
Veterans United Home Loans Reviews
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About Veterans United Home Loans
Veterans United Home Loans (NMLS #1907) is a mortgage lender headquartered in Columbia, Missouri. It specializes in U.S. Department of Veterans Affairs (VA) loans for home purchases and refinances. Veterans United services loans in all 50 states and offers online support for customers who don’t live near a physical branch.
Visit www.veteransunited.com- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
- Only has 24 branches across 17 states
- Website is difficult to navigate
Veterans United Home Loans Reviews
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Reviewed Jan. 1, 2021
Veterans United will help you every step of the way, with their knowledge and professionalism. They have all the answers to your questions and an online database. The process of signing papers and keeping informed on their website was a breeze.
Reviewed Dec. 25, 2020
I have tried other lenders in the past those we’re stressful and Veterans United is so easy and communication is superb. No stress no pressure amazing experience. Strongly recommend to veterans to use their services.
Reviewed Dec. 24, 2020
They made the house buying experience great. All the personnel was efficient and nice. My escrow went super fast. I was able to close on 1 month. They did everything in time for Christmas. My overall assessment for them is wonderful teamwork.
Reviewed Dec. 23, 2020
Terry ** and his loan team helped us navigate the VU Home Loan process throughout this past year. We were able to lock in great interest rates on our mortgage and refinance. Our experience was relatively straightforward each time, and the loan team was especially resourceful to us as first time home buyers.
Reviewed Dec. 21, 2020
I’m so thankful we decided to give Veterans United our business. We got a fantastic rate and truly top notch customer service. Will be recommending to anyone we meet considering buying a home. Thank you for everything!
Reviewed Dec. 17, 2020
Veterans United is incredible! They know their business and love the Vets. They took extraordinary great care of us and our loan. Brokedown the fees and we got a good amount of $ back. We used Matt ** at Veterans United... The guy knows his business. Would recommend them 100%.
Reviewed Dec. 12, 2020
I cannot say enough good things about Veterans United. They communicated well and kept us informed through every step in the process of refinancing our home. All our questions were answered promptly and the loan specialist offered helpful suggestions. We closed quickly. All the representative involved were professional and exceptional.
Reviewed Dec. 11, 2020
I am a retired veteran with an 820 score and my wife has good credit but Veterans Home does not practice what they market, that they exist to help Veterans, what a joke...
Reviewed Dec. 11, 2020
Veterans United is THE group to trust with this process from start to finish. They took all the stress out of the various requirements from start to finish, and truly removed all our worries through successfully closing on our first home. They have been everything we could have hoped for and more. Special thanks to Ryan ** and his entire team including Esther, Arlem, Taylor, Sara, and everyone else for making this such a positive experience!
Reviewed Dec. 11, 2020
This is our second time using Veterans United to purchase a home. The process is smooth and they communicated with us the entire way. I would highly recommend Veterans United for purchasing a home. A great team!
Reviewed Dec. 10, 2020
Dan ** and his team were the best group of specialists I have ever worked with and would one hundred percent recommend to anyone I know that will want to use their VA loan benefit to purchase their home.
Reviewed Dec. 8, 2020
Could not be happier. Got to refinance at a much lower rate, which lowered my payment by a significant amount. Veterans United is always there to help a veteran close on a home or refinance a home. Very happy!
Reviewed Dec. 5, 2020
I am still in awe at how well ordered the whole home-buying process was, and I know it was due to the professionalism of my real estate agent Frank **, as well as Veterans United's loan officer Scott **. Excellent communication and detailed instructions were given every step of the way. I couldn't be more pleased!
Reviewed Dec. 3, 2020
Caleb ** and Lauren ** were outstanding, guiding me through the refinance and helping me every step along the way. I would definitely recommend Veterans United to anyone searching to refinance or even buying a new home. Thank you, Lauren and Caleb!!
Reviewed Nov. 30, 2020
Veterans United charged us a hefty fee for the services they provided, that we later learned most banks will provide for free. They sold our loan to a third party lender before the first payment was due, and the third party has been nothing but problems.
Reviewed Nov. 26, 2020
Veterans United made my first home buying experience so easy! I was always able to know exactly what step we were at by logging in and I knew that if I had any questions, I could always reach out and be assisted by my loan team.
Reviewed Nov. 25, 2020
Myself and my wife both very very highly recommend using Veterans United. They are excellent and they help with everything. Veterans united helped us so much. We are first time and new homebuyers and had so many questions and never had a problem helping us with everything.
Reviewed Nov. 24, 2020
Excellent service and rates along with easy process for veterans. Andy and Donna and their team worked quietly behind the scenes to make this refinancing stress free while honoring and exceeding every commitment they made to me. I would highly recommend this company.
Reviewed Nov. 24, 2020
Extremely efficient and helpful. Wonderful experience buying my first home. Highly recommend. My loan agents answered all my questions without delay and make the entire process extremely smooth. I had no idea buying a home could be so stress free.
Reviewed Nov. 21, 2020
This is the second time I use Veterans United Home Loans for purchasing a house, and both are pleasant experiences. They take care of the Veterans as they claimed. The rate they offer is quite competitive. They provide a clear TO-Do list so that the client won't get lost or confused during the process. Their website is easy to use and understand. My agent, Mrs. **, is a professional and wonderful person to work with. She provided thorough and accurate information to the client. Mrs. ** helped me to my best interest using her knowledge and experience. She promptly answered my questions and cared for my benefit and concerns.
Reviewed Nov. 21, 2020
The Veteran's United team was so very helpful to me as a first time homebuyer. They explained things to me each step of the way and couldn't have made the experience any better or easier. I HIGHLY recommend them for your home loan needs!
Reviewed Nov. 21, 2020
This is first house I ever bought and it was my first time using the VA Loan. Initially, I was nervous about the whole process, because this is a big purchase and big decision in my life. I didn't know anything about purchasing a house or even using the VA Loan. My loan and realtor team were very knowledgeable and assisted with any questions that I needed. Veteran United had plenty of resources and videos breaking down each step of the buying process. This also include technical terms that you don't use every day. I highly recommend to all my friends, families and veterans using their service. As a first time VA loan user and homebuyer they made my process from start to finish an easy process. This was easier than trying to get my DD-214 when I was trying to honorably discharge from the Navy.
Reviewed Nov. 19, 2020
Very proud of what Veterans United is doing for the Veteran Community. They're really an above and beyond company. You will feel like you're actually being guided to the correct path through the process, all of them were extremely helpful. Keep up the good company, we appreciated it.
Reviewed Nov. 19, 2020
It requires trust, faith, and partnership. You have to trust this company with your complete financial assets and debts to include access to your banking account. In all things you must have faith to know their team and process will result in a positive outcome. You do your research, ask questions, read and watch their educational materials, and work with the staff knowing that are there for you. This team has years of experience, great reputation, and provides full access to you to meet your needs.
Reviewed Nov. 18, 2020
I was recommended Veterans United and was a little unsure of using a company that wasn't based locally that I could deal with face to face. After the first phone call I was put at ease and couldn't believe all of the services that they offered. Austin and his team of professionals truly made the home buying experience so easy and smooth. They were easily accessible and always had answers. They set me up with a real estate agent that I could not rave more about. As the process moved along, they kept everything easy and explained every step that we would be taking, down to the smallest detail.
This was my second time buying a home and because of Austin and his team at Veterans United, this was a much better experience than the first time I used a local mortgage lender. I will be a returning customer when we move and buy again in a few years. I would recommend Veterans United to anyone looking for an easy home buying experience. If you do chose Veterans United, please ask for Austin **.
Reviewed Nov. 11, 2020
Started the process on 23 MAY 2020. Was told we would close “on or about 20 SEP”. End of JUL, my loan officer calls me to “see if you were still interested in the loan”... I had sent, electronically, the information she asked for SIX WEEKS earlier! They kept putting me off, kept needing re-dos on forms, kept changing the closing date, kept me in limbo all while promising they were getting close. I paid for an appraisal in AUG, they did not order one until OCT. I asked several times, due to their haphazard service, if I needed to find another lender. They always promised me that they were on top of the situation, and we were getting close. I would email required forms, and I would ask for updates. My loan officer would promptly reply in 3-4 days. As a precaution, I checked with a different provider.
As of 11 NOV 2020, Veterans United still has not been able to close! They still have not even given me a clear time frame! Had I listened to my loan officer, I would be losing my property! Do not trust Veterans United! If you do choose to use them, first, I wish you luck! Next, make sure you have a good backup plan and have a different lender ready to go!
Reviewed Nov. 6, 2020
Great place for veterans to go to. They made it fairly easy to get through the process. Thank God people like them around. They definitely go above and beyond their job. They step up and help veterans where most people don’t. Very helpful to me and other veterans I know. Josh and his office have been wonderful. Highly recommend them. The process is easy to apply for the loan is online. Any paperwork that require signature or turned in all can be done online. I highly recommend our veterans to go to this company and they don’t do just zero down home loans. They can do them all.
Reviewed Nov. 4, 2020
You will not be disappointed. Veterans United is an amazing company that employs amazing people. They really care. They are super knowledgeable and very responsive. It didn’t feel like we were hundreds of miles away. Absolutely use them for a VA home loan.
Reviewed Oct. 26, 2020
This company was horrible in my experience with them because they preapproved me for a VA home loan when they were not even supposed to because an issue they had with my payment history (wasn't an issue with other lenders). The problem here is that they will preapprove you so that they can get their commission, but then you go and spend money on an inspection and everything else that you have to pay to get a loan for them to turn around and tell you that you should have never been preapproved in the first place. I'm not saying this is always the case with everybody but I'm just warning you to be very careful because it happened to me and I hate to see other veterans taken advantage of by these people.
Reviewed Oct. 23, 2020
I tried other loan places and I definitely can say Veterans United gives the best service and looks out for their customers. Robert was extremely helpful and answered all of my questions. I had limited credit history and they worked to get me a good APR.
Reviewed Oct. 19, 2020
This, by far, has been the easiest process I’ve ever gone through in my life. From the loan officer down to the real estate agent, there was nothing less than exceptional professionalism! A great experience!!
Reviewed Oct. 18, 2020
We highly recommend Veterans United!! From the initial call to closing, the entire team assigned to us was phenomenal!! They made the home buying process simple and stress free. Throughout the process they stayed in constant communication, answered any questions we had promptly and went above and beyond on multiple occasions. For example, my husband returned from Korea and they sent him welcome home flowers! They also looked up all of the utility companies in the area we were moving to and provided us with their names and contact info! Those personal touches are what sets them apart!! Thank you Samantha, Ethan, Josh, Kelsie and Rachel!!! You are all incredible!!!
Reviewed Oct. 18, 2020
We had lived happily in the Elon district of Burlington, NC for 9 years in an apartment community. Then new management showed up and the nightmare began. My dear sweetie searched the web and found Veterans United, called and handed me the phone. I was livid! A few months later, we are now living happily in our home thanks to the kind yet diligent effort of Shannon **. Shannon is credible, truthful and contentious. More importantly, we felt that Shannon was our advocate. Her response time to our inquiries was record breaking. Shannon truly demonstrated the philosophy of Veterans United-she created a seamless homebuying experience by preparing/explaining the process. And to the powers that be of Veterans United: Clone her!
Reviewed Oct. 14, 2020
Veterans United was great. They walked us through every step. Nick ** our loan specialist was awesome. He made the whole experience easy. Would recommend Veterans United to all veterans looking to buy a home.
Reviewed Oct. 9, 2020
I would recommend Veterans United to potential veteran homebuyers 10 of 10 times. My loan specialist, Mitch **, and his team provided constant checkups and excellent service. Interactions with my team alleviated those first-time buyer's jitters in 2019 and I was grateful to work with the same team for my refinancing in 2020. Shout out to Marty, Jess, Aaron, and all those associated for all the work they do. Thank you Veterans United!
Reviewed Oct. 6, 2020
Veterans United has considerable experience in working with veterans and V.A. home buying standards and requirements. Within the timeframe of several weeks, they enabled me to purchase the home that I desired. I would recommend Veterans United to a fellow veteran.
Reviewed Sept. 28, 2020
I would recommend Veterans United to all of my fellow Veterans for their home buying needs. They are very professional and courteous to their Customers. Their customer home buying portal on their website keeps you up to date with what is needed for your loan and the next step in the home buying process until closing on your home. I could not have asked for any better customer service and they fulfilled all of my needs. Thank You, Veterans United, Josue T.
Reviewed Sept. 27, 2020
We appreciate the outstanding customer service. As first-time homebuyers, they made sure to keep us informed throughout the whole process. If you're trying to buy a home, look no further. These are your people!
Reviewed Sept. 26, 2020
The Team's service and care was amazing. They guided us through the entire process to make sure we have everything we need. We never had to worry about what to do next, their electronic system is fantastic. Communication was great.
Reviewed Sept. 26, 2020
I wouldn't recommend them. If they treat people who have not served in the army they ones who do should watch. I ask for a small loan to buy a home address East Market Street Williamstown PA. They sent me back a bunch of ** letters saying your score, your income, your loan is not approved I had through a Veterans Bank. Would be helpful but they're just scumbags like the rest of them.
Reviewed Sept. 26, 2020
My loan officer was amazing, she was patient, and understanding that I have a full time job. Amy talked me through every step of the process even on the weekends when she was off. Veterans United made it remarkably easy for me to upload any documents at any time of the day and night. Rheadawn was very courteous and helpful understanding the process and what I needed to do.
Reviewed Sept. 23, 2020
This is the second time we have used Veterans United to refinance different properties. We have recommended to our friends and family with varying degrees of satisfaction. The first time in 2016 was a breeze even with some hiccups along the way. Not sure if it was the Pandemic or just the load of other buyers and refinance loans going on that REALLY slowed down the process the second time. Took more than 2 months the second time.
Reviewed Sept. 23, 2020
My transaction coordinator, Rebecca, is who I worked with the most out of this entire experience and she was amazing! She kept things clear and made getting all the documents needed super easy. Rebecca was quick to respond to emails and always kept my mind at ease. :) Nick, my loan officer was also great to speak with in the beginning of all of this as I initially reached out to ask about home buying with VU!
Reviewed Sept. 9, 2020
I have a unique situation regarding a loan with the gov't, so I went to Veterans United because they advertise that they are great with these and VA issues. Unfortunately, they are not. They kept making promises about getting the information this week, next week, two more weeks, etc; I still haven't gotten what they promised me they would get 4 months later. Good thing we moved on from them or we wouldn't have been able to close on our house. We also kept receiving conflicting information about what documentation we needed to have. Nice people but I'm not going to trust my financial future to someone nice, I'd rather have someone that can keep their word.
Reviewed Sept. 5, 2020
As a first time home buyer, I'm so grateful to the whole Veterans United team for making buying a home such an easy process. They assigned me great realtors with lots of experience with VA loans, helped me determine my price range and monthly payments, helped me find trusted a inspector, appraiser, managed any additional organisation like HOA fees, and even got me set up with the services I need to set up (like trash, utilities, water, etc). They helped every step of the way so I could accomplish my tasks while working and didn't need to get bogged down in research. They saved me a ton of time and made the process so easy!
Reviewed Sept. 4, 2020
Every form was digital making signing and reviewing quick and easy. They gave me real-estate agent who was friendly, knowledgeable and went above and beyond. She even found me an excellent home inspector and a guy to cut my lawn. I am a ** woman and I never felt disrespected or unimportant. The entire process was smooth and rewarding.
Reviewed Aug. 27, 2020
Jerry and his team made this whole process smooth. Jerry was always available for any questions we had. We were blown away when after a call with Jerry during the loan process, we had mentioned it was our anniversary that day. A couple of days later, we had an anniversary gift from Jerry. It is hard to find customer service like that! He went above and beyond and we are grateful. We trusted him to handle our loan and would happily let him do it again.
Reviewed Aug. 27, 2020
I would definitely recommend Chris **, his associates and Veterans United. Words cannot express how grateful I am to have had such an awesome team to work with. I had an amazing experience with my purchase.
Reviewed Aug. 26, 2020
I was assigned Jessica ** NMLS ID#** initially. We spoke through email and telephonically on multiple occasions during the pre-approval process. I explained everything surrounding income, expenses and work as well as provided all documentation necessary and requested. I was approved for a fairly low amount due to myself and my family moving across country and In order to increase the pre-approval amount She said to provide a letter from my prospective employer showing that I will have work once we relocate. This will be sufficient to compensate for lack of work history as well. I reached out to my future employer and asked if they would be willing to write one for me which they did and I forwarded it to her along with previous work history and schooling experience. From this step on red flags started to pop up.
She then started back stepping and saying that I have to work for the employer that wrote my job offer letter for at-least a year for her to increase the amount (which defeats the whole purpose of the letter in the first place) then it changed to 6 months. She was clearly not going through, reading, or paying attention to anything during our telephone conversations. This is known because she kept asking me to provide information that was sent through scanned documents and the process just became me repeating myself jumping through the same hoop over and over again. She clearly didn’t want to be bothered anymore and seemed like an inconvenience to her.
I reached a point where even with the approval amount needed I wouldn’t use veterans United Mortgage due to these issues occurring now, what would happen during closing if she didn’t want to be bothered during the pre approval process which is just the beginning, chances are it would be even worse during the final stages and cost me the house. We decided to go another route VA mortgage wise.
Reviewed Aug. 21, 2020
I would highly recommend using Veterans United because you really don't have to lift a finger. They do all of the work for you. They are fast, professional, and they know what they are doing. This was the best organization to work with during a process that is typically stressful. They made it stress free for us!
Reviewed Aug. 17, 2020
Our Veterans United loan team and agent worked together seamlessly to create a great buying experience. Having the right experts in your corner to navigate the purchase of a home is invaluable. Because of their help and attention to detail, we were able to close on our loan 3 weeks ahead of schedule. I'm a Veterans United fan for life.
Reviewed Aug. 14, 2020
I HIGHLY RECOMMEND Clayton ** and Veterans United for home loans for Veterans. They know what they are doing. They told me what I needed, when I needed it. They gave concise reasons for it, truly made the process quite easy.
Reviewed Aug. 9, 2020
Veterans United provided exceptional customer service. Dawn was so attentive to all of my needs, but also so thoughtful to my experience as a first time home buyer. I would love to work with Dawn on every future home purchase.
Reviewed Aug. 7, 2020
The whole home buying experience with VU was so stress free I would highly recommend them. Jonathan ** and his team work hard for their clients and they're always ready to help with any problems that might arise during the home buying process.
Reviewed Aug. 6, 2020
The people at Veterans United are amazing at what they do!!!! If you want a smooth, stress free home purchasing experience, they are the go to people hands down. They were on top of my purchase from start to finish and always kept me well informed. Thank you Ryan and team for doing such a great job for me!!!!
Reviewed Aug. 6, 2020
Veterans United has assisted my home buying and refinancing needs on multiple occasions. I recommend them to my fellow veterans and I believe that their outcome will be as simple and seamless as mine was. Veterans United is truly an advocate to all veterans in search of a home purchase or the refinance of their current home.
Reviewed Aug. 5, 2020
If you’re choosing between VU and some other home lender: Please consider VU. VU is excellent in guiding you through the process of owning a home. No hidden fees. No BS. Just really great customer service with a killer team of people to guide you through everything.
Reviewed Aug. 5, 2020
Thanks for getting us in our new home! Great service fast response time. Smooth process. Will do business with them again. Staff are top notch and know their stuff. Never had a worry! So happy we chose them.
Reviewed Aug. 1, 2020
Veterans United Home Loans made my home buying process a breeze. I highly recommend Veterans United to all of my fellow vets! Make sure to ask for Donald ** as your personal loan specialist - he’s the best!
Reviewed July 29, 2020
Our experience with Veterans United was nothing short of WONDERFUL... largely due to the fine coaching and expert advice Billy ** offered along the way. He was kind, courteous, mild-mannered, and never made me feel inadequate with the questions I asked. I would choose to work with him again in a heartbeat! In fact, please tell me how I can "Share" VU and Billy ** to the FB pages that I manage as I would love to spread information about them far and wide.
Reviewed July 29, 2020
Loan officers are very responsive, providing myself and clients with great turn around time. All my veterans are very happy with the service provided! They get the job done! Look forward to many more to come!
Reviewed July 23, 2020
We have used Veterans United twice now, both times we have had Daniel ** and his team and they are fantastic!!!! We also used the credit rebuild program with Korrie ** and she is amazing!!!! Different parts of the company but exceptional service!!!! They are so effective and thorough at what they do, we trusted them with everything and got the best deal out of the housing process both times!!! Hopefully have our forever home, but definitely wouldn't hesitate to use again! They're the bomb.com.
Reviewed July 21, 2020
The team we had for this entire home buying process was outstanding. It was seriously less stressful buying a home than a car. I really can't believe how easy Veterans United and the personnel that work there made this. Buying our first home through BofA was an absolute nightmare with no communication and seemed like we were paying fees left and right. We new exactly all of the costs and what would be needed at closing. Also, the Realtor that VU had contact us at the very beginning was awesome. I highly recommend Veterans United and the teams they have in place are top notch and keep you up to date every step of the way. Thanks again.
Reviewed July 16, 2020
Carrie ** and Nina ** were the absolute best! If you are looking to purchase a home and are worried about the process. Veterans United is the lender you want the work with. From pre-approval to close, Carrie and Nina we so helpful, informative, and quick to respond to any of my questions. I wanted to Purchase a Condo in Dallas and although it's a can be a little more difficult due to some of the VA requirements, Carrie made sure that the place I found was VA approved and we started the process. I did all of my paperwork online and we closed in a very quick time frame. I submitted my initial contract on June 16th and closed on July 15th with the option to close on the 9th if I had wanted to! If you do the work on your end Veterans United will reciprocate and work just as hard. I highly recommend veterans united to anyone veterans looking to purchase a home! I would ask for Carrie ** because as i stated already, she is the absolute best!
Reviewed July 15, 2020
The Veterans United team is very organized and efficient. The “MyVeteransUnited” portal makes completing “To Do” tasks very easy in my opinion. Whether using a home PC, tablet, or smart phone, customers can complete tasks quickly and efficiently...saving time for everyone. Veterans United also offers a service to provide home insurance quotes from their sister company “Military United Insurance, LLC.” We found their quotes on par with other sources for home insurance, and we ultimately selected a quote from SAFECO.
Reviewed July 11, 2020
I'll definitely recommend Veterans United to any potential home buyers. They not only look into home finance but make you feel comfortable in making these decision. They state facts and let you see what is affordable and even lower finances.

Reviewed June 30, 2020
The confines of this box will not do any justice for Tim ** or the whole Veterans United team. Every interaction whether it be with Tim, his immediate team, the servicing department, escrow or whoever I speak to my customer service experience has been second to none. Tim's leadership, knowledge, ability and skill are worthy of imitation and he has made our second home loan experience easier than the first. Thank you Veterans United! Semper Fi!
Reviewed June 28, 2020
This is my second home purchased using my VA loan benefit. The first time I purchased using another company, it felt like I was back in the military, "hurry up and wait, that is just the process." With Veterans United, the process was seamless, information was clear, explained thoroughly, and the timeline they set was met as promised. Their team of professionals work hard for you and pair you with a motivated realtor who is able to help you find the home perfect for you. If I could describe Veteran's United in one phrase, it is simply Best In Class, deserving of a 5 star rating for integrity, professionalism, and service. Outstanding job Veteran's United.
Reviewed June 25, 2020
Loan mitigation fraud during Covid. Veterans United has said they don’t question integrity when giving an applicant Covid relief on the mortgage. Nor did they seek consent for a jointly owned mortgage and allow fraudulent information to allow loans to get Covid relief for 180 days.
Reviewed June 12, 2020
What a great experience. I can't thank VU enough for turning a potentially nerve-wracking situation into a positive life moment. They're responsive, professional, and knowledgeable. You will NOT regret working with them.
Reviewed June 9, 2020
Just as I had thought, do not believe everything you hear or read about this company. No different than any other. Of course they have a lot of positive reviews. But are they from real customers or have those reviews been “paid for”? Doesn’t really matter. Because if your credit score meets their qualifications, then you will probably have no issues. With them or with any other company. My credit does not meet their qualifications. Which brings me to this site to write this review. After having my ass kissed for nearly 40 minutes about how wonderful Veterans United is and how great I am and how easy the process is and how much I will love my new home and how they can’t wait to put me in it... the “specialist” ran my credit. My score did not meet their threshold of 660. Ok. I knew that.
I was told that they have this program called “Lighthouse” that helps individuals like me get their credit to where it needs to be in order to qualify for a home loan with them. My score is 600. 60 pts away. So that’s where the friendly “specialist” basically wished me luck and ended the call. Since I am unable to meet their qualifications now, I was just a fish to throw back. Anyway, funny thing... I get an email from this “Lighthouse” saying to keep paying my bills on time for the next 90 days and they will check my credit again to see where I am at... LMAO!!! That’s the program??? That’s the advice??? NO ** SHERLOCK!!! Really!!! What a joke!!!
They will not be getting my business once my credit score has improved. They have shown me their true colors. Nothing but bs. And if you meet their qualifications they will kiss your ass until they don’t have to anymore. If you know you do not meet their credit score qualifications. Don’t waste your time. Build your credit score and go with a real bank or other institution. Because all these people care about is a number. You are more than a number.
Reviewed June 6, 2020
My lending team was very professional and persistent with information and answers I had questions about. It is hard to put trust in lenders nowadays but Kody and Holly took very good care of me and guided me through the process. This team I do trust.
Reviewed June 5, 2020
My wife called them to get some information and they pulled my credit report without permission or even talking to me. We aren't looking at buying a home for at least another 6 months. Nathan, the "CEO" acts like 40 year old child along with his shady team of dufus employees. They are nothing more than a bunch of scammers taking advantage of veterans. I just hope they don't upset the wrong one...
Reviewed May 24, 2020
Veterans United went above and beyond to helped me purchase my very first home right before my 62 Birthday???? And during a pandemic! Lisa United States Marine Corps Veteran???? #ProudVeteranHomeowner!???
Reviewed May 23, 2020
Veterans United was great to work with and I would recommend them to all my family and friends. They are very friendly and easy to work with, they answered all my questions in a timely manner. I would definitely use them again. They do great things for Veterans.
Reviewed May 21, 2020
This company stayed with us through the entire home buying process and I would recommend them to a friend. They answered all our questions and were very prompt in all they did. They were very courteous and a pleasure to deal with.
Reviewed May 21, 2020
We are extremely happy with the experience we have had with Veterans United. The loan team was extremely helpful and very accessible. My wife and I could not be more pleased with how easily this process went.
Reviewed May 11, 2020
I am currently having a very hard time with Veteran United and their assigned Realtors. I will keep you posted, but for now I will say, "it is probably best to find your own Realtor especially if you are **".
Reviewed May 8, 2020
I would definitely recommend Veterans United Home Loans. As a first-time home buyer, I had lots of questions and concerns with the home buying process. The team at Veterans United were courteous and efficient in their communications. When the first house I was considering purchasing fell through (seller decided to take it off the market due to COVID-19 and a low appraisal), Veterans United made it VERY easy to switch my file open and I was able to purchase a home in the same neighborhood!
Reviewed May 6, 2020
Experience with Veterans United has been nothing but 1 big headache. Left hand don't know what the right hand is doing. They constantly asked for info that was doubled, no one knew what the other person was doing. I caught 2 of their employees in a lie. No return phone calls. No understanding of how "working from a union hall" is. In the end, I am going to lose a home, lots of money and going to be homeless with my kids. Good Job Veterans United!
Reviewed April 23, 2020
When the time came to purchase a home and use my VA benefits, I was somewhat unsure of what that entailed, and if it could be done in the timeframe I needed. I reached out to Veterans United to determine if this was feasible for my situation, and if they could provide me any information to help in making a decision. After speaking with a loan specialist, Randelle, I felt very confident that we could get it done. VU provided a wealth of resources to explain the entire process in a user friendly manner that was easily comprehensible. My loan team went to work immediately and did not look back.
VU put me in touch with an amazing buyers agent who helped us find a great home. From the initial phone call to the closing, they have been outstanding. All of this while we combat COVID-19 no less. I highly recommend Veterans United if you are even just thinking about buying a home. Use the resources they have and feel free to ask them anything. There really were no stupid questions. Thanks again VU and especially Sam, Ryan, & Randelle. We got it done!
Reviewed April 19, 2020
Everything was done in a timely manner. The representatives at Veterans United were prompt in letting us know what they needed. They returned our calls immediately. Our closing was done 13 days before the first closing date was given to us. Even though we could not go to our closing because of the shelter in place for both states, everyone worked together and it was closed on the date scheduled. I would use Veterans United again without even checking another company.
Reviewed April 19, 2020
I would absolutely recommend Veterans United Home Loans. They made the home-buying process so simple that even amongst this covid-19 pandemic we didn't have very many worries. Home buying made very simple.
Reviewed April 18, 2020
From the first phone call to the day of closing, United Veterans offered the ultimate in guiding us through the process. Our loan specialist, Mark ** and his associate Abby, provided a list of everything that needed to be done or provided in the form of a detailed checklist. As each item was taken care of, it was checked off the list. Every question we asked was either answered immediately or if he was uncertain, he would research and call us back with an answer. We were treated with the utmost respect through the entire process. Actually, it seems we made a new friend with Mark! Thanks to United Veterans Home Loans for all that was done to ensure we are looking at a great future in our new home!
Reviewed April 9, 2020
If you're in the market for a mortgage loan, look no further, Veterans United will exceed all your expectations and make you feel like family not just another number. An incredible experience from the first phone call, all the way through to closing. Our loan team was courteous, professional, tenacious communicators, and extremely committed to expediting all requirements to ensure they met our closing date goal. Not only did they meet our requested closing date, they made it happen 10 days earlier and at an APR that no other company in the market could meet or beat! Total time from initial contact to sitting at the closing table signing for our new home was only 30 days!
Reviewed April 4, 2020
This process has been so seamless and quick that I am still astonished on how quick it took me to apply and purchase my duplex. They all kept me so informed and reassured me every step of the way. The entire teams, including the agent they connected me with, was incredible and very knowledgeable! I would 1000% do it all over again and will continue to use VU for any future acquisitions. Anytime I text or called they were very quick to answer my question fully and ensured I understood everything.
Reviewed April 3, 2020
I cannot speak highly enough of them or my loan officer, Titus. Phenomenal customer service and always kept me updated on the status of my home purchase. You will not be disappointed if you utilize their services, I promise you.
Reviewed April 1, 2020
If you’re tired of lenders that are “there” when you initially apply and then, poof, become ghosts as you try to contact them throughout the loan process with questions or for additional information, then Veterans United is the lender for you. They stick with you from point A to Z, they are always courteous and professional from application to closing. Thank you for a stress free and friendly experience.
Reviewed March 30, 2020
I am a first time home buyer and from the time I inquired with Veteran's United Home Loans, they were there to assist me in every way possible. They answered my questions and inquiries about everything I wanted to know and things I didn't even know. I am so thankful for Eric, Thadd and Erin for making it possible for me to buy my own home. I will be eternally grateful!! Thank you guys!
Reviewed March 26, 2020
If you are a vet- this is the company to go with. They understand the VA loan process and know what to do when there are hiccups along the way. They are great listeners and highly responsive when you have a question and try to contact them. We have no complaints- only praise- and we highly recommend Veterans United!
Reviewed March 24, 2020
Veterans United provided us with a smooth transition into our new home. The process was easy, communication was great, and the interest rate was out of this world. They provided us with gold star service.
Reviewed March 20, 2020
Very professional. Everything is explained in detail on what you need to do on your part. Any questions or problems were dealt with immediately. All around a great experience for anyone looking or ready to buy a home.
Reviewed March 14, 2020
I felt supported and respected. The email and website communication is excellent for saving time and reducing paperwork. Kody worked with me up to the day of closing in order to accommodate my requests for a quick closing. I always had a quick response. I would recommend him to anyone.
Reviewed March 13, 2020
They made promises that they didn't keep. One question I asked, "Will the Mortgage be sold after closing?" They sold the mortgage the next month after closing. They were not knowledgeable of what was needed to close and made demands for documents that were not needed. They took liberties with the loan without asking if it was ok. They bought down points with loan money without asking first.
Reviewed March 8, 2020
Veterans United Home Loans did a great job. Jill, Matt, and Kim were very helpful every step of the way. I recommend them to any veteran seeking a VA loan. Get a pre-approval now to speed up your process. Great experience and now we have a wonderful home. Thank you.
Reviewed March 4, 2020
THE BEST! I couldn't have asked for a better first home buying experience. Thank you Veterans United. Thomas and his team outperformed others that I have read their experiences. I would recommend veterans united to any veteran needing a new home.
Reviewed March 3, 2020
Veterans United made our home buying experience fast and easy. Kayla ** made sure we understood everything step by step. She helped us navigate all the paperwork and issues that popped up. I definitely recommend you give them a call.
Reviewed Feb. 29, 2020
Jess and her team at Veterans United were great! They kept us informed throughout the whole process, and went above and beyond to get us to closing on our chosen date. Jess even checked with the tax office in our county and found out we qualify for an exemption on the property taxes that will actually "save us a bundle" as a certain insurance commercial says. We couldn't be happier with our experience, and most highly recommend Veterans United to anyone considering buying a house. Thank you Jess, Amelia, Heather, Matt, and anyone I missed.
Reviewed Feb. 25, 2020
I have had the privilege of working with Veterans United on 3 occasions in the past 6 years. Each time I have work with them they have been very professional and a wonderful team to work with. They were always upfront in what they were telling you, and they made sure that you knew exactly what was going on. They keep me abreast during each step of the process to get my loan approved. There was no question too small that they would have a problem in explaining to you.

Reviewed Feb. 23, 2020
To all my fellow Veterans, if you want to fulfill your American dream, do not hesitate to contact Veterans United. The staff are very knowledgeable and they will treat you with respect. Veterans United you are really awesome.
Reviewed Feb. 22, 2020
I had an overall great experience with Veterans United and the entire process of closing on our new home. Our lender Mitch ** was a joy to work with and was great about dealing with my one million weekly questions and need to be overly thorough, to the point of almost tedious. I'm a very organized person and need to know and understand every last little thing, especially when dealing with something as huge and life changing as buying a house. Mitch was patient and great about making me feel comfortable.
The closing process went smoothly and we closed on time, which is all I could really ask for. The only reason I'm giving 4 stars instead of 5, is because Veterans United did have the highest interest rate compared to another lender we spoke to. A 3.875 vs a 3.3%. We chose to stick with Veterans United due to our needed time frame however and just purchased mortgage points to bring our rate down from the 3.875% to a 3.6%. I feel their rates could be a little more competitive, however aside from that, the process was smooth and worry free for the most part. I would recommend them to others.
Reviewed Feb. 21, 2020
I would recommend Veterans United (VU). They had multiple people working on my home loan package and kept in constant contact regarding issues and questions going both ways. VU was informative, professional and had my interests as primary concern through my home buying process. I will use them again.
Reviewed Feb. 20, 2020
If you are thinking about buying a home I highly recommend Veterans United, They make the process very easy to become a homeowner. Work with the staff and get the documents they require and the process will go smoothly. I never thought I would own a home but thanks to Veterans United I'm a proud homeowner! I'm forever thankful!
Reviewed Feb. 20, 2020
Veterans United made the process of buying our home so fast and easy! The staff is both knowledgeable and friendly, and they go the extra mile to make sure there are no unwanted surprises or problems.
Reviewed Feb. 19, 2020
I had excellent service from my lender Nathan **. When I called he took the time to answer all of my questions. I live in Chile and Nathan and Veterans United had to get approval for certain processes involving closing on my home. Incredible work on their part making it happen and having other options when a buyer is not physically present in the area to close. I highly recommend Nathan ** as a VA lender through Veterans United.
Reviewed Feb. 16, 2020
Thank you Will, Lauren, Audrey, and the rest of the Veterans United team for helping us purchase AND then refinance our home. You made the process quick, easy, and stress-free. We look forward to working with you again in the future!
Reviewed Feb. 13, 2020
David ** worked with us alongside Kayla ** and were just outstanding. Response time to emails and calls was immediate and they kept us abreast of the process at every step, including what the next steps were. Truly cannot say enough about the team of Kayla and David. They worked hard to make sure everything went smoothly, and it absolutely did. And fast! Application date to closing date was under a month. Wonderful, stress-free experience all around.
Reviewed Feb. 6, 2020
They flipped their pockets inside out, I grabbed ahold, and they walked me step by step throughout the entire process. They turned a stressfully and exciting time into an exciting and wonderful home buying experience. If I wasn’t a Veteran, I would join the military just to have the privilege to work with them. 100% recommendation.

Reviewed Feb. 5, 2020
Veterans United made owning a home a very painless process. At the end of the day when I got to sleep in my own home, for the first time, I knew it was because of the hard work that Veterans United did to get me there. I couldn't recommend them enough to anyone looking for a home after service.
Reviewed Jan. 31, 2020
Loan team was very professional but very easy to work with. They were there whenever we had a question or we weren't sure what to do next. Shane and his team were great. Would definitely recommend them to our family and friends.
Reviewed Jan. 30, 2020
I was greatly satisfied on the process of my home because Veterans United goes the extra mile to help with the purchasing of your dream home and They will answer all questions or concerns. Stay in communication through the whole process from beginning to end and make it as easy and smooth as possible.
Reviewed Jan. 28, 2020
Veterans United Home Loans is a great company to work with for your home loan. Instructions and guidance are clear, actions expeditious, and options (when needed) are unambiguous. Highly recommended! Would work with them again in a heartbeat!
Reviewed Jan. 28, 2020
I would absolutely recommend Veterans United to anyone and everyone! The process was SUPER easy from start to finish, and everyone was supremely professional! We closed ahead of schedule and knew where we stood the entire time!
Reviewed Jan. 24, 2020
I was turned down by another "veteran friendly" group for my mortgage. It was probably the best thing to happen because I went to Veterans United and met Caleb and his team. We have an amazing house now, I thank them and everyone who helped so much. The process was so simple, and the very knowledgeable and kind people helped me and kept me informed the whole way. I would recommend them to anyone.
Reviewed Jan. 19, 2020
Veterans United are a great company who are knowledgeable about VA Home Loans. They get the things done quickly and respond and reach out in a timely manner. I recommend VA home buyers to go through Veterans United. The entire process from bidding to closing took 45 days. They were super friendly and all around nice guys. I would use them in the future.
Reviewed Jan. 11, 2020
This is our second home to buy through Veteran’s United. Great customer service. They are always on top of the loan buying process, are knowledgeable and helpful. Would highly recommend them if you are looking into a VA loan.
Reviewed Jan. 10, 2020
Everything was tremendously well. All questions were answered in a timely manner. Made sure everything was understood before moving forward with the next steps. The VA realtor that was recommended was a great liaison with the lender. I was kept up to date throughout the process.
Reviewed Jan. 9, 2020
Outstanding customer service! Veterans United are experts in VA loans and the company has your best interest in their heart. Kody ** and his team exceeded all my expectations. Big thanks for helping my family!
Reviewed Jan. 2, 2020
Veterans United handled my initial purchase of my home, got me a great rate and totally guided me and my wife through the process. My Loan officer and the Real Estate agent they found for me were Fantastic. After being in my house for three years, my loan officer contacted me with an opportunity to refinance my home at an even better rate. That’s true customer service and caring about your customers. They once again guided me totally through the process and we closed the day after Christmas. What a Great Christmas present. Thank you Shannon ** and Veterans United.
Reviewed Dec. 30, 2019
Veterans United has helped make buying my first home so easy and really took the stress of the unknown out of it for me. I would recommend them to anyone!!! I didn't think I could get approved for a home yet but after talking to them they got me preapproved and out house hunting!!!
Reviewed Dec. 30, 2019
I am active duty military, and was trying to buy my first home. Veterans United assisted my wife and I with the process of home buying, and we had an amazing experience! I highly recommend Veterans United when it comes to buying a home for the first time, especially when you are forward deployed. The Loan Team that I had made every effort to assist me and make my purchase efficient and seamless! I could not have asked for a more pleasant experience! Thank you Veterans United for all that you do to support the military!
Reviewed Dec. 27, 2019
Veterans United is the best place for veterans to apply, and have as your mortgage company. They will try their hardest to get you the lowest APR and the best price for your housing needs. They are very knowledgeable, explain everything in detail, and are very courteous. I am grateful they were in my corner working for me.
Reviewed Dec. 22, 2019
This organization goes above and beyond to help veterans and their families attain their dream of home ownership. Great rate and the security of knowing your home has passed the stringent standards of the Veterans Administration. They are always looking out for your best interest. So glad we found them. Thanks Veterans United and thanks for recommending the most amazing realtor who completely understood the process.
Reviewed Dec. 12, 2019
Don't hesitate to work with Ms. Krystal ** and the staff at Veterans United for your home loan and ancillary service needs. You will not be disappointed as they provide you with the best services possible with your best interests in mind every step of the way!
Reviewed Dec. 12, 2019
As a veteran it is great to have someone on your side that will explain every detail to you and what is expected of you during this process. Veterans United help me by keep the process of buying a house super easy. Let them do all the work for you so that you can enjoy your new home.
Reviewed Dec. 11, 2019
Tony and his team were wonderful to work with. He made the whole process seem like a walk in the park. If voice mails were left he returned calls very quickly. Emails were answered quickly as well. Our realtor was very impressed with Tony and his team, stating they were some of the best she has ever dealt with. We will always recommend him!
Reviewed Dec. 8, 2019
Thank you Veterans United and team for making my dream come true! You went above and beyond to make this as fast and as smooth as possible! I will recommend you to all my brothers and sisters in arms that I know and meet! Thank you!!
Reviewed Dec. 7, 2019
I had an amazing experience with Veterans United. Grateful Veteran here. I would highly recommend them to my fellow Vets. They walked me through everything and helped make the the processes simpler. Thank you VU!
Reviewed Dec. 7, 2019
Mark and Lee were very knowledgeable and always had a positive attitude. They were able to work around my ever changing schedule while I was deployed and remained in contact with me throughout the entire process. Overall they were great and a pleasure to work with.
Reviewed Dec. 6, 2019
The entire home buying process was so smooth and painless. The team at Veterans United handled everything in a timely manner and communicated with very well, even after normal working hours. Very grateful to have done business with Veterans United.
Reviewed Dec. 5, 2019
I had been fearful of home buying for years, but thanks to my work with Veterans United, this was one of the most flawless endeavors I have ever been on. I had help every step of the way. The team made sure I never got lost in the bustle.
Reviewed Dec. 3, 2019
Great experience. Thank you so much for everything. This is the third home we have bought since March of 2016 and the other two lenders we worked with were not nearly as equipped and well prepared. This entire process was incredibly simple. In fact I worried that something had to be wrong and actually called Lucas a few times and he ensured me all was well. Absolutely no stress throughout the process. We are just mind blown at how easy and perfect Veterans United was to work with! THANK YOU!
Reviewed Nov. 29, 2019
We had a foreclosure pop up on a property we had to walk away ten years ago! Everyone said that the situation we found ourselves in was unheard of. One previous lender dropped us and said we could not get approved for a loan at this time. Veterans United went to bat for us! Zack ** and Sean ** were my “Dream Team”. A VA exception was granted and after the easiest loan process ever we are now once again homeowners in our beautiful new home state of Colorado. This was our second VA loan, the other one being in Florida several years ago. Different” players” different state but the same great experience!
I would never use another lender EVER! Veterans United has us as a customer for life! And our daughter and her Veteran husband just are about to close on their new home with Veterans United! Other lenders can probably get your VA loan approved but I know Veterans United will be your best choice!!! We owe them a debt of gratitude!! Thank you Zack and Sean!!
Reviewed Nov. 26, 2019
Veterans United made the home buying process extremely easy. My team was knowledgeable and always quick to reply to all of my questions or concerns. I will definitely use them again if I buy a new home and would recommend them to anyone who asks!
Reviewed Nov. 21, 2019
I took out a conventional loan, it took about 30 days. My loan officer was Josh **. Make sure you ask for him. Excellent guy, a real people person. Keeps you well informed. Best wishes on your home loan.
Reviewed Nov. 20, 2019
Veterans United did exactly what they advertised all the way to close. The process was extremely easy with online uploading of all the documents. Fast and easy. The loan team handled everything professionally and would recommend them to any veteran or active duty member.
Reviewed Nov. 18, 2019
From the time I inquired about a home loan to the closing date, Clay and his team were attentive and answered all the questions I had along the way. Buying a home is a big, lifelong decision and Veteran's United made the process of buying our forever home a truly seamless, wonderful experience!
Reviewed Nov. 16, 2019
I never knew were in the process we were. The people in charge of my refinancing never answered any emails or were never in the office so we were always playing phone tag. Took over 4 months and a mess up on their behalf to tell us in the end we could not refinance.
Reviewed Nov. 14, 2019
The Veterans United Mortgage team provided great communication throughout the entire process. Mortgages are never easy; however the team at Veterans United made the process as pain (and stress) free as possible.
Reviewed Nov. 12, 2019
I absolutely recommend Veterans United! We were first time homebuyers shopping around for good rates online. Our first stop was Veterans United online. Once we started, the process was so smooth, we stuck with them the entire time. We got a great rate and phenomenal customer service. We ended up getting preapproved online, which was super easy by the way, then transferring to a local Veterans United office in Jacksonville, NC. We were lucky to get Theresa Saunders as the loan officer! She is a rockstar! If you are shopping for a home loan, you will not be disappointed with Veterans United!
Reviewed Nov. 9, 2019
Veterans United is the total package! From the first phone call to the closing, The team at Veterans United worked to answer my questions, helped me facilitate the loan process, and assisted me with all the other aspects of the buying and closing process. Veterans United assisted me in connecting with a Real Estate Agent who was extremely knowledgeable about VA loans (and ultimately helped us find our dream house), a Title Company to handle the paperwork, and a team of people to process the paperwork as it came in. There was a constant flow of communication: Shane **, Molly ** and the other members of Shane's team stayed in touch with us and helped us process the paperwork as quickly as possible. The website made everything easy, and was extremely informative about every step of the process. Based on my experience I would not hesitate to use their services again, or recommend Veterans United to others.
Reviewed Nov. 7, 2019
Put the ball in their court and they will do what they have to do for you and your family. I only wish I had found them years ago. I really am pleased with the outcome and what my note is for my new house. Veterans United will work with you the best they can and I can attest to that.
Reviewed Nov. 6, 2019
You’ve heard the expression if there’s a will there’s a way. Veterans United has the will and opens the door for the way! It was not easy for my husband to Purchase a home. He had many difficulties but that didn’t matter. The loan specialist at Veterans United pushed through the difficulties and made it happen. So if you think you’re having problems and they’re too difficult do not believe it. Their team of experts get the job done. They are diligent and very professional!!
Reviewed Nov. 4, 2019
Veterans United works Great with Veterans. Always knowledgeable on the whole process for apply for an VA loans to process all the paperwork in order to finalize the Closing process with the Title Company and all from the comfort of your home laptop. Thanks Andy, Donna, Cameron, all staff of Veterans United and The USMC and all the Armed Forces. Special Thanks to Hon. President Trump and Hon. Vice President Pence. And may GOD Bless American. Thanks again. Milton

Reviewed Oct. 31, 2019
Derek, Krista and the rest of the Veterans United team were topnotch. They were there to answer any questions that I had and made this home buying experience a breeze. From linking us up with a realtor and all the in between was nothing short of flawless. So if you are looking to buy a home...Veterans United is the place to go.
Reviewed Oct. 31, 2019
I'm a Disabled Veteran that used Veterans United to get my home loan refinanced with the VA Streamline Program to lower my interest rate. The whole process with loan specialist Dan ** was so easy and on time and we love working with this company and Dan so much. We have used them 3 times in the last 3 years to do the refinance and cash out loan and every time it was so smooth and we were always informed early to keep the loan moving on time to a promised closing date not late. So I would say yes try Veterans United before you go to the other big Lenders. You will be surprised and glad you did I know I am. Jon
Reviewed Oct. 30, 2019
The process was quick and easy, my loan team was very knowledgeable and great to work with. The process of providing documents and communications was very simple. I would highly recommend Veterans United for others.

Reviewed Oct. 30, 2019
My experience working with Ryan and his team was over the top notch customer service. I have never worked with a team before that made a process so easy and smooth. Every step of the way was very simple and easy. All my fears was taken away because I had a wonderful team that guided and supported me every step of the way. Make no mistake this was an amazing experience.
Reviewed Oct. 29, 2019
Outstanding service, always available to answer questions. Very fast response times. Highly recommended. Started loan process a month after starting with a military credit union. Veterans United had me closed and funded while the other institution is still asking for paperwork.
Reviewed Oct. 28, 2019
Our loan team was great! They were always very quick to respond to my messages and on top of things. Very knowledgeable and respectful. They kept us up to date and were great to work with our real estate agent as well. I would definitely recommend them to my friends and family!
Reviewed Oct. 25, 2019
Well I'm sure they can get everyone approve. Initially, I felt discouraged because my credit wasn't the greatest. In addition, I had a fair amount of Student Loan debt. Nonetheless the assistant loan officer Justin talked me into staying the loan process because he was sure they could get me closed. I'm so thank that Justin and Kris ** trusted their process and in the end, I prevailed. I definitely recommend Veterans United.
Reviewed Oct. 24, 2019
Great customer service and were prompt to get things moving forward. Overall communication was consistent and effective. All transactions were done via email and the team I worked with called me whenever they needed something. It took about 2 months to close but we had some adjustments to make to our house to qualify for the VA loan prolonging the experience by about 3 weeks.
Reviewed Oct. 24, 2019
He was an outstanding and very professional. He recommend a lot of the company for inspection that he trusted and they were spot on with everything. I was very please that he took a lot of the stress out of my hands. He hands down extremely accurate with his closing cost estimates and leaves you a number of a give or take that makes you feel comfortable about the price and not overwhelming. Also, I could ask him anything and he gave me a answer or broke down a lot of the paperwork so that I could understand from my point of view so it made me feel very comfortable with him just because it was my first house and he made it very easy to trust and to depend on him. Hand down the whole team is by far amazing.
Reviewed Oct. 23, 2019
They helped me get my credit score high enough to qualify for a VA home loan. They worked with me to the end. I closed on my dream home. They are very professional and knowledgeable with helping veterans qualify for the VA loan. They answer every call and respond to every email.
Reviewed Oct. 23, 2019
As a veteran I wouldn’t work with any other company. They truly have your back and best interest. In this at times stressful process. I had no idea how to start the process of buying a house. From what my credit score was and what it means to understanding the underwriting process. They explained in detail every step and patiently answered my questions. To be perfectly honest if you are a first time homebuyer or thinking about buying a home. I couldn’t possibly imagine a company that could do a better more professional job than Veterans United.
Reviewed Oct. 22, 2019
Veterans United made a promise at the start of my loan journey, "We will be with you every step of the way", and they lived up to that promise 300%, going up and beyond the call of their responsibilities. During my loan journey, I felt that my loan team was there for me and me along; even though, I knew they were processing many other loans at the same time. I plan to recommend Veterans United to any veteran that I meet that is looking for a house. Thank you very much for making my dream come true.
Reviewed Oct. 20, 2019
Veterans United made purchasing a home amazingly simple!! They explained everything every step of the way and even called to just check on me and make sure I was okay through the whole process. Highly recommend this company!!
Reviewed Oct. 19, 2019
This lending experience with Ryan, Chad, and the entire Austin Veteran's United staff was excellent. Those guys made me feel very comfortable. They kept me informed the entire process. Kept the open lines of communication and always provided answers to every question I had. They were professional and knowledgeable, it was a very good experience.
Reviewed Oct. 17, 2019
Overall, we had an amazing experience through our entire home-buying process. We are first time home buyers and we were a little scared and skeptical as to how "smooth" the process could be, but their support made it all easy. They were always available and willing to answer all of our questions (and we had a lot, lol). Selecting Veterans United was the best decision. You guys rock!
Reviewed Oct. 16, 2019
From Day 1, Loan Specialist, Dorian **, was very professional and very friendly. He kept me informed and was always there to answer questions. I would recommend Dorian to anyone buying or refinancing a house. A real Pro! He made the process seem very easy. Closed in 30 days.
Reviewed Oct. 10, 2019
Provided Quality Customer Service and was extremely helpful and quick! Extended extra personal care when I was going thru what could have been a very difficult loan process. Handled the loan process very professionally.
Reviewed Oct. 9, 2019
Thoroughly satisfied with the professionals from Veterans United that I interacted with. They’re all charismatic and upfront. As a first time home buyer I can honestly say nothing about the process was difficult at all.
Reviewed Oct. 3, 2019
My family decided to get our home loan through Veterans United because we'd read positive reviews. Little did we know our loan officer would be backlogged due to vacation, then fail to be forthright with information. We jumped through hoops getting proper documentation, resubmitting documentation in a process that took almost a month. Then, while waiting for underwriting, our loan officer told us she wouldn't be able to fulfill the loan because of information they'd had all along. If they'd been upfront, we easily could have gone to another company without wasting our time.
Reviewed Oct. 1, 2019
Did Refi with Veterans United and I’m very pleased with the process. It was fast, efficient and easy! Nicole ** is the Best!! She was my loan officer and she treated me like I was family and made process efficient!!! Thanks again Nicole. You're the best!!

Reviewed Sept. 29, 2019
This is only my 2nd home and the process the 1st time was a nightmare. Other than a few delays that were no fault of anyone just process requirements I honestly couldn't be happier. The whole team made my dream home mine. Thank you all!
Reviewed Sept. 28, 2019
If you are looking for an easy, step by step process for a New Mortgage or refinancing, Veterans United is the place you should go. They will assign a team that will walk you through each step, making the process easy and organized. Kevin ** and Ashly ** were excellent to work with, ensuring that the loan proceeded in a timely manner and all necessary information was received. They were always available and responsive to my question. I don't think you can go wrong with Veterans United!
Reviewed Sept. 28, 2019
Veteran's United has amazing loan teams who really take their time to get you answers and go out of their way to help you through any loan process. I am truly amazed by their level of knowledge and ease of making a complicated process super easy. This is my second time using them for a refinance and it was a huge savings with little to no hassle on our end.
Reviewed Sept. 27, 2019
Smooth process from start to finish. I was pre-approved, not just pre-qualified, in three days. If a veteran is thinking of buying a home get pre-approved first. Then when you find the home you want you can make an offer right away. That goes a long way with a seller when they know you have the financing. The seller might even take a lower offer just because it is a sure thing.
Reviewed Sept. 24, 2019
Working with Veterans United was amazing, they basically do everything for you and their online system is so easy. I would highly recommend them for anyone buying a home, and I will definitely be using them if I buy another home in the future.
Reviewed Sept. 21, 2019
After living in an apartment for several years, I came across a Veterans United home loan ad while surfing the internet to pass the time. I decided to call them on a whim, not really expecting anything to come of fruition since my credit wasn’t exactly A1. After leaving a message, they contacted me within the hour and with a quick check of my status, informed me that I was definitely eligible for a substantial home loan at a great interest rate. From that point, the process was smooth and almost seamless. My loan officer Ryan was great and guided me through the process every step of the way in a very professional, personable, and efficient manner.
What I thought to be improbable turned out to be a fantastic reality. Thanks to Veterans United, my family and I now live in a beautiful home. My wife and kids were good sports living in that old apartment and now it is such a blessing to finally give them what they deserve. As a veteran, I can’t imagine doing business with any other home loan service. Thanks Veterans United for making it possible for me to live the American Dream!

Reviewed Sept. 21, 2019
Not sure where all these reviews are coming from. My experience wasn't the best. I wanted to put a second home we are transitioning into under a VA mortgage. Our current home is under a VA mortgage. I explained in detail to both Jake and Jason what I wanted to do. Both said it wouldn't be a problem. I have excellent credit. As soon as I sent them all the required paperwork and allowed them to do a credit check they gave me a pitch to go conventional. Conventional means higher fees for them of course. Felt like a bait and switch.
Reviewed Sept. 20, 2019
Excellent team. The online portal used to upload documents is spot on. The team worked diligently on my refinance. It was a painless process from start to finish. We will definitely be using this company in our future purchases. Great Job!!
Reviewed Sept. 18, 2019
We are first home buyers and did not know anything about getting a house or the process of it, but Veterans United was a great help and gave us all the tools we need on getting the house and cater to what we what and need on closing. Everything was great and at closing we didn’t have to pay anything.
Reviewed Sept. 16, 2019
It was a journey, a lot of learning if you are a first time home buyer, but my Veterans United team helped me every step of the way. They helped me push through the little snags we had along the way and made it happen. Joel and Chris were my main points of contact and these guys really care about you as a person and take pride in what they do. They're there whenever you need them and response time was superb. I think Veterans United really lived up to the great reviews I've read before using them. I recommend fellow veterans to use these guys.
Reviewed Sept. 12, 2019
Loan agent was extremely thorough and helpful through the entire process. We got a great home and we're very happy with the entire experience from start to finish. They were also very proactive and flexible with turning around our paperwork allowing us to close days earlier than originally scheduled.
Reviewed Sept. 12, 2019
Veterans United definitely helped make our dreams come true. They noticeably set the bar above the rest, when it comes to saving you time and money. If we stayed with any other company we would still be waiting to close on our home.
Reviewed Sept. 11, 2019
They were professional, and Jess got it done. I was asked to provide documents, and when I couldn't get them, Jess showed me how to get them. Hurray for Jess! I learned a lot from this loan experience.
Reviewed Sept. 10, 2019
My experience with Kayla was the best. She is always on top of what is needed and kept to the timeline. I purchased and refinanced with Veterans United. I highly recommend them. I want to thank Kayla for making this such a smooth transaction.
Reviewed Sept. 4, 2019
I'm a service member buying a house 1200 miles away and Veterans United made the process easy. Their online system for retrieving and dispersing documents was easy to use and worked every time I used it. Their staff were on top of everything and reached out when they needed documents or just to check in to see If I needed anything. I highly recommend using Veterans United for your home purchase.
Reviewed Aug. 31, 2019
Veterans United made my first time home buying experience painless, and was actually a comfortable learning experience. They worked hard to make sure the entire process went smoothly. Heidi ** and Bryan ** constantly kept in contact with me via telephone, email and text. I was never left wondering the status of my loan.
Reviewed Aug. 30, 2019
Veterans United has streamlined the VA home loan process and they are fast, detailed and dedicated to helping Veterans. They closed my loan in 16 days when other lenders told me that it would take 60 days to close on a VA home loan.
Reviewed Aug. 15, 2019
Nothing but the best is all I can say. My gf works for a loan office and agreed she would also recommend VU. They worked hard to get any issues resolved professionally and in a timely manner. They really know their jobs. I'm happy I used them.
Reviewed Aug. 14, 2019
The entire experience was fantastic from start to finish! Loree was always available to answer questions day and night, any day of the week! She eased all fears and made the entire process easy and quick! We have already closed and sent referrals her way! We will highly recommend her and Veterans United to our friends and family! And in the future we will use them again!
Reviewed Aug. 13, 2019
I don't think the home buying process could be any more better than going with Veterans United. The portal is very easy to use and makes paperwork a breeze. Buying a home can be stressful especially for the first time. Veterans United made my first home buying process a good experience. I would not go through anybody else when it comes to buying a house again. If you are looking for professionals who want to get you preapproved and happy all the way until the closing day then go with Veterans United. Andrew ** and his team are great.
Reviewed Aug. 7, 2019
The loan officer, Billy **, was very rude throughout the whole transaction. When the seller and his agent asked questions, he would respond in a very rude and condescending way. Very unpleasant experience. I would not recommend working with this loan officer again.
Reviewed July 30, 2019
I used Veterans United to purchase my home a few years ago. Molly and her team were great to work with and made the process easy. When I decided to take advantage of my homes equity I knew I would go through Veterans United to make it happen. I contacted Molly and just as before she was eager to help. Throughout the refinance my schedule was hectic but Molly and the team (big shoutout to Abbey!) were patient and never made me feel rushed to make a decision. Thanks again to Molly and her team for all the hard work.
Reviewed July 18, 2019
Kris ** and Kathy ** were both effective and responsive, genuinely looking out for my best interest. I would highly recommend them to anyone able to use VA. Kris made himself available to me even during a holiday weekend. Need I say any more than that, both he and Kathy were actively pressing to meet a short settlement date and needless accomplished just that. I am happy with both my home and the actions of the team I was lucky to have.
Reviewed July 16, 2019
Very good experience. Prompt and responsive customer service. I was kept informed through the whole process. Their documents website and web portal was outstanding. My timeline was about 30 days from start to close of loan. Highly pleased with everyone from Veterans United.
Reviewed July 13, 2019
Veterans United help my wife and I navigate a very tight timeline to find our dream home at a new assignment. Amazing personal attention and knowledge base to help first time homebuyers decide with confidence.
Capt, USAF
Reviewed July 12, 2019
At first the process started great. Then right before close the required disclosure had $6,000 of points which I did not agree to pay. We were told it would be $2,000 in points. I asked to review the recorded conversations and they could not find it even though our realtor was in speaker when we were discussing it. Don’t go through them!
Reviewed July 4, 2019
Veterans United made our first home purchase a quick and easy process. They got things done fast and we were able to close in roughly 22 days! My wife and I were not stressed really at all the entire time and were able to enjoy the experience of buying our first home! Without Mike our loan officer, Becca our realtor, and the rest of Veterans United we would not be where we are today and we are still in amazement we have purchased our first home! We are forever grateful for all of the help to make this dream a reality!
Reviewed July 2, 2019
We highly recommend Veterans United! They took us professionally by the hand through the entire process - in the end we purchased our dream home, at an interest rate we are ecstatic about and saved well over 50,000 dollars. Luke ** and his team communicated with us fantastically each step of the way - when things out of the ordinary arose - they adapted - improvised and overcame!
CJ and Family
Reviewed July 1, 2019
Don't bother trying to get a VA Loan on a Manufactured Home with Veterans United. I was pre-approved and then put an offer on a manufactured home and they dropped me like a hot potato. They even told me to look for another lender. Not cool when you have deadlines to meet and need to find another lender. Will never do business with them again.
Reviewed June 22, 2019
Although Veterans United is a business in the business of making money, they do so with the utmost care and respect our brothers and sisters deserve! They make the process as streamlined and easy as possible! Their website "To-do" list lets you know what they need and when they need it. Between the automated system and dedicated team assigned to you, communication from start to finish is top notch! I would recommend them hands down as the best in serving our needs!
Reviewed June 22, 2019
We tried to buy ** in Houston. The day of closing I was told that I needed to come up with almost $20k because they were not going to do the escrow holdback that they offered me. I lost a lot of money since I paid into the house for some repairs to meet appraisal because they almost guaranteed I would get into the house. Found a bank that offered me more and is doing everything to get me to closing on a house almost twice the price and ten times as nice in less than half the time. Kim ** and her team were very polite but polite doesn't get one a home. Chad ** in Austin was horrible when I switched to the Tx Veterans Land Board hoping it would be better because that is what Chad promised.
Reviewed June 21, 2019
They make the whole process so easy. Their "to do" list keeps every one on top of things with less risk of something being forgotten. My team was very accessible for all of my questions. Friendly and helpful.
Reviewed June 20, 2019
Jon and Dilanoza were simply AMAZING/FREAKING AWESOME!!! They made this experience stress free and enjoyable. They kept us informed all through the process and responded to all our question in a timely manner. They both gave us their cell phone numbers and Jon even told us we can contact him on weekends and after hours if we needed some info. Simply FREAKING AMAZING!!! Pat ** (Metro Brokers) is a ROCK STAR!!! She was always available, kept us abreast of any new listings that fit what we were looking for and fought for us every step of the way!!! Ms. Pat will be a permanent part of our family.
Reviewed June 19, 2019
Veterans reached out to me within 1 hour and from the start of the conversation they made me comfortable and confident the process would not be hard. Veterans took my information and made the process feel hassle free and so easy it felt like they did 90% of the work. My agent answered every call or text, I did not have to leave one voicemail, and every question I asked they not only gave me prompt answers but new answers to questions I have other mortgage companies could not.
Reviewed June 8, 2019
Getting a loan through these folks was easy. My loan guy was friendly and returned calls and emails promptly. I was happy. Fast forward a few years. The way the administration office handled my husband's death was a horrible experience. First I get an email that said we need a court document proving I inherit. They made it sound like I was about to lose my home too! I emailed them back because I knew that wasn’t correct. Then I get an email where they say, "Oh ok. You don’t need to send us anything, but if you want your husband's name removed, you need to write to this department instead". Huh?
You guys don’t talk to other departments and I can only write them? No email or phone number included. And here’s the thing: no widow wants to be asked “do you want to remove your husband's name” because the answer is no! I don’t want to remove his name or his things or that almost 40 years we spent together. I’m just trying to do all the things the funeral home told me to do. When I emailed the guy who helped me get the loan, he says, "Gee I’m sorry." I guess I was expecting him to say, "I will make sure your comments are forwarded to the right department." Nope. He did his job, now move along.
Yesterday I get a packet from them. "Dear customer, it is critical you work with us on a resolution for any issues that affect your ability to make timely mortgage payments." They enclosed a check list and several pages of an application. I have never been late or missed a payment. I can only assume that now I’m a widow, I am no longer reliable. Do widowers get the same treatment? Somehow I doubt it. I find it all highly insulting. I have my homeowners and auto with USAA who assigned a real person to help me. I even got a handwritten sympathy card from the CEO. Veterans United could learn a thing or two from them.
Reviewed June 5, 2019
I worked with Veterans United with 2 agents. They emailed me directly, called, or texted me whenever necessary to keep me abreast of the latest updates with regards to the status of purchasing my new home. They set me up with a local real estate agent who welcomed me and chauffeured me and my family around town to look at homes. They are great to work with and have a simple easy to understand process that concisely displays all of your documentation in your online account as you progress through the home loan adjudication process.
Veterans United Home Loans Company Information
- Company Name:
- Veterans United
- Website:
- www.veteransunited.com
