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Goldco Reviews

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Edited by: Jana Lynch

About Goldco

Goldco is a precious metals provider that has helped customers place more than $3 billion in gold and silver for over a decade. It helps customers transfer or roll over funds from IRAs, 401(k), 403(b) and 457 plans into a self-directed IRA. In addition to IRA accounts, Goldco offers customers a way to buy precious metals with savings outside of a traditional retirement account.

Visit goldco.com
Pros
  • Wide range of retirement diversification products
  • Guaranteed buyback
Cons
  • Doesn't publish fees online

Helpful Reviews

Plano, TX
Verified purchase
I believe in holding metals as a way of holding my wealth. My first interaction with Goldco went well, so I continued using them. Initially, I had to get set up and to move funds....

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PA
Verified purchase
The onboarding investment team was extremely professional and organized. You can tell they are process driven and have developed a working and time effective investment strategy f...

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Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

What is Goldco?

Goldco is a private precious metals company that has been in business for over a decade. It specializes in gold and silver IRAs and offers customers a variety of ways to diversify their savings, including the purchase of physical coins and bars directly.

For those looking to diversify their retirement savings by rolling over a 401(k) or similar plan, Goldco works with all major self-directed IRA custodians. Your gold or silver IRA is stored safely in a depository. Once you turn 59 ½, you will be able to choose your distributions as cash or in the form of precious metals.

Goldco also offers educational materials, such as eBooks, reports and videos about precious metals, so customers can make informed decisions about their finances. It also provides a free kit to help customers purchase precious metals without tax or penalty.

How does Goldco work?

Setting up a retirement account with precious metal buys isn’t hard, but there are a few rules you need to follow. Goldco simplifies the process of starting a self-directed IRA or rolling over an existing retirement plan to a new IRA. To open a precious metals IRA with Goldco, you need to contact a Goldco specialist by phone and agree to Goldco’s terms.

When your self-directed IRA is created, you will need to fund the account by either rolling over existing retirement funds or purchasing new funds. A minimum investment of $25,000 is required. Eligible retirement accounts to roll over include:

  • 401(k)
  • 403(b)
  • Thrift Savings Plan (TSP)
  • Savings
  • Other IRA accounts

Your IRA purchases will be managed by a custodian and stored securely in an IRS-approved facility. You can visit your purchase at the storage facility if you arrange it with your custodian.

For those who want to store their gold or silver at home, you can’t do so with a precious metals IRA, but you can purchase coins or bars outright from Goldco and have them shipped directly to your home.

Goldco buyback program

Goldco also offers a buyback program for customers who decide to sell their precious metals in the future. Through this program, customers can contact Goldco to request a quote for the metals they previously purchased. If they accept the offer, Goldco helps facilitate the sale and transfer of the metals from the storage facility.

Goldco guarantees the highest buyback rates in the industry, plus no fees. This can provide added flexibility for investors who may want to liquidate part or all of their holdings.

Goldco products and services

Goldco offers a bonus of 10% silver on qualified accounts.

Precious metals IRA
Not all gold or silver products are allowed in your precious metals IRA, but Goldco does offer several coin and bar options. Precious metals IRAs are subject to the same IRA contribution rules and cannot be touched before the age of 59 ½ without a penalty.
Gold
Goldco offers gold American Eagle coins, as well as gold coins from New Zealand, Australia, Canada, Britain and the U.S. Gold can also be bought in the form of bars in various weights, all with a purity of .9999 fine.
Silver
Goldco offers silver coins minted in America, New Zealand, Australia, Canada and Britain. Silver can also be purchased as bars in various weights, all with a purity of .9999 fine.

Goldco fees

Goldco does not publish its gold and silver prices directly online; you have to call or email for pricing. Goldco’s fees are upfront and charged in a flat manner, so you’ll pay the same fees no matter the size of your investment account.

Fee typeCost
Account setup fee$50 (one-time fee)
Annual account administration fee$125 per year
IRA storage fee (non-segregated storage)$100 per year
IRA storage fee (segregated storage)$150 per year

Goldco FAQ

What types of precious metals does Goldco offer?

Goldco offers gold and silver in the forms of proofs, coins and bars, as well as platinum and palladium.

How do I roll over my IRA or 401(k) to a Self-Directed IRA?

To roll over your IRA or 401(K) to a Self-Direct IRA, contact Goldco for an account application.

Once you have been approved for an account, you will need to provide Goldco with information about your current retirement plan so an IRA specialist can facilitate the transfer process. This includes the name of your current custodian, account number, the total amount of funds available in the plan that you would like to roll over and the type of retirement account you want to roll over.

What are Goldco’s fees?

Goldco’s fees include a one-time account setup fee of $50. Annual administrative fees are $125 per year, and storage fees range from $100 for nonsegregated storage to $150 for segregated storage. These are flat fees and do not depend on the size of your account.

What is the minimum investment for Goldco?

Goldco typically requires a minimum investment of $25,000 to open a precious metals IRA. This minimum may vary depending on the type of account or promotion available at the time.

Does Goldco charge markup on gold or silver?

Yes, Goldco charges a markup on gold and silver. Like most precious metals dealers, Goldco includes a markup on the price of gold or silver products. The exact markup depends on the specific coin or bar and current market conditions, and pricing is provided directly through a Goldco representative.

Still have questions?

Is Goldco legit?

Yes, Goldco is a legitimate gold IRA company. Goldco has over 12 years of experience and has helped customers place over $3 billion in gold and silver. Its secure storage options are backed by nationally recognized insurance companies, and it offers a buyback program with a guaranteed highest price. It may be a good option if you are interested in setting up a precious metals IRA or buying gold or silver.

Goldco Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceContract & TermsStaff

    Reviewed July 17, 2026

    At the time we invested with Goldco, the stock market was doing poorly. I pulled some money out of my 401(k) and put it into precious metal, and it has since paid off nicely. I've had very good experience with Goldco. They’ve been very good with us. They helped us out as much as we needed. So, I've got high praise for them.

    We contact Goldco to purchase, and if I have some money, then we do the financial arrangements to send them the money. After we come up with a dollar amount, we sit down and we figure out, between myself and the representative, where we're going to split it up between gold, silver, or whatever we want to do. Once it's done, we finalize the transaction. They've got some checks and balances and double checks. Once we officially make the purchase, then the metal is shipped to the holding facility. The money is being held with a separate company.

    Between my wife and myself, we invested various sums of money. About three separate times, we've contacted them and bought some metal from them, and it's been a good experience every time. Any company you deal with will be very similar, but Goldco is what we picked out. They've been very good, and I really see no reason to change. If I have another purchase for precious metal, I'm going back to them. We've already established a relationship, so I'm very comfortable with them.

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      Verified purchase
      Customer ServicePriceStaffRates

      Reviewed July 14, 2026

      I had no physical gold and silver and I wanted to diversify and sell some. Goldco was one of the top, highly recommended companies, and I decided to go with them. So far, I've seen that they are. Everything went well with the purchase process. It was smooth. I worked with different people and they were all very accommodating. They did a nice job. People considering Goldco should give them a call. Talk to Mike or Fred or any of the guys. They're great and will help you figure out if it's right for you. If it is, they'll help you get the purchase done. If not, you looked into it. One thing that I had not gotten a clear picture of was when Goldco said I was purchasing at a higher price than the melt price. So, once I understood the difference between that, then it was a little clearer. But Goldco should talk about that upfront.

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      Verified purchase
      Customer ServiceSales & MarketingPriceStaff

      Reviewed July 12, 2026

      One of my two daughters has been with Goldco for two years. She was telling me that they've done really great in the gold and silver market. I just came off a sale of my house and I wanted to put my money some place that would do some good and make a difference in some people's lives. I tried Goldco and the process was easy. Matter of fact, they were great compared to my State Farm office where I was having a hard time with them even doing anything. The money is taken from State Farm ‘cause I had all my investments through them. It almost seemed like State Farm didn't wanna give up the money. They were really hemming and hawing about doing it, so took a long time.

      Most of the time, I spoke with Galila at Goldco and she's been fantastic. She was great to get through for whatever issues there were and get them resolved. She's been a lot of help. My daughter already knew her from before, and so we already knew the person we wanted to contact. She's very personable. Goldco has to charge for the storage of the product but otherwise, they were great to deal with. They're very professional and they know what they're doing. It’s no doubt and no surprise that silver and gold are gonna be the way to go.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffRates

      Reviewed July 6, 2026

      I had been thinking and praying about investing in gold for a while. I remembered how my mom used to keep silver coins when I was little, and after hearing that the prices were going up, I thought maybe I should do it and that it would pay off in the future. The process with Goldco was simple. The rep took the time to explain things to make it easy for me to understand since I'm not up to speed on that type of stuff. He told me from the get-go about the investment amount and said he would check to see if he could get me the bonus they were offering for investing. He said he would call me back that day with an answer, and he did.

      It was a go, and I appreciated that the rep went above and beyond trying to get that for me. I wrote things down and asked questions. He sent me the information and said that after they received my check, I could decide how I wanted to invest. Overall, it was a positive experience and I would highly recommend Goldco.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffHonesty & Transparency

      Reviewed June 21, 2026

      I was retiring and was going to continue investing, and I decided to invest in gold and an IRA. At first, I was skeptical because I didn't know if I was really talking to somebody for real. I waited a long time because I didn't know what to do, but the reps walked me through it all. They were very good.

      The team from Goldco was very patient, professional, and considerate. They weren't trying to talk me into anything. If things weren't working out, they said that was fine and to call later. They weren't pushy or demanding at all. They explained everything because I had zero knowledge, and they were very respectful, kind and confident enough to help me understand. After buying some Goldco gold and silver, I became very comfortable. I came to find out how honest they all are. They don't hold back and let you know 100% how things are going to run. I would recommend it to someone considering diversifying their retirement portfolio.

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      Verified purchase
      Staff

      Reviewed Aug. 21, 2026

      Everyone I spoke to from beginning to end were professional and patient with me in making decisions. Everyone answered all my questions and the process for me was effortless. A big Thank you to everyone involved!

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      Verified purchase
      Staff

      Reviewed Aug. 20, 2026

      Joshua ** was very helpful and made my purchase easy.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      I was very pleased with my Goldco experience. Each of the 3 staff members I spoke with were courteous, knowledgeable and quick to respond. They made my experience purchasing coins a very pleasant one, and I look forward with doing business with Goldco in the future.

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      Verified purchase
      Sales & MarketingPunctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      My wife told me about Goldco, and we decided to go with them. The sales reps were very attentive, quick and made everything easy. It wasn't the first time I had bought silver, and it was a lot easier process this time.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 15, 2026

      I have dealt with GOLDCO for several years and have always been happy with every individual's professionalism. I have purchased metals for both an IRA and now for a personal account, in both cases the help provided to my understanding of the process was excellent. I also appreciate the provision of articles about recent changes and future predictions of the metal market. You are doing great!

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      Verified purchase
      Staff

      Reviewed Aug. 14, 2026

      Account was extremely knowledgeable and helpful with my purchase. This was my first time buying silver. I couldn’t believe how easy the whole process was. They are definitely 5-Stars plus!!

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      Verified purchase
      StaffTransparency

      Reviewed Aug. 14, 2026

      My experience with Gold Co and my advisor David Brein was very great and professional. I purchased both Gold and Silver, and everything worked out beautifully. The explanation and information was complete and he answered all of my questions. It was a very smooth transaction and I could not be more pleased.

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      Verified purchase
      Staff

      Reviewed Aug. 12, 2026

      This was my first experience in investing in Precious Metals and I couldn't have asked for a better experience. From the beginning they were professional, knowledgeable, and patient. They took the time to answer my questions and explain the process, so I felt supported every step of the way. Making a first-time investment in something new can feel a little overwhelming. But the team at Goldco made the entire process comfortable and straightforward, even a little fun and personable. I felt very well supported and confident in my decisions. I will gladly recommend Goldco to others considering Precious Metals.

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      Verified purchase
      Staff

      Reviewed Aug. 12, 2026

      Thank you GOLDCO for all your help and the good information you supplied me with. Frank was very informative and I appreciated his guidance and help so. I appreciated all your help during the whole process and helping me get more educated on something I truly didn't know much about. I know more about Gold and Silver now than before. Thank you for helping me through the process of getting me set up with Gold and Silver. Thank you also for being so courteous to me and helping me get any questions answered. My experience with GOLDCO was very positive and a blessing! Thank you again!

      Best Regards, Cheryl

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      Verified purchase
      Contract & TermsPricePunctuality & SpeedStaffRatesTransparency

      Reviewed Aug. 12, 2026

      Generally, loved the process with Goldco. I had a ton of questions and they were very helpful through the process. They helped me through moving money from an old 401k and then eventually to my custodian and waited patiently while that process took longer than planned. My only issue with them was lack of transparency on their "deals". They mentioned 5-10% back in silver for precious metals investments. I eventually found out that the silver coming back was limited print coins when I wanted just bullion bars. Fine.

      When it was finally time to purchase, they then finally informed me that the whole purchase had to be limited edition coins to qualify. This was not what I wanted and made me pause for a week to reevaluate whether I wanted to complete my order. This ended up costing me more money as metal prices rose. Waiting was on me, but if I had been told sooner, it would not have been as big a deal. Please be more transparent upfront on your deals.

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      Verified purchase
      Punctuality & SpeedStaffCommunication

      Reviewed Aug. 7, 2026

      I have been working with GOLDCO since early 2023 and I am VERY pleased with the staff.. Their pleasant professionalism and knowledge of IRA rollovers surpasses that of any other company I have had prior dealings. A special "Thank You" to Monee, Ralph, and Melanie for walking me through the process and keeping me informed.

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      Verified purchase
      Staff

      Reviewed Aug. 6, 2026

      I was recommended by my brother who has been dealing with them for a number of years. My wife has been working with Josh Leslie when she invested in gold and silver around 5 years ago. I recently took money out of my 401k and had Josh and his team help me with the switch. Both him and his team are very knowledgeable, informative and patient. We are almost finished with all the transactions. Josh made it as painless as possible. I would and will refer them to anyone needing help on this area.

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      Verified purchase
      Staff

      Reviewed Aug. 5, 2026

      Buying precious metals is a good investment. We were investing with another gold company, and my husband heard about Goldco. We weren't thrilled with the other companies, so we tried Goldco, and our first experience with them was excellent. Our second experience was not as great, but it was still good. We weren't really pleased with the first company. It was difficult to get ahold of people, and we kept getting put in with different people. With Goldco, we liked it because we had one gentleman who was helping us. Then he retired, and the next guy wasn't quite as helpful. Other than that, the different team members at Goldco have been okay.

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      Verified purchase
      StaffTransparency

      Reviewed Aug. 4, 2026

      Easy, clear explanation of the process of setting up my Gold & Silver IRA. I was walked through each step of the way. I was comfortable and at ease with the Goldco contacts. Goldco is an outstanding company!

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      Verified purchase
      Staff

      Reviewed Aug. 1, 2026

      I've done business with Goldco before. I liked their ratings. I've been doing business with them for 8 to 10 years. The process of buying items from them and my experience with their team have been good so far.

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      Verified purchase
      Customer ServicePriceStaffRatesTimeliness

      Reviewed July 30, 2026

      The precious metals market seemed ready for another price spike and I happened to be able to invest so I called my agent at Goldco. to start the process. By the next day I received a FedEx envelope to mail my check. That’s how easy it is. Gold Co. took care of the rest. They explained what was available to buy over the phone and I made my choice. It’s easy as that with Gold Co..

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed July 30, 2026

      Buying through Goldco was a fast and easy process. My account exec was very helpful and answered all my questions with patience. It took my a while to make the decision, but once I did, I knew I wanted to buy through Goldco.

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      Verified purchase
      Customer ServiceStaff

      Reviewed July 30, 2026

      I wanted to reach out and express my sincere gratitude for the exceptional service and support you provided during my recent precious metals purchase. Your knowledge, guidance, and clear communication made the entire process seamless and reassuring from start to finish.

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      Verified purchase
      StaffTransparency

      Reviewed July 29, 2026

      Goldco representative was a joy to talk to and made this a positive experience. It was like talking to a good friend. Everyone at Goldco was helpful, pleasant and efficient. Detailed explanations of all transactions made for easy understanding of the process.

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      Verified purchase

      Reviewed July 23, 2026

      I did research online and saw that Goldco was highly recommended. I wanted to invest in precious metals to have some money if the dollar loses its value, which appears that it very well could in the future. Goldco's process was very easy and good.

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      Verified purchase
      Customer ServiceTransparencyCommunication

      Reviewed July 22, 2026

      I spoke to someone, and they said that I should have some investment in gold and silver. So when Goldco reached out to me, I was already thinking about it. Buying from them was smooth. The process was great. They always keep me informed, and give me advice, and every so often call me to give me an update. So, I appreciate that.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed July 21, 2026

      I am very pleased with the service I received through Goldco. It started with them sending me written materials to review. Next they gave me an agent that walked me through every step of the purchase. I had family and health issues that delayed my purchase, but he was patient and worked on my schedule. On the day I made the purchase, he reviewed everything that we talked about. He informed me that someone would be contacting me from the company and reviewing what I purchased. The person called me shortly after we finished the transaction and reviewed everything again.In addition to the great service, I got a bonus of silver.

      The nice part of this company is that they are willing to buy back the gold and silver in the future. Goldco is a one stop shopping experience that offers excellent customer service. I am referring others to them.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed July 21, 2026

      The whole team at Goldco has been fantastic. Walking me through the whole process of ensuring that I was obtaining the correct products to setting up accounts with both them and Equity Trust (Roth IRA custodian) was seemingly smooth. Now to sit back and wait for my investments to gain.

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      Verified purchase
      Staff

      Reviewed July 21, 2026

      Through the conversation and interaction I felt like talking to a friend who desires to give me excellent advice. What an pleasant encounter it was! I received information I had no clue about and received valuable inside inside about investing in precious metal!

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      Verified purchase
      Staff

      Reviewed July 21, 2026

      Goldco has everything I need to make an informed decision. They offer 10% extra when you invest so much money, which is a good thing. They have good advisors who give good advice, and they have a good buyback program. My experience with Goldco has been fine and I wouldn't be involved with them if I had bad things to say about them.

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      Verified purchase
      Staff

      Reviewed July 15, 2026

      Goldco’s team is highly responsive, helpful, professional and wonderful to work with throughout entire process from account setup, transfer and order confirmation. Entire experience was smooth and positive.

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      Verified purchase
      Staff

      Reviewed July 15, 2026

      I was very impressed with the thoroughness of the representative that handled my claim. Frank and Mike, his co-sponsor were very professional and I would highly recommend their services to anyone.

      Roger

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      Verified purchase
      Customer ServiceStaff

      Reviewed July 14, 2026

      I was very nervous about the process of dealing with rolling over my IRA, from the very first call and through the entire process I have felt so at ease and everyone involved have been courteous and beyond helpful with helping me work through this major transition. I am grateful to everyone at Goldco.

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      Verified purchase
      Sales & MarketingPunctuality & SpeedStaff

      Reviewed July 13, 2026

      The process with Goldco was really good. With one of my 401(k) suppliers, it was not so good. They seemed to take forever. But with Goldco, everything went very smoothly with them. The reps were very professional. I'm very impressed with the thoroughness of the sales representatives. I'm 100% pleased.

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      Verified purchase
      Customer ServiceStaff

      Reviewed July 11, 2026

      I had a retirement account through work. We transferred that money into an IRA. We talked to our lady at the bank who handles money, and she helped facilitate getting the IRA started. Then Goldco sent us the emails. We printed them off, signed, took them to the lady at the bank. She said, “Yup.” It was pretty easy. We really didn't do much. A couple of phone calls. We talked to a few people from Goldco, and they sent us all the information, and we filled it out. It was pretty seamless. Goldco was very awesome. If they don't know something, they find out and call us back. They've been very easy to work with. We had a really great experience.

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      Verified purchase
      Customer ServiceSales & MarketingPricePunctuality & SpeedStaffRates

      Reviewed July 10, 2026

      Extremely frustrating experience…. Made multiple calls to AE and others and never once spoke with anyone… Had to leave messages… Would receive calls back at inconvenient times but never connected… As a CUSTOMER I need to place an order when convenient for ME… not wait around until it is convenient for the sales staff… I finally completed my initial purchase. Product and Price are fine… Customer Service needs work…

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      Goldco
      Response from Goldco

      Hello Gary, We apologize for the experience you had. As you can see from the 1000s of 5-Star reviews we have, this isn’t how we handle our customers. If you don’t mind, we would like to find out more about what happened during your experience. Please contact our Customer Care Department at customercare@goldco.com or (855) 472-8494. Also, thank you for taking the time to write a review. All reviews help us improve our business practices and policies.

      Verified purchase
      Staff

      Reviewed July 10, 2026

      For someone who doesn’t have ANY experience re: bullion, I was so happy to find Goldco. They were very nice, very patient. Highest regard- Thanks for your help! Lynn S. PS Shout out to Galila. me and very nice

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      Verified purchase

      Reviewed July 10, 2026

      I thought about investing in precious metals for a long time and have heard it's a more positive investment. I had some money I needed to invest and preferred to go with silver. I went with Goldco and the process was totally easy. It was a very nice experience.

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      Verified purchase
      Staff

      Reviewed July 9, 2026

      Goldco would be a good way to preserve wealth and the people helping me set up the IRA stood out in my experience with them. I wanted to know how they valued the assets, being that they were collectible coins and not just bullion. I didn’t realize how they valued those. People considering Goldco should research before they make any decisions.

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      Verified purchase
      Customer ServiceStaff

      Reviewed July 8, 2026

      Goldco called me. I talked to them and they did good. I had an IRA and I transferred everything from the IRA into gold through Goldco. A gold IRA is a safer investment. Goldco sent me the papers, I signed the papers, and they pretty much took care of everything else. They're nice and good people to deal with. If I had any questions, they answered them. If they didn't know, they got back to me. It was a pleasurable experience and I would definitely recommend them to a friend.

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      Goldco Company Information

      Company Name:
      Goldco
      Address:
      24025 Park Sorrento, Suite 210
      City:
      Calabasas
      State/Province:
      CA
      Postal Code:
      91302
      Country:
      United States
      Website:
      goldco.com

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      AWARDS & CREDENTIALS