Bank of America Reviews

I have been trying for 3 months now to resolve an issue with a HELOC. An issue that did not happen on my end, but when BOA's systems changed over. They reported me to the credit agencies (my first EVER). Destroyed my credit score. The one person who actually DID spend time with me (almost 3 months ago) couldn't figure it out. Fast forward 3 months, I cannot access my account - I can't even pay off because nobody can give me an accurate amount.

Above all else is just bad customer service wait times, having to be on hold for over 4 hours for four days in a row is beyond me. Having to explain to each representative my issue and then to be put on hold for 15-20 minutes for them just to come back and say, "Sorry I have to transfer you to another department," and then for that department just to say, "Sorry I have to transfer you again," after waiting on hold from the last transfer. All that when I already told the first person I talk to what department I needed to begin with. I went through that four days in a row.

I have used the Bank of America in Old Saybrook for several years. I live in the Bank's neighborhood and get a chance to observe it closely (one of the few reasons I went there in the first place, I suppose.) I complained earlier in the Covid crisis, as the Bank was closed (other than an ATM), and because of the unavailability of cash in the ATM. I saw, and had personal experiences, as people walked away disappointed with no cash in their hands because of the empty ATM. A second (drive up ATM) has been added. Now I REGULARLY count a dozen cars in line, waiting for non ATM services, that stretches out to the street. My visit to the drive up teller today took 40 minutes.! (I think there might be another person in there, but only one human at a window. ) I actually saw a man standing in line WITH THE CARS to see a teller, obviously not being able to do his business with the machine!

I have been on hold with the fraud claims department for well over an hour, which I think might be manageable if it weren't for the infuriating recording that chants EVERY 10 SECONDS OR SO. "Thank you for continuing to hold, your call is important to us and will be answered by the next available associate." Ok once would suffice, at this point I'm ready to throw my phone across the room... I have no choice though. I have to file this claim so I cant hang up... So I wait...and wait....and wait.. Cant wait till I do finally reach someone bc they are going to get an earful lol.

Paying my bill through a bank teller machine. There was a two cent left overdue on my charge card owed and they denied me credit for that and billed me for two cents. I Called to have it removed. They declined.

I have been a Bank of America customer for about 10 years. I have my checking, savings, auto and personal loans with them. They have always notified me when there was any abnormal charges on any of my accounts. They have also immediately refunded any money that was taken out of my account.

I would never use Bank of America (BOA) again for any product nor service! I was a BOA customer in two areas (a Golden Key International credit card and a mortgage). I was pre-approved for a mortgage, but the customer service was so bad as well as the communications that I ended up having to go through Caliber, another company that also pre-approved me. They were much faster and the customer service was far better than BOA's. They also gave me a lower rate than BOA in the end. It was highly stressful swapping to another lender at the end, and I almost lost my condo because of the horrible BOA service and bad communications (and even misinformation) at times.

Bank of America does not protect its customers. My most recent experience with him was very poor. Someone managed to hack into our account and send up electronic payment monthly. Several months passed before we caught this. We were assured by our local branch that we would be refunded our money. They recommended that we shut her account down immediately. We did so. We patiently waited on our money to be returned to one of our other accounts. We were told this could take up to six months.

I am an In Home Care Aide working for the Count of Los Angeles, and I received a series of paychecks sent by the county of Los Angeles based on the time sheets that I submitted to them. This included back pay for the last 3 months +. The checks are signed by the State Treasurer Betty Yee. First they said that there would be a temporary hold put on the checks until Midnight that night. This was true, and the funds were cleared by when I paid my rent at 6am upon waking. At 6:34 am I received a message stating that a hold was put on one of the checks, but they put a hold on all five of the checks, and refused to remove them in spite of the fact that it will cause my bills to be shut off. I have the paycheck stubs where Federal and local taxes were taken out, as well as my union dues to prove that there is no mistake. They won't even consider looking at them.

I spoke with a representative over 30 days ago about a stop payment. Now the company's name is very close to the company I rent from. I just spoke with Bank of America YESTERDAY about a transaction the company were trying to pull out by debit. I did a transaction with my checking account for my rent all trying to process at the same time. Bank of America assure me they would correct it, they even went so far to verify the amount that needed to be stopped and company name. I look this morning. The stopped payment on my rent was credited back onto my account and they allowed the other payment to go through along charged me a 35.00 stop payment fee. When I’m done saying what I need to say to Bank of America this morning and they correct this I’m closing it immediately. I’ll stick with my credit union. Now I may have to pay late fees and a return check fee towards my rent because of Bank of America error. Never again.

Reloaded from payor on time every week. Card controls are excellent because you can stop any online or atm activity anytime. I feel my account is safe. You can only access account info from your own device.

It's been a whole month that my card has been closed. I have tried to contact the fraud department through email and over the phone. I'm on hold for an hour or more then they just hang up. Bank of America is not American. They have no consideration for older people let alone any other customer. If you dont like helping people dont get a job in customer service. You young people are so lazy it sickening.

I deal with them for around 2 decades but their customer service is very poor recently. I was promised a financial settlement offer for one of their credit cards recently but they didn’t process the same as they promised. I had to call them several times but they are extremely unhelpful. Planning to open an account with another bank soon.

Wasn’t able to get anything accomplished with my hard earn working money that was directly deposit in their account and then was told I was unable to withdraw and they will have to send me a cashiers check due to the fact of their errors. Their slogan is we're in this together. I’ve been without my hard earned money for over two weeks now. Now you’re telling me I have to wait another 7 to 10 business days to get a check in the mail. Unacceptable for a bank to tell their customer that’s been loyal for a year. Now I’m still trying to find families to give me help feed my four children and still be able to make it to work.

During Coronavirus BofA has changed week hrs to 10-4 & closed on Sat. ALL other comparable banks are open earlier, close later & are open on Sat, w/ full staff. We find it impossible to do our necessary business banking at the counter during these hours & have had payments delivered late because of it. Very angry customer!

Bank of America charges are actually abusive and extremely high interest charges. I had a negative $70 in my account from autopay that I forgot about and they charged me $350 of overdraft fees. I told the manager that my business has been closed since March due to COVID-19 restrictions and asked him there is anything they can do to help reverse those charges. He said he can not do anything unless it’s fraud related transactions and suggested I open a credit card. He said the overdraft fees is not something new and it is something we all need to get adapted to. He does not care how my business or any businesses have been suffering from COVID-19.

If I could give zero stars I would, but it makes me put at least one. After we fell on hard times, we were made aware of the H.A.R.P. program. We used the program to what we were told would bring us current on our payments and put us back in good standing. We were told all missed payments would be tacked onto the end of our loan and we had nothing more to worry about. We were shocked when due to the low interest rate we decided to refinance our home and were informed our home had a lien placed on it by these crooks. Now we have to pay $18000.00 to remove the lien. We were never informed of any lien even after these crooks sold our loan to another mortgage company. Apparently they have done this to thousands of homeowners that won't know until they either refinance or sell their home. I would never go through these crooks for a home mortgage.

Horrible Service. 90 min wait on phone for over a month everyday for over a month and when you stay on hold that long no one seems to be able to help you. I have been on hold 90 minutes again today and still holding.

We have been BofA customers for decades -- checking, savings, mortgage, home equity, credit cards. BofA mistakenly rejected our regular July 2020 payment on our home equity line, asserting that it should have been sent to NationStar, where BofA transferred our mortgage a few years ago. This was clearly BofA's error. We have been unable to get BofA to correct its error, despite several letters, calls and online communications. BofA is still holding onto our July payment without applying it to our home equity account and has designated us delinquent borrowers. It is apparent that BofA customer service is designed and intended to discourage anyone from using it. We are in the process of closing all of our accounts to moving them to another bank. And we are supposedly preferred customers. Hah! My recommendation is to avoid BofA like the plague.

Zelle is owned by Big Banks, including Bank of America and Wells Fargo, the two banks involved in stealing $1000 from me - I accidentally transposed one number when sending $1000 to my nephew to help him out, I called BofA immediately for help, they sent me to Zelle, Zelle said that I needed to back to the bank since I sent it from my BofA account (BofA advertise and promote ZELLE on their website). Finally, after being bounced around for over an hour, I finally talked to the dispute department - told it would take 10-45, that's up to Zelle and they are a 3rd Party Vendor, they have no connection to them to influence their policies. Well it took the 45 days to get my answer - they denied my dispute... Bank of America would not take it any further, Wells Fargo denied my claim and kept my money.

Terrible experience. Was in the middle of setting up a primary checking, savings, personal credit cards, business account, getting a secondary real estate loan, and setting up several investment programs. Was disconnected from the representative. Called back in to finish setting up these accounts. As expected, reached another representation on the second call. Asked if it was possible to be transferred to the original representative I was speaking to, so I did not have to restate the purpose of the accounts and the goals for each.

If you have an overdraft of $ 5 they will charge you $35 for each transaction and refuse to waiver. You might have an overdraft of $70 per day for an automated deduction of $10 each transaction. Be careful! Consider your options before getting an account with them.

We have a few occasions of checks deposited to our business account that later are marked as "duplicates" and reversed. The bank then reverses the transaction and we never get paid for the check. We are super busy and have waited hours online and still not fixed. Then we don't get paid on those checks. This has happened a number of times. I would never have used Bank of America knowing this problem.

I've had numerous bad experiences with BOA, but decided to write a review after this last one. I have a $50k check I sent to the IRS. I have a notice from the IRS that I now owe more because they never received payment. I tried to get BOA to help me understand where the money is. It is not in my account, etc... After >1 hour on the phone, transferred 3 times I finally asked for someone empowered to do something. Transferred again I asked this person to give me a number or something in case we were disconnected. "We wont get disconnected" he said as he put me on hold again. Then we were disconnected. Like I said, this is typical with BOA so I finally decided to put it in writing to see if I can help them wake up a bit and address the real issues. More overly gushy, insincere, awkward greeters is not what is needed to fix the real issues.

August 10 2020 around 2pm, I visited BofA 1640 Van Ness Ave. branch to withdraw EDD funds. On entering was intercepted by "**" who asked reason for my visit. I said to make an EDD "PREPAID" a/c withdrawal. I asked for advice e.g. if I could instead withdraw at ATM using my Edd card or at home on my computer? She incoherently rambled on instructing convoluted withdrawal options. I replied, "I'll wait in the line thanks." On reaching the teller position I explained what I wanted, providing EDD card, personal a/c card, and driver license. The young lady teller attending said my D/license had expired.

On August 13th 2020 at around 3pm I talked to VANESSA who works in the consumer and small business department and I had the WORST experience I have ever had being a Bank of America customer. Backstory: I opened a business bank account on August 7th. I called in to open an online account and I was told that I could not open an online account because I did not have my checking account number and I was also told that I had 7 days to fund the account and that I had to go in person to do so since I didn’t have my business debit card or my business account number yet.

Just an awful bank. No customer loyalty. Too big to offer quality customer service. Had my mortgage on autopay and they stopped it. Then charged me for not paying my mortgage. Horrible bank and I am a “premiere” client. What a joke. FIND ANOTHER BANK if you are considering starting with BofA.

I have been with this bank for over 21 years, since I am in Florida. I feel their services in the bank have deteriorated. There are very few tellers working and the wait is often quite long. When you go in to sit down with any agent, there is also a long wait. It always looks like they are just sitting around and not ready to help. I try to do most of my banking online as their app seems to cover most of my needs.

I am a bail bondsman in CT. This bank refuses to do business with bail companies. We are a legitimate industry making millions of dollars in the state and this bank is refusing business but will open accounts for felonS who want a bank account. Their credit DEPT refused my application for a business credit card and I have decent credit. The customer service is appalling I closed my accounts and went to TD Bank and People’s United Bank and I am treated 1000 percent better . They have a 1 star rating need I say more.

I had many different types of accounts with the Bank of America since opening my first account in year 2008. To date, all accounts operate and have always operated exactly as advertised. Never seen their website down. Never had any problems with any transactions (plastic card, electronic transfers, checks, etc.). BoA is quick to resolve fraudulent charges. Staff members across multiple branches I visited in those years have been welcoming and professional. I believe I am a tough rater, but I cannot think of anything else to even wish for. Through those years of 100% proven reliability I have gained a great confidence in the bank.

I’ve had BoA for about 5 years. It’s an amazing bank versus Chase and Wells Fargo, both of which I’ve had before. The only downside is the $35 overdraft fee. It’s a bit problematic for any bank to have such a high fee. Logically speaking, if a person already can’t afford something what makes you think they could afford an extra $35? Otherwise love this bank.

Every time I enter a Bank of America I am greeted by someone near the door or a friendly teller. The bank's app save me a lot of time with its check deposit, transfer between accounts, bill pay and transfer to another person features. I can easily check my balance without logging in and get instant assistant from Erica, the virtual financial assistant.

I have banked with Bank of America (BoA) ever since they were NCNB. I’ve seen the highs and the lows, as they say, with BoA development and my own financial challenges. The one thing I will say is that I’ve always been able to go to a branch, or call a number and have an issue clarified, explained or resolved, usually in my favor. Currently, I am a “Platinum” member customer (never thought I’d see the day), so I enjoy a number of perks. I like that I have BoA AND Merrill Lynch at my fingertips and easily accessible on the BoA app. I study the operations of other financial institutions, and while there’s some innovative ideas they present, such as Capital One’s “cafe” set up, I’ve seen those innovative ideas come and go (Washington National [Wachovia] tried it back in the 2000’s). Slow and steady wins it, for me. That’s what BoA does for me.

Bank of America is very happy to help you any way they can. If I needed a loan they are there to help you with it. They have been my bank for over 40 years. I would say they are worth talking to.

I have enjoyed banking with BOA since day one. The customer service is second to none and their site is very user friendly. The ATM is the best feature they have. I appreciate that I can deposit checks and cash there which I couldn’t at my previous bank.

Super helpful when needed. Tellers personable. Have not needed other services other than checking account and purchasing cashier's checks. Only disappointment is the inability to re-finance my care through them as I had a credit blemish 12 years ago.

Bank of America is solid, Competitive bank. My only criticism of the bank is that the fees, and charges excessive. I have often said that they would charge you for the air you breathe if they could. But, all in all, they seem to be the best of the bunch.

They never have enough tellers to take care of the customers and you always need to wait too long to get helped. My time is important and I just don't have time to wait behind 12 people with one window open.

3100 Crow Canyon Place San Ramon CA 94583 NEVER ANSWERS THE PHONE. I tried several times. The system says everyone is busy and ends the call. I only wanted to verify that I could use a notary public before I drive there. No luck at all. Could very well be a waste of time. That is not good customer service. Can't answer the phone ever? Try harder. Update: I drove all the way there and waited in the lobby. The security guard asked if I had an appointment. I said I could not do anything because nobody answered the phone at all. After waiting a guy told me that B of A is not doing notary service for anything but Bank of America business "right now." It was in fact a wasted trip and I had to go elsewhere to pay for a notary.

Great service. We have account for many years. The bank is available in all states we stayed. Most of all each time experience is great. Preferred account member’s perk are really helpful. We have very positive experience with opening new account, bill pay and day to day banking.

I thoroughly conducted market research before decided to shift the majority of my accounts to Bank of America and I haven't stopped referring people since. Even when I lived in a state without one, I found the technology sufficient to continue using them as my primary institution. Wonderful help!

BOA has been our bank since their beginning. I believe them to be above average on customer service and services. But as a senior citizen, I feel they should have special programs and assistance for this demographic.

While they make representations regarding availability of funds deposited funds, without notice BoA extends availability of funds one day at a time. It’s completely unacceptable and unprofessional. Find another Bank. If I could give boa a zero, I would.

We have been with BOA for many years and they have always been there when we needed them. Our house is on a sinkhole and BOA paid off our loan in a very timely manner and we could not have been happier.

Their app is user friendly. One time I had a scam charge on my credit card and they immediately credited me the amount and reissued a new card and account number. They also offer rebates on groceries and gas charges which gives you a credit to any account with the bank you choose.

Representatives are extremely helpful. They are always very pleasant and eager to help. They are quick to respond. Have been dealing with BOA for 21 years and have no negative issues. Their App is user friendly.

My only problem with Bank of America is they don't have individual health savings account. My company does not offer this as a benefit but my company's health insurance does qualify under the IRS rules as a high deductible health plan. I would like to open one for myself but BOA does not offer it so I need to go elsewhere to open this type of account; which is a pain since all my banking accounts are with Bank of America.

B of A has been my bank since 1968. I have been very pleased with what they offer. They're very professional with me. I just wish, that B of A of stayed in our community and not closed their doors. There is no BofA for over 60 miles away. I'm very unhappy about that.

I love that I can bank from my phone. I have had great results when investing, asking questions about my accounts and securing credit card. I was able to get a mortgage when purchasing my manufactured home.

Bank of America is regarded as one of the worst banks for both customer service and account service in general. The loan department has to be among the worst in the nation. They regularly over promise and under deliver. The volume of negative comments and horrible things people report to me as a realtor is astounding. It’s hard for me to imagine the company continues as one of the big players. It proves how change averse consumers truly are.

The customer service at the local location where I reside is not the best. I know that everyone is using the excuse now that the virus is affecting customer service. It's not a surprise to me. It is extremely "funny" that when it's time to take money out of my account. The banks are quick to do just that but take days to put the money back into your account. Why is it so hard to put the money back into the account that is associated with that bank? It typically takes 1-3 business days for the refund to process into your account, depending on how your bank processes the refund, and for the funds to appear in your bank account. This is illogical. It is a insult to the consumer.

We've been with BOA for over 35 years and have no issues except their limited hours. My husband likes to be able to go in and make his deposits but even the drive-through is limited now (outside of the effects from COVID.)

What made our experience at the Bank of America outstanding was the customer service. The tellers and bank manager cared and showed empathy. The Frontline employees who served us were very helpful and considerate as well as kind and always trying to please.

I was an account holder for 38+ years, dating back before BOA took over Fleet Bank. They have charged fees over and over that required extensive phone calls that are not fun, added monthly charges when they were not supposed to etc. The icing on the cake and why I finally dropped them permanently, was when they did not protect me when my son got caught up in a "Zelle scam". Ultimately withdrew $1000 from my account, separate from my son's account but connected through my wife... Follow that? Well, I couldn't either! Cost ME $1000.00, they couldn't care less when I told them what they did was illegal and I was closing my account! Rude customer service, not helpful at all! Do not expect them to have your back.

This bank is anything but "American." Plenty of bad experiences, but the worst was when my son, who had enlisted right after the September 11 terrorist attacks, tried to close his account. Miles from home, he called, he wrote, he tried numerous times to close his account and withdraw the money he had in the bank. It was easier for him to use the credit union on the military base. Bank of America refused to work with him. Instead, they charged him outrageous fees until his balance was depleted.

I had to tolerate an Area Mgr at a BofA Financial Center who just could not understand my plight despite evidence, documentation, re invalid CC charge. It cost me time and aggravation! Finally, their Area superior intervened.

I have been a B of A customer for over 40 years. Yes, I have accounts at other banks, so I have a point of comparison. The bulk of my funds are at B of A. Their customer service is superior as are their range of services. Also, the availability of bank branches makes it easy to work with them.

I dont completely agree on their political views as a company and where their money goes but overall as a bank they have provided a good service. We have been with them many years and their online bill pay service and app keeps us around. Otherwise I would probably switch to another bank that supports my views more.

To make it short they deactivated my card. I called 3 times on hold for 40 min each time. 3 times they told me my card was good to go. I go to my own bank and it's not active. The third time they tell me wait 15 min. I say, "Ok wait with me on the line till my card is active." She says, "Oh I'm sorry I can't, but hold on let me check something." She acts like she's pressing some keys and Voila! Like magic my card finally works. 15 min no more. Bank of America is pretty unprofessional. Full of bad immoral personnel. They have infants working there. Unethical. I closed my account years ago, cause they are bad. I only wanted to access my online account with them to transfers my funds from edd to my own bank and they gave me hell. Played with my time and money. Locked my account for no reason at all. I hope they rot.

My mother is 99 years old who depends on 3 health care aids around the clock at her condo. Her main bank is BOA with various CDS, money market and checking account. Last month her IRA CD matured, but she was not able to speak to a bank representative due to a bad hearing problem. As her son I have POA for her checking account, but not her IRA CD. The money is needed to pay her bills, and BOA wants her to come to the bank with me to release this IRA. I am in San Diego, and can't fly to NJ due to the corona virus. Mom can't leave her condo in NJ. The bank refused to give me their bank power of attorney form as it is their POLICY.

I feel customer service could be a little more understanding and listen more when there is a problem or something you do not understand instead of giving you phone number after phone number to call to understand why you are having problems with your account and close it without any warning or notice. There could be a courtesy call with an explanation of what was wrong and why.

Their customer service is excellent. I especially like the service when I take a problem to the bank. Issues are resolved quickly by friendly staff. They also are willing to resolve technical questions relevant to their apps, which are too complex for me. I have to admire their patience!!

Since this bank has gotten larger and offer more and different services its customer service has definitely suffered. Drive through is no longer an option now with the pandemic. Less choices are available. Originally to replace drive through they instilled the teller assist which has now been dissolved. The fees for banking with Bank of America has definitely gotten just ridiculous. I have banked with Bank of America before they were even Bank of America. I have banked with other banks as well and Bank of America has definitely fallen on expectations and it’s just sad to say that they are not my favorite bank.

A terrible bank. Worst customer service ever and unprofessional. How they Catrine b the name of bank of America’s Failure naming and banking stay away. Stay away tarah and shame bank.

They've been diligent in monitoring our account, catching any suspicious behavior immediately. Their customer service has been nothing but amazing. So far we've run into no problems and we've been with them for years.

Bank of America is great. I have had many banks in my lifetime but this bank is for real. In person they help w/ all banking issues. Nothing is ever left unsaid. From teller to managers are always very helpful.

Best Bank ever since 2004, I love their customer service and they're always there for us when things go wrong especially like identity theft. Kingwood Texas has great associates and they always ensure they we taken care of when walk in got service.

I've had BofA for many yrs. Heard good and bad, I messed up big time with over withdrawals, they worked with me and gave me time to get the money back in. They didn't have to. Taught me a lesson. Since then I have walked a tight rope.

Bank of America is a decent company. We have had a credit card with them in the past. The interest rate was decent and the credit limit was representative to our credit scores and income. We did not like the annual fee and thought it was a little too high. Overall, we were pleased with them.

Reps are always courteous, knowledgeable, and professional, whenever I call Bank of America, the wait time is minimal and the reps are very well trained and know the answers to my questions. I have been a customer of. Bank of America for over thirty five years. During the time in which I have had an account, the bank’s name has changed more times than I can remember. During all the changes that the bank has gone through, their customer service reps have consistently remained customer oriented.

The clerks have changing rules depending upon who they're talking to and if the boss can hear them. With our account, my husband could close it without my permission and cash our checks without my signature, but the same woman wouldn't do the same for me.

BoA is the whole package - technologically advanced, secure, excellent customer service, and good bank products. I've been a BoA customer for more than 20 years and have (or have had) almost every kind of financial experience you can have with a bank. Except for a few hurdles with a car loan, they have never let me down.

Never enough help even before virus. Hours have now been cut due to virus which I understand, but then they should be available on one and on the phone. They are not when I call. I am on hold for at least 15 minutes.

I appreciate the security features even though it can be an inconvenience, it is also protecting your money and how fast you can speak to a representative if problems arise. What I don’t like is the virtual assistant Erica. She has never been able to help me and always refers me to customer service. Useless. All in all I have had had a great experience better than my previous institution.

I have been with this bank since 1985 and I enjoy all of the services offered. I stayed with them because when I was stationed overseas I was able to use their services wherever I traveled. The bank has services all over the world. So I wanted to be a part of a bank that I felt wouldn’t close down without notice. Even though it’s a large bank, they treat me as though I am the only customer.

I've been with Bank of America since 1978. I opened my first account way back then. Never have I had any bad issues or customer service. I can rely on this bank to answer or help with any questions that arise.

BOA was my top choice of all the banks even if the fund was not in your Account. You had time to put money in the account before they charge you late fees. But nowadays you can't find a bank open to do business and if one is open the lines are soooo long most of the time people will just leave. It's all about online banking problem. You can't get cash online.

No issues with banking experience or customer service. There are different types of accounts but the interest rate is not so good. Also the minimum balance option in accounts is not good. No good CD rates.

Whether online or in person this bank is efficient. Great security measures. The online service is easy to navigate and very helpful if you have a purchase that doesn't fulfill the required service. Great rewards on purchases, you get to choose.

I have been banking with Bank of America since 2007 and I have experienced an extreme decline in the quality of customer service they provide. Last week, my debit card was deactivated without my consent or knowledge. I called customer service to find out what happened. They informed me that my card was reported lost/stolen. I told them that I did not make such a report (the card was still in my possession) and I would like a replacement sent as soon as possible. The customer service representative assured me that a new card would be sent out.

I have had a savings account with Bank of America for the past 11 years. Recently, I have gone to the local BOA and no one is there. Prior to going to the bank, I checked the website and the hours have not changed. I called them and they say they have different hours due to COVID-19 but, do not tell you what the hours are. I tried to set up an appointment and that doesn't work either. As a result, I closed my account 20 June 2020 and was told that I would have a cashiers check within 7-10 business days. It's been a month and a day today and still no cashier's check. I wrote them on 8 July with no response, called them and got different answers to the same question. Today, when I finally reached someone she said, they just finished closing the account 14 July & the check is on the way. Totally unacceptable for any establishment.

COVID has brought Bank of America (BOA) to stall. I live in Edison, NJ and have three business banking accounts with BOA. No branches operate for Drive-in in my radius of 20 miles, in which BOA has around 12 branches. Getting an appointment for genuine problem is so difficult. You call the bank, minimum wait time 20 min. I am trying to solve the problem last few weeks, and so much time spent but job not done. After banking with the bank for the past more than a decade, I don't know how this is going to be resolved. Very frustrating.

Sitting in line at Bank of America behind eight cars with each car seemingly taking 5 to 10 minutes at the drive-through. Would walk in, but the line of people out the door is excessive. Don’t know why so many branches are closed in the Charleston area, or why you can’t open enough lines to serve your customers. This sucks.

We have a small business that rented and sold cars in 2019. The beginning of 2020. We opened a business bank account with BofA in 2020 for that business. Soon after, we had the pandemic shut downs, and the car rental business pretty much stopped. We closed our account, sold our cars and got ready to shut down. Shortly, we found out that we can apply for a SBA disaster assistance loan, and started the process with the SBA. During the application process we were told that we need to reopen our business bank account. After calling Bank of America, we were told that it was too late to reopen our account. Consequently, we spoke with the SBA, and they advised that we can open a new account, which we did over the phone with a telephone banker. In hindsight, I feel that my mistake was to have opened the account over the phone, but due to Covid shut downs, I thought it was only logical.

So I tried to send some money using their Zelle tool. The transaction was held for review. I like that they were protecting me. American Express does the same....but AMEX calls me when something fishy is going on. Bank of America I had to wait on hold for nearly 2 hours to tell them NOT send the money because it took so long that I had to write a check. The person from fraud was so unprofessional that I chewed her out and she hung up on me. I should mention I am a "Platinum Rewards Member" which clearly means NOTHING....or possibly the crappy service I received was actually "good" compared to a "Silver" member. What a crock.

10 days ago in Florida, the 3rd most populous state in The United States, Bank of America closed at least 3 branches in central Florida in one specific area. They micromanaged and inconvenienced the customer or consumer in central Florida by closing at least 3 branches, Oviedo, and two in Winter Springs NOT DUE TO COVID-19! This left the consumer about a 1/2 drive to Lake Mary to transact bank business for the upscale city of Winter Springs, Florida. This also left customers no way to access their Safety Deposit Boxes and their property, assets and valuables!!! Close your account and bank with another bank who SERVES AND RESPECTS YOU AS A CUSTOMER! BANK OF AMERICA WHY WOULD YOU MICROMANAGE NOT DUE TO COVID-19, the worst event in American health history??? GOOD RIDDANCE!

I have been a bank customer there for 30 years. The bank want you to use the atm or online banking unless you want to take out a mortgage or set up an investment account. The branches are shut down due to the Covid 19 virus which is ok but then raise atm withdrawal limits! Why do I have to set up an appointment at a branch 10 miles away to get money out of my checking account. Tuesday I spent over 3 hours, drove to an atm 7 times, called the bank 4 times, and after all of that had to use a different banks atm and pay a $61.99 fee to take out $1500. Bank of America said that they would cover the fee. A day later they said that they will NOT COVER THE FEE. Terrible bank that will screw clients and customers out of fees. Some of the employees are nice and many are like sheep or robots reading answer from a script. Go to a credit union as an alternative.

Had an account with them for 2 months only and account was only used for SSD payments...1 week ago they closed my account overnight...Called to find out why but all they will say is it was a business decision and refuses to tell me how to receive the money that was in account.. This has happened to 1000s of people in last few months and it has to be criminal...I have leukemia and they stole every cent to my name for no reason ..no money for food, bills or anything...CROOKS.

You cannot reach person via the 800 service. The chat service is idiotic as well, it directs you to "activate account" regardless of reason for calling. The website shows open locations however if you drive to the location, the branch is closed. I would rather keep my money in a shoe than deal with these people. Unfortunately I am trying to make a deposit for a client who uses BOA and am forced to try to find an open bank.

I had to have my computer fixed but was denied a charge payment on Bank of America. For nearly 25 years I have NEVER been late with a payment. Due to some banking mishaps caused by the pandemic, I was late with a $50 payment...the first time, ever. When I wanted to charge the technology persons work, I was denied because of the late payment. Now, this makes me furious. I have borrowed hundreds of money from B of A that they have earned countless funds from that for many years. And the one time I was late I was denied! And the people I spoke with were unable to help me. This was unfair, and I will never use their service again.

My name is Pearl **, yesterday July 6th I called Bank of America to schedule an appointment for notary services. My appointment was at 4:10 a.m. Went to the site then I was told that the address that they give to me that that bank was closed so I was directed to go to Pineloch and Orange Avenue Bank of America, on my arrival on while I was standing on the line I saw a young man. I asked him a question. He told me that do two or the appointments that I would have to wait an hour. He asked for my Bank of America card and later on he asked for the documents that I wanted notarized. I then give him the documents and giving him the documents he handed the documents to a young man that he's sitting right in the front.

Yesterday June 29, 2020. All of a sudden Bank of America closed my checking account. I been with them for past 6-1/2 years. I do not have any dept or fraudulent transactions. Even during COVID I been working and I have direct deposits coming into account. I been a loyal customer and they closed my account without any prior notice and they are not even providing any reason for the account closure. Bank of America just broke the trust. I found out next day, even my colleague accounts got closed all of a sudden. There is something going on with Bank of America.

Like I had done at my town's branch in the past - now closed during the Covid 19 crisis - I wanted to do at this BofA Daly City branch a wire transfer of about $30K from my business account to another business in the US. I was introduced in the cubicle of a nice adviser but it took forever to finalize this operation. Finally after waiting for one hour it had to be authorized by the branch manager. The man came and told me that I needed to bring my company's articles for my transfer to be authorized. I have had my business at BofA for 12 years, I had done transfers, and never "company's articles" had been requested.

Banking is an essential business and as such, Banks are expected to do their best to accommodate their customers. Many Banks have had to temporarily close some of their branches, but they are providing customers with access to their safe deposit boxes at those closed locations by appointment via their website... NOT BANK OF AMERICA.

They do not have a website for home loans. They take 120 minutes before you might get a rep on the phone. They are clueless as to what your issue is. The physical bank is relatively clueless as well. Their accounts are insanely not worth the time- go elsewhere. They are rude on the phone. They continuously mess up whatever you try to accomplish. Save yourself the headache, drama and time - go elsewhere! I am proof.

I am sickened and totally frustrated and stressed dealing with this bank. I have had a business account for over 25 years and a personal account for many yrs also a savings. I just closed my business account, I would like to get away from them completely eventually, IT IS DIFFICULT ESPECIALLY WITH AUTOMATIC DEDUCTIONS. Incidentally I have approx 8 bank accounts. Every task seems to be three to be five time more difficult and time consuming than need be, one reason is because BOA wants their client to do eveything on-line and a task that takes much wasted effort that could be resolved in a few minutes.

Unethical business practices. I have now closed 2 accounts and husband is in process also. We both got loans to pay off our credit cards due to being out of work for 4 months (Covid), to save on interest. After paying in full the amount owed, they continued to charge interest fees related to original amount, they refused to waive fees. (Though other banks had no problem doing just that). They also didn't approve my application for $5000 under the PPP, even though I had 2 qualifying accounts with them, and as we all see now they only helped bail out larger companies in order to receive bigger interest paid from government. Avoid Bank of America at all cost.

I've been with BofA for 8 years and they have only gotten worse over time.

I made some errors due to an issue with my paycheck, which caused issues with my bills I paid. B of A charged me $350 in fees within 8 days. This has caused a tremendous amount of stress. Now, I don’t know what to do. I’m barely surviving as it is.

Bank of America only care about Bank of America. I’ve been banking with them for 17 years, The customer is just a number and they don’t care about their consumers. I made my payments on time but they’re still reporting it being late. I closed my checking account and 2 of my credit cards and I will never ever work with them. Terrible experience.

I had an issue while opening an Online Checking and Savings Account, whereas I could have just disregarded and went to another bank. Though I sought to resolve this by requesting help through B.B.B. Ms. Nancy ** was extremely proficient and professional and went above and beyond to get my accounts opened. Ms. Nicole ** at Wheeler Road Branch in Augusta, Georgia assisted me in a timely, kind, safe and welcoming way! It's important to recognize such service!

I recently received an email from BOA saying they are sending out a credit card to an address in a different state that I've never been associated with. While the CS person I spoke to was nice and is overnighting a new card she offered no explanation at all. Were they hacked? Do they need to investigate? Was it a simple error? I was left feeling that they really don't care about security. I have multiple accounts with them and am seriously considering moving my money to someplace more secure.

Let me preface by saying I'm not one to write reviews because I feel they have no affect on those you critique, but I can no longer be silent. Maybe I can help one person. I've been a member in excellent standing with BofA for over 35 years. I've got a credit card, a savings & checking account, and an auto loan with them. I have never once bounced a check, and run well over six figures through this bank annually. My credit score is excellent. I know I am not a big player in the world of finance but I had hoped my loyalty and good standings would have afforded me some sort of respect or preferred status. Apparently BofA simply believes the words 'customer service" are simply a tag line for promotion only with no intent of achieving a level of success in providing service worthy of someone who chooses to bank with them.

I been calling Bank of America cardholder services since last week to dispute transactions on my account for fraud activity. The first time I called I lost my bank card a few months ago. Called to cancel out my card back on march. The woman told me a transaction was made on my account for 35 bucks she was gonna issue me back my.money when I get my new card in the mail it would be there.

I have an account with Bank of America and what I've experienced first hand I thought I was actually being pranked. I can't believe the unprofessionalism of the call I experienced, in which I began to record, as it began to be almost comical. I would've never suspected a phone call like this from such a major corporation. I called in on the basis that my card was declined knowing that it probably was blocked as this has happened to me before on random transactions because of their security in place. I don't mind their security even though I occasionally have to call in.

My card is frozen by risk department, it's been 4 days. I try to call them and I was on hold for 3 or 4 hours but no answer from risk department. I am unemployed and in pandemic without any money and I cant reach anyone to unfreeze my card so I can access my unemployment benefit fund, I dont know what to do. I need to pay my rent today and still I cant talk to someone to unfreeze my card.

I made a deposit using the app to deposit by picture. Unknown to me they issue a hold when you use this for the first time. So I checked to see if it posted on 5/27/20 which it had not so I checked the issuing bank which I have vision of since it's my Moms account and I found that the check had posted to the issuing account on 5/26 which I found Odd since the issuing bank is Morgan Stanley who is owned by B of A so I made a call to customer service. The customer service agent was not helpful and in fact was speaking over me which I found extremely dissatisfying and not only that, When the agent told me the funds were being held until 6/4/20 I then asked "Where is the money at this point as it cleared the morgan stanley account on 5/26 and yet you are telling me I can't access the funds until 6/4 where is the money now?" Which that question was never answered so I asked for a supervisor.

This bank is the worst bank I have ever dealt within my 55 years of life. Are these people hired from grammar school. Why do they transfer you around every time they cant solve my problem of opening my account so I have access to my Unemployment. I spent over a hour being transferred to all different people to be told they couldnt open my account and that I have to go to my local bank? These people are a bunch of clowns and should not be dealing with people's money. This bank needs to retrain their employees because they take SUCK to a whole new level.

???? Absolutely no complaints! Catered to all of my business and investing needs! Growth is phenomenal???? Never any abnormal scamming transactions. Safe deposits and fraud prevention. Makes you feel as welcomed as a brand new Mercedes.

Hi. I closed a Bank of America account, and after a month of waiting for my check I find out that after rechecking with me, they sent my check on my European address (where there is no BOA). I recall The person rechecked the address and I confirmed my American address.

I'm going to vent for a second. I wanted to deposit some cash into my Bank of America account. (I've had some extra expenses on my card & knew my BOA had enough to cover but I wanted to deposit $1,000.) I drive to the bank only to see a notice on door, "Sorry, we are temporarily closed." So I call customer service & was delayed for 10 minutes with ** notifications & another 10 for someone to answer.

I have been trying to retrieve my deceased mother's money from her checking account four four months. Bank of America has been absolutely horrible to deal with. My mom had money at three other institutions all of whom were easy to deal with however, Bank of America does not return phone calls or emails, Bank of America does not have a system to check in documents, bank of America's hold times to speak with someone are very long, 2 plus hours. Every time I get to speak with someone at Bank of America I think they make it hard to retrieve funds so they can use the money in the account. They are crooks. I am pretty sure.

Worse service from a Bank of America ever! I have called multiple to help my stepdad get his limit raised to pay for a/c replacement on 107 degree day and still it’s not fixed. He gave authorization but when I call back because the issue they want him to authorize again. At this point he left because he had to take his medication. So frustrating!

The 95 year old man I care for was rudely denied getting to go to the front of the line, and was hence told he had to wait in the back of the line, while he is disabled. The security guard who did so, took off her mask and smiled at our denial. When I initially approached her to ask if he could please go to the front of the line, she said and I quote "Sorry, but that's not the way the world works." Um, seriously? That is exactly how the world works! What grocery store, bank, etc., denies a handicapped elder, with weak balance who has trouble walking, and has to carry a cane, just to keep from falling down?? I went to speak with a manager and the manager said she was sorry and that she would speak with the security guard. Which was a good start. However, when I left the bank, the security guard started laughing at me, and I then asked her if she had anything to say and she said "no".

Bill pay check sent to company but company never received it. Check was deposited in BOA account according to lady I first spoke with. Spoke with BOA first about 6 months ago and was told they would do check trace to see who/where check was cashed/deposited. Have called numerous times since and got bogus excuses and outright lies. To top it all off when I told the BOA rep that I wanted to record call for my records, he hung up after their recorder message said that BOA might record the call. These ** crooks don't won't to be held accountable for what they are saying after they were a big reason 2008 for recession and had to pay a large fine but probably not near what they made by committing the frauds that of course got bonuses for all the upper level crooks.

Bank of America is an institution that preys on its customers with excessive fees and poor service. Despite their $16.6 Billion fine for defrauding their customer base, they continue to target their those they should be assisting... Do not conduct business with these criminals.

I asked the bank to provide consumer protection for a deposit made for an apartment in France. I can’t get there as the country is closed to foreigners. The renter is no longer on Trip Advisor and he misrepresented himself to Paypal as an individual not a business, so the bank calls it ‘scam’ and I am stuck and lost my big money. Paypal was willing to take the money back, but BoA will not help their customer of 45 years. Disgusted.

Recently unemployed in Nevada. The state sends unemployment benefits to debit cards administered by BofA. When I tried to access my funds at their ATM and in the branch I was declined and locked out for the day! WTF! No reason was given. I can't get through to the unemployment department and BofA won't answer my emails. Don't do business with these **. They're just waiting to rip you off!

I had BoA for at least 5 years, but they had so many fees it became another bill! They had a few for everything! Not sure if things have changed since then but I switched to Navy Federal a couple years ago and NF is the best! No fees for min balance, no fee for no direct deposit, no monthly maintenance fee. Back then, boa charged 8$ to even have an account with them every month. Boa literally makes money off the many fees they charge. Similar to Wells Fargo. These banks are here to make money, not to help you save your money. I’d never use boa or recommend them to anyone. There’s banks that don’t have so many darn fees. Every since I started using NF, I actually have a savings account! Boa would steal money from my accounts to cover their fees. Not anymore!

On last nerve with BofA PPP! I own an essential business with 40+ great employees. I submitted my application through Bank of America on 4/7/2020, and received an email from them immediately requesting additional documents. I completed those documents & uploaded on 4/8/2020. A BofA representative called me a few days later informing me that they had received my application but was unable to give me any loan status updates, or to even verify that I had included &/or uploaded all required information. (I’m an older technologically challenged computer skills dude).

Hello, I am here to tell my story of the misleading of Bank of America PPP SCAM as I put it because BOA scared me thinking they would help me with my PPP loan that I uploaded all of the form when it started on April 3rd at 9:45 am. BOA will not keep you in what is going on at all. If you want to be kept in the dark then use BOA. They are the best in taking your phone calls after waiting for hours just to tell you, "We can't help you at all." You must just wait for an email from them. But it never comes. You must take several hours out of your day and sit and wait to be told nothing and don't try and move up the line you will be caught in the same place.

I have used BOA, I'm guessing, for about 25-30 years, I have always liked them. I moved to Western PA from VA in October 2018 and knew they were going through an expansion here at that time. So I figured great timing, now I can stick with them. Next week I will be changing that. I found a BOA ATM not far from where I lived. I was there the last 18 months and that worked fine for my needs. (I'm an independent rep, working for a Canadian company, I get paid by check every two weeks, no direct deposit.) Not sure why, but the business sized check I'm trying to take a picture of on the mobile app never works. I have tried numerous backgrounds, lighting, two different cell phones, trying to block the apps automatic flash, looked for troubleshooting ideas online, call BOA about it...nothing! So I have to physically deposit checks... no problem... they're installing ATM's in a lot of places. Cool! (NOT)

Bank of America Bank of America... wherefore art thou Bank of America? Eagerly we awaited to apply, only to learn we needed a credit card just to qualify. Changed your policy overnight, up at the crack of dawn submitting our application, with great hope in sight! Surprised by long silence, despite our many calls, an e-mail arrives finally requesting more info, oddly very late as night falls. Swiftly do we reply in less than an hour, hopes again high counting on your processing power! Surprised by silence yet again, perplexed we call, you respond none of you can help us learn any info, not whatsoever, nor at all!

If you have unemployment from this virus then this is what you'll find with BofA:

I have been banking with Bank of America for 9 years now, I only went to them because I moved, Everyone I had spoken to said not to that bank of America is the worst bank, I did not listen and now I'm regretting it, Not only did they messed up my accounts, They linked them incorrect so I keep making payments and they go into the wrong accounts, But when I try to get help they act as if I went into their system somehow and did it myself, I go into the local bank and the rep is looking at his watch constantly because I'm wasting his time, My advice do your homework and avoid banking with bank of america.

My brother who has banked with this company for years sent me a check for food because I was out of work and couldn’t buy food, Tonya who has zero people skills and horrible person said they would be taking 8.00 to cash it even after it was verified. The person next to me in line was a member and she was trying to get a cashier's check to send to a family member they were charging her 15.00 for it. I do not recommend banking with these horrible people no help, during tough times they are about making a dollar and no customer service skills. The funnier part they asked me to start banking with them. I’d rather die from the virus than to bank with horrible people.

Not allowing self-employed/1099. I've been a customer of Bank of America for 25 years. 3 checking accounts, 1 savings account and 1 mortgage. I recently attempted to apply for an SBA Loan PPP Cares Act and I'm not able to apply, since they say I need a business account. Realtors are independent contractors and have a real estate license, not a business license. In order to have a business account, you must show evidence of a business license. This makes no sense! I've been a loyal customer and they've let me down big time! It's not right to deny a loyal customer of this program especially during a pandemic when we cannot work.

Was given enough consideration and improved courteous handling of my issues. Thanks!

I Been with Bank of America over 15 years. All my accounts is with it, included business account.. No customers skills. I told the I will close my account. They don't care, well guess what? I won't give my money to this. Screw this company. We have many option out there..:}

Been with Bank of America for 30 now, really disappointed in the way they handled their paycheck protection program during this COVID-19 crisis. They started with you having to have a line of credit with them, what does a line of credit have to do with the paycheck protection program??? During these times we need you the most BofA, don’t make it hard on your customers that have been with you for more then 30 years! It’s not all about profits! To make the story short I went with another bank to process my ppp. And to find out on Monday that BofA changed its rules because of all the blowback from its customers, why couldn’t BofA help from the beginning? Really second guessing BofA!

(Restaurant owner) Bank of America is not helping their small business owners during the coronavirus virus situation. All small business are entitled to that program. We didn't not wish for this crisis. The government demands us to shut down and they would help us to get through the crisis that followed. But bank of america is not only stopping the aid from the government to us. Bank of america is discriminating against some of their customers. This is an outrage. I will be closing my accounts as soon as I'm able to do so. We are now in desperate need of the payroll protection plan loan from the government to keep our business going during the mandatory closing. Bank of america rejected my application because they say I never had a loan or a credit card with them. This is not a requirement by the government.

As others have stated, Bank of America will not be helping their small business owners during the coronavirus virus situation unless they also have a lending relationship. I never needed their lending. This is an outrage. I will be closing my accounts as soon as I'm able to speak with SOMEONE, ANYONE, as you can't correspond with the branch or corporate at this time. They did however help out all their big company buddies having loaned 5B to only 5I companies the first day. Do that math. What a crock. Despicable human beings. Pure trash!!!

Bank of America is a heartless company, my small business has been banking with this bank for 14 years and is in good standing. However, we are now in desperate need of the payroll protection plan loan from the government to keep our business afloat during the mandatory closing. Bank of America rejected my application because they say we never had a loan with them. This is not a requirement by the government. It is especially heartless in this time of need when Bank of America itself took a major bill out in 2008. Heartless Rotten company!

The Gov Payroll Protection Program (PPP) is up today, but I was told by my bank (Bank of Am, soon to be my former bank) that, even though I have 5 accts w/ them, I need to have a loan or credit card w/ them. I'm applying for this bc biz is down 75% and if I don't get the PPP, I'm laying off staff... exactly what the gov doesn't want to happen. The whole program is to keep people working. No other bank has this stipulation but B of A.

My wallet was stolen, I reported it as soon as I noticed and was given credit. It was denied (as always from what I've discovered reading reviews) so I appealed. Was told that you'd be getting in contact and the reveal of credit wouldn't go through until the appeal was decided. That was the 24th. I got laid off due to a NATIONAL DISASTER. You know the one that you're bending over backwards to look like you're helping out the little guy deferring mortgages and all that jazz? Yeah that one. I have 5 sons. Find out today that with no warning (and definitely NO contact with me!) The appeal had been denied and you KNOWINGLY threw my account into the red by reversing it, you KNEW there wasn't anything in there AND you did it anyway!!!

We have had a credit card with Bank of America for the last 25 years. Always paid in full each and every month. Our business was pushed into automatic recurring charges from vendors on a monthly. Instead of invoicing us they would just use the credit card that was on file with the vendor every month. We have used it for the last 10 years. Recently all of a sudden we were being called from some vendors that the card was being declined. And others would just stop service ie phone, cell phone, internet and electric. And keep in mind this all started at the end of the month on a Saturday.

They have this 24-hour customer service phone line that: 1) Not available on Sunday (3/29/2020) late afternoon when I called, at the same time, I called Citibank and was able to talk with someone within 5 mins. Different banks, different outcome. 2) Called today (Monday 3/30/2020) morning at around 9 am, the phone said wait time is long and about 25 mins, well, it's been 45 mins now and I'm still on hold, also it doesn't have option for them to call you back once a representative is available, so I've been on my phone during all this time.

I've had a credit card and savings account with BOA. I only got it because it's the only bank me and my elderly dad can access because we live in different states. They are so slow at returning your money or accessing your money. They charge fees for everything and their customer service is so horrible. They never have any answers and they act lost when you ask them for help. Run as fast as you can. There are plenty of banks that don't charge those ridiculous fees and can actually help you if need be. The worst bank in America if you ask me. Keep your money and go to another bank.

Holding for more than hour and talking to someone who doesn't know how to read a bank statement can be a headache. Been through a fair share with Bank of America. Need to go to a different bank. On top of it, the so-called customer representative says that you will see all the information updated within 30 mins. When will the 30 mins end?

I’ve had my mortgage with BOA for 20 years. Wanted to get home equity LOC. Did not want to work with me after all these years with no late pays. I will take my business elsewhere as I’m always getting offers from other institutions.

After 20 years as a customer with a preferred platinum status, BofA declines to refinance my mortgage. I have $1.2M in BofA brokerage account and $700K in home equity and not other debts. My wife and I retired at 61. Because we have no income BofA indicates it is OK for us to keep paying a higher mortgage and declines to refinance us to a lower payment. I'm shell shocked, and looking for a new brokerage.

It's so weird to hear that the bank does not give an account verification letter in the branch nor there is an option to get one from their online banking. It's only the customer service who can help with it and it takes no less than a week to 10 business days. This will be an issue for people who may need the letter in unexpected cases where they MUST have it ASAP to continue with their application(s) such as immigration status, mortgage etc. cases. And the reason I was told was even worse - because of lots of requests coming in, they stopped issuing the letter at branches. What sense it makes? I think I probably should move my funds to another institution where I get kind of things done much quicker and close the account here. Absolutely frustrated.

They are SO good at charging you fees, but when YOU need them, they make you miserable and make you wait in line for hours and hours and days. Almost impossible to talk with a representative. Extremely unhappy with Bank of America. Do NOT put your hard earned money in this bank.

DREADFUL experience!. We are undergoing a recent terrible and costly experience with the Bank of America and it remains unresolved three weeks later. They have "lost" US 80,000 dollars sent from 2 remitters in Norway to a Bank of America account holder and after a 3-week delay they have done nothing to recover the funds or recall/ send them back. We "think", they possibly froze the money or suspended it doing a KYC check and failed to inform the sender or the recipient of their activities. Unacceptable!

Absolutely horrid customer service. Every customer service representative is looking for ways NOT to help. Every reason under the sun for why they CANNOT help you. Same experience whether you go into a banking center or you call. Total waste of time. If you call, it takes 15 min just to authenticate you. For two factor authentication over the phone, you MUST have a cell phone which will accept text messages right then. They offer no other way to authenticate. This, after you provide all info such as phone pin (what is the use of this if not to authenticate?!), social security number, name, address, employer and answer all kinds of ridiculous questions. Height of ridiculousness. Interest rates are laughable compared to what other banks are offering today.

In a nutshell, BofA has become very difficult to work with, non-customer focused and honestly does not exemplify the traditional meaning of a bank. Here are just a few items that all add up to my complete dis-satisfaction:

Despite having an excellent credit score, it took forever to get a credit line increase. You call up the customer service and they just keep you on hold forever and no one has any answers to your questions. Total waste of time.

When I asked why is bank is not reporting paying my bills on time but they don't report you have a credit card or credit from us so you're out of luck. They keep asking questions over and they overdraft my account again, again, 35.00, 35.00, 35.00

BOA was very easy to work with and was very easy to get in touch with....they called us back immediately and were very responsive to our needs. Another company didn't even return the calls for a few days, therefore missed out on a refi.

Start my BoA acc since 2001, till today 3/12/20 I ended my account as they are nothing but vampire. Lost my phone last week but then I pay the next day and call them kindly to waive the late fee and explain to them what happened. They told me they can't waive the fees as losing my phone is an not a good excuses! Can you believe that?! You have no idea what that be when people suffer during Coronavirus outbreak in the city but you don't even help and you won't even think to pardon just one first time late fee waive. I told the supervisor, "Not even waive it as this is my first time?" Surprising the answer is No, they are more happy to end my services at the end, they have to left me no choice and closed all my account, You know what? I will have people to know that this is how boa treat their customer, how you call this a customer services.

Bank of America is very easy to work with, both on our mortgage and our HELOC. We've had a couple of mortgages with them and they've worked as expected. At one point our mortgage was going to go up because the escrow was getting low. We added some money to the escrow and kept our payment low because they informed well in advance about this situation.

I don't know what services Bank of America thinks they are rendering by charging me 12 dollars a month, on an account that I rarely use. They only do it when your balance falls below some arbitrary threshold which seems to change. Obviously their money harvesting algorithm is still slow to deposit money and picks and chooses which amounts to process when, so that their service fee will overdraft your account if at all possible, and then they can tack on another 35 or so bucks for their absolutely stellar services. This bank is trash. Unless you never could contemplate having to utilize all of YOUR money in a given account, dont use Bank of Fakemerica, it will cost you 144 dollars a year. They have learned nothing from the class action law suit, and continue to use scam tactics and horrible business practices. Do not recommend.

My experience was not favorable. I was going through a divorce and at the time I would have been able to qualify on my own but B of A would not consider it helping me. Even calling several times to no success. My ex was willing to sign the right docs to remove himself from the loan. Of course this occurred in 2009 2010 when the market fell flat. The home ended up in a short sale and I lost everything and it caused me a credit issue. 6 months later I'm told they could of helped me through with the Fannie Mae. I lost most of my inheritance fixing my home of 18 years that I got zilch for.

The loan officer Alexa ** made all the difference I feel - she was able to close the loan with the best terms and on time. It involves international fund transfers and I could see other banks struggle to understand.

Bank of America is a good place but it's hard to get loans and when you do its high interest rates but they do work with you once you're in their investments with merrell and lynch or just everyday.

I was never late on my mortgage and loved the fact that I could go into the bank to pay if I had forgotten to mail it it. Without any prior notice, I was informed that my mortgage had been sold. I haven't refinanced because I don't want to pay the application/closing fee for a new mortgage, so I feel like I am stuck with the 3rd party mortgage company that has my mortgage.

This was the most inept company as far as getting to the issues on problems with a foreclosure that I have ever seen. They had no one that could speak to the problems that were occurring in trying to resolve and issue and no one there to pass on too. They are terrible.

Bank of America had our loan. They took over from Countrywide and they kept miss applying payments and adding fees to our account. We made a couple of complaints to the Bank Comptroller, then they sold it to Nation Star dba Mr. Cooper. Thank goodness I paid off the loan in 2017.

I was initially approved for a mortgage, so I shopped around for a home and I found one. I put $2,000.00 down on the home I found. After about 85 days of being approved and my credit rating of 800+, I was preparing for the closing and they suddenly denied me a $60,000 mortgage on a $155,000 home. I already had over most of the money for the home but they declined my mortgage, so I had to tap in my 401K retirement fund so I would not lose the home I found and the $2,000 deposit, I put down on it. They were uncaring and were awful to work with.

My mortgage was assumed by Bank of America when Countrywide mortgages ceased to do business. My mortgage increased without any explanation. When I inquired, they stumbled and gave me the run around. I’d NEVER do business with Bank of America again.

This is the worst bank that you can bank with in the US. As an immigrant, you get excited about choosing this bank because it has "America" on its name. But beware, this is a shark eating bank. They will deny a check, that was $3 short and charge you $35 in overdraft fees even though you have money remitted to the account on the same day. Please bank with local banks. This is a giant corporation that doesn't care a hoot about their customers. Please avoid them like Ebola!

They do not always apply your payments to your mortgage. Payments "get lost". Then this goes on for a while until they try to take your home from you. Foreclosure. They are not available to discuss with you. Never call back.

Bank of America is the worst when it comes to setting credit cards on autopay. I have spent hours and several phone calls with personal bankers and vps to help me to no avail! I have more than 30 business accounts/credit cards and yet can't seem to figure their mess. I hate them!

Absolutely would not recommend this bank for a small business. I have a small business SDVOSB, I live overseas and am unable to login to their site, when I call the 888 number it takes more than ten calls just to get through. Insult to injury call waiting times are usually more than 15 minutes. The local branch I sent the account up with in order to have a person and phone number is not able to assist. I am forced to use a 888 number that as mentioned above is virtually impossible to access. Caveat Emptor with this "business banking".

My experience with this Bank of America is disappointing. In 2010 due to a sudden death of my late mother, there’s was no will but a quitclaim, unfortunately the bank did want to work with me any longer, it took a lot of attorneys and money every time I had to fill out a modification just to turn me down. This went on for years and managed to sell the notes to other banks so I can start over again.? This was a complete nightmare, I would not recommend this bank to anyone for a mortgage, because they're fraudulent.

My second mortgage was purchased by Bank of America and I was impressed at how easy they were to make payments to and deal with while they had my mortgage. Unfortunately, they sold it to a less reputable company without warning and once I wasn't a customer, stopped answering my emails. If they had excellent service, they would have continued doing so even though they sold my mortgage, but at that point they didn't care.

They hound you for a nickel...they want your assets, your home. BOA rude and threatening. I believe they do not want to work with you...they rather want your house. They have been warned and fined. Never use them, protect your assets. They charge 125.00 on a late bill. It’s criminal.

Too many to list. Been a customer since its predecessor 'Nations Bank'. Customer service is very poor, reps are rude and there's a long wait for a live person to come online. Banking centers are ill-staffed, if you want to meet anyone in person. Avoid this bank if you can, try Chase.

Bank of America has shielded information in past as they supposedly sold the mortgage services to a third party collector when in good standing with their company which led to fraudulent transactions, charges, and other behaviors. The 3rd party company was not a bank nor were they regulated by federal government or agencies at the time. Ultimately leading to me losing my home to a person that legally had no rights to said property as it was stolen from me along with my belongings in the home. I was charged various fees, escrow was depleted, and with multiple complaints to higher authorities resulted in no avail.

Great experience in dealing with Bank of America. The process was made smooth and simple, though lot of paperwork. The person who helped us was very flexible with the timings. I highly recommend to others.

Deposited my monthly payroll check via app the first time. They held for 10 days!! Went into branch and they said 2 day hold, with $200 avail next day. NOW changed to 10 days. I will have to pay $90 in late fees for rent, can't get gas, food, pay any Bills for 10 days. CUSTOMER SERVICE didnt care, won't offer a solution & told me speaking to a supervisor won't help. They will tell me same thing & stated branch should not have told me differently!!! I'm a single person with only my income and on a tight budget. WTF!! This is the worst experience I have EVER had.

I deposited my student financial aid check into my Bank of America checking account at the branch located 2821 Pfingsten Rd, Glenview, IL 60026 on 02/27/2020. Before depositing my student financial aid check, I asked the bank teller how long will it take my check to clear as I am a current Chase Bank Customer also, and I cannot wait or have a hole placed on my student aid check. I continued informing the bank teller, I am travelling out of the country and need immediate access to my funds. I also expressed, if my funds will not be made available to me immediately (within 1-3 days) by Bank of America, I will deposit my funds into my Chase Banking Account. The bank teller at Bank of America informed me that my funds will be available the next day, 02/28/2020.

They offered a free checking account to make it easy to pay the mortgage and I believe they offered a free safety deposit box as well. I enjoyed having them as my mortgage holder. The free items did help..I felt appreciated as a customer.

Had an insurance claim and they were just plain rude about signing my check so I paid off my mortgage and went to another bank. I would never recommend them to anyone nor would I ever go there for a loan or for an account. Rip off artists.

It was a pleasure working with them. They are Nationwide, have lower rates and have applicable discounts. Very professional wonderful company. I recommend that all potential home buyers go through Bank of America.

The Bank of America is one of the worst banks in the world the leadership. Stole money from me when I had account in it in the 1980'S and never tried to return the money, every time I deposited the money it had to take over a hundreds of dollars for them and it is the truth.

BOA processes your payments when they feel like so they can charge you overdraft fee. Why are they allowed to make billions twice on your money. Never bank with them. Billing department very disrespectful and unprofessional. I

Do not use Bank of America for an RV or vehicle loan! Bank of America made it incredibly difficult for me to set up automatic bill payment from my checking account. On February 22, I was transferred seven times (3 hours); I spoke to confused representatives across the United States. Below is a list of what I experienced:

I was visiting NYC and used an BOA ATM at one of their branches, and the ATM machine "captured" my debit card. Called and they were sending out a new one, but of course that didn't help my situation since I was almost out of cash and several states away from home, and the next day was a holiday. Had to cut the trip short a day because of this. Card was sent on Wednesday instead of Tuesday and as of Friday it wasn't here yet, because they sent it in the regular mail instead of FedEx. I even had to ask to have them waive the fees for them mailing me the card.

One of my client paid me $300 via BOA Zelle Pay for my professional service. Since Zelle payment cannot be cancelled, I thought the money was safe in my account, and I provided service to that client. Two weeks later, the client called BOA and falsely claimed that the payment was a fraud. Without talking to me or doing any investigation, BOA simply took away $300 from my account and gave back to that person.

Maybe I was unlucky choosing a branch. This was at 59 Pope Ave, Hilton Head, SC, a vacation destination with many travellers. When I visited the branch, there were only three customers standing in line -- and there was no one to serve them! After a few minutes a single teller showed up. Then the tellers changed and there were further delays. The staff are pretty sour and unhelpful. The reason I visited the branch was because I used their drive-in ATM and it ate my debit card. When you're traveling, this isn't a good thing to happen, because you can't get a replacement from your own bank. Bank of America couldn't (wouldn't?) do anything about it, and they couldn't help me complete the transaction that I had started. They also didn't try to fix the machine or warn other customers away from it. I went up the street to TD Bank on New Orleans and they went out of the way to be helpful.

Please heed messages from the other Bank Of America customers, I wish I had I have been with BOA since 2007. Their customer service is awful! I called 3 different times yesterday and received 3 different reasons why they put a 10 day hold on a check I deposited from USAA bank (a military personal bank and insurance company) for a auto claim. I was originally told, even on the deposit receipt, that the funds would be available the next business day. Therefore, I set up the vendor who repairs my vehicle to be paid in accordance.

I have convenience, I’ve been a business customer since the 1990s. They recently sent me a several page document to verify my business information that they already have. One of the questions was asking for my Social Security number which I provided only the last four digits due to mail fraud, and mailed the forms in. They put a lock on my business accounts, and put a hold on my personal and business accounts for bill pay! I went into the branch and they said I have to call to get my accounts unlocked.

For many years I used direct payment method to pay my Bank of America Visa card bills in full. This way my payments are always on time and in full. In November 2019 I called Bank of America customer service and asked the representative to change my direct payment from one bank account to another. The female representative said it was done and gave me a confirmation number. On January 30, 2020 I received a notice from my credit reporting agency, TransUnion. I checked and found that Bank of America had reported that I was delinquent on two bills. Consequently my near perfect credit score plummeted. I was surprised and puzzled. How could that be?

My wife and I have been with BoA for over 10 years. Our checking, savings, and credit cards are all through them. They've been pretty reasonable so far. Their treatment of us over the past couple weeks has lost our business forever. I guess there are some federal regulations that require banks to verify their customers' personal information is correct. That's fine. To contact us about this, they sent emails and (apparently) physical letters. Personally, if I get an email or a letter saying our account is in danger etc etc, my scam alert goes up and I ignore it. "If it were that important, they would call."

This bank is horrible. I have never done business with them and I never will. They allowed someone using my name to open six (6) accounts in my name. They sent statements which alerted me to the problem. I called to tell them that I had not opened the accounts and the activity was fraudulent. The computer that answers the phone wouldn't connect me to ANY department until I gave them my account number or social security number. Since I had not opened the accounts, I didn't have an account number and since their bank had already allowed fraud to be committed in my name, I did not want to give them my social. I had to take a back door to get to an agent.

I'm a customer since 2003 and recently when I called to Bank of America they gave me incorrect information that cost me money, When I spoke with the supervisor, only said, "Sorry for this wrong information." I will not recommended anymore this Bank. In the last year you have to wait too much time to speak with any associate and they do not provide solution.

I'm well aware most banks make revenue through their fees. B of A is very good at making getting fees from even the financially responsible customers. Basically any time I have a low account balance I will try to deposit checks to avoid over drafting. Conveniently enough most times I do this my check is "held" for over a week so not only do I get over drafted but I dont have that money in my other bank account.

I received a letter from BOA in November to thank me for opening an account with them which I never did. I immediately called in to close this account and it took about 2 hours just to get through to someone. If I'm calling in to report fraud, why would you ask me what my account number is and then asked me what kind of account it is? How would I know?

They literally Stole $305 from my account, blamed it on the payer, even though they collected the funds from the Oregon Dept of Revenue, never credited my account, and had the gall to tell Me to have the state of Oregon file a claim against Them in order to get My money back, which the Oregon Treasury confirmed B of A TOOK from their coffers... NO Integrity, Dishonest, Uncaring. I would NEVER recommend doing any business with this corrupt, unapologetic company.

Good afternoon, On October 7th 2019 I returned a vehicle to Aruba Thrifty car rental. Upon inspection I was charged an additional 100 dollars for what they say was a small again SMALL DING in the front fender. I send BofA proof of pictures and all the documents I had. They credited me the money and then this morning they put the 100 dollars back on my Credit Card. I hope you need the 100 because you just lost me, my family, my friends, and any enemies may have. I will make it my mission to make sure nobody uses Bank of America ever again.

Been a Bank of America customer for over 30 years. Was charged a $25 maintenance fee for a checking account that they no longer offer. They did reverse the charge and said I would never receive another charge. After receiving another charge I called 2 have it removed and they refuse to remove it. I can't believe they'll risk for 30-year customer for $25 charge.

My experience with Bank of America has been horrible. I wouldn’t recommend their establishment to anyone. They charge you multiple fees, their customer service sucks, and they hold your money and charge you overdraft fees for your transactions. I would not recommend opening a business or personal account with them.

I've been dealing with Bank of America branch at 1450 Walton Way Augusta GA 30901. Over the past 8 years since I've moved here and over the past 3-5 years they have done things there way. So as far as I'm concerned it's not banking my way, it's more you have to do the banking their way. SO BE VERY CAREFUL DEALING WITH THIS BRANCH. I'll explain as well as I will be taking my problem to the Corporate office as well as the Better Business Bureau and advise everyone else to do the same.

BOA customer for over 20 years!! 3 checking accts, mortgage and home eq accts. Responding to all the other unsatisfied customers and providing additional information for those considering BOA. The only positive thing I can say about BOA is that their website is easy to work with. That's it. 20 years as a customer and that's it in a nutshell.

I stopped in at Bank of America to cash a check, that my tenet gave me from bank of America in Lindstrom MN. They wanted to charge me $5.00 for cashing their customers' check. I put the fee on my Discover Card. When the bill came from Discover I disputed it and got my $5.00 back! CROOKED bank....

I've been with Bank of America off and on since 2004. I started a new checking account and decided to take my paycheck into the branch to deposit it. The teller tells me they would hold the check until January 23rd. Cool! That was no issue. However, I called the automated line and was told my check is holding and will be released on January 30th. This is a big problem!! I have small kids and have no idea what I am supposed to do for money until then. I called their customer service department and was basically told "I understand how you feel". How could you possibly understand how I feel when I can't even feed my kids. What makes matters worse, is no one could tell me why my check has been put on extended hold. I asked for the name of the dept. I could speak with and was told they do not speak with customers. Stay away!!!

This is the second times. So, I have to write so that you may aware. I am a more than 20 years customer of BOA and using their full services including 4 accounts (2 saving and 2 checking account); I have two cards from BOA: BOA World Master Card and my BOA debit VISA card. Somehow, after I renewed my cards (credit and debit) in 2019. BOA set up something wrongly into my current cards/accounts so that I can never purchase any international items, they keep require additional verification steps so that it failed ALL purchases including buying directly international flight tickets from Air Thai, Qatar Airways.... websites (NOT thru any ticket agency / tourist services). So, I am temporary full-time student in India, my US phone will not be available for using in India (the sim chip is incompatible). So I have to use my alternate cell phone number in India.

I opened an account with BofA about a month ago. Today they closed my account, without reason. I had no overdraft fees, I had over $1300 in the account, I had direct deposit set up. And I went to log on and my account was locked. I called their customer service phone number and the guy told me that they decided to close my account. When I asked why he gave me some corporate spiel how they can close an account whenever and they don’t need a reason. So I asked to speak to a supervisor, considering I had just deposited quite a bit of money in the account, and I had bills I needed to pay, plus I’m moving across the country in a few days and I need my money.

I've been with BoA for more than five years and during that time have heard numerous personal and business acquaintances complaining about what a terrible bank BoA is. My experiences with Bank of America have been limited, but none of them have been positive. Today I went in to make a withdrawal and get some information about my account. From their manager to the 'Personal Banker' to the Teller, customer interaction was terrible. My guess is that being the crap company that they are, they are not able to get, or to keep, quality people.