Consolidated Credit Counseling Services of Canada Reviews

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Edited by: Angela Bunt

About Consolidated Credit Counseling Services of Canada

Consolidated Credit was founded in 1993, with Canadian services established in the mid-2000s. The company continues to help consumers with credit, debt and financial obligations, operating under the belief that education is a key to a person's financial success. It provides credit counseling and financial education, and may discuss debt consolidation options with you or refer you to appropriate professionals.

Visit www.consolidatedcreditcanada.ca
Pros
  • May reduce your payments by up to 50%
  • Talk to a credit counselor
  • Free counseling services
Cons
  • Only works with unsecured debt
  • May require closing or restricting credit accounts while enrolled

Consolidated Credit Counseling Services of Canada Reviews

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    How do I know I can trust these reviews about Consolidated Credit Counseling Services of Canada?
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    Page 3 Reviews 60 - 260
    Verified purchase
    Staff

    Reviewed April 23, 2016

    Excellent service from start to finish. Very helpful. Was understanding of my feelings. Explained the process to me. I felt much better after talking to her. She was very concerned about how I felt. She understood the stress I was feeling. Would highly recommend the service.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Willard,

    We are so grateful the stress you were feeling from your heavy debt load is now lifted. Thank you for the positive review. We truly wish you the best.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 20, 2016

    Today I was speaking to an agent who was very helpful and went over my concerns in great details. Even phone the company that was calling me all the time even though I knew Consolidated was dealing with this issue.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Cheril,

    Thank you for the positive review and we are grateful Consolidated Credit was able to help you manage your debt.

    We wish you all the best.

    Verified purchase
    Staff

    Reviewed April 18, 2016

    Consolidated Credit have been absolutely amazing in helping my husband and I become debt free. Everyone at Consolidated have been very kind and helpful, and they have helped eliminate a lot of financial stress. Thanks so much.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Charlene,

    We are happy to hear the financial burden you and your husband were feeling from debt, is lifted now. Thank you for the positive review of our services, we truly wish you and your husband all the best.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 15, 2016

    I called in to get the status of my account and I had two questions for the person I spoke with, but I felt like I was being told how I should cut back on things that I have already have cut back on, i.e. shopping, extra unnecessary expenses. She assumed things that she never should've claimed that I was doing. I figured out after a few days, that maybe she was having a very hard time with her situation and was taking it out on someone (me). What she doesn't understand is not everyone has had the bad experience that sounds like she is going through, i.e. government deducting from her paycheck, etc..

    I'm not a shopper, can't stand shopping, I get my clothes free, I don't have cable as there are free TV shows online. I never want or need a credit card and haven't had one for the past 2 years, it is a great feeling! I have shared this experience with others who have a credit card (not the same position that I'm in), but they have got rid of them and thanked me and mentioned how easy it was not to have them and stress less. Anyways, I thought it wrong how the person spoke. I had to change the tone of the conversation, it shouldn't have been me. Yes, I have recommended your services to a friend and she uses it. I will always recommend your services to others.

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    Verified purchase
    Staff

    Reviewed April 14, 2016

    I am so thankful for providing right information and advice for my inquiries. It's help a lot and gave me a peace of mind. She deserve a good merit for being polite and understanding my point of view. She is well organized and set a good example as employee.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Kristofferson,

    Thank you for your positive review. We are happy to hear you now have a peace of mind and you took the necessary steps to manage your debt. All the best to you.

    Verified purchase
    Staff

    Reviewed April 14, 2016

    Excellent service, and responsiveness.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Hassan,

    Thanks for the positive review. We are happy we were able to help you manage your debt. All the best to you.

    Verified purchase
    Staff

    Reviewed April 13, 2016

    I received a very courteous, helpful and understanding with Teri **. She answered all my questions and was very pleasant to speak with. Thank you very much for your help. I appreciate the help in getting things with my finances back on track.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Cathy,

    Thanks for the positive review Cathy. We are happy you took the necessary steps to manage your debt. All the best to you.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 13, 2016

    Called to see about payment change and Vanessa was very helpful and pleasant. She went beyond and helped me get in contact with another member that helped me through a bad time. Thanks Vanessa. I will always remember you.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Brenda,

    Thanks for taking the time out of your day to write a positive review for our services. All the best to you.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 13, 2016

    Every time I call the CCCSC call centre I always have a great experience. The staff always make these difficult topics (debt management) so much easier and more comfortable to deal with. I'm so glad I chose CCCSC to help me with my debt!

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Nikita,

    Thanks for your positive review. We are happy to hear you took the necessary steps needed to manage your debt. We truly wish you all the best.

    Verified purchase
    Contract & TermsStaff

    Reviewed April 13, 2016

    Letter regarding terms & conditions of HBC account regarding any outstanding balance. Valessa was very helpful and put my mind at ease. Very professional but warm and understanding in her attitude.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Janet,

    Thanks for the positive review. We are glad you have a peace of mind now. All the best to you.

    Verified purchase
    Staff

    Reviewed April 12, 2016

    Tanuja was extremely helpful. She put my mind at ease. Thanks Tanuja.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    April,

    Thanks for the positive review. We are happy to hear, you can now experience a peace of mind. All the best to you.

    Verified purchase
    Staff

    Reviewed April 12, 2016

    I called in the office to explain why I can't make the payment to my account this month. The operator I spoke with was extremely helpful and showed compassion for my situation.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Leonard,

    Thanks for taking the time out of your day to give us a positive review. We are so happy we were able to help you in your situation. All the best to you.

    Verified purchase
    Customer Service

    Reviewed April 11, 2016

    I am very impressed with the customer service and help I have received from Consolidated Credit. A few years ago, I was not managing with my debt and having problems making payments. I phoned Consolidated Credit and received assistance right away. I have also received help with working out a budget. I am now approx. 18 months away from completing the program! The lessons and assistance I have received from Consolidated are invaluable and will stay with me for life!

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Nancy,

    Thanks for taking the time out of your day to give us a positive review. We are happy to hear you took the necessary steps to manage your debt. We truly wish you all the best.

    Verified purchase

    Reviewed April 10, 2016

    Very polite, and very willing to help..

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Thanks for the positive review Susan. All the best to you.

    Verified purchase
    Staff

    Reviewed April 9, 2016

    Informing me about my account. Very helpful, friendly and explained things so well. I am so impressed with your employee.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Thank you for taking the time out of your day to give us a positive review. We wish you the best.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 8, 2016

    Mike was great, he is an excellent communicator and answered all my questions, went through my concerns with patience and care. A great addition to your team as I have had some not so savory experiences in the past. If I could call in every time and deal with Mike it would be a pleasure.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Danielle,

    Thanks for taking the time out of your day to write a positive review of our services. We are happy to hear you had a positive experience with Mike. All the best to you.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 8, 2016

    You were very professional and you surpassed the bank's advice. Thank you for your customer service, especially in French!

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Louis,

    Thank you for your positive review. We strive to provide the utmost best customer service in French and English. All the best to you.

    Verified purchase
    Staff

    Reviewed April 8, 2016

    Very helpful. Always available. Courteous.

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Amanda,

    Thank you for your positive review. We strive to provide the best customer service possible. All the best to you.

    Customer ServiceStaff

    Reviewed April 8, 2015

    Was able to pay back $10,000 in debt in a little over 2 years. The service they provide is good and helpful, however I've only given three stars as a result of my interactions with the customer service staff. Occasionally they were excellent, but more than often they were uninformative and downright rude. After I had paid off the last of my accounts I didn't realize I had to cancel the direct withdrawal myself and ended up with a credit of $270 on my account. I was asked to call and arrange for it to be returned. When I returned the call (to a woman supposedly named **, lol) I was asked to donate the credit to Consolidated and to make a further donation at a later date to match what my monthly payments had been.

    I understand that they are a non-profit company and depend on donations to work, however I explained to her that I had been unaware that Consolidated would keep debiting my bank account after my debts were paid and was not financially prepared to lose the extra money that had been debited from my account at that, point as I am in school and unemployed. I offered to make a donation in the full amount of my monthly payments once I was employed in the summer (two months away).

    She refused to take this for an answer and basically told me that if I wanted any of the refund back I had to donate some of it. I repeated again and again that I couldn't afford it at this point and she just kept badgering me until I gave in. I am glad to be debt free for sure, but this last interaction has left a sour note. If you use this service make sure you contact them about changing your final direct debit payment to the exact amount owing on your accounts, unless you plan on donating the difference!

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    Consolidated Credit Counseling Services of Canada
    Response from Consolidated Credit Counseling Services of Canada

    Dear Kaitlynn, Congratulations on getting out of debt and thank you for allowing Consolidated Credit to help you. We regret that your last interactions were not pleasant and will take steps in ensuring that the same does not happen to any of our clients. We are a nonprofit organization and our main objective is to provide financial education and help to clients who want to get out of debt. Again we apologize and congratulate you on your accomplishment.

    Customer Service

    Reviewed June 13, 2014

    They did get the job done but their customer service is horrible. Once, they wouldn't take my info over the phone and told me to email it, but didn't give me an address. So i checked on the site; the email address on their site doesn't even work and is spelled two different ways (neither spelling works). Couldn't get updates from them, and after I signed up with them, i had a difficult time getting a response to my messages with questions/info.

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    Customer ServiceContract & TermsPunctuality & Speed

    Reviewed Jan. 15, 2013

    I am from Alberta and like many others, I sought the help from Consolidated Credit Counseling services. I was on the program for two months and I started receiving calls from my creditors saying my payments were late. I talked to Consolidated about this, and they informed that this was normal and things would get better once a regular plan was established and once all the creditors signed an agreement and were on board with the plan. They advised me not to call the creditors myself because it is something that they deal with. I was with Consolidated two and half years. This month, January 2013, marks two years off the program and my credit is totally ruined because my payments were late the entire time.

    And now when I try to apply for credit, they tell me I had too many late payments on my credit rating. This was Consolidated's fault. I called them January 15, 2013 asking them to help fix this issue, and all they offered was a letter stating I was on their program. What good will a letter do? It's not going to take away two and half years of late payments. Thanks to their so called service. Don't do it. Stay away from this company. I learned a hard lesson, and I wish there was someone to tell me not to go to them.

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    Consolidated Credit Counseling Services of Canada Company Information

    Company Name:
    Consolidated Credit Counseling Services of Canada
    Website:
    www.consolidatedcreditcanada.ca