Liberty Home Guard vs. 2-10 Home Buyers Warranty
Compare coverage, cost and reviews
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Liberty Home Guard (LHG) and 2-10 Home Buyers Warranty both provide home warranties, which are service contracts that cover the systems and appliances within your home. These companies also offer multiple plans and optional add-ons to give you flexible coverage. However, they do have some key differences.
We’ve compared Liberty Home Guard and 2-10 Home Buyers Warranty by looking at each company’s protection plans, pricing and customer reviews. Take a look at them side by side to see which one is right for you.
Liberty Home Guard vs. 2-10 Home Buyers Warranty cost
While 2-10 Home Buyers Warranty's monthly premiums are lower for basic coverage, Liberty Home Guard is the more economical choice for comprehensive, high-tier plans. Another key cost to consider is the service fee, which is the amount you pay for a technician's visit; Liberty Home Guard has a lower entry point for this one-time cost.
Liberty Home Guard plans and pricing
Service fees from Liberty Home Guard range from $50 to $125. The monthly rates listed below may vary depending on your service fee.
| Service fee | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| $50 to $125 | $49.99 | $54.99 | $59.99 |
2-10 Home Buyers Warranty plans and pricing
2-10 Home Buyers Warranty plans come with a service fee of $65, $85 or $100 — your choice. Opting to pay more out of pocket when you need a repair reduces the monthly cost of your plan. You can also get a discounted rate for paying annually:
- Simply Kitchen plan: $384, $420 or $492 per year
- Complete Home plan: $624, $660 or $732 per year
- Pinnacle Home plan: $792, $828 or $900 per year
| Service fee | Simply Kitchen | Complete Home | Pinnacle Home |
|---|---|---|---|
| $65 | $41 | $61 | $75 |
| $85 | $35 | $55 | $69 |
| $100 | $32 | $52 | $66 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
Liberty Home Guard vs. 2-10 Home Buyers Warranty coverage
Liberty Home Guard starts by offering separate plans that cover either just your home’s appliances or just its major systems. In contrast, 2-10 Home Buyers Warranty’s basic plan focuses only on appliances. This gives Liberty Home Guard more flexibility if you only need to cover systems, though both offer comprehensive combo plans at their top tiers.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
Liberty Home Guard vs. 2-10 Home Buyers Warranty add-ons
Liberty Home Guard offers a much wider variety of specialty add-ons including septic systems, guest units and electronics protection. 2-10 Home Buyers Warranty covers the basics like pool and spa protection but has fewer unique options. Your choice may depend on whether you need coverage for specific uncommon home items.
Liberty Home Guard add-ons
Liberty Home Guard offers coverage for up to 35 add-ons. Below are the prices for the most common items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $3.99 |
| Water line | $4.99 |
| Stand-alone freezer | $5.99 |
| Second refrigerator | $7.99 |
| Sump pump | $8.99 |
| Central vacuum | $8.99 |
| Sprinkler system | $9.99 |
| Hot water dispenser | $9.99 |
| Additional spa | $9.99 |
| Roof leak repair | $11.99 |
| Septic tank | $12.99 |
| Well pump | $12.99 |
| Pool and spa | $19.99 |
| Electronics protection | $19.99 |
| Guest unit | $35.99 |
2-10 Home Buyers Warranty add-ons
2-10 Home Buyers Warranty provides a choice of 21 add-ons. The monthly pricing for some of the most popular optional coverage items is listed below:
| Optional coverage | Monthly cost |
|---|---|
| Septic system | $4 |
| Stand-alone freezer | $4 |
| Second refrigerator | $5 |
| Well pump | $6 |
| Roof leak repair | $8 |
| Inground pool | $18 |
What Liberty Home Guard customers say
Liberty Home Guard gets high marks in reviews for good customer service and the expertise of its technicians. Several reviewers mentioned how easy it is to file a claim. Those who were less satisfied complained about misunderstandings regarding deductibles and, in contrast to other reviews, frustration with poor customer service.
My claims experiences with Liberty Home Guard have so far all been positive. ... I have not had a single issue with any repairman they have sent for my claims. They have always arrived on time and fixed my issues.”
– Lisa of Ozone Park, NY
What 2-10 Home Buyers Warranty customers say
2-10 Home Buyers Warranty has a moderate overall rating on our site. Positive customer reviews note good communication from customer representatives, the ease of submitting a claim and the expertise of the service technicians. Unsatisfied customers complain about the difficulty of finding technicians and long waits with customer service.
I couldn’t be more pleased. I’ve used the warranty 4 times now, and 2-10 has provided excellent service and coverage.”
– Scott of Bonaire, GA
Bottom line: Liberty Home Guard or 2-10 Home Buyers Warranty?
Liberty Home Guard has simple plans that are easy to understand, and its contract options provide decent flexibility. 2-10 Home Buyers Warranty has a slightly smaller service area, but it offers one of the most affordable plans on the market. Overall, one of the biggest differences between these companies is in their reviews from past customers, though. Liberty Home Guard has a significantly better reputation based on our verified reviews.
- Liberty Home Guard is best for anyone who wants to try a basic warranty plan without the obligation of a long contract.
- 2-10 Home Buyers Warranty is best for homeowners who want a more affordable option for appliance coverage.
