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Accredited Debt Relief Reviews

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About Accredited Debt Relief

Accredited Debt Relief has delivered custom financial solutions to individuals across the U.S. since 2011. It matches clients with personalized debt consolidation options to help them regain control of their finances.

Pros
  • Accredited with BBB, AFCC, IAPDA
  • Various debt consolidation options
  • Free consultation
  • Experienced Consolidation Specialists
Cons
  • Must have debts of $10,000+
  • Coverage limited to 35 states

Accredited Debt Relief Reviews

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    How do I know I can trust these reviews about Accredited Debt Relief?
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    Page 20 Reviews 3435 - 3635
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    Reviewed June 23, 2017

    I was hoping to some debt off my credit card. Accredited Debt Relief seemed like a good place to start. And so, I spent some time on the phone with them and answered some questions to enroll. My counselor was cool and really knowledgeable. I feel comfortable working with him. However, I was amazed how much goes to them. I'm really afraid that they're charging more than I thought. Nevertheless, it won't matter for as long as I get good service and everything works out like they said it would. Accredited hasn't let me down yet.

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    Reviewed June 22, 2017

    I was falling behind on the payments, charges and interests and I wasn't catching up to anything. I have called another company before and it was very confusing. So I went with Accredited Debt Relief. I liked their services and they made it very clear to me that I understood everything. The way Jonathan, my counselor, explained everything made me understand the process. If I have any questions, I would ask two or three times until I understood until I understood everything. He also told me the pros and cons. I was very at ease when I talk to him. Their enrollment process was very easy. I did everything online, then they called back and we went over the rules. I used to be getting calls constantly but I see some of them have stopped and the calls from creditors have stopped completely. I've only been with them for a month and working with them gives my mind relief and less stress.

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    Reviewed June 21, 2017

    My husband was laid off for a year so we got behind on everything and had to take out extra loans. We were not getting anywhere so we decided to go with Accredited Debt Relief. They contacted me, pulled what was on the credit reports and I gave the accounts that weren't listed there. Stephen, the guy from Accredited Debt Relief asked me to send pictures with the account number and the balances. He got back to me in 30 minutes, sent me an email, worked everything up and then called me back and asked me if everything looked good.

    There was one account that I wanted to be taken off and he was able to do that and reworked it to see if that’s going to make any difference. He called me back 10 minutes later and everything looked good. And so, he sent the paperwork and the emails so we could sign them. He was super nice and super helpful. We enrolled about a month ago. And then they enroll you with a company called Century who does the work. Even if I have any questions now, I can still email Stephen and he still contacts me to make sure that everything is okay. I have already recommended them.

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    Reviewed June 20, 2017

    I had been thinking about debt relief services and it so happened I received an email from Accredited Debt Relief. I set it up and then once I thought about what was going to happen, I changed my mind and cancelled it. None of my accounts are delinquent and they were saying that I would have to let everything go delinquent. It sounded like a good idea but I didn’t want to spoil my credit that way and let my credit score get to that point.

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    Reviewed June 19, 2017

    I saw something on my email from Accredited Debt Relief and I owed quite a lot of money so I decided to see if I could make it easier. Everybody was really good to me, but Johnny especially, the first fellow I talked to. I couldn’t have asked for anything better. However, Citibank’s calling me all the time now and I don’t answer it. I don’t know whether I’m supposed to mail back the bills they send me, or if Accredited will notify them and tell them what’s going on, and if they answer to Accredited. I just have to try to find that out but so far, everything's fine.

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    Reviewed June 18, 2017

    As far as what the internet says, Accredited is the only one that can do what I needed to do. Enrollment was easy, and it only took 15 minutes. The counselor knew what he was talking about so he was able to explain it as well as he did. Up until now, there hasn't been any cost to me yet until I deal with the balance. I’m just waiting on somebody to call me and tell me when the payments are gonna start going or for how much. So far, it’s been good and I would recommend them.

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    Reviewed June 17, 2017

    I had way too much debt and sought Accredited Debt Relief's services after looking at their ratings and reviews. I made an inquiry online and got a phone call within a few minutes. The person I talked to explained everything, asked for a little bit of information and told me that he would call me back within a little bit of time. He called back about an hour later and we discussed a few options. The enrollment process was extremely easy. My over-the-phone interaction with the rep, Alfredo, was great. He was very detailed about everything and he seemed concerned to help me rather than just to sell a service. He understood exactly where I was coming from and exactly what I needed. He did a great job. He had an answer for everything that I asked him. He called me to go over all of the paperwork and read over each and every line for me.

    I never miss a payment and in order for this whole program to work, I have to not make my payment. It’s scary when the creditors call to reach out because the account is past due. I was told upfront to expect that and the best thing to do is to avoid the phone calls. There are certain things Accredited can do to help me out if I need them to assist me with any phone calls. My credit is going to go down until it's all straightened out. I only had time to make one payment because that's all that's come due, but it worked out perfectly. They told me what I was looking at every month and they allowed me to spread it out between two pay periods, so it worked out even better. It's working so far as far as bills every month goes. I was paying $500 at the beginning of every month for all of my debt. So far this month, I've only paid $150, so I saved $350 and I'm hoping to save more in the future.

    The only thing that took me by surprise was the fact that after having communications with Accredited. I got a phone call from Century and I told them I was already dealing with Accredited. They said it's the same company. It wasn't even a big deal, but it would have been nice to have known that upfront because I ignored a bunch of emails from Century, whereas they were the ones taking care of everything for me. Overall, everything went great. Their service is a big relief and worth it to me. I sleep a lot better at night now. Also, the ongoing support from Century is amazing. They call me all the time. They email me and let me know everything that they're doing on their end. If I have any questions, I just let them know, so it's great.

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    Reviewed June 16, 2017

    I started everything online and Accredited Debt Relief reached out to me. The rep asked me questions, showed me things in writing and asked for permission, which at that point, I agreed to and enrolled in the program. I was impressed with the time that he took to return my phone calls and explain the information and answer my questions. He was very pleasant and professional, which I appreciate because I had quite a few concerns and questions. I was examining the contract line-per-line. And with me being computer illiterate, there were some things that I didn't want to skip and sign. So, he gave me the time needed to review those.

    Working with Accredited Debt Relief took a lot of stress off of me and I'm receiving fewer calls coming in. I understand that I'll have to work with them for the payment plan and it appears that it's going to work pretty good. I've received a couple of letters saying that they have notified the companies already. So, that's a good indication. It's still early in the process but I'm hopeful that the rest of it goes as smoothly as the first part. So far, my experience has been very good and enlightening, and I would recommend them.

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    Reviewed June 15, 2017

    I’m unemployed and I can’t get ahead because I can’t get my debts taken care of. I got a spam email from Accredited Debt Relief and I was looking for something to help me and so, I called them. It came at the right time. So far, it’s been a very positive situation. The enrollment process was easy and simple. I’ve been very pleased with Accredited Debt Relief. So far, so good. I would recommend them to anybody who’d ask me for assistance. As a matter of fact, my best friend is going through a divorce right now and I’m going to recommend them to help her get her life back on track.

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    Reviewed June 14, 2017

    Accredited Debt was the first to respond when I looked to manage my debt. Somebody called me from there and asked me a few questions. As I went through their enrollment form the counselor walked me through it. He was pleasant and very easy to talk to. He informed me of what the program is about and then he sent me written information so that I could read it.

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    Reviewed June 11, 2017

    I already had a company that was working on some credit cards and they weren’t getting the settlements done. As I was scrolling through the internet, I stumbled upon a person from Accredited Debt Relief. He explained to me what the other company was screwing me for such as taking my money and getting nothing done. I’ve been paying for over a year and I got one credit card done. But with Accredited Debt Relief, they haven't even had me for a month and they already got another one settled. I’m impressed with how quick they did it.

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    Reviewed June 10, 2017

    Accredited Debt Relief has good reviews online and I like that they have multiple options. I called them and they checked to see how much debt I had. They asked how much I was paying my credit card a month right now and I told them I wanted it a little less than that. They went through the different plans and they found one that was definitely less than what I was paying. They went to their system to pull it up, make sure I could get qualified and what my rates would be. They even gave me the option to do more if I happen to get like a nice bonus. Then when I agreed to it, they followed up with signing all the forms, getting addresses and bank accounts. They called to verify my info and my income. And since then, there has just been emails.

    I was impressed about the counselor being knowledgeable and them being very open. I asked questions and they were able to give me easy answers so that I can understand what was going on. The customer support has also been good. It was very easy working with them. And working with Accredited Debt Relief has allowed us to fix some things we've been putting off because we had to keep paying off credit cards and we didn't have the money for. It's definitely helping out, especially with living expenses. It also allowed for a couple more relaxing days going out and doing things to help take some stress off of us from work.

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    Reviewed June 8, 2017

    It was too much for me to handle my debt. I was looking for a quicker debt relief to pay off everything in a shorter time rather than paying monthly payments for an extra five years for no reason and I got this from Accredited Debt Relief. They had better solutions compared to other companies that I've seen, and they had a better and quicker response than the other ones.

    The enrollment process took about an hour and it was simple, quick and streamlined. It was great with the counselor as well. He answered my questions and any doubts I had and everything was there. And for the payment plan, all he did was put everything online. It was simple and my money is taken out bi-weekly. I'm still in the initial part of the process, so I'm still waiting for a little more to happen. I would recommend it and I'd tell my friends that if they have issues with debt, I would highly suggest they look into Accredited Debt Relief. They could shop and look around other companies, but make sure that they put this company as their top priority because, based on experience, I'm satisfied with it.

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    Reviewed June 5, 2017

    I felt like I have gotten in too deep with debt. I was looking into the future but paying all of my debts would have taken forever, so I figured if there was something else out there that could help me out, that would be great. When I was looking for a credit consolidation loan, it directed me to Accredited Debt Relief. I researched on it then I figured that would be my best route. Enrollment went great and everybody was nice and very helpful. The first guy I talked to was very detail-oriented about everything. If I had any questions, he wasn't rude and didn't try to interrupt me. He answered every single question I had. Mostly, by the explanation that he provided, the majority of my questions were answered. He also emailed me and gave me a number I could contact him on. He was great.

    He offered two options for my payment. The first one was I would pay it off quicker and with a bit more to pay to them monthly. The second option was my monthly payments would be a little less, but I would pay a bit longer on it. He explained to me that I can always pay more with the second option, but doing it the other way, I can never pay less. I chose the second option and it worked out fairly well. For the moment, I'm just starting out and they explained to me not to pay anything else, but to let them handle it, which I'm doing. So far, I've gotten two payments on two overdue credit cards that I have out there.

    The quality and cost of service equals out for the most part so far. They send me random emails every once in a while to explain what's going on or how it works. It's pretty pleasant and like the guy that enrolled me into it explained, if you get in a situation like mine and you're already at the bottom, the only way to go from there is up. I like that that's how he explained it to me because he is extremely right about that. In fact, I'd tell a friend to come and try Accredited out.

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    Reviewed June 2, 2017

    I wanted to consolidate all my bills so that they all get paid. I compared other companies and Accredited Debt Relief seemed to be the most reasonable. I went with them and it only took me five minutes to fill up the papers, ‘cause I did it over the phone with somebody. They told me it would cost me $250 and it would take $125 out of every paycheck, which was great ‘cause it helped me out financially. Their program has been excellent and I've been told that it’ll take 37 months for me to complete it. But then somebody told me that Accredited is a fraud company. I told her Accredited has been fantastic and reliable. She wants me to use their company but I told her I'm staying with Accredited.

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    Reviewed May 26, 2017

    Accredited Debt Relief really wanted to work with me on my debt. I was falling behind because I had gotten two kidney infections prior to my transplant, and I need to consolidate my bills. I kept getting sick and I was losing hours at work because I was exhausting all my vacation and sick time. I have to do something about my debt because I couldn’t keep up with it when I was short with hours at work. I was over my head and my blood pressure was up. I didn’t want to file bankruptcy so I kept thinking I need to pay the bills. I'm also a single parent.

    During the enrollment process, Damien from Accredited was nice, friendly and helpful. I gave him all my information over the phone and explained to him my debt estimation. He explained to me how they were going to help me consolidate my bills for easy low payment of $145 every two weeks. That was manageable. He said, “If you felt you could pay more, that’s great. You can do that. Give us a call. Pay more when you can.” He totally made me feel relieved that I didn’t have to file bankruptcy.

    Accredited has been very good to me. Any questions I have, they look it up by my Social Security number. They have no problem helping me because I don’t have everything on hand with me right now. I haven't paid anything off because I just started the program, but they’ve been very helpful with me and made my life easier. It's awesome. With my medical history, it couldn’t have come at a better time for me because I'm going to be off work for a while. I want to make sure that I have those funds. With my disability coming in, I'm sure I can manage those funds in my account. So they take it out and help me become debt-free.

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    Reviewed May 25, 2017

    I used to make $17 an hour but I lost my job. I got a new job, but I was only making $11 an hour. I was barely making enough money for bills on credit cards and loan payment, so I was having a hard time making the payments or I just had enough but no extra to get food or gas. Then I read about Accredited and it sounded like a good company.

    The guy I talked to was very helpful in the enrollment process. He walked me through everything that I had to do. Plus, he sent me emails or called me when he didn’t get what he needed or to ask if I needed any help. He also helped me online a lot and gave me his direct number for any questions I had. He was really thoughtful as well. I originally set up payment for the 18th last month, but something came out on my check that I forgot about. I called him and he was real helpful about pushing the date back to the following Friday. The week after that, I had a couple of days off work that I didn’t expect and because of lack of work, I didn’t have the money. Then he pushed it back another week. They were really good about being understanding about how stuff comes up. He seemed to be on top of everything and he took care of all of my problems and everything I needed.

    Just on my loan payment, I was making $430 a month payments, plus my credit card. Through Accredited, I only pay them $370 a month, so it's saving me a lot of money. It's a lot easier with my circumstances of making less money. I'd be able to afford what I need. They made it more convenient for me to still have that extra money for gas because I drive two hours every week. I don’t have to worry about my bill being paid either. They’ve also been very good about doing everything they said they were gonna do. They said I'd get my setup letter in the mail, and I got that right away. They’ve only taken one payment so far but I know everything has been very good and I'm very satisfied.

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    Reviewed May 24, 2017

    I started paying the consolidated payment plan at Accredited Debt Relief in March. They haven’t done anything and they’re supposed to be taking care of business but Century and the creditors have been calling me. I’ve been telling them that I consolidated but they had been telling me that nobody has called them. All the papers that come in that they’re asking for their money, I fax it to Accredited. They have to take care of that because they’re the ones that are supposed to reach out to them. I have told the customer support at Accredited and the team told me to write how many times they call and fax it to them so that they can call them. But nothing has been taken care of. And it could be too soon but I hope Accredited is doing their job.

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    Reviewed May 17, 2017

    I got to where I had to repeatedly borrow money to pay something, I lost $2,000 a month in salary, and I got to pay the IRS $30,000 so I looked up Accredited Debt Relief online and decided to try it. I liked it and the counselor was thorough on everything so I signed up. I talked to them, signed papers online on my phones, and that was it. I have the papers right at the house which I have to sign and send back so that they can start sending them out to the creditors. Also, I need to give them the authorization to send out all the notices to all my creditors. I'm looking forward to having my debt paid off.

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    Reviewed May 16, 2017

    I've always had good credit but I got behind. Right now, I'm at the point of being late on my payments and the interest will eat me up. I don't know what to do since there's no way I'm catching up to my liking. When I got an email from Accredited Debt Relief, I thought I'd check them out. I talked to Jeremy and we went over everything. He sounded sincere, honest and good. I was very comfortable with him. I just started with them last week and the payment will be taken out of my bank account. I also have to call my creditors and give them all the information like the contact, phone number and address to Accredited.

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    Reviewed May 15, 2017

    We couldn’t afford to make our payments for our credit cards and everything, and also had a loan. My husband made quite a bit of money last year then he got laid off. Then he was called back but he’s not making the money that he was making before. One of the financial institutions we had told us to get credit counseling so I went through some and picked out ones accredited by the Better Business Bureau. I called some places and Accredited Debt Relief was the first one I had somebody talk to me who I could understand. With the other places I called, I couldn’t even understand their accent. I gave my husband’s and my own social security number and they ran them and told me what they can and cannot do. The counsellor was very prompt especially when there were some papers that he needed and as soon as I got it to him, he returned my phone call right away and didn’t put me in the backburner.

    I was very comfortable working with Accredited Debt Relief and the counsellor told me how much I had to pay a month and that they’re taking it out of my checking account. According to what they showed me, I’ll be saving about $12000 but then it’s going to be for paying fees and all the stuff for their services. So although I'm saving money, I'm still paying it out. Maybe it's worth the money but I needed an answer now so I did what I had to do. I realized nothing’s free. I haven’t even made my first payment yet but working with Accredited adds a relief. When bills come in, I just throw them in trash.

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    Reviewed May 14, 2017

    I'm alone and my wife passed away. I lost income too and can’t even afford my prescription sometimes. I like to get out of debt. So I’m trying to get everything back to at least at normal limit. Accredited Debt Relief followed me along and they were right there to answer them for me for any questions that I had and they were good. They called me and asked if I have any questions on different occasions. They told me they would call as soon as they hear something about the settlement. They gave me their site where I can go and see what’s going on with my account. They’re still getting started, but their service has been really good.

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    Reviewed May 13, 2017

    I have some credit card debt and I was getting a little bit strapped on being able to make my payments. When I got my credit cards, I had planned on trying to get them paid off before the interest rates went up because they were only about 12 or 18 months at 0%. Then one thing after another was happening. My propane cranked up and I had gone through a divorce and just started paying bills on my own that I was not used to doing when I was married. Then before I knew it, all of my interest rates were up to the higher amount, 25-35%, and then it got harder for me to make my payments. I was going to be paying that forever if I didn't get it under control.

    I looked for different things online and tried to find the one that would be best for me, and Accredited Debt Relief had a really good rating. I had tried to contact other debt relief agencies before but their prices were a lot higher as charged with what my payments were going to be. I thought that going with Accredited Debt Relief would be my best option and that I would be able to get out of debt as a nurse and it wouldn’t cost me as much as what it would with the other one.

    It was easy when I spoke with Accredited Debt Relief. I made the phone call and asked about trying to consolidate some debt, what I would need to do to try to get started or how the process works, and their rep explained everything. I felt very comfortable working with him and our conversations were really good. He told me exactly how it was going to be and they gave the decision really fast. Everything was the way that he said that it would be.

    I’m in the process of getting my first payment within the next couple of weeks but I’m not losing anything by making the payments that I’m going to be making because I’m going to be paying the same amount. I’m just going to be getting out of debt sooner. Instead of paying all my credit cards for years and years and years, it’ll be two or three years and it will be a lot cheaper. I would definitely recommend Accredited Debt Relief. I feel a lot better right now just since I’ve tried to work with them and get my debt under control. They made it very easy for me to do that.

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    Reviewed May 12, 2017

    I was in the process of thinking about filing bankruptcy because I had some problems with the IRS. So I decided to go with Accredited Debt Relief and tried to get my debt paid off. They worked my payment plan out and I just made my first initial payment into it this month. They’re in the process of mailing the creditors the information, but I don't know how long Accredited Debt Relief will be paying on the notes. I’m just going to have to wait and see how this works out. Nevertheless, everything is doing pretty good overall and I’d recommend it Accredited Debt Relief.

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    Reviewed May 11, 2017

    I wanted to consolidate my credit cards and I couldn't swing all the payments separately. And I wanted just one payment to be taken out every month. I did a lot of research online and ended up enrolling with Accredited Debt Relief. They were pretty good, were willing to help me and the payments were lower. They gave me a choice on what range I want so I can fit it into my monthly budget. More months, though but that's what I wanted. I told them I wanted something that was around $300 so they came out with $283. And it's going to take me three years to pay off but I can do that. The enrollment was good and I was able to understand some of the process. But what I didn't really understand was what really happens if my money goes into escrow account. And I'm not sure if that's where they paid my account monthly or will my account be deemed a delinquent until they pay up.

    My counselor was willing to help me and he was encouraging that I do the right thing about debt account relief services. I was trying to do that but he caught me out of it. He said it wasn't a good thing to do. I feel relieved working with them and hopefully the process will get started right away because I'm way over my head with what I have to pay.

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    Reviewed May 10, 2017

    I was going from two incomes to one. I was trying to make it having to move a couple of times, maxing out my credit cards and not seeing any light at the end of the tunnel. Accredited Debt Relief kept popping up on my emails because I was searching a while back for any kind of debt relief type of program. The enrollment was easy. Martina, the lady that I signed up and spoke with, got everything taken care of. She's very personable, helpful, professional, informative, understanding and patient with me because I wasn't sure how to do some things. I felt very comfortable working with her.

    They worked with me very well. They split the payments up into two rather than one at the right amount for me to hopefully see a difference in my ultimate goal. I had my first payment and I'm getting ready to have the other half of my first payment. From what I understand, they don't take that much so I'm thinking that it will be good for me. Also, they take theirs each month rather than asking for it upfront or at the end of the whole process. It's painless. I would definitely recommend them to a friend.

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    Reviewed May 9, 2017

    I'm a Finnish citizen. I can't find a job and I have a very limited income, with a large amount of credit card debt that I was trying to get paid off. I tried to negotiate with the credit card company but they wouldn't bring the interest rates down. I got a call from Accredited Debt Relief and their rep was very helpful and personable. He gave me a lot of information, always returns my phone calls promptly when I had a question and explained it to me thoroughly. He also gave me the number that I needed to call if I needed to get more information. He didn't get upset when I was asking dumb questions. He was just very pleasant. It seems almost like talking to a friend.

    The rep told me the terms as to how long and how much it would be that would fit into my budget so I accepted it. I was a little bit concerned though because he told me that I would be getting the packet right away but I hadn't received any and I was getting a little bit concerned. Other than that, everything's gone smoothly. They negotiate with my creditors and then there'll be some money left over which I was told would be their payment, but they don't take anything upfront. Overall, my experience was very relaxing and very to the point, which is what I wanted.

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    Reviewed May 8, 2017

    I was with other debt management companies for the last year. Then I got to see what Accredited Debt Relief is about and they've done more in the last two weeks than the other companies I was with. I feel like I threw my money away with the other ones. I'm more satisfied with Accredited Debt Relief. Everything was upfront and self-explanatory. They sent me emails and I printed out all the paperwork. Then I went on to the site and signed up to take the draft out and it was very easy. I've already got two emails regarding two settlements for two of the creditors. Also, the reps have all been very nice, understandable and willing to help me out and understand my situation. Working with them is a stress relief and as long as I can make the monthly payment and they can work with me, everything's good.

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    Reviewed May 7, 2017

    I had credit cards concerns, and got a lot of phone calls from different people. I was afraid that they were all scams, but I felt that Accredited Debt Relief gave me a sense of security because I was given a referral by a social worker who works for the New York Department for the Aging, and they have high ratings in the Better Business Bureau. So, I felt that they were legitimate.

    The enrollment process was a little confusing. I called them and we went through stuff. They were able to answer my questions and have always been courteous, though it took a little while over the phone. Then I was set up, and we worked out a payment plan. I’m hoping that as things go along, I’ll eventually have fewer debts, which will make my life easier. However, they are now getting back to me about one thing and another. I understand they have the reasons for checking and double-checking everything, but it starts to get tedious, and I think it could be a little less involving. The initial response was a little overwhelming, and it makes me feel better because, in terms of the cards, I've reached a certain limit with what good they were doing me.

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    Reviewed May 7, 2017

    I recently got a divorce and landed back on my feet, and I can’t seem to get out of the hole. Accredited Debt Relief is accredited with several people especially the Better Business Bureau which I take seriously, so I signed up with them. During the enrollment process, everything was easy and marked for step-by-step. Their rep, Louie, was very thorough as well. We’re still in progress but I would definitely recommend them. Accredited Debt Relief is a good place to start to buffer your means and they will tell you what you can and should do. They’re straightforward.

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    Reviewed May 6, 2017

    ADR was a big relief. They took a lot of worries and burdens off me. I chose them because it's the first company that someone recommended to me when I had debt concerns. I called and they explained to me what was going on. The lady explained to me all options I had, what I needed to do, and how everything was going to work out for me. I then got her on my email, I got to support it. The debt counselor was very nice and respectable. You don't find people with good customer service all the time and she was wonderful. Also, she called and checked up on me to make sure that I understand all the procedures I was going through and any numbers that I needed she made sure I have.

    I felt comfortable working with her. She did everything right. She knew what she was doing and that's a blessing. The ongoing customer support was very wonderful. I appreciate it. I didn't know that it could happen for me like that because I was worrying myself to death. It was a big relief for me to know that I could be helped. There are many places I called. You'll always be turned down for this even before you need to say your situation.

    For what I was going through, the cost was very reasonable. They knew that I didn't have money flowing at the time so they worked out where it was easier for me to make my payments. They were very helpful and considerate. I will recommend Accredited Debt Relief to my friends. Everybody should know that if they're in a situation that I am, they should reach out to good quality people who are willing to help them. I'd tell them that I'm going to ADR before I would do anybody else. The people working for ADR must be treated right. They should be thanked and appreciated for everything because it takes a lot to sit down every day and listen to someone's problems and try to work out a way to help them.

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    Reviewed May 6, 2017

    I went over the limit and am in debt up to my neck. I got to the point that my income is not enough to pay my bills. It caused me stress psychologically and economically because I had no idea where the next dollar was going to come from. I know I have to get up on my feet again, but nobody wants to help me when I want to try and do the right thing. Last choice was credit with Accredited Debt Relief. Somebody called and talked to me very nicely, gave me a lot of advice and I went along with them. At first I didn't want to do it but because I'm poor and behind my credit score which was going to go down to a negative, I went with them. They told me this is going to affect me for a while but I'll be able to get on my feet and I won’t have to lose my life.

    It was very easy to sign up with them but it took a little while for me to actually comprehend. Working with Accredited Debt Relief has helped me a lot because I was going to a stage of the pressure. I like to pay my bills and so far it's been so good. They just call and help me make the right decision. I will recommend them very highly.

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    Reviewed May 5, 2017

    It didn’t seem like I was going to get out of debt and working part time is not enough income for me to pay it off so I needed some relief. My sister is with Accredited Debt Relief and she seemed to be happy with them, and I thought that they could help me as well. Chelsea enrolled me over the phone and walked me through everything. Because I’m new to the program, I was overwhelmed a little bit because of a lot of steps I didn’t understand. Chelsea made me feel comfortable that when I had some questions about certain things, she'd answer it. She was good at helping me to understand what I was doing, was very pleasant and took the time to explain everything. She helped me so much because I’m not good doing stuff online on the computer. I was impressed by her kindness, gentleness, concern and patience. I can just leave a message to her and she would call me back.

    I just got started with Accredited Debt Relief so I have made one payment and it was automatically taken out. They said that I could also put in more money into the escrow account, so I’m working on trying to get another part time job. I can also go and look into my account and see what’s being done. The quality of their service seems to be good and the cost is okay for me right now. It would be a good thing if they can negotiate and lower my creditor’s payment to where I won’t have to pay all the extra interest and maybe cut the amount that I owe to half.

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    Reviewed May 5, 2017

    I called Accredited Debt Relief and I told them that we were over our head in debt. I'm sick, needing medicine, going to 40 doctors in all directions within 200 miles of the house, getting no answers, not being able to keep up with my housework and my yard work, and being in bed most of the time. I have a very acceptable payment plan with Accredited Debt Relief, and they've helped out tremendously.Their counselors have been wonderful, very attentive, and I couldn't ask for better people than what they are. But as far as customer support, some of them are okay, and have recommended that we continue working with them. But the other ones have been a pain in the butt.

    We've only been with Accredited Debt Relief for less than a couple of weeks, but I'd advise anybody who is in the situation that we are in now to go for it. We've had very good response, and they couldn’t have done any better than what they’ve done. However, I've talked with someone the other day that I did not put in with the deal with Accredited Debt. But they responded to me when I tried to work with them to go back to Accredited Debt and try to get them to put in a deal, and add them to the program.

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    Reviewed May 4, 2017

    I wanted to be able to buy a house soon so I wanted to try to increase my credit score to better my chances. My husband was looking into Accredited Debt Relief and he told me about it so I gave it a shot. I spoke with Mark, their rep, and he was really nice. The first time I communicated with him when he was trying to figure out if I could be approved or not, he was very easy to contact. I was on the phone with somebody else and he called me back about three times just to make sure that I was still willing to participate. He walked me through everything perfectly. He also explained everything in detail to the point where I could understand it. The transition was very seamless.

    We tried to set how I wanted to make payments and what date I want to make payments on. He was very thorough in what needs to be done and how to set things up. Everything was managed underneath. He made me feel like I was in control of what was going on. He was so good so I'm very confident on what's being done. Also, everything was very reasonable. I've just started so I haven't even made a payment yet. So far, everything was great. It's reassuring. It makes me feel like I can get out of those debt and I have somebody to help me and who's there for me throughout this whole process. I can't wait to see where it leads. I've read some of the testimonies and I'm amazed. I'm excited.

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    Reviewed May 4, 2017

    My situation had changed where I was making good money then I lost my job and had to take what I could find. I was getting into a deeper hole than I could get out of so I had to do something. Accredited Debt Relief was the first one to reach out to me. My counselor was Fred and he walked through everything that would be happening and I was all right with it. I was very comfortable working with him. We talked over the phone about consolidating and it seemed like the right thing to do. The enrollment process was quite simple and they explained everything that would be going on and I was quite pleased with it. They were friendly and helpful and seemed to want to get my best interest set forward.

    For the payment plan, Fred asked me if two times a month would be acceptable and I said yes. He gave me a price and what I have got coming out and what they can work with and we went from there. Everything was fine and the cost in relation to the quality of service I received is where it should be. They've promised everything that they were doing and they’re backed by the Better Business Bureau. They seem to be honest and I’m happy with them.

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    Reviewed May 3, 2017

    My loans and my credit cards were getting overwhelmed, so I needed some kind of structure with that, try to get organized and get things done. I've never done debt relief before so this is something new. Accredited Debt Relief seemed more legit and honest so I felt more confident. Everything went pretty smoothly with the enrollment and my counselor, Guy, explained everything well the way I would understand it. He also walked me through and told me everything including the expectations or how to handle creditors if they call. Everything was done and they have to get the direct deposit every month so they can settle the debt. I have left everything in good standing with my credit cards up-to-date so hopefully, it won’t impact me so much. Also, it was a 42-month term but I plan to pay it before with my taxes. I've been working with them for a couple of weeks now and everything seems good so far.

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    Reviewed May 3, 2017

    My mom is in a plan with Accredited Debt Relief and she talked to me about it and that’s the reason why I signed up. A rep talked to me about how the plan works and our final goal was to consolidate the debt and make one payment. He showed me what credit card we're going to join to the same account and walked me through the whole thing before we did the agreement. He was in touch with me the whole time because it took a couple of days because of my work. He was nice and I was comfortable with him. I spoke with him yesterday because he told me I was going to receive a welcome packet because I got my very first withdrawal from the plan yesterday. He said the packet is going to be in the mail anytime.

    Working with Accredited Debt Relief has been an awesome relief because I'm tired of paying a lot of payments and most of them are minimum. Also, the payment plan is in the range that I was looking for. I will get my debt paid off quicker and I won't be in a hurry or in need of using any more money making other big payments. A friend of mine is also in the same situation and I've been talking to him so he'll give them a call to see if he's qualified.

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    Reviewed May 2, 2017

    I'm trying to get via my credit card and I'm trying to find someone that’s gonna be right in my budget to get this stuff over and done with. I'm trying to get the thing to be in the right standing. The one I had on day one is I'm at $400 a month that Accredited Debt Relief was trying to get me out, but they heard nothing from me and I've been under the weather as well. They might have been trying to get in touch with me to go over this and I haven't been able to answer my phone. They mailed my payment plan here to us and the way the lady said it when I talked to her, it wasn’t really bad but we hadn’t got that down to making an arrangement. But they're really courteous and nice people.

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    Reviewed May 1, 2017

    I got divorced and had a bigger financial burden so I needed some help. Accredited Debt Relief was referred to me by somebody. I called them and the process was pretty simple and fast. Customer service was great too. I spoke with somebody who was very nice and informative. He looked at all my information and he helped me. He knew what he was doing and he made me feel comfortable. I have his direct number so if I need anything, I can let him know. I called him once and he got right back to me and answered all my questions. I started a couple of weeks ago and everything has been fine. I feel like I don't have to worry anymore and that Accredited Debt Relief is taking care of everything.

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    Reviewed April 30, 2017

    I had a lot less income at the time that I accrued my debts and I'm very concerned to get it all taken care of. I found Accredited Debt Relief online and the enrollment process was very easy. I've just started and it was handled very professionally and in terms that I could understand. However, it is somewhat stressful in view of the fact that I have had a perfect credit score. I pay all of my bills on time every time and now my credit is going to be wrecked so I feel uneasy about that. But it is what it is and I'm achieving the goal that I had, which was partially to get that debt off of a credit card because that's a never-ending situation. I expect there will be stress along the line, having to deal with the two creditors that I have on this account but so far, Accredited Debt Relief has done very well.

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    Reviewed April 29, 2017

    Because of a combination of a series of events that happened in the last several years, I sought the services of Accredited Debt Relief. I lost my job and then my wife lost hers. In trying to make ends meet in that process, we incurred cost. Then we had to move out of the state we were living in to get a job. We owned a home down in Orlando, Florida and we had to carry that mortgage along with us with the rent that we're paying. It was consistent for about three years. We built up debt trying to survive. We got to a point of trying to pay it down and also handling the issues of life that came up. It's gotten too much until we finally had to call it and say, "We're done. We can't do it this way. This isn't working."

    I was going through different options and I saw Accredited Debt Relief online. The enrollment process was very easy and painless. They walked me through all the options that were available. They had me fill out a couple of very simple forms. They asked for my story to understand how we got to the point we got to. Then they went ahead and evaluated what they were able to do. They came back with a solution that they thought we were able to do because of the amount of debt that we have right now. The loan would not be the best way to go because of the interest rate. So, it would eventually put us in a worse situation. With their program, they told me that what I'm paying now will be reduced to an estimated $566 a month. And then, all of these debts will be renegotiated and that amount of money will go every month to paying down that renegotiated value. It's a fair price. They have not gouged me considering the value that they're bringing.

    Accredited Debt Relief is taking a lot of worry off my mind. It's a light at the end of the tunnel. We're gonna have to go through a bit of me and what they did was take the fear out of it. And whenever one would get into that situation, they'd always be skeptical about everybody. I also looked online and made sure that everything is legitimate and it allowed me to come to a point where I was comfortable moving forward. And that's hard, because it is a very emotional thing. But my counselor, Shawki, put me very much at ease and explained everything before it happened. He was very patient with my thousand questions. And he was able to walk me through my concerns. I would recommend Accredited Debt Relief.

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    Reviewed April 28, 2017

    I needed help getting out of debt. I've had some medical issues and surgeries, and then I saw Accredited Debt Relief advertised on Facebook. I called them to see what it was about and if I even qualify for anything like that. The rep was really nice and he helped me so much that I felt comfortable with him. I'm not a computer or phone person so I'm limited as to what I do online and he helped me go right through the enrollment process without any problems. He was very patient and kind, and he answered every question I had.

    I told them about how much debt I had and then the rep sent my form off to have it approved. It got approved and then he called me back to say that there was one of three plans that I was approved for. He went over it and told me the monthly price and what it would be that will come out of my checking. I saw that I could handle that so I went with it. So far, I've been doing good even with the price I have to pay for the service. I've been so stressed about having surgeries and I had to pay for my sister's funeral. Then once I got into debt, it was hard to get out of it. I ended up using my card for gas so I felt like I was leading into a bad situation. Now, for the first time in a long time, I feel relief. Accredited Debt Relief is a wonderful way to get my problems taken care of.

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    Reviewed April 27, 2017

    We were sort of treading on water with our debt and I saw us there for quite a while, and we just knew we had to stop. It was just to the point where we weren't getting ahead. Then I saw Accredited Debt Relief advertised on TV and then it popped up on the computer. I looked them up to see where they stand,for any reviews. Then we chose them to provide us with their service. I had them on the phone and the gal I talked to pulled everything and told me she'd get back with me. She did and walked me through every step of the process. She gave us what it would be and it was something that I knew would fit in where we're at and agreed to it. It was too good to pass up. At this point, it's new and a relief. It has been a very good experience. I would tell a friend that they just have to call and experience it for themselves if they had any questions.

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    Reviewed April 26, 2017

    My bills were building up, so I sought the services of Accredited Debt Relief. My debt relief counselor, Matthew, was great and I felt very comfortable working with him. He was very knowledgeable and helped me out a whole lot. He knew exactly where I should go and how to help me, and guided me in the right direction. He put everything together for me so greatly that I didn't have to worry about anything. He's been on top of things, communicating with me, and making sure everything's going the right way. The customer support gave me their communication details where I could reach anyone at any time by email and phone call.

    I've just started with the program and we're still working on it, but everything's been good so far and everything is falling into place. None of my creditors are calling me constantly right now, but I'm already established to be where my money is being taken out. My payment plan was the most important thing for me because I needed to make sure that I wasn't going to be backed up on any other bills. So, they worked with me and let me pick my dates. It's been a great experience with Accredited overall. Working with them has helped me not go for bankruptcy. It has also helped me to hopefully still have good credit at the end of my trying to pay my bank and my creditors.

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    Reviewed April 26, 2017

    I talked with my sister and she was the one that referred Accredited Debt Relief. She looked up a lot of debt relief companies and the best one that she could come up with was Accredited Debt Relief so I said, "Okay". Their counselor was a very nice person. He explained everything very clearly. The treatment that they gave was great. The creditors are always calling and so far we're still waiting to see, but we're a little bit at ease, at least. I'm very happy to have joined.

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    Reviewed April 25, 2017

    I was trying to consolidate my debt and I'm working on trying to get into a home, so I wanted to get my credit score higher. Joseph was very knowledgeable and having the same vet military experience, we talked about the goals, desires and dreams that I wanted to reach. Getting on that personal, one-to-one level allowed me to be more comfortable with Accredited Debt Relief and proceed with the program. He was very understanding and patient with me when I was asking a lot of questions.

    The enrollment process was smooth and easy. I did the online documentation, but I still need to print some physical copies of papers out, sign it and mail it. I gave Accredited Debt Relief all the information they asked for, like my bank account information and my debt, and we reviewed my credit report. Joseph gave me some tips on what I should be doing. We looked over my budget, where I was spending my money and how much I could afford. I wanted to be aggressive in getting my debt down, but he wanted to make sure that I wasn't overdoing it and putting myself in any financial situation that was bad. The calls aren't just for checking up on me but they’re making sure I understood everything and that if I had any question, I could go ahead and ask them.

    I've already been contacted by one of my debt collectors and they want to make a settlement, which is awesome. I feel a lot better knowing that I'm going to be paying off this debt because it's been causing me a lot of stress. I'm grateful that there is something like this to help people like me. I'm glad that I connected with Accredited Debt Relief and got the help that I needed.

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    Reviewed April 24, 2017

    I was not working, then I got part-time work, and my husband's salary was not getting us enough. So, we were living off of credit cards. We'd been trying to get out of debt for three years but we were not going anywhere with it, so we started to look for options. We were hoping to get a big loan and consolidate that way but with all the debt that we had, that wasn't an option. Brianna from Accredited Debt Relief contacted me. She's very nice and very informative. I wasn't being charged upfront and she addressed any question I had, so I didn't look elsewhere. We went over our situation and from there, we went over all of the options that were available. Bankruptcy was the last one we went over and we simply came upon a better solution because bankruptcy was definitely not something that we were interested in.

    The cost is high if you look at it from just one aspect but if Accredited Debt Relief is going to keep up with the quality of service they've shown us so far, it's definitely worth it. They are the light at the end of the tunnel. There may be some problems along the line when they start trying to negotiate but I was aware that that's definitely something that could happen. We've just done the enrollment and they haven't taken the first payment but so far, everything is really good.

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    Reviewed April 23, 2017

    I wanted to get on track on my bills, so I was going down a list of companies for assistance and saw some good referrals for Accredited Debt Relief. Their enrollment process was very easy and they were on top of everything. They let me know every step of the way what they were doing. Their rep was great. He called me back exactly when I asked him to. This will be my first month with them and the cost of the program in relation to the service that I've received so far is definitely worth it and I've recommended them.

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    Reviewed April 23, 2017

    I have been unemployed for the last eight months and had incurred debts that I couldn't pay off right then and those creditors were unwilling to work with me. My credit rating dropped almost 200 points and I had to get my credit rating back up because of all the things I wanted to do. I Googled debt consolidation and I came upon Accredited Debt Relief. I called for a quote and I talked to David. He laid everything out straightforward for me and gave me the information that I needed. He was very understanding and sincere with my situation that I went through and going through now. He explained to me the documents I had to find and reassured me that everything was coming back. He also said he would call me back at a certain time and he did.

    Also, David said we could split the payment into two a month, and we did that so that I wouldn't overextend myself since I just got back to work. I set my client page up this morning and I'm going to call Accredited Debt Relief back tomorrow morning to see if for their official welcome, they've worked back in the whole feed up with a strong heading. Overall, it was a great experience. I knew what I wanted and David provided that for me which was a way to pay and get out of the situation that I was in for. He did a wonderful job and I felt comfortable with him.

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    Reviewed April 22, 2017

    I wanted to consolidate some bills and Accredited Debt Relief was the first one to talk to me. I filled up questions on the website and I got through in about 40 minutes. They looked through my credit card and see what they could do to assist me. It seemed pretty good so I said, “Okay. Let’s do it.” My debt relief counselor sent me to read things and we went into a nice process. He was very articulate and patient, and I felt comfortable working with the people from the company. I would let my friends know that it's a good service and that they should check them out. I would also let them know to ask questions and see if they could be helped by them.

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    Reviewed April 21, 2017

    I wanted to get rid of credit card debt and decided to go to Accredited. I called them up and they asked us some questions. Our counselor Christopher was nice and he answered all our questions. We felt he was looking out for us. Then Accredited set up a payment plan and they found something that worked within our budget.

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    Reviewed April 21, 2017

    Accredited Debt Relief has been helping a lot. It’s been a really great experience. I was given a couple of calls, were following up and they have really good service until now. I also accessed the web page and it was really nice and they show you a lot of the process.

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    Reviewed April 20, 2017

    I’m terminally ill and it’s with a condition for which there is no cure. I decided to try to do the best I could to take care of my creditors before I’m not here to take care of them. I checked with Accredited and they seemed to know what they were talking about. They appeared to be concerned about me so they’ve been well-taught and every person with whom I've spoken has been very kind and helpful.

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    Reviewed April 19, 2017

    Enrollment was very simple and easy. Joe, the counselor from Accredited Debt Relief, took the information and was thorough. He explained everything step by step. Sometimes I’d jump ahead with the questions I had and he was perfectly fine to stop where he was, answered them and then kept back to where he was going and then when it came upon to the part about my question, he went back over it again just to make sure I understood. It wasn’t a regular script that he’d just read off verbatim. Most of the time, when you get people that are calling, they don’t know what they’re talking about and are reading from a script from something they’ve had to practice over and over.

    Joe was there willingly to try to help me out and make me understand everything. With all the questions I was having and interrupting, he did not lose his cool. He knew I was there apprehensive about the companies, and a lot of them are really bad and I've heard horror stories. He told me about different sites that Accredited Debt Relief has been on to look up their ratings so I would know it wasn’t a scam. He also gave me his personal cellphone so that in case I had something, I could get directly to him and wouldn’t have to go through a phone tree.

    I told them how much I can probably afford and the company came within that range, so it was great. They're still in talks with all the different credit card companies. I’ve got the introductory phone call and Joe called twice just to follow up with me to make sure everything is okay. I’ve also received several emails from the company making sure if I had any more questions. It's very comforting to have Accredited Debt Relief. It did relieve some anxiety that I’ve had.

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    Reviewed April 18, 2017

    I'm in a position now where I can only make minimum payments on my debts. I was diagnosed with breast cancer in November, which I had a bilateral breast mastectomy and a bilateral breast reconstruction. I also have to get chemo once a week for three weeks. It's made my job suffer because I've had to miss work and I haven't been on the job since September. I left the full-time job I had. It interfered with my training on my job. Then I'm getting short from disability along with what I get in working part-time. In addition, I lost my mom last May and things have changed in my life. She would help me with my electric, cable, and internet before.

    Accredited Debt Relief happened to pop up on the computer when I looked up something. I've read success stories and reviews that they've helped a lot of people out. They're with the Better Business Bureau as well. So then, I called them. I'm a bit uneasy about it but I believe that they are going to do the job for me. They haven't really started with me yet. They requested for me to stop paying my bills as part of settlements and I didn't like that at first because no matter how much in debt I am, I've always paid my bills. My debt counselor, Branson, figured out what I'm paying a month. What I make is not much more so I've had to take money out of my savings. I called him and he told me that debt relief was my only choice other than bankruptcy.

    I've never had collection calls. But, I owe as much as $40,000 and that's just in credit card. I took out a loan for $40,000 on my Discover card two years ago. I'm only down to $11,000 on it now. I have a car payment wherein I owe $6,000 but Branson didn't include that. Also, there are some cards I have that are under $500 that weren't included as well. ADR doesn't do those. But he explained the process very well and let me ask as many times as I wanted to get it straight so I could understand. He told me what was going on and made me see what I owe and what position I'm getting myself into. It didn't scare or bother me, although I have apprehensions about leaving my credit cards to go without payments. But, I know I have to do that in order for them to do their work.

    The interest rates on credit card would eat me up as well. He also said that with the program and if I keep making minimum payments, I would get it paid off quicker. He said that if I go with them, it'll be paid off by 2020. And that's a lot better than with the credit cards because with the credit cards, it was a lot longer if I'm paying only the minimum. I liked the way he handled it. I would recommend Accredited Debt Relief.

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    Reviewed April 17, 2017

    I had a bunch of credit cards and requested a big loan, and I realized that I was unable to afford the payments anymore because I've got the IRS trying to withdraw money from my paycheck. So, I needed to find another solution. I had heard about Accredited Debt Relief on the radio or TV and I did some research on other creditor companies, but I decided to go with Accredited. I had a good experience with them. I went to their website and put in my information, and they immediately called me back and let me know that they had a way to help me with my problems.

    My counselor, Mario, was knowledgeable and helpful. I felt comfortable in my interactions with him. He walked me through the whole process and explained to me how everything works. He knew his stuff and I felt confident that he was going to help me out because he knew what he was talking about. Every time I asked him a question, he would be straightforward in answering and wouldn't go around the bush.

    Right now, Accredited is working with me on my payment plan and it seems to be good. But I'm still waiting for the first payment to go through, so these credit card companies won't come after me. As a matter of fact, I called them up yesterday and let them know that I was going through a debt consolidation program, and they weren't too happy about it.

    So far, everything's been good with the service that I've received. I feel more relieved knowing that I don't have to make that big payment that I was making every month. I'm looking forward to have that extra money either to save money or pay other bills, or just to have fun. I've been so uptight when it comes to money and I had to count every penny. I couldn't just go and watch a movie or go out for dinner but now, hopefully, I'll be able to do those kinds of things. Not only that. I was actually forced to work overtime just to make ends meet. It was tough.

    I would recommend Accredited Debt Relief to my friends. For now, being just at the beginning of the program, I'm happy with them. Once the whole program has been completed, I would recommend Accredited to other people who have problems with debt, so they can go into this program and get rid of the high interest rates from these credit cards.

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    Reviewed April 17, 2017

    My husband and I had massive expenses of over $900,000 in medical bills. It was really a catastrophic year. It was very overwhelming, and with no savings, it was very frustrating. We're on a limited fixed income and dealing with our problem was getting out of hand. I thought Accredited Debt Relief was the best option. I was looking online, read some of the reviews, and was pleased with them. And I like the fact that it's long distance in the way we do it. My enrollment process went well. My counselor made a contact to Century and that continued the conversation. He returned calls a couple of times and followed through on the welcome packet and some of the necessary authorizations. He's pleasant, courteous, non-judgmental, and helpful. I don't have any complaints.

    Everything seems to be going well with Accredited Debt Relief. We've just gotten involved with the program and all the letters have gone out with not being harassed. Things have been progressing as I expected. They are trying to maintain a close contact and there's an open line of communication. I don't feel like I've been scammed. They also successfully worked with me on my payment plan. It's a nominal amount of cost. It's not anything out of range from what I was expecting based upon what my debt ratio is. It was reasonable. I have the peace of mind that I took the first step to get all of this in place. Fortunately, each of my creditors that I have spoken to has said, "You know, we're starting to hear this. You have an excellent pay record."

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    Reviewed April 16, 2017

    When I got an email about Accredited Debt Relief, I requested somebody to call me and they said they didn't need so much personal information like how much I made and stuff compared to other people. Signing up with them seemed pretty straightforward, simple and fast. For my payment plan the first number they gave me was the best number I could ever ask for so it worked really well.

    Considering I just started and from what I'm expecting to happen, I can assume that it's gonna make things a little bit more easy around me. So I'm not putting so much into trying to keep up with my bills and try and pay them off. Customer support has been really good. I feel comfortable with them in proceeding with the rest of it. My counselor was really nice and friendly. He was very knowledgeable and was able to help me out with any questions that I have. He knew what he was doing so I really liked him.

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    Reviewed April 15, 2017

    I was looking for something I could incorporate all of my bills because the payments were too crazy. Accredited Debt Relief had an 8-stars rating at the Better Business Bureau, and they looked okay. I've made a phone call to them but I haven't received the paperwork yet, so I'm not yet formally enrolled in their program. My counselor, John, was very nice and detailed. If I had any questions, he answered them. The payment plan that Accredited drew up for me is within my budget and so far, the customer support that I've received from them is good. It's still a risk of being able to walk away from the bills and I'm nervous of that part but overall, it's okay. I would tell a friend that the guys at Accredited are going to help them through the debt consolidation process and are very friendly.

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    Reviewed April 14, 2017

    I wanted to get my debts paid off sooner. Accredited Debt Relief seemed like they would be able to help me more than a Consumer Credit Counseling would. They had me list all my creditors and I told them about the amounts that I owed them. Then I proceeded to enroll. What impressed me the most about my counselor was the willingness to help me out. I felt very comfortable working with him.

    I had a welcome call that I had to go through and a little packet in the mail. I expected something more from them and haven't gotten the welcome packet yet. The only thing I'm unhappy about was the payment. I wish it was lower. They didn't work with me as much as I'd like to on the payment plan. I want to check off one or two of my creditors, but it's trying to afford all of them going through this process. The payment which is $169 every two weeks is supposed to come out of my checking account tomorrow and it's not giving me enough towards the other bills that I pay each month and I'm not sure I can manage it. They told me that I should call back in a week or so to drop a couple of creditors if I wanted to after this first week. Nevertheless, I'd recommend them.

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    Reviewed April 14, 2017

    I let my debt get too big and I don't have the money so we needed to find some way to get it settled. Accredited Debt Relief contacted me. They took the time to sit down and talk and they sounded reliable. The enrollment was very easy. It's right there in front of me and all I had to do is check the box. My payment plan is quite acceptable to me and it saved me almost 5,800 a month. However I would like a clearer information, even the legal ones if it might be available, vis-a-vis the debt settlement process.

    My counselor, Christopher, has always been positive about their ability to help. He's been quite that when he talked to me and he's encouraging about being able to get this done. He's also always available to help if you need him. He calls me and I've only had to call him one time. I'm also impressed with his straightforwardness and his honesty.

    There's a company called Future Income Payments. They give you a loan but what they do is they buy part of your retirement or your pension plan and for a $2,700 they want you to pay back $21,000. They're getting sued all over the country. They've been banned in New York and some other states and they're working on getting around the country. Christopher told me they can't purchase my pension plan like they say they do. If they did, what they would have purchased on mine is a Federal employee's pension plan and if they had purchased that or a similar thing to it, those people would have let me know. Christopher said he couldn't advise me to do it but what he would do is just stop paying.

    Accredited Debt Relief has given me a positive outlook but we'll see what happens when it really gets going and when I stop paying those people.

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    Reviewed April 13, 2017

    I'm 74 now and back then I had very good jobs in my working career, and I made a substantial amount of money. But now I'm not employed and getting jobs at this age is not the easiest nor the best-paid opportunities. I do get enough monthly social security income, but I make too much to get any assistance from any program that is out there in the United States, so I have to make my own way. I had gotten several contacts by email to consult Accredited Debt Relief, but I thought I could turn this around so I ignored it. Then I reached a point where I acknowledged that it wasn't going to happen, so I emailed them and they immediately responded. I went with Accredited Debt Relief as there were credible people behind them saying that they were acknowledged as a reputable firm.

    The counselor, Dennis, was very honest, forthright, and very articulate about what the process would be and what options I would have if I changed my mind. He's persistent in making me understand what he was explaining to me since it's difficult to comprehend all aspects of it immediately. I feel very comfortable working with him. Also, I did something like this once so I'm a little bit more ahead of the curve than some people he might have talked to, but that was 20 years ago.

    The firm that I worked with was out of New York and I had an exceptionally good experience, which led me back to taking this path because I would never get this debt paid off if I tried to keep my stiff upper lip and do it all by myself. It's a hard decision to make because it's not going to be extremely pleasant. I will have creditors calling me, which I don't look forward to that because I've always honored my debts. But my goal is to get my debt paid off even if I will have to bite the bullet and get along on a very meager amount of money each month.

    I'm in the early days of this process with Accredited Debt Relief and so far my experience with them has been very good. However the welcome call I got seemed like a brushoff. The individual who called scurried through his little script and I’ve shared this with Dennis. It just could be a difference in workers or a lot of things, but it was just very brusque and didn't seem that it was very important to him. I didn't take it lightly. I knew the option was out there but I didn’t want to have to do it. So I dragged my feet for several months before I made the contact online.

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    Reviewed April 12, 2017

    Accredited Debt Relief so far has been good. My income decreased so I had to find a way of paying my bills, and using their services was the easiest way. I chose them because of the reviews that I found online. A person from Accredited Debt Relief called me and asked me certain questions about my address and the creditors that I had or the debts that I had. He made it so simple that I thought, "Really, that's it?"

    My counselor, Evan, was very professional and he knew exactly what he was talking about, all the information that he gave me as far as what was gonna happen and what was the steps to follow, what was I gonna receive next or the emails that I was gonna receive. He walked me through everything that was gonna happen and I'm very comfortable working with him. The only concern that I have is that there was something wrong with the account number supposedly and I asked them to send me the list that they had of the creditors so that I can verify the account numbers. I'm unable to get them done because Evan hasn't sent the list to me. But other than they are outstanding.

    They asked me if the amount that they calculated was proper for whatever I was trying to do. And they got to the price where it was very convenient for me to pay. They also called me for a creditor. He was trying to set up an amount that I was supposed to pay and they followed through until they got ahold of me. There was a lot of money that I was putting out and thanks to this company I can breathe a little bit, thinking that payment that I'm doing is gonna reflect on all the debts that I have. I'm happy with Accredited Debt Relief and as a matter of fact, I already referred somebody.

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    Reviewed April 11, 2017

    My problem with my credit cards led me to seek Accredited Debt Relief's assistance. After visiting with ADR rep Brandon, he sounded really positive and just what I needed. He was great and went over the forms since I was e-signing on. Also, he was really sociable and ready to answer any questions I had. He was one of those people where no question was too dumb. He made sure I understood the answers and that I had a phone number to get in touch with him directly with any questions that I had.

    The payment plan that ADR drew up for me was within my budget. I was able to get set-up on the date that was convenient for my payday. They were very willing to work with me on everything that I needed. We're just getting started. I've made one payment and I'm still getting calls from some of my bills, which they said I would. But, everything has been really good. All in all, the experience has been great and I would recommend ADR to anybody that I know needing help.

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    Reviewed April 8, 2017

    I’ve registered as a diabetic and I'm doing well controlling it, but one of these days, I might have to start taking insulin. I want to make sure that I can get the medication and the help that I need to have a long life. I saw that ADR is number one on Better Business Bureau and so I thought I need somebody to help me through this. I was thinking if they're able to help me to get debts paid off in four years, it would be a real blessing.

    The ADR rep Brad and I talked for quite some time. Brad tried to figure out what would be the best thing to do. I viewed the welcome checklist and went online while I was talking to him. He knew what he was talking about. He also made me feel more reassured that I'm not in this alone and that I can always find someone to talk to if I have a concern or if I do receive phone calls. He said that they work with the creditors and they try to get my debts lowered. They make arrangements and then they pay them off as I build up my payments to them. He also said that Accredited Debt Relief don’t receive any payments until after creditors are taken care of.

    They said that my payment would be $320 a month. And I was able to set it up where it would be out on the 1st, which is a good time for me. Brad said that he projects that it'd be within about 43 months that my debts would be paid but that things can change depending on how it goes with the creditors. I read in the paperwork that, if you do send out a little extra if you have more available after you’ve done something, that also helps. I just want to try to get them paid off quickly. However I'm just starting so I don't know how it's all gonna go but I have confidence that it will go nicely. I feel like Accredited Debt Relief is a reputable company and I would definitely tell people about them. I've been very impressed with all the help. I really do appreciate it. I've had several different people send me paperwork on my email. It tells you exactly what to do. I'm going to email thank yous to them as well because they helped me through things.

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    Reviewed April 7, 2017

    Accredited Debt Relief has been fair and honest in helping me out with my experience. I was planning to get a house soon. However, my credit wasn't that good and I wanted to start doing what I could before I'd be able to get the house. For instance, I wanted to increase my credit score, to be in a situation where I'm able to increase my debt to income that I'm debt-free and could prove that. So, I sought for relief help, looked through it, and did some research.

    I received an email and replied to one. I was about to do like a bunch or two, but I didn’t. And so, I decided to give it a second chance. Another company offered me $3,500 for my part of the negotiation. But, I didn't go through with it because I didn't understand at that time. After I got off the phone with them, I did more research and found out about ADR. I received some emails about it and I ended up replying to a guy named Mark. He gave me a call and I told him about all the things that I learned about. He indeed helped me out throughout the process.

    But what really impressed me about Mark were his explanations, him being able to relate to me, and his honesty. I felt very comfortable with him that's why I wanted to go ahead and do the process even more. They're still working on it and doing an investigation about what's going on and how we can deal to have a settlement. It's in negotiation process and so far, my experience working with ADR is going well.

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    Reviewed April 5, 2017

    I was paying out more than I have to live and so I looked into Accredited Debt Relief. The enrollment process was easy, and the counselor was very nice. He did everything. He understood where I was at and why I was doing it. Whatever I asked him, he answered me, so it's good. I felt very comfortable working with him. Working with Accredited Debt Relief is going to give me a little bit more money to buy food and stuff. I would definitely recommend them and would tell my friends to try it.

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