OppLoans

OppLoans Reviews

OppLoans Reviews
3.8(192)

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Overall Rating3.8 out of 5
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About OppLoans Reviews

OppLoans is a fintech company that says it wants to help Americans better their financial lives, focusing especially on those who lack access to traditional funding options. To help its customers, OppLoans offers unsecured installment loans to borrowers in need, including those with bad or no credit, entirely online.

Pros & Cons

Pros

  • Same-day funding in some situations
  • Secure website
  • No hard credit inquiry

Cons

  • High APRs
  • Not available in every state

Bottom Line

OppLoans offers installment loans from $500 to $4000 with no hard credit inquiry. The vast majority of customers receive an APR of 160%, and loan terms typically range from nine to 18 months. The company is ideal for borrowers who need money for emergencies.

OppLoans Reviews

ConsumerAffairs has collected 192 reviews and 57 ratings.

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Page 2 Reviews 10 - 40
Verified purchase

Reviewed July 8, 2019

OppLoans is one of the best!!!! They work with you and it is so easy! I have been dealing with them for at least 3 Years. I also love how after at least three months, they give you a chance to refinance if you want to! They are great and very reasonable.

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Reviewed July 8, 2019

It's always a pleasure dealing with Opploans. Great customer service. Fast response. You're treated with great respect. Everyone is on the same page. I recommend them to everyone. Straight up people. Wonderful experience getting a loan. Great atmosphere. Makes you feel so comfortable.

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Reviewed July 8, 2019

This is second time I have used Opploans in emergency. I highly recommend for those of us that need cash for emergencies and have limited alternatives due to to credit score. I'm very impressed. Thank you! I would definitely recommend this kind of loan for desperate situations.

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Reviewed July 8, 2019

Opploans is amazing. They got me approved fast and, they got me the money I needed the next business day. The payments are easy to manage and their service is great. You should definitely check them out!

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Reviewed July 8, 2019

OppLoans came through fast when I needed it. My car broke down & my savings was exhausted leaving me with no way to repair my transmission. It was an easy process & a quick decision. I will now be able to get the repairs I need & driveable again.

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Reviewed July 6, 2019

When you need help you can get it to solve an issue. Second time and easy to pay off early. Straightforward arrangement and interest charge. No hidden fees that I have seen and you feel that you are treated well. Thanks.

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Reviewed July 6, 2019

I have been in financial need a couple of times and no lender has been as fast, effective and diligent as OppLoans. I highly recommend it. From a working class man. I actually thought it was not real, but it is real. Again, thank you!

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Reviewed July 5, 2019

Great Job making this easy. I blew through the app in ten minutes then waited then waited again then waited again and boom money in hand. Awesome job guys. Thank you very much. Wow. Awesome. Great. Fun. Need more time. It was awesome.

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Reviewed July 5, 2019

Outstanding Service! The best most convenient loan available. They are fair and honest and help throughout the process. They almost do application for you. There is no better loan company out there. I looked for days... this one is the real deal.

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Reviewed July 5, 2019

This company is very trustworthy, the process is simple and secure. You are notified very quickly of approval and the customer service is excellent. There is no penalty for paying back early. Funds are available the next business day which was very convenient for my emergency situation.

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Reviewed July 4, 2019

My transaction was smooth. I was able to do everything online and I didn't have to wait a full day for a response. When I submitted my application the system told me I would receive a response within 24 hours and I did I needed a correction to my record and it was issued without a problem. I am grateful to OppLoans for giving me a chance just show my credit worthiness.

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Reviewed July 4, 2019

The company was very professional, dependable, and work very fast to get me approved for 1,000. They are highly recommend by me because I was in need of of this loan very badly and they came through for me when all others denied me!!

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Reviewed July 3, 2019

The day I got approved for a $800 was the best day of my line. Since then I have refinance my loan 4 times and my credit line is at $1000 now. Really helped me out of a sticky sticky situation. Thank you!

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Reviewed July 3, 2019

I just wanted to say thank you for allowing me to receive a loan from you. You have really helped me in my time of need. I have had no issues of receiving my loan and no problems with you letting me refinance my loan. Thank you and I hope everyone has a wonderful 4th of July.

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Reviewed July 2, 2019

I was having problems with uploading documents because I'm not the best with computers. I must say I truly appreciate the patience of the staff and helpfulness. The terms are so much better than several loan companies. I highly recommend.

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Reviewed July 2, 2019

I had been turned down by my banking establishment I have been with for 11 years. Opploans accepted my application within minutes. It was so easy and convenient. I highly recommend them. They took a look at more than just my history and took a chance. This means so much to me to be able to consolidate my debt and raise my credit scores.

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Reviewed July 2, 2019

This was simple. Easy and fast response. Filling out a form. Got a text message saying they received the application. Got a text message saying I was being in review. Got a text message that it was approved. The funds were in my account within 24 hours. It was very easy

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Reviewed July 2, 2019

I was doubtful I would be accepted but it let me. And I think it's awesome we can make more than just the one payment a week. But it was quick and easy. I think this will just be thing I need to get me ahead for the moment.

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Reviewed July 2, 2019

It is an Easy process to start your loan. The payments are very affordable compared to other loans. You're able to easily refinance without paying off. The okay line portable has everything needed to keep up with your account.

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Reviewed July 2, 2019

I HIGHLY recommend this company to get a loan filled out app and not even 24 hrs after approval got my money and the application was very easy. This is going to help me get out of the financial debt I was in and for that I am grateful.

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Reviewed June 29, 2019

This was a simple, quick, easy, and painless. Fast response and direct deposit was literally for me in a matter of a few hours. You do the choosing. You pick your loan amount and the payment. You are given options for amounts and payments. THANKS!!!!

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Reviewed June 29, 2019

This will be my third time application for a loan with OppLoans and it's a good company. This company help me when I need assistance paying a bill. So no complaints on my end. So Kudos to OppLoans for being there.

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Reviewed June 28, 2019

Very easy online process, if you need money fast OppLoans will come through fast, no penalties for early payoffs. Low payments, interest rates are high but better than a payday loan. Awesome customer service. Happy customer. I have used OppLoans twice and been very satisfied customer.

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Reviewed June 28, 2019

Friendly and easy to work with and very fast response. l would recommend to friends and family. No hassle with paperwork. All done online. Very convenient. It was all done by the end of the next business day.

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Reviewed June 28, 2019

Quick, easy and friendly. The online chat makes the process go by smoothly. They have been prompt with all documentation and transactions. Each time I’ve had to call regarding my account they have treated me respectful and with dignity. They are always very friendly and courteous.

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Reviewed June 27, 2019

Thank you very much for your excellent customer service and technical support. Your company giving me a emergency money that I very needed for my bill consolidation. I will share this to everyone I know and also my close family.

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Reviewed June 27, 2019

I’ve been to a few places for loans here lately and been looking online for my best decision and it was this one. I was finally able to get close to the amount I was needing. All the other places were going off my credit which was making it tough for me cause I only have 515 on my credit karma. But since I already own a house they were willing to work with me more on getting a bigger amount than all the other places offered. The staff were really nice and kept in touch with me during the whole process (which was all done through the phone and online) which I found was awesome cause I didn’t have to leave my house and bring a bunch of mail and pay stubs with me. I HIGHLY recommend this place for anyone needing a loan especially if your struggling to get the amount you need out of other places. Thank y’all so much for working with me. I’ll definitely be back.

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Reviewed June 26, 2019

OppLoans is amazing, they are fast about the approval process and even quicker about getting you the money you need fast. The repayment plan is more than reasonable which makes affordability easy and low. If you need cash call or apply online with Opploans...

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Reviewed June 25, 2019

This is my second time doing business with OppLoans. They make you feel very comfortable and make every effort to get you the money you need. THEY REALLY DO CARE. LOVE THEIR CUSTOMER SERVICE. PERSONAL. THANK YOU OPPLOANS!!!

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Reviewed June 25, 2019

Everyone that I have had any reason to interact with has been extremely helpful and efficient, they always answered my questions and were very prepared and professional. The experience was non stressful. I would not hesitate to recommemd OppLoans to my friends and family. Thank you so much! Gail.

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OppLoans Company Information

Company Name:
OppLoans by Opportunity Financial, LLC (OppFi)
Company Type:
Private
Address:
130 E Randolph St, Suite 3400
City:
Chicago
State/Province:
IL
Postal Code:
60601
Website:
www.opploans.com