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Crowned Credit Reviews

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Edited by: Amanda Futrell
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Fact-checked by: Jon Bortin

About Crowned Credit

Crowned Credit offers nationwide credit repair services with no long-term contracts. It works with all three credit bureaus to remove inaccuracies that lower credit scores. Clients can choose from three service plans. The company also offers stand-alone services for inquiry removal and ChexSystems disputes.

Visit getcrownedcredit.com
Pros
  • No long-term contracts
  • Works with all three credit bureaus
  • Month-to-month plans available
  • Disputes items on ChexSystems
  • Available nationwide
Cons
  • Limited credit counseling
  • Requires separate monitoring fee

Crowned Credit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Crowned Credit?
    • 4,974,590 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 35 - 75
    Verified purchase
    StaffCommunication

    Reviewed July 1, 2026

    I would refer Crowned Credit to others. I started using them after seeing the testimonials from other people who used their services, and my initial interaction with their reps was great. They were very informative. They told me what they do, how they operate, and what they can do for me. They've also kept me in the loop of what they're doing and what's been taking place.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    This truly makes our day, and a referral is the highest compliment we could ask for! We love that our team set clear expectations from the start and kept you updated the whole way through. Grateful you gave us a shot after hearing others' stories.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 29, 2026

    I used Crowned Credit for credit repair and to remove items off my credit, and my experience was good. Reaching out to them is easy. They answer all questions, and most of all, keep in contact. They call me and ask me, am I seeing the results I'm looking for. I experienced things being removed and my credit going up. My credit ain't jumped all the way up to where I needed to be to help me with my business, but I see it happening. Crowned Credit is a good company to work with.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    We really appreciate you sharing your honest experience! Staying in touch and checking in on whether you are seeing the results you want is a core part of how we operate, so it means a lot that it stood out to you. We know you are working toward that next level for your business, and we are right there with you as the progress keeps building. Thank you for trusting us to be part of the journey.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 28, 2026

    I signed up with Crowned Credit about two months ago as I needed to get my credit repaired. However, their customer service is pretty bad. They say they're going to return our call to us, but they never do. I always reach out to them and it's always somebody I can never understand. They talk a big game, but it ain't what they talk about online on the videos on how fast your credit can improve. They told me in a couple months, I can buy a house and get a car but that ain't true. What they don't tell you is it's gonna take a very long time to get you back to where you need to be again.

    It seems I'm paying a lot of money and I'm already going into my fourth round but has only gotten 30 points improvement, which isn't that much. I would have like to have gotten way more than that. I'm hoping for more improvements before I decide to cancel on the whole thing and just pull back from it. Also, a rep told me to leave a good review, forcing me to put that on there for them versus letting me do it on my own.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    We're truly sorry to hear about your frustration, and we take your feedback seriously. This isn't the experience we want for anyone, and we completely understand why you feel let down, especially with everything you're working toward. We would genuinely welcome the chance to talk this through directly and make sure your concerns are fully heard. Please reach out to us at info@getcrownedcredit.com or 336-310-0090 so we can connect with you personally. Thank you for being honest with us, and for giving us the opportunity to do better.

    Verified purchase
    PriceRates

    Reviewed June 27, 2026

    I came across Crowned Credit in a Facebook room. I had been thinking about my credit and feeling like it was an easy fix. But I just didn't wanna deal with it and didn't even know where to start with it. So, I was looking for a company that would do the work for me. My experience with Crowned Credit has been good. They have done exactly what was needed. I've been with them for about three months now, just clearing up some simple negative things that were on my credit that shouldn't have been there. Communicating with them has been simple as well, especially anytime I had questions, whether it was exactly where it is in the process, exactly what I'm seeing, and what it is I was particularly looking for to come off. The prices are reasonable too. They have a package that I feel would work with anyone, whether it was extensive or simple.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your experience! We love that we could take something you had been putting off and make it simple from the very first step. Clear communication and a package that fits, no matter how big or small the need, is exactly what we aim for. It has been a pleasure helping you clean things up over these last few months, and we are glad you found the right home for it with us.

    Verified purchase
    Customer ServicePriceStaffRates

    Reviewed June 26, 2026

    Crowned Credit is a company that looks over your credit and helps you delete items that should not be on there. And so far, my experience has been good. After I completed my Chapter 13 bankruptcy, there were still items on my credit report that shouldn't have been there. I didn't have time to research and dispute them myself, so I hired them to do it. They got everything removed that shouldn't have been on my credit report. I’m in my third month with them and the first results I’ve seen are about a month.

    The customer support reps call and let me know where I'm at in the process, which is a good thing, so I can always call in there. They're available to help you. My credit has improved, so I'm able to get the things I need without the pressure of being declined because of items that shouldn't have been on my credit report to begin with. People considering Crowned Credit should give it a try, especially if they don't have the time to contact all three credit bureaus themselves. It worked for me, and the monthly price is fair.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Crowned Credit is a company that looks over your credit and helps you delete items that should not be on there. And so far, my experience has been good. After I completed my Chapter 13 bankruptcy, there were still items on my credit report that shouldn't have been there. I didn't have time to research and dispute them myself, so I hired them to do it. They got everything removed that shouldn't have been on my credit report. I’m in my third month with them and the first results I’ve seen are about a month.

    The customer support reps call and let me know where I'm at in the process, which is a good thing, so I can always call in there. They're available to help you. My credit has improved, so I'm able to get the things I need without the pressure of being declined because of items that shouldn't have been on my credit report to begin with. People considering Crowned Credit should give it a try, especially if they don't have the time to contact all three credit bureaus themselves. It worked for me, and the monthly price is fair.

    Customer Service

    Reviewed June 25, 2026

    Effective communication and great customer service. Improved credit score, deleted negative items. Looking forward to join the 800 club

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your experience with us. We're delighted you're enjoying the benefits of our customer service and communication, and that you've seen positive improvements in your credit score. Your ambition to join the 800 Club is inspiring, and we're here to support your journey every step of the way. We look forward to celebrating even more successes with you!

    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed June 25, 2026

    I was trying to buy a house. I saw the reviews for Crowned Credit and decided to try them out. They were nice and working with them made a really good impact. My score went up pretty quickly on top of that. In fact, it went up twice in two months during the first and second months. They also have a good price because I know people who charge way more. It was a good experience overall because now, I'm in the process of buying my house.

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    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing this, and congratulations on being in the process of buying your home! That is exactly the kind of milestone we love to be part of. We are so glad the experience made a real impact for you and that you found real value compared to what others charge. It has been a pleasure working with you, and we are cheering you on as you head toward closing on your house.

    Verified purchase
    PriceStaff

    Reviewed June 24, 2026

    Crowned Credit was available when I reached out. They were friendly. They explained what they would help me with, as far as cleaning up my credit, and they actually did. So, I have no complaints with Crowned Credit. They did tell me that I could cancel at any time once my credit had reached a certain level. I wanna thank Crowned Credit because I was able to purchase my house after working with them. I did what they told me to do, and my credit did increase. So, it was a good experience.

    When I first reached out to Crowned Credit, I talked to a gentleman. He told me what the process and the charge would be. He walked me through the entire process of giving them access to my credit so that they could monitor it. They had access to dispute some transactions for me that I was unable to dispute myself. I'm a busy corporate worker, so I didn't have the time to do it. But he walked me through what they would do. Every time they did a dispute, they would notify me of what they were disputing and see if I agreed with it. It was a very interactive experience. Everyone was nice and very informative on what the process would be.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your positive experience with Crowned Credit. It's wonderful to hear that we helped improve your credit and assisted you in purchasing your home. We're pleased that our team could guide you effectively and engage you actively in the process. Your satisfaction is a great endorsement of our efforts. Congratulations on this new chapter, and we're here to support you for continued success and milestones!

    Profile pic of the author.
    Customer ServiceStaff

    Reviewed June 23, 2026

    I had given up on my credit. I had things showing up on my credit report that was from more than 10+ years ago and I felt like there was no way out sinking hole of credit and then a close friend recommended Crowned Credit. Crowned Credit has been the lifeboat. During my call with my credit advisor, they took the time to listen to my concerns and discuss plan to help me get credit back on track. They communicated, listen and guide you not only with your credit but provide education so you can continue to build your credit. I cannot say enough how fortunate I was to have found Crowned Credit. Thanks to them, I will be able to be financially independent and successful.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your transformative experience with Crowned Credit. We are thrilled to have been a lifeboat for you on your credit journey. Our team is dedicated to listening and providing tailored education to empower our clients like yourself. It's heartening to know that our approach has aided in setting you on a path towards financial independence and success. We look forward to celebrating your future achievements, always ensuring we’re here to support and guide you.

    Verified purchase
    Customer ServicePriceStaffRates

    Reviewed June 23, 2026

    My father told me to check out Crowned Credit and it seemed legit. I gave them a call and they did everything that they said they were going to do. The customer support reps are always ready to help and answer all my questions. They’re very pro. It's my third month with them and my credit score has gone up. A lot of negative items I had on my credit that was already been taken care of a long time ago but it still was on there was removed. Crowned Credit was easy and accessible. It felt like talking to a bunch of friends and the rep was very friendly. I love that. Overall, it was great and people should go for it. The price was reasonable. A lot of credit companies are charging an arm and a leg. For what Crowned Credit charged me and what I received, it's amazing. It's more than a deal.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you so much for sharing this, and a big thank you to your father for the recommendation! We love that working with our team felt like talking to friends, because that is exactly the kind of experience we want people to have. Doing what we said we would, staying friendly and accessible, and being fair on price are the things we care about most, so it means a lot to hear all three stood out to you. It has been a genuine pleasure, and we appreciate you spreading the word.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 22, 2026

    My dad recommended looking for agencies to help him fix his credit. Someone was using his Social Security under his name, and it just messed it up. We found Crowned Credit online, that was nearby where I was working at the time. Their enrollment process was pretty easy. I called in. The rep told me how much it would be and how long it would take.

    However, it's been over a year now, and I don't know why it's taken so long, 'cause initially, we were given six months to a year, and it's been way past a year. But no one has told us anything. I tried putting in messages, what's the next move, what's going on, but I don't get clear messages back stating, "Oh, this is the timeline. This is how long it would take," or "This is where you're at.” So, that's where I'm a little confused. But everything else seems to have been pretty easy.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing this, and I'm genuinely sorry for what your dad has been through. Having someone misuse your Social Security is stressful enough without feeling left in the dark on top of it. We're glad the enrollment felt easy, but you're right to expect clear, consistent updates on where things stand, and it sounds like we fell short there. That feedback matters, and we truly appreciate you being honest about it. We hear you, and we're grateful you trusted us to help your family through something this difficult.

    Verified purchase
    Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBillingEase of UseRates

    Reviewed June 21, 2026

    When I went to Crowned Credit's website, it seemed a pretty good option. I was trying to decide between three options, and they became my go-to one. My experience has been positive even at the start of it. It was a good process getting the information together then talking to another individual about what was going to happen. They were very detailed and provided really good information breakdown. They explained the details and also getting logged into the app and utilizing it. It's very user friendly. Even now, there's still communication going on about what's happening, where they're at and what they're doing.

    Since going with Crowned Credit, I've noticed a significant change in things with my credit report. For a number of years, I've been trying to get past a certain point. But even paying things on time, there was a moment where I missed payments or had late payments during Covid, and it kept on holding me back to a certain area. It didn't matter how much I was paying on time years later. Crowned Credit really helped be able to get things corrected to improve my credit score and that's awesome.

    My experience with Crowned Credit has been enlightening and I've already recommended them. I found new information and tips and tricks on how to go about making other choices if things happen. If you're struggling with some items on your credit report and you want someone to help go over them with you, give you better details or even tips and tricks, and do the legwork for you, it's worth paying the cost for a little while to get that ball rolling and have some people on your side that are dedicated to doing that. For the quality of the service, the price is more justified. You get what you pay for.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your incredible experience with Crowned Credit. We're delighted to hear that our detailed communication and user-friendly app have helped you achieve positive results on your credit report. It's rewarding to know we could assist you in overcoming financial challenges you've faced during the pandemic. Recommendations from customers like you motivate us to continue providing quality service. We're committed to supporting your financial journey and helping you secure a brighter credit future.

    Verified purchase
    Customer Service

    Reviewed June 20, 2026

    I wanted to see what I could do to improve my credit score, and I sought the services of Crowned Credit. My experience has been great, and it has impacted my life in positive ways. If you're looking for ways to improve your credit, just give them a call.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    We are thrilled to hear about your great experience with Crowned Credit and the positive impact it has had on your life. Your recommendation means a lot to us. Thank you for choosing and trusting our services to guide your credit journey. We're here to assist and support you whenever you need!

    Verified purchase
    Customer ServiceRates

    Reviewed June 19, 2026

    I needed to increase my credit, so I could be able to get better deals on things and not pay high interest rates. I saw Crowned Credit on social media and I read a lot of the reviews, and it seemed to be very positive. So, I decided to give them a chance. My experience has been great so far. My score was down to 400. It’s up to around 600 now. I was doing it mainly to purchase a car, and I was able to purchase a car last week. Their customer service is really good. Every month, they call you and go over everything that they have done so far. It's easy to communicate with them. Even if I have a question and they don't answer, they usually call me right back. I don't even have to leave a message. When they see my number, they'll call me back.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you so much for sharing your experience! Hearing how far you've come, and that you were able to purchase your car, truly makes our day. We're so glad our monthly check-ins and communication have made the process easy for you. It's been a pleasure working with you, and we're excited to keep supporting you on your journey. Congratulations again!

    StaffTransparencyHonesty & Transparency

    Reviewed June 18, 2026

    Honestly I was skeptical at first but Crowned Credit actually has been amazing. My credit was low 500 when I had got started 3 months ago and now all my credit reports are all above 630. I am satisfied with the results and how Crowned Credit keeps me updated every step of the way.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your positive experience! It's wonderful to hear that your credit score has seen such improvement in just a few months. We're thrilled that you're satisfied with the results and appreciate your acknowledgment of our commitment to keeping you informed throughout the process. Your progress is important to us, and we're here to support you every step of the way.

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed June 18, 2026

    I signed up with Crowned Credit after seeing an ad on Instagram for them, and it's been a great experience. They were able to remove a lot of things that have been on my credit for a while. I paid someone $1,500 a few years ago to do the same thing Crowned Credit did, but that person didn't do half as much as they did. Since working with Crowned Credit, my credit went from 5 something to 752, which is pretty impressive. But my car ended up getting repoed so it affected the number. It's somewhere around 660 now. But they did an amazing job with everything else and I love them. I can't wait to work with them again. However, I don't know if they're still working with me as the communication is a little less than more. There could be more communication.

    Additionally, I didn't like the SmartCredit app that we had to use to keep track of what was going on 'cause we had to pay $30 a month for that. They probably need to create their own platform that we can go to that's free. It could be a part of the payment that we give them initially, and if we want to further fix our credit after the fact, then we have that option to pay for that platform.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for your honest feedback and kind words! We're genuinely glad our work made such a difference for you. We also hear you on the communication and the monitoring platform, and we truly appreciate you sharing that. Feedback like yours is exactly how we grow. It's been a pleasure working with you, and thank you for trusting us!

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceBilling

    Reviewed June 17, 2026

    I'm about on my fifth month with Crowned Credit, and the things that they never removed off my credit are still on there. My credit score is still in the garbage. I told them when I hired them, I only had four collections and some closed accounts. They are still on that after five months, and I'm still paying. I told them that as of July, I will not gonna extend their service anymore. I'm not gonna pay them to keep going every month for nothing. So far, I'm disappointed in them.

    Crowned Credit tried to run the thing by saying, “This how this goes. It goes like this every step.” But I told them, “If I had the time. I don't have the time. That’s why I hired you guys.” I'm on a call 24/7 for my job. I don't have the time to go through the legwork myself. I used ChatGPT and it showed me how to fill out the form. But Crowned Credit will fill out the form for me when I finally have the time to do all that. That was why I was hiring them. They promised my credit score would be up. I told them I was trying to buy a house. I have to move out of the place I'm living in and get an apartment. My credit score is not high enough. In the first 30 days, Crowned Credit said, “We'll get you up to where you need to be.” But that has not happened yet; my credit score is still 550. When I started with them, I was at 550 already.

    I received good customer service, but they told me that I should see results after two months. But the only thing I saw was the old inquiries that they were gonna come off in April, according to the timeline. But I haven’t seen anything as far as the four collections and the three closed accounts. Then they told me that I could open up a credit card and build credit. Then somebody called me and said, “Well, you can pay your balance down on the collection.” So, I'm totally dissatisfied with their service. I could’ve just taken that money and paid it to the collection. I just threw it on the ground. I even sent an email telling them that I was not satisfied. Then somebody contacted me and said they were sorry and were working on it. But they're not working fast enough. I'm paying them every month to see results, and I don't see any.

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    Crowned Credit
    Response from Crowned Credit

    We're truly sorry to hear about your frustration, and we take your feedback seriously. This isn't the experience we want for anyone, and we completely understand why you feel let down, especially with everything you're working toward. We'd genuinely welcome the chance to talk this through directly and make sure your concerns are fully heard. Please reach out to us at 336-310-0090, info@getcrownedcredit.com, so we can connect with you personally. Thank you for being honest with us, and for giving us the opportunity to do better.

    Verified purchase
    Punctuality & SpeedBilling

    Reviewed June 16, 2026

    I had two late car payments due to me having surgery and waiting on a state disability. I went with Crowned Credit, and it's been going good. It's a monthly program that I can cancel at any time but I'm still actively participating in the program. I just didn't like that when I explained that I was dealing with my mom that had a stroke and I hadn't received my direct deposit yet from the state disability, I received messages about cancellation every two, three hours, and they were automated. Somebody said they were going to disable the messages, but they were all day, every day. Other than that, I'm very happy and we're still working on some things. I am seeing results, and I hope to see even more results this month.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your story with us, and please know our hearts go out to you and your mom. We're encouraged that you're seeing progress, and we hear you on those automated messages landing at the worst possible time. We truly appreciate you letting us know. It's been a privilege working with you, and we're rooting for even bigger results ahead!

    Verified purchase

    Reviewed June 15, 2026

    I’ve been with Crowned Credit since March, and my experience with them has been okay, so far. They’ve been on point.

    Thanks for your vote!
    Crowned Credit
    Response from Crowned Credit

    We appreciate you being with us since March and for taking the time to leave a review! Knowing the team has been on point for you is exactly what we aim for. We're glad to have you with us, and we look forward to continuing to deliver as we keep working toward your goals. Thank you for trusting Crowned Credit!

    Verified purchase
    CoverageTechSales & MarketingOnline & App

    Reviewed June 14, 2026

    Crowned Credit is pretty good and they fixed my credit. I got a monthly subscription and I had to open an account with the app, SmartCredit, where I could see my credit. They raised my score and I haven't had any problems so far. They get 4 stars from me.

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    Crowned Credit
    Response from Crowned Credit

    Thank you for the kind words and the 4 stars! We're so glad the process has been smooth for you and that you've been able to track everything along the way. It's been a pleasure working with you, and we're committed to keeping that experience going as we continue building on your progress. Thank you for trusting Crowned Credit!

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffBillingTransparency

    Reviewed June 12, 2026

    My goal is to start growing my trucking business and I have to go over the road. I didn't have a guide with anything I'm doing, so I had to learn by mistake. Now, I've learned enough and I'm getting more knowledge. I'm at a point where I need to start working on my credit because I need to move from where I live and get into a better apartment. I also need to be able to finance a truck and I need to have better credit in order to get a lower insurance. So, when I come back home, my car insurance ain't almost $500 a month for one car.

    I've been looking up how to do repair my credit and it's been something that I've wanted to do for a while. I've tried other services and nothing happened, so I didn't bother with them. I was a little nervous when I enrolled with Crowned Credit. I worked with a rep named Israel and he said they got a money back guarantee in case you don’t like the service. I decided that I would set up the payment and he told me other stuff to do. I gave him my info and we got it set up. I said that if 30 days come in and I don't see anything going on, I'm going to cancel the whole thing and get my money back.

    They kept in touch with me when they sent off the first dispute and they updated me on what was going on. Then in a few days, I saw two things coming off. I realized that they did something. By day 30, my credit score went up. So, after that, I didn't even question it no more. I waited. But it was nerve-wracking because you don’t know who to trust. Once I saw my credit start going up on the first month, I was even getting a rental car. I met a lady in there and her credit wasn't good. She was trying to do the same thing as I was. So, I opened up the credit tracker and showed her where my credit went from and what was my current score. I turned into a salesman and told her to call Crowned Credit. I don't know if she did but I gave her their number.

    I'm also starting to tell people about it. Last night, they had a Zoom call where they were starting to tell me about how my credit affects my application for a mortgage and I realized that I came to the right place. Crowned Credit has different programs, one of them starts at 299, the other is at 199 a month, then 99 a month. I wanted to go in as detailed and as long as it takes. They gave me different tips and stuff that I could do with Kikoff or Avant Credit Card.

    So, it's been a great process. It's something that I would tell anybody that I meet if they have an issue. I told my mom about it and she wants to get some stuff off. So, I'm waiting for when I'm more settled with working and have some more savings, then I'll help her with the payment for hers. It's been a really good experience and it’s starting to give me a lot of peace of mind. The credit is going up, I'm paying the rent, and I've been able to save money. So, all you need is good credit and some money down, and you can start doing stuff.

    Crowned Credit's program worked for me and I'd tell others not to even question it like I did. I reached out before, but I never went through with the process because I was nervous and I wasn’t making enough money to stick to the commitment. I'm paying 200 a month. Even with 100, I was worried that I was not going to have enough money to be able to stick to the payment and make it. But I spoke to my mom and I got on the authorized user because I'm over the road, so I needed to get a rental car. It would be easier if I had a credit card that I could use, then pay it back. So, I got my mom to put me on one of hers and that was how I got things set up. That's what I'm still using, but I pay it back every week or so.

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    Crowned Credit
    Response from Crowned Credit

    What an incredible journey, and thank you for trusting us to be part of it! From growing your trucking business to working toward a better apartment and more peace of mind, the way you've taken charge of your future is truly inspiring. Hearing that the process has given you confidence, helped you save, and even moved you to share us with people you meet means more to our team than we can say.

    We love that you're paying it forward, from the person you met getting a rental car to wanting to help your mom when the time is right. That kind of trust is the highest honor we could ask for. It's been a genuine pleasure walking this road with you, and we can't wait to see everything you build from here.

    Verified purchase
    Customer ServiceTechSales & MarketingStaffBilling

    Reviewed June 11, 2026

    I'm still in the midst of working with Crowned Credit. I had three negative accounts when I started five months ago, and now I have one. One of the accounts that was negative was already paid off, and then there was something I paid off, but I did not go through the process of making sure they hadn't. So I didn't pay it off correctly. They got off another account, which was something that the creditor had pretty much written off. It was dismissed with prejudice, and so it wasn't anything that they were actively pursuing. So, that was a fairly easy one to get off.

    The last one is for a Chase credit card and I haven't had any action on it for five months. They're not actively collecting, but it's reported as a collection account that they've written off. So, it's a little different from advertising, which is in 40 days, Crowned Credit can do x, y, and z. Some of that is pie in the sky, and that's where I'm at.

    I talked to one of their representatives yesterday. I got an email that said they had sent out the last round of letters for this particular account. It also had my name reported differently. I don't have any middle initials. But it was being reported with different variations of my name. I had a lot of old addresses on my credit report. They were able to remove those old addresses. If Crowned Credit can get this last account off, it would be amazing. Overall, the customer service is receptive. If you call, somebody's going to answer and get back to you.

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    Response from Crowned Credit

    Thank you for sharing such an honest, detailed account of your progress! Going from three negative accounts down to one is real movement, and we're right there with you working toward that last one. We also hear you on managing expectations versus what's advertised, and we genuinely appreciate that feedback. We're glad the team has stayed receptive and responsive for you, and we're grateful you've trusted us through the process.

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    Customer ServiceSales & MarketingOnline & AppStaffEase of Use

    Reviewed June 10, 2026

    I was looking around on the internet and learned about Crowned Credit. I set up everything over the phone and it was easy working with the rep. The app is easy to use as well. I started noticing changes in my credit within about 30 days. I’ve got a couple of other places that look great but I don't know if everything was accredited through Crowned Credit. I’ve also been seeing results in a couple of other areas, although I can’t say everything is strictly tied to Crowned Credit alone.

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    Response from Crowned Credit

    Thank you for sharing your experience! We're so glad the setup was easy and that the app has been simple to use for you. Hearing that you started seeing changes early on is always great to know. It's been a pleasure working with you, and we're glad to be part of the progress you're making!

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    Staff

    Reviewed June 9, 2026

    My experience with Crowned Credit has been great so far. I've seen a lot of improvements that I'm happy about. The reps have walked me through the process and given me a lot of feedback that I've appreciated. I appreciate everyone's help there, and I'm looking forward to more progress. I'm glad I reached out and started the process with them.

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    Response from Crowned Credit

    So glad to hear you've had a great experience with us! Knowing the reps have walked you through the process and kept you informed is exactly what we aim for. We're excited to keep the momentum going with you and can't wait to see your continued progress. Thank you for reaching out and trusting us to be part of your journey!

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    Customer ServicePriceStaffBillingTransparency

    Reviewed June 8, 2026

    Crowned Credit popped upon Facebook and I gave them a chance. Someone called me back and I received excellent customer service. They were very knowledgeable, too. They said that the program normally would take six months max to see any change, but I've seen a major impact within the first 60 days. I signed up in February and by March, I was at a low 416. By the next month and before the first report, I've seen a change. By that first month, on a 30-day mark, I was in the mid-five. On the second month, they worked on the second process and my score got up into the 6s. On the third month, I was at the highest I've been, which was 702. It dropped down a little because of they were doing what they do, but it maintained, and they're steadily working on the remaining items that are left on my report. They involve address changes and things of that nature, with the consistent monitoring with the dark web.

    They keep their foot on my neck and don't let me forget. They stay on top of thing, and send updates by text or email. If I reach out, they get right back to me. So, I haven't had a problem where it took three days for them to get back in contact with me. They get right back in a chat normally in the evening time, or I get a phone reply that following morning. So, the monitoring that they do helps me stay focused and on track of what it is that I need to be doing, because I can get lost up in the sauce. I stay on point with the two and three days ahead of time with the utilization of the credit. I learned from them about the 30% ratio, but I try to keep it under 10% credit. So, if I have a $300 credit, I'll just use $20 of that $300 credit. I have my payments up on autopay and it's very affordable. If you're in the same boat as I was, go with them. They're going to help you out.

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    Response from Crowned Credit

    Thank you so much for sharing this and for recommending us! We love that the monitoring and consistent updates have helped you stay focused and on track. That kind of commitment to your own progress is what makes the real difference. It's been a pleasure working with you, and we're excited to keep going strong on the items still in the works. Thank you for trusting Crowned Credit!

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    Online & AppStaff

    Reviewed June 7, 2026

    I needed help with my credit. I was doing a lot of research and I came across Crowned Credit. I went on their website to sign up and so far, I've been a member for about a month. What they said they were going to do is working and I am seeing some results, but I need it to go a little faster. I'm trying to give them another month but to be safe, three months is the target window.

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    Response from Crowned Credit

    Thank you for doing your research and choosing us! We're glad to hear what we said we'd do is working and that you're already seeing results a month in. We completely understand wanting to see things move quickly, and we're committed to keeping that momentum going with you. Thank you for your patience and for trusting Crowned Credit, we're excited for what's ahead!

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    Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppStaffBillingRatesTransparency

    Reviewed June 6, 2026

    Crowned Credit sent me a YouTube link to watch everything, which was really good. After I watched it, I got a phone call from an individual who walked me through and told me exactly what they would be able to do and not be able to do. It was very simple, useful, and beneficial. My payment was affordable but also effective. I realized that if it was too cheap, there'd be a million people trying to do it, and I probably wouldn't be able to get in. I'm good with the price that I paid.

    I noticed that about 10 days, I started getting letters from different creditors that they had removed my name off of a list. So, it was already being worked. I took those letters and uploaded them to the app that I was given. I also sent that in to the account rep, and then I heard something back from them, saying, “Hey, thanks for the update on what you've been sent.” My credit score didn't change right away because I had to wait for a full month for that to cycle through. You'll notice the difference on your credit within 30 days.

    They have a fully operable website. Usually, you get to websites where they just send you to another page and then the company would tell you, “Hey, open up the app, download this.” But Crowned Credit's website is completely resourceful. I also get constant updates from Crowned Credit, whether it's text message, email, or an actual phone call. But the thing that I like the most is that I'm never talked down to. I'm always spoken to in a language that's easy for me to understand. No one ever tried to use words that were too big or confuse me. It's been a class act.

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    Response from Crowned Credit

    Thank you for such a kind and detailed review! Being clear, respectful, and easy to understand is something we care about deeply, so hearing that you always felt spoken to like a person means the world to us. We're glad the resources, the updates, and the whole experience have felt like a class act, because that's exactly what we strive for. It's been a pleasure working with you, and we're grateful you chose Crowned Credit!

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    Customer ServiceLoan Process

    Reviewed June 5, 2026

    My husband signed up with Crowned Credit. It's going very well for him. But he did it without talking to me. It doesn't look good that I took out a loan and then tried to dispute it. I told my husband to stop mine. I'm not going to dispute with the people that I know I really righteously owe. There was no real consultation on my behalf.

    Crowned Credit told me to get rid of Credit Karma and sign up for SmartCredit. I have to stop them because I don’t want to keep doing SmartCredit. I'm cool with Credit Karma. Because my husband did it, I didn't follow up a whole lot with Crowned Credit. They did two rounds, but once I saw how they were trying to do, I said, “I can't ask God to bless me if I'm not gonna do it the right way.” I don't want to do that. They're not bad people. Their service is good. They're doing their job.

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    Crowned Credit
    Response from Crowned Credit

    Thank you for sharing your experience, and for your kind words about our team. We completely respect your decision and the thoughtfulness behind it. Everyone's situation and convictions are their own, and we honor yours fully. We're genuinely glad your husband is seeing great results, and we appreciate the time you spent with us. We wish you and your family nothing but the best on your journey.

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    Customer ServicePriceRates

    Reviewed June 4, 2026

    I was scrolling through social media and found out about Crowned Credit. I saw a video with a guy talking and it sounded good. So, I made the call and spoke with Amen. He explained everything and I signed up. It was super easy and my credit has been going up ever since. I’d been in the process for three months now and what he told me is what they delivered. If I weren't where I'm at now, I would've said it’s a little pricey. But it's worth it. So, the price is not too bad. Plus, they work with you.

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    Response from Crowned Credit

    So glad a video led you our way and that Amen made signing up easy for you! Hearing that what he explained is exactly what we delivered is the best thing we could hope to hear. We're thrilled the experience has felt worth it, and we're committed to keeping that value going as we keep working with you. Thank you for trusting Crowned Credit!

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    Crowned Credit Company Information

    Company Name:
    Crowned Credit
    Address:
    806 Green Valley Road, Ste. 200
    City:
    Greensboro
    State/Province:
    NC
    Postal Code:
    27408
    Country:
    United States
    Website:
    getcrownedcredit.com