Dealing with unexpected breakdowns is part of owning a home. A home warranty makes this less stressful, helping you find a contractor and covering the cost of repairs. We’re taking a closer look at two home warranty companies — Liberty Home Guard and Select Home Warranty — side by side to help you decide which is best.
Liberty Home Guard vs. Select Home Warranty cost
Your choice between these providers may come down to budget priorities. If a lower one-time service fee for a technician's visit is most important, Liberty Home Guard is the stronger choice. It also holds an advantage with more affordable monthly premiums for both its basic and top-tier plans, making it the more economical option overall.
Liberty Home Guard plans and pricing
Service fees from Liberty Home Guard range from $50 to $125. The monthly rates listed below may vary depending on your service fee.
| Service fee | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| $50 to $125 | $49.99 | $54.99 | $59.99 |
Select Home Warranty plans and pricing
Select Home Warranty’s service fees range from $75 to $100 and are dependent on location. Your service fee has no effect on the cost of a plan. However, plans come at a discounted rate if you pay annually instead of monthly.
- Bronze Care plan: $629.99 per year
- Gold Care plan: $629.99 per year
- Platinum Care plan: $674.99 per year
| Service fee | Bronze Care | Gold Care | Platinum Care |
|---|---|---|---|
| $60 or $75 | $60.42 | $60.42 | $63.75 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
Liberty Home Guard vs. Select Home Warranty coverage
Liberty Home Guard starts by offering separate plans that cover either just your home’s appliances or just its major systems. In contrast, Select Home Warranty’s basic plan is an all-in-one package from the start, covering both appliances and systems. As you look at their more expensive plans, this difference mostly disappears, with both offering similar, comprehensive coverage.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
Liberty Home Guard vs. Select Home Warranty add-ons
Liberty Home Guard provides a much larger selection of optional add-ons with unique coverage for items like guest units, electronics protection and septic systems. Select Home Warranty’s list is shorter focusing on just a few extras like septic pumps and well pumps. Liberty Home Guard's extensive list is a key differentiator.
Liberty Home Guard add-ons
Liberty Home Guard offers coverage for up to 35 add-ons. Below are the prices for the most common items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $3.99 |
| Water line | $4.99 |
| Stand-alone freezer | $5.99 |
| Second refrigerator | $7.99 |
| Sump pump | $8.99 |
| Central vacuum | $8.99 |
| Sprinkler system | $9.99 |
| Hot water dispenser | $9.99 |
| Additional spa | $9.99 |
| Roof leak repair | $11.99 |
| Septic tank | $12.99 |
| Well pump | $12.99 |
| Pool and spa | $19.99 |
| Electronics protection | $19.99 |
| Guest unit | $35.99 |
Select Home Warranty add-ons
You can customize your Select Home Warranty plan with up to nine add-ons. Monthly pricing for the most common add-ons is below:
| Optional coverage | Monthly cost |
|---|---|
| Sump pump | $3.33 |
| Well pump | $3.33 |
| Stand-alone freezer | $3.33 |
| Central vacuum | $3.33 |
| Septic system | $5.83 |
| Sprinkler system | $5.83 |
What Liberty Home Guard customers say
Overall, Liberty Home Guard customers have positive things to say about the company on ConsumerAffairs. According to reviews, the claims experience is easy, and the company keeps its promises and follows through with repairs. Some customers describe a long claims process and some runaround while trying to get in touch with customer service.
I’ve had to use Liberty’s service twice and both times were great experiences. Timely, knowledgeable, and very efficient, both technicians and customer service!”
– Caren of Staten Island, NY
What Select Home Warranty customers say
Select Home Warranty customers have good things to say on ConsumerAffairs. They appreciate the customer service and say the home warranty plans are affordable. They also say having a plan makes them feel protected. Some reviewers mention that it can be hard to get hold of customer service representatives and being disappointed by denied claims.
Great customer service and the products pricing is so good! ... If you have an issue the 60.00 call fee is amazing and reasonable and worth referring others to purchase as well.”
– Alexandra of Riverview, FL
Bottom line: Liberty Home Guard or Select Home Warranty?
Liberty Home Guard and Select Home Warranty offer great options for homeowners who want warranty protection for their homes. Both companies provide three levels of coverage to choose from: appliances only, home systems only and a combination of both. Liberty Home Guard’s pricing and service call fee are slightly higher than Select Home Warranty’s.
- Liberty Home Guard is best for homeowners who need comprehensive coverage, including options for many add-ons.
- Select Home Warranty is best for customers who are looking for a less expensive appliances-only or systems-only solution.
