OppLoans
AUTHORIZED PARTNER

OppLoans

 4.8/5 (192 ratings)
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  • 4 stars
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OppLoans

About OppLoans

OppLoans is a money lender specializing in installment loans. The company offers fast funding with minimal qualification requirements and is a popular option for individuals that need quick access to a loan. While the term lengths and interest rates are usually more flexible than a traditional payday loan lender, the rates are higher than some other lenders. OppLoans does not require a credit check, which makes it easy for borrowers with bad credit to get approved.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Receive funds in 2 - 3 business days
  • Secure website
  • No credit check
  • Fast approval

Cons

  • High APRs
  • Not available in every state

Bottom Line

OppLoans offers installment loans up to $4,000 with no credit check. The average APR is 160%, and loan terms typically range from nine to 18 months. The company is ideal for borrowers who need money for emergencies.

OppLoans Reviews

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Page 2 Reviews 10 - 40
Rated with 4 stars
Verified Reviewer
Original review: July 12, 2019

My time with OppLoans is pretty good and I can see myself coming to them again in the future. I got my loan pretty and quick and the terms of the agreement were reasonable. However there are some things I would like to see improved. First off, there's a point where it asks you to log in to your bank using your online credentials and answering security questions. I thought it was sketchy at first but it's they are able to access and deposit the funds into the account. If there could be something that explains this during the process, that'd be better.

Lastly, when I was applying for the loan, I went through LendingTree and LendingTree gave me an offer of $500 but when I went through OppLoans they said I was *eligible* up to $1400 so the system tried to give me $1400 and wouldn't let me choose or change the amount. I had to talk with a representative to get it resolved. Good thing I did, otherwise I'd have too much and would be paying too much per month. If those two things can be fixed and improved upon, I believe the experience would be much better for everyone involved.

13 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

I honestly think these guys are last of honest companies around. They are very good rates and no hassle. I tell everyone I know that you won't find a better company to get loan. I appreciate them so much and Great Job they do and trust me I looked at all that's out there. No one comes close. Thanks so much OppLoans.

7 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

OppLoans is one of the best!!!! They work with you and it is so easy! I have been dealing with them for at least 3 Years. I also love how after at least three months, they give you a chance to refinance if you want to! They are great and very reasonable.

5 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

It's always a pleasure dealing with Opploans. Great customer service. Fast response. You're treated with great respect. Everyone is on the same page. I recommend them to everyone. Straight up people. Wonderful experience getting a loan. Great atmosphere. Makes you feel so comfortable.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

This is second time I have used Opploans in emergency. I highly recommend for those of us that need cash for emergencies and have limited alternatives due to to credit score. I'm very impressed. Thank you! I would definitely recommend this kind of loan for desperate situations.

4 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

Opploans is amazing. They got me approved fast and, they got me the money I needed the next business day. The payments are easy to manage and their service is great. You should definitely check them out!

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

OppLoans came through fast when I needed it. My car broke down & my savings was exhausted leaving me with no way to repair my transmission. It was an easy process & a quick decision. I will now be able to get the repairs I need & driveable again.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 6, 2019

When you need help you can get it to solve an issue. Second time and easy to pay off early. Straightforward arrangement and interest charge. No hidden fees that I have seen and you feel that you are treated well. Thanks.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 6, 2019

I have been in financial need a couple of times and no lender has been as fast, effective and diligent as OppLoans. I highly recommend it. From a working class man. I actually thought it was not real, but it is real. Again, thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 5, 2019

Great Job making this easy. I blew through the app in ten minutes then waited then waited again then waited again and boom money in hand. Awesome job guys. Thank you very much. Wow. Awesome. Great. Fun. Need more time. It was awesome.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 5, 2019

Outstanding Service! The best most convenient loan available. They are fair and honest and help throughout the process. They almost do application for you. There is no better loan company out there. I looked for days... this one is the real deal.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 5, 2019

This company is very trustworthy, the process is simple and secure. You are notified very quickly of approval and the customer service is excellent. There is no penalty for paying back early. Funds are available the next business day which was very convenient for my emergency situation.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 4, 2019

My transaction was smooth. I was able to do everything online and I didn't have to wait a full day for a response. When I submitted my application the system told me I would receive a response within 24 hours and I did I needed a correction to my record and it was issued without a problem. I am grateful to OppLoans for giving me a chance just show my credit worthiness.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 4, 2019

The company was very professional, dependable, and work very fast to get me approved for 1,000. They are highly recommend by me because I was in need of of this loan very badly and they came through for me when all others denied me!!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 3, 2019

The day I got approved for a $800 was the best day of my line. Since then I have refinance my loan 4 times and my credit line is at $1000 now. Really helped me out of a sticky sticky situation. Thank you!

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 3, 2019

I just wanted to say thank you for allowing me to receive a loan from you. You have really helped me in my time of need. I have had no issues of receiving my loan and no problems with you letting me refinance my loan. Thank you and I hope everyone has a wonderful 4th of July.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 2, 2019

I was having problems with uploading documents because I'm not the best with computers. I must say I truly appreciate the patience of the staff and helpfulness. The terms are so much better than several loan companies. I highly recommend.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 2, 2019

I had been turned down by my banking establishment I have been with for 11 years. Opploans accepted my application within minutes. It was so easy and convenient. I highly recommend them. They took a look at more than just my history and took a chance. This means so much to me to be able to consolidate my debt and raise my credit scores.

4 people found this review helpful
Rated with 1 star
Verified Reviewer Verified Buyer
Original review: July 2, 2019

This was simple. Easy and fast response. Filling out a form. Got a text message saying they received the application. Got a text message saying I was being in review. Got a text message that it was approved. The funds were in my account within 24 hours. It was very easy

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 2, 2019

I was doubtful I would be accepted but it let me. And I think it's awesome we can make more than just the one payment a week. But it was quick and easy. I think this will just be thing I need to get me ahead for the moment.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 2, 2019

It is an Easy process to start your loan. The payments are very affordable compared to other loans. You're able to easily refinance without paying off. The okay line portable has everything needed to keep up with your account.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 2, 2019

I HIGHLY recommend this company to get a loan filled out app and not even 24 hrs after approval got my money and the application was very easy. This is going to help me get out of the financial debt I was in and for that I am grateful.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 29, 2019

This was a simple, quick, easy, and painless. Fast response and direct deposit was literally for me in a matter of a few hours. You do the choosing. You pick your loan amount and the payment. You are given options for amounts and payments. THANKS!!!!

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 29, 2019

This will be my third time application for a loan with OppLoans and it's a good company. This company help me when I need assistance paying a bill. So no complaints on my end. So Kudos to OppLoans for being there.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 28, 2019

Very easy online process, if you need money fast OppLoans will come through fast, no penalties for early payoffs. Low payments, interest rates are high but better than a payday loan. Awesome customer service. Happy customer. I have used OppLoans twice and been very satisfied customer.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 28, 2019

Friendly and easy to work with and very fast response. l would recommend to friends and family. No hassle with paperwork. All done online. Very convenient. It was all done by the end of the next business day.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 28, 2019

Quick, easy and friendly. The online chat makes the process go by smoothly. They have been prompt with all documentation and transactions. Each time I’ve had to call regarding my account they have treated me respectful and with dignity. They are always very friendly and courteous.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 27, 2019

Thank you very much for your excellent customer service and technical support. Your company giving me a emergency money that I very needed for my bill consolidation. I will share this to everyone I know and also my close family.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 27, 2019

I’ve been to a few places for loans here lately and been looking online for my best decision and it was this one. I was finally able to get close to the amount I was needing. All the other places were going off my credit which was making it tough for me cause I only have 515 on my credit karma. But since I already own a house they were willing to work with me more on getting a bigger amount than all the other places offered. The staff were really nice and kept in touch with me during the whole process (which was all done through the phone and online) which I found was awesome cause I didn’t have to leave my house and bring a bunch of mail and pay stubs with me. I HIGHLY recommend this place for anyone needing a loan especially if your struggling to get the amount you need out of other places. Thank y’all so much for working with me. I’ll definitely be back.

6 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 26, 2019

OppLoans is amazing, they are fast about the approval process and even quicker about getting you the money you need fast. The repayment plan is more than reasonable which makes affordability easy and low. If you need cash call or apply online with Opploans...

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OppLoans Company Information

Company Name:
OppLoans
Company Type:
Private
Address:
130 E Randolph St, Suite 3400
City:
Chicago
State/Province:
IL
Postal Code:
60601
Website:
www.opploans.com