
Lending Tower Reviews
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About Lending Tower
Lending Tower helps connect people to debt consolidation loans from a variety of lenders. The company streamlines the loan application process, reducing paperwork for its clients and helping them receive multiple plans at once. A trained consultant is available 24/7 to review each option's terms with applicants. Lending Tower helps connect people to lenders, regardless of their financial history.
Visit www.lendingtower.com- Partners with reliable debt relief companies
- Has a clear lending policy
- A trained consultant explains the terms
- Website has limited information
- Terms and requirements vary based on the lender
Lending Tower Reviews
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Reviewed Feb. 25, 2026
I have a lot of credit card debt. I've been trying to pay it off for a decade, but the interest just kept revolving. It was like I could never pay it down. I could never get out of it, and it was making it really hard for me. I was living paycheck to paycheck, couldn't get ahead to save my life. Then I had a surgery come up and I didn't have enough money for it because all of my paychecks were just going to credit cards. And that's why I decided to use Lending Tower to consolidate all of my credit card debt, so that I actually had plenty to have for the surgery that I had to have when the time came.
I had been looking up a bunch of different places. I got the little advertisement for Lending Tower and it's just seemed really easy. I think there was a QR code on there or something. I just scanned it and just checked it out really quick. The worst I could do is try and then get denied. So, I just tried and didn't get denied. The application process was really, really quick, and really self-explanatory. I didn't have to decipher a bunch of weird mystical wording. It was really streamlined and really easy to use it. I don't have any qualms with it at all.
There were a lot of options, both in the amount of money, how many months to pay it off, the monthly payments. You basically could just pick and choose exactly how you wanted it to be. I had 30 options. So, through Lending Tower, I got the loan from Upstart. I think that's what it's called. And I like that they will pay the credit cards directly and you get a discount for it. I didn't have to wait for the check to come in, and then go through and find all my credit cards and pay them off. They just distributed the money for me so I didn't have to do any of the work. I also like that I was approved and had the money in my account within 24 hours. I didn't have to wait long at all. That was really nice because I was on a time crunch when it came to the surgery situation.
Thank you for sharing your loan application experience.
Reviewed Feb. 24, 2026
I was having financial difficulties and was trying to not get my house foreclosed on, and I wanted to consolidate my debts. I get so many letters and I had one lying around, and I decided to inquire. When I first called, Lending Tower sent me to Upstart, but when the guy and I were finishing our conversation, somebody else called from Lending Tower. The guy I was talking to at Upstart said it was probably an AI and to let it go. But it was an actual person trying to contact me about consolidating my debt. It was shady for him to say that because it wasn’t a robot and it wasn’t a pre-automated call, because I literally texted the number and the rep called me back immediately. I talked to her for around 10 minutes.
It's the first time I've dealt with Lending Tower. But I talked to somebody else and I briefly mentioned that I'm trying to figure out how to pay all my bills and consolidate my debt, and she said she went through it before. I mentioned Lending Tower and she said that's the one that she tried to get with, but she didn't get approved. I explained that I ended up signing up with both Upstart and Lending Tower, but I didn’t fully discuss with the rep whether we would be able to pay off what I owe Lending Tower and also get some extra cash to cover expenses. I haven’t finished that conversation yet. She suggested we wait until the middle of February to talk about it again, but I plan to reach out to her this week.
I made a quick decision, and that’s partly my fault because I didn’t get all the information. If it had been in person, I would have understood everything upfront. The rep covered everything, but when you’re talking over the phone, you don’t retain it all. She may have sent an email, but I prefer hard copies. Even though I’m only 44, I grew up in the days when dial-up was a thing and the internet didn't exist, so when banks ask if I want to go paperless, I say no. I like to read through each charge individually. On a phone or laptop, things look abbreviated or shortened, and I don’t always recognize them. Then I have to look up what they mean, which is frustrating. But overall, the process was smooth.
Thank you for sharing your feedback about your loan application experience.
We understand how important clarity is when you are consolidating debt and reviewing your options. Our team personally connects with applicants to make sure questions are addressed and next steps are clearly explained.
We are glad to hear the overall process feels smooth, and we remain available anytime to walk through details so you feel confident moving forward.
Reviewed Feb. 24, 2026
I was in credit card debt, so I got in touch with Lending Tower to see if it would save a bunch on interest. I applied online and then I got a bunch of calls. The process was pretty easy. Harvey was the person that I was talking to. The options given to me were good. There were quite a few to choose from. It was good to have the option to see what I wanted to do.
Reviewed Feb. 23, 2026
I was trying to get my credit cards paid off. I bought a house back in March and I wanted to get to my loan. I had racked up some bills since then, so I wanted to get them paid off. It's easier to pay one payment than a bunch of small payments. Lending Tower gave me the best deal. They made the process easy. Everything's good.
Thank you for sharing your loan application experience.
Reviewed Feb. 23, 2026
I liked Lending Tower's customer service. The gentleman who helped me explained my options and stayed on the phone with me while I reviewed. If I had any questions, he was there. He answered everything I wanted to know and thanked me for my time. He was also in constant contact with me. I also liked that they provided what was available for me. The overall experience of not being pressured and understanding my situation, and the option was there if I wanted it. I was happy with them.
Reviewed Feb. 23, 2026
So far, my experience with Lending Tower has been great. I was trying to look back at the other day and see when I'm supposed to pay it, but other than that, I haven't had any problems. I just filled out what they said. The only thing I didn't like is it didn't tell me until the end that there was going to be a $700 charge for using it. And I had already done it all, and I already knew I had to have it taken care of because of insurance issues. But I was matched with the lenders fairly quickly. Navigating their website was also very easy. I've really enjoyed getting it over with.
Reviewed Feb. 19, 2026
Lending Tower sent me an offer in the mail and I wanted a fixed rate on my credit card bills. I went through process over the phone and it was simple to do. I was able to see my options in 20 minutes, and they were adequate and competitive. Everything went real smooth with Lending Tower. There were no issues or hiccups at all. It was an easy experience.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 18, 2026
I applied to Lending Tower and most of the process was online. When I spoke to my loan consultant, the experience was fine. The whole process took two days The annual percentage rate is a lot higher than they advertised. I was a little surprised.
Reviewed Feb. 17, 2026
I really appreciate Lending Tower. My experience was great. They were recommended. I did some reviews, and it looked like it was a great place to go towards. I applied online. They sent me something in the mail, then I did some reviews, and then I went from there. The application process was nice. They helped me out 100%. It was nice to get a couple of different offers with different paybacks and interest.
Reviewed Feb. 17, 2026
Lending Tower is great. I received a mailing and gave it a shot, and it worked out great. Everything was very simple, quick, efficient and straightforward.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 17, 2026
I received something in the mail about Lending Tower then I looked it up online because there are a lot of things that come in the mail that aren't completely legit. I also looked up the reviews and they had good enough reviews and comments on there where I felt comfortable reaching out. My application went very smoothly and I got through their website pretty fast without any questions. Then I got my matches right away and I went with the first one since I didn't want to go through a bunch. Also, I wasn't aware that I was going to get as many as I did.
So, once I went with the first one, and the interest rate was much lower than what I was paying, on what I wanted to pay off and what I'm going to pay off, I went with that. The gentleman I worked with was very courteous and professional. However, I didn't like it when it got to asking questions about my debt-to-income ratio, questioning why I was at where I was at. In the grand scheme of things, it wasn't that big of a deal though and overall, I would recommend Lending Tower.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 17, 2026
Lending Tower was very easy to deal with. The online application process was super easy to do. Also, they had a very good interest rate. They gave very good options. Everything was positive. All in all, it was fast, easy, and the best interest rate.
Reviewed Feb. 15, 2026
I needed to get a loan to pay off another loan. Lending Tower was there at the time and it was not like there was a bunch of offers to choose from. So, they caught my attention and I went with them. I applied was over the phone and their customer service team was good. There were no issues. Then they sent me my match results through text and email. The matches were pretty good but whoever that I went through, charged me processing fees and I didn't like that. I got the loan for 14,000, and I only ended up getting 13 because of all the fees. So, I have to pay off all this interest for a loan that I didn't get the whole loan for. But that's the only thing I fault with all that. Other than that, the loan process was fast and wasn't something that was dragging on.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 14, 2026
Lending Tower was one of the options I found, and when I clicked on it, it had the best rates. When a guy called me, I asked, "What route would you go?" He told that would be the better route and if it was him, he'd choose that one. The rate could always be better, but it was simply reasonable, which is why I went with them. I applied online, then they had to call me to do some verification. I saw companies within a day or so, which was quick.
I started on a Thursday and I didn't receive everything until that Monday or Tuesday. It was a lot of back and forth, but besides that, it wasn't that bad. I expected a quicker turnaround from what the reviews were saying, within 24 hours, but I had the weekend included, that Saturday and Sunday, and they only did business days. Besides that, the rep I dealt with had a good personality. He was really nice, friendly and knowledgeable, and he was great.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 13, 2026
The rep was pretty easygoing and thorough. They were easy to hear and knew the answer to every question I had. I could have found better rates somewhere else. But Lending Tower was pretty fast and quick about the loan. I just wanted one right anyway. So, they came through.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 12, 2026
Using Lending Tower was fast, easy, and very satisfactory. They had good reviews online. I was able to speak with experts on the phone. They were knowledgeable and able to answer my questions beyond just reading a script. It was nice and it did not feel too long, which I liked.
Thank you for sharing your loan application experience with us!
Reviewed Feb. 12, 2026
My experience with Lending Tower was great. They said and did what they said they were gonna do in 24 hours. I love it cause I'm out of debt and I'm good.
Reviewed Feb. 11, 2026
I'm satisfied with Lending Tower. I needed help to consolidate some of my bills, and I decided to do it with them. The process was easy. I like the price range that I got, and the annual percentage rate is not bad. I would recommend Lending Tower.
Thank you for the kind review.
Reviewed Feb. 4, 2026
I got a loan to pay off debt. Signing up with Lending Tower was easy and simple. I liked it. I just followed whatever it said on the instructions. It was easier to do it online and faster too. I got the money in less than a week. Also, Lending Tower's options were way better compared to the other ones I tried. I saw the matches five minutes after I applied.
Thank you for sharing your loan application experience with us!
Reviewed Jan. 22, 2026
A friend told me about Lending Tower and I found that the rates were better. I applied online and the process was easy. I saw my matches within a few days and everything was wonderful. I would tell people to go with Lending Tower. They're very good.
Thank you for the kind review.
Reviewed Jan. 22, 2026
I did some research and Lending Tower seemed to be a good choice. I applied and saw matches almost instantly. The process took about an hour and the options I received seemed fair, but I didn't get a clear layout of the repayment schedule. I ended up calling and talking to somebody to get those exact details.
Thank you for the kind review.
Reviewed Jan. 22, 2026
Lending Tower's process was quick and easy. Once I decided to get a loan, I had the money the next day. I was on the phone for half an hour with the person answering their questions, and I had all the information for the amounts that I was trying to pay off on my phone already. I knew what I needed to do. So far, Lending Tower offers a good program. The only thing annoying about it is that I was suddenly getting all these offers from other companies that knew I was applying for a loan. But I already got a loan, so they were wasting their time and mine.
Thank you for the kind review.
Reviewed Jan. 21, 2026
I would get mail from everybody wanting to loan me money but nothing seemed interesting. But I came across Lending Tower through the mail. I looked them up. It was quick, easy, no stuff to jump through. No bull crap you get from a lot of people who send you something and then they say, “We can’t do this, can’t do that.” I felt like consolidating some bills, it was just like 123 and easy as can be.
Also, going through Lending Tower is a lot better than going to other local financial places. I don’t have to drive across town and sit in some office and wait. They told me what options I have. I told them how much I needed and how much I wanted to pay back a month. It was that simple. It was like they had somebody sitting there waiting for me.
When I applied with them, I called them and they sent me an email with links to check on. It was quick and easy. Once I went through that, one person stood out, and I went on their app thing online. And everything just went so fine through the first person they sent me to. In less than 36 hours, I had my money and I was doing what I was planning on doing all along, pay everybody all these bills down. Their customer service team was also great. Everybody was friendly and answered all my questions. I had a pleasant experience. I’m very happy and I’ve recommended them to people I know.
Thank you for the kind review. We are glad our offer stood out and that the process felt quick, simple, and convenient for your busy schedule. It is great to hear funding arrived fast and that our team was friendly and helpful throughout. We appreciate your recommendation and are always here if you need anything.
Reviewed Jan. 21, 2026
The application process at Lending Tower was fast and easy. I also like that they gave me a better interest rate compared to others. The rep was also very nice.
Thank you for sharing your experience.
Reviewed Jan. 21, 2026
Lending Tower has cheaper interest rates compared to others. My experience was also very quick and easy. The options given were good. They have a lot of different ways you can just change. It's very modified to what you needed. It's a great fit. If you really need the cash or if you need a little boost, it's good and it works well.
Thank you for sharing your experience.
Reviewed Jan. 21, 2026
I applied online with Lending Tower and the process was super easy. It took me minutes to see my matches plus, the options were very good too. It was an easy and pleasant transaction. I’d highly recommend them.
Thank you for sharing your experience.
Reviewed Jan. 21, 2026
My experience with Lending Tower was fine. I like that it’s easy to use and the application process was simple and smooth. It just took five minutes to see my matches. The options were also good and suitable for my needs.
Thank you for sharing your experience.
Reviewed Jan. 21, 2026
Applying online with Lending Tower was incredibly easy, and I received my loan options immediately. The variety of choices they provided was impressive, and overall, I felt positive about the experience. I'd recommend Lending Tower for its convenience and speed.
Thank you for sharing your experience.
Reviewed Jan. 13, 2026
I am just beginning this process. So I'm not sure what to expect yet. But so far so good. The lady I spoke to was very helpful and she assured me that they were here to help me. I felt like I was drowning and couldn't breathe. I wish I would have called them a lot sooner.
Thank you for sharing your experience. We're glad to hear your initial interactions have been positive and that our team has been able to provide support during a challenging time. Taking the first step toward addressing financial concerns can feel overwhelming, and we appreciate the trust you've placed in Lending Tower. We look forward to continuing to support you throughout the process and helping you work toward your financial goals.
Reviewed Dec. 19, 2025
I recommend Lending Tower because it's quick, easy, and thorough. I needed a loan to get my credit cards down and have a little bit of Christmas money. They answered my questions very carefully and they were very cordial. I appreciate that. I asked the rep what I needed to do, they answered, and I did it. Within 24 hours, I had the $7,000 that I applied for. I really liked how that was all handled.
Thank you for sharing your experience!
Lending Tower Company Information
- Company Name:
- Lending Tower
- Company Type:
- Private
- Year Founded:
- 2015
- Address:
- 5000 Birch St suite 3000
- City:
- Newport Beach
- State/Province:
- CA
- Postal Code:
- 92660
- Country:
- United States
- Website:
- www.lendingtower.com
