CreditAssociates Reviews

I spoke to someone and they told me what CreditAssociates could do. They said they could lower my payments and that with their help, I could pay off my debts in a quicker time. I also looked at another place, but I liked what CreditAssociates said they were doing. My experience with them was 100% good. I have five of the creditors and every time my rep gets a good deal, he calls me and he stays online to answer every question. He's very nice and patient. He also takes the time to to explain everything. Communicating with CreditAssociates is not difficult. If I call them, they answer. I've been in the program for less than a year and it gives me peace of mind because they're getting through the program.

I looked at a couple of companies and CreditAssociates was the first one I called. Their program is gonna help me from not having a bunch of bad debts on me and I won't have bad credit. The enrollment process wasn't too bad and everybody that called me has been nice so far. They take care of me and they're super helpful. To track my progress, I have a website I can go to, but I don't go to it that often. I let CreditAssociates take the money out and go from there.

I've done research on a couple of different companies that do what they do and I liked the way that CreditAssociates went about doing it. However, I didn't have a great experience with the first person that I was originally signed with, so I asked CreditAssociates to be switched to another person who then really did an exceptional job. I would recommend them.

I signed up with CreditAssociates to help me with my credit issues. I was skeptical at first because I hate giving out my information, but I had a good experience during the two years I was enrolled in the program. It was easy to work with them and while they didn't help me all the way, they helped a little. They got the one that I signed up for for my dental, then I had to call and cancel and the rep understood. I didn't want to cancel because I wanted my credit card to be redone, but I couldn't afford it. I'm on low income and 241 was too steep for me. Overall, I would tell people to try CreditAssociates if they have the money to afford it. It was good and if I had the money, I would have stayed with them.

CreditAssociates was a good experience. Everybody there was nice. I called them up when I tracked my progress and they did emails as well. The person I worked with helped me do a lot and I had no trouble with them. I learned a lot of stuff, and they helped me pay off my bills fast. I told my sister about CreditAssociates so she can soon join too.

I went with CreditAssociates to pay my debt and while the application took one whole day, it was very easy. I also tried to call once and they helped me very quick. It was excellent. CreditAssociates helped me big because I have a lot of credit cards to pay.

I own a trucking company and its expenses were associated with my personal account. So I was in tons of debt. I saw a commercial for CreditAssociates and after making sure that it was valid through the Better Business Bureau, I signed up with them. They pretty much told me that they work with the creditors to get the best price or best reduction in what I owe to each creditor. I initiated one phone call and someone called me back to set everything up. The first person I talked to validated the three accounts that I wanted to work on. Once that company worked out a deal, he would call and ask me if was I okay with the price or the reduction they received. And it was done with the other two creditors as well.

Since working with CreditAssociates, I feel a sense of relief, because I was drowning. I was unemployed since April, but I was still paying my bills. I thought something would have come up where I don't have to go through that program, because I've always had great credit. And it reached the point where I had no money left, and I needed to make that change. And so far, my experience with CreditAssociates has been great. They have been helpful, responsive, supportive, knowledgeable, and explained things properly. I'm not being pressured because they have enrolled in making contributions to the program, where they would attempt to pay off high balances.

After seeing a few good points online for CreditAssociates, I figured I'd try it. I’ve been in the program for almost three years. It has made it easier to pay off my debt, but I don’t get enough feedback. I’m not tech-savvy and don't know how to go online to check balances, and I haven't heard from them much. I once emailed them and they didn't really get back to me. And when I call, they're difficult to get ahold of or to know my balance.

I signed up with CreditAssociates in 2023 to take care of four credit cards. Everything got off to a good start. Made $276 a month payments. It was broken into two, the beginning and the end of the month. Last January, I called and asked what I needed to pay to pay it off. And they told me $3,000. I wrote them a check for $3,000 on January 10th and never heard back from them until three weeks. I thought I was done. And now, they're saying that I’m not done yet.

I went on disability and so my pay has really decreased and working with CreditAssociates took a little bit of the burden off. It's been helpful. Their reps are good and I had a good experience.

I first saw CreditAssociates on Facebook, and so far, it’s been real good. It just seemed like it was the way to go. I have had no problems with them. I just call in if I had questions or concerns. If they can’t get back to me, they always call me back.

Everything went fine when I was set up with my consultant at CreditAssociates. It was a good experience.

I heard about CreditAssociates online and became interested just to get my payments down. The enrollment process was easy. My interaction with the representative went well. They just seemed to know what they were talking about.

I had several credit card bills and it was hard to make all those payments. I did research. I looked at the reviews and I asked a lot of questions before I just accepted. I’ve had a good experience with CreditAssociates so far. It has really worked for me and helped me get out of a bind. They send text or emails to let me know how each one is coming, or I go online and check to see how much I owe on each account.

I’m on a fixed income, and I had extended my credit card way over what I should have. I saw an advertisement for CreditAssociates saying they could help cut the credit card bill in half, so I called them. They explained what they might be able to do and what the arrangements would be. They told me it would probably be a while because of the interactions with the bank. We made an agreement, and I set up a payment.

I called CreditAssociates based on the experience of my niece, who was already using them. And so far, everything's going smoothly. They're handling all my debts. So, I'm almost debt-free. The debt consultant explained fully what the details would be and how long it would take. It was straightforward. What bothered me a little bit was that they don’t reach out to me verbally a lot, but they did what they told me they were gonna do.

I searched for CreditAssociates online to see if they could help with my debts. The experience with them was good. The process from application to approval wasn't that long. They saved me from stress and helped me save some money. They’re good with what they do.

The person I initially talked to kind of put me off. He said that he would call me back 'cause he was finishing up with another client but then I never heard from him. In his defense, I may not have recognized the number when he called back, so I didn't answer. I called back, and the second person was very nice, affable, and easy to talk to. I liked CreditAssociates because I had already consulted another consolidation company and they wanted like $400 more a month. However, I ended up going bankruptcy and so, the account never got set up.

A friend told me about CreditAssociates, and they were the first ones I looked into. I’ve been with them for over a year, but I’m not happy with the service. When I first set up, I told them I wanted certain things paid off first because they were hurting my credit score, and they ignored that. They are still doing that to this day.

I completed the program with CreditAssociates in November. At first, I was paying double. So, when it got a little crazy for me at the time, instead of me just stop doing it, I just called CreditAssociates. I was trying to see how it worked. I would ask questions and tell them what I can, what I can't afford, and once they gave me some good numbers and good results, I just went ahead and went with them. The representative I talked to was honest. Every question I had about the program, he had good answers for me. Everything went smoothly.

I wanted to consolidate some debt, and then I did some research and decided to use CreditAssociates. It was a little sketchy at first because you're dealing with a lot of money, and you don't know the outcome until the outcome. They can lead you on all the way. But it was good. It got a little confusing towards closing the accounts out and understanding their fees that they got. You do your math, but they have a different math. But it was fair. You pay a little interest. So, it worked great for me because they saved me a lot of money. I had a lot of debt, and I got rid of all of it. I’m all the way done.

I've always paid my bills, and the pandemic really wiped me out. I went with CreditAssociates because they seemed more down-to-earth and a smaller organization. I worked with one person at the beginning who really got things going and laid things out. She suggested we take care of the first $10,000, and then do the last $4,000.

I have nothing positive to say about CreditAssociates. It is a real rip-off. I chose them to get out of debt rather than filing bankruptcy, but it was supposedly only two years and it didn't work out that way. They did not tell me I was going to be paying everybody and their sisters and brothers, so many people got paid before the creditors. I would have done better by calling those creditors myself because I didn't save no money and my credit was messed up.

Well, some of the things CreditAssociates said really didn't happen. They said they'd at least get so much of a discount, but that type of stuff didn't happen. They take a hell of a cut out of what they settle for. If the debt was 15,000 and they settle it for 7,500, their percentage was like 5 grand. They take a huge cut which pushes it back up. They saved you $8,000, but they charged you $5,000. I just completed the 41-month program and I feel kind of ripped off for thousands. I probably could have did it myself and saved myself money once I realized what was going on.

Credit Associates markets themselves as a debt reduction and consolidation company intending to help you avoid bankruptcy but they hide the truth and sell you the positive highlights only. They do not answer the phone when you call in for assistance unless you are a potential customer. They actually drive up your debt so that they can make more money and eventually they will drive you into bankruptcy as they have done to me.

CreditAssociates is negotiating with my creditors, and things are moving along. I've already made a payment and so far, so good. I've recommended a friend.

Nobody explained how the program worked. Then I sold my house and put all the money into the account as I was instructed to, which I really wish I didn't do because I lost six months of interest on my money. The person from CreditAssociates told me to deposit it all and they will pay it off immediately, but it took a lot longer. I was a little disappointed with. But besides that, everything went fine. There were a few extra charges that I didn't expect, but that was because it took longer to close certain accounts. It went from 26,000 to 29,000. It's all over now and some people were really good when we called. They knew who I was immediately and they transferred me to who I needed to speak to. That was nice.

CreditAssociates is a good company. I had some credit that I owed some bank and I couldn't pay, then somebody called me. I was talking to my friend who told me about the company, but I never paid attention. One day, I received a call and a CreditAssociates rep explained to me how I can get help with my credit struggling. The person told me that the program is good and that it can help me stop struggling with my debt, then I decided to say, "Hey, maybe you can help me, for sure." They didn't force me and they represented the program well. Now, CreditAssociates is helping me.

I was leery at first, but CreditAssociates proved themselves worthy. However, I didn't know that one of my debtors didn't negotiate. I found out through them and through CreditAssociates and the only thing I could do was to pay them off myself.