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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.

Pros
  • Easy to file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 43 Reviews 8035 - 8235
    TechPriceRefunds & Payouts

    Reviewed May 16, 2018

    This company is a total fraud. Buyer BEWARE. They make it almost impossible to file a complaint. When I finally did they said they were sending me a repairman who cancelled ten minutes before he was suppose to arrive. They never did send another repairman. I have dealt with many companies and all I will say is BUYER BEWARE. This company is not reliable and does not do what they say they will do. After four months with them and filing one complaint they had the nerve to charge be 60% of my fee for a refund. Again BUYER BEWARE

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    Response from Cinch Home Services

    Larry - I'm sorry to hear that the provider cancelled your appointment at the last minute. That is certainly not the type of service we aim to provide our customers. We appreciate your feedback and regret to hear that you cancelled your warranty. - Amanda

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 16, 2018

    I started with TotalProtect, which was part of Cross Country Home Services and my deductible went up from $50 to $100 but the service is still wonderful. I called the 800 number to submit a claim with Cross Country, I pressed the right prompts and they asked me if it was plumbing. I talked to a representative who gave me a claim number, the name of a company and a phone number to call. The company they gave me the last two times was called Firewire because it was electrical stuff and those people were excellent. They were in and out of here fast. They also went beyond as far as going up to Home Depot and buying parts that they might not have in their truck.

    The reps at Cross Country were very polite and concerned. I've had one or two problems that I felt needed immediate attention and the company that I was referred to said they couldn't do anything until the following day, so I called customer service back and they got people here immediately. Their customer service handled the situation very efficiently. I've had excellent experiences with the people, both in customer service and with the contractors they sent out.

    I'm trying to sell my house right now, but I would like to continue with the company with wherever I buy. I also need to know if the warranty insurance that I have right now on the condo is transferable to the new people or to my new house. It's a good selling point to say that I have home warranty insurance and it is transferable to them. I feel comfortable with Cross Country and I've recommended them to friends. I told them I don’t worry about things going wrong because I know that I will get somebody here as quick as possible for a minimum price to fix it. I've had the service for 21 years and it's an automatic deduction for my monthly payment out of my checking account, and I've really had no reason to look for anybody else or concerned about what Cross Country was saying or doing because I feel safe with them.

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    Response from Cinch Home Services

    Sandra - This is the type of service we aim to provide! Thank you for taking the time to share. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. If you would like to have the warranty transferred over when you sell your home you can contact our Membership Services team at 800-474-4047. Thanks! - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 16, 2018

    TotalProtect gets to the claim pretty quickly. We've had them twice for plumbing and I just called them up. They gave me somebody to call and I went from there. One time, the contractor was here the same day and the next time, it took about a day. I had good interactions with them and the quality of their work was good as well.

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    Response from Cinch Home Services

    Donald - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 16, 2018

    An HMS warranty came with our first house when we bought it and then we got it again when it also came with the second house that we bought. We got to use it a few times and it seems to come in handy. It still seems worthwhile to keep, and so we continued to renew it. Submitting a claim to them is easy. I have done it both over the phone and online but I normally do it over the phone. Everything seems to go smoothly when I talk to their claims reps. And as for their technicians, they seem professional, courteous and get the work done in a timely fashion.

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    Response from Cinch Home Services

    Robert - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Customer ServiceTechPunctuality & Speed

    Reviewed May 15, 2018

    If I could rate HMS Zero stars I would. My washer broke down a month ago, it is a stackable unit and the dryer and washer are attached. I informed them of this. I called and the service technician was out in a timely manner, said he recommended replacing the washer. I gave it a little while for them to get something done. Nothing. I called back a couple weeks later, the automated system told me the part I needed had been shipped, I had other questions and wanted to talk to someone, was on hold for over 20 minutes only for the call disconnected. I didn't have time to wait again so I didn't call back. A week later when I try to turn my A.C. on it doesn't work. So I call again to notify them of the issue and talk to someone about my washer as well.

    I was told they ordered the wrong part and they will be replacing the washer. I made the claim for the a.c. and the tech was out the next day to diagnose the problem. I called last night (which was a Monday) was on hold for over 25 minutes to talk to someone. They said the a.c. is in review. I explain that it is hot and I have kids and pets in the house and I need it fixed right away. She makes a note. I called again today because it was over 90 degrees outside. I need my ac. Was on hold for 20 minutes only to be disconnected. Again. Called again. Was on hold for 30 minutes. Couldn't wait any longer so I hung up. Called again and was on hold for another 20 minutes to talk to someone.

    At this point I am very upset and want to speak to a supervisor to see if we can make this an urgent matter. They said they can have a supervisor call me back in 24 to 48 hours. I can't wait around my phone all day for someone to call. I get the runaround again with the a.c. and the washer. I was on the phone for an hour and a half trying to get something done to no avail. I absolutely would not recommend their warranty service to anyone. They have terrible wait times. They have no real answers to any questions, except "it's in review" and "the parts are ordered". It has been over a month. Absolutely terrible. Don't waste your money or your time. Find another home warranty. Not HMS.

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    Response from Cinch Home Services

    Lori – It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. Upon review of your claim you have spoken with multiple members of our leadership department and accepted the claims credit for your air conditioner and accepted the replacement washer we have offered to you. We appreciate the opportunity to make these claims right for you and your family. Thanks - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 15, 2018

    I was told by the sales rep that there was no long term commitment. He lied. By the time I received the service packet, it was past the grace period for cancellation. They have very few service providers in an area where there are tons of service providers - but none will work with this company because they are difficult to work with and often don't pay. They approved services, and are now denying payment. They've lost three of my tickets so far, and when they were found, they had been mis-processed and the information in the ticket was incorrect.

    I opened a ticket for electrical problems, and it took over a month to get a service provider. Then when they came, the customer service department couldn't find the ticket. The provider had to come back after I resolved the issue and although they approved the service, they are now denying payment because they are claiming that because I live near the ocean, that the wire corrosion is not "normal wear and tear". This is just one of six tickets that I've opened and had problems with.

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    Verified purchase
    Tech

    Reviewed May 15, 2018

    Total protect assigned a contractor for our air conditioner on May 7th. Service man informed them of what part I needed to repair a/c. Called Weds the 9th to check on status was told nothing had been started . I am in Alabama, we are not young, they said they would put something called an exception on my file to speed things up. Called the 11th. Still in parts research! Five days still researching part? Really? Got a call

    yesterday the 14th part had been found locally. Now I have to wait an other day or two before some other group contacts supplier with payment info. not at all acceptable!

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    Verified purchase
    Claims HandlingTech

    Reviewed May 15, 2018

    We inherited HMS Home Warranty when we bought our house. We've been their customer for three years now and so far, we've been happy them. Submitting our claims used to be rough, with the hold and wait times. But they had a system change when there was a problem a couple of years ago and the process got tremendously better. Now, a lot of it is automated. Dealing with their agents has been fantastic too. They were very helpful, understanding and responsive when we talked to them. Also, the technicians they sent out were good, very knowledgeable and took good care of getting things squared away when stuff is broken. Out of the three claims we've put in, we had one bad experience and two good ones. Still, I would highly recommend HMS.

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    Response from Cinch Home Services

    Greg - Thank you for sharing your claim experience with us! We appreciate the feedback and glad we are able to provide fast and reliable service. - Austin

    Customer Service

    Reviewed May 15, 2018

    My bf has been getting nothing but the runaround with this company. I'm set to move in before end of this month and this dishwasher needs to working for our family. He took off work last Friday, May 11th (he lost out on at least $200 taking a day off) and the company HMS had 'hired' Sears to come do the job. Sears has no R.O on file of this at all. And he is still waiting on a call from their so called manager. And nothing has been resolved. I will also be contacting the BBB.

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    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed May 15, 2018

    DO NOT BUY THIS WARRANTY!!! We just bought our house in Jan 2018 which we had a full home inspection. I was there for the home inspection and watched as everything in the house was tested. Everything checked out a ok! When we bought the house the homeowner bought the home warranty due to the house being an older house. Fast forward to May, the temp gets to 80 degrees, I turn on the ac and it doesn't work. I called the warranty company in which they told me they were going to send out their service company. The HVAC company shows up and states he found a major condenser issue and we were low on freon. At least that's what he told my 20 year old son! (My unit doesn't even take freon. It takes r22.)

    Once the report was sent to the warranty company they included a few extra pieces to the story. Long story short the HVAC company said it was unfixable it would cost more than a new unit to fix. So needless to say the warranty company declined paying for any repairs due to the fact that my home inspection didn't say the system worked... (Didn't say it didn't either!) So I decided to look at the unit myself (I am not an HVAC guy to say the least) however I did notice a few loose wires so I reran the wires and reconnected. Lo and behold the unfixable is fixed!!! This company sent their own service company out to falsify the documents so they didn't need to pay the claim (That I'm sure of!). I paid the $100 deductible for this company to lie their way out of paying the claim! Please do yourself a favor and don't waste your money on this warranty! They are nothing but frauds!!!

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    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 15, 2018

    Whenever I call HMS, technicians come on time and fix things right away. Overall it’s been good since their repair. I’m very happy with HMS Home Warranty. They have good communication which I like. I wanna renew my warranty when it is ready to expire.

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    Response from Cinch Home Services

    Goma - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Claims Handling

    Reviewed May 15, 2018

    I call to submit a claim with TotalProtect and we then schedule an appointment and they give the number of a person to contact. They tell me when they’re coming out too. My recent claim was about two months ago with the heater. The technician was here for 5 minutes. I had solar put on and he did not put the thermostat right. Other than that, when my refrigerator went out, TotalProtect denied the claim because the back had a little depth. That was the only time I didn’t have a good experience with them. But I would tell friends that TotalProtect Home Warranty is worth it. I’ve had my water heater and air conditioner's condenser replaced and in those times we don’t have a lot of money to put it up so it’s worth it for me to make the monthly payment. And it’s deductible if you get it fixed when something goes out.

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    Response from Cinch Home Services

    Florence - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 14, 2018

    I called twice and it is the second time I got hung up. I waited for 40 min and this this just hang up on me. I was trying to follow up on my claim which is a recall service. The technician didn't show up and wouldn't answer phone call. I figured the lady couldn't help me so decide to hang up the call. Every Rude. service order number is **.

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    Response from Cinch Home Services
    Tsung,
    I'm sorry to hear that this was your experience. If you still need help with your claim, please let us know and we will be glad to reach out to you personally.
    Thanks,

    Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingRefunds & Payouts

    Reviewed May 14, 2018

    Had this service From 12-29-17 to 05-14-2018. The one time I needed the service on , on an air-conditioner outing, I put in a service request on 05-10-2018. After putting the automated request, which told me the soonest I could receive service would be on 05-24-218, and if I didn't want that to call them directly. (How can I wait 10 days for a A/C repair?)

    TotalProtect issued automated email with the information, and gave the provider as "HOME PERFORMANCE GROUP LLC", called that company and left message. The next day, I still hadn't heard form them, I called back TotalProtect as I was wanting to ask if they other providers, or if they would accept a claim from a seperate provider. They said that was the only provider.

    As it was quite hot, and I have my wife and mother-in-law in the house, so they day I made the claim, and found about the long waiting period, I called another company, K/B Complete, in case I didn't hear back from the group assigned by TotalProtect.

    K/B came out the very next day and fixed it. And now after four-days of claim request, not a word from the assigned provider.

    I called TotalProtect to cancel my account, which they did after a bit of "on hold" and sales pitch. I told her about my calls, and she said there were other providers, and the previous support person was mistaken. I also requested a refund of the several months that I paid since when I asked for service I never got any, she said she could not do that since I was provided coverage for those months. I said fine, but please cancel my account, please request the refund from your supervisor, and I will be looking for it. I doubt I ever see in.

    Oh - and I was on hold for 30 minutes ever before I could speak with someone. I ended up calling their "new customer" line to try to find a human.

    Very disappointed.

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    Customer ServicePrice

    Reviewed May 14, 2018

    I called Total Protect and cancelled my service on 9th of May since i no longer live in the house. The first representative transferred the call to cancellation department but the lady over there was not only very rude she dont know what she was talking and said i am on contract and the contract ends June so i have to pay one additional month and they will charge it in my credit card on file. I tried but she was very rude and kept saying the same thing again and again. Today they charged my credit card. I called by credit card company and disputed the charge. For 9 years i was there customer and when i cancel this is how they treat? What a rip off company!! Will never deal with them.

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    Tech

    Reviewed May 14, 2018

    I never do this but boy do they have me PISSED. If you have this company or are deciding to go with this company DON’T. They don’t care about your well being and rather save a few bucks over your life! A week and a half ago I was home and smelled gas. Fire Department came out and so did BGE. Both confirmed there was a gas leak coming from the oven. Mind you the oven was off. When the warranty company sent a tech out the tech was there no longer than five minutes, did the bubble test and found nothing. We weren’t pleased so they sent out another tech, he did the same thing!

    To make matters worse once he left my boyfriend smelt gas again! I called them to make sure they will fix it and they said they will. Today they told us they are honoring the techs and nothing needs to be fixed! THIS IS NOT A DISHWASHER THIS IS EXPLOSIVE GAS! Leaks don’t fix themselves!! They are not only putting our lives in danger but our neighborhood in danger too. Please share to expose them for not caring about lives and saving a few hundred bucks. I’m in talks with a lawsuit because gas is no joke. They were paid to fix things like this and are refusing to do so.

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 14, 2018

    I submitted a claim on 4/14/18 and a company came out on 4/18/18 to look at the AC and found the compressor to be bad. They reported back to total protect the findings the next day and it took total protect 17 days for them to finally call me (5/6/2018) with the option to get a claims credit to replace the unit (around 750.00 claims credit toward a new unit that's going to cost 5000.00 to 6000.00) or to order a replacement compressor and fix the unit. I opt for the replacement part as I don't have a few thousand for a new unit (the whole reason I have a warrant plan). Today is 5/14 a month from when I submit the claim and the unit is still not fixed. I called customer service and asked what is up and they claim the part was delivered on 5/9/18 yet the local company is saying they have not gotten it in. I asked the customer service person why it always takes over 30 days to fix a A/C unit and she says it is there busiest time for AC unit. What busiest time so the customer has to suffer with no AC for over a month. If you can't handle the seasons why are you in business. I expressed my frustrations and how upset I am and all I got back was I understand. For how much we pay this is unacceptable.

    This is the 3rd compressor in 6 years that is going to be replace which means they find the cheapest replace part possible hoping it will last long enough for something non mechanical to go wrong so they don't have to replace the unit. I have been with this company from mid 2007 and have nothing good to say about them.

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    Customer ServiceCoverage

    Reviewed May 14, 2018

    We have had this warranty for almost 2 years, and used them in the beginning (with poor results). I called them a few weeks ago to request a repair to our AC. Because I needed multiple service, I had to do this via phone, their crappy website. So, I suffered through a lengthy set of automated prompts, which did a poor job of speech recognition. Finally, after 8 minutes, I was transferred to someone - a real, live person(!). She placed the request to repair 2 AC units and I was told to expect an email with a link to schedule a time. No such email arrived, and yes, I checked my spam folder.

    So after a week I followed up to get the status. The person I spoke with said that someone would call me within 48 hours. It's now been more than 72 hours and no call has been received. So, I followed up today and found that the 2nd person I spoke with actually created another ticket instead of escalating the original request. I was given a voice prompt to be transferred to the provider for an update. Guess what, I got a recording saying that number wasn't working. So, after nearly an hour on the phone and website over 2 days, I have no progress.

    I decided to cut my losses and place a simple online request for service to my bidet. I went through the website easily to submit this request and clicked "submit" and got a reply saying I had to call for this item. So, I once again slog through their automated prompts, eventually talk with a person and was told that my plumbing problem wasn't covered. What the heck?!? This warranty is completely, utterly useless. We might as well have burned the money on the front lawn instead of buying a warranty and have gotten the same results. STAY AWAY FROM THIS LOUSY COMPANY. It is a waste of money and time.

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    Response from Cinch Home Services

    Carole - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered such as your bidet. I know this is not the outcome you were hoping for, however we are confident in this decision. Sincerely, Austin

    Claims HandlingCoverage

    Reviewed May 14, 2018

    Total Protect used to be a great company for me and covered several claims. However, despite me correctly describing my HVAC system (dual fuel system) when I signed up when I have submitted a claim they rejected it based on my HVAC system being a dual system. When I spoke to their supervisor she confirmed the sales representative "LIED" to me about my HVAC system being covered and despite that the contract states no dual fuel system so they will not cover the claim. I HIGHLY RECOMMEND TO STAY AWAY FROM THIS COMPANY. It is only a matter of time if you are a customer until they deny an expensive claim.

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    Claims HandlingTech

    Reviewed May 14, 2018

    I've had TotalProtect Home Warranty since I bought my house in 2004 and I'd recommend them. Everybody wonders why I pay $34.95 a month but it's like insurance on a car in a way. They've always taken care of things. They've looked at my washroom, my stove or disposal. I've also had them work on my AC unit and my furnace on two different occasions and the technicians they've sent have been decent and nice. I used to talk to a human when I file a claim and it used to be easy. But now it's all automated. I'm not much into technology like that because when it works it’s great but when it doesn't, it isn’t good.

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    Response from Cinch Home Services

    Daryl - Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed May 14, 2018

    All I want is to have full coverage of my appliances which HMS Home Warranty promises that they’d provide. They were also recommended by the real estate agent. The contractors come in to fix all of the home appliances in my home like the oven, the AC unit, and the fridge. I submitted a claim one time for my AC and I talked to a representative. But when the contractor came, they told me they could not fix it, so I was wondering why they came. The technician said that if I had not lost my part, they probably could come and fix my AC unit. Everything was in the contract which I sent them but I didn’t check. I will recommend HMS Home Warranty to any person who is in need because I had a good experience with them the first time I used them. Their process is good. The technicians are also very good and they know what they are doing. They come and do the what they promise to do, and they do it on time.

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    Response from Cinch Home Services

    Duke - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service as well as our service partners. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 13, 2018

    A home warranty was offered to us so we took it. And because the house was getting older and the appliances were getting older, we renewed after the first year. Submitting a claim has been fine so far. I call and tell HMS that something’s wrong and they call a vendor and set up. Then the vendor comes as requested and the technicians have always been pleasant. Sometimes they have to do a few things to get to know what’s wrong and sometimes they just come in and fix. And overall, the quality of work that has been performed is good.

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    Response from Cinch Home Services

    Linda – We’re delighted to hear that your HMS warranty is meeting your needs. We appreciate you sharing your experience with us. - Amanda

    Verified purchase
    Coverage

    Reviewed May 13, 2018

    Any experience that I’ve had with Cross Country has been good. Their rep was courteous and he knew his job well. I was satisfied with what he did and how he educated me about things too. We’re covered with what I think we might need, so we’re all right.

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    Response from Cinch Home Services

    Donald - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 13, 2018

    The appliances in my home were getting older and I thought it was a good idea to have TotalProtect Home Warranty in case anything ever goes wrong. When my oven was giving trouble, I called in a claim to them and they lined people up to come out here. The technician had to come twice. The first time he came, he diagnosed the problem and ordered a part. Then he came back and put the part in. My oven has been working fine ever since. It’s been a good experience thus far and I would tell a friend they need to look into TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Gregory - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed May 12, 2018

    My wife signed up for TotalProtect Home Warranty several years ago. We had a home and with the cost of upkeep when all the appliances get older, we decided to get a home warranty. We had a refrigerator that was giving us a little problem and we filed the claim by phone. The technicians had to replace a couple of parts on it, which took about three trips, but they got it done. Two different people from the same company came, one of which was a supervisor who came out to take a look at something and then they came back and fixed it. It was an aggravating experience as I had to buy a new refrigerator in the meantime. Plus, we've had to keep the refrigerator unloaded and we had all of our stuff in coolers and freezers. TotalProtect also sent someone to fix a dryer for us. One person came out on one trip and had gotten the dryer going really quick.

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    Response from Cinch Home Services
    Wallace,
    We appreciate you taking the time to provide your feedback and are glad to hear that your warranty has been beneficial to you. If you'd like for us to review your refrigerator claim to ensure that you received the full benefit of your warranty, please let us know and we will follow up with you directly.
    Thanks,

    Amanda, Customer Relations

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 12, 2018

    We've had TotalProtect Home Warranty for years and they're awesome. They are under Cross Country Home Services and they've been great every time. When I submit a claim, I call in and explain to them the situation. Most times, they have service providers that they're contracted with and then they send them out to either repair or replace whatever is wrong. The recent claim we had was the first time there was a delay in the reimbursement since they had a lot of things going on with the storms. I called up and was a little concerned. I was trying to figure out what was going on since my credit card bill came up due before reimbursement had come. They explained everything, apologized, and made sure that they got attention paid to it.

    The coverage plan that I have is amazing and it's way better than any of the other programs that I've looked into. I wish the homeowner's policy was as good as that. All of the other companies that I've looked into, first of all, the monthly charge is much higher. But the deductibles are about the same. They cover basically everything, and replacing is great. This year was the first time they increased the service call. I have to pay the first $100 and they cover the rest. It used to be $75 for the deductible.

    But other than that, having TotalProtect makes me a lot more comfortable. I'm a disabled single mother with three kids that are still living at home, and just having that security is amazing. I recommend it to everybody. My dad had researched a lot of other companies and still came back to them because there's just no one that compares in the coverage and the response to whatever we need. I couldn't live without it.

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    Response from Cinch Home Services

    Dainna - Thank you for sharing your experience with us! It's our pleasure to provide our customers like you with excellent customer service.Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 12, 2018

    When I bought the house last September, HMS Home Warranty was included. And my experience submitting a claim was awesome. I did everything online and the guys showed up the day after within two days. With the microwave, they were able to fix it that day. And with the refrigerator though, they had to order a new panel but it was done and installed within a few days. The technicians they sent out were very professional and the quality of their work was excellent. I have recommended HMS because I’ve had two good experiences with them.

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    Response from Cinch Home Services

    Everett - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thanks! - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    I absolutely DO NOT recommend this company as a Home Warranty Service!!!!!! I've had the worst experience ever with this company. I called in a claim when my central Air conditioner was not putting out cold air. I was given an appointment with Fred's Heating & cooling, who came out put in some coolant and said everything was fixed. Weeks later, it happened again. No cold air. I called TOTALPROTECT again and they sent out another company who says I needed a new HVAC system! So I purchased this new system and they installed it. Weeks later it happened again!! No cold air! There is obviously a leak somewhere that was present from the beginning! I'm out around $4K now with deductions and purchase of this new unit that I now wonder if I really needed! the coolant is leaking out. I have to put another claim in withTOTALPROTECT because they are not responsible for the bad work of the companies they make the appointments with. This third company acknowledged there was still a leak, but he found it and now it is fixed. But it wasn't. Here I am at the beginning of the summer heat in Charlotte NC and NO COLD AIR is coming out of the unit. I called TOTALPROTECT to express my frustration and they said they will PUT IN ANOTHER CLAIM FOR SOMEONE TO COME OUT, AND BY THE WAY I HAVE TO PAY ANOTHER DEDUCTIBLE OF $100. Where is my TOTALPROTECTION??? Worst Warranty Ever!!

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    Customer ServiceCoverageSales & MarketingPriceRefunds & Payouts

    Reviewed May 11, 2018

    My current interaction with HMS Home Warranty/Weichert Warranty Service is the worst customer experience I have even encountered in my life. By way of background, I recently purchased a new home which included the HMS Home Warranty. We submitted our bid to buy the home in the winter and as such the AC unit could not be tested. As soon as the weather warmed up, we had a HMS perform a diagnostic on the AC unit and was told that the AC Compressor (outside) was failing. We were told that we could use: 1) HMS' preferred HVAC or 2) Use our own HVAC company with the appropriate reimbursement. If we used the preferred HVAC company we would have to chip in an incremental $750 (confusing given I have a warranty). This is where it all went south...

    I researched the HMS's preferred HVAC company and the ratings were sub-par. As such, we lined up service with multiple HVAC companies we are very comfortable. The HVAC companies all quoted around ~$3,000, which seemed like fair market value for this job. I called HMS to be reimbursed and they stated that they could only refund me $350, nearly 90% less than the fair market value! I repeat they could only give me 10% of the value! The representative stated that HMS pays their Preferred HVAC Provider $350 for the service. The preferred HVAC company accepts this low price because they receive $350 + the $750 that the warranty does not cover. This seems like a scam by both parties!

    The fair market value to replace an AC unit (outside) is ~$3,000, a credit should not be for 10% of that value. The value of the component alone is $1,500+, excluding labor. So my options are 1) Choose a sub-par HVAC company to repair my system and I still have to pay $750 or 2) Receive a $350 credit from HMS and pay $2,700 out-of-pocket to cover the cost to have a reputable HVAC company perform the job. This practice is very unethical and I don't know how HMS is getting away with this. This seems like a complete scam!

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    TechRefunds & Payouts

    Reviewed May 11, 2018

    Sears put their name on this home warranty repair company. The plan looked comprehensive, easy to use and competitively priced. The problems started when I contacted them for a furnace repair and they could not find any service tech in my area. Then I was authorized to find a local repair company, pay out of pocket if I had to and get reimbursed. Looks of rules, regulations, double talk. I am out the monthly premiums paid as well as the cost of the repair. Needless to say I canceled the contract. Total rip off.

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    TechOnline & App

    Reviewed May 11, 2018

    I was an AC contractor and I signed up with TotalProtect Home Warranty after somebody told me that they were looking for vendors. After representing them for a few years, I sold my business and they gave me an offer to come to work with them. So, I worked with them as an authorizer for about a year and I got to see how the plans work. I no longer work for them but I bought one of their plans. I used to submit claims on the phone because that was all they have. Now, it is mainly online and it's easier to do. Their website navigation is not easy but it's doable. Some of the technicians are good and some of them are not good at all, which is what you could expect when you have that kind of program. Still, I recommend TotalProtect all the time.

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    Response from Cinch Home Services

    Roger, We appreciate having you as a customer, and the time you took to provide us your valuable feedback. Thanks, Amanda

    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    This company is the worst company Ever!!!!!!!!!!!!! i filed a claim almost 3 weeks ago and I have yet to get anything complete. I was recently put as a medical emergency level and there still has been nothing done about my AC. I have foster kids and the home is really a unsafe place for them to be due to the heat. I spent 300.00 last weekend for a hotel stay to keep the kids safe from the Florida heat. I have called everyday and there has been nothing done. I am seriously upset and will be holding your company at fault if one of my kids become ill from heat exhaust due to the 90 degree weather in Florida.

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    Response from Cinch Home Services

    Roshanda - Thank you for taking the time to share your experience with us. We appreciate your feedback and you allowing us the opportunity to take another look at your claim. After reviewing your claim and the details of your complaint the service company is scheduled to go out to your home to install the equipment after it is picked up. I attempted to give you a call to ensure you are up to date on the most recent information, however was not able to get in touch with you. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingSales & Marketing

    Reviewed May 11, 2018

    I called over a week and a half ago to make a claim on my leaking pipes under my sink. I have received nothing but the run around. The repair that usually fixes things said he was too busy. Now a week and a half later I still have leaking pipes with pans underneath to catch the water.

    I have another person that is qualified to do the work but they won't let him before going through there process of approval. He called to get approved and was on hold looped back through to the automated system. He gave up. I called and finally was able to get an actual human on the line. They would not approve him. Now i have went ahead and hired him to go ahead and fix it because Total Home Warranty won't respond to my claim. They said they were still trying to find someone to get it repaired. OmG. No common sense in America today. It's a waste of money and all of the time I've spent dealing with this and I'm actually paying them to treat me this way. Their advertisement relates they will never use deceptive practices to deny your claim. They are!!!!!!! You cant even understand the customer service representative. Accent is beyond!!

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    Response from Cinch Home Services

    Lesa - I am deeply sorry to hear of your claim experience and apologize for the inconvenience. I really appreciate you taking the time to write a review. I would like to address your concerns and investigate this situation. We have attempted to contact you but left you a voicemail. Should you require further assistance, please contact us directly. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    One of my daughters has HMS Home Warranty and she told us about it. Having a home warranty made it much easier to get stuff done. I’d either call or go online to submit a claim for whatever appliance that needs to be repaired and I always get good customer service. The latest guy who came to do my microwave did an outstanding job explaining different things about it and said that if I have any problems, I could give him a call either night or day and he would come back out and take care of it.

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    Response from Cinch Home Services

    Jose - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceCoverage

    Reviewed May 11, 2018

    I've always had Cross Country for the last seven years, and every time I call them, they always solve my issues. If I told them that I needed something fixed, they pretty muck hook me up with somebody here. And if I had a problem, I just call them back and they would give me somebody else and I never had any trouble with them. The coverage plan has been pretty good, but it has been going up a little bit since I started with them. I pay $100 when contractors come but I'm sure that they would fix pretty much anything, so I'm fine with that. Cross Country is a good company and they give me peace of mind.

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    Response from Cinch Home Services

    Macarena - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service partners has provided you with excellent service. It’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 11, 2018

    TotalProtect Home Warranty knew my home was a certain age, and they wrote me a letter soliciting the home warranty with what they covered and their premium. It sounded like a smart thing to do so I did it. I’ve had it for years and my experience in submitting a claim is getting better. I’ve had a number of claims over the years and I had some where I was holding on the phone for almost an hour, listening to their recording about doing the claim online, which I tried to do but didn’t work. But in the last eight months, they seemed to have gotten their act together so now they answer the phone when I call and it’s very good.

    When I had a claim at the end of last year to replace a furnace, they ended up not paying what they owed the installer so the installer started billing me. I called the home warranty and they said that the installer didn’t put the right claim number on the invoice so they called the installer and got that corrected. Although it was the installer's fault, Total Protect was very slow to get that resolved and we had to wait quite a while to get the furnace. Other than that, the technicians have been good in a variety of claims. The interactions I had with them as well as their work quality were excellent.

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    Response from Cinch Home Services

    Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 11, 2018

    We have been HMS Home Warranty customers for six years in June. We have it since we bought our house. HMS has been responsive and very helpful. In my most recent experience which I submitted online, I had an issue with the company that HMS had subcontracted for my claim. My wife had taken the day off at work to accommodate the contractor's schedule. What happened was that the technician locked himself out of his vehicle. When I called to get a status of where they were at the end of the window, they said that they were going to have to reschedule. We told them we were already at home and asked them that once they got locked back in their vehicle to come to our house so we didn't have to pick another day. And the person was very rude. I told him that I would be reporting him to HMS. They said that that was fine and they didn't want my business anyway.

    That company was not exactly very customer focused and when I called HMS to complain, they immediately reassigned my ticket to another provider who was fantastic. The new provider HMS assigned to us replaced the water heater and the new water heater works great. I had no problem submitting the claim but when I needed to follow-up, it took me an unreasonable and unexpectedly long amount of time to find a phone number so I could talk to somebody to address my customer service concern. However, although the issue delayed the solution to my claim by 48 hours, it was nothing substantial and it wasn't a critical situation. It would be nice though if HMS could provide me with a positive feedback to a service provider that I can make them a preferred provider for me. I told that to the HMS rep when I called and they did make a note on my file that the last company be my preferred service provider for that particular issue.

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    Response from Cinch Home Services

    Aaron - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I am glad you were able to have your water heater claim addressed and taken care of. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 10, 2018

    April 30 I called for a service call on a Samsung Dishwasher. Was given Lowes Appliance Repair Panama City Florida. Was told I would hear from vendor and was allowed to call vendor as well. No response for 48 hours. May 3rd called TP back to advise did not hear from vendor, was advised by "Jenny" they were speaking to vendor at the same time I was speaking with TP, I would hear back from Lowes within 24 hours. Monday May 7 refilled another claim, this time vendor responded said he has not done work for TP in the past year. Called immediately to cancel home warranty plan but once on hold was always disconnected. Sent email to site, did get a response but no phone call as email stated. May 10 called today and found out plan was canceled but monthly payment was taken and no refund even though horrible service. If you live in Florida and have this company make sure you text vendor they give you, also, don't use bank draft system as I did let them come after you for non payment. DO NOT USE THIS COMPANY

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    Response from Cinch Home Services

    John - I can tell this experience has been extremely frustrating. It’s definitely not the level of service we aim to provide. I regret to hear that since then you have cancelled your warranty agreement. Sincerely, Austin

    Customer ServiceRefunds & Payouts

    Reviewed May 10, 2018

    My issue is 2 years ago, we purchased a house. With that house we purchased a home warranty which is supposed to cover appliances, plumbing, etc. Well about a year and a half into our contract, our water heater busted. Water was everywhere, so we contacted the warranty company to have the water heater replaced. This company HMS Home Warranty dispatched someone out to fix our water heater and in about a week, the water heater was replaced. Fast forward 1 month, we have our new water heater, but when I went downstairs in the basement, I heard a sound like water was running. Upon investigation, I found that the pipe leading to the new water heater was leaking. I was able to fix the pipe, but then a couple of days later, the pilot light went out, therefore, no hot water.

    I tried to relight the pilot light and it would not stay lit, so I contacted the warranty company since they were the ones who ordered and scheduled to have the water heater replaced. I was told that I needed to contact the manufacturer since this is a manufacturer defect. I stated to them that they purchased the water heater, so why did I have to contact them? I also asked what the warranty was for if they didn’t guarantee the work. The rep asked “Well did you get your water heater replaced? Well then you were covered”.

    In the meantime, I went downstairs to our basement and noticed that one of the pipes was leaking again. I contacted HMS Home Warranty again, and this time they said they can schedule someone to come out to look at the pipes. They originally told me that it could be scheduled for the next day, but then they called back to say that it had to be pushed back a day. So this makes now 3 additional days with no hot water, and water leaking on our basement floor. They wouldn’t even entertain a refund for the labor since it was such a shotty job. What can we do?

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 10, 2018

    When we purchased the home, our warranty with HMS was part of it. We renewed it last year and we've been with them for almost two and a half years now. When we have a claim, I call their number but it's very difficult to hear what they're saying on the other end. And it's all recorded, not live people. So every time I submit a claim, I have to hit a button to get a live person to explain what they said on the recorded portion. Once I submit it, they set up an appointment immediately and the person comes out and fixes whatever.

    We had a dryer element go out twice and having it repaired was very easy. The service guy showed up and made sure it was the original manufacturer's part that was put in. He also said that the same problem happened the previous year when they didn't use an original equipment. So, it was a really good service. Then we had our furnace replaced and that was quite a rigmarole because initially, they didn't want to replace it with the same brand that we had. But eventually they did, so I was happy about that. Also, I've had the furnace guy come and do a check up on the furnace from here in Fishers. He did a terrific job and make a quick tune up type of thing. Overall, our experiences with HMS were not perfect, but darn good.

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    Response from Cinch Home Services

    Bruce - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that you had difficulty hearing automated system clearly.Thank you for that feedback! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 10, 2018

    We’ve had several claims over the years to Cross Country Home Services through Residential MD. I do the claims online then I follow up on the phone as I wanna make sure the details are correct. The representatives always call back and we go over the details, and then they line me up with the contractor for the issues we have like our hot water heater and the AC units.

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    Response from Cinch Home Services

    Michael - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 10, 2018

    I've been really pleased with TotalProtect Home Warranty. The claim submission has been very good and their reps are prompt. But if I call customer service in the afternoon I'll get put on hold. Maybe they are closed and I wish it would say because I wait on hold for a long time. Nobody came on and it just kept playing music so I finally had to hang up. I'm in Arizona and they're probably in Eastern time. I call back in the morning and I usually get through right away.

    When I signed up my son I was wanting to make sure it was gonna be coming out through my account because when they closed, the mortgage company put their own home warranty on and we told them we want to go with TotalProtect. So they took that $400 and applied it to TotalProtect and then wanted to make sure that it was gonna start coming out of my bank account. There was a bit of a problem with that, but overall, it's fine now.

    The companies that TotalProtect uses had been really good and I've been pleased with them. On the other hand, they could not come out for my kitchen sink because I didn't have faucet extra-coverage on. I ended up getting a new faucet and Able Plumbing came out. I had them do my bathroom too because my toilet was leaking and I was real pleased with that as well. I referred my boss and he signed up. Also my son and his fiancee bought a house and I signed him up. I recommended TotalProtect to my friend and they're gonna be signing up, too.

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    Response from Cinch Home Services

    Cynthia - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come and are thrilled to hear how many people you have recommended to us! – Austin

    Claims Handling

    Reviewed May 9, 2018

    I was with this company for 9 years and when I really needed help with my air conditioner, they denied the claim! I reported the claim on March 17th 2018 and for 1 month nothing was done on it. They sent 3 different service companies over to my house within a 6 weeks period to check out my AC but at the end, they refused the claim because they said it wasn't properly maintained! We changed the filter every 3 months. I called a private company who replaced my AC unit for $7,000!
    I am so disappointed with this company and would never recommend them for even my worst enemy.

    They are one of the WORST!!

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    Response from Cinch Home Services

    Maddie - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with you property address and a member of my team will investigate and follow up with you. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed May 9, 2018

    I have made 3 claims in my year with HMS and I can tell you every single time it took multiple weeks to get someone to my house. Customer service is poor, they have very limited vendors and the most the time the cost to repair/fix something is less with any other company than the deductible with HMS. All said and done I was so disgusted with this company I purchased my own AC rather than waiting for this company to ** me over again. Find any other company to do business with because HMS is by far the worst company I've ever done business with.

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    Verified purchase
    Jonelle increased rating by 2 stars.
    CoverageTechPriceRefunds & Payouts
    After a positive interaction with Cinch Home Services, Jonelle increased their star rating on May 29, 2018.

    Updated review: May 29, 2018

    The customer service department had incorrect information, my unit was actually being replaced and not repaired. I do not and did not have a problem paying the out of pocket expense for a replacement. Now that my system has been replaced and I received a letter from HMS confirming what was completed I am completely happy. I did not have an issue with HMS before.

    Original Review: May 9, 2018

    Every year the price of this warranty goes up and the service goes down. If a technician comes out and their suggestion is to replace a unit why would HMS attempt to repair the AC unit that they have repaired 2 times already? HMS themselves did not come out and view the system but did not take the recommendation of the technician. The cost out of pocket is more than what HMS is covering.

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    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed May 9, 2018

    HMS Home Warranty came with the purchase of our condominium and we had a very good experience with it when we submitted our claim. We had two different technicians here that were from Sears, one for the dishwasher and one for the washing machine. And they were right on time and they did the job. They got the parts and fixed the problem. We were glad we remembered to do the home warranty and it worked out good for us.

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    Response from Cinch Home Services

    Rodney - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 9, 2018

    I was already with ResidentialMD years before Cross Country Home Services took it. When I’ve had small items like icemaker before, they fixed it with no problem. Right now, I’m dealing with the air conditioner and it’s gone for a long time. They sent one vendor out, replaced the fan in the air conditioner and he left because it started working. We checked it a couple of days later and the fan was working but the air wasn’t. So, we had him come back out. And then, we got into a thing whether it was gonna be two service calls or one service call. And that went back and forth between them and the vendor. They ended up sending a different vendor out and he figured out what was wrong. The pressure was bad in the air conditioner and we turned it in. That was last Thursday. So, we went through four, five days without AC while they figure out what they were gonna do.

    They said they tried to call me one time and they did miss me. I called them back on a Friday and they needed to know what option I wanted, whether I wanted them to have the guy come out and fix it or give me money, and I told her to have the guy come out. I got a call the next day saying, “What option did I want?” I said, “I just told the people yesterday what option I want.” Moreover, I can’t get any type of estimate on how soon it’s gonna be fixed. It’s now going over ten days from the very first work. My wife has heart conditions. She’s had a heart attack. We don’t need the heat and we’ve explained that to them, three or four different people. But it doesn’t really seem to make any difference in the process at all. Everybody keeps saying, “Well, we should have a medical alert.” I haven’t said anything that would speed up at all.

    Nonetheless, the people at customer service are nice. It’s just that they don’t know much more than I do, in a way. They ended up opening up three work orders on this thing. Before, there were several work orders and one of them was for a heat problem, which I didn’t have. It’s confusing trying to keep track. Even they were confused. They had to keep me on hold and go off to read what was going on. So far, we’re still waiting for them to fix it. The guy here has been advised he’s gonna fix it and he can’t make any schedule because he doesn’t know when he’s gonna get the parts. Other than that, I’ve had other experiences and they were good.

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    Verified purchase
    Customer ServiceTech

    Reviewed May 9, 2018

    I've been with TotalProtect for so long and the experience has been great. Recently, the air conditioner quit. I called TotalProtect and they gave me information on the person that was gonna fix it. I called the contractor and TotalProtect called them too. The technician came out, ordered the parts, came back the next day and fixed the AC. I had to drive three hours to meet them since it was for the second home and he took care of everything. Everything went well. I would highly recommend TotalProtect to other people to take care of all their problems.

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    Response from Cinch Home Services

    James – Thank you for sharing your thoughts on the services Total Protect provides for you. We appreciate your loyalty. - Amanda

    Verified purchase
    CoverageRefunds & Payouts

    Reviewed May 8, 2018

    I purchased a Total Home Warranty through TOTAL HOME PROTECTION, boy what a mistake, they have not covered any major break down. The latest being my water heater leaking. They say the don't cover leaking water heaters, because you can not replace the tank. Well let me think about this, isn't the water heater a unit all in one, so if the tank is leaking maybe you should replace it, but no they do not cover this part. So now I will have to pay out of pocket to fix my water heater.

    Stay away from this company "TOTAL HOME PRTECTION" find another home warranty company.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 8, 2018

    I've used TotalProtect a couple of times when I needed it and the technicians showed up and did their job. I originally got the warranty through my mortgage. They sent me paperwork and we signed up for the warranty. Usually, my experience submitting a claim was pretty good but I had some claims this year that were a little tough. I think they put a new system in and I had a tough time with it. But it got straightened out and they were good about it. And anybody they sent to my house has been good. With my claim for my refrigerator, I had to go to work late but it wasn’t a big deal. Other than that, I recommend TotalProtect all the time. If you call an appliance repair guy to come to your house, you never know what you're gonna get and I've been scammed before on a home appliance. But if you call TotalProtect, they’ll fix whatever the problem is and they're only there to fix it.

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    Response from Cinch Home Services

    Kevin – We’re delighted to hear that Total Protect is meeting your warranty needs. We appreciate you sharing your experiences with us. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 8, 2018

    My home isn't new and it came with the HMS home warranty when I bought it. Then I just renewed it. At first, submitting a claim was a little confusing, but I figured it out and they got back with me. Initially, I went online to the website and the company said they’re supposed to get an email. But the company that I worked with told me that they were not receiving emails. So had I not called them then they wouldn’t have gotten any notification that I needed service. Nonetheless, the technician who came was fantastic. He fit me in that night although he had to come a little bit later because he had a full schedule. Then I haven’t had any problem since, so the work performed is good quality. Overall, I have recommended HMS.

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    Response from Cinch Home Services

    Gerri - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed May 8, 2018

    Cross Country Home Services was part of my mortgage payment. I had it before so it was offered to me and I went ahead and got it. When I refinanced, I just renewed it and kept the same people. I've submitted a claim through the phone, which was easy to do. Their reps were courteous and very helpful. I even had to call back because the last time I had a claim, it was a Friday afternoon and no one was answering the phone. So, they just gave me another company to work with. The contractor that they sent was flexible. They came in on a Saturday. I've had them before. They were friendly and they gave me information about what they were doing. I'm a single homeowner and a female so it's nice to have someone that will break the details down to you in a way you understand.

    Cross Country has been very useful. I've used them once or twice a year. That's enough of a peace of mind when something goes wrong that I can pick up the phone and call in and get some good service and not worried about a big expense if I didn't have the home buyer's warranty. However, our co-payment went up this year, a little higher than in the past. We started out with $60 and then from there, it went to $100. So it was a big jump, which wasn't great. Most of the things that I've had would have cost $100. One thing that I had done was the washer and that was $95. So it was under the copay. For those two items, I probably wouldn't have even needed a home buyer's warranty. But for something else, it's still a good peace of mind.

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    Response from Cinch Home Services

    Milagros - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. I do apologize about the deductible going up, however that is to ensure we are able to provide you with fast and efficient service. Thank you for your loyalty, and thanks for sharing! - Austin

    Customer ServiceClaims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed May 7, 2018

    After moving into my home, a couple of months into it I realized that something about my heat pump system was off. It wasn't working at all basically. I made a claim which was quick and simple, their hired company came out, I paid my deductible, they came back the next week with the parts to 'repair' the master board. Unit seemed to work fine, but I got a $860 electric bill. Only thing that could cause that is the heat pump, so went to inspect it closely and discovered it was running strictly on emergency heat.

    Filed a claim, paid deductible, same place came out. Came back another week later to 'repair', said the part they brought wasn't going to help because previous guy was wrong about the problem. Came back after another week to 'repair', still only runs on emergency heat. Called to ask if we could use another company, got permission, that company said they couldn't figure it out and to talk about whole system replacement due to something being severely off and undiagnosable/unfixable. Said they'd submit their findings, called us 4 weeks later to say they never heard anything back after several attempts. Still have the same problems to this day, electric bills are a minimum of $500 which leaves little room to save money to buy a new unit. Current unit can't be diagnosed and repaired. Warranty has done nothing so I've given up on trying. Warranty runs out soon so I doubt they will live up to what a warranty is supposed to be by then.

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    Response from Cinch Home Services

    Susan - We'll be glad to look into this to see how we can help. Could you please provide your zip code so we can locate your account? Thanks, Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 7, 2018

    The garbage disposal went out so I can't use the dishwasher or the sink. I tried to do the automated thing first to file a claim with HMS Home Warranty but I didn't like that it automatically picks what claims to be done and not ask for a preferred time. This was the end of the week and it automatically said that I can't get a tech until Monday. That was not gonna work, so I called. I was able to get a tech out here by Friday morning and I already had that guy come over before. One time, HMS had somebody from Dayton come down but most of the guys were local. I've called HMS Home Warranty three times since we've had the policy and every time, everybody has been nice. It would be nice if I had an option getting automated service to ask about the timing, but everything has been great so far.

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    Response from Cinch Home Services

    David - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 7, 2018

    TotalProtect sent me a whole package and I didn't even know I could get a home warranty until they sent me the package and I started reading through it. Submitting a claim was really easy. I could do it on the phone and it's automated. While I've only had to talk to a person one time, they were very helpful. Usually, a tech comes within 48 hours and the technicians have been very professional. They show up on time and do their job fast. There are a lot of companies out there that are gonna give you the runaround, but TotalProtect has been great. And I figured that my credit union wouldn't recommend the service if they would not be up to par.

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    Response from Cinch Home Services

    Naveen - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Tech

    Reviewed May 7, 2018

    I looked up Cross Country online and I've been with Residential Gold for several years now. I had a water faucet done recently and the tech was out here the next day. Cross Country sent a plumber that had been out here before and he was able to put new washers to fix it.

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    Response from Cinch Home Services

    Francine - We appreciate you and strive to make managing home repairs easy. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 6, 2018

    We purchased a new home and we requested that the previous owners purchase a home warranty, and they got the warranty through HMS. We continued on after the first year because we were happy with the service. We've submitted claims through their website. It's a little dated but the process is simple, and it's not hard to go through once you figure out where you need to be. The first tech we had out was for our AC unit and everything went fine with that. The gentleman was friendly and seemed to know what he was talking about. He was able to fix the issue. He replaced the part and it seemed like a manageable time frame for what he needed to do. We were happy with that.

    And the latest time, we had to call a plumber. Unfortunately, we had to have them back out three different times. HMS originally recommended a different company to us, but they were unable to get out in the time frame that would have worked because it was a leak that was leaking quickly. And the other company wasn't gonna be able to get out for several days. So we requested another company that was gonna be able to get out immediately. They ended up having to come out three times and they got less friendly each time they came out. And I'm not a plumber but I have a decent amount of intelligence. It's a situation where they shouldn't have to come out three times.

    They eventually got it fixed but it was a situation where if they had done the work properly the way it should have been done the first time, it would have been fixed. There was a leak here and I pointed out another spot on the same pipe to the gentleman when he was here, and he brushed it off because he was kinda at a finishing point of the work he'd already done. And he told me, "Oh no, no, no, no, no." I said, "Okay, you're the plumber." And literally within three minutes of him leaving, it started leaking. And then there was a third area not even six inches away from that, that he should have seen when he came back out. And he even vented his frustrations to us like it was our fault that he had to come out here three times.

    My wife and I have the ability to work from home but we don't work from home on a normal basis. We have to request it when we do it. And it's not as efficient because you're not at work and you don't have the access to everything. But it was three different times we had to and each time, they showed up late. The first time, they showed up several hours late. The second time, they called but they still showed up late. And it was a matter of them not doing a thorough job which is their job. I would never deal with that contractor.

    When I called the contractor back originally, not knowing that I should have called HMS for them to come back out. And the contract that was gonna make me redo another service ticket, and I have to pay another deductible, so I submitted the second ticket for them to come back out so that they could get another service fee. And when the second company that was supposed to be coming out called me about the service, I said, "Whoa, you're not supposed to be the one's coming out." And then I started talking to them and then they showed me on everything and told me that it shouldn't even be a second ticket. "The other company supposed to warranty it, Blah, blah. blah. You need to call your HMS back." And then when I called HMS, HMS was extremely comparable to the situation. They got everything corrected. They got me sold in and handled everything over the phone.

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    Response from Cinch Home Services

    Joseph - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    I heard that the other home warranty provider is the biggest pain in the neck to get a claim through, so I went with TotalProtect Home Warranty. Also, my mortgage company referred TotalProtect to me. I have used TotalProtect on four occasions and they’ve resolved all my claims pleasantly. But, the last time, I had an issue because somehow the claim got logged twice. Every time I called, nobody could figure what was the right claim number and I kept trying to tell the reps to delete the other one. The hardest part of dealing with TotalProtect was contacting them because I was on hold forever when I called them and when I was online, their website didn’t give me any options. It was a week before they could get anybody out there. But the technicians have all been great and I was pleased with the quality of their work. My experience with TotalProtect has been positive overall and I'm gonna continue to be their customer.

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    Response from Cinch Home Services

    Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    The realtor that sold us the house told us about HMS warranty and I extended it after a year. The experience has been great. But there was a time when they sent a company out for our AC and the technician wasn't skilled enough to do the job. So then I had to call and let them know that. Then they had sent somebody else out. Another issue was when I submitted my claims and the company said they would call once they received the claim and that they were gonna send it out. But the response was delayed.

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    Response from Cinch Home Services

    Keith - Thank you for writing this review. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Sincerely, Tanya

    Verified purchase
    Claims HandlingTech

    Reviewed May 6, 2018

    I would highly recommend TotalProtect Home Warranty. I've been with them for about six months now after I got a mailer from my mortgage company, and I've only filed one claim so far. It was online and the website navigation was easy. The contractor who came was excellent as well as the service rendered.

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    Response from Cinch Home Services

    Jacqueline - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    I've been with Cross Country for so many years and I'm very pleased with them. Their customer service reps have been pretty good and very professional. I usually have someone on the phone for the claim and the contractor I got last time was very understanding. I can count on Cross Country and I recommend them to a lot of my family.

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    Response from Cinch Home Services

    Michilene - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Customer ServiceClaims HandlingTech

    Reviewed May 5, 2018

    I have an HMS Warranty that was part of my new home. I have used it twice - and the customer experience has been absolutely awful each time. I genuinely believe they have designed their processes to make it as painful as possible for a customer to navigate the claims process and to discourage anyone from getting work done.

    HMS has a list of service providers tied to zip codes, which appear to be small firms who are the lowest bidder. If you have a preferred vendor to do the work on your home (say, the company who installed the specific system) HMS doesn't care. Their wait times for service are ridiculous, and as near as I can tell it is physically impossible to get another human being on the other end of a phone call if you need work done after hours or on a weekend. This may be the single worst company I have ever dealt with. In fact, I have been so frustrated with my experience working with HMS that I am contacting the realtor who sold me the house to tell him not to include HMS in any future contracts so that no one else has to deal with these clowns.

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    Claims HandlingTech

    Reviewed May 5, 2018

    We were very fine with HMS Home Warranty. Our warranty came with when we purchased our home and we had it for about four and a half years. We just canceled it because we sold our home. The representatives I had dealt with were great. We had filed claims for the air conditioner, stove, dryer and washer, and the contractors did a good job. They were all pretty professional too. The main thing that HMS should keep up with is the contractor quality. They should make sure that the contractors are able to do what they need to do.

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    Response from Cinch Home Services

    Teresa - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. Thank you for providing that feedback. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed May 5, 2018

    I'm very happy with Cross Country. I went on their web page and I put what the problem was. And then I got a phone call letting me know that it has been assigned to a provider. I received an email verification with the provider information that they assigned so I can call and schedule an appointment, and they came out pretty quickly. I filed the claim on a Friday and the provider didn't work over the weekend but they came in on Monday. The tech had already been in my home three times. He was very friendly and a very good technician.

    The warranty covered the repair and all I had to pay upfront was a fee, which was a lot less than I would have to pay if I had to pay the repairs out of my own pocket so I was very satisfied with it. My AC has been continuously breaking and I thought about replacing it before. Now, I know I have to pay the deductible, but at Cross, I'm willing to pay to get my services or my items back to working condition. They have a very good coverage and I had the water heater, AC, and plumbing covered. I have more peace of mind with the warranty and whenever the technicians come over, they're very professional and I really like their quality of service. I highly recommend Cross Country.

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    Response from Cinch Home Services

    Claudia - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Customer Service

    Reviewed May 5, 2018

    I've been with TotalProtect Home Warranty for a long time now after my sister told me about them. And when something breaks, I usually call them. The last time, about a month or two ago, I had a whole lot of problems trying to get somebody out and look at my washer and dryer. The last guy who came took care of things and he took care of everything while he was here because the washer was totaled and he wrote it up. He called the lady and told her about it, what was the matter and went from there.

    But the guy who came for the dryer said that the switch on the dryer that controls the drying of the clothes was the problem and he was going to temporarily fix it. I told him that the matter with it in the first place was being temporarily done and it has messed up again. So, he said that he has to order a part and then he fixed it temporarily so that I could use it. It went from there until it started smoking and I pulled the whole dryer outside and bought me a new one because I didn't want to burn my house down.

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 4, 2018

    I have been waiting for a subcontractor to be assigned to my claim for 4 days now!!!! This is also Friday and that will take it to 6 days IF anything is even done on Monday. That doesn't even take into account once someone is assigned how long it will actually take to get them to look at the heat pump. I work for a custom home builder and I can assure you there are at least 10 subcontractors in my area that would be able to look at it in 24-48 hours with no problems what so ever if I did not have to go through Total Protect. Also, you can't talk to anyone besides the poor people in customer service either who have no control over anything besides what they are prompted to say. All they can do is put in a "callback" to a manager which takes yet again 48 hours to respond. I'm am really considering cancelling this service if things are not taken care of in a more timely manner.

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    Response from Cinch Home Services

    Christina - I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we're here to help. Records show we have allowed you to get your own service company to completed a diagnosis, and turn it in to us for review. Please if you have any questions, reply back to this message. Thank you! - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 4, 2018

    Water leak in kitchen sink. Called HMS for service. Technician arrived and identified problem. Only to tell me the faucet requires replacement... which is not covered. Paid $100 for nothing!!! Spoke with customer service, and they stated terms and conditions in back of welcome booklet (which is in small print) explains this. My argument is based on the water leaking under my kitchen sink, it was a PLUMBING ISSUE. Additionally, it could have been explained over the phone that the problem potentially would not be covered. So, I'm out $100 dollars and still have a water leak. What a ripoff!!!

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    Response from Cinch Home Services

    Richard - I am sorry that we have disappointed you. We value you as a customer and appreciate your feedback. As with all warranties, coverage is detailed in the Agreement and there are instances when your claim may not be covered. It is clear that your experience was unsatisfactory, however we have completed a thorough review of your claim and are confident in this decision. Thank you for allowing us the opportunity to revisit your claim. I understand that the outcome was not what you hoped for, and we appreciate the opportunity to review and confirm that you have been provided you with the full benefit of your home warranty. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    The last two jobs I need done by Home Warranty I had to pay for myself. Part of my house’s power went out and I knew that the breaker need to be replaced. So I called my Home Warranty to put in a claim and the service provider came to look at the problem. He told me that he need two guys to come out and fix the issue and would have to set up other appointment. I called to make the appointment only to find out that my claim was denied. I called customer service to find out why and was told that the service provider claims that my home is wired wrong and has to rewired, which is not what I was told at all by the service provider. I have never had any problems before with the wiring of my house and it is the same wires that have been in the home since it was built. I want to get a second opinion which I have had to do before in the past and which has never been a problem before. But, this time I was told by customer service that someone would be calling me back to set up another service job to get my second opinion. I called everyday for a week to find out when someone was going to call me, because I never received a call back. The whole time getting a different answer and the run around to my problem from customer service. I canceled my membership today after being a customer for 7 years because I am now being told that I will never get a second opinion even though I have had them in the past.

    I have never had to deal with this level of complete awful customer service, and I can’t not even talk to a manger when I call in. Only a promise that someone call me back that never happens.

    TO DO USE THIS COMPANY AT ALL!

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    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    I purchased my home in October of 2017. In December, 2017 I had furnace issues. I called HMS and was told that there was not a provider in my area but within 24-48 hours I would receive a call. After 7 business days and hearing nothing back I proceeded to call HMS and immediately asked for a supervisor, told they were busy and they would call me back. I never received a phone call from them. I called HVAC technician and had furnace fixed on my own. It was at least 3 weeks later I finally received a call from a Sears technician about my furnace.

    Not sure if this company is full of single adults, but I had 2 children under 5 and it's not an option to wait that long when the outside temperature is below 0. On May 1, 2018 my condenser motor failed in my central air conditioning. I've called and filed a claim and am currently waiting for a call back from HMS. If they can't provide service to certain areas of the country they should do their customers a favor and be honest.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed May 4, 2018

    My heat pump hasn't functioned in about a month. I purchased my home in Sept 2017 and the sellers bought me a 1 year HMS warranty. The day it stopped cooling, I called and made a claim. I was assigned a service provider. I was told to call them to schedule an appointment. I did, but I could only leave a message. 3 days went by and they didn't return my call. HMS told me I had to give 72 business hours for a response. They never called. I called HMS back after 72 hours and they tried to contact the provider, they couldn't reach them either.

    HMS told me they couldn't find another provider in my area so I would need to find one. I called a HVAC company and they came out and recommended my unit be replaced. I called HMS and notified them. I was told that since a system replacement was recommended they would have to send one of their technicians out to do a full system evaluation. They gave me a number to call. That technician came the next day and charged my husband over $200 and also recommended a system replacement. I called HMS and was told they shouldn't have charged me, but HMS will reimburse me. 6 days later (today 5/3/18) I get an emailed estimate for $7400.00 with a documentation that HMS will only make a payment of $1896.00 so I am responsible for the rest.

    I called HMS and questioned the amount I would have to pay and was told "this company is not one of our contracted providers, so if you want them to do the work, you have to pay the remaining balance" and I said "your company told me this was your technician who needed to come do a full system evaluation" then the rep said they made a mistake and this provider isnt one of their contracted ones. Now they have set me up with a 3rd company to come to my house this coming Monday.

    I was planning to renew my warranty for several years to come, and I still will, but not with HMS. It's ridiculous that my air has been out for a month and I have no idea when it will be fixed. Also, my warranty has coverage for lodging if my heat or air goes out, but they have refused to pay for me to stay somewhere else because my house has 2 heat pumps. One for upstairs and one for downstairs. The upstairs is broken. It's 92 degrees upstairs now and it's 9:49 pm. My bedroom is up there.

    This is the worst service I have ever experienced. I have 2 small children and this has totally disrupted their sleeping routines. It is totally unfair. I have never dealt with a company with poor service like this. They do not deserve a 1 star rating. If the option was there I would pick zero stars. I may need to hire an attorney soon if this matter isn't resolved. Sad but true.

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    Customer ServiceTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed May 4, 2018

    I’ve been with TotalProtect for eight years. My refrigerator started acting up a year and a half ago and I had so many people out here and everyone kept saying that it was the plumber. But the plumber said it was something else. It has kept going on and on. I had two men from Sears come at one time. This was approximately three months ago and they worked on the back of it. They said they fixed it and they left. But I still had a problem so I called up again and they said they would send out another Sears man.

    The second Sears man came out and said that it was because the first ones did not insert the plastic water hose up in there far enough correctly. He advised me to get a chrome hose instead of a plastic, insert it and that would take care of the problem. I told him he was mistaken as we don't use chrome down here on hoses like this but use plastic instead.

    He said another problem would probably be the water system and that maybe I don’t have enough water coming in. So I called TotalProtect up and they sent a plumber out. He told me, "I took a picture. It’s not the plumbing. You’ve got plenty of water coming in. It’s inside the refrigerator.” He said it was their fault and that they should come back.

    I called up again and I had another man come out. He didn’t look at the back of the refrigerator. He looked at the front of it and said I needed to have a new filter. I told him I had other filters in my pantry. I bought a couple of them because one of the men told me six months ago that I needed filters. I handed him the filter so he would fix the refrigerator. He put it in there. He said everything should be okay but if not, I had to call another plumber.

    I told the lady at TotalProtect she had to get me another plumber out here. They called Kincaid up and the contractor said he was not going out here again as it was not the plumbing problem. It as the refrigeration. My understanding of this whole thing is that it goes right down to the last Sears man that came to my home. He took the brand new filter that I have him and he jammed it in there and in some way, he broke the casing and the filter. I didn’t know about this though.

    I called TotalProtect again and told them that something was wrong. I was not getting any ice and water. They said to me to get my own person to look at it and I got an email to that effect. It stated that they would refund the money that I was gonna spend on the person coming out here. But I had to call them up before I had him do anything. I was fine with that and had a woman from Apco come.

    She opened up the refrigerator and pointed where my problem was but she was not gonna do anything until I got an okay from TotalProtect. She got on the phone with me and we called up the company again. The rep from there said not to work on the refrigerator and not to do anything. They were not gonna reimburse the technician for her trip out there and she was gonna call the technician's people and have TotalProtect know what was going on. She said she was gonna send an email and that would be taking care of it.

    I then got a call and the TotalProtect rep told me that they needed a report from the person that came out here. They needed the attributes of the problem. I told him that the person just came and looked but he said he needed to know everything about it. I called the person up and they said, “We will take our time and we will go through the whole thing that we can remember and we will write down the prices and the figures. And we’re doing it on our own time.” I paid the woman who came and I was asked if I was refunded which I wasn't. I'm 89 years old and I was told that I couldn’t have broken the plastic in the machine.

    The woman technician took the time at her own expense, wrote everything out and sent it. But TotalProtect said they did not receive it. The technician sent the information again and sent me an email as well. I got the email and when I called TotalProtect they said they got the email too.

    The next thing, TotalProtect said they were gonna refund me $500 and some. I said I didn't want the money. I wanted my refrigerator fixed or replaced. But they said they didn't do that. But I told them that they did it in the past. But they said not this time. They told me I had to go to this other company, Fedwick. I called them and I got a fellow in the name of Daniel. He said he was going to look into it. I said it had to be the man that came last time from Sears as it was my understanding.

    The next thing he said was he talked to the people and they said that a couple of the guys who came either didn’t give a report or TotalPtotect couldn't find a report. The last person who did the fridge said he didn't remember putting a filter and that he told me I needed a filter. I refuted that. First, TotalProtect offered me $500 and something, then they came back and said $1000. But they said “We will not repair it because now, that icemaker or that refrigerator or that casing is not ours to take care of. It’s up to you. You gotta deal with this Fedwick.” I called the Fedwick again and Daniel said he'll have to look into it again.”

    But his boss said to me that they were not gonna do anything because they were a third party to TotalProtect, and TotalProtect was paying me $1000. They were not gonna pay any money. I told him that their employee damaged my machine so I couldn't use it. But he said, “No. That’s all you’re gonna get.” To replace the refrigerator, it was going to be $2000 something.

    I told the woman from Sears my story and she said Fedwick was responsible and that they should turn around and take care of me. But I said they were all backpedaling with me and nobody wanted to own up to it. They all wanted me to take a $1000 and go away. When I talked to Daniel today, he said to me that he was gonna look into it again and see what I could find out. I told Daniel it was gonna cost me $1400 from my own pocket and only from $1000 from TotalProtect. And that was not right. That refrigerator is a pro-series. He asked if I could send the broken filters but I couldn't and that they should send someone to my house and they can bring it up. He said he didn't know what they could do.

    I’m very dissatisfied. I loved TotalProtect in the years I've been with them. I told other people about it. Now, my friends asked me what was gonna happen with me and what the company was going to do. I have had nothing but positive things to say about TotalProtect but now, they’re passing the buck. I don’t understand what they’re doing to me. I just got a lot of restless nights and I’m too old to take this from people. It’s not right.

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    Customer ServiceCoverageTech

    Reviewed May 4, 2018

    Whenever Cross Country has sent somebody out, things got taken care of. I've dealt with the customer service at Cross Country. I was on the verge of cancelling my policy with Cross Country last fall because I thought that once they had fixed one air conditioning unit, they would never fix another one. But the customer service rep, Becky, corrected me so I'm still with them. She enlightened me and said that if we have more than one air conditioning unit, they could fix one unit within 12 months, then in the next 12 months if something happens it could be a different unit.

    The coverage of Cross Country is good. But the deductible has gone up over the last few years. It started off at $45 and now I pay $125 every time a contractor comes out, so it has almost tripled. The deductible is now a little steep and if it goes up again, I'm gonna cancel my Cross Country warranty for something else. A lot of my friends could afford the monthly payment, but they couldn't afford the deductible, and I don't know a whole lot of people who would be able to afford to pay the deductible each time they ask somebody to come out.

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    Response from Cinch Home Services

    Karen - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. I definitely understand how a deductible increase can affect the affordability of managing home repairs. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    When we purchased the house, HMS Home Warranty was provided to us and we are now starting our third year. We got an $8,000 HVAC unit for about $600 so we renewed the warranty with them. After my wife has submitted a claim over the phone, it takes two or three days for a technician to come out. We had return calls for the same issue a couple of times but the technicians have been pretty good. I would tell my friend to get the HMS Home Warranty since it’s an opportunity to save thousands of dollars and it’s very valuable.

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    Response from Cinch Home Services

    Andrew - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    My sister recommended TotalProtect Home Warranty and we've had them for about five years now. The service has been okay until the last thing I had to have done and I didn't realize that there were things that they wouldn't pay for. So, I had a very large bill I had to pay. Still, I file claims over the phone and my interactions with the representatives as well as with the actual technicians who come out to my home are very good. The quality of work performed has been good so far, too.

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    Response from Cinch Home Services

    Phyllis, We're glad to hear that the quality of the service providers and work you've received has been good so far. We regret that one of your claims did not go as expected, but we do appreciate you taking the time to provide us your valuable feedback. Thanks, Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed May 4, 2018

    A friend recommended HMS Home Warranty. I have used it and the first time we had a dryer to be fixed, it took a long time to ever get the approval from the date that the gentleman said it could not be fixed to the date that they made a decision either to buy another one or replace it. It was over three weeks. Then in the other claim, which was regarding my air conditioning unit, they replaced the coil, but now, it seems they messed with the drain unit on it and it's filled up the pan full of water underneath the air conditioning unit and the air handling unit. They thought they had fixed it and it's still filling up with water again, so we're waiting for somebody to come back tonight and it would be the third time they're coming back. I liked the technicians who have been coming out. They all seemed to be good. It was the approval on the other end that seemed to have a delay.

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    Response from Cinch Home Services

    Robert - I'm delighted to hear that you are enjoying the warranty service. I do apologize regarding the delays and the inconvenience associated with the repairs waiting for approval. I am glad to hear that you have a repair for this evening! - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 3, 2018

    I've had good service each time I used TotalProtect and I've had the warranty for at least six years. When my washer was not working, it only took minutes when I filed my claim. When I place a claim, I do it by phone because 9 times out of 10, I'm sitting right here near the phone. I get a call back from someone or I can call them and usually, it's a fast turnaround. TotalProtect sent a man out for my washing machine and he fixed it for me. And that was the very next day. Their people were very professional and they're an A+ in my book. TotalProtect also calls and does follow-ups. It's a great company and I have recommended them to a friend.

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    Response from Cinch Home Services
    Lula,
    Thank you so much for your kind words. We are glad to know that we have delivered the top-notch service we aim to provide for our customers, and that you have been pleased with the benefits our warranty provides.
    Thanks,

    Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed May 3, 2018

    HMS Home Warranty has been fine and we got what we were expecting from them. Submitting a claim with them has been okay. I've called them to initiate a claim and the process has been smooth. We’ve had two technicians come over the year and they’ve been good and professional. And they fixed what we needed quickly.

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    Response from Cinch Home Services

    Danny - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed May 3, 2018

    I put on a home warranty to get out the loop of having to pick the right person to fix my issues because I had a bad experience with a few people. Regions Bank recommended Cross Country Home Services. Their reps have all been excellent and I’ve been with them since 2012. My experiences have been excellent. All I gotta do when I submit claims is to give them a call and they got a robocall system. I’ve only had to use them twice. I had an AC problem a couple of years ago and I just had a hot water tank issue and boom, boom, it was done. Also, the people they choose to do the work is great.

    It’s very simple. If you want a budget repair work, you get a warranty. It’s like whatever car you’re driving right now, if it’s still under warranty situation, go get a warranty. It’s a lot cheaper to budget your cost. No ifs and buts, rather than what could happen. I was in the automobile industry for years, and I beg every one of our customers to get an extended warranty, so there won’t be any surprises. I’m very pleased with our home service warranty people. They’ve done an excellent job. I’ve recommended them to several of our friends and if you have a home, you should get their warranty.

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    Response from Cinch Home Services

    William - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. Thank you for being a truly valued customer and recommending your friends to the warranty program! Sincerely, Austin

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed May 2, 2018

    If I could leave 0 stars I would. Steer clear. Horrible customer service and waited over a week with no heat for status updates. Regardless of getting recommendations to replace my entire central air unit from two established companies, they decided to approve only a temporary repair that ended up being more labor intensive and costing more money out of pocket. Not even a year later and it breaks again. Only worried about money in their pocket and not their customers. Thanks for nothing.

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    Sales & Marketing

    Reviewed May 2, 2018

    This policy was purchased on our behalf by the seller of the home. Our hot water heater went out after being in the house a little over a month. I am now in week 2 of no hot water - and I get nothing but a runaround from this company on where things stand. I also have a high end 80 gallon water heater to replace and from what I can tell they are going to offer something less. Then I am told it is awaiting authorization and it could take another 3-5 days once authorization obtained to get the parts, at which time I would then be contacted to schedule service. Hey HMS Execs - Ever lived without hot water for 3-4 weeks? This is a scam and I would warn all Agents not to have your clients purchase - the service providers will even tell you how horrible of a service this is!

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    Response from Cinch Home Services

    Andrea - I agree, this level of service is unacceptable and I completely understand your frustration, 3 to 4 weeks without hot water is a long time. I have provided all of your feedback to the appropriate departments and individuals. Your replacement water heater was order and is pending to be installed. If you'd like to address your concerns further please respond privately with the best time to reach you.Sincerely,Tanya

    Verified purchase
    CoverageTechRefunds & Payouts

    Reviewed May 2, 2018

    Everything we've ever done with TotalProtect has been good. We got coverage with them since we liked what we read in their policy like the replacement policy where if they couldn't fix something, they would replace it. We had our dishwasher go out and they tried to replace it with the brand that was not comparable to the one we had. But as soon as we let them know the name of the one we had in our house, they automatically upgraded it to what we needed and we got a good machine. And then for our plumbing, TotalProtect didn't have the plumbing guy in this area. So, we had to go to one of our local plumbers and then we got reimbursed after I paid him. It was a minimal thing and it worked out fine. We just had one instance when the TotalProtect contractor that came out smelled like the garbage dump. We told him that we would not like to have him back in our house again.

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    Response from Cinch Home Services
    Larry,
    We appreciate you sharing your feedback with us and are happy to hear the warranty has met your needs.
    Thanks,

    Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 2, 2018

    I bought a home and the realtor I was working with told me that HMS was the warranty he used, and I went with his recommendation. I’ve submitted a couple of claims with HMS and doing it seems easy when I get on the internet and able to file the claim. But the difficult part comes when I'm not in an area where there’s a service tech anywhere nearby and then I have to go out and find a service tech. It happened twice and I’m still looking for an electrician. But I just recently had my garage door fixed and I paid my $50 deductible, and the garage door place called me and told me that HMS refused to pay for the last $43 of the repair. I called HMS about it and they're researching it right now. The rep that I spoke to at HMS was very nice and took down the information. She looked in the portfolio, said that the company hadn’t submitted any extra bills or missed payments and so she was going to check into it.

    As for the dealing I’ve had with the technicians, I had one guy who came to take care of my washer and dryer. It took two months to get repaired because there was not a technician in this area. He ordered the parts to come to my house and then once I got the part then he scheduled another appointment with me to come out and repair it. He finished from there but then he walked me upstairs and said that all of the boxes are for me to throw away. Also, he had left all the lint and dust, plus the back of the dryer wasn’t hooked up to the exhaust teeth that goes out of the house. He left a very dirty and very much like his work space and had no intention of cleaning up after himself. But the dryer and the washer works.

    If a friend of mine asks me about HMS Home Warranty, I will tell him that he needs to research the area that they live because HMS doesn’t have a clear idea of the radius of where their technicians serve. When I had a furnace issue that happened a couple of years ago, the gentleman from the number that I got from them was extremely curt and told me that he couldn’t make it out. And the heater had gone out and it was negative degrees in the town that I live in. He wasn’t planning on being here until Tuesday and it was Thursday. They don't service that area and he has no idea why HMS is calling them to come out.

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    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 2, 2018

    I’ve been really happy with Cross Country Home Services. I liked the price of the monthly premium and the coverage that they offer. I usually just call them and make the claim over the phone, but sometimes I’ve done it online just to log in. Then they usually are quick to give me a turnaround on a repair service. They are great value for the money and they stay behind their products and I wouldn’t have a home without them. I recommend them.

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    Response from Cinch Home Services

    Vanessa - hank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Austin

    Verified purchase
    Customer ServiceTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed May 2, 2018

    We bought a house in 2016. About a month after we moved in, the sink in the hallway that was supposed to be fixed prior to our move, never got fixed it. We called HMS and the plumber they sent us came and tried to charge us on the side. We called HMS and we took care of that. We put our plumber's name, and we told them, "You need to watch this, and you should call other people."

    In December, the washing machine had a problem. We kept calling HMS and they told us they were working on it. They sent a technician out, and he told HMS that the drum was messed up. It could not be replaced because it cracked. But they tried to get the parts, the technician came in and he fixed it. As soon as he walked out, we went to wash. The next day I called the technician and I let him listen to it. He said that our washing machine needed to be replaced. He said that he told HMS about that.

    We called the headquarters in Florida where HMS is and someone told me one thing. And then when I called back, their rep said, "I apologize for this. We'll send you a check." We did paperwork but we waited until March to get a check to go get our washing machine replaced. The rep lied and my husband was beyond pissed off. I told the rep I could have gone and gotten something after Christmas. She told me that they could send us a washing machine. But I told her, "Why would you send me a washing machine that's not gonna match the one I have?" She said they didn't work like that and that didn't make any sense. We bought a washer and dryer from Home Depot and it was $1600. HMS only gave me a check for $398. The warranty alone was $310. The washer and dryer will be coming tomorrow. We got one on sale for $598. We also had to pay for the hoses.

    Our experience with HMS has been horrible. Every time we called, they kept giving us the runaround. We've been waiting since November to get our dishwasher replaced. We've been calling and complaining about it. The first technician they sent out got on the floor, went under our sink and looked at it. The bottom was messed up and they needed to pull it out. But he said that if they pulled it out, it was gonna crack. With the way the house was made, the dishwasher was already there before the tiles were put in so the floor would have to be dug up. The technician said that he put in the paperwork to get our dishwasher replaced. He then had to come back in January because he said the dishwasher should be working but I told him it was just leaking in my kitchen and it stunk. He tried to clean and wash it. But the water sat there so we bought our own thing that sucked out the water and cleaned it ourselves.

    In March, another technician came out because I was like, "Why is this still smelling?" Whatever was underneath leaked out under my sink and we had to rip up the board. And it's concrete under that so we had to replace that ourselves because according to HMS they had nothing to do with that. But my sink and everything were fine, so how did water get underneath it? Right now, we have two boards underneath that because the dishwasher needs to be moved out before we redo our counters. HMS sent another technician out who said that the best thing he could do for us was to put in a request so HMS could give us the check so that we could replace our dishwasher ourselves. He said our tile was gonna have to be replaced.

    We called a lady and she told us that we would need to pay for that and my husband nearly lost his temper. I was not paying for that kind of thing. And then somebody called us and told us that we owed $300. I told them that they can sue me and take me to court. But when I explain everything to everybody, they would owe us because they were supposed to be sending us the money for the dishwasher and were supposed to help fix what was under the sink. Whatever their guy did when he was here and whatever he pulled, broke a pipe. It messed up, and we had water.

    Now our counter in the back is not connected to the wall. It's separating and we are now very careful when we use our kitchen sink. We put towels back there because we don't know where the water is coming from. HMS was not going to pay our wall even though their technician was the one that damaged it. I told them that they could give us money for our dishwasher, but that would mean that I would still have to wait for somebody to repair my wall. HMS could do whatever they want but they should not call me again.

    We have never been late paying our $58 a month. HMS takes it out automatically from my check. But then I got pissed off and told them, "No, I'll call y'all to make my own payment. Why am I paying for something that is not worth it?" Other than those, the last guy that came for the dishwasher was also the one that came for the washing machine and he was good. And the young lady in the office was amazing. She called and asked if she woke me up. She let me know if a tech was coming and the tech always called me if he was around the corner. But the HMS reps were rude and they lied. We don't want anything to do with HMS and I have to go find a new home warranty company.

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    Coverage

    Reviewed May 1, 2018

    I have paid for the Sears Cross Country home warranty and have experienced extremely poor service. I cannot get out of the warranty without a substantial penalty. My dishwasher was not repaired and is not covered. This after a looong time of complaining. Just look at all of the similar complaints online! I would request a lawsuit to investigate and shut this business down if could. Too many people have been defrauded as I have. What are you doing about it Consumer Affairs? Class action? Lawsuit? No one is satisfied with this company. They are a dishonest business. I will tell everyone to avoid them.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed May 1, 2018

    A friend of mine told me that it's great to have a home warranty and so I got one from TotalProtect and then Bank of America told me they have them. So far, I've had good and bad experiences submitting a claim. I had a situation with my air conditioner where the air handler was leaking on to the ductwork. They said the ductwork was not covered because that was incidental. But the broken air handler is the one that caused the issue with the ductwork and so they were not going to cover that. I ended up paying a lot of money out of my own pocket to get an issue fixed with my air handler. And then, the people TotatProtect sent out, the Kennedy's Air Conditioning, said they wouldn't let them replace it with some coils unless they were broken. But it's gonna die and it's gonna end up costing $8000 eventually.

    Another thing TotalProtect would like to do is they try to get with me and I argue with them about it, that they don't like for the people that they hire to come out and actually look at our house. The people have to get on the phone and literally spent 35 minutes discussing the issue and then they want to send the parts to them. But they're not gonna complain because that's money for their pockets too, and also, they get more customers. But I'm one of those people that others like to tell stuff and they're telling me that TotalProtect is giving them a hard time when sending parts. When you got something broke, you don't want to wait two weeks for it to come in.

    On the other hand, the majority of the people that they sent out are good, like Roto-Rooter, who did my garbage disposal and Kennedy's Air Conditioning as well. And when you call customer service, they're very nice. If you call them at 3:00 in the morning, somebody's gonna answer the telephone, which is good. It gives you peace of mind. When they say it's 24 hours, somebody does answer the phone. And then they're wide awake. Most recently, I had an issue with my fridge. While it took them a week to come out and fix it, the guy that came out was fantastic. And when they fix something, I listen to what they're doing and watch them do it, the whole nine yards.

    I've often thought about dropping them and going to somebody else because I don't like the policy they have about incidental stuff. The lady tried to explain it to me but financially, it doesn't make any sense. Also, they always have issues where they want to pay for the parts and I understand that it's cheaper and then TotalProtect is saving money, but when you have an issue like you don't have any air conditioning and you live in Eastern North Carolina, or heat when it was freezing cold, you're not gonna wait two weeks for a part to come in. Lastly, while the people who came out were great, they have limited options when it comes to some of the appliances. In general, though, TotalProtect has a good relationship with the people they contract out to do repairs.

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    Response from Cinch Home Services

    Timmy - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to overall, satisfy your home warranty needs. - Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed May 1, 2018

    I have HMS Home Warranty on about four houses. I always have had home warranties on my houses for the last 20 plus years. I always file my claims by phone and everybody has been polite and friendly. I called in a claim the other day because I’m having an air conditioner problem and I’ve got somebody coming on Wednesday. I buy warranty on a house, then I don’t even think about it. If something goes wrong I make a phone call and it’s fixed. I’ve got HMS on speed dial. I’m running a couple of small companies, so I’m really busy which is why I deal with a warranty company. HMS Home Warranty is a bargain. I really enjoy knowing that if there’s a problem with the house I know what it’s gonna cost me. So if I have a heating system that’s not working, I know it’s gonna cost me $125 and it’ll be fixed. I’m a fan of the HMS product. I recommend it as a matter of fact.

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    Response from Cinch Home Services

    Clyde - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for recommending our warranty! Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 1, 2018

    I was introduced to Cross Country's program by one of my neighbors. I liked that it does not only act as an insurance but also as a maintenance program. It's what I needed and those two parts were very appealing. The program helps to keep up with the preventive maintenance which is a way to keep my systems functioning better or keep me at the forefront of any problems that might appear that could be silent since I may not know them until things break down. But by doing the preventive maintenance, I could find out sooner. Having the plan with Cross Country also helps out tremendously because I could have some peace of mind that my systems and appliances are protected in case something happens.

    Every time I call, Cross County's reps are very attentive and very service-oriented. I usually get a confirmation right away for my service, then I get an email with the information for the local vendor to contact. And they get notified, too, because sometimes I haven't even called the vendor and they're already calling me. Lately, I had an experience where they were not able to process my request because they did not have any availability to check my refrigerator. Apparently, there were no local vendors in that and that was a little odd because I've never had that experience before. Other than that, their deductible was very reasonable then it escalated really quick. It went up several times in the year and that was disappointing.

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    Response from Cinch Home Services

    Zoe - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your deductible rates have gone up over the years. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceCoverage

    Reviewed April 30, 2018

    I have two valid claims with Total Protect Home Warranty (Sunrise,FL) that have been outstanding for over 90 days. I have spend literally hours on the phone trying in vain to get the Company to honor their warranty and make the covered repairs. I have spoken to managers and have been promised a resolution only to wait a couple of weeks and start the process all over again. This Company has absolutely no follow through, no coordination or communication. They actually told me to get in touch with their repairman to ask him to call them! Seriously?!?! My patience has run out so I will be filing a claim in small claims court within the next few days. Save your money!!!

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    Customer ServiceTechPrice

    Reviewed April 30, 2018

    If your looking for a great home warranty company, DON'T USE TOTAL PROTECT HOME WARRANTY. I have been dealing with a broken washing machine for nearly 3 months and still cannot get Total Protect Home warranty to correct problem. I have had two separate companies try to fix several times but the problem is never solved. The washing machine transmission has been replaced twice, along with the motor and multiple control panels. It seems that Total Protect has the philosophy to throw part after part to correct problem. This unit should have been replaced several months ago. I believe the cost to repair has exceeded the cost to replace multiple time. I can never speak with a supervisor, I'm told that they will be calling me. I'm the only one who is making calls to an organization that does not care for their customers. I keep getting different information from the customer service representatives, nobody can help. I am just wanting to get my washing machine fixed. I don't have time to keep waiting on service techs anymore, nor do I have time to keep going to the laundry mat. It's time to resolve my issue and have the washing machine replaced.

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    Verified purchase
    Tech

    Reviewed April 30, 2018

    I took TotalProtect on a recommendation I was given and my experience with them has been good. I've also had good experience with the contractors they've sent out.

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    Response from Cinch Home Services

    Kevin – We’re glad to hear that our service providers have been able to resolve your claims efficiently, and our warranty is meeting your needs. We appreciate you taking the time to provide your feedback. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 29, 2018

    I would recommend TotalProtect. For the most part, submitting a claim has been simple. There’s a number to call them and tell them what’s going on, and they normally assign a service tech and set up a time. Sometimes, I gotta negotiate the times because it conflicts with something else I got going on. When I call in a claim, sometimes I have to wait on hold. There’s a 20% that it takes a little bit longer where I have to wait but 80% of the time, they pick up within a reasonable amount of time and I get it done. And sometimes the service providers don’t always show up exactly on time, but it isn't TotalProtect’s fault. It has something to do maybe with the scheduling between TotalProtect and the service tech, but they show up and the relationship so far with them has been good. They’ve done what they were supposed to and they appear to be knowledgeable.

    Overall, I haven’t had any complaints with TotalProtect other than with trying to arrange appointments for the service techs because of conflicting schedules. Normally, they’ll set me up with a service tech in one city. Then the actual tech will come from a city 30 miles away. And that happened a couple of times. Also, the latest guy who came out and did a work order called me at least 10 times as follow up, which was unusual. When they sent out an initial person who said I needed a new water heater, I was thinking I was dealing with that person. And then I got a call from somebody else and it was a completely different office 30 miles away, and it was an installer of the water heater. Sometimes it gets a little confusing. Not that it’s a problem, but I have to keep in the back of my mind that I may not be talking to the same people.

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    Response from Cinch Home Services

    Jess - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were, overall pleased with the service. - Austin

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed April 29, 2018

    I had contractors from Cross Country come out several times. I had an issue with my washing machine and the guy came out and checked it out. They replaced it with a new machine. Then, I called and we did a maintenance check of my other appliances. And there were a number of issues with my refrigerator freezer, my dishwasher, my microwave, and my Jenn-Air range. After looking at everything, I had a new ice maker put in the freezer. There was a new turntable and light within the microwave. I had a new hose and the switch put in the dishwasher. And I'm waiting for a new part to be replaced for my Jenn-Air cooktop above the range or one of the burners. And for all of that, it costs $100 for the copay. Also, the new washing machine that they replaced was a $100 copay.

    Whenever I submit a claim, I call Cross Country and talk to the person over the phone. But I've had some issues in the last eight months with the length of time that I made the initial call before I got someone out to do the check. It was not a problem with the previous calls I’ve had in the past years. But as far as Cross Country’s service, once I get someone out here to do the inspection and see what is necessary either for replacement parts or just the machine or appliance, if it costs too much for a part and it's better to do a full replacement, that was not an issue and was taken care of. Plus, the contractors who came have been great.

    The coverage plan that I currently have covers mostly everything such as the wiring in my house, plumbing and heating. I've also got a boiler which is under the warranty and it’s been worked on numerous times because we put a new boiler when we moved in 33 years ago. Our hot water heater was replaced under the maintenance agreement two years ago and it costs me a little over $100 for that, which if I didn't have the coverage, it would have been almost about $1000. I've got a garage door opener too that is covered. The warranty is really nice and very comprehensive. You can't go wrong with it. Cross Country got everything covered.

    I would recommend them to anybody who owns a home for the cost and if a friend has an issue come up, it's good to have it. Also, the maintenance check that they do yearly is preventative maintenance, so they can find things before they happen. I have that every year, especially on my boiler if it's ready to go for the winter and it saved me a couple of times.

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    Response from Cinch Home Services

    Thomas - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service, and our service contractors have provided exceptional service as well. Thank you for your feedback. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 29, 2018

    When we bought our house in 2004, HMS Home Warranty it was part of the package. It was the one that the previous owners had. Submitting a claim was quick and very prompt and it was not a long wait for somebody to come out. The technician was knowledgeable. But their annual fee keeps going up, which is unfair for a loyal customer with not that many claims.

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    Response from Cinch Home Services

    Roxy - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. I am sorry to hear that the deductible fee has continued to go up. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed April 29, 2018

    We will have been with TotalProtect for seven years this July and their service has been amazing. I have owned homes before and I was not aware that a home warranty was an option. Our current home was a foreclosure and our real estate agent recommended it. When we first moved in, the air conditioning was out and we have six-week-old, identical twin girls who just got out of NICU. That was in July and it was 104 degrees in the house. We didn't have extra finances to do a major repair then but we were able to call TotalProtect. The home warranty stuffed in within 24 hours and they came to the conclusion that it was going to require a replacement. They were able to replace the inside unit and get the air conditioning back up and running. It was a huge stress relief at that time.

    Three or four months later, we called TotalProtect again. They had sent somebody out and found out that we had two air conditioning units. They had to repair the second unit and had gotten everything fixed. It cost under $250 versus if we had to replace the whole unit. TotalProtect was such a value to us based on the performance in the first six months of owning our home. It was such a huge benefit that we decided to keep it forever and it has proven very worthy of the funds that we've paid for it.

    However, the cost went up this past year, which I understand with inflation and things going up, but I felt like some of my coverage went down a little. In our 2nd year in the house, TotalProtect Home Warranty called us and said, "You've been a loyal customer with us for a year, we're gonna lower your deductible from $150 down to $125." Then on the third year, they called and said, "You're still with us, you're a loyal customer, we're lowering your deductible down to $100." And then, roughly, on the fourth year, they lowered it down to a $60 deductible as a loyal customer and I felt honored as a loyal customer. Even though we didn't use the service all year, they were rewarding us because we continue to stay.

    Then this past year we had an element issue in our water heater and I was shocked to find out our deductible went up to $150. I was a little disappointed in that and I would be less likely to call and utilize my home warranty because the deductible is so much higher. The year before, it went up from $60 to $75 but to go from $75 to $150 deductible is a huge jump. Other than that, getting TotalProtect has been the best decision we have ever made for our home.

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    Response from Cinch Home Services

    Kristy - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs, however are sorry to hear your deductible has gone up a bit this year. Thank you for being a loyal customer! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed April 28, 2018

    The bank that I used to use offered Cross Country and their price was good. I've had them for three years and the people I called for a claim were always friendly. When my compressor wasn't working on my AC unit and the heater didn't work for a couple of days, I called Cross Country and it took them a couple of days to get somebody out here. But I live out in the middle of nowhere so I understand that. The contractors were professional and nice guys. If people have the opportunity to use Cross Country, I would recommend they get it.

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    Response from Cinch Home Services

    We appreciate you and strive to make managing home repairs easy. We are happy to hear that our service contractor has provided you with excellent service. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 28, 2018

    The person I bought the house from told me about HMS and the warranty was already there so I just went to extend it. When I had a claim, the real estate agent got me the information and reminded me who was my home warranty company. He also explained to me how to go about things. HMS' claims process was simple and I didn’t stress too much about it. Being the first time that I have called, their reps made it super easy for me and our interaction was very pleasant. Then, when the tech came out, he did really good work and was very professional and presentable. Overall, my experience with HMS was great and if my friends were looking for a home warranty, I would recommend them.

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    Response from Cinch Home Services

    Arianne - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! I'm delighted to hear that you would recommend our warranty. Thanks! – Austin

    Verified purchase
    Tech

    Reviewed April 28, 2018

    I appreciate the help from TotalProtect Home Warranty. My credit union said it would be a good company and so far, has been. I file claims over the phone but I do recognize that the online is available to me. The representatives are good whenever I speak to them and my interactions with the contractors who had been out have been very good too. The only complaint I have is when I had the water heater that has gone out then they left to get authorization, it took two days to get the hot water. Otherwise, the service has been fantastic. The delays sometimes put people out but it's part of the deal.

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    Response from Cinch Home Services

    Daniel, Thanks for providing your honest feedback. We strive to provide an effortless claim experience for our customers, and regret to hear that we missed our goal with your water heater claim. We're glad to hear that the majority of your experiences have been good ones. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 27, 2018

    I am a Realtor and our manager talks about how great having HMS Home Warranty is. Once the office started offering HMS to the customers, I decided to buy it and since that day, I tell all my clients and friends about it. Submitting claims by phone has been very good, though it sometimes takes a little bit of time, but the service that HMS offer is good.

    There are times we have had trouble with the contractors that HMS sent out. We had made a claim where the contractor they sent out was not very responsive and did not do the work correctly. But it would depend on the contractor. Here in my house, I had trouble with my washer and I had Sears servicing it and they were very lousy to work with. They are very complicated and I really don't like them. And it takes them such a long time. One person came and said that they could not take care of my washer because it was inside the closet, so it had to be pulled out. Then he also said that they could not do it free and we had to do it ourselves. Those are the types of things that happen with home warranties. But, one of the things I like is that if you call and the technician does not do a good job, the warranty company will call someone else. Buying a home warranty is really worth it.

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    Response from Cinch Home Services

    Elizabeth - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 27, 2018

    I’ve been with TotalProtect for a few years now and I’ve had a good experience with them. Whenever I called, they were always reputable people and I never had a problem with processing a claim. It was easy. I like that when the claim is put in, TotalProtect texts me and they even text me a picture of who is coming to do the repair. Last month, they worked with me in replacing a water heater. I called, just keyed everything in and didn’t even talk to anybody. They gave me the response of the plumber that would be coming out, the phone number, and my claim number. I waited a while before I called the plumber to make sure that everything was okay. And within half an hour, the plumbing company called me to tell me that they already got the claim notice and when the time for them to come out would be.

    The people TotalProtect recommended were right on time, did an excellent job and were clean. The plumber explained everything and what had to be done. The water softener had to be moved and he had to call in another gentleman which would be an additional cost and we understood that. They even followed through with it to make sure that I understood what the cost would be and who was coming. The plumber said he was gonna file the claim again and that when they got the part in for the water heater, they'd call me. I put the claim in on a Tuesday, the plumber was here Thursday and on Friday, they came out and finished the job. There have been quite a few things I've had done through TotalProtect like my dishwasher and washing machine. And whenever we have a problem, I just pick up the phone and call. They're phenomenal.

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    Response from Cinch Home Services

    Margaret, We appreciate having you as a customer and are happy to hear that your warranty plan fits your needs and provides the services you expect. We strive to provide an effortless claim experience and are thrilled to hear that we met our goal. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 27, 2018

    When I purchased my home, the homeowner purchased HMS Home Warranty for me as a condition of me buying the home. It's a 14-year old home and my new home for four months now. I've submitted claims with HMS several times now and it was very easy. I can do it online or by phone. And I like the online experience, where after submitting the claim, I get a follow up email saying, “We got it and we're working on it.” And then they'll send me another email stating who would be contacting me. The contractors then contact me on the next business day. Those that have come out here have been professional and knowledgeable, and everything has always been very well done. Their work has been top-notch and all done in the same appointment. I've always had a positive experience. HMS is doing a great job and I'm so glad I have the service.

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    Response from Cinch Home Services

    Carl - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our contractors has provided you with excellent service. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 27, 2018

    I file claims with TotalProtect Home Warranty over the phone and I have great interactions with the representatives. Also, the technicians who have had been out did good. It's all been positive. I've been with TotalProtect for about 6 months now and everything has been very satisfactory. I'm very pleased and if others ask and want a home insurance, I would definitely recommend TotalProtect.

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    Response from Cinch Home Services

    Travis, We are thrilled to hear that our warranty fits your needs and appreciate you recommending us to others looking for a home warranty. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed April 27, 2018

    We've been with Cross Country the whole time we've lived in our home, 18 years now. I call when I have a claim because of my age and I also prefer it. I am not on the computer too much and I like to talk to somebody. Over the years, we've had a couple of bad experiences, three major ones that stand out, but they've been good for the most part. My claims are usually resolved within a week, sometimes a few days. The most recent claim for our washing machine was fine, very nice. That went smoothly. But we had a few of things that ended up costing us a small fortune because of the delay. One of them, we now have a major damage to our house as a result so I am not happy with that.

    They had not done a complete diagnosis of the problem and they came out. They thought it was the faucet and they said I needed to replace it. I had a Moen and the warranty company did not cover the cost of that kind of faucet. I had to call Moen and dug out my stuff If you couldn't find your receipt, you had to pay the cost of shipping because it was a Moen Faucet and it was guaranteed for life. I paid extra for it when I first put it in. I paid my $100 dollars and I got the new faucet. I was just told that I had to pay the difference.

    The technicians came out and put the new faucet on. I thought everything was fine but we noticed we were getting all kinds of water under the sink. We didn't notice that right away because we were not under the sink digging around. It was not a place we go to all the time. I called Cross Country back and the same company was contracted but different people came. The guy said the first technicians just forgot to tighten one thing. He tightens it and we thought it was resolved. I paid him another $100.

    But a week later, the thing was still leaking. The guy came back and told me that my water was the problem. We get sediment on our water. He took the part of the filter and he went, "See, it's the water." But I told him, "How can that happen in a few months? We've had the same water and our last faucet was good for 15 years."I know we have bad water as far as sediment, but it doesn't go from lasting 15 years to three months with a $600 faucet. But he insisted that was the problem. I had to call back Moen who had already replaced the $600 faucet and got a new faucet. They came back out and put on the new faucet and I had to pay for the installation again. It was crazy because it was all the same service call. I ended up paying $300 even though it was all on one call, or it should have been. But they claimed that it wasn't their fault because it was my water that caused the problem.

    At my own expense, I had an independent plumber come in that wasn't with Cross Country's contracted company. I showed him the part that the earlier technicians said was caused by my water and the independent plumber said it didn't make sense that something would go bad in months when I had the previous faucet for years. He said that sometimes the thing breaks when it's over tightened. I think the first technicians didn't correctly diagnose the problem so I got a new faucet and the second guy overtightened and cracked something. And then they installed the new faucet finally. I thought that that was gonna be the end of it.

    But another guy from the same contracted company of Cross Country came out to do a shower repair. It was damaged and the hole under my sink was all wet and it went into my basement. The insurance company came out, but they wouldn't cover it because they said it had been going on too long. We had this problem from the time I called Cross Country the first time. And they kept saying it was fixed. We thought it was fixed too but it kept leaking. It turned out that there was a hole in the pipe leading away from the faucet that they had totally missed.

    So what was going on was the first faucet was probably fine. But when the technicians came back they said somebody didn't tighten it. They come back again and they still didn't see the leak. The three times the people came out, they did not notice the leak. And I ended up paying hundreds of dollars, which was a drop in the bucket because now we have thousands in damage and probably mold in our walls as a result. That was not a good thing. It was very wet over the months throughout these calls going back and forth.

    We still haven't repaired the damage because we don't have the money for it. My husband said, "Whatever you've saved with the other, we now have all these damages in our house." If we had gone to a normal plumber, they would have taken the liability from misdiagnosing the problem and missing that leak. We didn't get the problem fixed correctly right away because we didn't know what it was. We were trusting the guys who came to our house.

    Another claim we had that was also a bad experience was for our subzero refrigerator. I would call Cross Country and tell them that the technicians kept coming out but they didn't even service the refrigerator. They said it was hard to find people that serviced such appliance. We had no refrigerator and all the food spoiled. I finally tracked down somebody and had to go through the process of getting them approved in order to get somebody to come out. That ended up taking a long time because I had to wait for a part then. In the meantime, I lost weeks of time plus a lot of food. And that bugged me too. Those two things were huge problems. I would be wary of recommending Cross Country because I would be worried that somebody else might have the same kind of experience. I'm dissatisfied based on those experiences. We're living with this mold in our house now because the remediation would cost so much money.

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    Response from Cinch Home Services

    Nancy - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement contract. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 26, 2018

    I have been with HMS since the end of December this past year. Submitting a claim was not painful at all. I was able to submit a dual claim on one so that was convenient and it saved me a little bit of money. I did that over the phone and I just spoke with them within a few minutes. Within a week, they sent out the techs and the techs who came were good. They explained what they could and couldn’t do. In fact, the HVAC guy was great. He said that there’s nothing wrong so he's not going to require me to give him the deposit. I'm definitely gonna use him for some future businesses. Also, the quality of the work they have done was good. The problem was minor so hopefully, I won’t need them for the rest of the year. HMS is certainly working with decent and reputable contractors. And, I appreciate HMS's patience in getting my account current.

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    Response from Cinch Home Services
    Alf - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer!

    Sincerely, Austin

    Verified purchase
    Coverage

    Reviewed April 26, 2018

    I like having Cross Country around if I need them and I've been with them for eight years now. The coverage is okay, but I would love to see the warranty cover home appliances besides just the washer and dryer.

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    Response from Cinch Home Services

    Rickie - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Customer ServiceClaims Handling

    Reviewed April 25, 2018

    I have never had such a horrible experience. I pay $40 per month for this warranty and I am so disappointed. Before it changed to Total Protect, I didn't have any problems, but my most recent claim has been such an ordeal. They sent someone out to diagnose my refrigerator. That company stated that it was a sealed system failure and that they could not do the work. So, I contacted total protect again and they said they would find another company. I waited for a couple of days and when I didn't hear back, I called again and they gave me the phone number for a different repair company, but when I call them they said they didn't work on sealed systems either. After several more days and several more phone calls to Total protect, they gave me the name of yet another repair company and when I called them, they too stated they don't work on sealed systems. However, the young lady that answered the phone was very nice and said she was very familiar with the failings of TP and she set out to find a company that could do the repairs. She gave me a couple of phone numbers. I called one of them and they told me they could do the work but that they were not contracted with total protect. However, they called and received an authorization number. They reached out to KitchenAid and was told that the part that was needed was no longer being manufactured . After waiting several more days I get a message at 5 from Total protect saying they were sending out a repair company between 6 p.m. and 10 p.m. that night. I called back to inform them that I would not be home on such short notice. I also called the company that they said was coming out which turned out to be the same company that had already been out they just had a different sister company name. I left a message for them explaining that I would not be home and the following day when I spoke to them they stated they were never scheduled to come out the night before , but that they had found a company that could repair the part since it was no longer being manufactured. once again another total protect snafu. By that time, I'd been without a refrigerator for more than 3 weeks. I spoke with total protect and was told what I needed to do to be reimbursed for the repairs. So, the company came out and they pulled the computer from my send it off for repair. At this point I had paid $45 to the original company that came out $99 for service fee to the second company as well as a $200 deposit for the work. After a few days they got the part back and they came out to reinstall it and I paid the balance of the work which was approximately $300. I sent my receipts / invoice to Total protect and then a couple days later, I received an email stating they needed a diagnosis and additional information . The information that I had from the company stated that they had replaced a rebuilt computer and it indicated the part number and all of the details of the various charges and how much I paid. I replied Total protect's email and said I did not have anything additional and that the repairs had already been authorized and requested that they review the records from the original service provider. After a few days of no response, I called and spoke with a customer service representative who said she was going to email the review Department and someone would be getting back with me. That was on March 30th and as of today, April 24th I still hadn't heard from anyone. So once again I called the customer service line and got yet another indifferent representative who insisted that I hadn't sent complete information . I told her I sent everything that I had and asked how could total protect authorize a repair. The authorization code that they gave the repair company was on the receipt / invoice that I sent to them. She was very dismissive and her response was the most that she could do tonight was send another email. Then she asked if I had any other questions when I said no she just hung up the phone without a proper closing. I am a customer service manager for a large organization and I would never hire most of the representatives that I spoke with during this ordeal. I am appalled that A). They couldn't find anyone to do the work and I had to find a repair company on my own, B). Throughout this entire ordeal, total protect didn't reach out to me at all, I had to continuously call them to check the status of my claim. The one time that I did ask to speak to a supervisor, it took several days for someone to call back. She left a message stating she would try at a later time, but never did.C) it has been a month since I submitted my information for reimbursement and I have not received a dime. This company's processes and people need to be re-evaluated and improved.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 25, 2018

    My agent referred HMS to me and I've had them since I bought my house. One time, I had a problem with my water heater. I submitted a claim and the lady I talked to on the phone answered my questions. They sent the technician within two days, he was nice and he fixed the water heater properly and professionally. Since then, I had not had any issues with it. So, I was very satisfied with my experience.

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    Response from Cinch Home Services

    Salwa - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed April 25, 2018

    I have been with Cross Country Home Services for at least four years now and I'm okay with the coverage plan that I have. Submitting claims over the phone has been carefree and easy.

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    Response from Cinch Home Services

    Robin - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed April 25, 2018

    We purchased our HMS warranty with our first home in Maryland. I do my claims with them over the phone and electronically. When you speak to a person, they would give you the name of the company that's going to be calling you and you can be more proactive and call the company because sometimes if they just give the claim to the company, the company takes longer to call you than you would possibly like. The contractors have been good and I have no complaints about their work so far. I just wish there were more contractors sometimes that I could choose from. HMS has a lot more contractors to offer in Maryland. In the state I'm currently living in, it's very limited. But it's near where I live.

    I've had HMS in Maryland for nine years and for five years in my current state so it has been 14 years total. They offer a new level of coverage and different payment plans which I like. That gives you different deductibles. They used to not do that. The different deductible levels give you a different amount that you pay annually and that's pretty cool. I think they should also offer some type of senior program since it's a little bit harder for seniors. I'm trying to get my mother to get the warranty and she tells me it's too much. I'm just going to get it for her as a birthday gift.

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    Response from Cinch Home Services

    Gloria - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. We are also glad to hear that you will be getting your mother a plan as well! Thank you for being a truly valued customer! Sincerely, Austin

    Customer ServiceCoverageTechPrice

    Reviewed April 24, 2018

    Total protect has terrible costumer service. I have had a home warranty plan with total protect for over 13 years and have never missed a payment and prior to this year had received decent responses to our household problems. That all changed this year. My refrigerator stopped working all together 1/21/2018 and it took 2 months for total protect to tell me they would give me $500 to replace a $3000 refrigerator. I live in FL where food does not keep unless it's refrigerated and have 4 boys. The first time a called they set up an appointment with a repair company that was never notified, so there went 5 days.... The next repair company came out and told me they had to order parts and it would take 3-5 days. After 5 days I called and they told me to call Total Protect who was responsible for ordering the parts. For the next 2 weeks, after multiple phone calls lasting 30-45min, I was told that the request had been sent to "research". I asked multiple times to speak to a supervisor and was told it could take up to 48hrs. Well it took 7 days to get a call back, and after being transferred to 3 different people, and holding for 1 1/2 hours, I was told the order had never been sent to research and the parts had not been ordered. Finally the parts were ordered and a week later installed to no avail. I was told by the technician that it would take 24hours for the refrigerator to cool, however it never started working. Next I had to wait for days again for the tech to come back out and say that new parts had to be ordered. He NEVER ordered the parts and after 3 weeks he told Total Protect that my refrigerator was not fixable. During these weeks I kept calling back, and eventually spoke to a supervisor who promised to send out another repair company the very next day. I was thrilled until I welcomed them into my house only to find out that they were an Air Conditioning repair company who could NOT repair my refrigerator. So after multiple calls They assigned a third repair company who never returned my calls. After 2 months without a fridge I managed to speak to another supervisor who got a hold of the first repair company who never ordered the necessary parts and I was told that my fridge could not be repaired andI would be given $500. That does not begin to cover the cost of the fridge or the expense of daily grocery shopping but I was told there was nothing else they could do for me. I took the $500 and had the refrigerator fixed on my own but had to wait 2 more weeks for parts to arrive. To make this very long story not much longer I decided to cancel my plan with Total Protect only to be told that I had to continue paying for the next 7months until my contract runs out. I will NEVER again use Total Protect. I will NEVER again recommend Total Protect, which is something I had done with multiple neighbors. Horrible costumer service, horrible courtesy on the part of the employees, The one time I spoke with a supervisor who was very helpful, I was duped into thinking they wanted to help me as they gave me their email and extension number. Those emails went unanswered as did all the phone messages.

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    Response from Cinch Home Services

    We sent you a private message and would like to help. Should you like further assistance please respond to our message with the information requested.

    Sincerely,

    Austin, Customer Relations

    Customer ServiceClaims Handling

    Reviewed April 24, 2018

    I have wasted many hours on the phone with multiple staff of HMS. My dishwasher broke in the beginning of December, someone came out and ran diagnostics a week before Christmas... I didn't hear anything from HMS for a few weeks then called in mid-January to get an update. Their lines were consistently busy with a message saying "our call volume is unusually high, please call back in the evening hours or on the weekend". I called during these alternative hours, and still received this recording. I could not even get through to an individual to tell me what was happening with my claim. I finally received a call in early February and was so pleased to finally hear from HMS-- turns out it was someone calling to see if I wanted to renew my warranty for another year.

    When I told the staff member about my inability to get through the phone lines and the delay of the claim filed in mid-December, they explained that they had recently "switched their systems" recently and many claims had been lost in the process, in fact he even confirmed that they were essentially picking the claims back up as people called to check in on their claims. What a mess. They sent out another repair-person to diagnose my dishwasher again, the repair-person confirmed (again) that it was broken and recommended replacing the dishwasher entirely. I called HMS a couple weeks later to find out the status of getting my dishwasher replaced, they said that my claim was still being processed.

    I called every couple weeks to follow up and continued to have to tell each staff member why I was calling, then they would take 5-10 minutes to again "read through the notes", and each call concluded with various levels of "we're reviewing your case and you'll hear from us soon". At some point in early March I was told that I would be receiving a new dishwasher, as had been recommended by the repair person, and that I would hear from the repair person soon. Then, you guessed it, a couple weeks passed and I heard nothing, until I received a check in the mail for $290 -- not enough to purchase a budget-priced dishwasher, let alone also installed dishwasher. I called (in the end of March) for clarification-- they told me that my claim had been reviewed and they decided to send me the money to either pay to get it fixed or put the money towards a new dishwasher. I was quite upset.

    They passed me around to various people until I finally said essentially, "enough is enough, I'm tired of spending time on the phone with you all, please let your management know that HMS has another extremely dissatisfied customer and I will not be renewing my warranty," then I hung up. A few minutes later someone called me back, said they had received approval for me to get a new dishwasher so to disregard the check and that I would "hear from someone soon"... Nothing heard. On April 6 I called again and spoke with someone who apologized, said they would keep their word, and forwarded the request to authorization, and said I would "hear from someone soon."

    Today is April 24, I spoke with someone from case management who apologized for what I'd been told by others, said they were not correct, and that all they could do is offer the $290. In total I've spent about 10-12 hours on the phone with HMS people and with two repair people at my house diagnosing my dishwasher. I have a full time job, and a 3 and 5 year old-- I am so incredibly upset about the time I wasted with this awful company. Do not use HMS Home Warranty unless you want to waste your time and your money.

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    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed April 24, 2018

    This home warranty was included in the purchase of my home. I didn't pay the premium, and though I am dissatisfied with my experience, they did pay out more for my claim than the premium cost (I think). So, there's that. I've never had a home warranty before, so maybe other companies are worse. But I will never have a home warranty again. My boiler system, which according to our home inspector was in fine working condition when we bought the place in June, didn't heat our third floor or our toddler's bedroom when we turned on the system in October. Fixing this problem has taken six months about as many different companies to resolve. Some of this is the fault of the boiler and the service companies - not HMS' fault.

    What *is* their fault is: the majority of times I've called them, I've had to wait on hold for 30 minutes up to 2+ hours. The time I waited for 2 hours, I no sooner started talking then I got disconnected and had to start all over. The last time I called it was much better, so I hope that's fixed. Because they have no hold music, I have no way to know if it got disconnected. In an effort to avoid these ridiculous wait times, I tried filing my claim online as the recording kept suggesting I do. Aside from the automated email response, I never heard back by this method.

    Most times I call, I cannot be located in their system because things are misspelled in their system. Each time this happens, they must try multiple times to find me, sometimes they try to tell me I'm not their customer and they can't help me, eventually they transfer me to another department. Finally they find me and claim to update their system so this won't happen again, but it always does. One of the misspellings that doesn't get corrected is my street address. As a result, one of the service technicians wound up lost in another part of the city. That is the second time incorrect or incomplete information was transmitted to the repair company resulting in a delay of service.

    One of the repairs that was attempted in this process of fixing our issue was not covered by the home warranty company. Call center representatives with no knowledge of boiler systems denied this repair insisting that our heating issues on a 20+ year old system that had been working correctly up until this winter were due to improper installation (which isn't covered). I appealed this decision but never heard the result. I suspect this process is a meaningless or even made up to get me off the phone. So I had to pay over $500 out of pocket for a repair that didn't actually solve the problem any way.

    Eventually, the company who was originally sent by HMS, but was then paid by me directly, finally did fix the problem. However, the day they did, a new problem arose by "coincidence". I called HMS to get this company back to fix the new problem, which was a covered problem. However, HMS insisted that this company was no longer in their network. I contacted the company directly and they spoke to HMS. Apparently they *are* in the network, but it was too late, I had to have yet another company come in.

    Hopefully now, six months later, my problem is fixed and now that spring is here, my child's room finally has heat. I suppose I should be "grateful" that I "only" had to pay about $900 to fix this instead of whatever the total ended up being. But was the minimal savings really worth enduring this comedy of errors and the numerous hours spent on the phone with these people? They actually managed to make calling my cable and health insurance companies appealing by comparison.

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    Verified purchase
    CoveragePunctuality & Speed

    Reviewed April 24, 2018

    I received a letter from First Tennessee Bank offering me the protection from TotalProtect Home Warranty, and I needed some warranty on my appliances since they weren't new. I've been with TotalProtect for a long time now and I've been very pleased with them. I feel like I had made a good decision, but I don't know about this time with my washing machine. So, I'm a little bit upset with them now.

    When I have a claim, I call and let them know what the problem is. The reps are professional, and they take the information that I have then tell me what I need to do. They'll refer me to whoever the technicians they pick then I call that person and the person comes out. And they're prompt. I had one tech who was not very good but the rest of them have all been very good. The quality of work they've performed are also very good work. And the product holds up. Unless there was something that went wrong, like with my refrigerator, but it was soon resolved.

    The ice-maker in my refrigerator started leaking and caused other problems but they didn’t cover it in my contract. In the end, they had to get me a new refrigerator and that resolved the problem. Getting the new fridge didn’t take any time. It was about a month when everything was completed because I told them that I wanted to pick my own refrigerator. So they sent me the money and I went in and got my own refrigerator. TotalProtect is wonderful. However, there was a great increase. I've been paying $60 for about 6 years and they've changed to $100 since last year. I would recommend others to get TotalProtect because it's worth. And you never know when something's gonna break down especially when you don't have new appliances.

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    Response from Cinch Home Services

    Dorothy - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your washer claim was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Verified purchase
    Customer ServiceTechRefunds & Payouts

    Reviewed April 24, 2018

    Do not buy a home warranty plan with these people. They are grossly incompetent and dishonest. First, my plan said that the out-of-pocket expense for the customer is $75.00. Lie. It is $125.00. Their advertisement on line says the average out of pocket cost to replace a water heater is $285.00. Lie. It is $530.00. They are Total Protect but in reality you are dealing with Cross Country. They farm out portions of the jobs to them so it takes twice as long to get something done. My water heater went out 12 April 18, so I called Total Protect. On the phone I clearly told them (to an actual person).."My water heater died." They put the service order down for an A/C unit. I did not know this until their designated A/C repair people called and told me they couldn't make it (by that time I had missed a day of work). I promptly called back to Total Protect. They gave me a plumber and said the tech would be out 16 April 18 between 0800 to 1700. At 1300 (1:00) I called the plumber. They told me Total Protect never called them. I called back to Total Protect. They said "Sorry" and after more cross talk the plumber finally arrives at 1530 (3:30). He confirms the water heater is dead. I have now lost another business day. The tech collects his $125.00 and informs me that my out of pocket is $530.00 ($245.00 more than their advertised "average'). I promptly call the plumber and put down $200.00 towards my $530.00 bill. Now I spend the next six business days on and off the phone with Total Protect as each of their representatives tells me different reasons why my water heater has not been ordered. I am literally doing their job with the plumber. As of 24 April (ironically my birthday) I am still on the phone with Total Protect and the plumber trying to get a water heater. Every time I call these people I get a different story. They really, really are horrible. Who knows how this will turn out. But one thing is absolutely certain; if you have a contract with these people cancel it. Additionally, you can never get the same person when you call them. Each time you call them you have go over the same information over and over again. They don't take adequate notes so each person ask the same exact questions. To date I have talked to them AT LEAST 16 times. Absolute chaos. After this job is complete (if they ever get it completed) I am changing companies. I suggest you do the same thing.

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    Response from Cinch Home Services

    William - Thank you for taking the time to share your warranty experience. I can definitely tell this was not the type of service you was hoping for. Since submission of your complaint, I do see that that replacement has taken place of your water heater. I regret to hear that you will be changing home warranty companies. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed April 24, 2018

    I opened up a claim about our Heating and Air (they called it a heat pump issue). They sent A-Z Heating and Air out, they said that there was a leak and that a condenser valve was as well as a pipe would need to be replaced. They suggested a system replacement due to some rust they found in the attic on the unit there. After a month and a half of calling the warranty company and only getting "It's still being reviewed, they will call when they make a decision". Then I was told A-Z was not responding to them so they sent (which at this point was a little OVER 2 MONTHS) Epic Heating and Air and they confirmed what was already told to them... Instead of repairing or replacing, TotalProtect told me that the pipe that needs to be replaced is not part of the AC system and was not covered per their terms and conditions and was considered a "medication". I asked how is a line that runs from the outside unit to the inside NOT considered part of the AC system and it was the original unit from 2006, NO MODIFICATIONS. I was told that there was nothing else and that I could pay EPIC Heating and Air %$562 to make the repair. I had been a customer for 2 years and never had a claim this them (I had 2 and they hot water heater was repaired with no issue even though another plumber looked at it and told me it needed to be replaced as well due to rust around the bottom) I cancelled on the spot and after being transferred around to 2 other people, I finally got it cancelled and they could have cared less!

    Their customer service is awful... they find loop holes to get out of paying and then they lie about it. I would NEVER recommend this company. They DO NOT stand behind their word, all they want is your money but don't want to fix or replace what they claim is covered.

    If you are looking for a good company for home warranty, keep looking! I have already told all my friends and family how I was treated and how this company just takes your money!

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    Cinch Home Services
    Response from Cinch Home Services

    Michael - We sent you a private message and would like to help. Should you like further assistance please respond to our message with the information requested.

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 24, 2018

    I have had HMS Home Warranty for 3 years now. The 1st year I bought my home the entire HVAC system went out and was replaced. That was a great, smooth experience. I am not sure if since then management has changed at HMS, but my Refrigerator was acting up. Not cooling or freezing well enough even though it was on the max temperature setting and the ice-maker was also not producing ice. I put in my claim on Friday, 4/6 and the technician came out on Monday, 4/9. The technician checked my refrigerator out and said there was nothing wrong with it. That he only had to order a new water valve for the ice-maker. He then proceeded to decrease the fridge temperature to one level less. I wake up on Tuesday morning, 4/7 and everything in my freezer was defrosted and it was colder outside than in my fridge.

    I was already frustrated, since just the day before I was told there was nothing wrong. I call HMS, they contacted the technician's company and they send out the same technician on Wednesday, 4/11 around Noon. Now the technician says that there is a larger system issue, there is a Freon leak that he is not sure can be fixed. I call HMS around 6 pm since I heard nothing from the time the technician left. The customer service representative (rep) tells me that they will be sending a 2nd company out to look at the refrigerator. I ask when and the rep says she is not sure. That the service job had not been assigned to a specific company yet. At this point I have already had to stay home from work for 2 days and needed to know if I had to stay home on Thursday as well. I wanted this resolved as soon as possible; as due to the non-working refrigerator I lost about $300-$400 worth of groceries.

    I communicate this information to her and she proceeds to assign the service job to a company available on Thursday, 4/12 between 8AM-5PM. She provides me with their contact information. Early Thursday morning I call the 2nd company to get a more specific timeframe of when they will be coming by, the technician says between 9 AM-Noon. 15 minutes late, I receive a call from the same person I had talked to saying that they would not be coming by because HMS had cancelled the service job and assigned it to the 1st company that had come out. Almost instantly, I received an email message that a new claim including a new claim number had been created for my refrigerator and it said that the 1st company that came out would be coming by again that Thursday. At this point I am extremely frustrated with the lack of communication and organization HMS has shown.

    I called HMS on 4/12 at 9:30 AM, I was on with the rep for about 45 minutes, and he could not answer any of my questions. I asked why there were 2 claims for my refrigerator? Why they had 2 different companies coming out, why one had been cancelled and why the original technician would be coming out again? Was there anyone actually coming out to my house that day and if so, what would they be looking for? After putting me on hold multiple times, coming back with no answers to my questions, the call was disconnected on HMS’s end. I waited about 5 minutes, no callback. I called again, this time a got another rep. The lady was able to tell me that no one would be coming out to my house, that the technician had reported my refrigerator as unfixable and that my claim was being sent to the Research Department to look for comparable replacements.

    I asked how long the process with the Research Dept. would take, and she said she did not know. That the Research Dept. is a separate area and that no one there talks to them. I said that it was unacceptable that I could not be given a timeframe of when this piece would be resolved and asked to speak to a supervisor. I waited about 5 minutes and was able to speak to Barbara who provided me with a timeframe of 3-4 days for the Research Department to find and offer me a comparable replacement for my refrigerator. I expressed my urgency to have a new fridge, my frustration with this process that now we would be going into one week of me without a fridge to just get a decision on what they would be offering me not to include ordering and delivery. She said all she could do was email the Research Dept. to expedite the process and to notify me as soon as they had come to a decision.

    I proceed to call in on Monday, 4/16 at 8:45 AM since I had yet to hear anything on the status of my claim. The rep informs me that the Research Dept. had completed their review and gave me the Make and Model of the one they were offering me. That once I looked it up online I had to call back in to either accept or deny the offer. I asked when the Research Dept. had completed their review and she said Saturday, 4/14. I complained that I did not receive any type of notification or call from them at that point. She said she could see in the notes where it was requested for them to contact me but that she could not confirm if they had and were unable to reach me. In this day and age, it is virtually impossible not to be able to communicate with someone especially when they have all my contact information, cell phone, email, you could always leave a voicemail. There is no excuse.

    We hang up, I call HMS back after reviewing the refrigerator make and model online and make sure the dimensions would fit and accept the offer. I ask this new rep what I can expect from the process now. She communicates that they will place the order that day, takes 3-5 business days to arrive and once it arrives I would receive a call from the delivery company to schedule a time/date for delivery. Also, that I would receive a tracking # within 8-24 hours via email. I call HMS again, Tuesday, 4/17 at 2:15 PM to check in on the claim status because I had not received the email with the tracking # I was told I would receive. The rep that day told me, he could see the order was place on Monday, 4/16 but that I would not receive a tracking #. HMS only provides tracking #’s for items after they haven’t been delivered. I questioned him on that, to me that made no sense.

    How can you start tracking an item once it is not received? You had to be tracking it from the beginning somehow to be able to track when it is or is not delivered/received. That is not logical. He reiterated that it would be 3-5 business days for the fridge to arrive and that if I did not get it by Friday I should call in. I call HMS on Thursday, 4/19 at 8:45 AM, to check in on the claim status. I ask the rep if she can tell me where the fridge is. She tells me she can see the order was placed on Tuesday, 4/17 and that it would take 3-5 business days. That they do not have tracking #s. Now the order date starts to change, I accepted the fridge being offered Monday morning, confirmed with a rep on Tuesday who also told me the order was put in Monday and now the new rep is saying the order was not placed until Tuesday.

    Which means that now the 3-5 business days takes it into the following week and that point it has been more than 2 weeks since my refrigerator stopped working. I ask if there is anyone that would be able to tell me the status of where the fridge is and she gives me the customer service number for GE. She is unable to give me an order # but says that they should be able to find me by my HMS claim #. I proceed to call GE, and of course, they were unable to locate the order. The rep was extremely nice, she tried by my name, cell #, zip code, claim #, no results. She said I needed an order # for her to be able to pull it up. I call HMS back one more time, I tell the rep a cliff notes version, ask if he can give me an order #, he says no but confirms the order was put in on 4/17, so I ask to speak to a supervisor.

    The supervisor, Verona, was incredibly unprofessional and unhelpful. I tell her about the discrepancy in order dates, the extreme frustration that now I had been without a refrigerator for a week and a half, had never gotten any calls, communication or status updates from HMS throughout the life of my claim so far and that I was not willing to wait until the following week to get a new fridge. Lastly, I asked if I could cancel the order and receive a credit for the value of the refrigerator. She said that the customer service center can only take inbound calls, that the order had been placed on 4/17 and that I could cancel my order if I wanted to but that the freight and re-stocking fees would be deducted from the claim credit. I asked how much that would be and she could not specify that or the credit amount.

    I mentioned it did not seem like HMS was willing to work with their customers in any way, and she responded that they were. That I just didn’t the solutions she was providing. Her response could not be any less customer service oriented and completely disrespectful. The call finished with her saying she would request the order # from the purchasing department and that she would request a tracking # as well, and would call me back later that day with the information. As I expected, I received no callback from Verona with my order or tracking #. I call HMS on Saturday, 4/21 at 1:45 PM. I wanted a status on my claim and to see if I could finally get an order #. This representative tells me that my order was put in on Thursday, 4/19. That was the last straw in this story of incompetence and horrendous customer service. I had now been lied to by 4 customer service representatives and 1 supervisor, I was fuming. I could not believe it.

    The rep could still not provide an order or tracking #. I asked to speak to a supervisor again. I was able to speak to Cassandra, I expressed my utter disgust with this company, this process, the lack of professionalism, customer service and transparency. Being lied to over and over again by multiple customer services representatives and even supervisors. No one could give me a straight answer, why could no one figure out what was happening with my claim? How could the order date continue to “move” each time I called in? This is completely unacceptable that a company could care so little for the customers’ well-being, their employees being deceitful, and no one being able to fulfill the service that I paid for. I asked again to cancel the order, if it had even ever been place, and to receive the credit.

    I could not keep waiting for them to maybe someday get their act together and order my refrigerator, as it had already been two weeks since I initially reported this claim. She said the credit would be for $392 that was the wholesale price for the refrigerator (which I have no way of verifying) and that she would waive the re-stocking and freight fees acting like she was doing me a huge favor. When I don’t even trust that my refrigerator was ever ordered. The call ended by Cassandra confirming she had cancelled the order and that within 7-10 business days I would receive a check in the mail with the $392 credit. She was completely unwilling to send an email confirming that she had in fact cancelled the order and I would be receiving the credit in a check, because why would a company that lacks any sense of morals or values want to be held accountable for something that may or may not have happened.

    I have yet to see if I actually receive a check from HMS. I will say that I will not be renewing my home warranty once it expires at the end of April 2018 and I will counsel my friends and family to steer clear of HMS as an option. The level of frustration I have experienced over the past two weeks is beyond what words can express. I am not paying for a service to be mistreated and disrespected. In the end, I went out Saturday, 4/21 after this call to go buy myself a new refrigerator.

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    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 24, 2018

    I had one claim from HMS Home Warranty in the fall when something was going on with my furnace and that service was absolutely wonderful. The guy came out, assessed and came back a couple of days later to fix it. And I haven't had any problems. I was quoted by another outside contractor for $600 and I only ended up paying a $100 with the home warranty so that was excellent. I just finished with one claim on the washing machine. I couldn't wash at home so I had to go to a family house to do it. So, that was a bit of an inconvenience. The vendor that was sent out looked, assessed and he took forever to either submit something or order a part. That drag on for about two months, from December to January to February. Eventually, they gave me a new vendor which was Chesapeake. And those guys acted more promptly. And HMS ended up giving me money towards a new washer.

    I have one open claim right now on my freezer. The vendor that came out wasn't certified to fix a Freon leak so we had to go back and schedule another vendor and see if they were supposed to come out Monday to fix it. Right now, I'm not using my freezer so that's a bit of inconvenience too. I usually submit my claim on the phone as it is easier for me because I spend a lot of time on the road. Everything's fine with my experience with HMS. If the washing machine was my first experience, I wouldn't have a good outlook. But because I had the issue with the furnace that went excellent it gave some leverage to something else not to go with perfect. So all in all things are well. HMS has been good. I haven't had a lot of issues but I make sure I get quality vendors to come to my home because if I get the wrong vendor, it can mess up the whole experience.

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    Cinch Home Services
    Response from Cinch Home Services

    Michelle - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Sincerely, Austin

    Verified purchase
    Coverage

    Reviewed April 24, 2018

    Cross Country is a good program especially for people who are getting up in age to have one steady place to contact for services. But I've been with them for about three years now and what I pay has gone from 85 to 125. Some of the sub-contractors could be better too. I had one bad experience with one sub-contractor and I asked them not to send that one back to me for repair. But other than that, the coverage is okay. I give them a call to submit claims and that has been going well.

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    Cinch Home Services
    Response from Cinch Home Services
    John - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer!

    Sincerely, Austin

    Claims Handling

    Reviewed April 23, 2018

    This is the worst company I've ever dealt with! After months and months of no satisfactory resolution on a furnace claim, our service was canceled - just two weeks after getting a letter that said it was renewed, had a rate increase and that my card would continue to be charged. I suppose we were non-renewed because we actually expected them to pay a claim. They were happy to take our money for years, but not so happy to do what you are supposed to do! We have a formal complaint pending with the Attorney General of Texas. We've changed to a service with much better reviews and service. BUYER BEWARE!!

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    Cinch Home Services
    Response from Cinch Home Services

    Judy - I am sorry that we have disappointed you. We value you as a customer and appreciate your feedback. As with all warranties, coverage is detailed in the Agreement and there are instances when your a portion of your claim may not be covered. It is clear that your experience was unsatisfactory, and regret to hear that your have decided to cancel your warranty. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoveragePriceRefunds & Payouts

    Reviewed April 23, 2018

    The Cross Country Home Services reps were terrible. When my mainline waste was stopped up, I called on April 1st to see if this is covered in my policy. I was placed on hold, came back, and the answer was yes. Up to 100 feet, less 125 was what the representative was saying. Two days later, a representative from Advanced Appliances came. He barely got to the door and right away, said that it is not covered with my home warranty, that he had been to this before and that was what happened. I was not believing that because I was told that it is covered. I made the phone call to Cross Country and the person I spoke to said he doesn’t know why they said it and that it is covered. Then he said he would let his boss call and the boss said that it isn't covered. So it was a bunch of back and forth with this one guy.

    I spoke with someone else again to ask why it isn't covered. One representative was just as angry as she could have been and said, “Well, we do go over the policy with our customers and it’s up to the customer to know their policy as well.” I told her I understood that and if I was at fault, I would truly accept that, but I called because I did not have my policy on hand. And she said she’d let me speak to her supervisor. They both went through the policy and pretty much told me the same thing.

    It was my responsibility. I should have known better because I paid this $100 deductible to the guy for them to say, “Sorry, we won’t take care of it”. So then, she suggested she can email me a copy of the policy. I waited five days and called back because I hadn’t received the email. I spoke with someone else and she said she was sorry that someone told me that because they won’t email it to me and that this was a contract between two and it needed to go to the mail because that was a contract. Then I received it recently through the mail. It’s a new booklet stating that I have this new policy that starts May 3rd.

    In another claim, the heating and air system went down and I was told all would be covered fine. Then there were major issues where it ended to be replaced. The person that I spoke with said it was going to be $4000 out of pocket and they said something about cashing out, me taking what they can give me out, closing the contract and working it out either way I choose. I told them to just send me some information through the mail or email so I could see if this is something I would want to choose or not.

    Days went by and I hadn’t received any information. I called back to follow-up, and the person I spoke with said that my account was closed. I told them it had not been, for them to double check and if they had recorded conversations, they will see I did not request for my account to be closed. That was a bit of a disappointment because over a month had gone by when my heating system wasn’t working. So, I’ve had two unhappy experiences with them overall.

    If you take this policy with Cross Country, be careful and ask as many questions you possibly can. Take names and numbers because you just need a backup. You need some point of reference when you put these claims in. I liked American Home Shield better. It’s just that when the mortgage was sold, Cross Country was introduced to me and it was a little bit cheaper. But overall, I’m not really happy with them. And I’m still debating whether I'm going to stay with them or go back to American Home Shield.

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    Cinch Home Services
    Response from Cinch Home Services

    Tanya - We appreciate you taking the time to share your warranty experience. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Verified purchase
    Tech

    Reviewed April 23, 2018

    My HMS Home Warranty expired back in March. I had it for a year, filed three claims, and the experience of doing that was fine. The contractors that they sent out seemed a little sketchy at times though. The company that they contracted with wasn’t a well known company that I would expect to see. My wife was afraid at first when these people showed up. They weren’t wearing uniforms and didn’t necessarily look like professionals. But the work seemed fine. Twice my AC unit was having a problem and they quickly identified the problem and fixed it. Then I had a waterline leak that the pipe needed a hole dug and replaced.

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    Cinch Home Services
    Response from Cinch Home Services

    Brian - Thank you for taking the time to share your experience. We really appreciate your feedback. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed April 23, 2018

    We've been quite lucky to not have to use our warranty company until this last month. We noticed that we were starting to have issues with our HVAC so I went online and scheduled an appointment. Got a confirmation email that someone was coming the next day, between 8-5. Waited the ENTIRE day and no one showed. Called HMS and was told that the contractor wasn't doing Saturday appointments. So I waited an entire day for absolutely nothing!!!

    We were finally able to get a contractor out there and get the unit looked at and diagnosed. A part had to be ordered, it was installed, still not working, so we were told the compressor needed to be replaced. Okay, no problem. Waited a few days and then 85 degree weather hit and we really needed the AC. Called HMS to get an update on the work and was told by HMS that the compressor was ordered and should be arriving between Wed-Friday. Okay, we'll suck it up we're at the finish line. I get a call today, mind you I started this claim on 30 March, the condensing unit is actually going to need to be replaced and it's going to cost us an additional $255 out of pocket because it's a bigger more efficient unit and there needs to be modifications made. WHAT?!!!?!? What happened to my compressor on order over a week ago!?!?!?

    The lack of communication is deplorable. My family is now going almost a month without having a fully functioning HVAC. I've paid over $1300 in electricity because of the issues going on and now $255. Everyone seems confused at HMS. They called my phone 3 times looking for "Dale". Dale is the contractor. I spoke with them about the condensing unit and said I needed to call back because I had to discuss this additional cost with my husband. The man I spoke with said they could rush our unit if we called back before 12pm. My husband called back at 11am and spoke with a woman who told him the normal 3-5 business days. We will be going on OVER A MONTH for this claim. ABSURD.

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    Verified purchase
    Customer Service

    Reviewed April 23, 2018

    Do not use this company. I have been with them for years but they have a new system that’s don't work for everybody. It has been almost one month trying to get my refrigerator repaired and still waiting. I will be canceling my policy. They won't talk to the repair company to see why they have not been back to my house. They said that I have to talk with the repair company, but they will no answer the telephone or return my call. Sears took a week to come out for the repair and told me the refrigerator was fixed. In two days it had frozen up again and was not freezing. It took another week for Harrell Appliance Repair to come out. He said the refrigerator needed a defrost heater and now it is the second week and he has not returned nor call. I called Total protection and they said they have to give him 48 hours to report the symptom. He has had a week and a half. Is there anybody out there including the workers at Total protection that would like to be without a refrigerator for a month or more? Well I have and there is no relieve in sight and even though customer service is nice, I am still without a refrigerator and all the food that was in there has gone bad. We have to eat out most of the time because we cannot put anything in the refrigerator. Will anybody pay me for the lost of my food or for the meals we have to eat out? I am living in the stone age where you have to go out and get ice to live. Total protection is not helping me at all to help solve the issue. All I get from them is "we are sorry". Sorry is not helping my refrigerator.

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    Verified purchase
    Customer ServiceTech

    Reviewed April 23, 2018

    I recently bought my house, the realtor gave us the first year to get started with HMS Home Warranty. When on March 5th our trash compactor started leaking we submitted a claim. A service provider came over to the house to diagnose the problem and charged us $100.00. He claimed that the compactor had to be replaced entirely and that they would order it and come back later to install it. They didn't come back until March 30th. The part they brought with them was the wrong part.

    We were told they would come back after Easter with the right part to install. When we call the service provider after Easter, they referred us back to HMS. When I called HMS I was told that the part was ordered and they are waiting for it. At one point they even gave me a delivery date for the part (April 13). When I called after April 13, they continue telling me that the part was ordered. To this day (56 days later) we're still without the trash compactor and the kitchen sink is still leaking. It feels as though someone walks right into my house and stole $100.00 from me. I would not recommend this to anyone not even my worst enemy.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 23, 2018

    The seller of the condo that we were buying purchased coverage with HMS Home Warranty for us. A home warranty was not included in the purchase, but we requested it. We own this condo, but our daughter rents it from us and we live out of state, so we wanted to be sure there was an easy way to get repairs done. So far, we've made three claims with HMS. The process of submitting a claim with them is very easy. I usually call, especially since we're new to the warranty and I wanna make sure that I'm interpreting what's covered correctly.

    The claims representatives were knowledgeable and they took care of everything in one call, and our interactions with them were good. In addition, we've had good luck with the technicians that HMS sent out. We had a problem with the heat pump and the heating and air conditioning company came out and fixed it, but it didn’t seem quite fixed. But they were quick about coming back to double-check that everything was correct. Overall, we've had a good experience with HMS and we've been really pleased with the service.

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    Response from Cinch Home Services

    Gay - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 23, 2018

    I've been with TotalProtect for eight years and my experience with them has been excellent every time I submitted a claim. I called them, told them what was wrong, then they took it from there. The interactions I had with their reps were excellent as well. They were very courteous, helpful, and they took care of everything. I haven't been on the phone with them over two or three minutes at the most. All of the techs that came out here were wonderful, too. I'm very pleased with TotalProtect and I've recommended them to my neighbor across the street beause he asked me who I was with. I plan to stay with TotalProtect as long as they keep renewing my contract with them.

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    Response from Cinch Home Services

    Jerry - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. We are glad to hear that you have recommended our warranty to your neighbor. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 23, 2018

    Getting TotalProtect Home Warranty sounded like a good idea and it has worked very well for us, so far. Most of the time, they were prompt when we submit a claim to them. But last time, it was a claim for my air conditioner, they told us that the technicians will be here on a Wednesday and they came a couple of days before they were supposed to come. We’re getting somebody from out of town most of the time and that took more time. But this guy was local and he was very good and very prompt, and I appreciated that. He had the part, he fixed it right then and my A/C has been very good since then. We’ve had some bad some experiences too and that was because of the contractor but it got straightened out.

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    Response from Cinch Home Services

    Barry - Thanks so much for sharing your experience with us. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 22, 2018

    I’ve had a home warranty for years. We had it first for the appliances. But now, TotalProtect has a maintenance program where they come out once a year for the different appliances, plumbing and electrical things. Whenever I submit a claim the reps call right back. And if the first company who comes can’t fix the problem, TotalProtect selects the second company to come out. I submit the claim both over the phone and online but the phone is easier than online. So I’d rather do the phone and talk to a person. The reps know what they are talking about and how to get the service I need and the questions that I ask were answered.

    My husband was around when the first technician came out. But I was referred to another one. Both technicians were ahead of time. They were the first one on the list and were there right away. The second time the technician came, he didn’t call first and was at the door. But otherwise, everything was fine and they did a good job. The quality of work performed was very good and I will refer people asking to TotalProtect.

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    Response from Cinch Home Services

    Audrey - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that our technician did not call before coming out, I will forward that to the appropriate department so we have all our service companies on the same page. Thanks! - Austin

    Verified purchase
    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed April 22, 2018

    I have a service contract with Cross Country Home Services. On that contract, it states "Garage Door Opener." I called and stated the motion sensors were not working and they scheduled a technician to come out. After coming out, the technician said it wasn't covered and charged me $249. I called Cross Country Home Services and they said it wasn't covered. After going back and forth, they refused to refund me up to my deductible and state it is my obligation to get the money back from the technician that they sent. The motion sensors are part of the garage door opener, come in the box when purchasing the opener, and the garage door opener will not work without them. At no point in time was I told they were not covered, neither in my contract nor on the phone when scheduling.

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    Customer ServiceClaims HandlingTechPriceRefunds & Payouts

    Reviewed April 22, 2018

    We bought our house a few years ago and a home warranty through HMS was included in the purchase. We renewed the home warranty every year since then because stuff kept breaking. I like that I pay monthly and I have a deductible. Our hot water tank just went out and there was a little extra cost for us, but it wasn't like the entire cost of a hot water tank that we needed to pay right away. I normally file the claims over the phone and their representatives are usually good. I have no complaints about them. I understand that some days are gonna be busier than others, but it's never anything that's too excessive of a wait.

    However, some of the techs have been not so honest. When the guy that was here to do our hot water tank was in the process of replacing it, a pipe above it started leaking. He said it was due to the fact of replacing the hot water tank and he tried to collect another $100 deductible to repair the pipe, which I refused to pay because I already paid for modifications and updates to the existing plumbing to allow for the new hot water tank and bring everything to code. I called HMS and they told me I was not responsible for another deductible. They also didn't send him out again and so far, I have yet to hear anything from them about getting an inspection done by the city.

    At another time, something happened with the power supply in the back of our stove and some things needed to be replaced. This guy came out, looked at it, and told me what was wrong with it. I gave him 100 bucks and he never came back. I was not refunded. But I had someone else come out and HMS told me not to pay a second deductible and that they were gonna take care of everything there. I'd let my friends know that HMS is a good company to work with, but they have to be patient in getting things done when working with HMS' contractors.

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    Response from Cinch Home Services

    Kaitlyn - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Tech

    Reviewed April 22, 2018

    A long time ago with the water heater, the technician who came was arrogant and hard to deal with. But he did the job. And I've been very satisfied with the work that the technicians do.

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    Response from Cinch Home Services

    Barbara - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Tech

    Reviewed April 21, 2018

    I initially got HMS with the purchase of the house -- it was offered by the seller. I’ve been really impressed with them. When I have submitted claims, and I have done it over multiple years, they identify a local vendor, they put me in contact with them, and then I talk with the local vendor. If the local vendor is not available, I reach back to HMS and they identify a secondary vendor that is also local, that has more availability, and that is more prompt in their replies.Their techs were really good. There have been times that they will have to order parts and they will go to HMS and they have to submit it. Since I’ve got them for multiple years, I’m obviously very content with their service. I have recommended them to friends already.

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    Response from Cinch Home Services

    Robert - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 21, 2018

    I've been with HMS Home Warranty for about seven months. I filed claims with them over the phone and my interactions with their reps were okay. Some of them were helpful, some of them were not. For the last claim I filed, the contractor was great and he kept in touch with me more than the home warranty people. I was getting conflicting information from HMS's reps. I called and spoke with one person who told me something. Then, another person told me something different. A part was on back-order and one person told me that they were gonna contact the person who had the contract to go pick it up, but it never happened. So, I felt like I was getting the runaround or maybe people weren't reading the note carefully and were telling me incorrect things every time I called. I went almost close to a month without heat during a freezing time and at this point, I wouldn't recommend HMS Home Warranty.

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    Claims HandlingTechPrice

    Reviewed April 21, 2018

    I’ve had TotalProtect Home Warranty for a while. Their price was good and I liked the stuff they offered like the deductible on a homeowner insurance when we have a claim. They have excellent service. When I get a claim, I submit a claim online to get the contractor schedule and they are on the spot, I don’t have to wait. On the other hand, the technicians were very friendly, very down-to-earth and they talked to me. They explained things, and they got things done. Overall, the quality of work performed was excellent.

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    Response from Cinch Home Services

    Stephen - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team and our service technicians has provided you with excellent service. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 21, 2018

    Cross Country is much better than my previous home warranty provider. I left my old provider and went to Cross Country because with things that I was supposed to be covered for, when I called about it, they didn’t cover me. It’s been a much more pleasant experience with Cross Country and they always get someone out very quickly. I’ve already referred a couple of people to them. Also, when I submit claims over the phone, it's not long to get through to somebody and the representatives are very professional. So far, everyone that has come out has been great. The only thing about the insurance is that they raised the amount this year to $100 and I still don’t understand that.

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    Response from Cinch Home Services

    Gloria - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 21, 2018

    My experience with TotalProtect has been great. I would simply call them to submit a claim and make arrangements from there. The claims rep was courteous and answered my questions. And for the most part, the technicians they sent out had all been helpful and informative. The quality of the work done had been satisfactory and I would recommend TotalProtect.

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    Response from Cinch Home Services

    Patrick - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 20, 2018

    I had a home warranty before, but I wasn’t satisfied with it. One of my friends told me about TotalProtect and I got a warranty from them. I've had a good experience submitting a claim. The online process is very easy and it takes 10 to 15 minutes for their representatives to get back to me once I submitted a claim. Also, the technician they've sent was knowledgeable, polite, and well-dressed. He did a good job, too.

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    Response from Cinch Home Services

    Gilbert - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed April 20, 2018

    I file my claims over the phone and my interactions with the Cross Country reps go very well. The contractors that they send out are very good and I’m very satisfied with them. But one bug I have with Cross Country is that they will not replace anything unless something goes wrong. I’ve been living in my condo for almost 20 years and I’ve had the same water heater and furnace. At any time, these products can go bad and I’ve been told by even the maintenance people that come to look at it that my furnace and water heater are so old and that I could have a failure in my system at any time. At some point, they should know that these systems are gonna fail and a replacement is better than waiting for an accident to happen.

    The last time I got my furnace checked, the guy said it wasn’t even efficient anymore because the system that I put in there 20 years ago is not as efficient as if I had a new one. I was also having problems with my washing machine and it kept breaking. Cross Country kept sending someone in until it got to the point where the last guy said that it needed to be replaced. I finally got a new machine, but I had to go through at least three or four people to repair it before it got replaced and that was quite annoying.

    Nonetheless, my overall experience has been very good. If someone doesn’t have the skills to make his or her own home repairs, I highly recommend warranty companies and I would mention Cross Country Home Services because there are so many of them out there. And I would especially mention it to a female that’s single, living alone and doesn’t have the right tools to fix things. I like the fact that the price hasn’t really gone up, and that’s another plus for Cross Country. The price has been decent and it pays for itself because I got the washing machine replaced. But when my systems get old, I would appreciate a look-through that an appliance may be fine because anything 20 years old is definitely not the latest technology.

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    Response from Cinch Home Services

    Theresa - Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 20, 2018

    I usually submit a claim with HMS over the phone and it's been really easy. The claims representatives have always been excellent. However, I had a real problem with the technician from Sears over a claim with the microwave around last Thanksgiving. I was given a window when he would be here but he was about four hours late. When he got here he had an attitude. He didn’t want to work on the item and then told me they wouldn't do anything with the item anyway. I had to jury-rig it and it went down almost a month later. I called back and sent out a recall to send somebody else. The next technician came down here and called me. He looked at it and found out what the problem was right away. He submitted his thing and about a week later, I had a new microwave.

    I've always had a really good experience with every other contractor that has ever been out here and that was just the one incident with that one company. The only problem is they will send that person out here again. I asked if they wanted to send Sears out and they said they had no control over who is next in line to receive a call. Nonetheless, everything has been good with HMS Home Warranty and I've always been happy with them. I had repairs done and I haven't had any claims denied. I have recommended them to several people. I tell them about the experience I've had since we bought our condo in 2004. We've always kept it. The price is reasonable and it doesn’t jump up all over the place. They’ve got a lot of different options and they usually get somebody out here to do the repair within 48 hours.

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    Response from Cinch Home Services

    David - - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service company and customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate department. - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 19, 2018

    TotalProtect is a rip-off!!!!! They allowed one of their Authorized HVAC CO. To charge me $1,605.00, Non covered charges, that I had to pay up front before they would come out to repair my heater, I requested that TotalProtect give me a different Service provider because no one pays a business before they do the work! TotalProtect said no you have to use the service provider that we already authorized. The company charged me $320 for permits that they never obtained. They installed my furnace on 4/5/18. I called (L&I) License and inspection on 4/5/18, they told me that no one has applied for a permit for my address, I called TotalProtect 4/6/18, made them aware that they charged me for permits but did not obtain them, they put my complaint in review. I called them 4/19/18, I spoke to someone in review they stated, the HVAC company will call me when they receive the permit numbers to give me. I said they are supposed to get approved before they come out to perform the work which was done on 4/5/18 not after the work is done, today is 4/19/18. I requested my $320 back, they said the HVAC co will call me with the permit numbers when they obtain them. I contact License and inspection, they told me to contact the Attorney general department because the procedures are you have to get approved before you start the work, not after. I can not believe that I pay TotalProtect $71.95 a month to get ripped off! ??????????? ?

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 19, 2018

    Our overall experience with HMS Home Warranty is good. There are glitches and I don't know if HMS can screen the contractors a little better or if that would delay the process. However, I’d like to know that the contractors coming out are familiar with what they’re coming out for. We've been using HMS since we purchased the home in 2016 and we chose to renew with them basically for the price. It’s very simple to file a claim with HMS. I go online and either put in my contract number or address and then answer a series of questions. Usually, you tell them the category and then give them what the concern is. And it goes in and they respond very quickly. That part of it is done very well. And then it takes no more than one or two business days before a contractor contacts you.

    One time, we had a sewer pump grinder go bad and the contractor that came out was not able to service a sewer pump. He gave us two contractors to call with a strong recommendation for one which got it taken care of, but we still had to pay the $85. He just checked out the pump and discovered that he couldn’t service it. The contractors that have been sent out were generally okay, but we have had about three contractors to come out that were not up to par. One of them came out and was supposed to do some plumbing work. They told us they did things that they really hadn’t which we discovered because we had to send another contractor out who then told us that nothing had been done. And then we had an HVAC contractor that came out five times, yet still didn’t get it right. Finally, there was another contractor who diagnosed the situation and solved the issue.

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    Response from Cinch Home Services

    Andrew - Thanks so much for sharing your experience with us. We apologize for any inconvenience you have experienced with any of our service companies. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the overall service. - Austin

    Verified purchase
    Tech

    Reviewed April 19, 2018

    I have been with HMS Home Warranty for a year now. I bought their insurance when I bought my home, and the company itself is great so far. But when I had my water heater replaced and I paid my deductible, the contractor left a whole bunch of pipes and other stuff parts lying on top of my dryer. They also left the box for the water heater in the backyard. They didn’t break it down. So, I had to clean after them. Other than that, HMS Home Warranty is a good company. I would tell friends that if I need anything, HMS doesn’t ever hesitate to help out. The management was nice as well. And since my warranty is about to expire, I’m gonna reinstate.

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    Response from Cinch Home Services

    Genaro - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service company and customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate department. Thanks - Austin

    Verified purchase
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed April 19, 2018

    I got frustrated with my service provider because when I did a refinance on my house, they could not transfer it over after multiple tries so I changed. I looked online for somebody that was doing the same thing and that had a similar product. I ended up with TotalProtect and have had a contract with them for years. When I submitted a claim, it was frustrating at first. It wasn't troublesome but providing that information, getting the technician to come out, and the technicality within the coverage frustrated me. They were not incorrect in the spirit of their details in the contract. It had to do with the air conditioner's coils and rust, and rust is a non-covered issue. I thought about dropping but I didn't. Recently, I had them respond to a claim on faulty electric lines. Everything about that went exactly as it should have been, satisfactorily covered and concluded, and in a timely fashion.

    Every one of their reps or technicians had been fine. The work on the range was exactly what it needed. It was a defective part and the technician ordered it. It came in, he replaced it, and we were back in business. S & S Appliance is the vendor that they use to do their work in our city, and I was very pleased with them and the service they provided. And the young man who did the work was prompt, personable, efficient, and kept me informed on time. It was a good experience. I just submitted a claim with the dishwasher and I'm expecting the same good service. They use the same service provider and I'm awaiting them to give me a call to say, "We're coming tomorrow morning or tomorrow afternoon." TotalProtect is good but be careful that they will be complying with the letter of the contract.

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    Response from Cinch Home Services

    Joseph - It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Tanya

    Verified purchase
    Tech

    Reviewed April 19, 2018

    I had Residential MD, and since Cross Country took over, it’s been a great experience. The few times I’d ever used them before Cross Country took over, it was nothing but a nightmare. The majority of contractors have been great. There's a father-son plumbing team that I do not care for, and I made that known and Cross Country was able to find me somebody else. I’m very happy with them. One time, I was gonna drop the previous company and try another one, but Cross Country has been doing a great job. I would definitely recommend them.

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    Response from Cinch Home Services

    Richard - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 19, 2018

    I've been with TotalProtect for a very long time. Their coverage is very good. Whenever I submit a claim, I call them out and they give me a claim number. They give me the phone number of the person who's gonna come to my house and set up the appointment. It's quick and whatever my problem is, they usually take care of it. The representatives I spoke to were very nice and most of the technicians who came out were very good. Recently, I had a problem with my toilet and TotalProtect sent a plumber. The guy knew what he was doing and he fixed the problem right away.

    But, it doesn’t always happen like that. I have two homes and I have the insurance on both homes. My home up the state is further away from the beaten trail so it's not as easy for TotalProtect to have people locally or close by to service me. I had a big problem with the person who came one time. I didn’t like him and I complained because he came on his way from I don't know where and he was going on vacation for the weekend. The guy did not do the right thing and was dallying around. I ended up having to call TotalProtect back and they sent someone else who took care of the problem right away and knew what it was.

    I've recommended TotalProtect to a lot of people but not everybody wants to pay a monthly fee. It's worth it for me because I pay the monthly fee and lots of times I end up getting back whatever I paid and sometimes more. I also like that I don’t have to look for an electrician or a plumber and TotalProtect sends a person for me. I would like to be able to request for somebody that I had a good experience with but TotalProtect has a revolving thing where they give other people a chance. So, they don’t like to sending the same person out.

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    Response from Cinch Home Services

    Susan - We are happy to hear that you are satisfied with the service, and appreciate your kind words. Sorry to hear of that one bad experience you had with our service company, we appreciate the feedback. Thanks for sharing. - Tanya

    Verified purchase
    Customer ServiceTechRefunds & Payouts

    Reviewed April 18, 2018

    I left the warranty company that I was with and came to TotalProtect. When my air conditioner wasn't working the technician came out and told me everything that he was going to do and what he found that was wrong. He corrected it and everything has been working wonderfully. He is one of the most professional ones I have ever met out of all the technicians who came. He walked me through everything. Whatever he did, it was taken care of. He was courteous and awesome. Give TotalProtect a try because I've had good experience with them.

    On the other hand, I've had some of the actual people that TotalProtect call out to do the work and I haven't had the best experience with some of them. It took a bit longer to get the issue taken care of. It was an additional $1,400 that they charge me out of pocket and it was a whole lot since I had to get an entire unit installed. And for what they did and what they said that they had to do, I didn't see any extra.

    TotalProtect didn’t have anybody to inspect what the contractor said that they were going to do. They installed the unit outside and one inside but they didn't go in the attic and do anything. I couldn’t understand what the $1,400 was all about? They didn't walk me through and tell me. When I asked about it, the technician told me that I have to call my warranty company and they'll tell me what they have to do. I had to make sure I get what I'm paying for which was a lot for me and I had to take out a loan to do it.

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    Response from Cinch Home Services

    Barbara - Thank you for taking the time to share your experience. We appreciate your feedback. Customer experiences are very important to us and I'm sorry that you had a claim that you were not fully educated on the expenses you were responsible for. I'm happy to hear that your overall experience was satisfactory. If you need any further assistance send us a private message and we will follow up with you directly. - Tanya

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 18, 2018

    I've called in twice to customer service to get an assistance with an Air Conditioning claim and both representatives were worthless. The first I could not understand and they would not provide their name nor their managers name. They promised a call back from a manager which I never received. The second representative named Steven provided no information, called me a female and then hung up on me. Steven asked if I had any more questions and when I did he seemed to lose his cool and decided to hang up. What kind of customer service company hires this type of employees???? Obviously not a good.

    DO NOT USE Total Home Protect/ Cross Country for a home warranty. Their process is slow and no one can give you an update of what is going on. Managers are not accessible. I would love to hear Steve Upshaw or Doug Stein's opinion on how his company performed. I would be embarrassed.

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    Response from Cinch Home Services

    Winton - We appreciate that you took the time to share your experience. I can tell this experience has been extremely frustrating and not what you expected. Our goal is to provide excellent customer service and make managing home repairs easy and in this case we missed this objective. Your feedback is important to us and was provided back to the organization in an effort to make customer experiences better. - Tanya

    Verified purchase
    Coverage

    Reviewed April 18, 2018

    Cross Country is very good compared to my previous company. They cover everything in the house. The coverage plan went up, but my washing machine went out one time and they replaced it so that was excellent. The reps were able to meet my needs and they dispatched me to a repair person right away.

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    Response from Cinch Home Services

    Stephanie - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Thank you! – Austin

    Verified purchase
    CoverageTechRefunds & Payouts

    Reviewed April 18, 2018

    This home insurance company is a theft. We have paid for years our premiums, and the one time we made a request for covered repairs, they left us waiting for days, to then state that there was no garantee that they were going to even dispatch a service provider. Eventually we had to take care of this out of pocket.

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    Response from Cinch Home Services

    Maria - I'm sorry to hear that this was your experience and I completely understand your disappointment. I'd like to review your invoice for the repairs you paid for out of pocket, for consideration of reimbursement. Send your documents to erelations@hmsnational.com with your contract number and we'll verify coverage and reimbursement eligibility. - Tanya

    Verified purchase
    Claims HandlingCoverageTechPrice

    Reviewed April 18, 2018

    I have been with HMS Home Warranty for 10 years. Submitting a claim is an easy process. I mostly do it over the phone. The representatives I spoke with are very helpful and friendly. In addition, I haven’t had any problems with any of the technicians they sent out. They usually arrive in a day or two at the most from submitting a claim and they always arrive during their window. Overall, I've had good service with HMS. Everything has been handled very well and so far, I’m happy with the coverage and the cost. Also, I’ve suggested some of the technicians that they sent out to other people who needed electrical fittings done or plumbing.

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    Response from Cinch Home Services

    Yolanda - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Sincerely, Austin

    Verified purchase
    Tech

    Reviewed April 17, 2018

    This is our fourth year with HMS Home Warranty and all the repairs we've ever had have gone smoothly. We usually file claims over the phone. We call, tell them what's going on and then make an appointment. There have never been any problems there. We've had to wait on parts before, but that's normal. We had one interaction with a technician though that was shady. I was not home as I had to work, and my father-in-law was with him. He came in to fix our microwave after we had waited for the parts to come, then he put the part in and left without testing the microwave. Then we had to wait ten days to get somebody back out only to find that it was actually an easy fix. The guy just didn't test his work, therefore he didn't know that it wasn't working. Other than that, HMS has always done a great job.

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    Response from Cinch Home Services

    Lori - Thank you for sharing your thoughts on the services we’ve provided. We are happy to hear that you are satisfied with the service, and appreciate your feedback. We apologize for the inconvenience you experienced with our service provider. Thanks – Tanya

    Reviewed April 17, 2018

    We are more than disappointed with this company. We have paid for money years and never used it, and when we needed a repair, they left us waiting for days and days without providing the service that we paid for.

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    Customer ServiceTechSales & MarketingPunctuality & Speed

    Reviewed April 17, 2018

    Working with the people at Cross Country has always been great. They’ve been friendly and they make sure they understand what I’m trying to say. They’ve always been courteous even all the way to the management. I’ve been with Cross Country for about five years now and I’ve always been satisfied with everybody that they sent until this last episode. I had a little problem with the schedule. During that time, here in North Carolina, we were having a rather bad weather. It's been snowy and we had lots of rain and cold temperatures. I talked to the service provider and he was going to schedule the service for another week, but then he changed his mind. He asked if he could bring his son with him, as he has done it with other places, and I said no. Besides, he lives almost two hours away from me, and I didn’t want to be responsible for the child in my home.

    Also, I didn’t care for his attitude. It’s like he knew what he was doing and he didn’t care what we were trying to say. There was no professionalism. I have been a store manager and in sales for 20 something years and I know how that if you want repeat business, you treat customers like a king and a queen no matter how you feel. So, the contractor found out that a part of the ceiling fan was wobbly and he tightened up a few screws. Still a little wobbly, but it could be originally the house as it was here when we moved in almost 12 years ago. I tried to contact Cross Country to have some questions answered but I wasn't able to. My husband went into the living room and the contractor had the gall to light up an e-cigarette in my home. I have breathing problems and asthma and I have two air purifiers in my home and filters on my AC. I learned about this incident later on that evening and I immediately called Cross Country.

    And so, the contractor politely stopped smoking and put the e-cigarette in his pocket and determined how much the service call was going to cost. I didn’t think I would have to pay anything but the $100 copay, but it turned out that I had to pay part of the labor. So, I had to pay $137.50 for a few screws that needed to be tightened up. I could have gotten a neighbor as my husband can’t do it because he’s had a stroke. The contractor left and I was finally able to use my fan and because of the breathing problems, I kept the fan going to keep the air moving so I could breathe. And then I had the dickens of a time trying to get him to deposit the check. He wanted payment at the time when he was done with his job. A week went by and I called him to ask about depositing the check as I noticed it hasn’t come through my bank yet. And then last Monday I called him again. He said he would deposit it on that day.

    In the meantime, I talked with Camille in Case Management with Cross Country and apparently she sent him an email and somebody is contacting regional coordination. I came down to the point that if I don’t see the check in my bank as deposited or cashed by Friday, I’ll stop payment on the check. And since that would make the check dead the contractor said he would press charges. This is the only service provider that I’ve had a problem with. The check finally came through last Thursday and I’m glad it’s out of my hair. But if Cross Country offers to have him to come back out again, I would say, “Absolutely not”. I had a gut feeling and I should have gone with it, but I didn’t. That contractor is not a good candidate for repeat business.

    There were two contractors that came from Saint Pierre, and they worked on my kitchen sink and in my shower. They were great, and the check was in within a week. The service provider that Cross Country used last year put in and installed a whole brand new AC and furnace. And then a week later, I had to put in a new water heater. I’m still paying for the AC and the furnace and I’ll be working on that for 2 years.

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    Response from Cinch Home Services

    Mary - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! I am sorry to hear however that your latest experience with our technician was less than expected. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 17, 2018

    TotalProtect partnered with Bank of America and it was the best way to go at the time. I did the enrollment myself and it was easy. They sent out the paperwork and I filled it out. It took a few questions and the information and billing, and that was it. I had two experiences over the air conditioner, and it's good to be a commander in the Navy to hold them accountable because it took forever to get it done. I was deployed and I had to get on the phone and call from a long ways away, and it took them five days to get a part in.

    All I had to do was go local and talk to the repairman. He talked to me and said, "I can go here and pick up the part." He was doing everything in his power to help my family, but TotalProtect wouldn't have him do that until I called them. They were trying to cut corners and that is not the way to do it. I had to go all the way up to the manager for the repairman to go over and get the part. Now it seems like they're doing really well 'cause we just called in our last claim two weeks ago and the repairman was here the next day. He was perfectly great with the wife and got everything done.

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    Response from Cinch Home Services

    James - Thank you for sharing your experience. I'm sorry to hear you had some delays with one of your claims. We appreciate your feedback and you taking the time to share the good and not so good experiences with us. - Tanya

    Verified purchase
    Claims HandlingTechRefunds & Payouts

    Reviewed April 17, 2018

    Back in '04 the realtor that sold me the house told me to get a home warranty and he told me about HMS Home Warranty. I usually submit the claims by calling or doing it online. The last two claims that I had submitted were done online and it seemed to work pretty quick and I had no problems. It was my refrigerator, the faucet in the bathtub and both were resolved. For the refrigerator they didn't have anyone available on the holiday weekend. Everyone was busy and I needed my refrigerator. They said they wouldn't be out until another week. I couldn’t be with refrigerator without a week so they told me to go ahead, find someone one and submit the invoice. I paid for it out of my pocket but they reimbursed me the difference, minus the deductible.

    I have no problem with the technicians but in previous years I've had problems with them because HMS tend to go with the cheapest and a lot of those guys are foreigners and could barely speak English. My washer went down last summer and I was without a washer for the whole summer because the technician kept coming in and would say he needed to get the part. He brought the part in and said he needed to get another part. He came back and said he needed to get a different part. He kept forgetting the parts and I didn't know what he was doing.

    Finally, I said that was enough and they got to do something. They gave me a new washer. I had trouble when they got those people from the Middle East or whatever they were from. They just wouldn't do any job and they were just trying to collect a check to the point when I told them I only wanted American repair people because I had enough with the foreigners. Other than that, HMS normally takes care of me when I have a problem. I've been with them since ‘04 and I'd I tell my family members about them all the time. I would recommend them.

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    Response from Cinch Home Services

    Tyrone - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Customer ServiceCoverageSales & Marketing

    Reviewed April 16, 2018

    I submitted a claim to have my air conditioner repaired last summer. They sent out a company who said the compressor needed to be replaced, we replaced it. A few days later the house stopped cooling. I immediately called the company who did the repair, they ignored my calls and messages for more than 2 weeks. Total Protect finally had to reach out to them and somehow get them to call me back. They came out and said “Nothing was wrong, I possibly needed so new duct work and they don’t do they “ and left. They refilled the coolant and the air worked for a few days, then it stopped. I called Total Protect again and they basically called me a lier and said the company stated nothing was wrong so that’s that - they will not come out again without paying another $75 deductible. I finally could not take it anymore as I had a newborn baby and I had to pay the $75 deductible and requested for them to send another company out. This company told me the coils needed to be cleaned and that’s it. But it would be $300 to do so (even after I just paid $300 for the compressor they said needed to be fixed) .. Coils were cleaned, a few days pass — house is back at 85 degrees. I called Total Protect again, who basically called me a lier and stated I needed to pay the deductible to have someone else come out. Having no other choice I paid the deductible and the final company who came out says “Your coils aren’t dirty, the compressor didn’t need to be fixed ... your inside unit is leaking Freon and that’s been the problem your whole time, and none of these other companies should have ever poured Freon in your unit“ — A few days later Total Protect called me and said I would need to pay $900+ to have the until repaired. This is after the $300 deductible, $300 coil cleaning, $75 x 3 deductibles I’ve already paid and now it’s September - the end of the Summer. Myself and my children suffered 85 - 90 degrees ALL Summer. I explained to the representative that at this time I don’t have any more money to put into this, definitely not $900 and I would have to call back next summer and have the company do the work. They said okay. So the great part is, I CALLED BACK LAST WEEK TO HAVE MY AIR REPAIRED, I PAID ANOTHER $75 FOR ANOTHER COMPANY TO COME OUT ... ALL FOR TOTAL PROTECT TO SAY THEY WOULD NEVER COVER MY UNIT BECAUSE I “ REFUSED REPAIRS “ LAST SUMMER. What a LIE AND A SCAM !!!! If i could give negative stars I would. Customer service is horrible, companies they send out are questionable, they do not care about their customers.

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    Reviewed April 16, 2018

    Do not use this company. I used them for years but they have a new system that’s sucks. I waited almost two months to get my dishwasher replaced. I got pissed and wanted to cancel my policy. They told me if I didn’t pay my 49.95 a month for the last two months( which I contested with my credit card company) they would try to ruin my credit.

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    Response from Cinch Home Services

    Letty - It sounds like we’ve let you down. Your experience definitely does not reflect the type of service we aim to provide. We appreciate you sharing your experience and regret that you have canceled a warranty. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 16, 2018

    TotalProtect's claim process was very simple. I submitted the claim over the phone and then they identified the problem and then it continued on. It would have been quick too had it not been a GE product. I understand that GE went out of business and it was hard to find the parts. TotalProtect reps had to call all over the country to find replacement parts. It took about two and a half weeks to get the parts shipped. But once they had the parts, they called and said, "The parts will be there tomorrow, and we could schedule the serviceman first thing in the morning." And I really liked the technicians. They were young guys but so professional, thorough and all-reassuring. They showed up right on time and did a perfect job. It was great.

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    Response from Cinch Home Services

    Maureen - We apologize for the delay in the delivery of the parts. It is our pleasure to give great customer service. We’re delighted that your overall experience was stress-free. Thank you for taking the time to share. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed April 16, 2018

    I had to do a lot of phone work with my former home warranty company and I wasn’t too happy about that. The only reason why I changed to Cross Country Home Services was because of the preventive services. The interaction I’ve had with their customer service at Cross Country was horrible because I had to make phone calls and I had to follow up. Two people gave me the wrong information. After I made about a thousand phone calls and stay on the phone, I finally got somebody that knew what they were talking about and pointed me into the right direction which told me that I shouldn’t have to go through all of that.

    The first claim was okay and they fixed my water heater in one day. But the second time, when I went for the preventive service, it was horrible. When I call somebody and they don’t know the answer, they should try to find out and not give me the wrong information. Instead, they told me that I would do a recall and so I asked why I would do a recall when they haven’t done anything yet. They did the preventive maintenance and then something was wrong. I had to go through all of this stuff to get it resolved and it was the worst experience ever. The lady told me they had to break my wall and somebody told me I was covered. Then when I called to find out, I wasn’t covered.

    The person that I talked to said that I can’t speak to a supervisor after I asked if I can speak to one. I asked why I can’t speak to a supervisor if she can’t give me the answer that I need, so she said somebody would call me back. However, I’m still waiting for somebody to call me back. Everything is done now but I shouldn’t have to spend four to five hours on hold on the phone in a matter of two weeks.

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    Online & App

    Reviewed April 16, 2018

    I had HMS Home Warranty last year when I purchased the home and then I renewed for the third year. Their service has been good and they've been very responsive. Whenever I had any issues, they took care of it immediately. Their website is very good too. We typically we submit the claim online and we have the contractor mostly on the same day. The quality of their work is adequate and we haven’t had any issues with them. I’d recommend HMS Home Warranty.

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    Response from Cinch Home Services

    Peter - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed April 15, 2018

    Cross Country's rating was pretty high when I went on the internet and did some research. I have a home that's been on in for at least five or six years and then, I put my rental home for about three years now and their customer service has been awesome. They've been really good. I'm impressed with the speed in which they get people out there to fix the issues that I have. Plus, with my plan, I get four inspections a year on different things, and they set them up and they go to it. I'm now less worried. Last fall, my heating unit went out and I paid up the hundred-dollar deductible, which there’s always some extra charges. The whole unit just cost me $700 to have it installed. I got a brand new unit. It's a $5,000 or $6,000 unit coming from the heating and cooling people. It would be nice if they could cover septic tanks.

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    Response from Cinch Home Services

    Ralph - We appreciate you sharing your experience and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    CoverageTech

    Reviewed April 15, 2018

    We looked into home warranties for protection so that if anything happens, it covers the basics in the house. My wife was the one who dealt with TotalProtect first but recently, we submitted a claim for the refrigerator. They came out and they thought they knew what the problem was. They fixed it, it was so so and two weeks later, it was doing the same thing. I called TotalProtect Home Warranty again and they had the person out here the next day. It was all covered. Everything was great and the couple of instances I had with them were very positive experiences. I’ve had no problems and I’m very pleased with the service people who came out.

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    Response from Cinch Home Services

    David - we are pleased that you and your wife are satisfied with the service. Thanks for sharing your experience. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 15, 2018

    I have been with HMS Home Warranty for four years. A few weeks ago, we submitted a claim. The only problem is that the repair schedule is far out. And if the issue is more urgent like a water leak, you don't want to wait that long. So we ended up not doing it. I canceled it and just got it done out of our own pocket. Other than that, the technicians were courteous whenever we reached out to interact with them. Also, submitting a claim is easy. But if a friend would ask about HMS Home Warranty, I would tell that the wait is long and they may have to get the thing down on their own based on the nature of the call.

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    Response from Cinch Home Services

    Sakib - Thank you for taking the time to share your experience. I'm sorry that it was not what you expected. In the event of an emergency claim we make every effort to have a service technician to your home within 24 to 48 hrs. We appreciate your feedback. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 15, 2018

    I received HMS Home Warranty as part of the agreement when I purchased a home. I’ve only had to use it once so far and it was for a minor issue with the dishwasher. I submitted the claim over the phone and their reps were helpful. However, I was caught off guard because I didn’t realize that there was a deductible involved. They had somebody out the next day and the tech was able to help us out. The policy will expire in July and I’ll have to think about if I'm gonna renew it or not.

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    Response from Cinch Home Services

    Lisa - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 14, 2018

    My husband told me about TotalProtect Home Warranty and he kept saying that we should really do it so we did it and I was glad we did. I’m very pleased with TotalProtect Home Warranty and I have them in all my houses. I have one in Connecticut and two in Arizona. TotalProtect was better when I looked into them. They were fair and they’ve been very nice. The people at TotalProtect have always been very polite when I called up with my questions. They were right there when they needed to take care of our property. It’s very easy to submit a claim with them. I just call up and they say, “Okay, we’ll get back to you.” I just had a problem with my refrigerator and TotalProtect gave me the name of the technician so I contacted him. He came out and everything was perfect and I hope it continues like this.

    The claim we had years ago was for an air conditioner at our house and that was quite a hassle. I was without air-conditioning for a long time in Connecticut in the summer but they resolved it all and we were satisfied. The one that just came out now was a wonderful man. He came out to fix our refrigerator and was very nice and polite. He’s that kind of a person that I could make a friend of. The overall quality of the work of the technicians was fine. We’re very satisfied and I couldn’t get anything better. I feel very comfortable and if something looks like it might go bad, it’s okay because we have TotalProtect. I have recommended them to people.

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    Response from Cinch Home Services

    Marie - We appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. - Tanya

    Verified purchase
    Customer Service

    Reviewed April 14, 2018

    I called to arrange to have a service technician come to repair my stove on April 3rd, (I live in a remote area) and the representative scheduled an appointment for the next day, the technician was 4 hours away and would not come out here. I called that day and told them that they needed to get someone out of Las Vegas, NV. To this day (4/13/2018) they still have not scheduled someone and keep saying that they are working on it and that I am a "valued" customer. If this is how they deal with valued customers I would hate to see how they deal with unvalued customers.

    I only own one stove and have bought my appliances from Sears, I am now rethinking that loyalty. I have had Sears Home Warranty for several years and have been very happy with them, but since they changed to using Cross Country I have gotten nothing but the runaround and "I'm sorry for the delay or we are working on it, or I understand your frustration". Nothing but canned responses and no action. Very angry.

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    Customer ServiceCoverage

    Reviewed April 14, 2018

    We’ve been with Cross Country Home Services for a while now. Our coverage takes care of my lights, air conditioner, dishwasher, and refrigerator. Dealing with their customer service team has been good and the people they've sent out have a nice attitude. They would ask what needs to be done, do it then double-check. They would also let me know what they have done and I like that. I also like that if someone has to come back, I'd get the same people who came before.

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    Response from Cinch Home Services

    Georgie - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed April 14, 2018

    When we bought our house, my real estate agent gave me several home warranties to look at and I happened to choose HMS Home Warranty. I have kept it when we moved into our house in August of 2013 and I will always have it. After the first year, I would have dropped the warranty, but our air and heat went out right after we moved in. HMS bought us a new air conditioner. They also bought us a new furnace. They replaced the oven and stove together. Also, we were gonna remodel so I told HMS about it and they cut me a check for the value of that appliance so I could put it on my oven that I was putting under my countertop. HMS couldn’t be any better. I tell people when they’re buying a house to get their warranty and I tell them about HMS because the only thing that HMS did is they went to a $75 deductible to a hundred and I can’t complain about that because they fixed me right away. So, I’m way, way ahead of the game.

    I always call HMS whenever I submit a claim. The representatives I speak to are very nice and very prompt. They tell me they’ll get somebody out then I’ll talk to somebody and they’re on their way. It’s very easy to deal with the reps. When I first started using them, I had to wait for Sears as I’m out in the country. They come the next day. I paid my $100 and the Sears guy fixed it and was gone. I was a happy camper. Everybody from the contractor has been absolutely wonderful. Now, I called HMS the other day about my washer and that was about $300 bill. HMS service calls are $75 or $100. So, all I did was pay for the service call and then they take everything else. Although, I didn’t like that I had to come up with $500 at one time. HMS said I could do it monthly so they did an automatic withdrawal of $43 out of my account every month. It works like clockwork and I don’t have to worry a bit about anything. I love HMS and I couldn’t have lived without them.

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    Response from Cinch Home Services

    Rhonda - Thanks so much for sharing your experience with us. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. - Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed April 13, 2018

    We have had TotalProtectHome for quite a few years. It is to protect all of our appliances and mainly, the air conditioning and heating -- those are so expensive. We have had good service from them, and we’ve been satisfied. Also, I am in insurance, so I understand how the submission of a claim works, and it is fairly easy. We usually make a phone call, and they refer us to one of their vendors and we contact them or they will get in contact with us. The claims reps have all been very, very pleasant, very helpful, and very knowledgeable.

    This last time, I did have somebody come out to service my washer and dryer. He replaced the dryer and the belt. But what we called initially was this loud noise that it makes and it is still doing that even after servicing. After we run it after a minute or two, however, it goes away. It is tolerable, so I don’t know what the problem is. He said, “I don’t know what else to do. I’ve replaced everything already.” But, it works fine, so I haven’t bothered with it. Before he came, the noise didn’t stop. It was continuous. Overall, he did very well. I would recommend this company, and I have recommended them already.

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    Response from Cinch Home Services

    Pamela - Thank you for taking the time to share your experience. Our goal is to provide excellent service and we are delighted to have done so. I'm sorry to hear that your clothes dryer still makes a minor noise. Our warranties typically do not cover noises but we will make every effort to find the root of the problem. Should you require any further assistance with the clothes dryer give us a call. - Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 13, 2018

    We've had Cross Country for around six years now and the experience has been fine. We call them for claims and it's always been very good. These people were very helpful. Until very recently, they have a quarterly preventative maintenance thing where we have a number of weeks to check appliances, electric, plumbing, and air conditioning and heating. We tried to get our appliances checked but they have no one in the area that will do preventative maintenance on appliances. We then wanted them to do for the electric and they still have no one in the area that does preventative maintenance on electric. So we said, “What happens if our refrigerator is broken?” They said, “Well, we have people that will repair but they don’t wanna do maintenance.” We had to go to air conditioning. My husband spent about three hours on the phone trying to get some preventative maintenance done. This is the first time that’s ever happened.

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    Customer ServiceClaims HandlingTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed April 13, 2018

    We required a home warranty from the people we bought our house from and our realtor preferred HMS Home Warranty because it was the one he had good experience with. When I have a claim, I call HMS Home Warranty and tell them what is going on and somebody gets back to me. But sometimes they will give me a date for repair that is two or three weeks out. And I understand why they do that. They cannot promise a date correctly because, maybe, they do not have the most current schedule of that company. But what happens after that is the company that they are contracted with to do the repair usually calls me within a day or two and so, I talked to them much sooner. They will schedule the actual date that they will come.

    I have been extremely pleased with the people that they sent out. The gentleman who came and the company itself had been very personable and very easy to work with. He was very respectful. They did an excellent job. One of the things that happened was our microwave went out. I paid my $100 deductible and the company had to pay for whatever needed to be done to it which I think came to almost $200. We priced the microwave just in case it would happen that they had to replace it while we were waiting for them to come fix it. I am almost certain that the bill of the microwave part in the time that that technician came even though we paid the $100 probably came to more than $239. We could have bought a new one for that price. And that is the part that I don’t understand -- where they draw the line in deciding whether it is worth putting the money in to repair it versus replacing it.

    My gut tells me that the microwave would probably be going to go out again so in my opinion, it would have been better to replace a 12-year old appliance. Although the technician knew what part it was, put it in and it is now working, it makes more noise now than it made before. Still, I would recommend HMS to a friend and I already did. The home warranty works really well and the things that went wrong, they were able to fix.

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    Response from Cinch Home Services

    Patricia - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were overall pleased with the service. - Austin

    Tech

    Reviewed April 12, 2018

    The People at HMS are completely incompetent. When I filed my complaint I explained the total problem to the woman and she told me she wrote it down on my claim info. She then proceeded to assign a plumber to fix my air switch on the garbage disposal. When the serviceman arrived, he quickly told me that he does not do air switches. The serviceman contacted HMS to give them the update, and the serviceman proceeded to tell me that HMS would be reassigning this job. The second service person just arrived today, he was an electrician and not a plumber, who showed up with a new wall switch. He quickly left my house telling me that an air switch is a plumbing problem and not an electrical problem, which is correct. HMS failed to communicate the problem to either assigned servicemen, and wasted everyone's time. Terrible job by HMS and would not recommend them to anyone.

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    Response from Cinch Home Services

    Marc - I agree, this level of service is unacceptable and I completely understand your frustration. We aim to provide stress-free service and in this instance, we did not meet this objective. We appreciate your feedback and apologize for this inconvenience. - Tanya

    Verified purchase
    Tech

    Reviewed April 12, 2018

    My wife found TotalProtect online somehow. Something popped up and we called and decided we should do that. We've been with them for four years now and we love them. Their reps have been excellent and the contractors they sent out have been wonderful. When we had the dishwasher repaired, one guy came and said that the problem was with the recycling motor. Then, he retired two days later. The next guys that came said that that wasn't the problem and they thought it was electronic. They ended up fixing both the recycling motor and the electronic because they were both bad and that took about eight weeks total. So we washed dishes for a few months, which was okay. By the time they ordered parts and got them in, they rescheduled to come. We talk about TotalProtect all the time and hopefully some people will hook up with them

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    Response from Cinch Home Services

    James - We love you too and appreciate your loyalty! Thank you for sharing your experience. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed April 12, 2018

    Submitting a claim with HMS is straightforward especially if I can do it online with the automated system, although sometimes that is still glitchy and it told me I had to call the customer service regardless so that defeats the purpose of it. Whenever there were volumes of calls going out and the wait was longer, it was almost easier to do it online.

    Every single claim can be different and I had good and bad experiences with the technicians they sent. Overall, it's average to average plus from a service perspective. On occasions they sent somebody here where I opted to take the cash payment to find my own service technician versus what they had supplied me with. Overall I'm satisfied with HMS and every single claim I submitted to them has been resolved to my satisfaction. What hasn’t been to my satisfaction is the processing time for some of the claims to be resolved especially when it comes to the cost payments.

    For example, if I choose not to go with one of their technicians and I want to go through one of my people, most of the time HMS would agree to that and they will give me an equivalent amount of money that they feel the repair is going for. However, one time, it took three months to get the payment from HMS which was frustrating because then I had to come out from my own pocket and paid my service guy to repair it, and I got away three or four times to get the money for that. But there was another case where they gave me a replacement and that payment went through within two or three weeks. So, it really varied. It was that one experience left a bad taste for me. People can be satisfied their whole lives and then the one bad experience ruined the whole thing for them.

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    Verified purchase
    Customer ServiceTech

    Reviewed April 11, 2018

    On April 8th 2018,my central A/C stopped working. I called Total Protect and they set up an appt with a vendor for April 9th Their vendor arrived, as promised, and "fixed" the problem. A/C worked fine until the next evening, Tuesday the 10th. Another call to Total Protect-they contacted the SAME vendor, who told them he was busy and could not return. The vendor also told them to contact another vendor to resolve my problem. I called Total Protect early Wednesday morning-the 11th. I was told they could not locate another vendor and that they were sending my file to dispatch and I needed to give them 24-72 hours to respond. This was a less than satisfactory response for a service that I pay $37.95/month. They just do not care and just want your $$. I would not recommend this company to anyone looking for a home warranty!

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 11, 2018

    The previous owner of the house that I bought had HMS. I asked her about how they were and she gave her reviews, so I decided to continue with it. I'd rather submit claims on the phone because it's simpler and easier and all the information is collected at that time. Then HMS gives me a confirmation number and a number for me to call to make arrangements. The technicians that they’ve sent out have all been very professional and I liked the service especially that of the electricians from JW Electric. The technicians were really knowledgeable and they shared information with me and they pointed out things to me that probably would have been an issue further down the road. Also they advise whether or not I should have the repair done now or if I should wait so they were very helpful.

    There was a drip that went through my heating vent and it was almost like raindrops dripping over and over. I tried to explain the problem to the first group of plumbers that came and they couldn’t understand what I was saying. When they came, not one single time did the heating vent drip so they never heard a thing. So the contractor said there can't be water. And I was worried the whole time because even when I'm in the bed at night and I hear it I couldn't go to sleep. I didn't know if the problem was going to put my power out, if the gas was gonna escape or if I was going to blow up and explode. There were all kinds of stuff going through my head. And so I called HMS and put another order and they finally sent somebody out who knew exactly what they were doing.

    The next plumber that came out also listened to the drip and they heard it. They explained to me that it was condensation from the pipes because the wall temperature is one temperature, the pipe is one temperature and then the heat going through it is another temperature which creates condensation. I wanted to give him a hug when he said that. It was a great relief to have somebody come in and explain to me what that dripping sound was. But I was wondering why it only does it sometimes. He said, “Well, you might notice it more when your heat comes on for a minute and then it goes off or if you put your air conditioner on and then it goes.” And he's exactly right because I hear it mostly when the heat is gone off for a while and that’s when I start hearing it.

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    Response from Cinch Home Services

    Patricia - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. – Austin

    Verified purchase
    Claims HandlingCoverage

    Reviewed April 11, 2018

    I've had TotalProtect for years and I'm happy with everything. Reading about what a home warranty ended up doing, I figured it would be a good help. When submitting a claim, I'll call in and I'll report what's going on, and then they're able to tell me if it's covered or not. On my last claim, there was one thing I asked them about with the bathroom sink, and that part about to come off the wall was not covered under the warranty. Only the plumbing part was covered.

    The techs call me before they come and then if I'm not there, I usually leave someone there to be able to work with them and let them be able to do what they have to do. They ask me what exactly the problem is and from there, they go ahead and explain what they have to do to fix the problem. The last claim was the same problem I had before, and I was one month too long to be covered under the warranty where it would have been fixed without me having to pay the copayment again. Overall, TotalProtect is a good company to go with to help out with certain situations in the house. I've already shared them with my future in-laws and I've recommended them to my neighbor.

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    Response from Cinch Home Services

    Bobby - We appreciate you sharing your experiences and are thrilled to hear that have referred your friends and family to us. Thaks! - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 11, 2018

    I have been with Cross Country for quite a while and I've had good service. Majority of their technicians are good, but I had one situation where the guy had to keep coming back. Also sometimes when I have a claim, the technicians seem to overcharge for certain things. When I had my air conditioning unit taken out, there were additional charges and they were made up so they can make money aside from the deductible. Other than that, their customer service is great and anyone has helped me. I've been recommending Cross Country for quite some time.

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    Response from Cinch Home Services

    Willie - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Customer ServiceClaims HandlingCoverage

    Reviewed April 10, 2018

    They will find any excuse not to cover your repairs!!! And you will waste hours on the phone with them. We had three valves and a toilet that started leaking and they would not cover anything. They would not cover any electric problems. Do not use this company unless you want to pull your hair out. They have an elaborate excuse system set up to deny any and all claims. They even told us they would cover everything and then corporate called us back and told us that it was a mistake. This company should be sued into bankruptcy- they are UNAMERICAN, CORRUPT, and DECEPTIVE. WARNING: DO NOT USE THEM.

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    Response from Cinch Home Services

    Bob - We appreciate your feedback and are sorry for the confusion and that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are repairs that may not be covered. It is clear that your experience was unsatisfactory, and if you would like us to review your claim to ensure that you received the full benefit of your warranty, we would be happy to do so. Send us a private message with the claim number and a member of our team will investigate. - Tanya

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed April 10, 2018

    I come from a place not of blame but of warning to not let this happen to you. Since August 2016 I’ve paid Total Protect $1199.00, plus the $100.00 deductible paid November 2016 to have someone come out the first time (he resolved the problem without maintenance but sure ingenuity). Sunday, April 8, 2018, early evening I noticed my water heater linking. Phoned Total Protect. Through automated voice only confirmed vendor would arrive between 8 am and 12 pm Monday. At 10:45 that morning I phoned the vendor they gave me to check on my status. They told me they never booked me; they are booked all day; Total Protect keeps a difference schedule than theirs. They could schedule me on the next day. My water heater is a leak in progress. Phoned Total Protect; after 15 minute hold and telling the story several times, agent could only offer to schedule me the next morning with [guess who] the same vendor I was scheduled with that day. Still wondering why the vendor didn’t phone me that morning to let me know they were booked, asked agent why they would have someone that unreliable. She switched me to complaints. On hold again 10 +/- minutes. Told story again several times. Well, she could only handle my complaint so wasn’t sure what I wanted her to do. She did not interact with scheduling department. Switched me to membership services. On hold again. Told story again several times and I wanted to cancel my service. She does not interact with scheduling or complaint departments, so she was unclear what I wanted her to do. After pleading with her to cancel my account more speedily because I needed to phone a plumber now as soon as possible, she replied that I would not be able to get anyone else out there sooner than they could. Asked her how did I possibly trust the same vendor was not going to have the same scheduling problem? Again, she could only handle my request to cancel my membership. Finally completed cancellation of my membership. So I phoned the plumber I used once before I went on the Total Protect plan. By 3:30 pm that day I had a new system installed by a professional who followed up with me that evening to make sure everything was working properly. I am retired and need to let go of how my $1200.00 to Total Protect not only would have covered the $1000.00 I spent on the service call but also how it could have gone to other worthy services. Blame will only allow me to lose more than I already have.

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    Customer ServiceTechOnline & App

    Reviewed April 10, 2018

    I had an issue with a sump pump that needed to be replaced. I submitted a claim on the HMS website. It took almost 3 weeks to hear from the plumbing company. A plumber came out, investigated the issue, and wrote up an action plan and quote for replacing the pump. He took my deductible and told me I would receive a call within a few days. Days go by with no phone call, so I call the plumbing company, Advanced Plumbing LLC. They ask to call me back as they are overloaded with calls and helping other customers. I receive no call back. I call 5 times over the next week and receive the same response.

    During the last call, I became irate and said I wanted to discuss my issue and they hung up on me. I called back with no answer. I contacted HMS through their website regarding this 3 times with no response. I tried to call and speak with a customer service representative, but their phone line is automated and I was unable. I'm extremely unsatisfied and disappointed in HMS. I warn everyone to stay away from them, as it seems that both they and the plumbing company they contracted have scammed me.

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    Response from Cinch Home Services

    Stuart - It sounds like we let you down. This is definitely not the level of service we aim to provide. We appreciate your feedback and apologize for this inconvenience.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 10, 2018

    HMS Home Warranty was offered to us when we bought our house. We submitted a claim and we heard back within a couple of days. Overall, the process was smooth. We did have to call a couple of times just because we didn't hear from the company we used for the furnace for a few days. So we were trying to figure out what was going on. But they squared it away. We had really good service with them. They inspected everything and we were hoping that we didn’t have to get a new furnace and that it would be fixed, but he actually informed us not even to turn it on because it was somewhat out of shape. Overall, we've had good experiences so far.

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    Response from Cinch Home Services

    Ashley - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 10, 2018

    I’ve had TotalProtect ever since I bought my house. And they’ve always been right on top of things. If something is not right, they take care of it. They’re very good. The claims process with them is very easy as well. I make a phone call then they set it up. They contact the vendor. The vendor contacts me for an appointment and then they come out. They do what they got to do then I give their one fee money. Usually, the quality of their work is really well. Over the 16 years I’ve had them, I’ve probably had two incidents where it wasn’t quite done properly and I called them back and they sent somebody else out. I’ve been happy all these years with them.

    I like the quarterly preventative maintenance service. They can check all my appliances at one swoop. They came in one afternoon, for two hours, checked everything out, and said, “Okay, we got to do your washing machine.” And then, the button on the dryer wasn’t working. The technician came back a week later, got the parts and brought it in. He was here, in and out in like 30 minutes. They're a very knowledgeable people. They also do electrical. In the next quarter, I’ll have them do my plumbing, check everything out. I’d rather be on early prevention rather than when something is broken and I can’t get heating for a month.

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    Response from Cinch Home Services

    Sandra - We are delighted to hear that we’ve been able to satisfy your home warranty needs. Our goal is to provide homeowners like you with superb service and we are happy to hear we recovered on some claims and delivered on the others. Thanks for sharing! - Tanya

    Verified purchase
    Richard increased rating by 3 stars.
    Customer ServiceTech
    After a positive interaction with Cinch Home Services, Richard increased their star rating on April 27, 2018.

    Updated review: April 27, 2018

    They finally took care of this issue. The part was reordered, the contractor picked it up and the repair was made. Thank you to the representative that took the time to investigate the situation and handled it. I will up my rating, but this was still a cold month and a half.

    Original Review: April 9, 2018

    We bought our house 2 years ago, and have had some pretty bad luck with HVAC system, HMS has sent out numerous contractors and each time it took a week or more to resolve the issues. Well our heater quit working last month and they sent another contractor to our home and he said straight out he wasn't sure what the problem was and replaced a part on the air handler, it got cold a week later and still no heat. I called and he came back and said it was a card outside, but he still wasn't sure.

    He never came back or ordered the part, so I call him and he says he forgot. I call HMS a few days later and they tell me they are having a hard time finding the part, and may just replace the unit because of its age, that I should call Monday and check on the status. I called and there is still no definite answer, just that part was on back order and the man on the phone had no answer. I have had this unit worked on at least 8-9 times at $100 a visit, I pay them about $600+ a year for the warranty and I still don't have heat. So if you are looking for a home warranty, I would not recommend HMS. The way this has been being handled is ** joke and all I want is the service I pay for and heat.

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 9, 2018

    I'm a real estate agent and HMS was recommended by a title company that we work with. We've done three claims with HMS so far and we've had good experiences with all of them. We submit our claims over the phone and everything has been great and straightforward.

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    Response from Cinch Home Services

    Tara - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Austin

    Verified purchase
    Claims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed April 9, 2018

    I’ve always had a warranty since I bought the house. When I looked up home warranties on the internet, I found out that TotalProtect's price, coverage and records were pretty good, so I went with them. Their people have been very nice and helpful. Sometimes, when I submit my claims to them, somebody might get confused like what happened to my plumbing claim the last time. But that was mainly my fault for describing something wrong. If I describe it quite right, there should be no problem. Also, certain things that should be covered aren’t really covered. For instance, I thought the electricity in my garage was covered, but it wasn’t because it’s not attached to the house. So it’s little things like that that bothered me and I ended up having to get someone and pay out of pocket for the repairman who fixed the electricity in the garage.

    One time, I emptied a bucket down my bathroom toilet and there was a little washcloth in it. It just clogged my toilet and I knew I couldn’t get it out with my little own thing. TotalProtect sent out a plumber who said that if something was stuck down in my toilet, it was going to cost me more. But I knew it wasn't a big thing and the reason you call plumbers is because something is stuck in there. So I told him he could leave and I would get somebody else to come over here. This other repairman came in and he was here for five minutes. He went in, put it down a thing, then the washcloth came out.

    I’ve also had companies that didn’t do a good job. When my water heater was broken and had a leak in it, the technician said he fixed it. Then, a day or two later, the whole thing was leaking out again. So TotalProtect sent somebody better out who fixed it properly. So, the experience depends on the company that TotalProtect sends out. Other than that, I have told my friends about TotalProtect.

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    Response from Cinch Home Services

    Maureen - Thank you for sharing your experience. We appreciate your feedback. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 8, 2018

    My experience with HMS Home Warranty has been fast, easy, and mostly painless. Whenever I submit a claim, I do it over the phone and their claims reps have been good and they've been able to get someone out quickly. The technicians were awesome, too.

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    Response from Cinch Home Services

    Phillip - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. – Austin

    Verified purchase
    TechPricePunctuality & Speed

    Reviewed April 8, 2018

    We got TotalProtect Home Warranty as a “just in case” method and so far, we haven't had an issue with them. The only issue I have is the people that they’re using. We’ve come across some of these companies that have a terrible rating with the Better Business Bureau and then there are some that have a perfect score. TotalProtect shouldn’t have businesses that have an F rating. I've read all their stuff and found out the reason why these companies have an F rating is that they don’t complete their stuff and they don’t back it up, and people have had major issues that’s cost them thousands upon thousands of dollars. I don’t expect them to have an A+ rating, but they need to at least have a B+.

    We happened to have a sink and a bathroom issue and sure enough, TotalProtect called the plumbing. I looked this company up and they got an F rating with the Better Business Bureau, so I called TotalProtect and they said we couldn't pick. But they gave me somebody else and lo and behold, I looked that company up and that company has an A+ rating with the Better Business Bureau. I usually submit my claims online and then a phone call. It's pretty quick and easy. The technicians that come out are really good and the recent ones have been really good as well.

    The recent tech guy was very informative and I watched a little bit then left him alone. He had an apprentice with him that he was teaching, so it was pretty neat to see a master technician teaching his apprentice on what to do, and he was really thorough on everything that he did. Overall, I like TotalProtect because it’s a good thing to use, plus it works. We haven't had to use them often but they’ve been reliable for us.

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    Response from Cinch Home Services

    James - Thank you for sharing your thoughts on the services we’ve provided to you. We appreciate your kind words and feedback and always welcome it. - Tanya

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed April 8, 2018

    I’ve had Cross Country Home Services for many years. I've talked to their customer service representatives on three different occasions. I've had a problem twice and they fixed it right away. Then the customer service manager contacted me. She was very helpful and grateful that I told her some of the issues that we have had. We were told to go online, but that never worked because I wasn’t asking for an appointment for a repair. I was just asking for the maintenance service and that was very hard.

    Moreover, I had wanted to keep the same person that came every year to check my furnace, but they told me that they didn’t have his name. I didn’t agree with that so I called Tim to see if he was no longer doing the furnace business. He was but he hasn’t been called much. I called Cross Country Home back and said I wanted him, but they said it was too late. They couldn’t change my appointment. I got quite upset about it so they finally put me to customer service, who was able to find him on the list.

    There was a time when I called to have a maintenance thing and they gave me a date and time. Then they said they couldn’t come out on that date and time. They had no idea where they got that information and it was all jumbled. Apparently, they were moving towards a new way of doing things and apparently it is getting better.

    Also, I'd have liked some additional things covered. I have an Aprilaire home humidifier that’s on the furnace, but it isn’t covered with the furnace. In addition, the outdoor outlets are not covered and I thought it should be included with the electrical. They said anything outside of the main house is not covered. Cross Country Home has raised their prices quite a bit since we started and a lot of people think they're too expensive. Other people have other services that cost very little, but they don’t get the benefits I do either. So still, I would recommend Cross Country.

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    Response from Cinch Home Services

    Betty - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 8, 2018

    When we bought the house in Kansas, TotalProtect's home warranty was offered to us. When our one-year contract with them was finished, we continued using them. Our past experience with them made us decide to keep the warranty. When we called them, they were always able to take care of things for us. Submitting a claim with them was very easy and it was no hassle. Usually, we called them to file claims.

    The last time that we submitted a claim, there was no interaction with the claims representative. I just called, left a message, and TotalProtect set up the appointment. Our interaction with the technicians was fine. I explained what the problem was and they did some troubleshooting. Then they decided in ten or 15 minutes that the problem was due to a bad motor on the unit and they replaced it the next day. Everything has been operating fine since the repair. We’ve had good experiences overall with TotalProtect. They’ve been able to fix things for us with no additional charges.

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    Response from Cinch Home Services

    Robert - We appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed April 8, 2018

    I filed a claim for a plumbing issue and the plumber they sent me, as nice as she was, was unresponsive. I don't think she knew what she was doing. She said she would replace the toilet with a like-size and quality toilet but she didn't do that. The footprint of the new toilet is smaller than the other one, so the wood floor shows a light brown spot on a dark brown floor.

    Also, in the whole process of trying to fix the issue, a leak that sprung in the toilet and ruined the flooring in the powder room where it is located. It just wasn't worth my time to raise hell and I felt bad for her because she really tried. But it was a mess and it's going to be covered by insurance with a huge deductible. Of course the toilet got installed and the plumbing got fixed but the ancillary damage was not good. I also had claims for my oven and icemaker, but they weren't covered. Another thing is, HMS doesn't give you a phone number so you submit your claims online, which is a disadvantage.

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    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 7, 2018

    I live way out in the country, so I pay way more than the standard fee whenever I have anybody come out here. My mortgage company added TotalProtect to my Mortgage payment. TotalProtect had been fine but the last couple of times since they changed to ServiceBench, it had been chaotic. You couldn't get the phone line in, and when you did, getting to the claims process itself had been very difficult. It was not like it used to be where you could call 24 hours a day and somebody would answer the phone. They don’t take the calls timely and I don’t wanna have to wait a week to get somebody out here because they can't get them on the phone.

    When I had a problem with my furnace in the attic, I paid the guy that TotalProtect sent out my $100 and he did absolutely nothing. By the time he was pulling out of my driveway, the furnace didn’t work and he never came back and they never sent him a comeback thing. It was during the winter time when it was really cold in Texas and the furnace was my only source of heat. I called and explained to him that I had been without heat for a week. Then he came back and walked in upstairs with some kind of screwdriver and said he fixed a loose wire. The furnace came back on and then he pulled out of the driveway and then it quit. I called him back and he said that he had to get another thing for TotalProtect to come back.

    When I called TotalProtect, I told them not to send that guy again because he didn’t fix the furnace the first time. Evidently, he didn’t know what was the matter with it. So TotalProtect sent another company. They came and knew what the problem was but they couldn’t fix it at that point because it was something that was done wrong when the house was built. Also, TotalProtect said the first guy that fixed the loosed wire had to come back because he was the one who had the claim. But I told them that they sent an electrician the second time because it was an electrical problem. They wouldn't communicate with each other.

    I only had to make one call before and everything was taken care of. Now, you really would have to stay on top of it and make several calls, and then a thing would come on it and say you have another 25-minute wait, and then they would get it all screwed up. Other than that, TotalProtect would usually pick companies that were good except for that one that didn't turn around at the end and come back. But as far as getting the work done, it has been excellent.

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    Response from Cinch Home Services

    Judy - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed April 7, 2018

    Cross Country Home Services came with the mortgage when I bought the house. Their reps are very responsive and once I submit a claim, I get a call from a local vendor. I would highly recommend this service. It’s relatively inexpensive and their claim process is easy and painless. Plus, they seem to cover pretty much everything.

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    Response from Cinch Home Services

    Conrad - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 7, 2018

    I've been with TotalProtect for five years now and I've been happy with the service. When I started, my house was 15 years old and I decided it would be wise to have that protection. Submitting claims has always been a very smooth process and their claims reps have always been good. The contractors they've sent have been good folks and I've been satisfied with the work they've done. I recommend TotalProtect. They've been good for me.

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    Response from Cinch Home Services

    Steven - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. We appreciate your loyalty.- Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2018

    I've had HMS since December and I've already filed three claims with them. Submitting claims has been very easy. Once, I’ve had an emergency plumbing issue and we almost had a flood. However, the person they sent was really mean. So I called them back and I got somebody very nice. Even the second guy told me that he hears about the first guy all the time. So I let HMS know that the person they originally sent was very mean and to never refer him again. I would recommend HMS but I hope that they’re not using the plumber that I was referring to because that would be a real disappointment.

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    Cinch Home Services
    Response from Cinch Home Services

    Heidi - Thank you for providing that feedback to us! I am happy to hear that you are experiencing a great warranty experience overall. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed April 7, 2018

    I submitted my claims to HMS Home Warranty over the phone and got through fairly okay but it could have been better. Initially, the service that they provided was pretty good. I had a claim on an ice maker, they sent somebody out and fixed it. Then, I had a claim on the dryer thermostat and started getting a little pain in the neck with the first guy who came out. He wasn’t able to fix it. The dryer still wasn’t drying the clothes. HMS then asked me if I wanted someone else out, so I had to wait for another guy. I finally got another new thermostat on it. Why do you have these companies if they aren’t worth a crap? Why don't you just stick with one if you know they do a good job? Stick with a company that is gonna work for you and give good customer service for your customers.

    My most recent claim was for the garage door which I'm really pissed off about. The hinges are coming off the garage door, so I had a guy come out. He wrote up the work order that the whole garage door needed to be replaced, but whenever I called HMS warranty, they kept telling me that they haven't gotten the authorization yet. This was going on for about three weeks. I kept having to call back and it is ridiculous that the customer is having to call back.

    I then sent them a copy of the invoice that the guy gave me and they called me saying that they only cover the garage door opener, not the garage door. This is terrible. I’ve been dealing with them for a month over this. Why didn't they tell me this in the beginning? I would have gone out and gotten the garage door replaced. All they could tell me was that they’re sorry and that they’ll send me the 100 bucks back. Now, I have to call a garage door company to come out and give me an estimate and pay $1,000 to get the door replaced because the door is on its last hinge. HMS Home Warranty sucks.

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    Customer ServiceClaims HandlingPriceRefunds & Payouts

    Reviewed April 6, 2018

    DO not use total protect Home Warranty company!!! I have two homes one warranty for each home I've had these for over 3 years. We are trying to get a claim on our furnace it's been going on for over a week 20 degrees here. We are retired we purchased purchased this for peace of mind, it is anything but that. Worst customer service I've ever worked with. They couldn't find anyone to come and even service my furnace, so they told me I could get someone pay them and they would reimburse me. It took me five different companies to get anyone that would work with a Home Warranty company because they make it so difficult for them. They came out they sent the invoice that they requested. Then customer service said they needed a more detailed invoice which included how many parts like they have a gas nipple how many gas nipples what's the price for the gas nipple and what's the price for labor for each and every part. The company I'm working with has said never had anyone ask for such a detailed breakdown. It's taking them hours and hours to try and satisfy the customer service or their approval Department whatever it is and it's still not done. You send something into them and it takes days for a response. Every phone call is at least an hour on hold. Worst company ever.

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    Cinch Home Services
    Response from Cinch Home Services

    Donna - I’m sorry to hear about this experience. It’s definitely not the level of service we aim to provide. Our goal is to provide our customers with a peace of mind and we missed this objective. Thanks for allowing us to address your concerns yesterday. We will follow up with you to ensure you receive your reimbursement check. – Tanya

    Verified purchase
    Customer ServiceTech

    Reviewed April 6, 2018

    I’ve happened to ask TotalProtect to assist me on a few occasions, and they have been good. At the latest time, they appointed a technician to come out in no time at all. It was for my heating and the guy did his job and I paid the deductible. When I have a problem, I call TotalProtect on the phone and their response is good. So far, so good. And hopefully, it won’t change. I’ve been with them for a few years and I haven't had a problem.

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    Cinch Home Services
    Response from Cinch Home Services

    Willis - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 6, 2018

    We live out in the boonies and TotalProtect Home Warranty seemed to give us what we needed. We’ve done a couple of claims now and every one has been done correctly and expediently. The technicians came out promptly and did what they were supposed to. They ordered the parts, came back and made the necessary repairs very quickly. The quality of work was very good.

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    Cinch Home Services
    Response from Cinch Home Services

    Linden - Thanks for your kind words. We appreciate it! - Tanya

    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed April 6, 2018

    We've been with Cross Country for quite a few years now. When we submit a claim, they get back to us quickly and send someone out. However, their price has gone up. It was $85 before and now it's a $100. It's a bit pricey.

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    Cinch Home Services
    Response from Cinch Home Services

    Dee - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. I am sorry to hear that your rate did go up, but we do strive to ensure all your home repairs are effortless. Sincerely, Austin

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Suite 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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