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Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Chase Bank Reviews

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    Page 16 Reviews 2030 - 2180
    Punctuality & Speed

    Reviewed Sept. 2, 2018

    When Washington Mutual was taken over by Chase my Commercial Loan went with Chase. In 20 years I was never late on a payment. When the loan was coming due Chase would not renew the loan. Their reason was they don’t loan in my area any longer. During the loan period with Chase I was told by them they would renew the loan. The loan to value was very low and what Chase wanted is take the property from me so they could resell it and make an enormous profit. I was able to refinance the property with another lender and pay off Chase. Chase is a crooked and lying bank that should be exposed for their criminal intent. Please spread the word.

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    PricePunctuality & Speed

    Reviewed Sept. 1, 2018

    Banks are not our friends, they exist to make money off of the people, it's a business. Now that I have established this... I bank with 9 banks including B of A and TD Bank and several others. No bank that I am aware of aside from maybe Wells Fargo, who I have not worked with, reaches to the depths of terrible the way that JP Morgan Chase has. I have been with Chase for 37 years, but not anymore. They switched off my autopay feature on one of my 17 personal and business credit cards. Therefore sending my credit down from 836 to 710.

    As the bill $24 bill was not paid for 60 days aside from $78 in fees and $3 in interest I have to pay an additional $123,045 per year in interest for new debt that I establish until my score moves back up, which may be 7 years. So this $24 is gonna cost me a lot. Despite the fact that my business' have run over $1B through its bank they will not help. In addition, they also closed several of my Bank accounts without any explanation whatsoever. I have not been late on a credit card payment in 37 years, I have not written a negative review prior to this one, about any business whatsoever. They do have a good website and a good smartphone app, but this should not be a reason to support this company. It is actually evil.

    I have now closed every bank account and every credit card and every line of credit. Spare yourself some grief, stay away from this Bank, they have absolutely zero humanity, they are a nasty and dangerous business. Looking at many other reviews, I am not the only one, this activity is common, it will happen to you. The accounts they chose to close were with the bank for more than 20 years and had never had insufficient funds or any issue whatsoever. This terrible situation will happen to you. GET OUT!

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    Coverage

    Reviewed Aug. 31, 2018

    WARNING!!! WARNING!!! If you sometimes mistakenly overdraw your bank account, I would advise against banking with Chase. I opened up an account here and was given two option. Option 1 = Chase would allow transaction to go through even if it leaves your my account overdrawn. I would have to pay the mounting overdraft fees and need to satisfy the negative amount ASAP. The other option is that if there is not enough money to satisfy the transaction, then Chase would decline. I chose option 1. I was told that even in this option, Chase has the right to refuse covering the transaction.

    Wednesday of this week, I had a couple of transactions to hit my account that I didn't expect. No worries, I thought. After all, I had chosen Option 1 and I was getting paid (direct deposit) on that Friday. To my surprise, I woke up Friday morning to check my account only to find out that my account had been restricted. The direct deposit had made an attempt to go in but the restriction on my account disallowed it. I now have to wait until Wednesday of the following week to get to my funds. This type of banking needs to go away.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    Chase has placed restrictions on my account that I never had any issue with before for the past 10 days. They claim it is because I deposited a check that is not made out to me. That check has cleared the originator bank and two weeks later they are still not releasing the funds. They say they must first speak to the payer of the check - but when they call the number they claim belongs to her, no one answers.

    So they have told me they will not return the money nor will they release the account where I expect to receive my SSI check shortly. When I call for help, the representative starts out friendly, but by the end of the conversation, you get to feeling that they have a whole plan in place to float the money for as long as they can without regards to my feelings about it. It is so unfair and heavy handed. I told her that I will definitely be closing my account and that I will be taking my business elsewhere. They really need to do their due diligence before processing a check and then put customers in that predicament. Horrible.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I have been having Chase accounts for several years and until last week I never had any problem with Chase. Last week I tried to do a transfer between my accounts and I realized it is not possible. I called them and I was told my accounts are restricted and they need more immigration documents! WITHOUT ANY NOTIFICATION THEY HAD RESTRICTED MY ACCOUNTS while I had a check which needed to be cashed in a few days! I still do not understand how can they restrict YOUR money without any notification!

    I went to a Chase branch two times with all my immigration documents but they did not resolve my issue although I am here in US legally, I am highly educated with PhD and working for a leading company as a scientist. Third day I went to another branch with the same documents that I had two days ago. They said those are fine but it has to go through another round of review and if approved to another department. Then my account will be unrestricted in two days! Two days are passed!My accounts are still restricted. I called them and they said my request is not reviewed yet. So, the only thing that they do not care about their customers and their situation. Even I am not able to close the account and get my OWN money out!

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I usually don't have problems with banks or the customer service on the phone. But without a doubt, Chase has been the worst experience I've ever had. They closed my accounts without notice -- accounts that have been in good standing for years and one that I recently opened for "aggressive spending." Keep in mind that over the long period that I've had credit cards and bank accounts (numbering in the 20s) I've never been late for a payment, overdrafted, had a card stolen, etc.

    When I called to ask why my cards had been closed, their response was like a slap in the face. Not only did I notify them of the spending I would be doing BEFORE I did it, I was already making payments to pay the balance back down to 0 when I noticed that my accounts were closed. No phone call, no text, no email stating there was a problem with my accounts and that I should call them. Nope. None. Zilch. Completely out of the blue and their reason? Because I happened to spend a large amount THAT I WARNED THEM I WOULD DO. I would understand if I had a shaky credit history, or defaulted, or declared bankruptcy. But no, their reasons were to "safeguard the bank."

    Well whatever Chase. Safeguard away. No wonder you have miles and miles of negative reviews lately. You can read how many people who have been with Chase far longer than I have being burned for the stupidest reasons for weeks, but trust me when I say: GO WITH ANY OTHER BANK. I originally wanted to reinstate the accounts, but after talking with the first representative who became super defensive, I figured, why bother? What's the point in trying to get these accounts back with a bank that literally couldn't care less? Perhaps this is a blessing in disguise, them closing my account unexpectedly at a time when I'm not in a tough spot and I don't need to rely on a stable, trustworthy bank. 'Cause, from what I've heard and read (not just on this site) otherwise I'd be **.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Aug. 28, 2018

    I have been banking with Chase for almost 10 years. Up until recently, I have been very satisfied with this bank. Unfortunately, things have gone downhill in the last few months. This summer, I experienced a financial hardship. The contract I had between the company I worked for and a school ended at the end of the school year. I was slated to begin working at their center over the summer, but never received hours. I fell behind on bills and called Chase for assistance. I asked them to cut off Overdraft Protection so my account would not keep getting overdrafted and charged fees. She assisted me with that, but said it only stops debit card transactions & wire transfers will still be approved.

    So I asked, at what point would they stop approving these transactions? Clearly, the money wasn't in my account and I had just explained my financial situation that I didn't have enough consistent income coming in to bring my account positive. She said there was no way for her to know and essentially there was nothing she could do. For the next month and a half as I searched for a new job that would be more consistent year-round, they continued to approve automatic wire transfers and return them (because the money was not there) and I was charged a fee every time.

    Nearly $400 in fees later, I called again. I was finally able to get my account out of the negative and was requesting fee reversal for some of the exorbitant fees that I was charged after explaining my situation and asking them to stop approving transactions when the money was not there. She said the request was denied. In 2 weeks, I will be closing my account with Chase after banking with them for 10 years, because it seems that they are only in business to make money. They do not care about their customers and are not interested in helping them. What is the point in charging someone multiple fees knowing they don't have the money to pay it? If you are looking for a Bank that has your best interests in mind, I would recommend looking elsewhere.

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    Customer ServiceCoverage

    Reviewed Aug. 26, 2018

    I’m so disappointed in Chase. After running my business with Chase for over 5 years, they randomly decided to close, freeze my account and freeze my funds. The only way I found out was because I was buying a plane ticket to see a client and Southwest wasn’t accepting my debit card. When I called Chase to see what was going on they said after review they decided to shut my account down and issue a cashier's check for the remaining balance which I’ll receive in 10-14 business days. I asked them what was the reason and they said they are exercising their right not to answer my question.

    I have rent and payroll to cover and I don’t have access to my funds. I’m extremely furious. I have 3 other personal checking accounts with Chase and all 3 of my sons have their business and Personal accounts with Chase. They will be cancelling all business with Chase. A total of 9 accounts have left Chase this week all due to Chase closing my business and not having the common courtesy to explain the reasoning. BEWARE OF CHASE BANK!

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    Price

    Reviewed Aug. 25, 2018

    They charge $8 to cash a check written out of your account if other party does not have a Chase account. For instance: I don't have a Chase account. Someone writes me a check. I go to Chase. They verify funds and charge $8 to cash the check. That's unfair and unreasonable. I will never bank here again.

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    Customer ServiceStaff

    Reviewed Aug. 24, 2018

    My debit card was stolen, so I called and filed a claim to close and shut down the card. They then gave me a temporary credit until they researched the fraudulent activity. After 2 months they reversed the credit and would not provide me with why they denied my claim. Every time I call the dispute department regarding my claim and to try to get some answers on why they reversed the charges no one has answers other than they keep lying to me giving me different excuses. It's like a bunch of monkeys work there and no one wants to be accountable and they keep transferring me from one monkey to another without explaining or stating the facts of why they are stealing $2000 from my account.

    Chase claims department for fraud is the worst people ever and they are holding my money as hostage without proper oversight. They need to be sued for stealing money from customers and just telling me, "Nope that's it. We denied your claim" and there is nothing I can do other than to STFU and accept them stealing my funds. WTF Chase. You crooks.

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    Customer Service

    Reviewed Aug. 23, 2018

    I attempted to use my Chase Visa to charge gas. This is my neighborhood gas station where I go every week. My Chase card was declined, paid in full on autopay every statement. I used another card to pay. Chase has the charge as pending and refuses to remove it. Incompetent customer service.

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    Staff

    Reviewed Aug. 23, 2018

    I liked the service that I received from **, personal banker! Back on Wednesday, August 8, 2018, I just barely arrived to New York City and needed a Chase Bank. This location at 615 8th Avenue, New York, New York 10018 was most likely the closest one to me and when I arrived I was greeted by **, personal banker. I just want to personally thank ** for taking good care of me as her Chase Banking customer!

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    Customer ServiceStaff

    Reviewed Aug. 22, 2018

    Chase is not a perfect bank but it is a good bank. They have convenient hours and great locations. They also offer state of the art services that help you avoid standing in line. You can easily make check and cash deposits and get bills in any denomination you choose without ever having to speak to a teller. The mobile app is great too. You can easily transfer funds and set up to be notified of any account activity immediately as it occurs. At my local branch the customer service agents are friendly and helpful. I am typically leery of banks in general but I do feel somewhat secure with Chase.

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    Reviewed Aug. 22, 2018

    The most unprofessional business I have ever dealt with. I have been a customer for 20+ years and the unprofessional service that I have received in the past couple of months is unbelievable. Nobody knows what they are doing and it it's an endless cycle of being transferred around since nobody is able to do their job or wants to take any accountability. I will be closing all of my accounts ASAP.

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    Customer Service

    Reviewed Aug. 21, 2018

    Chase placed a hold on our account based on a check sent to us by family. We didn’t receive any notification other than a threatening letter telling us our account would be closed in 7-10 business days almost a week after the check was deposited and accepted by Chase according to our account online. When we called to get help, Chase was unhelpful and rude. I would hope to receive quicker notification if something is wrong with my account or if my account is locked preventing me from paying bills. We are closing our account and banking with a different bank. Horrible.

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    Reviewed Aug. 18, 2018

    Chase is hands down, the worst ** financial institution I’ve ever dealt with in my life. I am disgusted at the amount of money being stolen from me, in “overdraft“ fees. If my account was made current before the next business day, why was I still charged an overdraft fee. I cannot wait for another bigger, & better institution to buy this ** cooperation out. I would never recommend Chase to anyone for any of its services. Chase is not to be trusted.

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    Customer Service

    Reviewed Aug. 17, 2018

    The bank claims amazing customer service but provides wrong card. I asked for Sapphire Reserve and got preferred and then I am being forced to keep it for 1 year or go through the hassle of canceling and affecting my credit history and reapply.

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    Customer ServicePriceStaff

    Reviewed Aug. 16, 2018

    I have an Amazon Rewards Signature Visa card and recently got a promotional offer in the mail from "Chase Bank USA". The offer was one that said use the card to make purchases on Amazon.com and depending on how much you spend we will give you 6, 12, or 18 months of no interest. I was skeptical so I called Chase prior to making a purchase to talk with a customer service rep. They assured me it was a valid offer and all I had to do was make a purchase on Amazon.com and the promotion would apply. After making the purchase the first statement came and there was no interest so I figured all was well. The next statement came and I saw I was being charged interest so I called another Chase representative. I was told this was an Amazon offer and I needed to contact Amazon to get help.

    I contacted Amazon and they told me they did not have the access to look at my credit card because the credit card was from Chase. The Amazon rep was awesome and stayed with me from that point on. We talked with two more Chase reps who again tried to pass the buck to Amazon but luckily I had the Amazon rep on the phone with me. They kept insisting that this was an Amazon offer even though the piece of mail I received had a return sender of Chase Bank USA. I finally got a hold of a manager from Chase and was told that when I was in the checkout process at Amazon.com (when I made the original order) I had to select some special financing option at that time.

    Since I had no idea and did not select the special financing option at the time of the order there was nothing they could do. The only thing the manager could do at that point was to waive the interest fees for the month that has already passed and the next month. This effectively gives me 2 months to pay off the credit card or I'm going to start getting charged 23.49% APR.This is ridiculous considering I called to verify with a Chase representative prior to making the purchase.

    In summary, they have lied to me in order to get me to make a large purchase that I was going to pay on over the next 18 months with no interest. Then they try to pass the blame to Amazon. Now they give me two months to pay off the balance or get hit with the incredibly high interest rate of 23.49%. I can tell you I will be paying this off and cancelling this card. They are not trustworthy and will flat out lie to you in order to get you to make purchases using their card. Save yourself the trouble and bank elsewhere.

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    Staff

    Reviewed Aug. 16, 2018

    I just had my debit card declined 3 times at a gas station while trying to put gas in my car. 2 times I attempted debit last time credit. I knew I had cash. Drove home. My acct showed I had cash. Spoke to a rep, she forwards me to fraud dept. They closed my acct no reason which they will share no explanation. I have money in there and I have never bounced a check. I actually have it set up so if funds are not in there a charge would not go through. I receive child support to that acct and all they WILL tell me is that in 10 days they will mail me a cashier check for remaining balance. They won't allow me to go to the branch to withdraw and close it out.

    The only thing I can think of is the situation I had recently when Amazon screwed up and while at a Chase branch this so called ACTING, NOT A REAL MANAGER kept blaming Amazon was the reason why my refund was not in my acct. Meanwhile I had Amazon on speaker on my cell saying it was refunded and I called this jerk a liar and that Chase was holding my money. Grow the ** up Chase. I'm a single mom forced to l live in his state simply because I had a child in wedlock with the wrong man. I have a child to take care of. And the fact he begins school in 5 days and you're hesitating my cash flow is pretty damn low and proves what unethical scumbags you really are. BOYCOTT CHASE.

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    Customer ServiceStaff

    Reviewed Aug. 15, 2018

    Write to call attention to incident that occurred by Chase Bank employees and loss prevention department of Chase Bank. I received a settlement check from a lawsuit in the amount of $168,743.42. The check was written on Wells Fargo Bank. I deposited my check into my personal account on 11/27/17. I was concerned that the check had not cleared and called and was informed by several Chase employees (Danielle, Anna and another gentleman) that my check was forwarded to loss prevention because my law firm "had a history of bouncing checks" and that Chase had put a hold on my account and since they can't verify the check my account was going to be closed on Friday December 5th 2017 and the check was going to be returned unpaid.

    I called my law firm's bookkeeper and lawyer and explained to them what Chase employees had told me in regards to my deposit and received a copy of my lawsuit check from them which cleared on November 28th 2017 the day after I deposited it. I also immediately contacted the bank branch manager (Melissa) and advised her that I was told that the Chase employees had used google to research my lawyer's firm and noticed that his firm changed his name last year. Chase policy is not to allow employees to verify funds using the internet research rather than calling the issuing bank. The law office has no history of bouncing checks. I had to go into the bank on 12/01/17 with the copy of the cleared check and have a three way call with (Melissa) Law-firm bookkeeper and loss prevention.

    The law office was able to clear the check after going back and forth with the employees. The law office wrote a letter to Elena ** (Chase market director) and wanted an explanation about the conduct of the employee and the loss prevention department. I received a reply about deposits holds and that they could not verify the actions of the employee and had no record of any of several phone calls to the bank. (I do have phone records of all calls to the bank). I was discriminated due to my race.

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    Reviewed Aug. 14, 2018

    I’ve been with this bank for about 2 years and with this bank I’ve gone through more than 8 claims of fraudulent activity!!! This bank is nowhere near secure, strangers are able to use my money and account more than I am. Then the bank takes 450 dollars out of my account and refuses to return it. Instead of doing their jobs and making sure my money is safe, they do the exact opposite! This is the absolute WORST BANK I’VE EVER HAD! DO NOT EVER USE CHASE.

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    Customer ServiceStaffReliability

    Reviewed Aug. 13, 2018

    We opened a total checking account and two high school accounts for our kids. This was two weeks ago so we leave and go on vacation. Keep in mind no bank cards have even been received yet. I called Chase today because I couldn’t log in and they informed me they have made the decision to close our accounts and refused to give a reason why. I called corporate they transferred me to executive and still no reason why. We are good people, we work and have legitimate jobs on the books there’s no reason why we would be denied. My next step is to contact an attorney and sue them for discrimination. Disgusting!!!

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    Customer ServiceStaff

    Reviewed Aug. 10, 2018

    I am the rep payee for residents of an assisted living program. We bank with Key Bank. Mistakenly, the Social Security check for one resident got sent to Chase Bank. When calling to get the check transferred to where it belongs, telephone representatives would not speak with me because I am not a Chase account holder, even though they are holding money that does not belong to them. I spoke with 2 men, both were extremely rude and unwilling to assist in solving this problem. When I asked to speak with a supervisor, the request was denied. Maybe that's the reason we bank at Key.

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    PriceStaff

    Reviewed Aug. 9, 2018

    They waited until 11:59 pm to charge my account a transaction just to collect the 34.00 overdraft! There needs to be some type of law that banks process transactions in a timely manner because if it would have been earlier I could have deposited the funds or transferred funds. But no they want to ** people. Well bye. My money will be gone and I will only use BOFA they do not charge bs ** fees. You guys get hacked on a regular. People's info is stolen and charge fees and tell us nothing can been done. Agh but no so true and I will be seeing about changing these laws how you guys allow merchants to take funds out then they fall off and then taken out again not leaving the correct available balance to be known.

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    Sales & Marketing

    Reviewed Aug. 8, 2018

    Me and my husband were ready to rent a house from somebody Texas. We filled out application, then transferred money from checking to checking by Chase. Then to find out it's a scam. We reported to Chase.

    Updated on 08/07/18: And we called Chase asap and they said they will refund us back. Now they refuse to help us. I need help to get my money back. We are hard working and they took our money. We had proof so why wont Chase help.

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    Customer ServiceStaff

    Reviewed Aug. 8, 2018

    I have an account with Chase and I wondered if there were a separate card I can get that would be different from a credit or debit card (I guess, like a prepaid card). Found out that Chase had a “liquid” card. Called and spoke with TWO representatives from the bank that advised me that all I would need is 25$ to open the account (since I already have an account) with them. I asked the representatives if there were ANY OTHER INFORMATION I needed to know. She advised me to go online to apply for the card or go into the branch itself. Keeping in mind I spoke with TWO DIFFERENT REPRESENTATIVES and both told me the same thing, which was bring two forms of identification and the 25$ needed to open the account. I arrived at the bank, just to be told that I have to keep 3000$ in the account, the account has to be a PREMIUM account, I must purchase “X” amount of things per month...the list goes on.

    I have been banking with Chase for years and NO, I’m no millionaire or anything, but the restrictions they placed on this “PREPAID CARD” should have been explained further by BOTH phone representatives, who were both told as to why I wanted the card in the first place. It seems like customer service has gone to hell. The Chinese representative woman just looked at me and smiled while stating that there’s nothing she can do. I wasted time, gas, and effort in regards to this, and all she can do is smile and look at me like I was making an attempt to lie to her.

    Like I stated earlier, I may not have a lot of money in their bank, but the little bit I do have, I’m considering taking it somewhere else. The apathy is what bothers me the most. She didn’t even make an attempt to try and find out why this information could have been presented to me the wrong way. This is not the first time one Chase Bank says this, while another says that. When I lived in Louisiana, the Chase Bank there told me that I had to open a “Louisiana” account since I’m no longer in Texas. I’m back in Texas now, and I am very disappointed with this bank, and the representatives did not make an attempt to try and make this right. Beware of this bank and their prejudicial practices!!

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    Customer ServiceStaff

    Reviewed July 31, 2018

    I have at this time a great experience with Chase. Chase is global oriented and thoughtful of a client business relationship with Chase. My daughter and I have had accounts with Chase for over 20 years never to feel unwanted, mistrusted or below Chase as a client. I talk with the bankers of how my business works with a response of understanding I am a bit more rare than the next account. I have specialty clients and investors. I so far feel confident in Chase. I would recommend Chase for money services.

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    Customer Service

    Reviewed July 31, 2018

    I opened an account with Chase. Everything was great, they approved me and send me the card. And then, out of nowhere they decided to cancel my account without any reason. They just sent me an account saying that my account was being canceled. On top of that, they made me transfer some money from my other bank account, and they did not care if it was my money or not, if it was my account or not. They just wanted to get my money, now they canceled my account. I want to get my money back, and they want to verify that the money belonged to me. (Which they did not cared when they received the money.) I have called customer service several times, and they are just rude!! And it's been over a month, and I still have not received my money!! THIEVES!!

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    Customer ServiceStaff

    Reviewed July 31, 2018

    I have been a customer for over 15 years without any issues until July 2, 2018. I went to the bank to make a deposit and the teller directed me to use the ATM machine instead of helping me, I guess she didn’t feel like it especially when no one else was in line but me. To make a long story short, because I had a lot of bills the ATM couldn’t process my deposit. And the teller came to the lobby to apologize because the ATM machine kept loading and ended up with a receipt to call customer service. I immediately went in the bank, explained to the manager everything, he called customer service and filed a claim with me in his office. Well today I received disturbing news that I didn’t deposit all of the money reported.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed July 27, 2018

    I purchased a car from a dealership at the end of April. I used my Chase Visa Debit card for the $1500 down payment. One month later the dealership used my card to charge an additional $1000 on my card. I called right away to report fraud. I was told by the woman that I signed the contract and am liable for that. I explained that I financed the car. She told me that If that finance company didn't pay, the dealership has the right to charge my card. I tried to explain that that's not the way it works. I hung up with her, called back, and spoke to someone else. The gentleman on that call said he filed a claim and would credit back my account.

    One month later, the money was taken out of my account again. I called back and was told he filed the claim wrong. Another claim was filed. This time, there was supposed to be two credit card receipts required. A month later the money was taken out of my account again. This time overdrawing my account. I called back again. I was told the dealership provided an invoice and the sales contract. I explained that the contract is valid, but the $1000 is not. I told them how the down payment was paid. He told me that if I went into the local Walmart and used my card, if they thought I owed them more money they could charge it again. I tried to tell him that's not how it works here. A business cannot charge a card without authorization.

    I was told that the case is closed and there isn't anything they will do now. I went into the local branch. I tried to talk with the man there. He didn't even look up my account or even try to resolve the problem. He told me that I provided the business with my card number and they can charge it. He then told me to file a small claims case. I closed my accounts. If they aren't going to protect my money and will allow anyone to charge my cards at any time without authorization, I don't feel secure doing business with them.

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    Customer Service

    Reviewed July 26, 2018

    I own a small business and had another business send in a wire that was not supposed to be sent to our business, it was a large amount that we did not have that much money in our account. The business who sent the wire incorrectly called the same day to explain it was sent to the wrong bank account, I then contacted the bank and confirmed these were not our funds and to return them. Chase had me go to a bank and sign a form to explain this which I did to help this business out, Chase then explains that they cannot return the funds due to our business not having the amount of funds in our account!!! Is that not theft by a bank? I will be removing our business from Chase today. That is insane and what a joke of a Bank Chase is. Stay away and find another financial institution as Chase does not have your back. Disgusting greed.

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    CoveragePrice

    Reviewed July 24, 2018

    I opened a Checkings account at Chase because of their promo where they'd give you $150 for setting up direct deposit when opening an account. Also, they are compatible with virtually any virtual wallet or financial app in the market right now, and I like the convenience those things can bring. However, since I opened the account, I've had several overdraft charges that are simply ridiculous. While I have been advised they would occur anytime I hit a negative balance they would be charged, it is incredibly annoying. That never happened in my other checking account. If you don't have enough balance, the transaction is simply declined. Shrug.

    The first time the overdraft charges took place, I went to the bank and they refunded them for me. It was two charges of $34 dollars on June 4th, 2018. I went to their branch and had it refunded on June 8th. From that day on, I reversed all the automatic payments and subscription services I had back to my previous checking account, which NEVER charged me any overdraft fee and simply declined any transactions or automatic charges if there was not enough balance in my account to cover them. The second time the overdraft charges happened were on June 11th, 12th and 18th. Like any other modern American citizen, it turns out I had more subscription services than I thought. I went there on June 22nd and they said this time they could only refund me for one of the charges.

    Then I realized there was another charge on July 2nd and one on July 17th. Let me just advise that the one on July 2nd was for a $5 dollar Venmo transaction. Imagine being charge $34 dollars for simply having made a $5 dollar payment. ** you could've just declined that and I would've gone to Maverick and bought a mint and gotten $5 cash back. But no, Chase is not set up for that.

    At first I thought this would be "good" because it would motivate me to make sure I'd always spend within my means and keep a "cushion" of at least $100 in my checking account to prevent that from happening. But transitioning has done more harm than good now. I have had this account for hardly 3 months, and I've been charged $248 in overdraft fees. Does that make up for the $150 they give you when opening the account? Certainly no. Am I happy they have refunded a total of $102 from the two times I complained? I guess.

    But today upon calling them a third time in regards to the charges, they said there was absolutely nothing they could do. I will not be happy until I get refunded $146, which is the amount that has been taken from me in overdraft charges simply due to Chase's inability to decline services when there's no balance to cover them. How can they not refund that? Am I expected to compulsively check my account every two minutes to see my balance? Am I expected to be paranoid about every single subscription service I have to potentially cause me ridiculous overdraft charges? Is it that hard for a bank to simply decline a charge if there isn't enough to cover it? Wtf. I never had that issue with my University of Utah Federal Credit Union account. I am just waiting for a PayPal transaction to be credited into my Chase Checkings account now before I get it closed.

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    Customer ServiceStaff

    Reviewed July 23, 2018

    Have been with Chase for over 10 years. Until recently they has been o.k. My husband died in May of this year and they canceled our credit card without notifying me. I only found out when I tried to use it. They said since he was the primary they canceled the card. When I found out it was canceled I had funds transferred from my checking to pay off the balance of $149.99, I had forgotten I had set up auto payment so when the time came the auto payment was made for $149.99 leaving a credit balance of -149.99. They refuse to reimburse me and tell me that my husband has to request the refund. Do you believe that. They know he died. There has been many calls and letters but they still refuse to reimburse the funds. Guess they are just going to steal the money. They do not answer my letters anymore. I also requested they transfer to Rivermark CU the sum of $10,000 which was immediately deducted from my account.

    I received a voicemail saying I needed to call the fraud dept. of Chase immediately. I called and talked to a complete idiot that did not speak good English. He ask security questions and then said he was going to text me a number which I should repeat back to him. Never received text. He then texted me twice more (according to him) and I never received either text. He said I would have to go into the Chase Bank and try to get more information. I went into my account and canceled the transfer of funds and it showed the cancellation on my account. The next day when I tried to go into my account I had a notice that access had been suspended. Made another useless call and no one knew anything and I would have to go into the Bank. I have to make a 30 mile round trip to the nearest Chase.

    The customer service at Chase bank is pathetic to say the least. They might as well have robots. Probably get better service than these dummies they hire. They must not have a training program at all because all the customer service people I talked only knew how to transfer me to another department. Needless to say I will be closing this account and moving to another banking service that I know has to be better than Chase.

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    Customer Service

    Reviewed July 21, 2018

    I deposited $11,500 into Chase so I can have cash reserved for my mother’s care in case she gets very ill after having surgery. 7 days after opening the account I went to take a look at it and was warned that the account was closed and my cash will be mailed to me! I was shocked??? No one called me to come back to Chase to take back my money, I was not given the opportunity to come back into a Chase branch to get back my money, and 3 weeks later I don’t see my money. They closed my account. I think because of a $220 bounced check that was corrected, over two years ago. I paid it back. But because of that, they don’t want me as a customer at all. But where is my money? I don’t see it in the mail anywhere. So I’m in the process of getting a lawyer because my mother has fever and infection post surgery and now I have no cash to buy antibiotics for her because Chase mishandled or stole my money.

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    Customer ServicePriceStaff

    Reviewed July 21, 2018

    They have weird rules to charge us fees and they are rude about it. They say there's nothing we can do. They are an abusive bank exploiting the little guys. Their ATM erroneously charged my account an extra several hundred dollars with a duplicate withdrawal. They never told me until I found it on my statement. If I had not found it they would have gotten away with stealing hundreds of dollars by duplicating ATM withdrawals, charging twice what you withdraw. When these issues are brought to their attention, they are blasé and indifferent. Their bankers act authoritarian and tell you they can't help you. They have no customer service. It's toxic.

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    Customer ServiceStaff

    Reviewed July 20, 2018

    I recently opened an account with Chase. I have been with Capital One for a couple years and they are fabulous, but I wanted the convenience of going into a local bank branch. Capital One doesn't have any local branches. I went to a Chase Bank ATM to deposit a check at 7:00pm 07/19/18 for $971.41. The pamphlet that I read said funds are usually available next business day. However, when I deposited, it said my funds will be held for 7 days. It would be available on 07/28/2018. I was given no option to retrieve my check. I was so frustrated! The check was a refund from Capital One on a recent vehicle payoff.

    I called customer service this morning and was transferred to loss prevention, weird. The representative said she would attempt to get the check released. After about 7 minutes she came back on the phone and said, "Unfortunately, I can't release your check since this is your first check deposit that has been made on this account. We have to make sure Capital One has the funds." REALLY??? I'm sure Capital One is good for their check. So, now I am out $971 for the next 8 days until it clears. So ridiculous, I will be closing my account and staying with Capital One as soon as my check has been made available.

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    Reviewed July 20, 2018

    I am in the process of developing a sales location in the DFW complex. This is an offshoot from the Lisa Lawson Office Equipment company located in the greater New York area. Her outlet is in New Jersey. Another bank, Texas Star Bank, has been trying to block this extension. They have been spreading malicious lies in the banking industry. The local Chase bank is going along with this slanderous activity. Chase has confiscated $5,000 of an attempted international currency transfer made for partial payment of a shipment from Malaysia. The company's CEO is trapped in Malaysia due to this action. This complaint asks for Chase to quit interfering with International shipping and return the $5,000.

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    Customer Service

    Reviewed July 17, 2018

    I have been banking with Chase for years and I have good credit history and never pay late on any of my account, so I just applied credit card from Chase, and guess what? I got denied, when I called them and asked why, they were so rude and told me some crazy reasons. I am very upset not only their poor customer service also, I questioned myself, why do I need to give them my money? Without our money, they will not get paid!!! I just applied at Capital One and got approved right away! How can I give you my money, put my money in your bank and you were so rude to me?

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    Customer Service

    Reviewed July 10, 2018

    I made an overpayment to my Chase home equity account from a non-Chase bank. I called to correct and was told the funds would be deposited into my Chase account. 2 weeks and several calls later, I'm still waiting for my money. I have been told several different stories, now I have been told it will take 10 MORE business days to get my refund! I have 3 accounts with Chase that the funds could have been credited to. After banking with them for more than 25 years, I would expect better customer service. I also utilize B of A, and will now consider moving ALL my accounts from Chase. Customers are your business, please learn to value them!

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    Customer Service

    Reviewed July 9, 2018

    DO NOT OPEN AN ACCOUNT WITH CHASE IF YOU VALUE YOUR MONEY. We opened our business account with Chase after banking our business with B of A for 10 years. We heard good things and thought to give it a try. WORST MISTAKE. Within 2 weeks after transferring all of our assets and customers through this new account, they decided to close our account with NO call or email, tying ALL of our cash reserves up until further notice for absolutely NO reason. "A check will be mailed in 10 days" is all we received from corporate. They literally told us that we have no right to even know WHY they did this. We are a small business, and cash is required for payroll, rent, taxes, and everything else involved in running a business.

    Now we are stuck with the after effects of running our business without cash reserves for the next two weeks. I'm beyond disappointed and honestly shocked that any company would operate in such an unprofessional and dishonest manner. We are well connected with many up and coming small businesses and will advise them to use Bank of America or ANY OTHER BANK for all of their needs. I'm regretful of ever stepping foot into Chase.

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    Price

    Reviewed July 9, 2018

    So I went to cash a simple $200 check and I couldn’t believe the fee that they charged me $8. It’s so greedy for Chase to charge customers only because you don’t have an account with them. They don’t know that by being too greedy they are pushing customers away. Good luck. I won’t do business with them.

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    Customer ServiceStaff

    Reviewed July 7, 2018

    5 or more years ago, a law was passed that everyone had to sign an authorization form from their bank if they were willing to let their accounts go negative which would demand a steep penalty. This was from the economic recession area where banks gouged consumers. 3 times I've gone to Chase, both online and in the store, demanding that they stop letting my checking account become overdrawn. Every time they tell me that the way to resolve this is to put more money into my checking account. First, that's an asinine response. They shouldn't be that dense even if it's true. Second, there is a ** law against it. I can't figure out how incompetent they are across the board. Don't even know the laws in their own industry. Only bank to ever do this with me and they just can't get it together.

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    Customer ServiceOnline & AppStaff

    Reviewed July 7, 2018

    I recently lost my phone and my wallet which were connected through a phone case. My phone did not have a code on it so it was easy for someone to get into my phone. My banking information was all written down on a card in my wallet except for my PIN number. My mobile banking app allows me to enter the app with just one touch. I don’t have to enter a password or a username. Whoever found the phone got into my mobile banking app using my phone that was stolen and deposited a check for over 2000 dollars.

    When I finally got to check my email after getting a new phone the next day I saw that there were alerts saying that a check was processing. I instantly called Chase and tried to explain that I lost my phone and my account information and that someone had made deposits on my account that I did not know about. Chase still blamed me and said that I would not be able to bank with them ever again and that they were closing my account.

    This made me very sad and upset because I didn’t know anything of the checks that were deposited into my account and I was also locked out of my mobile banking app so I could not see if there were other transactions that were mad as well. I had already lost enough and they were not understanding at all. I talked to more than one representative and they all acted as if there was nothing they could and that I was at fault. I don’t want it to look like I had anything to do with the fraud that took place on my account. What could I do to have this overturned?

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    Reviewed July 6, 2018

    Chase Bank has loose security for online banking. Recently they allowed nearly $6000 to be stolen from 3 of my bank accounts via ACH transfers they did not verify. One transfer went to Pennsylvania, another to France and another to Ghana all in the same day and for similar amounts. Each transfer started with two deposits for less than a dollar and then the next day a withdraw of roughly $2000. Chase recognized after being informed that all three charges were fraudulent and refunded 2 of 3 charges. The third charge they refuse to refund because it is a business banking account. The business was started just a month prior and we will likely need to close up shop because of this loss which Chase recognizes as fraud but refuses to credit. Chase is taking advantage of their customers and needs to be held accountable. They have poor account security and are not being held accountable by our government. Shame on this HORRIBLE bank!

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    Customer Service

    Reviewed July 3, 2018

    Chase is always the first bank to create rules that restrict customer freedom. They don't allow you to cash checks made out to cash and they don't allow someone to deposit money into your account. Their philosophy is warped and malicious. I recently asked them to call the account holder to verify the check since they refused to cash it because it was made out to cash. They said they couldn't because they didn't have a recorded line and that the customer would like deny having given authorization. They think that even their own customers are crooks. I refuse to do business with this bank.

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    Customer ServiceStaff

    Reviewed July 2, 2018

    One time I went into the bank with my daughter to open a savings account, so we went in and there were multiple employees and even less customers. We got called back and the lady said it takes 15 to open the account and she didn’t have time. Confused I said, "Well we can have someone else help us" and she said, "No they are busy" (without even asking them). So I walked outside and said, "I’m sick of people not doing their only job." So I talked to the stand in manager and she had someone else help us and I said, "Nope. Changed my mind. She will use another bank," and went to a credit union with excellent customer service.

    Then I had to deposit cash into my parents' account at Chase and the teller said, "No we can’t deposit cash into their account. You need to get a cashier's check." Now this is a bank where you go to get cash or deposit cash and they wouldn’t take cash. So once again had to talk to a manager and he said he could do it. I don’t see why they want minimum wage raised if these people can’t do their one and only job. Never again will I use Chase and will switch my direct deposit to another bank.

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    Customer ServiceStaff

    Reviewed July 2, 2018

    I have been a Chase customer for 6 years. I have great credit. They refuse to raise my credit limit. Whatever. The worst part about this bank is, if you call, you will RARELY get a person that speaks English or very little. I can never understand anyone, so my banking experiences have been awful. Opinion? Go with DISCOVER.

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    Staff

    Reviewed July 1, 2018

    I been with Chase over 30 years and was considering getting other credit card from them for my child in credit card for college but after the disappointment yesterday I will not and open a different account with a different bank. My credit card was hack into while I was on vacation but instead of keeping my credit up they gave me a temporary increase. While I was trying to make a purchase for my daughter birthday it decided to decline without no notification. I decided to pay this card off and not use it again. I will go to a community bank where they are more people friendly and understanding. I am very disappointed and will tell friends and family not to get this credit card my children included.

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    Reviewed June 30, 2018

    Starting around June 18, 2018 I found a strange deposit on my Chase account through a service called Zelle. To this day Chase has me on some account freeze will not let me access my money to pay my bills. My rent and car payment are due and I have worked so hard on my credit for this to ruin it. All the officials tell me is that I have to wait until August 02 for the freeze to be lifted. How can this happen? How many people have 2 checking accounts? I have never heard anything like this before. This can take a person down. I will be cleaning out my account when this is all said and done. I have been with Chase since WaMu... 10 years... Does that mean nothing these days? Does anyone know how I can be helped? I would appreciate any help from anyone. Thank you... Distraught D.

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    PricePunctuality & Speed

    Reviewed June 29, 2018

    On the monthly statements Chase states that if your payment is not received on time, "you may be charged a late fee." Full disclosure: I didn't realize that my payment was arriving or being posted one day late. I sent the payment electronically 3 or 4 days prior to the due date in good faith. I am of the opinion that Chase purposely and maliciously did not post the payment until the third to ensure that they could charge me a late fee every month. Whether this is a fact or not is irrelevant to me. The fact that Chase is willing choosing to charge me a late fee for a payment that is one day late really tells me everything I need to know about their company.

    They only want to take my money every chance they get. That's fine. I will have my Credit Card paid off within a week and then I will close this account. I will never do business with Chase again and will make it my personal mission to educate everyone I know about how Chase treats its customers. Chase thinks short term and just lost a customer that has been loyal to other banks for over 20 years. I will gladly take the money that I would have paid Chase and give it to banks that actually take care of their customers.

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    Customer ServicePriceStaff

    Reviewed June 25, 2018

    This is my third run in with Chase Bank. First one they would not honor a reverse charge on a credit card when I had a warranty repair done on my motorhome. The repair facility did not call in for authorization so it was their fault no payment would be made and they were aware of it and Chase would not reverse charges because I could not show payment to the company via warranty. THERE WAS NO PAYMENT BECAUSE THEY WERE NOT AUTHORIZED!!! With that I closed my credit card with Chase.

    A few months later we went to buy a grand piano and came to terms with a store but we had to pay with green cash. Went to Chase to withdrawal money (we always had an average balance of more than 6 figures) and I was trying to pull out something like 17k. "Sorry, most we can give you is 5k a day unless you give us notice!!" EXCUSE ME, ARE YOU KIDDING ME!! Next day I took out all my money minus about 25k so that I would not have to set up bill pay at another bank. They would not give me that much cash because it's policy and then they have the nerve to charge me for a cashiers check, REALLY!!

    Today, I am trying to pay my alarm company and they have changed to centralized billing via a third party company. No big deal, should just be able to go in and edit payee info, right, NOT!! I have been trying for two weeks now and it keeps telling me that that part of the system is currently not working. Of course they don't tell you until you have changed the name, address phone and account number, god forbid they tell you ahead of time before you fill it out! I go back everyday, type in the same info and after wasting my ten minutes it still says system down. Today I called Chase after doing it yet again and this idiot on the phone just tells me I need to call my alarm company and pay them another way!! EXCUSE ME, I THOUGHT YOU WERE MY BANK!! When I connected with this idiot, she "verified" me via my SS number and full name.

    I realized she was not going to be able to help me so I told her I was just going to close my account but before I do I wanted to speak to a Manager because it's a pain in the neck to set up bill pay etc. She said that she need to verify me further in order to send me to a Manager, ARE YOU KIDDING ME??? I said, "Fine." She asked if I had my debit card with me. I said, "No but I can go get it if I had to." She said yes! I went clear across the house to get my debit card gave it to her and she said I would now be connected to an automated service to further verify me. I said, "I am just looking to talk to a Manager before I make the decision to sever ties with your bank for good." She said, "Sorry, that's what you have to do." I said "to speak with a manager", she said yes!!! Good Bye Chase. Plenty of other good banks and credit unions out there. Don't let direct deposit and bill pay keep you somewhere like Chase!!

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    Customer Service

    Reviewed June 23, 2018

    In January, February, March and April I got rejection letters in the mail rejecting me for a Chase Amazon account I did not apply for. I contacted them and all they did was send me a letter to notify the credit bureaus. Which I did and put a fraud alert on my credit report. Well I got a letter in June from Chase Bank wanting more info. Which I called to find out why they are doing this since I don't want anything from Chase. I found out there was a second app they was working on.

    What is so hard for Chase not to understand that I didn't do it at any time and will not. I am mad that Chase Bank cannot understand that. So if anyone out there knows how to get Chase Bank to stop the fraud please tell me.

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    Customer ServicePunctuality & Speed

    Reviewed June 21, 2018

    My husband and I have been with Chase Bank for 5 years now. I have always been told that if you cause an overdraft on the account you can pay it off before midnight to avoid an NSF fee. Well last night I was overdrawn and I deposited $100 at 11:30 pm. I wake up this morning to my account negative because Chase charged me an NSF fee at midnight. They said their cut off time is 11:00 pm but when I did the deposit at 11:30 pm it said I was positive. They told me that their SYSTEM processes between midnight and 7 am. This makes no sense. I have also had problems with ATMs taking money and not depositing it in my account and even lost a check at their ATM. The customer service is horrible and they basically tell you that “It’s out of their hands”. Chase is all about taking the customers' money!

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    Customer ServiceSales & MarketingPrice

    Reviewed June 20, 2018

    In 2007 my step-daughter was charging my new husband's Chase Bank Card. I had already paid off that Credit Card for him and didn't want more charges on it. Since his daughter didn't follow his instructions not to put more charges on the card, my husband called Chase. Chase changed the number and told us no more of his daughter's charges would be accepted. Guess what? Chase not only continued to accept her charges but had the audacity to send my husband a notice that they had done so.

    My husband's daughter continued to charge his card, lastly was an $800 charge for liquor and a spa day. I have never had a spa day. So my husband canceled the card and I did not pay the $800 charge. We contested the charges and after many weeks of fighting the charge we won and did not have to pay. All of this and my husband's daughter never had a card in her possession; she only had a CC number but she never had the new numbers Chases changed on the account. All of this was a vile and intentional scam on Chase's part.

    You may think this was a long time ago and that I should forget it. I would for forget, except now Chase is doing it to me. I refused to hold a Chase CC in my name until I realized that it is the only way to enroll in Amazon Prime. So went ahead and applied for a card. I try not to use it but occasionally charges go on the card despite my intention not to use it. So I always try to pay off the card every month there is a balance on it. Chase doesn't show these balances online in a timely manner. I pay my bills online so when the Chase CC doesn't show a balance, which is most of time I don't make a payment.

    That is what happened on June 11, 2018. On June 11 there was no balance shown online so I didn't make a payment. Today June 20, 2018 I received an email from Chase saying that I had failed to make the minimum payment. This is the second time this has happened to me since I got the Chase Card. BEWARE! Don't apply for Chase Credit Card unless there are no other options. There are reliable credit cards out there. I have three others with no problems.

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    Customer ServiceStaff

    Reviewed June 19, 2018

    Chase has the worst customer service. I always check my account multiple times a day to make sure the account stays positive. Chase randomly rearranges the balances. This is called reordering. My account says one thing at 1 am and another thing at 8 am. The other day I forgot about a check that hadn't cleared. There were already pending charges on the account and it was positive. When the check came through, that caused an overdraft fee. Okay, one fee. That was my mistake. Then the next day there were 3 more NSF fees! Those were for much smaller pending charges that had been there the day before. They reordered the balances so that the largest amount went in first and caused 3 more NSF fees! I spoke with several agents at Chase as well as 2 managers and they said they would take 1 charge off but they couldn't do anymore because there is a limit of 120.00 per year they can take off and that's not a calendar year either.

    I finally figured out what they were doing. This has happened multiple times where the amount in my account changed from one day to the next without any more charges. They told me it was probably a glitch. All the people were so rude and condescending. They proceeded to tell me I should keep a log of every debit transaction to keep up with it. I guess if I am going to do that I should just keep the money under a mattress! One guy even told me that when I write a check then it may not come out right away until they cash it! Really??? Wow mindblowing! I didn't know that! They think everyone is stupid. They went through a class action lawsuit in 2012 about these same practices of holding checks and reordering charges to make more NSF fees. It looks like they are going back to their old ways.

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    Staff

    Reviewed June 14, 2018

    I have been having an ongoing issue with this company. They have a limited amount of times when they are willing to reverse overdrafts. Knowing this I always makes sure to stay on top of my account. I have signed up for alerts, emails, and text messages. Yet after 5pm these features lag and do not work. I checked my account at 9pm one day and saw that I was not negative in my account. Then the next morning all these pending things went through all at once and I was immediately charged 34$. When I contacted them they refused to even listen. They really need to learn how to better manage fees and how to respect clients. They are unprofessional and inconsiderate. They lose no money at all, but will take money from clients to make a quick buck.

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    Sales & MarketingPriceStaffProcess

    Reviewed June 14, 2018

    My mother passed away on March 1st at 88 years of age. My brother and I are the only heirs. She had a cd with Chase for a long time (I believe) along with several other accounts so working through the process along with grieving has been difficult. We went to her old brand in Moreno Valley CA to get the money, which happened. But we were charge $140 fee because it renewed recently. This was not waived despite a long time customer and very little interest. On top of that we were forced to listen to a half hour sales pitch from a Chase rep on their investment options which neither of us had any interest in whatsoever. Not just unprofessional but bordering on heartless. Stay away from Chase.

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    Reviewed June 13, 2018

    Chase failed miserably to protect our money and managed to blame us for their mistake. We placed a stop payment on a vendor that was in breech of contract. Evidently the stop payment wasn't processed correctly because Chase granted them access to withdraw over $900 from our account. As a small startup business every dollar counts and Chase is refusing to accept responsibility for their screw-up. We are packing up our money and switching immediately. We can't afford to accept their incompetence or trust they have our backs.

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    StaffProcess

    Reviewed June 12, 2018

    I spoke with Jeff an supervisor in Chase credit department could recall his last name. The whole process was poorly ha see and he made it seems it was my fault. Even though it wasn’t, I requested a refund from a Chase credit card balance on 06/01/18 and the person who handle it initially didn’t process it correctly. As an result they put a stopped payment on the check and I wasn’t notified and my Chase checking account now in the negative. He offer no help to resolve this issue that they cause. I’m long time Chase customer and have multiple accounts and about the closed all 4 of my accounts. Complete ridiculous and poorly handle by the Chase credit card department.

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    Customer ServiceStaff

    Reviewed June 7, 2018

    I was directed to four different people for routine questions -- and none could answer the question. They also took my personal information twice, and I don't know why it was needed more than once, but that gave them access to my account and they still were not able to answer my questions.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 6, 2018

    (If you're after facts only skip to the last paragraph.) I have banked with Chase for years now. My wife and I when we were first married got sucked in by their get $100 for setting up an checking account. I have always hated the overdraft penalty payments and felt it was outrageous to charge $34 for going negative in your checking account. So my wife and I avoided it and of course inevitably being human sometimes we would forget about a check or a automatically pulled bill or whatever. Most of the time we would just go get a check loan because the interest charges on that loan was cheaper than having the overdraft's fee... this last experience has opened my eyes to a truth I always felt but never really acknowledge this bank is a titan.

    A huge corporation that sells enough "goodwill" and "customer satisfaction" bull crap covered with golden bells and whistles. (It's like being in an abusive relationship. They give you as little as possible but just enough for you to stick around, and think they care about you and next time things will be different.) They have a customer satisfaction recovery (or whatever they call it) of $100 that can be credited back (within a calendar year) to your account from overdraft fees. Sound reasonable (until you really think about how their "system" is set up versus what is a reasonable, easy, and fair format that could be geared for the customer) in these last few months I lost a job.

    Due to personal events in the last few months I had to take more and more check advancement loans, Borrow from family, and Juggle bills into 30, 60 and sometimes 90 days past due... with all this, unfortunately my account frequently got hit with overdraft fees and I was grateful for the credits I did receive but I was always upset with how the "system" pulled the checks or Bills that don't display as pending. On my statement it always pulls the highest dollar amount first. Of course they explain this as a lateral pull. That the computer pulled them all at the same time and if there is not enough for all of them they all get overdraft fees... this borderlines criminal to me, I'm not stupid. Someone had to design the system. Someone one had to set it up and program it how to function. And this is what they choose, it gets them the most money and makes you feel like an idiot all at the same time.

    (Simple math if you have checks/Bills for $25, $75 and $105 coming out the same day and only have $100 In your account, it pulls the $105 then $75 then $25 so now you got charged $34 x3 (the company's limit for goodwill/charity reimbursement)). But they make it sound like they are doing you a big favor helping you out this one time. Don't expect to receive any more help because the system CANNOT be changed or altered there is no manager override or case by case allowances made. (You know like a person doing business with another person that can make judgment calls or case by case situations.) Literally you're just $ to this all mighty cold, unchanging, Rigged against you "system" known as Chase Bank.

    After seeing this happen the last few paychecks (once I started a new job). I started to try to get my finances in order but still needed to get check loans. I tried to wise up and even though I hated taking out multiple check advancement loans the 400% interest rate (or whatever they charge) is cheaper than 1 overdraft charge. I would only take out what I needed the day I needed it (for an upcoming bill (or whatever) to keep my interest $ amount lower but this sometimes would result in 2 or 3 different ones in between my paychecks (every 2 weeks). This time around since I have been charged about an extra $100 the last 2 or 3 checks. This time I made sure to get a loan for the next set of checks and again the interest rate is cheaper than overdraft fees. I put that cash into an ATM that night before theses checks pull.

    To my disappointment I still get charged an overdraft fee for each one (despite the cash I just put into my account and because of how the system pulls) so like a reasonable person I think they will look and see this is clearly a case by case type of situation where I put the money in. The system for whatever reason pulled the checks first and accounted for the cash after even though on a timeline that's not how it happened. I get told very professionally to go ** myself, I can't receive any help. I have maxed my goodwill, and the cash was deposited past the deadline set in place even though the checks haven't pulled.

    I could (and did) make additional card purchases from that account that night. The system charges everything with an overdraft fee because they all processed at the same time but cleanly. So even with the cash I put in NOT being able to stop the overdraft fees. They (the system) charged the largest one first putting my account negative $5 domino effecting the other 2 resulting in another $100 in fees (Opposed to having a system designed for the customer and pull the cheapest before charging an overdraft. In this case I would have been hit with 1 not 3 overdraft fees). Even after calling and talking to several different people I get the same answer, "The system won't let us", "We cant go past the $100 goodwill", "No. The system doesn't pull the biggest $ amount first, yes I see you could have covered the other 2 if they were pulled first but THE SYSTEM can't be changed", "Should have deposited the cash 12 minutes sooner" etc.

    **In summary as factual as I can provide** 9:12 pm Local time cash deposited (11:12 pm Eastern) 12 minutes past the magical deadline. Use my account for an online purchase afterwards to make sure my account was in good standings. Wake up to being Changed $100 overdraft fees. I call to inquire why. That's when I find out about his magical timeline. I missed by 12 minutes. I use the last of my goodwill to reverse one of the fees. And told even though I could have covered the other 2 the first one put me negative and snowballed the other 2 making more overdraft fees. "It's just how the system is" (see above the **simple math** for a more detailed explanation).

    I and the bank could do nothing about it now. Basically in professional words sucks to be me and Go ** myself because Chase doesn't care. "And thanks for being the best part of Chase". So if your human and make mistakes, if you are not perfect in your financial choices, if you like being treated like garbage in a professional way this bank is for you. (And yes they have some great qualities too. But it's like that really attractive person that is just mean and self centered and it makes them less attractive.)

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    Reviewed June 5, 2018

    I am currently on vacation in Orlando, Fl. Me and my family were at Disney Animal Kingdom on 06/04/18 entering the park. Afterwards, my son wanted a Disney souvenir. I proceeded to a nearby ATM. It was a Chase Bank ATM. I used my Regions debit card and punched in my code. The machine gave several selections to choose from, so I tapped 200 dollars. The machine rattled and made noise, afterwards it did nothing. No cash, no receipt, and no souvenir for my child. This ATM had taken my 200 dollars. This occurred around 12 pm. I was wearing a Pittsburgh pirates team shirt and shorts and a Disney logo hat. I hope you at Chase see the surveillance video to verify that this occurred and I am very disappointed in the way my family was left without a memorable vacation experience at Disney Animal Kingdom due to this transaction mishap.

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    Customer ServiceStaff

    Reviewed June 4, 2018

    I was at work and found that I did not have my ATM card. I called and reported it lost. I was told that if I found the card before midnight the next day they could reactivate the card. I got home and found it. When I called to get it reactivated I was told that they could not reactivate my card because they needed to a code to my cell phone and they did not have my cell phone number on file. I have a Chase app on that phone. They would not send the code to my email or as a secure message I could read when I logged in. The people who work in the call center did not seem to understand English well and kept repeating the same things. Either they don't understand their job or English.

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    Reviewed June 3, 2018

    My son was given a counterfeit $20 bill from a Chase ATM. We returned it to the bank, as it would be illegal to try to pass it to some unsuspecting merchant. They took the money and have refused to credit my son's account. They seem to think their ATM counterfeit detection system is foolproof, and the bank manager actually told me that I should have been able to tell that it was counterfeit. (Even if I had been able to detect that, it STILL came from their ATM!) They refuse to take responsibility for accepting counterfeit money from someone and passing it to me. I will report them to the Secret Service, since they broke the law by passing counterfeit money to a customer.

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    Sales & Marketing

    Reviewed June 2, 2018

    The branch in Rochester, MI has frequent problems with ATMs - machines are often out of order or out of cash. Today was even worse. I tried to withdraw $400 in cash, and ATM chewed them back while I was putting the card back in my wallet. The balance showed that money was withdrawn. I tried to call the number printed on the receipt multiple times, but was caught in endless loop of robo advertising for some "great auto insurance rates". It took quite a lot of my time with no result. Finally I called the number on my bank card and I was told I need to file some claim. Why do I need to file a claim for my money that were not dispensed??? The whole thing is ridiculous. I have to think to take my money somewhere else...

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    Staff

    Reviewed June 2, 2018

    I used the drive-thru ATM last night and was robbed. The machine took funds from my account but did not dispense my cash. No employee of this organization cared to offer any assistance. They have no support for their own ATM available. Acknowledged that this happens regularly and apparently don't care to resolve the issue.

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    Customer ServicePricePunctuality & Speed

    Reviewed June 2, 2018

    So 02/25/18 I go into a Chase Bank and purchase 200.00 in British pounds. They tell me the pounds will arrive in 2 business days. The pounds arrive 5 business days later. It is then too late to use the pounds. They tell me it will take 3 to 5 more business days to credit the purchase price back to my account. So after two weeks I will get 200.00 back for something they couldn't provide. I called Customer Service and spoke to a Supervisor who basically said " Tough luck".

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    Customer ServicePriceStaff

    Reviewed May 31, 2018

    Chase cashed a personal check my son had written out for high senior portraits. The photography studio (new) office manager told him the wrong amount due (told him it was $5610 but in reality it was $2610). I tried to contact the studio the same day but did not get a returned call. I’ve been waiting on a manager to call me back for 2 days. The personal check was deposited into the photographer account even though the teller saw my account would be in the negative -$3800 of the check was cashed. The transaction was done in less than 10 hours. I called at 6:15 am - as soon as I got the overdrawn notification I demanded the check NOT clear. I would rewrite the CORRECT check amount and all the bs could have been avoided.

    After Chase telling me they’d freeze the account to allow me to connect with the photographer and gave me 30 days they took funds from 2 other accounts to settle the negative balance without telling me. Instead of freezing the account Chase allowed any and all purchases to hit the account the whole 20 days I was in England (clinical trial for terminally ill son). I came home to over $1000 just in NSF fees. The photographer refunded the $3000 but not for 26 days. During this time my unemployment checks and child support payments were being absorbed into the negative balance during the month. THERE WAS NO FREEZE AS INDICATED!! A few days ago, the money I had been able to save for rent was stolen by Chase Collections. Our car was repoed a few days ago because Chase Bank wouldn’t honor the payment monthly payment but sure did charge me an NFS charge.

    I called Chase within 12 hours of the personal check being written and told them about the mistake and was told, "Sorry. We can’t help you!!!" Today a branch manager told me I should have “demanded” that check not be honored. And if that didn’t work, go into the bank location. Well, I did demand and was told, "We can’t help you." I couldn’t go into the location because I was flying to England the very same day this all occurred. The unsympathetic branch manager said she’d reverse 4 NFS fees. Which still left me negative.

    I’m a single mom of 4 who lost everything to Hurricane Harvey. Chase said they honored the check because I was such a good customer. Chase only honored the check because they knew they make money off of lot the NFS. I specifically told them that I couldn’t monitor this situation from abroad so they tricked me into believing they would freeze my account. Which apparently they never do, not even for “good customers”. Chase is a $2.789 TRILLION company and they can’t reverse their illegal practice?? I don’t have overdraft protection on checks so who says they can act on my behalf? Hell, I get popped for fraud at least once a month when I’m getting gas. Thanks Chase!

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    Reviewed May 30, 2018

    I deposited money into my account before the 7 pm cut off date so I could avoid receiving any fees. They still gave me the fees and overdrafted my account. Now I have two outstanding bills and it has ruined me for having any extra money. I need that money and I'm thinking they flag the people who are low on money and find the right time to add overdraft fees. This place is a joke. After all my payments have gone through, I am getting a different bank.

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    Customer ServiceStaff

    Reviewed May 28, 2018

    Went with my LLC team to start an account. They could not answer questions without calling corporate. Highly untrained. It's supposed to be their job, and they can't do it without calling corporate. They were rude and snobby. I'm definitely taking my business elsewhere. I'd like to bank with people who know their job and can do it. I was treated as if I wasn't important. Well I'm going to another bank where I am important.

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    Customer Service

    Reviewed May 26, 2018

    Chase Bank is no different than any bank today, profit is above customer service and it really doesn't matter how much money is on deposit. I threw a large payment on a mortgage I had with Chase and instead of applying it to the principal they broke it down into payments. I almost had to hire a crooked lawyer to get them to reverse the payments and apply it directly to the principal.

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    Customer Service

    Reviewed May 26, 2018

    I have opened a business account with Chase for a year now and lately I have been having some trust issues with the way they manage the transactions. And when I decided to call customer service their services are horrible not looking forward to fulfill the customer's needs. I'm for sure closing my account with them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 26, 2018

    Chase is excellent in all areas of customer service. Their service reps are kind, patient, and knowledgeable. They always resolve my issues on the first call.

    The only suggestion I would make is they have multiple reps available to speak whatever language is required. Sometimes I have a problem with accents, but this is quickly resolved.

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    Reviewed May 26, 2018

    I have been worried that they were hacked and a lot of accounts like mine were compromised. I applied for a credit card online and they sent a credit card to my home address but the card had another person's name on it. No one I knew or who had ever lived here. This happened about Jan 23, 2018 and they still have not given me a status update on the fraud. I did all the fraud alerts they asked me to do but they still have a fraud alert on my account and I cannot get credit. Yesterday UPS tried to deliver an envelope to my home with the name of the person who applied and got a $5000 card approved. I know because I still have the card and I showed it to them, and they told me to destroy it. Why would I destroy evidence?

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    Customer ServiceCoverage

    Reviewed May 25, 2018

    I opened up an account with Chase Bank 2 months ago. I deposit about 15 to 20k a month. Unfortunately I had 3 fraud charges on my debit card. The 1st month, I tried to use my card and it kept saying it was rejected yet the vendor still charged me 3 times, at 1st Chase was helpful and gave me a provisional credit but then because there are multiple charges/claims which of course I told them I tried to use the card 8 times and it was rejected and they could see that on their system. I even explained I tried getting a credit from the merchant and they told me to file a claim with my bank. Long story short Every time I call in I get somebody that I can barely understand and they can't understand me and it's from a different country and all they can do is read off financial regulations.

    At any rate I was told that I would get a provisional credit and then when I called to see why didn't receive the provisional credit they told me today that my account was permanently closed and couldn't give me a specific reason as to why. I'm assuming it's because I had the claims in such a short time frame of opening the account. I've never had to file any claims before but I have to assume that's the point of the bank being insured for fraud as well as it was for $2,600.00 and they gave me misinformation several times and I deposit a higher amount so it wasn't the point of trying to receive funds. So frustrating. Now they just drop my claim, close my account and no one can tell me why.

    The other thing I don't like is all a merchant has to say is the charges are legitimate and they just close your case. Where my protection as the consumer??? I'm so frustrated. I'm assuming they restricted and closed my account before the 10 day rule of having to give me a provisional credit if it's not resolved before then. I'm mad so now I'm just out 2600.00 and have to change 20 direct deposits and get a new bank???

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    Reviewed May 25, 2018

    Used this for our business and then for our mortgage. We were very pleased with their suggestions as how to manage our money with few fees and continue to use them fifteen years later.

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    Customer ServiceEase of Use

    Reviewed May 25, 2018

    I've had to change my bank account number because I was hacked. Chase helped me so much to get it all straightened out. When I lost my ATM card, the account number was charged immediately and I received a new card within 4 days. Their online site is easy to navigate. Customer service is the best I've ever encountered. Very short wait time when you call them. Highly recommended.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    I've loved banking with Chase for many years but after having several issues with customer service not understanding what my needs were and calling repeatedly to clarify questions I had already answered, I decided to close my account. When I went into the actual branch, the kid that helped me close my account said I would have access to the account to withdraw my refund that was on its way. Incorrect.

    This was after several hours of receiving incorrect info from claims and customer service. The supervisor of the claims department told me to file a claim as "fraud" even though it was technically a "duplicate." Him telling me to actually commit fraud was extremely concerning. It is a full week later and still no access to my account and still have not seen any movement with my claim. They said they would finish by August 5th. 2 months??? Why do they need 2 months to "investigate"? Seems excessive. Very disappointed. Never any issues until some policy change. I am glad to no longer be "the best part of Chase". Honor your word when you make your representatives say that at the end of every call. Listen to calls if you have to answer questions multiple times. Hire people who understand English.

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    Customer Service

    Reviewed May 24, 2018

    I have no quarrels with CHASE except that it continually provides me with a PDF for one of my credit cards that is inaccurate. No one owns fixing the problem. I am disgusted with lack of a response.

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    Reviewed May 24, 2018

    I signed up with Chase in Colorado Springs, Colorado and they were absolutely there for me, helping me get my finances in order.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    A financial person in the past had tried to sell me annuities. I did not buy. He lives near me. Recently went to speak to my "Personal Banker" about money. She got up and reappeared with the same fellow. He looked at me and said disdainfully, "I don't deal with her. Find somebody else." It was uncalled for and ignorant. Chase bill pay is difficult, too. Bank does not breed confidence. I also found recently there has been a monthly deduction from my account without my consent or knowledge from some company attached to a Sears card. I have not had a Sears Card for about 10 yrs. It is American Health and Life. There is no voided check or signature from me asking for this insurance.

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    Customer Service

    Reviewed May 23, 2018

    I leased a car with Chase Capital for 42 months. My lease expired on 05/01/2018. I did not returned the car back till 05/12/2018, when I a leased another Mazda for which I was charged the full month lease. I called Chase to give me back the money for the first car that I returned and I was told that Chase is unable to give the money back. At this moment I am paying for two cars when I only have one. I think that Chase cannot charge customers for monthly lease. The bank is taking advantage of the customers.

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    Reviewed May 23, 2018

    It is very easy to transfer money online to other accounts and it is very easy to make payment using the online service so I am quite satisfied.

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    Price

    Reviewed May 23, 2018

    Chase is mediocre to be one of the more expensive banks in the NY area but I do trust them more than any other bank in my area. I was originally with Chemical Bank. They either merged with Chase or Chase bought them out. With today's technology Chase needs to step their game up and stop hackers in their track. I realize they can't catch everything but 75% will suffice.

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    Customer ServiceReliability

    Reviewed May 23, 2018

    I been a Chase Bank customer for 11 years. I love the customer service, reliability. Also any unauthorized charges to the account and they credit my account with no problems.

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    Customer ServiceStaff

    Reviewed May 22, 2018

    I come in once a week for the last 2 years to change my company check and was refused to let use the restroom and to be lied to by saying that they don't have a restroom was disrespectful in many ways including breaking code policies. It happened at Chase Bank in Coconut Creek. 4809 Coconut Creek Pkwy, Coconut Creek, FL 33063. After my issue I called the 1800 number to file a complaint and nothing was resolved. I wasn't even asked for my information or what location this was other than my name.

    I have been to other locations and they have been very professional and have showed me where it was but to just deny and say there isn't one that manager should go back to school to learn how to be a manager and deal with the public. And one thing I left out I was the only one in line. The branch was empty except for those waiting sitting down for help in a separate section. I wait and hope something is done so that I don't have to proceed with my complaint to code enforcement with the city. Thank you and have a great day.

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    Customer ServiceStaff

    Reviewed May 22, 2018

    I opened a new account, with my wife and son as partners. We deposited $12,700. A few days later I went into the Internet to review the account and got a message that the account is closed. A phone to the branch revealed that the bank decided to close the account because my wife's name didn't appear on the utility invoice that we gave when opening the account. I wanted to give the bank any document that will validate our id but the bank refused.

    I demanded to receive a written document from the bank that will explain why they closed the account, (without even giving us a notice!), but till now I didn't get any explanation and nothing in writing. Even when I wrote a mail to the branch and asked for a written response, they didn't send but insisted to talk to me through the phone without giving me any real explanation. This is not how a serious and responsible bank should act, it is like a Mafia organization. I know that someday they will need customers, and they will not have, because of their awful behavior.

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    Customer Service

    Reviewed May 22, 2018

    I have banked with US Bank and BOA, and found that Chase has far better customer service, banking policies, especially if you are overdrawn. You get a message you are overdrawn and have till 8 PM to add money before you are charged any fees, other banks charge you right away. Chase is for the people in banking.

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    Reviewed May 22, 2018

    ATM security at Chase Bank is fair. Uses a 4 code access which is easier to break. ATM debits occur in small chunks, and no check is done to ensure it is legitimate. Drive through is almost nonexistent unless you use the ATM at branches. Credit card fraud happens often, especially if you let them know you will be out of country.

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    Customer ServiceCoverageStaff

    Reviewed May 21, 2018

    I recently had one month's worth of credit card statements subpoenaed. Rather than giving one months worth of statements, Chase issued 6 years worth of statements. This huge mistake was met with complete apathy from Chase. Their attitude was unless I had a lawyer, they didn't care about the effect the mistake had on my life. Christina, the woman I was working with, refused to even give me the name of her supervisor. She said she "wasn't required to do so." I assume they covered this mistake up and no one was held accountable. I will be closing all of my accounts with Chase. Had they shown any sort of remorse, I would be more understanding. They simply don't care about their customers. I'll take my business and money elsewhere.

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    Customer ServiceStaff

    Reviewed May 21, 2018

    Instead of writing this review, I should be out finding a bank that understands the concept of providing good customer service. Chase Customer Service reps are the consistently the worst reps I have interacted with as compared with reps from any other company. Each time I have spoken to them on the phone, the person I am speaking with is rude, uncaring and very unfriendly. They don't care how long you have been a customer. They just don't care period. I am made to feel like I am bothering them and that they are doing me a favor just by talking with me. If I was ever made to feel the least bit appreciated, I would not have the negative opinion about them that I do. I have been a fool staying with them for all this time. I hope the next bank I deal with be nicer to me and make me feel they value my business.

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    Customer ServiceStaff

    Reviewed May 21, 2018

    Chase Bank's policy of going out of their way to ensure that longtime profitable customers receive the worst and most unhelpful service possible makes no sense. They have refused to provide a basic service which they have previously provided which is cashing a check made out to cash. We have banked with Chase for more than 12 years and have business, personal and other accounts with them. We keep high balances as we are in business and always want instant access to ready cash.

    They would let us walk rather than cash a $100 check which is even drawn on one of our own accounts. This account is a Social Security disability account which we administer on behalf our disabled son on which his own name is listed along with ours as Rep payee. For years we have been writing him a check for under $200 every month and which we have usually named him as payee. His name is even printed on the check above my own name and he also has proper id! About six months ago he was asked that future checks be made out to "Cash", don't know why, and we never questioned it but complied. He had no problem cashing these checks at either of the two Chase branches near where he lived. However, today he went into the Gold Canyon office who refused to cash it as it was made out to "cash" (as it had been per their own instructions for at least the past six months).

    He called us from that bank and I asked him to put the manager on the line who informed me that it should have been made out to his own name rather than cash. I told him that we used to do that in the past but had been instructed by them to make it to cash and such checks had been cashed without a problem and to please give him the $100. He said he would not cash that check as it was a violation of the rules. I told him if he still refused that we would close every account we had with Chase. He still refused, so...guess what?

    Of course that is going to put us all to great inconvenience. Chase will lose out on profits to say nothing of reputation, and we will lose out in time and inconvenience. I should have closed our accounts down a year ago following horrible service that I had received by that same branch (and probably same employee). I started the process but I was so busy at the time I did not go through with it. This time, I will make the time! Assuming what I have written is true, (I know it is hard to believe, but trust me this is all true), why would any company want to get rid of long time profitable customers? Sure makes no sense to me other than them having the satisfaction of acting like ** and ruining people's day, not because they should, but because they could. It obviously gives these "jobsworth" cretins a certain sense of power and victory.

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    Staff

    Reviewed May 21, 2018

    I've used Chase bank for 6+ yrs and have never had a problem. Everyone is very helpful when I need to go into the bank for service. I also appreciate having the convenience of doing online banking.

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    Reviewed May 21, 2018

    I use to do banking exclusively with credit unions but Chase Bank has superior online banking. Chase makes my monthly statements easy to understand and I can also see online any checks that have been cashed or charges that have been placed on my credit card.

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    Staff

    Reviewed May 21, 2018

    I have been a Chase customer for over 10 years and I don't have one complaint. I am very happy with their service. My very first mortgage was with Chase and they were very helpful.

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    Customer ServiceStaff

    Reviewed May 20, 2018

    Most of the customer service reps are very hard to understand, I think you outsource the job to other countries. Very aggravating. A lot of the time they aren't knowledgeable and are unwilling to find the correct answer for you. Also, my account has been hacked numerous times.

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    Reviewed May 20, 2018

    Been with all the banks. CHASE is the best. BOA is the worst. Wells Fargo - so so. Personal or business accounts Chase is there for you. Their bill pay is so easy.

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    Punctuality & SpeedStaff

    Reviewed May 19, 2018

    Chase Bank is quick and easy. Walk in the Ocean Ave bank, the bank teller is friendly and helpful. I was in line for a minute or so to make the deposit, few minutes later I on my way. Online depoist is even faster, take snapshot of check front and back and press deposit. Second later I received text message about deposit. I would recommend Chase to friends and family.

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    Price

    Reviewed May 19, 2018

    Chase Bank always seem to care about their customers. I inadvertently have gotten overdrawn and they always seem to work with me not to charge overdraft fees, I had a mortgage with them and also were very helpful and did not overcharge in their loans. I also have 2 credit cards with them and I am also very satisfied with the interest rates and monthly payments.

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    Profile pic of the author.

    Reviewed May 18, 2018

    I have only a credit card. I haven't been able to manage my account online because it's too complicated. I've been with Capital One and Citibank for years -- and they are SO much better. I'm canceling my card. I hardly need Chase. Hate this bank.

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    Staff

    Reviewed May 18, 2018

    Personnel are helpful when I need to visit my local branch for notarized papers or distribution of trust accounts. There is a self-service window for deposits or cash as well that is easily accessible 24 hours a day. Online banking is very convenient for keeping up with bills and making transfers.

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    Staff

    Reviewed May 18, 2018

    Chase Bank always answers my questions and takes care of problems. Most business don't have a personality they do. Sometimes banks are not polite and courteous but they always are.

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    Customer ServiceStaff

    Reviewed May 18, 2018

    I have been with Chase since they changed with Bank One. They have well educated staff, over the top customer service when an issue is presented be it good or bad, with your account.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2018

    I had mistakenly sent in the wrong check to this account. A customer service rep called and stated that they had a check made out to another company for a much larger amount than I normally wrote on this account. They took my Chase payment over the phone at no charges or late fee assessed. I then called the other company who had received the Chase check by my error. They assessed a late fee and I would have had a ding to my credit. When I told them Chase had called and no late fee or anything else, the other company reversed their position.

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    Staff

    Reviewed May 17, 2018

    Chase seems like a fake bank. Whether you are a customer, or if a client is using them for their purposes, it takes days for someone to get back with you.

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    Punctuality & Speed

    Reviewed May 17, 2018

    I use Chase for our and my credit card. Our mortgage payment is deducted from our bank account the same day every month. I receive a text saying our payment was received. I go online every couple of weeks to make a credit card payment. It is fast and easy.

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    Customer Service

    Reviewed May 17, 2018

    Can only give neutral on online and security because I don’t dump do either. However Chase Bank no longer have drive-through lanes in South Florida in my area. Consider that poor customer service. No matter what they do on the inside I can’t make up for the convenience of not having to get out of your car and the security for a woman carrying a large deposit of having to get out of her car. Really sad.

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    Verified purchase
    Customer ServicePriceProcess

    Reviewed May 16, 2018

    Sept 2017 we're hit in Miami FL by a hurricane. I called Chase Bank to make a mortgage payment. They explain to me I was in the affected area and they can put me on a program where I didn't have to make any of my mortgage payments for eight months w/ no credit or late fees. On May 1 it expires and we would have to make our first mortgage payment. Payback 8 months of escrows taxes insurance and the principal of the payment would be put at the end of the loan. I wouldn't have to refinance or modify my loan.

    Now every time I call they're trying to modify my loan where my interest rates will change. I complained. I spoke to the executive office. I have a case manager named Ian ** which is shady. When I try to get straight answers from him and told him I didn't want to modify he said the loan stays the same but that the interest might change.

    Chase Bank is not honoring their hurricane program that they offered. Now they're saying I have to pay back in 4 or 5 payments or remodify or just pay the whole amount back by 7/31/18. I Google Chase complaints. I'm not the only one they're doing this to. When you call at the end of the program they connect you straight to the modification Department. Please help.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed May 16, 2018

    My husband and I applied for a mortgage on a second home in Florida. We applied to Chase since we had a credit card through them and were looking for a bank with branches nationwide. We own two businesses in our home state and bank locally for both businesses and personal accounts. Over the years we have had many property closings, but none like the one with Chase. We provided everything requested in a very timely manner. We signed the application in one of their offices and provided $500 for the appraisal. We were told to set up an online account to follow the process and provide any additional information. We told the loan officer at the time we signed the papers that we didn't want to pay any points and wanted to lock in the interest rate.

    The first time I signed into the online account it showed we needed to sign documents which appeared to be the same ones we signed in their office. We thought, maybe, for some reason we needed to sign them again which we did except for the one that said we opted for a floating interest rate. I called the loan officer right away. She said that we didn't need to sign them since we had done so in her office. I told her we had already signed them with the exception of the one about the interest rate. She agreed that we had signed documents in her office locking in the rate. At one point, her superior contacted me via email requesting a letter from our accountant. I forwarded the email to our accountant as I wasn't exactly sure what they wanted.

    Our accountant said he wasn't sure either, but to have them call him direct. I emailed the loan officer who had contacted me and gave him the information to contact our accountant directly. About a week passed without hearing from him, so I assumed he had contacted the accountant and had gotten what he needed. But, no, he contacted me again, so I contacted the accountant again. They finally talked and got everything resolved. Evidently the loan officer tried calling the accountant and got his voicemail, but didn't leave a message or send an email either. I told the loan officer and her superior that we would be leaving for home on March 13th, but would be back for the closing on April 9th.

    While home, we received through the mail a Notice of Counter Offer from Chase. I contacted the loan officer in Florida right away questioning what it meant. It stated they couldn't loan us the amount we applied for, but could loan us $67,000.00 more than we had applied for originally. The loan officer said she would check and get back to me. When she contacted me, she said it was because they take all your income and expenses for a year to determine how much you need in reserves for a six month period. She said that when they did this we fell short, so they increased the amount we were borrowing so that we didn't have to bring as much money to closing.

    The next thing she suggested was that we liquidate an annuity that my husband has, but we told her that wasn't something we wanted to do. Consequently at that point, we told her we would accept the counteroffer. We were on our way back to Florida on April 5th and I was opening mail in the car. Much to my surprise there was another Notice of Counter Offer for an additional $7000.00. Someone from Chase called me on April 5th. with the amount to bring to closing. I asked about the closing time on the 9th, but she told me that was set by the title company. I contacted the title company and we set it up for 9 am. I contacted the title company again on Friday the 6th and was told that they hadn't received closing documents yet.

    They recommended changing the closing to 12 noon on Monday the 9th to be sure they had everything ready. I asked them about the amount we needed to bring to closing so I could schedule the wire transfer on Friday to make sure they had the money in time for closing on Monday. They quoted me a figure which was $4165.00 less than that quoted by Chase. I questioned this and the title company told me to wire the amount Chase had quoted and if that was incorrect, they would refund the difference which they did. At closing, we were kept waiting 2 1/2 hours while the title company waited for the final closing statement from Chase. Upon reading over documents, we found they charged us 3/4% point.

    I tried contacting three different people at Chase that we had dealt with, but to no avail. I even tried calling the number on one of the voicemails that was for in case the call was urgent, but got another voicemail. No representative from Chase showed up for the closing or returned my calls. We were ready to walk out, but had too much invested at that point. We feel this was a scam to get us to borrow more money and were not informed of the 3/4% point charge at any time during the loan process. We have an excellent credit score, have never been late on a payment or defaulted on a loan either business or personally.

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    PriceProcess

    Reviewed May 16, 2018

    I had my mortgage through this bank and their refinancing process was horrible. We were with them from 1996 until 2011 and the refinancing calculation were expensive. Never were we included in this lawsuit, due to them selling our mortgage prior.

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    Reviewed May 16, 2018

    Stopped my debit for security breach. Problem I was on vacation and couldn’t get new card sent to me. And they wouldn’t reverse the stop on debit card.

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    Reviewed May 15, 2018

    Chase Bank will not own up to the very correspondence they send, they will dismiss as a generic form to avoid their responsibilities to us as consumers.

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    Customer ServiceContract & TermsStaff

    Reviewed May 14, 2018

    On a Saturday morning, I made a $1500. deposit into my Chase checking. The deposit slip said bank could hold deposit for 14 days! I did not receive this info until AFTER my check was consumed by the bank's ATM machine so I could not take it back. I went into the bank and talked to the bank manager, who was the Asst Mgr for that day. All she could say the check is in the machine and I can do nothing about it. She had NO information to give me.

    Today is Monday and Chase is still holding my checks and I have $42 in my bank account. Evidently, because I was supposed to have read the tiny text in the bank's contract when I signed up for the account, I was supposed to know this! *Any deposits made on a weekend will not be credited until the following business day.* There was no such information given to me on the deposit slip nor did the branch manager know this! Terrible customer service! And I have been unable to use my debit card - for food, gas, etc for 3 days! Why was it being held? Deposits made on a weekend are not credited till the next business day (Monday).

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    Customer Service

    Reviewed May 14, 2018

    First and foremost when I first called about my account they told me no money was deposited. I called my job which they informed me they already made the deposit. I call Chase back. Now they find the funds but tell me I would have to wait up to two days for them to find the funds. They put me on phone with a “Manager” who not only makes me wait like half the call but I asked to please give me a second to find the correct information, he informs me he's only going to wait two minutes then hang up. Now it's day 3 and I still don't have my money and they are telling me I'm going to have to wait another whole day before I can get my money so something that was suppose to take 2 days is going to take four and I wonder how long I was going to have to wait if I didn't have the time to wait on hold for 30min today.

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    Reviewed May 14, 2018

    Get alerts if Chase Bank suspect unusual activity! Verify certain charges when they call; Claims Dept. investigates & removes any unauthorized charges; Always follows up with me to let me know what needs to be done. I had to get new cards which are made at the branch & set up new pin #'s; Making Auto Payments is from Acct's is always on the date I have set up with vendors.

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    Staff

    Reviewed May 14, 2018

    Great locations in my hometown and when I relocated due to military orders, Chase bank was conveniently located around my new military base. The employees are friendly and you cannot beat the Military package they offer.

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    Reviewed May 13, 2018

    I'm liking the online check deposit at Chase Bank. Also, they have ATM inside that lets you chose the denomination of bills when you get cash back and a whole lot of the new features they have out.

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    Staff

    Reviewed May 13, 2018

    I have account for many years. No issues or problem. Will continue to be a customer of Chase. They are always ready to help me with my financial issues.

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    Customer ServiceStaff

    Reviewed May 13, 2018

    They are great and service is Excellent! When opening my account they were very helpful and each visit I am treated with nice customer service and never had a bad experience.

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    Staff

    Reviewed May 12, 2018

    Service at my branch is excellent from the tellers, investment branch and private client associates. We have banked with Chase for more than 20 years.

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    Customer ServiceStaff

    Reviewed May 11, 2018

    On 5/11/18 my husband just started a new job and he put 1 number wrong for the deposit so his deposit was in limbo. So I called the customer service number. Talked to a girl I could barely understand. I asked to speak to a manager and the manager instead of helping sent me to another person that was so brainless. I explained my situation like 10 times he couldn't get my account number correct. I told him the number many time and he acted like he started at the bank yesterday and had no clue what and why I was sent to him and then he was so rude and unprofessional. He said, "It not our fault your husband put a incorrect number on the direct deposit" and I was like, "Duh I know that but can you find the deposit or" and he interrupted me every time I said anything and I finally hung up on him.

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    Customer ServiceStaff

    Reviewed May 11, 2018

    I have always liked Chase Bank, from their amazing customer service on the phone or in person they are by far the best bank! Over the span of 25 years I can honestly say that I have never had any problems with Chase Bank. I highly recommend this bank to anyone whether it's a personal account or business or both you can rest assure your money is safe and your questions will always be answered by a bank representative with professionalism and knowledge!

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    PriceStaff

    Reviewed May 11, 2018

    Great service from this bank including extras but perhaps because of large deposits. Personal banker is super idea. Very considerate toward military customers. Several nice perks for new customers at certain levels. However, interest paid for using/holding my funds has been very minimal. That’s not right but seems standard last several years.

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    Customer ServiceStaff

    Reviewed May 10, 2018

    It was time to renew flood insurance. Long story short, my 1st mortgage said they didn't need it anymore, so I told Chase, I didn't need it, they needed proof. So a rep wrote me back and forth working with me, in the end, we were waiting until I get proof of NOT needing it. After two months I couldn't get anywhere with FEMA or my 1st mortgage for proof and just paid it. Now Chase charged me for the two months of their flood insurance, which cost $ 624, and is making me repay it. When the rep kept telling me we will work with you, no problem we will wait until you get the document. Really? Now I have to repay a ridiculous amount for nothing. Chase customer service is the worst.

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    Customer ServicePunctuality & Speed

    Reviewed May 8, 2018

    I received a scam call this morning regarding my credit card and called the bank to let them know, check my account and do some of my own follow up; during the call I'm told this card is frozen for being over my credit limit... I'm shocked to hear this and explain that can't possibly be, I'm then told the $500 increase I received in February was "temporary". I was NOT told that in February. I'm thinking, "Great, I'm doing something right". (I have never been late on a payment). The bottom line, they couldn't care less! I was met with complete apathy. I've banked with them for nearly 30 years, way back when they were Washington Mutual. Why would you give a temporary $500 credit limit? Now I have to have $463 paid off in less than 2 weeks. I'm utterly disgusted with the whole situation. I think this is shady and nothing short of deceptive business practice.

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    Customer ServiceStaff

    Reviewed May 8, 2018

    It's not even a week since I've open an account with Chase Bank. They could not tell me in person or over the phone. Why my account was restricted to close. They would send me a check for what is in my account. All they could do apologize. That would not help. They would not give me a reason at all. I don't have Chase on my credit report. They are a joke. Now my whole family will be leaving to bank with someone else. They are not about their customers or anything. They are greedy, rude and etc. I would not bank with them. They screw you over and not tell you why or how. They will make you wait to get your money out of the account. The whole bank company need to learn customer service skills and be about the customers.

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    Customer ServiceStaff

    Reviewed May 8, 2018

    Chase Bank had by far the worst customer service by far of any lending institution. Biggest rip off bank of all time. Their people are total morons and idiots who don't give a ** about you or the problems they created. The only thing a VP down to a teller can do is apologize for all the idiot mistakes they make and dealing with their customer service people in India and Asia can't speak or understand one word you try to explain to them. I have 5 different business accounts which I'm closing and working with a local credit union here. Goes to show you that big banks don't give a ** about you. All they want is your money and they will promise you NO SERVICE whatsoever. Do yourself a favor and never deal with this company. Unless you enjoy headaches.

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    Customer Service

    Reviewed May 6, 2018

    Chase and reordering checks and debits - Chase has done this to me countless times and caused me lots of fees, Chase will render largest debits to your account so they can get the maximum fees. They are beyond disgusting, I have called them on it and they say some **. I hate them! Beware.

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    Reviewed May 5, 2018

    Home insurance canceled due to lack of payment but I have a escrow account with Chase Bank. I was told I would have reinstated my insurance policy. No sympathy or clarity. Just want to pass me off to the next department. I went 4 months without insurance and the only reason I found out because I contacted the insurance company for another reason and they made me aware it. Chase never selected another insurance co, when I thought home insurance was mandatory and if wasn't select by the owner the company would select one. Awful company to have to do business with.

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    Customer Service

    Reviewed May 4, 2018

    This is the second time I've been locked out of my account without my knowledge. The first time, my NON-EXPIRED debit card was declined when I was trying to buy food. I was hungry and my card was declined at a Taco Bell. Embarrassing. I go to the ATM to withdraw cash. Declined again. I had sufficient funds. I call Chase and they tell me that they can only "temporarily unlock my card" for like 15 minutes so that I can withdraw cash. A new card had been sent and they demanded that I use it. I did not have this card on me.

    The next time, I placed an online order through Amazon. I even ordered Amazon Prime to get a rush delivery. This was approaching the weekend, but I was scheduled to get the product as early as Friday; Saturday at the latest. Again, my card was declined because "I don't frequently make purchases online" which is BS. Keep in mind, the Fraud Department didn't call ME, similar to before, it has always involved ME reaching out to THEM (this type of security is useful if it locks out a hacker, but it's an inconvenience if it's locking out ME.). Anyway, it's resolved now. I'm able to resume my purchase online. But, even with Amazon Prime (not their fault), I won't receive my package until Monday (which defeats the purpose of using Prime to begin with).

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    Customer ServicePriceStaff

    Reviewed May 4, 2018

    I wanted to take the time to write this review as a word of caution to other consumers. I have had a simple business account with Chase for over 10 years. This is not a primary account, just a bill paying account. Money comes in and money goes out. It only functions as a simple transaction account. I recently noticed a monthly fee had been added to my account for a service I did not add or authorize.

    After endless calls and visits with Chase, they can neither offer me any explanation of how the fee got to my account without my authority or take any culpability that there are some security issues with their banking. I now monitor my account regularly and often find unauthorized fees that Chase is unwilling to remove. Through the years, I have calculated these to be over $1200. I am astonished at the manner in which I have been treated by Chase employees when requesting this to be removed. They have not removed the charges and I have spent endless time, which is worth more than the money, trying to have these removed. So I am throwing in the towel and switching banking. I just hope this does not impact another consumer.

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    Customer Service

    Reviewed May 3, 2018

    Payments paid through Chase online bill pay, left my account which is not disputed. However the receiving company (Sunrun) claims they never received these payment totaling over $520.00. This claim has resulted in countless hours, visits to the bank, investigations, all claiming that the transactions are valid, and Sunrun is refusing to accept that fact. At one point a local branch officer claimed to investigate this 6 month old mystery, and had seemed to discover that the funds had gone to another company in a bank error. However that quickly turned into a assumption rather than a fact in a phone conversation.

    I asked them to verify this previous investigation by that bank employee. That was months ago, and still no resolve. Today is May 3rd 2018, and the last mystery transaction was made December 2017. I'm still out my double paid $520.00, which seems to have fallen into a electronic black hole. Oh by the way, been using bill pay with no problems to this company for years. All other payments to this merchant are easily verifiable, as Chase mailed checks. The missing funds for some reason were sent electronically. No check proof.

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    Reviewed May 3, 2018

    I have had two recent horrible experiences with Chase. The first was my ATM card was given to someone else at a bar when I went home with his ATM card not realizing it until the next morning. I wake up to Chase "Fraud" Alerts notifying me that $1700.00 dollars was removed from my checking account at an ATM in a city I never go to. Please note I have documentation from Chase stating the daily ATM withdrawal limit is $500.00 with no record of me requesting to increase it. They then allowed 4 additional $400.00 withdrawals before they stopped the transactions.

    Chase refused to return my money and refused to look at the camera on the ATMs where this occurred as I requested. I am currently out just over $4,000 and am struggling financially now. Chase seems to think that it's not their computer's fault that an ATM would even spit out $1700 in one ATM withdrawal when the daily limit is $500. DO NOT TRUST YOUR MONEY WITH THIS BANK! IT IS NOT SAFE!

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    Customer Service

    Reviewed May 3, 2018

    I have business accounts with Chase Bank. Chase Bank decided for me, without my knowledge, to change MY Master Card business credit card to a Visa credit card. I am VERY busy and do not have time to call all the auto pay service providers on my Master Card to another card. Chase Bank is NOT authorized to make my business decisions!!! Instead of taking the time to do Chase Bank's bidding I think that time will be better used in closing all my business accounts with Chase.

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    Reviewed April 30, 2018

    We had a business account with Chase and also merchant service. They decided to keep 5 days worth of credit card sales and empty out our business account and take it 7k below zero just because they decided to create a float account if we ever had a chargeback on a credit card. No warning. Nothing. And even closing our account they will not refund the money for 6 months even though we decided to cancel the account with them. Chase are thiefs and rip offs.

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    Reviewed April 27, 2018

    So I applied for the Disney Visa through Chase. We received the card in the mail and called to activate it. I was told the account was under review. We then received a letter that I had to call and verify my Identity which I answered all their questions. The account specialist came back on the line and said that the account was still under review. I asked if I could go into the bank with my ID and proof of address which he stated yes. That same day they mailed out a letter that they were closing the account due to not being able to verify my identity. I am all for my identity staying safe but Chase takes it to the extreme and it is ridiculous. Anybody else ever deal with this? I have the Freedom card as well.

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    Customer Service

    Reviewed April 26, 2018

    Recently had my locker at work broken into and my wallet stolen. When I got the fraud alert from Chase I was unaware that my wallet was gone so when they asked if I had my card I told them that as far as I knew it was still in my wallet in my locker as I had it at lunch. They refunded my money for the fraudulent purchase. About an hour later I called them back to let them know my wallet was stolen, they did not document this call. 2 weeks go by and I get a letter from Chase saying that since my card is a chip/pin card it had to be physically present for the purchase to be made so they were denying my claim for the fraudulent purchase and reversing the credit they gave me.

    When I questioned them about the second call they claim to have no record of it. I have provided a police report and security footage of the suspect making the purchase to prove that I was not there but they are sticking to the original call when I told them I had the card before I found out my wallet was gone. Please reconsider opening any account with them because if anything goes wrong they will not help recover your money or help in any way to resolve the issue.

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    PriceStaff

    Reviewed April 25, 2018

    I joined Chase bank in Gig Harbor Wa. for several reasons. One was I needed a good local bank, since I bank with a mostly online bank, 2. Chase offered a good bonus for using direct deposit and having a minimum savings for a few months, and the most important is the extra benefits such as the Notary public they allow members to use free of charge. The problem is that the Notary is basically a non-benefit since Chase will not notarize some of the most common documents. When I presented my closing documents on a house to notarize in 7 places, the notary was o.k. with all the documents except the one that said I presented a valid government issued ID to identify myself. He told me that he could not tell if the documents were actual state issued driver's licenses or if they were counterfeit.

    I thought this odd, but said, "Oh no problem, I can get my passport and use that instead." He said, "I won't be able to tell if that is real or not either, and Chase does not want to assume the liability that perhaps the documents are not real." This is really odd that a bank cannot verify a driver's license. It was o.k. and they verified me with that same license to set up the account. Guess what Chase? You can go chase another customer as I will be finding a better local bank that actually provides the services they say they do. The way I see it you owe me $70.00 that it cost for the Notary you were too incompetent to provide.

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    Customer ServiceStaff

    Reviewed April 24, 2018

    I opened a new business checking account with a local branch of Chase/JP Morgan in Fort Myers last week primarily because US Bank, my primary business bank, does not have offices or branches in Florida. I also wanted to consolidate three business lines of credit and business credits cards into a low interest 5 year term loan. I applied for the term loan 7 weeks ago and submitted countless documents over the 7 week period, many of them redundant to the first set of documents submitted on day 1. During these 7 weeks, I had to prove I owned my company of 30 years. No one I have ever worked with in 30 years has demanded I prove I own my company because it is in the public domain and on my tax returns.

    After 7 weeks and a verbal approval of the term loan, I stopped by the nearest branch office to see what documents I needed to sign. The very pleasant branch manager called the customer rep I was dealing with and said that there were no documents to sign, so I left. The next day, 4/17/18, I went back into the bank due to a request received that previous night @ 9pm by the rep who said I needed to open a checking account to receive the term loan. So I went back and opened the account with another very pleasant bank office at this local branch.

    I also opened an online account and also obtained a debit card. The next day the roving customer service rep who I had been working with for these 7 weeks said that they needed further information and could not approve the term loan until I provided it. These newest requests were redundant to the original document requests and were on file. I was stunned at the reversal after I spent so much time in these 7 weeks providing documents to support the small term loan. Then, yesterday, I was locked out of my online account. When I called, I was told I needed to go back to the branch and prove again who I was with 2 forms of identification. I was simply dumbfounded at this point. They had this information on file from 3 days previously.

    The branch manager, while friendly, could not override their system. At this point due to first the approval of a term loan, and then the demand I return to the bank and re-prove who I was was the last straw. I cancelled the business accounts and term loan application. While I like and use extensively the United Airlines Chase credit cards for both personal and business use due to the accrued miles, I cannot recall a worse experience in 30 years of successful business with a bank. They were disorganized, disjointed, inefficient, and the individual representative whom I had to deal with was downright rude and unprofessional.

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    Reviewed April 24, 2018

    After calling Chase to complain about two truck payments made in the same month, I ask for a reversal on one payment. The foreign speaking woman said ok she would do that. Three days later the finance department calls me and says all payments had been reversed. Chase stole over $3000.00 from my account. Then they closed my savings which covered my checking account. Now overdraft charges are applied because funds are in another checking account created by them. They are nothing short of Blatant Thieves!!!

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    Customer Service

    Reviewed April 24, 2018

    Tried to log into online banking tonight and got an error to call. Called and was informed that I would need to bring in 2 forms of ID in order to access my online accounts. When I asked why I was educated that was the only way to get me to call. I’m sure this was a tactic to get me in a branch for a cross sale opportunity. This is a terrible tactic and a terrible customer experience.

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    Punctuality & SpeedStaff

    Reviewed April 23, 2018

    I've had a checking account with Chase for over 17 years. Chase sent me a notice about my credit card...that I've had for 11 years...that they were increasing my APR by over 5 percent, for no reason other than greed. I've never made a late payment. There was no reason for it. So I called Chase today, the representative said there's nothing they can do about the rate increase, so I of course canceled the credit card. I then went to my branch office and closed my checking and savings account. The representative who closed it never even asked why??! He just asked me to sign a form and got my cash for me. It's needless to say that I will never do business with Chase again.

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    Customer ServiceContract & TermsStaff

    Reviewed April 23, 2018

    So my wonderful bank, Chase blocked a fraudulent charge from Sprint a month ago and cancelled out my debit card. They let the transaction for over $1500 to go through my account on Monday on a cancelled debit card that they initiated originally last month. Now they are telling me I have to wait for them to investigate the illegal debit from my account before they will correct their error. Trying to tell me that a merchant that had an old contract with a customer has right to pull funds owed. I don’t think so. If that was the case there would be no reasons for collection agencies. Anyone could then pull money from anyone’s account. They were told last time about the fraud Sprint did to my account that they refuse to correct with caused me to have to move to a new service provider because they kept turning off our phones because they ** up my account and added fraudulent lines and charges.

    Sprint was never given authorization to keep my card on file in the first place. They were specifically told by me that I was only authorizing a one time charge and that the card was not to be saved in their system. So now my rent money is gone without any promise from the bank that is supposed to protect their customers from ** like this. How dare they lie to me and tell me that this charge was blocked and that I had nothing to worry about. Lies, lies and more lies. They need to learn their laws. The fraud associate that took the call even refused to give me his credentials and I am sure he gave me a fake first name to begin with, because Chase has to prevent fraud for their employees. ** the rest of us. I think I need an attorney to sue both Sprint and Chase.

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    Customer Service

    Reviewed April 20, 2018

    If you want good customer service and a company that will look out for you as an account holder, Chase is not the company for you. A recent billing dispute and they tried multiple times to wash their hands and close the dispute WITHOUT EVER READING the documents I provided from the vendor admitting overbilling and illegally performing unauthorized procedures. How do I know? Because the documents were in German and they never sent them out for translation. Then they tell me that because a distraught grieving spouse under duress after the vendor killed the family pet was supposed to go line by line through 12 pages of billing statement which she did not get until signing the payment slip or not get the remains returned in order to give him a proper burial just like Nancy Pelosi pass the bill in order to read it legislation methodology.

    I want nothing to do with Chase ever again and neither should you given that they are not there for their account holders! They’re not dependable either. On multiple occasions, they left me having to use another card, during my frequent traveling where rental car payments or hotel bills were declined, even when I called and advised them about traveling.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed April 17, 2018

    I would not bank with Chase if they reopened my account for free, matched my biweekly direct deposit from my employer AND gave me a 5 percent interest rate on top of that!! These people are a nightmare, from over the phone to in person behind a counter. I actually had an account rep get UP from helping me, start helping someone ELSE because he was on hold with account verification services (and this was after sitting in a lobby for 30 minutes) then, after he hung up he explained he would have to reopen my account and because I was there late; (Reiterate, sat in an empty lobby at 3:25 pm for 30 minutes while he chatted with a teller) he would have to do it another time because it took close to an hour to do so.

    I explained I work 12 to 14 hour days, 7 days a week and had to beg to get off early to be there at 3:25. There wasn't any other day I could get off, and he literally said "not my problem" (They didn't close till 5pm). Then, I told him, "Fine...just give me my money." So he cut me a check and then the teller refused to cash it, claiming she didn't know where it came from when the rep sat in his office and handed it to me for the amount owed when they closed out my account. This is all after Chase closed my checking account with a positive balance without any contact or communication, because I had to start my account set up online. I went with Huntington instead and have had a wonderful experience, even their customer service and tellers are polite.

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    Customer ServicePriceStaff

    Reviewed April 17, 2018

    Utterly disappointed with Chase bank and customer service! Recently got an auto loan and have been trying to pay it off. The amount financed is incorrect, I am told to get it fixed then call back and paying it off will be no issue. Call back after getting the amount corrected only to find out that I CANNOT pay it off because they only allow 9,999.00 to be paid per day. (No mention of this the day before and I was very clear about my intentions). I ask to speak to someone who can stop the interest as of today since I am only being stopped from paying it off by them and their policies. The supervisor I spoke to was rude and unhelpful, in the end I was told they would not do anything about the interest. I ended the conversation by politely letting the supervisor know that because of this I will never finance anything or participate in financing anything through a company that finances through Chase bank, ever again. Very dissatisfied doesn't even begin to explain it.

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    Customer ServiceCoverage

    Reviewed April 17, 2018

    On Saturday April 14, 2018 I checked my account and I was overdraft $9.00. I tried to make a transfer but the system was partially down, so I made the transfer on Sunday April 15, 2018. Monday April 16, I was overdraft $30.00, I went to the bank that same night to deposit $70.00 and by Tuesday April 17 morning I was overdraft $22.00. I called the bank and they told me that the $9.00 that I transfer on Sunday was not enough to cover for both translations since the overdraft for $9.00 didn't process till Monday, I don't understand if the $9.00 were showing overdraft on Saturday and I made a transfer on Sunday why do I still get charge on Monday. My opinion is that Chase is overcharging, I would like someone to overlook this matter of overdraft charges from Chase Bank.

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    Customer Service

    Reviewed April 16, 2018

    Submitted a balance transfer check for payment of car repairs. Was notified recently that check was returned stamped account closed. Called Chase and was told they had not received check. Who returned check if Chase didn't?

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    Reviewed April 14, 2018

    I deposited a large amount check that was a temp check. My customer handwritten their company name on the check. When I was depositing it, I asked the teller if it was ok to deposit it. She told me that there will be a 10 day hold on the funds. Next day they restricted my account. I couldn't make any more deposits, use my debit card, just like they closed my account without any notice.

    I never deposited a bad check in that account. My deposits were over 100K in that account every month. I contacted their customer service. I got the usual runaround. I asked to talk to a supervisor. After explaining the situation, she told me to have my client go to a branch with two forms of ID and articles of the corporation showing that she was an officer of that corporation with bank paperworks showing that she was an authorized signer on that account that she wrote the check from.

    Next day, I contacted my client and explain the embarrassing situation to her and she agreed to join me at one of their branches. She also told me that the money was already deducted from her checking account. I went there 30 minutes earlier. I talked to the branch manager and told her that my client was on her way to verify that check. I also told her that the check had been cleared and paid by her bank. The manager called the fraud prevention department. Then they changed their story 180 degrees. They said that they had to verify everything on their side with the other bank. And my client showing up with the requested documents won't help the situation. I think this is an excuse for them to hold the large funds a little bit longer for whatever reason. But I'm done with these thieves. I will switch my bank account to another bank and I will warn other people not to use this bank.

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    Customer ServiceStaff

    Reviewed April 13, 2018

    I’m pretty good at looking at my statements on my phone and I saw a check that was deducted from my account for 90 dollars... I clicked on the check image and it’s someone’s personal check that was written out to someone else but was deducted from my account. I was surprised that this can happen. I called the bank. They transferred the call to recovery. They credit my account but I’m left with the image on my account of the check... which includes their name, address, and account information... the rep said it's common. Out of 500 one is always put in wrong account... then she changed it and said, "Oh it’s not that common." I asked her isn’t there a HIPAA law against this? She laughed and said that’s just medical related... I know it is but I figured they have a law that requires confidential on accounts. I mean to know that someone can access an account and routing number is pretty scary.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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