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Reviewed April 27, 2020
50% the first 6 months according to a NY Times article from 2017. Also fees and compound interest. They are way too costly. Tried bridgeway and redwood funding. Those guys had cheaper rates and more upfront about things. Redwood also had no fees or compounding.
Reviewed April 6, 2020
I’ll send other to you. Thanks for everything. Customer service was good. They answered all my question and got me approved for the amount I asked for. Even emailed me to see if I needed more but at this time I didn’t. The only thing is interest rate should be lower at this time of cov-19.
Reviewed Feb. 23, 2020
Had a very great experience with Oasis. They have helped me very very much. And I would rate this company with 100%. And I would also recommend this company to everyone. The people are very very friendly.
Reviewed Feb. 18, 2020
They were very friendly, kind and considerate, compassionate and understanding to my needs. Yes I would recommend them to anyone. They may getting along very easy. It wasn't no hassle, no complication that explain to me step-by-step what the procedures was, what was expected of me, what were they going to do for me. It was easy.
Reviewed Jan. 31, 2020
Before I tell you my personal experience and what they do I want a take a moment and give you some advice I learned by my experience to this whole situation. First off, My advice to you is do your research before choosing this company. And Secondly, do not believe anything you read on their website. It's all false and do just look for good reviews hoping you'll find one good review to convince you to try. Which leads my last and final word of advice. Read the bad reviews and take them to heart especially if your settlement is in the lower end or harder to prove and I will explain later why. I see that this site has IS mainly good reviews but if you go to BBB website and their website you will see one bad review after a another.
HERE IS MY STORY AND THEN AFTER I TELL YOU MY EXPERIENCE I WILL tell you why I gave you the advice I did. On 10/09/2019, I was hit from behind straight in my lower back by a 5 shelf stocking cart full of boxes while standing to the side of a display waiting for my wife who had to grab something down the aisle we were passing. What hit me was the ladder that the cart is equipped with and attached on the front. I was hit so hard I was pushed to the floor onto my knees and my wife heard it all the way down on the other end of the aisle.
I was suppose to leave Idaho falls 10/17/19, we go to California in the winter and so I can continue work since what I do for a living is only seasonal if we live somewhere where snow flies. We had already taken our stuff out of the short term rental on the 1st so that the next couple who were taking the next 6 month lease could get moved in in which started 10/1. We had went and paid 2 weeks at a Motel 6. We are pet owners and pets stay free, while I rapped up things here in Idaho falls for the winter.
I had money in the savings 1 for the travel and expenses until I had steady income again and Savings 2 was for self employment taxes for My LLC business. When this happened we tried to find somewhere else to rent but it's not easy with our dogs and our fifth wheel is in storage in California and no one to get it sat put where we were since the room we had was mini apt except at 435.00 per week groceries storage payments insurance and phones etc you can go broke pretty quick. Well we did. We're starting on credit cards which don't have huge limits anyhow due to my credit in shambles from my last divorce by end of November right before Thanksgiving.
I applied with Oasis before thanksgiving believing in good faith despite the reviews. The Monday before Thanksgiving I asked for 10,000.00 which my attorney approved. They took till Monday after thanksgiving to finally tell me they were only lending me 2,000.00 and it would be 225.00 to sent it Western Union or a wire transfer. So then they took $225.00 out of the 2000.00 so I got 1775.00. Then when they sent it I asked them to set a security question cause my ID picture on my DL is worn from putting it on and out of wallet and not everyone will accept it sometimes they refuse it. I didn't say that I didn't have a DL or ID. I waited and waited all day finally I called western union and find out only 300.000 was sent to so me.
I called oasis and they say that my files says I have no ID so they only sent 300.00 western union and mailing the rest. First off I could have had the whole thing mailed for free I chose to pay 225 to get it now. And second I have an DL. All I asked for was a second security measure in case they don't accept due to the wearing on it. And they still charged me $225.00 to western union me 300.00. I sense the check by mail is free. I was lucky enough that the check was not sent out yet and was still waiting pick up. So they stopped the western union and then westerner unions the whole amount which took another week and by the Friday. Following the Friday after Thanksgiving 12/12/2019 I believe finally got all my money.
Now a day shy from February I am getting down to last of my money again and rent down to 280.00 per week since Dec 1. I have oasis the 2nd and only 2nd time, haven't gotten money from anywhere else, or asked anyone else and my case has made progress since the last time I asked and only asking for 1500.00 .they accepted my application one week ago. Today it was reviewed, accepted, approved by attorney and they denied in review again and I'm pretty sure it was only denied because it's been a week and sitting under review again for 3 days and I called today and said you guys need to make a choice. I don't have luxury to wait. I have rent due and my attorney had already approved it. What's the hold up. I need an answer so that I know or can plan a second plan of action here.
They said we will have an answer to you by the end of the day snotty and hung up after putting me on hold for 20 min. They sent me an email an hour later denying my application. LIARS. They don't want going to anyone else and will be your reason for denial if your case has not made progress yet and they have given you too much and don't feel comfortable. Well I have had asked no one else yet but I do have options too. I gave them the chance to make more money off my settlement before taking another option. Because I thought since I have one with them it would be in my best interest to continue with them. But they can not expect me to sit here for days and wait and not start.
This place are liars. They say whatever they want to prey on weak struggling people during their a settlement case who can't make there Bills due to a personal injury case or auto accident and you will find 100s of similar reviews like mine when you research. I did do the research and despite the bad reviews I gave them a chance to follow through on their own policy which does not state that if take over the promised 24 to 48 hours to give me the money I have asked for. I can't start planning a new plan and start asking other lending agencies. This is called scamming people. It is within your consumer rights people to do as you please with your own money and your attorney is only gonna act I. Your best interests so if he feels you are safe for another loan and approves it then there is no other reason to not believe the attorneys unless they have a history of losing a lot of injury cases which my attorney is not.
The law firm I go to is one of the few who are licensed to practice in multi states and have 5 star rating an outstanding reputation. Consumer rights says you have right to ask questions about your money or about anything that currently or in the future results in the taking of your money and any contract between the sale and the buyer or lender and a buyer shall be followed until broken and if broken. If broken by the seller or lender the the buyer or lendee has the right to either take legal action or take his money elsewhere.
Their advertisement says get 100 to 100,000.00 in 24 to 48 hrs once your application is accepted. My application was accepted the same day I filled it out which was Friday. It sat in review for the second time after my attorney filled out his paperwork accepting it which was Monday and then it has sat in review for the 2nd time since. I've already gotten 2,000.00 from them when my case was pretty much just beginning and here we are towards the end of my settlement claim and it's taking this long.
I have a right to protect myself by going to the next plan of action. They can not tell you what to do with your money. They forget who's settlement and who's injury it is that they are making money off of. They don't get to call the shots just cause they are lending you money people especially if they are taking half the amount of the loan plus the loan amount back. That 50% becomes profit for them. A profit they made off your injury. That settlement money they just profited off of is yours and you have the right to know and be informed so that you can move on to someone who can and want to help you. If this company cared anything at all about your situation they would not take that long to make a decision.
These people take advantage of vulnerable people who are under a huge amount of stress because Bills are piling up and they are close to losing everything. They get you to agree to to things you would not normally agree to under normal circumstances. And they think just cause you signed a contract with the them that you won't do anything or can't do anything about it but what they fail to understand is just cause our attorney is only a personal injury attorney and that's the only law they practice and or know doesn't mean you can't find a consumer rights attorney to go over paperwork before signing.
The refusal letter they sent me is down right an insult for the fact that they think I'm that stupid. They say I was refused cause they are protecting my financial health. News flash people I did not sue for financial wealth. I was hurt and the money I get from the people responsible for it is money for surgeries and recovery a Medical costs and Bills I couldn't pay while I was down and could work. That settlement is to pay my back Bills and medicals costs and you are suppose to be the middleman where Instead of having to wait and pay them possibly risk losing everything. I can get loans off my settlement to pay them while I wait.
Well the company that is responsible for my Injury has taken fault for it and admitted fault we are settling for an amount and giving them no responsibility for future responsibility if anything becomes an issue at a later time if we can settle for a high enough amount. We are only waiting for the company to submit a number if it's close or over ours which I can say can afford the 1500 asked for 100× we will accept if it's not close will submit.
Injury attorneys know what they are doing especially a 5 star one. I don't need oasis to protect me. I hired an attorney and paying big bugs to do that already. It is not your job to protect my financial health when my attorney has approved it being ok. No one knows better than he does when he is the one who knows the details of the case. If he agreed to it then that tells you that my settlement is not at jeopardy or that it's against my best interest. If he felt it was against my best interest he would of NOT have ok or done the paperwork you guys need to move forward with the loan process. Don't sit and lie about why you denied me. You don't care about my financial health. All you care about is getting money.
There is nothing showing red flags that my case is at risk. They are mad because I spoke up and people that speak up are not prey anymore. They seek out weak vulnerable people who take what they can and don't question cause they have no other choice. And they also check your credit too even though it says no credit check cause if your case don't win we don't pay. They are liars.
They check your credit and they do use as a determining source in their final decision. They use it as a way to see how much debt you have to pay off and to see if you're honest with paying your Bills because you may lie about your injury In order to get money to pay off debts. Well my injury is caught on camera where you can see me get hit and hear the loud thud sound hit made on contact and the recording has no sound at all. So you can't deny m What the camera shows. Stay away from these horrible people. Predators is all they are. And they are using lies to do it. There are actually lending agencies out there that do care. I found one who does only take 48 hours and by huge amount cheaper.
Reviewed Jan. 27, 2020
I would like to say THANK YOU to the entire team at Oasis. I needed assistance to get out of a unforeseen hardship and the process was easy to apply and quick approval response. All communication was professional.
Reviewed Jan. 22, 2020
I took three business days to process a loan I was approved for to payment because of human error. I called multiple times to prevent and received less money than I signed for. I feel as tho I was preyed upon.
Reviewed Jan. 15, 2020
I’ve been working with Oasis Financial for a few months now and they have been great until today, they left me and my eight year old stranded on the side of the highway with no heat in my vehicle. I requested 10k to get me a decent vehicle and they only gave me 5k so I got stuck buying a used car which is now broke down! They told me due to the recent request I can’t borrow for thirty days now. I’m stuck now and have no ride.
Reviewed Jan. 13, 2020
Very easy process. Customer friendly. Quick to deliver your advance cash. Interest rate on the other hand, as if I was a credit criminal. Extremely high. I bet Oasis would have double or triple the clientele if they came down to earth with interest rates on advances. And I have good credit.
Reviewed Jan. 13, 2020
When I needed financial assistance Oasis Legal Finance was right at my rescue within hours! Oasis Legal Finance I applaud your service and will recommend your services among millions! Thank you so much for your financial services! Blessings Oasis Legal Finance.
Reviewed Jan. 7, 2020
I’m in the middle of a car accident and was referred here by my lawyer. Initially the experience was good. I was offered way less than I needed. Then I was told to call back in about 2 weeks and try to apply again. When I called the second guy was so rude and implied that I shouldn’t be interested in another loan due to my case. When the only reason I called in the first place was on the suggestion that I would be able to obtain additional funds. If I wasn’t in a bind I would’ve never used this company. Don’t use them, they are liars.
Reviewed Jan. 6, 2020
The process wasn’t time consuming, very efficient and staff was very informative and professional! I have been out of work since September and I’m behind on my bills but thanks to Oasis I am able to stay afloat. I would definitely recommend your services to family and friends.
Reviewed Jan. 6, 2020
I was surprised and extremely appreciative. Thanks you, I needed assistance for the holidays. I was in a tight spot and Oasis helped me. I'm currently trying to receive another assisting hand from oasis.
Reviewed Dec. 9, 2019
While trying to see how we were going to pay some bills that were about to come outstanding. We reach out to Oasis. Within 48 hours we received a pre-settlement funding. It was so quick and smoothly done.
Reviewed Dec. 8, 2019
They are liars! They rope you into giving them your personal info... Then they stall and avoid and stall some more... Just to tell you that you have to repay the loan at some crazy interest rate! And they add "fees-charges" to EVERYTHING! ** THIS BUSINESS! Someone should report them to the BBB!
Reviewed Nov. 26, 2019
Quick and easy application with very fast approval. Customer Sevice is great. I will diffently recommend Oasis. I recommend Oasis with confidence and that you will be treated with overwhelming respect.
Reviewed Nov. 26, 2019
Oasis is one amazing funding company to get a loan on when you're going thru a auto wreck. I've went thru Oasis Funding 3 times when I got hit at no fault. Easy people to deal with and simple. Also I always get my money same day every time. Thank you for helping me and my family when we need it the most!!!
Reviewed Nov. 25, 2019
It took to long for a answer! Usually if someone is needing money it's for an emergency which mine was! We applied for my husband and it's taken almost a week! When people need money it's for a reason!
Reviewed Nov. 25, 2019
I did not have to wait long, they were very professional, and they truly, truly were a blessing to me, I don't know what I would have done without them. They get five 5 stars and a strong recommendation from me.
Reviewed Nov. 25, 2019
It was a great experience. Took a couple more days than expected but that wasn't their fault. Thank you Oasis financial! You helped me catch some bills up!!!! I was also able to get my kids a Christmas gift apiece!!
Reviewed Nov. 11, 2019
It help a little with bills and stuff. I still can use extra tho but it still help out a little. I wonder if they give extra loans because I can use an extra 1000 to cover the rest. This injury really have me mess up.
Reviewed Nov. 9, 2019
Excellent and fast service. I had spoken to several other companies but the response was horrible. Oasis took interested in me and resolved my problem in 2 days. They contacted my lawyer and kept in contact with me. I received my money exactly when they said
Reviewed Nov. 4, 2019
All I can say they made it easy and painless to get help. I wish more companies would be so great at taking care of people that need help. They are definitely a 5 star company with great customer service. Thanks for everything.
Reviewed Nov. 4, 2019
I came to Oasis because I was about to lose my place to live! I was in dying need and received a five day notice with no options at all! Finally I called my lawyer and they recommended me to get an Oasis loan. I called and within six hours I had my money! I just had to request more and it was a success and I can’t express how appreciative I am that there are services out here like this! I hurt my back and had two surgeries and have been disabled and can’t work... I just recently lost benefits and this was my only resort! Thank you again!!
Reviewed Oct. 29, 2019
I'm pretty much going back to work sick and injured. Honestly wish I had went with another company. I'm in same situation loan did very little to help. I would not recommend them to anyone. If you can't help people properly, why operate at all. Life goes on, but like most companies they only care about profit. Very disappointed and depressed!!!!
Reviewed Oct. 28, 2019
When I first received the loan amount over the phone I thought I'd be okay, facing being homeless without it. Well after they finished with fees etc... It was less than I first asked for. When requested an additional 300 to secure housing they denied me too soon. Well I am now homeless and the whole loan was a waste... without 1st month and security deposit. No home, having to use the funds elsewhere housed me a few nights in a motel, But it goes fast that way. So thank you for the approval and a warm bed a few nights. Now I don't know where to turn for anything. Just give up.
Reviewed Oct. 28, 2019
I do appreciate Oasis Financial. Their operators on point. It was an easy step by step application. And with in 48 hrs. I was approved. Thanks once again Oasis Financial. Their Customer Service is excellent.
Reviewed Oct. 28, 2019
Monica and Adam both were extremely courteous, professional and took care of my request with no problems. I was able to get the funds I needed within 48 hours which was perfect timing for me, thank goodness.
Reviewed Oct. 25, 2019
Your commercials send the wrong message. The commercials should say, "Oasis can only help very little and only once". My case is taking very long. The assistance you provide is helpful only for a month. Bills, mortgages, food, gas continues more than a month. So make that clear that you can only help for one month!
Reviewed Oct. 22, 2019
Customer service was very helpful, respectful. Company overall was great and on-time. Helped me in My most needed time. I would highly recommend them to family and friends or anyone who's been out of work or in a accident and need help!!!
Oasis Legal Finance Company Information
- Company Name:
- Oasis Financial
- Year Founded:
- 9525 West Bryn Mawr Avenue, Suite 900
- Postal Code:
- United States
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