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Americor Reviews

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About Americor

Americor is a fintech company that helps individuals get out of debt. It partners with Credit9 to offer qualifying clients debt consolidation loans. It also has debt settlement services for clients who do not qualify for a loan. The company’s services are available in all states except Colorado, and it says that clients can become debt-free within 24 to 48 months.

Pros
  • Free debt assessment with soft credit pull
  • No upfront fees
  • Consolidates unsecured debt into one monthly payment
Cons
  • Charges fees based on percentage of enrolled debt
  • Debt settlement can lower credit score

Americor Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Americor?
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    Page 2 Reviews 15 - 45
    Verified purchase
    Staff

    Reviewed May 17, 2026

    When I first started with Americor, I wasn't sure what I was getting into. After talking with one of the staff members and everything was explained, I decided to give a try. I prayed over this situation and I'm glad that God led me to this company. The staff members were very polite and very knowledgeable. Every time that I had a question, it was answered in a professional manner. I would recommend this to anyone who wants to to be debt free.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience! We are honored that you chose to trust Americor during your financial journey. It's wonderful to hear that our team took the time to explain the program thoroughly and provide the support and guidance you needed to make an informed decision.

    We're especially grateful for your kind words about our staff's professionalism, knowledge, and commitment to answering your questions along the way. Helping our clients feel confident and supported throughout the process is our top priority.

    Thank you for your recommendation and for allowing us to be part of your journey toward becoming debt-free. We wish you continued success and financial peace of mind.

    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed May 13, 2026

    I liked Americor's promise, faster results and cheaper rates. The enrollment process was quick and all done online. They handled two accounts really quickly. It's quicker than the other company that I used to have. It's been a great experience so far and I would definitely recommend Americor.

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    Americor
    Response from Americor

    Thank you for sharing your experience with Americor! We're thrilled to hear that you found the process seamless, with quick results and cost-effective solutions. It's wonderful to know we're meeting your expectations and making a positive difference for you. If you need any assistance moving forward, feel free to reach out. We're here to help!

    Verified purchase
    Honesty & Transparency

    Reviewed May 12, 2026

    Overall, the entry conversation was more honest. Expectations were explained better. The experience was better than other programs I've tried in the past. So far so good. Other than that, I just started in this and am hopeful of things to come.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your positive feedback! We're thrilled to hear that your entry conversation and initial expectations were clear and authentic. It's great that you're finding our program satisfying compared to others you've tried. Your enthusiasm and hopefulness as you begin this journey are truly appreciated, and we're committed to making your experience even more rewarding.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 9, 2026

    Fast, easy, explainable, logical, helpful, very thankful with the service provided. Totally recommend to other people. Keep up with the great Work, I can't wait to see the positive results. Let them help you.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for your heartfelt recommendation! We’re delighted to hear our service has been fast and helpful as you anticipated. Your enthusiasm for the positive outcomes ahead is motivational, and it’s wonderful to know you’ll tell others about us. We remain committed to delivering continued great results. If there’s anything else you need, we’re always here to support you.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 9, 2026

    I just want to thank Americor so much for helping me out. They are the best. If I need them again I will be calling them. I tell people about them all the time. I'm out of debt now. Thank you again Americor.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your wonderful experience with Americor! We're truly delighted to have been able to assist you in becoming debt-free. Your recommendation means a great deal to us, and we're thrilled to know that you're spreading the word about our service. If you ever need our support in the future, don’t hesitate to reach out. We're here whenever you might need us. Thank you once again for choosing Americor, and congratulations on your achievement!

    Verified purchase
    MaintenanceBilling

    Reviewed May 8, 2026

    My breaking point was not reducing what I owed as I was only able to pay the minimum payment. Americor was great to work with - they were able to negotiate a few creditors, that would not deal with me. Things are better now - 1 less thing to worry about - old bills.

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    Americor
    Response from Americor
    Thank you for sharing your experience with us. We understand how difficult it can be to keep up with minimum payments while balances continue to grow, and we’re glad Americor was able to step in and help negotiate with creditors that were difficult to work with on your own.

    It’s wonderful to hear that things are improving and that you now have one less financial burden weighing on you. We appreciate your trust in Americor and look forward to continuing to support you on your journey toward financial freedom!

    Verified purchase
    Staff

    Reviewed May 7, 2026

    We hope program will help us with our finances. Offer a lot of help, which is good! Just started so learning as I go! We have worked hard labor, so pray program relieves me of some stress. Cannot write more because I just got started, don't know much

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    Americor
    Response from Americor

    Thank you for sharing your experience with us! We're glad to hear you find the program beneficial as you learn and adapt. Our aim is to support hard-working individuals like yourself in managing stress and reaching financial wellness. As you continue your journey with us, don't hesitate to reach out if you have questions or need assistance. We're here to support you every step of the way!

    Verified purchase
    Customer ServiceStaffHonesty & Transparency

    Reviewed May 6, 2026

    Ben ** is the best agent to deal with. He helped ease my worries about how much debt I am in and offer a path out. Quite honestly, best program I could ever enroll in! I called in with such panic and when I was connected with him, he got to know me as a person versus just a number. It is quite relieving when you are in such a tight spot that someone actually cares. The process is super simple, 2 hours max to complete enrollment.

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    Americor
    Response from Americor

    Thank you for sharing your excellent experience with us! We're thrilled to hear how supportive Ben was, and we’re delighted that our program met your needs. It's rewarding to know Ben's genuine assistance made a positive impact. We're proud of him for fostering a personalized journey and making enrollment straightforward. Should you need additional support or have any questions, please don't hesitate to reach out. We're committed to being there for you every step of the way on your path to financial peace.

    Verified purchase
    Staff

    Reviewed May 1, 2026

    Agent Justin ** was very helpful, patient and knowledgeable. He made the process very easy, explaining each step and taking the time to make sure I understood. I'm very happy with the savings he was able to get for me.

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    Americor
    Response from Americor

    Thank you for sharing your wonderful experience with us! We’re delighted to hear Justin was helpful, patient, and made the process easy while securing great savings for you. It’s fantastic to know our knowledgeable approach resonated with you. Supporting positive customer interactions is our goal. Should you have any more questions or need assistance, feel free to reach out anytime. We are here to help and appreciate your feedback!

    Verified purchase
    Sales & MarketingOnline & AppBilling

    Reviewed May 1, 2026

    The person I spoke with made the whole process so easy. They explained everything to the dot and T so I didn't have to worry about anything. I understood every single thing. I never had to ask a question. They answered every question that I was thinking about going to. Customer support is great. Somebody answers me within five minutes. It's better than most services. As far as using the app, somebody who is in their 80s and 90s will figure it out with no issues. It tells me everything about the program. They did it a lot better on the payment plan than what I was expecting. I was expecting to pay a lot more each and every single month, but they brought it down a lot where I didn't have to pay as much as I thought I would have to. Right now, my credit has went up a little bit since I started with Americor. I'm looking into buying a house. This company has done a lot. It makes your life a lot easier and better.

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    Americor
    Response from Americor

    Thank you for sharing such a positive experience with Americor! We're ecstatic that our support team provided clarity and answers every step of the way, making your experience seamless. It's fantastic to know our app was intuitive for you, and you found relief in the payment adjustments. We're thrilled to have played a role in improving your financial outlook, and wish you the best in your goal of buying a home. Your feedback is appreciated, and we remain committed to supporting your financial journey!

    Verified purchase
    Staff

    Reviewed April 30, 2026

    What pulled me in to Americor was the fact that they could pay off my debts sooner than my current debt settlement. So, I switched to them. I already had prior knowledge of what a debt settlement is because of my previous one. So, they didn't really explain too much aside from it's pretty much the same thing. My debt consultant was very personable. Americor's program freed up a lot of monthly expenses. If you are in some kind of need, they are more of something that will help you more than a detriment.

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    Americor
    Response from Americor

    Thank you for sharing your positive experience with Americor! We're glad our program has helped you fine-tune your financial plan and has created more room in your monthly budget. It's wonderful that your debt consultant was personable and helped in assuring the process could prove beneficial without undue difficulty. If any more questions or concerns arise, we're here to support you all along this financial journey. Your choice and feedback critically nuance the unique array of program attributes and quasi-uniform understanding. 圣erving你!

    Verified purchase
    Customer ServiceSales & MarketingOnline & AppStaffBilling

    Reviewed April 29, 2026

    The person from Americor that we dealt with when we first signed up was knowledgeable and super nice. The app and the ease of dealing with all of that is super nice that you can see anything at any time. If you have a question about something, you can look there. It's easy to talk to a person if you want to. You've got the app if you're not a people person. It's handy. We recently got a call to add a payment in order to make a deal because we haven't been with the company long. We didn't have that bank of money sitting there available for them to make the deals as much. But they're still doing a great job and able to talk with us and do what we can with people who are ready to negotiate. They're dealing with the debt instead of ignoring it. Super great.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience with Americor! We're pleased to hear that you found both our team and the app convenient and intuitive for addressing your debt concerns. It's great that we can assist even if the process requires initial adjustments. Your positive feedback encourages us to continue offering effective support and personalized solutions. If you ever need assistance or have questions, we're here to help!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed April 28, 2026

    Hey there, just wanted to highly recommend Americor to anybody that’s struggling with debt and needing a reset!! Customer service has been hands-down amazing!! I really like being able to see everything on an app!! Very easy to use! They’ve been really great working with my busy schedule as a caregiver and a Mom! Doesn’t leave much time in between!

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your wonderful experience with Americor! We're thrilled our customer service and app have made the debt management process convenient, especially considering your busy schedule. It's our pleasure to support you. We appreciate your recommendation, and are joyful you've chosen us for your journey toward financial freedom. If you need any further assistance, we're just a message away.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 28, 2026

    My first time trying Americor has been good. They have been letting me know stuff that they've been doing and trying to help me and do whatever they can as long as I keep making a deposit. It's good because they've been helping me get debt-free. They worked on a couple of my debts for me. I didn't know they would move that quick. I thought it would take a couple of months, but it didn't take them that long to start working on it. Every time they do something for me, they call me and let me know before they approve it, and I say, "Yeah, go ahead."

    Thanks for your vote!
    Americor
    Response from Americor
    Rodney,

    Thank you for sharing your positive experience with Americor! We're delighted to hear that our speedy efforts have exceeded your expectations and contributed to your journey towards a debt-free life. Your satisfaction with our communication and dedication drives us to continue delivering excellent service. If there's anything further you need, feel free to reach out. We're always here to support and assist you!

    Verified purchase
    PriceStaffRates

    Reviewed April 25, 2026

    When I signed up with Americor, I was very depressed about my very high debt, so I signed up with them. It took a few years to get my very high debt paid, thanks to Americor, but it was well worth it. I would recommend anyone, who wants an easy way to get out of debt is talk to the wonderful representatives at Americor. If there were a rating of 10 Stars, they would easily earn it.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your amazing experience with Americor! We're thrilled to know that our team was able to assist you in overcoming your debt journey successfully. It's fantastic to hear you feel our service was valuable and satisfactory. Your recommendation means a lot to us, and we appreciate the trust you placed in Americor. Should you have more questions or need further assistance, feel free to reach out. We're delighted to have been part of your journey to financial freedom!

    Verified purchase
    Refunds & PayoutsStaffBillingLoan Process

    Reviewed April 25, 2026

    I was looking to obtain a loan, and somehow I got connected to Americor and they provided me with some information on how I would be able to save some money. It sounded like a great thing to do. So I went with it. I'm making payments to Americor that go into a fund, and then they work with my creditors to negotiate a payoff amount. Then with the money that is in that fund, they pay them off after they negotiate, which is the way that I understand it to work. They were very helpful in making me understand how the program can put me in a better financial position. It's been a positive experience so far.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your thoughtful experience with Americor! We’re thrilled to hear we've been able to provide you with useful guidance on saving money and negotiating with your creditors. It's fantastic to know you have found the program beneficial so far and that our team made the process clearer to put you in a better financial position. We’re committed to your continued success, and if you have further questions or need assistance, please reach out. We’re delighted to support your journey towards financial freedom!

    Verified purchase
    Billing

    Reviewed April 23, 2026

    Yes I love how you can make more payments if you want to. I also like how they contact them and to reduce what you owe and make one payment monthly instead of making multiple payments. Just give it a try. You won't regret it.

    Thanks for your vote!
    Americor
    Response from Americor
    Laura,

    We truly appreciate your wonderful feedback! It's great to hear that you love the ease of making additional payments, and how we help simplify your monthly payment process. We're committed to supporting our clients in achieving better financial stability and are elated that our services bring value to your journey. Thank you for recommending us to others, and thank you for your trust and confidence.

    Verified purchase
    CoveragePriceRefunds & PayoutsStaffBillingRates

    Reviewed April 23, 2026

    This company has provided me with much-needed stress relief by helping reduce the burden of paying every creditor in full. As a result, I feel more at ease, less overwhelmed, and better able to manage my situation. With the rising cost of living, I was forced to come out of retirement just to cover basic expenses. Prices have increased across the board—groceries alone have become difficult to afford. I made every effort to stay financially responsible, paying my creditors every other week and maintaining a 100% payment history. Despite these efforts, my credit scores continued to decline because I had to rely on credit cards simply to get by. The dramatic increase in living costs has made it challenging to sustain the lifestyle I was once used to.

    Thanks for your vote!
    Americor
    Response from Americor

    Gerry,

    Thank you for taking the time to share your experiences with us, especially during such uncertain economic times. It’s reassuring to hear that our services have alleviated some of the financial pressure you’ve been experiencing. Navigating high living costs, coupled with maintaining financial responsibility as you described, can truly be a challenging situation.

    We understand the increasing difficulty of adhering to financial plans as prices continue to rise. Utilizing credit cards or accruing debt just to cover basic needs is something many of our clients are currently facing, and it seems as if you have worked incredibly hard to maintain good financial practices under these conditions.

    Sharing your journey significantly aids us in tailoring our support measures not only for you but also for others encountering similar circumstances. If there’s anything further we can assist you with, or if you have other questions, please feel free to reach out to us at any time. Thank you for entrusting us to assist you along your financial journey.

    Profile pic of the author.
    StaffBillingLoan Process

    Reviewed April 22, 2026

    I’ve been with Americor for a couple of years now and over over 20k in credit cards. They made the process and were so patient with me and my questions. I’ve now qualified for their credit 9 loan to finish my two final 2 payments. I’m thrilled with this company and willl recommend to all my friends and family. Thank you Americor! Y.M.

    Thanks for your vote!
    Americor
    Response from Americor

    Von,

    Thank you so much for sharing your joy and positive experience with Americor! We are thrilled to hear that our patience and support have been impactful as you've navigated managing your debt and the completion of your two final payments via our Credit 9 loan. Knowing that you're eager to recommend us to your friends and family reaffirms our commitment to delivering exceptional service and support to our clients. We appreciate the trust you have in us to assist in moving towards financial stability. If there’s anything more we can assist you with on your journey, don’t hesitate to reach out. Thank you again for choosing Americor!

    Verified purchase
    Customer ServiceStaffBilling

    Reviewed April 21, 2026

    I would highly recommend Americor to anyone looking to get out of debt. I had credit card debt got to be overwhelming. I contacted Americor, and they took care of all the credit card debt for about half of what I owed, set up payments and no more calls from credit card companies!! Thanks, you guys are awesome!!

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for taking the time to share such a positive experience with Americor! We're thrilled to know that our services were able to assist you in restructuring your credit card debts efficiently, freeing you from the worry of creditor calls. It's incredibly satisfying to hear that our team has been 'awesome', meeting and exceeding your expectations as you progress towards financial freedom. We're driven by providing the best support to our clients, and your recommendation affirms we're on the right track. Should you need further assistance or have any questions, please feel free to reach out to us. We're here to support you on your journey. Thank you for placing your trust in Americor!

    Verified purchase
    Staff

    Reviewed April 21, 2026

    I had a wonderful conversation with Justin **. He made my day and presented me with facts that are really helping me out. He was very informative, friendly, and easy to talk to. The plan that he proposed for me and I accepted is saving me over $400 a month.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your wonderful experience with our team! We’re delighted to hear that your conversation with Justin was so beneficial and friendly, and that his plan has been so effective in saving you over $400 a month. It’s fantastic to know that his informative and approachable manner made a positive difference for you. We always strive to provide exceptional service and accommodate our clients' needs easefully. If there are any further questions or support you need, please don't hesitate to reach out to us. Thank you for choosing us—we’re here to continue supporting you!

    Verified purchase
    Staff

    Reviewed April 20, 2026

    I was very nervous about doing this. Kristine C. answered every question I had for her. She also agreed without any pressure when I told her that I needed a day to check out Americor, as well as process all of the information she gave me. She was patient as I took notes and spent as much time as I needed to find the decision that was best for me. I feel like I am in good hands!

    Terri K.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your wonderful experience with Kristine as part of your Americor journey! We’re delighted to hear that Kristine’s patience and willingness to give you ample time reflected in a supportive interaction. It’s fantastic to know that you feel reassured and confident in the steps you’re taking. We are committed to making this process as smooth and beneficial for you as possible. If you have any further questions or need additional guidance, please don’t hesitate to reach out. We all appreciate your choice to trust in us as your partners toward achieving your financial goals. Thank you for choosing Americor!

    Verified purchase
    Staff

    Reviewed April 16, 2026

    I had a good experience. I have been really unsure about going this route to get out of debt. Tashsa really put me at ease and walked me through everything. My questions were answered in an easy way to understand.

    Thanks for your vote!
    Americor
    Response from Americor
    Lora,

    Thank you for sharing your experience! We’re thrilled to hear that Tashsa was able to provide clear support and ease your uncertainty about addressing your debt. It’s important to us that you feel confident moving through this process, and we're glad every question was answered in a way that fit your needs. We appreciate your choosing us to assist you on this financial journey and we're here for any further support you might need along the way.

    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed April 14, 2026

    I am relieved that Americor was a useful tool in conquering my debt, there are too many ways consumers fall into traps that leave consumers feeling hopeless that will ever get out of debt. Thankfully Americor worked out what is called settlement, don't let that startle you, what is startling is the credit companies' lack or willingness to recognize many consumers are in a financial binds. Americor were very professional, they ask for statements, call your creditors and start negotiations so you will be making payment to the principal balance rather than the interest. It knocked off a significant amount of money, hence both sides are completed, yes unfortunately you will no longer be able to use the cards, but consider the risks, falling into debt is not what you want, but so thankful for Americor!

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your positive experience! We're delighted to hear that Americor could assist you effectively in dealing with your debt. Our goal is to help clients ease financial challenges through professional and supportive measures. It’s reassuring to know that decreasing your principal balance had such a significant impact for you. While it may result in trade-offs like not using the cards, we believe prioritizing financial stability is important. We appreciate your trust and are honored to partner with you on this financial journey.

    Verified purchase
    Customer ServiceSales & MarketingOnline & AppStaffBillingEase of UseTransparency

    Reviewed April 14, 2026

    The process is okay. When I was talking to the rep, her supervisor was assessing her. So, it was easy. She explained to me everything that I needed to know. Everything was straightforward, so it's easy to understand. However, I'm not sure why my other credit is pending, and they still call me. I'm not sure if Americor updates my other credit cards. Other than that, they're easy to communicate with. I have the app and it's easy to use, too. I would recommend Americor.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience with us! We are genuinely thrilled to hear that the representative made things easy to understand and that you found our communication straightforward. We're sorry for any confusion regarding your pending credit and the follow-up calls. Please reach out to us directly so that we can clarify any concerns and update you on the status of your credit cards. Moreover, we're delighted to know that you find our app user-friendly. We appreciate your recommendation and are here to help you at every step of your process with Americor. Thank you for choosing us!

    Verified purchase
    Staff

    Reviewed April 14, 2026

    I HAD GOOD AND PLEASANT EXPERIENCE TALKING TO AMERICOR PEOPLE AND THEY'RE HELPING ME. The welcome they give me and help in negotiating through the portal. After the Webinar I might have additional review.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience! We’re so glad to hear you’ve had a pleasant interaction with the team and feel supported throughout the process. At Americor, we’re here to guide you every step of the way, and we look forward to hearing your thoughts after the webinar as well.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 13, 2026

    I had the pleasure of working with Cole at Americor. He is a brilliant agent who got my account set up quickly, explained the process in detail, was able to answer my questions and additionally provide a couple useful ideas for accounts not entered into the program. I feel confident in my decision to become debt free easily and stress free.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience! We’re so glad to hear that Cole provided such detailed guidance, answered your questions, and offered helpful insights along the way. At Americor, we’re committed to making the process as smooth and stress-free as possible, and we’re excited to support you on your journey to becoming debt-free.

    Verified purchase
    Staff

    Reviewed April 13, 2026

    I'm glad I chose Americor to help me get out of debt. The team is nice and amazing when explaining the process. It’s extremely easy to sign up and start the process. They guided me through all the details and stages to get out of debt.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your experience! We’re so glad you chose Americor and that the team was able to clearly guide you through every step. It’s great to hear the process felt easy and supportive we’re here to help you every step of the way on your journey to becoming debt-free.

    Verified purchase
    PriceStaff

    Reviewed April 11, 2026

    My experience with Americor was positive. Representatives were always available to answer questions. The team really works hard to get your settlements down to a reasonable payoff amount. Though it took me a little bit longer due to a few setbacks on a personal level, I found that in the end, it was well worth it because it took a big Financial burden off of my shoulders. Thank you, Americor!

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you for sharing your positive experience with Americor! 🌟 We're thrilled to hear that our team was available to support you through your journey and worked diligently to help reduce your settlements. It's rewarding to know that despite personal setbacks, you found the outcome removed a significant financial burden. We truly appreciate your trust and look forward to continuing to support you on your path to financial freedom. If you have any other questions or need further assistance, don’t hesitate to reach out. Thank you for choosing Americor! 💙

    Verified purchase
    Billing

    Reviewed April 10, 2026

    Such a easy process. They already started. Highly recommend! They walked me through everything. Told me what to expect. All papers signed online and that makes the process so much easier! Payments are drafted and notified beforehand.

    Thanks for your vote!
    Americor
    Response from Americor

    Thank you so much for sharing your experience! 🌟 We’re delighted to hear that you found the process easy and appreciated the guidance through each step. It's wonderful to know the online signing feature made things more convenient for you and how you’re being proactively notified about payments. We truly appreciate your recommendation and look forward to continuing to support you every step of the way! 💙

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    Americor Company Information

    Company Name:
    Americor
    Website:
    americor.com