Achieve Personal Loans Reviews
Formerly FreedomPlus
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About Achieve Personal Loans
Achieve creates a unique lending experience by providing you with a personal consultation where you can discuss your financial goals and needs with a loan consultant over the phone. Through its simple yet sophisticated application and vetting process, Achieve offers a custom rate based on your job profile, payment history, and several other factors—not just your credit score. You could even qualify for exclusive rate discounts from Achieve just for applying with a co-borrower, using your loan to pay off debt, or having retirement assets. Achieve also offers home loans and debt relief options through Freedom Debt Relief.
Visit www.achieve.com/personal-loans- Work with a certified loan professional
- Easy online application & approval
- Get funds in less than 48 hours
- Loans not available in all states
Achieve Personal Loans Reviews
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
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- Financial relationships do not influence whether we publish a consumer review.
Reviewed June 9, 2026
Excellent company. I was very happy to have came across this company. I can never thank them enough! I definitely will recommend this company to family and friends! They were the only company that gave me a chance when others didn't!
Thank you for sharing your amazing experience with us! We are delighted to know that you felt supported and valued by our services. Your willingness to recommend us to your family and friends is highly appreciated. We're glad we could give you the opportunity when others didn't. Your satisfaction is our greatest reward.
Reviewed June 4, 2026
I was initially on Freedom Debt Relief, and then they transitioned me to Achieve after all that work that we did. Then Achieve called me again when they could lower my rate because I paid religiously. The application process was pretty smooth. I'd recommend the process to people.
Thank you for sharing your experience with Achieve. We're pleased to hear the transition from Freedom Debt Relief was smooth and that your stellar repayment history allowed for a lower rate. We're glad that the application process was seamless for you. We appreciate the recommendation and look forward to supporting more customers like you!
Reviewed June 2, 2026
Everything went well with Achieve, although we had a bit of a mix-up. Our bank changed names and the routing numbers had to be changed. I tried to tell Achieve and I told Trevor, the rep, a couple of times not to use the account that I had. I sent him a new one with the paperwork but he didn’t use it, and the money was sent to the old one. It took a day or two to get it back. It was more of a man thing. A big deal was made about my sending in the stuff, and we don't do checks. So, I had to go to the bank, get the check made with my name printed on it and do all these. So, that was a little bit irritating. I took time out of my day to do what they told me to do and they didn’t follow up on their end. They shouldn’t ask me to do something if they are not gonna do their part.
Thank you for bringing this issue to our attention. We apologize for any inconvenience the mix-up with your account details caused. It's important to us to ensure smooth transactions, and we regret falling short this time. We'll share your feedback with our team to prevent this confusion in the future. If you need further assistance or support, please reach out to us directly.
Reviewed May 21, 2026
I heard about Achieve through my sister and I checked it through Credit Karma. The interest was low and I decided to go with them. Whenever I call them, the reps handle me well. They respond to whatever I ask them. Achieve is a good company to get a loan from.
Thank you for taking the time to share your experience! We’re so happy to hear that you found our interest rates competitive and our representatives responsive. It’s wonderful to know that your interactions with our team have been consistently positive. If you ever have more questions, we are always here to help!
Reviewed May 20, 2026
I'm retired and I'm trying to have just one bill, so I don’t worry about them going here and there. I took out a personal loan and the application process didn't take long at all. I did most of it online but I had questions so I didn't finish it, so somebody called me to get it done. Achieve worked out just right. They were professional and explained everything to me, and I'm good.
We're delighted to hear that your experience with Achieve met your expectations and that the application process was swift and professional. It's wonderful that our team effectively addressed your questions, ensuring you understood everything clearly. Thank you for your positive feedback, and we’re pleased to have been the right choice for your needs.
Reviewed May 19, 2026
I used Achieve before and I decided to use it again. The process was very simple, and the reps were very friendly and helpful. Achieve did what they said they would do. They’re a good company and easy to work with.
Thank you for choosing Achieve again and for sharing your experience! We’re thrilled to hear the process was simple and our team was friendly and helpful. We appreciate your trust and are delighted to have met your expectations. We're here for you anytime you need us!
Reviewed May 18, 2026
Achieve came up when I was looking last year and the representative that I contacted was on the ball. He was helpful and got me to where I needed to go. The application process went smoothly. I had a lockout security on my credit report, so we had to break through that. I had to get copies of my W-2s and my stuff for 10 years but that was easy to get. The rep was able to get all my information and apply it, which took a few minutes. Everything went well. The entire process took two hours, which wasn’t bad. It took 20 minutes when the representative called me the second time because I'm not locked out anymore.
It was nice to consolidate everything. The aha moment was when the representative told me what I was paying to what I was going to be paying. The difference was significant enough to make me do it. Because if it wasn’t, I wouldn’t have done it. Price-wise, they did the best that they could with the standard. It was an exceptional experience with Achieve.
Thank you for sharing your exceptional experience with Achieve. We're thrilled that our representative could guide you through the application process efficiently, overcoming any barriers with ease. It's wonderful to hear how significant the savings have been for you after consolidating. We're committed to providing our customers with the best possible rates and are excited to know you're pleased with the outcome. Your satisfaction means a great deal to us.
Reviewed May 10, 2026
They were very helpful, listened to my needs and came up with a loan that worked for me. After they came up with the loan they took care of everything. It was very easy. I would use them again if needed.
Thank you for sharing your experience with us! We're thrilled to hear that our team was able to create a loan that met your needs and handled everything with ease. Your satisfaction is our priority, and it's great to know you found the process easy. We look forward to assisting you again in the future if you need us!
Reviewed April 22, 2026
Achieve Personal Loans has been great to deal with. Their application process was very quick and easy and they walked us through the whole thing. The rep we talked to was absolutely wonderful, very helpful, and answered all of our questions. We've been dealing with Achieve for a couple of years now, and their customer service has been phenomenal. I would highly recommend Achieve. Our experience has been pleasant.
Thank you for your fantastic feedback! We're thrilled to hear about your positive experience with Achieve Personal Loans. It's wonderful to know that our application process was swift and seamless for you, and that our representative was able to provide the support and clarity you needed. We're delighted to have provided excellent customer service over the years and that you're recommending us. Your kind words are highly appreciated, and we're here anytime you need further assistance.
Reviewed April 18, 2026
My mom passed away in January 2023, and I became the estate administrator. I had to keep paying her mortgage along with my own, plus utilities and cleanup, and it added up to about $20,000. So I decided to try to get a loan to pay off my car and consolidate some of my credit cards. I found Achieve through Credit Karma and qualified for $15,000. They called me last year, trying to give me more, but my credit was still bad. I work overtime and have been picking up extra shifts to improve my credit. And it did. Everything is very expensive here in California, so I’ve been working overtime and paying down my credit cards. The loan helped because my credit card interest was so high.
Before, I was paying my mortgage, the Achieve loan, and about $1,200 on credit cards each month. Jeremy, the one who called me, helped through the process. He checked my credit, it went through, and it's working out good. He was very professional. I would refer him specifically because he worked with me and made the process easier. I’ve told my son about Achieve because they bought a house and I’m going to talk to one of my friends who said she has a lot of credit cards too. I'm going to refer her and see if she wants to consolidate and have a lower interest rate.
Thank you for sharing your experience with Achieve! We're thrilled to hear how our services helped connect you with the resources you needed during a challenging time. It's wonderful that working with Jeremy significantly improved your experience by making the process smoother. Your dedication to enhancing your credit is inspiring, and we're delighted that the loan supported this journey. Moving referrals like yours encourage more people to explore opportunities for financial consolidation and lower interest rates. We’re grateful for your recommendations, and we're proud to have been able to assist you in managing your finances better. Don’t hesitate to reach out if you need any further assistance; our team is always here to support you!
Reviewed April 16, 2026
I appreciate the opportunity to consolidate my debt. However, the cost to Achieve is outrageous! It is like paying a home mortgage. $3,000 was added to my loan for consolidating 47,005 of debt and the interest rate is at 11.49% resulting in daily charges to my account of $15.21 ($450 monthly). The combination of upfront fees, long term double-digit interest can make this type program less attractive than marketed.
Hi Fred, we appreciate your review and are sorry to hear our product does not meet your expectations. We would love the opportunity to discuss this further, and an account specialist will be reaching out to you.
Reviewed April 13, 2026
Worst experience ever. They would send me money then I would send it back to get my credit up a couple points. We're going on 4 days and still no money. Don’t deal with Richard. They will ignore you, put you hold for ever. They need better customer services cause getting a loan shouldn’t take 4 days.
We apologize for the frustration you’ve experienced and for any inconvenience this situation has caused. Ensuring a smooth and timely transaction for our customers is very important to us, and we're sorry to hear this hasn't been the case for you. We're committed to reviewing your case to identify what’s gone wrong and enhance the service fit for you. Thank you for bringing this to our attention.
Reviewed April 11, 2026
It appears to me that the fee for my loan was taken from the amount of the loan. That same amount now appears added to the principle of the loan meaning I need to pay the fee again. They are unable to explain this to me in a way that makes sense to me.
Thank you for sharing your concerns with us. We apologize for any confusion caused by the loan fee structure and understand the importance of clear communication regarding your financial matters. Our team is committed to ensuring all processes are transparent and straightforward. We would be grateful if you could contact our support team, and if you are still needing additional clarification we suggest requesting a member of leadership for review.
Reviewed April 9, 2026
I wanted to put some credit cards together and only have one payment. I have an 830 credit score, so it's not hard to get a loan. I could have gotten a loan with anybody, but I'd already had a loan through my bank and they didn’t wanna give me what I wanted. I had some options, but I wanted to get it done quick, and Achieve Personal Loans gave me a decent deal. Application was easy and when someone has good credit, it matters. I didn’t have to do anything and the lending process was short. I could have gotten a better interest rate though.
Thank you for sharing your experience with Achieve Personal Loans! We're pleased to hear that our application process was quick and easy for you, ensuring a smooth transition in consolidating your credit cards. Your strong credit score made a significant difference, and we're glad that you found a deal suitable to your desires in a timely manner. While we strive to offer competitive rates, we appreciate your feedback regarding the interest rate and will keep it in mind as we aim for consistent improvement. It’s great to know our team was able to assist efficiently and didn't bog the process down with complications. If there’s anything further we can assist you with, please feel free to reach out.
Reviewed April 8, 2026
Leonardo ** was awesome, great character, patient, informative, communicative, good energy and great personality. Pleasure dealing with him. He convinced me to keep my business with you guys... Thanks again Leo...
Thank you for your kind words about your experience with Leonardo! We're thrilled to hear that his approach encouraged you to remain with us. Providing our clients with exemplary service by being patient and communicative is a top priority for us. It's fantastic to learn that you found the process enjoyable and engaging. If there's anything else you need, don't hesitate to reach out. Thank you for choosing us!
Reviewed April 8, 2026
The application and approval process proceeded seamlessly. The APR is good; a slightly lower rate would, of course, be better. Post distribution of funds an attempt was made to change the payment method, but the change failed. An email was sent as a follow-up, but a response has not been received.
Thank you for reaching out and sharing your experience. We’re glad to hear that the application and approval process went smoothly for you. We value your feedback regarding the APR and understand your concern about the payment method change that didn't go as planned. We understand how crucial it is for everything to run seamlessly, and we're sorry for any inconvenience this may have caused. Since you've mentioned not receiving a response to your email, we’d recommend reaching out again so we can address the request promptly. Your satisfaction is important to us, and we're here to support you. Let us know how else we can assist to improve your experience.
Reviewed April 7, 2026
Achieve Personal Loans' service was good and upfront. It was all done over the phone. The phone interview was no more than 15 or 20 minutes. It asked basic questions, I got something to sign with DocuSign, and that was it. The interest rates are a tad high, but Achieve was professional and everybody I dealt with is in that same range for personal loans. I'd be happier if it was lower. But I got what I expected. Also, I need to adjust some payment dates and Achieve was responsive.
Thank you for your feedback! We're delighted to hear that you found our service professional and that the process was efficient and straightforward. We appreciate your understanding regarding the interest rates and value your input. It's great to know our team was responsive in helping you adjust payment dates. If there's anything more we can assist you with, don't hesitate to reach out. We look forward to continuing to serve you.
Reviewed March 7, 2026
The lending process at Achieve was very easy. Everything was online. It was a consolidation loan, and it went very smoothly. The only thing I didn't like was the interest rate. I thought, with my payment history with Achieve, that I would get a better rate. I've been with Achieve for several years now. But I went through all this stuff to get this done, and then when I found out about the interest rate, I called back. They said, right now they'd have to leave it the way it is, and then after six months I could refinance it. I've been working to try to get all this in line. And my one credit card offered me a zero-interest rate. So, if I can't get it back down to 699, which is what it was on my last loan, I'll probably just pay it off with the credit card.
Another problem was, and this was personally my fault, I didn't get the loan large enough to pay off all of my creditors, because a lot of them didn't appear correctly on a credit report. I didn't take the time to go through everything. Other than that, it might have taken a week, two weeks tops for the process to be done. I wasn't satisfied with this particular loan. But in the past, I had been. It was just a very easy process, and I had no trouble getting ahold of a customer service rep at all. Every time I would call, I would get a live person. I didn't have to leave messages. It wasn't always the same person, but I would get a live person.
Thank you for sharing your experience with Achieve. We’re pleased to hear that the online loan process was smooth. We understand your concern about the interest rate, and we appreciate your long-standing relationship with us. Each loan offer considers various factors to determine interest rates, and we’re glad to hear you’ll have the opportunity to refinance in a few months. Your feedback about managing and planning your loan also highlights the importance of evaluating financial details thoroughly—which is always excellent advice. We're also delighted that you had positive interactions with our customer service team, finding it easy to reach a representative each time. Please don't hesitate to reach back out if you need further assistance. We're here to help!
Reviewed March 5, 2026
I did a Google search and found Achieve Personal Loans The agent was great, very forthcoming, and gave me a lot of options. He was very patient when I wasn't sure if I would move forward, but he made sure to follow up. It was great. Easy and smooth. Achieve helped me reduce my payments.
Thank you for sharing your positive experience with Achieve Personal Loans! We're delighted to hear that our agent was able to provide you with a variety of options and offer patient assistance throughout the process. It's great to know that everything went smoothly and Achieve could help reduce your payments. We truly appreciate your feedback and are here to assist you anytime in the future!
Reviewed March 4, 2026
I called Achieve a lot with getting the payoff quotes because the closing kept getting changed, and every person I spoke to on that customer service team, even the ones in Jamaica and other places, was so good. They knew what they were doing. They did it quickly. They sent the pay-offs or whatever document I needed. They wrote to my email while I was on the phone, and they were friendly and professional. I refinanced a loan that would take six years to pay off. So, it started over again. But I just paid off the loan. It wasn't a confusing process. My loan officer made it seamless and did it within a matter of minutes on the phone. They explained it along the way, answered questions, and did everything quickly. It was unbelievable. The only drawback was that the percentage rate on the loan was quite high. It was about what you would get on a credit card. But working with Achieve was wonderful.
Thank you for your positive feedback! We’re delighted to hear that you had a wonderful experience with our customer service team throughout the payoff quote process. It’s fantastic to know that our team’s responsiveness and professionalism added ease to your refinancing journey. We strive to make all experiences as seamless as possible, and it’s great to hear that your loan officer explained everything clearly and swiftly. We understand your concern about the rate; our goal is to offer services tailored to your financial needs while being transparent. We appreciate your understanding and support, and we look forward to assisting you in the future.
Reviewed Feb. 24, 2026
I was searching for a personal loan online and Achieve came up, and I contacted them. I got a personal loan and I was happy with the rate and terms. I was impressed with the rep’s professionalism, compassion and ability to understand my needs. It was very good. Achieve provided an excellent service. If it were something that people were looking for, it would be a good company to contact.
Thank you for sharing your delightful experience with Achieve! We're thrilled to hear that you were happy with your loan rate and terms, and that our representative was professional and compassionate in meeting your needs. It’s wonderful to know that our service left such a positive impression on you. Your kind words and recommendation mean a lot to us. Should you or someone you know be looking for assistance in the future, we’d be more than happy to help. Thank you for choosing Achieve!
Reviewed Feb. 20, 2026
The guy I talked to from Achieve was very impressive, and I liked what he was saying, and we got along really well. He was knowledgeable and honest. I got a personal loan and the process was short. It only took a day.
Thank you for taking the time to share your fantastic experience with Achieve. We're delighted to hear that the representative you spoke with was knowledgeable, honest, and someone you connected well with. It's wonderful to know that the loan process was quick and efficient, taking only a day to complete. Should you have any more questions or require further assistance, please feel free to reach out to us.
Reviewed Feb. 12, 2026
I checked the interest rates and Achieve was much lower than some of the other companies that I checked. The application process simple, didn't require too much work no more than getting the bills together, and they did the rest. Kash, our loan officer, was very nice. Everything seemed to be nice. The people are nice when you call. They had given us a due date, which was in the middle of the month. Neither one of us get paid till the end of the month. So we did our first payment, and then they moved our payment like we wanted closer to the end of the month. That was very nice of them. Achieve is trustworthy and they do their job very well.
Reviewed Feb. 10, 2026
I'm so happy that I'm getting help with Achieve. Not only will my payments end after 4 years instead of 10, but I will save over $6,000 in interest! Curtis has been so helpful every step of the way and has been friendly, knowledgeable, and professional.
Thank you for sharing your wonderful experience with Achieve! We're thrilled to hear that not only are you on a path to paying off your payments sooner, but also saving over $6,000 in interest. It's fantastic to know that Curtis has been so helpful, providing knowledgeable, friendly, and professional support throughout your journey. We appreciate you taking the time to let us know about the positive impact we're making, and we're here to assist you every step of the way.
Reviewed Feb. 9, 2026
My experience with Achieve has been good. The application process was smooth and fast. I started off online, and then I received a phone call. I worked with Kyle and he was very nice and honest. Because people get scammed a lot. I had to be sure, because I was already scammed, that I was talking to somebody legitimate. Then he gave me his number. He said, "I'm going on a break. But within 20 minutes, I'm gonna reach back out to you," and he did. The interest rate is low, too and I wish it were offered to more people who don't have a union behind them. Because I have a nephew who's going through financial hardship right now. He can't get it because he is an entrepreneur.
Hi, thank you for sharing your experience with us. We're pleased to hear that the application process through Achieve was smooth and efficient. It's wonderful to know that Kyle provided you with reassurance and professionalism that you needed. We appreciate your feedback and take your suggestion about offering more accessible rates seriously. We're continuously looking for ways to enhance our offerings and hope to better serve entrepreneurs like your nephew in the future. Thanks again for choosing Achieve, and please feel free to reach out if you have any further comments or concerns.
Reviewed Jan. 15, 2026
I wanted my son to be a co-borrower on a loan so that it could help build his credit. Achieve was willing to do it where others weren't. The process with them was quick, and the gentleman that I spoke to was very helpful and friendly. He got us through it. We sent in our IDs, and he got us the documents to sign. It was Docusigned which is standard nowadays and I got the money two to three days later. It was great.
Thank you for sharing such positive feedback! We're thrilled to hear that the co-borrowing option with Achieve Personal Loans worked perfectly for you and your son. It's excellent to know that our lending process and the support from our representative met your expectations. Making experiences smooth and helpful is our goal, and we're glad that both the quick processing and ease of document uploads contributed to your satisfaction. We greatly appreciate your recommendation to friends and family and look forward to supporting more straightforward and easy loan processes.
Reviewed Jan. 15, 2026
I got a personal loan from Achieve online and the application process was easy. The annual percentage rate was too high but when I dealt with customer service, the people were very nice.
Thank you for your feedback! We're thrilled to know the application process was easy for you and appreciate your praise for our customer service team. While we acknowledge your thoughts on the interest rate, it's great to hear that the overall quality of our service made it a positive experience. Your comments are valuable, and they help us continuously improve. If there's anything more we can assist you with in the future, please don't hesitate to reach out.
Reviewed Jan. 14, 2026
I had a wonderful experience with Achieve. It was very efficient. The application process was very easy and the people I talked to, Grant and Debbie, were great.
Thank you so much for taking the time to share your experience! We're thrilled to hear that the application process was easy and efficient for you. It's wonderful to know that Grant and Debbie were able to provide helpful and excellent service that made your experience stand out. We're dedicated to ensuring a fast and reliable service for our customers, and your feedback confirms that we're on the right track. If there's anything else we can do for you, please let us know.
Reviewed Jan. 11, 2026
I've had an account with you for years and December 2025 I found myself very short of funds. Because of the shutdown and having to buy fuel for heating our bank account was down to about 450.00 and we needed more fuel. I called to ask for an extension on Dec's payment. Your customer service lady reassured me it would be available and then set me up to skip Dec's payment. I was very happy.
Thank you for sharing your experience with us! We're delighted to hear that our customer service was able to assist you in such a positive and reassuring way when you needed an option to skip December's payment. It's great that you felt happy with the support and solution provided. Should you have any further questions or require additional assistance in the future, please don't hesitate to reach out. We appreciate your continued trust in us over the years.
Reviewed Jan. 10, 2026
The application process with Achieve Personal Loans was very easy and took no more than two days to complete. It was excellent dealing with the rep. Although I wasn’t aware of the app, I was able to use the dashboard.
Thank you for sharing your wonderful experience with Achieve Personal Loans! We're delighted to hear that the application process was exceptionally simple and quick for you. It's great to know that our specialists were friendly and helpful, ensuring a smooth journey from start to finish. We appreciate your kind words and are thrilled to see our dashboard met your needs for convenience without any extra hassle. We aim to make your experience as convenient as possible, so your feedback is invaluable to us.
Reviewed Jan. 8, 2026
Excellent service. Agent was very professional and courteous. She took us step by step on how to achieve our loan. Very satisfied. Would recommend Achieve to anyone in need of consolidating your credit card debt. They have reasonable interest rates. And they are fast to respond if you get the loan or not. My wife and I are extremely satisfied.
Thank you for sharing your delightful experience with us. We're thrilled to hear that our agent provided you with professional and courteous service, expertly guiding you through the loan process. It's wonderful to know that our interest rates and prompt response times met your satisfaction. We truly appreciate your recommendation to others in similar situations! Your and your wife's satisfaction genuinely means a lot to us. If there's anything more we can do to enhance your experience, please don't hesitate to connect with us.
Reviewed Jan. 8, 2026
I had a need, trusted the process and Achieved the goal. At first I thought it would’ve been an invasive and condescending process. To the contrary and for that, thank you. I would hope that you’d provide that hope to another family in need. The loan was paid off early and again, thank you. Thank you.
Thank you for sharing your positive feedback with us. It's heartening to know that our process exceeded your expectations and provided the support you hoped for in achieving your goal. We're delighted to hear that our service offered encouragement and allowed you to address your needs promptly and effectively. We strive to provide reliable and hopeful solutions, not only for you but for other families experiencing similar situations. It's fantastic that you were able to pay off your loan early. Your appreciation reinforces our mission, and we genuinely appreciate your trust in our service. Thank you once again.
Reviewed Jan. 7, 2026
Very professional, courteous, and prompt. The representative was knowledgeable and understanding with your time. This is my second time dealing with this company I was also pleased the first time. I highly recommend Achieve to anyone looking for good financial services company. Achieve is slightly costly, but you get what you pay for. I have recommended Achieve to my family as well as my friends. Top-notch company.
Thank you for your glowing review and for choosing Achieve again. We’re thrilled to hear that our team provided you with knowledgeable, professional, and courteous service. Your high recommendation is invaluable to us, and we’re pleased that you see the value in our services, even considering the cost. It's greatly appreciated that you've recommended Achieve to your friends and family. Providing top-notch service is what we aim for, and we’re glad we could meet and even exceed your expectations. Thank you once more for your trust and support; we're always here to assist you with your financial journey.
Reviewed Jan. 7, 2026
I tried contacting Achieve in December 2025, with a personal request. I was unable to locate an office that could find my account. I've been with you all for years. This was very frustrating to me! It was a busy time of year, and this did not help the situation.
Thank you for reaching out to us with your concern. We understand the frustration you experienced trying to locate someone who could assist with your account. We sincerely apologize for the inconvenience this has caused, especially during such a busy time of year. Your long-term relationship with us is very important, and we want to resolve this issue for you. Please contact us at (800) 368-0061.
Reviewed Dec. 31, 2025
I was dealing with high-interest debt, and my girlfriend suggested giving Achieve Personal Loans a shot. I called and spoke with a helpful representative who guided me through the setup process. I got a personal loan with an annual percentage rate of 6%. I was paying almost 29% so theirs is significantly better. The application process was quick and took about 30 minutes to an hour, but some of that could have just been me asking questions as well. Everyone I talked to were super nice and payments were all set up. I had an awesome experience and would recommend Achieve.
Thank you for sharing your terrific experience! We're thrilled to know that we could provide you with an interest rate significantly lower than your previous rate, leading to more favorable terms. It’s equally wonderful to hear that you found the application process straightforward and our team was supportive and friendly throughout. Your recommendation means a lot to us, and we'll continue working to deliver seamless and efficient service. Please feel free to reach out if there's anything further we can assist you with.
Reviewed Dec. 18, 2025
I called Achieve as I saw they had a very good rate for a personal loan. It was better than anything I was offered by anybody else by a lot. The process was fairly straightforward. They went and asked for the information and provided the documentation. I had to send an email with my document and they were able to close the loan within that same day.
Thank you for sharing your excellent experience with Achieve! We’re thrilled to hear that you were able to secure a highly competitive rate for your personal loan, and that our process was straightforward and quick. Your feedback reinforces our commitment to providing efficient service, and we appreciate you letting us know about your smooth and fast closing experience. We aim to continue offering competitive rates and seamless service, and hope we'll have the pleasure of assisting you again in the future.
Reviewed Dec. 17, 2025
The turnaround time at Achieve Personal Loans was fast. I put an interest into a website, and then they gave me a phone call. I did everything pretty much over the phone. The person who helped walk me through was very professional and patient, and the annual percentage rate and terms I received were better than the previous offers.
Thank you for taking the time to leave such a positive review! We’re thrilled to hear that handling everything over the phone was a convenient experience for you and that the process with Achieve was impressively fast. It's also pleasing to hear the representative you worked with provided professional and patient guidance, ensuring a smooth process. Our commitment to offering competitive rates is something we take pride in, and we're delighted to know that this stood out to you. We highly appreciate your recommendation and look forward to assisting you or anyone else you may refer in the
Reviewed Dec. 17, 2025
I wasn’t impressed with the company’s response time at all. In addition, the loan specialist Jeremiah was shady, slick, sarcastic, and dishonest. He gave me different information each time I spoke with him and very slow response times, stating he was too busy! Really didn’t trust him! No thank you!
Reviewed Dec. 16, 2025
I was trying to get a loan, and a friend recommended Achieve Personal Loans. I got a $3,000 regular loan and the application process was smooth and completed in just a few hours, which I appreciated given the professional handling. However, there was some confusion later on regarding eligibility for an additional loan. Initially, I was informed I could apply after making three payments, but later was told to wait until April. This inconsistency was frustrating, though it didn't overshadow the helpfulness of the first representative I dealt with. She was amazing, always ensuring I received accurate information. Despite the hiccup, the overall service was satisfactory, and they fulfilled their promises effectively.
Thank you for sharing your feedback with us. We're delighted to hear that the initial loan process went smoothly and that you've found our team helpful, especially the first representative who assisted you. We appreciate your understanding despite the temporary setback regarding the additional loan eligibility information, and we apologize for any frustration it may have caused. We are always striving to ensure consistency in our communications, and your feedback helps us improve. We're pleased to know that overall, our service met your expectations, and we’re here to assist you with any further inquiries or needs. Please don't hesitate to reach out if you have any questions in the future.
Reviewed Dec. 8, 2025
I have one debt consolidation and one personal loan with Achieve. Their process is straightforward. The first time I applied, I did it online and then someone called me over the phone to finish the process. The process on the phone takes about 30 minutes and then going through underwriting, it usually takes about one to two business days. But it never goes into the next day and it usually gets approved. Then I get the follow-ups on when the actual funds get released.
It takes a within a week span, from starting the process to actually receiving the funds in my bank account or when they’re paying off a creditor directly so it doesn’t take too long. The specialists have been very pleasant. They go through their guidelines, read out any specifics that I need to know. I would recommend them to a friend that’s in need of personal loan support.
Thank you for taking the time to share your experience with Achieve. We're thrilled to hear that you were highly satisfied with the rates and terms of both your debt consolidation and personal loans. It’s great that the application process was straightforward and efficient, meeting your expectations. A week to complete everything, from application to fund release, certainly shows the efficiency we strive for.
Our specialist team is dedicated to informing and assisting all customers effectively, so we're especially pleased you found this aspect so helpful. Your endorsement to friends speaks volumes, and we truly value your recommendation. Should you have any more queries or need further assistance, don’t hesitate to reach out. We're here for you!
Achieve Personal Loans Company Information
- Social media:
- Company Name:
- Achieve Personal Loans
- Formerly Named:
- FreedomPlus
- Website:
- www.achieve.com
