Universal Coin & Bullion Reviews

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Edited by: Matt Zane

About Universal Coin & Bullion

Universal Coin & Bullion is a U.S.-based dealer specializing in precious metals and rare coins. Founded in 1994, it offers coins and bars made of gold, silver, platinum and palladium. The company also assists investors by setting up and managing gold IRA accounts. Customers can create a free account to begin shopping or investing online. It does not charge fees to facilitate the setting up of a precious metals IRA, and, for a period of time, will cover fees independently charged by third-party depositories and precious metal custodians under certain circumstances. Universal Coin & Bullion is led by Dr. Mike Fuljenz, recognized as America’s Gold Expert. Dr. Fuljenz was asked to create the Consumer Alert on Gold for the Attorney General of Texas. He was named the (ANA) American Numismatic Association Coin Dealer of the Year in 2021, one of the “World’s Greatest Coin Graders” by COINage Magazine and was named a “Friend of the BBB” for his work in protecting consumers from unscrupulous coin dealers.

Pros
  • Offers a wide variety of products
  • 100% satisfaction guarantee
  • No minimum order requirement
  • Free shipping on orders over $199
Cons
  • Higher cost for using card or PayPal

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

What is Universal Coin & Bullion?

Universal Coin & Bullion provides rare coins minted by the U.S. Mint and also offers bullion coins from other trusted mints around the world, including The Royal Canadian Mint, The Royal Mint, The Perth Mint and The Austrian Mint. Its website features educational content, like price charts and articles. It also has programs, including the 20/20 program, which is an investment strategy designed to identify and recommend coins with strong growth potential and broad market appeal.

According to its website, the company has served over 500,000 satisfied customers and generated more than $2.4 billion in sales to date.

How does Universal Coin & Bullion work?

You can shop for precious metals or rare coins online through Universal Coin & Bullion’s website. You’ll need to create a free customer account before checking out. You can also call customer service during business hours for assistance with purchasing items.

The company accepts payments by credit card, PayPal, wire transfer, personal check and cashier’s check. There is an additional cost to pay with a credit card or PayPal.  All payments must be received within five business days of order placement. There are no minimum order requirements, but you can get free shipping on orders over $199.

Items are shipped between three and 15 business days after order placement, depending on the method of payment. For instance, online credit card orders typically ship within five to 15 business days, while credit card orders placed by phone are usually shipped more quickly — within two to three business days.

Universal Coin & Bullion products

Universal Coin & Bullion offers a comprehensive selection of precious metals and coins tailored for both investors and collectors. Some of its product offerings include:

You can also set up a gold IRA account with Universal Coin & Bullion. A gold IRA is a self-directed individual retirement account that allows you to invest in physical gold and other precious metals instead of traditional assets like stocks and bonds. Your investment is stored at an IRS-approved depository and is insured against physical loss, damage and theft.

» COMPARE: Best gold dealers

Universal Coin & Bullion pricing

Universal Coin & Bullion maintains pricing transparency by displaying up-to-date prices for its gold and silver products directly on its website. Prices may fluctuate often due to changes in the market value.

The company offers a 100% satisfaction guarantee, allowing you to return items within 30 days of the original purchase, provided they are in their original packaging, for a full refund. It also states on its website that it accepts trades of precious metals and coins.

Universal Coin & Bullion does not charge fees to facilitate the setting up of a precious metals IRA and, in fact, for a period of time, will, under certain circumstances, cover fees independently charged by third-party depositories and precious metal custodians.

Is Universal Coin & Bullion legit?

Yes, Universal Coin & Bullion is a reputable retailer of precious metals and rare coins. Founded in 1994, the company brings over 30 years of industry experience. It is associated with several industry organizations, including the Numismatic Guaranty Company and the Professional Numismatists Guild. Universal Coin & Bullion also backs its products with a 100% satisfaction guarantee.

Universal Coin & Bullion FAQ

What metals does Universal Coin & Bullion offer?

Universal Coin & Bullion offers gold, silver, platinum and palladium products.

Where does Universal Coin & Bullion store my precious metals?

Precious metals bought as part of Universal Coin & Bullion’s gold IRA program are stored in a high-security, IRS-approved depository.

Can I set up an IRA with Universal Coin & Bullion?

Yes, you can set up a gold IRA with Universal Coin & Bullion. Just visit the company’s website to create an account or give it a call at 800-248-2223.

Can I purchase gold online with Universal Coin & Bullion?

Yes, you can purchase gold via the Universal Coin & Bullion website. Current prices are updated frequently. You can pay for your purchase using a credit card, PayPal, wire transfer, personal check or cashier’s check.

Still have questions?

Universal Coin & Bullion Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    PriceStaffRatesValue

    Reviewed April 25, 2026

    I liked the products and the prices for the products of Universal Coin. The products were good. Good value and good quality. The reps were all easy to talk to and easy to figure stuff out if things were out of whack. My experience with them has been really good. They're a good place to buy some coins from, and I appreciate their business with me. I would use them again.

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      Verified purchase
      Sales & MarketingPriceStaffBillingRates

      Reviewed April 10, 2026

      Right now, gold and silver are at a premium, and I'm on hold on everything. But when I dealt with Universal Coin, I was pleased with them. I liked their price. I'm very knowledgeable and I've been doing this for a long time. And they were pretty good with just telling me what they had, because it's not that they were really trying to sell me anything. It's just that they had what I was interested in at a reasonable price. Sometimes, we used a credit card. Sometimes, I sent them a check, and they got it right out. There were a couple of specific salesmen who were pretty good as well. They're a good company to deal with, whether you're knowledgeable or not. I don't think they're in it to really take advantage of anybody. I would deal with them again when I'm ready.

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      Verified purchase

      Reviewed March 11, 2026

      Universal Coin & Bullion has been a good outfit. Communicating with them was simple and easy. The purchases I've made so far have good quality. I've got coins and another product from them. Universal's product quality and the service stand out. Those are two important things.

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      Verified purchase
      Customer Service

      Reviewed March 7, 2026

      I heard about Universal Coin through the NRA magazine. I bought from them, and the products I received have been fine. Their communication was fine as well, and the process was straightforward.

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      Verified purchase
      Customer ServiceSales & MarketingStaff

      Reviewed Feb. 28, 2026

      I saw an advertisement for Universal Coin and I reached out to them by phone. The rep I worked with was very nice, informative and helpful.

      I’ve been very happy with Universal Coin and would work with them again in the future.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed May 2, 2026

      I've heard of Universal Coin & Bullion years ago through my association with the NRA. My experience with Universal has been excellent. My order came promptly.

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      Customer ServiceSales & Marketing

      Reviewed March 24, 2026

      I purchased 1 gold buffalo from Universal Coin a little more than a year ago. Now the sales department won't stop calling me! Several different people have called me and left me messages telling me to call them because they have a "Great Deal for me". I have NEVER been harassed so much by any company in my life. Like a bunch of used car salesman they won't leave me alone. I will NEVER make a gold purchase from this company again.! Stop calling me! ... I have said this directly to the salesman before.....but they don't listen.....

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      Verified purchase
      Customer ServiceSales & MarketingPriceRates

      Reviewed Feb. 27, 2026

      I found out about Universal Coin through NRA and I liked who they had working with them. The products are mostly good too. Last time, I felt a little slighted, but not bad. I paid a little higher price, $300 a coin, than I could find it otherwise. Because I've dealt with them before and I went with their knowledge and not mine. They have better knowledge of it than me. The delivery also took little longer than I expected, but it was fine. It didn't make any difference at that point. Mostly, I've been okay with Universal Coin. They've steered me in the right direction and the communication has been good. Occasionally, they overplay their sale and if I tell them no, they keep pushing. They're a little pushy sometimes.

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      PriceStaffRates

      Reviewed Feb. 26, 2026

      I was a commodity trader. I started doing business with Universal Coin back in 2009, and I've always been happy with them. I trust them and everything's always right neck accurate. The items are exactly what I've ordered. I've referred a lot of business to them that made bigger purchases than I have. The nice thing is, Josh, the rep, has always taken care of me when I've done that. ‘Cause I told him, “Scratch my back, I'll scratch yours,” as the old saying goes. And he's always taking care of me when I've sent people, because people and colleagues, I always tell them, “Do business with Universal Coin. They're professionals. They've been around a long time and they got great staff.” Sometimes I would get a different price when I would be talking to Josh but I'd say, “Can you refresh and see what you're showing versus what I'm showing?” And he would always nail it.

      The only thing I am interested in is protecting my worthless dollar. Even though I'm retired, I know what's going on. I was rich with the US Treasury. What's going on with the dollar isn't healthy, isn't good. So, I buy gold and silver from Universal Coin to turn around and sell one day when I've made enough money that I can purchase a house. It's for investment purposes.

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      Verified purchase
      Customer ServiceSales & MarketingPunctuality & SpeedStaff

      Reviewed Feb. 25, 2026

      Universal Coin & Bullion had something I wanted. I called them. It's a family guy I talked to, and he had what I wanted to order, and I ordered it. He gave me what I wanted and haven't really hassled me much since. He was knowledgeable, and he had my items shipped promptly. These are some collectible silver pieces, and the quality was what they advertised.

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      Universal Coin & Bullion Company Information

      Company Name:
      Universal Coin & Bullion
      State/Province:
      TX
      Country:
      United States
      Website:
      universalcoin.com