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Completed a application for Legal Funding Sept 4, 2018. My situation is I already received a Settlement offer and was just waiting on documents to sign by lawyers to finalize settlement offer and receive check. My request amount was $6000. These fools had the audacity to only offer an insulting $550. EXACTLY. Some BS. Then they have the nerve to charge a “Handling Fee” for the ridiculous amount they were loaning me they charge $97 out of that money leaving me only with $453 and expected payment of over $800 by March 5, 2019. This company a joke. Don’t use unless you like GIVING AWAY MONEY.
This company is not what they say they are. They are nothing like what they advertise on TV. They approved me for a loan but not the loan that I requested for. Then they told me that this was a just for now and that I can request for additional funds but when I did they told me that their underwriters did not approve me and when I asked why they told me that they didn’t have that information to give me. How do you approve someone for less than $1000. Not what I asked for but turn around and tell me I’m not approved. Worse company ever. I should have gone to another company.
I've been watching their commercials for at least 2 years. So finally, I decided to look them up online, fill out an application in hopes of getting funds to tide me over for a case that is about to go to trial. I get several e-mails with the same name from a particular woman's name (you can't e-mail back as it comes back 'undeliverable') that give very brief 'case updates' with NO info... This same woman tells me in two separate e-mails to 'contact your Attorney to tell them they have permission to speak with Oasis' which I did moments after filling out the application online anyway. 5 days later (as I've read in other reviews online by many other people) their mysterious underwriters can't approve anything (until my case apparently settles!?) So what the hell is the point in even applying?
They say your credit is not a factor, and most persons who are injured and out of work are financially in the hole and usually if they had good or great credit - it's now NOT so good and definitely NOT great so I suspect that Oasis ONLY really lends money to those who are actually in settlement negotiations, and they then discuss with your Attorney a figure the Attorney believes your case might settle for and only THEN does Oasis do anything! So, totally bogus and opposite what they say in the commercials to fool us all into applying so they CANNOT approve 99% of applicants and look for those who already HAVE a settlement (so why would those people stupidly want a loan then - from Oassis-). Notice the two s's? Or those who are absolutely guaranteed a settlement because it's been agreed to. As I've seen many say (especially on the BBB site) DON'T WASTE YOUR TIME...
I'm just trying to help out the next guy, please DON'T do business with this company!!! They will ** you for interest!! I had a pretty good case, which will take a few years to complete, but they refused to help out and allowed me to default on my loans. Please try another company.
I borrowed 1000 dollars. In 5 months I had to pay 8000 dollars. This place is a ripoff. The best thing I can do is just wait for your settlement. I know it's hard but it's better than spending your money on interest.
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I was in a bad car wreck which enabled me to work. I sought to get a loan to cover some bills. Upon looking I ran across Oasis Financial, called and applied. Was first told I could receive my funds the same day, needless to say it was 6 days later when I would receive any funds. Most representatives want to make sure they are looking out for your best interest, not with Oasis Financial, I dealt with nothing but people who ran the same line to me when all I wanted to do is discuss my loan. I was told I couldn't talk to the accounts manager, they said one person was my case manager, come to find out he was my account manager. Wasn't informed about a near hundred dollar fee would be taken out my money till they got my Western Union tracking number.
Then I'm told I could have asked a woman I spoke to once who told me I was approved for $750 never went into detail about nothing. At this point I'm so lost and confused cause no one made me feel like a valued customer. I understand the amount I agreed to but all I wanted was someone to help me understand how this works, they took almost a week to review my case but couldn't take 5 seconds to let me know about the extra $100 that would come out my money? I've dealt with a lot of companies and this is by far the most unprofessional experience I've ever had. It's so much more to be said but I'm just another customer who needs assistance and Oasis Financial will assist you in hurting you rather than helping.
Im extremely happy with service I received from the company. I recommend this place because they have great staff and want to help you to find the best. The purchase price was on point. Nothing less nothing more. Just right for the price and Im happy in the end of the day with the service. Great discounts here. I save money going there. It would probably cost much more if I went somewhere else for the service and I thank them for helping out. Additional fees was not that much plus I got a discount so Im set and happy with the whole service and it'll get them props for helping out.
The service is great. I got to say I feel like they take so good of care of you. I was in and out like I don't even know and had everything done I needed. The price is out this world. I looked around and none compared these prices are spot on. So no need to look. The best price is right here so stop looking lol. I receive many discount based on many things. I love this. That is a reason why the price is so good. It good by itself but then it just gets better and better. The fees are so low you ain't got to worry. Trust me the turnover is completely worth it no matter how you look at it. Some may compete but get blew away.
Oasis Financial expert review by ConsumerAffairs
Headquartered in Illinois, Oasis Financial is a national structured settlement company that has been in business since 2002. Oasis has been recognized by top legal publications and has received numerous awards for its legal funding business.
Online chat: The company website offers online chat to speak with a representatives immediately.
Accessible for Spanish speakers: The Oasis website is available in Spanish, and you can also chat with or call a Spanish speaking representative for more information.
Partnered with Western Union: Oasis pays its customers through Western Union, which has over 500,000 agent locations and over 100,000 ATMs around the world. Wherever you are, you can access your money fast.
Educational resources: Oasis provides an online video library and blog to help consumers educate themselves on selling their structured payments.
Legal experience: Oasis has a very strong background in all of the legal aspects of purchasing structured payments. Consumers can feel confident that Oasis understands the legal implications and can protect consumers from legal pitfalls.
Best for: consumers with structured settlements and those who need pre-settlement funding.
Oasis Legal Finance Company Information
- Company Name:
- Oasis Financial
- Year Founded:
- 9525 West Bryn Mawr Avenue, Suite 900
- Postal Code:
- United States
- (877) 333-6675