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Liberty Home Guard vs. Select Home Warranty

Select Home Warranty and Liberty Home Guard

What's the difference between Liberty Home Guard and Select Home Warranty?

Dealing with unexpected breakdowns is part of owning a home. A home warranty makes this less stressful, helping you find a contractor and covering the cost of repairs. We’re taking a closer look at two home warranty companies — Liberty Home Guard and Select Home Warranty — side by side to help you decide which is best.

Cost

liberty home guard logoselect home warranty logo
Monthly premium cost$64.99 to $74.99$57 to $63
Average cost for combo plan$74.99 (Total Home Guard)$63
Annual premium cost$624.99 to $749.99$588 to $660
Service call fee$125$60 to $75
Discounts availableOne month free for each year of contract if paid upfront (up to 5 months free for 5-year contract)Two months free if paid annually
liberty home guard logo$64.99 to $74.99$74.99 (Total Home Guard)$624.99 to $749.99$125One month free for each year of contract if paid upfront (up to 5 months free for 5-year contract)
select home warranty logo$57 to $63$63$588 to $660$60 to $75Two months free if paid annually

Plans

liberty home guard logoselect home warranty logo
Plans availableAppliance Guard, Systems Guard, Total Home GuardBronze Care, Gold Care, Platinum Care
Covered systems88
Covered appliances77
Combo plan covered items1515
Service recall period60-day workmanship warrantyNot specified
Availability45 states44 states
liberty home guard logoAppliance Guard, Systems Guard, Total Home Guard871560-day workmanship warranty45 states
select home warranty logoBronze Care, Gold Care, Platinum Care8715Not specified44 states

Appliances coverage

liberty home guard logoselect home warranty logo
Built-in food centers
Built-in microwaves
Clothes dryers
Clothes washers
Dishwashers
Ice makerAdd-on
Instant hot/cold water dispensersAdd-on
Ranges, ovens and cooktops
Refrigerators
Trash compactorsAdd-on
Water sensors
Whirlpool bathtub
liberty home guard logoAdd-onAdd-onAdd-on
select home warranty logo

Systems coverage

liberty home guard logoselect home warranty logo
Air conditioning
Ceiling fans
Central vacuumsAdd-onAdd-on
Doorbells
Ductwork
Electrical
Garage door openers
Garbage disposals
Heating
Plumbing
Smoke detectors
Water heaters
liberty home guard logoAdd-on
select home warranty logoAdd-on

Other coverage

liberty home guard logoselect home warranty logo
Guest unit
PoolsAdd-onAdd-on
Roof leak repairsAdd-onAdd-on
Second refrigeratorAdd-on
Septic pumpAdd-on
SpasAdd-onAdd-on
Stand-alone freezerAdd-onAdd-on
Well pumpAdd-onAdd-on
liberty home guard logoAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
select home warranty logoAdd-onAdd-onAdd-onAdd-onAdd-on

Reputation on ConsumerAffairs

liberty home guard logoselect home warranty logo
Overall star rating4.44.4
Verified customer reviewsRead reviewsRead reviews
liberty home guard logo4.4Read reviews
select home warranty logo4.4Read reviews

All prices are based on a quote for a house of less than 5,000 square feet in Austin, Texas. All information is accurate as of publishing.

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    Liberty Home Guard

    Liberty Home Guard has three types of home warranty plans: appliances only, home systems only or a combination of both. Pricing ranges from about $64.99 to $74.99 per month, with some discounts available. Customers can file claims online 24/7, and Liberty Home Guard works to have technicians dispatched within 24 to 48 hours. Liberty Home Guard is available in all states except Wisconsin, Wyoming, Illinois, Washington and California.

    Liberty Home Guard plans

    • Systems Guard: The Systems Guard plan focuses on major home systems. These include heating, ductwork, air conditioning, plumbing, electrical systems and water heaters.
    • Appliance Guard: The Appliance Guard plan offers coverage for home and kitchen appliances, including clothes washer and dryers, ranges, ovens, cooktops, ceiling and exhaust fans, refrigerators, built-in microwaves, dishwashers, garbage disposals and garage door openers.
    • Total Home Guard: Total Home Guard combines the Appliance Guard and Systems Guard plans. It is the most comprehensive option and, according to Liberty Home Guard, the most economical.

    What Liberty Home Guard customers say

    Overall, Liberty Home Guard customers have positive things to say about the company on ConsumerAffairs. According to reviews, the claims experience is easy, and the company keeps its promises and follows through with repairs. Some customers describe a long claims process and some runaround while trying to get in touch with customer service.

    I received a one-year home warranty as part of the contract with my house purchase 3 years ago. I decided to continue it and am so glad that I did! I’ve had to use Liberty’s service twice and both times were great experiences. Timely, knowledgeable, and very efficient, both technicians and customer service!”

    Caren of Staten Island, NY

    Select Home Warranty

    Select Home Warranty offers three home warranty plans. There is a package for home systems, home appliances and a combination of both. Homeowners can file a claim 24/7 and get repairs done within two to four days. Plan prices range from $57 to $63 per month. Select Home Warranty is available in most states.

    Select Home Warranty plans

    • Gold Care: Gold Care is Select Home Warranty’s coverage for home systems. It covers heating, plumbing, air conditioning and electrical systems as well as ductwork and a water heater.
    • Bronze Care: Bronze Care is Select Home Warranty’s home and kitchen appliance package. It covers a washer and dryer, garbage disposal, built-in microwave, refrigerator, stove, oven, cooktop and dishwasher.
    • Platinum Care: Platinum Care is the most comprehensive plan option from Select Home Warranty. Coverage includes everything offered in Gold Care and Bronze Care, as well as plumbing stoppage, a garage door opener and a ceiling fan.

    What Select Home Warranty customers say

    Select Home Warranty customers have good things to say on ConsumerAffairs. They appreciate the customer service and say the home warranty plans are affordable. They also say having a plan makes them feel protected. Some reviewers mention that it can be hard to get hold of customer service representatives and being disappointed by denied claims.

    Great customer service and the products pricing is so good! I definitely recommend Noah to help you on the home warranty needs of the household appliances and roof issues. If you have an issue the 60.00 call fee is amazing and reasonable and worth referring others to purchase as well. If you had to choose the full price versus the minimal and product replacement this is the way to do it!”

    Alexandra of Riverview, FL

    Bottom line: Liberty Home Guard or Select Home Warranty?

    Liberty Home Guard and Select Home Warranty offer great options for homeowners who want warranty protection for their homes. Both companies provide three levels of coverage to choose from: appliances only, home systems only and a combination of both. Liberty Home Guard’s pricing and service call fee are slightly higher than Select Home Warranty’s.

    • Liberty Home Guard is best for homeowners who need comprehensive coverage, including options for many add-ons.
    • Select Home Warranty is best for customers who are looking for a less expensive appliances-only or systems-only solution.
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    The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.