What is Happy Money?
Founded in 2009, Happy Money is an online personal loan company that partners with community-based lenders to provide personal loans. Its primary loan product, the Payoff Loan, is a debt consolidation loan designed to save customers money on interest by combining their debts into one payment.
What consumers say about Happy Money
Customers frequently commented on customer service and the ease and speed of the application process. While Happy Money is a legitimate loan platform, some customers are disappointed with the company’s service. At the time of publishing there are 11 reviews of Happy Money from ConsumerAffairs readers, with an average star rating of 1.0.
Here’s what some of our reviewers had to say:
- “Amazing customer service with clear and concise documentation of what plans and terms agreed to. Online portal to follow payments. Amazing service.“ — Ockrass, New York
- “When I called them to ask them why they keep asking for documents they already have and if they needed anything more they said, no, you are in good shape nothing else is needed your loan is in review. Now they tell me I have to start the entire process over with them.” — Paul, California
- “I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to ‘cannot verify income.’" — Jimmy, Texas
» MORE: Verified Happy Money reviews
Happy Money information
| Age of business | 17 years |
|---|---|
| Year founded | 2009 |
| Headquarters | 21515 Hawthorne Blvd, Suite 200, Torrance, CA 90503 |
| Phone Number(s) | 1-800-878-0901 |
| support@happymoney.com | |
| Website | https://happymoney.com/ |
| Is website secure? | Yes |
| Forms of contact available | Phone, email, mail |
| Trade organization membership | — |
| States of operation | All states except IA and NV |
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