Universal Coin & Bullion Reviews

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Edited by: Matt Zane

About Universal Coin & Bullion

Universal Coin & Bullion is a U.S.-based dealer specializing in precious metals and rare coins. Founded in 1994, it offers coins and bars made of gold, silver, platinum and palladium. The company also assists investors by setting up and managing gold IRA accounts. Customers can create a free account to begin shopping or investing online. It does not charge fees to facilitate the setting up of a precious metals IRA, and, for a period of time, will cover fees independently charged by third-party depositories and precious metal custodians under certain circumstances. Universal Coin & Bullion is led by Dr. Mike Fuljenz, recognized as America’s Gold Expert. Dr. Fuljenz was asked to create the Consumer Alert on Gold for the Attorney General of Texas. He was named the Coin Dealer of the Year in 2021, one of the “World’s Greatest Coin Graders” by COINage Magazine and was named a “Friend of the BBB” for his work in protecting consumers from unscrupulous coin dealers.

Pros
  • Offers a wide variety of products
  • 100% satisfaction guarantee
  • No minimum order requirement
  • Free shipping on orders over $199
Cons
  • Does not disclose investment fees
  • Higher cost for using card or PayPal

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

What is Universal Coin & Bullion?

Universal Coin & Bullion provides rare coins minted by the U.S. Mint and also offers bullion coins from other trusted mints around the world, including The Royal Canadian Mint, The Royal Mint, The Perth Mint and The Austrian Mint. Its website features educational content, like price charts and articles. It also has programs, including the 20/20 program, which is an investment strategy designed to identify and recommend coins with strong growth potential and broad market appeal.

According to its website, the company has served over 500,000 satisfied customers and generated more than $2.4 billion in sales to date.

How does Universal Coin & Bullion work?

You can shop for precious metals or rare coins online through Universal Coin & Bullion’s website. You’ll need to create a free customer account before checking out. You can also call customer service during business hours for assistance with purchasing items.

The company accepts payments by credit card, PayPal, wire transfer, personal check and cashier’s check. There is an additional cost to pay with a credit card or PayPal.  All payments must be received within five business days of order placement. There are no minimum order requirements, but you can get free shipping on orders over $199.

Items are shipped between three and 15 business days after order placement, depending on the method of payment. For instance, online credit card orders typically ship within five to 15 business days, while credit card orders placed by phone are usually shipped more quickly — within two to three business days.

Universal Coin & Bullion products

Universal Coin & Bullion offers a comprehensive selection of precious metals and coins tailored for both investors and collectors. Some of its product offerings include:

You can also set up a gold IRA account with Universal Coin & Bullion. A gold IRA is a self-directed individual retirement account that allows you to invest in physical gold and other precious metals instead of traditional assets like stocks and bonds. Your investment is stored at an IRS-approved depository and is insured against physical loss, damage and theft.

» COMPARE: Best gold dealers

Universal Coin & Bullion pricing

Universal Coin & Bullion maintains pricing transparency by displaying up-to-date prices for its gold and silver products directly on its website. Prices may fluctuate often due to changes in the market value.

The company offers a 100% satisfaction guarantee, allowing you to return items within 30 days of the original purchase, provided they are in their original packaging, for a full refund. It also states on its website that it accepts trades of precious metals and coins.

Universal Coin & Bullion does not charge fees to facilitate the setting up of a precious metals IRA and, in fact, for a period of time, will, under certain circumstances, cover fees independently charged by third-party depositories and precious metal custodians.

Is Universal Coin & Bullion legit?

Yes, Universal Coin & Bullion is a reputable retailer of precious metals and rare coins. Founded in 1994, the company brings over 30 years of industry experience. It is associated with several industry organizations, including the Numismatic Guaranty Company and the Professional Numismatists Guild. Universal Coin & Bullion also backs its products with a 100% satisfaction guarantee.

Universal Coin & Bullion FAQ

What metals does Universal Coin & Bullion offer?

Universal Coin & Bullion offers gold, silver, platinum and palladium products.

Where does Universal Coin & Bullion store my precious metals?

Precious metals bought as part of Universal Coin & Bullion’s gold IRA program are stored in a high-security, IRS-approved depository.

Can I set up an IRA with Universal Coin & Bullion?

Yes, you can set up a gold IRA with Universal Coin & Bullion. Just visit the company’s website to create an account or give it a call at 800-248-2223.

Can I purchase gold online with Universal Coin & Bullion?

Yes, you can purchase gold via the Universal Coin & Bullion website. Current prices are updated frequently. You can pay for your purchase using a credit card, PayPal, wire transfer, personal check or cashier’s check.

Universal Coin & Bullion Reviews

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    How do I know I can trust these reviews about Universal Coin & Bullion?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServicePrice

    Reviewed June 4, 2025

    I liked the price of the coins at Universal Coin & Bullion and I ordered them online. I had a little difficulty searching and finding out what the shipping price was gonna be, but the customer service was good. People should give UCB a try if that is something they want to do.

    Thanks for your vote!
    Universal Coin & Bullion
    Response from Universal Coin & Bullion

    Thank you so much for your positive feedback! We're thrilled to hear that you found our pricing appealing and that our customer service met your expectations. We appreciate your suggestion about improving ease of finding shipping details and will work on that. Your recommendation means a lot to us, and we're glad you enjoyed your experience with Universal Coin & Bullion.

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      Verified purchase
      Sales & MarketingPriceStaffGold Quality

      Reviewed May 24, 2025

      A gentleman from Universal Coin & Bullion called me. His name was Tristan and he was very nice. Everything was as advertised and the products I received from them were good quality. I was very happy. Also, I've dealt with other companies in the past and they were very competitive on the pricing.

      Thanks for your vote!
      Universal Coin & Bullion
      Response from Universal Coin & Bullion

      Thank you for sharing your positive experience with Universal Coin & Bullion. We're thrilled to hear that Tristan provided excellent service and that the products met your expectations in quality and pricing. It means a lot to us to be noted as competitive and reliable compared to your past experiences with other companies. We're delighted you are happy with our service, and we look forward to serving you again.

      Verified purchase
      Punctuality & Speed

      Reviewed May 23, 2025

      We got a friend that does business with Universal Coin & Bullion for quite a while and since I just started to buy some silver in the last few months, I went with what he had good luck with. I pulled up the site, decided what I wanted to do, and made the order. I've been on the website many times and I've been ordering the same thing, but I look at all the other stuff. The website seems easy enough to use and so far, I've had no issues whatsoever with Universal Coin & Bullion. They tell you right upfront that things may take a while and that's good. But things show up timely enough.

      Thanks for your vote!
      Universal Coin & Bullion
      Response from Universal Coin & Bullion

      Thank you for taking the time to share your positive experience with Universal Coin & Bullion! We're delighted to hear that you're finding our website easy to use and appreciate our upfront communication about order delivery times. It's wonderful to know that you're satisfied with both our products and service. We sincerely value your business and look forward to serving you in the future.

      Verified purchase

      Reviewed May 21, 2025

      Universal Coin and Bullion is legit and I recommend it. I found them online and they have very unique products. They also have the best price. I ordered a little, then they sent me the coins and the delivery was fast. Everything else is good too.

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      Verified purchase

      Reviewed May 20, 2025

      Universal Coin was showing a Peace Dollar for $39 and I ordered the coin and they sent it to me. The quality was very good. I was impressed. Plus, the delivery was a lot better than other companies I’d dealt with before. After I placed the order, I was wondering how I could get in touch with UCB to order the case. But it came with it. And I was very well pleased with that.

      Thanks for your vote!
      Universal Coin & Bullion
      Response from Universal Coin & Bullion

      Thank you for taking the time to share your experience with Universal Coin. It's wonderful to hear that you were impressed with the quality of your Peace Dollar and appreciated the prompt delivery service. We're glad the inclusion of the coin case met your needs too. Your satisfaction is important to us, and we hope to continue providing you with excellent service in future orders.

      Verified purchase
      Customer ServiceOnline & AppStaff

      Reviewed May 22, 2025

      Universal Coin & Bullion is worth dealing with. We did a 401(k) transfer and their website was easy. The customer service reps were very helpful as well. Anytime we had questions, they were right there the whole step of the way to deal with us.

      Thanks for your vote!
      Universal Coin & Bullion
      Response from Universal Coin & Bullion

      Thank you for sharing your positive experience with Universal Coin & Bullion! We're thrilled to hear that the 401(k) transfer process went smoothly and that our website was easy to navigate. Our team is committed to providing helpful support, and it's wonderful to know that they were with you every step of the way to answer any questions. We appreciate your trust in us and look forward to serving you in the future!

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      Universal Coin & Bullion Company Information

      Company Name:
      Universal Coin & Bullion
      State/Province:
      TX
      Country:
      United States
      Website:
      universalcoin.com