent has found me a much cheaper rate for the same coverage with a company that is KNOWN for their customer-service. I'm sure we'll all be happier. Thanks for allowing me to vent - I wouldn't recommend The Hartford to ANYONE!!!

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    Customer ServicePriceStaff

    Reviewed July 27, 2013

    First, let me tell you I sympathize with your rates going up. Let me explain many things that could possibly cause your rates to increase. The first two are obvious: Tickets, Accidents and when I say having an accident, it doesn't matter whose fault it is. They will automatically raise your rates and it stays on your insurance for 5 years regardless of the amount of damage and who is at fault. Secondly, if you buy a new car or add another car, they also go by replacement rates. We bought a 2013 Subaru in February 2013 and it made our policy go up 30.00/month - due to the high cost of replacing those parts. They won't be putting aftermarket parts on our Subaru.

    Also, if there was major damage to roads in your area (hurricane, major car pile up, old roads) they can increase your policy, also considered is how many miles you drive per year. Again, the insurance company is not a friendly entity as it once was about 20 yrs. ago. Oh! If someone hits you, don't look for your insurance company to go after them, ours literally sat on their **. I had to do all of the work until I threatened to report them and sue them. Got the money back, finally but it was 9 months of grief. All of these companies are about the same. I suggest switching every few years just so they don't get even more complacent when you call. I recently called Hartford/AARP and they tried to sweep what an employee quoted us under the rug. Don't worry, we will move our policy again in a few months.

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    Staff

    Reviewed July 25, 2013

    When I first started with Hartford rates were fair. This year time to renew my renewal went from 200.00 to 458.00 being taken out of my account. I got the notice of that after I cancelled my policy. Was threatened since I took a car off the insurance and also lied to of why my bill went up so high... I never gave them permission to snatch almost 500.00 out of my bank acct. After calling I managed to get a check of 88.01 back. I will shout it from the roof top this company sucks, and lies... shop around. I believe they target older people they think are too stupid to know they’re screwing us...

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    Customer ServiceCoveragePriceStaff

    Reviewed July 21, 2013

    The joys of an auto insurance policy and premium with the HARTFORD INSURANCE GROUP. Where does one begin? I received my renewal policy declaration page and immediately noticed that the premium had increased $360.00 per year. I called in and requested to speak to a representative and soon one young lady came on the phone. As we went through the why process, she put me on hold about three times and each time was for an incorrigible amount of time perhaps 2-4 minutes each. I'm thinking she's with her superiors thinking of something to say to me that I will buy. I was not buying. In the first place the updated premium was almost a transposition of the premium of the year before. Could someone there actually think that an elder would not notice the numbers were twisted? Then we came to possible reasons why the premium increased almost a third that year. The best was that I was awarded a multi-car discount the previous year and now the second car had not appeared on the policy so the discount was not available.

    Now, I'm thinking, well if having a second car would give me an almost $400 annual discount, why not purchase an old junk, register it and put it on the policy? Or, simply think it out and come up with the conclusion that someone there either is not: a) thinking at all, b) thinks that the customer is not thinking at all, c) is simply not doing his/her job. What actually happened is that I purchased a different car last year and cancelled the old car. The previous car had been registered and insured in New York. I was now living in Connecticut and insuring the new car thusly. Clearly this multi layered change threw a quagmire of problem solving monkey wrench into the mix. Puleese. Not having two cars would make the policy go UP one third of the premium? Several years ago, I did have an old car on the policy and when I took it off, there was a noticeable decrease in premium.

    The young lady also told me that some of the increase in premium was state mandated which accounted for this. She or the insurance company had no say in that. I said, "What!!??" I have a state mandated increase in the cost of the premium due to costs or fees placed on the insurance company? First of all I stated that I received no notice of increase in premium due to any state mandated increase in the cost of doing business to the insurance company. (This was one of the long hold periods). I asked what percentage or what amount could that state mandated fee be that was passed on to me? The uncomfortable silence on the line told me that she was unable to even approach giving me that information.

    I soon came to realize that further conversation with this representative would be an exercise in futility. I admit got angry and said I would be investigating this entire situation. Mostly I was angry that I actually gave credence to this conversation at the beginning. Then when it turned into a cartoon, I became angry at the insurance company and, sadly, at this representative who, if I could see her, was like a deer in the headlights. Whoever her supervisor of the moment was did this woman a total disservice. I told her that someone at the insurance company should be doing their job. This should have been picked up in some sort of checks/balance type of thing.

    So, this now brings me to the following points.. Do they transpose numbers thinking/hoping that a policy holder would not notice or simply accept such a change? Are the workings of this company just so inefficient that these things happen as a matter of course and we play the blunder fool em game? The pass the blame odyssey was ludicrous. Regardless, I immediately went on line and moved to a different insurance company and guess what? You pay a little extra for an extra car but a discount is applied and guess what again if you cancel the extra car, your premium actually goes down!! What a concept.

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    CoverageStaff

    Reviewed July 17, 2013

    We had insurance with Hartford. I was rear-ended. The guy ran. Turns out he had no insurance. Hartford cut my medical benefits as fast as they could. Then we were late on a payment. They dropped us, did not even inform us until I went to pay the car. Was without insurance for two weeks. I called about it. The Hartford were very nasty and unprofessional. I wouldnt suggest anyone to be insured by them. Disgusting company.

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    Claims Handling

    Reviewed July 15, 2013

    I received my renewal policy with a 300 percent rate increase. I have had my license for 40 years with never a claim - never an accident or traffic violation - have been w/ Company 7 years. Called to ask why and the reason I received a 300% rate increase was due - The Hartford ran my credit score.

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    Customer ServiceClaims HandlingStaff

    Reviewed July 9, 2013

    I had my neighbor hit my car. He was very sorry and we exchanged info. I contacted Hartford and from there in, I did very thing. I had to go to their auto body shop to get an estimate. No one from Hartford came down to look at my car. I went to my auto body shop. Things went well... I got it fixed but Hartford wanted my to pay my deductible. The Claims department didn't keep contact with me. I had to call the other insurance company to find out if my claim had been paid. They said it was sent out 2 weeks ago. Hartford didn't even do a follow-up to see where the claim was at. They had sent the payment to a different address. The Hartford didn't even know what had happened if I didn't call the other insurance company. I have been with The Hartford for more than 10 years and this is how they treat (lack of help) a longtime policy holder. They didn't even lift a finger to help me out. I had never gotten any updates on my claim. As of today, I still don't know when I will get my deductible back.

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    CoveragePriceStaff

    Reviewed July 9, 2013

    In 2006, we purchased auto insurance (liability only) with AARP The Hartford because we changed cars and they offered the lowest rates at the time. In 2007, nothing changed except an $84 increase in premium. In 2008, I was in an intersection behind a truck waiting to turn left when the light went from green to yellow and then red before the other vehicle and I were able to safely make our turn during rush hour. A police officer that could not see me because of the truck until he turned gave me a red light ticket. Our next renewal was $188 more. The 2009 premium went down $84 the exact original increase back in 2007. The wife had a minor fender bender and our premiums went up $249 in 2010.

    In 2012 we were contacted by competitors wanting to give us quotes because rates had gone down in our area. Our 2012 renewal was indeed $313 less. However, in 2013, we sold one of our 2 cars and the premium only went down $125. Then we bought a new replacement and the premium went up $208. After that we sold the other original car and our premium only went down $123. I expect a premium increase if we have an accident or get a moving violation. I know insurance companies are in business to make money but shouldn't the premium to add a vehicle or delete it be the same price? We live in Oregon and by law are required to have insurance on a vehicle to drive it and at the same time purchase uninsured motorist insurance coverage. Sometimes you are forced to pay for what you don't get.

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    Customer ServiceCoveragePrice

    Reviewed June 22, 2013

    Four years ago, I got a quote from Hartford for my 2 vehicles and my house. It was a little lower than my then current State Farm policy, and I thought that the AARP connection would make them a good company for seniors. I was so wrong. This year, the auto insurance premium DOUBLED. Over 2 years ago, I received my first and only speeding ticket in 50 years of driving, going about 10 mph over the limit. The industry average is a premium increase of about 11% for this type of moving violation.

    I contacted other insurers and EVERYONE was hundreds of dollars less, including a quote I got on Insurance.com from... The Hartford! I called and spoke to a series of drones, but they would not budge, only offering to lower my premium by lowering my coverage. I know that insurance companies have notoriously poor records, but I expected more from AARP. They receive money from the products they endorse, so I guess it is just about the money. I switched back to State Farm and will NEVER be influenced by an AARP endorsement again.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed June 21, 2013

    I was on the phone from 11:30 to 3:30 to get a policy with your company. The person (John ** from Oklahoma) set up my auto payments with my bank with my permission and he gave me the amounts that would be taken out on Tuesday, June 25th of $75.00 for AUTO, $72.00 for HOME (condo). I wrote everything down, read it back to him with confirmation and reconfirmed it again before we hung up. I spent my whole afternoon to get an insurance policy. I had two small claims in 2011 and 2012 for an electrical storm that blew my refrigerator and a freezer that I lost food the previous year. The reports your company pulled up say CATASTROPHE but there is no explanation.

    I called MetLife and they told your agent it was refrigerators with a storm and food claim that was spoiled from an electrical storm. You went up $300 more on my home because of this. I was informed of the exact amount monthly. Then I called back and wanted to ask another question and the man, Jack, told me my first payment was$109.00. And that all other payments were $75.88 for auto and $74.38 for home. It was totally different from the confirmed conversation I had with John from Oklahoma. Then Jack said, "Oh, I doubt you were told a different price than what I have." He practically called me a liar? A lady came on the phone, did not identify herself to me this time, and I proceeded to explain the amounts didn't match and AGAIN, she insinuated NO AGENT would give you the wrong amount and she doubts he didn't tell me the first payment was $109.00. I couldn't believe my ears.... two agents calling me a liar.

    I have never been treated so disrespectfully before from any place I was doing business with. I worked with numbers all day and very knowledgeable of listening and taking notes CORRECTLY without any corporate bosses telling me I misunderstood! This last lady was irritating, speaking over me and wouldn't let me finish and started yelling at me like I was some OLD LADY with Alzheimer's disease. I am a young 63 with a mind intact, very intelligent and I comprehend completely and correctly by listening. This lady was out of control and rude to me. I ended up telling her off and hanging up with her superior attitude and disrespect telling me I misunderstood my conversation when she never heard it.

    It's amazing all your people think they are above mistakes. It was the first day of opening this account and it was MISERABLE, UNPROFESSIONAL, and the last two agents were DISRESPECTFUL!!!! John was wonderful but did give me the wrong amounts and I shouldn't have been told by these other two people I heard wrong!!! I am appalled that I was treated with such disrespect after being on the phone from 11:30 until 3:30. I wrote down every number, every word and verified it back to John. This woman has better not written any negative or nasty remarks about me in my file! She should NOT be working with people! She was talking over me, telling me I heard wrong, etc.

    I have never been treated so poorly changing to AARP/Hartford. Your agent, John, said this company was great with customer service. FIRST DAY, I'm extremely disappointed. I would like a letter to go to the corporate offices and I am going to follow up and make sure they receive this.

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    Customer ServiceClaims Handling

    Reviewed June 17, 2013

    I have had enough with THE HARTFORD! I can't believe how many times they CLAIM to have NEVER received a fax! Or CLAIM they didn't get this form or that form! Their phone lines are enough to drive you crazy. You get 10 prompts to choose from until you FINALLY get a LIVE operator who just transfers you 5 or 6 times and still you get nowhere! This place is a JOKE and we will NOT be renewing our contract! P.S. It's actually hilarious when you call and get a voicemail on EACH and EVERY line that says if I don't call you by 4pm, here's my supervisors #, blah, blah, blah.... and the supposed supervisor never even calls back either. Like I said... JOKE. Feel free to call my office, The Hartford, if you would like to finally take care of this matter from February of 2013! You know who I am!

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    Customer ServiceStaff

    Reviewed June 10, 2013

    I contacted Hartford due to being an AARP member. It has been a nightmare. We have gotten about 9 quotes and none have actually become policies. The process has taken 6 weeks. We have never talked to the same person twice. I have asked for a supervisor to contact me, which I still haven't heard from them. At this point, I am ready to look elsewhere.

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    AARP Auto Insurance Program from The Hartford Company Information

    Company Name:
    AARP Auto Insurance Program from The Hartford
    Formerly Named:
    AARP/Hartford Auto Insurance
    Website:
    www.thehartford.com