Transworld Systems Collection Agency

So I defaulted on my Star Card back in 2010 (that was my fault) and it was sent to collections. Fast forward to 2019 I got a letter saying my Federal taxes were taken to pay a debt to AAFES. Oh I had no Idea I forgot about this and it needs to get paid, so I call the number and talk to someone, her name was J. **, I found out that my card was sent to collections and after 9 years of sitting in collections I owed a total of (after the feds sent them my $1200.00 tax return) $9,046.08. I was taken back to say the least so I ask how that was possible. Well they charge a 17.63% interest rate. My Credit card is lower than that by 1.60%.

I contacted this company after receiving mail with my first and middle name. Person was rude, wouldn't work with me. Said even if made payment wouldn't stop from taking my social security. Basically bullies. Military star says the collection company will work with you, but they'd rather make me homeless and lose my daughter.

I work in Quality Assurance. This is a scam. Please do not give them any information. They are trying to get your money and/or personal information. They called me 4 times in one day. One number was an 800 number, the next was a private number, the third was a local number to look like it is from my area, and the last was a SCAM LIKELY caller ID from T-Mobile. Please be diligent with your personal information. When I called the SCAM LIKELY number and the 800 number, they all came back to the same company. The other two lines were "busy" every time I tried. They weren't consistent in saying all calls are recorded. I even had to ask why they only told me one of the two calls was being recorded and why it was being recorded as they did not say.

I received a Disability Severance pay from the military that was taxed. I spent some time in and out of physical therapy rehabilitation. During this time I fell behind in payments of my Star Card. When I called Star Card to pay a balance about $2000 and was informed that my account was transferred to TRANSWORLD SYSTEMS INC. I was informed by Transworld Systems Inc. that interest and fees had caused my balance had more than tripled. This company wanted me to pay almost $12,000. I begged both companies to forgive some of them with no success. I agreed to pay a fee debited out of my bank account each month.

These people will harass you and call your phone every day but will not tell you anything if asked to validate your debt. If you try to contact them by email they will not help you in any way. I asked them to verify my debt several times and they refused to do so. I supposedly owed a 20 dollar debt which they added 160.00 in a late fee and harassed me over it. I still do not see how it is legal at all in this country to charge 2000% interest on something. How do they get 160 dollars in late fees on 20 dollars they only informed me about after they added this fee? Now I am going to try to get these scammers into a small claims court I suppose. This is just ridiculous. I see a LOT of complaints online with similar stories on this garbage company and the ignorant people that it employs.

So a long time ago someone tricked me into a magazine subscription. I had to call over ten different companies and cancel with all of them. I never wanted magazines. They finally stopped coming but the calls didn’t. Thy say I owe them a little over $1,000. For what? Something I never wanted that was getting sent to me against my will? ** that. I have to get spine surgery. That’s $100,000 and I have to pay for my house and utilities. ** those magazine companies. I never wanted any. I remember I signed up for cable services and somehow in the process of applying for that according to them I authorized a 36 month long agreement to magazine companies all over the USA. It’s a ** scam. I didn’t sign up for magazines. I would remember if I entered a years long contract. I did not. And now I get so many phone calls. I have at least 100 blocked numbers in my phone.

I get ten calls every day from the company TRANSWORLD SYS INC/51. The company keeps calling me ten times a day, claiming that I owe money from 2009 in the amount of $180.00. Adding the collection to my Experian credit report twice every month to ruin my credit. I don’t owe any money and they are not going to force me to pay a ransom to get off my back.

I provided information to TSCA showing that my FEDEX bill was not overdue, but PAID. FEDEX made an error by issuing a refund to me saying the bill was paid in error, but then turned me over to collection. I guess TSCA looked over the paperwork and decided it was not an "overdue" bill, but a refund sent in error and not their problem. They notified me the case is "closed." I have heard nothing more from FEDEX.

TSCA is the thug arm of FEDEX. Fedex gave me an errant refund and refused to give an explanation as to how that happened and turned me over for collection and additional charges. I paid an invoice for an imported part (VAT) that was shipped by FEDEX. I got a refund saying the charges were in error. I then got another bill from FEDEX saying now the bill was overdue. I pointed out to FEDEX the bill was not "overdue". It had been paid and I had the cancelled check. I informed FEDEX it was no longer an "overdue" billing error, but a refund that was given in error and should be treated as same. I paid the bill, if they want to send me refunds, it's on them. FEDEX never contacted me and turned me over to collection with additional charges, that I will not pay for. I sent a check for the refund amount to the collection agency. It may be a "small" amount, but I refuse to be strong armed or threatened with collection agencies.

My husband received a call in his office this am stating that I owed a debt that they were trying to collect. He sent me the information and I called. They stated that I owed over 700.00 from June of 2013 with a doctor that I don't even know. I did not give them any information and called the doctor's office. They confirmed that I had no such visit and did not owe any money to that office. They also said that they would not still be trying to collect a debt that old. They said I should call back and ask them to send me the details of the claim and that if they would not then it was a scam... They say they can't send me the information that I am requesting... so beware folks.

This company works on behalf of the companies they are collecting for. Before everyone gets upset about the information they are asking to VERIFY. Please understand they do it to make sure they are not disclosing your personal information to the wrong consumer. If you have a court fine. I do not need nor want to know about it. They cannot disclose information to just anyone which is why they have to ask you to verify the info they already have in front of them. So before you ask why are they calling think to yourself DO I WANT THEM DISCLOSING MY PERSONAL INFO to everyone? My guess is probably not.

I received a letter from this company around the second week of August 2018. In regards to a debt that I had disputed in the past with another company because it was NOT Mine. The particular Credit Bureau deleted it and I have all the proof. I had already started disputing this debt because they just put this on my credit report without sending me a letter in the mail giving me the option to dispute the validity of the debt within 30 days. That is the first violation, because by law they have to give you 30 days and they didn't even send me a letter on it, only a letter stating that they received my dispute. The account is not mine, they are not the original creditors, nothing was verified, they do not have any type of original contract signed by me or anything.

The phone calls started a few weeks ago and have not let up. These calls are apparently for my brother, so they will not give me any information. I did manage to get out of them the company name, so I could write this review. They are very rude and this is definitely a scam. My brother had all his debts wiped away with bankruptcy last year. They may have bought a bad debt or are assigning random debts to random people. Whatever the case may be, please do not be intimidated by this company. Stand your ground and do not give out any personal information. Every bill collection company I’ve ever dealt with is willing to give me all the information I need and are not vague and shady.

These jokers have called me every day for months under countless phone numbers, the only similarity being that they start with **. A legitimate call center wouldn't do that. I block them every time. They claim to be looking for a "Deborah **", but considering I'm not a female and have no outstanding debt, my guess is they use any generic name to try collecting personal information. Plus, it's a stereotypical accent that sounds like it's coming from a sweat shop in Bangladesh.

Transworld Systems keeps calling me weekly to collect on an old SleepTrain debt that was paid in full over 4 1/2 years ago! I tried to explain initially how they must have purchased bad paper as my debt was settled in full through arbitration with SleepTrain years ago, but they keep calling me anyway. They refuse to send me or show me any proof of payment records that have to show that they legally own my "debt" (which is required by California law, they are obligated to show all payment history as well as the original contract and payment terms if requested) but whenever I end a call with them, they continue to harass me by calling every 10 minutes or so from different numbers. I've had to block multiple numbers on my phone that caller ID shows as 4-digit numbers. At this point, I'm considering legal action against them due to excessive harassment, but I really just wish they'd leave me alone.

I am a 70 year old recent widow. In 2016 I had cancer. With it came the bills. In 2017 my husband also had cancer. He did not survive and with that came more bills. I set up a payment schedule with Transworld after the hospital sent me to collections even though I was making payments and was never late or missed a monthly payment. I am, since my husbands passing down to less than 1/2 of the income we had before. I have continued to make the scheduled payments, never missed a month or have been late.

Had a anesthesiologist bill go in that I thought I was paying through my hospital. I called on Sunday, the day it appeared on my credit, they were closed. Called again on Monday... verified I owed it with office and paid it immediately. They will not remove it from my file. They are rude even when you are paying them. I only got hurt in the last few months... it's not like I'm a deadbeat. Here is receipt from what I owed them. This is transaction on my debit card. TSI ** FORT WASHINGT PA ** - $81.42.

I received a bill from them. I went online to pay it and their site doesn't work to make payments, it gives you an error. About a week later before I could get around to trying again they called me. The guy started telling me who they were and that I owed them money. I stopped him and told him to hold on while I grabbed the bill that I thought belonged with their company and it did. I told him I tried to pay it the week before and their site doesn't work, he said they were doing some maintenance on the site but I can just pay him. I usually have no problems paying by phone but I just didn't get a good vibe from him and if they want their money then maybe their site should work.

I kept getting these phone calls from Transworld Center, Inc. about my YMCA account. Since I am not late or behind on that account I was very reluctant to give my information on the phone. They want your last four digits of your Social Security, and your street address which I refused to give them as I don't do business with them... So I called the YMCA to find out if I had late fees or was missing something that I was unaware of, and they told me there was nothing wrong with my account. The phone calls continued and they never left a message and the phone numbers came from all different parts of the country based on the area codes. They still call me even though I told them that I have no late fees to the YMCA.

I have an account with American Education Services, and they told me to pay whenever I can due to my income status. Because I have medical bills piling up due to depression anxiety that happened cause AES raising my monthly bills. Then I ended up in the hospital due to having AES putting my student loans in collections right after the agent told me take my time, and pay when I can. So now I got Transworld threatening me, and telling my life doesn't matter. Some guy with a deep voice telling me he doesn't care if I go homeless. Because he wants the money that is owed. After I was put in the hospital for mental depression anxiety did you Transworld threatening me.

** is Transworld Systems Inc., a debt collection agency, looking for someone last name **. I'm Asian with an Asian last name. I'm on the NATIONAL/FEDERAL DO NOT CALL LIST. They were seeking someone who owned my number I guess prior to my having it assigned to my new cell phone from a few months ago. I requested that they stop calling and informed them I am on a do not call list so the rep told me to give them 24 hrs to update this information and remove my number from their system.

I received a letter from TSI saying I owed for a hospital bill. I responded asking for proof. They sent information from a hospital for a different person. Not even the same name. They are literally trying to hit me for someone's bill.

Received a letter from ECMC dated August 15 stating if I don't respond within 60 days, my income will be tarnished. I contacted ECMC the following business day (Aug 21, because I received the letter on a Saturday) and they said Transworld Systems Collections Agency has my student loans. I contacted them to set up a payment plan to start taking money out the 2nd of September. By the 5th, I contacted them asking why the money wasn't taken from my account. They told me that they already sent it back to ECMC, who now sent it to the Department of Education, who now says it will take 90 to 120 days for them to receive it before I can start making payments (which I've been trying to do since I got the ECMC letter). To top it off, I even received a letter dated August 22 confirming my payment plan.

This company keeps calling 2 to 3 times a day for someone that is not at this number. They never leave a message and I have notified them twice to stop calling. I am on the verge of filing a formal complaint against them and possible legal action if they continue. Don't know who they are or what they want but they must have a bad number.

This company and their aggressive tactics has reached my wit's end!!! I retired from the military and had to clear AAFES which stated that I had NO debt owed to them. Fast forward 6-8 months... I start receiving letter from TSI stating that I owe a debt to AAFES ($19.32). Seeing that it was small and I was in the process of purchasing a house I decided to pay it. The following month I receive yet another letter and phone calls stating that I now owe something like $70+. I call them and they cannot tell me where it was from. Now I receive a letter stating that I have a credit from AAFES in the tune of $12.93. I call TSI and they cannot see where I have a credit but instead tell me that I have a debt of $72. After almost 30 minutes on the phone with them, I was given this email address (**) to send a copy of my "credit" letter from them to. This company will be reported to the BBB but I'm sure that they already have been!!!

This company reached out to collect information they claimed was for a garnishment without the employee's consent. Our company would never give out employee information without signed consent or subpoena. They were very aggressive in insisting we send back the forms with filled out information. Our company refused.

After receiving multiple automated calls from Transworld from a local number telling me to call an 888 number to resolve a debt, which does not exist, I read some of these other reviews and began some research. According to the FTC site, the parent company and owner are under permanent in injunction. And it also appears Transworld operated under a different parent company in 2013 and was permanently enjoined from operations regarding debt collections. Not certain it is the same company or not, but appears so. BEST BET: Know your rights, obtain name and contact of anyone trying to collect debts against you, keep good banking habits and records, question any and all challenges of monies owed, pay your bills, and be your own best ally.

I paid LA Fire Department, direct by check, on May 22, 2012. I have documentation of the paid check from my bank that the LAFD cashed the check for the $50 bill. On October 17, 2012, NCO Financial (Transworld's mother company) sent me a collection letter asking for $82 for the bill. I wasn't upset because slippage can happen and it might not be an attempt to defraud. I sent them back a copy of their letter with the added information that I had paid the bill and I enclosed a copy of the documentation (a bank verified copy of the paid check). I send all such letters certified and with a return card. I heard nothing more until I received another letter, today, from Transworld. Transworld is the spun off daughter company of NCO Financial.

Received eight phone calls on my work phone number from (602)714-8445 from Transworld Systems Collection Agency within the last two weeks. The call-back representative was Scott **. He claims the company doesn't have rep numbers. I finally called back and was treated with rudeness and a very unprofessional attitude. I confirmed my phone number and date of birth. They had the wrong person and I asked the representative, Robert **, to take my name off their calling list and he said I could just "disregard the calls." This is an unacceptable response in my opinion. I'm a teacher and these calls are interrupting my classroom. Our phone system also sends an email for every missed call, which is just an annoyance.

Transworld has placed and trying to collect on a federal loan that does not exist. There was no loan because of exhausted financial aid, I am permanently disabled and all federal loans have been forgiven, so if there was a loan it would have been forgiven. I am a senior citizen trying to purchase a home with my daughter and this loan is preventing me because it's on my credit.