About KeyBank
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KeyBank Reviews
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I received an advertisement in the mail to receive $500 for opening a checking account with one direct deposit before 12/9. I opened the account on 11/15/22, so I had to have the direct deposit completed in 60 days from 11/15/22 which was before 1/15/23. When I attempted to request the transfer of my direct deposit to my new Key account, the website stated that the NYS website needed to temporarily suspend service beginning 6pm Wed Dec 21 until 7am Friday 1/6/23.
Due to these unforeseeable circumstances I filled out a hardcopy of the form and mailed it to the address on the form. I didn't hear anything about the transfer. On 1/6/23 I was able to access the NYS retirement website to request the transfer that would complete the terms. Unfortunately I wasn't thinking of the 60 day terms of opening the account. I thought I had 60 days from the end date of opening the original checking account. All this information can be verified by the NYS Retirement website. I ask that you do not sweep this under the rug. I truly deserve an explanation as to your decision.

100% never been so dissatisfied with a bank in my life. First off, I accidentally forgot to transfer money so a check would clear, so they took my online privileges by locking my online access. One time this happened! After 3 weeks my employer deposited $2,800 dollars, but because I couldn’t access my account, by the time I figured it out a week later, the day I called they conveniently closed my account and won’t give me a straight answer as to where my money is. I just want everyone to know this is how they take care of their customers. They suck!
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In March 2018 I was involved in a roll-over truck accident and was hastily deemed fit for service by the Gary, IN emergency room. After 2 months the pain and swelling wouldn't go away and it was revealed I had broken my back in two places. Indiana I discovered has difficult workmen's comp procedures whereas it took 5 months to begin followup treatment/therapy. The WC doctors here in Indy released me in November but since then I had worked a series of unsuitable low paying jobs that were always tormenting my weak and painful back. I'm reasonably sure I have gotten to the point I can hang on to my current job and signed up for checking/savings. Then the horror show began.
Key didn't like my credit report and locked my accounts, then came the lies and pretexts. The short story - after a month they bilked me with a bogus charge and finally released me. Yes these people are despicable. Want good banking? Try PNC or Woodbridge where you'll get a couple books of checks and goodbye MO fees. And yes this is all true but they don't care what you think of them.
They forced me to set up an auto pay on my loan. So I set up an automatic payment from my usual bank. They went into the account to do an auto payment and say there were no funds available (there was more than two payments worth of funds in the account), so they then turned it off and didn't tell me. (They say they mailed a letter but I never received it.) Never called me to say my payment was late or sent any email telling me it wasn't paid. Then put a derogatory mark on my credit report and they will not remove it. Just to make it more irritating they have been charging me $15 a month on my savings account due to lack of activity! As soon as my prepay off penalty time frame is over I am moving my loan to another institution as fast as possible. THIS BANK IS WHAT GIVES BANKS A BAD NAME!!!
Don't set Zelle up through KeyBank. They will hold your funds for over a week and say they can't do anything to help. They insist that it is Zelle who controls the funds once sent but they are misinformed. Every person I talked or chatted with gave me a different response. They ALL need training. They are all robots.
My checking account was scammed via my debit card. I had made 2 donations to a charity and both times there was a charge attached without my knowledge/acceptance. One was $105 and the other was $124.99 with the names of two different companies. After disputing the charges, I was told that the Research Dept. found the charges were legit. I did some research of my own and found ample evidence that this was all a scam. I continued to push and was sent to the Executive Office and they did their version of research - sad and ridiculous and I would be embarrassed to send me the unreadable documents that they say substantiate their decision to deny reimbursement of any charges. This is a sham and it is obvious that KeyBank does not care about their customers who do not have thousands of dollars in their bank. Please look around for more options. I have been a customer for more than 20 years, but I'm done with them.
Margaret
I had a truck loan through Keybank. I bought a new vehicle on May 17th, and the remaining two years of truck payments through Keybank was fully paid off. On May 26th, they still took the $500 truck payment from my bank account anyway. I called immediately, expressed my frustration that they stole $500 from my account right before Memorial Day weekend. I'm a father of 4, and $500 is a lot of money to be missing. The first customer service rep I talked to told me, "I don't know why you're so upset, it's not like we can keep it."
It is now June 15th, and I still have not gotten my $500 back. I have talked to multiple people at Key Bank's customer service and supervisors. I was constantly given different information as to when I would be getting my money back. Some were at least somewhat helpful, but some were rude. When I asked for a supervisor to one rep, I was told, "Why, they are just doing to tell you the same thing I just did." and then she hung up on me.
As of today, supposedly the check was written yesterday and mailed. But when all is said and done, they stole $500 of my money for a month. I would love to say that I have enough money that $500 missing doesn't affect me, but it did greatly. I absolutely need that money. I will never use Keybank again for anything. I am disgusted by their actions and the way they handled it.
We began using this bank recently, it sounded so good at first! I was not aware that if you have anything on Auto pay, and there is not money in there, it will deduct anyway, allowing you to go negative. Most recently I had 308.00 in overdraft fees for a 2 day period. My paycheck went in and due to the overdraft fees I had a little over 100 left of my paycheck. Everyone I spoke to said it could not be helped. The man at one branch told me every bank allows auto pays to come out, like I should have known that. Well my previous bank sure didn't! Things are expensive enough in the world, yet everyone's income stays the same. And your own bank is taking money and now there are even more bills you can't pay. I am beyond disgusted with Key Bank. I will be looking for somewhere else to do business because they will rob you blind and not care. Look somewhere else if you are looking for a new bank.
Transferred recently to this bank, thinking of all the things they offered sounded great. NOT. Warning! This bank is a scam, my account was overdraft once, but they didn't send any notification stating it was overdraft, so I move money from my savings to checking to cover any negative balance, then they proceed to charge me $240 in overdraft fee! When I made sure I paid the negative balance and even had extra money just in case. Do not open an account with this bank, they will take your money and leave you hanging dry! And no, they will not reimburse you the money, they will tell you they can't help you with anything. Read reviews! Save your hassle of signing up with a Bank that takes all your money! Had to immediately close my account, since they left me with just 10$ in my account, a single mother that lives paycheck to paycheck, I will make sure everyone knows about this!
Warning. I went to Key Bank on a Saturday to deposit, in person, $6500.00 so I could buy a car. When I arrived, I realized that the bank was closed. I decided that I would have to make my deposit at the ATM if I were to buy the new car that day. I had all $100.00 bills so I thought it wouldn’t be important, (Boy was I wrong) I inserted my ATM card and put my money in the ATM, I could hear the ATM counting out my deposit then all the sudden the machine beeped and started spitting out money. I didn’t know what had gone wrong just that something did.
I grabbed all the money the machine spit out and thought well I’ll just make a second deposit. At that point I looked up and saw that there was a warning sign on the ATM. It was then that I tried to retrieve my debit card back, only to realize that the machine would not return my card, I tried to figure out what to do but Key Bank’s machine didn’t even give me a receipt on the money it had taken and seeing's how the machine didn’t return my card I counted up the money the machine had returned to me and figured out that it had kept $5200.00 of mine. I stood there in front of the machine and got on my cell phone and called customer service thinking they could give me a service code to deposit the remaining balance of my deposit.
I was told they didn’t know what went wrong and that there was nothing they could do and I would need to come back to the bank in person on Monday to try and straighten out what went wrong, I begged them and pleaded with them explaining that I was supposed to buy a car that day. To my dismay no one could help me. So, first thing Monday morning I was first to the bank before they opened and when they did, I went in and retold my story to a bank employee only to be told there was nothing they could do until Wednesday because that’s when they were scheduled to reconcile, they’re AT, I was flabbergasted, I could understand how they could just keep $5200.00 of my money after their machine malfunctioned. I pleaded with them to no avail.
I left and called customer care and explained what was happening and had to be transferred to a supervisor before finally I was told they would count their til that day and call me, I headed back to the bank. By the time I got there they had counted the ATM and had found my $5200.00 BUT they told me they shouldn’t have counted their ATM money according to their manager and area supervisor so I was going to have to wait until they followed their policy and although they knew they had my money they could not return it to me or deposit it to my account. At that point I was beside myself and said I would have to write up a critical review. That’s when I was transferred to corporate and was told this would be thoroughly investigated and that I was in the right place to have this handled.
Yet it still took them approximately 1 week before my money was returned to me and in between time I asked for 10% for my troubles and for the fact that I lost the car I was going to buy. After my money was returned to me, I was told by corporate that they had not completed their investigation and I waited two more weeks only to be contacted by corporate and told their investigation was final, I did not receive the 10% I asked for, so I asked for the $200.00 I was out for the money I had put down on the car, I was told I would not be getting that either.
I didn’t even receive an apology or an explanation as to what had gone wrong. So, consider that before doing business with Key Bank. I personally would give Key Bank an “F” rating and have closed my accounts with them and move my banking business elsewhere. In summary, Key Bank's machine malfunctioned and ate $5200.00 of my money, then they held my money hostage, despite locating it the first business day, for ten days, causing me to lose the car and $200.00 car deposit.
KeyBank Company Information
- Company Name:
- Key Bank
- Website:
- www.key.com
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