Lendmark Financial Reviews

Terrible business practices. They will remind you of payments but can't seem to send one for when your interest free is about to expire. Money hungry rip off company. Figured I would try them out but learned the hard way.

Approved me for a loan but needed a certain document, a week later I returned with it and the manager acted like she never saw me before and proceeded to give me a hard time and wanted another document. I walked out.

You do not tell customers upfront ALL the charges you will be charging during the loan... insurance, life Insurance it goes on and on and on... Can’t get an answer out of anyone when you call. I am seeking legal advice.

Never would I recommend this company to anyone. Now, maybe it’s just the branch I use in statesboro ga but they suck. My ex is the co-signer of my car which was a big mistake on my part. I have asked several times for her to be removed from the contract but the manager refuses to allow me to do that. Which is unlawful. I as the owner and a customer have the right to apply for a refinance or whatever I need to do because I want her off the contract. So yea.

My wife, Jean, and I recently visited the Lendmark Financial Services branch in Hagerstown, and our experience was outstanding thanks to Branch Manager Kelly **. From the moment we walked in, Kelly made us feel valued and welcomed. She took the time to listen to our needs, explained each step clearly, and ensured the entire process was smooth and efficient. Her professionalism and personal touch made a world of difference. We left not only with our approved loans but with complete confidence in the service. Highly recommend Kelly and her team!

We have always paid on time and asked the Anderson SC branch for help due to Hurricane Helena. They offered to increase our debt - would offer any assistance because we paid our payment due September 2024. We were just running short due to extra expenses and canceled events due to the storm. For this company to be located in Upstate SC they appeared to care less. God awful company and never again. Even my car loan company offered to assist. Lendmark is messed up and those people that work at the Anderson branch lack basic empathy- news flash a federal disaster is reason to give a good customer a break. Totally unacceptable with no care about nothing or no one but their money.

“I had a terrible experience with Lendmark Financial. I initially borrowed $3,500 to fix my car, but the interest rates are so outrageously high that if I stick to the four-year payment plan, I’ll end up paying around $16,000! Their rates are completely predatory, taking advantage of people who need help. They also constantly harass you with calls if you’re even slightly late and make threats about repossessing your car if you don’t pay within a set time. It’s incredibly stressful, and their representatives are rude and arrogant, making you feel like you’re a criminal. This company is a total nightmare to deal with and is more interested in trapping people in endless debt than actually helping. Avoid at all costs!”

Lendmark is GARBAGE!! I took out a $4500 loan two years ago and still owe $4501. You guys take advantage of people needing some money, you guys should be ashamed of yourself doing what you do. You people are scum of the earth!

They made the process so easy. Hyped up their services and what they could do for me. I was pregnant about to have a baby! They helped me out. Once my baby was born. My first payment came up due. I made the on time payments. I called them prior to a situation of being laid off, receiving unemployment and was not what I was getting working. They offered deferred payments. I had purchase the insurance and on my loan, as recommended because I was pregnant or would come employed! They did nothing back nothing.

They absolutely drive you insane about getting more money. They constantly call and you haven't even paid the first loan off. If I wanted more money I would ask you. To even get money you have to sign over your life for it. They want your cars and anything you own to be collateral. Stop blowing up people's phone. Also, is there even a grace period... They act as if there isn't one. I can see calling after that, but they called The day isn't even over yet. If you want to be harassed go ahead and use them but I wouldn't suggest them to anyone, even if they were on their deathbed and absolutely needed the money.

This is the worst lending company I’ve ever dealt with. They are shady, deceitful and a corporation this size. It is definitely intentional. They do not bill you in ways that make sense and notify you of expiration dates of promotional periods and intentionally try to make it confusing so you lapse and make money, I had to pay over $60 interest because I was two days late on a promotion that I didn’t even know was expiring because I was given misinformation and list on the billing statement. Horrible, devious lender.

They absolutely drive you insane about getting more money. They constantly call and you haven't even paid the first loan off. If I wanted more money I would ask you. To even get money you have to sign over your life for it. They want your cars and anything you own to be collateral. Stop blowing up people's phone. Also, is there even a grace period... They act as if there isn't one. I can see calling after that, but they called the same day my payment was due asking if I was going to pay. The day isn't even over yet. If you want to be harassed go ahead and use them but I wouldn't suggest them to anyone, even if they were on their death bed and absolutely needed the money.

This company is garbage. I was putting 80% down, 620 score and then they said it was going to be at most an hour but after 4 hours after I hadn't heard from them I knew something was up so I call. They say you been denied, so because I had been denied they didn't have the decency to bother and call me that there was denial.

WARNING STAY AWAY. I highly recommend staying away from this so-called finance company. Predatory Lending at its best. The branch managers/office employees try their best to approve as many loans as possible per month to meet their quota & bonuses. From my experience they will put down more monthly income than you actually earn just to get you approved. And they do not want you to payoff early because they're making a killing on interest. Example on a $7000.00 loan with say interest rate of 30 plus percent you will pay around $6000 in interest on a four year loan for a total cost of $13,000.

Lendmark charges 26 percent on a loan for my car that has over 190000 miles on it. I have been paying on it for two years and the amount owed is unchanged. I cannot get an accounting of my payments or how they are being applied. They are not a bank but have built their reputation on ripping middle americans off. I would suggest you go anywhere but here. They are liars and sharks in sheep clothing.

I got a loan from these folks many years ago. I was in a bind when I refinanced and oh boy why did I do that? These folks are the worst. My balance doesn't seem as if it is going down. Every time I do make a payment the balance looks about the same. They take advantage of your situation and will run it so far in the ground until you are in the ground. I keep saying that I wished I HAD NEVER MESSED WITH THEM. They are rude, threaten you, call you, and text you asking you the same question that was just discussed two days prior. I pray I come into some real good money because I am going to pay these folks off and tell anyone who mentioned their name to NOT go to them because they will act as if they are the only debt you need to pay.

They will help you until they find a convenient reason not to do so. For me was a great experience until the last time I needed a small loan to maintain the vehicles they had loaned on before. Now is a matter of excuses and delaying tactics. Be warned, everything may not be as it seems to be.

matter! This is the second worst mistake I have made in my lifetime!

1 star is too good for this company! The customer service is absolutely terrible. They will take your info and then tell you they are going to do some figures and get back to you and they will not! They will leave you hanging and you will never hear from them again and I tried two different branches hoping it was just a fluke! Your credit score does not matter either, they pick and choose who they lend to. They lend to men and not women obviously and I’m sure it has something to do with the fact it’s women making the loans.

I need help!! I don't know what is going on with my loan through these people. Borrowed 9335.94 on 6/16/21. Made every payment on time. I still owe close to 8000. Paying 288.31? I live in PA. My husband got this loan and I don't know what he signed. One code is 680/Open Loan? One code is 510/ Field credit. This is one and only time these codes were on monthly bill, dated 6/28/21. All other bills just say amount owed. But... Experian says I owe 5900? Nothing makes sense? Help!!!

What is the point of having a 10-day grace period when they call and harass you about the payment twice a day? Even after they reassured me that I wouldn't get another call unless it was 11 days late. BTW... NEVER been late!! Asked them to stop calling and that the payment will be made on this particular day... and I was told, "Ok... we'll call you back tomorrow!!" Too proud to default but would love to get rid of this loan ASAP!!

Starting off with 28.00 % interest was the first red flag. I became homeless 6 months after purchasing this vehicle and at first, Jesus was very compassionate and understanding and worked with me to make the payments when I could however it didn't last very long and I am so very upset about the way I've been treated in the office, by the district manager, Gilbert and the women in Jesus office, who, in my opinion, have the finesse of a gorilla and zero people skills. So I've had no less than 4-5 calls per day and the ''t pay for it, right?" Also, I asked to speak to someone who had people skills and was told, "Oh let me see if I can get "people skills" on the line for you." Rude and stupid.

This company is absolutely HORRIBLE!!! They will not only harass you constantly every month even if you make on time payments but they will scream and belittle you. I am legally disabled with mental health and they traumatized me so much I am actually scared of them now. I am almost done paying off my car and can not wait. I might take a loan from someone else just to pay it off so I don't have to deal with them any longer.

First payment due today, auto pay still not deducted. Office assured me earlier this week it would be processed and it still is not. Tried customer service since 7am, left 3 messages, nothing back. No clue what to do in this situation?

This is in reference to the Burleson TX location and Sal the store manager according to him. I called him a couple days ago and asked about a bill I received and he answered my question and let me know I'm not in threat of being 30 days late until the 1st. But then he called today out of the blue (I'm still not in threat of being 30 days past) and asked when I would be making a payment? I told him didn't know but I would take care of it. And with an arrogant response he said that doesn't make sense to him. I said I'm in the middle of something and just don't have an answer this second but I'll take care of it either online or call you later but I'll take care of it.

I would not recommend this company to anyone. They are a ripoff. I have had my loan for two years and my balance has not dropped in over eight months. If you're one day late your total payment goes to interest and not the principal. They are robbing people blind. Do not deal with this company

Had a brief financial set back. Asked if the late fee could be waived as a one time courtesy. They refused. I wish I had read these reviews before establishing the loan. Doesn't appear customer service is a concern for Lendmark.

I went to Lendmark for an Auto Loan. It was for 5,000$. It was approved BUT. I ended up with a Loan for 10,000$. I have made 2 payments for 211$ and did the Math and so far only 27.$ went towards my car. I still owe 9,780$ something. I only borrowed 5,000$. You think that they are helping you out but I'm guessing they are helping themselves out $$$.

They did an inquiry on my credit and hit for 51 points. That's ridiculous and should be illegal, avoid them from running your credit, they need to fix it or something because my credit was going up then they did this

Never missed payment 2 years, threatened with the repossession of a one payment missed Gavin a coward during the pandemic, never missed a payment, head over 20 missed calls while in hospital, this called harassment.