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OppLoans Reviews

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Edited by: Jon Bortin

About OppLoans

OppLoans is a fintech (financial tech) company that says it wants to help Americans better their financial lives, focusing especially on those who lack access to traditional funding options. To help its customers, OppLoans offers unsecured installment loans to borrowers in need, including those with bad or no credit, entirely online.

Pros
  • Same-day funding in some situations
  • Secure website with 100% online process
  • No hard credit inquiry
Cons
  • High APRs
  • Not available in every state

OppLoans Reviews

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    How do I know I can trust these reviews about OppLoans by Opportunity Financial, LLC (OppFi)?
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    2 featured reviews
    How do I know I can trust these reviews about OppLoans by Opportunity Financial, LLC (OppFi)?
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    Page 3 Reviews 40 - 240
    Verified purchase

    Reviewed July 2, 2019

    I had been turned down by my banking establishment I have been with for 11 years. Opploans accepted my application within minutes. It was so easy and convenient. I highly recommend them. They took a look at more than just my history and took a chance. This means so much to me to be able to consolidate my debt and raise my credit scores.

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    Verified purchase
    Customer Service

    Reviewed July 2, 2019

    This was simple. Easy and fast response. Filling out a form. Got a text message saying they received the application. Got a text message saying I was being in review. Got a text message that it was approved. The funds were in my account within 24 hours. It was very easy

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    Verified purchase

    Reviewed July 2, 2019

    I was doubtful I would be accepted but it let me. And I think it's awesome we can make more than just the one payment a week. But it was quick and easy. I think this will just be thing I need to get me ahead for the moment.

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    Verified purchase
    Price

    Reviewed July 2, 2019

    It is an Easy process to start your loan. The payments are very affordable compared to other loans. You're able to easily refinance without paying off. The okay line portable has everything needed to keep up with your account.

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    Verified purchase

    Reviewed July 2, 2019

    I HIGHLY recommend this company to get a loan filled out app and not even 24 hrs after approval got my money and the application was very easy. This is going to help me get out of the financial debt I was in and for that I am grateful.

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    Verified purchase
    Customer Service

    Reviewed June 29, 2019

    This was a simple, quick, easy, and painless. Fast response and direct deposit was literally for me in a matter of a few hours. You do the choosing. You pick your loan amount and the payment. You are given options for amounts and payments. THANKS!!!!

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    Verified purchase

    Reviewed June 29, 2019

    This will be my third time application for a loan with OppLoans and it's a good company. This company help me when I need assistance paying a bill. So no complaints on my end. So Kudos to OppLoans for being there.

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    Verified purchase
    Customer ServicePrice

    Reviewed June 28, 2019

    Very easy online process, if you need money fast OppLoans will come through fast, no penalties for early payoffs. Low payments, interest rates are high but better than a payday loan. Awesome customer service. Happy customer. I have used OppLoans twice and been very satisfied customer.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 28, 2019

    Friendly and easy to work with and very fast response. l would recommend to friends and family. No hassle with paperwork. All done online. Very convenient. It was all done by the end of the next business day.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 28, 2019

    Quick, easy and friendly. The online chat makes the process go by smoothly. They have been prompt with all documentation and transactions. Each time I’ve had to call regarding my account they have treated me respectful and with dignity. They are always very friendly and courteous.

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    Verified purchase
    Customer Service

    Reviewed June 27, 2019

    Thank you very much for your excellent customer service and technical support. Your company giving me a emergency money that I very needed for my bill consolidation. I will share this to everyone I know and also my close family.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 27, 2019

    I’ve been to a few places for loans here lately and been looking online for my best decision and it was this one. I was finally able to get close to the amount I was needing. All the other places were going off my credit which was making it tough for me cause I only have 515 on my credit karma. But since I already own a house they were willing to work with me more on getting a bigger amount than all the other places offered. The staff were really nice and kept in touch with me during the whole process (which was all done through the phone and online) which I found was awesome cause I didn’t have to leave my house and bring a bunch of mail and pay stubs with me. I HIGHLY recommend this place for anyone needing a loan especially if your struggling to get the amount you need out of other places. Thank y’all so much for working with me. I’ll definitely be back.

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    Verified purchase

    Reviewed June 26, 2019

    OppLoans is amazing, they are fast about the approval process and even quicker about getting you the money you need fast. The repayment plan is more than reasonable which makes affordability easy and low. If you need cash call or apply online with Opploans...

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    Verified purchase
    Customer Service

    Reviewed June 25, 2019

    This is my second time doing business with OppLoans. They make you feel very comfortable and make every effort to get you the money you need. THEY REALLY DO CARE. LOVE THEIR CUSTOMER SERVICE. PERSONAL. THANK YOU OPPLOANS!!!

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    Verified purchase
    Staff

    Reviewed June 25, 2019

    Everyone that I have had any reason to interact with has been extremely helpful and efficient, they always answered my questions and were very prepared and professional. The experience was non stressful. I would not hesitate to recommemd OppLoans to my friends and family. Thank you so much! Gail.

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    Verified purchase
    Staff

    Reviewed June 25, 2019

    The process was quick and easy. When I had to speak to a representative they were courteous and professional. I will certainly refer Opploans to my family and friends. Whenever a need arises I will come back to Opploans in the future.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 24, 2019

    Just wanted to let you know that my experience has been great. Everyone has been helpful. I would recommend others to use your program. Everyone I have dealt with has been very helpful. Thank you for your services.

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    Verified purchase
    Staff

    Reviewed June 24, 2019

    Very polite and informative. Your rep Yavonna made everything so easy. Being a senior my hearing fails me at times. Readily she repeated time after time whatever I didn’t understand. She is a angel and a asset to your company. Tell her I said all the customers are so lucky to get connected to her. God bless her and her family always.❤️❤️❤️❤️

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    Verified purchase

    Reviewed June 24, 2019

    I am really happy with my experience with Opploans. I had a crisis and could not get help anywhere else and Opploans helped me when I thought that they would not. I would most definitely recommend your company to others.

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    Verified purchase
    Staff

    Reviewed June 24, 2019

    But I do appreciate the loan to help rebuild my credit. So thank you everyone. I don't have much else to say at this point. But I know that I had no other resource. And I also am looking forward to rebuilding my credit. So I hope you report to the credit bureau. As I pay. Thank you.

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    Verified purchase

    Reviewed June 24, 2019

    Your services was easy, fast and awesome to work with. Thanks. It's nice to actually go to a site that truly does what it says it will do. Terms are upfront and no question as to if you're approved or not. You tell us in just a few steps. It’s wonderful. Thanks again.

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    Verified purchase

    Reviewed June 24, 2019

    I was very impressed with the ease to apply for a loan on your site. Will recommend to many friends. The site was really easy to see and understand. Which will help people who cant understand some questions. Thanks for making it simple.

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    Verified purchase

    Reviewed June 21, 2019

    Unbelievable. At a very hard time. This is truly a blessing. I will share this experience with everyone I know. Thanks again and forever grateful. As a single hard working mother, this was a matter of keeping our home or losing behind eviction. I am recently separated and trying diligently to get on my feet, out from an abusive relationship. With OppLoans this was possible. I am extremely happy beyond explanation. God bless us all???

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    Verified purchase

    Reviewed June 21, 2019

    This was the best experience I have ever had when it comes to applying for a personal loan. It's very easy and efficient. I would definitely recommend this company to others. There is no other company that has simplified this process as well as this company has.

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    Verified purchase

    Reviewed June 20, 2019

    Satisfied. They're always right here when I need them everytime. If I'm in a bind, I know that I can always depend on them. Even for vacation! They are reliable and you get your funds as soon as the next day!

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    Verified purchase

    Reviewed June 20, 2019

    The entire process was very easy and the site was easy to navigate through. The speedy approval time was very helpful. I appreciate your helping with this loan. It was private and confidential. I would definitely refer this company to anyone that was in need of a short term loan to. Thank you. Donald

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    Verified purchase
    Staff

    Reviewed June 20, 2019

    Very helpful. Was there for me when no else was. Would definitely recommend to anyone looking for help financially when in need, found them online and applied. My application was approved quickly and I had funds in my account 24 hours later..

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    Verified purchase

    Reviewed June 20, 2019

    Amazing service. The process of getting a loan was quick and very easy. I'm grateful I was approved! I'm Extremely happy with the final results, the assistance and everything was smooth. I have no complaints and I would without a Doubt recommend friends and family all day.

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    Verified purchase

    Reviewed June 20, 2019

    Easy approval process, 1st time doing an online only loan, they made it stress free and straight forward. The payments were reasonable for me to say yes to the loan. I would have to say yes to OppLoans, if someone asked where to get a stress free loan.

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    Verified purchase
    Staff

    Reviewed June 19, 2019

    OppLoans has been a lifesaver! My wife & I are both disabled, she recently had heart ❤ surgery (successfully)! The people at OppLoans were professional, kind, ????, & understanding of my situation (bad credit). THANK YOU OPPLOANS! I would recommend anyone needing financial help to contact Christine & her Loan Advocates at OppLoans! THANKS????

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    Verified purchase
    Staff

    Reviewed June 19, 2019

    My overall experience with OppLoans was very pleasurable and non-stressful. They went out of their way to make sure it went as easy as possible. Christian ** my account representative was very helpful and knowledgeable and conducted himself in a very professional manner and after the fact follow up to walk me through the final steps a gentleman named Gus was very helpful, knowledgeable and a pleasure to work with. Hats off to you.

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    Verified purchase
    Customer ServicePrice

    Reviewed June 18, 2019

    I've experienced excellent customer service and received a helpful resolution to my financial situation. I am very pleased with my experience with OppLoans. A pleasant help in a time of need. I would proudly recommend this company to anyone that maybe considering taking out a loan. Because there are so many companies charging extremely high interest, it's a challenge to make a choice. I would suggest Opploans.

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    Verified purchase
    Customer Service

    Reviewed June 18, 2019

    Easy application process. Workable payments. Could answer email questions more quickly. Sometimes no answer at all. Other than that the company is reliable and thorough. I'm trying to rebuild my credit and this is a good opportunity to do so.

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    Verified purchase

    Reviewed June 18, 2019

    Thank you for allowing me the money I need while I continue to work on my credit. It has helped me pay off bills while keeping current with my loan. Also the easy to use website allows you to access to your account to make extra payments In case you want to pay off sooner.

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    Verified purchase

    Reviewed June 17, 2019

    This loan Company is awesome, quick loan approvals, and they work with your changing life situations without a hassle! I have been a customer now for several months and I have not had any trouble whatsoever!

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    Verified purchase
    Staff

    Reviewed June 17, 2019

    Thank you for all of your help and quick responses. It was very easy to apply and the representative I spoke with was very helpful. The payback options are easy to use and this will help my family out a lot. Thank you so much for all of your help.

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    Verified purchase
    Staff

    Reviewed June 17, 2019

    Every time I've been in a financial crunch, OppLoans has responded with assistance. I've been a customer for almost a full calendar year and appreciate all they have done for me. I will be a customer for life.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 17, 2019

    Sky did a great job. She was very helpful, knowledgeable and patient. I will definitely be back if I need a loan. Sky was also very polite and professional. She stayed on the phone line until my issues were resolved.

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    Verified purchase

    Reviewed June 17, 2019

    I'm very thankful to OppLoans. Excellent customer services. Fast service. Your money is there within hours. And the monthly payments are set to your needs and budget. I highly recommend OppLoans for online loan services. Thanks so much. :)

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    Verified purchase

    Reviewed June 17, 2019

    Work fast and I love it. It did not take long to approve my request once all paperwork was submitted. I will recommend family and friends to OppLoans service in their time of need. This will help me get back on track.

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    Verified purchase
    Staff

    Reviewed June 15, 2019

    I would definitely recommend a friend to OppLoans. They’re very professional and courteous. Also answered any questions I had. My brother has Opploans and he has nothing but good things to say about the loan he received.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 14, 2019

    OppLoans were very helpful in getting me what I needed financially when I needed it most. It was easy and convenient. Customer service was friendly and helpful. I would definitely recommend them to anyone in need of a short term loan.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 14, 2019

    This was a very easy loan to apply for! It was fast to get approved without all the hassles. I highly recommend OppLoans! I received emails every day to remind me to call them and finish my loan request. They were civil and made me feel comfortable when I hate asking for help.

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    Verified purchase
    Staff

    Reviewed June 14, 2019

    I would like to thank OppLoans for giving me this loan. Very much appreciate them. They are very helpful. Once again thank you guys for your help with this loan. I hope that we continue working together. Once again like thank you very much.

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    Verified purchase

    Reviewed June 14, 2019

    OppLoans came thru for me when I was in a jam. Recommend very highly. Only took 1 day an the money was there like they said. I would recommend as they helped get of a jam that I was simple and easy repayment plan. Never have to worry about making the payment.

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    Verified purchase
    Staff

    Reviewed June 13, 2019

    I want to thank you all for the prompt service. All questions you provided was very simple and information was not difficult. The staff was very helpful on what I must do and have so it was a good experience for me. Thank you for your help and time.

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    Verified purchase

    Reviewed June 13, 2019

    It actually helped me save my storage. Especially since they cut my pay at work. Having chosen OppLoans instead of another company was a great decision! Thank you for helping me in my extreme times of need! Yes I will be recommending you to anyone I know that needs a loan.

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    Verified purchase

    Reviewed June 13, 2019

    Fast and easy the rates. May be a 'lil higher but with the amount of time they give you to pay back your loan no one should complain or feel played cause the only person that can sign for your loan is you. Thank you OppLoans.

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    Verified purchase

    Reviewed June 13, 2019

    Just in time for graduation time, we really appreciate the services provided in such a time we needed most. Our loan was approved in minutes and funds were in our account the very next day. As bad as my credit is, I was still approved and able to use the funds to get through graduation.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 13, 2019

    This is my first experience dealing with OppLoans financing program. I found the process and follow up of the loan application very professional and timely. The customer service was courteous and answered my questions. I would recommend this program.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 12, 2019

    Customer service was courteous, friendly and knowledgeable about the loan process. Applying for the loan was fast if you had the information needed to input. Same day approval and information on when funds are release to your bank. I would highly recommend OppLoans to family and friends. Thank you OppLoans.

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    Verified purchase
    Staff

    Reviewed June 12, 2019

    They are very friendly, easy to work with, and made my loan process with them so simple. I recommend using them to any and everyone. If you need a loan this is the Best place to go. They will definitely work with you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 12, 2019

    The experience was great. Staff very helpful and professional.from start to finish the process was very quick, communication was very good, and each time I spoke with someone they were professional and friendly. I would recommend OppLoans to friends and family.

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    Verified purchase
    Staff

    Reviewed June 11, 2019

    OPPLOANS is awesome, they helped me out when I needed them. I paid off my first loan and I was then given a much higher loan amount. I didn’t have any issues. Thanks! Their loan process is quick and easy.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 11, 2019

    Very professional and fast. I like that you get your answer about your loan request within a hour from putting it in. If you need help with fast money and low payments, Opploans is the answer. I would go back to opploans again.

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    Verified purchase
    Staff

    Reviewed June 11, 2019

    I was highly satisfied with the help that I received from your agent. I am a senior with no computer, and am not computer savvy. This was my 1st time applying without assistance. I did get stuck a few times. The agent helping me was so kind and patient with me. He talked me through it, and I was able to complete the application.

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    Verified purchase

    Reviewed June 11, 2019

    I applied for a $600 loan and got approved within the hour. Next day had the $600 in my account! I will definitely be using this again and definitely would refer to anyone!! I thought it was too good to be true at first but turns out it’s real.

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    Verified purchase

    Reviewed June 11, 2019

    I would recommend. I dont have to worry about being late, and you can refinance when its a available.. Then you can skip a payment. Not all loan people let you do that. Ive been with them for a little over a yr and never had a problem with them.

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    Verified purchase
    Staff

    Reviewed June 11, 2019

    Very nice helpful agents. Quick responses to your inquiry about a loan. Would recommend them anytime. I refinance mine and had a decision in minutes. Very easy going place. Got my loan with just a signature. No collateral at all needed to get a loan here.

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    Verified purchase
    Staff

    Reviewed June 11, 2019

    I received an offer letter in the mail & decided to give it a try. I received a call shortly after applying. The reps I spoke with were VERY helpful & the process was fairly simple & easy. I was approved a short while after I uploaded some required documents. I really didn’t think I would get approved but I did! It was right on time too. I highly recommend OppLoans!

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    Verified purchase

    Reviewed June 10, 2019

    OppLoans made it fast and easy to get a loan. Let's say my credit isn't that good and I needed some repairs for my car and they took care of me. All I did was apply online over the weekend and by Monday morning I was approved. Thanks OppLoans.

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed June 10, 2019

    Responded in a short time. Downloading documents was easy. Person I spoke with on the phone was very professional and friendly. Knew her job. Approval was fast and documents were completed and able to read on my phone.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 10, 2019

    this company really helped me with obtaining a loan QUICK and EASY. The customer service was amazing and she helped answer any question I had in an easy to understand way. The loan was almost immediate, I didn’t have to wait and was able to benefit quickly.

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    Verified purchase

    Reviewed June 10, 2019

    I am very pleased with my OppLoans experience all around!!! It was simple, quick, and easy to understand everything! It has helped me out tremendously when I was in a bind and I was able to get the money I needed very quickly! I would absolutely recommend OppLoans to friends and family!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 9, 2019

    I would recommend OppLoans to my family and friends any day of the week! It was easy, quick and painless. The phone representatives were very courteous and efficient. I had money in my account within 24 hours after completing my application.

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    Verified purchase

    Reviewed June 8, 2019

    I found the experience to be completely satisfactory. I hope moving forward it will continue to an even greater experience helping me make some progress in cleaning space for a better life. THE IS GOING TO MAKE A BIG DIFFERENCE IN MY LIFE AT THIS TIME.

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    Verified purchase
    Staff

    Reviewed June 8, 2019

    It has been a pleasure doing business with you. Everyone was very nice. Great attitudes, eager to help. The process was easy and the the repayment schedule is easy. Thank you, for taking a chance on me. I love it that you report to all three credit agencies. Once again Thank You.

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    Verified purchase

    Reviewed June 7, 2019

    OppLoans always helps when I really need it! I love that you have the option to refinance. The rates are amazingly fair and it helps to have the good marks on my credit report. Thank you Opploans for making the process easy and stress free!!

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    Verified purchase

    Reviewed June 7, 2019

    You guys made it so simple to get a loan. It was the easiest process I’ve ever experienced. It was so fast and simple, I will be recommending this company to my friends who look for loans. Thank you so much for making my life easy!!!!

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    Verified purchase
    Staff

    Reviewed June 7, 2019

    Representatives were very pleasant. I spoke with Kristin and Suzie. The process was easy and fast! Right on time for what I needed it for!!! Thanks to OppLoans I will enjoy my vacation with ease!!! You guys are great. :)

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    Verified purchase
    Staff

    Reviewed June 7, 2019

    Everyone I spoke to was pleasant and helpful! All so patient with me and very understanding! Great experience, I'd recommend this company to all my family and friends. Thanks again to each and every one. Wishing everyone the best. Thanks again.

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    Verified purchase
    Price

    Reviewed June 7, 2019

    Need to use the loan for sometime as of now then tell about it. It seems that the loan is much cheaper to pay for. There are other loans that are too expensive. I think I am going to like OppLoans you bet.

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    Verified purchase
    PriceStaff

    Reviewed June 6, 2019

    Great company, with excellent services department. A great security blanket you can rely on. The cost is fine knowing that it solves any problems or situations from a company that is there for you. Thank you again.

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    Verified purchase
    PriceStaff

    Reviewed June 6, 2019

    I was needing a loan to help with part of my moving expenses. After a grueling 2 weeks with another loan company, who asked for W2's, paystubs and utility statements, I was denied anyways. It was so frustrating! But, I heard of OppLoans and read great reviews and I was approved within 3 days and received the money the following day. I was even granted more than what I was asking for at an affordable monthly payment. Everyone was super friendly and I am grateful that OppLoans took a chance on me and this loan will help tremendously. Thank you!

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    Verified purchase
    Sales & MarketingStaff

    Reviewed June 6, 2019

    There was a bit of confusion. Originally was offered 1400 advertisement but could not obtain a qualified bank verification. Tried later on my own with positive results but have two separate accounts with direct deposit. Only looked at one account 1/2 the original but still helped. The process easy and effective and customer support worked well. Maybe better to have deposit both in one account. Nice process, good agents and nice payment plan. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 6, 2019

    Very fast response, was contacted by someone who answered all my questions. Then I had to call them and the second person I spoke to was also very friendly. The process was very quick and very easy to understand. And just like they said, I was approved in less than 24 hrs. Thank you very much.

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    Verified purchase
    Staff

    Reviewed June 5, 2019

    Was very easy and clear to fill out application online and the agents/customer service was professional and helped to understand. I was surprised and glad that I was approved on same day that I filled-out application because I have an emergency and other places were not accommodating and didn't feel like I was important enough to them to do business with me.

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    Verified purchase

    Reviewed June 5, 2019

    Very Easy Process. I would recommend everyone. I got a pre approval in the mail. At first I was going to threw it in the garage like I usually do. I had a situation arised and I decided to apply. Total lifesaver. Thank you all so much for the much needed help. Saved my life.

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    Verified purchase

    Reviewed June 5, 2019

    OppLoans has been close to me with only support and understanding in the more hectic times that have tried arising in my life. With no hassle they were there to quite my storms. Thank you so much OppLoans.

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    Verified purchase
    Price

    Reviewed June 5, 2019

    Even though my interest is high I get that but overall the payments are exceptional low each month. The opposition to refinance when it occurs. I would definitely attend to another loan when feasible. It gives individuals an opportunity to pay off some debt. I definitely will promote!! Thank you.

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    Reviewed June 5, 2019

    I had been receiving the offers in my mail but never thought that I would be approved. I decided to give it a try and the application process was easy and simple. I applied on a Sunday and got my money on Monday. They even offered me more than what I ask for. They have great monthly payback options too. I'm sorry I didn't try this sooner. I will definitely refer friends and family.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 5, 2019

    I am NOT a bot or an Ad tool.... I'm a real person who had an IMMEDIATE financial crisis. OppLoans to the rescue!! Outstanding customer service! Quick results, very friendly and helpful people, and most importantly... Simple, honest answers to all of my questions! I got the money I so desperately needed quickly, and in full. Fair interest rates as well! Thank you so much, OppLoans! I WILL be back if I ever have a financial need again.

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    Verified purchase

    Reviewed June 5, 2019

    Two days before receiving this loan we buried my Mom. I was so financially unprepared for this that I was convinced that once I returned home it would be months before I recovered. The loan saved me. Thank You!

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    Verified purchase
    PriceStaff

    Reviewed June 5, 2019

    So happy with OppLoans. Quick and easy. Very thorough and the interest rate was way lower than anyone else. Great working with them!! Nice to know I can always go through them again!! Now I can get my dental work done!!

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    Verified purchase

    Reviewed June 4, 2019

    Seems a better option with low payments and ease of mind, by not only getting the money you need deposited so soon, but also the complete contract at your fingertips! An easy to use lifesaver of sorts!

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    Verified purchase
    Staff

    Reviewed June 4, 2019

    I was in desperate need of a loan to have eye surgery, 6000.00 worth but was short, they were understanding and professional, and treated me with highest of respect. I can't thank the staff enough and with luck in a few days will be able to see! Thanks Again.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed June 4, 2019

    Just a nice experience. I will recommend this company always. Customer service is second to none. No hassle whatsoever. Website is easy to access if needed. Communication is so important and that they receive a 10.

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    Reviewed June 4, 2019

    I'm happy with the service overall. It was easy, simple and fast... if you need fast money. I would recommend them. Thank you again. The funds were in my bank account with in 48 hours... I needed fast money for emergency and I received a mail. I applied online and they send it to my bank.

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    Verified purchase

    Reviewed June 4, 2019

    This company has great rates. Quick process. Money goes right into your account. They set up a fair payment plan. No fees if you pay loan early! Out of all the other companies this one stood out for better rights and easy process.

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    Verified purchase

    Reviewed June 4, 2019

    I used OppLoans after some credit issues when I was younger. I had to move twice in a month and couldn’t afford a truck and basic moving expenses. They have been flexible and even refinanced me when no one else would.

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    Staff

    Reviewed June 1, 2019

    Obtaining a small loan was fast, easy, and convenient. Had money in my account the next day. Really helped me when I needed it most. I couldn’t have asked for an easier process. Thank you. I would definitely recommend OppLoans in the future.

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    Price

    Reviewed May 31, 2019

    OppLoans has been very helpful and straightforward when I needed extra funds for unexpected expenses. The process is simple and direct. I would absolutely recommend OppLoans to anyone is experiencing unexpected bills or expenses due to car repairs, medical, daily living, etc... OppLoans is a timely, secure, and safe alternative to high price title loans and/or payday loans that charge high interest rates and the balance does not ever seem to decrease.

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    Verified purchase

    Reviewed May 31, 2019

    I was in desperate need of money and OppLoans was able to give it to me with no hassle! I have reasonable payment arrangements and can pay it off at any time!! I will recommend OppLoans to friends.

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    Verified purchase

    Reviewed May 31, 2019

    The entire process was easy and Brandon ** made sure that I was well informed through the entire process. There are no penalties for paying early which is exactly what I wanted. Great experience! I would recommend them wholeheartedly.

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    Price

    Reviewed May 31, 2019

    Very fast, easy and it took me 5 min to get approved. The only loan lender that gived me a loan for what I need it. And the interest rate was one of the lowest. The payment are low and easy to make. Thank you.

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    Customer Service

    Reviewed May 31, 2019

    I enjoyed the ease of applying for a loan online. OppLoans did not keep me waiting regarding the status of my loan. They responded right away. Funds were deposited to my checking account by the next business day. My payments are reasonable as well. I would definitely recommend OppLoans for your future loan.

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    Customer Service

    Reviewed May 31, 2019

    The whole application/approval process was easy; took less than one day and my bank account funded the next business day. Bad customer service can be a deal breaker for me but that was not the case with OppLoans. Highly recommended.

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    Customer Service

    Reviewed May 31, 2019

    I received approval letter, completed online application, received approval, sign contract, uploaded pay stub, and waited 24 hours. No email, no call. I logged into account profile, to find out, I wasn't approved, very upsetting and unprofessional. They couldn't email me and let me know or why I was denied. When reading reviews, I met all criteria, age, checking account, direct deposit. Terrible.

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    Staff

    Reviewed May 30, 2019

    I would highly recommend your services, Sky was my contact, she made the whole experience a joy.. She was polite, witty, knowledgeable and a true professional.. She’s a keeper... an excellent employee, one you should be very proud of..

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    Customer ServiceStaff

    Reviewed May 30, 2019

    Always there to help. Very professional and willing to do whatever necessary to get the job done. Very polite and knowledgeable when you call. Thank you so much for your help! You have saved me and helped me when I needed it most.

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    Verified purchase

    Reviewed May 30, 2019

    My experience with OppLoans is awesome. They are timely and professional. You can't go wrong. The loans get in your account fast. Thanks for being there when I need some fast cash. You can go online or call.

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    Verified purchase
    Customer Service

    Reviewed May 29, 2019

    It was a very fast and fast especially the fast response I was getting especially updating me hi my account and how soon the money was going to be received in my bank. Thank you. It is something I would recommend to my friends and family.

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    Verified purchase
    Customer Service

    Reviewed May 29, 2019

    Opploans took a chance on me. They approved me for a loan after a bankruptcy. The approval didn't take long. The website was convenient and customer service was helpful. I'm really appreciative for the opportunity to be part of the opploan family.

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    Verified purchase
    Staff

    Reviewed May 29, 2019

    Applying for this loan was very easy and was approved expeditiously. The representatives that contacted me were very knowledgeable and courteous. I needed the money to remain current on my bills. Thank you for helping in my time of need.

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    Verified purchase
    Staff

    Reviewed May 29, 2019

    Extremely fast and efficient. Everyone polite and helpful. Would definitely recommend this company. They were able to take care of all my needs in a timely manner. Paying back is easy and no hassles whatsoever.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed May 29, 2019

    The process was fast and very easy. Online application very easy with decision in minutes. Money received next business day. Quick response time by customer service with any question asked. Thank you so much for a pleasurable experience.

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    Verified purchase

    Reviewed May 29, 2019

    I applied for a loan on a Saturday on a holiday weekend and was approved before the end of the day Saturday. Opp Loans sent me Emails before 5 oclock Saturday afternoon congratulating me for the approval of the loan as well as telling me when I should expect to receive the funds direct deposited in my account. A copy of the contract outlining the interest, the loan principal and payments was also included in the email. I give Opp Loans a thumbs up. They're a 1st class act. I've already referred two of my friends to Opp Loans. So far I give them 5 stars. I hope my experience continues positive with Opp Loans.

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    Verified purchase

    Reviewed May 28, 2019

    Well I am waiting for them to put the funds in my account but I got approved with no problem and I really really appreciate it because without you guys I would still be in debt. So thank you so much for taking a chance on me.

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    Customer ServiceStaff

    Reviewed May 28, 2019

    Thanks OppLoans. You'll really been help. It's just the other day I received a phone call from one of representatives and he was rushing me on the phone while I was try to take care of some business. But anyway really appreciate your help. Thanks again.

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    Verified purchase

    Reviewed May 28, 2019

    You all were very easy to work with and met my needs. I just lost my wife and you made it a little easier. I wanted to say a big thank you. Hope you all have a wonderful day and week. I will apply again if the need comes.

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    Customer ServiceStaff

    Reviewed May 28, 2019

    Excellent job by staff. They took time explained everything. Would highly recommend your company to all my friends. Telephone service was great. Online services was very easy to navigate and understand. I had no problems with either one of them. Thank you so very much.

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    PriceStaff

    Reviewed May 28, 2019

    It’s a great company to work with. Very easy to work with and very understanding, will definitely recommend! Payments are very affordable and they work with when you get paid, definitely will be referring friends to them.

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    Verified purchase

    Reviewed May 28, 2019

    It was very easy to do the application online and get approved. I loved how everything was done totally online. There was really no wait time. I was approved within minutes and signed the forms. It was very quick and easy.

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    Verified purchase

    Reviewed May 28, 2019

    I've been your customer for a few years. I've been treated very well since I've been your customer. I enjoy being your customer and want to be your customer for a long time. If I can direct my family, friends, and acquaintances to you, I will. Thank you.

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    Verified purchase

    Reviewed May 28, 2019

    Opp loans is beyond fantastic! When I needed it at the absolute worst time, they were there for me!! I got approved in less than 1 hour and my funds for to me in less than 3 days due to the weekend and the holiday of course. But I am so grateful!! Thank you so much OppLoans!!

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    Verified purchase

    Reviewed May 28, 2019

    Was fast. Had my money fast as well. Was good doing business with you guys. Had my money when I was told it would be there. Helped me get stuff paid off and be able to move forward building my credit.

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    Verified purchase
    Staff

    Reviewed May 28, 2019

    Customers are treated very well and service is very easy and quick so that there is no hassle. Representatives will also work with you and your circumstances. I would recommend this to anyone without perfect credit. Great job team!!!

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    Verified purchase
    Customer Service

    Reviewed May 24, 2019

    Very great experience. Very easy to work with. Would recommend OppLoans to anyone looking for a quick cash loan. Within 24 hours money is in your bank. Never had a bad experience with the customer service. Stay up to date on your payments and it's very easy to refinance.

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    Verified purchase

    Reviewed May 23, 2019

    OppLoans has also be there for me, when I needed the most!! If anyone needs a quick loan, OppLoans will be there for you! Just fill out an application, they will response as soon as possible! Thank you, OppLoans.

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    Verified purchase

    Reviewed May 23, 2019

    I needed money to move and OppLoans is the only company that came through for me. I got the money I needed the very next day and setting up autopay for paying the loan back was very convenient to make sure I don’t pay late. I would definitely borrow from OppLoans again!

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 23, 2019

    The people was very friendly and very helpful. They stayed on the phone with me the whole time while I did the application and the money came fast and before expected so that I could take care of my business matter in time.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 22, 2019

    Application process is streamlined and easy. Rapid response. Customer service individuals are helpful, professional, excellent. I highly recommend this service. You folks have really helped us at this time when we have an elderly relative with health "issues". Thank You.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 22, 2019

    From filling out the application to making sure I was aware of the fine print. The folks at OppLoans were courteous, and the gentleman that called to assist me was the best. Grade A customer service! I have already suggested to a couple of my friends that they call OppLoans for their immediate financial needs!

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    Verified purchase
    Customer Service

    Reviewed May 22, 2019

    OppLoans has been amazing! Since applying for my my first loan, I have received nothing but outstanding customer service and I love the fact customer service can be contacted 7 days a week. I was also impressed on how quickly they resolve customer issues and address the problem accurately. I want to say good job to all I've encountered thus far and keep up the good work. More companies should follow your model.

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    Verified purchase

    Reviewed May 22, 2019

    Fast and not a lot of work. All mobile. I will be doing business with OppLoans more in the future. I think this is a start of a good thing.. I give the Opp website a good review because it was smooth..

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    Customer Service

    Reviewed May 22, 2019

    It took minimal time from application time to funding time. Efficient and fast. Highly recommend. It's very easy to get started and simplified. Easy application with a very quick response. The payments are very reasonable as well.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 21, 2019

    My experience with OPPLOANS has been very rewarding. The staff has been professional courteous and willing to assist and answer questions. If anyone I know is in need of a loan, this is where I would send them. Anyone rebuilding their credit worthiness cannot go wrong with OPPLOANS. I AM VERY HAPPY OPPLOANS HAS TAKEN A CHANCE ON ME.

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    Staff

    Reviewed May 21, 2019

    Like to thank the people at OppLoans for help me out in a time of need, very friendly and helpful. They really work with you, so in time of need you have to appreciate of what they offer and be grateful that there is a loan place that goes above and beyond to help, even if it's not what you're looking for. Also timing was very fast. On an end note Like we say in Hawaii Mahalo nui loa.

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    Verified purchase

    Reviewed May 21, 2019

    OppLoans came through when I needed them! They helped with efficient funds to pay on necessary repairs and bills that I just didn't have the money for. I would recommended them to anyone that is in a binding situation that had a steady income. Thank you for being in my corner!

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    Customer Service

    Reviewed May 20, 2019

    Just always a very easy transaction, your hours are great and Customer Service is always a delight to work with. This is my second loan and you have come through for me once again. I didn't know how I was gonna get through this then I remembered you guys... Thank you.

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    Verified purchase

    Reviewed May 20, 2019

    The whole experience with OppLoans has been great. Super easy from start to finish. Everything has been incredibly clear and upfront from the beginning with no hidden fees or agenda. If you are having trouble getting a loan I would highly recommend them!

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    Customer Service

    Reviewed May 18, 2019

    The whole application process was very quick and easy! When I applied, I was very busy where I could not spend time on the phone securing this loan. The secure online platform and digital signature process allowed me to save time and money!

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    Verified purchase
    Staff

    Reviewed May 17, 2019

    Was very easy to get the loan. Just had to fill in the question and give proof of income. Wish everything worked as fast as OppLoans did. Thank you. Staff was very pleasant to talk to and would recommend to family and friends.

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    Verified purchase

    Reviewed May 17, 2019

    What a great company to do business with, Most loan companies are horrible. I gotta say OppLoans changed my views on getting a Loan.... They provide all the information. There's no fine print terms that will sneak up on you and make you regret even getting a loan.

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    Verified purchase
    Customer Service

    Reviewed May 16, 2019

    The service provided by OppLoans is superb! They make getting a loan easy as pie. I was able to get an answer right away. They also the tools needed for you to obtain a loan online with ease. I would definitely recommend this service to family and friends. Thank you OppLoans.

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    Verified purchase

    Reviewed May 16, 2019

    The experience was wonderful. Very quick and I had my money within 24 hours. I would absolutely recommend to anyone! It doesn’t matter your credit, because I myself don’t have the highest credit at the current moment.

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    Staff

    Reviewed May 16, 2019

    I have been having some bad times in the last couple of months. In Nov my daughter passed. She was always there for me. When I needed money she gave it to me. With her gone I had nobody to turn to. My son has problems of his own. Then came OppLoans. Never thought I stood a chance to get a loan. Surprise, I did and they have changed my future for the better. Thank you OppLoans.

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    Verified purchase

    Reviewed May 16, 2019

    I would recommend a friend for a loan through you guys any day. I have been going to some troubles and I woke up this morning and tried for a loan and it was approved less than 20 minutes. I am very grateful.

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    Verified purchase

    Reviewed May 15, 2019

    This was a great experience and the loan helped me out greatly. I would definitely recommend them for service. They put in so fast and prompt and it’s helps with your Credit score so don’t Hesitate to let them help.

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    Verified purchase

    Reviewed May 15, 2019

    The process of obtaining the loan was completely hassle free and quick. Everything was done online, with little effort on my part. And I loved that they were able to verify my info and set it up so quickly. The funds were in my bank account within hours which was completely unexpected. I was stunned. Would use again if needed!

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    Verified purchase

    Reviewed May 15, 2019

    I am very thankful to OppLoans for the service and the approval of this loan. The process was easy, fast and accurate. You guys are the best for taking care of my dental emergency. Thank you again and all the best to you.

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    Verified purchase

    Reviewed May 15, 2019

    Well 5 minutes can tell, thank you so much???? It's my first and the best service and option too. I'm glad Google show me who really is interesting in help, immediately attention and very easy for me because I have sometimes hard time for understand this system. From Tucson AZ. Muchas gracias.

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    Verified purchase

    Reviewed May 14, 2019

    I have had a wonderful experience. I would recommend them to anyone with not so good credit. I needed money quickly and they came through. Also, it doesn't hurt to improve my credit score as well. Thanks.

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    Verified purchase
    Customer Service

    Reviewed May 14, 2019

    Very prompt response. The early pay off makes this very helpful. Reported to credit bureaus in a timely manner. This is my third loan and they have made it very easy for me to come back when life throws me a wrench.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 14, 2019

    I received emails about refinancing my loan so I decided to do it. It was very easy, The application was very simple, if I needed help I called. Everyone was so nice and helpful, it’s nice to be treated with respect, Thank You All!

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    Verified purchase
    Staff

    Reviewed May 14, 2019

    OppLoans is amazing. I was in a really tough bind and needed some money fast to pay bills while I was getting my second job started and I applied, got everything uploaded, talked to a service rep, then got approved in just a few days. I am saved and so thankful honestly! I didn’t know what I was going to do.

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    Verified purchase

    Reviewed May 14, 2019

    I appreciate the fact that the process was easy and manageable. I haven't had that when trying to get a loan. All my questions were answered timely and appropriately. I had a great experience. I would recommend OppLoans to family and friends looking for a loan.

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    Verified purchase

    Reviewed May 14, 2019

    They responded extremely quick, and very professional. Definitely will be referring a friend. I was able to complete the entire process within an hour. I thought it would be a waste of time. It’s definitely my go to if I ever need a loan again in the future.

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    Verified purchase

    Reviewed May 14, 2019

    Excellent company to deal with. Quick and easy application process. Fast acceptance and I received my money the next day. Great for rebuilding credit problems. No prepayment penalties and they will work with you on repayment. Easy refinancing if needed also. Good for cash emergencies. Better than a payday loan!

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    Price

    Reviewed May 14, 2019

    Love doing business with these guys. Easy process and quick approval. Much cheaper than payday loans high interest rate. However pay extra on due date brings principal down pretty quickly. Will be a return customer if another pinch comes along. Thanks for your quick help.

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    Customer ServiceStaff

    Reviewed May 14, 2019

    The loan application process itself was easy and swift. What also aided in loan process itself was the excellent customer service employees. I would definitely recommend the services just for that alone. I did have to call back due to I was driving and didn’t have my checkbook with me. When I did everything was accomplished with the same speed and excellent customer service.

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    Verified purchase
    Staff

    Reviewed May 13, 2019

    The gentleman I spoke to was very helpful and courteous. He helped me through the application process and fixed a few glitches that I encountered with the application online. He was helpful enough that I think he merits this review.

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    Verified purchase
    Staff

    Reviewed May 13, 2019

    It was a fast process. The rep was very professional. They really helped me out in a time of need. I recommend that anyone looking for a little help to apply. Opp loans are being sent to all my friends and family via e-mail.

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    Verified purchase
    Staff

    Reviewed May 13, 2019

    Applied and within 24 had money in my account, and they even made it easy to make payment come straight from my account, I would recommend that if you are in a pinch to check them out. They helped me when I needed them.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 13, 2019

    OppLoans team was fast and professional when they called to verify my info. It was a quick application on my end, they called to follow up and the sales rep was really friendly! She got me verified and I had my money the next day!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 13, 2019

    I have been using OppLoans for some time and this week Verizon had a ach fail and deducted my phone bill twice and failed to redeposit the money saying since I had a upcoming bill they would just apply it to it and that was going to leave me short, thank goodness for opploans. They came through when I needed it most. Great bunch of people. I highly recommend them.

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    Verified purchase

    Reviewed May 13, 2019

    I applied for the loan and was approved the same day. I have never been able to get approved for a loan so fast with the credit I have. They gave me 1000 dollars with no hassle!! I highly recommend!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 13, 2019

    This is my second time using Opploans! Both times they have been patient, friendly and helpful! Any time I had questions they made sure I understood and weren’t rude! I highly recommend them! Very pleased with their customer service as well!

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    Verified purchase

    Reviewed May 13, 2019

    I can highly recommend Opploans. I needed a loan in a pinch, and Opploans was eager to help. Their APR is a bit high, but it's much, much lower than any other PayDay loans out there. Also, the ability to refinance for being a good customer, paying my loan down on time, is a bonus. They have saved me from paying my bills late. And FYI, they report your on time payment history to all 3 major credit bureaus.

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    Verified purchase

    Reviewed May 13, 2019

    I have been facing a lot of financial hardships and having Opp around has been a great help. The refinance process is easy and simple and there's never a hassle. One day I'll be done paying on the loan, but It has come in handy for my hardships at this time in my life. Thanks OPP!

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    Verified purchase

    Reviewed May 10, 2019

    My experience with OppLoans was very pleasant. I put my application, and send my information, that was all. Next contact me to let me know how much I was approved, really was that easy. Next the money was in my account.

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    Verified purchase

    Reviewed May 10, 2019

    I needed money for car repairs. OppLoans helped me very quickly, no problems and they walked me through the process very quickly, verified my information and granted me what I needed, with no problems or concerns. I recommend opploans to anyone needing cash quick.

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    Customer Service

    Reviewed May 10, 2019

    The customer service was superb and the loan was added to my account the next day. It was really easy applying for the loan also. I had bad credit and OppLoans actually took a chance on me. I intend to tell all of my friends and family members about OppLoans.

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    Customer Service

    Reviewed May 10, 2019

    Was a great experience. Very quick and easy to fill out application. Overall great! Customer service was wonderful and I was overall satisfied! It is a new experience and I was improved within minutes. The loan amount was amazing. I didn't think I would of qualified for it but I did and it was very simple.

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    Verified purchase
    Staff

    Reviewed May 9, 2019

    I had an agent by the name of Victor who was a real pleasure to work with, Victor took the time to explain the loan process to me and he was patient. I had a lot of questions and Victor answered all of them in full detail. I’m happy with the service.

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    OppLoans Company Information

    Company Name:
    OppLoans by Opportunity Financial, LLC (OppFi)
    Company Type:
    Private
    Address:
    130 E Randolph St, Suite 3400
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60601
    Website:
    www.opploans.com