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Veterans United Home Loans Reviews

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About Veterans United Home Loans

Veterans United Home Loans (NMLS #1907) is a mortgage lender headquartered in Columbia, Missouri. It specializes in U.S. Department of Veterans Affairs (VA) loans for home purchases and refinances. Veterans United services loans in all 50 states and offers online support for customers who don’t live near a physical branch.

Pros
  • Specializes in VA loan programs
  • Purchase and refinance options
  • Available nationwide
Cons
  • Only has 24 branches across 17 states
  • Website is difficult to navigate

Veterans United Home Loans Reviews

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    Page 2 Reviews 5 - 35
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    Customer ServiceTechPunctuality & SpeedMaintenanceStaffBillingRates

    Reviewed June 1, 2026

    The only reason the rating is lower is because of O'Neil our real estate agent. The rest of our staff Brandon, Doug and Desi were outstanding to work with during our home buying process. O'Neil was strong at the beginning of the process, particularly when it came to scheduling showings, building rapport with the sellers, and understanding our needs as buyers. However, several important details were not effectively communicated to the sellers or properly reflected in the contract documentation.

    This led to significant complications, including an unnecessary overlap of rent and mortgage payments for a month, despite our clearly expressing the importance of coordinating timelines to avoid that situation. Additionally, the washer and dryer were not included in the contract, an oversight that created further issues. He also failed to include the whole-house water softener system in the appliance section of our initial offer.

    We were also disappointed with the handling of repair negotiations and documentation. The initial repair concerns we identified were not fully included in the first repair request draft, and it took several revisions before all of the repairs we considered most important were properly documented and presented. We felt we had to repeatedly review and correct documents to ensure our priorities were accurately represented. Furthermore, we felt that we had to continually push for communication with the sellers regarding repairs and advocate for more significant issues to be addressed before closing. We expected stronger negotiation on our behalf concerning both repairs and contractual details.

    While O'Neil demonstrated strong interpersonal skills and was attentive during showings, the repeated omissions, documentation errors, and lack of proactive advocacy throughout the transaction created unnecessary stress and complications during an already complex home-buying process. It was clear that once we went into contract negotiations on a home that O'Neil was only concerned with closing on the home as soon as possible to obtain his commission.

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    StaffHonesty & Transparency

    Reviewed June 1, 2026

    Outstanding experience with the whole process. Joel and his team were amazing to work with, they eased my mind when I had worries, reassured my doubts and were completely open and honest every step of the way. I would highly recommend this team to any of my fellow veterans. Extremely thankful to have worked with Joel, Lindsey and the whole Veterans United group. First we were strangers, but closed as family. Thank you for making a dream come true.

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    Coverage

    Reviewed May 31, 2026

    Kenny ** was extremely attentive and thoroughly covered every detail. Very personal and broke things down into layman's terms.

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    Staff

    Reviewed May 29, 2026

    Excellent team, Jason C. And his team were there through every step walking it through and making it easy for me even buying remotely! Thank you!

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    Loan Process

    Reviewed May 29, 2026

    Best loan company ever. Period. Big Shout out to Jodi **.

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    Staff

    Reviewed May 28, 2026

    Aaron and his team were AMAZING!!! I have never worked with such an amazing team. He answered all of my questions and concerns. I would highly recommend working with him.

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    StaffHonesty & Transparency

    Reviewed May 28, 2026

    As a Gold Star wife it was an emotional time purchasing a new home without my husband and I was hoping it wouldn't be too overwhelming. I can honestly say that everyone involved at VU made this process pleasant for me. Everyone was professional and attentive to my questions or concerns and always made me feel at ease. I really appreciate everything you all have done for me!

    -Michelle N

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    Customer ServicePunctuality & SpeedRefunds & PayoutsResolution

    Reviewed May 27, 2026

    Waited over 30 days for a refund check from overpayment of taxes that was supposed to be mailed and never was received. Called. Was told to send a direct deposit slip in. Did that, called to make sure it was received, it was. Everything was all set. A week later I get a call that the form wasn't good enough. Email a voided check from the same account as the direct deposit. The "Escalation Team" should all be Fired. Useless.

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    Punctuality & SpeedStaff

    Reviewed May 27, 2026

    The whole process was made so easy because of Brad T. And Amanda **! They worked fast, communicated with us with ease, and just all around were amazing!

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    Reviewed May 27, 2026

    Way easier than I thought it would be, if I would ever need to buy another home, this is where I would come.

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    CoverageMaintenanceStaff

    Reviewed May 24, 2026

    Michael was outstanding. It was our first time buying. Both him and his team were attentive and able to answer any questions readily. We had issues with the title company an hour prior to closing and Michael was able to fix it so we were able to close on our first home!

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    Punctuality & SpeedStaff

    Reviewed May 24, 2026

    I had a great experience with Veterans United. The team worked very professionally with the realtors and managed to close on my new home in less than 30 days. They were quick to solve every problem that arose during the process. I would certainly recommend the veteran united. As a first-time home buyer, I appreciate that they provide very clear details and explain everything thoroughly throughout the process. I am also very happy with my realtor (Lila from Century 21). She is extremely knowledgeable and a skilled negotiating agent, which has made this experience much easier. I would definitely recommend their services.

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    StaffLoan Process

    Reviewed May 24, 2026

    Rob and his team were outstanding. There were no stress. They kept me informed and answered all my questions. They were very professional and was there for me right up to closing. I will definitely recommend Veterans United Home Loans to my friends and family. Thank you for a wonderful opportunity for me buying a home. I give them a 10. Best regards, Tawna **.

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    Staff

    Reviewed May 23, 2026

    For this to be my first home buying experience, it was amazing! I've heard many people talk about how it's a hard process to purchase a home, but I didn’t even have to ask questions because all of my questions were answered before I had to ask. It was extremely smooth and easy. Will definitely use them again in the future!

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    MaintenanceStaff

    Reviewed May 23, 2026

    Helped a lot with the entire process. Was informed on everything and any issues that came up and even informed us on how to fix and make sure the issues were taken care of.

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    Reviewed May 23, 2026

    Very engaged throughout the process. Made the purchase a lot easier than I had expected.

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    StaffTransparency

    Reviewed May 21, 2026

    Everyone who helped from start to finish was very thorough and helpful. They gave updated info right away and made the moving process really easy

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    Punctuality & SpeedStaff

    Reviewed May 21, 2026

    The VU helped make our home buying process super quick and smooth, our team was great! Colin/Patrick were both amazing and took great care of us! The process was organized and conducted with utmost professionalism!

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    Staff

    Reviewed May 21, 2026

    Very professional and knowledgeable, questions, if any, were answered in a timely manner, very courteous and helpful from start to finish, I highly recommend Veterans United!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 21, 2026

    They were quick with response time, helped with everything possible, and handled every situation perfectly. The whole team was hands down great! They handled every emotion we had smoothly and were there for us every step of the way. Home buying is stressful but knowing they were doing everything possible to make this as smooth as possible made this enjoyable and low stress levels all the way through signing.

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    Reviewed May 20, 2026

    These guys provided Super great service from cradle to grave!

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    StaffLoan Process

    Reviewed May 19, 2026

    The overall process was extremely smooth and professional. Any questions I had, they were always there to help guide me through. They also made sure I knew what I needed to get done, and everything was laid out very nicely. I had the pleasure of working with Shane ** as my loan officer. He was beyond professional and always extended his hand for help throughout the whole process. He made sure everything went smoothly and done on time. Highly recommend them, they will take care of you and make the home buying process smooth!

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    CoverageStaffLoan Process

    Reviewed May 19, 2026

    Matt and Michelle worked very hard and diligently to get the loan through underwriting. When we went to close on the house, all went very smoothly, and I really appreciate having the confidence in knowing that Veterans United helped me to get a loan for our dream house in Florida.

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    Punctuality & SpeedStaff

    Reviewed May 19, 2026

    Buying our home with Veterans United was wonderful! Nick, Eric and Kole helped us every step of the way and our realtor Stacy was amazing! Every step was handled expertly and quickly.

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    Punctuality & SpeedStaff

    Reviewed May 18, 2026

    Very helpful personnel. Quick, knowledgeable, courteous.

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    Punctuality & SpeedStaff

    Reviewed May 18, 2026

    Amber ** with Veterans United was amazing in helping me purchase my first home. She was very responsive, listened to what I had to say, and let me know she is always available even after I closed on my home. Lastly, we closed in 17 days! I heard 30 days was fast, so 17 days should be some sort of record, right?!

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    Verified purchase
    Punctuality & Speed

    Reviewed May 17, 2026

    Corey and his teammates made it simple to get the ball rolling for when we found our home, and the process of closing went just as quick and efficiently.

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    StaffLoan Process

    Reviewed May 17, 2026

    With less than perfect credit, Veterans United was willing to work with me to get me into my home. Loan officer was on top of everything. Made sure to communicate with me about things that were required. Very friendly and understanding.

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    Customer ServiceStaffLoan Process

    Reviewed May 16, 2026

    Brain is the best! The North Jersey housing market is challenging especially for VA loans because there are so few veteran buyers. Nevertheless, Brian got the entire condo VA approved and us Clear to Close in a little over 30 days which is tremendous. He responded to us in minutes. He demonstrated excellent proficiency and customer service.

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    Loan Process

    Reviewed May 16, 2026

    All around, very great people from start to finish, and also getting me approved for the loan. They know what they are doing. I would highly recommend them. What do you have to lose?

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    Veterans United Home Loans Company Information

    Company Name:
    Veterans United
    Website:
    www.veteransunited.com