Oasis Legal Finance

Oasis Legal Finance

 2.9/5 (72 reviews)

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Overall Rating2.9 out of 5
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About Oasis Legal Finance

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Page 1 Reviews 0 - 10
Verified Reviewer
Original review: April 27, 2023

If you're considering doing business with Oasis Financial, think again. Their loan approval process is unreliable at best, and at worst, downright deceptive. I speak from personal experience: after promising me a loan, they abruptly changed their minds and left me in a desperate situation, causing me to lose both my house and my business. What's more, their underwriters seem to only approach loans that are guaranteed to be a success, completely ignoring the fact that emergencies often require a more flexible approach. Trust me, don't make the same mistake I did by relying on Oasis Financial. Look elsewhere for a more trustworthy and reliable financial partner.

3 people found this review helpful
Verified Reviewer
Original review: Aug. 19, 2022

Oasis is nothing but a bunch of lies smh. I filled out 3 applications and was in a very serious car accident December 16 with a Tractor Trailer. I'm injured and in pain. My car was totaled. All I asked for was $3000 to pay bills. They didn't contact me. I called them to find out the status of my application and they said the director said no **. TAKE YOUR LYING ** COMMERCIAL OFF THE AIR BECAUSE EVERYTHING THAT COMMERCIAL SAYS IS A BOLD FACE LIE.

15 people found this review helpful

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    Verified Reviewer
    Original review: July 13, 2022

    Even if you are approved for a loan, you have to pay it back at a very high interest rate and various fees associated to the loans - over 50% of the original loan amount. Excessive fees and interest rates.

    24 people found this review helpful
    Verified Reviewer
    Original review: July 2, 2022

    Like most I was not very familiar with these types of loans, so I basically went into this with blind faith. Unfortunately, the first organization I used lacked any semblance of customer service, so it was very refreshing to speak with a live person, who had my best interest at heart. I cannot say enough about integrity, knowledge, and customer service. I would highly recommend Kassi ** and Angela **. Both are extremely professional and will go out of their way to see that you get the best service possible.

    5 people found this review helpful
    Verified Reviewer
    Original review: April 23, 2022

    Hello.. This is VERY serious. PLEASE DO NOT deal with Oasis! They do not care about your situation. They only care about lending you $ a couple times. Once they lock you in with the very high interest you are Doomed!! When you need them again for an emergency then they all of of sudden don’t feel comfortable lending. That is the answer they give the customers. I regret ever using them. To see if I was witnessing this I asked to borrow $100 $200 $300… All denied with the reason of the underwriter saying they didn’t feel comfortable. I’d bet my settlement that if I’d request $20 it would also be denied. They look for people that are desperate and then take advantage of them. Forget all about you. RUN RUN RUN!!!!

    28 people found this review helpful
    Verified Reviewer
    Original review: March 19, 2022

    I tried 3 times to get funds, they gave $ to the person who was in the accident with me, and now I am homeless. They're in jail. They are a joke. I will never call them again because they have left me stranded.

    19 people found this review helpful
    Verified Reviewer
    Original review: Nov. 24, 2021

    New customer. First it was waiting on my lawyer to sign documents, then it was my application was completed, then it was I'll have the funds the same day, then it was there's nobody in the funding department now, today I have to call me because my case just hit the funding department today, what a ** joke. Don't waste your time people. Now I'm stuck broke on the holidays after being "approved" **. The representatives are rude. Never again.

    25 people found this review helpful
    Verified Reviewer
    Original review: Feb. 15, 2021

    I am the victim of an accident. I was told by my lawyer to call Oasis Financial or Oasis Funding. They are the biggest he said. I wanted to borrow money to pay for my rent while I was injured. Boy, using this company is a mistake. They charge fees. They add those fees into the amount you pay interest on. The interest is calculated monthly! It adds up to like 80% a year. They charge like $135 to send me a Fed Ex check. It's only going to the next state. It's like I live in China that they charge so much. I switched to Redwood Funding Group. None of this **.

    41 people found this review helpful
    Verified Reviewer
    Original review: April 27, 2020

    50% the first 6 months according to a NY Times article from 2017. Also fees and compound interest. They are way too costly. Tried bridgeway and redwood funding. Those guys had cheaper rates and more upfront about things. Redwood also had no fees or compounding.

    25 people found this review helpful
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    Verified Reviewer
    Original review: April 6, 2020

    I’ll send other to you. Thanks for everything. Customer service was good. They answered all my question and got me approved for the amount I asked for. Even emailed me to see if I needed more but at this time I didn’t. The only thing is interest rate should be lower at this time of cov-19.

    12 people found this review helpful
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    Oasis Financial author review by ConsumerAffairs Research Team

    Recognized as great legal funding businesses, Oasis Legal Finance is a national structured settlement and pre-settlement funding company has an overall philosophy that guides them in all their interactions. The first is to help claimants deal with financial instability to gain control of their lives once more, then be trustworthy and open so clients can make an educated decision, and finally to remember the client’s dignity so discussions can be respectful and built on understanding.

    • Types of claims covered: Oasis Legal Finance funds personal injury cases, such as auto accidents, worker’s comp and premises negligence.

    • Cash advance amount: Generally, you can get financed between $500-$100,000; however, your case’s strength may allow you to receive more.

    • Timeline: On average, the approval process takes 48 hours and, if approved, you can receive financing the same day.

    • Best for: This company is best if you are looking for a meticulous, direct firm specifically geared for pre-settlement funding.

    The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.

    Oasis Legal Finance Company Information

    Company Name:
    Oasis Financial
    Year Founded:
    2002
    Address:
    9525 West Bryn Mawr Avenue, Suite 900
    City:
    Rosemont
    State/Province:
    IL
    Postal Code:
    60018
    Country:
    United States
    Website:
    www.oasisfinancial.com