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Consolidated Credit Counseling Services of Canada Reviews

4.7
81 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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Edited by: Angela Bunt

About Consolidated Credit Counseling Services of Canada

Consolidated Credit was founded in 1993, with Canadian services established in the mid-2000s. The company continues to help consumers with credit, debt and financial obligations, operating under the belief that education is a key to a person's financial success. It provides credit counseling and financial education, and may discuss debt consolidation options with you or refer you to appropriate professionals.

Visit www.consolidatedcreditcanada.ca
Pros
  • May reduce your payments by up to 50%
  • Talk to a credit counselor
  • Free counseling services
Cons
  • Only works with unsecured debt
  • May require closing or restricting credit accounts while enrolled

Consolidated Credit Counseling Services of Canada Reviews

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    Reviewed Jan. 15, 2013

    I am from Alberta and like many others, I sought the help from Consolidated Credit Counseling services. I was on the program for two months and I started receiving calls from my creditors saying my payments were late. I talked to Consolidated about this, and they informed that this was normal and things would get better once a regular plan was established and once all the creditors signed an agreement and were on board with the plan. They advised me not to call the creditors myself because it is something that they deal with. I was with Consolidated two and half years. This month, January 2013, marks two years off the program and my credit is totally ruined because my payments were late the entire time.

    And now when I try to apply for credit, they tell me I had too many late payments on my credit rating. This was Consolidated's fault. I called them January 15, 2013 asking them to help fix this issue, and all they offered was a letter stating I was on their program. What good will a letter do? It's not going to take away two and half years of late payments. Thanks to their so called service. Don't do it. Stay away from this company. I learned a hard lesson, and I wish there was someone to tell me not to go to them.

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    Consolidated Credit Counseling Services of Canada Company Information

    Company Name:
    Consolidated Credit Counseling Services of Canada
    Website:
    www.consolidatedcreditcanada.ca