Universal Coin & Bullion Reviews

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Edited by: Matt Zane

About Universal Coin & Bullion

Universal Coin & Bullion is a U.S.-based dealer specializing in precious metals and rare coins. Founded in 1994, it offers coins and bars made of gold, silver, platinum and palladium. The company also assists investors by setting up and managing gold IRA accounts. Customers can create a free account to begin shopping or investing online. It does not charge fees to facilitate the setting up of a precious metals IRA, and, for a period of time, will cover fees independently charged by third-party depositories and precious metal custodians under certain circumstances. Universal Coin & Bullion is led by Dr. Mike Fuljenz, recognized as America’s Gold Expert. Dr. Fuljenz was asked to create the Consumer Alert on Gold for the Attorney General of Texas. He was named the (ANA) American Numismatic Association Coin Dealer of the Year in 2021, one of the “World’s Greatest Coin Graders” by COINage Magazine and was named a “Friend of the BBB” for his work in protecting consumers from unscrupulous coin dealers.

Pros
  • Offers a wide variety of products
  • 100% satisfaction guarantee
  • No minimum order requirement
  • Free shipping on orders over $199
Cons
  • Higher cost for using card or PayPal

Universal Coin & Bullion Reviews

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    How do I know I can trust these reviews about Universal Coin & Bullion?
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    Page 2 Reviews 5 - 35
    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Feb. 28, 2026

    I saw an advertisement for Universal Coin and I reached out to them by phone. The rep I worked with was very nice, informative and helpful.

    I’ve been very happy with Universal Coin and would work with them again in the future.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Feb. 25, 2026

    Universal Coin & Bullion had something I wanted. I called them. It's a family guy I talked to, and he had what I wanted to order, and I ordered it. He gave me what I wanted and haven't really hassled me much since. He was knowledgeable, and he had my items shipped promptly. These are some collectible silver pieces, and the quality was what they advertised.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 24, 2026

    I was very satisfied with the whole experience with Universal Coin & Bullion. Everything went well. I ordered mostly silver and the stuff from the NRA. It was very nice stuff. I got what I ordered quickly and everything went smoothly. I make my purchases over the phone. Their representatives have all been very nice. If someone I know needs to buy gold and silver, Universal is one of those places I'd refer them to.

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    Customer Service

    Reviewed Feb. 22, 2026

    The products from Universal Coin are good. Communication with them has been good too and so is the delivery timeline. I'd recommend them.

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    Customer ServiceRates

    Reviewed Feb. 19, 2026

    I ordered the product with NRA logo on it, and some were silver bullets. I just liked the product. It was interesting to me. I ordered over the phone, and it was easy to do. I had a good experience. I would recommend Universal Coin.

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    Punctuality & SpeedStaff

    Reviewed Feb. 18, 2026

    I dealt with Universal Coin & Bullion before through my American Hunter through the NRA and the service I had was really good. I thought about keeping on dealing with them. This is my third time with them and I had a good experience as well. The reps were nice, polite, and everything that I wanted came. They usually tell me when my order might arrive and they said we might have to wait a little because there's a big demand for silver now. It's worked out really well. The silver coins are beautiful. It's just that silver is high right now and I hope I made the right decision. Overall, Universal Coin provides professional service and it's always a quick, good experience with them. I wish I would have bought a lot more earlier.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 17, 2026

    When I called Universal Coins, they assigned a rep to me. They have good service. The normal delivery was fine, but the 2026 American Eagles are on backorder, meaning the Mint has not released them to them. So, I can't blame Universal for that. It's slow on delivery from the Mint to Universal.

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    PriceRates

    Reviewed Feb. 16, 2026

    I bought a few pieces of silver from Universal Coin & Bullion. It was about where the price was at the time. I got exactly what I expected. The purchase process was a little bit lengthy because of the fact that you have to make sure the check is good before they ship the product.

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    Customer ServicePriceRates

    Reviewed Feb. 15, 2026

    I bought a few silver coins, mostly through the NRA specials. Universal Coin was easy to deal with and everything was good with the customer service. The price was also good and I’d recommend Universal Coin.

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    Customer ServicePriceStaffRates

    Reviewed Feb. 14, 2026

    I saw a coin I liked in a magazine. I called Universal Coin & Bullion and the rep seemed very knowledgeable and friendly. The delivery was what I expected. It took 15 days but Universal Coin & Bullion was on top of it. Give them a try. You might like it. It was a fair price.

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    Staff

    Reviewed Feb. 14, 2026

    The rep at Universal Coin was very helpful and he said it would take ten days for the silver that I bought to be delivered, and that’s how long it took. It was a simple and easy experience, and I would recommend Universal Coin.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedRatesFollow-Through

    Reviewed Feb. 13, 2026

    Universal Coin had a decent price advertised. Their items are good and as advertised. Also, they're pretty easy to get ahold of on the phone. The delivery is pretty quick. It's usually within a week or so, if not less. They're a great business to work with.

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    PriceRates

    Reviewed Feb. 2, 2026

    Universal Coin is a good company. My daughter had an emergency. We cashed in a bunch of their coins and had no problem. They're good coins. For the most part, if I don't like the price, I don't buy it. But for what we want, their prices are good. Ricky's our contact person and he's very likable, very pleasant, and very business-like.

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    Verified purchase

    Reviewed Jan. 24, 2026

    Universal Coin & Bullion was at the right place and at the right time. The delivery got a bit longer because the suppliers were taking it longer to get it to them. But other than that, it was perfectly fine.

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    Staff

    Reviewed Jan. 23, 2026

    Universal Coin & Bullion is doing business with the NRA magazine, so I decided to do business with them. Their products are fantastic and the delivery is fine. I would recommend them.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2026

    I loved the products I received from Universal Coin & Bullion. I ordered some silver pieces for snowman. They were great. Communication with the company was really good. The gentleman gave me some ideas because one of the coins that I wanted wasn't there. He was able to assist me and find me a couple other ones. As far as delivery, my purchase came before it was supposed to. My shopping experience was outstanding. I look forward to future purchases with them.

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    Verified purchase

    Reviewed Jan. 8, 2026

    I've always had good experiences with Universal Coin. My most recent purchase was about a month ago. Overall, I have no problems with them.

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    PriceStaffRates

    Reviewed Dec. 25, 2025

    I bought silver coins online through Universal Coin & Bullion and they have great quality. The price is competitive, so it's great. Anthony or Antonio was great, helpful, and knowledgeable.

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    PriceStaff

    Reviewed Dec. 25, 2025

    I've gotten a few things from Universal Coin. Clint has been really helpful, personable, and fun to talk to. It’s just a good experience working with someone who has the same values and on the same page. So, I'd say the total experience with the organization has been very good. I probably would purchase from them again. There are things that might come up.

    I have to say too that sometimes, when I ordered, I've got other coins like a Trump medallion or NRA's. They're not precious metals but they're medallions to commemorate the Second Ammendment. It's cool to be able to get some kind of memorabilla for free of charge, just for ordering. I've looked at other sites, and many people on podcasts were pushing gold and silver too. I'm an NRA member, and every month I get a magazine, where I always see that they have these coins for the Army and Navy which they minted only 300,000. I got one of them.

    I wanted to get the navy because my dad fought in the Pacific. They're a little spendy, but they're worth it. But then there's only a certain amount of minted and they got this special emblem for what rank and service in the Army and Navy. Plus, it's the 250th year of our armed forces. I might invest in little more silver or some gold.

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    Punctuality & Speed

    Reviewed Dec. 25, 2025

    Purchasing from Universal Coin & Bullion was easy and all, but with my last order, I'm not really satisfied with the value of the overall purchase. I don't think it was as big a deal as they told me it might be. Value-wise, the quality was not what I expected to get. Coin-wise, they're pretty good coins. I'd recommend, but be careful what you're purchasing.

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    Sales & Marketing

    Reviewed Dec. 25, 2025

    Whatever they said in the ad, I got it. Everything they said they would do, they did. The coins came when they said it would. I bought stuff from several different coin companies and I haven't had any problems with any of them. They've all been good.

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    Customer ServiceSales & MarketingFollow-Through

    Reviewed Dec. 24, 2025

    I was satisfied with the telephone conversations I had with them. I got some gold and silver coins, and they were as advertised.

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    Reviewed Dec. 18, 2025

    I've purchased a lot from Universal Coin & Bullion. I first heard about them at an NRA convention, and my experience was all good. If a friend were looking to purchase some precious metals, I'd tell them to contact them.

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    Customer ServiceSales & MarketingPriceRatesTimeliness

    Reviewed Dec. 18, 2025

    I bought three 1-ounce silver pieces from Universal Coin & Bullion. When I called them on the phone to take advantage of their promotion, they said the price went up and then told me the latest price. I said I just got the magazine. 'I’m one of the first people to receive the magazine and you’re telling me that you cannot sell me three 1-ounce pieces of silver for the advertised price?'

    I honestly wasn’t going to buy from them, but the person I talked with on the phone went to talk to somebody else and he said they were putting a limit of size 1-ounce bars. He said, 'We can sell you three 1-ounce bars at the advertised price, but if you want to buy the other three, it’s at the other price.' Truthfully, I felt it was just bait and switch but since he offered me three ounces at that advertised price, I accepted the offer.

    Universal Coin & Bullion should be advertising on the internet rather than on a magazine that comes out a month after they put the ad in. If they advertise it on the internet on the day you see it, then that's usually the price. They need to improve their business as far as promotion. They didn't charge for shipping, which was part of what they were offering, and my purchase came regular delivery. However, I wanted three bars, and they sent me two coins and a bar. And the bar that they sent me was used. I knew it because it was tarnished.

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    PriceRates

    Reviewed Dec. 18, 2025

    I received one shipment from Universal Coin & Bullion. The delivery timeline of my order seemed fairly timely, and the product looked good. I'm assuming their price is comparable to other places. So, I would recommend them. I will probably do business with them again in the future.

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    Sales & MarketingStaffRates

    Reviewed Dec. 8, 2025

    I've bought silver before, and that's all I buy from Universal. I love my purchase experience. It was very easy to do, and the quality of the products is exactly what I expected. So perfect. Clint, their representative, is a good guy. They also have a good help program.

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    Customer ServiceSales & MarketingStaff

    Reviewed Dec. 8, 2025

    I have known about Universal Coin & Bullion for a long time. I was looking in the Beaumont Examiner paper and saw Universal has coins and that they run some specials sometimes. I’ve just gotten back into purchasing gold and silver over the last couple of years. I called and got one of the specials that they were running.

    The quality is always top-notch and without flaw. I happened to get ahold of Chris, one of their guys, and it turns out that we knew some of the same people from 30 years ago. I’ve dealt with him three times now and I’d give him high marks. Overall, I’m very satisfied. In fact, I’ve looked over information that they have about IRAs which is something I might be doing in the coming year.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffFollow-Through

    Reviewed Dec. 8, 2025

    I saw the advertisement in the NRA Magazine for Universal Coin & Bullion and called them up. The gentleman I was speaking to was a real nice guy, and knowledgeable about the product. From the purchasing price to the shipping and about how long it would be, he was accurate. I ended up getting a few silver coins that were pristine and as described. The price was actually less than spot and probably cheaper than anywhere else. Delivery was accurate and fast. I guess people get leery about buying stuff from people. I would do business with them again.

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    Sales & MarketingPriceStaffRates

    Reviewed Dec. 7, 2025

    I used to deal with Mike and he was really helpful, and so was the guy I talked to the last time. I used to just call the number whenever I see coins that I want to have in the NRA magazine. The only thing I don't like is the high pressure of trying to sell me something that I can't afford. I know it's what salesmen do. But I'm a disabled vet and about all I can buy is silver. I did buy a 10-ounce of gold just to have it, but I would appreciate not to be pressured after I straight up told them. Also, I was told by Mike that the gold coin would be sent UPS, and it came to my mailbox. Occasionally, my mail goes to someone else's box and something of that value, it should be delivered to my door. If I've ordered something that I'm paying $498, I'm assuming they're insured when they're sent in by US mail.

    Still, I'm going to continue using Universal because they've got about the best rates I've seen anywhere for purchasing coins. I save usually about $10 a coin compared to the government side and places like it. I'm pleased with Universal. I'm satisfied with the way they operate.

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    Sales & MarketingPriceOnline & AppStaffRatesFollow-Through

    Reviewed Dec. 2, 2025

    I placed an order from Universal Coin. Their website was user-friendly, and the quality of their product is as advertised. The price I paid was fair, since it's as good as anybody else. Overall, my shopping experience was smooth.

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    Universal Coin & Bullion Company Information

    Company Name:
    Universal Coin & Bullion
    State/Province:
    TX
    Country:
    United States
    Website:
    universalcoin.com