CountryWide Debt ReliefConsumerAffairs Accredited Brand
Good or bad credit, there is a solution to getting out of debt. CountryWide Debt Relief's solutions to getting out of debt range from debt consolidation loans to help reduce interest rates, debt negotiation services to help reduce & settle debt and payment plan options to help manage monthly debt payments. We look forward to assisting you. Remember that the worst option to getting out of debt is not doing anything at all.
I wanted to get over my debt, consolidate everything and have one lump sum payment on a monthly basis versus paying the minimum payment on every balance that I had. I did my research and looked at several websites like Credit Karma, Google reviews, and Yelp reviews. Everybody recommended CountryWide Debt Relief and they didn’t have any issues. I called CountryWide to ask basic questions and about how it works. Then it took me a few days to call them back and give them a thumbs-up to move forward. They heard what problems I came in with and they had a solution for it.
The gentleman that helped me out walked me through every single step and told me what to do from the beginning all the way to the end, and everything was taken care of. He explained to me what accounts were going to be a priority, what were easy to take care of and which ones were going to be the more difficult one to deal with at the end. We talked about how long I would like to take to get this taken care of -- if I wanted a short-term or a long-term depending on my budget. I wanted it to be dealt with as quick as possible so I chose a 3-year plan. It fit my budget and it worked out. I’m done with the program now and it definitely helped out.
My negotiators were also very understanding and patient. I had several questions and I wanted to make sure I was asking the right questions because I was jumping into something very serious and and they took their time in explaining. They weren’t pushy or anxious to close a deal. The whole walkthrough of the process was very professional and friendly. They cared what the customer had to say if I was questioning something and they were extremely helpful.
CountryWide delivered 100% and were always communicating. Emails were sent to me on a consistent basis and phone calls were made to me very often. They would also call me personally or send me an email to tell me that an account was already settled. Everything was documented. I had a couple of questions which took them an hour or two to get back to me which was fine. When I would leave a message, they would call me back within an hour or two and then explain what was going on or help me out in whatever situation I had. So their response was quick.
They gave me an estimated date when everything would be completed and which I agreed on. But they told me I might finish sooner if they could really push the creditors and have a deal with them. They walked through every step with no hesitation and we did finish a couple of months earlier than the estimated date so everything worked out. They weren’t very demanding and they understood everything that I had to say. They also met my budget and the timeframe that I needed it to be completed. I’m relieved that I am debt-free now. It’s a new year and I’ve got a lot of plans ahead. The whole experience was great and if others are in the same boat that I was in a few years back, I would definitely recommend CountryWide to them and let them know that I already did my legwork in researching and CountryWide is the best company to go with based on my research and experience.
We really appreciate the kind words, recommendation and most importantly taking time out of your busy schedule to give us your feedback regarding the wonderful experience you had while in the Debt Consolidation Program with CountryWide Debt Relief.
At CountryWide Debt Relief, we pride ourselves in really understanding each client's unique circumstances before applying proprietary algorithms based on our past experiences and several other factors to helps us customize unique proposals for each client. As you witnessed first hand, we achieved our biggest objective of resolving all your debts within your budget faster than the time frame we estimated to you at the beginning of the program. This ultimately saved you thousands of dollars.
As far as communication with clients goes, we understand that our clients lead busy lives so we make every effort to communicate with them via phone, text, email and by regular mail. That is why you heard from us as often as you did.
Thanks again for the feedback and we wish you a very healthy and #StressFreeDebtFree life!
We were in over our heads with credit card debt and we were trying to pay it off but some of the companies wouldn’t negotiate with us and wouldn’t lower interest rates so we just had to do something else. I looked up CountryWide Debt Relief online and compared them with another company. CountryWide was better and lower. They explained to us that they were going to negotiate the contract with the other creditors. They consolidated all my debt and I just paid one monthly payment for three years.
When they settled, they would send us a letter saying how much they were going to settle for and how long it was going to last. If we had any questions, we’d call and they were more than happy to answer the questions and they were really available so that was great for me. At the end of the letter, they made sure you pay your monthly payment. That way it doesn’t disturb what they’re going to pay. They agreed to pay the creditors. I just paid every month what I had to pay and that’s all I had to worry about. Those were the guidelines so that’s what we did and so we had no problems.
They were really nice and they walked us through what was going on. They were very helpful and told us exactly what was going to happen step by step and that was exactly how it played out so I was glad that I chose them over somebody else. They paid off some of them less than expected and they also gave me a refund in the end. Now I'm out of debt and I could breathe, and life is much better. That’s weight off my shoulders. They helped out tremendously and I really appreciate that. CountryWide is a great company if you want to get rid of your debt. They’re true to their word and at the end, you’ll be a happy customer. Nothing was wrong, no glitches so, it was an amazing experience.
Thank you for your review. It's wonderful to hear you say "I was glad that I chose them over somebody else" and had an "amazing experience." Congratulations on completing your debt consolidation program, you can now "breathe and live a better life." #DebtFreeStressFree is the way to be.
It was my second time going with CountryWide to help me and they were excellent. The experience with them was good and the guy who helped me treated me nicely and helped to get relief. They worked with me on my payment plan and it was good since at least, I could afford to pay. I'm very satisfied with CountryWide.
Thank you for reaching out to us again. I'm glad our payment plan was affordable and allowed you to eliminate your debt. Congratulations on completing the program. #DebtFreeStressFree is the way to be!
When I lost a job, I got behind financially and I couldn't catch up. It was getting worse and I even ended up getting court action. I decided I needed to do something at that point and my attention was caught by CountryWide’s advertising on the radio. I gave them the information on what the debtors were and they solved the problem for me. They contacted all those debtors, consolidated all those debts and made arrangements. They told me how they would structure the program and what I would need to make available each month in order to pay the debts off in a set number of months. It was direct out of my check on a certain date each month and they simply paid my debts one at a time until it was satisfied.
Their negotiators were personable as well. They showed genuine concern to help me get through this and gave me some positive outlook that it was going to be okay. They assured me that the debtors were contacted and that every arrangement was made for how the payments would be made. Things worked out exactly the way they said it would and everything was perfect. The cost of the service was of no consequence to me either. I was just relieved in not having debtors call me and in knowing that things are being resolved. CountryWide has improved my credit score immediately although I’m still waiting on a couple of things to clear up from it and it can take time.
Thank you for sharing your debt consolidation story. I'm glad our team was there to help you out by providing relieve, eliminating debtor calls and getting things resolved. Congratulations on completing the program. #DebtFreeStressFree is the way to be.
Prior to getting CountryWide Debt Relief, I had called one company before, but they gave me a runaround. They were not definite on when everything would be over and they said they couldn’t handle some things. When I called CountryWide, they ensured me that they could do that, they would try to make it as cheap as possible and they didn't give me a runaround so, I went with them. The cost was fair and the service was really good.
The negotiator was reassuring and I felt really comfortable working with CountryWide because he was really nice to me. He told me to simply go along with the program, do everything right and make sure that the money is there so I won't fall behind. The payment plan was really good. He didn’t put any strain on me and it was easier because I was paying less than what I would if I was paying all the debts at one time. I fell behind once and they were understanding. They were also straightforward and did everything that they said they were going to.
The negotiator said that in about a year, I'd be through. Everything was dropping off one at a time. He told me I was closer to being debt-free and then, it happened in the month that they said I would be debt-free. They told me to simply take care of that and try not to get into any other debts. I followed everything they said and everything happened just like they said. I'm through with the program now and they even sent me a refund check for overpayment. We have more money left over and I can handle things now. I recommend them to anybody. I gave a couple of cards to a couple of people that I know and I also told them that CountryWide is a good company. Do everything that they say and you will be debt-free.
Thank you Samuel for sharing your wonderful debt consolidation story. I'm glad you called us and followed the plan. Congratulations on completing the program as scheduled. I'm happy to hear you say "the cost was fair and the service was really good." Enjoy living a #DebtFreeStressFree life.
I had probably $15,000-$16,000 worth of credit card debts that my husband and I had, and he passed away. I tried to keep up with payments, and I just couldn't, so I got really far behind. I had a house that was a rental property. I had a mortgage on it, and I was hoping to remodel it and move into it myself. However, my credit wouldn't allow me to do that, but CountryWide and I got it fixed anyway. The debt settlement process went fine, and anytime I had any questions, I called the negotiator and he talked to me. We agreed on the cost of the program, and they did what they needed to do.
CountryWide also worked with me on my payment plan options where I could afford it, and the negotiator did exactly what he said he was going to do, and he did a good job. CountryWide got a certain amount out of my bank account every month for two years, and every time I would get one card paid off, I would get a phone call and a letter in the mail from them, letting me know that this account has been settled and I'm done with it. I’m finished with the program now, and my credit score has improved. I already have recommended CountryWide, and I gave the number out to a couple of people and told them what the company did for me. Call CountryWide and see what they say. If they can help you, they will, if they can't, they won't.
Thank you Nancy for your excellent review. It's wonderful to hear from our clients and their debt consolidation experience. I'm glad you found our team in your time of need. Congratulations on following the plan and completing the program. #DebtFreeStressFree is the way to be!
I had a credit card that I wasn't making payments on and it became overextended. I called CountryWide Debt Relief and they're able to reduce it and pay it off for me. Enrolling with them took 30 minutes total. It was a couple of years ago when I started and I have completed the program. It took two years to pay off my $20,000 debt. I no longer have that debt. That's amazing and it feels great.
Their negotiator was pretty straightforward and they were very kind and understanding. They didn't make me feel bad for the situation that I was in and they came up with like the lowest rate possible that they could do. They're very professional. I went ahead and approved it. There were a couple of times when I had to change the date on the payment because my payment scale had changed and they were completely understanding and fine with that too. CountryWide was perfect. I didn't even realize I was being charged anything from them because they reduced the debts and they put their fees into my payment. It didn't even seem like I was making like an extra payment to them or anyone else.
Thank you for sharing your experience, Melissa M. We appreciate your feedback. Congratulations on completing your debt consolidation program. Enjoy a #DebtFreeStressFree life.
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CountryWide Debt Relief reached out to me and I went online to find out about them. They mailed my guidelines and I tried it. They told me what I needed to do and I did it. They told me what they were going to do when I accepted to go into the program. And they did what they say they were going to do and I was satisfied. After I listed everything I needed, they broke it down and told me how much I would have to pay. I agreed to it and they took it out every month. Their process was really easy and their program took away some debts. The negotiator would send me stuff once a bill was paid. One time, I haven't heard from them for a while and I had to call. He answered my questions so it has been okay. I have told my friend about CountryWide Debt Relief. She's overwhelmed right now but once she gets calm, she might be calling them.
Thank you for sharing your story and referring us your friend. I'm happy to hear our debt consolidation program met your needs and you can now live a #DebtFreeStressFree life. We appreciate your feedback.
I was so desperate that I almost filed for bankruptcy and then I looked at things online. My son told me not to believe them but I needed some help. I gave them all of my information and they looked at it and then said how much that they can offer for me, what they're going to negotiate to the company, the IRS, etc. But I learned a lesson. CountryWide Debt Relief has taken so long to process all activities of my debt and they ended up sending me to the IRS for cancellation. And at the end, for this part of the year, they said that they solved my portfolio for Sears, Citibank and all I've had. There just three items in there that they said they had solved but they did not because I got sent back to the IRS at the end of this year. I have two accounts that I got sent to them and got added to my income now from the last past year. That sucked because I made all this payment and they said they're done but not really because it went to the IRS.
I called them and asked what was going on, they said they were sorry that it took so long to process. I said, "Well, I started on June 2015 and why they're still not done on around April of the '16 that I still got to be reported." They said there's only one person working my account. I was okay with that. But then at the end that I got another one consolation from the IRS. I wasn't happy at the end since 2016. They counted all my debt to IRS and have to pay them back as income. So, they're supposed to figure out how to help me because I already made all this payment since June of 2015. I am dissatisfied and I would not recommend them to a friend.
I did debt consolidation with CountryWide and their enrollment process was pretty easy. If you do what they tell you to do, everything will be taken care of. I called them and they told me exactly what I needed to do as far as what they were looking for in terms of paperwork. The reps that I talked to were all nice. They were good at keeping me informed in what was going on and keeping me abreast of things. They made the payment plan very accommodating and it was easy for me to work with them.
Thank you for taking the time to share your debt consolidation story, we appreciate your feedback. I'm glad to hear your found "the payment plan very accommodating and it was easy for [you] to work with [us]." Congratulations on completing the program, by following the plan. Enjoy living a #DebtFreeStressFree life
CountryWide Debt Relief reached out to me and it was something that I needed at that particular time so I gave them a call. I was involved in a program for two years so I was kind of going back. The process was smooth and streamlined. I've told them what I've wanted to have happened and they put together a plan together for me. They came back with a higher payment than what I had budgeted for and they worked with me to reduce that to what I was comfortable with paying. The program was certainly good. I wasn't dealing with the phone calls from the creditors anymore. That completely stopped which was totally helpful.
I only spoke to a negotiator only once. Other than that, they either left me a voicemail and told me what was happening and if I had any questions, I could call them back. I'm very busy so as long as I can receive the information and they were in communication enough, I will not be wondering what was going on. They did that and it totally worked for me. I made my payments on time and that went smoothly. I was able to look up my account online whenever I wanted to know where I was and how much I have left to pay which was very helpful as well.
I was done with the debt but I would caution them on what they tell people at the front-end that when they were negotiating, they would be their best. And that a lot of their clients received a refund at the end because they were able to reduce the amount of payment in that type of thing. Once I was finished with the program, my thought was I was going to get a certain amount because they might've given a dollar amount or estimate. In the end, I was told I'd only be getting $30 refund. So, they should steer away from that.
Thank you very much for taking the time to give us your feedback regarding your debt consolidation program with CountryWide Debt Relief. We are so glad to hear that everything went smoothly for you and that you felt our communication was great. It's also good to know that our enrollment agents customized a plan for you that fell within your budget and was affordable for you. We do what most creditors do not. We take into account all your other bills and payments to get a better understanding of how much you can really afford and also work that in along your pay dates so your more important bills can be handled first.
Your feedback was shared with the team as there is no better way for us to improve customer experience than by listening to our clients. Some clients do see larger refunds than what you received but there is a greater chance of that occurring if all scheduled payments are made. In your case, we were able to complete all settlements so early that you saved almost an entire years worth of payments from being made. In reality that is much bigger than most refunds we have sent out. Congratulations again for completing your debt consolidation program so early! We wish you a Happy and Healthy #DebtFreeStressFree life!
I was with CountryWide Debt Relief for three years, and I made the last payment in November. They had their own lawyers and they helped me, and I liked them. I got along with them and they got along with me, and they helped me as much as they possibly could. There were a couple of relief negotiators and I had to talk to a few different people there. Once in a while, I’d get the same one because there were about four people that I had to talk to. I was really comfortable working with CountryWide and it really helped me with my credit score. I wasn’t making too much money. It was bi-monthly and I had my sister with me in my account, and they helped us. We had no problems. The cost was not that bad, but it depends if you have the money. If you don’t, it could hurt you. But I made two payments and they helped me out with that. I felt like I could get anything with my credit. I would recommend them to people and would go back with them if I had to.
Thank you for sharing your story and referring your family and friends to us. We appreciate your feedback. Congratulations on completing your debt consolidation program in time for the holidays. Enjoy living a #DebtFreeStressFree life.
CountryWide helped me with debt consolidation. I started online then, I filled up the paperwork they sent me and sent them the account numbers. They provided me with a payment plan I was comfortable with and I just paid for the amount that I owed. Also, their price was great. They took care of everything and they started paying off the debts. Every now and then, I got emails from them and if I had a question, I called them. I'm done with the program and it was great. My life has been wonderful ever since and I'll recommend them.
Thank you for sharing your story. It's great to hear you say, "my life has been wonderful ever since and I'll recommend them." Congratulations on completing your debt consolidation program and enjoy living a #DebtFreeStressFree life.
CountryWide helped me in getting my debts together, getting back on track and putting me in the right direction. They did what they were supposed to. The negotiator, Mary, was wonderful. She was primarily the one that I dealt with and she was very flexible, always explained things to me and helped me every step of the way. I was impressed by her professionalism and her willingness to help. She also made sure I understood the program and everything that came along with it, including the benefits at the end of the program. Working with them was very comfortable. I felt great with the customer support that I received from them. The cost matched the service I received. Anybody would be satisfied working with them.
Thank you for sharing your story. We appreciate your feedback. It's wonderful to hear your describe your experience - "CountryWide helped me in getting my debts together, getting back on track and putting me in the right direction." Congratulations on completing your debt consolidation program. Enjoy living a #DebtFreeStressFree life.
I called different debt relief companies and they didn’t cover right, so I dealt with CountryWide whose customer service is better. I got in trouble with another company that was out of state and they were taking my money out of my checking account. Then they went into bankruptcy, and they still didn't give back all the money I sent them. But the CountryWide negotiator did what he said he was going to do, and it was fine. The payment plan was good and it was easy for me to pay it. Whenever I sent money to them, they could get it out of my checking account. It was hard to give up the money right, but I worked some other way and still let them get it, and now I’m doing good for Christmas this time. I’m debt free now. They did a good job for me and I appreciate what they did. If I get in this jam again, they would be the one I'd get. Plus, if I know somebody in debt, I would tell them to use CountryWide.
Thank you for your review. I'm glad you decided to work with our team after another company didn't work out. Congratulations on completing your debt consolidation program. It's wonderful to have a debt free holiday season. Enjoy living a #DebtFreeStressFree life.
Well I never got my quote as promised and instead I filled out all this question and answer stuff but still didn’t get my quote so no one better call me because now I’m no longer interested in this site. Do not try and talk me out of it.
The percentage rates on my three cards were too high. I tried to call them directly and negotiate but nobody talked to me. I went with a debt relief company but after six months, I didn't get the results I expected. So I asked for a refund and they gave me all my money back. Then CountryWide Debt Relief took over and did the job. They talked the better game and showed better results. They said that the credit people were going to keep on calling me and I didn’t have to answer if I didn’t want to. The only thing I needed to do was to tell those people that I was not taking any calls. When those people would call, I would give them another number they needed to call. We had to do a little settlement and CountryWide would send me something to sign. Then they would send it to the people to tell them to leave me alone. They were my intermediary.
They got three card companies off of my back and they did it case by case, one at a time. They would negotiate with my creditor and it would take about six to eight months before they would give me a figure. But in the meantime, I had to keep on paying CountryWide a certain fee. They asked if I could live with it and I said okay. Then they sent me some more papers which I signed it then they would close that one. After that, they would move on to the next account. Finally, I was out of debt and everything was paid off in August of 2013. CountryWide was topnotch and I'd highly recommend them to anybody who wants to get out of debt. I'd tell them to jump on it because they are a reputable company.
Thank you for your review. I'm glad you found us when the other debt relief company was unable to deliver. Congratulations on completing your debt consolidation program. We appreciate you recommendation. #DebtFreeStressFree is the way to be.
I had a whole bunch of accounts that I couldn't take care of because my husband lost his job and he wasn't bringing enough income. I was trying to look for a debt negotiation program without having to file bankruptcy. I then looked online and that's when I found the CountryWide. I went with them because the other company I talked to weren't as professional as them. Their whole process was so easy and it was convenient for us because with CountryWide, we only had to pay $369 instead of $1,000. Aside from the fact that they were able to settle, they saved us a lot of money. When I first signed up, my credit score was at 700 and it went down to 400. They did warn me about it, but they told me that it would go up after the process.
They were also really helpful throughout the whole process. When I opened the account with them, I did everything through my phone with DocuSign, then they verified with me all the information about the accounts and then I verified with them. They then told me my rights as someone being with the debt negotiation program. I had $20,000 worth of debt and it was all taken care of in less than 3 years, which was the duration of my program. It was really fast and easy. Also, whenever I had to ask for an extension since sometimes 16th wouldn't land on a Friday and that's when my husband gets paid, I would leave a message to my rep, then they would call me right away and take care of the payment arrangements. Whenever I wanted a message from the rep, she responds to me in no more than two hours.
Thank you for your review and sharing your debt relief story. We appreciate your feedback, I'm happy to hear our payment plan fit your needs. Congratulations on completing your debt consolidation program sooner than expected. #DebtFreeStressFree is the way to be.
I went looking up debt consolidation on the internet and CountryWide popped up. I had some debt I wanted to get cleared up as quickly as I could. I spoke to CountryWide and they presented me with the options. They gave me the most information compared to other companies. They were also the first I was referred to and they had a good rating.
CountryWide said that they could line my debt all up and talk to my creditors and they did. I gave them the personal information that they needed to get it rolling and we set up a payment plan. I also gave them my bank information so they could debit payment every month. They broke the payment down in 36 months and said if I pay this much amount, I will be clear of it in X amount of time and that number was better than all the individual payments I was making. My debt amount was just shy of $10,000 and I paid $100 a month.
I started with them a year ago at the end of October of 2016 and I had finished their program since June of this year. I came in a little bit of money and I used it to pay off the rest of what I owe in the program. The negotiator, Tom, was very thorough. He lets me know what had popped up, what he had found, what he was able to settle, and what he was able to pay on. I didn’t have to do a lot of follow up with him. In the whole eight months, I made four calls to him and he was just on it.
My financial habits have changed dramatically. I’ve made leaps and bounds with my own personal credit and knowing that debt relief programs are out there, it provides a good amount of relief. But it's also enabled me to say I don’t want to have to do that again. Knowing that after the settlement they're available to keep me in my situation has created some peace of mind knowing that if I was ever to be in trouble again, I know exactly what to do instead of letting it go so far. If I had to recommend CountryWide to somebody else, I would send them to CountryWide straight away.
Thank you for sharing your story. I'm glad to hear you found us online and everything worked out for you. Congratulations on completing your debt consolidation program sooner than excepted and for less. It's wonderful to hear you say "[your] financial habits have changed dramatically." #DebtFreeStressFree is the way to be.
I was searching on the internet when I found CountryWide and they responded immediately. I wanted to consolidate all my debts and it helped a lot because I'm paying one instead of multiple payments. My payments were manageable for me and the negotiator was very helpful. He always informed me whenever he closed a deal or when he wanted to close a deal, he'd ask me first if it's okay or not. We interacted via phone and email and everything was excellent. I also paid off my debts six months earlier and now, my life is easier because I don't have anymore payments. My money goes towards the savings instead of paying debt. CountryWide was great and the cost was very good.
It's wonderful to hear our clients share their debt relief story. Congratulations on completing your debt consolidation program sooner than expected and building a savings plan for your future. Enjoy living an "easier life without payments." #DebtFreeStressFree
I got overwhelmed with credit card debt and I was with another company that I was really unhappy with. So I called around to different places to see what debt relief would suit my needs and I found CountryWide Debt Relief. They took five different credit cards and they negotiated with the credit card holders as to pay-off and they did a good job. I gave them more information and signed some documents online. And they started to give me some of the credit card calls in the beginning. The previous credit card company had done all the major work in terms of getting rid of all the calls from the creditors. And then I went to CountryWide Debt Relief and they didn’t really do much, it wasn’t really a strong business relationship. They were the holding unit until I was able to pay the whole total off which I did.
Mary, the woman calling out, was really good and I really liked her a lot. She was really spot-on and did a really good job. She called when she said she was going to call and took care of the items that were very stressful for me to take care of. I liked how they provided the legal service for the two credit card companies that tried to sue me so that was awesome. They took care of that really well. I negotiated a payments pay-off so I paid them $25,000, and now I’m done with the program. I was in a really bad place with all the debt and they were able to help pull me out of the other agreement that I had that wasn’t as good. It’s been great working with CountryWide. I remember too many of the low lights just because it was hard, but I don’t have any credit card debts or any incoming credit card anymore. Also, I would tell others to give them a shot and go with them.
Thank you for taking the time to give us your feedback. As you mentioned in your review, our notes indicate that your initial contact to CountryWide Debt Relief was because you were involved in litigation with 2 of your creditors and the previous company not only would not help you with those accounts, but dropped them from the program. That's horrible service that we can't seem to understand. We don't consider that major work on their part. Luckily you found us and as you saw, through our services we offer, we keep our clients protected when these things happen so our clients don't have to stress. The hard work was getting involved after the fact and securing good settlements on those accounts. We also don't see notes of you letting us know that a creditor was contacting you. Had you done so, it would have been dealt with in the same manner your lawsuits were. We are grateful for the opportunity to serve you and more than anything we are glad you are out of debt for much lower than our original estimate was. Best of luck to you in the future and we wish a #DebtFreeStressFree life!
I had a quite bit of debt from credit cards and did the consolidation with Countrywide, put everything together and then only pay one monthly payment. The CountryWide rep was very good and she did the negotiation. I talked with different persons and they sent me the result stating what's already settled and what they've done. It was worth it and the cost of the service was perfect. I live out a little more comfortable for now and stay away from the crazy things I did before. I appreciate all that CountryWide did for me and I’d recommend it.
Thank you for your review and recommendation, we appreciate your feedback. Congratulations on completing your debt consolidation program and living a "little more comfortable" life. #DebtFreeStressFree is the way to be.
We were very happy with CountryWide Debt Relief. They are friendly and helpful. We got really behind in paying our credit card. We didn't know it went to collections and we got served. I searched for what to do and people said to look for a debt relief program. I typed in debt relief program and CountryWide popped up. I looked at the reviews about it to make sure it was legit and there were some fairly good reviews and nothing seemed too fishy about it then I was like, “Okay, we'll go with it. We called CountryWide Debt Relief and we loved Kosh, the rep we got. He was really helpful and made us feel at ease.
He explained how the program worked. When he sent us the first spreadsheet of what we could offer and how it would work he was so patient with us in explaining whenever we had concerns. When we told him we couldn't afford the first amount he worked with us in meeting our budget. I liked that he was so thorough that there was nothing that caught me off guard about it. He was my go-to if I have any questions and he was great about always responding, like I would have a response the same business day and never going to have to go more than one day without knowing any answer to my question.
At first we kept saying, "We can't pay this" or "We can't pay that." They enlightened us to where we could pay. It made us more aware of our budget, our monthly payments and how to cut off on things. It made us feel less fearful whenever a debt collector called us. At first the collectors would intimidate me and make me cry. But after starting the program I just tell Kosh about it and they handled it.
Setting up our budget paid off. We had two credit cards where we were so in over our heads with but CountryWide brought our score up and got everything paid off. They just took care of everything. We were so relieved to just finally be out of our debt. We've referred them to many people. My in-laws have already started the program with CountryWide a couple of months ago. We're very proud of what CountryWide did for us.
Thank you for taking the time to share your story. I'm happy to hear you completed your debt consolidation program and built a budget for you and your family. Congratulations on finding relief and choosing to live a #DebtFreeStressFree life.
CountryWide was more persistent than anyone else and they kept sending mails. I started the repayment plan with them three years ago and I finished the program in August. All of them were great. They showed concern and got back with me every quarter or so until it finished. It worked great for me, but nobody ever called me to say that it's completed and what will happen after that. Everything is coming off from the credit bureau and I wasn't sure about the process after I completed it or if everything will come off of my credit now. Other than that, my life had been so much better in the last three years and I had less stress. It was a good investment and I would highly recommend them.
Thank you for your review. It's great to hear you describe say "my life had been so much better in the last three years and I had less stress." Congratulations on completing your debt consolidation program, as you put it best, "it was a good investment." Enjoy living a #DebtFreeStressFree life.
CountryWide was referred by my cousin and the company provided debt consolidation service for me. It was a really easy process as I just gave them my information and they took care of everything. I was pretty frustrated at first because it was a long payment plan. It was 24 months, but I get it. Whenever I needed to pay it later on, they would totally understand and I'm grateful. They also reduced my debt file in half and I finished it quickly. I can manage my credit card better now and I don't use it as much. CountryWide made my life so much easier and it gave me peace of mind. All I had to do was make one payment for all my credit cards instead of not knowing which ones to pay off first. I recommended it to my sister who is now part of it. My experience with CountryWide was great.
Thank you for sharing your story. I'm glad to hear you say "CountryWide made my life so much easier and it gave me peace of mind." Congratulations on completing your debt consolidation program. #DebtFreeStressFree is the way to be.
I had a lot of credit cards and I was behind with payments. A friend of mine referred me to CountryWide Debt Relief and signing up was easy as everything was through email, phone call or fax. Their customer service was also great. They answered my questions and if I left a message, they would return my call within 24 hours. They fixed all my payments into one and presented a payment which was $200. They didn’t give me a lot of options with my payment plan and I just had to make it because I had a few credit cards. I'm done paying them already and it took almost three years to settle all my debts. But they couldn’t consolidate one of my credit cards so, they sent me the information to contact that creditor and take care of it on my own. Other than that, everything was good and I was really happy with them.
We are really glad you gave us the opportunity to do a debt consolidation after your friend recommended CountryWide Debt Relief to you. Congratulations on completing the debt consolidation program and becoming debt free. According to our notes, when we attempted to settle your last account, it turned out to be one of your utility companies and the account was current and in good standing so there was nothing to settle and the funds for the account were returned to you with no fees charged to you. Other than that we resolved every other debt you enrolled. We've made a few attempts to contact you about this but hopefully this clears your concerns. Thank you once a gain for the positive review and the kind words. We wish you a #DebtFreeStressFree life!
I’ve looked at a couple of debt relief companies but the people at CountryWide were a lot more personable than the other companies that I'd spoken to, so I went with them. The debt settlement process was good. It stopped the phone calls, the nasty grams coming in, it got some relief in the fact that I'd stopped trying to pay all the monthly bills and they came down to one monthly amount that I was paying to CountryWide, and they were out settling the debts. And they gave me an estimate of what they could settle the debt for, which shocked me because it was far than I ever thought that they could settle it for. All in all, it was a good experience. There was a number of phone calls and emails, working with the attorneys. And then, after about four months, it was just a statement each month showing up. Everything fell into place and just went on automatic.
It wasn't until we got down to settling with the final outstanding debt that we had a couple of conversations with the CountryWide negotiator. They would only contact when necessary, which is really good because you don't want to be there thinking about, “Oh, when am I going to get the next call? Is it going to be good news, bad news, all the news.” The cost of the service was definitely reasonable. It stopped the headaches, hassles and the issue of trying to catch up. The credit card companies accelerate the interest rates they have and the only thing you can do is pay the interest and you're trying to pay down the principal. But the credit card companies don't make it easy. Until you get somebody to fight on your behalf, it's going to feel a battle and to some extent, the credit card companies are doing themselves a disservice because if they were willing to work with consumers, then they can get more money. But it's the age of greed factor kicking in.
CountryWide has been very professional did exactly what they said they would do, they were great to work with. The entire experience was very pleasant and easy. I was pleasantly surprised when they said what they could likely settle a debt for. I was like, "Wow! That's a lot lower than I ever thought you could settle it for." So, now, I'd highly recommend them.
Thank you for sharing your story. I'm glad you decided to work with us and "stopped the phone calls [and] the nasty grams coming in." Congratulations on completing your debt consolidation program for " a lot lower than what you thought we could settle it for." Enjoy living a #DebtFreeStressFree life.
I was going through a hard struggle and a lot has been going on in my life so I sought the services of CountryWide Debt Relief. I gave them all the debt that I had, they contacted the creditors and they took care of it, then set me up with a plan. The negotiator I had was awesome and he was on top of it. They have a company that takes care of the withdrawal of my payments every two weeks and they would pay my debts off. It took me three years but I’m finished with the program now. If you stay on top of it and follow the program, it works. Their service was great and the cost was fair. My life is better because the stress is gone and I would recommend them.
Thank you for sharing your story. I'm glad to hear "your life is better because the stress is gone." Congratulations on completing your debt consolidation program. Enjoy living a #DebtFreeStressFree life.
CountryWide's process was easy. They explained how their process would go, what would happen and what I needed to do. Also, their cost was fair and reasonable. They talk about your income and what you can afford, and so the payment doesn't put a burden on you. Their rep was very respectful, knowledgeable and good and their customer support was great as well. They knew what they were doing. If I didn't understand something, I call them and they explain it to me. And if I didn't reach them, they would call me right back. CountryWide has helped me get rid of some things that were going to take me some time to clear off because I had gotten sick and falling behind. My program was now concluded and it's been a fantastic experience.
Thank you for sharing your story. It's great to hear you had a "fantastic experience." Congratulations on completing your debt consolidation program. Enjoy living a #DebtFreeStressFree life.
I had an excellent experience with CountryWide Debt Relief. The cost for the service was reasonable, they took care of business as promised and they were really helpful. The attorney's office sent out letters and we were able to settle with mostly everybody ahead of schedule. The negotiator was respectful and the customer support kept calling me to give me updates, and I was impressed by that. I'm now complete with the program and I'm satisfied with the service. People should go for CountryWide. It was painless and effective.
Thank you for your review, I'm happy to hear you describe our debt consolidation process as "painless and effective." Congratulations on completing your debt consolidation program. #DebtFreeStressFree is the way to be.
We had an issue with Ford Motor Company and CountryWide said they can clear it up for us. They're the first one to say they could help us. They worked out a deal where it lowered our debt with the Ford Motor Company, and we paid them on month by month, then they closed the issue out for us. It saved me some money and time. Everything got taken care of and we're in a better position now. The cost was reasonable too. I appreciate that Countrywide helped us out when we were in a bind. They did what they said they would do. So, I'm happy.
Thank you for calling us to take care of you Ford Motor debt and "get you out of a bind." Congratulations on completing your debt consolidation program, you are now "in a better position." Enjoy living a #DebtFreeStressFree life.
I was stressed of all the calls and all the letters that I received. I was also getting served so it was plain crazy. I was looking through a lot of paperwork ahead and had to submit letters to courts. I couldn’t do those things so I looked into debt relief. I walked into the CountryWide office and told them to pull up my history of everything that I owed. I also told them that I couldn't settle my debts since I wasn’t working. They got me into a payment plan which worked great for me and helped me talk to my creditors and stopped the harassment. I only spoke to their staff once when I got into the program and made me sign all those paperwork. They told me they were going to take care of everything and they did. They were very nice and perfect. Every single time I had questions or concerns, they would answer and pick up my calls.
The major part is that they helped me get out of debt which I've already finished. I was expecting the program to take three years and a half but it took a year and a half instead. They figured everything out and I made payments every month. They were the best when it comes to cost in relation to the quality of service I received. The whole team was great. I've already recommended CountryWide to some people. My life is much better now.
Thank you for sharing your story. I'm happy to hear your "life is much better now." Congratulations on completing your debt consolidation program and "relieving your life of stress and creditor harassment." #DebtFreeStressFree is the way to be.
CountryWide Debt Relief questions and answers
- What problem is CountryWide Debt Relief trying to solve?
- Provide debt consolidation help for consumers looking to get out of debt.
- What sets your company apart from the competition?
- CountryWide is different than the rest because we focus on solving consumers’ debt issues by recommending the best possible debt consolidation option. For consumers with good credit and good income, we recommend a Debt Consolidation loan with the primary focus on reducing the interest rate. For Consumers that have credit challenges, we can offer debt negotiation with the focus on reducing the amount of debt and time required to pay off that debt.
- What needs do your product or service fulfill, and how do you fulfill those needs better than your competition?
- Our company helps consumers that are overburdened by debt. We provide a plan to help consumers get out of debt within 60 months or less.
- How does CountryWide Debt Relief measure success?
- We measure success based on the completion rate of consumers that enroll in our Debt Consolidation program. While the industry completion rate is 55%, our company completion rate is at 75%. We do this because we are focused on helping the consumers get out of debt from the beginning of the process to the end. We don’t over promise and under deliver. Our underwriting guidelines are focused on helping consumers get out of debt, not on our company revenue.
- How has your industry changed in the last 5 years? 10 years?
- The biggest change in our industry has been the implementation of the Federal Trade Commission’s TSR rule which prevents companies from deceptive marketing practices and unfair fees. We take pride in providing the Best Debt Consolidation program while being compliant with the Federal Trade Commission’s TSR rule.
- What is something you wish every consumer knew about CountryWide Debt Relief?
- We wish every consumer knew that our Debt Consolidation Program has the highest graduation rate at 75% compared to our competitors' average graduation rate of 55%.