National Debt Relief
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About National Debt Relief
National Debt Relief is one of the largest debt relief companies in the nation. Its goal is to help clients re-establish financial stability and peace of mind in the least amount of time possible. National Debt Relief debt coaches work hard to provide experience and proven results through education and individual customer care.
Pros & Cons
- Free consultation with debt coach
- Free debt relief quote
- Numerous accreditations
- Will need to pay percentage of debt settled
National Debt Relief works best for those with a minimum of $10,000 in unsecured debt. Although you will need to pay a portion based on the debt settled, National Debt Relief can help consumers escape the cycle of debt and become financially independent.
National Debt Relief Reviews
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I was being buried by my credit card debts from when I was in college so I looked into a debt relief company. I read all the Consumer Reports on other companies and National Debt Relief had the best reports. Their representatives were very friendly, helpful and informative. The guy who went through all my stuff said, “Keep this card so that you have an emergency backup if you need it. Don't put everything in that you have debt on to keep your credit from going completely to the bottom.” He helped me out fantastically. Since working with National Debt Relief, I've had fewer problems making my payment, and it has made me a little more stress-free. I would recommend them to all my friends and family if they ever needed them.
I went through a tough patch and needed help. I decided to look for debt relief before it got any worse and National Debt Relief has been a great help. Every time I call customer services, it's always on point. If I have to improvise with some checks and can't pay one date but can move it to another date, they always comply with the request. They always call me when special offers have been made by the creditors. Working with National Debt Relief has been really good.
So far, my experience with National Debt Relief was going well. Bills were really high and didn't want to increase our credit rating on a high one. And they made it a little easier not having to deal with everything.
I want to build my credit back up and buy a house in the near future. For the most part, everyone I spoke to at National has been really great and professional. However, I had a couple mis-communicated conversations that I go totally wrong, so we weren't on the same page. Nevertheless, I love National Debt Relief, it's affected me in a positive way. I'm so happy now because I know that I'm working toward being debt free. National Debt is helping me and giving me the lowest possible payments ever, I can't be more grateful.
I wanted to get a handle on some past bills and try to reestablish my credit and my experience with National Debt Relief has been very good even though the timeframe has gone longer than I expected to. Their customer service has been spot on as far as being able to do what they did and is doing.
I was trying to be free of my debts and National Debt Relief helped me. Every encounter I had with all the employees of National Debt Relief has been very professional and very helpful. I would recommend them.
I had so many bills and I tried to get the problem fixed through the loans, and then the loans with different banks weren't being as helpful. At one point I was qualified and then I waited too long, and then the offer expired. At that point, I was trying to clear out some debts altogether and I've heard about what my debts did for my credit score at the time so I went with National Debt Relief. Their reps were all kind. It's easier to get a hold of them than my bank. Their office hours certainly are better than my bank's. They helped me a lot, especially when I was about to move to a new apartment. So far, they've been a lifesaver.
My husband and I are senior citizens and we got ourselves overextended with credit. We’re on Social Security checks and that money only goes so far. Working with National Debt Relief has taken a lot of pressure off of my husband and I. It’s like a big weight has been lifted off of us, knowing that I’m still gonna pay but they are gonna fix it where these debt collectors are gonna stop calling me. They’re also gonna deal with national debt consolidation, so that was a big relief. Their rep was very nice and he told me exactly how things work. They were always very friendly when I called.
My credit card monthly payments were so high and I was just paying interest. National Debt Relief seemed like the best option. I had good interactions with their team except that I was told false information. They said my Citibank would be closed as of now, but then I found out it won't be closed 'till April. They need to be more clear about payments, time, and when things are going to be paid off. But other than that, it's been okay. It's nice to make a smaller payment and that helped. It's nice to know too that I'll be out of debt soon.
I wanted to get a little assistance and my son mentioned National Debt Relief to me. We're both on it together and their team is very good. They answered all our questions and were very accommodating. I've only been involved with them for about three months but I feel very comfortable with them. I am very satisfied.
I was trying to find an organized way to clean up my credit and get everything situated. I wanted to do some consolidation but I wasn't getting anywhere when I was making all my payments like it wasn't gonna happen quickly. I looked at debt solutions and thought that it made sense to consolidate. National Debt Relief made the whole situation a lot easier and the transparency is really helpful. It's nice to know where I stand, I don't really have to worry about everything. If I'm getting phone calls, I'm more than willing to handle those conversations but having them made the whole process a lot smoother and has taken a lot of weight off of my shoulders. Also, everyone that I have spoken to there has been very thorough and can always answer my questions. It's been great and I would definitely recommend them to friends and people.
The debt I was in made me look into debt relief help. It's hard for me to pay everything off. At first, the team at National Debt Relief were really helpful. They sent me different ways of bringing my debt down through email. But nobody really contacts me to let me know what they're doing and what the next step would be. I haven't received any phone calls unless I call them. They're taking $286 of my hard-earned money every month, but there's no contact, so it's hard for me to know where I'm at. I'm always having to call and check if things are getting done. I just received a letter from one of the items that I had put into my debt relief program, so I sent it to them. They were supposed to call me back on Monday, and still, there's no call. I don't know if they've dealt with it or not.
It's difficult at times. I wish my payment was a little smaller. Furthermore, I wish they would communicate a little better, not just through email but maybe through a phone call. I'm not very dissatisfied, but I'm not satisfied either. However, there's room for improvement. They're in the business of debt relief and their customer's already in debt, and at least, they could check up on their customer and communicate something other than, "Here, give me your bank and we'll keep taking your money for the next two or three years." They could make the process a little more personal, as in taking the time to call their customer back and saying, "Hey, I know you're struggling. I know we're digging into your pocket. But we're trying to help you out. I just want to check up on you and make sure you're okay."
So far, everything’s been fine with National Debt Relief though I’m not through with the program yet. I’m curious to see how it all ends and I wish to see a positive reaction on my credit limit. It just hasn’t yet but hopefully it will when it’s all said and done.
I researched consolidation programs online and National Debt Relief had a really good rating by the Better Business Bureau. They were top on the list, so I went with them. It was a confusing process, but they made it really easy to understand what was needed to be done in order to clear out some debt I had accumulated due to money issues with work. Sometimes I'm in the dark since I don’t really know what’s going on. But once they came to terms with my creditors, it's nice and refreshing to get the call and say that a certain amount has been set to clear out my account. It’s a nice surprise and I’m currently still in the program but it's very reassuring. I've recommended them to a few people in my life that need help.
I sought relief help because of the amount of debt I had. I also wanted to clean up my credit and get the wolves off my back. My problem with National Debt Relief is I don't have their phone number and don't have the internet to go online so I don't know what's going on. Aside from that, my experience with them has been good.
National Debt Relief has been great. I was looking for some help and I pretty much read about them and they seemed like they were a good fix for me. They were able to help me out indeed. They answered all my questions and told me what I needed to do. They were able to give me comfort when creditors were calling me. I would always talk to them and they would tell me that the creditors were just trying to scare me and that I should just continue to stick with the program. They’re excellent and very encouraging.
My wife and I realized that our children’s diapers were still on our revolving credit cards and our grandchildren were about to be born and that we, after 20 years, were not making any significant progress in spite of our best efforts so I felt it was time to take more extreme measures. We looked into filing a bankruptcy but we didn’t want that. So we considered some options and debt relief was a nice alternative between the amputation and the walking around crippled for the rest of our life. So we Google-searched top rated debt relief companies in America and National Debt Relief was consistently at the top.
The people that dealt with us upfront were the best. The limbic part of my brain trusted them to help me. They were understanding, sympathetic and not judgmental. I felt like they weren't trying to get something from me for their benefit but what they did benefitted me and that they would benefit as well. We set up a 48-month plan. We got excited and did everything in the last 12 months to get rid of our debts. We cashed in our retirement savings which was an extreme measure but once we start making progress, it’s contagious. Debt reduction for us was like weighing 800 pounds and losing ten every year. We can celebrate that we lost 10 pounds but then we still had to face the fact that we weigh 790. But with National Debt Relief, it was like liposuction wherein they tore stuff off of us and suddenly we have biceps.
The only concern I have is that last week we had a conversation that took four separate phone calls because I was getting disconnected as they would transfer me to somebody else. Their people’s understanding of how to use their systems may be inadequate but apart from that, we have a fantastic relationship with the company. I wholeheartedly recommend National Debt Relief to people who are drowning and can't seem to find a way out.
I have been going through a bunch of medical bill situations with the family that I assist. I had incurred way too much debt in loans and credit card in assisting them that I wasn't able to pay for myself. So, I was hoping to consolidate everything and get settlements done so that I can restart. I knew I would get a lower credit score because of the relief help but I was willing to do that for a couple of years just to get everything figured out. Everyone that I've worked with in National Debt Relief has been great and responsive with emails. Plus, people that I have talked to over the phone were really courteous and know everything about my account so they make really good notes. Working with National has been great because I started out with a really low credit score because I put everything out into debt settlement, but afterward everything has been going fine. I would definitely recommend them.
It's been good with National Debt Relief so far. I didn’t have one payment going and trying to get the debts consolidated has gotten really well. We’ve knocked out a lot of the debt so that has helped.
Working with National Debt Relief has made my life simpler and easier, and has given me peace of mind. I had a good experience with them. They say what they're going to do, and they do it. I would recommend them.
I was deep in credit card debt and I needed help, and working with National Debt Relief has made my life easier. Everything has been smoothly going on its own and I don't have to worry about it. Their team members are great and I had no problems.
I’m trying to get out of debt and working with National Debt Relief set me on track financially. The people at National were very informative, polite and willing to work with me on everything. They tell me what’s going on with all the things that they’re doing. I’m very grateful for them being there. If it weren’t for them, I’ll be in a lot of trouble.
I was researching online about how I can get help with my credit cards and looked at National Debt Relief's reviews in the Better Business Bureau. Their reps were able to help in accommodating payments that I had to lower due to financial difficulties. Before, what I had to pay was too much and it became a struggle and a strain. It was either I go with National Debt Relief or file for bankruptcy. I haven’t had any problems with them so far, but I’m not out of debt yet. The only thing is that I would like to have a written statement sent to me via mail or email stating how much I owe and what have I paid in fees instead of having to call them to ask. I have to go through their the company that manages the bills. I log in, get a login member name, and it’s complicated.
I keep paying them monthly and I don’t know if I’m getting closer to my goal or not. I have no idea where my money is going and what they take out in fees which is a little unnerving. They have to charge something for their services and I have no other choice. I have looked around to see if I can get some other help with banks and credit unions, but there is nothing that I can see and I don’t want to deal with it. For most of us who are in debt like this, it’s a tremendous financial and emotional burden. It would help us to get some sort of “Hey, you’re doing fine. We’re getting towards our goal. We have this much time left and then you’re going to be debt free.” That would be nice to receive on a quarterly basis.
Otherwise, I do recommend National Debt Relief to people in my situation. So far, they’ve been collaborating nicely. They’re always nice, friendly and available to talk on the phone. When I had a problem renting an apartment, they wrote a letter that I was paying my bills on time and that I’m taking care of my debts. In that respect, they’re very personable. I’m hoping that I’ll be out of debt soon.
My husband was diagnosed with congestive heart failure. He also has Parkinson's and high blood pressure. Our bills were mounting up because he was in a nursing home for five months and I had to pay for that. It was too much for me to handle. I called my daughter and told her to check out some place for me. She called me back for National Debt Relief and once I got their number, I called them and did the interview. Then, they sent me the forms in the mail and they've been handling them. I just have to put an amount of money every month and they take care of all the bills that I have. They've been calling me whenever they make a settlement.
20 years ago, I was in the same position and I had GreenPath. They did better in a way that they took all my bills together and then I paid an amount of money every month. Everything was pooled and they settled everything. But with National Debt Relief, I'm still getting calls from companies that I had placed with them to take care of. I think they just do one at a time and that's it. Also, I have a four-year plan and I told them four years is a lot. At the time they were the only company that I got and I should have checked out more companies instead of just rushing to doing it with them. I had no option because all the bills were piling up. But it took me longer than expected.
My debt was too high and my mom told me to go to National Debt relief. She said that it was better to do that than go to bankruptcy. National Debt Relief has great, awesome customer service and I've had amazing interactions with their team. They answer my questions when I call them and they’re on top of everything and my debt collectors. My credit score went up and that makes me happy. I can’t be any happier than where I am now. I would definitely recommend them.
I recently got a new job which paid much less than my previous one and I'm now having a hard time making ends meet. My experience with National Debt Relief has been life-changing and stress-free. The process has been positive. Every person I've had with them has been great, whether in the office, phone, or anything. They're understanding and flexible and they took the time to explain things to me because it's confusing sometimes. They don't make me feel like they're belittling me for needing help. I would definitely recommend them.
From the first moment that I called National Debt Relief, they were very informative and helpful. They weren't pushy at all. It was more of an inquiry into why I was seeking help and then following up with me on how they could help. They've given me a great deal of relief. They provided me a very clear way to get out of debt that I thought I was gonna be paying for the rest of my life in a matter of three years. They helped me through the rough moments too because I had a hard time with the concept of not meeting the minimum payment. They let me know that I was gonna have to go into default and they understood why that was hard for me and answered all my questions. They were really reassuring about the process. I've also recommended them to other people that I know.
I was impressed with every single member of National Debt Relief. Everybody was so reassuring and saying, "This is your money. We're putting it in a place where were using your money to talk to these people and get it down to where we can get it paid off." I would call every once in a while and ask questions and not one person was short or unclear. My experience with them was very empowering and freeing. The heavy weight of the bills that I owe was taken off me. I also felt like I did something. It really made me want to make sure that I'm responsible with my bills and not get it out of hand again and not do credit cards. It was nice to be in a situation where I wasn't shamed or put down. It was great.
Recently, National Debt Relief had informed me that they were negotiating with Barclays Bank where I had a credit card with. They said that if they come to an agreement to reduce the debt, there was an additional payment to the one that we had originally agreed, which is $257 a month. I had to pay an additional $74 for a couple of months and I wasn’t sure what that was for. But I don’t recall being mentioned in the initial negotiating process that in the event that we come to an agreement with a specific creditor, that you’ll be assessed for another amount of money in addition to the monthly amount. I wasn’t really clear on that. But I took care of it best I could with a little strain, financially. So it’s still the best process and I’m grateful for the assistance. NDR has been working toward reducing the debt that I had and I think that we’re accomplishing that goal.
One of my friends had a good experience with National Debt Relief, and for me, they have been a big relief. I was swamped and I didn't have a life of my own. I worked with Boris and he gave me a step-by-step help so the transition was simple. It has made a big difference. I’ve been able to breathe a little. At first, my credit rating dropped at nothing but it’s slowly building itself back up. National Debt Relief did good and I appreciate them.
National Debt Relief had made my life easier and less complicated, and it took some of the stress away. They always update me with what's going on with my account. When I fax them, I like that they send an email letting me know that they received the fax. Their team is also very good, understanding, and they're easy to talk to. They were able to meet my needs.
I had some things that needed to be consolidated before I took a major move and National Debt Relief has totally gotten rid of quite a few accounts I had, so that's a good thing. I've recommended the company to other people.
I was going nowhere on my student loan. I was looking at some ads and saw National Debt Relief. So far, the experience has been good as well as the interaction I've had with their reps. I can't complain about anything.
I have a massive amount of debt with little amount of money to pay for it all, so I needed help. National Debt Relief is saving me a ton of money. They’ve all been wonderful and I’ve never had an issue with anybody there. Their communication is open and it’s great. I would recommend them to anybody that needed help.
I had a lot of debt and I signed up with National Debt Relief. At the beginning I saw a headway in their process but now, I see nothing. There are a lot of stuff that I do not understand especially with what they're saying and their system. In the last three or four months I didn't settle with anybody. National Debt took the money first for their selves then they're going to give it to the creditors. It's rough that I didn't understand from the beginning that they would do something like that. I was not informed and that's making it harder to get out from the debt. The process is taking longer and it's very weird.
I was looking for someone to help me pay down my debt and found National Debt Relief. I had a lot of credit card debt, I was out of work, and I didn't want to go bankrupt. I wanted to pay my bills. National Debt Relief helped me by making deals to pay down the debt without all the penalties and all the big interest charges. The way they explained everything was clear, and it's been great. I didn't want to walk away from my responsibilities. I felt like they saved me. Their customer service was so good.
When someone mentioned that National Debt Relief is very helpful in the long term, I looked into their service and got started right away with them. Their name took a lot of stress off me. It's the relief of thinking about how I got into this mess and how I could get out reasonably without adding more to what I owed. When I was paying to the bank what they said I owed, they would take my $300 or $400 minimum payment every month, but that was just for the interest, and the principal amount I owed never went down, so it was like throwing money into the fire. So, I really needed a company that could help me pay off my debts.
I have always paid my bills, but just had a bunch of stuff happening. National has been helpful since I lost my career job. I've had a job every two years, however, it was not anything to be proud of. So, I called National and gave them a heads-up, "Hey, I need a month off." They granted that and just added the payment on the end. So, I'm not behind on everything. I still have my monthly bills and my taxes, and once again I'm employed. If there's enough money in there, the National guys would say, "Okay, there's enough" for them to approach the business that I had a debt to and make an offer. It's usually what I originally owed minus the interest. So, they're pretty fair.
By working with National, I paid up all my debts, except for a last one I have with a Visa credit card that I'm working at and making payments. The creditors still send me letters saying that I owe them what National has already paid them. I faxed the documents to them, and they said, "It's just what companies do," and that they were just looking for me. If I had heard about National Debt Relief and gotten their services sooner, I could've been paying them now for their services and would've been farther ahead than just trying to pay my debts of.
When I was looking for help with debt and trying to figure out what my options were, I called National Debt Relief. It sounded like something that I could manage so I decided to go with them. They sounded competent enough and whoever I was speaking to was smart enough to understand what was going to help me and provide a solution. On one hand, it’s a good solution because I feel that the debt is being managed. However, I don’t know the downsides yet because it’s taking a long time. It’s somewhat expensive and all of my debts are not resolved yet. I thought I had an understanding at the beginning, but they led me to believe that it would be a four-year deal by the time I paid off my creditors and that the first year they would be in settlements with all the different creditors. However, it's been a couple of years now and we're still not in settlements with everybody and it's not good for my credit.
When I asked them about it, all they said was, “We explained that it takes a while to get into settlements and we can’t get into settlements until they agree to settle, and they are not gonna agree to settle until you haven’t paid for a long time. Even then, there has to be enough money in your account for the settlement.” Since I’m paying a monthly amount, I thought there would be funds in the account to pay out for settlements as well. I understand the math of what they are telling me now. But when it was first explained to me, it sounded like they had the skills to do the negotiating to make the math of initiating settlements within the one year mark so that the last three years is just paying the settlements off. I feel that it was slightly misleading. But it seems like it will resolve in a positive way unless things go dreadfully wrong.
I need some relief to my particular problem and I'm fairly new in the National Debt Relief program. All of my interactions with their staff have been very good and all of them have been courteous. National Debt Relief is helping me out and hopefully, it'll keep on doing it. In a couple of years, it'll be better. They're overall professional.
My interactions with the team at National Debt Relief have all been very positive so far. They've been very helpful and informative with what I needed to know. They don't make me feel like I'm less of a person because I'm seeking help. With them I know that our bills are getting paid and I don't have to fret about it or fret about telemarketers calling me.
We were in an upside down situation on a lot of our stuff that we looked into relief help. All the interactions I've had with National Debt Relief were positive. I've been happy with the people that I’ve dealt with and with the service that I've gotten. I would recommend them to friends.
I had debt problems and so I wanted to find a source that was reliable to have them eliminated. It’s been a positive experience with National Debt Relief. They’ve always been very knowledgeable and reliable. They always updated me with the latest development which came up. I've always gotten excellent service from them and everything was handled with the best of professionalism. I would recommend them.
I wanted to check and see if National Debt could help or not like they said on the commercial and my experience was pretty easy initially. They listened to what I needed, and from there, they took over the debt. I had three issues that they were helping me with and they resolved the first one really quick. However, it's been a long process, longer than I thought it would be. The team usually contacts me once a month as far as status updates, and I should be hearing something now, but haven't heard from them for a while. So far, working with National Debt has been positive.
I needed to fix my financial so I decided to get National Debt Relief. Their team was good. They helped me control my credit cards and so far, so good. It was straightforward and they explained all the steps to me. It was a great experience.
I initially looked up National Debt Relief online and I've been really satisfied with my experience with them. Working with them created a huge relief. They did a really good job. The staff members have always been helpful and polite as well.
The first time I saw it, I was not in dire need of the services. But as time progressed, it turned into one of those things where I realized I don’t want to be paying all these interest charges. And what they’re saying makes sense, so I gave them a call. If anything’s not expected or changes, they will give you a call. They are very involved. Everything revolves around your okay and your say. So, it’s been great. They gave good expectations upfront. They outlined what they were gonna do, what their program is about, the ins and outs of it, and how it worked. There hasn’t really been any surprises or negative experiences so far. It was “a happy ending to an unhappy situation.”
I was in debt with my credit cards. I had cashed in my husband's life insurance policy and paid them off but I couldn't understand why I keep getting in debt. So, I sat down and finally did a budget, and I realized that I was living on credit cards because I don't make much money. I realized that in order to get stuff that I thought I needed, I was putting it on credit cards and got myself in trouble. I could try to work it out on my own but it will take a long time and I'm gonna get bad credit. I could try to go bankrupt but I really don't want to. So, that's when I looked up for National Debt Relief and I liked what I saw.
They talked to me and my husband to tell us what to do. After that, the only time we've heard from them was when they were able to pay somebody off. I wish though that that they could tell our creditors what they're helping us do because in the beginning and still to this day, some of the creditors haven't been notified yet that NDR is going to pay them. They thought that we've just quit. All I could tell the debt collector is that I've given them over to NDR and they asked when they're going to collect their money because that's all they care about. They call every week for the first couple of months and then finally, they quit. I'm now living by a very strict budget so that I can pay NDR and I have other bills that I have to pay and it's very hard but I'm trying to do the best I can. I pay NDR $330 a month and it's a lot of money, but it's going to a good cause paying off my debts. Overall, I'm very satisfied. I'm thankful that my debts are getting paid.
We looked into relief help and got burnt about ten years ago. Things kept piling up. I thought maybe there are more legitimate companies out there. I saw National Debt Relief on TV and I gave them a call. Their process allowed me to get some stuff paid off a lot quicker. It’s almost like a peace of mind knowing I got to worry about 1 payment and not eight or nine different payments.
The reps at National Debt Relief were real helpful and very courteous. I just don’t like that it takes forever to pay off. I had a lot of debt and they’re working on it one at a time. I owed one company $500 and now it’s gone to collections and I owe them $800 ‘cause National Debt Relief hasn’t taken care of that one. They said they'd take care of the large ones first, but they should maybe take care of the small ones before they turn into large ones. Overall they’re real sweet. They explained things real well before I did it and convinced me that it was the best option, and it was. Also, if sometimes I can’t make a payment, they’ll work with me. And if I call a few days ahead, they’ll move it for me for next time or a later date, whenever I tell them to. I was in a bind to begin with, so the bind is trying to work itself out a little at a time with National Debt Relief and it is good.
The National Debt Relief team was helpful. They walked me through the process and were able to answer all of my questions. What I liked most is that whenever I call, somebody actually picks up the phone and I'm never talking to a machine. It's easy to get my questions answered. I would definitely recommend them.
We're in a lot of debt and National Debt Relief has been beneficial. They have got us almost out of debt. We're doing good, and we only have one more creditor. I recommend them for people when they're in severe debt and don't know how to get out of it. The only drawback I have is that when I have a $10,000 debt with a creditor and they reconcile 5,000 or 4,000, I have to pay the extra in taxes as my taxes go up but I didn't have to pay to the creditor.
I was looking for a company that could do something that I needed to get done and National Debt Relief was the only one that I could find that would do that and part of it with debt relief. The people I’ve dealt with handled me well. If I needed help with something, they get it done right away and everybody there is out to help. I’ve only been in their program for five months and they call me if they have any new information. I hadn’t really seen the effect of the program yet but I expect that eventually I will.
National Debt Relief is helpful when I call them and most of the time, they can answer whatever questions on how the program works. They're helping me out as far as what they’re supposed to be doing and it’s working out so far.
The pressure was unbearable. I was having all kind of problems - medical, plus on my card, a little part-time job and the wife was sick also. National Debt is a big plus. Every time I called, everything was pleasant, and everybody has been very helpful and knowledgeable. The team got right to whatever problem and whatever they could do to help me. They were very businesslike, kind people, and treated me with dignity. If somebody was in the position I was in, I would very much recommend National Debt to them for the fact that National Debt has helped my life tremendously.
National Debt Relief is awesome and a great company. Their team has been very understanding. So far, they’ve been working really great. They’re very supportive. And if I tell them to add an account onto it, they explain the process or if it extends my term out longer and how much my payments will be. Since doing the program, I was able to buy two new cars and I’m getting my keys to my new house today.
We had filed bankruptcy before, and didn't have to do that again with National Debt Relief. I had a lot of medical problems - two surgeries back in 2014, and a lot of medical bills that piled up on top of my credit card debt. This time, I thought going into relief help would be a better route. National Debt Relief has always been very helpful anytime I ever had to call. A couple of times, I got in touch with them and requested that a deposit be moved to a different date, and they always helped me with that. It's a relief to know that I'm eventually going to get out of this debt.
I've been struggling for the last two years with my debt. It got to more than I can handle and National Debt Relief has been helpful. Their reps have been very helpful, nice, patient and very encouraging. I know that not paying is making me more nervous and I have to wait for some time to negotiate the prices but NDR has eased my worries about paying. It’s been a good experience. I haven’t been with them that long but so far, so good.
A friend of mine was in banking and he was the one who worked with me in setting things up. He went ahead and checked reviews for me and National Debt Relief was who he came up with. I had been called by them and I owe them for their services. It hasn’t been easy and the biggest challenges are that I still have bills to pay and I have a business to operate on a cash basis along with paying up debt that’s put there. It’ll be a whole lot nicer when I'm all done.
I had inadequate funds for an abundance of debt I accrued while I was younger so I decided to look into relief help and went with National Debt Relief. My interaction with their members was fantastic. I had more debt than I could bear and they fought for me. I'm hoping to be free of credit card debt by the end of the year and I trust them to do that. They've been great.
I was drowning in debt and couldn't save any money but my National Debt Relief experience has been very satisfying. Their people have always been helpful. Working with the company made life a little easier. They are flexible with the payments. If I can't make a payment, they reschedule my payment plan and don't make a big problem about it.
The National Debt Relief team was very pleasant and good. They gave me a lot of information, constantly contacted me and updated me if something changed. It's been a great experience and I highly recommend them.
I was getting myself into a jam because of some issues at home with a death in the family. I went online after I saw National Debt Relief on TV and I saw that their ratings were very high. It had a lot of positive comments on it. I did my research with several others and decided to make that phone call. The gentleman I spoke with was very helpful with all the information I needed. He knew how to explain to me how it worked. He told me about all the fees and everything that goes into it. He made me understand and was honest about letting me know that it does take a while, that I needed to make sure that I had enough money before any of my creditors would begin to deal with me. He told me to give him a call if I needed him. In the beginning, we had a little miscommunication because I wasn't looking at emails. But I look at my emails now and that's the only issue we had.
Everything has been going great and my bills are getting paid. Working with National Debt Relief has made my life easier on my payments. I've been looking online to see what they're doing and the payments are being taken care of. They've been very helpful and I'm grateful that they're out there to help me. I'm now stress-free and I will recommend them to anybody.
National Debt Relief reps have been very good. They call me when they are ready to make the payoff. I ask their opinion and they've been very good about telling me what they think and we've been paying off the bills. I don't have any credit card bills now. We've got about one year to go and we should have all debts paid off. I've even paid off a line of credit loan of a thousand at my bank. I've been able to do that because I have not build up more credit card debt.
National Debt Relief has been very helpful in getting me back on track with our credit. Their representatives have been very helpful. Every time I had a question, I’d give them a call and they’d either try to help me or they will forward me to someone that can help me with my question. They were very informative about what the program was about and how long it would take to pay off our debt. Additionally, any time we get a settlement offer, they’re really quick about sending me an email and calling me. I’m very happy with them.
My husband was the one who started with National Debt Relief because we both have debts, and after he started out I decided to do it as well. They're here to help and whatever questions we have they answer it for us. Now we're slowly getting rid of all of our debts and we feel a lot better. We don't have this big heavy weight on us which is awesome.
Our income has dropped down to nothing and it's really hard. But I'm doing the best I can, and so far, National Debt worked with me and it's been really good. The majority of them have been very nice though there were a couple that know they have you by the short hairs and make you struggle, squirm, beg, plead and cry. But it's okay, since everybody else have been wonderful.
My husband got a pretty significant pay cut and we couldn't share credit cards anymore. National Debt Relief definitely helped. It's been a positive experience with them, and their customer service has always been really good.
I had gone through a divorce and have a lot of debt because of my ex-husband. I needed to get my credit back in good standing so I searched online and went with National Debt Relief which came up with the best reviews. During the sign-up process, I was on the phone with a guy for almost two hours going over everything as I had a lot of questions. Their people have been helpful, understanding and there whenever I call them. They're on top of their game. Their team also makes the negotiation process with collection agencies easy. The phone calls from debt collectors have stopped. I feel safe with my payment deduction from my account every month, too. I like the way that I see my credit building back up. I see my credit cards have gone up which is what I wanted to do.
I had several debts I needed to get rid of, and National Debt is getting me on the right track. From my little interaction I've had with the team, they are knowledgeable about what they're doing. I've had good experience, and have recommended National Debt Relief to my friends.
National Debt Relief has been doing a great job and I love them. Everyone’s been very helpful, professional and it seems like they work hard. I’ve been able to buy a new car and move into a nicer apartment all thanks to them.
This is the only time I’ve been in debt and I wanted to get rid of it. Going with National Debt Relief seemed like the best way to do it. I called them up and talked to Jason a lot who was a really good, helpful guy. It works and I was fine. I had a general idea of what was going on. It was explained thoroughly to me when I asked questions. Working with them makes it easier not to worry so much about my bills that are out there because they help take care of all that. It’s been great and I’d recommend them to a friend if I knew a friend who was in that trouble.
I have lots of debt that were overwhelming but National Debt Relief has been very helpful. They've done a good job of explaining everything and how it all works even before we signed the agreement with them. They also give me regular updates. It’s been good having someone help me manage the debt as well as having all of the payments consolidated into a single monthly payment. Of course, the downside has been a hit to the credit score, but at least it gave me a chance to get the debt that I had under control even though I'm starting from square one again.
They’ve done an awesome job about being able to settle some of the debt for much lower amounts and that’s something that they had advertised when I first saw them online. I wasn't too sure initially if that was gonna happen or not but they’ve been able to come through on that level. The experience has been very helpful and it’s helped me get back on track. I’d definitely recommend them to someone else who was in my situation.
I was working to get out of debt and the team at National Debt Relief has all been good. Everyone has been friendly. But I recently got subpoenaed for a court case on following the advice from National Debt Relief and I have now been advised that this will cost me more money.
I was researching online for different options available and also looking for the ones who had better reviews, and I found National Debt Relief. In fact, my brother got help from them a few years ago before I started the program with them. I thought the company was tried and tested. So far, my experience with them has been very helpful and satisfying. Everything worked out fine, and I’m about to close my program in two months. The people at National worked with me and were very supportive through the entire process.
I short sold a house in New Jersey and have left some bills go when I lost a job that was not making as much as what I was making at my current job. I decided to start fresh but it ended up that bankruptcy wasn't available for me because I made too much money according to my W-2's and lawyers gave me the run around, so I decided just to put my big boy pants on and pay the debt back as best as I could for what I had.
Some things were made clear by National Debt Relief's reps, but some things were not. Mostly everything is in the fine print but not everybody reads the fine print and that's where my weakness lies. So the misunderstanding is lying on my part, not so much National Debt Relief. But after they described the breakdown of the system and how the system actually worked with it, I was more at ease. I wanted to know where a majority of money was going since what I do was different from what they do, which was why I'm in their program. I thought I could do it better but I've already had so much money invested so I might as well keep on going.
I don't like that they don't relay my credit report to my creditors. They don't say that an account has been settled. On my behalf, they need to have it removed or have made sure that my credit report reads appropriately to future creditors. I could have done the same way they were doing because I still do the same thing that they do but I'm not paying someone to do it. I figured out we would get a better deal on a group of trying to settle one big lump sum debt which they claimed they were but at the same time they were using that money more to pay themselves. I don't think I'll ever do it again if I ever put myself in the same situation. There are other agencies that are similar, and as they're clearing people's debt, they get it reported and get their debt or credit score and report help to improve it.
My credit was really bad and all my stuff was getting into collections, and I couldn't pay for it. I then looked into relief help to get my credit back up. I called National Debt Relief and set it up and they did the rest. I only talked to them a couple of times. I really hadn't had to do too much, and National Debt Relief seems to handle it very well. I've already settled two debts.
I have one income coming in because my husband is not with us right now. I looked into reviews and found that National Debt Relief's were positive ones. Their team has been courteous and very helpful. When I had questions, they answered them in detail. They were very clear and they made me understand what the program is about, how it works, how the payments will be, and when I will be done. They’re understanding and easy to talk to. When I call, I don’t have to wait long, or if they call me back, they call in a timely manner. Also, the payments have been affordable. The first year was tough, but I’m going into my second year and I’ve gotten used to that money being withdrawn from my account. It’s so affordable it still leaves me with plenty to work with.
I had 8 debts that I had to resolve when I started with debt management. National Debt Relief has been excellent. They’re prompt, they answer my questions and they took care of a lot of the problems that I had. They always call at the very right moment when I was a little down and they pick you up. They're super friendly and it's like talking to a family member. I have one more debt that I had to consolidate so, I’m very happy. I’m very satisfied with them from day one that I signed up. I have recommended National Debt Relief to friends.
I had the original contract with National Debt Relief set up to pay off within 48 months or sooner at a set rate. I was talked into it and it seemed like a good thing. Then all of a sudden they wanted to make a quicker pay-off. I had to increase the amount of withdrawal which I didn’t expect but I agreed to it to take care of one of the accounts. For the first few months, I was getting regular phone calls - at least once or twice a month just to check in and make sure everything was going okay. They gave me updates on the status with the various debts back then. But in the last two or three months, it seems like it’s reversed. I have to call them to ask them what the status is.
National Debt Relief helped me out tremendously though the program that I have with them is still a work in progress. Whenever I called, their reps were friendly and able to answer my questions. I would recommend them.
I was in debt, and wanted to try and get myself out of it. The guidance from National Debt Relief is pretty good, and their team tries to answer my questions. However, I'm still waiting for them to call me back on a question I had two months ago about one of my debts. It seems like they're working on everything else but the ones that I'm concerned about. Besides getting phone calls from the credit card companies and the creditors, working with National Debt Relief is fine.
I have debt and my girlfriend looked up National Debt Relief online. My interactions with them have been all good. I never had any negative experiences. I've paid a couple of things off but hasn't been anything major yet.
I piled on a lot of credit card debt so I needed to relieve that. National Debt Relief has been fantastic, both on the phone and through email. They have been very helpful and very polite all the time. I'm not scared to answer my phone for random number anymore 'cause it's not gonna be someone asking me for money. The payment plan is automatic payment and when they get an offer to relieve a certain card, I can just do over email so I don't have to call all the time and it's very convenient and helpful.
I was financially drowning, barely staying above water in the payment that I was making, and my credit cards were minimum payment. But then, when I wouldn't make the good payment, I would turn around and use my credit card again. I was borrowing down about to half, and I didn't think my credit cards were ever going to get paid. National Debt Relief has taken a huge weight off my shoulders as far as the debts that I owe. They've been really patient, considerate, took the time to explain things to me, and contacted me really quickly when they get a settlement offer. Plus, the team have handled everything really well. I have recommended National Debt to friends.
I was looking to clear my credit so I researched and started comparing different types of debt relief agencies. I found that National Debt Relief's website was detailed in terms of what is expected of us and what they do. We did everything online and they’ve been very helpful. They sent me the information, told me what is expected of me and how long it takes. Every time they will get one of my creditors, they'd tell me how we’re going to pay them with the money in my deposit and they'll ask me if we can do it. It's fantastic because they’re letting me know what they’re paying. They're really top-notch and very efficient. In fact, they have raised my credit score and they have cleared most of my credit. I’ve now been able to apply for credit and it has gone through very smoothly. I am very happy with them.
I was paying a lot of money on credit card debt and the payments I was making wasn't putting a dent in the balance because it was just the interest. A woman had come to my house to do a free financial analysis and she recommended National Debt Relief. Their team has been extremely helpful and easy to get a hold of. I've never had to wait long when I called in. Working with them has made me a lot less stressed since I'm not worried about creditors anymore. It's also saved me a lot of money. One of my accounts had a balance of $900 on it and they negotiated some of it. Overall it's been a really good experience. I've been with National Debt Relief for almost a year and two out of the six accounts have already been settled.
I was never going to get out of debt myself and I definitely needed help. I wanted to feel like I was at least trying to pay off some of the debt as opposed to bankruptcy. Also, I'm not good at confrontation myself at all. I needed someone helping me through that process of doing the hard work and National Debt Relief made me feel the most comfortable. Every time I call, they are very friendly, they take the time to look at my account, answer any other questions or bring up things that I may not have paid attention to and support me in the process. I haven't felt like a loser and they always make me feel like I'm doing the right thing for my future.
They call and they say, "We've come to an agreement with your credit card and here's what we need to do." Or, "We can't come to an agreement with your credit card and we're going to have to hire a lawyer. That means nothing to you but we're informing you. We want your permission." I always feel like I'm getting good customer service. Working with them changed my life 100% in a very positive way. It taught me how to live without a credit card, how to live within my means, and how to think about the future differently. It was so easy with National Debt Relief and I would recommend them to anyone.
I was way in overhead with my credit card bill. I put in a call and email to one debt relief company but never heard back so I went ahead with the second I contacted which was National Debt Relief. The company is great. I had extremely good communication with their team members. They were very honest and forthcoming when we signed up and let me know upfront what they needed.
Now, all my other bills are paid up and we can breathe and eat. The company serves a wonderful service to the public especially with terrible prices and the way the public is now with debt. They are there to help correct people's mistakes in the best way possible. It's gonna take time to pay off the debt collectors and I wanna get some of them off my butt with their 30 calls a day which is ridiculous but thank God National Debt Relief staff members do their job. I’d recommend National Debt Relief to anybody.
National Debt Relief made it easier for us to feel more at ease with bills that we're gonna pay them. Also, their team was very good and excellent. They helped us out very well. They're professional and I would recommend other people to this service.
We were having some difficulties and so to get back on track, we thought we would need some help of National Debt Relief. So far, we've been really pleased with them. They’ve been nothing but wonderful. They've also been very helpful and energetic. Whenever a milestone has been met or they have some good news, they'll call us and be excited for us. It has been some relief for us.
National Debt Relief has been a recommendation from somebody. Their staff have done a very good job. They are always friendly and ready to answer all of my questions. We've had two or three major bills been paid off and I received discounts. National has reduced my bills significantly and I can't complain about that. They worked as advertised, and it's been an excellent experience. My only concern is that they don't communicate often, so I never know what's going on.
I was looking at alternatives because I didn't want to pursue a bankruptcy option, and National Debt Relief was very informative and truthful. That was the big difference between some of the other firms I have talked to. Once we got through the initial program in terms of getting everything set up, most of my interactions have occurred through the Global Client Solutions who actually manages the payout. Outside of that, anytime I've had to deal with National Debt Relief has been positive. It was an honest and professional experience.
Every conversation I've had with the reps from National Debt Relief has been positive so far. Working with them has been good and I hope it stays that way because my payments are supposed to end in December.
Everyone at National Debt has been helpful and respectful every time we've had to talk. The very first person who got me enrolled in the program was wonderful. The only thing that's been challenging is working with the creditors to complete things. But apart from that, National Debt has definitely made my life easier.
When I first signed up with National Debt Relief, there was a lot of confusion and I was getting a lot of calls from different people asking a lot of the same questions when I had already answered those from somebody else. So that was a bit annoying. Now that I've got signed up and they're working on my credit, they’ve only got a few results so far, especially some of the larger amount debts, so I'm wondering why they haven't tried to negotiate anything yet. It's like things are just sitting in limbo right now.
They also won't do anything via email. Everything has to be over the phone and so a lot of times, we've had to wait voicemails. Then they don’t like leaving messages because their numbers come up weird, and so then I would have to call back and have to try to find out who that person was who left me a message because they have different customer service reps. National Debt Relief hasn't done a whole lot for me yet. I'm hoping that they're going to continue to work on my debt.
National Debt Relief has always been very helpful and considerate. I've had a couple of dropped calls on my phone, and they called me right away. Working with them has been very pleasant, so far. Also, I've seen some improvements in my credit scores. It's a rewarding experience, and if I had the chance to do it over again, I would.
I was falling behind on my bills and I was having a hard time paying. I needed some help so I sought the help of National Debt Relief. They call every once in a while to check in and make sure everything's going all right. I also call in every once in a while if there's any kind of pay change that I got, or any kind of extra debt that popped up. They help me and they get back to me quickly which is good. NDR has definitely made debt payment a lot less stressful, and my overall experience was better than I expected.
I spoke to National Debt Relief's team on the phone a couple of times about them shaving down my debt. They’re pretty straightforward, cut right to the chase and got the job done as they said they were gonna get it done. They've cut down my debt by approximately $10,000 so I’ve been pretty happy.
A friend told me that National Debt Relief was good and that I should try it since I had a lot of debts, bills, and cards that I needed to get rid of. The people at National Debt Relief were very nice and explained everything. I haven’t reached my goal yet but I’m hoping that I will reach it one day. I haven't heard from them for two months now, but so far everything is going well. I love the program and I’ll recommend a friend to it.
It's been a very positive experience with National Debt Relief. Everybody that I talked to has been great and every time I need a payment moved, pushed back or set for another date, they've always been very good about that. I pay $400 a month to National Debt Relief and have been doing it for three years now and it's been really hard but worth it. But what I thought about them was different. I thought they were going to be able to help me with my credit not just take care of my debt to build my credit so that's where the confusion set in for me.
When I'm done paying National Debt Relief, I'll be going with another company to help me with my credit but I'm still very happy. It's great they were able to take a lot of my debt away but if they were able to help me take my credit off as well that would have been 100 times better instead of going through another company. I just wished they would have been more of an all-around company in general.
Everyone at National Debt Relief has been really nice and responsive. I called a couple times to discuss different issues and things or needed something, and every time they’ve been very helpful and quick to respond. That’s one of the biggest positive for them.
Every month, National Debt Relief's customer service always calls not only to update me on my account but also to ask me how I'm doing, if my situation has changed, and other things of concern. I'm extremely happy that they've done better than what we initially anticipated. They get things accomplished efficiently. My life has improved tremendously since having them as I am getting rid of a lot of debts. So, I've recommended them to a friend.
I needed help in consolidating all my debt to get rid of it so I went for National Debt Relief. Their customer service has been excellent. Their reps have been helpful, very young and detail oriented. NDR has given me a clear path into debt freedom and I’ve been very happy so far.
My interactions with the team at National Debt Relief were through phone and email and they're very informative. Working with them is going great and I can easily manage everything in one place. It's already settled so life's going good and smooth.
All of my accounts were closed off, but I kept paying on them. I googled about debt consolidators and it was nice to know that I didn't have to negotiate with the banks anymore and I could just have someone as my third party to advocate for me. Working with National Debt Relief has been super easy. They've called me every step of the way, which is really nice, and they were very transparent as far as all of the paperwork and what needed to get done. They showed me how the account worked, what it would look and how much it would be. It was really reasonable and made sense.
The last interaction that I had with them, they called me to let me know that I have two accounts that were willing to settle and that they were going to do that. It was really cool because it was faster than I anticipated it to be. I have just signed up with them and they were already negotiating to lower the cost down. The people are always responsive whenever I have questions or concerns. They've been very pleasing when I had conversations with them. I came into terms that I needed help, and I appreciated that I have someone empathizing with me and able to make me feel comfortable in my situation. I've been recommending National Debt Relief to a lot of my friends that are in similar situations.
I'm trying to dig myself out of the debt that I've accrued and National Debt Relief negotiated settlements on my behalf. I talked to a couple of different people there and all of them were very pleasant, very informative, and there to help me out. They knew what they were doing and how to solve my issues. My overall experience is good. I have a set budget that I pay biweekly and it doesn't go up or down as of right now. I'm comfortable with knowing that I have to put X amount of dollars in biweekly. It's really a lot easy to manage my debt that way.
We have a small business and we want to build or expand so that we could do more with it. We just got started with National Debt Relief and they're now starting to pay the credit card debts off. They made negotiations with a couple of the creditors and we're gonna see how it works out. It's still ongoing but I like that they're doing what they said they'd do. They are also very professional and very informative.
We have gotten ourselves absolutely buried in debt, and then my wife had to take some time off work for cataract surgery. We got behind and we're sinking in it. I had originally contacted Trinity Debt Management. My wife, for one reason or another, said she wasn't comfortable with that. I asked her son to do research for me. I had heard that Trinity had AAA waiting with the Better Business Bureau and they're not even listed with the Better Business Bureau. Also, because of the research that he did, we saw that National Debt Relief had the highest Better Business Bureau rating of all of them.
National Debt Relief have all been very helpful, kind, quick and understanding. We've already settled a couple of our accounts. They certainly had taken a lot of grief and stress off of me. I had to get through a period of some pretty ugly phone calls from some creditors, but that's all been stopped now. It's just really lightened up our stress. We're still pretty new into it but we're very, very happy with National Debt Relief, with all they've done for us, and all they continue to do for us.
I have debts, so I wanted to relieve it. I've been with National Debt Relief and I've had 50 percent of my debt cleared so far. But that's not really saying much because the debt was only about a thousand dollars and I didn't understand the structure of what actually happened before I get into it. So I've been paying into the account $233 every two weeks and the amount doesn't go down as the debt goes down, which I thought it would. I'm wanting to get out of the program as soon as possible. Not necessarily working with the company, but because I'm with the company, they harass and call the staff. The emails and letters in the mail are going to them now and that's great. But it still hasn't resolved my debt yet. I have only been with National Debt since the beginning of the summer.
Another issue is I had one offer for a settlement about a month ago. They wanted $2,000 upfront; I couldn't do that and I asked if we can re-negotiate. A week later, somebody else called me back and offered me the same settlement, the same stipulations and I got a total of seven reliefs. So from the past, I haven't met new relief weekly and I assume it's forgotten to be put on the account that I actually couldn't come over $2,000 on the spot. They said they're sorry about that and then they haven't called me back yet. Then I got an email saying that a law office is actually re-negotiating it for me now. I'm still hoping for a result and I'm wanting to get out of the program as soon as possible.
Nothing but positive things to say about National Debt Relief. They began working with my creditors quickly and have negotiated down to credit cards to half of what I originally owed. They don't play around. Highly recommend!!!
I've been very impressed with National Debt Relief. They've done a wonderful job for me when my bills were getting out of hand, and I appreciate it very much. They took care of my major debt. It was over $5,000 and they got it down to $1,500. The nice thing about it was I got to make the decision on my own - they didn't try and force me to do things.
Some changes came in my life where a thousand dollars extra was not coming in anymore. So I had to make a debt because the bills continued on. When they disappear, I thought that the debt would disappear too. I had to try to break my income down so I can afford to pay one lump sum to bills and then try to keep my car, house, insurance, and all that stuff. I'm overwhelmed with debt and I was looking for someone that could help me to get rid of some of the creditors I have. I called around and talked to George and he told me about National Debt Relief. I thought that was the best I've heard so far; he had the best offer 'cause I had talked to a couple of others. Their customer service is among the best as well.
I haven't really finished with them yet, but I'm hoping that I am on the road to recovery because I'm retired and on a fixed income. I'm getting too old to have a job but I'm able to drive. So between National and me trying to drive Uber, it might work out. Instead of sleeping two or three hours, now I can get up to about six hours a night now. That's good because I couldn't rest as that's how bad the debt was. Also, my pressure was not high anymore. And when they say relief, that was a big help to me because I had to find somebody that I can feel comfortable with.
They gave me some good information on who we have to check. Then they said my check didn't go through and that doesn't happen except that I didn't hear nothing about my creditors. They gave me feedback on a couple of others but I haven't heard from them concerning some of them. I would like for them to call me about the other creditors so I can know where we are standing. All in all, the company itself has treated me fairly. They have done what they say they were gonna do. It's been good so far.
Other places bent me over and took my money so when I needed some help, I decided to contact the team from National Debt Relief. They've been outstanding. Working with them has been great. I would recommend them.
I got an an email with a contact to call. I called him on a Saturday morning. He said he was on the other line and would call me back in about 45 minutes. Never called me back. I called again on Monday. I talked to him and he got some info from me. I have not heard from him since. I called Tuesday at 12:00 Central. They said he had not come in yet. I left a message. Have not heard from him. (It is now Friday). I am shocked to see all the good reviews as I did not have a good experience. I think it may have been my consultant. I went with Freedom and am already enrolled in their program. I would recommend them.
Apologies on the bad experience as that is not a common occurrence as you point out with all our other positive reviews. Your consultant did make several attempts to reach you but was unable to do so. We have reviewed the situation internally and will use it to improve future communications as we are always striving for the best customer service experience.
Thank you,-Adam Tijerina
National Debt Relief
We've had calls back and forth, and when they contacted me they told me what kind of offers they had. It hasn't made a big impact so far. But it's a little relieving not to get as many calls. And so far, I've had a good experience with them.
It's been wonderful working with National Debt Relief. They're trying to get my debt down to where it's a manageable deal. They've had a couple of problems with my debtors, but that's understandable. We started out at $250, now we're up to $400, it's gonna go back to $300 and something a month, which I'm okay with that. Their staff has been helpful, courteous and kept me informed. They worked with me very well as far as getting things that they needed. I got all that taken care of and we're gonna see how it works from there.
I talked to my friend, and she was very happy with National Debt Relief. She gave me the number because I needed help with my bills. I have been talking to them and they are very nice and have been trying to help me out. There's just a tiny problem since I started it. It was a mistake that I gave them both my savings and checking account numbers from the bank and they've been trying to get the money from my savings account, when there is no money in there. From there, I've been falling in debt. I didn't have the money to pay for April. But since having the service, it looks like life's getting better so I'm happy with it.
When I decided to consolidate my bills I was drowning in my bills and felt like I wasn't getting anywhere. Once I joined NDR I have had a weight lifted off my shoulders knowing that I am getting the help I so longed looked for. The representatives that have contacted me are very nice and helpful.
I got into a really bad debt while I was in school. It took a while for me to decide on seeking relief help because I was thinking that maybe I could pay it on my own. It came to a point where I just couldn't even pay anything because I was back in school and wasn't working. I decided that it would be best to just do those programs to get rid of the debt as quickly as possible because it would have taken much longer if I did it on my own. I was going through a bunch of companies online, but I took a shot and chose National Debt Relief.
They were professional since the beginning and they've become a relief. I'd get emails or calls from them when they found something where they can help me. There was one thing that I didn't understand about the fees and I got the explanation after the second time we had a call. I didn't get to read through all of the papers, so I didn't realize that there is a fee until that call. But since having their help, I no longer have to worry about getting calls from collectors and I haven't gotten one in the last month. They used to call my dad before this, but he has not complained about getting their calls anymore. Now, I am working and able to focus on paying it off and starting up again.
I went to the internet and checked out who was the best and all the comments on National Debt Relief were good so I tried to start up with them. The customer service is good. They're all supportive and they answered all my questions. I feel I have someone who can help me and I can depend on, I'm more confident, and the bad things may be less now.
I looked into relief help since I had a lot of credit issues and I wanted to get my credit score up, and I want to buy a house in a few years. A friend of mine recommended National Debt Relief. I had two brief phone calls with two different people, but overall, they went very well. They were very nice and welcoming, and I had a great customer experience. So far, they have brought my credit score up by close to 100 points. That has definitely been helping me for the future endeavors that I want to encounter.
I had a lot of medical bills to pay and I've been using my credit card. The only way to pay off my credit card is to ask for help. National Debt Relief has been very nice, friendly and they treat me well. I just started working with them but they made a solution of one credit card already. The other credit was $13,000. I sent a message yesterday and I didn't receive any answer yet but I will.
I wasn't able to pay off my debts and wanted to try to manage it. National Debt Relief made a few mistakes in the beginning but later rectified everything. So far, they were able to make settlements with two of my creditors. Their team members always call immediately and keep me up-to-date on stuff. I'm happy with my experience.
National Debt Relief made me feel more relieved. They've settled a couple of my credit cards and it's made me breathe a little easier. Their reps have all been good and very helpful.
I had a stroke and got into debt. I didn't have the money to pay off these people, so I was looking for somebody to help. I talked to National Debt Relief and they looked up my credit and told me how their program worked and how they could help me. Every time I have a problem, they would always help and take care of it. Just like the other day when somebody was suing me - they had me fax it over to them and they looked into it and handled it from there. They are dealing with all my creditors and so far, I haven't had them calling me up or writing me. It's working alright so far and I'm recommending them to a friend of mine.
I needed help to get my credit card debt under control without bankruptcy. National Debt Relief took a lot of stress away worrying about how I was going to pay all those credit cards I had. They take the money that I put in my account automatically. So far, they have been nice and I've gotten two cards that have made an agreement that we paid off.
I was interested in getting a home. Then I just thought I needed to take the steps and looked into relief help. They were very cordial, nice, and helpful. There wasn't a person that's been particularly bad. It's been outstanding. It has been very easy working with them as far as payments and schedules. One time, I called to make sure everything was going well and the lady I spoke with me was extremely helpful and very funny. She made things a lot easier for me to understand what was going on. It was a very laid back kind of phone call.
I looked into relief help because of the overwhelming number of creditors that I had. I've only talked to National Debt Relief a handful of times, but they've answered my questions as needed every time. I just asked a question and it gets answered without any runaround. Working with them has definitely helped. My phone is no longer ringing off the hook and now I only have one payment versus five or six. l'll be able to get all that debt paid off within 30 months with lower interest rate and it's as simple as it is.
My hours had gotten cut back at work, and I wasn’t able to make minimum payments. And I've gotten so far behind that even if I could have made the very minimum, I still would’ve not been able to make them for all of the cards. I Googled the best debt consolidation companies and National Debt Relief was at the top of the list. Working with them has been great. Everything has been very positive and beneficial to my situation. They’ve had two settlements so far. One was one of the larger amounts and I was pretty surprised to hear about the settlement because of the amount of time between the two I had accumulated debt with my account to really cover it. They worked with me and moved some stuff around so we were able to settle with both companies and pay fees later.
My credit has gone down and I’m in a situation where I can’t even purchase a vehicle, but it’s a step in the right direction which I'm excited about because it’s taken some stress off my plate.
I was trying to get my credit score better, and National Debt Relief has been great. They helped me get some debt cleared up. I recommend them.
For seven months, I was trying to find a job and wasn’t getting hired at the time for whatever reason, so I was behind my bills. I've been working for five months now, and I figured I needed help since I have some debt and there is so much stuff going on in my personal life as well. I figured going with National Debt Relief will help me, and so far, it has. We have a payment plan and we’ve been working towards it, and they’ve been eliminating my debt as well. Everything’s working for me financially.
I like their customer service a lot. Whenever I call, everyone that I talk to has always been very caring and interactive. They always ask me if I have any questions, explain everything to me, and clearly make it known what’s going on and when they are going to settle a debt and things of that nature. They’ve been good to me. I'm happy that they were able to work out all the situation with my financial stuff. Everything is already up to par, and it’s much easier for me to keep track and follow. I haven’t missed a payment ever since, so if everything goes on track, I should be debt-free in three years or hopefully even before then. I need to work two jobs and then still do other stuff to take care of the finances right now, but also, I'm getting a promotion, so I can take care of it even faster.
Working with National has helped me a lot. Everything has been good so far. Even though all the credit card companies are still calling me, I’m not really worried about it. It’s going to get paid as long as I make all my payments. As an addition, the rep also told me that after everything is done and I'm be debt-free, my credit score should go up.
The people at National Debt Relief are very good and helpful. They clarified any doubt I have and they answer every time I have questions. They have been very supportive. They’ve been taking care of most of the debt I had and I still have three more to go. That makes me feel better. I don’t have those constant calls all the time from the companies I owe money to. It is a relief. I’ll definitely recommend them to anybody.
I was to the point where I was getting calls since I couldn’t afford to pay some of my revolving credit lines and medical debt. It needed to be consolidated into one lump sum and with the impact that had on my credit, a refinance or a debt consolidation loan wasn’t possible. National Debt Relief was the only route short of turning to Chapter 7 or 13. Their team has all been professional and thorough and good at the explanation. I've had a few questions on my account and the customer service interactions that I've had since then have been good. I’ve had good communication with the team even after the process started on new adjustments. It’s been a good, positive change so far.
I wanted to alleviate the stress I had in trying to get my credit score up and a friend of mine referred National Debt Relief. I called their guys a handful of times to clarify some things and to give information. Sometimes it was hard ‘cause I got different people so I had to explain things over again and it could be time-consuming, but they were all helpful and nice. I wished I knew a little bit more about the process and everything, though. So far it’s been a good experience. National Debt Relief helped eliminate stress. Trying to improve my credit score and knowing that somebody is helping me is great because it can be really time-consuming to do it by myself. I still like having them there to help me. It has saved me a lot of time. We’ve paid off a couple of items on my credit report and that makes me feel really happy. I would recommend National Debt Relief.
I had four hospital procedures in the last two years and I couldn’t keep up with the regular bills and the medical bills. The team at National Debt Relief have been very supportive, helpful, always polite, very engaging, and really wonderful. Their people go out of their way to be nice and to give you the information and make sure I understand everything, which to me has been their most outstanding feature. Working with them helped me get a handle on my financial and debt situation, so it’s been a positive experience and I would recommend them.
My experience with NDR has been great! I had a lot of issues at first with contact because when the people were there at NDR, I was at work and could not contact them. They then figured out how to contact me by email clearly enough so that I could take care of business by email when I was not at work. That was the clincher for me. Thank you NDR!
My husband had been out of a job for a while and we had bills that were piling up. Then we found National Debt Relief online, and they are good. They have really helped reduce our debt because they've come to agreement with the creditors. They've been very helpful in letting me know when credit card settlements have been made. I can also call anytime and ask questions and they've answered my questions.
I got together the total of my debt and figured that I needed help. My husband told me about National Debt Relief and I reached out to them. Their team members took me step by step on what I needed to do. They made sure that I understood exactly what National Debt Relief is and what the outcome would hopefully be. They’ve only contacted me twice since I've signed up in regards to getting some of the debt down, and they’ve been great. They've been very helpful and my life has been a little bit at ease knowing that they’re working for me because it takes a load off of me trying to do it along with working and getting ready for a family every day. I would definitely recommend them.
I’m going through a divorce so we’re trying to get some of my stuff lined out as far as bills caught up on in a more manageable system in just a single income. And National Debt Relief has been awesome. They’ve been very professional in explaining things like they should and calling me with new possibilities so I’ve been very happy. I noticed that they’re working with the creditors for things like interest rates to be brought down so that’s been very helpful.
My credit really sucked and I needed to get out of debt. My son-in-law told me about National Debt Relief, we checked it out and got in with it. NDR has affected my life pretty good - some of my bills are starting to be paid off.
I was going back to school and I had some debts with business and needed to try to subsidize them to get them in order because they're all behind. I'd figured it would be easier to use National Debt Relief. A friend of mine had used them a couple of years ago. The main person that has my file has been fantastic. He answered all the questions that I've had so far that have come up. They get back to me very quickly and they seem to know what they're doing, unlike other places I was calling prior to actually calling them. They seem like they're very on top of the ball. National Debt Relief has been doing everything that it needs to do to help me get back to where I should be, and it's been a positive experience all the way around.
I had no way to pay these charge cards. I talked with that one young man, and he got me signed up. And then, I talked to a couple of ladies when they made the deal with a couple of the places. The team gave really good guidance. So far I still got the prob and waiting to get the debt paid off.
My credit was bad and I had some outstanding debts so I decided to call National Debt Relief. Their reps inform and let me know every time they’re going to do a settlement with a company. I started 2 months ago and there are no changes yet. I was wondering if I could get an email showing that a payment is going out because they only called me and told me that they’re set up for this account and a certain amount a month is going to be paid. I’m not seeing the payments so if they could, that would be much appreciated.
I wanted to consolidate my debts so I searched the internet and found National Debt Relief. When I deal with the company, it's hard to get the same person twice. But they've given good guidance even though I just started with them.
My husband and I were swamped with debt and we needed to do something. The whole thing came from my husband losing his job and we have four children. We went through an 18-month period with no income. We had been doing very well, and then went down to having zero income because I was home with the kids and it set us back in almost every way. We were getting these notices from different creditors offering us different payment plans, and we were trying to do it on our own. It was too much to handle all at once. In essence we were trying to do what National Debt Relief does, but because we were just individuals and didn’t have a sum of money all upfront to negotiate, we didn’t have the power to do it. Some creditors were cutting back and making it really affordable and advantageous, and others weren't.
I contacted the rep at National Debt Relief and he got on the line with me. It was amazing how calm and professional he was. He explained everything and gave us a clear idea about the steps of the process. He helped us through some of the rough spots and let us do how to go about using their company in our best interest. Once we got approved and things began - and it’s only been a couple of months - there has been such a huge sense of relief that the end is in sight, recovery is on the way and that we can afford the process. I would definitely recommend them.
I am really happy with the service I have received from National Debt Relief. The process has been smooth and the customer service exceptional. I feel a weight lifting when I see the debt being resolved. I would happily recommend this service.
National Debt Relief is an amazing company. They did amazing things for me and they're perfect. I was getting ready to finish a very ugly and very expensive divorce and as an act of good faith, I made my now ex-wife debt free, and paid off her medical bills. She went through four surgeries with breast cancer. My divorce should've been final in 2012 but I let it ride to get her cancer-free and pay the medical bills and everything. I destroyed my own credit but I make enough money as a federal employee and that being debt-free here in two and a half years until it's finished. I know my credit score will rebound quickly.
National Debt Relief has an exceptional team and they helped me. I threw all my cards on the table and asked if they can help me, and a gentleman named Andy said, "Yeah, we'll make this work." We went forward and dealt with two other associates there on different occasions. Once they reached agreements on three of the nine accounts that I have in the company, they were amazing. They're prompt, courteous and professional. Now I'm making progress as we're paying things off, and it has ceased the harassing calls. I'm dealing the legal portion of this with debt. National Debt Relief's outstanding team and the outstanding things they do helped me out. I highly recommend them to anybody finding themselves in really horrible situations as I found myself at.
National Debt Relief took a lot of stress out of my life. I was getting too far behind and knew I needed help but everybody was very nice and willing to talk to me through anything I didn’t understand.