
Achieve Personal Loans Reviews
Formerly FreedomPlus
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About Achieve Personal Loans
Achieve creates a unique lending experience by providing you with a personal consultation where you can discuss your financial goals and needs with a loan consultant over the phone. Through its simple yet sophisticated application and vetting process, Achieve offers a custom rate based on your job profile, payment history, and several other factors—not just your credit score. You could even qualify for exclusive rate discounts from Achieve just for applying with a co-borrower, using your loan to pay off debt, or having retirement assets. Achieve also offers home loans and debt relief options through Freedom Debt Relief.
Visit www.achieve.com/personal-loans- Work with a certified loan professional
- Easy online application & approval
- Get funds in less than 48 hours
- Loans not available in all states
Achieve Personal Loans Reviews
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Reviewed Dec. 8, 2025
I have a savings account with a company and I decided to apply a loan through their app and Achieve was who contacted me because we had just bought a house in June and ran up some credit card debt, so I wanted to consolidate it into one payment. And I’m happy with the rate and terms. The rate could always be lower, but it’s okay.
The application process was very easy. The person I spoke with guided us through everything, and I just had to send a few documents. He was very patient while I discussed it with my husband. It was a very good experience. Everyone I spoke to was professional and courteous.
Thank you for taking the time to share your experience with Achieve. We're delighted to hear that you found the loan application process straightforward and benefited from the patient guidance of our team. We appreciate your feedback regarding the annual percentage rate and are glad to see you find the terms acceptable overall. It’s wonderful to know that each interaction with our staff was professional and courteous. Your satisfaction is important to us, and we're proud to have been a positive part of your financial journey. Please don't hesitate to reach out if you need further assistance.
Reviewed Dec. 6, 2025
I heard about Achieve Personal Loans through LendingTree and decided on them because the rate sounded good. The loan was for a home improvement project. I’m building a garage and I was happy with the annual percentage rate and the terms.
The application process was easy. A gentleman on the phone walked me through everything, and the whole process took about an hour. The specialist I worked with was knowledgeable and very helpful.
Thank you for sharing your positive experience with Achieve Personal Loans! We're thrilled to hear that the rate and terms we offered for your home improvement project were appealing. It's wonderful that you found the application process straightforward and our team both knowledgeable and supportive during your interactions. Your satisfaction and ease in getting your loan are our top priorities, and we're pleased we could meet your expectations from start to finish. If you have any more projects planned in the future or need assistance, we’re here to help!
Reviewed Dec. 5, 2025
My experience with Achieve Personal Loans was great! Ryan S., who was very patient and helpful, handled the loan process. Also, I only had to wait a short time to hear back on my loan approval. The cherry on top was that the interest rate is very reasonable. I would recommend them to my friends and family.
Thank you for sharing your wonderful experience with Achieve Personal Loans! We're thrilled to hear that Ryan S. provided you with exceptional service and that you found the loan process both quick and satisfactory. We're glad the reasonable interest rate met your expectations. Your recommendation means a lot to us, and we’re delighted you would choose us to support your friends and family as well. If there's anything else we can assist you with, please let us know!
Reviewed Dec. 5, 2025
I was out of work due to an injury. Achieve Loans was able to consolidate my bills down to one payment. It was just what I needed at the time. I would absolutely recommend Achieve Loans to anyone who needs to consolidate their bills. Thank you for helping me navigate my finances through this challenging time.
Thank you for taking the time to share your experience with Achieve Loans. We're incredibly pleased to hear that we could assist you in consolidating your bills and provide the support you needed during your challenging time. It's rewarding to know that our services met your expectations, and we greatly appreciate your trust in recommending us to others in need of financial solutions. Don't hesitate to reach out if there are any additional ways we can support you.
Reviewed Dec. 5, 2025
Great customer service and everyone has treated me like a family member, making sure it isn't going to financially hurt me. Everyone has been a blessing to talk to and truly cares. When I am completely paid off, Achieve will be a big reason for it. Thank you so much!
Thank you for your heartfelt feedback! We're thrilled to know that you feel like a part of the family with us. Providing caring and supportive service is our top priority, and we're glad we've been able to make your journey a positive one. It's truly rewarding to hear that our efforts are contributing to your financial success. If you need further assistance or have any questions, don't hesitate to reach out. Thank you for trusting us, and we're here for you every step of the way!
Reviewed Dec. 5, 2025
Such great customer service. They were so knowledgeable and caring. They were so helpful and there when I needed it. I would highly recommend Achieve to anyone. This was an easy experience. They made me feel confident. I am so happy with my whole experience. I will gladly recommend achieving to my friends and family.
Thank you for sharing your wonderful experience with us! We're thrilled to hear that you found our customer service knowledgeable and caring. It's fantastic to know that we could make your experience smooth and filled you with confidence. We truly appreciate your recommendation to others and your intention to share your positive experience with friends and family. If there's anything else you need, we're here to help!
Reviewed Nov. 20, 2025
I was looking for a debt relief, and found Achieve. Their annual percentage rate was a little high, but I didn't have much choice. But the application process was easy and the reps were very nice.
Thank you for sharing your thoughtful feedback. We are delighted to hear that the loan application process was straightforward and that our loan specialist could provide a positive experience for you. While we acknowledge your thoughts on the higher interest rate, we're glad that our service met your needs effectively. Your comments are valuable to us and help us enhance our offerings. If there is anything more we can do to support you, please feel free to reach out. Thank you for choosing Achieve Personal Loans!
Reviewed Nov. 19, 2025
The process at Achieve was smooth. The rep explained what I needed to do and what I needed to get. It worked out pretty well. During the process, I had the rep’s direct number if I had questions and I also signed up to the portal so I have an account there. If others need a debt consolidation loan, they should highly consider Achieve.
Thank you for sharing your experience with Achieve Personal Loans. We're delighted to hear that you found the process to be smooth and straightforward, and that our representative could offer you clear guidance. It's wonderful that our user-friendly portal and direct contact options contributed to your positive experience. We note your thoughts on the interest rates and greatly appreciate your feedback. We strive to provide competitive terms and your input is valuable as we work to enhance our services. Thank you for wholeheartedly recommending Achieve for debt consolidation purposes. We're here to assist you whenever and if any further support is needed.
Reviewed Nov. 19, 2025
I got a personal loan from Achieve and working with their reps was very good. They had quick response and they seemed to be knowledgeable in the different options that I could choose from. I was very happy. People should give them a try.
Reviewed Nov. 19, 2025
Achieve was really easy to work with. The rep who helped me was awesome. He was very clear and he didn't make it complicated. He gave me my options and allowed me to make a good informed decision. The application process was a piece of cake. I was happy with my experience.
Thank you for sharing your fantastic experience with Achieve Personal Loans! We are delighted to hear that our representative provided such clear and straightforward options that helped you make an informed decision. It's wonderful to know that the application process went smoothly and met your expectations. Your recommendation means a lot to us, and we're thrilled to be a part of such a positive experience for you. If you inspire any future needs or have additional questions, feel free to visit us again. Thank you for choosing Achieve Personal Loans!
Reviewed Nov. 18, 2025
I received a letter from Achieve Personal Loans, with my name and current address. When I opened the letter to find the phone number to call, OF COURSE, an individual whose 2nd language was English answered the call. They wanted to "verify" that I was who I said I was, which, ironically, was what I was attempting to do with them..... I *never* applied for a loan from this company..... and when a "business letter" shows one address in the main letter (Phoenix, AZ) and another in the body of the letter (in New Jersey, another "shifty" state) - If that's not a "red flag", I don't know what is!!!!
Reviewed Nov. 6, 2025
This is my second loan with Achieve and both times have been a very good experience. Gerardo was especially helpful. I talked to him a few times and he always answered my questions right away. In fact I just referred one of my friends to Achieve. We will be calling tomorrow to set up the loan.
Thank you for choosing Achieve for your second loan, and for taking the time to share your wonderful experience with us! We're thrilled to hear that Gerardo was of great assistance, and promptly addressed your questions. We will make sure to pass along your kind words to him. We're also delighted to learn you've referred a friend to Achieve—it truly means a lot to us. Should there be anything more you need, please don't hesitate to reach out. All the best to you and your friend with the loan setup!
Reviewed Oct. 30, 2025
We were looking to do some consolidation, and my wife was referred to Achieve by her friends. The application process took an hour and 30 minutes. The rep was very helpful and answered all my questions, even the follow up questions. The process was smooth and streamlined. It was a quick turnaround as far as the funds being paid to the debtors. We have made one payment so far, but it seemed like it was the right system for us. However, I wasn’t too happy with the interest rate.
Thank you for sharing your positive experience with us. We're thrilled to hear that the application process was straightforward and you were well-assisted day by our representatives, ensuring a smooth journey towards consolidating your debts. While we acknowledge your feedback regarding the interest rate, we're pleased you felt the overall experience was worthy of a recommendation. Your insights are invaluable and help maintain our high standard of service. We're here to assist you with any future questions or needs you may have. Thank you for choosing Achieve Personal Loans!
Reviewed Oct. 30, 2025
I made some inquiries online about different things, and Achieve was one of the first ones that called. They actually listened to what I had to say. I did a consolidation type loan. I talked with the guy, and we went through the whole thing. I was as happy as I could be about the rate. They sent me an online paper copy of what I had done. I looked at it to make sure it was everything that we had talked about, and I signed it. It was all done online and took about half an hour.
Thank you for choosing Achieve Personal Loans and for taking the time to share such a positive and detailed review! We're thrilled to hear that our team made a good impression by responding promptly and carefully understanding your needs. It’s great to know that you found the consolidation loan terms acceptable and appreciated the efficiency of our digital application process. We aim to make every interaction friendly and knowledgeable, and we're glad you noticed. Your recommendation means a lot to us, and we are here to assist whenever you need any further assistance.
Reviewed Oct. 21, 2025
The first loan I had with Achieve, I called and the lady was super nice. They weren’t requiring five million things just to prove who I was and what I wanted the money for. I was on the phone with her for two hours, which is how long it took to get everything done and all the forms signed. The money was in my account a couple of days later.
The interest rate is kind of high. I’m paying 15% because it was a credit card loan consolidation. But at least they were willing to help me get out of debt. The service was wonderful. It was very fast and didn’t take months or weeks.
Thank you for sharing your experience with Achieve! We're thrilled to hear that you found our process smooth and efficient, and that our representatives were kind and straightforward in assisting you. Streamlining the application process by reducing unnecessary paperwork is a priority for us, and it's rewarding to know it contributed to your positive experience.
We're delighted to learn that our team was able to make a meaningful impact on your family's finances by helping you consolidate debts. We understand interest rates can be a concern, and we're glad that, despite this, our service was valuable to you. Your recommendation is greatly appreciated, and our team remains committed to supporting you in any way possible.
Reviewed Oct. 21, 2025
When I had to reach out to Achieve Personal Loans, I had to call because you have to do everything on the phone. A gentleman helped me through it because I’m 78 and not good with phones. He walked me through the process, and I had faith in him. He took his time, and we laughed a little bit, but got it done. Everything was fine, and I haven’t had a problem. They just took my first payment out last weekend. What I did was renew my loan, I've had them for about four years now.
Thank you for your kind words and for being a loyal customer over the past four years. We're thrilled to learn that your experience with our service continues to be excellent, particularly with the assistance from our team over the phone. It's wonderful to hear how the guided support helped make the process stress-free for you. Our team strives to ensure a light-hearted and smooth experience for all of our customers, especially those who might find certain aspects of technology challenging. We appreciate your feedback and look forward to serving you again in the future.
Reviewed Oct. 8, 2025
I had the pleasure of dealing with Krystal **, I would highly recommend her to anybody needing a quick loan. She was very helpful and you can easily tell she has great knowledge and wants to help her customers out. She gave me a few different options which was great and we discussed the pros and cons of each. Very pleased!!
Thank you for taking the time to share your positive experience with us. We're thrilled to hear that Krystal provided excellent service during your loan process and that her knowledge and assistance left a great impression. It's wonderful to know that she was able to present you with thoughtful options and guide you through the decision-making process. We appreciate your recommendation and look forward to serving you again in the future!
Reviewed Oct. 7, 2025
Achieve was very helpful and detailed about the whole process. Very easy process, and Grant was really easy to work with. He helped with any question I had. Even made extra calls trying to get things pushed through for me. Would definitely recommend them to anyone if they needed the help.
Thank you for sharing your positive experience with Achieve! We're thrilled to hear that Grant was so helpful and thorough throughout the process. It's wonderful to know that he addressed all your questions and made extra efforts to ensure things went smoothly for you. We appreciate your recommendation and are glad we could assist you efficiently. Feel free to reach out if you need further support in the future.
Reviewed Oct. 7, 2025
Since the day I decided to give it a try for getting a loan, I have. Very light feeling, talking to the staff that explained all regarding what I’m getting into. From start till I got my loan, it was really great👍. Always answered all my follow up questions. Looking forward to referring it to my friends and relatives.
Thank you for sharing your satisfying experience with our team! We’re thrilled to hear that our staff made you feel at ease while thoroughly explaining the loan process. It's great to know all your questions were answered and that you had a positive experience from start to finish. Your willingness to recommend our services to friends and family is immensely valued. We look forward to supporting you and those you refer with the same level of service.
Reviewed Oct. 2, 2025
I had very good interactions with their reps. Customer service was very professional and informative. It was excellent. I usually course through the processes either via email or phone call, and I have always had an actual person to interact with. My experience with Achieve has been good.
Thank you for taking the time to share your experience with Achieve Personal Loans. We're delighted to hear that you found our customer service to be professional, informative, and excellent, and that each interaction with our representatives has been positive. We are especially pleased that al ternative correspondence methods like email and phone have allowed for direct and satisfactory communication. Your high rating and satisfaction mean a lot to us, and we're here to assist you always.
Reviewed Oct. 2, 2025
My experience with Achieve was good, even though their annual percentage rate was high. I got a personal loan from them. The application process was online, and it was quick and easy. It just took 20 minutes. They were also accommodating because I had to change the payment date a couple of times, and they were fine with it. And then I paid it off in full.
Thank you for sharing your exceptional experience with us! We're delighted to hear that you found our loan application process accommodating and easy to navigate, and that your interactions with our team were positive and flexible. We are pleased to know you appreciated the convenience and efficiency of handling adjustments seamlessly. Although we understand the consideration regarding the annual percentage rate, we're thrilled to hear that it didn't detract from the overall positive experience you had—and that you'd recommend us to others seeking personal loans with accommodating services. Your valuable feedback inspires us to continue delivering excellent service with fairness in mind. Thank you once again for your recommendation!
Reviewed Oct. 2, 2025
I did credit card payoffs with Achieve Personal Loans. The process was smooth with the person. The rates and terms were also fine. And the online service was easy.
Reviewed Sept. 27, 2025
I was googling and looking for an option, and came across Achieve Personal Loans. It was pure luck. My husband had a similar consolidation, and he had a horrible experience. I looked through all of the reviews, and that's how I went through Achieve, hoping that it was a better experience. It worked out and I am happy with their service, their communication, and how they worked. It's flawless.
Reviewed Sept. 27, 2025
I found Achieve Personal Loans from a quick search. The customer service was excellent. I liked the ease of getting the paperwork done.
Reviewed Sept. 27, 2025
I took out my first loan with Achieve four or five years ago. Recently, I took a loan to pay off some credit card. Customer service is always good to work with and pleasant. The process was done over the phone and I was able to put my wife on a three-way call. It was done within the day, and everything went fine. I had them release the funds out to each creditor since it was the easiest way to do.
My loan is for 60 months, and I always pay it off. I'm seeing where I could have beat the APR, a little bit after the fact, but I'm fine with it. Achieve is great and they make their process easy. But I would suggest looking at the interest rates a little bit before proceeding. I've actually got two loans with them that I'm fixing to wrap up. The first one is about 80% done in December.
Reviewed Sept. 27, 2025
I reached out to Achieve ‘cause I worked with them before. It started out with a debt consolidation loan, and I had a good experience with them that's why I went back. The guy who helped me was great. He helped me choose the correct type of loan because I don't own a house anymore so I couldn't do a mortgage loan, so I got a personal loan.
The loan did come in handy. My credit cards were paid off and it allowed me to pay off my 401(k) loan, so now I can go ahead and get out another 401(k) loan and pay off the taxes I owe. Things were done great.
Reviewed Sept. 27, 2025
I came across Achieve Personal Loans through Credit Karma. I saw Achieve's low interest to pay off a large debt on the credit card. They're a great company. They help you out, instead of having 15,000 calls about things. I got a personal loan. Achieve paid off the charged card, and I pay them. They called and I refinanced. Any time, any day, I call to make a payment, they were right on it. They paid off everything. It worked out well.
Reviewed Sept. 26, 2025
I picked up Achieve Home Loans off the internet. I used their service online and it was too easy.
Reviewed Sept. 20, 2025
It was very quick getting my loan and I had autopay when paying back, super easy!!!! Such friendly staff I dealt with each time I was notified. I would highly recommend Achieve for everyone and their percentage rates were low too!!!! This could easily be the easiest loan you have ever gotten, so don’t wait. Help yourself out and reach out for a loan, you won’t be disappointed. What are you waiting for? They can help you out.
Reviewed Sept. 20, 2025
Very pleasant to work with and they do what they say. Thank you. I would highly recommend family and friends to reach out to you for assistance. It is truly a great feeling almost debt free and can finally breath again. Everything was done completely over the phone, no hassles, no paperwork and now no worries. If they can help me at my age they can help you also.
Reviewed Sept. 20, 2025
If you need to consolidate your loans and make your life simpler & easier, this is the company for you! Easy to work with & great terms! Never had an issue! You know everything upfront & with automatic drafting, payments are simple! Plus, if you have an emergency, there are options & they work with you every step of the way! Very professional!
Reviewed Sept. 20, 2025
The gentleman in customer service that I spoke with helped me with a question I had. Was very personable and professional. He provided excellent guidance that made sense to me and dispelled my confusion. It was easy getting through to customer and I did not have to wait on hold. All the people I have worked with in Achieve have always been excellent resources, highly knowledgeable and earned my trust and confidence.
Reviewed Sept. 19, 2025
Yes indeed. Great company to work with. Great service and very friendly associates. This company handled our loan with great accuracy and professionalism. We would highly recommend Achieve to all our close friends and family members.
Reviewed Sept. 19, 2025
I appreciate your help with helping us pay off a couple of loans and bringing down our payment and in a quick and efficient manner.. Loans were paid off and extra money was in our account as promised. They answered all my questions and answered the phone or returned my call as soon as possible.
Reviewed Sept. 19, 2025
They have been upfront, honest and very helpful. This is the second loan because after the first, they offered me the opportunity to clear all my other debts and be debt free sooner. I have had a very good relationship. They are willing to answer all questions quickly and accurately.
Reviewed Sept. 10, 2025
Dealing with Achieve is a total and complete waste of time. Predatory in nature. Will call you over and over to offer you a loan from them that you really don’t want. Will badger you in to believing it would be the best thing for your credit profile. They’ll hassle you and badger you about your personal affairs that have nothing to do with your ability to pay. Total nightmare to deal with. Not worth it for a small personal loan less than 6k. I’d rather save my bandwidth for a mortgage lender. Just got to your credit union or bank, especially if you actually have the credit and means to pay. They’re not worth it.
Reviewed Sept. 9, 2025
After a hard pull, I received a conditional approval. While I understand what conditional means, there was no expectation of a denial following timely submission of all requested documents. With a credit score in the mid 700's, a 7 figure salary and no debt aside from deferred student loans, it's not rational that they'd decline a loan for 30k.
Reviewed Aug. 20, 2025
David was wonderful. I already had a loan with Achieve since November, and I recently refinanced. David was far above any person I’ve ever talked to at Achieve. He helped me a lot. He was kind and took care of me quickly. I closed in three days.
Before I moved, my original loan in Chicago had a very high interest rate. I was told that after six months I could refinance. My loan was $50,000, and I had already paid back $85,000. My payment was $1,425 a month, and although it was very difficult for me, I never missed a payment. But because of that high payment, I was using credit cards for everything, which made my debt ratio too high to refinance. When David first reached out, I told him not to even bother. He still tried, and when it didn’t go through, he told me to call back in seven months.
During that time, I tried hard to improve my situation. As a retired teacher and through Fairness Act, I was able to get my ex-husband’s portion of Social Security every month, including upfront amount because it was a back amount. I used that money to pay off all my credit cards. I called David back after two months instead of seven. He pulled a soft credit report while we were on the phone, and everything moved quickly after that. Now my payment is $1,049 a month instead of $1,425. The term only extended about eight months more, and I was also able to pay off three credit cards in the process. I’m basically saving about $700 a month.
Reviewed Aug. 20, 2025
We were doing debt consolidation. Depending on the amount you request to pay off the loans, they determine the best rate and payment that I wanted to stay around and we went from there. The rates at Achieve are better than what I had. I filled out an application and the next day, I received a phone call from a representative. He got the information that he needed, asked me a few questions about my financials and where I thought I would be comfortable, and assisted me from there. He is very knowledgeable on the products that he was recommending to me.
Everything was handled within two hours. I was surprised. I had never gone through a process like that. It took that short of a time to complete so I was pleased with the service I received. Their website is fairly easy to navigate as well.
Reviewed Aug. 15, 2025
Date of Interaction: 08/15/2025. Time: 11:45 AM. Method: Phone Call. Representative: [Justin **]. Summary: During my call with the representative, I inquired about the company’s fee structure. The broker responded with the statement: “The company charges what they charge…I don’t know what to tell you.” This was delivered in a condescending tone, and when I attempted to ask clarifying questions, I was repeatedly talked over.
Concerns: Lack of willingness to provide clear, detailed answers to direct questions. Dismissive and unprofessional tone toward a prospective client. Failure to follow basic customer service etiquette by not offering to follow up with accurate information. Hostile response to a reasonable inquiry about fees. Impact: The experience left me with no confidence in the broker’s professionalism or the company’s client care standards. In an industry reliant on trust and clear communication, this approach is both unacceptable and detrimental to business reputation.
Action Requested: ACHIEVE LEADERSHIP: Review the recorded call from 08/15/2025 at 11:45 AM. Provide appropriate coaching or corrective action to the representative involved. Confirm that my contact information is removed from further solicitations. Final Note: I will not be moving forward with this company due to the conduct displayed during this interaction.
Reviewed Aug. 9, 2025
I heard about Achieve on the internet. And the loan process was good. We had a few different phone calls, but everything went smoothly. And it didn’t take long at all. The loan specialist was thorough and knowledgeable. My wife questioned him pretty good, and she felt like he did a good job. So, that’s why we went that route.
Reviewed Aug. 9, 2025
It was an easy and straightforward transaction with the loan officer at Achieve Personal Loans. I highly recommend them.
Reviewed July 17, 2025
I wanted to consolidate some of my credit card debt over a year ago and I was looking online and found Achieve Personal Loans. I Googled it and read the reviews. I called them and got my first loan. Last time, I made a follow-up to see if we could restructure the one I currently have. But it would have been more expensive to go with the new one. The guy was great, and the process was seamless and wonderful. I can access online and the money comes out through EFT very easily. If I wanna put more on it, that's an easy process too. The payments are very fair and every time I've had to deal with any of the guys at Achieve, it's been good. I love Achieve and the service, and they are there to help me consolidate. It is helping me on my journey. I have learned a lot about debt management and my financial achievement has come from working with them. So I am grateful and I appreciate them.
Reviewed July 17, 2025
I dealt with Achieve in the past. This is the second time I've gone through a personal loan with them. The first time I heard about it was through a family member that also used them for a personal loan. And he was completely satisfied.
The first time I did it, they were awesome. They gave me a 5% interest, which I was amazed, no one else could do. It was fast, easy, done simple. Same thing happened the second time. But the interest is a little bit higher the second time ‘cause time has gone by. 6.5%. I'm pretty satisfied since no one else could beat it.
They were so professional and cordial. They guide you through everything, almost like a teacher. Then before you do anything, they explain what's gonna be good, what may be bad, to help you make the right decision. They also have agents who stay on the line to help you. I will use them in the future.
Reviewed July 17, 2025
I had a previous loan with Achieve and the lending process was very smooth. It took 24 hours from application to approval. It went very quickly. The rep I worked with was very good, as well. He was extremely diligent. He ran several different scenarios, and then we were able to choose the best plan for myself. It was very good for me to consolidate all my credit cards into one payment that allows me to have more cash flow. Achieve is a very useful company to utilize.
Reviewed July 17, 2025
I was looking for a loan to fund my son's wedding. I'm now taking care of my two grandchildren from his side. So, it was a successful union. Working with Achieve was seamless. It was low pressure, which I was very happy with. The young man who helped me was exceptional. I can't deal with high pressure. And that has not always been my experience, but this last one was the best.
Reviewed July 17, 2025
I got a consolidation loan from Achieve. Their rate was a little high, in my opinion, but I went ahead with it. I probably could have gotten a lower one somewhere else. But I paid the loan off and I would use them again.
Reviewed July 12, 2025
The loan process at Achieve was fine. It seemed a little long, but I liked to talk to somebody over the phone. The guy I had was very helpful. I don't like the origination portion of it, but they were really easy to get in contact with.
Reviewed July 11, 2025
Talk to the people from Achieve and see if they can work with you. I was already in an account with Freedom, and they were bought out by Achieve Personal Loans. The rates are very good. Also, if you have a three-year loan, they would come back and say, “We can make it this low because you've been paying on time for such time.” I make my payments every month on time, but I think about the interest rate, if it would ever go down because I thought it was just to pay it off. Achieve reached out to me and said, “You're making great payments. We can lower your interest rate.” They did that, and it was great. I like that a lot.
Reviewed July 11, 2025
My initial application with Achieve was online, but something was wrong, so I wound up calling and got a representative. The customer service was superb. The representative did everything quickly, explained everything detail by detail and went over every account that we had. She made things so simple. She was very patient, and she made it seem effortless.
Reviewed July 11, 2025
I applied online for a loan to Achieve but it said somebody from their team was gonna call me. The customer service was exceptional and the rep was very communicative. He explained everything, gave me all the steps, what was gonna happen and what to expect. He guided me all the way.
Reviewed July 8, 2025
Everyone that I worked with was great. The loan is just fine. My only recommendation would be, that instead of a red-line for refinancing the loan before 6-months of payments, you did a case by case evaluation. Perfect scenario, a divorce, where 1 person has to get off the loan. I personally would rather stay with your company than going elsewhere. But that's what happens.
Reviewed July 8, 2025
Very nice people who helped me obtain the loan I had. Fortunately, I was able to pay the loan off early. Thank you for your trust in me and for the loan. I appreciate all you did to assist me in navigating the needed paperwork that was required. I will always be thankful for your thoughtfulness.
Reviewed July 3, 2025
We found Achieve Home Loans online and their lending process has been very easy. The application to approval is completed in a week. Our lender was very friendly. He took only an hour to process our application over the phone. We did all the paperwork the same day and some the next day. Then we signed our contract. It was done really quick. We got our money within a week and we were able to pay most of our credit cards and do some home renovation as well. The overall experience was good and we'd recommend Achieve Home Loans to others.
Reviewed July 2, 2025
The person I dealt with at Achieve Personal Loans was extremely professional and nice. I was impressed with how thorough and quick he was on everything. He gets major kudos. He helped me more than once and every time he said he would call, he did. We kept getting disconnected because I live in the country and have bad service, and he called me immediately right away each time we got disconnected, and that happened several times. Overall, Achieve was excellent and if I do business again in the future, I will continue to work with the person who helped me because he was fantastic. The interest rates could have been better, but it is what it is.
Reviewed July 2, 2025
I went with Achieve for a consolidation loan and it seemed to work for us. The application process was easy. They provided good rapport, as well. I’d recommend them.
Reviewed June 30, 2025
Was in need of a loan, and struggled to find anywhere that would really work with me, and make me feel understood and comfortable. Achieve went above and beyond to make sure I was understood in this process and has worked with me the whole way. I appreciate Kevin ** for guiding me through this process and the amazing team that kept me informed as well throughout this process. Would recommend Achieve to anyone needing their services.
Reviewed June 25, 2025
That was some years ago when I found out about Achieve under the Credit Karma credit reports. At that point in time, it was the best option to consolidate two credit cards into one payment.
The process was easy. It was all emailed to me. Interacting with representatives wasn’t difficult at all.
I have nothing negative about Achieve. It was a relief from stressing about paying those two accounts.
Reviewed June 25, 2025
Achieve allowed me to consolidate a lot of my debt into one payment, which makes it a lot easier, and I’m not getting flooded with multiple interest charges. I would tell other people to just call and talk to them.
Reviewed June 25, 2025
I’ve had a previous loan through Achieve, and the application process was easy, quick and they walked me through everything. The representatives were very friendly and knowledgeable. The service helped me catch up on my bills and consolidate everything into one simple monthly payment.
Thank you for your glowing review and for choosing Achieve Personal Loans again! We're thrilled to know that the seamless application process and the dedicated support from our friendly, knowledgeable agents made a positive difference for you. It’s wonderful that consolidating bills into one manageable monthly payment has enhanced your financial management. Your recommendation truly means a lot to us, and we're glad we could meet your needs in such a supportive way. Should you need any further assistance, we're here to help.
Reviewed June 25, 2025
I spoke with a person from Achieve, and they were easy to talk to and available. We knew what we were looking at by the time we finished on the phone. The process of getting the loan was quick enough, and it was approved within two or three days. I would recommend Achieve to friends if they need a personal loan.
Thank you for sharing your experience with Achieve Personal Loans, Judi! We're thrilled to hear that you found the application process straightforward and impressively quick. It's great that our representatives made the decision-making process easier through clear and open communication. We take pride in providing our customers with a smooth lending experience, and we're glad that our efforts met your expectations. If you ever need further assistance, we're here to help!
Reviewed May 7, 2025
I had a loan with CareCredit, but their interest is way too high, so when I saw a letter in the mail about Achieve, I decided to check it out. I find Achieve really convenient. It’s much quicker than CareCredit. I said, “It’d be quick for me to get a loan and pay them off.”
The application process was very fast, taking probably less than a half-hour, and the interest rates are lower compared to if I would try to get a loan through someone else or even a credit union. The customer service was excellent and met all my expectations. I feel this may be the best decision for me.
Thank you for sharing your experience, Anna! We're so glad to hear that Achieve helped you find relief from a high-interest loan and that our lower rate and quick application process made a positive difference. It’s especially rewarding to know that our team provided clear, helpful support along the way.
Reviewed May 7, 2025
The loan officer from Achieve was very helpful, and the application process went smooth.
Thank you for the kind words, Ophelia! We're thrilled to hear your application process went smoothly and that our loan officer provided helpful, professional support. That’s exactly the kind of experience we aim to deliver.
Reviewed May 7, 2025
John ** was absolutely terrific at working with me to determine my loan needs, the best path forward to minimize the interest rate, and how best to work to pay off the loan ASAP while using autopay to make sure I didn’t miss any payments and get hit by unnecessary fees. He was terrific and I’d recommend anyone who has any questions or concerns to call him and go through your personalized situation.
Thank you for the great feedback, Patrick! We're so glad to hear that John provided such thorough and thoughtful support. It's wonderful to know he helped you navigate your loan options and set you up for success with a repayment plan that works for you.
Reviewed May 7, 2025
Everything from start to finish was perfect, if there's such a thing. The process was smooth and surprisingly quick, and the loan specialist was excellent, I couldn’t have asked for better. I was 100% comfortable with the rate and terms. Can’t complain.
Thank you for the glowing review, Fitzroy! We're thrilled to hear that your experience was smooth, fast, and stress-free. It's great that our loan specialist made you feel completely comfortable and supported throughout the process — that’s exactly what we aim for.
Reviewed April 30, 2025
A friend of mine told me about Achieve Personal Loans. I got a personal loan from them, and the process was completed the same day. Their loan specialist was friendly and professional.
Thank you for your kind words, Nigel! We're so glad to hear that your loan process was fast and that our specialist provided a friendly, professional experience. Same-day funding and great service are what we strive for, so it’s wonderful to know we delivered on both.
Reviewed April 30, 2025
As far as I remember, the application was very easy. The customer service has been great. Anytime I had a problem, I could call and they would help me right then and there. It was resolved in less than five minutes.
Thank you for sharing your experience, Katrina! We're thrilled to hear that the application process was hassle-free and that our customer support team was able to resolve your concerns quickly and effectively. Fast, reliable service is something we pride ourselves on, and it’s great to know we hit the mark for you.
Reviewed April 20, 2025
I’m a single mom and had financial woes. I had a lot of debt from helping my kids with their medical issues, and I was putting everything on credit cards. I paid my bills, but I just couldn’t get out of my debt. Achieve Personal Loans helped me negotiate some of the debt and helped me get out of that. The application process was very easy and took a day. Everything was done over the phone and online. I got the funding quickly, within a few days only. I was afraid I was gonna get a lot of hurdles, but they’ve been very helpful. Instead of feeling in trouble, I felt like they were my partner.
Thank you so much for your heartfelt message, Dawn. We’re truly honored to have been part of your financial journey and are grateful that you chose to stay with us after your experience with Freedom. It means a lot to hear that we’ve been able to provide support that made a real difference during a challenging time in your life.
Reviewed April 19, 2025
Achieve called me after I submitted information about debt relief and the customer service was good. They did things fairly well and if I had to, I would use them again.
Thank you for sharing your experience with our team, Jeffrey.
Reviewed April 19, 2025
I like that I didn’t have to put up a collateral with Achieve. The application process was quick and easy. It took only a day and the information they asked for was not invasive. They were thorough, called back a couple of times to make sure I was satisfied and everything went well.
Hi Paul, it sounds like your experience with Achieve was positive overall, with quick service and helpful customer support. It’s great that you found the process smooth and that they were proactive in following up with you.
Reviewed April 10, 2025
The loan process with Achieve was easy and very fast. The woman was super helpful and just walked me through the process. It's been almost two years since I applied. And overall it was seamless. I've got automatic withdrawals, and I don't even notice anything. It’s the best. I knew the interest rate would be high but I'm going to be able to pay it off in a lump sum, which is another good feature.
Thank you for sharing your experience, Barbara! We're so happy to hear that the loan application process went smoothly and that our team was able to assist you every step of the way. It’s great to know that our communication has been consistent and helpful, and that the automatic withdrawals have made managing your loan easier.
Reviewed April 10, 2025
I was with a different loan company, was looking to do a new consolidation, I came across Achieve, and the lady I spoke to was nice, and knowledgeable. We initiated the process one day and completed it the next day, and there was a bit of a hiccup, but she was able to get around it quickly. It’s made it a bit easier on my financial status and lowered my payments, so it’s been a pleasant experience.
Hi Ashlee, It’s great to hear that your experience with Achieve was smooth and efficient, and that the process was completed quickly. It’s always reassuring when things go according to plan, and it sounds like the team provided helpful support along the way. Thank you for recommending Achieve – we’re glad everything worked out well for you! If you ever have any other questions or need assistance in the future, feel free to reach out.
Reviewed April 10, 2025
I was originally with Freedom Financial and Achieve bought them out. The application process was easy and it did not take very long. It was all done through the internet. Their servicing is great. Their communication is really good too. They are always emailing me.
Hi Joan, thank you so much for sharing your experience! We're glad to hear the transition from FDR to Achieve Personal Loans has been smooth and that our online application process worked well for you.
Reviewed March 29, 2025
It was a very good experience.
Thank you for sharing your experience, Andrea! We’re so glad to hear that the process was smooth and pressure-free, and that our loan specialist made everything clear and easy to navigate. It’s important to us that you feel fully informed and comfortable every step of the way!
Reviewed March 29, 2025
I’ve had two personal loans with Achieve. I paid off the first one and I’m still paying the other one. The lending process was absolutely great. The application to approval took three days, but part of that was because I needed to get information.
The application wasn’t hard at all. In fact, the representative helped me through it. He was really good and quite accessible. If I had any questions, I just called him directly. Sometimes it’s hard to get in touch with the same person again, and I have to explain myself all over again. He was very nice and understanding about it.
Achieve Personal Loans helped me get some stress out of my life because I paid off my bills. I would recommend them to my friends. Other than the fact of needing to get a personal loan, the experience was great.
Hi Daphne, thank you so much for your thoughtful review and for trusting us not once, but twice! We're thrilled to hear the process was smooth and that your representative made things easier and more personal for you! Thank you for choosing Achieve!
Reviewed March 29, 2025
The application process with Achieve Personal Loans was really super easy. The customer service was very friendly and informative. They worked on a payment plan that was comfortable for me.
Thank you for sharing your experience, Ryan! We’re happy to hear the application process was smooth and easy for you—that’s exactly what we aim for. It’s also wonderful to know our team was friendly and informative while helping set up a payment plan that fit your needs. Thank you for choosing FDR!
Reviewed March 29, 2025
I took out a previous loan from Achieve Personal. The customer service was okay. The guy followed through with me. They worked on a payment plan that was comfortable for me.
Thank you for taking the time to share your experience, Barbara! We're so glad to hear that our team followed through and made sure your concerns were taken care of. It’s great to know that the payment plan we set up worked well for you and that you felt supported throughout the process. Thank you for choosing Achieve!
Reviewed March 29, 2025
I heard about Achieve through Federal Debt Relief. I did a debt consolidation and Achieve was the loan system that they worked with. So when I did my debt consolidation, they were able to convert it over into a loan through Achieve.
I needed to push out a payment so I spoke with customer service. They’ve been able to extend my next payment to another month. I didn’t have the money at the time for that particular payment so it just added another month onto my maturity date of the loan. Overall, I’ve been very happy with them.
Thank you for sharing your experience, Katherine! We're so glad to hear that Achieve Personal Loans has provided you with a smooth debt consolidation process and flexible payment options. Our customer service team is always here to support you, and it's great to know they were able to assist you with extensions when needed. We appreciate your feedback and are happy to be a part of your financial journey!
Reviewed March 29, 2025
Working with Achieve helped us with our financial problems. The interest was better than the others that I had looked into, and the lending process was very easy. They were very professional and dealing with them was very easy. They responded to my phone calls. There weren’t any delays.
Everything was done online. The documents were forwarded online, so it was very straightforward.
Hi James, thank you for sharing your positive experience with Achieve! We're glad to hear that our competitive interest rates, smooth lending process, and responsive customer service met your expectations. It's great to know that the online process made things easy and convenient for you. We appreciate your recommendation and are happy to have been able to assist you in overcoming financial challenges!
Reviewed March 20, 2025
I was with Freedom Debt Relief for over a year. Started out owing 7800 in debt now in 2025 after being turned over to Achieve and told they would have an earlier easier payment in payoff 3 years later I owe $7,400. I'm at a 23.9 interest rate. Was never told of it. Wanted a printout got a notice I was in paperless which I never opted into. So they won't send me written information on my original loan with freedom debt relief. Freedom debt relief misguided me and lied to me. I would have been paid off with them in 4 years he said. I just got a notice two days ago I would be paid off in 2030. May declare bankruptcy. I'm 71. Don't care about my credit.
Mr. Couture, we are very sorry to hear that you feel this way about our service. An account specialist will be reaching out to address your options.
Reviewed March 20, 2025
The interest is high, but they are nice, easy to deal with, and not judgmental. They certainly figured out a way to help with what to pay off, and they are much easier than a bank. From approval to deciding what should be paid, the process took three hours. I had Achieve for four years before at prior to redoing it this last time, and I never had an issue.
Thank you for sharing your experience, Debbie! We're so pleased to hear that Achieve has been a helpful and supportive resource for you over the years. We understand that navigating financial decisions can be stressful, and we’re glad we could make the process easier for you.
Reviewed March 18, 2025
I got consolidated loan and did business with Achieve. The process was easy and I was happy with the timeframe that they got the loan done. The level of service was great when I was trying to sign for the loan, but unsatisfactory with the follow-ups.
I called them to inquire for my daughter to get a loan. I asked somebody to call me back to give a referral, but nobody returned the call. I also wanted to know how long it took to pay off the creditors and that’s where I was calling as well to follow up but there was none. I would look into doing some future loans, but they gotta call me.
Thank you for taking the time to share your experience with Achieve, Walter. We’re happy to hear that the loan process was straightforward and that we were able to help set up a manageable payment plan for you. We sincerely regret that our post-loan communication did not meet your expectations, please let us know how we can continue to support you.
Reviewed March 18, 2025
I had a previous loan with Achieve and I went back because of the customer service I got there. The young man who did it for me was very friendly, knowledgeable. He went all out to help me and I really appreciated that. It took about a week to get everything approved, but that was because we couldn't get a statement for my husband's navy income. They didn't have it out yet. If I have to look for another loan, I will definitely go to them first.
We truly appreciate your continued trust in Achieve, Karen! It’s wonderful to hear that our customer service played such a key role in your decision to return. While we understand that unexpected delays can sometimes arise, we’re glad our team was able to support you throughout the process and provide the top-notch service you deserve.
Reviewed March 18, 2025
I found out about Achieve through the Credit Karma website. They were one of the first ones to contact me when I had made an inquiry so I went with them. Everybody was extremely professional. This is my second program with them. And the first one went so well that they just seemed like the best choice at the time.
The application process went very smoothly. It was professional. The person walked me through the whole thing. With the information that I gave them, they were able to get it accomplished pretty quickly because I had good credit to begin with.
They have a dashboard where you can go in and see where you are, what's happening, and what's next. The Dashboard is very easy to navigate.
I’ve told a couple of people to consider Achieve. That it was easy from A through Z. It was smooth. They pay the creditors directly. They take it right out of your checking account. So, it is repaid easily. It was a load off my shoulders to get rid of all that interest. And it was definitely a positive experience.
Dierdre, thank you for choosing Achieve again for your lending needs! We’re so pleased to hear that your second experience was just as smooth and professional as the first. Providing a convenient and hassle-free process is our goal, and we’re glad our team was able to assist you every step of the way.
Reviewed March 18, 2025
The customer service from Achieve was good. Everyone was nice and courteous. I got a payment plan from them that was comfortable for me and they just take it out of my account. Everything was fine with the experience.
Thank you for sharing your positive experience with Achieve, Joseph! We're delighted to hear that our team provided courteous service and helped arrange a payment plan that fits your needs. Your satisfaction is our priority, and we’re glad everything has been running smoothly for you.
Reviewed March 18, 2025
I’ve been doing business with Achieve for four to five years, and their customer service is good. The personal contact is awesome. I was trying to get the payment lower over time, but wasn’t able to do so. So, it was quite high for what I was expecting to do. Their interest rate seems to be high.
Hi John, thank you for being a valued member for the past five years! We truly appreciate your loyalty and your feedback. It’s great to hear that our customer service and personal contact have made a positive impact on your experience.
Reviewed March 18, 2025
We were able to get the loan from Achieve with minimal hassle and a good interest rate. The process was basic and took two to three days. It's no more intensive than when you're trying to get any loan. The fact that it's not a secured loan made it feel easy compared to some vehicles I've tried to buy. It's saved us some money and helped us through a hard financial time. It's been a positive experience. I just paid the loan off and I don't need the service anymore.
Thank you for sharing your experience, Marie! We're so glad to hear that Achieve was able to offer you a good interest rate and a smooth lending process. Saving money and providing financial support during challenging times is exactly what we strive for.
Reviewed March 18, 2025
I've used Achieve before, so that's why I'm using them for a second time. I had a great experience the first time. Customer service is fantastic and using the website is also great. It's just been a good experience for me so far with Achieve.
I had a really nice person work with me. The process was very easy and quick. We spoke on the phone and looked over everything. Within a week, the funds were either put into my account to pay off certain things and then for the credit cards to be paid off. Working with Achieve improved my life dramatically where I was able to get an apartment.
Hi Maryann, we’re truly honored to have earned your trust not just once, but twice! It’s amazing to hear how Achieve helped improve your credit score and even secure an apartment—that’s exactly the kind of impact we strive to make.
Reviewed March 8, 2025
My experience with Bryan, the customer service rep that helped me with my App from beginning to end was outstanding; he was very patient, understanding and answered all my questions that I asked. The payment to the outside debtors was also quick and timeline that was quoted was met. Everything was great, I have no complaints and will pay off my loan sooner than later. Thank you so much.
Thank you for sharing your experience, Karen! We're delighted to hear that Bryan provided outstanding support throughout your loan process. Patience, understanding, and clear communication are key values we strive for, so it’s wonderful to know he delivered on all fronts.
Reviewed March 8, 2025
Getting a loan through Achieve was quick and efficient. The loan officer was personable and timely. The payback timeframe and interest rate were also good. I would recommend Achieve to pay off your credit card and any high interest debt to free up cash or whatever personal needs you need a loan for.
Hi Doris, we’re so glad to hear that your experience with Achieve was quick, efficient, and met your expectations! It’s great to know that our loan officer provided personable and timely service and that the terms worked well for you.
Reviewed March 7, 2025
The person that assisted me was very pleasant and helped me promptly! My wait time was very good…at about two minutes and the resolution was very easy. I must say the lady that helped me acquire the loan was very nice and was a tremendous help getting me through the process.
Thank you for your kind words, Michael! We're so happy to hear that your experience was smooth and that our team provided prompt and pleasant assistance. It’s great to know that your wait time was minimal and that the resolution was handled efficiently.
Reviewed March 7, 2025
I asked for a forbearance and the man answering the phone, was exceptionally polite and tolerant of my ignorance and he went out of his way to assist. Fantastic experience with customer service, which is unusual in this day and age.
Thank you for taking the time to share your experience, Susan! We’re so glad to hear that our team member provided you with exceptional support and patience. We know how important it is to feel heard and assisted, especially when navigating financial matters, and it’s wonderful to hear that you had such a positive interaction.
Reviewed Feb. 27, 2025
We looked at several options and my wife did a lot of research. She thought that Achieve would be the most convenient and easiest way to do the process. The parts that I participated in were extremely convenient. The online dashboard really makes the management piece of this thing a snap.
We had to do some back and forth on some stuff, make some decisions, and do some financial planning, so it took a little bit longer than the actual process required. We spent three weeks doing it, but we could have done it a lot faster.
Dave was the gentleman who helped us most and I was impressed by his patience more than anything else. He was able to explain things several different times and each time, it was totally different with examples and scenarios to help us deal with the different factors that we were trying to evaluate. Everything from length of time to the variation payments, like pay ahead and balloon payments.
The whole process was straightforward. As much stress as we were under at the time we were doing a lot of the financial planning, Achieve really helped alleviate a lot of the stress. I'm getting ready for retirement. I have a mark on the wall a couple of years out and it was a key factor in getting a lot of my consolidation done and getting prepared, and it really helped us with managing our cash flow.
We have recommended Achieve to friends and we have sent a link with Dave’s name.
Hi Robert, thank you for taking the time to share such a thoughtful review of your experience with Achieve! We’re delighted to hear that our lending process was convenient and that our online dashboard made managing your loan easier. It’s wonderful to know that Dave provided exceptional support, taking the time to explain the loan details in a clear and helpful way.
We wish you the very best as you prepare for retirement, and if there’s anything we can assist with in the future, please don’t hesitate to reach out.
Reviewed Feb. 26, 2025
The quickness of Achieve made us go with them over others. I needed something right away temporarily. As soon as I put something in online, they call immediately. Everything went smoothly, and the price was okay.
Hi Roy, we are happy to hear that you are satisfied with our service efforts and that you found our application process efficient. Thank you for choosing Achieve!
Reviewed Feb. 16, 2025
I first heard about Achieve through my employer. They helped me with a personal loan for debt consolidation. The initial, it didn't take long at all. He gathered all the information. Then I got some emails. It was pretty quick. Very easy. I appreciate them calling me back after a couple of months because they ended up getting me a lower rate. I guess, because I was making higher payments.
Thank you for sharing your experience with Achieve, Sande! We're so pleased to hear that you had a positive experience with the loan process, from the easy application to the efficient follow-up. Thank you for choosing Achieve!
Reviewed Feb. 14, 2025
During the process of trying to pay off my loan with Achieve, I made a mistake and accidentally did something wrong and it bounced back saying, “You don’t have enough money,” because I didn’t mean to pay the whole thing right then. I called them and the guy I talked to was super nice. I told him I had made a really huge mistake. What he did was backtrack it, gave me the two dates I wanted to pay it off, and then set it up for me. That was extremely helpful to me.
Achieve helped me with a debt that I just couldn’t pay at the time. I was paying a very high interest credit card loan and was able to get Achieve and bring that interest down a bit. It was an easy process with them. Everything was automated and when I needed help the most, I got everything I needed and more. I honestly appreciate them, but I hope I never have to get another loan again in my life.
Hi Catherine, thank you so much for sharing your wonderful feedback about your experience with Achieve. We're thrilled to hear that you found the loan process straightforward, quick, and efficient. We strive to make everything as seamless as possible, so it's great to know that our system worked well for you.
Reviewed Feb. 14, 2025
Achieve was something that popped up. I was not even thinking about getting a loan, and somebody had sent me some information and was going to sign up with that company. And something wasn't working out right because I was going to take out a loan for just myself, and then I decided I would also take my wife's debt and include it in the loan. And also, I included my wife's income in the first application I was putting in, which is a good grade and everybody seemed to be real happy and I was gonna go with it.
And then I realized that with my wife's income on there also and the amount that she owed, that I wasn't gonna get a good rate. All of a sudden, I was blocked from getting a good rate. And I got a decent rate. It was 15.99% through Achieve. And everything seemed to work out real well when I was filling out the application, that I was approved for it. So I have it paid off in two years and I think that'll go by pretty quick. And it's become a little bit more of a burden on me than what I expected because of rising prices, but I think I'll make it.
Everything went pretty easy. I was pleased with it. And it was over, accepted, and all the payments were made. But I’m having trouble with PayPal. And one of the loans that we paid off in my wife's account was well over $2,000 on something that she didn't even use that they have her signed up for, and there's no way to stop it. Her account was scammed and they keep billing the old account. And it's gone up to $150, $160 and they keep putting more. This is the bill that we paid off and they keep charging a dead card.
And there's no way to contact them. They're an English company and their phone numbers don't jive with what we call. It's crazy. I tried to locate them through Dun & Bradstreet and was unsuccessful doing that. There's no connection with any of the numbers that they have. It's impossible. And they keep emailing her that she owes more money through PayPal. I just had another run-in with PayPal the other day and they got mad at me and they blocked my account because they didn't do what I told them to do on a charge.
I made a purchase and they immediately charged me an extra $25. I said, "Hey, I didn't ask for that. These people are crooks." And I told them I wanted a total refund. That's why I went through PayPal. They didn't give me a total refund. They refunded the money that they charged me over what they said it was supposed to be. And they sided with them. They didn't side with me. So they blocked me. I'm not doing PayPal anymore. There's something going on the finance institutions and everything. And it's changing. Everybody's changing things fast and there are so many scammers out there. It's nuts.
I think Achieve is a good company. I enjoy that everything is straightforward and there's no complications. The only thing I experienced was I had to shut down my bank account and change that over and set up my payments coming from a new account.
Thank you for sharing your experience, George! We’re glad to hear that you found the process with Achieve Personal Loans to be straightforward and that our customer service was helpful. We understand the challenges that can come with managing multiple financial matters, and we’re happy to have been able to assist you during this time. Thank you for choosing Achieve!
Reviewed Feb. 14, 2025
I needed to consolidate some debt. The company that I work for partners with a company called PerkSpot, and we get an email quite often about this company that gives discounts to employees. That's how I found out about Achieve Loans. It’s been a while since I applied with them, and they were very helpful. They had set a certain date that I was supposed to get the money. They were going directly to my creditors to pay off the loan instead of giving me the money up front. They paid off the loan and that took a while, but as far as the loan officer was concerned, he was very professional.
It will take four years to pay off this loan, and the interest rate is a little high. I probably could have gone through my bank and gotten a better interest rate because my credit card had the same rate that I was consolidating. I am thinking about taking this loan and going to my bank to get a better interest rate through them. I could get a better interest rate than Achieve Loans to pay this off a lot quicker and with less interest.
I’m satisfied with Achieve Loans for the most part. I recently ran into some issues. Because I make a payment every month, it's automatically deducted from my checking account. I was short on funds and had some car-related issues, so I was trying to find out where I was gonna get the money from to try to take care of those. I called them and talked to one of their representatives to let them know my situation. They were able to defer me a month, which was nice. They extended my loan out one more month and did that for me when I was in a jam. That was very helpful.
Thank you for sharing your experience, Harold! We appreciate your honest feedback and are glad to hear that our team was professional and helpful throughout the process. While we understand that interest rates can vary, we’re happy we could assist with consolidating your debt and offer flexibility when you faced unexpected challenges. If there’s anything else we can do to support you, please don’t hesitate to reach out. Wishing you continued financial success!
Reviewed Feb. 14, 2025
Achieve Personal Loans was wonderful. I have nothing but great things to say about this group. I'll be getting my tax refund back in two weeks and putting the money with what I took out of my investments and paying them off at the end of March.
They are just nice people. That lady I worked with was too fine. If I knew somebody needed to borrow some money, I would definitely recommend this place. I did get aggravated once, but that's just their thing. I had to fax a lot of stuff, but that was okay. The process took less than 30 days.
Thank you so much for your wonderful feedback, Henry! We're thrilled to hear that your experience with Achieve Personal Loans was positive and that our team was able to assist you in a professional and accommodating manner. We understand that the additional documentation request can be a bit of a hassle, but we're glad it wasn't a major issue in the end. Your satisfaction means the world to us, and we truly appreciate your recommendation. If you ever need anything in the future, don't hesitate to reach out!
Reviewed Feb. 14, 2025
The application process with Achieve was very easy, and the loan officer that worked with me was very friendly.
Thank you so much for your kind review, Dale! We’re thrilled to hear that you had a positive experience with Achieve Personal Loans. We strive to make the application process as easy and stress-free as possible, and we’re glad that our loan officer was able to assist you in a friendly and helpful manner. Thank you for choosing Achieve, and feel free to reach out anytime!
Reviewed Feb. 13, 2025
Achieve bought my old account. I went to check if everything was the same and if anyone put any extras, and it was the same. So, it was all right. All guys are good, and I like the instructions that I got from them. I told them that was putting towards more to the principal, and it was quick. As soon as I call the number, they pick up, so it is great. Give Achieve a try.
Thank you for your feedback, Joel! We're happy to hear that your transition with Achieve was smooth and that our instructions were clear. It's great to know that applying extra payments toward your principal has been quick and hassle-free. We appreciate you taking the time to share your experience and are here to support you whenever you need us!
Reviewed Feb. 13, 2025
I found Achieve online, and I liked what they offered. And their interest rate was better. So, I had a personal consolidation loan through them, and I was happy with the rate and terms. And the process didn’t take long. It was very simple. I just filled out the application, and then they called me within the next couple of days and said that I was approved. And then I talked to the financial specialist who works for them, and she walked me through everything. She was excellent. And she was professional and knowledgeable. And everything went smooth for me.
Thank you for sharing your experience, Antoine! We're delighted to hear that our competitive rates and seamless process made your loan journey smooth and efficient. It's great to know our team provided the support and professionalism you needed. We truly appreciate your recommendation and are here for you whenever you need us. Wishing you continued financial success!
Reviewed Feb. 13, 2025
I had a loan with Achieve before, that’s why I went with them again this time. Their application process was easy, and the loan specialist was really professional. I had a few questions here and there, and every time I needed answers to my questions, I would just call her, and she would pretty much help me through all the things that I needed to know. Their interest rate was a little higher than what I was looking for, but it was reasonable, so I was happy with it. Everything was pretty good.
Thank you for your wonderful feedback, Omero! We're thrilled to hear that you chose Achieve Personal Loans again and that our team made the process smooth and professional. We appreciate your trust in us and are glad we could meet your expectations. If you ever need assistance in the future, we’re here to help. Wishing you continued financial success!
Reviewed Feb. 3, 2025
A couple of years ago, I first heard about Achieve Personal Loans on the internet. I went with them because they said yes, and also because of the quickness of the loan process, which took about two days. As for the rates and terms, they were okay for my situation. It could have been lower, but it was okay. Overall, the experience was great. I have already told my sister-in-law about them.
Reviewed Feb. 2, 2025
I already had a loan with Achieve, so this was repeat business. It just seemed like they were familiar with me and I knew what they were about, so I went with them again for a personal loan. The application process was fine and relatively easy since they already had my information. My interactions with the loan specialist were relatively good. They were respectful in getting my information and didn’t make it too complicated. They tried to make it work if they could.
I was okay with the annual percentage rate and the terms. I wasn’t exactly happy with it, but I understood their reasoning. Overall, my experience was probably better than most. I did like my first experience, even though I was sorry that I had to go back and ask for more money due to mistakes of my own.
Hi Diana, we are happy to hear that our team was able to provide you with a solution that fit your needs. Thank you for allowing us to earn you trust!
Reviewed Feb. 2, 2025
My customer experience with Achieve Personal Loans was great. I used them before, and it’s been so long. My interactions with them are always on the phone. Their monthly payment wasn't bad. What they charged me when they put the loan together, that was a shock, but is what it is.
Hi Hazel, thank you for sharing your experience with us! We are happy to hear that the transition process went smoothly for you! Thank you for choosing FDR!
Reviewed Jan. 30, 2025
I had a loan with a different company. and they put me with Achieve, which gave me a personal loan.
I actually didn't apply online. I applied over the phone. Everything was done over the phone. It was pretty simple and good. The person that helped me was very knowledgeable and helpful and quick. He was great.
Hi Susana, thank you for taking the time to share your experience with Achieve Personal Loans! We’re thrilled to hear that our team made the loan process smooth and efficient for you. Providing knowledgeable and helpful service is our priority, and we’re glad you felt well-supported throughout the process.
Reviewed Jan. 30, 2025
I had a personal loan with Achieve. And I’m close to 90 years old, and I don’t go out anywhere, so I did the application over the phone. I don’t remember everything, but the experience must have been good. And I’m happy with the annual percentage rate and terms.
Reviewed Jan. 30, 2025
I'm happy to use the service of Achieve. They contacted me after I filled out a form online to see what was available. The process was pretty quick. I actually did it over the phone. I think I filled out the form on LendingTree. And they called me the next day.
The customer service representative was professional. And they got it all taken care of pretty quickly. It was nice. I wasn't expecting a call. It was kind of abrupt. And I ended up getting a loan. But it was fine.
Thank you for sharing your experience with Achieve Brandan! We’re glad to hear that our team provided professional and prompt service, making the application process smooth and straightforward for you.
Reviewed Jan. 30, 2025
I had an okay experience with Achieve. I wasn't calling multiple companies. I happened to see just one on the internet, reached out, and they responded and were willing to assist me with a personal loan.
The customer rep does not stand out to me as someone who didn't give me a positive experience, so it was okay, but the rates and terms are really expensive. In a situation where you need to have it, you don't really have much of a choice. Honestly, I think it's predatory.
Thank you for sharing your experience with Achieve Personal Loans, Cora. We’re glad to hear that our team was responsive and helpful during your loan application process. Providing prompt and professional service is something we strive for.
We understand your concerns regarding rates and terms, and we take this feedback seriously. We aim to offer transparent loan options, and we encourage customers to review all terms carefully to ensure they align with their financial needs. If you have any specific questions or would like to discuss your loan details further, please don’t hesitate to reach out to our team.
Reviewed Jan. 30, 2025
Achieve Personal Loans was a really good company to work with. I set it all up over the phone. By the time we were done, we probably had three hours in. I definitely recommend them, although the price was a little higher than I would have wanted.
I wish they did a better interest rate on their stuff, but they handled the whole process so well that I let it go. They didn’t tell me until the very last step what the loan is gonna be with the APR on it, so I got surprised by that in the end. I should have asked earlier. I had a conversation about it, but I didn't break down the details and ask for more info about it.
The representatives were great to work with. They helped educate me about every step of the process and to get through stuff. Everything they said they were gonna do was done within five to eight days. There was a little bit of payback that came to me, which was in my bank account within a couple of days.
Customer service was awesome. They contact me regularly, and I get an email updating me on which withdrawals are coming out. They set it up to be very easy to maneuver around and to participate in.
Hi Dean, thank you for taking the time to share your experience with Achieve Personal Loans! We’re delighted to hear that our representative provided thorough guidance and that you found our support and communication impressive. Ensuring a smooth and transparent process for our customers is a top priority, and we’re glad we could deliver on our promises.
Reviewed Jan. 30, 2025
Achieve Personal Loans is the best so far. Customer service was top-notch. My wife heard them through either a mailer or off the internet.
All of it was done over the phone. The person I talked to was professional. The process took 25 minutes, so not very long. It was for a personal loan, and the annual percentage rate at the time was great.
Michael, thank you for sharing such positive feedback about your experience with Achieve! We’re thrilled to hear that the application process was efficient and that our customer service team exceeded your expectations. Providing professional and timely service is a core priority for us, and we’re glad you had such a seamless experience.
Reviewed Jan. 30, 2025
I reached out to Achieve and worked out a loan. I had to call back and forth a couple of times just by the nature of getting a loan, but we had no problems with it. The loan officer is first class and I like him. He did a good job. I would recommend them.
Thank you for sharing your experience with Achieve, David! We’re glad to hear that the loan process went smoothly and that you had a positive experience with our customer service team. We understand that the loan process often requires follow-up calls, and we appreciate your patience throughout.
Reviewed Jan. 26, 2025
This company is the worst. The loan interest was enough to sour me on deciding to use them. I was paying over 50% at half paid off. I've never heard of interest so high. They also called all the time about paying them even after I had just made a payment. It was to the point I started blocking their numbers. There are also hidden fees that they throw on your account of small amounts then do not tell you about them so it makes it look like your account is delinquent. No mobile app too, what kind of company is this? Never going with them again for anything. STEER CLEAR OF THIS COMPANY!!!
Hi Anthony, we’re sorry to hear that your experience with us did not meet your expectations. We take customer feedback seriously and understand how important it is to have clarity on loan terms, fees, and communication.
We’d love the opportunity to look into your concerns further and address any misunderstandings regarding interest rates, fees, and account notifications. An account specialist will be reaching out to address this matter.
Reviewed Jan. 15, 2025
The loan guy knew how to answer my questions. I asked what it was, when they were going to run my hard credit line, the interest rates, how did they do the payoff onto all my credit cards, how long it was going to take, and just different stuff like that.
He was the best, down-to-earth, knew his job, knew everything I needed to get the loan, and what I didn’t have. He told me how to do it, and how to upload it. He did an excellent job, and that’s why I chose Achieve Personal Loans.
The application process was very simple. He was step-by-step with me on it. It didn’t take very long. I’d say 20 minutes is the longest it took me. The application to approval took one day. I talked to the guy in the evening on Monday. I sent the rest of the stuff to him on Tuesday. He had sent me the documents. We finished signing the DocuSigns, and it was done.
I got an email from them saying my payment’s due. I think they did the automatic payment today already. It’s very nice. It’s a good record for me because I’m not a paper keeper.
Hi John, thank you for sharing your experience with us. It is rewarding to hear that you found our application process smooth! Thank you for choosing Achieve!
Reviewed Jan. 12, 2025
I contacted a debt consolidation company, and they forwarded me to Achieve. I spoke to someone on the phone and did the application through verbal communication. I dealt with multiple people, and I was happy with the results I got.
Hi Cathy, thank you for your feedback. We are happy to hear that we were able to provide you with a solution that works best for you! Thank you for choosing FDR!
Reviewed Jan. 12, 2025
I had to gather a lot of documentation, but other than that, the process was pretty easy. It took about a day, and it wasn’t bad at all. Achieve called to let me know I was approved, and the representatives were friendly. It was a good interaction. It was my first time, and it went very smoothly. Financially, things are much easier for me now.
They recently reworked my loan and made it even cheaper. It shortened the loan by a year. The monthly payment might be a little higher, but taking a year off makes it much better. They called me about it, and I was like, "Okay, thank you!"
Hi Lisa, we are happy to hear that we provided you with a loan that best fit your needs! Thank you for choosing Achieve!
Reviewed Jan. 12, 2025
I like Achieve Personal Loans. I've used the services several times, and each person I've spoken to helped me make a decision based off what I was trying to accomplish. They helped me get to that decision with the best option. I appreciate the extra customer service that I feel like I have when I call.
The lending process was easy to understand and follow through. Filling out the application, getting the paperwork submitted and waiting for underwriting took less than a day. The longer part was going over the options and figuring out how to accomplish what I wanted.
Hi Gian, thank you for sharing your experience! We are happy to hear about your success! Thank you for choosing Achieve!
Reviewed Jan. 12, 2025
If it wasn’t for Achieve, I’d still be paying high prices on my credit card to get it down, and I probably wouldn't even be as close as I am to having it paid off. So, it’s been a good experience, especially now that my APR has gone down. At first, I wasn't happy with the higher APR, and it’s dropped a little bit, but it took a lot longer than I thought. It wasn't updated and I waited for four months, so I called and they got to it right away. Next day, I was able to get on dashboard, everything was up to date, and I was able to up my payment a little bit if I had money.
Hi Jesse, we are happy to hear about your success while paying off your loan! Thank you for choosing Achieve!
Reviewed Jan. 12, 2025
I chose to work with Achieve Personal Loans because they were very personable when I spoke with them. And the application process was pretty easy. I started online, and their website was user-friendly. And then I talked to the representative, who was a good representative. She answered all of my questions and was willing to answer questions. She wasn’t rushing to finish. And it still didn’t take her a lot of time. The process just took less than a week.
Tamela, thank you for sharing your experience and for recommending our service to others! Thank you for choosing Achieve!
Reviewed Jan. 12, 2025
With Achieve, I was able to just get some debt cleaned up and just make month to month easier. They had a reasonable interest rate and a quick turnaround time. The lending process was simple. It was all online. Just basic stuff -- name, address, date of birth, social security number. The basic stuff to pull your credit.
Customer support was great. I spoke with somebody when I first got the loan. It was less than 24 hours. And then when I paid it off, I spoke with somebody and everything was easy.
Hi Brandon, thank you for your review! We are happy to hear that you're satisfied with our service! Thank you for choosing Achieve!
Reviewed Jan. 11, 2025
I needed fast cash, and I also wanted something that I didn't have to pay back in a lump sum, so I went to Achieve. The lending process was great. It was fast – less than 30 minutes, and easy. Very friendly customer service, knowledgeable. They were awesome.
They actually adjusted my payments, so I have nothing but love for Achieve. They took their time to help me when I was in need. Achieve trusted me so I trust them. They gave me help when my credit score was low. I was willing and accepting their rates at the time because I appreciated the help. They can improve in their rate just a little bit.
Hi Kimberly, we are happy to hear that the application process went smoothly! We are honored to have been able to support you through your loan process, thank you for choosing Achieve!
Reviewed Jan. 11, 2025
The application process with Achieve was very easy, and it didn't take long at all. I found out about them through Credit Karma. I was very appreciative of the young lady who helped me. She walked me through everything, and their customer service is really great. The only things is I wasn't happy with the annual percentage rate and terms, but it’s something you have to live with in this day and age.
Michael, thank you for your review, we are happy to hear that the application process went smoothly. Thank you for choosing Achieve and for your willingness to recommend us to your friends!
Reviewed Dec. 4, 2024
We have recommended Achieve Personal Loans. They're easy to work with. We had a couple of loans with them. The interest rates were good. It was comparable. My only problem is the website. I can't log in. I've had to call customer service a couple of times to get some information. They've been wonderful in person. But I would like to be able to log in, get in online and look at things myself. That has not been an option in a while. Other than that, it was an easy process. It made financing what we needed very simple.
Hi Lisa, we are very grateful for your feedback and for sharing your experience. We are sorry to hear about your experience with your log in information. An account specialist will be reaching out to you to address this shortly. Thank you for choosing Achieve!
Reviewed Dec. 4, 2024
I was trying to consolidate some debts and Achieve was able to help me and they have been great. They were cordial and professional and they were straight to the point helping with what I needed to have done. But they could have let me know the actual percentage rate upfront. If I had known that sooner, I don't think it would have changed things but the rate of my loan would have helped the experience. Other than that, it's been very helpful in my life.
Hi Billy, thank you for sharing your experience! We are happy to hear that we were able to provide you with a solution that fit your needs!
Reviewed Nov. 17, 2024
I've dealt with Achieve Personal Loans before and had good results with them, so I went back to them for credit card debt consolidation. In the beginning, the application process was hard for me 'cause I was on workman's comp. So, I had to get all these different letters that they have sent to them. Other than that, it was easy. It took about two weeks. The rate is high, but I'm gonna deal with it. I like it.
The website is good. I downloaded the app for my thing, but I don't see my thing coming up. Maybe I need to call somebody at the office to see whether they can do something about it 'cause I'd rather fill my app than keep calling them every once a month to pay my bill. Overall, Achieve Personal Loans cleared up my debt for me. Instead of paying four different fees a month, I can just pay one fee a month and I'm good. I would tell people they're good by me, and if they're in a situation, all they gotta do is call up Achieve, talk to them and see what they can do for them.
Robert, thank you for sharing your experience! We’re glad Achieve Personal Loans could help you consolidate your debt and simplify your payments. We appreciate your patience during the application process and your feedback on the app—we encourage you to reach out so we can assist with any issues. It’s great to hear we’ve been able to support you, and we’re here if you ever need help in the future!
Reviewed Nov. 16, 2024
There were no big surprises. However, Achieve Personal Loans was more of a hassle and I couldn't figure out why. I had an accident and I went into a care unit. One of my boys took over my financial dealings when I was in this unit. Achieve was nice enough to let me out of payment of my loan for seven months. That was six months ago. My son negotiated it with the hierarchy of that part of Achieve and that helped me out financially because I wasn't paying them. However, to renegotiate that was a hassle. I did most of that. My son was no longer involved in it. That took a long time. I wore out both ears talking to people and them taking notes. I finally thought that I had this wired by talking to someone in the renegotiation department who told me, "You're all set. Here's what you're gonna owe." Achieve has always been willing to talk to me, although some of the times I wasn't sure that they talked to each other about me. That was frustrating.
Bayeux, thank you for sharing your experience with Achieve Personal Loans. We’re glad we could assist during a challenging time and provide a payment deferral when you needed it most. However, we’re sorry to hear that the process was frustrating and took longer than expected. Your feedback is valuable and will help us improve our communication and coordination. Please know we’re always here to assist and are committed to making your experience smoother moving forward.
Reviewed Nov. 2, 2024
I bought my tool and I was sent to Achieve. Working with them is simple. It's just a matter of some online stuff or a brief phone call, and they take care of what I need. It takes less than a day. The annual percentage rate is a little high, but it is what it is. Overall, I've had a good experience.
Thank you for your feedback, Paul! We’re glad to hear that working with Achieve has been simple and efficient for your needs. We’re here to make things as easy as possible and appreciate you sharing your experience with us. Let us know if you need any further support!
Reviewed Oct. 31, 2024
Achieve gave me a better rate and more money and I got a personal loan. The application process was quick and nice. I did it online but to finalize the deal, it was by phone. I make all my payments online and it’s easy. I was satisfied with their online tools. The rate was a little high but that's based on my credit, so you can't complain about it. I realized that the price was too much and it was too many months, but I keep up with it.
Thank you for sharing your experience, Bernardo! We’re happy to hear that Achieve was able to offer a quick and straightforward process with a better rate and online tools that meet your needs. We appreciate your trust in us and are here if you ever have questions or need further support!
Reviewed Oct. 28, 2024
At the time when I needed it, Achieve Personal Loans was very helpful. It was a good decision. The approval was on the same day I applied, and I spoke with somebody that told me I was approved. It was easy, and they were helpful and fast. It helped to consolidate my bills back then. Go for it.
Thank you for your feedback, Blanca! We’re thrilled to hear that Achieve Personal Loans was able to assist you promptly and help consolidate your bills. It’s great to know you found our process easy and fast. We appreciate your recommendation and are here to support you whenever you need us!
Reviewed Oct. 28, 2024
When I had finished up a loan with the first company, Achieve asked right away if I would like to do another one. The process was simple. They had a lot of my information and it was very easy to verify things and pay off the other cards. They rolled it in very well. It's been great every time I've had to talk with them. At least on two different occasions, I've had to call and ask for a deferment on a payment because of tough times and various times out of work. Both times, they were very agreeable. They warned me of the consequences, that it would extend it and interest would accrue, but they worked with me to make sure I could make those payments and everything would work well. I've enjoyed my experience with them. They've helped me battle my debts. I had a bunch of medical debt starting a decade ago, and they've helped me smooth things out. Things have been easy to access as well.
Douglas, thank you for sharing your experience with Achieve! We’re pleased to hear that our process made it easy for you to consolidate your debts and that our team was supportive during tough times. It’s great to know we could help you navigate your financial challenges. We’re here to assist you whenever you need us!
Reviewed Oct. 27, 2024
I was exploring different options for getting a home equity loan, and Achieve's terms was the one that was the most attractive to me. The lending process was easy. The person who helped me out was wonderful. Sometimes, it takes me a little bit going back and forth to try to find the information I want on their website, but for the most part, it's easy to use. Achieve is easy to work with. They give great rates, and I've never had a problem making payments or understanding the terms of my loan.
Achieve has always been excellent. In fact, they reached out to me to get a second loan. That was on their own initiative, and that was really helpful as well. It's made life a lot easier. It's giving me some breathing room because what I'm working with is an investment property, so when I'm confronted with home repairs, it’s not something I feel like I have an option I'm waiting on. So, because I had tenants involved, it's something I need to get done right away, and Achieve has helped me to do that.
Jeffrey, thank you for sharing your experience with Achieve! We’re glad our terms, service, and team made the lending process easy for you. It's great to hear our support helped you manage your investment property needs smoothly. Your feedback on our dashboard is valuable, and we’re thrilled Achieve has been helpful along the way. We’re here whenever you need us!
Reviewed Oct. 27, 2024
I'll be done shortly with Achieve Personal Loans and everything's been good. Psychologically, it's difficult to do, but it’s not. They made it easier than it could have been. I like that I was able to increase what I pay per month as I made more so I could pay it off faster. Everyone knew what they were doing and how to do it. I call in every month, every time after I make a payment, every two weeks, to make sure it gets there. I'm also able to use the website and use it constructively and I'm glad for that. If people, get themselves in whatever, Achieve is the way to go.
Hi Joseph, thank you for sharing your journey with Achieve Personal Loans! We’re so glad to hear that the flexibility to adjust payments helped make the process easier and that our team was there to support you. It’s wonderful to know our website and service were useful along the way. Wishing you continued success, and we’re here whenever you need us!
Reviewed Oct. 25, 2024
Achieve Personal Loans has been good to me. They have always been very helpful. The debt consolidation and they have lent me or $30,000 to pay off my motorcycle and a couple of credit cards that I had, and I was able to get the max. I tried to get some cash out of it also, but they said they couldn't give me any more than $2,000 or $3,000 cash, that the loan had to be used for debt consolidation. They weren't able to give me much, but I was able to get $2,000.
I know the percentage rate that they offered me was better than the percentage rate that I paid on the credit cards. So, rather than sending the credit cards $300 each a month, it was easier to send them $500 a month and be done with the credit cards. My motorcycle loan was also tied into it. I had another four grand to pay on it. At the time, it was all my payments. It was three credit cards and the motorcycle. Every month, I had to remember to pay these four payments. By getting rid of those four payments and making it one payment, it simplified my life a lot.
I make my payments on time. A week before, they always send me a text saying, "Your Achieve payment will be processed next week," just to give me a heads-up. They contacted me one time in the last year just because they're getting towards the end of the loan and they said that I qualified for a better interest rate. But because I didn't have any up-to-date payment information, proof of employment, they weren't able to process it, which is fine. I have one more year left on the loan anyway. It's almost finished.
Thank you for sharing your experience, William! We're so glad Achieve Personal Loans could simplify your payments and help consolidate your debt, making it easier for you. It's great to hear our reminders and support have been helpful as well. We appreciate your trust in Achieve and are here if you ever need us!
Reviewed Oct. 17, 2024
Achieve's lending process was easier than I thought and it didn't take time. Everything's been good and my experience with them really helped me.
Thank you for the wonderful feedback, Avis! We’re so glad to hear the process was quicker and easier than expected and that your experience with Achieve has been helpful. We’re here whenever you need us!
Reviewed Oct. 16, 2024
I had to get a loan, and Achieve was the only lender that approved me for my credit score. Their process was easy and fairly quick, and everybody was very nice. Everything was good.
Grecia, thank you for sharing your experience! We're so glad Achieve could assist you when you needed it and that our team made the process easy and efficient. It’s great to know everything went smoothly, and we’re here to help anytime!
Reviewed Oct. 15, 2024
Achieve Personal Loans made it easy. Their website was always easy to navigate. Also, they were always able to answer any questions. They gave me the loan and I paid it off. We always wish for lower interest rates. But it worked out the last time I used them.
Hi Tina, thank you for your kind words! We're thrilled to hear the loan process was smooth and our team could assist with all your questions. We always aim to keep rates competitive and appreciate your trust in Achieve. If we can help in the future, please reach out!
Reviewed Oct. 2, 2024
The application process was pretty seamless. We did it over the phone and then we had to put Kayla on the phone to make sure that the agent was aware that both of us were doing it duplicate. If there was any issues with uploading documents, that'd be on me because I'm not that great with it trying to do it on the phone, but we got through it. I've been assisted by Achieve reps a couple of times when I had to call back and get a skip a pay or an extension.
Hi Johnnie, it is great to hear that the application process went smoothly and that our team was bale to support you as needed! Please let us know how we can continue to support you!
Reviewed Oct. 2, 2024
I was satisfied with the rates and terms that Achieve Personal Loans had to offer and the application process was easy.
Thank you for sharing your satisfaction with our service, Kimberly!
Reviewed Oct. 2, 2024
I did 2 loans with Achieve. The turnaround time was the same day which was very quick. I called one time to change the date for one payment and they were very accommodating with that.
Thank you for sharing your experience, Julie! We're glad to hear that the process was quick and that we could accommodate your payment change. We appreciate your trust in Achieve!

Reviewed Sept. 30, 2024
I applied for a loan with this company and for weeks I didn’t know who the man was calling my phone and addressing me by my first name. Never left a message as to what company it was and when I told him to never address me by my first name he became rude and argumentative. I’m old school, if you’re not family or a friend you address me by my last name, that’s this new generation that has no respect but I demand mine so school your representatives, especially Mr.**.
Hi Mrs. Tomlin, we are sorry to hear you feel this way. Our goal is never to be disrespectful and understand you have a preference of how you want to be addressed, and it should be respected. Thank you for bringing this to our attention.
Reviewed Sept. 22, 2024
My experience with Achieve was seamless. The rep told me exactly what I needed to do and I did it and it went fine. It was simple and they take it right out of your bank account and I didn't have any issues.
Trish, thank you for sharing your experience with Achieve! We’re thrilled to hear that everything went smoothly for you. Our goal is to provide clear guidance, and we’re glad our representative was able to walk you through the process. It's great to know you found the process simple, and that automatic payments directly from your bank account made things even easier. We appreciate your feedback and are happy to have made your experience a positive one!
Reviewed Sept. 22, 2024
I needed some money and I applied for the loan with Achieve. The application was easy and it took approximately a week to complete. Their reps were really helpful and I was happy with the rate and the terms of the loan.
Hi Ricardo, it’s great to hear you had such a positive experience applying for a loan with Achieve! We strive to make the application process as smooth as possible, so we're glad it was easy for you and that our representatives were able to assist you effectively. It’s also wonderful to hear you were satisfied with the rate and terms of your loan. We appreciate your feedback and are happy we could help meet your financial needs!
Reviewed Sept. 11, 2024
The rep was kind and helpful, and Achieve was great. However, I heard that they're not gonna stay in Washington, so that's a bummer.
Hi Darla, thank you for your review!
Reviewed Sept. 10, 2024
I could not have been happier with everything that Achieve Personal Loans provided. Everything about it was perfect. I've never had done business with anybody that it was so smooth. Everything was done through the phone. It was simple and fast. The money was there when they said it was. It was transferred to my account. I did a big sum of money and paid off the loan. If I was to do another loan, I would go through Achieve again. They were very helpful, and I couldn't be happier with the service.
Thank you so much for your glowing review, Jonny! We're thrilled to hear that your experience with Achieve Personal Loans was seamless and efficient. Providing straightforward and prompt service is our top priority, and we're delighted we could assist you in achieving your financial goals. We look forward to being there for you again should you need our services in the future. Thanks again for choosing Achieve!
Reviewed Sept. 1, 2024
They were great. They were informative and they let me know if I was okay with paying the amount that I was paying. They were thorough and they wanna work with me. The application process was easy.
Thank you for sharing your experience, Elizebeth! We're so glad to hear that you found our team informative and that they ensured you were comfortable with your payment plan. It’s great to know that the application process was easy for you and that our team was thorough in their approach. We’re here to work with you every step of the way, and we appreciate your trust in us!
Reviewed Aug. 31, 2024
When we first started with Achieve, the customer service I received was phenomenal. I got to talk to people versus a machine for the majority of what we were looking to do. And it's that personal touch that makes a difference. The application process was a little bit lengthy, though. But when you're talking about dollars and cents, you gotta get it right. That's not something you can mess around with. That makes sense and I understand that. I'm thankful that they were there in a time of need. If things get rough again or tight, I believe Achieve would still be there for me if I needed anything from them.
Thank you so much for your thoughtful review, Brenson! We’re thrilled to hear that our customer service made a positive impact and that the personal touch stood out to you. We understand that the application process can be a bit lengthy, but we appreciate your understanding of its importance in getting everything right. It’s great to know that we could be there for you during a time of need, and we’re committed to being there for you in the future if you ever need us again. Your trust means the world to us!
Reviewed Aug. 31, 2024
Achieve helped me with a large credit card. I'm happy with the rate and I got two payments left. They set the payments up and I don't need to talk to them.
Thank you for sharing your experience, Eddie! It’s fantastic to hear that Achieve helped you manage a large credit card balance with a rate you’re happy with. With just two payments left, you’re so close to reaching your goal! We’re glad the payment setup has been convenient for you, allowing you to focus on your progress without needing constant check-ins. Keep up the great work—you’re almost there!
Reviewed Aug. 16, 2024
My experience with Achieve has been great. Customer service is good. Any time I called, they have always been very helpful and courteous.
Thank you for your kind words, Susan! We're thrilled to hear that your experience with Achieve has been great and that our customer service team has been helpful and courteous. Providing excellent support is a top priority for us, and it's rewarding to know that we're meeting your expectations. If you ever need anything else, please don't hesitate to reach out. We're always here to help!
Reviewed Aug. 9, 2024
I've been a customer of Achieve for a while and their lending process has been pretty smooth. For the recent loan that I got, it took less than 24 hours from application to approval. The loan guy I dealt with was very helpful. He explained everything to me and tried to get me the best deals. The rate that I got was really good, too, compared to other places I looked. Everything with Achieve has been great. I recommended my brother, so he's going to be looking into it.
Ebenezer, thank you for sharing your positive experience with Achieve! It's wonderful to hear that our lending process has been smooth and that you found the recent loan application quick and straightforward. We're glad that our representative was helpful in explaining everything and securing a competitive rate for you. Thank you for choosing Achieve!
