Oasis Legal Finance Reviews

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About Oasis Legal Finance

Pros
  • Quick service
  • Helpful customer support
Cons
  • High interest rates
  • Delays in loan processing

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Oasis Legal Finance Reviews

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    How do I know I can trust these reviews about Oasis Financial?
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    Page 1 Reviews 0 - 10
    PriceRatesHonesty & Transparency

    Reviewed March 19, 2026

    Don't borrow from this company. Very high rates, hidden fees IMO, they charge over $100 just to mail you a check. There are tons of other funders to consider. Choose ones that have their complete numbers upfront. Look at Redwood Funding; Walraven Funding; Ocean Funding. etc.

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    Customer ServiceStaff

    Reviewed March 3, 2026

    Don’t do it. They lure you in by giving you at least 2,000, then hit you with outrageous fees of 6,000. Run the other way. They’re abusing their position to take advantage of people in need, overcharging while pretending to help. They’re pushing people toward homelessness through fraud. My case is being wrapped up, and they’ve refused to give me any money because they’re not truly helping anyone. Consumer services are a joke, and these women have terrible attitudes.

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      Customer ServiceStaffRates

      Reviewed Feb. 19, 2026

      I wasn’t going to write a review, but after just a few minutes ago I guess I will. First, thankfully my attorney is awesome, she warned me about their HIGH interest. I was able to go an alternate route. I just got a call, 4 days after I submitted my application. After letting the guy know I decided to go another route and saying THANK YOU, he hung up on me hahaha! SO UNPROFESSIONAL. So yea, I guess I dodged a bullet here.

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      Sales & MarketingStaffLoan ProcessHonesty & Transparency

      Reviewed Jan. 29, 2026

      These people are aggressively delusional and they're statistic or satastic. How to draw people in by false advertising about a loan or how you're approved is insane. If you have a $350,000 case and it's not settled, they'll give you $2,000 if you're lucky $4,000 how their fees work are completely atrocious. They're 300% overly asking for fees. They're really not organized and the manipulation of this business is about to be sued by somebody who is the power and time to deal with somebody who's aggressively trying to take advantage of the situation on people that need money desperately.

      These people are aggressively attacking people who are in need of money and then acting as if they're going to give it to them but never do the situation's. This Oasis financially is truly a fraudulent misleading lender who says they'll help and then never do. They'll give the bare minimum and then they'll draw you right out out of fees. As you can ask AI they say it's almost 300% out of fees and percentages that are really accumulating that does not make sense. So when they give you a loan, they're giving you a loan based on what they can make off of this, and this is completely inappropriate. This business is disgusting. My advice is to stay away and stay clear because they're just falsely trying to suck you in to something that is a manipulation and a lie.

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      Staff

      Reviewed Oct. 19, 2025

      Everyone should stay away from these people, they speak with forked tongue. They actually deserve zero stars, their memory is non existent and they forget everything about a conversation that they had 3 days prior, what they really need to do is sell cars for a living, go with the Lending Group. Big Jim will tell you the truth and he doesn't forget conversations and also keeps excellent notes.

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      Customer ServicePunctuality & SpeedLoan Process

      Reviewed July 22, 2025

      I went to Oasis because I was in need of a loan because I was working on my way to being homeless and here I am still waiting in an response but all of a sudden I keep getting these hacker calls from a bunch of scammers and no answer yet. I thought the process was fast. What Is the hold up.

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      Customer Service

      Reviewed June 4, 2025

      Hi I would like to say thank you Oasis. You really came through for me and my family when we truly needed you..Also the customer service was awesome too and I would refer family and friends and would use them again in the future if I had to..

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      Customer ServiceLoan ProcessRatesHonesty & Transparency

      Reviewed May 9, 2025

      It really is outrageous. I just got an email, I applied for a loan. I reluctantly signed a DocuSign thinking it's done. Then, these people ask for medical records? It's less than 10k that they ALLEGEDLY approved and the interest can be as high as 300%. They drag their feet and boy do they lie. According to the website, "48 hours" is all it takes. Then, they give two options. ¹ Western Union or ² Bank Transfer. Since the loan is in my name, but our accounts are in my wife's name, I did not want to cause any delay, so I go chose Western Union.

      Good luck finding one who'll do anyrhing over 6k. No checks issue (Walmart) HEB 6k limit and so on. By putting it on a debit card its instantly transferred. However, they will not do it. ACH, they will not do, it's like they're in the 1980's for such a modern loan company. What really bothers me, besides the interstate is the foot dragging and the automated system who does all it can to avoid connecting to a live "case manager". The medical records? Really? This is AFTER the docusign, it seems underwriters getting off on adding loopholes and obstructions. You'd think they'd get this before the docusign and the APPROVAL? They are driving my lawyer up the wall with outlandish requests and arbitrary timelines. The breakdown has personal identifiers, I cannot attach. But, I attached website claims.

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      TechMaintenanceStaffLoan ProcessHonesty & Transparency

      Reviewed March 12, 2025

      They are not a good company to do business with…I applied for a presettlement loan through them I received the paperwork to sign but the format of the paperwork is misleading….I understand there are fees that come with a presettlement loan but on the form it shows the amount funded as it states on the form then shows the fees after so when the amount is deposited into your account it is not the amount shown on the contract. I received less….The amount shown on the funded field of the contract should be the amount shown after the fees so we the client will know exactly what to expect in our bank accounts…That needs to be fixed or redone…Plus I think their fees are out of control….I regret doing business with them….Not a good company and misleading.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Jan. 4, 2025

      I called Oasis on a Wednesday. I had $1,500 in my account on Thursday, they worked really quick to get the money I requested. The representative was also very helpful and pleasant. They get a 5 out of 5 for me.

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      Oasis Financial author review by ConsumerAffairs Research Team

      Recognized as great legal funding businesses, Oasis Legal Finance is a national structured settlement and pre-settlement funding company has an overall philosophy that guides them in all their interactions. The first is to help claimants deal with financial instability to gain control of their lives once more, then be trustworthy and open so clients can make an educated decision, and finally to remember the client’s dignity so discussions can be respectful and built on understanding.

      • Types of claims covered: Oasis Legal Finance funds personal injury cases, such as auto accidents, worker’s comp and premises negligence.

      • Cash advance amount: Generally, you can get financed between $500-$100,000; however, your case’s strength may allow you to receive more.

      • Timeline: On average, the approval process takes 48 hours and, if approved, you can receive financing the same day.

      • Best for: This company is best if you are looking for a meticulous, direct firm specifically geared for pre-settlement funding.

      The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.

      Oasis Legal Finance Company Information

      Company Name:
      Oasis Financial
      Year Founded:
      2002
      Address:
      9525 West Bryn Mawr Avenue, Suite 900
      City:
      Rosemont
      State/Province:
      IL
      Postal Code:
      60018
      Country:
      United States
      Website:
      www.oasisfinancial.com