Lendmark Financial Reviews

I usually don't like to write negative reviews or reviews in general but my terrible experience with Lendmark Financial made me want to warn others. I got a loan to help pay for auto repairs. I pay my bill on time, every month. But for some reason this company feels it necessary to call my work number throughout the month to "remind" me to pay my bill. Their accounting is also terrible by not updating after a monthly bill is paid causing them to again call my job and accusing me of not paying. Terrible company that I would not recommend to anyone even if they are desperate.

Lendmark does not send out statements. Does not show payments applied to loan or adjusted loan balance. My experience comes from the 90 days same as cash loan out of the MT Vernon WA. Branch.

Ashley is an outstanding loan consultant who helped me secure a loan quickly and efficiently. She was very professional and courteous, demonstrating strong expertise throughout the loan process. The lending procedure was straightforward, and the funds were deposited into my account soon after approval. I appreciated her kindness and respectful approach during her interview. Overall, Ashley made the loan experience pleasant and exceeded my expectations. I really enjoyed this favorable business experience. Thank you, Ashley. Commendation for a job well done. Your promotion is well deserved; the best of luck for being such a successful Loan Consultant.

I had an amazing experience with Miss Joselyn ** at Lendmark Financial. She was professional, patient, and kept me informed throughout the entire loan process. She went above and beyond to help me, and thanks to her hard work, I was approved for a $6,500 loan. She made everything easy to understand and treated me with kindness and respect. I truly appreciate everything she did for me. If you’re looking for someone who genuinely cares about helping her customers, I highly recommend asking for Miss Joselyn **. Thank you again for making this such a smooth and positive experience!

Charges credit card interest rates on a car note even with a decent credit score. I declined the loan.

I feel so stupid. I paid all attention when going over the loan yet I missed mountains of information. I was in a tight situation and it seemed like a real solution... One year later after making regular monthly payments, my balance has actually gone up. Now they tell me the only way to make it go down is to make my payment and then some. I didn't budget for that and with the country drying up the way it has, I can afford to pay another year and not make a difference. I'm beyond pissed. They come off like they are really here to help but end up compounding things even worse.

This was a Godsend. When no one else would give me a chance, Lendmark did. Tammy at the Janesville, WI. office was not only pleasant but very thorough and informative. She made it easy to understand all aspects of the process and genuinely seemed to understand where I was with my situation. That goes a long way with me.

I would give zero stars if possible for the Tifton, Ga location. Soon as you are a day late on your payment they start calling multiple times a day even with a promise to pay. Interest rates are very high. Avoid this company, only use if it is your last option.

This financial service group are absolutely terrible to work with. I applied for a loan with a good credit score. Provided the last six months of my bank statements. One month I made quite a bit more than I did the other months. They wouldn't include that deposit because it was not the average of the other deposits. Makes zero sense since it was income. Thus my debt income ratio was not as good. I asked for the reasoning behind this and why I was turned down for the loan. She was rude and said that she was just conveying what the underwriters said. What a waste of time.

I borrowed funds from Lendmark in St Augustine FL and it was by far the easiest loan process ever. Just 2 hours and funds immediately deposited. Lisa ** was terrific! Very cordial and made the E signing a breeze. I give them a 5+ star rating.

If I could give a zero I would. Incessant calling; harassing; unethical; unprofessional. This place should be shut down and have charges placed against them. Their business practices should be illegal.

My girlfriend and I went to a used car dealer were able to pick out a decent vehicle for a decent price. The ladies at Lendmark were just as helpful as the dealership was! We were in a big bind, not the greatest credit. They worked us a good deal. I’m very happy with the outcome. I call whenever there are changes and keep them updated and I have had no problems whatsoever. This company did right by us.!

My girlfriend got a Loan from Lendmark and she paid and paid on it and the balance never went down and now they have her in court Garnishment and now they are going through the court system. The balance is now going down and her loan was a little over 4,000 and now it's down to 2,000 something. We would make payments, and they would even hound her before the payment was due and they would call me as well and blow my phone up and the interest rates were through the roof, and I called and asked the office here in LaGrange Georgia why they were doing this to people and the lady told me to mind my own business and after I called them that is when they served my girlfriend and work with the garnishment.

This place is a joke. I live in Seattle and was dealing with the Everett Branch and they tell me I’m approved just to send over my USAA document showing them as the lien company. So I do that and all of a sudden I’m not approved. She says you have too much debt to income ratio. So I explain to her that the loan will be coming off as soon as the title company gets the paperwork I sent in yesterday which would mean I have no debt. I said I’d be happy to provide the document showing the car is totaled and will be paid off and her response “I don’t care I’m done working on this”. So WOW 2 days wasted dealing with this joker for a company.

Terrible business practices. They will remind you of payments but can't seem to send one for when your interest free is about to expire. Money hungry rip off company. Figured I would try them out but learned the hard way.

Approved me for a loan but needed a certain document, a week later I returned with it and the manager acted like she never saw me before and proceeded to give me a hard time and wanted another document. I walked out.

You do not tell customers upfront ALL the charges you will be charging during the loan... insurance, life Insurance it goes on and on and on... Can’t get an answer out of anyone when you call. I am seeking legal advice.

Never would I recommend this company to anyone. Now, maybe it’s just the branch I use in statesboro ga but they suck. My ex is the co-signer of my car which was a big mistake on my part. I have asked several times for her to be removed from the contract but the manager refuses to allow me to do that. Which is unlawful. I as the owner and a customer have the right to apply for a refinance or whatever I need to do because I want her off the contract. So yea.

My wife, Jean, and I recently visited the Lendmark Financial Services branch in Hagerstown, and our experience was outstanding thanks to Branch Manager Kelly **. From the moment we walked in, Kelly made us feel valued and welcomed. She took the time to listen to our needs, explained each step clearly, and ensured the entire process was smooth and efficient. Her professionalism and personal touch made a world of difference. We left not only with our approved loans but with complete confidence in the service. Highly recommend Kelly and her team!

We have always paid on time and asked the Anderson SC branch for help due to Hurricane Helena. They offered to increase our debt - would offer any assistance because we paid our payment due September 2024. We were just running short due to extra expenses and canceled events due to the storm. For this company to be located in Upstate SC they appeared to care less. God awful company and never again. Even my car loan company offered to assist. Lendmark is messed up and those people that work at the Anderson branch lack basic empathy- news flash a federal disaster is reason to give a good customer a break. Totally unacceptable with no care about nothing or no one but their money.

“I had a terrible experience with Lendmark Financial. I initially borrowed $3,500 to fix my car, but the interest rates are so outrageously high that if I stick to the four-year payment plan, I’ll end up paying around $16,000! Their rates are completely predatory, taking advantage of people who need help. They also constantly harass you with calls if you’re even slightly late and make threats about repossessing your car if you don’t pay within a set time. It’s incredibly stressful, and their representatives are rude and arrogant, making you feel like you’re a criminal. This company is a total nightmare to deal with and is more interested in trapping people in endless debt than actually helping. Avoid at all costs!”

Lendmark is GARBAGE!! I took out a $4500 loan two years ago and still owe $4501. You guys take advantage of people needing some money, you guys should be ashamed of yourself doing what you do. You people are scum of the earth!

They made the process so easy. Hyped up their services and what they could do for me. I was pregnant about to have a baby! They helped me out. Once my baby was born. My first payment came up due. I made the on time payments. I called them prior to a situation of being laid off, receiving unemployment and was not what I was getting working. They offered deferred payments. I had purchase the insurance and on my loan, as recommended because I was pregnant or would come employed! They did nothing back nothing.

They absolutely drive you insane about getting more money. They constantly call and you haven't even paid the first loan off. If I wanted more money I would ask you. To even get money you have to sign over your life for it. They want your cars and anything you own to be collateral. Stop blowing up people's phone. Also, is there even a grace period... They act as if there isn't one. I can see calling after that, but they called The day isn't even over yet. If you want to be harassed go ahead and use them but I wouldn't suggest them to anyone, even if they were on their deathbed and absolutely needed the money.

This is the worst lending company I’ve ever dealt with. They are shady, deceitful and a corporation this size. It is definitely intentional. They do not bill you in ways that make sense and notify you of expiration dates of promotional periods and intentionally try to make it confusing so you lapse and make money, I had to pay over $60 interest because I was two days late on a promotion that I didn’t even know was expiring because I was given misinformation and list on the billing statement. Horrible, devious lender.

They absolutely drive you insane about getting more money. They constantly call and you haven't even paid the first loan off. If I wanted more money I would ask you. To even get money you have to sign over your life for it. They want your cars and anything you own to be collateral. Stop blowing up people's phone. Also, is there even a grace period... They act as if there isn't one. I can see calling after that, but they called the same day my payment was due asking if I was going to pay. The day isn't even over yet. If you want to be harassed go ahead and use them but I wouldn't suggest them to anyone, even if they were on their death bed and absolutely needed the money.

This company is garbage. I was putting 80% down, 620 score and then they said it was going to be at most an hour but after 4 hours after I hadn't heard from them I knew something was up so I call. They say you been denied, so because I had been denied they didn't have the decency to bother and call me that there was denial.

WARNING STAY AWAY. I highly recommend staying away from this so-called finance company. Predatory Lending at its best. The branch managers/office employees try their best to approve as many loans as possible per month to meet their quota & bonuses. From my experience they will put down more monthly income than you actually earn just to get you approved. And they do not want you to payoff early because they're making a killing on interest. Example on a $7000.00 loan with say interest rate of 30 plus percent you will pay around $6000 in interest on a four year loan for a total cost of $13,000.

Lendmark charges 26 percent on a loan for my car that has over 190000 miles on it. I have been paying on it for two years and the amount owed is unchanged. I cannot get an accounting of my payments or how they are being applied. They are not a bank but have built their reputation on ripping middle americans off. I would suggest you go anywhere but here. They are liars and sharks in sheep clothing.

I got a loan from these folks many years ago. I was in a bind when I refinanced and oh boy why did I do that? These folks are the worst. My balance doesn't seem as if it is going down. Every time I do make a payment the balance looks about the same. They take advantage of your situation and will run it so far in the ground until you are in the ground. I keep saying that I wished I HAD NEVER MESSED WITH THEM. They are rude, threaten you, call you, and text you asking you the same question that was just discussed two days prior. I pray I come into some real good money because I am going to pay these folks off and tell anyone who mentioned their name to NOT go to them because they will act as if they are the only debt you need to pay.

They will help you until they find a convenient reason not to do so. For me was a great experience until the last time I needed a small loan to maintain the vehicles they had loaned on before. Now is a matter of excuses and delaying tactics. Be warned, everything may not be as it seems to be.

matter! This is the second worst mistake I have made in my lifetime!

1 star is too good for this company! The customer service is absolutely terrible. They will take your info and then tell you they are going to do some figures and get back to you and they will not! They will leave you hanging and you will never hear from them again and I tried two different branches hoping it was just a fluke! Your credit score does not matter either, they pick and choose who they lend to. They lend to men and not women obviously and I’m sure it has something to do with the fact it’s women making the loans.

I need help!! I don't know what is going on with my loan through these people. Borrowed 9335.94 on 6/16/21. Made every payment on time. I still owe close to 8000. Paying 288.31? I live in PA. My husband got this loan and I don't know what he signed. One code is 680/Open Loan? One code is 510/ Field credit. This is one and only time these codes were on monthly bill, dated 6/28/21. All other bills just say amount owed. But... Experian says I owe 5900? Nothing makes sense? Help!!!

What is the point of having a 10-day grace period when they call and harass you about the payment twice a day? Even after they reassured me that I wouldn't get another call unless it was 11 days late. BTW... NEVER been late!! Asked them to stop calling and that the payment will be made on this particular day... and I was told, "Ok... we'll call you back tomorrow!!" Too proud to default but would love to get rid of this loan ASAP!!

Starting off with 28.00 % interest was the first red flag. I became homeless 6 months after purchasing this vehicle and at first, Jesus was very compassionate and understanding and worked with me to make the payments when I could however it didn't last very long and I am so very upset about the way I've been treated in the office, by the district manager, Gilbert and the women in Jesus office, who, in my opinion, have the finesse of a gorilla and zero people skills. So I've had no less than 4-5 calls per day and the ''t pay for it, right?" Also, I asked to speak to someone who had people skills and was told, "Oh let me see if I can get "people skills" on the line for you." Rude and stupid.

This company is absolutely HORRIBLE!!! They will not only harass you constantly every month even if you make on time payments but they will scream and belittle you. I am legally disabled with mental health and they traumatized me so much I am actually scared of them now. I am almost done paying off my car and can not wait. I might take a loan from someone else just to pay it off so I don't have to deal with them any longer.

First payment due today, auto pay still not deducted. Office assured me earlier this week it would be processed and it still is not. Tried customer service since 7am, left 3 messages, nothing back. No clue what to do in this situation?

This is in reference to the Burleson TX location and Sal the store manager according to him. I called him a couple days ago and asked about a bill I received and he answered my question and let me know I'm not in threat of being 30 days late until the 1st. But then he called today out of the blue (I'm still not in threat of being 30 days past) and asked when I would be making a payment? I told him didn't know but I would take care of it. And with an arrogant response he said that doesn't make sense to him. I said I'm in the middle of something and just don't have an answer this second but I'll take care of it either online or call you later but I'll take care of it.

I would not recommend this company to anyone. They are a ripoff. I have had my loan for two years and my balance has not dropped in over eight months. If you're one day late your total payment goes to interest and not the principal. They are robbing people blind. Do not deal with this company