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OppLoans Reviews

4,962,395reviews on ConsumerAffairs are verified
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Edited by: Jon Bortin

About OppLoans

OppLoans is a fintech (financial tech) company that says it wants to help Americans better their financial lives, focusing especially on those who lack access to traditional funding options. To help its customers, OppLoans offers unsecured installment loans to borrowers in need, including those with bad or no credit, entirely online.

Visit www.opploans.com
Pros
  • Same-day funding in some situations
  • Secure website with 100% online process
  • No hard credit inquiry
Cons
  • High APRs
  • Not available in every state

OppLoans Reviews

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    How do I know I can trust these reviews about OppLoans by Opportunity Financial, LLC (OppFi)?
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    2 featured reviews
    How do I know I can trust these reviews about OppLoans by Opportunity Financial, LLC (OppFi)?
    • 4,962,395 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 40 - 80
    Verified purchase
    Staff

    Reviewed July 2, 2019

    I was having problems with uploading documents because I'm not the best with computers. I must say I truly appreciate the patience of the staff and helpfulness. The terms are so much better than several loan companies. I highly recommend.

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    Verified purchase

    Reviewed July 2, 2019

    I had been turned down by my banking establishment I have been with for 11 years. Opploans accepted my application within minutes. It was so easy and convenient. I highly recommend them. They took a look at more than just my history and took a chance. This means so much to me to be able to consolidate my debt and raise my credit scores.

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    Verified purchase
    Customer Service

    Reviewed July 2, 2019

    This was simple. Easy and fast response. Filling out a form. Got a text message saying they received the application. Got a text message saying I was being in review. Got a text message that it was approved. The funds were in my account within 24 hours. It was very easy

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    Verified purchase

    Reviewed July 2, 2019

    I was doubtful I would be accepted but it let me. And I think it's awesome we can make more than just the one payment a week. But it was quick and easy. I think this will just be thing I need to get me ahead for the moment.

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    Verified purchase
    Price

    Reviewed July 2, 2019

    It is an Easy process to start your loan. The payments are very affordable compared to other loans. You're able to easily refinance without paying off. The okay line portable has everything needed to keep up with your account.

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    Verified purchase

    Reviewed July 2, 2019

    I HIGHLY recommend this company to get a loan filled out app and not even 24 hrs after approval got my money and the application was very easy. This is going to help me get out of the financial debt I was in and for that I am grateful.

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    Verified purchase
    Customer Service

    Reviewed June 29, 2019

    This was a simple, quick, easy, and painless. Fast response and direct deposit was literally for me in a matter of a few hours. You do the choosing. You pick your loan amount and the payment. You are given options for amounts and payments. THANKS!!!!

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    Verified purchase

    Reviewed June 29, 2019

    This will be my third time application for a loan with OppLoans and it's a good company. This company help me when I need assistance paying a bill. So no complaints on my end. So Kudos to OppLoans for being there.

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    Verified purchase
    Customer ServicePrice

    Reviewed June 28, 2019

    Very easy online process, if you need money fast OppLoans will come through fast, no penalties for early payoffs. Low payments, interest rates are high but better than a payday loan. Awesome customer service. Happy customer. I have used OppLoans twice and been very satisfied customer.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 28, 2019

    Friendly and easy to work with and very fast response. l would recommend to friends and family. No hassle with paperwork. All done online. Very convenient. It was all done by the end of the next business day.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 28, 2019

    Quick, easy and friendly. The online chat makes the process go by smoothly. They have been prompt with all documentation and transactions. Each time I’ve had to call regarding my account they have treated me respectful and with dignity. They are always very friendly and courteous.

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    Verified purchase
    Customer Service

    Reviewed June 27, 2019

    Thank you very much for your excellent customer service and technical support. Your company giving me a emergency money that I very needed for my bill consolidation. I will share this to everyone I know and also my close family.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 27, 2019

    I’ve been to a few places for loans here lately and been looking online for my best decision and it was this one. I was finally able to get close to the amount I was needing. All the other places were going off my credit which was making it tough for me cause I only have 515 on my credit karma. But since I already own a house they were willing to work with me more on getting a bigger amount than all the other places offered. The staff were really nice and kept in touch with me during the whole process (which was all done through the phone and online) which I found was awesome cause I didn’t have to leave my house and bring a bunch of mail and pay stubs with me. I HIGHLY recommend this place for anyone needing a loan especially if your struggling to get the amount you need out of other places. Thank y’all so much for working with me. I’ll definitely be back.

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    Verified purchase

    Reviewed June 26, 2019

    OppLoans is amazing, they are fast about the approval process and even quicker about getting you the money you need fast. The repayment plan is more than reasonable which makes affordability easy and low. If you need cash call or apply online with Opploans...

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    Verified purchase
    Customer Service

    Reviewed June 25, 2019

    This is my second time doing business with OppLoans. They make you feel very comfortable and make every effort to get you the money you need. THEY REALLY DO CARE. LOVE THEIR CUSTOMER SERVICE. PERSONAL. THANK YOU OPPLOANS!!!

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    Verified purchase
    Staff

    Reviewed June 25, 2019

    Everyone that I have had any reason to interact with has been extremely helpful and efficient, they always answered my questions and were very prepared and professional. The experience was non stressful. I would not hesitate to recommemd OppLoans to my friends and family. Thank you so much! Gail.

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    Verified purchase
    Staff

    Reviewed June 25, 2019

    The process was quick and easy. When I had to speak to a representative they were courteous and professional. I will certainly refer Opploans to my family and friends. Whenever a need arises I will come back to Opploans in the future.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 24, 2019

    Just wanted to let you know that my experience has been great. Everyone has been helpful. I would recommend others to use your program. Everyone I have dealt with has been very helpful. Thank you for your services.

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    Verified purchase
    Staff

    Reviewed June 24, 2019

    Very polite and informative. Your rep Yavonna made everything so easy. Being a senior my hearing fails me at times. Readily she repeated time after time whatever I didn’t understand. She is a angel and a asset to your company. Tell her I said all the customers are so lucky to get connected to her. God bless her and her family always.❤️❤️❤️❤️

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    Verified purchase

    Reviewed June 24, 2019

    I am really happy with my experience with Opploans. I had a crisis and could not get help anywhere else and Opploans helped me when I thought that they would not. I would most definitely recommend your company to others.

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    Verified purchase
    Staff

    Reviewed June 24, 2019

    But I do appreciate the loan to help rebuild my credit. So thank you everyone. I don't have much else to say at this point. But I know that I had no other resource. And I also am looking forward to rebuilding my credit. So I hope you report to the credit bureau. As I pay. Thank you.

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    Verified purchase

    Reviewed June 24, 2019

    Your services was easy, fast and awesome to work with. Thanks. It's nice to actually go to a site that truly does what it says it will do. Terms are upfront and no question as to if you're approved or not. You tell us in just a few steps. It’s wonderful. Thanks again.

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    Verified purchase

    Reviewed June 24, 2019

    I was very impressed with the ease to apply for a loan on your site. Will recommend to many friends. The site was really easy to see and understand. Which will help people who cant understand some questions. Thanks for making it simple.

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    Verified purchase

    Reviewed June 21, 2019

    Unbelievable. At a very hard time. This is truly a blessing. I will share this experience with everyone I know. Thanks again and forever grateful. As a single hard working mother, this was a matter of keeping our home or losing behind eviction. I am recently separated and trying diligently to get on my feet, out from an abusive relationship. With OppLoans this was possible. I am extremely happy beyond explanation. God bless us all???

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    Verified purchase

    Reviewed June 21, 2019

    This was the best experience I have ever had when it comes to applying for a personal loan. It's very easy and efficient. I would definitely recommend this company to others. There is no other company that has simplified this process as well as this company has.

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    Verified purchase

    Reviewed June 20, 2019

    Satisfied. They're always right here when I need them everytime. If I'm in a bind, I know that I can always depend on them. Even for vacation! They are reliable and you get your funds as soon as the next day!

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    Verified purchase

    Reviewed June 20, 2019

    The entire process was very easy and the site was easy to navigate through. The speedy approval time was very helpful. I appreciate your helping with this loan. It was private and confidential. I would definitely refer this company to anyone that was in need of a short term loan to. Thank you. Donald

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    Verified purchase
    Staff

    Reviewed June 20, 2019

    Very helpful. Was there for me when no else was. Would definitely recommend to anyone looking for help financially when in need, found them online and applied. My application was approved quickly and I had funds in my account 24 hours later..

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    Verified purchase

    Reviewed June 20, 2019

    Amazing service. The process of getting a loan was quick and very easy. I'm grateful I was approved! I'm Extremely happy with the final results, the assistance and everything was smooth. I have no complaints and I would without a Doubt recommend friends and family all day.

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    Verified purchase

    Reviewed June 20, 2019

    Easy approval process, 1st time doing an online only loan, they made it stress free and straight forward. The payments were reasonable for me to say yes to the loan. I would have to say yes to OppLoans, if someone asked where to get a stress free loan.

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    Verified purchase
    Staff

    Reviewed June 19, 2019

    OppLoans has been a lifesaver! My wife & I are both disabled, she recently had heart ❤ surgery (successfully)! The people at OppLoans were professional, kind, ????, & understanding of my situation (bad credit). THANK YOU OPPLOANS! I would recommend anyone needing financial help to contact Christine & her Loan Advocates at OppLoans! THANKS????

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    Verified purchase
    Staff

    Reviewed June 19, 2019

    My overall experience with OppLoans was very pleasurable and non-stressful. They went out of their way to make sure it went as easy as possible. Christian ** my account representative was very helpful and knowledgeable and conducted himself in a very professional manner and after the fact follow up to walk me through the final steps a gentleman named Gus was very helpful, knowledgeable and a pleasure to work with. Hats off to you.

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    Verified purchase
    Customer ServicePrice

    Reviewed June 18, 2019

    I've experienced excellent customer service and received a helpful resolution to my financial situation. I am very pleased with my experience with OppLoans. A pleasant help in a time of need. I would proudly recommend this company to anyone that maybe considering taking out a loan. Because there are so many companies charging extremely high interest, it's a challenge to make a choice. I would suggest Opploans.

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    Verified purchase
    Customer Service

    Reviewed June 18, 2019

    Easy application process. Workable payments. Could answer email questions more quickly. Sometimes no answer at all. Other than that the company is reliable and thorough. I'm trying to rebuild my credit and this is a good opportunity to do so.

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    Verified purchase

    Reviewed June 18, 2019

    Thank you for allowing me the money I need while I continue to work on my credit. It has helped me pay off bills while keeping current with my loan. Also the easy to use website allows you to access to your account to make extra payments In case you want to pay off sooner.

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    Verified purchase

    Reviewed June 17, 2019

    This loan Company is awesome, quick loan approvals, and they work with your changing life situations without a hassle! I have been a customer now for several months and I have not had any trouble whatsoever!

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    Verified purchase
    Staff

    Reviewed June 17, 2019

    Thank you for all of your help and quick responses. It was very easy to apply and the representative I spoke with was very helpful. The payback options are easy to use and this will help my family out a lot. Thank you so much for all of your help.

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    Verified purchase
    Staff

    Reviewed June 17, 2019

    Every time I've been in a financial crunch, OppLoans has responded with assistance. I've been a customer for almost a full calendar year and appreciate all they have done for me. I will be a customer for life.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 17, 2019

    Sky did a great job. She was very helpful, knowledgeable and patient. I will definitely be back if I need a loan. Sky was also very polite and professional. She stayed on the phone line until my issues were resolved.

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    Verified purchase

    Reviewed June 17, 2019

    I'm very thankful to OppLoans. Excellent customer services. Fast service. Your money is there within hours. And the monthly payments are set to your needs and budget. I highly recommend OppLoans for online loan services. Thanks so much. :)

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    OppLoans Company Information

    Company Name:
    OppLoans by Opportunity Financial, LLC (OppFi)
    Company Type:
    Private
    Address:
    130 E Randolph St, Suite 3400
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60601
    Website:
    www.opploans.com