Oasis Legal Finance Reviews

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About Oasis Legal Finance

Pros
  • Quick service
  • Helpful customer support
Cons
  • High interest rates
  • Delays in loan processing

Oasis Legal Finance Reviews

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    How do I know I can trust these reviews about Oasis Financial?
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    Page 3 Reviews 40 - 240
    StaffBilling

    Reviewed Jan. 6, 2020

    The process wasn’t time consuming, very efficient and staff was very informative and professional! I have been out of work since September and I’m behind on my bills but thanks to Oasis I am able to stay afloat. I would definitely recommend your services to family and friends.

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    Staff

    Reviewed Jan. 6, 2020

    I was surprised and extremely appreciative. Thanks you, I needed assistance for the holidays. I was in a tight spot and Oasis helped me. I'm currently trying to receive another assisting hand from oasis.

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    Punctuality & Speed

    Reviewed Dec. 9, 2019

    While trying to see how we were going to pay some bills that were about to come outstanding. We reach out to Oasis. Within 48 hours we received a pre-settlement funding. It was so quick and smoothly done.

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    PriceStaff

    Reviewed Dec. 8, 2019

    They are liars! They rope you into giving them your personal info... Then they stall and avoid and stall some more... Just to tell you that you have to repay the loan at some crazy interest rate! And they add "fees-charges" to EVERYTHING! ** THIS BUSINESS! Someone should report them to the BBB!

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    Punctuality & Speed

    Reviewed Nov. 26, 2019

    Quick and easy application with very fast approval. Customer Sevice is great. I will diffently recommend Oasis. I recommend Oasis with confidence and that you will be treated with overwhelming respect.

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    Staff

    Reviewed Nov. 26, 2019

    Oasis is one amazing funding company to get a loan on when you're going thru a auto wreck. I've went thru Oasis Funding 3 times when I got hit at no fault. Easy people to deal with and simple. Also I always get my money same day every time. Thank you for helping me and my family when we need it the most!!!

    - Joshua

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    Customer Service

    Reviewed Nov. 25, 2019

    It took to long for a answer! Usually if someone is needing money it's for an emergency which mine was! We applied for my husband and it's taken almost a week! When people need money it's for a reason!

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    Punctuality & SpeedStaff

    Reviewed Nov. 25, 2019

    I did not have to wait long, they were very professional, and they truly, truly were a blessing to me, I don't know what I would have done without them. They get five 5 stars and a strong recommendation from me.

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    Reviewed Nov. 25, 2019

    It was a great experience. Took a couple more days than expected but that wasn't their fault. Thank you Oasis financial! You helped me catch some bills up!!!! I was also able to get my kids a Christmas gift apiece!!

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    Coverage

    Reviewed Nov. 11, 2019

    It help a little with bills and stuff. I still can use extra tho but it still help out a little. I wonder if they give extra loans because I can use an extra 1000 to cover the rest. This injury really have me mess up.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 9, 2019

    Excellent and fast service. I had spoken to several other companies but the response was horrible. Oasis took interested in me and resolved my problem in 2 days. They contacted my lawyer and kept in contact with me. I received my money exactly when they said

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    Customer ServiceStaff

    Reviewed Nov. 4, 2019

    All I can say they made it easy and painless to get help. I wish more companies would be so great at taking care of people that need help. They are definitely a 5 star company with great customer service. Thanks for everything.

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    Customer Service

    Reviewed Nov. 4, 2019

    I came to Oasis because I was about to lose my place to live! I was in dying need and received a five day notice with no options at all! Finally I called my lawyer and they recommended me to get an Oasis loan. I called and within six hours I had my money! I just had to request more and it was a success and I can’t express how appreciative I am that there are services out here like this! I hurt my back and had two surgeries and have been disabled and can’t work... I just recently lost benefits and this was my only resort! Thank you again!!

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    Staff

    Reviewed Oct. 29, 2019

    I'm pretty much going back to work sick and injured. Honestly wish I had went with another company. I'm in same situation loan did very little to help. I would not recommend them to anyone. If you can't help people properly, why operate at all. Life goes on, but like most companies they only care about profit. Very disappointed and depressed!!!!

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    Reviewed Oct. 28, 2019

    When I first received the loan amount over the phone I thought I'd be okay, facing being homeless without it. Well after they finished with fees etc... It was less than I first asked for. When requested an additional 300 to secure housing they denied me too soon. Well I am now homeless and the whole loan was a waste... without 1st month and security deposit. No home, having to use the funds elsewhere housed me a few nights in a motel, But it goes fast that way. So thank you for the approval and a warm bed a few nights. Now I don't know where to turn for anything. Just give up.

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    Customer Service

    Reviewed Oct. 28, 2019

    I do appreciate Oasis Financial. Their operators on point. It was an easy step by step application. And with in 48 hrs. I was approved. Thanks once again Oasis Financial. Their Customer Service is excellent.

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    Verified purchase
    Staff

    Reviewed Oct. 28, 2019

    Monica and Adam both were extremely courteous, professional and took care of my request with no problems. I was able to get the funds I needed within 48 hours which was perfect timing for me, thank goodness.

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    Verified purchase
    Staff

    Reviewed Oct. 25, 2019

    Your commercials send the wrong message. The commercials should say, "Oasis can only help very little and only once". My case is taking very long. The assistance you provide is helpful only for a month. Bills, mortgages, food, gas continues more than a month. So make that clear that you can only help for one month!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 22, 2019

    Customer service was very helpful, respectful. Company overall was great and on-time. Helped me in My most needed time. I would highly recommend them to family and friends or anyone who's been out of work or in a accident and need help!!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 22, 2019

    Other than feeling that choosing to have my funds sent to me through Western Union, the experience was fluid and friendly, very prompt responses when needed. Would absolutely recommend this company. Thanks.

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    Reviewed Oct. 15, 2019

    I received a cash advance on a pending lawsuit settlement. Everything went without issue, and helped me get some bills paid. I would definitely recommend this company, if you have a pending lawsuit and desperately need some cash while you wait.

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    Staff

    Reviewed Oct. 14, 2019

    They helped me. I am so happy when I received the mo money in my time of need. I loved how much they really were there for me when I needed them. The money came in handy at a time when my hours were being cut really bad. Thanks a lot Oasis.

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    Staff

    Reviewed Oct. 14, 2019

    Oasis Financial came to our rescue when we needed money for a family emergency. They do a great job getting the help you need. I would always work with them. Thank you to the Oasis Financial team members.

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    Customer Service

    Reviewed Oct. 8, 2019

    I needed some help paying bills while I was going through a legal situation and they came through for me and they really helped me in my time of need. They got back to me in a couple hours and by the next morning I had my payment in my account it was very easy for me to do and I had great customer service.

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    Reviewed Oct. 4, 2019

    It's was very good they had explained everything clearly and I understood. And would go to them again if I need to. I would also let other people now about oasis. I like that they have options on how to receive your money.

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    Staff

    Reviewed Oct. 3, 2019

    It took a few days to get everything in place but it was all worth it in the end. I received my funds within 3 hours after completing all the steps. I recommend Oasis to everybody I know. They really helped us a great deal through our tough times.

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    Punctuality & Speed

    Reviewed Sept. 30, 2019

    It was great and professional and they communicated and work quickly. They couldn't give me what I wanted by close to it.. If I ever had to use them again I would. The rate was not outrageous. It's what I figure I would have to pay.

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    Verified purchase

    Reviewed Sept. 25, 2019

    I was running low on money needed to pay my light bill and I called Oasis for a loan on my settlement and they did it right away within 24 hours. I will recommend them to anybody. I had the best experience. Thank you so much.

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    Staff

    Reviewed Sept. 24, 2019

    Submitted my application. Was approved and received funds within 24hrs. Oasis has been very helpful in my time of need and ik I may need them again and ik I can count on them. I recommend Oasis Financial for all advances on settlements. Don’t let bill pile up. Hit Oasis up.

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    Customer Service

    Reviewed Sept. 9, 2019

    Hi. I applied for a loan with Oasis Financial referred to them by my attorney. So the first day that I signed up with the loan I immediately received a email stating sign the documents now. Before I signed it stated that I was approved for a loan for 2500. After signing for the documents about ten minutes later I received another email stating that the amount that I was approved for had changed to 1140. Mind you I had already signed for 2500. So I accepted the 1140 because it could help out a little with my financial problem. Get the code to go to Western Union and my name wasn't even correct so I contacted them on behalf of that.

    Next it took another hour to receive the new number. Then this is the killing part about it. I only received 1009 dollars out of the 1140 that I signed for. So guess how much I have to pay them back by 08/20. 1790 dollars. So with all that being said if you can wait on your settlement please wait because you will be out of a lot more money if you don't.

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    Price

    Reviewed Aug. 17, 2019

    Oasis financial is a fraud, the reviews are bad and the commercial is a joke. All I've gotten from them is hackers utilizing the information I've given them because none of it started until after I first applied in May, now August. The fact that I am dealing with pain and suffering from my accident is no never mind to them or the culprits; they are not there to help, but to rob what dignity left after an accident; it appears everyone want a piece of the pie. Also, to see from the reviews that they charge extreme interest rates, which is not worth it; greed and a sin. But God knows what he's planning for me, much bigger then the waste of expenses Oasis WOULD HAVE cost me.

    Thanks for turning me down twice, for $500-$5000, and closing the door. I feel blessed beyond the joy that the attempt any downfall keeps my standing taller and getting better; nerve damage is some getting use to, but Oasis can lose my information - under my feet you stand and back off. Thank you LORD for your guidance and I stand upon the negative impact of the rejection. New season, new me... stop texting me useless information.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 16, 2019

    I called my lawyer whom sent me Oasis for a loan. Well it took three days only for them to send money that can’t be received and when I called I got a bunch of different excuses. They keep saying that they are on a different time zone and the team I need to speak with is not in the so called supervisor, it trash.

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    Reviewed Aug. 7, 2019

    I was in an auto accident and sued the auto insurance company of the party responsible. During the healing process I suffered financial hardship. My attorney referred me to Oasis stating that his firm uses them regularly. Over the course of time I borrowed $5,000. When my case settled they wanted $16,517.50 with their interest!!!! I contacted my congressman to help me. Ask your lawyer to place your full settlement in a trust while you fight Oasis and have your council person represent you against them.

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    Customer ServiceStaff

    Reviewed June 12, 2019

    My only complaint so far is the rudeness of their customer agents.. Very unprofessional and not very helpful at all. I have to call in several and speak to several different people to get the correct answers.

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    Staff

    Reviewed May 5, 2019

    When I needed Oasis they were there to help me and my family with some emergencies. I wanted an update on how much I owed them because it's been a while and I want to try and settle my case in the near future. Little did I know that I would have to pay these people most of my settlement! I borrowed a total of about $9900 and these people have the nerve to say I owe them around $80,000!!!! I am disbelief, can't be. No way. I am trying to contact the attorney general to see what can be done after I speak with Oasis. Will provide an update. Please don't sign anything from these people without reading! Don't trust that your attorney will make sure you're not ripped off!!!

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    Customer Service

    Reviewed May 3, 2019

    Day 1...I apply online. Giving my info and attorney info as they request. I receive a text from Oasis thanking me and telling me to notify attorney. I text back telling them I already had. Day 2...I receive a text telling me that I had been assigned case # blah blah blah asking me to notify attorney. I have?? Day 3...I received text saying they are gathering and reviewing info on my case.

    By this time the gig was up and the day 3 text clinched it. I text back "Cancel. I will obtain funding elsewhere". They text back that no further messages will be sent. 50 minutes later they text back saying they can't review my case because they don't have attorney info. What happened to my application? On day 2 didn't they say they were gathering and reviewing information? They text back and want me to call. What? No thanks. On day 3 you're asking for basic info I already sent. Also I want to add that after I contacted this company I received junk email from their affiliates like ARC. An increase in telemarketing calls as well. Something is very wrong with this place. Loss of info...hiding behind text messages like a teenager with a crush on the gym teacher. You would do better going elsewhere.

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    Customer Service

    Reviewed April 25, 2019

    I was offered a Low $800 and I refused. They called and harassed me every day to force me to take the loan. I refused based on their phone harassment and told them not to call me. You do have a right to refuse. I contacted other structural loans and has been denied based on my refusal to Oasis! I am so happy that I did not accept their offer based on I would had to pay them back! If phone calls to take the loan just Imaging the phone calls to repay.

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    Price

    Reviewed Feb. 18, 2019

    As an attorney helping my clients find lawsuit funding I have found Oasis Financial to be among the most expensive. I have tried to steer my clients to Redwood Funding, Global or Momentum as they are more competitive. Clients need to find a company that charges no fees and does not compound the interest.

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    Customer Service

    Reviewed Feb. 6, 2019

    Oasis is a joke. They offered me 500. Would a double charge to pay back up 1600. Then the same day text me back to let me know they denied me, call back again after received a settlement and they still denied me. Oasis is a joke and I am very glad that they could not assist me. I would not recommend this to anyone the finance charges to pay back or outrageous.

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    Staff

    Reviewed Feb. 4, 2019

    After reading so many negative reviews, I felt that I needed to post my own regarding Oasis Financial! I have been dealing with this company over the last 2 years, and I have nothing but good things to say about this company! There are pros and there are cons to using a financial service of any kind, and sometimes approval takes a little longer than other times. However, they have always oh, and I do mean always met my expectations or more! They are professional, helpful and a godsend!

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    Customer Service

    Reviewed Jan. 22, 2019

    This company is a JOKE!!! For 3 weeks they gave me the run a round. Then today instead of personally speaking to me when I called for a update they sent a text denying me because my case is too new. Contact them in 30 days to reapply. I DON'T THINK SO!!! WOULDN'T RECOMMEND THIS COMPANY TO MY WORST ENEMY.

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    Customer Service

    Reviewed Jan. 9, 2019

    I applied with this company because my wife suffered a slip and fall accident in March... We are currently in litigation and awaiting a settlement. We were rejected the first time with no explanation. Then the case was reopened and took 2 weeks to hear anything from them. I called them today and notified the person I spoke to that we were in danger of being evicted from our apartment. Then approximately 10 minutes later I received the same email as the first time saying we were again denied any money...and again without explanation... I will do everything I can to dissuade other people from applying with Oasis. They are liars and frauds.

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    Customer Service

    Reviewed Dec. 8, 2018

    I received a very small amount from them earlier this year and after having surgery and unable to work I called on a Sunday requesting additional funding, in which they stated would take 1 to a few days... Only to call the following Saturday after being told someone would call, I was denied at this time with no reason on Friday. When asked why was I denied I was told to check my email and sometimes their emails go to the spam. So I checked my email and nothing. Nada! After reading these reviews I’m quite pissed I went with this company. I’m looking at a significant lawsuit settlement and now I wish not to pay them one red penny. Dirty lying sneaky **!

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    Customer ServiceStaff

    Reviewed Nov. 27, 2018

    It took about 14 days to find out that they didn’t feel comfortable funding my case. Not once did they ever give me a call to let me know where we were in the process. The people that work for them are very unprofessional and when you call to check the status of your application it felt to me as if I was getting on their nerves. There are a lot of other loan companies. I would recommend not using Oasis. I tried with a company called Buckeye Funding and someone makes contact with me every day since I put my application in. Just a heads up. Oasis sucks. Don’t waste your time.

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    Customer ServicePriceStaff

    Reviewed Nov. 22, 2018

    I am looking to post how the whole process unfolds with this loan company so others can learn from my experience. I believe my attorney set it up with 2 small loans for 2k for each car accident. After I spent some time researching and reading reviews I found that Oasis is only worth doing since my atty has worked with them in the past and the process is quick but then the fees and rates will shock you. After doing the math for a few companies and I had Oasis reduce the exorbitant interest rate of 96%, but they like to say it's an 8% loan. It's really 8% compounded monthly, 12 months x 8% = 96%. I had them reduce it to 5% or 60%, 12 months x 5% = 60%. It's $1547 in interest on a $2k loan for a total of $3547 which is almost twice the loan amount to pay back if paid in the 25 monthly installments. These are only good if used for a few months.

    Well after sending the signed docs and they said thanks it's completed on the screen but would not accept my phone call for a reference number to get the money for the 2nd loan so now it will sit in Western Union for the next 2 days. Thank goodness I didn't have to have it!! What if it was an emergency? I cannot any longer get thru to the Oasis companies phone number because apparently my cell phone number has been recorded to a database within Oasis and I am immediately sent to a full answering machine when I called after 5 pm today for a status on how to get my money from the loan after signing all the documents and they were in receipt of them all. Very weird and no number in any state online will work even if I disguise my number with *67. Why? This is bad customer service and very distrusting just before a holiday. Can't wait to see what happens next.

    Also if you go with this company all fees and interest rate is negotiable especially when you question each one intelligently and balk at their extremely high rates compared to other companies. I dealt with an underwriter there and discussed all the monies and she was absolutely clueless and her name was PORSCHE-a...not Mercedes or AUDI but PORSCHE-a, which is a stripper name but I guess it can be tribal too. She has major issues when you "AXE" her a question. In between her incredibly incorrect answers to all my questions, her destroying the English language with her ghetto slang and I AXED her a few more questions and then gave up after she said there's a $149 Western Union wiring fee and has no clue whatsoever to finance and could not understand the yearly APR and compounding daily interest.

    Another rep had to call me back and she was definitely not ** or finance illiterate/ignorant and was very kind and professional. She informed me there would be no fees at all, which I verified, and she reduced the interest rate from 8% to 5% a month or also known as 96% APR and 60% APR respectively. Still a very high rate but acceptable for my 45-60 loan. I have still not been able to make contact with Oasis and won't be able to with my phone. My girl came home from work and I used her cell to call them and I got through magically on the first call, the same number I just called 5 times and would not work except for an immediate answering machine.

    SHAME ON YOU OASIS!!! Service after the sale. Have you ever heard of that? How about 2 loans?? I bet that has happened more than once. That's so horrible to not accept a customers call in their time of need because you did not provide all the necessary and required information to the MAN who is paying you very well for this loan. There was another term previously used for very high interest loans made quickly in the neighborhood, ring any bells?? Let you know what happens when I call on Friday to get the 2nd loan if it even exists or they mailed multiple loan docs up to 1:39 am. BE CAREFUL and watch these slick cats.

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    Price

    Reviewed Sept. 5, 2018

    Completed a application for Legal Funding Sept 4, 2018. My situation is I already received a Settlement offer and was just waiting on documents to sign by lawyers to finalize settlement offer and receive check. My request amount was $6000. These fools had the audacity to only offer an insulting $550. EXACTLY. Some BS. Then they have the nerve to charge a “Handling Fee” for the ridiculous amount they were loaning me they charge $97 out of that money leaving me only with $453 and expected payment of over $800 by March 5, 2019. This company a joke. Don’t use unless you like GIVING AWAY MONEY.

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    Staff

    Reviewed Aug. 7, 2018

    This company is not what they say they are. They are nothing like what they advertise on TV. They approved me for a loan but not the loan that I requested for. Then they told me that this was a just for now and that I can request for additional funds but when I did they told me that their underwriters did not approve me and when I asked why they told me that they didn’t have that information to give me. How do you approve someone for less than $1000. Not what I asked for but turn around and tell me I’m not approved. Worse company ever. I should have gone to another company.

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    Punctuality & Speed

    Reviewed Aug. 1, 2018

    I've been watching their commercials for at least 2 years. So finally, I decided to look them up online, fill out an application in hopes of getting funds to tide me over for a case that is about to go to trial. I get several e-mails with the same name from a particular woman's name (you can't e-mail back as it comes back 'undeliverable') that give very brief 'case updates' with NO info... This same woman tells me in two separate e-mails to 'contact your Attorney to tell them they have permission to speak with Oasis' which I did moments after filling out the application online anyway. 5 days later (as I've read in other reviews online by many other people) their mysterious underwriters can't approve anything (until my case apparently settles!?) So what the hell is the point in even applying?

    They say your credit is not a factor, and most persons who are injured and out of work are financially in the hole and usually if they had good or great credit - it's now NOT so good and definitely NOT great so I suspect that Oasis ONLY really lends money to those who are actually in settlement negotiations, and they then discuss with your Attorney a figure the Attorney believes your case might settle for and only THEN does Oasis do anything! So, totally bogus and opposite what they say in the commercials to fool us all into applying so they CANNOT approve 99% of applicants and look for those who already HAVE a settlement (so why would those people stupidly want a loan then - from Oassis-). Notice the two s's? Or those who are absolutely guaranteed a settlement because it's been agreed to. As I've seen many say (especially on the BBB site) DON'T WASTE YOUR TIME...

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    Verified purchase

    Reviewed April 19, 2018

    I'm just trying to help out the next guy, please DON'T do business with this company!!! They will ** you for interest!! I had a pretty good case, which will take a few years to complete, but they refused to help out and allowed me to default on my loans. Please try another company.

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    Price

    Reviewed Jan. 3, 2018

    I borrowed 1000 dollars. In 5 months I had to pay 8000 dollars. This place is a ripoff. The best thing I can do is just wait for your settlement. I know it's hard but it's better than spending your money on interest.

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    PriceStaff

    Reviewed Oct. 12, 2017

    I was in a bad car wreck which enabled me to work. I sought to get a loan to cover some bills. Upon looking I ran across Oasis Financial, called and applied. Was first told I could receive my funds the same day, needless to say it was 6 days later when I would receive any funds. Most representatives want to make sure they are looking out for your best interest, not with Oasis Financial, I dealt with nothing but people who ran the same line to me when all I wanted to do is discuss my loan. I was told I couldn't talk to the accounts manager, they said one person was my case manager, come to find out he was my account manager. Wasn't informed about a near hundred dollar fee would be taken out my money till they got my Western Union tracking number.

    Then I'm told I could have asked a woman I spoke to once who told me I was approved for $750 never went into detail about nothing. At this point I'm so lost and confused cause no one made me feel like a valued customer. I understand the amount I agreed to but all I wanted was someone to help me understand how this works, they took almost a week to review my case but couldn't take 5 seconds to let me know about the extra $100 that would come out my money? I've dealt with a lot of companies and this is by far the most unprofessional experience I've ever had. It's so much more to be said but I'm just another customer who needs assistance and Oasis Financial will assist you in hurting you rather than helping.

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    Sales & MarketingPriceStaff

    Reviewed Aug. 23, 2016

    Im extremely happy with service I received from the company. I recommend this place because they have great staff and want to help you to find the best. The purchase price was on point. Nothing less nothing more. Just right for the price and Im happy in the end of the day with the service. Great discounts here. I save money going there. It would probably cost much more if I went somewhere else for the service and I thank them for helping out. Additional fees was not that much plus I got a discount so Im set and happy with the whole service and it'll get them props for helping out.

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    PriceStaff

    Reviewed Aug. 1, 2016

    The service is great. I got to say I feel like they take so good of care of you. I was in and out like I don't even know and had everything done I needed. The price is out this world. I looked around and none compared these prices are spot on. So no need to look. The best price is right here so stop looking lol. I receive many discount based on many things. I love this. That is a reason why the price is so good. It good by itself but then it just gets better and better. The fees are so low you ain't got to worry. Trust me the turnover is completely worth it no matter how you look at it. Some may compete but get blew away.

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    Oasis Legal Finance Company Information

    Company Name:
    Oasis Financial
    Year Founded:
    2002
    Address:
    9525 West Bryn Mawr Avenue, Suite 900
    City:
    Rosemont
    State/Province:
    IL
    Postal Code:
    60018
    Country:
    United States
    Website:
    www.oasisfinancial.com