Credit Direct Reviews

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Edited by: Liz Bingler

About Credit Direct

Credit Direct offers personal loans directly and through a partner network in 15 states. According to the company, it can fund loans in as little as 24 hours, and it doesn’t require a minimum credit score. Its loans are available for a variety of purposes, including debt consolidation, home improvements, major purchases and more.

Pros
  • No minimum credit score required
  • Funding in as little as 24 hours
  • Prequalification available
  • No penalty for early payments
Cons
  • Only available in 15 states
  • Low maximum loan amount
  • Partner network may offer different rates and terms

Credit Direct Reviews

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    How do I know I can trust these reviews about Credit Direct?
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    Page 3 Reviews 70 - 270
    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 20, 2017

    Lifesaver! I got an amazing loan at a great low rate right when I needed it. Jay ** was very kind and professional, he helped very much to make me feel at ease with the whole process and was always available for my call when I needed help, which was rarely with their lending process. It was very efficient, quick, and timely for what I needed when I needed it. Thank you Jay ** and Credit Direct Loans, I cannot recommend you all enough.

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    Credit Direct
    Response from Credit Direct

    Sheree,

    Thank you for your kind words. Always glad to hear when we help our customers out when they need it most. If you ever need anything in the future, please do not hesitate to contact us.

    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 19, 2017

    Just a super quick and easy way to pay down your debt. The funds should be in my acct within a week--Easy peasy. No problems at all. Thanks for the help--I would absolutely recommend this quick and honest company to anyone for sure--Helps me get out of debt faster than waiting on paycheck after paycheck and no pre-payment penalties.

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    Credit Direct
    Response from Credit Direct

    Richard,

    Thanks for your review of Credit Direct loans. Also, we are always glad to hear when we help our customers obtain a loan to pay off debt and get get on a better financial path. Thanks again for your review.

    Verified purchase
    StaffLoan Process

    Reviewed Dec. 19, 2017

    I can't believe how effortless and seamless the entire process was. David was more than helpful when it came to my loan. I couldn't be happier with the result. I have already told a few of my friends of the great service and they are looking to work with Credit Direct. Thanks again guys, and keep up the good work!

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    Credit Direct
    Response from Credit Direct

    Bruce,

    Thank you so much for your review of Credit Direct. We're glad to hear your loan process was effortless and seamless. Good to hear David took care of you and thank you for referring your friends! Thanks again for your review and glad to hear your loan process was good.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 16, 2017

    I would like to thank Matt ** for his help. This was very painless and quick. I would use them again. I also would recommend them to a friend. I haven't received any phone calls from other lenders though I received a few emails.

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    Credit Direct
    Response from Credit Direct

    Duane,

    Thank you for your review of Credit Direct. We will be sure to pass this review on to Matt. We strive to make the lending process as easy as possible and it's good to hear your experience matched our intentions. Thanks again for the review and if you need anything pertaining the loan, please do not hesitate to contact us.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 11, 2017

    Rita was great from start to finish. Stayed in contact with me through the whole process. Was fast and efficient. An asset to your company for sure. She was very pleasant to work with. Would recommend her without a doubt. Was just a pleasant process.

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    Credit Direct
    Response from Credit Direct

    Donald,

    Thank you for your review of Credit Direct. Your words about Rita are much appreciated and we have to agree, she is a great! Again, thank you for your business and if you need anything, please feel free to contact Rita anytime!

    Verified purchase
    Staff

    Reviewed Dec. 9, 2017

    Rita helped find what was best available to me at the time of need. I proceeded the same day to follow through with two of them and was accepted immediately. She advised the best paths and answered my questions. There were further options that I looked into that fit our budget and she follow-up to make sure everything was resolved.

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    Credit Direct
    Response from Credit Direct

    Austin,

    Thank you for your kind words about Rita and your experience with her. Glad to hear we could help in your time of need.

    Verified purchase
    StaffLoan Process

    Reviewed Dec. 8, 2017

    Craig took care of us from the moment we applied. He is extremely personable and he by our minds at ease that we were making good decisions. We were treated like we mattered which does not always happen when you have less than perfect credit. I would highly recommend them, such an great and easy experience.

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    Credit Direct
    Response from Credit Direct

    Sharon,

    We at Credit Direct truly believe that every customer matters and it is nice to hear that Craig extended that belief to you. Glad to hear that your experience was good and we wanted to thank you for your kind words.

    Verified purchase
    StaffLoan Process

    Reviewed Dec. 8, 2017

    Marco ** was great. He was friendly and very knowledgeable. He make the process simple and easy. Thank you Marco for a confidential and fast loan. He explained how the loan work and other options I have. I would recommend this company to family and friends.

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    Credit Direct
    Response from Credit Direct

    Vernon,

    Thank you for your kind words about our rep Marco. It's always good to hear good things about our reps from our customers. Also, it couldn't be a greater compliment to hear you would recommend Credit Direct to your family and friends. Thanks again for your kind words!

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 8, 2017

    Excellent service. The review on the process was really easy and fast and friendly and I got a good rate on my loan. I really appreciate everything you guys did for me and if I have anybody that needs a loan I will surely recommend them. Thanks.

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    Credit Direct
    Response from Credit Direct

    Sam,

    We are glad to hear you got a good rate on your loan. Thank you for your kind words and know that we appreciate you and your business, as well.

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Dec. 8, 2017

    Friendly and helpful. They were unable to give me my original loan request, but they were very prompt on my loan that I did take out with them. Mr. ** was very understanding and helpful in the lending process. The payments and rates were acceptable. I would do business with them again.

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    Credit Direct
    Response from Credit Direct

    Mark,

    Thank you for taking the time to review the lending process with Credit Direct. We are glad to hear that even though we were unable to to match you with your original request, we still found a loan that made since for you and your needs. If you need anything in the future, please do not hesitate to contact us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Dec. 8, 2017

    Rita was a very big help to us in getting our loan. She was very professional and very quick in responding back to us with all the questions that we had. She kept in contact with us and walked us through each step of the loan process even after funding. She give us a callback and did a follow up with us making sure everything was exactly how and what we agreed upon. Thanks again for everything!!

    Thanks for your vote!
    Credit Direct
    Response from Credit Direct

    Anthony,

    Thank you for your review and your kind words about Rita. It is always nice to hear our reps are going above and beyond to make sure our customers are satisfied with their loan. Thanks again for taking the time to write this review!

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    Credit Direct Company Information

    Company Name:
    Credit Direct
    Company Type:
    Private
    Year Founded:
    2012
    Address:
    5275 Westview Drive, Ste. 120
    City:
    Frederick
    State/Province:
    MD
    Postal Code:
    21703
    Country:
    United States
    Fax:
    301-637-3304
    Website:
    www.creditdirect.com