Republic Finance Reviews

I love Republic Finance. They always are so kind and lovely to work with. The process is super easy and quick. I had hesitations about taking out loans, but they make it a very enjoyable experience. I give them 5 stars and would recommend them to anyone!

Application process takes only few minutes. Less documentation required. Very friendly staff. Installments are lower. Reasonable rates of interest. Charges are low. Everything about billing is transparent.

Read your paper work carefully especially the annual percentage rate and amount financed. They tell you it's one thing and once you read it's totally different and you're stuck with it. The % was 31.450 which is ridiculous.

1. Bait-and-Switch: they will offer to lower your interest rate, but when you go in to do the paperwork, you will find out you have to take out more money to get the lower rate. In addition, there is some fuzzy math they do...take a calculator and be savvy about loans when you. They are banking on you not being good with numbers.

This has been my worst experience EVER with any type of loan! I borrowed $2000. I paid back almost $5000! I went in the office to ask them why my balance kept increasing as I increased my monthly payments and my payment amounts and the only reason they could give me was due to my high interest rate!!! This company reeks of BS and I will tell as many people as I can to NEVER do any type of business with them!!! This is a very crooked company! As I stated in the title, RUN FOR YOUR LIFE!!!!

Worst company ever. They knowing reported my account late for moths because THEY did not report a double payment for March. When I disputed it with Experian with receipts to back it up, they closed my account and added 1500 to my loan. Now I am still disputing all the false late payments and the increased dollar amount on the loan. Do not do business with these crooks.

Do NOT, and I mean NOT get and/or sign for a loan from this company. Customer service nil. Was waiting on a letter regarding the “live check” sent to me and, this company has positively, REFUSED to send to my attention, IN WRITING any form of an account number, etc. requested a payment book to mark any and all payments made to record in this payment book and was told by Garrett **, Elizabethtown, KY. Office they do NOT provide one. After I made the payment, asked how do I know it got applied to the right loan WITHOUT an account number. Mr. ** could not answer. Going to have a “come to Jesus meeting” with Garrett ** come Monday morning!

I wish I could give zero stars! Despite me not applying for a loan, Republic has reported that I took out a loan and sent me a bill. I have notified Republic in writing and by telephone that this is FRAUD but I have yet to receive a response!

Company sends 'loan' check to me, I didn't apply for/inquire for/sign for. Attached was a paper stating vague terms included insurance for death, job loss etc. Loan terms stated minimal info. Thought check was fake but wasn't. Googled RF & they are non-accredited and F rating with ex-staff & client's complaints & exposure as a scam.

** at Republic Finance, 130 Wildwood Parkway, Birmingham, Alabama 35209, was very helpful with our financial concerns today, 04/17/2019, and we highly recommend anyone to call 205-943-9334 and ask for **, who is the Assistant Branch Manager at Republic Finance. Thanks so much for the great service and Happy Easter too, and God bless! Mark, Birmingham, Alabama, USA.

First of all I have paid my loan on time every time for the past 10 years or so. Paid 3 or 4 loans off. They are sending me letters all the time saying we have 3-5k waiting for you. They got a new manager. The past 2 months I have gotten late notices even though they know it goes out 3 Wed of the month. The bank is slow not me. They can't seem to figure out a way to co change the due date. I phoned in a small loan of 3k on Friday. Lady told me, "Call back Monday." I called there 10-12 times, rang 10 roughly then went to voice mail. Called back this am no approval yet. It's now Tuesday. 12 pm no call back. Got thru to her. She said the loan was never pushed thru and she would call me back in an hr. She called me back, told me, "Great news. You have been approved for 2k." Told her was looking for 3k not 2. More than likely they did not feel like redoing the loan papers. I told them to forget it. Will just put it on one of my credit cards.

They absolutely refused to work with me in any way possible. When it came down to it I was threatened and told that I'd be hearing from their attorney. In the end I never heard anything and I get called to my company's HR department saying they're going to be doing a 25% deduction from my checks until it is paid in full. Worst loan company ever.

My account was paid in advance and my account balance went up. This affected my credit score and I am not the least bit happy about how they do business. This company needs to be investigated by the Federal Government for cooking the books. I am going to make a report to this effect also.

I can honestly say that dealing with this company is the absolute worse experience that I've ever had with a loan company. The office manager there is just rude, heartless and does not need that position period! Yes a loan company is to pay back the money borrowed and with this company I was not paying attention to the check. They mail you out to lure you in because I was waiting on a personal check from insurance company. Will be so thankful when I can get if I live to see it the last red cent that I owe them period.

My father which is 75 was diagnosed with cancer could not work anymore like he was. This said loan had been paid on for a year and never lowered. When he got sick stopped making payments cause he couldn't afford to. Called told them he was gonna go bankrupt the one where you pay everyone a little every month... During this process they sent him a civil suit so he turned over to his lawyer and when went to bankruptcy court they were the only collectors who showed up demanding 50 dollars more a month...

Well try call this company and it says call local branch to make payment. Tried 8 times within hr time and nothing but answering machine. Guess they're so busy and can’t answer phone. I regret my loan every day and wish I didn’t get it to buy my motorcycle but now I owe Republic Finance 3 times what I can sell bike for. So screwed. Can’t wait till paid off and be cold day you know where before I go thru this finance company again!!! Rather pick up cans or starve first!!! You will pay double or triple back and pay insurance on listing your toaster for collateral!!!

Seriously!!! These guys are Loan Crooks and make it their mission to ruin your credit too in the process. They have Pulled HARD PULL INQUIRIES On my credit report numerous times for no reason, Which knocks it down 5 or more points a wack. I called and asked why they are doing repeated HARD PULL INQUIRIES on me. The response I got was that it's in my contract that they have the right at any time to do a credit inquiry. Really!!! I've gone back and read every word of the contract and It doesn't say anywhere that they can do that. Once I understand at the time of loan approval but not REPEATED!!! Headed to my attorney's office in the morning to see what I can do. CROOKS I SAY!!! Would give a ZERO if I could. Somebody needs to stop these crooks.

One payment was returned due to a mistake by my bank. As a result, Republic will never again accept an ACH payment after just one returned item, no matter how long you've been with them. They charge a fee to pay via debit and I no longer live near a branch so can't pay cash in person. How does one pay their balance off if they won't take a check, charge you for using your debit card, can't pay online, and you don't live near a branch? Very antiquated business, unprofessional manager at Bedford, TX. An ACH payment is a legal form of tender in the state of Texas. Glad I paid them off early and will never EVER borrow from this unprofessional, inconvenient company.

Well I myself was treated fair but Republic took out a life insurance policy on me until this loan is paid? Is this fair? Can they do this? What's to say they put a hit out on me? 25,000 is a lot of ???. Does anyone know?

I have been dealing with this company since 2012. They were AWESOME!! Since January 2018 they have switched management, workers etc. NOW THEY SUCK!!! I was recently hospitalized and was out of work for a month, my loan fell behind because I am single and only have me to pay bills!!! I have faxed medical paperwork in they claim they didn’t get. I have tried to work with these people but the new management is HORRIBLE!!! The old crew Paige and Shannon were this location's backbone!!! These new people CAN GO SUCK A ROTTEN EGG!!!

Republic Finance Ruston, Louisiana - These people will call you every day 3 or 4 times a day if you are behind on your loan. They once ran thru a post date check of mine 2 weeks early and then argued with me that they didn't do it. I'm looking at my checking account and it very clearly shows that they ran it thru 2 weeks early. Just today, June 27, 2018, they called and left a message with the answering service on my job that they were calling about my account with them. First of all you don't reveal personal information like that to someone's job. I am sick of these nonprofessional people. I have turned them into the Better Business Bureau. If they send you a check, tear it up, shred it but in no circumstances do business with these people. I HATE that I ever did business with them. I wouldn't recommend them if my life depended on it.

I had an initial loan. They offered to loan me $1100.00 more 2 months after starting payment on that initial loan, and charged me as if I borrowed the balance of what I owed for the initial loan plus the $1100.00. This meant I had to pay over $8k for a little over $2k. After mentioning to the representative how I will pay this off quickly, she continued to hold this long distracting conversation while pushing all of these signature pages in my face for me to sign... Not realizing I was signing that I borrowed the remaining balance when I really didn’t. She made me believe they were adding another $100.00 to my initial monthly payment and paying that from now on until it was paid. That was all lies. Once I realized what happened, I called and sent communications to the corporate office, and no one ever returned my calls. I would not recommend anyone use Republic Finance EVER! They are a scam! I will NEVER IN MY LIFE have anything to do with them again.

Initially, Republic Finance was good to work with. However that changed. We got behind and then contacted them to catch things up. They sent a "collection" person who forced his way into our apartment complex by knocking over one of the residents. This person delivered papers and was aggressive again when he came to our door. I contacted the attorney and the Republic office. I went in set up to have payments drafted twice a month. The manager said that she couldn't give me a balance at that time because she hadn't heard back from the attorney.

I did not apply for the loan, Republic sent me a check for $3206.17, so called the business to ask them about the payments, and if I paid it off before 30 months would there be any penalties. "No," that what Dustin an employee there, went to pay it off, now it's another story and Dustin no longer work there, I spoke someone name April, she claims it's 30 days and the interest goes away, so she want me to pay the interest for 30 months.

They're always there when I need them! I have only had a positive experience with Republic! And for that, I'm a loyal customer! I've borrowed money from them 20 times or more, pay my bill on time, every time, and never one problem!!

I've done several 'Live Check' Loans with Republic. One was for $1300, paid that back in 30 days, one was for $1900, paid that back in 3 months, etc. They are always great. I've tried to get loans with other places for much LESS, gone through long processes, only to be turned down, whereas Republic will always write me, no questions asked. Outstanding. Madison TN location (North Madison) 100% outstanding - Brandon is AWESOME!

1 Nov 2017 I was approved for the said loan! Ryan requested a payment of $275 since my credit was bad... Per the FTC I must pay before receiving the said loan! Told me to get iTunes gift cards! I did, then he said the FTC stated I must pay another $275. I said I will not pay anymore and requested my $275 back! I have not rec'd it back!

Republic Finance sent me an unsolicited live check in the mail and continued to harass me every day for more than a year trying to get me to borrow more money. Turned off website payment access and required that I call their corrupt lawyer buddy directly to make payments in order to milk another $45/month for being 15 days late, while I was trying to relocate out of state for new job. Refused to accept phone payment per instructions in Republic Finance letter in order to garnish wages and get money back quicker. Very, very corrupt.

DO NOT USE THIS COMPANY! It's a total rip off! For starters, my husband and I took out a title loan in 2012 for a total of $5,000. Our payback amount was close to $10,000! Before the loan was paid out, my husband decided to take out another loan of $3,000. That started the loan over again and the balance was over $8,000! Again, he stupidly wanted to take out yet another loan WITHOUT MY CONSENT some years later, this time for just $1,000. The balance jumped from $6,000 to over $8,000! I didn't realized he took out another loan until I noticed the balance PLUS I received a denial letter from the company.

I accepted a loan from this company to consolidate some debt. We never missed a payment. In February 2016, I was hospitalized in a coma. The company did not believe despite photos and doctor's information. They refused to speak to my wife and demanded to speak to me while still in a coma by the way. So, payments were now late but arrangements were made. This company then decided to take us to court. We went through mediation and agreed on an amount to repay monthly with zero interest or fees. Well, they have continued to charge interest on every payment despite the judges signed order. Contacted mediation and they contacted Republic Finance. Republic Finance said they have the right to continue to charge their high interest. So, now we will take them to court for not honoring this court agreement.

When applying for a loan, process was smooth. But when the checks were deposited in my account they were fraudulent checks. Therefore bouncing my account all over. When trying to reach them no response. Now they finally said that I had to pay them money in order to get my accounts unfrozen. Be careful of this company. Checks do not come their company, but from some other company. Think twice, please.

When my husband and I were late on a few payments they decided they would put a hold on our bank account… which means every time he gets paid they take it all. My husband signed a legal document stating it was garnishments that was being taken but that was not the case!! We have 3 child who just started college and they took everything anytime we put $$ in the account. We will never ever get a loan from this company again & if you are thinking about it I would definitely think TWICE!!!

After having heart attack and being back on my bills I applied to refinance my loan. I was denied because of credit check report after being sick. Making sure that I make my payments so I can have a backup now. I don't know what I'm going to do right now but I'll make it. No thanks to this company. I wouldn't even read them. They are a 0 a my book. I will recover but with everything I do I will pull this company and hope that they go bankrupt so they can feel how I feel.

We received a loan for $1300 to use to pay a medical bill that was related to my recent pregnancy. We used the New Orleans branch to get everything set up. Their staff was very helpful and friendly. Republic Finance helped me out when no other companies would approve my loan. Thank you so much!

My niece is the loanee... she called today crying pleading for help. This company REPUBLIC FINANCE as above. She sometime ago got a "loan" from this company. She is on welfare and a single mom with kids. She now is receiving threats from this company for missing this month's payment. With inflated interest charges. I just checked out the company and it has the worst reputation of any business I have seen. I was going to try to make a payment for her but obviously it will not help in the end. PLEASE INVESTIGATE this company. They are doing illegal collections and inflated interest that can never be paid off. No matter how small the loan is. This company is leeching from poor people who are desperate however it's still not MORAL. You may contact me back for any other info... but PLEASE INVESTIGATE THE BUSINESS ASAP. Thank you.

My family was experiencing hard times due to my husband being laid off from work (oil and gas industry). We were falling behind on bills and reached out to Republic Finance for help. They gave us a loan for $1650 to help out with the past due bill of ours. My experience has been extremely positive with all of the Baton Rouge staff. I have it setup to automatically take out my loan repayment each month from my bank so I don't have to worry about not paying. Thank you Republic Finance for helping me and my family.

I have never missed a payment and always paid on time through direct payment taken from my account. Now I pay directly at the location. First they sent me a text on the 3rd of the month to ask what date I will be making the payment. I gave them the date but and then they called back to tell me that I need to bring cash, which I had been doing ever since I started paying at the location. After telling them I would be there before closing they then still insisted on an exact time. I gave them a time and the next day they send me a letter requesting payment again. I will NEVER EVER USE THEM AGAIN AND RECOMMEND TO OTHERS TO CHOOSE ANOTHER LENDING FIRM. RUN WHEN YOU HEAR THE NAME REPUBLIC FINANCE.

This company is extremely difficult to work with & unprofessional. They had our address wrong for a year. When they finally did send us a bill they told us we had to catch up on payments. They have even admitted they had the wrong address the entire time. Once we finally talked to them on the phone & got the payment amount and address correction, we began making monthly payments. Even though we still weren't receiving statements. We've spoken to them numerous times and it has taken months to get the statements in the mail. Yet, still we made payments.

They are not to be trusted. Read all fine print. Don't let them rush you like they did me. I could go on and on but basically go anywhere else. I got behind a total of 48 days which is a lot but only 1 and 1/2 payments. Told them at 46 days late I would be receiving a small inheritance in about 5 days and offered to show them the legal documents. Instead of working with me they had me served for collection w/in days later at 48 days late so they could charge me extra interest court cost lawyer fees in a different county? Strange.

Do not use Republic Finance. They are the worst company operating. I borrowed $400 and missed 2 payments of only $69.00 totaling $138.00. I went to make the payment and learned they have already started the process to garnish my wages. A total of $2100 with late fees, court fees and unknown heard of fees. Now they have received their funds and continue to garnish my wages as they reported they have not received the funds from the attorney so they cannot notify my employer to stop garnishment until they have received all of their money. RIP OFF.

I would never tell anyone to use Republic and here's my experience with them. I had insurance on my loan my car for collateral. My car caught on fire on the way to work one morning. I got with them. They told me no problem, it would be paid off because my car was worth a lot more than the loan. Well this kept dragging on. I kept in touch with them. Often they said they would call me when the insurance paid off to release the title to give the impound. This took over five weeks when I called two or three times a week to find out how it was going.

I will never get another loan at Republic Finance in Foley AL. This one loan office was rude and arrogant. I paid my first bill and told them to move my due date cause that's what she said so the due date was supposed to be move. I was off work 2 weeks cause of the holidays. They failed to do it so now I'm behind on my loan. I don't want anything else from that location. I say that because all loan officers is not like that but if that's the only location I can go then I'm out. I refuse to be treated like that again cause of something they failed to do and I call a month ahead. Very disappointed.

Republic Finance is a not a good place to go to borrow money. I borrowed money twice with them and paid them never missing a payment nor was I ever late. I paid them back the last time 6 months before it was due to be paid off, that seems not to count with them when you need to borrow again the same amount because a credit score is not high enough for them.

As a small business, we are very dissatisfied with the method of billing and inaccuracies therein. We get billed every 2 weeks with each bill stating a due date of 30 days from billing date. For the 2nd time this year, we have not been credited for payments made. In fact, they credited a payment to then debit that same payment amount with no explanation. After trying to find another company to use, we found they have our small market locked up....no options! We are hoping all of these poor ratings will wake up our small community to demand a change. We literally are having money taken from us!

They garnish both my husband and my checks. They say I owe 6800 and that isn't right. I do owe the money to them and was going to pay it. Got in a jam and they sued for it from both of us. I don't make much money so they taking just bout all my check and now I can't pay my other bills. They don't care as long as they get their money.

Very displeased with this place!!! Me and my boyfriend applied for a loan to purchase a vehicle. Well during the week Alexis called us back and said we are approved for x amount of money. She also told us what all we needed and set up an appointment to sign our loan documents. Well come the day OF the appointment. We call her to make sure we have everything we need. We was actually on the way to get the title names switched over... she says we haven't even got you guys approved yet, my boss was in a meeting and he should be reviewing it today. So I didn't really mind because I figured we was still going to be approved.

I received a $1200.00 loan from them??? No I didn't finish paying them but I did pay for a year $118.00 per month which is approximately $1200.00??? So I never seen a difference in the balance so I stop paying them. I was left with a balance $1900.00 after all my payments. I was also told that I had life insurance, well if I knew that I would have stop paying my life insurance??? No need to pay the same bill twice so to get down to the real I'm being sued for $7000 after making previous payments. They charge me interest on top of interest, now they garnishing my wages with the interest rate, they are charging me on this judgement. I'll be lucky to get out of this 10,000 wondering if this is even legal. I got screwed and on my way to being homeless. This company sucks. I can't feed my kids and pay bills with them taking 1/3 of my wages every week.

This company helped me when others wouldn't! I'm now on my second loan, pay the bill before it's due, and guess what? You guessed it! No Problems! All I have to do is call them up and tell them how much money I need, and within a few minutes I'm on my way to pick up a check! Thank you Republic Finance! You guys are AWESOME!!!

Maria works in the Georgetown office, I find her unprofessional and immature when dealing with the public. She shows no sympathy for people who have falling on hard times, (maybe she was born with a silver spoon in her mouth). I made a promise to pay arrangements to get my loan caught up this month. And this woman had my car towed and showed no remorse for doing so. She may find my hardships amusing, but it's not to me or people like me who try to make it in this world. I should have never went to Republic Finance for help!

Ripoffs. Borrowed 2150.00, paid back over 11,000.00. Don't fool with this company.

I have always made my payments and when my mom had passed away and there was another issue. I made my payments but they put on my credit report that I was 60 plus days late. I spoke with 4 people in there and they are stupid. And so I was talking to this guy Storm and so I told him "if I made a payment on April 1st that paid for April." They have me down for 60 days Plus. So I tried to explain that May to June is 30 days but he said "if you count from April 1st to June 1st that is 60 days." I told him "If I paid April's on the 1st that means it pays for all of April's." He said "no." It's sad that people work in the place and cannot add. I wonder where he got his education. I thought they stopped putting prizes in the Cracker Jack boxes. Please if you can do without these guys please leave them alone.

This is the worst company you can ever do business with. If you fall on hard times they carry you to court time and time again. My dad is sick. I'm not able to work. He has Alzheimer's. I'm his only caregiver. I don't make no money right now. I've told them, "What is going on?" but they don't care. When I do get money I'm going to have to file bankruptcy due to all the times they have carried me to court. Court fees and lawyer fees are not cheap. They had sent me a check through the mail a few years ago when I was falling on hard times. I cashed it to pay my utility bills. I wished now I would have left them alone. They didn't even check to see if I had a job. They are nothing but loan sharks preying on people that are going through hard times. Do not do business with these loan sharks.

I have made some large chunks of payments to these guys to try to get my loan paid off quicker (yeah right). When you do that, then you are paid ahead. Today I got a call reminding me of my payment. What? I just paid $500, $300.etc. What REALLY ticks me off is that you have no way of knowing where your accounts stands. You can't get a statement because they don't even make statements. The only information you can see online is the payments you made ONLINE only. So if you went in or mailed a payment, it doesn't show up. That's it. No balance, no due date, nothing. I can't believe this company has been allowed to stay in business this way. Also, I can't believe the interest rate. My fault though, I knew it going in. Taking out a loan with this company is a big mistake learned!

I have been receiving calls daily from this company looking for my brother. I have told them repeatedly that they are calling my cell in another state and not to call me again. They still leave voicemails directed at him and ask me to relay messages to him. Today they started calling my 11-year-old daughter... I have never heard of them until I reversed searched the number calling me. I feel they are harassing me and am furious that they feel they can call a minor child...

I took out a loan 10-04-14 for $1243.15 (all their fees assessed in there). I came into some money and paid $1200 on 10-10-14, then a first payment of $110.00 to cover the $43.15 and whatever interest would cover that short amount of time I actually had the loan. Never heard from them--until 11-13-15 telling asking me when I plan to start paying off my $1243.15 loan! It confused me for a while because I knew I did not owe them money. So I told the girl on the phone that--she passes me over to her manager who tells me I owe over $300, to be started a year after I paid the $1200. So I told them I made a further $111.15 (online charge of $1.15) to cover the month I had the loan--with the majority of it paid off after six days.

After a long time being a good customer paying my bills on time they have a short memory and would not let me borrow any more money when I needed it. They seem like they don`t appreciate a good customer. Just because they have a short memory I will pay them off and not do any more business with them and they can stick their money where the sun don`t shine...

This Company tells you, well told me I had insurance on my loan when I took it out, $900. Hard times hit lost job, etc. Ask about that and act like I spoke a different language, suing me and the lawyer they have has mislead me and ended up with a civil warrant for my arrest on a court date I knew nothing of. Officer told me to call and see if they would drop the warrant and maybe pay them the money instead of bond. Wouldn't do it, very terrible Company to do business with. Hopefully some kind of law will go in effect to shut this company down, and maybe give them a little of their own habits and the way they do customers.

I have not missed one payment nor have I been late. Payment comes from my checking account automatically. I just checked my credit score and Republic has my payments made good but my balance is not going anywhere! How do I pay 600 dollars and only go down 100? Did not know reputation when I got the loan.

I've just started doing business with them, but reading over the terms and agreement it sounds like a loan! You borrow money and you pay it back! If you pay your bills on time your loan will be paid in full!! Come on guys, don't miss payments and blame the loan company!!

Kirby Whitten Branch - Memphis, TN: You are better off to cut out your own kidney and sell it on a street corner! They are absolute zombies - will call and harass you on the day your payment is due - not a day later - the day. They are rude, heartless and you will pay 500% interest on ANY loan. DON'T DO IT!!!!

Republic Finance is a predatory loan company - nothing more - nothing less. They do business with one of the credit bureaus (somehow) - and gain access to names, addresses and credit scores. If your score meets a certain number - they will send you (in the mail) an actual live check for amounts up to 6k. You can then take this check and deposit the funds into your account. By endorsing the check and cashing it - you agree to all the terms and conditions of their predatory lending practices. They've "gotcha".

I have been dealing with these people for years. The interest rate is terrible and will not help your credit one bit. Matter of fact I stop paying them and my credit score went up. When asked why we didn't I pay them off, I tell them I borrowed 3000 paid 3600.00 and still owed 2500.00. This is a predatory loan, nothing short of a payday loan. They are suing me and dropped the interest rate which is now 7.5% instead of 45%.

I have a loan with Republic Finance and they are the worst finance company to deal with. My loan is in the Gramercy store in Gramercy, La. I borrowed 5000.00 and with all the interests I end up having to pay back 10000.00. I have been paying on this loan since 2010 or 2011 and still paying those high as payments of 357.00 a month. Thank God my last payment is in August 2015. I shouldn't have never borrowed money from this company to consolidate my bills because all the money I gave them I could've paid off my own debt and would still have my credit cards to lean on in case of an emergency.

They are a big rip off. You borrow 4000 and then you end paying back 10.000. I will sue them. I will get them back. They have taken and taken. I have paid on this for 3 years and it never goes down but what comes around goes around. They are rip off so anyone considering to take a loan with them please don't do it. They will rip you off jerks. There got to be a way to stop them from this.

I borrowed fifteen hundred with all the padded on interests and legal fees and hidden fees. I have paid about ten thousands dollars. Don't use this company even if a last resort. I'd rather borrow money from the mob before I deal and recommend these people.

This company is so nice when you walk thru their doors, and continue to be nice, because the interest rate of the loans are 34%, that's right. If you take out a loan they hit you with $720 Interest fee. There hundreds and hundreds of branches.

I have been with Republic Finance for over four years. I never missed a payment. Now I fall on hard times, my job hours cut so it make it hard for me to make my payments so I ask them to cut my payment in half until I get back on my feet. They said no, so they are going to sue me. What kind of people is that can't work with their customer? I will never recommend them to no one.

I have you paid eighteen out of thirty payments at Republic Finance in Cookeville, TN. When I called for a payoff amount, they didn't knock any money off for paying it off a year early. I also overpaid $220.00. This isn't right. Don't deal with this company. They just aren't fair.

I really have a very bad experience in this company. The associate name Willie here in Greenwood S.C.29649 was so rude! He's not good in customer service at all! He don't know how to communicate real and good customer!!

I have a loan with this Company, but seems to Me they do not want to cooperate with me and always keeps calling my place of employment, harassing me and making threats towards me. They are trying to sue me on false pretenses and when I try to call them, they do not answer. I'm thinking of hiring a lawyer to investigate Republic Finance and sue them, and sue them HARD.

When my husband died and I needed to move. Republic offered me a loan. I was desperate and my credit was like 520 so I took it and moved in Aug of 2013. I made my payments. When my car broke down I needed a small amount to fix it. I contacted them and they transferred my account in Feb of 2014. The lender here did not pull a new credit score which was now 670 and charged me 47% interest. Fine I had no choice I needed the $400. Over the course of 6 months I paid them $930.00 on a $2500 loan balance. When I went to pay the loan off today I wrote them a check for $2016.00. I almost fainted. That is $400 interest for 6 months. Man I will hitchhike next time before I ever do business with these crooks again. They are nothing but shysters.

Managers do not provide full disclosure. I took a loan. Without my knowledge I found out they added life insurance to the loan (I already have life insurance that I've been paying into for 14 yrs), also added insurance for my personal property. (I am a home owner and I am full covered for fire and theft.) A loan of $4000 turned out to be a loan of $8000. There have to be a law against what they are doing.

I have had trouble making payment and when trying to get another office to help, you cannot get anyone who understands what is going on. They hound you all the time with calls and want you always to refinance with them. I have asked them numerous times to stop calling my cell phone.

I am filing this for my mother who is deaf and was a victim of an online scam. As a result she was directed to go take out loans. She went in to Advance was given a loan and sold a car club membership along with life insurance. Because she is deaf, she needs to have an interpreter with her so she is fully aware of what she signed. She had no idea what she signed up for. She knew she was getting a loan but didn't realize that the rates were high and that she signed up for other stuff. She doesn't fully comprehend all she reads.

They have been billing me wrong for over six months and I have called twenty times to get a reply but no call back. When I reach Scott or Dave, they tell me that they will take care of the problem, but they never do. I have over-spent on these bills long enough and I still have a broken dumpster that they were to fix six months ago. Please help.

I have asked this company not to call my place of employment in the past. I have requested with the manager Shawn, that they not call me at work. They continue to harass me on my job. If I lose my job I cannot pay anyway. There is only one payment due each time this happens. She has made threats that the way I understand it you cannot threaten me unless she fully intends to carry out the threat to pick up my security or sue me. She has an attitude with me every time she calls. I want the calls at work to stop immediately. If they so wish to file on the account then do so and not keep threatening to take action or harass me on my job. I have paid a payment in the past and she called me the next day wanting it again. This time I left message on their phone returning their call and she still called me today, 6/24/2010, about the one payment.