Liberty Home Guard vs. ARW Home
Compare coverage, cost and reviews
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It can be difficult to decide on a home warranty provider, given that many service contracts have similar features. However, by breaking down the unique details of each company, you can find the brand that works best for you. This guide compares premiums, service call fees and coverage options to help readers choose between Liberty Home Guard and ARW Home.
Liberty Home Guard vs. ARW Home cost
When comparing costs, Liberty Home Guard has a lower potential service fee, the amount paid when a technician visits. However, Liberty Home Guard's monthly premiums start at a lower price point for its basic plans. For customers seeking the most comprehensive coverage, Liberty Home Guard offers a more affordable top-tier plan.
Liberty Home Guard plans and pricing
Service fees from Liberty Home Guard range from $50 to $125. The monthly rates listed below may vary depending on your service fee.
| Service fee | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| $50 to $125 | $49.99 | $54.99 | $59.99 |
ARW Home plans and pricing
ARW Home’s three plans all come with a $125 service fee. The monthly cost of each plan is shown below.
| Service fee | Kitchen Plus | Platinum | Platinum Premier |
|---|---|---|---|
| $100 | $39.99 | $64.99 | $84.99 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
Liberty Home Guard vs. ARW Home coverage
Liberty Home Guard and ARW Home share a very similar and flexible approach to coverage. Both companies offer separate, specialized plans for customers who want to cover only appliances or only systems. They also both provide comprehensive, all-in-one plans for customers who need everything protected.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
Liberty Home Guard vs. ARW Home add-ons
Liberty Home Guard provides a much larger selection of optional add-ons with unique coverage for items like sprinkler systems, septic systems and central vacuums. ARW Home’s list is shorter. Both companies provide common add-ons for items like a pool and spa or a well pump.
Liberty Home Guard add-ons
Liberty Home Guard offers coverage for up to 35 add-ons. Below are the prices for the most common items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $3.99 |
| Water line | $4.99 |
| Stand-alone freezer | $5.99 |
| Second refrigerator | $7.99 |
| Sump pump | $8.99 |
| Central vacuum | $8.99 |
| Sprinkler system | $9.99 |
| Hot water dispenser | $9.99 |
| Additional spa | $9.99 |
| Roof leak repair | $11.99 |
| Septic tank | $12.99 |
| Well pump | $12.99 |
| Pool and spa | $19.99 |
| Electronics protection | $19.99 |
| Guest unit | $35.99 |
ARW Home add-ons
ARW Home lets you choose from five add-ons. Here’s the monthly cost of coverage for each item:
| Optional coverage | Monthly cost |
|---|---|
| Water line | $10.99 |
| Pool and spa | $12.50 |
| Sewer line | $12.99 |
| In-ground pool | $13.99 |
| Electronics protection | $24.99 |
What Liberty Home Guard customers say
Customers of Liberty Home Guard love this company's contractors and how quickly issues are resolved. They're typically happy with the customer service and ease of filing claims and scheduling service calls. Some reviewers have had issues with long phone wait times or denied claims.
"Their customer service reps really care. I was on the phone with Fernando for a long time to explain the issue and unique circumstances in my home. This happened on a Sunday ... on Monday morning their technician was at my place inspecting our AC system. He was actually able to fix the issue during that visit. ...”
What ARW Home customers say
Customers rave about the great customer service at ARW Home. Reviewers report that their issues were quickly and helpfully resolved by customer service reps. Some customers had problems getting repairs completed on time, but it does seem that the company makes an effort to address customer concerns.
"When calling to make a name change to our contract, we received excellent service. We received the corrected contract within a few days of our phone call and were very pleased with our service. We will highly recommend American Residential for anyone looking for a home warranty.”
Bottom line: Liberty Home Guard or ARW Home?
Liberty Home Guard and ARW Home both offer coverages for important appliances and systems in your home. Liberty Home Guard’s plans are traditional, with the choice of appliances-only, systems-only and comprehensive policies. ARW Home, on the other hand, has more plans, giving you the option of more specialized coverage. ARW’s lower-tier plans start at more affordable prices than LHG’s basic plans.
- Liberty Home Guard is best for customers who want straightforward appliance-only, systems-only or comprehensive coverage and plenty of add-on options.
- ARW Home is best for homeowners who want highly customizable coverage, lower starting prices and a lower service call fee.
