Oasis Legal Finance Reviews

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About Oasis Legal Finance

Pros
  • Quick service
  • Helpful customer support
Cons
  • High interest rates
  • Delays in loan processing

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Oasis Legal Finance Reviews

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    How do I know I can trust these reviews about Oasis Financial?
    • 4,663,794 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    PriceStaff

    Reviewed May 9, 2025

    It really is outrageous. I just got an email, I applied for a loan. I reluctantly signed a DocuSign thinking it's done. Then, these people ask for medical records? It's less than 10k that they ALLEGEDLY approved and the interest can be as high as 300%. They drag their feet and boy do they lie. According to the website, "48 hours" is all it takes. Then, they give two options. ¹ Western Union or ² Bank Transfer. Since the loan is in my name, but our accounts are in my wife's name, I did not want to cause any delay, so I go chose Western Union.

    Good luck finding one who'll do anyrhing over 6k. No checks issue (Walmart) HEB 6k limit and so on. By putting it on a debit card its instantly transferred. However, they will not do it. ACH, they will not do, it's like they're in the 1980's for such a modern loan company. What really bothers me, besides the interstate is the foot dragging and the automated system who does all it can to avoid connecting to a live "case manager". The medical records? Really? This is AFTER the docusign, it seems underwriters getting off on adding loopholes and obstructions. You'd think they'd get this before the docusign and the APPROVAL? They are driving my lawyer up the wall with outlandish requests and arbitrary timelines. The breakdown has personal identifiers, I cannot attach. But, I attached website claims.

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    Contract & Terms

    Reviewed March 12, 2025

    They are not a good company to do business with…I applied for a presettlement loan through them I received the paperwork to sign but the format of the paperwork is misleading….I understand there are fees that come with a presettlement loan but on the form it shows the amount funded as it states on the form then shows the fees after so when the amount is deposited into your account it is not the amount shown on the contract. I received less….The amount shown on the funded field of the contract should be the amount shown after the fees so we the client will know exactly what to expect in our bank accounts…That needs to be fixed or redone…Plus I think their fees are out of control….I regret doing business with them….Not a good company and misleading.

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      Staff

      Reviewed Jan. 4, 2025

      I called Oasis on a Wednesday. I had $1,500 in my account on Thursday, they worked really quick to get the money I requested. The representative was also very helpful and pleasant. They get a 5 out of 5 for me.

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      PricePunctuality & Speed

      Reviewed Sept. 13, 2024

      I was told after being approved for a loan that the money would be in my account early in the morning and after calling 4 times and being lied to twice I finally was told that it would not be in my account until after the weekend. I asked them to cancel the loan and I was told that I had to take it. Oasis left my daughter and I stranded and although I informed them that we were going to get evicted if the money wasn't available for me to pay the courts, we still didn't receive the money. Thanks for nothing Oasis. I didn't mind the interest rate because I know that if you borrow money you have to pay, but if you advertise that you can get the money out in 24-48 hours, it shouldn't take an entire week. Now that I have lost my apartment, I don't need the money now or next week, because it's too late. Once again THANKS FOR NOTHING OASIS.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Sept. 5, 2024

      Absolutely horrendous. Did not call lawyers for pertinent info, did not return calls, left on hold 30-45 minutes at a time, I gave them info which was then completely botched and inaccurate, I was actually told they got my lawyer's name wrong so they assumed it was another lawyer because they had worked with him in the past. Complete waste of time on a guaranteed 9/11 settlement.

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      CoveragePunctuality & SpeedStaff

      Reviewed June 26, 2024

      Oasis worked fast and promptly to help me out through my ongoing case. They kept me afloat through hard times and I was able to get caught up on bills. They didn't give me what I asked for to cover everything but it helped out just when I needed it and I'll make it by. I truly appreciate their service and would and will use them again.

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      Coverage

      Reviewed May 7, 2024

      This company is bs, they know you have funds available to cover whatever you take from them and they want to make you wait 30 days, I been dealing with them for months already. Just because I took twice in a week they denied me. In which the advertising is showing that you can get money anytime you need it

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      Reviewed April 17, 2024

      They are asking for almost 8 thousand dollars From a 2500 dollar loan more so 2200 loan charges added when funds were sent. I definitely wouldn’t go this route, be patient. Try to take all your settlement every penny.

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      Customer Service

      Reviewed Feb. 15, 2024

      My loan was denied, even though I met all the qualifications, I have a lawyer, was severely injured in a slip and fall case to the point I needed surgery on my ankle, I have a plate and screws. So when I did call back I was told that the company didn't feel comfortable providing me with a loan and to call back in 30 days, what changes in 30 days except my bill accruing. Oasis you don't need to be in business as a loan or pre settlement company 'cause how do you determine who to give a loan to, I see why you have 2 stars. Goodbye. Not reputable at all. Have the day you deserve.

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      Reviewed Feb. 14, 2024

      This is my second time applying for financial assistance with Oasis. I was hospitalized after the accident, and bills got behind. Oasis was there when others denied me. Now I’m being evicted in two weeks and need to finance for a new home!

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      Oasis Financial author review by ConsumerAffairs Research Team

      Recognized as great legal funding businesses, Oasis Legal Finance is a national structured settlement and pre-settlement funding company has an overall philosophy that guides them in all their interactions. The first is to help claimants deal with financial instability to gain control of their lives once more, then be trustworthy and open so clients can make an educated decision, and finally to remember the client’s dignity so discussions can be respectful and built on understanding.

      • Types of claims covered: Oasis Legal Finance funds personal injury cases, such as auto accidents, worker’s comp and premises negligence.

      • Cash advance amount: Generally, you can get financed between $500-$100,000; however, your case’s strength may allow you to receive more.

      • Timeline: On average, the approval process takes 48 hours and, if approved, you can receive financing the same day.

      • Best for: This company is best if you are looking for a meticulous, direct firm specifically geared for pre-settlement funding.

      The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.

      Oasis Legal Finance Company Information

      Company Name:
      Oasis Financial
      Year Founded:
      2002
      Address:
      9525 West Bryn Mawr Avenue, Suite 900
      City:
      Rosemont
      State/Province:
      IL
      Postal Code:
      60018
      Country:
      United States
      Website:
      www.oasisfinancial.com