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OppLoans
OppLoans
Overall Satisfaction Rating
4.89/5
  • 5 stars
    170
  • 4 stars
    11
  • 3 stars
    0
  • 2 stars
    0
  • 1 stars
    2
Based on 183 ratings submitted in the last year
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OppLoans

ConsumerAffairs Accredited Brand

OppLoans is one of the highest-rated online lenders and service providers in the industry. With fast funding, total transparency and unmatched customer service, OppLoans provides non-prime borrowers a reliable source of short-term funding.

183 OppLoans Consumer Reviews

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Rated with 4 stars
Verified Reviewer
Original review: July 12, 2019

My time with OppLoans is pretty good and I can see myself coming to them again in the future. I got my loan pretty and quick and the terms of the agreement were reasonable. However there are some things I would like to see improved. First off, there's a point where it asks you to log in to your bank using your online credentials and answering security questions. I thought it was sketchy at first but it's they are able to access and deposit the funds into the account. If there could be something that explains this during the process, that'd be better.

Lastly, when I was applying for the loan, I went through LendingTree and LendingTree gave me an offer of $500 but when I went through OppLoans they said I was *eligible* up to $1400 so the system tried to give me $1400 and wouldn't let me choose or change the amount. I had to talk with a representative to get it resolved. Good thing I did, otherwise I'd have too much and would be paying too much per month. If those two things can be fixed and improved upon, I believe the experience would be much better for everyone involved.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 27, 2019

I’ve been to a few places for loans here lately and been looking online for my best decision and it was this one. I was finally able to get close to the amount I was needing. All the other places were going off my credit which was making it tough for me cause I only have 515 on my credit karma. But since I already own a house they were willing to work with me more on getting a bigger amount than all the other places offered. The staff were really nice and kept in touch with me during the whole process (which was all done through the phone and online) which I found was awesome cause I didn’t have to leave my house and bring a bunch of mail and pay stubs with me. I HIGHLY recommend this place for anyone needing a loan especially if your struggling to get the amount you need out of other places. Thank y’all so much for working with me. I’ll definitely be back.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 6, 2019

I was needing a loan to help with part of my moving expenses. After a grueling 2 weeks with another loan company, who asked for W2's, paystubs and utility statements, I was denied anyways. It was so frustrating! But, I heard of OppLoans and read great reviews and I was approved within 3 days and received the money the following day. I was even granted more than what I was asking for at an affordable monthly payment. Everyone was super friendly and I am grateful that OppLoans took a chance on me and this loan will help tremendously. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 29, 2019

I applied for a loan on a Saturday on a holiday weekend and was approved before the end of the day Saturday. Opp Loans sent me Emails before 5 oclock Saturday afternoon congratulating me for the approval of the loan as well as telling me when I should expect to receive the funds direct deposited in my account. A copy of the contract outlining the interest, the loan principal and payments was also included in the email. I give Opp Loans a thumbs up. They're a 1st class act. I've already referred two of my friends to Opp Loans. So far I give them 5 stars. I hope my experience continues positive with Opp Loans.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 13, 2019

I can highly recommend Opploans. I needed a loan in a pinch, and Opploans was eager to help. Their APR is a bit high, but it's much, much lower than any other PayDay loans out there. Also, the ability to refinance for being a good customer, paying my loan down on time, is a bonus. They have saved me from paying my bills late. And FYI, they report your on time payment history to all 3 major credit bureaus.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 26, 2019

When in a bind OppLoans is a lifesaver. They are fast, everything done online, and they have the best rates. They give large amounts for not that much per paycheck. Thanks to them they even allowed me to refinance my current loan to get another one.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

I honestly think these guys are last of honest companies around. They are very good rates and no hassle. I tell everyone I know that you won't find a better company to get loan. I appreciate them so much and Great Job they do and trust me I looked at all that's out there. No one comes close. Thanks so much OppLoans.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

OppLoans is one of the best!!!! They work with you and it is so easy! I have been dealing with them for at least 3 Years. I also love how after at least three months, they give you a chance to refinance if you want to! They are great and very reasonable.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

It's always a pleasure dealing with Opploans. Great customer service. Fast response. You're treated with great respect. Everyone is on the same page. I recommend them to everyone. Straight up people. Wonderful experience getting a loan. Great atmosphere. Makes you feel so comfortable.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 8, 2019

This is second time I have used Opploans in emergency. I highly recommend for those of us that need cash for emergencies and have limited alternatives due to to credit score. I'm very impressed. Thank you! I would definitely recommend this kind of loan for desperate situations.

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OppLoans Company Information

Company Name:
OppLoans
Company Type:
Private
Address:
130 E Randolph St, Suite 3400
City:
Chicago
State/Province:
IL
Postal Code:
60601
Phone:
(800) 990-9130
Website:
www.opploans.com
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