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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Review Summary

✦ Generated by AI from verified reviews

Customers praise Cinch's claims process and broad coverage. Reviewers describe knowledgeable representatives, fast claim approvals and reasonable pricing on appliance and HVAC repairs. Longtime customers report repeat positive experiences. Some mention long waits or run-around on complex repairs.

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Reviews powering this summary

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's claims as easy to submit by phone or online. Many customers report quick approvals and prompt replacements on appliances. Longtime homeowners note repeat positive outcomes across HVAC and plumbing. Some mention slower resolution on complex repairs requiring multiple visits.

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Reviews about claims

✦ Generated by AI from verified reviewsAbove industry average

Reviewers cite strong protection on dishwashers, washers, dryers and refrigerators. Some mention specific exclusions or surprises on age-related parts.

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Reviews about coverage

✦ Generated by AI from verified reviewsAbove industry average

Reviewers praise Cinch's customer service representatives as friendly, knowledgeable and patient. Many homeowners describe agents who explained coverage carefully and resolved questions on a single call. A small share mention difficulty escalating issues to a supervisor on complex claims.

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Reviews about customer service

✦ Generated by AI from verified reviews

Homeowners report mostly positive contractor experiences. Many reviewers praise technicians who fixed problems on the first visit, with strong work across appliances and HVAC. A portion of customers describe contractors who required multiple visits or couldn't resolve the issue.

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Reviews about contractors

✦ Generated by AI from verified reviews

Customers describe Cinch's response as fast and dependable. Reviewers report same-day or next-day technician dispatch on appliance claims, with quick scheduling at signup. A few homeowners mention longer waits when parts had to be ordered for complex HVAC or refrigerator repairs.

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Reviews about response time

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's pricing as a strong value. Longtime homeowners report savings on major appliances over the years. However, some mention rising premiums or unexpected charges.

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Reviews about value and pricing

Cinch Home Services coverage and plans

Cinch Home Services sells three home warranty plans: Repair Only, Repair + Replace, and Repair + Replace Premier.

It’s a pretty standard selection, but one standout feature is that it includes a $500 homeowners insurance deductible reimbursement as part of the Repair + Replace and Repair + Replace Premier coverage.

Also, its plans cover mechanical failures caused by rust, corrosion or sediment.

Repair + Replace Premier

The company's top-tier plan, Repair + Replace Premier, includes coverage for outside water, sewer and gas lines, as well as an additional $2,000 benefit for typically non-covered costs like permits, code upgrades and equipment disposal.

Like the other plans, it has a $10,000 aggregate coverage limit per contract term. However, specific coverage caps still apply; for example, the company will only pay up to $2,000 per covered kitchen and laundry appliance.

Add-on coverage

There’s also a long list of add-ons available starting at around $5 per month, including:

  • Pool or spa only (heater included)
  • Pool with spa (heater included)
  • Septic tank/plumbing
  • Well pump coverage

Cinch Home Services cost

Cinch Home Services' plans cost $27.99 to $89.99 per month for a home in Texas. Cinch Home Services offers three service fee options: $100, $125 and $150. The one you choose affects the overall monthly cost of your plan.

Choosing a higher service fee may be a good idea for homeowners who don’t expect to have a lot of service calls in a year but want to ensure they’re covered if they do.

Those who may have more issues in a calendar year could financially benefit from a lower service fee, even if the monthly cost is higher.

Sample costs for a home in Houston, Texas

Note: Costs are accurate at the time of publishing.

Cinch Home Services coverage exclusions

Like most home warranty companies, Cinch Home Services has some plan exclusions. However, Cinch covers mechanical failures caused by rust, corrosion or sediment, a common exclusion for many warranty companies. Here are a few of the key exclusions:

  • Routine maintenance
  • Items covered by any other warranty, insurance or guarantee
  • Failures caused by anything other than normal wear and tear, like mold, neglect, "acts of God," etc.
  • Costs of construction, code upgrades, modifications, disposal of old equipment and more
  • Commercial-grade appliances
  • Flues, venting, chimneys and exhaust lines
  • Items without a visible model or serial number
  • Recalled or defective items (as determined by Consumer Product Safety Commission or manufacturer)
  • Improper installation or repairs
  • Anything below the slab or basement floor

It’s important to note that each type of repair has its own exclusions. For example, cooktops are covered, but the company won’t replace a cracked glass top that was “misused” or “abused.” Make sure to check your contract for a full list of exclusions.

Coverage limits

Cinch Home Services plans have a $10,000 total coverage limit per agreement term. Specific limits vary by plan. The Repair Only plan generally has lower caps than the Repair + Replace and Repair + Replace Premier plans.

How to file a claim with Cinch Home Services

To file a claim with Cinch Home Services, follow these steps:

  1. Request service through your online account or by calling the company directly.
  2. Once the request is in, Cinch will provide a referral to one of its service professionals (usually within two hours during normal business hours). However, the company doesn’t guarantee when that service professional will schedule your appointment.
  3. Schedule the repair visit.

If your claim is denied, reach out to the company’s customer service team and file a formal appeal with documentation to support your claim.

FAQ

Does Cinch Home Services require a home inspection?

No, a home inspection isn’t necessary to qualify for a Cinch home protection plan. Its plans cover all appliance makes and models and unknown preexisting conditions.

Can I pick my own service technician with Cinch Home Services?

Usually, the company selects its own in-network professional for service, but it may authorize your claim for work by someone out of network after some paperwork. Make sure to read your contract to see everything required before you go this route to ensure you’re covered when it comes time to get reimbursed.

Does Cinch Home Services have an age limit on systems or appliances?

No, Cinch Home Services does not have an age limit on systems or appliances. Cinch Home Services covers all makes, models and ages of systems and appliances (included in its coverage list). Older models aren’t exempt from repair or replacement coverage.

Where are Cinch Home Services warranties available?

Cinch Home Services is available in 48 states.

How can I manage my Cinch warranty plan?

To manage your Cinch warranty plan, you create an account anytime after you purchase your plan by visiting the customer login page on the company’s site. With your online account, you can request service, check service request status, download plan documents, update information and more.

Can I cancel my Cinch warranty plan?

Yes, you can cancel your Cinch Home Services plan over the phone or through your online account. You’ll receive a full refund of the contract fees paid if you cancel within 30 days of the coverage effective date.

What is the waiting period for Cinch Home Services?

Cinch Home Services has a 30-day waiting period, as is standard with most home warranty companies.

Does Cinch Home Services cover preexisting conditions?

It depends on whether the condition is known or unknown. Known preexisting conditions aren’t covered, but Cinch Home Services covers unknown preexisting conditions for covered systems and appliances. That means an issue may still qualify if it existed before coverage began but couldn’t have been found through a visual inspection or simple mechanical test.

Still have questions?

Is Cinch Home Services legit?

Yes, Cinch Home Services is a legitimate home warranty provider that has been in business since 1978. Its list of exclusions is pretty simple and straightforward, with no big red flags.

We like that Cinch backs up its work with a fairly long workmanship guarantee, and its plans include comprehensive coverage. It’s also easy to submit and track a claim through the Cinch online portal.

Customers have expressed frustration with Cinch Home Services, citing issues with long wait times for repairs, multiple visits from contractors without resolution and unexpected out-of-pocket charges for supposedly covered repairs. These issues are not uncommon in the home warranty industry.

The majority of reviews on our site for Cinch Home Services are positive, though. Many customers find the claims process to be easy, whether done online or over the phone. The contractors sent out by Cinch are typically professional and knowledgeable, providing quality work. While some customers have had minor issues with communication or pricing, overall, Cinch Home Services is seen as a reliable and valuable home warranty provider.

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceTechPunctuality & SpeedMaintenanceTimeliness

    Reviewed Aug. 19, 2026

    I'm working with Cinch right now. I put in a phone call Monday morning of this week for a garage door service to be done, and they told me that within 48 hours the vendor would call me back with an appointment. So, I checked with them this morning, and they had not made an appointment for me. I also heard from Cinch wanting to know if they had contacted me, and I said no. So, I contacted them just about an hour ago, and they've got me on a schedule now for Thursday. I had a claim before the most recent one that went well. The best one I had was the first problem I called in for was a icemaker not working on a GE refrigerator. That was really the best because they sent somebody from GE. The guy came in and checked it all out. Then he found out also the refrigerator had another problem that he couldn't fix.

    I got the exact replacement for a two-door GE refrigerator and that went super smooth. I couldn't believe that the guys pulled out the old refrigerator and put the new one in. A half hour later, they were gone. The second one right after that was the stove had a gasket that goes around the door, and something had melted that thing against the door. They gave that, instead of to GE, to some outside vendor. It took weeks to get scheduled. The guy finally came. I've had a ton of problems. Cinch has been great. The only thing I have to question maybe is the vendors that they use. Right now, I'm not really impressed with the garage door people because I had to call them back to get a schedule.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your experience and for your continued trust in Cinch. We're pleased to hear that your previous claims, especially your refrigerator replacement, were handled smoothly and met your expectations.

    We also appreciate your honest feedback regarding your recent garage door claim. We understand how frustrating it can be when appointment scheduling does not occur within the expected timeframe, and we apologize for the inconvenience. While we're glad an appointment has now been secured, we recognize that delays and the need for additional follow-up can be disappointing.

    Your comments about our service network are valuable and will be shared with the appropriate teams as we continuously work to improve the customer experience. We appreciate your patience and are grateful for the opportunity to assist with your home service needs. Thank you for being a Cinch customer and for taking the time to share your feedback.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenance

      Reviewed Aug. 15, 2026

      I've had Cinch Home Services since I've been in this house, which is for over 20 years. Originally, I had HMS and Cinch took over them. I spoke with a person this last time and they set up my ticket. But they still required me to pay that $200 upfront when, originally, that wasn't how it went. It was when the repairperson got there and made the assessment because sometimes it's passed on to something else if it's beyond what they can do, and you pay your $200. The deductible went up tremendously from when I first obtained the policy for the homeowner thing. The last service that I had provided the deductible was $200. Previously, it was $50. That's a big difference from what it was.

      If you're talking to a person, you give them the information and they make the contact with the contractor. I didn't have to speak to the contractor unless they had a delay in their appointment time. I spoke to a contractor, but all the information was already given so they already expected that I would call them. When I called for the AC, it was delayed but I know Cinch normally connects it with more than one service contractor to come out to perform. But it was a little wait on it because it was hot. Other than that, the service has been on point. The contractors always satisfied what I called them for. The tech did what he was supposed to do as far as getting the air condition up and running. It was during the real-world hot days, and all of a sudden, the air condition wasn't blowing out anything. The tech got it back on track and I haven't had an issue until this point.

      It could be more beneficial for you to have CInch as opposed to not having it. Because if something breaks in your house and it's unexpected, such as an air condition, you don't have a lot of money laying around where it might be something that costs you $3,000 or $4,000 or even more to get repaired. It would be imperative that you consider having Cinch.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for being a loyal customer for more than 20 years and for sharing your thoughtful feedback. We truly appreciate your long history with us and are pleased to hear that our representatives and service providers have consistently delivered quality service. We understand your concerns regarding changes to service fees and the timing of payment, and we value that feedback. We're also glad to know that, despite the delay during a period of extreme heat, your air conditioning issue was resolved successfully and has continued to operate properly. Thank you for recognizing the value of home warranty coverage and for trusting Cinch to help protect your home when unexpected repairs arise.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffBilling

      Reviewed Aug. 13, 2026

      Cinch was what came along when we bought the house and we continued with them. I'm not very happy that the payment amounts have increased drastically over the years and the deductibles have gone through the roof. I used to only pay a $25 deductible and it's now $150. The monthly premium is $165 a month now from $25 a month. Also, I'm in West Des Moines, Iowa and they don't have that many contractors out here, so eventually, I have to find my own. There were a couple of times when I couldn't for the longest time. Our furnace, in minus 20-degree wind chill, broke down. I called Cinch on a Wednesday and told them that my kid, wife and dogs are freezing to death. They said they would send someone over and to get space heaters in the house so I don’t freeze the pipes out.

      On Friday, they said they didn’t have anyone to send over so they would look at it on Monday. Then on Friday evening at five minutes to 5:00, I got a message saying they couldn’t look at it till next Monday. Nobody would pick up the phone. But I found the CEO's phone number and I left a very apologetic message saying I understand it's late at night and nobody likes to be called at home. But I have a situation here. I've begged and borrowed space heaters from everyone I know. I got one in every room going. But this is untenable, because it's minus 20 outside. Some of the pipes are gonna freeze. I got a callback in 15 minutes from the CEO and she said that they screwed up. I made my payments and called it in on Wednesday, and they said they would fix it and not to worry.

      The repair guy came in at 10 p.m. to fix the furnace. He said he works with Cinch and that he didn’t care what it would take. He had to find someone to open the warehouse, get the part and get the heat going in the house. I sent an email back to the CEO saying that people often tend to get righteous and sit on a high horse, thinking they do everything themselves and that nobody does anything for them in return. That experience showed me otherwise. I've stayed with Cinch, just because of that one incident where they fixed an issue in the middle of the night. I don't know who the new president is but at that time on the internet, you could find phone numbers for the companies. There was a website but it got closed down. Overall, I'm happy with Cinch in the 15 years that I’ve been with them.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience and for being a valued Cinch customer for the past 15 years. We appreciate your candid feedback regarding premium and deductible increases, as well as the challenges you've encountered securing service providers in your area. We understand how frustrating those concerns can be.

      We are especially sorry for the difficulties you experienced during your furnace breakdown in extremely cold weather. No homeowner should have to face those circumstances, and we appreciate you bringing the situation to our attention at the time. While we regret the delays and communication issues you encountered, we're pleased our team was ultimately able to coordinate the emergency repair and restore heat to your home when it was needed most.

      We sincerely appreciate your loyalty over the years and are grateful for the opportunity to continue serving you. Thank you for recognizing the efforts of those who stepped in to help during a critical time, and for taking the time to share your story with us. We value your membership and look forward to being there when you need us in the future.

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaff

      Reviewed June 9, 2026

      No matter what you get, Sears comes out, in general, which normally is not a problem. They've been great on things like appliances. I had an issue last year with the heating and air. But what I had after a while of going round and around with Sears Heating & Air, I finally asked for a different contractor. Cinch did send me a different contractor, who fixed the problem instantly.

      I had no heat from November to February on my downstairs unit. And they came out 12 times and could not figure it out, couldn't get on the same page. It had nothing to do with Cinch. It had to do with the local Sears. I called and asked for a supervisor and explained what was going on, and asked for a different contractor. And they did, in fact, send me a different contractor. The frustrating part was when the new contractor came out. He pulled a hose off with his finger and put his thumb on it. The unit fired right up.

      He said, "Ah, the pressure regulator's bad.” He went to his truck, put it on. It was done in five minutes. I had no heat for four months, but it literally took him $9-part and five minutes to fix it with appropriate tech. So, frustrating. But again, it wasn’t really Cinch’s fault. Luckily, it was just my downstairs unit. I had heat upstairs. But something so simple, the guy fixed it so fast. But again, that was really on Sears' thing. Cinch sends me the people who are supposed to be able to fix it. Unfortunately, my local Sears HVAC guys are not that good. Luck of the draw.

      I don't know that I blame Cinch for that as much as Sears. They’re kind of all one and the same, but when I did call and ask for something different, they did send me something different. We got it resolved, and I haven't had a problem since. So, I'm trying not to blame Cinch for the fact that some incompetent worker showed up with a company you would think is good, like Sears. All of my other work that Sears has done, like on my dishwasher, has been amazing. They come, they get the parts, they fix it. Boom, no problems. This was the one time that I had an issue. But like I said, when I did talk to somebody higher up, they did what I asked and sent me a different company, and that resolved the issue immediately. So, good on Cinch for fixing it. Sucks that it took that long. But part of that was me being nice and not wanting to complain.

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      Verified purchase
      Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & PayoutsStaffRatesCommunication

      Reviewed June 8, 2026

      I was with Cinch for five years and the only two claims I’ve ever submitted went fairly well. The claims people did their job and asked questions. But for the first claim, there was a bit of confusion on my end. It seemed like online was the more streamlined, and the telephone service piece was a little bit disconnected. It needed to be a little more beefed up or user-friendly. The first claim was for a garbage disposal replacement and the people were out fairly quickly and had a friendly voice and tone. So, it was good. The tech that came out was great. He was clean and friendly. He was able to quickly do the job. He showed me where and how the garbage disposal was gonna be hooked up and even improved the line from the dishwasher to the garbage disposal.

      I’ve had Cinch for several years but I just cancelled or paused it, because in the last three years, I've noticed an increase in the yearly subscription. And then I've noticed that for replacement items, everything seemed to be decreasing. In the risk versus benefit type of scenario, I spent $800 to maybe only get $1000 back. It didn't seem to weigh in my favor. I’d rather, at that point, just keep the $800 and wait to see if something happened. With water, I’ve had a few things happen in the past that I handled out of pocket, like a door leak and other structural issues.

      I had a hot water tank issue, and I realized it was water again and I needed to get it fixed. I quickly had it remediated and taken care of, and then afterward, I realized I had a home warranty. I did not go through Cinch and the whole process solidified my decision to give the home warranty to friends or anyone who has that benefit, because maybe they can get it at a better rate. Home warranties often get a bad rap for wanting to deny everything, and they could have easily denied my claim because I didn’t go through a preferred vendor. I had also bought a unit that was a bit of an upgrade and not like-for-like.

      There were a lot of reasons they could have denied it. I didn’t have the serial number, and there was some back and forth about getting the serial number from the old unit, but it had already been thrown away and I had no idea what it was. Even with those issues, it ended up being a very positive experience. Being a recurring customer over the years, I’d want to see Cinch drop the rate instead. The bell curve for that didn’t meet my needs financially from a homeownership perspective. If there was something with more customer value, that probably would have kept me in the loop a little longer.

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      Cinch Home Services
      Response from Cinch Home Services

      Michael, Thank you for sharing your experience and for being a Cinch customer for five years, we truly appreciate your loyalty and thoughtful feedback.

      We’re glad to hear that your claims experience overall went well and that the service providers you worked with were professional, friendly, and efficient. It’s great to know the garbage disposal repair left a positive impression and that the technician went the extra mile during the visit.

      At the same time, we understand your concerns regarding the online versus phone experience and the rising cost of coverage compared to the perceived value. Your feedback on pricing and coverage balance is important, and we recognize how those factors play a significant role in your decision to continue a plan.

      We also appreciate you highlighting your hot water tank experience. Even with challenges like missing information and work completed outside of the preferred network, we’re glad we could still provide a positive outcome, that’s the level of flexibility and support we aim to deliver.

      Thank you again for your honest insights. They help us identify opportunities to improve both our customer experience and the value we provide. We’re grateful you’ve recommended home warranties to others and hope to have the opportunity to serve you again in the future. Sincerely, Brooklyn

      Verified purchase
      Customer ServiceTechPricePunctuality & SpeedMaintenanceStaffRatesWait Time

      Reviewed Aug. 26, 2026

      I bought my home in February of 2020 and the people who had the house before me already had the Cinch warranty and it was paid all the way up, so we decided to keep it and see how it worked. So far, we've been satisfied. Submitting a repair ticket is not a bad experience because once we talk to somebody, within the next couple of hours, we get a response back about who's coming and what day they're coming. It's not a bad turnaround as far as a quick response. The quality of the technicians has not been a problem. We had a plumbing problem in our kitchen and we called on a Saturday. Cinch doesn't have an emergency service where somebody comes out right then and there, so the repair guys couldn't get to us until Friday. But they were there first thing that Friday morning.

      We get our information and it lets us know if the price has gone up or stays the same, and we do what we have to do and keep it moving. Overall, it's not a bad experience. People considering Cinch would be pleased with the service. The online tools are very informative, so you'll know what you're purchasing and whether you want to purchase it or not.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience and for choosing to continue your Cinch coverage after purchasing your home. We're glad to hear that your overall experience has been positive and that you've found our claims process straightforward, with timely communication and service scheduling after submitting a request.

      We appreciate your understanding when it comes to repair scheduling, especially for non-emergency service needs, and we're pleased that the plumbing professionals arrived as scheduled and provided quality service. It's also great to know that you find our online resources helpful and informative when managing your coverage and reviewing plan details.

      Thank you for your continued trust in Cinch and for recommending our services to other homeowners. We appreciate your feedback and look forward to serving you whenever you need us.

      Verified purchase
      CoverageTechStaff

      Reviewed Aug. 26, 2026

      Weichert Realtors told me about Cinch Home Services and I ended up signing with them. I have them for two years now and I've had different claims with them, anything from repairing a dryer, to working on an AC unit, to plumbing. The service has been good but there are some things that are not covered. So if anyone is considering them, I'd advise to leave some room for some potential additional fees. Other than that, they recently sent out technicians to my home and they were professional. They came out and did the job.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience and for being a Cinch customer over the past two years. We're pleased to hear that we've been able to assist with a variety of home repair needs, from your dryer and air conditioning system to plumbing concerns.

      We also appreciate your honest feedback regarding coverage and out-of-pocket costs. Understanding plan coverage and potential non-covered expenses is an important part of home warranty ownership, and we encourage homeowners to review their agreements to ensure they have a clear understanding of their benefits.

      Most importantly, we're glad to know that your recent service experience was a positive one and that the technicians who came to your home were professional and completed the work to your satisfaction. Thank you for choosing Cinch Home Services and for taking the time to share your thoughts.

      Profile pic of the author.
      TechPunctuality & Speed

      Reviewed Aug. 25, 2026

      Cannot speak with a live person.

      Multiple appointments and repairs were not made due to a lack of knowledge by the service provider

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      Verified purchase
      Customer ServiceTechPunctuality & SpeedMaintenanceStaffTimeliness

      Reviewed Aug. 25, 2026

      Cinch Home Services is a good service, but it can take a long time to get something done. I've been with them since April. I bought a house and the seller purchased the plan for me. Recently, my central heat and air stopped working and someone came out, worked on it, and fixed that particular problem. He was friendly. He came out as soon as he could and fixed the first problem. It was fixed within three weeks. But the next day, it leaked water into the pan and it was about to overflow. I called the same guy that worked on it but he said he couldn't do it. He called me once, and he said he had truck trouble. It's a long story. It has been two months of this. I've texted him a couple of times the last couple of weeks and he hasn't responded. Cinch assigned the repair to someone else and I've been trying to get them to come out to my house for three weeks but they haven't come. I'm still waiting on the second repair to happen.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience. We're sorry to hear about the delays you've encountered. Our team has been in communication regarding this matter and will continue to follow up with all parties involved to support a timely resolution.

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPriceRefunds & PayoutsMaintenanceStaffEase of UseRates

      Reviewed Aug. 24, 2026

      Cinch Home Services has been great. The policy was transferred over to us when we purchased the property, and I will definitely be renewing it when the time comes up. All the experiences I've had have been positive. The online tools are easy to navigate and the claims process is good. I just call in and let them know the issues I'm having. I've had to use the services twice, and it was very convenient. The first service call I put in was for our washing machine and they replaced the springs in it. They fixed it. The recent service call I had was for our HVAC system and the guy had to come out there and replace a damper motor. He was very professional and he knew what he was doing. He got the system running temporarily until he came back out to fix it permanently. So, he did a very good job, above and beyond.

      I'll definitely tell people to get the services. The value outweighs the price. I have peace of mind knowing that I'm covered. There are expensive repairs that can pop up anytime when a home is covered. It paid for itself. It's 700 and some dollars a year for the coverage and the HVAC system repair alone probably covered most of the warranty that we paid for.

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      Customer ServiceTechOnline & AppStaff

      Reviewed Aug. 22, 2026

      I'm a happy Cinch customer.They do what they're supposed to do. Any request I've made has been done. I have not had any issues. I make my requests through their website. And then if I have any issues, I call. It is extremely easy to get a representative. I get the company name, and then usually, the employee's name that will be making the house call, their phone number and website. I've been extremely happy with everyone that has come out. I did have one issue with my oven/stove/range that I did not really appreciate the service provider that much, but everything else has been A+.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for being a loyal Cinch customer and for sharing your feedback. We're delighted to hear that you've had such a positive experience with our service and that submitting claims online, reaching a representative, and receiving service provider information has been easy and convenient.

      We're especially pleased to know that the service professionals who have assisted you have consistently delivered excellent service. While we're sorry to hear that one experience did not meet your expectations, we appreciate your feedback and are always working to ensure our customers receive quality service from every provider in our network.

      Thank you for your continued trust in Cinch. We truly appreciate your support and look forward to being there whenever you need us.

      Customer ServiceClaims HandlingCoverageTechRefunds & PayoutsMaintenanceStaffBilling

      Reviewed Aug. 21, 2026

      Buyer beware with this company . We used them for 8 years and thought we were protected until the time came when we needed to file a claim and then all the policy loop holes come out and you are immediately demined. I understand the nay Sayers who will say this is how things work but i truly believe you need the venire story before you make a decision .

      As I said we had two policies for two properties . We didn't have any outstanding claims or issues as long as we paid our policies on time . Our central air broke and we called this company . The sent a repair out who inspected the unit and said this is broken and you will need a new unit . cinch then looked at our history and stated that we had a dirty coil and this repair will not be covered . I looked at my coil and replied back that this is how a coil looks on a thirty year old unit . They are not shiny and clean . They turn gray and look like they have been used . cinch then replied that in 2024 we had a repair tech say that our coil was dirty . my response was the tech that they sent out didn't do any thing to the unit . he saw a dirty filter and said oh your coil is dirty and left and billed me for a service call . I complained about this but nothing was done . So this entire claim has been denied because of a bad service call that happened in 2024. The company is completely full of crap and i would suggest that you do not use them . THEY WILL NOT PAY OUT ON YOUR CLAIM .

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      Response from Cinch Home Services

      Thank you for taking the time to share your concerns. We value your longtime membership and understand your frustration with this claim outcome.

      After a thorough review of the technician's findings and the claim history, we determined that the failure was related to maintenance-related conditions, which are not covered under the home protection plan. While we recognize this was not the resolution you were hoping for, our review supports the original claim determination.

      We appreciate your feedback and the opportunity to review your concerns.

      Resolution In Progress
      Verified purchase
      Customer ServiceTechPunctuality & SpeedMaintenanceStaff

      Reviewed Aug. 21, 2026

      I've had Cinch Home Services since I've had my house, and I've had my house for almost three years. The contractors are very professional. The first guy took the AC apart. He cleaned it out and serviced it. However, the AC is not working as well as I know it should have in the past. I don't know if it's the unit going out, or if it was because it wasn't serviced correctly the second time, or because of the record number heat that we have here in Texas. But Cinch has been very prompt to send somebody out in regard to fixing whatever issues I have. I haven't had to wait long. If I call in an order that I needed something, the response is very quick, and they make sure I get an appointment set up quickly.

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      Response from Cinch Home Services

      Thank you for being a valued Cinch customer for nearly three years and for taking the time to share your experience. We're pleased to hear that our contractors have been professional and that we've been able to respond quickly when service has been needed.

      We understand your concerns regarding your air conditioning system and how difficult it can be to determine whether performance issues are related to the unit itself, prior servicing, or the extreme temperatures you've been experiencing. We appreciate your feedback and are glad to know that, whenever an issue arises, you've found our claims process responsive and appointments are scheduled promptly.

      Thank you for trusting Cinch with your home protection needs. We appreciate your continued support and look forward to serving you in the future.

      Verified purchase
      PricePunctuality & SpeedOnline & App

      Reviewed Aug. 20, 2026

      Cinch bought out the previous company I had. I was with that company for a while. I wish the deductibles were lower. They used to be $100, and now they're 200. I do like the fact that you can get quick service, and then you know you don't have to spend more than a certain amount. Submitting a repair ticket on the website is very quick and easy. I get basic information about the contact information of who will be coming out. Having Cinch gives me peace of mind.

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      Response from Cinch Home Services

      Thank you for sharing your experience and for being a valued Cinch customer. We're glad to hear that you find our online claims process quick and easy to use and that having home protection provides you with peace of mind when unexpected repairs arise.

      We appreciate your feedback regarding deductibles and understand the importance of affordability. It's wonderful to know that you've been pleased with the speed of service and the confidence that comes from knowing your covered home systems and appliances are protected. Thank you for choosing Cinch and for taking the time to leave your review!

      Verified purchase
      CoverageTech

      Reviewed Aug. 18, 2026

      I've been with Cinch Home Services for maybe three years in June. My account got canceled for some reason. I don't know what that was all about. Cinch fixed it. It wasn't a problem when I talked with them. Also, the techs are good. I like them. They're cool.

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      Response from Cinch Home Services

      Omar, Thank you for sharing your experience with Cinch Home Services. We're delighted to hear that, despite the unexpected account cancellation, the issue was resolved promptly to your satisfaction. We are also pleased that you find our technicians to be reliable and personable. Your feedback is invaluable to us, and we're grateful for your continued trust over the years. If there's anything more we can do for you, please don't hesitate to reach out. Thank you for choosing Cinch Home Services!

      Verified purchase
      Claims HandlingTechStaff

      Reviewed Aug. 18, 2026

      I have a pre-owned home and it was 10 years old. So, it was nice to have a safety net. Cinch was referred to me by my Realtor. I've been a customer for about six months now. I submitted a claim, and the technician that came was great. He was very helpful, very nice, very knowledgeable, and he did a good job.

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      Response from Cinch Home Services

      Thank you for sharing your experience and for trusting Cinch to help protect your home. We're delighted to hear that your Realtor's recommendation led you to us and that your recent service experience was a positive one. It's wonderful to know that the technician was helpful, knowledgeable, and provided quality service. We appreciate your feedback and look forward to continuing to serve you and provide the peace of mind that comes with home protection. Thank you for choosing Cinch!

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      Verified purchase
      Customer ServicePrice

      Reviewed Aug. 17, 2026

      I would NOT recommend this service to anyone. We recently purchased a new home and have the cinch warranty. We put in a service request for the stove, which the front burner does not light and the oven door does not stay closed. I have been through 3 companies now and the fourth company is assigned to our case. The problem isn’t that companies aren’t coming out, the problem is that the company submits a diagnosis, cinch reviews the diagnosis, cinch closes the case and opens a new case for a new company to diagnose. We even had an instance where cinch CANCELLED my request and we had to call to get it reopened and told we would have to pay the $200 deductible again. I will say cinch finally fixed that and reopens my case after a few phone calls. I just got off the phone with customer service, who refuse to put us on with a supervisor, whom say they have “no record” or any of the services coming out. I literally have proof from garden state property services LLC, and Midwest property services LLC. Cinch receives a submission, reviews it, closes the original and submits a new claim every single time. Customer service can’t answer our questions on when does this end/what is the process.

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      Response from Cinch Home Services

      Hi James, we understand your frustration with the delays and multiple service providers involved in addressing your stove claim. After reviewing your feedback, we were able to locate your account and recognize that this experience has not met your expectations.

      A member of our team will be reaching out to you personally to review the claim and assist with moving the matter toward resolution. We appreciate you bringing these concerns to our attention and look forward to helping.

      Resolution In Progress
      Verified purchase
      CoverageTechOnline & AppStaff

      Reviewed Aug. 17, 2026

      The latest time I requested service from Cinch, I submitted my inquiry to their website. Then they found some technician. They sent him out to my place. He found out what the problem was, and he fixed it. So, it was straightforward. Overall, my experience was good but not perfect.

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      Response from Cinch Home Services

      Thank you for sharing your feedback. We're glad to hear that the claims process was straightforward and that the technician was able to identify and resolve the issue efficiently. We also appreciate your honest comments, as we recognize there's always room for improvement. Thank you for choosing Cinch, and we're pleased that your overall experience was a positive one.

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechStaff

      Reviewed Aug. 17, 2026

      The claim process with Cinch is reasonably easy. I had to call to place a claim, and their representative was fine. The technician was great. Overall, Cinch was very helpful considering that the first company that they chose was non-responsive. The second company they chose refused because we have a crawl space and not a basement. The third company was great. They did the work all in one day on the hottest day of the year in Kansas City, and it was an air conditioner issue. So, I appreciate that they worked so hard to find somebody to come fix it.

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      Response from Cinch Home Services

      Thank you for sharing your experience. We're glad to hear that our representative and the technician provided helpful service and that your air conditioning issue was ultimately resolved. We understand how frustrating it can be when initial service providers are unable to assist, especially during extreme heat. We appreciate your patience throughout the process and are pleased that our team was able to find a contractor who could complete the repair quickly and professionally. Thank you for choosing Cinch and for allowing us the opportunity to assist you.

      Verified purchase
      Customer ServiceCoverageTechStaff

      Reviewed Aug. 16, 2026

      Cinch was recommended by my realtor and I am covered with them this year. When I have a claim, I contact them by phone and the turnaround time is less than 48 hours. Recently, some technicians came out and they were great. Cinch sent out a local appliance company, and they were professional and expediently. I had one appliance repaired and I had another one replaced. Overall, I'm very happy with Cinch.

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      Response from Cinch Home Services

      Thank you for sharing your experience! We're delighted to hear that your realtor's recommendation led you to Cinch and that you've been happy with the service you've received. It's wonderful to know that the claims process has been smooth, with quick response times and professional local technicians who were able to repair one appliance and replace another. We truly appreciate your kind words and are grateful for the opportunity to help protect your home. Thank you for choosing Cinch!

      Verified purchase
      CoverageTechPricePunctuality & SpeedMaintenanceStaffWait Time

      Reviewed Aug. 16, 2026

      I’ve been with Cinch for 11 years now. My most recent claim was within 90 days, so there wasn't a second deductible for me, which made that nice. Overall, it's been pretty good. I like to choose who I'm going to use to do the repairs 'cause I've got some experience with some companies, and I like the way they work and the service they give. So far, so good. Everybody that I've wanted has been approved. My experience with the reps has been good as well. It hasn't been a real long wait here lately. But in the beginning, it was a long wait time, but that seems to have improved. The techs have been good as well. I've got a well and septic tank, and Cinch doesn't cover that. That's kind of a concern. But it is what it is. If it would be covered, I'd be glad to add that to the policy, too. But it's not. I’ve also always had additional costs when something is going wrong. But overall, it has worked out for us.

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      Response from Cinch Home Services

      Thank you for being a valued Cinch customer for 11 years and for sharing your experience. We're pleased to hear that your recent claim qualified under the recall period, eliminating the need for an additional service fee, and that you've had positive experiences with our representatives and service providers. It's also great to know that you've been able to work with contractors you trust and that wait times have improved over the years. We appreciate your feedback regarding well and septic coverage and understand your interest in having those systems protected as well. Thank you for your continued trust in Cinch, and we're glad our coverage has helped when unexpected home repairs arise.

      Verified purchase
      TechPunctuality & SpeedMaintenanceStaffEase of Use

      Reviewed Aug. 15, 2026

      We've had our home warranty with Cinch since March. It is very easy to navigate their site. I did a claim online for our HVAC system that wasn't working. They gave us the name of the company and we were able to research and make sure that that was what we wanted. They came in and evaluated it. We needed some kind of condenser. Our dehumidifier thing that's in it wasn't working. So, they had to replace that and they scheduled the repair within a week. Cinch is right on the money. They were prompt, and they picked a company that was prompt to get us repaired. So far, they've been great.

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      Response from Cinch Home Services

      Thank you for sharing your experience! We're delighted to hear that your online claims process was easy to complete and that your HVAC claim was handled promptly. It's great to know that the service provider was able to quickly diagnose the issue, complete the necessary repairs, and get your system back up and running within a week. We appreciate your kind words about our responsiveness and the quality of the contractor selected for your claim. Thank you for choosing Cinch, and we're glad to hear we've provided you with a positive experience so far!

      Profile pic of the author.
      TechPunctuality & Speed

      Reviewed Aug. 14, 2026

      Avoid. We are now 25 days waiting for a repair to our range top. Cinch has delayed approval, swapped vendors and repair contractors, and their only offered solutions require further delay.

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      Response from Cinch Home Services

      Thank you for sharing your feedback. We're sorry to hear about the delays you've experienced while waiting for your range repair. We have reviewed your account and understand your concerns regarding the timeline and the solutions that have been offered. A member of our team will continue to review the status of your claim and follow up directly to address your concerns.

      Customer ServiceTechSales & MarketingPricePunctuality & Speed

      Reviewed Aug. 14, 2026

      Terrible customer service. If claim over $1500, you will never see a dime, minus the $150 deductible you are already charged. 6 weeks still waiting. Ended up canceling contract and they still took my auto pay. Scam.

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      Response from Cinch Home Services

      Thank you for your feedback. We're sorry to hear about your experience and understand how frustrating it can be when a claim remains unresolved and expectations are not met.

      We take concerns regarding claim handling, communication, and billing seriously. We have reviewed the information available to us and will be reaching out directly to discuss your concerns in greater detail and ensure they receive appropriate attention.

      We appreciate the opportunity to address your concerns.

      Resolution In Progress
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      Customer ServiceTechPunctuality & SpeedMaintenanceStaff

      Reviewed Aug. 14, 2026

      I have just put my 1st claim in. They have reassigned 6-7 service providers. When I call these service providers, they have no idea what I'm talking about, not work orders. I call back in Cinch again delays, speaks down to me, and schedules with a mythical new service provider. This will be over 2 weeks from my initial claim to "hopefully" have some body come out.

      All of the customer service reps speak in an annoyed tone and claim they haven't been the ones who did this so they can't speak to any of them

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      Response from Cinch Home Services

      Hi, Cait, We're sorry to hear about the delays and frustration you encountered while trying to obtain service for your washer. We understand how disappointing it can be when multiple provider reassignments impact the scheduling process, particularly when you're waiting for a repair appointment. We also regret that your interactions with our customer service team left you feeling unheard or unsupported.

      We appreciate you bringing these concerns to our attention. A member of our team will review your experience and follow up with you directly to discuss your concerns. Thank you for the opportunity to address this matter.

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      Customer ServiceTechPunctuality & SpeedStaffHonesty & Transparency

      Reviewed Aug. 14, 2026

      I am in the middle of the worst service provision from a company in my life. My water heater has been leaking since Sunday. Since they have no providers for emergencies on Sunday they waited to deal with it on Monday. Since then they have tossed me around and as of tomorrow morning I still don’t have a repair date scheduled. They botch referrals and lie to you to make you think they are getting trying to get you help. For example, when I called them because the company assigned told me they couldn’t come out for several days, they said they would turn it over to Dispatch. They led me to believe someone would pick it up and look for a faster response. As soon as I hung up the phone I got an email saying that Dispatch would have a referral for me in 24 to 48 hours. Effectively putting me two more days without service. Meanwhile my water heater continues to leak. So I contacted the first provider to get them to come out. But they couldn’t because they didn’t have authorization. After 3 more calls when the agent told me they couldn’t reassign the provider I finally got one who said he could. And he apparently called the provider. In the meantime I had asked one of the agents to put a supervisor on. He put me on hold about 20 minutes then told me he couldn’t find one. So he said he would have one call me so I didn’t have to wait on the line. He made it sound like it would be soon. After I hung up I received an email saying that I had a scheduled call coming to me from further up the chain THE NEXT MORNING AT 11:30! I never heard from Dispatch or the supervisor. So now it is late Thursday night. Five days into this nightmare with a water heater that still leaks and is damaging who knows what in my garage. The provider’s plan has been approved but I don’t know if they know it yet. Since they haven’t contacted me or answered my texts, I don’t know if they are going to call tomorrow and say they can come out or tell me they can’t and don’t work weekends. If not fixed tomorrow I intend to take my case to Sears so they know how lame this service is.

      Cinch needs to make this right now.

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      Response from Cinch Home Services

      Thank you for sharing your experience. We're sorry to hear about the difficulties you've encountered and understand how frustrating it is to be dealing with a leaking water heater while experiencing delays and uncertainty regarding service.

      We strive to provide timely assistance and clear communication throughout the claims process, and it's concerning to hear that your expectations were not met. We appreciate you bringing these concerns to our attention. Our team would like the opportunity to review your claim, the service delays, and the communications you've received so we can better understand what occurred and address any outstanding issues.

      A member of our team will be reaching out directly to discuss your concerns and review your claim in more detail. We value your feedback and appreciate the opportunity to assist.

      Verified purchase
      Tech

      Reviewed Aug. 14, 2026

      I like the service with Cinch. I've had them for over 15 years and the service has been good. They repaired a ceiling light and ceiling fan, and it went really well. I did the claim online. The turnaround time on this one was a little bit longer, but it was tolerable. It was 72 hours. Everything worked out good once the tech got here and performed and did the job.

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      Response from Cinch Home Services

      Thank you for your loyalty and for being a Cinch customer for over 15 years. We're thrilled to hear that your recent claim for the ceiling light and ceiling fan repair was successfully resolved and that the technician provided quality service. While we understand the turnaround time was a bit longer than expected, we're glad it remained manageable and that everything worked out well once the technician arrived. We truly appreciate your continued trust in Cinch and look forward to serving you for many years to come.

      Verified purchase
      Customer ServiceTechPriceStaffCoverage Limits

      Reviewed Aug. 14, 2026

      We were recommended to Cinch by a family member who used them. We've been using them for probably 10 years. Our most recent claim was for plumbing. Everything was seamless, and the communication was great. A technician was out within a week to get the diagnosis, and then it was up to us after that when we had the cabinets out. There was a leak in the waste line behind my kitchen sink. So, the kitchen cabinets had to come out in that area. It was kind of almost a month-long process. The guy had to have us take the cabinets out. Then the plumber came back out, and then we put the cabinets back in. The technician was knowledgeable and courteous, and he did quality work.

      Doing a claim online is easy. I prefer it that way. It's hard for me to understand people's accents. With a lot of these companies now, that's what you get. I just want to do it any time of the day, right on the PC or phone. It's easier. I do recommend Cinch as peace of mind. There are other things like if you have to get a new roof, they do the deductible reimbursement up to so much. Mine is $500. My mom is a $1,000 per Cinch plan. It's one of those things that a lot of people don't know about.

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      Response from Cinch Home Services

      Thank you for being a loyal Cinch customer for the past 10 years and for taking the time to share your experience. We're delighted to hear that your recent plumbing claim was handled seamlessly and that communication throughout the process met your expectations.

      We appreciate your patience during the repairs and are pleased to know the technician was knowledgeable, courteous, and provided quality workmanship. It's also great to hear that our online claims process offers the convenience and flexibility you value.

      Thank you for highlighting the peace of mind your home protection plan provides and for recommending Cinch to others. We truly appreciate your continued trust and support and look forward to being there whenever you need us.

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      Customer ServiceCoverageTechRefunds & PayoutsMaintenanceTransparency

      Reviewed Aug. 13, 2026

      I have been dealing with Cinch Home Services for more than two months over a completely nonfunctioning Jenn-Air induction stove. I paid my required copayment, Cinch sent multiple service providers, and the first attempted repair did not work and actually made the problem worse.

      Both service providers ultimately identified an additional part that they could not obtain. Cinch then told me its research team had ordered the part and that it would arrive by August 6. It never arrived. Cinch cannot provide a tracking number or confirmation that it was ever shipped. I was then given another expected date, and the part still has not arrived. That part was supposed to arrive yesterday. As of August 13th, it's not there. The service provider told me the part does not exist. CINCH is delaying to replace my stove.

      I have called Cinch approximately seven times, have three young children at home, and have been without a functioning stove for more than two months. Every call seems to result in another delay, another department, or another promise without a resolution.

      At this point, I have filed a BBB complaint and am requesting full replacement compensation for my induction stove. I will gladly update this review if Cinch resolves the issue, but the experience so far has been extremely frustrating and unacceptable.

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      Response from Cinch Home Services

      Thank you for sharing your experience. We sincerely apologize for the extended delays and frustration you've encountered while trying to resolve your stove claim. We understand how difficult it is to be without a functioning stove, especially with a busy household.

      We have received your complaint and are actively reviewing the history of your claim, including the parts research, repair attempts, and communication you've received throughout this process. Our goal is to ensure all available options are thoroughly evaluated and that you receive a clear update as soon as possible.

      We appreciate your patience and the time you've taken to bring these concerns to our attention. A representative will be following up with you directly regarding the outcome of our review.

      Verified purchase
      TechPricePunctuality & SpeedStaff

      Reviewed Aug. 13, 2026

      I bought this home in May, and the homeowner had Cinch. They passed it on to us. I had a claim and the technician who was sent out was excellent. He changed the garage system, and put in a reinforcement on the doors like a rail that goes across the top and in the middle. I like that the service was fast. The deductible was reasonable because I knew it was going to cost more to have the problems on the resolution. This is the first issue that we have ran across. I highly recommend Cinch.

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      Response from Cinch Home Services

      Thank you for sharing your experience and for recommending Cinch! We're delighted to hear that your claim was handled quickly and that the technician provided excellent service while completing the garage door repairs and reinforcements. It's especially rewarding to know that your first experience using your home warranty after purchasing your home was a positive one. We appreciate your kind words about the value of the coverage and the reasonable service fee. Thank you for choosing Cinch, and we look forward to being there when you need us in the future.

      Verified purchase
      Refunds & Payouts

      Reviewed Aug. 12, 2026

      I've been with Cinch Home Services since we closed on our house last March. However, I can't do anything with my recent my problem. The claim became more of a consultation. It takes so long to get hot water out of the pipes. The water heater works fine, and it's easier to live with it. Paying for the co-pay on it then not having it fixed was disappointing, but that's to be expected. I was very satisfied.

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      Response from Cinch Home Services

      Thank you for sharing your experience and for being a Cinch customer. We understand your disappointment that the issue was not resolved as you had hoped, and we appreciate your feedback. While we're glad to hear you were satisfied with the service provided and that your water heater was found to be operating properly, we recognize that ongoing hot water delays can be inconvenient. Thank you for your understanding and for giving us the opportunity to assist you. We appreciate your membership and look forward to serving you in the future.

      Verified purchase
      CoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaff

      Reviewed Aug. 12, 2026

      I had an oven that malfunctioned and started a fire because of poor electrical wiring and Cinch refused to cover it because they said they don't cover accidents that are caused by fire. They used the clause in their policy that says if there is a tornado, hurricane, house fire, or flooding from a monsoon, and the damage was caused by fire or water, they don't cover it. But the damage to the oven wasn't caused by a fire in the house. The unit itself started on fire and I'm lucky my whole house didn't burn down. So, it was a problem with the oven. They should have covered it and they didn't. It took two months of trying to work with them. They initially said they were gonna cover it, and then they escalated it. They turned around and denied it in the end. I gave $100, and they wouldn't give me the $100 back.

      One girl was very nice. So, she'll give them the edge. But when I escalated this all the way up, the nine other people I talked to just kept saying that their clause states they don't have to fix anything including or involved in fire damage. I kept reiterating that it is not fire damage that is the problem, but the oven. So, they were terrible. I also had an issue with a water softener and Cinch sent a company to look at it. They replaced it because it was broken. The company that came out was amazing. I would recommend them a million times over again. The tech was knowledgeable, quick and efficient. So, my experience with Cinch has been 50-50.

      I'm appreciative that they replaced my $800 water softener. But with the oven, it’s the principle of the matter that they didn't cover that. I had a traumatic experience with Cinch and tried to deal with 20 different people who weren't helpful at all. So, I have an off-putting feeling towards them, still. The warranty came with the purchase of the house and I've been protected for about eight months. People considering them should proceed with caution. Cinch is working for themselves and to benefit themselves. They're not working to protect you as the customer.

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      Response from Cinch Home Services

      Thank you for taking the time to share your experience. While we're pleased to hear you were satisfied with the service received on your water softener claim, we're sorry to learn that the outcome of your range claim did not meet your expectations. We understand your frustration and appreciate your feedback, as it helps us identify opportunities to improve the customer experience.

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedStaffCommunication

      Reviewed Aug. 11, 2026

      I was having an issue with my refrigerator. It was leaking and freezing inside the refrigerator. It was a defrost issue. Cinch has been really nice. They made an appointment right away. When it keeps happening, they schedule a new appointment and fix a new thing. The techs have come out four times. This last time the tech was out was just a couple of days ago, and it does seem like there's no problem. But it was frustrating, and there was a lack of communication. But the tech was very quiet, accommodating, and very professional. Also, the Cinch reps were very helpful when I submitted the claim. They also answer their phone right away, and they're friendly. It's been a good experience with Cinch.

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      Response from Cinch Home Services

      Thank you for sharing your experience. We appreciate your patience throughout the repair process and understand how frustrating it can be when an issue requires multiple visits to resolve. We're pleased to hear that our representatives were helpful, easy to reach, and that the technician provided professional and accommodating service. Thank you for choosing Cinch, and we're glad to know things appear to be working properly now. If you ever need assistance in the future, we're here to help.

      Verified purchase
      Customer ServiceTechPricePunctuality & SpeedOnline & AppMaintenanceStaff

      Reviewed Aug. 11, 2026

      I've been with Cinch for 14 months, and so far, I've experienced kind, quick and courteous service. I do my claims online. It's pretty easy. I get the name of whoever is coming out, their address, the phone number, and their website. The contractors are of good quality. Most recently, my AC unit upstairs was not pumping out cold air, and they got a guy out there, and he told us that we needed to change the air filter that was in the attic, and to clean it periodically when the seasons change. He did it for us, and then showed us how to do it. Overall, I like the affordability of Cinch and the speed of when the contractors can come out. The only thing I don't like is I have to pay the deductible for each item.

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      Response from Cinch Home Services

      Thank you for being a valued Cinch customer and for sharing your experience. We're delighted to hear that you've found our online claims process easy to use and that you've received kind, prompt, and courteous service. It's great to know your technician was able to resolve the issue with your AC unit while also taking the time to explain proper maintenance and show you how to care for the filter moving forward. We appreciate your feedback regarding service fees and are grateful for your recognition of our affordability, quality contractors, and quick response times. Thank you for choosing Cinch!

      Customer ServiceTechPunctuality & SpeedStaffHonesty & Transparency

      Reviewed Aug. 10, 2026

      I would not recommend this home warranty company at all. I’ve been waiting 5months for them to take care of my claim, and it’s still not resolved.
      They came out, did the diagnosis, and then never came back. I’ve called so many times, and every time they act like they’re helping and tell me someone will call me back, but nobody does.
      I’m honestly tired of calling and getting the same excuses over and over. It feels like they’re just giving me the runaround and hoping I’ll give up.

      Very frustrating experience. I definitely would not use this company.

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      Response from Cinch Home Services

      Thank you for sharing your experience. We sincerely apologize for the extended delay and frustration you've encountered while waiting for your claim to be resolved. We understand how disappointing it is to receive repeated assurances without seeing progress, especially after several months.

      We have located your account and are currently reviewing the details of your claim. A Resolution Specialist will be reaching out to you directly to discuss your concerns, provide an update, and work toward a resolution as quickly as possible.

      We appreciate your patience and the opportunity to address this matter. Thank you for bringing your concerns to our attention.

      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTransparencyTimeliness

      Reviewed Aug. 7, 2026

      Mid-July, my washing machine wasn't working properly. Cinch sent a repairman who determined there was a short in the wiring.

      Here's the repairman's report: "INSTALLED NEW LOWER HARNESS AND

      PLUGGED POWER BACK INTO UNIT, UNIT STARTED TO MAKE ARCHING SOUNDS AND SMOKE STARTED TO SEEP FROM UNIT, UNIT WOULD

      NOT POWER ON. I DON'T RECOMMEND FURTHER REPAIR IN OLD UNIT FOR SAFETY REASONS."

      It is now August 7th.

      I have called Cinch about 20 times. Three different reps have told me that the washer will be replaced, but each one says something slightly different and each one is apparently either not updating their system to report what we discussed, or is simply incorrect. Because each time I talk to new rep, that new rep says that a new washer hasn't yet been authorized.

      When I check my Cinch account online, it says only that I should make an appointment to have the repair person return and try again to fix it. He's already sent in his report that it isn't safe to do so.

      When calling Cinch, I've been disconnected multiple times while on hold, and the automated system glitches out with garbles or silence so it's impossible to even know what number to press for a particular problem. I've tried texting and emailing, but it seems that no one reads texts or emails at Cinch.

      I finally got a Cinch rep to call back today but she said she couldn't hear me and hung up on me. I called back using a different phone. A different Cinch rep claimed to be unable to hear me and hung up. So, this is either a tactic they use when they can't/won't answer a customer's question, or their phones don't work. But when I called back a third time and pretended to be a prospect rather than a customer, the call went through just fine.

      Transferred to customer service and again, got disconnected.

      I don't know when or if they will replace my washer but they were sure quick to take my money for the repair's deductible.

      Meanwhile, my AC also malfunctioned a couple weeks ago, and Cinch told me they didn't have a contractor and to get my own. It was a simple repair and as instructed, I sent Cinch all the documents they requested within 24 hours of the service call (I actually sent those the same day). Cinch has not reimbursed me for the service call nor given me any information on why there is a delay or when I will be paid.

      Home warranty companies all have pretty bad reputations. I've used two others and dropped them due to slow response times. Cinch actually sends contractors quickly, but won't pay out and won't replace what it promises to replace. And when you try to get answers, you get stuck in AI voice system hell, are eventually transferred to an agent who, from the uniform accents of all the agents I've spoken to (lots) sound like they're based in India or Pakistan. They are (when you aren't disconnected first) quite polite but never solve the problem.

      That's worse than being slow with the initial call. I therefore nominate Cinch for worst ever.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience. We sincerely apologize for the frustration and inconvenience you've encountered regarding your washer claim, HVAC reimbursement, and attempts to obtain updates.

      After further review, we were able to locate additional information related to your account. We understand your concerns and want to ensure they receive the attention they deserve. A Resolution Specialist will be reaching out to you directly to review the details of your claims, address your concerns, and provide any available updates.

      We appreciate your patience and the opportunity to work toward a resolution.

      Resolution In Progress
      Customer ServiceClaims HandlingTechStaffHonesty & Transparency

      Reviewed Aug. 6, 2026

      Cinch Home Services is the WORST service that I have ever had. I bought mine from a representative selling it in Sam's Club. He told me everything that I wanted to hear. When I put in a claim about three to four years after having the service, they took over two (2) months to try to resolve the issue. Then they came back and denied my claim.

      Another thing was trying to get to a live agent was like digging for gold in Arkansas. I was bounced from one place to another by the AI Bot. The live representative seemed afraid to tell the customer the truth, and kept apologizing without actually giving me an answer to what I had called for.

      I would not recommend Cinch Home Services to anyone because they misrepresented themselvs and I could never trust them

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience. We sincerely apologize for the frustration and disappointment caused by the handling of your claim and the outcome of our review. We understand how upsetting it can be to wait for a resolution only to learn that a claim has been denied.

      We also regret the difficulty you experienced when trying to reach a live representative and understand the importance of receiving clear communication and timely updates throughout the claims process. While coverage decisions are based on the terms and conditions of the home protection agreement and the specific product conditions reported during diagnosis, we recognize that this does not lessen your frustration with the experience.

      Your feedback regarding both the claims process and customer service has been shared internally for review. We appreciate you taking the time to provide your perspective and are sorry we did not meet your expectations.

      Profile pic of the author.
      Verified purchase
      Angelica increased rating by 4 stars.
      Customer ServiceTechSales & MarketingBillingTimeliness
      After a positive interaction with Cinch Home Services, Angelica increased their star rating on Aug. 14, 2026.

      Updated review: Aug. 14, 2026

      I want to thank Glen ** for resolving my claim with Sears Cinch Home Services, he was very professional and responded immediately to solve my claim.

      Original Review: Aug. 6, 2026

      Worst experience not proffesional

      I would not recommend Cinch Home Warranty services. In May 2026 I placed a call for my jet tub pump. They sent the only plumbing business that has a contract with cinch Ikmar plumbing they couldn’t figure it out. The next day I received a call from Cinch, saying I had to find a company my self and get the pump fixed, I did exactly that. When I sent diagnostic, estimate and paid invoice they keep making up excuses to not pay me back, they keep giving me the runaround asking for the same paper work every time. Cinch is a scam made me contract a plumber had my own pump fixed and now they denied me payment.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your feedback. We sincerely apologize for the frustration and inconvenience you've experienced throughout this process. We understand how disappointing it can be when a claim does not progress as expected, especially after the time and expense you've incurred to address the issue.

      We have located your account and have arranged for a Resolution Specialist to review your concerns in detail. They will be reaching out to you directly to discuss the history of the claim, address the reimbursement concerns you raised, and provide any available next steps. We appreciate you bringing this matter to our attention and look forward to the opportunity to assist further.

      Customer ServiceCoverageStaff

      Reviewed Aug. 5, 2026

      Refuses to assign another Air Conditioner Company that is not an hour away (EMS Home services)...EMS has been disrespectful, rude, takes money from the elderly and still has not fixed an issue after 3 weeks. ...a 76 year old grandmother/retired school teacher deserves better than to sit in a 95 degree house when Cinch won't help her get a different A/C 3rd party company that will help her.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your concerns. We sincerely apologize for the frustration and inconvenience this situation has caused. We understand how difficult it is to be without air conditioning, especially during periods of extreme heat, and we appreciate the opportunity to address your feedback.

      Our team has been in direct contact with you regarding this matter and is actively working toward a resolution. We are thoroughly reviewing the service experience, including the concerns raised about the assigned service provider, repair recommendations, and associated costs. We understand the importance of ensuring our customers feel respected and supported throughout the claims process.

      Please know that your concerns have been escalated, and we remain committed to working with you to reach an appropriate resolution.

      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceTimeliness

      Reviewed Aug. 5, 2026

      I have been with them for 3 years with no claims until April the A/C unit for the second floor stopped working. I called them and they sent a tech to fix it in 2 days. Last week (7/30) my first floor A/C stopped working, they assigned a provider to do the job without setting the time and asked me to wait for him to call me. I waited for sometime then I called the provider. He told me that he informed cinch that he is very busy and can come on (8/7) and because the weather is very hot I called cinch again to find me another provider can come faster, but didn’t hear from them. I contacted a heating and air conditioning company on (7/31) and they sent me a tech the same day fixed the.
      The biggest problem was when I tried to cancel the work request with cinch because I couldn’t cancel it from my cinch account and have to call them.

      The funny thing is on their outmoded answer they don’t even an option to cancel the working request and I have to try many different ways to speak to a customer service. They asked me why you want to cancel and I told them because you couldn’t find me a provider can fix the problem in a reasonable time, but they kept arguing that they are still looking for a provider even after I told them I brought someone and fixed the problem. Finally it took me more than 30 minutes to cancel the request and the will refund my visit charge ($120) within 3-5 business days.

      Thanks for your vote!
      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience. We understand how frustrating it can be when you're dealing with an air conditioning issue during hot weather and are unable to obtain service as quickly as expected. We also apologize for the difficulty you experienced when trying to cancel your service request.

      We appreciate your feedback regarding provider availability and the cancellation process. Your comments help us identify areas where we can improve the customer experience. We're glad you were able to have your system repaired and that your service fee refund was processed.

      If there is anything further we can assist with, please send a private message with your full property address and the phone number associated with your account. We'd be happy to review your concerns further.

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      Cinch Home Services Company Information

      Social media:
      Company Name:
      Cinch Home Services
      Company Type:
      Private
      Year Founded:
      1978
      Address:
      4700 Exchange Court, Ste. 300
      City:
      Boca Raton
      State/Province:
      FL
      Postal Code:
      33431
      Country:
      United States
      Website:
      www.cinchhomeservices.com

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