
Lending Tower Reviews
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About Lending Tower
Lending Tower helps connect people to debt consolidation loans from a variety of lenders. The company streamlines the loan application process, reducing paperwork for its clients and helping them receive multiple plans at once. A trained consultant is available 24/7 to review each option's terms with applicants. Lending Tower helps connect people to lenders, regardless of their financial history.
Visit www.lendingtower.com- Partners with reliable debt relief companies
- Has a clear lending policy
- A trained consultant explains the terms
- Website has limited information
- Terms and requirements vary based on the lender
Lending Tower Reviews
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Reviewed May 14, 2026
Somebody sent something in the mail about Lending Tower and when I did my application, it was easy. The people seemed nice and good to work with. Everybody was really cool and the total lending process took 25 minutes. The price was all absorbed in the whole thing, so I liked that. All in all, Lending Tower got me through in a pinch, but I still don't have a job, so I'm not able to make the payment.
Thank you so much for sharing your experience!
Reviewed May 13, 2026
I needed to consolidate some debt. I received some of Lending Tower's flyers in the mail. So, I called them, and they presented me with three offers. I selected one, and they had me in business within 24 hours. They were very prompt and courteous. The price was very competitive. The rep listened to all my questions and concerns that I had. They had brought up some things about my credit report to work on. I asked for some offers. I also asked them if they're gonna be able to help me or not. The rep sent me three email offers from three different companies.
Thank you so much for sharing your experience!
Reviewed May 5, 2026
I had a whole bunch of things going left. I had a bunch of car troubles. I decided to apply for a loan. Lending Tower was the highest offer I got at that time. The application process took about a day. Lending Tower came through when I needed something.
Thank you so much for sharing your experience!
Reviewed May 4, 2026
I'd recommend Lending Tower to a friend. I went to individual lenders and they gave me offers, but Lending Tower was very nice, was able to find me a much better offer, and was a lot quicker. Also, the matches are better than I've been finding. The loan went through in a week.
Thank you so much for sharing your experience!
Reviewed May 3, 2026
Reading over the paperwork that Lending Tower sent me, it seemed a good idea to consolidate my debt with them. The application process was pretty quick. I filled out most of the information online then they called me and we talked for a minute. We made sure all the information was accurate then they connected me with a company that would lend me the money. It was a lot easier than I thought it was gonna be. It was really fast as well. I applied that day then the next day, I already had the funds.
Thank you so much for sharing your experience!
Reviewed May 2, 2026
Everything was great with Lending Tower. I learned about them online and due to good timing, I ended up using their service. I applied online, and everything was convenient and easy to do.
Thank you so much for sharing your experience!
Reviewed May 1, 2026
Seeing that the amount that I needed and the monthly payments to pay it back were more manageable with Lending Tower, I applied online, and it was a smooth experience. It was fast too. I got a response within at least an hour, but I was at work at the time, so we had to set up another time to call back. The person who was on the phone with me was very helpful. The rep broke everything down to me step by step and made it an easy process. My experience was very satisfying and I would highly recommend Lending Tower to people.
Thank you so much for sharing your experience!
Reviewed April 30, 2026
BE VERY CAREFUL. READ THE ENTIRE DOCUMENT BEFORE SIGNING. THEY MISREPRESENT WHAT THEY ARE OFFERING. The process requires speaking with a representative. You are first routed through an AI system, then transferred to a live agent. The representative I spoke with, **, misrepresented the service. I initially applied for a debt consolidation loan to pay off credit cards. I was told I did not qualify for that type of loan but was instead offered a different “loan” through Lending Tower. Throughout the conversation, I consistently used the term loan, and the representative did not clearly distinguish that this was not a traditional loan. He kept using the term Debt Resolution. That can literally mean anything. You are looking to resolve your debt.
After about 20 minutes of discussion, I was sent a 13-page document to sign. The representative summarized portions of it quickly. Do not rely on their summary. Read the entire document yourself. There are multiple places within the document to sign before the final acceptance, and you can decline at any stage.
The total debt amount listed on page one did not match what had been discussed. While the representative continued speaking, I reviewed the document independently. This is not a debt consolidation loan. It is a debt negotiation (referred to by the company as “debt resolution”) program. The structure involves closing selected credit card accounts and making monthly payments. However, it is not clearly explained when or how creditors are paid.
Under this type of program, accounts are closed and then negotiated. This can result in collection activity, including letters and potential legal action, while you are already making monthly payments to Lending Tower. Before sending the documents, they collect financial information, set a payment date, and outline estimated terms such as payment amount and percentages. Understand the difference between a debt consolidation loan and a debt negotiation program. They are not the same.
At the end of the call, when I questioned the details, the representative became defensive and stated that he had identified the program as debt negotiation. The term used by the company is “debt resolution.” He then turned to mansplaining, accused me of arguing when I was simply having a clarification conversation. Take this as you will but just be careful when talking to them and make sure you read that entire document. Keep copies of all communications, including emails and any documents you decline to sign.
Thank you for taking the time to share your feedback. We are sorry to hear your experience did not meet expectations. Transparency and clear communication are very important to us, and our team works to explain all available options, including the differences between debt consolidation loans and debt resolution programs, so individuals can make informed decisions before enrolling.
We understand the importance of carefully reviewing all documents before signing, and we encourage every client to ask questions and take the time they need to fully understand the program details. We also take concerns regarding communication style and professionalism seriously, and your feedback has been shared internally for review.We appreciate your perspective and wish you the best moving forward.
Reviewed April 24, 2026
Once I got all my information submitted to Lending Tower, it was an 18-hour process, because they have to send two small funds to my account, I have to type in what it is, and wait for a response by email. It was two small transactions - one for 91-cents, and another for 42-cents. It's based on what they sent me. That way, they know that it's me and it's my bank account. I type in the small transaction amounts, and it checks my answer to what they sent.
The process is deceptive because it gives a list of six options and says I've been pre-approved. I click that option and go through the process, and my pre-approval dropped by a lot, which I understand it's based off a lot of open information. Other than that, it's all right. It's an easy process. It wasn't a long, aggravating, drawn out process. I link Lending Tower to my bank account, they pull the payments on time, and I go on about my life. It got me money when I couldn't get it. What I got wound up being a lot less than what I needed, but I made it work.
Thank you for sharing your experience, we appreciate the detail.
The small deposit step is a standard way to securely confirm your bank account, and we understand it can take a bit of time depending on processing. Pre-approval amounts can also adjust once additional information is reviewed, which can impact the final offer.
We’re glad to hear the process felt simple overall and that payments have been running smoothly. It’s great to know we were able to help when you needed it. If anything comes up, we’re always here to help.
Reviewed April 4, 2026
I got a thing in the mail where Lending Tower told me I was prequalified. So, I went through online and checked it out. They called me the next day. They had set an appointment and then called me the next day and talked to me and showed me different options, and I just chose one. The application process was very simple. It was just to put in the information that was on the card. They already had my name there, and I just gave them the rest of the information. It took me about five minutes to do the application and set up the appointment. When they called me, it was another 10 minutes. I had everything showing on my screen what I can choose from. All I had to do was pick one of those, and we were done.
Lending Tower's website was very easy to use. As far as customer service, I had trouble understanding the man but my phone kept breaking up. Other than that, they were very nice. I would recommend Lending Tower if people I know need to get a loan for something. My experience with the company helped quite a bit. I really needed the money at the time. So, I'm glad that something like that is available for people who need it.
Thank you for sharing this, we really appreciate it.
Reviewed March 25, 2026
My parents needed to pay some bills off and I offered to help them out. I got the flyer for Lending Tower and my mom said I should call to see if I would qualify. I did that and it turned out that I qualified for some money. I was totally surprised. At first I wanted to get 9,000, like the flyer said, then they checked my credit and changed the amount. That was okay. Then, I was having a hard time in my last step to get the money. The internet went off and on, then I kept clicking and I kept calling John, their rep. He told me to start the application again and that was what I did. The system already had my information and it went through, finally. Through that time, John kept calling me to ask if everything was okay.
At first, he didn't believe me when I was telling him that I was pressing the button, but the application didn't go through. He said that was not possible. He told me to send him a screenshot and I didn't know how to do that. So, I went to my Alderman's office, then the guy in there said he didn't how to do it either. This happened on a Thursday and he didn't have his workers there that day. He said he was old-school and so was I. So, somebody came in and he did for me. Once the application went through, the process went fast. They said, "Congratulations. Your application has been finalized,” and the only thing I needed left was my signature. Then they sent me the money the same day. All in all, I started the application on Monday and finished it on Thursday. I'm glad that I was persistent and that I didn't give up. John kept saying that I was on my last step to get the money and it all worked out in the end. He was so helpful and I liked that.
Thank you for sharing this, we really appreciate it.
Reviewed March 24, 2026
Lending Tower had a competitive rate and their application process was simple. I was pretty limited on time and they were very flexible with their availability to get it done, and it all worked out. I would recommend them to my friends.
Thank you for sharing this, we really appreciate it.
Reviewed March 23, 2026
I applied over the phone with Lending Tower. The application was fairly easy. The email I got was a bit confusing because it had multiple offers listed, and attempting to click on the other offer, there was a lock-up that happened. So it took me a few days to actually get through it until I had my helper with me who said, “No, this is what's happening. You have to go for the one offer.” So that's what I did. But the other offers that were offered, it was like, “Oh, hey!” But they weren't available. I just went back to the original offer and accepted it, and took it. The rates and terms are great. I'm hoping to get it paid off earlier than what we have planned. But I feel pretty good about what we've already done.
Thank you for sharing this, we really appreciate it.
Reviewed March 22, 2026
I had some medical expenses, and I got an email from Lending Tower telling me to give them a try. I thought I'd give it a try and see what happens. It was a very easy process to apply and they were very helpful on the application process. It took less than 10 minutes to see my matches. Also, the rates seemed good. I would recommend them based on the experience I've had so far.
Thank you for sharing this, we really appreciate it.
Reviewed March 21, 2026
Lending Tower was very good on the phone. They helped me out and were very friendly. They gave me information on how much it would be and how much I would get back. It was done in an hour. I enjoyed talking with them.
Thank you for sharing this, we really appreciate it.
Reviewed March 20, 2026
I needed help and I decided to apply for a loan. I used Lending Tower and their online application process was easy. My experience has been great.
Thank you for sharing this, we really appreciate it.
Reviewed Feb. 26, 2026
The lending process with Lending Tower was straightforward and the qualification process was easy. It took a week and a half for my account. They had the online portal if I had questions, but I didn’t have any. Lending Tower helped me out during this time in my life.
Thank you for sharing your loan application experience.
Reviewed Feb. 25, 2026
I have a lot of credit card debt. I've been trying to pay it off for a decade, but the interest just kept revolving. It was like I could never pay it down. I could never get out of it, and it was making it really hard for me. I was living paycheck to paycheck, couldn't get ahead to save my life. Then I had a surgery come up and I didn't have enough money for it because all of my paychecks were just going to credit cards. And that's why I decided to use Lending Tower to consolidate all of my credit card debt, so that I actually had plenty to have for the surgery that I had to have when the time came.
I had been looking up a bunch of different places. I got the little advertisement for Lending Tower and it's just seemed really easy. I think there was a QR code on there or something. I just scanned it and just checked it out really quick. The worst I could do is try and then get denied. So, I just tried and didn't get denied. The application process was really, really quick, and really self-explanatory. I didn't have to decipher a bunch of weird mystical wording. It was really streamlined and really easy to use it. I don't have any qualms with it at all.
There were a lot of options, both in the amount of money, how many months to pay it off, the monthly payments. You basically could just pick and choose exactly how you wanted it to be. I had 30 options. So, through Lending Tower, I got the loan from Upstart. I think that's what it's called. And I like that they will pay the credit cards directly and you get a discount for it. I didn't have to wait for the check to come in, and then go through and find all my credit cards and pay them off. They just distributed the money for me so I didn't have to do any of the work. I also like that I was approved and had the money in my account within 24 hours. I didn't have to wait long at all. That was really nice because I was on a time crunch when it came to the surgery situation.
Thank you for sharing your loan application experience.
Reviewed Feb. 24, 2026
I was having financial difficulties and was trying to not get my house foreclosed on, and I wanted to consolidate my debts. I get so many letters and I had one lying around, and I decided to inquire. When I first called, Lending Tower sent me to Upstart, but when the guy and I were finishing our conversation, somebody else called from Lending Tower. The guy I was talking to at Upstart said it was probably an AI and to let it go. But it was an actual person trying to contact me about consolidating my debt. It was shady for him to say that because it wasn’t a robot and it wasn’t a pre-automated call, because I literally texted the number and the rep called me back immediately. I talked to her for around 10 minutes.
It's the first time I've dealt with Lending Tower. But I talked to somebody else and I briefly mentioned that I'm trying to figure out how to pay all my bills and consolidate my debt, and she said she went through it before. I mentioned Lending Tower and she said that's the one that she tried to get with, but she didn't get approved. I explained that I ended up signing up with both Upstart and Lending Tower, but I didn’t fully discuss with the rep whether we would be able to pay off what I owe Lending Tower and also get some extra cash to cover expenses. I haven’t finished that conversation yet. She suggested we wait until the middle of February to talk about it again, but I plan to reach out to her this week.
I made a quick decision, and that’s partly my fault because I didn’t get all the information. If it had been in person, I would have understood everything upfront. The rep covered everything, but when you’re talking over the phone, you don’t retain it all. She may have sent an email, but I prefer hard copies. Even though I’m only 44, I grew up in the days when dial-up was a thing and the internet didn't exist, so when banks ask if I want to go paperless, I say no. I like to read through each charge individually. On a phone or laptop, things look abbreviated or shortened, and I don’t always recognize them. Then I have to look up what they mean, which is frustrating. But overall, the process was smooth.
Thank you for sharing your feedback about your loan application experience.
We understand how important clarity is when you are consolidating debt and reviewing your options. Our team personally connects with applicants to make sure questions are addressed and next steps are clearly explained.
We are glad to hear the overall process feels smooth, and we remain available anytime to walk through details so you feel confident moving forward.
Reviewed Feb. 24, 2026
I was in credit card debt, so I got in touch with Lending Tower to see if it would save a bunch on interest. I applied online and then I got a bunch of calls. The process was pretty easy. Harvey was the person that I was talking to. The options given to me were good. There were quite a few to choose from. It was good to have the option to see what I wanted to do.
Reviewed Feb. 23, 2026
I was trying to get my credit cards paid off. I bought a house back in March and I wanted to get to my loan. I had racked up some bills since then, so I wanted to get them paid off. It's easier to pay one payment than a bunch of small payments. Lending Tower gave me the best deal. They made the process easy. Everything's good.
Thank you for sharing your loan application experience.
Reviewed Feb. 23, 2026
I liked Lending Tower's customer service. The gentleman who helped me explained my options and stayed on the phone with me while I reviewed. If I had any questions, he was there. He answered everything I wanted to know and thanked me for my time. He was also in constant contact with me. I also liked that they provided what was available for me. The overall experience of not being pressured and understanding my situation, and the option was there if I wanted it. I was happy with them.
Reviewed Feb. 23, 2026
So far, my experience with Lending Tower has been great. I was trying to look back at the other day and see when I'm supposed to pay it, but other than that, I haven't had any problems. I just filled out what they said. The only thing I didn't like is it didn't tell me until the end that there was going to be a $700 charge for using it. And I had already done it all, and I already knew I had to have it taken care of because of insurance issues. But I was matched with the lenders fairly quickly. Navigating their website was also very easy. I've really enjoyed getting it over with.
Reviewed Feb. 19, 2026
Lending Tower sent me an offer in the mail and I wanted a fixed rate on my credit card bills. I went through process over the phone and it was simple to do. I was able to see my options in 20 minutes, and they were adequate and competitive. Everything went real smooth with Lending Tower. There were no issues or hiccups at all. It was an easy experience.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 18, 2026
I applied to Lending Tower and most of the process was online. When I spoke to my loan consultant, the experience was fine. The whole process took two days The annual percentage rate is a lot higher than they advertised. I was a little surprised.
Reviewed Feb. 17, 2026
I really appreciate Lending Tower. My experience was great. They were recommended. I did some reviews, and it looked like it was a great place to go towards. I applied online. They sent me something in the mail, then I did some reviews, and then I went from there. The application process was nice. They helped me out 100%. It was nice to get a couple of different offers with different paybacks and interest.
Reviewed Feb. 17, 2026
Lending Tower is great. I received a mailing and gave it a shot, and it worked out great. Everything was very simple, quick, efficient and straightforward.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 17, 2026
I received something in the mail about Lending Tower then I looked it up online because there are a lot of things that come in the mail that aren't completely legit. I also looked up the reviews and they had good enough reviews and comments on there where I felt comfortable reaching out. My application went very smoothly and I got through their website pretty fast without any questions. Then I got my matches right away and I went with the first one since I didn't want to go through a bunch. Also, I wasn't aware that I was going to get as many as I did.
So, once I went with the first one, and the interest rate was much lower than what I was paying, on what I wanted to pay off and what I'm going to pay off, I went with that. The gentleman I worked with was very courteous and professional. However, I didn't like it when it got to asking questions about my debt-to-income ratio, questioning why I was at where I was at. In the grand scheme of things, it wasn't that big of a deal though and overall, I would recommend Lending Tower.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 17, 2026
Lending Tower was very easy to deal with. The online application process was super easy to do. Also, they had a very good interest rate. They gave very good options. Everything was positive. All in all, it was fast, easy, and the best interest rate.
Reviewed Feb. 15, 2026
I needed to get a loan to pay off another loan. Lending Tower was there at the time and it was not like there was a bunch of offers to choose from. So, they caught my attention and I went with them. I applied was over the phone and their customer service team was good. There were no issues. Then they sent me my match results through text and email. The matches were pretty good but whoever that I went through, charged me processing fees and I didn't like that. I got the loan for 14,000, and I only ended up getting 13 because of all the fees. So, I have to pay off all this interest for a loan that I didn't get the whole loan for. But that's the only thing I fault with all that. Other than that, the loan process was fast and wasn't something that was dragging on.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 14, 2026
Lending Tower was one of the options I found, and when I clicked on it, it had the best rates. When a guy called me, I asked, "What route would you go?" He told that would be the better route and if it was him, he'd choose that one. The rate could always be better, but it was simply reasonable, which is why I went with them. I applied online, then they had to call me to do some verification. I saw companies within a day or so, which was quick.
I started on a Thursday and I didn't receive everything until that Monday or Tuesday. It was a lot of back and forth, but besides that, it wasn't that bad. I expected a quicker turnaround from what the reviews were saying, within 24 hours, but I had the weekend included, that Saturday and Sunday, and they only did business days. Besides that, the rep I dealt with had a good personality. He was really nice, friendly and knowledgeable, and he was great.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 13, 2026
The rep was pretty easygoing and thorough. They were easy to hear and knew the answer to every question I had. I could have found better rates somewhere else. But Lending Tower was pretty fast and quick about the loan. I just wanted one right anyway. So, they came through.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 12, 2026
Using Lending Tower was fast, easy, and very satisfactory. They had good reviews online. I was able to speak with experts on the phone. They were knowledgeable and able to answer my questions beyond just reading a script. It was nice and it did not feel too long, which I liked.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 12, 2026
My experience with Lending Tower was great. They said and did what they said they were gonna do in 24 hours. I love it cause I'm out of debt and I'm good.
Reviewed Feb. 11, 2026
I'm satisfied with Lending Tower. I needed help to consolidate some of my bills, and I decided to do it with them. The process was easy. I like the price range that I got, and the annual percentage rate is not bad. I would recommend Lending Tower.
Thank you for the kind review.
Reviewed Feb. 4, 2026
I got a loan to pay off debt. Signing up with Lending Tower was easy and simple. I liked it. I just followed whatever it said on the instructions. It was easier to do it online and faster too. I got the money in less than a week. Also, Lending Tower's options were way better compared to the other ones I tried. I saw the matches five minutes after I applied.
Thank you for sharing your loan application experience with us!
Reviewed Jan. 22, 2026
A friend told me about Lending Tower and I found that the rates were better. I applied online and the process was easy. I saw my matches within a few days and everything was wonderful. I would tell people to go with Lending Tower. They're very good.
Thank you for the kind review.
Reviewed Jan. 22, 2026
I did some research and Lending Tower seemed to be a good choice. I applied and saw matches almost instantly. The process took about an hour and the options I received seemed fair, but I didn't get a clear layout of the repayment schedule. I ended up calling and talking to somebody to get those exact details.
Thank you for the kind review.
Reviewed Jan. 22, 2026
Lending Tower's process was quick and easy. Once I decided to get a loan, I had the money the next day. I was on the phone for half an hour with the person answering their questions, and I had all the information for the amounts that I was trying to pay off on my phone already. I knew what I needed to do. So far, Lending Tower offers a good program. The only thing annoying about it is that I was suddenly getting all these offers from other companies that knew I was applying for a loan. But I already got a loan, so they were wasting their time and mine.
Thank you for the kind review.
Reviewed Jan. 21, 2026
I would get mail from everybody wanting to loan me money but nothing seemed interesting. But I came across Lending Tower through the mail. I looked them up. It was quick, easy, no stuff to jump through. No bull crap you get from a lot of people who send you something and then they say, “We can’t do this, can’t do that.” I felt like consolidating some bills, it was just like 123 and easy as can be.
Also, going through Lending Tower is a lot better than going to other local financial places. I don’t have to drive across town and sit in some office and wait. They told me what options I have. I told them how much I needed and how much I wanted to pay back a month. It was that simple. It was like they had somebody sitting there waiting for me.
When I applied with them, I called them and they sent me an email with links to check on. It was quick and easy. Once I went through that, one person stood out, and I went on their app thing online. And everything just went so fine through the first person they sent me to. In less than 36 hours, I had my money and I was doing what I was planning on doing all along, pay everybody all these bills down. Their customer service team was also great. Everybody was friendly and answered all my questions. I had a pleasant experience. I’m very happy and I’ve recommended them to people I know.
Thank you for the kind review. We are glad our offer stood out and that the process felt quick, simple, and convenient for your busy schedule. It is great to hear funding arrived fast and that our team was friendly and helpful throughout. We appreciate your recommendation and are always here if you need anything.
Lending Tower Company Information
- Company Name:
- Lending Tower
- Company Type:
- Private
- Year Founded:
- 2015
- Address:
- 5000 Birch St suite 3000
- City:
- Newport Beach
- State/Province:
- CA
- Postal Code:
- 92660
- Country:
- United States
- Website:
- www.lendingtower.com
