KeyBank Reviews

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Edited by: Tammy Burns

About KeyBank

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KeyBank is a financial institution that has over 1,000 branches in 15 states, providing a range of banking products and services. KeyBank says it is committed to corporate responsibility and sustainability, investing $40 billion in community benefits, including affordable housing, small businesses and renewable energy. Customers have access to more than 40,000 free ATMs through the KeyBank and AllPoint networks.

Pros
  • Lenient overdraft protection options
  • Large ATM network
  • Focus on the community
Cons
  • Low interest rates on deposit accounts
  • Limited service area
  • Some monthly fees

KeyBank Reviews

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    Page 3 Reviews 50 - 250
    Customer ServicePunctuality & SpeedStaffBillingTimeliness

    Reviewed May 24, 2023

    I would give zero stars if I could. They put a hold on a mobile deposited check. 500 bucks. Called over 10 people with customer service and the banks themselves. Zero help. No reason for the hold. My boss said they took the funds from her BECU account the day after I deposited the check. No one knows why they are holding it. They said 9am next day deposit. Then it said May 22nd. Then May 26th. Still nothing. They claim they can't cancel it. I couldn't buy food or pay bills that are now late. Once it deposits I will be closing my account. This bank is horrible. Zero problems for almost 4 years. Until they stole my money. Wow.

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    Customer ServicePunctuality & SpeedBillingLoan ProcessTimeliness

    Reviewed April 16, 2023

    My secured credit was 39.00 over limit 339.00..I transfer 65.00 from my KeyBank checking to KeyBank credit card. It showed me available balance of 20 something bucks. 10 minutes later I transferred 170.00 to credit card the same way, it showed my available balance 194.00. That night I purchased food for 24.50. The next day trying to get a hat and gas, my card was declined saying no available balance and deposits still pending. How was I able to buy food last night if that was so.. Keybank didn't know anything, I talked to 3 different people with 3 different answers and I still didn't get it resolved. Had to call a buddy up to loan cash for gas while stuck at the station..First thing Monday I'm switching to another bank and use their services..A bank that can solve problems.

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    Customer ServiceSales & MarketingTransparency

    Reviewed March 5, 2023

    I received an advertisement in the mail to receive $500 for opening a checking account with one direct deposit before 12/9. I opened the account on 11/15/22, so I had to have the direct deposit completed in 60 days from 11/15/22 which was before 1/15/23. When I attempted to request the transfer of my direct deposit to my new Key account, the website stated that the NYS website needed to temporarily suspend service beginning 6pm Wed Dec 21 until 7am Friday 1/6/23.

    Due to these unforeseeable circumstances I filled out a hardcopy of the form and mailed it to the address on the form. I didn't hear anything about the transfer. On 1/6/23 I was able to access the NYS retirement website to request the transfer that would complete the terms. Unfortunately I wasn't thinking of the 60 day terms of opening the account. I thought I had 60 days from the end date of opening the original checking account. All this information can be verified by the NYS Retirement website. I ask that you do not sweep this under the rug. I truly deserve an explanation as to your decision.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 23, 2023

    100% never been so dissatisfied with a bank in my life. First off, I accidentally forgot to transfer money so a check would clear, so they took my online privileges by locking my online access. One time this happened! After 3 weeks my employer deposited $2,800 dollars, but because I couldn’t access my account, by the time I figured it out a week later, the day I called they conveniently closed my account and won’t give me a straight answer as to where my money is. I just want everyone to know this is how they take care of their customers. They suck!

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    PriceMaintenanceStaffHonesty & Transparency

    Reviewed Dec. 8, 2022

    In March 2018 I was involved in a roll-over truck accident and was hastily deemed fit for service by the Gary, IN emergency room. After 2 months the pain and swelling wouldn't go away and it was revealed I had broken my back in two places. Indiana I discovered has difficult workmen's comp procedures whereas it took 5 months to begin followup treatment/therapy. The WC doctors here in Indy released me in November but since then I had worked a series of unsuitable low paying jobs that were always tormenting my weak and painful back. I'm reasonably sure I have gotten to the point I can hang on to my current job and signed up for checking/savings. Then the horror show began.

    Key didn't like my credit report and locked my accounts, then came the lies and pretexts. The short story - after a month they bilked me with a bogus charge and finally released me. Yes these people are despicable. Want good banking? Try PNC or Woodbridge where you'll get a couple books of checks and goodbye MO fees. And yes this is all true but they don't care what you think of them.

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    Customer ServicePricePunctuality & SpeedBillingLoan Process

    Reviewed Nov. 3, 2022

    They forced me to set up an auto pay on my loan. So I set up an automatic payment from my usual bank. They went into the account to do an auto payment and say there were no funds available (there was more than two payments worth of funds in the account), so they then turned it off and didn't tell me. (They say they mailed a letter but I never received it.) Never called me to say my payment was late or sent any email telling me it wasn't paid. Then put a derogatory mark on my credit report and they will not remove it. Just to make it more irritating they have been charging me $15 a month on my savings account due to lack of activity! As soon as my prepay off penalty time frame is over I am moving my loan to another institution as fast as possible. THIS BANK IS WHAT GIVES BANKS A BAD NAME!!!

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    Customer ServiceStaff

    Reviewed Oct. 29, 2022

    Don't set Zelle up through KeyBank. They will hold your funds for over a week and say they can't do anything to help. They insist that it is Zelle who controls the funds once sent but they are misinformed. Every person I talked or chatted with gave me a different response. They ALL need training. They are all robots.

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    Sales & MarketingPriceStaff

    Reviewed July 9, 2022

    My checking account was scammed via my debit card. I had made 2 donations to a charity and both times there was a charge attached without my knowledge/acceptance. One was $105 and the other was $124.99 with the names of two different companies. After disputing the charges, I was told that the Research Dept. found the charges were legit. I did some research of my own and found ample evidence that this was all a scam. I continued to push and was sent to the Executive Office and they did their version of research - sad and ridiculous and I would be embarrassed to send me the unreadable documents that they say substantiate their decision to deny reimbursement of any charges. This is a sham and it is obvious that KeyBank does not care about their customers who do not have thousands of dollars in their bank. Please look around for more options. I have been a customer for more than 20 years, but I'm done with them.

    Margaret

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    Customer ServiceRefunds & PayoutsStaffBillingLoan Process

    Reviewed June 15, 2022

    I had a truck loan through Keybank. I bought a new vehicle on May 17th, and the remaining two years of truck payments through Keybank was fully paid off. On May 26th, they still took the $500 truck payment from my bank account anyway. I called immediately, expressed my frustration that they stole $500 from my account right before Memorial Day weekend. I'm a father of 4, and $500 is a lot of money to be missing. The first customer service rep I talked to told me, "I don't know why you're so upset, it's not like we can keep it."

    It is now June 15th, and I still have not gotten my $500 back. I have talked to multiple people at Key Bank's customer service and supervisors. I was constantly given different information as to when I would be getting my money back. Some were at least somewhat helpful, but some were rude. When I asked for a supervisor to one rep, I was told, "Why, they are just doing to tell you the same thing I just did." and then she hung up on me.

    As of today, supposedly the check was written yesterday and mailed. But when all is said and done, they stole $500 of my money for a month. I would love to say that I have enough money that $500 missing doesn't affect me, but it did greatly. I absolutely need that money. I will never use Keybank again for anything. I am disgusted by their actions and the way they handled it.

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    Contract & TermsPriceStaffBilling

    Reviewed May 20, 2022

    We began using this bank recently, it sounded so good at first! I was not aware that if you have anything on Auto pay, and there is not money in there, it will deduct anyway, allowing you to go negative. Most recently I had 308.00 in overdraft fees for a 2 day period. My paycheck went in and due to the overdraft fees I had a little over 100 left of my paycheck. Everyone I spoke to said it could not be helped. The man at one branch told me every bank allows auto pays to come out, like I should have known that. Well my previous bank sure didn't! Things are expensive enough in the world, yet everyone's income stays the same. And your own bank is taking money and now there are even more bills you can't pay. I am beyond disgusted with Key Bank. I will be looking for somewhere else to do business because they will rob you blind and not care. Look somewhere else if you are looking for a new bank.

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    CoverageSales & MarketingPriceRefunds & PayoutsStaff

    Reviewed April 22, 2022

    Transferred recently to this bank, thinking of all the things they offered sounded great. NOT. Warning! This bank is a scam, my account was overdraft once, but they didn't send any notification stating it was overdraft, so I move money from my savings to checking to cover any negative balance, then they proceed to charge me $240 in overdraft fee! When I made sure I paid the negative balance and even had extra money just in case. Do not open an account with this bank, they will take your money and leave you hanging dry! And no, they will not reimburse you the money, they will tell you they can't help you with anything. Read reviews! Save your hassle of signing up with a Bank that takes all your money! Had to immediately close my account, since they left me with just 10$ in my account, a single mother that lives paycheck to paycheck, I will make sure everyone knows about this!

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingRatesTransparency

    Reviewed April 21, 2022

    Warning. I went to Key Bank on a Saturday to deposit, in person, $6500.00 so I could buy a car. When I arrived, I realized that the bank was closed. I decided that I would have to make my deposit at the ATM if I were to buy the new car that day. I had all $100.00 bills so I thought it wouldn’t be important, (Boy was I wrong) I inserted my ATM card and put my money in the ATM, I could hear the ATM counting out my deposit then all the sudden the machine beeped and started spitting out money. I didn’t know what had gone wrong just that something did.

    I grabbed all the money the machine spit out and thought well I’ll just make a second deposit. At that point I looked up and saw that there was a warning sign on the ATM. It was then that I tried to retrieve my debit card back, only to realize that the machine would not return my card, I tried to figure out what to do but Key Bank’s machine didn’t even give me a receipt on the money it had taken and seeing's how the machine didn’t return my card I counted up the money the machine had returned to me and figured out that it had kept $5200.00 of mine. I stood there in front of the machine and got on my cell phone and called customer service thinking they could give me a service code to deposit the remaining balance of my deposit.

    I was told they didn’t know what went wrong and that there was nothing they could do and I would need to come back to the bank in person on Monday to try and straighten out what went wrong, I begged them and pleaded with them explaining that I was supposed to buy a car that day. To my dismay no one could help me. So, first thing Monday morning I was first to the bank before they opened and when they did, I went in and retold my story to a bank employee only to be told there was nothing they could do until Wednesday because that’s when they were scheduled to reconcile, they’re AT, I was flabbergasted, I could understand how they could just keep $5200.00 of my money after their machine malfunctioned. I pleaded with them to no avail.

    I left and called customer care and explained what was happening and had to be transferred to a supervisor before finally I was told they would count their til that day and call me, I headed back to the bank. By the time I got there they had counted the ATM and had found my $5200.00 BUT they told me they shouldn’t have counted their ATM money according to their manager and area supervisor so I was going to have to wait until they followed their policy and although they knew they had my money they could not return it to me or deposit it to my account. At that point I was beside myself and said I would have to write up a critical review. That’s when I was transferred to corporate and was told this would be thoroughly investigated and that I was in the right place to have this handled.

    Yet it still took them approximately 1 week before my money was returned to me and in between time I asked for 10% for my troubles and for the fact that I lost the car I was going to buy. After my money was returned to me, I was told by corporate that they had not completed their investigation and I waited two more weeks only to be contacted by corporate and told their investigation was final, I did not receive the 10% I asked for, so I asked for the $200.00 I was out for the money I had put down on the car, I was told I would not be getting that either.

    I didn’t even receive an apology or an explanation as to what had gone wrong. So, consider that before doing business with Key Bank. I personally would give Key Bank an “F” rating and have closed my accounts with them and move my banking business elsewhere. In summary, Key Bank's machine malfunctioned and ate $5200.00 of my money, then they held my money hostage, despite locating it the first business day, for ten days, causing me to lose the car and $200.00 car deposit.

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    Staff

    Reviewed April 13, 2022

    Key Bank was fine when I opened my account in 1996. That didn't last long. Key Bank is all about hidden, weird secrets & way too many fees. Zero accountability & they profit from their poor customers. Really pathetic. Community & caring... That is smoke & mirrors.

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    Staff

    Reviewed March 31, 2022

    A MUST READ REVIEW!!! My brother in-law passed away in December 2020 and had checking accounts at the KeyBank in Martinsville, IN. My husband is the Administrator of his estate and KeyBank even fought him all the way. After thorough research of his accounts we found numerous occurrences of fraudulent activity. When KeyBank was notified all we got was the run around. The regional manager wouldn't even talk to us and the manager of the branch was the one that let the fraud occur. Eventually, all the branches were informed not to speak to my husband and especially myself.

    I tried everything to get them to communicate with me. We even filed complaints with the OCC which was a joke as well. We even sent a letter to the CEO which we found out went nowhere. The complaint finally reached the Executive team in January 2021 which is suppose to be the highest level at KeyBank. By looking at the fraudulent checks that were written on his accounts and even the signature card adding a signer, it was obvious that the signatures were forged. But all my persistence and claims have all been denied with KeyBank stating they followed procedures and since my brother in-law did not file a forgery claim (which he did try but the branch manager would not assist him) the forgeries are denied. As an Administrator for someone you are there to protect the deceased estate which is what my husband tried to do and KeyBank refused to let him. DO NOT BANK AT THIS INSTITUTION!! They cannot be trusted with your money.

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    Punctuality & Speed

    Reviewed March 28, 2022

    I had my checking acct closed and received no notice. When my tax return direct deposit was sent to the bank they didn't contact me. They didn't decide to deposit it to my savings that was opened st same time. They sent it back so that I would have to wait another month to 2 months to wait for a check.

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    Customer ServiceSales & Marketing

    Reviewed March 26, 2022

    This bank is horrible from its mobile app to its service. Do not make a mistake and overdraft your account. 4.50 overdraft earned 38.50 cents. Unreal! Wanting to check your account on the mobile app? Nope it always seems to be unavailable or having a system error. That is if you can get it to load at all. Are they trying to be bad? Cause it sure seems like it. Even the customer service is lacking.

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    Customer ServiceRefunds & PayoutsBilling

    Reviewed March 5, 2022

    Key Bank is a rip off, do not trust them to do the right thing. I was making payments every two weeks in hope of paying my truck off sooner. They kept the extra money on hold every time until it added up to a full payment. It was supposed to be going to principal. When I called them out on it, only thing I got was, "I'm sorry."

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    Customer ServicePricePunctuality & SpeedOnline & AppRatesValue

    Reviewed Feb. 20, 2022

    Key Bank is the absolute worst bank I have ever used. Customer service is terrible. Platform is terrible. Website is horrendous. No matter how good the rate looks don’t use them! It’s not worth it! I had direct deposit for 4 years and constantly was getting charged late fees. You try to contact customer service and not only is no one available but when someone finally contacts you it’s like talking to a tree. Zero intelligence no common sense. Awful awful awful bank.

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    Customer ServicePunctuality & SpeedStaffBillingRates

    Reviewed Dec. 20, 2021

    This call I made to make a payment was ok... I was behind my mortgage payment due to Corona virus problem. I took the forbearance program. At the end I was ready to start making my payments, but they did not want to accept the payment. They didn't want to accept my payments, but rather foreclosure my house....saying I didn't qualify for any program. They wanted all the money at once or foreclosure...no matter what the law says. Customer service at Key bank are the worse in my opinion. There are some people there who are just waiting for a client to be in a littler bit of trouble to start sucking their blood like vampires.

    There's a young guy there who was very nasty with me and just wanted to send my account to foreclosure with no interest to help me. I told these people that if they don't accept my payment I'm going to go to the county clerk to deposit my payment and ask a judge to look at my case....and that I could also go to a bankruptcy court I told them. Then a young woman came to the phone and arranged my payment right away. I wonder how many people lost their home because these people....they are not Americans. They are vampires!... in my opinion. I wish they sell my account to another institution. The minute I can refinance, I'll do it...just to see No KeyBank in my life.

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    Customer ServiceSales & MarketingPriceStaffLoan Process

    Reviewed Dec. 10, 2021

    I was scammed by this bank. They charge you upfront for loan fees then change their product and offer. If you complain, it doesn't matter since they already made their money. Very unprofessional. The beginning start with a certain agent, then the following communications is with a different agent. They can reach you but you can't reach them.

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    Price

    Reviewed Nov. 21, 2021

    KeyBank keeps charging me overdraft fees when I only overdraw by a couple dollars. I wasn't aware that the overdraft fees would cost so much. Why can't KeyBank inform us about these things before we go and overdraw our accounts? I will never recommend KeyBank. Do not bank with KeyBank. Sincerely, Disappointed.

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    Customer ServiceCoveragePriceStaffBilling

    Reviewed Nov. 19, 2021

    I have tried to close an account with Key Bank for 5 months now. I have talked to 10 different staff members at this point. Two members who are from the executive office. The story as far as how the process to close an account keeps changing. The first few representatives initially insisted pending charges had to clear and the balance to reach $0. However, when this is done a charge is processed and fees are charged to lock a client in a fraudulent and costly loop. Upon realizing this I contacted members who supposedly maintained higher positions in the organization.

    During these conversations, I was told I was supposed to receive a phone call once the charges cleared. Then I was told a representative is supposed to contact the client once this occurs to finalize the closing of the account. It was confirmed by Jennifer that a request to close an account is supposed to be processed the first time the request is made and within 2 business days. She then advised I would be able to complete a document to finalize the closing of the account. I was unable to touch base with her again, however. I informed a customer service agent that I needed to speak with someone who had more authority amid the institution because I was aware of this information.

    Once I reached one of the executive managers she stated that Key Bank is actually able to place a restriction on the account if you have the intention of closing it. I have documentation that the charges they claim are occurring are coming out of my other account. Yet, Key Bank is attempting to dismiss me and state I need to contact the institution that is charging the account. However, when I contacted those institutions they state only one of those payments (the payment from my actual account) processed.

    Key Bank is literally locking me in an account I do not want and charging fees. The customer service representatives are taught to pacify and deflect in order to retain a clientele. When one reaches the executive office, they utilize the same tactics. Recently, I spoke to a representative name Angel, the second member at the executive office I spoke with, she stated I would need to contact customer services after she verified closing the account with them was not a one call or one-step process as it is with other credible banking institutions. I was obviously frustrated because she kept insisting she transfer me to customer service despite acknowledging this. Thus, upon my inquiring about what her competencies were as a leader in the company and she was unable to answer.

    I have verified that this is extremely unlawful and shall proceed to take action. I have no idea how much money this fraudulent banking institution has collected from me in fees alone, and I do not intend on paying anymore of those exorbitant charges. In fact, I intend to recoup those losses since it is my understand that they capitalize off of individuals who do not understand their rights. I have two different banking accounts, a savings account, and an investment account. I am a multi-licensed insurance agent in the process of obtaining a notary certification. I have never encountered such a horrific ordeal, and I am well versed enough to understand that this is absolutely illegal. Please do not bank with this institution. It is predatory practice, and considering many individuals are losing their incomes due to the pandemic, this is unfortunate.

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    Price

    Reviewed Nov. 8, 2021

    Key Bank is the worst bank on planet Earth I was charged $33 overdraft fee plus a $38.50 tear to overdraft and a 28.50 recurrent overdraft for a .67 cent. This has happened 3 times in 1 month. PLEASE DON'T BANK KEY BANK.

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    Customer ServiceStaff

    Reviewed Aug. 27, 2021

    I did a mobile deposit on the 21st of August. It is now the 27th and I still do not have access to my paycheck. I have contacted customer service and I have also contacted executive offices and no one has been able to assist. I work for a hotel chain that has luxury properties throughout the world and I have been told that my paycheck is fraudulent. They have refused to call the 800 number on the front of the check to verify it which would solve the whole problem. I was actually called a thief, and yes that word was actually used by one of the customer service agents. I have made several phone calls. Nobody's helping. Stay away from KeyBank!,

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    Customer ServiceStaff

    Reviewed Aug. 2, 2021

    I was handling the affairs of a family member who had passed away, and had trouble at every turn, until I entered Key Bank Southwest Branch! Christine ** and Deborah ** provided amazing customer service! Thank you!

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    Customer ServicePriceStaffResolution

    Reviewed July 30, 2021

    On July 15th 2021 at approximately 12:30 pm I called your Keybank branch on 33 3rd street Troy, NY 12180. ** took the call. I proceeded to let Mr. ** know that I was a client of the bank and I was attempting to wire money from my personal checking account to one of my business partners personal checking account. Although I use multiple banks and have multiple personal and business accounts for the various companies I own and operate, I’m partial to Key bank and that specific location. It used to be a HSBC then First Niagara and I’ve had an account at both of them before Key bank arrived.

    Recently I had my partner open up a Key bank account in NYC to make it easier for me to send him money for expenses as we just started a new LLC in the city and as of yet we haven’t opened up a business account for it. My partner wanted to bank elsewhere, I however convinced him Key bank was the way to go. With that said I told Mr ** what my intent was at which time he told me he could not do it over the phone. I asked Mr. ** why not and his response was he could not verify who I was. I responded that you absolutely can verify me. Key bank verifies me over the phone all the time by asking me certain questions that only I should have access to. After a little back and forth he then tells me well it's our policy to have a customer come in person. I proceeded to tell him the whole purpose for me to wire was so that I don't have to come into the bank and I would like to do it on the computer to save myself time.

    Mr ** once again said “well, we cannot verify you and it's not our policy to do wire transactions over the phone”. I said once again “you can verify me as your reps have done many times in the past for various other banking needs over the years”. Then I proceeded to tell him “if it's not your policy then just say it's not your policy, but what you keep saying is you can't verify me and that is an inaccurate statement”. I proceeded to tell him that I hold multiple degrees in communication and the way you’re communicating is not proper. All he had to say was it's not our policy and I would have accepted that but what he kept saying was he can't verify me and that’s not true you can verify me there are many ways.

    The next thing I know Mr ** clearly agitated with me at this point slams the phone on me. I was shocked and appalled so I called back and he answered again and I said to him “Sir did you just hang up on me?” and he said, “Yes I did because you were yelling so I hung up.” I said to him “not only is that disrespectful it's extremely unprofessional to hang up on your client and I wasn’t yelling I was on speaker and I was projecting my voice and all you had to do was say sir, your voice is a little loud could you please lower your tone” but to hang the phone up on me with no warning was very unprofessional. I proceeded to let him know that I own five different LLC’s and I run a prominent Non for profit foundation that does a lot for the community and is supported by the Mayor of Albany here in the capital region. And I would no longer be putting my money in this bank.

    I then hung up and went into the bank myself at which time I asked the teller if she could get me in contact with the branch manager who I was informed was out on vacation and that Mr ** was running things. I told her what I was trying to do and she said, "Well if you put the key bank app on your cell you could transfer money to anyone." I replied well it would have been nice to know that in advance of coming here. I found it odd that Mr **, who is the man in charge, didn't think it was important to tell me. So not only was he rude and unprofessional he didn’t even give me pertinent information that could have allowed me to resolve my issue and save me time and energy by not having to come into the bank.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed July 6, 2021

    Well here we are again waiting for KeyBank to put the money that Washington State paid them for my unemployment on my card. It has been about 30 hours since the money was given to the bank and I still have nothing. Rent was due yesterday. They extended until today but I won't get paid until tomorrow at the soonest because for whatever reason, they hold your money and don't disperse it when they get it. I would have to guess that I have something to do with the money that they are making by using our money to generate money for themselves at our expense. I wish the Washington state would pull out of the key Bank situation and shut them down for the fraud that they're committing against the people who are depending on unemployment benefits.

    It seems to me that since the policy says if the money is deposited prior to 6:00 p.m. that it will be posted on that day that I should already have my money but I called and spoke to somebody at key Bank one time in regards to their holding my money away from me for the time. That they do and they said that the bank only communicates with the unemployment department one time per day and that when that one time happens that you're credited instantly.

    The lady explain to me that it was completely and totally automated and no human contact was needed yet if there's a holiday, for some reason, even though Washington state pays the unemployment to KeyBank, the automated system for some reason makes the people who are dependent on the unemployment wait an extra day to get paid which makes no sense to me since it's all automated and no humans are needed to make the transfer. I would call it a scam or a fraud or a screwing in progress anything except for fair.

    KeyBank needs to learn to adhere to its own policies or not expect the rest of us to. They are not the payees, they are simply a middleman who we are stuck dealing with because ultimately, they are working for us and they've got it all wrong when they're snotty and rude and think that they don't need us. I would wager that key Bank is so accustomed to getting all this unemployment money that if all of the states that utilize KeyBank for unemployment were to just pull out of their programs altogether, they would go out of business and would realize quickly how much they did need us and how much better they could have treated us and didn't.

    I don't agree with the holding of my money for an extra day because the holiday that we just had was the 4th of July which fell on Sunday, not Monday. They should not be allowed to just decide arbitrarily to close down without notice and withhold all of the unemployment money that is being withheld from people as I speak. I think a class action lawsuit is in order. I I'm willing to be an organizer but will need help if anybody else would like to join in and be an organizer let me know. My contact information is current and correct. **

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    Customer ServiceOnline & AppStaffBilling

    Reviewed May 24, 2021

    I've had a Key2Benefits card since 2013. My state uses the system to manage child support payments. In the eight years that I've been a customer, I have successfully logged into the site less than 10 times. Per the customer service agent I spoke to today, the site is very glitchy. I've tried resetting my password, recovering my user name, resetting my PIN, using an incognito window, accessing via Microsoft and Apple products, and everything else customer service has recommended with no success. Every time I try to access the site, it's a 30-60 minute waste of time. I can't believe the federal government thought this monstrosity of a website was a good idea for processing stimulus payments.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed May 4, 2021

    Two months I closed out my checking account and tried to close out my credit card. Key Bank wouldn’t let me. Said I have to wait for them to make sure I don’t have any outstanding credit even though I had no money in my checking account because I had already closed it out .So I called them again why they have not sent me my money they owe me on the credit I have remaining. This was in March. Said I didn’t close out my credit card account. So now it’s April they finally closed my account out. Said it would take 10 business days so I waited the 10 days. Still no money. I called this time to talk to a supervisor. She told me there was a glitch in the system. Said I would have to wait to get my money. So what do you think. Dishonest. Never bank with Key Bank And have their credit card.

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    Customer ServiceSales & MarketingHonesty & Transparency

    Reviewed April 27, 2021

    Be Very Careful With Their Promotions. Opened a KeyBank Checking account with a $500.00 Promotion. The catch was you had to deposit $500 dollars within 60 days. Here I was, having all my payroll checks from a part-time job deposited within 60 days. The checks all totaled well over $500. This was on 9/22/2020. I called the bank after 90 days and they told me it could take up to 6 months to get my promo check. I called again on April the 26rh, 2021, and was told I did not qualify because I did not make ONE deposit of $500 or more... Seriously? I had all my payroll checks deposited within 60 days.

    Folks, read the fine print and don't switch banks over promotions that have hidden catches to them. Shame on me but a bigger shame on them for not being an honest bank and telling me after numerous phone calls that all my money was no good for the promotion. Unscrupulous trickery. I immediately had my direct deposit switched to a bank that is more upfront and doesn't take 8 months of direct deposits before telling the customer he didn't meet the one lump deposit of $500. I was warned by a co-worker not to get involved with Key Bank. I should have listened. Live and learn.

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    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed April 14, 2021

    I have never experienced such poor and careless customer service in my entire life. I was automatically signed up and issued a Keybank account to receive the unemployment benefits I recently started receiving. It's now mid April and my very first unemployment deposit was made to the Keybank account on March 3rd. After sending to wrong address the card was cancelled immediately but took numerous emails. They sometimes responded to asking for specific documents to verify my correct address. After sending appropriate document that was approved ... I waited over 3 entire weeks and still hadn't received replacement card. After inquiring about this ... I was told I had to send appropriate documents to verify my correct address AGAIN! After doing so ... I was told the new card would be expedited and expect to receive it within 2-3 business days!???

    So almost 2 weeks later a replacement card FINALLY shows up in my mailbox. I call to activate the card and was transferred to a live agent who then explained that this newly/FINALLY received replacement card had been reported lost/stolen and that card I physically had in my hands had been cancelled (which I absolutely made no calls to report anything lost or stolen or sent or called to cancel ANYTHING)!!! They said ... However ... That ANOTHER card was on the way and was sent out on March 30th.

    At this point it was now the 2nd of April! On Saturday I had that card cancelled because it had been well over 10 days let alone well over the 2-3 days I was told to expect it. I had a new card expedited that I have to pay $15.00 out of my own pocket. It's now Wednesday ... No card STILL? This is absolutely ridiculous and I can't wait until it arrives so I can withdraw the entire balance at once and never have to deal with Keybank ever again in my life. I have had no issues receiving my unemployment via direct deposit into my real bank account.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed April 13, 2021

    Key Bank is by far the worst bank ever. I will never do business with this bank again. Every time you call you're on hold from anywhere to 20-45 minutes. Then you speak to a rep and they are absolutely no help at all. I spoke to a Kaitlyn. She was rude, she filed a dispute that they gave me credit back for then took my credit back from me with no letter or any communication informing me of this. Needless to say I closed my account with these clowns. Do not bank with key bank. They also steal people's money by double charging your account and acting like it was a bank error. They are a huge scam!

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    Punctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed April 3, 2021

    Tried to open an account. Lady was clueless and didn’t know how. Had to wait four days before she had instructions. Then set up account wrong. She told me it would be two more days for them to fix the account. So told them to just give me my money back and forget the whole thing. I never left the bank, never received checks or a debit card. They refused to give me all of my money back that day to close the account. Don’t ever go to Key Bank in Thornton as they are completely clueless, and management doesn’t know what they are doing either.

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    Customer ServiceStaffTransparency

    Reviewed March 20, 2021

    No matter how many times I update my account with notes regarding international travel, my debit card is always shut off. I work abroad and am always using my card in foreign countries. Despite knowing this, my card is continuously turned off due to "suspicious" transactions. This last "suspicious" transaction was an 84 cent tip for an Uber driver. Tips on Uber are routed through their international headquarters in the Netherlands, and, because I had only told the bank I was in Colombia, they turned the card off leaving me stranded, alone, at night, on the Colombian streets with no way to get home. This bank operates at a 1977 standard and is useless in 2021. Making matters worse, the only way to turn your card back on is -- you guessed it -- through your US phone number. (Apparently, the bank can't afford to make international phone calls.) I am continuously disappointed (and put in serious risk) because of this bank.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBillingLoan Process

    Reviewed March 11, 2021

    I bought my truck last year and it was financed through Key Bank. I had a habit of paying my loan at the last minute. Only 2 or 3 times it was late. As soon as the date was up the company called my work 3-4 times a day asking for me. I called the company several times to tell them to stop calling. They even called after I made a payment! I put it in writing to stop calling. For months they called my work. The company said they only had my work number after I changed it to my cell, several times. I just refinanced and thank goodness.

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    CoveragePunctuality & SpeedStaffBilling

    Reviewed March 4, 2021

    I am going through the Unemployment Insurance thing with KeyBank also. I get my puny checks no problem. Once they add the 300 dollars, they didn't pay me the first two checks. The total is $843, KeyBank rep tells me, "I see $600, I see $550." Those checks are one and they do not add up to $843. $600 was Stimulus duh, and 550 was a one-time payment for making us wait 10 years for our unemployment payments. I talk to KeyBank, nobody knows anything. Nobody will talk to anybody or nothing. KeyBank hung me out to dry and I am sooo done with these antics.. Go Credit Union. They treat you like a human!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 24, 2021

    After spending the last two days on hold and numerous hours speaking with representatives from KeyBank it has come to my attention that there is possibly a Nationwide Unemployment Fraud taking place that needs to be looked into further. I am bringing this to Consumer Affairs because I am hoping that this is something other people can be made aware of the current situation.

    I spoke to KeyBank representatives from Customer Service, a manager from Disputes, and a manager from the Fraud Alerts Department. They all assured me that this was a larger unemployment fraud issue that is going on and not localized to just me or KeyBank, but rather many banks and unemployment as a whole. As if that should give me assurance after explaining to each of them that someone had accessed my Login information, changed it and then proceeded to extract funds over three days and three transactions leaving me with $0.11 in my account.

    The fraudulent party had access to my Login username, password, and two of five security questions which rotate to gain access to my account. Thankfully this Login information is unique to this account only. This sounds like an internal and/or an even larger issue at this point. KeyBank and Unemployment is giving no warnings to their account holders at this time. After filing a claim with their disputes department their only answers to the current situation are to cancel my current debit card, change my login information which I can't access until I receive my new debit card in seven to ten business days, and wait an additional ten to fifteen business days to hear from disputes. In an already struggling situation for the individual, this response on their behalf seems criminal from a large banking corporation that is profiting from unemployment distribution.

    KeyBanks' hold times are insane even in Covid time, gauged in days not hours, customer service is woefully uninformed and non sympathetic, both managers were utterly clueless and had kids screaming in the background while on the phone. Hopefully this is something that with the internet and research, Consumer Affairs can help educate the public on the broader scope of the fraud.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffTimeliness

    Reviewed Feb. 18, 2021

    I discovered on 1/31/21 that someone had made fraudulent ACH transfers on my card clearing out my account. I only discovered this when I went to check my online account and I was locked out. I called the number on the back of the card and the automated system said my balance was $45 dollars. I was immediately alarmed bc there was over $2000 in my account. I call back to speak to a representative and she notifies me that on 1/28/21 my PIN was changed and from 1/28-1/31 $500 was taken out each day amounting to $2000. She continues to tell me that it was done through an ATM which I explain is impossible because I had the card in my possession. She says the card can be spoofed and proceeds to try to pass through a fraud claim but kept getting a prompt from the system saying they cannot verify my identity. She tells me to call back the next day.

    I couldn’t sleep at all that night and found another number to call so at 3am I call and the customer service representative informs me that the PIN was changed and the money was taken but not from an ATM but through ACH transfer. I ask how this could be and if she had any info of where the money wound up and she tells me she can’t access that information. She also tries to push through my fraud claim but gets the same message-they cannot verify my identity. She also tells me to call back during normal business hours. I call back the next day, wait 2 hours on hold. Have to explain the whole story again because the previous representatives didn’t make notes like they said they would. This representative gets the same prompt they cannot verify my identity. I was directed to send in a proof of identity and address which I did. I was told that I had to call them back in 3 days to check the status.

    I call back and they finally confirm my identity and the person on the phone informs me that they will begin the fraud claim and hopefully I will get my money back. Hopefully?! It’s $2000!! A few days later I received a letter informing me that after they performed a “thorough” investigation they have closed the claim and concluded that NO ERROR OCCURRED! The following reason for denying the claim was because “the cardholder authorized the transaction“. I was absolutely livid. These are my unemployment funds that have been wrongfully taken from me. I call the number on the letter and speak to someone. I ask to speak to a higher up or whomever conducted this supposed “thorough” investigation to which he replies that he doesn’t even know who that is and has never had access to that department or anyone in it.

    Meanwhile, I have no access to my account online because it will not let me log in. The customer service representative tells me to type up a letter saying everything I told him plus proof of identity and fax it over. All the legwork is left on me. Anxious and broke and violated. I finally log into my account to find that the ACH transfers were sent to someone in Milwaukee, WI with no other information. I sent over the fax along with my FTC report, CFPB claim, FBI internet crime claim report as well as a BBB claim report. I am currently waiting on hold for over an hour to speak to someone to see if they even received my fax because keep in mind they will never contact you. If my password is changed on Amazon or Gmail I am automatically notified that it was but a financial institution that deals with unemployment benefits allows any stranger to change your information and they don’t even let you know.

    Not only am I out $2000 but this has caused undue physical and mental stress. My stomach condition has flared up and I have been bedridden for days since this happened. I have a family to support and this is unacceptable especially during a pandemic where work is scarce. I am the victim. I am not only a victim of fraud and theft but identity theft but this bank has made me out to be the criminal. I am glad to know that someone in Milwaukee is enjoying my money without a care in the world while the bank is basically like “it’s okay that you stole money”. I demand not only my stolen funds be returned but the bank in which the money was transferred to be disclosed along with any other information regarding this fraudulent transaction. If this isn’t resolved I will be in contact with local news as well as my local congressman.

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    Customer ServicePunctuality & SpeedOnline & AppStaffHonesty & Transparency

    Reviewed Feb. 17, 2021

    This Bank is completely and utterly worthless. I'm not sure how or why First Niagara even got bought by these clowns in the first place. For starters their website and their computer system is by far terrible. There's no TIMESTAMPS on deducted transactions whatsoever so they can arrange for your deductions to work against you on your account. They secretly double deduct from your account but claim they don't. There have been times with pending transactions that the amount has been deducted and then when it clears you're hit with it again. They also claim they can check if you have incoming deposits to your account which is another lie. Whatever you can do on the online banking aspect is exactly what those customer service reps can see on your account and nothing more.. they "act" like they can.

    Another thing is if you have disputes they will screw you over. They will give you the credit and then reverse it without any type of notice or anything a month later. Once you call in and tell them you never received anything they "apologize". Well, that apology doesn't mean jack when you have an overdrawn account soon afterwards even after you use your check register to double check. This bank is one shady company and they don't care unless you reach their corporate office. Then all of a sudden they can magically "fix" things.

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    Customer ServiceSales & MarketingStaffBilling

    Reviewed Feb. 16, 2021

    I fell into unemployment like millions of Americans due to this pandemic, on 12/13/2020 unemployment defaulted my payment to Key Bank .. As of this date 2/15/2021 I have not received my much needed money.. Key bank keep telling me they will not issue my debit card because they have a different address on file and to get InTouch with unemployment. Once I reached unemployment, they informed me that they have my correct address and the mistake is on key bank… (unemployment has been corresponding via mail so my address is correct with them). I contacted key bank weekly and after the 10th outreach and denial of my unemployment card I was informed by a live person finally to submit my proof of address to PPD Documentation (PPD.Documentation@fisglobal.com).

    I received confirmation on 1/30/2021 that my proof of address was received and confirmed from key bank…. As of this complaint I have called twice a week and the rep is informing me that they do not have the information to submit my unemployment money. Key bank is running a scam on people affect by this pandemic and there appears to be no check and balances on key bank practices. They are just taking unemployment monies that have been defaulted to them via unemployment and not sending it to the people in need. At this point I’ve run out of options and this is my last recourse to get my much-needed money from key bank.

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    Customer Service

    Reviewed Feb. 5, 2021

    Every time I call Key2benefits I get put on hold for hours at a time and not speak to anybody. The one time I did speak to someone they couldn't tell me why a block was on my card and transferred me to a different department only to get told the same thing eventually ending up transferred back to the first person I spoke to and still being told nothing about my card being blocked.. going on day 3 in a row of this same thing, being on hold for hours and just getting no answer..

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    Punctuality & Speed

    Reviewed Dec. 23, 2020

    This is the biggest fraud that no one in America is talking about because everyone's too concerned with Trump! This bank is defrauding the American public and no one is doing anything about it. Went to Chase ATM for money to buy groceries. ATM with Key Bank Unemployment Card deducts money from my account and gives me no money!!!

    The Chase Bank slip says, "We can't complete your withdrawal right now. To make sure your account is credited correctly, contact your bank. All the info you need to open a claim is included on this receipt from your transaction." I checked my balance on Key2Benefits and money has been deducted. I've now been waiting for 22 minutes and I'm being told that I have to be transferred to the dispute department, which is close. So, the woman transfers me to a closed department. I just wasted 22 minutes of my life on hold for a department that's closed. Tell me Key Bank, where is the money that I did not get at the ATM? THIS IS FRAUD!!!!

    They hope that you'll give up, meanwhile they keep your money.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Dec. 22, 2020

    I was scammed & lost $500 a day for a whole week 7 days. Didn't know till I went to pay a bill-- NO notice from bank. Filed claim 23 days ago & NOW when I call I WAIT on hold for 45 minutes or longer & as soon as someone picks up it disconnects me & last time I talked to someone last week they said wait for letter, but I haven't RECEIVED a letter either. One rep said, "Hopefully you will get money back".. My thought is I BETTER GET my money back.

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    Reviewed Nov. 30, 2020

    Since the implementation of the new ATM system, I have been unable to make a cash deposit. I've told Cust Service and the tellers with no satisfaction. Others are having the same problem. Please advise when this will be resolved.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Nov. 19, 2020

    I will never refer any of my family or friends to bank with Key Bank, I will never refer anybody, they charge me for no reasonable reason at all and with the unprofessional maybe racist Customer representative make it worse, they act like they own the money in your account, I remember this one Key Bank representative telling me I can only withdraw $500 from my account, when I was able to call and withdraw $1000 before, and she added period at the end of the statement saying only $500 period, I was so angry. I could not talk her anymore. I had to hang up the phone.

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    Reviewed Nov. 17, 2020

    I receive unemployment on a Key Bank card... This is the 2nd week that my money is not on the card due to their system... I will never use them again!!! Why do you keep holding my money? Then 2 days after I'm due to be paid you decide to release my funds!!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 17, 2020

    Leave it to Illinois to hire this company to take care of people’s unemployment benefits... The company has no regard for the fact they have people’s livelihood at stake. The customer service is absolutely unacceptable. The mail comes always late. I’m currently on hold waiting for a rep for 57 minutes!!!! This is because the last two reps gave me misinformation because again they seem to not care that people’s livelihoods are at stake. This company is absolutely ridiculous. It is seriously mind blowing how incompetent they are.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Oct. 6, 2020

    Long Story Short...This Bank is horrible. They offer a 200$ incentive for opening an account with them. After doing so and meeting all the deposit requirements, waiting 60 to 90 days I inquired about receiving the 200$ offered. At this time I was informed that I had not entered the promotional code, when in fact this information is auto filled on the page for you. As I do remember the promotional code being accepted, I did not write down the code. Of course I was asked if I had the code 90+ days later...which I did not have. Customer service pretty much says, "Oh well...have a nice day." So consumers be aware this bank is no good for anyone. Total bait and switch game. Doesn't seem legal. Thanks Key!!!

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    Customer ServiceContract & TermsPriceRefunds & PayoutsMaintenanceStaffBilling

    Reviewed Sept. 30, 2020

    My KeyBank journey has been frustrating, to say the least: I opened an account 4/2/20 with a sign-up bonus and called KeyBank customer service afterward to ensure I met all of the terms. At that time they told me I had and to give it 60-90 days to appear on my account. I called back after that time only to be told that I had not fulfilled all of the terms and to go into a branch to appeal. I went into a branch 8/26 and they said there was nothing they could do. I called KeyBank customer service back and they said the best they could do would be to look up the call recording in April when I was misinformed, but it was probably erased. They said they would call back and never did.

    All the while, on the same account I called 7/24 to dispute a maintenance fee. They refunded the fee and reminded me to pay mortgage directly from account and direct deposit every month, which I have been doing. Had to call back 9/29 because they deducted maintenance payment for August and September again. At that time they said I haven’t fulfilled the terms because I haven’t set up ACH, only payment transfer payment. I was upset this wasn’t explained to me when I called 7/24 and they waived the September fee but couldn’t waive August because they couldn’t see it in their system. So, not only did the misinformation from the customer service team help me lose out on my sign-up bonus, it has also cost me in maintenance fees. I will be closing my account.

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    Customer ServicePriceStaff

    Reviewed Sept. 24, 2020

    If I could give them negative stars I would. First sent it to the wrong address. Then took an Act of God to get another card sent after being on hold for hours and days and dealing with rude customer service agents who didn’t seem to care and hung up on me multiple times. Now have 3 pending hotel incidental charges that were released by hotels almost a months ago and still haven’t returned to balance. Dont put this card on file anywhere for incidentals or deposits. Could really use that $300, Key. You suck.

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    Customer ServicePricePunctuality & SpeedRatesTransparency

    Reviewed Sept. 18, 2020

    I opened an account a couple months ago, drawn in by the $200 bonus for setting up direct deposit. We've had nothing but issues with this bank. When you order groceries online, and the total charges change (they didn't have a product, or they substituted with a lower price), they remove the initial charge and recharge you the correct amount. Unlike our last bank, which just updates the charge, Key removes the charge, waits a day or two, takes the money out, waits another day, then the charge shows up on the transaction list.

    Are you relying on a direct deposit? Be prepared to wait. Sometimes it's there when I wake up Monday morning, sometimes it's there later in the morning, and right now, it's not there at all. My deposit is split to two accounts. The other bank has my direct deposit. Key has neither my or my husbands paycheck. My pay stub says it was sent to the correct account. It's not my work, my husband's work. It's the bank.

    Need to use the ATM? Be prepared to pay fees constantly. There is only two Keybanks "near" me. I used a "surcharge-free" ATM labelled as an Allpoint ATM at a gas station three times. No fees come out right away from Key so I figured I'm good to go. Nope, here we are this morning and a $15 fee hits my account when I only have $4 available at the time, waiting for my paycheck to hit before my last charge posts so I don't get hit with a $34 overdraft fee. Apparently they charge the fees all at once for the month before. The fee schedule says it will hit at the end of the statement cycle. It's the 18th.

    I constantly monitor our bank account. We used to be homeless, so money is something I keep tight control over. If you like to see an accurate display of what you have at any given time, Key is not the bank for you. If you like to have your paycheck on time every week, Key is not the bank for you. If you want 24 hour customer service, Key is not the bank for you. If you don't like paying fees to get access to your own money, Key is not the bank for you. And lastly, if you don't want to wait DAYS for a check from your 401K to be cleared when you are desperate after having a lower amount of funds due to a global pandemic, Key is not the bank for you. I am closing my account out ASAP.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Sept. 12, 2020

    This is my third time writing a one star review. I started receiving my unemployment money through Keybank just before the summer started and I’ve had to call customer service well over 10 times for different problems. I recently misplaced my card so I reported it lost. Because my card was lost keybank signed me out of my key2benefits online account. I then waited over a week for my new card to be sent and when I got it I tried to sign it up to a new online account and was not able to. I then called customer service and waited 45 mins for them to answer and ask me all the same questions they’ve asked me the other 10 times.

    When they realized I was doing everything the correct way, the employee told me she couldn’t do anything to help me because there’s a problem on their end that won’t let people sign up for an account a second time, even though they sent me a second card. Now I either have to drive 2 hours away out of state to get my money out of a keybank atm (because there’s none in my state) or pay the fee to take the money out of a different atm.

    Since I got the card I’ve felt like keybank just tries to scam you out of the largest percentage of your money that they can. I’m only writing this review because I feel like it’s the only thing I can do so they don’t completely get away with it. I also hope that somebody reads this or the hundreds of other one star reviews before they agree to send their money into keybank and decides against it. I’ve never been this stressed out due to a corporation and until they get shut down they will just keep trying to get over on people. If you have any other option, choose that option! Worst experience of my life with any company.

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    Customer ServiceCoverageTechPriceMaintenanceRates

    Reviewed Sept. 1, 2020

    I took out a home mortgage 15 months ago with KeyBank. The house is worth three times what the mortgage is, by the Bank's own appraisal. 3 months ago I had hail damage to my roof for which our insurance company wrote me a check. The check has KeyBank my name and my wife's name on it and I went to the local branch on Grand Island to get them to sign off on the check, the branch manager refused. I then requested the check to be put on the mortgage and the branch manager refused, the district manager for all of Western New York refused, and the regional President for Western New York refused to accept the check for the mortgage. Unbelievable!

    The Consumer complaint division for the President of the company All refused to accept the check to be put toward the mortgage. They said we will only accept the check to be placed into an escrow account with nominal interest, until the mortgage is paid in 14 years, or the roof is replaced. There is no requirement by the insurance company to fix the roof. There is no leaking or damage sustained that compromises the integrity of the house. They said the reason for their decision is proprietary information and will not be written down or shared with the consumer. At best, horrible customer service at worst, a money grab by Keybank.

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    Reviewed Aug. 9, 2020

    I enjoy banking with Key Bank. The tellers are very nice. The hours are constant for me. Saturday hours are a plus. They are about 2 miles from my house. I use the night drop when I need to deposit after hours.

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    Staff

    Reviewed Aug. 3, 2020

    Banks are so not personal, and my bank Manager Christine knows me and my needs and she has allowed a financial relationship that has been so important to my financial needs. She has helped with new products for myself and family members. This is a great bank.

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    PricePunctuality & SpeedBillingLoan ProcessRatesHonesty & Transparency

    Reviewed July 29, 2020

    The most predatory and opportunistic bank out there. No money in the account and overdraft protection off? No problem, process EVERY payment anyway to the tune of 40 bucks a process. No limit. Ever. Overdraft protection on? Yeah, we'll tell you your account overdrafted.... 4 days and 400 dollars later because again, 40 bucks every occurrence and we don't show things on our online page until a day or two later, quite often. So you have no way of knowing.

    Oh, you wanna turn Overdraft protection off? Well, first you gotta find it behind 3-4 other web pages, then it still doesn't matter because we're STILL gonna process every payment that comes through. Darn shame you forgot about Netflix, that'll be 40 bucks, thank you! Oh, and that savings account, yeah, we're gonna charge you for that, too. If you have ANY other banking options around you, use it. This bank rates about as highly as pay day loans in honesty and integrity.

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    Customer Service

    Reviewed July 21, 2020

    I cannot access the portal to online banking. I click sign on; and the window says "loading;" but nothing ever pops up. Key Bank website said maybe my browser was wrong and that it should accept cookies and be Java script enabled. I have never had a problem before. I called Key Bank. After a transfer and lengthy hold, Abbey from online banking finally came on the line. She asked if I cleared my browsing history. I did that, prior to calling. Abbey said either try clearing the browsing history again or getting a browser, other the Microsoft Edge.

    I still have yet to get rid of one browser and switch to another. But I don't buy what Abbey is telling me; because my browser is up-to-date. It is set to allow pop ups from www.key.com. I need to transfer money from savings. I better not run out of my money in checking. The money in savings is MY money and it seems that Key Bank is not allowing me access to MY money.

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    Sales & MarketingPunctuality & SpeedHonesty & Transparency

    Reviewed July 17, 2020

    2 months ago I received a promotion in the mail from Key Bank saying if I opened an account using their code and waited 2 months following all their banking guidelines for direct deposit I would receive $500. What a great deal I thought. How is it that 2 weeks away from the promotion fulfilling its promise I log on to check my account and it shows my account is closed and my balance at 0. Promotions are hoaxes!! Shame on you!! Will never bank with Key again and advise everyone else to avoid their fake promos!! What a joke. I wish I could give no stars for the absolute waste of time and lies from Key bank!

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    Customer ServiceStaffEase of UseLoan Process

    Reviewed June 26, 2020

    Looks good on surface but when you get down to the details their service is terrible. Difficult to navigate, awful bank managers terrible phone service. I'm always impressed with tellers, I've used many different branches. Key hires good tellers. But if you work with auto loan reps, etc. it's a different story. And their phone customer service is not good.

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    Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed June 26, 2020

    I have had nothing short of a wretched horrible experience with Key Bank. These people look for vulnerability jump on it and attack you when you're not at your best or if you're just an easy target. They hate their lives and are nowhere near professional. They always make it about themselves and never the customers. I mean how many times can you call customer service or a branch and get a kind respectful considerate agent. Hardly at all within this bank. They virtually are nonexistent.

    I have never been so insulted by such blatant disregard instigated attacks perpetrated on me. For nothing more than in my real honest opinion these people hate their lives their jobs and the customers even more. I was served notices that I was told I could not enter another key bank branch without the law causing problems for me and all of this could have and should have been avoided. These people purposely talk down to anyone that they feel superior to even when they're clearly not and have zero people skills as well in regards to respect its completely thrown out the window.

    They come at you all barrels cocked and loaded when they tell you they're helping you get back money that was rightfully yours for a cancelled purchase or defected etc. Then they put you on hold for insanely long periods of time get back to you and find pleasure in being the bearer of bad news after basically telling you they're going to help you then completely taking the floor out from underneath you leaving you falling into a hole of debt. The way they make it all about themselves and never the customer.

    My account was wrongfully closed. I called the local branch in my city. The guy was cold calculated and repetitive instead of answering my clear questions about getting a check for my remaining balance. I rightfully got upset because they made it so I had a temporary zero balance until I received this check. The guy failed to answer any and all of my vital questions but acted as if he was holier than thou my creator and the one who finds the utmost pleasure in serving up bad news and no clear help or answers after disposing of me as a customer. So and in his abusive head a no good worthless person I was in that moment as if I caused him detrimental harm and hurt his feelings or something he seemed to find pleasure in trying to wreck my day with no clear answers as previously mentioned about how I would be getting my remaining balances for other final cancelled purchases just before this account was harshly closed.

    I was upset. I did feel talked down to treated as a lesser intelligent person than I really am. He purposely instigated a problem mistaking me for stupid and that's where the problem took off. I insulted him, hung up, called the other location in my city just so many hours later as their ignorance cost me vital sleep worrying about how and when I would hopefully be getting my money back.

    The manager at the other location a very spiteful lady chose to not help me after I addressed the situation in a mild toned manner. She purposely rather than help me defended the guy from the other branch after telling me to talk to him and after I explained calmly what he did during our conversation that was wrong and completely out of line. She purposely decided to not do her job in a polite way but to yell at me and get upset when I defended myself in every right way and I never swore at her. She made it about the vindictive bankers feelings from the other city branch and purposely decided to shoot me down of any answers so I called back, tried again. She then jumped down my throat telling me to never call that branch again.

    I was hoping I would have gotten someone else but I'm sure her guilty conscience though mostly nonexistent in that sliver of a moment realized how stupid she was acting picked up the phone to make her job easier again by failing to address my remaining balance and as mentioned I'm guessing it was that time of the month or something because she couldn't be bothered to help me but to tell me to never call again to make her little cushy job and life easier. I guess she couldn't keep up with reality and was classless in doing so and especially ignorant. It's like I hurt her feelings defending myself and just trying to get the answers about my final refund cashiers check that she never wanted to answer me about.

    She talked down to me as if I was a lesser being of sorts and as if she was superior to me and I was inferior to her and as if it was all about her and the other vindictive banker. In this sense it made her even more disrespectful and oblivious than the first banker. I know she knows better she just was a horrible person that wanted power over someone me in that moment. I'm fairly certain if she continues to go about business this way with people as she did with me by choosing to not do her job not be professional not help customers that are innocent people here and there as there are always good and bad customers. But I mean people that are loyal respectful customers and she attacks them for nothing rather than she hates her life, her job and is severely lonely because she has no one in her life so she makes it about herself at the expense of attacking people that are her customers.

    All I'm saying is if she and the other banker she defended keep up their ignorance and disregard they're going to get a very rude awakening someone is going to cost them their jobs by complaining to the right superiors or put them in their place and rightfully make them think twice about this insane abusive crap they're pulling as people don't change until their forced to or fired suspended if they're lucky. For the aforementioned people I mentioned no names as I hope if they ever grow a conscience after seeing this they also wise the hell up before they piss off the wrong person coming into their branch and then you can only imagine what comes next.

    So back to key bank as a whole. The online bankers are also horribly vindictive not even close to professionals. It nauseated me every time I hear the automated message stating this that they are professionals leading up to a bunch of immature idiotic parasites that will come at verbally and attack people by yelling at them after promising to help purposely all well aware after wasting quite a bit of your valuable time not helping you but instead ensuring the opposite. I'm sure very likely they also cheat people with health problems out of their medications that they needed meaning no refunding them for the wrong ones or tampered with ones making it so they can't buy the ones they really need to save their lives.

    Because of Covid-19 people mostly the elderly have to mostly stay home and file claims for this stuff. Their lives depend on it when they're at risk on a severe level and these agents waste their time completely as well. I know some people personally that were deprived by key bank of any rightful refunds has several hours day in and day out of time wasted with no concern from the key bank agents and these elderly people could not get their medication for serious health issues they were dealing with and said key bank agents just continue to carry on without a care in the world as to who they just hurt and that they're lying all the way to the bank and laughing all along the way at anyone and everyone they think they're better than and can hurt and deprive. If you care about your sanity and health avoid key ban. They're worse than the plague ever was.

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    Customer ServiceBilling

    Reviewed June 12, 2020

    After being a loyal KeyBank customer for almost 20 years they closed my line of credit because my credit score dropped. I did not miss any payments and did not go over my credit limit. I never got a phone call or any contact from them prior to them closing my account. I still have a credit card with them which is in good standing and a checking account also in good standing. Sad that they would make these hard times even harder for a loyal customer. Stay away!!

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    Customer ServicePricePunctuality & SpeedMaintenanceStaff

    Reviewed June 10, 2020

    I’m doing this review for my mom it’s based solely on unemployment benefits using the key2benefit debit card. The first couple of weeks everything was smooth then about 2 weeks ago her card stop working...She couldn’t withdraw funds and if she try to make a purchase it says decline. It was so confusing because we were looking at the card activity and there was nothing suspicious (thank god). We called customer service trying to get some answers and after waiting on hold for 45 mins the call disconnect. My mom freaked out lol and added her bank information to have it switched, we called back 2 days later and got hold of someone within 10 mins the guy was super polite and helpful. He said we can wait 7 days for a replacement card or pay $15 for 3 days that’s until he notice there was a DISPUTE CHARGE on my mom card and he couldn’t process the replacement.

    We spoke with a rep from the claims DEPT. and she asked if my mom was aware of a charge, she said yes and the woman unlocked my mom card which she was able to use within 5 mins. I am sorry to all the people that is having trouble accessing their funds especially in a time like this. I would say this company is serious with privacy and if there’s a unknown transaction on your card, it will lock unless you call to confirm you're aware. I took 1 star away because there could have been some sort of communication letting my mom know her card was lock because of a dispute charge. Other than that I will recommend using if you’re on unemployment. God is good. Blessings to everyone.

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    Customer ServicePunctuality & SpeedStaffBillingRatesHonesty & Transparency

    Reviewed June 10, 2020

    I am highly annoyed an disgusted with this bank that unemployment choose to assist with benefits. First started when my payments was default to the Key Bank. My card had expire since January 2019. And my address had change. The first representative told me I have to send documents as the agency did not relate a change of address to **. I comply and send numerous mail, only to get an email that it was not approved because the mailed was too old or they need a utility bill in my name. I called the number and waited 3 hours for someone to pick up in NYC. After they pick up I got a representative name Karlicia, she said she was gonna cancel my old card and reissue another. I give her my old address and my current address. She repeat it back to me. This all happen around May 24 and 26th 2020. I even mention that I tape all my calls just for my protection. I called on the first and ask when is my card gonna be at my residence. It was past 7 days.

    To be told that they had my current address but my old city and zipcode. The customer service realize the error and told me she will expedite a card, but I have to call back in 24 hours for the tracking number. I call back way after 24 hours to be told there is no tracking number and I just have to wait till the card arrives, (just like the so-called card before). I used to have access to the website now I cannot access it. I ask for help to be told I have to wait on a new card and create a new profile by Shanda. I also tape her conversation, she had no clue what to do. Told me she is gonna get a specialist, then return and said she can handle the problem. Well usually they can tell you the last 4 digits of the card that she so happen to see processing. She said she could not see it.

    Honestly this is the worst bank I ever encounter in my entire life. They lied holding on to people's money in a time where we clearly need all the funds we have. I think we should petition to have chase return and kick this bank to curb. Waste of time, it's like the holding our funds for their lousy interest rates in these trying time. They cannot even assist with a pin, NOTHING! Hopefully all will be well when we are the consumers but a stop to this dishonesty and inconsiderate behavior of KEYBANK KEY2BENEFITS.. If I can give 0000 stars I would..

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    Customer ServiceStaff

    Reviewed June 9, 2020

    Worst.. Take your money off right away. Do not put direct deposit or your benefits on this card. All my money was taken out of. Somehow hackers withdrew all the money. This company will not help you at all! Please do not use this card. I am dead broke now. No money. They do not answer phones. Please believe me. Do not use this card or company.

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    Customer ServiceTechPunctuality & SpeedStaffBilling

    Reviewed May 24, 2020

    At first I thought it was just a mess up as I'm careful with what I spend, getting my UNEMPLOYMENT being a Single Parent with two kids & being "laid off" due to covid-19 & have bills to pay ALONE!!! Soo..after calling number on back of card for customer service (as I TOO) couldn't access website with right user & password ID was told due to "card status"...couldn't give info. about account went to trying to reach out to Keybank Customer Service. Knowing they are supposed to be open 24 hrs a day & 7 days a week called & called being put on hold for hrs a time, finally after 2 hr hold got thru to a rep. who asked me One question, she says "are you reporting your card lost or stolen", I said "NO", to which she quickly replied talking over me,.."I have to hang up this call then, & keep the lines open"..& flat out HUNG UP ON ME??!!

    If I was locally in the area I CAN SAY,...I would have been these people's WORST NIGHTMARE, was in utter shock at the lack of total customer service especially during these times!!! Noticed all these reviews when I looked it up to see what in the creation was going on. WOWWWW...this has been going on for a week now for ME in Illinois, problems with Keybank & access to account, money, website, balance, the works...& Not ONLY THAT, but just found out I guess I'm probably one of the lucky 8% who may have had my god damn private info. like social security #, address, & account info EXPOSED being a laid off contractor????!!!

    Just can't wait to see what they do to us NEXT!!!! WOW!! And, at least NOW I KNOW NOT to expect things changing or being fixed possibly before my state is re-opened fully & my bills are piled up!!!! THANK YOU for people's reviews on here!!! Without them, A LOT of people would not know anything STILL about what's going on with THESE problems NOW!!! Keybank will be the next filing bankruptcy...WATCH!!!

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    Staff

    Reviewed May 22, 2020

    I am absolutely shocked at how many reviews I just read that are the same thing I'm dealing with. Key2benefits alerted me via text that my account was temporarily suspended and now it says deposit only and I can't access my money or any human being. How is it possible that this bank is still doing business? Is there anyone that can help us? I need my money to survive!! I would never recommend this bank to anyone!!

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    Customer Service

    Reviewed May 22, 2020

    KeyBank has been stealing. I been doing some shopping on Amazon. KeyBank takes off the money, puts it on hold, never Releases it so amazon takes out money off of my account and the money that was on hold never gets returned to my account. KeyBank steals it...and when you call they tell me Talk to amazon about it.

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    Customer ServiceCoverage

    Reviewed May 16, 2020

    Be ready!!! You can't withhold someone's unemployment benefits! You are the middleman, not the recipient! I'm gonna teach you a lesson about stealing! Worst customer service ever and these states need to take business elsewhere! There is not one good review on here! You should be ashamed of yourselves!!! Fix it Cuomo.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed May 16, 2020

    I noticed charges in a different state on my online account. Looks like someone has stolen my card number and actively charging at Walmart. It is my child support card and we need that money especially during a pandemic. I immediately call KeyBank and they actually answered, but say they can't help. They said they have nothing to do with key2benefits. They gave me the 1.866.295.2955 # and said they spoke to a lady today that waited 5hrs! To talk to someone! I just want to cancel my card! I'm watching someone spend our money and there's nothing I can do! I tried to cancel online through card management, but it says I have to call the number.

    I called on two phones - one the call disconnected at 1hr and the other call is still on hold and I'm at 3.5hrs so far! This is beyond ridiculous. Even with wait times being high I can't imagine their CEO waiting 3.5 hrs to say someone is fraudulently using a card and need to immediately cancel it. Why isn't there a better direct line for emergent card fraud! This is the worst service I've ever seen. People need their money to live on. I'm now in extreme stress worried if the person will empty out our whole account while I'm on hold for hours. This is the most agonizing thing. I hope they credit me back for all the charges. I hope it doesn't take days or weeks to reimburse me. I'm a single mom, this isn't unemployment, this is our regular child support I receive. My only choice is to keep calling and waiting on hold. I've lost hours with my family tonight while I stress and wait by this phone on hold. I'm so upset!

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    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed May 15, 2020

    I've been waiting for a tax return that was taken by Young Williams Child Support Services in the State of Kansas for arrears that had already been paid off. No one contacted to tell me that my income taxes were released to Key2Benefits card. Once I discovered after calling the Kansas Payment Center and Young Williams where the money went I contacted Key2Benefits to get a card. I was on hold for over an hour and a half. They told me to email them an address change with proof of address. I haven't received any confirmation that it was received or been contacted to verify this information. I am simply trying to find out where my card is because it has been over a week since I sent the email with the specific information they required. They told me the entire process would take 7-10 days. I am currently on hold and have been for two and a half hours. If they are overwhelmed with calls, they need to hire more people.

    This is the worst customer service I've received from any bank ever. If I ever get my money I will immediately withdraw it and put it in another bank. It is irresponsible of the State of Kansas to use this bank as contractor, especially when it is being used to distribute single mothers get child support and people on Unemployment to access their funds. I'm sure these government contracts are paying this bank a lot of money to handle these services. They should take the services they are supposed to provide seriously and professionally and not hold people's money hostage. If the bank can't handle the volume of customers that need the customer service then they should hire more employees or find a more efficient way to serve those customers. This is absolutely ridiculous.

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    Customer ServicePunctuality & Speed

    Reviewed May 13, 2020

    I currently have eight weeks of my unemployment money being held hostage by this bank!! Can't call anyone! Just suppose to sit here and wait week after week and still nothing!!! Where is the debit card they are suppose to send me!!! What right do they have to hold people's money like this!!! Rotten bastards!!! Do yourself a favor. Don't have any dealings with this bank!!! You will be sorry if you do!!!

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    Reviewed May 13, 2020

    Card status somehow changed to deposit only, I don't know how. Could never get ahold of anybody after countless hours of multiple different helpline numbers. Trash service. HOPEFULLY I found a solution, went to uplink, changed where the funds would be going (ex: personal debit card). I'll know for sure next week.

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    Maintenance

    Reviewed May 9, 2020

    I have not been able to get ahold of anyone about my Key2 Benefits card not working. I've been on hold for 24+ hours in the past week.. I'm sad that our unemployment has relied on a bank that is so incompetent.. I'm a single mom of 3 and no way to support them even tho the money is there.. Keybank has been a huge huge letdown and I just wonder how many people this has happened to...

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    Customer Service

    Reviewed May 7, 2020

    ** Key Bank. Shame people can’t even get their benefits when they need them! Lost my debit card. No luck on the phone for hours!!!! I give up! I have to move out of Illinois, somebody need their ** kicked.

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    Customer ServiceStaff

    Reviewed May 7, 2020

    Awful customer service! I kept getting declined with my debit card. The automated system says “due to the status of your card, we will have to connect you with a personal representative.” I have child support money that I absolutely need access to. For a week now, I call, get stuck on hold for over 2 hours just to hear a click when someone finally answers. They literally hang up on me. I’m beyond upset!!!!

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    Punctuality & Speed

    Reviewed May 5, 2020

    So my 89 year old mother who doesn't leave the house because of covid feels she should have money at home for incidentals. She writes me a check from Key Bank for $300 weekly. This week after standing in line for 40 minutes they decided they wouldn't cash the check. They said to have her write a check in my name they would cash it. What about the other countless checks I brought them that they did cash.. Remember I waited 40 minutes.. Hello.. Not happening..

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    Customer Service

    Reviewed May 1, 2020

    My debit card with my unemployment benefits was locked for no reason. I had emailed, and called for hours in the phone, I cannot even using my card for food grocery! I will contact one of the corresponding bureaus to escalate this. I see that I’m not the only one that’s going through this.

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    Customer ServicePunctuality & Speed

    Reviewed May 1, 2020

    What a terrible service they have!!! Waiting hours to unlock my card, however no one is picking the call! I was just trying to set up account to access my card details. Forgot my pin and then horror story begins!!! How come they become partner with state agency service???

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    Customer ServicePunctuality & Speed

    Reviewed May 1, 2020

    I been trying to change my PIN for days. I'm getting frustrated because I wait for hours on the phone just to get hung up on. I can't log in online because my account is locked due to me forgetting my pin. I'm going crazy trying change the pin. It's sad.

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    Customer ServiceStaffBilling

    Reviewed May 1, 2020

    I was sent the Key2benefits debit card for unemployment. Haven't had any issues with it 'til last week. Atm said I had money on the card but said the bank was unavailable for some reason. I tried to call for three days straight to contact a representative due to my card and account being locked. I have a lot of money on this card that is for bills and my kids to live off of and it's literally locked in the card. I can't use the card for any purchases. I can't withdraw it nor can I transfer the money to a different account and I have been on hd for 2 hours today. I'm beyond upset and will be figuring out out how to get my unemployment switched to something else.

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    Customer Service

    Reviewed April 29, 2020

    Customer Service is Non-Existent. Been trying to reach them to get a replacement debit card and I was on the phone for over an hour. Their online service offering is also lacking. How did they get an account to manage unemployment benefits? They obviously are in over their heads managing this.

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    Customer ServiceStaff

    Reviewed April 28, 2020

    I’ve spent a total of 12 hours on 4 separate calls trying to speak to representative. My password and pin weren’t matching up online and it’s now locked. I’ve call in the morning, the evening and twice in the middle of the night. Each time after several hours getting hung up on. So extremely maddening!!!

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    Customer ServiceRefunds & PayoutsStaffRates

    Reviewed April 27, 2020

    Key Bank refuses to help with this prepaid card. I have spent 15 hours on hold and get hung up on after 2 hours each time. Key Bank is committing a felony by withholding my thousands of dollars for their interest purposes. I have exhausted my ideas in trying to get my money. Next step is a lawyer and suing Key Bank for daily interest and ALL my money they refuse to give me!!!! Anyone else want to join me in this epic lawsuit?

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    Customer ServiceTechOnline & AppMaintenance

    Reviewed April 27, 2020

    I received my unemployment debit card 4 weeks ago. I only used it once and forgot the PIN? From that moment I've never been able to use it again! It won't let me reset my pin on the website and they don't answer the phone! You jerks got a huge government contract and you screw people like me who are NOT WORKING - How Dare you!!!!

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    Customer ServiceStaff

    Reviewed April 27, 2020

    I understand that we are going through a pandemic, but I was on hold to speak to a person for over an hour, then got hung up on. Tried several more times. Still no one answers. I have money missing on my account and no one is there to help.

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    Customer ServicePunctuality & Speed

    Reviewed April 25, 2020

    I have been waiting on the phone for 6 days for 3 to 4 hours. Someone finally answered and we were disconnected. I am beyond irritated. I feel my patience running thin. This company should definitely upgrade some things.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsMaintenanceTransparencyHonesty & Transparency

    Reviewed April 24, 2020

    I purchased items from an online store. They looked like a US company. I ordered in plenty of time, but I never received the items in time for Christmas. The company assured me I would receive them before Christmas. When I received them, I realized they came from China and they weren't the items I ordered. They were supposed to be custom items and they were not. Their phone number was never answered and the emails received from them were from China and in broken English. There was a communication problem with this company. I did a charge back on the order with Key Bank since I didn't receive it yet.

    They gave me a provisional credit and gave the company 3 months to respond. 3 months later I was given a letter from a person named Sarah stating they hadn't received an answer and that they were giving the company another 3 months to respond. I told Sarah that was unacceptable. Days later they took the money from my account without explanation. A week later I received another letter stating they had sided with the Chinese company. Stating it was a quality issue. I suspect Sarah didn't read my complaint or investigate. If she had, she would have realized this Chinese company had many other unhappy customers stating the same thing I was. If she had read my complaint, she would have realized they were lying to me so I wouldn't cancel my order. So they could send me their garbage and force me to pay for it.

    Thanks to Sarah at Key Bank I had to pay for it. But they lost a customer they have had for over 20 years. I had two business accounts, a personal account and a merchant account with them. I ran a lot of money through Key Bank through the years. Thanks to Sarah, no more. If they can do this to me, I don't trust them with my business assets and neither should you.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 20, 2020

    Absolutely terrible. I been on the phone for three days trying to get a new debit card for my benefits. I wait three hours then they hang up on me. So disrespectful. If you didnt wanna do your job quit. I need my money so I can feed my children. They know its a pandemic and this how they treat people. Unemployment should have made a better choice. Its people out here struggling. I dont not recommend that nobody use this bank. Horrible customer service staff.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed April 11, 2020

    I would never recommend this bank for anyone. Key Bank or key2Benefits. Shame on IDES and Illinois for using this fraudulent practice bank scammer of Americans money especially at a time of such with the pandemic and already life alternating and stressful time. My money is held by this company. For the automated 1-866-295-2955 lack of customer service that I have been on hold at 2 hrs intervals for 3 days now. To never speak to anyone at key2Benefits cause after on hold of the several times I have called for 3 days at exactly 2hrs I am hung up on. Call Keybank and told they are separate entity to only be transferred over to key2Benefits 1-866-295-2955 customer service to be hung up again after another 2hrs of an endless hold for nothing. I just want my money so I can go to an actual bank who gives a care about their customers.

    I just want my money so I can provide for my 2 sons being a single mother of them. I just want my money so I can provide a somewhat normal Easter after all in this pandemic that has stripped their lives of normalcy. My oldest didn't get to finish a normal senior year. I his mother didn't get to watch my son walk the stage to receive his diploma. Not did he get to experience his prom and all the other graduation occasions and once in a lifetime experience. My youngest is going on to 2nd grade wondering what will life be like not knowing how or what really waits in the future as does my senior. Now we have nothing to even be able to have a Easter to enjoy together as just the 3 of us cause of Key Bank.

    Due to the pandemic we already are celebrating without our other family members. This shall be one of the worst years of my life and thanks to Key Bank you have made it even worse due to your fraudulent practices. I will definitely be contacting attorney firms, agency, whatever works for fraudulent charges against your type of company, that is Key Bank and key2Benefits that have allowed practice of fraud on American's money that we have worked hard for and now can't even access it. Your customer service department is a joke as is your online site. Shame on all involved in this scam you call services.

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    Customer ServiceBillingTimeliness

    Reviewed April 10, 2020

    I have a Key Bank debit card used solely for deposits from the government for my 2 foster children. 3 times since June 2019 (it's April 2020) my card has been "temporarily suspended" because of a recurring monthly payment. My deposit never comes the same day and there are times my account is called upon before the funds are in there. Every time this happens....suspended....I'm am currently on the line for going on 4 hrs total today trying to get to the fraud dept. It takes 3 mins to resolve this.

    We are in the middle of the covid 19 pandemic, I have 2 children to feed and although I have plenty of money on my card I CAN'T BUY GROCERIES. I'm beyond done with this mess. This is the most ridiculous mess I've ever been a party to. They've been told repeatedly about this and still they lock the acct. I'm taking my money to a local bank where I can speak to someone when there's a problem. I'll never bank with them again and wouldn't advise it for anyone else!

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    Customer ServiceTimeliness

    Reviewed April 8, 2020

    I filed a dispute with KEY BANK because I purchased a product but did not receive it. They told me to go to the merchant. I gave them all my emails where I tried to reach out to the merchant 3 times but no response. When I asked the dispute center if Key Bank don’t stand behind their customers and she told me NO and that is the wrong technology used by the our GOVERNMENT.

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    PriceOnline & AppBilling

    Reviewed April 1, 2020

    I have an simple debit account with zero fees with KeyBank. It has been a good account until I started seeing retroactive charges such as ATM inquiry which I have online app so why would I need to check my bank on a NonKeybank ATM? Now I needed to pay a bill so I transferred some funds via Zelle to my account from husbands and I see they put a 2 day hold on my account of $127 putting me negative. I only add money to my account via Zelle from husbands account so there was no check deposit that would had been held. I've watched my account all week and there is no reason to retro hold money. My account is useless until "hold" of all my money is released. This is concerning because I got no alerts, etc. Very poor banking.

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    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed March 27, 2020

    I applied for a job that I have ten years of experience in and this bank said I was overqualified and now I work for their competition. My work history is nineteen years long, have worked since age twelve, and have worked many 80 hour work weeks, but a hard worker who learns quickly and is motivated to be successful isn't what they wanted.

    Additionally, I've a mortgage with them and they take three months to report my mortgage as being paid to the credit bureau and so my score rarely ever goes up and there isn't any positive reaction from my involvement with this bank. Their mortgage staff aren't taught the difference between hazard homeowners insurance and private mortgage insurance. Each year they send me a statement of how much equity I've in my home, and I canceled private mortgage insurance 3 years ago, and yet they tell me that I am still paying it when I am not paying it and I've proof I'm not paying it...

    Their staff has difficulty differentiating a check that is a payment to the bank they work for and a check being paid to an actual person who isn't the bank itself.... Be ready to explain yourself whenever you need anything and be prepared to spend an additional five minutes to two hours to explain the basics of every elementary situation. I've trained people before to handle the very terminology that they misinterpret and then they denied me a position actually working for their company, and at the same time they falsely report my mortgage balance to the credit bureau.

    Incompetent employees. Underqualified employees. I work for their competition. Love my job. Have a nineteen year work history, and I have been informing everyone who can hear and speak English of the chaos of this bank and reasons to bank elsewhere. Thank you. When I have my own business I won't be banking with you, nor will anyone I do business with. Your loss, not mine. I congratulate you on your stupidity.

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    Contract & TermsPrice

    Reviewed March 24, 2020

    Here we are in the midst of a pandemic. I am in the hard hit state of Washington on a Stay-at-home order. I am a single mom of 2. My bank, KeyBank charged me another $21 in “regional ATM fees” whatever the hell that is... And caused my rent check to bounce. This cost me an extra $50 fee. I get the money together and in the account and get his with a $2.99 fee I wasn’t expected which puts me -.09 and yep they tell me they will be returning my rent because of that too and won’t do anything about the fees.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed March 18, 2020

    My mother was a customer for around 60 years. As she aged, the KeyBank branch in Harrisville, UT, suggested I be added as an authorized users on her account in order to help pay her bills. After her death, I notified her branch of her death, gave them a copy of her death certificate, and closed her safety deposit box. I put the card on Tyler **'s desk and asked what to do with the card. He said to continue to use it. I've been making my monthly payments each month on time. I made the October, 2019, payment October 21 (due 10/24) and received a confirmation email. A few weeks later, I received a letter addressed to my mom saying she hadn't made her payment. I contacted the branch, who had to do some research.

    They left a message the payment had been reversed due to insufficient funds. I then obtained a transaction history from my bank showing almost $2,000 in my account at the time I made my payment and that KeyBank hadn't even tried to make a transfer. I left a message with Tyler requesting a meeting to straighten this out and told him I had proof the payment hadn't been reversed due to insufficient funds. He kept putting me off (I have text messages as proof), then wouldn't get back to me. By this time, KeyBank had reported a delinquency on my credit report. I then filed complaints with three governing agencies. I received a letter from the Office of the President of KeyBank stating I was misinformed and that the payment had been reversed because they couldn't find the account.

    Interestingly, they had been crediting my payments for months, now they couldn't find the account. KeyBank had also stated they don't report authorized users to the credit bureau. I sent proof of the report to the credit bureau, proof of the text messages, and my bank transaction history, but haven't heard back from them. I made my February, 2020, payment and received a payment confirmation email. I just received yet another letter again addressed to my deceased mom, saying she hadn't made her payment. Here we go again, and I haven't gotten the October, 2019, situation fixed. KeyBank doesn't follow their policies, they don't communicate within their bank and they lie incessantly. Don't trust them and don't put your money in their bank!!!

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    Customer ServicePriceStaffBillingLoan ProcessRatesHonesty & Transparency

    Reviewed March 12, 2020

    Went to get a boat loan. We were told with our credit rating, lack of debt and income it would be no problem. We turned in our paperwork three weeks ago. We make over twice what the loan is for, have only a home loan, almost always pay off our credit cards every month, and have a 800 credit rating. Just yesterday we were told that since our loan was for so much we needed to provide dealer cost for the boat. They knew the amount of the loan three weeks ago. Why did they not ask for all this and tell us what was going on three weeks ago?

    Just today we were told it could be two more weeks until they "decided" to give us the loan. Are they our of their minds. We are to take delivery in a little over 4 weeks and now they are telling us this. On top of the they were trying to get us to move business accounts over to them. Seriously... I can't imagine ever thinking anything kind about Key Bank again nor will anyone we know hear anything but a stay away recommendation. This bank is totally unethical and will never hear a decent word about them from us. After all they told us this is completely unacceptable and we are having to move on to other banks simply because they were not honest with us from the beginning, dragged us along and are now telling us we might not even qualify. A totally demeaning experience.

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed March 11, 2020

    I don't know where to begin. All I can say is this bank has the worst customer service I have ever experienced in my entire life. And that is not just a particular branch, it is every single Key Bank I've ever dealt with, and ALL of their customer service anywhere that I have experienced. Ordered a debit card due to the one I have being expired. They never sent the card when we ordered a new one.

    When we called after waiting for it for 3 weeks, they said it had been mailed out 2 weeks prior, checked that our address was correct and then said if it didn't come in the mail by end of the week, call back and they'd expedite it. Well it didn't come, so we called. They then told us we couldn't have a card sent/expedited, because we had changed our address. Now, we NEVER changed our address, have had the SAME address the whole time we've banked with them. Never changed. But they are on the phone saying we did change the address and they won't now send a new debit card for 30 days. So of course we are not understanding this, get to a supervisor who tells us in order to get a card mailed, we have to email them, PROVE to them we never changed our address, then also give them permission to change our address to the new one (I mean wtf, we hadn't changed a thing!) SO we do all that.

    The NEXT DAY, the card we originally ordered shows up in the mail after 45 days - but it's now cancelled. It took 2 more weeks for a new one to arrive. Now, I have SEFCU and when I ordered a debit card from them it took 5 days. Now that I have a new account with SEFCU, it's farther away. I received a birthday check from my in laws. I went to Key Bank to cash it, I had just renewed my license and had my old photo ID, and the piece of paper that tells you that you renewed your license from the DMV, which they tell you acts as your ID, you can use it in the store, etc.

    Not at Key Bank. They would not accept the documents the DMV gives people when they renew their license. They said ONLY a photo ID, no matter what situation you are in. Key Bank, their customer service, and every person that works for them are what is wrong with this world. I will never bank with them again. SEFCU is far better, and their customer service is stellar. Key Bank is awful, bank anywhere else don't find out for yourself.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed March 6, 2020

    I paid my car off almost a month ago and still have not received the title. I call weekly and they tell me it's in the mail. Is this some kind of mind game? I need to sell this car but these feet draggers are holding up the entire plan. This ** is bananas, b-a-n-a-n-a-n-a-s.

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    StaffLoan Process

    Reviewed Feb. 25, 2020

    Beware of this bank. They have very strict rules and unnecessary fees. In fact I applied for a small car loan and even though my credit score was above 700 my application was rejected because I had previously sought the help of a debt consolidation company. Afterwards I received a 400 dollar offer from Key Bank stating that if I deposited 500 dollars or more into a new account they in turn would deposit 400 dollars into that account. However as soon as I opened the new account they placed a restriction on it and froze my initial deposit. Worst yet they then proceeded to close the account and retain my initial deposit. Frankly speaking Key Bank is horrible. Take your money somewhere else.

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    Customer ServiceCoverageSales & MarketingRefunds & PayoutsMaintenance

    Reviewed Feb. 18, 2020

    My truck came with a defective part which I pointed out to the sales manager. He refused to replace it because it is not one of 'their' parts. It was a part to hold down the cover on the back of a pickup truck. They promised then to replace when I spoke to the Sales manager and told them they could have the truck back because it was dangerous to drive the truck without the part as the whole cover would SLAM up against the back window when it is windy out. This was over 5 weeks ago that he ordered it and now refuses to take my call when I call for status of the piece. I called Key Bank saying I won't pay for a truck that is too dangerous to drive, and they told me to call a lawyer. THAT IS ALL!!!! THEY WON'T STAND BEHIND MY PURCHASE.

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    Reviewed Feb. 6, 2020

    Good advise.. Take your money to another ACCREDITED BANK.. This bank is not reliable, they grossly mismanage accounts and they make you jump through hoops and red tape then put UNREASONABLE HOLDS on checks deposited into your account. This bank is into doing dirty shady wrongful business and their customer assistants are the bottom of the barrel and are #BOTTOMFEEDRS in all respects.

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    Customer ServiceMaintenance

    Reviewed Feb. 5, 2020

    Security is too secure. Can't get in my own account. Password does not work and should. Failed security questions and should not have because I write everything down in case I forget. They are very insistent on texting verification, sorry I do not text. Now this bank says I have to go to my branch which always has a long line due to lack of tellers. Now after nearly an hour on the phone with Key Bank and now speaking to a supervisor who also insist on text finally comes up with a resolution for voice mail to leave me the code. This finally worked and the first person I talked to should have offered.

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    Customer ServicePricePunctuality & SpeedBilling

    Reviewed Feb. 4, 2020

    They nail you with all sorts of ridiculous fees, especially when using your debit card. For at least 4 months, there was a charge of $28.75 that they kept saying I was taking out of my cash machine. YOU CANNOT TAKE THAT AMOUNT OFF A CASH MACHINE. No one ever has access to my card or account, but the activity kept occurring. They have not, to this day, found out the reason for this odd transaction to take place. I've spent so much time on the phone with them, its ridiculous.

    I deposited a $5,000 check for Christmas. The teller told me she would NOT put a hold on it, as she knew it was for my children's Christmas present. I began shopping, and 2 days later, they put a hold on it, claiming they thought it was fake. The check was from Wells Fargo, a well known bank. At this point my account had everything bouncing. I have had to stop 3 debit cards, and we all know how frustrating it is to have to put all of our new information into how we pay our on-line bills etc. It has been a NIGHTMARE! If you use your debit card at a business that runs your card as an ATM withdrawal, Key charges $12 dollars, which you don't know about until it's already taken from you. Who the hell does that?? All I can say, is that I will never go back to Key, nor will anyone I know. Banking should be simple. My entire experience with them has been awful.

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    Customer ServiceContract & TermsPunctuality & SpeedStaff

    Reviewed Jan. 28, 2020

    Pros: Was able to easily open up an account online. Approval was fast. There are lots of branches and atm's all over (which should normally be a convenience). App works reasonably well. Only $10 required to open. Cons: Security questions I just set up didn't work. My first deposits were mobile deposits. A hold was placed on them for 8 days (from 01/14 to 01/22). No part of the funds were made available to me. I was told that I would be receiving a debit card in a week, but no debit card had been sent at all.

    When I called customer service I was treated rudely and the representative I spoke to didn't understand what I meant by "Deposit Agreements" even after I explained it to her. I was also mailed documents which I was told I needed to sign and return then found out from the branch manager (Scott) that there were no such documents required.

    I became dissatisfied with the "service" I received and decided to close the account only to find out that I had accidentally agreed to pay a $25 closing fee during the first 6 months. After I closed the account and paid the $25 fee I decided to un-enroll from online banking because I don't need it now and was told (via chat) that if I did I would never be permitted to open an online account through KeyBank again. Never. NEVER. That seems kinda strange to me, but I consented.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 23, 2020

    The Key Bank website prompts customer to answer questions to which have never been asked to gain access to the individual's own account. Upon calling in hopes of getting back into my account and being sent to numerous departments and being asked many questions and answering them correctly, I am still no further to gaining access to my personal information. NO THANKS TO KEY BANK. Highly do not recommend using this banking institute.

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    Customer ServicePricePunctuality & SpeedStaffTransparency

    Reviewed Jan. 15, 2020

    A few years back Key Bank abruptly locked my account with no explanation when I was traveling, effectively stranding me in South Carolina. When I got on the phone with them they told me the only way I could unlock the account (they erroneously locked for no reason) was to appear in person at a Key Bank branch and prove my identity. When I asked for the location of the nearest branch, I was informed it was in Virginia, something the customer representative I was speaking with found endlessly amusing. I on the other hand did not. I had to borrow money from a relative to buy a plane ticket home because I had no access to the $5,000+ sitting in my checking account.

    Needless to say, I immediately removed all of my funds from Key Bank when I returned home and set up all my accounts with another bank. To add insult to injury, however, Key Bank bought out my new bank a couple of years later, making it necessary to change banks AGAIN to get away from them. They are the worst bank on earth. Avoid them at all costs.

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    Reviewed Dec. 31, 2019

    An unauthorized person fraudulently accessed my checking account, with the assistance of a Key Bank employee, emptied all the money out of it ($44,470) by transferring it into his account at the same bank, then closed my account. And despite numerous contacts with Key, they refuse to do anything about it, even resorting to lying to me to try to find an excuse for how it happened! I'm being forced to go to the police because Key bank refuses to admit their responsibility in this matter.

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    Customer Service

    Reviewed Dec. 26, 2019

    Do not waste your time or money with Elkhart Indiana branches. They are constantly hitting people up with NSF fees for 38 dollars and 18 dollar service fees. Took 100 for a 7 dollar mess up when I was in hospital with heart attack causing a financial burden in return taking food out of my children's mouth. Called. Told my situation with a lying response saying their hands tied....B.S! I'm taking my business elsewhere. Beware they will steal from you!

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    Customer ServiceStaffProcess

    Reviewed Dec. 26, 2019

    Early in 2019 I purchased a used car from a local dealership. They put my loan through Key Bank. Decent rate, easy app, convenient payments. This, so I thought was good. I immediately opened a checking account with Key Bank and moved an ample amount of money into the account to cover the car note and set up direct deposit for the same. All seemed to be fine for many months. I made a decision at the beginning of December that I preferred their bill-pay and other services to my current financial institution so I did some budgeting and opted to move all of my bill payments to Key. Made the appropriate changes to my direct deposit. I started collecting the information I needed. ALL was a go for January 1st, 2020.

    December 23rd, I received a registered letter in the mail from Key Bank indicating that my account was to be closed on January 16th, 2020 and my ATM / Debit card would be cancelled as of December 31st. The reason cited: "High Risk to Bank". I immediately called their "Financial Wellness team" (Sort of an oxymoron) and was treated not only as a criminal but as if I had not thoroughly graduated 2nd grade. As all the representative would do is repeat the line in the letter indicating "High risk to the bank"

    OK So one horrific representative happens. I get it. I finally hung up and called back. Got a different representative on the phone. EXACT SAME RESPONSES. As if they are solely programmed to treat people as 2nd class citizens. Hmm. 3rd Rep, same response. I finally tried calling the main customer support number. I mean, this has GOT to be a mistake. I have never had a bad dealing with Key up until this point. Nothing was derogatory, nothing was amiss. Customer support was just as bad. I spent 45 minutes on the phone waiting for a supervisor, only to have the representative I was on hold with hang up on me for absolutely no reason, I asked him what was taking so long and to please look for a different manager or supervisor. CLICK!

    I called executive complaints. Yeah. That's a joke! Yes, at this point I am aggravated and distraught. I was very much choking back on my emotions so that I could have a professional conversation. After all, the people answering the phone are not the ones who are making the decisions. Well, Supervisor in customer support (After my 2nd call back) immediately transfers me to "Financial Wellness" After defining insanity with a repetitions unsuccessful process, I called Executive Complaints. Good Lord, Someone at an institution of this size has to have enough common sense and empathy to at the very least listen to what I am saying. WRONG! Executive Complaints flat stated that there was no escalation process and whatever information that "Financial Wellness" has provided me is precisely what it is. And "I had best get my money out of that account"

    At this point, as they are hoping, I have given up trying to come to a resolve with Key Bank. I would LOVE TO know what about my profile provides any risk to the institution. But alas that information apparently is not privileged to the person to whom it negatively impacts. Only to some back office person who makes the call. Full Disclosure. I HAVE had financial issues in the past. They are cleared up and have NEVER been brought to Key Bank under any circumstances. All I want to know is what about my account indicates that me being a customer has some sort of "Risk" to the bank. ----

    Hopefully this review helps someone avoid the pain I am going through right now trying to reverse everything I already have in place. Especially here at the holidays where most organizations are running in some variant of a skeleton crew. I have to spend the last few days of the year scrambling to counteract this trainwreck without me understanding WHY I am doing this. 1 day's loss of work to make sure it all plays out. Glenn ** Massachusetts.

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    CoverageOnline & App

    Reviewed Dec. 24, 2019

    They consistently manipulate the information we see in our online mobile apps. They consistently place holds on your paychecks and deposits for as long as possible. Just so they can charge you ** insufficient fund fees of 38 dollars a pop. I have been kicked out of the app only to see no information then different information as I log back into my app. It'll literally keep changing the order of debits and authorizations. They consistently alter the order in which they were charged. So you have ** amount of money and you spend $30 so they take your ** amount and subtract $30 and it shows light grey "pending" still and you deposit $100 so it shows your money minus $30 and then it shows the $100 credit as pending and then it'll take the $30 from your new $100 "pending" credit thus effectively double charging you while covering it up.

    They love it if you use your debit card often as it's easier to trick us. Their app is buggy and won't let you take screenshots to prove their malfeasance, I have to use an older iPhone in order to record/photograph when it happens, which is only when I'm home and near my old phone. I don't lug it around with me limiting my ability to prove what I'm seeing on my end.

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    Customer Service

    Reviewed Dec. 21, 2019

    I have tried to transfer my retirement funds from Keybank to my ADP work retirement account for several months. The customer service is so inept that they are not able to write a check to the receiving institution for the benefit of (my name). I kept getting transferred to different people who could only do one action like a robot and that was to simply send me a non-certified check under my name, which did absolutely nothing for me since they couldn't follow basic instructions. I ended up taking the tax penalty since there was nothing else I could do.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2019

    Keybank has the absolute worst customer service. They are very poorly trained and do not communicate well at all. They provide misinformation that results in further issues and disputes. When you try to resolve a dispute they make you jump through hoops and over hurdles and do not keep accurate or detailed case information. So each time you call back or followup to make progress you have to start all over again with the issues. That is after you spend 2-3 minutes each call using their convoluted automatic phone system - having to type in account numbers and social security numbers several times. I have been dealing with an issue for several weeks now and they just keep going in circles. I do not think I have ever been more frustrated in dealing with a company. If you can avoid using Keybank you will save yourselves I great deal of angst!

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    Customer ServiceStaff

    Reviewed Dec. 6, 2019

    KEYBANK does not follow Mastercard chargeback regulations. We disputed a transaction ($3600.00) from a dishonest contractor. We disputed this as quality of services because we were unable to use anything that was done by this contractor. We sent a letter, proof, even other contractor invoices showing the repairs. Key Bank provided the provisional credit on the 10th day, then sat on this case until the very last minute to investigate this dispute, then sends a letter that they cannot help us on a "Quality of goods" dispute. INCORRECT!! They never even attempted a chargeback on our behalf!

    Little do they know, my husband works at another financial institution (very high up in the disputes dept.) and manages these types of cases almost every day! So after the first lady (Arriana) said a supervisor would call us back after 48 hours, then actually hung up on us??!! Then of course we waited to take that up with a supervisor, who never called. We spoke with James on the 3rd day of no callback & he told us that Amanda (the supervisor who would not take the call) says that the dispute resolution still stands. After I advised him I would be filing a complaint, his response was, "Do what you have to do!" Soo rude!

    Needless to say after no help from these 3 individuals, it is very clear that this bank should not be doing business if they don't follow the guidelines. We will be filing a complaint with the CFPB (Consumer Financial Protection Bureau) as well as the BBB. I suggest everyone that has issues concerning things like this also file complaints because they are out of compliance with the things they are doing as a financial institution and this needs to stop!

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    Staff

    Reviewed Nov. 25, 2019

    I have banked with many banks and Key Bank is below a 1 star rating in my book. Slow to deposit funds, sometimes waiting 4-5 days to deposit business credit card funds. They hold deposits and put debits and checks through so they can charge your account multiple non sufficient funds charges. I eventually gave up ever resolving this issue and changed to a local credit union bank. NEVER had trouble with this issue again!

    This was a "free" business checking account. It was inactive with a small amount of funds in it. Key Bank converted it to a regular checking account with charges without any notification. Then they let it go into a negative balance from monthly fees and then turned it over for collections to ChexSystems credit service. Key Bank put a negative note on our business and each individual that was a signer for the account. It was impossible to get a hold of anyone at chex system to correct the problem and when I went directly to Key Bank, their staff was unable to correct the issue. Again, KEY BANK is a bank to avoid at all cost. Chex system has no one to contact to contest these.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Nov. 21, 2019

    Key Bank has a terrible customer service online. We live several hours from the branch so had to handle business online. On 1-13-17 our payment amount was $749.84 Plus we would send an extra 200.00 to be applied for principal, which it was. Then on 1-17-17 I sent them a principal only payment of $1350.00. They did apply that 1,350.00 to principal for a total payment of 1699.26 + 600.58 interest for a total amount of $2,299.84. For sending the additional principal they charged us an additional 75.00 in interest. The month before the interest was 515.85. We paid on the same day each month. Why would we pay more interest when we sent an extra 1,350.00 to be applied to principal.

    So for our February payment they do not take a payment. The following one they charged us an interest payment of 749.84 and applied nothing to the principal. The following month they credited us 44.09 + 705.75 in interest for 749.84. They did apply the extra 200.00 we send a month to principal. By May they had used up all the money we sent for principal in interest. We have auto withdrawal from a checking account for our payment. They decided not to take it in February so they could use all the principal payment for interest. I called. They several times trying to straighten this out and go nowhere. Finally a lady told me they were not going to do anything to fix it.

    In February 2018 I received a letter from Sean Andrews, Senior Vice President, Consumer Lending of Key Bank, Saying "a portion of the payments were applied to accrued interest rather than outstanding principal. As a result you were assessed interest on a principal balance that was higher than it would have been had the payments been applied just to the principal balance". Of that 1350.00 they credited us with 57 cents. They never took our February payment out of the checking account that was set up on auto payments. (And that is the only time they didn't take the payment.)

    I tried to get them to correct it. They never would. I never touched that payment amount and left it in that checking account until we just closed it out when we refinanced our loan paying them off. This was criminal what they did and they refused to make it right. I contacted Job ** on March 26th asking him to make this right. He looked into it and after it was all said and done said they only owed us 57 cents which they had credited our account. I asked him to send me the information that was sent to him. He said he would but never did. There should be a law against this. I feel they committed fraud. I have all the documentation to back this up. I would never do business with Key Bank again.

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    Customer Service

    Reviewed Nov. 5, 2019

    I opened checking and credit card with Key Bank recently - they offered me $300 but I am afraid the bank recovers the $300 thru outlandish fees and penalties. I can't get a straight answer from their 1-800 call center - and the local bank operates like something from the 19th century. I'm afraid to close the account because I am sure they will penalize me for "early" closing. When a deal seems too good to be true - it usually is.

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    Customer Service

    Reviewed Oct. 31, 2019

    I've recently applied for unemployment benefits and my card is still not here. It's been since the 18th of October. Should I wait or call them and get a new card. This really sucks. I got laid off and they have me going to appointments with no money and having to meet ends. Just a horrible first time experience with this bank.... Is this a similar type of thing that happens to people who get Key Bank accounts.

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    Contract & TermsStaff

    Reviewed Oct. 29, 2019

    I have experience two times in the past year with Key bank in Schodack and Valatie, N.Y. All the people I have dealt with have ALL lied to me about my loans. They start out telling you one thing and keep changing the conditions with the amount. We got a mortgage though them and had to close two different times because of their mistakes and what Terms we ordinarily agreed upon was changed repeatedly. Then we went for a line of credit and that changed three times and we still have not closed. Stay away from this bank. Do business elsewhere. I would rate them a zero!!!

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    Customer Service

    Reviewed Oct. 28, 2019

    My husband died and I received a Probate Court court order to have the money in his Key checking acct transfered to me. I went to my local Key Bank and presented all necessary paperwork to transfer the money. I have yet to receive any money. I have gotten a run around from the branch office and now from the executive office. It seems that Key Bank believes they do not have to honor a court order or drag it out indefinitely. I have never experienced such blatant lack of customer service. I am now forced to seek legal action to obtain money that has been court ordered mine. I would not recommend Key Bank to any one.

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    Reviewed Oct. 26, 2019

    I am a published author and well established artist who had an account with First Niagara that was bought out by KeyCorp. When I set up my First Niagara bank account I also set up a business account and I explained that I receive checks written out to both my pen name (also my artist name) and my birth name and that I would need to be able to deposit both of them in either account. The pen name signature went onto the account paperwork for both accounts, the personal checks had my birth name and the business checks had my pen name plus a dot com which is the name of my registered S Corp in NYS, and everything worked fine for many years.

    When Key Bank took over they retained the banker with whom I set up my First Niagara account and I checked in with her and was told everything would stay the same - and it did for years - until today. I went to deposit a check in my personal account made out to my pen name and I was told they couldn't deposit it in my personal account but would deposit it in my business account that has my pen name plus a dot com at the end, which is how I registered my S Corp. in NYS. I explained everything several times to no avail and the banker with whom I first set up my account did not come to my defense but stayed behind her teller window.

    This new Key Bank manager I had not had the pleasure of dealing with until today rudely told me what my birth name was which infuriated me - I have 3 published titles available at Amazon and Barnes & Noble with my pen name and have sold hundreds of paintings with my pen name AND deposited all proceeds over the past 13 years in check form written out to either name AT THAT BRANCH! Today I withdrew my personal account money and deposited it with the check they would not deposit in my personal account in my BOA account.

    Now I will have to contact my suppliers that I have accounts set up with and tell them to hold onto my account billing until I can move my business account into BOA. Key Bank also put a hold twice as long as First Niagara on checks I received from clients that I have licensing deals or publishing deals with that send me quarterly payments. They also put a 7 day hold on checks over $10K that my other bank only holds for 1-3 days. Last week they put a 7 day hold on one of my oldest licensees quarterly checks that I was told would clear the next business day. That caused for me to have a negative balance for a day.

    When that happened I confronted them in person at my branch in Valatie, NY and I was told I would not be charged an overdraft fee. Guess what? I was charged an overdraft fee. I asked for and was not given an explanation why the check had a 7 day hold on it. KeyCorp IMO is a criminal enterprise. I will close my business account as soon as humanly possible. STAY AWAY FROM THIS BANK!

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    We have been dealing with Keybank for the year. We wanted to refi our home loan so we set up a meeting and got it started. The loan rep told us it would be about 45 days but would try to get earlier. This is 69 days now. We have repeatedly requested status only to be told a month ago the underwriting supervisor had it on a rush, which each week they tell us the same thing WHEN WE ASK never just for y info. Now today after emails and phone calls a supervisor calls me saying they are waiting on income verification (which they have done 3 time) and he can't promise anything, but it's being rushed. The same delay tactic as the whole time. I love the Keybank people in Orting, WA but I WILL NEVER APPLY FOR ANOTHER LOAN through Keybank again.

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    Reviewed Oct. 7, 2019

    Every time I apply with them for a business loan they deny it. 10 years and several applications and always the same grey denial reason. I have a high credit score. Get approved from other banks all the time, but KeyBank is always in deny mode. I think their underwriters are inexperienced and are many of their loan officers. Apply for a loan elsewhere and save yourself a lot of time.

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    Customer ServiceStaff

    Reviewed Oct. 1, 2019

    My original bank was First Niagara and they sold my account to Key Bank. What a nightmare! For few months I was sending the mortgage payments by mail. Now my house is in foreclosure because they said I never send the payments. I have all the proper evidence that shows they did cash the checks but apparently they never applied the payments to my account. I have been back and forth with them. Customer Services is terrible. Every time I call is like I have to make the all story again. The hired a lawyer now to manage all the account information and they don't let me talk to the bank directly. DO not make business with them!

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    Reviewed Sept. 28, 2019

    Basically I deposited a check I ended up believing was fake. I went to Key Bank and explained everything right away. It took Key Bank 2 weeks to look into this issue, all the while my account was frozen. After two weeks they closed my account. This is my direct deposit account. Now I have to somehow get my check from work. I have been a customer for 6 years now and have not done anything wrong besides this time. So basically Key Bank sucks, I wouldn't recommend them to anyone. To just close someones account after one accidental incident is bull.

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    Reviewed Sept. 27, 2019

    Key Bank just closed one of my accounts. Unfortunately for me, it was my direct deposit account. Now I can't even get my paycheck. AFTER 25 YEARS BEING A LOYAL CUSTOMER. THANKS FOR NOTHING KEY BANK. Lynn

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    Customer Service

    Reviewed Sept. 19, 2019

    Apparently someone disputed transactions for payments coming into my account. KeyBank doesn’t notify me and all of a sudden I am out of $765. I tell them this is fraud, open a dispute.... on day 10 I’m told credit will process. Day 11 still no credit. I call them and I’m told they need more information to investigate. Wait, you just realized this on Day 10? Sorry, no. You are scammers and thieves. Then I ask them to email me the document so I can save a little time. They send me the letter, not the document. Call them, on hold 20 min before they ask if they can call Me back? Come on. Moving my money elsewhere immediately. Company is a joke.

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    Reviewed Sept. 19, 2019

    Cashed third party check in my checking account. Check cleared next day. 14 days later my account is under restrictions for fraud. Bank refuses to talk to me as to what is fraudulent. Filed complaint with CFPB, now they say that’s reason for hold, basically telling me we’re going to punish you for filling complaint. In any case, any law in place to protect consumer, they’re wiping their feet on it.

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    Staff

    Reviewed Sept. 16, 2019

    I had some fraud happen to my checking account and someone took over $400 and I was in between paydays... Key Bank does not give any credit during the investigation and I’m on day 8 still without my money!!! Don’t do business with this bank. They don’t care about their customers...

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    Customer ServicePunctuality & Speed

    Reviewed Sept. 14, 2019

    Don’t even waste your time. Worst customer service ever. Went to local bank AND submitted proof of my address to their email and never received my debit card. They said I didn’t request one. Wouldn’t you think DUH she needs one for a CHECKING ACCOUNT. I never heard of such a thing. Very slow replies. They closed my account due to no activity. I’m sorry but I’m not putting money into the bank account till I get my debit card. They pretty much refused to give me the card despite confirming my address twice, and somehow you guys also didn’t get that information? Ever?

    Doesn’t make sense. Just plain stupidity. Worst bank. Waste of my time. I didn’t even know my full bank account number till days before they closed the account. I’m glad I didn’t give my work my new bank account number, that would’ve screwed up EVERYTHING. I’m also glad they closed my account, I will NEVER reach out to their branch EVER again. I just can’t wrap my mind around it still. Crazy.

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    Customer ServicePricePunctuality & Speed

    Reviewed Sept. 10, 2019

    I am a small business owner. Went to this vile den of thieves and liars to save money on my business credit card processing and bank fees. What an expensive and stupid idiotic mistake it was for me to believe a word that vomited from their lying criminal mouths. I was already using Square and was looking for a better rate. They sold me on Clover and before I was done I was $260 in the hole on undisclosed fees, equipment charges and processing fees. I called to discuss it with them. Said they would call me back. HAHAHAHAHAHA HAHAHAHAHAHAHA. Guess what? Never happened!! Bite me **.

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    Customer ServicePriceStaff

    Reviewed Sept. 5, 2019

    I opt out of the overdraft protection to avoid paying $38 for $15 or less transaction from an online charge that I either forgot to cancel after free trial or just simply don’t have the funds and am able to do w/o till funds are there. Key Bank will still charge me for the small things I was hoping to avoid by opting out! I’m a single mother with only one income (not easy to hold on to money, even when I try). If my car breaks, there goes my savings. If I’m sick and need to miss work, there is nobody else to pick up the bills. I handle everything on my own and want to use those charges towards a savings or finish cleaning up my credit which is now only - $1,800. But it burns me up when Key Bank treats me like a dummy just because I don’t have much money after my bills. There is no room for empathy.

    I make mistakes and sometimes the mistake isn’t my own, but it will reflect on my record and I’m judged solely on my negative history and not on my improvements. I work two jobs and have no family except for my 7 year old. I have no backup support and it has been very very tough to find funds to improve, however I have been improving! Before I had my daughter, I was married (not to dd father) and he worked and paid the bills. Before that, my father was head of household, so I have had no experience on how to budget or even pay bills till about 10 years ago. This has been a learning process, but Key Bank shouldn’t be anyone’s first choice when learning! They are rude and judgmental and always leave feeling incompetent. Most the time in tears! I hate this bank. I don’t like hating anything, hate is such an ugly word, but I will use it towards them!

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    Customer ServiceStaff

    Reviewed Aug. 22, 2019

    Long story short... This lady wouldn't send my card to my new address provided. Wouldn't accept my marriage license or vehicle registration as a form of ID (or whatever) with new name and address, but would willingly send my card to my neighbor's address.... WTF???? What a joke! I couldn't make that up if I tried. The DMV isn't this complex. That's literally not even half of the conversation we had. Blithering idiot. Not to mention rude.

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    Customer ServicePriceStaff

    Reviewed Aug. 21, 2019

    Please protect your energy and your money and have nothing to do with Key Bank. Your money would be safer in a paper bag under a bag than with Key Bank. My experience: Someone forged a check with my name on it. For $4,100. I have a picture of the check; it is honestly the most obvious forgery one could imagine. The local branch workers in Batavia NY agree. My local deputy agrees. I had very little money in my checking at the time the thief produced this forgery, but Key Bank honored the forged check, which was cashed downstate (NY), by raiding my equity credit line without my consent--without even a courtesy call. After I found out (a day later), I went through each step in their fraud reporting process. It would take 6,000 words to detail the twists and turns of their bungling of the subsequent "investigation" but the upshot is that they refused to really investigate.

    Yesterday a fraud investigator (Lea) told me that "investigation" for them only means that they asked to be refunded the lost $, and that my refund/credit is entirely dependent on whether the bank that took in the forged check optionally decides to refund. After all, Key Bank never lost a dime, because I paid them out of my credit line. There is no further investigation Key Bank has made or intends to make, no intention to cooperate with police, though police have asked, and though I have a picture of the thief's name on both sides of the check. A fraud specialist (a misnomer for secretary or pencil-pusher at Key Bank) I spoke with yesterday (Lea) was exceptionally unprofessional and weirdly/unprofessionally biting, but this alone wouldn't be cause for my complaint.

    Lea actually revealed what the more polite workers at my local branch have been unwilling to say: That my case will go nowhere, because it's easier to lose me as a customer than to actually investigate and demand refund on my behalf. But in the meanwhile, Key Bank has frozen my checking, not even paying itself for my monthly equity line charge-- for which it now wants to charge me a late fee. They let multiple checks bounce which they promised to cover as the investigation happened. They left me with no checks (still "on order" after 2 weeks) and a debit card that does't work, though they keep claiming it's now fixed-- so I haven't been able to access my accounts since I first reported the fraud.

    I'm locked out of my auto-deposited paycheck. My payment to my credit card was declined (though the funds where there; my account was frozen despite Key Bank's promise to "force" payment) - so in effect, and with a young child to care for, I've been left without access to my own money for 2 weeks-- and even at present, my husband and I have 4 accounts there between us and a long record of unmissed payments, direct deposits, etc. (Obviously I'll be closing these accounts asap.) I would go to serious lengths at this point for the opportunity to sue Key Bank or to join any class action suit that was still live (I am researching options), even if it meant losing money upfront.

    It's not only that they are awful, but that they seem to be banking on defrauding people, and their fraud specialists actually seem to be taking some morose pleasure at being rude while obscuring rather than working on cases. I've read a lot of Kafka, but I've never experienced such a grueling chain of administrative absurdities. Anyway, if you're considering this bank: run. Do not do it. Delete, unfollow, block, lock the door behind you. If you're already in, get out.

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    Online & AppEase of Use

    Reviewed Aug. 9, 2019

    I use the app for Key Bank and I love how it is immediately updated. As soon as a deposit is made it shows on the app. The app is user friendly. You can do most everything on the app including add accounts, transfer money, set up automatic transfers. You can set up a quick view - so the balances are at your finger tips. It's perfect for someone like me that is always on the go.

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    Punctuality & Speed

    Reviewed Aug. 8, 2019

    I routinely make my loan payment about a week early. Has been fine until July when I made loan payment 1 week early. This week I started getting late notices for July. Turns out they no longer allow early loan payments. The payment cannot be made until the due date or it will be allocated to principal only and not count as a payment. I have been on with customer service two times this week each time starting over with the problem and trying to resolve it. Do not do business with this bank.

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    Customer ServiceCoverage

    Reviewed Aug. 6, 2019

    I recently had a payment returned even though there was a positive balance in my account after it had been processed. When I called customer service it was explained to me that the payment (for my mortgage) was processed before the deposits from that day and therefore there were no funds to cover it. So even though at the end of the day my AVAILABLE balance showed to be more than adequate they did not honor the payment. I specifically asked customer service if the statement AVAILABLE was then not correct and was assured that no it was correct. What the heck?? Either it is or it isn't. And this is not the first time this has happened where my available balance is more than adequate to cover purchases and payments have been returned. I'm now in the process of finding a new bank.

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    Customer Service

    Reviewed July 15, 2019

    Key Bank's website has been down for almost 24 hours. When I had to resort to telephone service to transfer funds between two internal Key Bank accounts, they congratulated themselves for not charging me a $3 transaction fee, as if it were an act of generosity. I held for 15 minutes before I even received any customer service by phone. Problems with the website are not new. This is a second rate bank with inadequate technical support and overwhelmed customer service.

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    Customer ServiceStaff

    Reviewed July 12, 2019

    I had closed my bank account with Key Bank because there were features that I missed with Chase Bank. With that said I had got a refund from Groupon and they accidentally refunded it to my closed account with Key cause that was the card I purchased the item with. First time I called Key Bank they automatically told me "The account in closed, the funds will be sent back to the merchant within 3 days." After going back and forth several times between the 2 companies, I had Groupon send me confirmation Key had accepted the funds and that they couldn't assist me any longer cause of it. Next time I called Key Bank they told me the same answer and didn't even pull up my account.

    The next call after over an hour of being on the phone, the rep said that yes they did receive the funds and a check will be mailed out after 10 business days. After waiting a few weeks I called them back. The male I talked to wouldn't research my policy. Off the bat he said my account is closed and to call Groupon. I explained to him the situation and that I had talked to a rep there who confirmed she saw the transaction had been refunded. He told me that was not true and that no one there could help me. I asked to talk to a supervisor. After him keeping me on hold for more then 30 minutes, he then hung up on me. That all around was the worst customer experience I have ever received. Needless to say it's been more than a month and I still haven't gotten me refund.

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    Customer ServiceStaffReliability

    Reviewed July 8, 2019

    Probably the worse bank in America. You stay away, is in your best interest! Their computer locked me out of my online banking account apparently because I tried to log in from my home country, after months I was doing so. When called the customer service for help they told me I had to go my branch, in Manhattan, only 9 hours flight away, to certify my identity. Or to get a text message on my phone. When I told them that as I am abroad my U.S. number is not working and they could use the email associated to my bank account they simply told me that they do not do that. So I asked if Key Bank would pay for my trip to go certify my identity as this was clearly a mistake their computer did, they said no.

    I called 3 times to call with a supervisor. The first time it took forever and I lost the call. The second time there was not supervisor available, and nevertheless, no one of them could ever solve my problem. My only option was to go in person to my branch. However, they would keep me on the intercontinental phone for over 20 minutes to tell me so. Still doubts? Avoid this bank completely!!! They're great at creating problems, over and over and over again but absolutely never to solve one, no either the one they creates to the customers themselves, and when this happens, and I promise you it will, you will on your own to solve the problems they creates you. Incredible! Probably the worse bank in America!

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    Reviewed July 7, 2019

    Ahh, I forgot why 10 years ago everyone did not like banks. They make money for their shareholders and care less about their customers. This pathetic excuse of a business should be shut down for their lack of customer care. Shame on you all! Banking shouldn't be some faceless demigod in consumers lives!!

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    Customer ServicePunctuality & Speed

    Reviewed June 24, 2019

    I had paid my loan ahead by a few payments and on-line, the loan kept saying there was no payment due for each month I paid (presumably because I was several months ahead?). So for one month, I skipped a payment. The on-line loan was showing no payment due for several months out. Except, on the day after the payment is normally due, I start getting late notices. What!?! I have been making my payments all along and even extra ones. So I call customer service who cannot help me. I call the bank directly but re-directed back to customer service. I decided to immediately make a payment. Except the on-line account is telling me no payment is due!?! Somehow I forced it to take my payment. I will make a payment every single month no matter what but my account is still showing my next payment is due 3 months from now.

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    CoverageStaff

    Reviewed June 21, 2019

    Incompetent amateurs!! Returned 4 payments made on bill pay with Key Bank and can't explain why. Finally had to set up account for our bank to make the payments. People will not listen to the customer and act like you are a liar. Given 30 days notice insurance was due but failed to make the payment from escrow. Our insurance was cancelled and we were not covered for 12 days because of their mistake! Then they sent us a letter saying they were going to assign us insurance. Stupid people! You were the ones who didn't pay it. Can't tell me why they didn't pay it just like they couldn't tell me why they returned payments. Beyond reprehensible actions from any company!!

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    Customer ServicePunctuality & Speed

    Reviewed June 16, 2019

    My bank sold out to Key Bank a year ago and I am more than dissatisfied with the Internet banking. Transactions take days to post and the order transactions post changes hourly. One cannot get an accurate balance from their online system. I bet they generate a lot of overdraft fees this way. I have several accounts with other banks and Key Bank is by far the worst. I've had transactions take so long to post that I've had to call businesses to make sure they received my e-payment on time because it was never posted until three days later. This fraudulent behavior is unacceptable and will be reported to the attorney general.

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    Staff

    Reviewed June 9, 2019

    They couldn't even properly update my address on file, they've sent sensitive information and debit cards to an unsecure address, they asked a series of intimate questions that lasted over a half hour on two separate occasions to update my payment profile address and unsuccessfully removed the old address, their lazy reps just added an address. My card was involved in a breach and they refuse to disclose where or when, after a month I still have no access to my funds electronically and they again sent the debit card to an old address after charging 25 dollars two separate times to overnight my card, again they overnighted it to the wrong address twice. This company is a sham.

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    Reviewed June 4, 2019

    There are no Key Bank locations in Florida so I took my money to a credit union and I am so glad to rid myself of all the maintenance fees and ridiculous overdraft charges. It was a big hassle to close my account and I am very dissatisfied with Key Bank.

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    Customer ServicePriceStaff

    Reviewed June 2, 2019

    Well I, unfortunately, went to set up an account, checking account to be exact, with KeyBank and when I'm in the branch setting up the account one of the employees recommended I set up two checking accounts so I have one checking account to use for everyday purchases, so that if something were to go wrong like somebody getting ahold of my information, that it would only affect that account! So I set up the second checking account, under his recommendation, to put the most of my money into and transfer as needed to the other account, the one I use for my daily purchases!!!

    Well that was a huge mistake because somebody did, SUPPOSEDLY, get a hold of my information and now my account is almost $400 overdrawn for transactions that don't even show on my transaction history! They gave me some explanation, when I called, about some company, I've never heard of, (which it may or may not be accurate) charging my account! But I don't understand why it doesn't show on my statement or my account transactions?

    So they recommended I shut that account down! So okay, I agreed to shut that account and I clarified multiple times with the lady I spoke with that only that account I had with them, the one for the everyday purchases which is my or was my hassle free account checking account, would be shut down and I verified that card number that was linked to that account was okay to get rid of and shred! I also clearly asked her, many times, if my other checking account would be affected and my card linked to my other checking account. She clarified and stress the importance of that account would not be affected!!!

    Later that day I'm going to go order food and pay for it and my card is declined. So I just said to myself well be maybe I got the cards mixed up 'cause I hadn't shredded the "CLOSED" account card yet! But that card was also declined. So once again I call KeyBank customer service and now I'm told I have to wait 3 days for my account card to be active again! Which it should never have been inactive.

    I'm leaving this bank, this is a bunch of bulduky! I don't even know where that crappy charge came from to begin with, that they say happened... with whatever some company at HS company (is all they can give me information on the supposed charge)! But that all set aside, my other account should never even been touched, closed, nothing! I can't get to my money now because I don't have access to a card that works and it's Sunday today and I'm so irate. I'm like seriously in tears right now. So I do not recommend this bank to anybody nor will I ever even look at this bank again let alone go to them for any kind of a bank account, anything, checking, cashing checks. This is the worst bank I've ever heard of in my entire life.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 1, 2019

    I have been investing in real estate since I was 19. I am 65 now. I have had the opportunity to deal with many banking institutions over the years but this one is the absolute worse one to deal with. They act more like a property manager instead of a bank. Once a year they inspect the property and determine if your property is average, above average or below average. They make a list of recommendations that they expect to be fine. In my case, they found a few cracks in my sidewalk and they felt it needed to be replaced. They determined that my brand new brass door knobs were unsafe. They insisted that I change them all to lever style door knobs. They determined that there were too many leaves in my gutters and I needed to clean out my gutters. I think the bank should only concern themselves with lending money for loans and ensuring that the loan payments get paid on time.

    None of my payments have ever been late. However, once or twice a year they want a copy of my operating statement of income and expenses and a rent roll. No big deal, until you take your time to respond for their request for these statements. Apparently my loan documents allow them to charge $500 per month late fee for every month it takes for me to get them these documents. I authorized them to electronically debit my account every month for my normal payment and they just help themselves to this $500/month fee until I get around to responding. This is just bad business practices. If I would have known, I would have never gotten the loan from them. I then thought about getting a loan elsewhere. Now they are going to hit me with a 10% of loan amount prepayment penalty. Stay away from this bank. They are evil and bad. They could care less if you are unsatisfied.

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    Reviewed May 17, 2019

    I left Key Bank over a year ago. I closed my account and took all my money to a credit union. Then last week, they hit me with a ton of overdraft fees. The reason is that Netflix still had my card on file and kept trying to bill it. My account was closed, they shredded my card, everything was closed. No, not Key Bank. They kept my account open and started charging overdraft fees over not even $20 worth of Netflix bills until I "owed them" almost $250 dollars! Worst Bank Ever!!!

    Anyone that uses them is an idiot. Go to a credit union, do yourself a favor. If you open an account, or have a loan, they will figure out new and interesting ways to bend you over. The worst part is they'll take you to court or put it on your credit report and we have no recourse whatsoever. They just did it to me, and my credit score went from over a 700 to a 653!!! I will figure out every way I can for the rest of my life to get back at them. They're not a bank, they're the mafia.

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    Punctuality & Speed

    Reviewed May 16, 2019

    Their online banking signup site claimed 3-5 business days to send a Debit card. Apparently that's a typo for 3-5 Weeks, because in two days we will have reached 21 days with no receipt of said card. When I complained last week, I suggested they rush the card. This was 5 days ago. I was told they would get it to me quickly, and no fee was mentioned. This morning I was charged $25 and still no card received.

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    Customer Service

    Reviewed May 8, 2019

    I had issues with my account and went to a local branch to get some help/resolution. In the presence, the relationship manager emailed the district/regional manager asking for help on my behalf. That manager called me and left me one voice message 2 days later. I called her back twice AND sent her a email using the contact information on the card she gave me. I posted on social media. Someone from “expert help” reached out to me asking for details. I sent an extensive email with every issue from the onset. I have yet to hear back from any one at local or corporate level. Their own financial well-being is beyond the importance of any customer. I am completely disgusted. I wouldn’t wish this bank on my worst enemy.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 1, 2019

    Much like everyone else my account was fraudulently charged. They are still sitting on my money 10 days later. I got a letter that said they closed my account, so I called customer service and they said, "Oh no ma'am. It's still open and active." Every person I have talked to has zero clue. I have spent countless hours on hold and still have no resolution. I wouldn't wish this bank on my worst enemy. To the ONE person that wrote a positive review. Consider yourself lucky and I hope you never have an issue because you will quickly change your opinion. I am not a competitor, just a hardworking single mom that can't pay her rent because they won't give me my own money! Top Notch security? What a joke!

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    Customer Service

    Reviewed April 27, 2019

    Horrible Customer Service. I am signed up for account alerts. They waited five days to alert me that I had overdrawn a few dollars. Meanwhile sticking it to me with fee after fee. When I called them on the fact that they waited 5 days to alert me, they couldn't give me a straight answer. I threatened to close my account and they told me there would be a $25 fee for that too because my account wasn't that old.

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    Customer ServicePriceStaff

    Reviewed April 20, 2019

    I signed up for the latitude credit card in November 2017 because I received a promotion in the mail stating "$0 / 0% balance transfer fee". I decided to to it and transfer another credit limit over. Well I paid off the balance last week which was approx $4500.00. The next day an automatic payment of $100 was still taken out. I called and she said she would transfer the money back into my checking (great) but I would have to go into a local branch to fill out a form to cancel the automatic payments (weird). So the next day I go to my local branch and I am there for about an hour. The Key Bank employee ended up calling the Key Bank center and in fact we could do it online (annoying!). A few days ago I log onto my account and see an $11.39 interest charge on my latitude card.

    I called and spoke with a rude man named SOLOMON And stated it was a remaining balance a 3% interest charge that was charged on the 1500.00 I had transferred over in Nov of 2017. So I got back to my first statement ever in November and see they charged me $60 For a "fee". I questioned this and asked what it was and he chuckled and said something under his breath. I asked him what he has said. He says “I said, you’re just seeing this charge now?" And chuckles again (rude!). He then told me that the $60 was the total 3% interest change, to which I replied that could not be correct because 3% of $1500.00 is $45. SOLOMON then didn’t know what to say and stuttered a little bit. I was on the phone for over an hour and then spoke to Judy, which was nicer but she still did not help me at all. I will be switching banks.

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    Customer Service

    Reviewed April 16, 2019

    This has been the worst experience I’ve had with a bank. Will never do business with them again. After faxing in multiple forms to set up automatic bank draft, and it not working (this should be able to be achieved with a phone call), automatic draft was finally set up. Except it started drafting twice my payment amount. So now it’s on me again to fax in another form and pray that it works out. I’ve never worked so hard to allow a company to take my money, and have them make it this difficult. Once this loan is paid off, I will never, ever, do business here again.

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    Customer ServicePriceStaff

    Reviewed April 8, 2019

    First of all I was told the interest rate over the phone and then went to sign the papers and it was higher than what was promised. Then there was a problem with obtaining the funds when I got to the bank to pick up the check! Had to go wait out in my car while these idiots figured it out. I had just worked a night shift the night before and was told it would be a "smooth process" because the bank manager sent me to that particular branch because his “buddy” was there and would take care of me. Didn’t happen! Then of course when I tried to contact the bank manager he wouldn’t return any of my calls! If I wasn’t so tired I would have told them to stick their check where the sun doesn’t shine. I will never ever do business with them again and am trying to pay off my loan as quick as possible.

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    Price

    Reviewed April 4, 2019

    Key Bank continues to lock my account for no reason online. They will charge you for paper statement and make sure that you will not get access online to your account. They keep rising prices for checks. I will go somewhere else.

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    Punctuality & Speed

    Reviewed March 26, 2019

    Fraud. Took my $500. I was looking through my online statements. Saw a fraud use of my debit card to someone in California. 9 days later, I still don't have my provisional credit. They say still investigating. I have been a customer for 14 years. Not acceptable.

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    Customer Service

    Reviewed March 25, 2019

    I received a text that there was fraud on my account. I was told it would be resolved within 10 days. We are now at day 12 and they gave a provision credit for the money taken. However this put my account in the negative. They will not give me these dees back until they get their money from the retailer where the fraud occurred. I had $14 in the account at the time this fraud took place and I had opted out of overdraft. No one can explain how this happened. Seems they are having issues. If they can't refund overdraft fees that was their fault to begin with. Now I am being told it could be 45 days before I get all my money back. Plus I sent an email one week ago with no response. Time to find another bank.

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    Reviewed March 21, 2019

    I wasn't even aware that key had placed a complete hold on my account. I'm still not sure why. But feel I should have at least gotten a notification. I have had my account for a while now and have never had any issues.

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    Customer Service

    Reviewed March 11, 2019

    I recently had my Key Bank Master Card compromised and had to request a replacement card. Unfortunately, these things happen and credit cards need to be replaced. What is ridiculous is that when I requested and received a new card, all of my Key Bank statements disappeared from the online system. I signed on to pull a statement from 2018 and every one of them was gone.

    When I called, they said it was because I had a new credit card issued to me and they could not tie my previous statements to the new card number. Even though I have the same account number with Key that I've always had, and still have, they can no longer link my statements together. Knowing that people have credit cards lost or stolen all the time and therefore need to get replacements. It is shocking that a financial institution in our world today does not have a system that can accommodate this scenario. All customer service can say is "Sorry. If you would like, We can mail you a statement for six dollars." What? They should be sending me my statements at no cost! Get with the program Key Bank!

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    Customer ServicePriceStaff

    Reviewed March 6, 2019

    15 days ago my insurance company issued a check to pay off my car that was totaled in an accident. (I'm fine, thanks for asking :-)). The check still hasn't been applied, meanwhile I have been accruing interest at the rate of approximately $4.00 per day. They claim that the interest will be removed and backdated to the day the check was received. We'll see about that. I was on the phone with a wonderful customer service rep named Stacy, who seemed to be getting to the bottom of it, when I was suddenly transferred back to a "please press one"... menu. I was hoping she'd call me back, but no such luck. I may update this review when the matter is settled.

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    Contract & Terms

    Reviewed March 5, 2019

    My family is trying to sell our apartments which have a Key Bank assumable loan on them. The contract was signed in September, 2018 and the process was begun with the bank to transfer the loan. Over 5 months later, Key Bank has still not approved the loan and no one in the bank has any authority to make it happen. Our buyer had a like-kind exchange that was lost due to the delays. Every month, we call for an update. The processor states that they need more paperwork- which ends up being a new financial statement for the month that just ended. Is there a banking commission that Key Bank can be turned into? It seems that the bank is trying not to allow the assumption of the loan (due to its low rate) and by delaying, the sale will not go through. Where can we get help?

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    Punctuality & Speed

    Reviewed Feb. 21, 2019

    Paid payment before on 15th of month due to illness of family out of state. On my statement under payment it stated late charge of $10 would be assessed if paid after the 16th of the month. Even though I received confirmation that payment was accepted on the 15th, I was charged the late fee because it did not post the day it was paid but 3 days later. I contacted Keybank customer service and this is the answer I received. They need to changed their statement. Not happy with them at all.

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    Contract & TermsPrice

    Reviewed Feb. 21, 2019

    Honestly, there are way too many issues to state here that I've experienced. My main issues have been with their hidden fees, discretionary use on when they decide to charge overdrafts and lastly how they batch the order of transactions to their benefit, which I thought was illegal. We have tested the order of debit transaction several times and screenshot before and after photos from when it was accurate, to when it was manipulated later in the day (very common).

    We have made had several trips to the bank with evidence, stating facts of their terms & conditions, etc. Luckily, to have the some of the Bank Tellers fix issues such as; refund excessive overdraft charges, clear the mysterious "atm fee" charges (we only use Key Bank atm's) reverse unwarranted holds on funds, and more... Lots of work with this bank, in my experience. Their system seems flawed, it's scary and I won't be using them too much longer.

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    Customer Service

    Reviewed Feb. 16, 2019

    It is now one year since I opened a simple account. I cannot access it online. Do not get any statements. I have visited the bank 2 times and called 4 times and no resolution. No callback. No letters. I do have access to the ATM but I cannot remove anything or deposit anything.

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    Customer Service

    Reviewed Feb. 13, 2019

    Every time I go to use my card there is a block put on my card. I have been with this bank for years and all of a sudden this occurs. So what you know is available to you and after you call customer service and lied to, is very embarrassing. I know my deposits as well as my transaction history. I would not advise anyone to bank with the lying customer service they have answering their phones. Discussion over your own account to be blocked is degrading! Think twice. You can’t even get a family member to send you cash because it’s suspect! Truly an inconvenience. How do they expect your life and time is resolved around mess like this!!! “DON’T BANK KEY BANK“!

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    Reviewed Feb. 9, 2019

    I received a check for a service made out to cash from a Key Bank. So, I took it to a local Key Bank to cash. It was there I found out that to negotiate a check from Key Bank at a Key Bank would require payment of a $7.50 fee! I was dumbfounded and struck mute! They charge for negotiating their own check! I would never patronize any business with such a fee structure meant solely to gouge customers.

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    Staff

    Reviewed Feb. 8, 2019

    Key Bank is a joke. Only reason I signed up with them 9 years ago is because my dad was a long time member there and it was close. They will let you keep using your debit card 10 times before they tell you that you're overdrawn and then add $37.50 to each overdrawn transaction. Then they will overdraft you more for being overdrawn. Kick me while I'm already down. Customer members speak very poor English. Started a Roth IRA there 3 years ago and it LOST money so I withdrew it. Never had a good experience with Key. Too many fees, just not a good bank at all. Currently closing all my accounts and switching.

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    Staff

    Reviewed Feb. 8, 2019

    I had just moved to Anacortes, Wa. Also I had been doing business with Umpqua Bank for 20 plus years. I needed a local bank as the nearest Umpqua was over an hour's drive. I chose Key bank. Yesterday, in Texas, there was an attempt by a person to pass a bogus check drawn on my account for $4000. Umpqua Bank needed to close my account but I am 70 years old & on social security. I could not have them close my account. Also, there have been frequent snow storms in Anacortes/ Bellingham area and so it was not safe to drive. I needed a fax so I could fix the situation with my Umpqua Bank. I had my account @ Key Bank and called the staff and asked permission to use their fax the next morning for 3 minutes. It would be safe for me in Key Bank. The staff gave me permission to come in & use the fax for a minute or so the next morning.

    This morning I came in & after some minutes was approached by the manager. I feel that she was too aggressive and unkind to me. She said that the problem was not with Key Bank but with my other bank. I agreed & apologized. I explained that the staff gave me permission the day before. I was a Key Bank customer & this was my hometown and I wanted a safe place to fax. I repeated that I was given permission the day before. She argued & I continued to defend my position. I asked for a private room to discuss it. She said no. I was embarrassed & humiliated as other customers were now forming a line behind me. This manager in a loud voice told me to leave & go to UPS. I am new in town & didn't know where one was. A snow storm was on the way and I am 70 years old & new in town and unfamiliar with the roads.

    Also I made a special trip to Key Bank to use their fax as it was an emergency and I was frightened. AND I was given permission to use it the day before. Shame on this manager. This unprofessional & mean behavior was not necessary. I went to UPS. It took 37 seconds to send the fax. That's all it would have taken for this manager to help me. I feel that she should have reprimanded her colleagues and not me in such a loud, insulting & public way. I have closed my account. I will NEVER return to Key Bank.

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    Coverage

    Reviewed Jan. 30, 2019

    Very disappointed with Key Bank. When I inquired about draft protections they told me to sign up for a line of credit. I did, then got hit with a $50 annual fee. When I asked, they told me no, you should do a draft protection plan on which they take money from savings to cover fees of potentially overdrafting on my checking. (free) Now I’m getting charged with $18 per month for monthly maintenance fee? One thing after another with these guys. Ridiculous.

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    Sales & Marketing

    Reviewed Jan. 25, 2019

    Marketing offers - this bank running a scam to offer up to $300 if open a new account. They sent a promotion offer to my address and I opened a new bank account. Once I completed the all eligibility and time frame. They send me a e-mail that this offer is not valid in your area. So, It's totally fraud.

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    Customer ServiceStaff

    Reviewed Jan. 25, 2019

    Each time I called to cancel my account which should have been an easy process was made stressful and drawn out by Key Bank's customer representatives. They did not speak English well. Spoke too fast for you to understand them and didn't seem to understand English well either. Extremely frustrating. Would not recommend Key banking to anyone.

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    Reviewed Jan. 15, 2019

    Key Bank is a bank that makes frauds, my sister sent the payments of the house and having the receipts, Key Bank sent a letter supposedly 4 months are due and they put the house in foreclosed. Sincerely this bank are robbers.

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    Customer Service

    Reviewed Jan. 9, 2019

    My mother passed away and was an account holder with KIS. After her death, I requested beneficiary claims paperwork on 12/17/18 and was told they would send the documents to me immediately. I have never received the documents and have been told twice that they must have been lost in the mail. I have left several messages and have not had a return call as requested. I am now filing complaints with the SEC and FINRA.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 7, 2019

    There should be a rating with NEGATIVE STARS. If so, this bank would be a five negative star. I'm not upset as I'm writing this. I'm calm. My company account with over half a million dollars of federal funds for a rural electrification project straight from the US Treasury was closed with NO NOTICE except an email that says "As requested, your account is closed." We did not ask for the account to be closed. The branch manager stated he only found out when I wrote him and after I called him n times. The customer relationship person was on leave. After a dozen calls to the national Customer Service, Customer I.D. and Financial Wellness on several numbers and half a dozen representatives over 24 mad hours I was told that a letter was "found." The letter could not be sent to me via email to view.

    The letter was dated 3 months earlier in October 2018 and had been mailed. I said I did not receive ANY NOTICE. I was told only the bank branch manager knew the reason for closure and could Print out the letter! (The attitude of the customer service people is in retrospect just juvenile, "Oh ah can't do that..." That's sort of it. "Oh ok let me put you on hold..." About 10 minutes later... "Oh yeah it's another department let me transfer you.") The branch manager finally wrote a brief email saying that all he found out was that the account was closed because the relationship posed a risk. (During account setup, we provided all the required original legal documentation for the company and personnel, all the funds deposited in the account were US treasury or government funds.) The account balance would be mailed to the USA address in 7-10 days. That was it.

    During my phone conversation with the bank manager, 17 days later, he stated he did not have nor saw a letter of closure or such notice in October 2018. Again, 17 days later, no check, I and others are scrambling crazy with vendors and personnel unpaid during Xmas month! We are now told after half a dozen phone calls to the branch manager that the check was mailed to another address overseas, contrary to the bank manager's email and my own instructions to Customer Service. No tracking, no courier. He did not know how or why that happened. OMG. We asked that the check be sent to the Branch for pickup. Not possible says the branch manager. A stop payment will be made, and "depending on that" a new check will be issued, and mailed. But, no definite timeline about this and when the payment will be received.

    I ask for the check to be couriered or trackable mailed! It's over half a million dollars, not my personal money either! He does not know anything else. It's out of his control. The other person is still on leave. Some "analyst" (really what better title could the bank have chosen!) from Financial Wellness was on the phone while I was speaking to the branch manager, saying in a condescending dismissive, "Don't waste my time" way, things like, "We will mail the check, ok nothing more to say, ok, ok, that's it, yes you're welcome, you're welcome. Bye." Click. No it's not ok. You and your bank policies and way of doing or not doing things have created a CRISIS in which the customer has NO ROLE.

    PS. During the only telephone conversation with the bank manager he was trying to be customer service oriented - "I understand, I understand, but I... Don't know. It's out of your and my control." Who is in control? Who can he call? He does not know either. This was the icing on the cake after all kinds of similar experiences with phone based international or domestic wire transfer payments to vendors - shuttled between departments that know NOTHING of each other. Oh call them ah don't know.

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    Sales & MarketingPrice

    Reviewed Dec. 18, 2018

    Marketing offers - This bank running a scam to offer up to $400 if open a new account. Be aware - for 12 months you will not be able to close this account without fee and also they charge different monthly fees from this account as well.

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    Customer ServiceStaff

    Reviewed Dec. 9, 2018

    I have been banking with Key Bank since 1983. I have NEVER had a problem. Every time I have needed to call customer service the representative has always been polite and helpful. When I moved from one side of the state to another there was no disruption of services during the transfer of my accounts from one branch to another. When I do have to go to the branch the staff has been friendly and courteous even on the busiest days. I love the fact that they have Saturday hours. I don't understand why there have been so many complaints. Maybe those complaints are plans by competitors or maybe the attitude of the caller to begin with is too aggressive.

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    Customer Service

    Reviewed Dec. 6, 2018

    I called the 1-866-295-2955 and I get is the ** language of the US. This is America and the official language US is English, didn't you people get the email from President Trump? I pressed the operator button 50+ times and could get nothing for a response.

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    Customer ServiceStaff

    Reviewed Dec. 6, 2018

    Absolutely the WORST customer service and service in general when dealing with your bank. I am paid ahead on my loan, so I asked when my next payment would be due, I was told 1/24/19 for .00. Well if nothing is owed then that can't be my next due date. They said, "Well the system won't tell us that..." Really??? That answer makes ZERO sense. I asked, "Well can you call someone in loan department and ask them?" "No, but I can give YOU a number to call." Seriously?!?! WHY is it so hard for Key Bank employees to know or find out how to properly process a payment and be able to answer simple loan inquiries? I HATE dealing with your company, if it hadn't been a dealer loan I never would have had a loan with you and never will again.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2018

    No help on disputing a charge. Never sent paperwork or followed up. I had to be my own advocate. Bank hours are terrible. Employees act like they hate working there. They see you as a dollar sign not as a person. No point to invest money into this place. They don’t care. BEWARE!

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    Staff

    Reviewed Nov. 27, 2018

    Take your money elsewhere, there is no point in trying to work with these people. Their online information is not up to current banking standards and often times does not exist. I have tried for over a month to gain access to my data online, but they are unable to assist.

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    Reviewed Nov. 27, 2018

    Giving everybody a heads up about Key Bank annuity and trying to get money. The broker keeps saying the check is in the mail when we need money for Mom's bills and rent. Still waiting and she past away Thanksgiving.

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    Customer Service

    Reviewed Nov. 8, 2018

    If I could give Key Bank 000000 Stars I would. I only to deal with Key thru my job. They issued us pay cards... Well mine's was damaged and I called to get a new card... because my address wasn't updated by me but by Corporate. I am beyond pissed. I got paid 11/2/2018... And still can't order a card. I received a 5 day notice yesterday because I haven't been able to pay rent due to me not having a working card. This is ** and I'm calling BBB once I finish posting my review. Went online and opened an account with NAVY FEDERAL and was able to transfer 250 - the most they allow... While my other monies is just sitting on that card.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 8, 2018

    The loan department has been nothing but a headache and nightmare since the day they bought out First Niagara Bank. Records from a vehicle loan are lost, primary phone number and Customer is wrong, and refuse to change it. They repeatedly call over and over again every day except for Sunday to talk to the primary person that does not live here. Even when the bill is paid they still call and tell you it’s late. They returned payment for lack of funds even though the funds are there and then say I’m going to charge you a Late fee.

    When funds are released for payment they don’t pull them until it is already late and then charges a late fee. If you call them to tell them to take the money out they don’t. Car payment was made that kept the money until it was late and then charge the fee and then credit the account. A payment was made early and it went towards the principal instead of the payment. Late fee was charged and another payment needed to be made. Meanwhile credit reports her being ruined. Under no circumstance should anybody use this bank EVER!

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    Customer Service

    Reviewed Nov. 7, 2018

    My Grandmother has been paying for my deceased sister's student loans from Key Bank for the past two years. Every other loan for her Masters Degree was forgiven even through other private banks. Key Bank is by far the most crooked company ever. I called. They tried several times to get me off the phone with them just because I asked about the student loans after the student's death. I was just trying to ask them for information, nothing account specific. DO NOT use Key for any borrowing! PNC just asked for a death certificate and we never heard a peep about anything.

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    Reviewed Nov. 5, 2018

    We originally had our mortgage with First Niagara. Since Key Bank took it over, it has been nothing but a nightmare. They refuse to accept and properly handle payments made to principal only. We were told we cannot make payments to principal only in excess of our monthly payment because their computer programs cannot handle this. We were told in addition we can not make payments to the principal either 5 days prior to our automatic withdrawal, or 5 days after. This is all illegal, and seems like bank fraud. They make it extremely difficult to make extra payments - why? So they can steal more money from you. This is a nightmare. Please join me in filing a lawsuit against them, and going to every oversight agency. Consumers do not deserve this.

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    Coverage

    Reviewed Oct. 30, 2018

    We had to use Key Bank being that they bought out our previous bank. We should have realized there would be issues when our home went without insurance for a few months because they “forgot” to pay it with our mortgage. Now they have a newer policy where they hold a check for 5 days till they deposit it if you have overdrafted within the last 6 months.

    I can see that with a personal check but with a corporate check from an insurance company, no. We needed that money to pay to fix my car, now I have to wait 5 days extra till I get my car back...ridiculous! So not only do they get you with the overdraft charges, now this. Oh and the teller says to me “you can avoid overdrafting with a line of credit or a credit card through us,” seriously, so it’s all to make more money, they don’t care about the consumer. The only good they ever did for us was catch a fraudulent charge on our account and I’m grateful for that. We will be joining a credit union very soon!

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    Reviewed Oct. 30, 2018

    Since I've been with Key Bank it's been nothing but a hassle to get things done. Just this week I've tried to send my son money online 4 times and every time they restrict my account and tell me I need to go in for them to unlock it which is extremely tough when you work on a fishing boat. Key Bank hates to release your funds. Period. Each time they blamed the restriction on strange activity when in reality there is nothing strange about it. Not once did I make report or buy anything that may raise a flag. I simply made attempts at sending him money overseas which is consistently blocked by the bank.

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    PriceStaff

    Reviewed Oct. 25, 2018

    Opened a Money Market at Collier Twp. Branch. Explained that I knew rates were probably going up but because of a relative being ill and me just moving I had little time to follow increase in rates. Woman employee guaranteed she would mark on her computer a reminder to call with any rate increases. After interest rates were raised (and Key Bank's money market rates were increased 10 days prior) I contacted Kelly, who claimed she had been sick and they were short handed at the bank. Shared with her that none of this were my problem. I had even said at initial meeting that if she was too busy I would understand, but she guaranteed she would let me know.

    With absolutely no satisfaction, from Kelly, just lame excuses, contacted bank manager. He used the same excuses... I shared that when I was off sick I made sure that my boss knew of any necessary business that I had to conduct and asked her to either take my place or contact parent to let them knew I was sick and wold handle as soon as I returned... Told manager this was not McDonald's and asked when she became ill.

    He said last week, which meant rates were already increased and that they had increased before she became ill. Also, I contacted her and probably would never have been contacted... Reached out to corporate and was treated with no respect. Key Bank should have offered me retroactive interest, but they apparently do not care about their customers... Tried to reach Christoher M. Gorman. A number was listed on website, but was non-functioning... Guess with a one star rating he could not take the heat. Mr. Gorman you stated that a bank is only good as its customers... if so, where was my respect. Will be leaving your back ASAP. Mr Gorman maybe you should review your reviewers! Do not make statements that claim customers are important and then treat them with no respect or dignity.

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    Customer Service

    Reviewed Oct. 16, 2018

    I had a small hobby business checking account. I used it solely for occasional transactions like business license fees, membership dues, and occasional derives. As a busy mom, the business was inactive for a while; I had another baby and stopped looking at my account statements because I knew there was no activity. Many months later, I go to write a check and go online to view my balance. The bank had initiated a $5 service fee and had halved the amount in my small account by the time I noticed. Yes, I should have paid attention.

    The manager said he could only refund $5. The customer service response via email was smug and snarky about how I should have noticed the small fine print at the bottom of a statement detailing the new fee was being added. Don’t trust this bank. Watch your accounts at Key Bank very carefully because they will add fees and hope you don’t notice. I was almost too embarrassed to write this. But hopefully someone will be forewarned - and it was a good lesson for $150. I’ve closed all my accounts at Key.

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    Reviewed Oct. 12, 2018

    I have been with Key Bank for years and have never been charge for using the ATM by my house and I have always used it all the time more than twice and they will not refund my $45 that they took at the end of September for an ATM withdrawal fee for using that ATM more than twice and previous months. I have use that ATM more than twice but they refused to give me my money and they say that that’s just how it is. So please don’t ever go to this bank. It is just ridiculous and I’m over being overdrawn all the time for ridiculous fees that I have never heard of.

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    Customer Service

    Reviewed Oct. 10, 2018

    I would not even give this bank one star if less than that was an option. The customer service is the absolute worst of any bank I've dealt with. They take days sometimes up to 5 days to process transactions, some of which are bills that I have had set up through auto pay for years and never had this issue before when it was First Niagara so I'm well aware this is an issue with KeyBank and not the other businesses processing time. I have had them give overdraft fees when my check was deposited the same day as the charge but processed the charge before my check. I have also deposited checks and they have taken multiple days to put the money into my account causing overdraft.

    Most recently I had an unauthorized payment taken out for something that was cancelled and the bank informed me it would take 10 business days to refund me the money, one I don't believe it should take that long since I spoke to the company that made the charge for a loan and they agreed it was the error so there did not need to be any investigation or dispute, they are actually the ones that told me to contact my bank and report it as an unauthorized payment so it could be credited. But here it is October 10th and I still have not had my money refunded.

    This bank is honestly a disgrace to any financial institution and after all this I plan to close my account and go elsewhere. I strongly recommend people not even considering this bank as option. I know this sounds harsh but I have only been with this bank maybe a few years and honestly have had nothing but issues with them and initially tried to give them the benefit of the doubt when they first took the place of First Niagara but it had never improved and if you try to talk to them about any issues the customer service is rude and not helpful at all.

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    Price

    Reviewed Oct. 10, 2018

    I was referred to Key bank by Nordstrom Heating and AC Inc. I was told no interest for 15 months. I called my local Key Bank near Arlington WA to ask if that is true. Answer was yes no interest on new loans for 15 months. When my first statement arrived I had been charged a $250 fee. They have refused to refund it.

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    Customer ServiceReliability

    Reviewed Oct. 6, 2018

    I get this error every time I've tried to sign in today: The User ID or password is incorrect. Please try again. The only way to log in is to keep changing your password. Also there are JavaScript errors and the only way to log out is to just dump the browser. The fonts on the site are all distorted and will not render properly. I am a former IT specialist: software and website development. I called Key customer service three times and they tell me there is nothing wrong with the site, yet the first one I spoke to, Michelle told me they had been working on the site today.

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    Customer ServiceStaff

    Reviewed Oct. 6, 2018

    I know hate is a strong word and probably not a good term to describe an emotion, but I HATE this bank!! I check my balance on a daily basis before using my debit card for purchases just to be sure I'm not overdrafting. Every time I call the customer service or even the branch, I'm always lied to or getting the runaround!! Within 2 days I was charged $212 in overdraft fees after being told several different times by several different people that my account will not be overdrawn!!! So I deposited the money into the account to bring the acct positive so that I can close it IMMEDIATELY! After I deposited the money into the account I called customer service to close the acct, they asked me why do I want to close the acct? I told them the truth which is their fees are ridiculously high!! All of sudden after telling the rep my reason for wanting to close this acct, she says, "Well you can't close the acct today due to a returned charge pending."

    I said, "Well when can I close it?" She said, "Since the charge will be cleared tomorrow you can close it tomorrow!" I asked her several times since I just made a deposit (which included the overdraft fee for the returned charge that she's telling me about), "Will my acct still be in the positive?" She assured me that it would! Lo and behold this morning I wake up to another overdraft fee that took my account right back in the negative even after the rep told me this would not happen since I already included the overdraft fee for that returned charge she was telling me about. So I called customer service again, just to be told that the previous rep must have overlooked something! I was pissed! I already opened another acct with another bank. As soon as the branch open, I am closing this trifling acct IMMEDIATELY and will NEVER bank with Key Bank again! I see why people call Key Bank FEE BANK!!!

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    Customer ServiceStaff

    Reviewed Oct. 2, 2018

    Horrible service - staff lacks obvious training and they possess no desire to do a good job. How can you be working in a bank and be unfamiliar with FDIC Insurance? They were terribly rude as well, Suyen ** claims to be a compliance officer on LinkedIn, Luis ** the banker who also called himself the Officer in Charge and the silly kid named Damion ** who made what he considered to be a silly joke about my appearance - How rude. Avoid this place.

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    Reviewed Sept. 29, 2018

    I closed my checking account on the 5th of September and was told my $3300.00 would be mailed to me in 10 days. It's now September 29th and still no check. When I call it's always another department that is responsible for the situation. They have ran out of the excuse, "It's in the mail." Where is my $3300.00??

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    Customer Service

    Reviewed Sept. 18, 2018

    When we obtained our mortgage, Key Bank mandated that we set up an escrow account. In spite of having sufficient funds in the escrow account, Key Bank neglected to pay our homeowner's insurance bill by the due date, which resulted in my receiving a cancellation notice. I have made several phone calls and been placed on hold, then transferred, then placed on hold again. On 3 different days, after these exasperating calls, I have been assured that the payment would be overnighted that same night. And yet it has not happened. My insurance company tells me that no claim will be processed for the period that the policy is in unpaid status. If my house burns down tonight, it will be a total loss to me... and Key Bank! LAWSUIT TIME I guess...

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    Punctuality & Speed

    Reviewed Sept. 18, 2018

    I redeemed my points with Relationship Rewards program and close this service same day. I specifically ask Key Bank rep if this is OK to close it same day. I was ensure that she check with Relationship Rewards team and I'm going to receive a gift card. After 2 month I realized I did get it! I call Key Bank and Relationship Rewards team. Relationship Rewards told me my redeem did not go thru... They can redeem it if I sign up for this program again. Pay $40 fee and THEN they give me $25 gift card.

    Few years ago I pay school tax online. Key Bank was need 4 days before they send my check and I was late with my payment. As you know Tax collector need envelope stamp be before due day. I was charged fee. Contact Key Bank. They refused to pay my fee because "I should not use Key Bank to pay tax". Lesson learn. You keep it in mind too...

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    Customer Service

    Reviewed Sept. 17, 2018

    Key Bank stopped a check I was cashing from my employer. I always got direct deposit but my employer gave me a personal check. I went to a branch and cashed it. I put it directly in my account. I was thinking it may take a day to get in my account but nope. The branch "back office" at this branch submitted to fraud. The reason, because it was a personal check and it looked suspicious. Mind you it's around the same time I get paid. I think they saw a brown person walk in to cash a check and held it. I don't see no other reasons. I called the fraud department but they couldn't take the hold off because the "back office" of this branch has to take the hold off. Well the branch is telling me their "back office" did it and can't take it off. At the same time customer service is saying, Their back office at their branch could take it off. Anyway it's a week later. Still no money in my account. Nothing's wrong with my employers check. I don't know what's going on.

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    KeyBank Company Information

    Company Name:
    KeyBank
    Website:
    www.key.com