ServicePlus Home Warranty vs. 2-10 Home Buyers Warranty
Compare coverage, cost and reviews
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ServicePlus Home Warranty and 2-10 Home Buyers Warranty both offer coverage for home systems and appliances. Homeowners can choose from different plan levels and add on optional coverages to customize their protection. This article examines both companies side by side so you can make an informed decision when purchasing a home warranty.
ServicePlus Home Warranty vs. 2-10 Home Buyers Warranty cost
While 2-10 Home Buyers Warranty's monthly premiums are lower for basic coverage, 2-10 Home Buyers Warranty is also the more economical choice for comprehensive, high-tier plans. Another key cost to consider is the service fee, which is the amount you pay for a technician's visit; 2-10 Home Buyers Warranty has a lower entry point for this one-time cost.
ServicePlus Home Warranty plans and pricing
ServicePlus Home Warranty’s two plans always have a $75 service fee, which is your out-of-pocket expense when you file a claim. You can get a discounted rate if you opt to pay annually rather than monthly:
- Gold plan: $849 per year
- Platinum plan: $999 per year
| Service fee | Gold | Platinum |
|---|---|---|
| $75 | $87.42 | $99.92 |
2-10 Home Buyers Warranty pland and pricing
2-10 Home Buyers Warranty plans come with a service fee of $65, $85 or $100 — your choice. Opting to pay more out of pocket when you need a repair reduces the monthly cost of your plan. You can also get a discounted rate for paying annually:
- Simply Kitchen plan: $384, $420 or $492 per year
- Complete Home plan: $624, $660 or $732 per year
- Pinnacle Home plan: $792, $828 or $900 per year
| Service fee | Simply Kitchen | Complete Home | Pinnacle Home |
|---|---|---|---|
| $65 | $41 | $61 | $75 |
| $85 | $35 | $55 | $69 |
| $100 | $32 | $52 | $66 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
ServicePlus Home Warranty vs. 2-10 Home Buyers Warranty coverage
Your choice between these two companies may depend on the type of coverage you need upfront. 2-10 Home Buyers Warranty provides specialized entry-level options that cover only appliances. ServicePlus Home Warranty, on the other hand, bundles both systems and appliances into all of its plans, which might be better if you need comprehensive protection from the start.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
ServicePlus Home Warranty vs. 2-10 Home Buyers Warranty add-ons
ServicePlus Home Warranty offers a wider variety of specialty add-ons including coverage for septic systems and a second refrigerator. 2-10 Home Buyers Warranty’s list is shorter and focuses on a few standard extras. Both companies provide common add-ons for a pool and spa.
ServicePlus Home Warranty add-ons
You can cover up to 20 additional items with ServicePlus Home Warranty’s add-on options. Here are the monthly costs for some of the most popular add-ons:
| Optional coverage | Monthly cost |
|---|---|
| Sump pump | $2.08 |
| Central vacuum | $2.08 |
| Second refrigerator | $2.92 |
| Stand-alone freezer | $2.92 |
| Roof leak repair | $4.17 |
| Septic tank pumping | $5 |
| Well pump | $6.25 |
| Guest unit | $12.50 |
| Spa | $12.50 |
2-10 Home Buyers Warranty add-ons
2-10 Home Buyers Warranty provides a choice of 21 add-ons. The monthly pricing for some of the most popular optional coverage items is listed below:
| Optional coverage | Monthly cost |
|---|---|
| Septic system | $4 |
| Stand-alone freezer | $4 |
| Second refrigerator | $5 |
| Well pump | $6 |
| Roof leak repair | $8 |
| Inground pool | $18 |
What ServicePlus Home Warranty customers say
ServicePlus Home Warranty has more than 1,000 reviews on ConsumerAffairs. Customers have found the service representatives to be helpful and the costs reasonable. Criticism from reviewers touches on slow response times and unsatisfactory claim settlements. Ultimately, reviews of ServicePlus Home Warranty are mixed.
"The guy that I worked with was real nice. He gave me several different options and let me decide which one I want to go with. He explained everything to me and sent me an email. It had in it exactly what he told me was gonna be in it. Then I checked up the reviews on my own and they had some good reviews. So I'm pretty well-satisfied.”
What 2-10 Home Buyers Warranty customers say
2-10 Home Buyers Warranty has over 5,000 reviews on ConsumerAffairs. Customers like that the customer service team is responsive and the claims process is simple. Some customer criticisms include difficulty getting hold of a representative and the company not having technicians available in a customer’s area.
"I'm happy with 2-10. They were more responsive than the previous company that we were with. We had a water leak and they responded right away. They got the name of a contractor for us right away too. When the contractor didn't respond, we reached out to 2-10 and they kinda got on them rather quickly and said, ‘Hey, you better follow these clients back.’ They did within a couple hours on that time. They’re an advocate which is nice.”
Bottom line: ServicePlus Home Warranty or 2-10 Home Buyers Warranty?
ServicePlus Home Warranty and 2-10 Home Buyers Warranty provide homeowners financial security with warranty coverage for home systems and appliances. Both companies offer multiple plans that you can customize with add-on coverages.
- ServicePlus Home Warranty is best for customers who are looking for comprehensive coverage. The company offers two plans, each of which covers a number of essential systems and appliances. If either plan is lacking what you need, there are a number of optional coverage choices you can consider.
- 2-10 Home Buyers Warranty is best for customers who want simple coverage. The company offers plans with basic kitchen appliance coverage, common appliance and system coverage and more complete coverage.
