Midland Credit Management Reviews

I have set up a payment plan with them over 5 times now. My bank pays them with no issues on my bank's end. But every month they call to tell me that it didn't go through. Now they want my debit cards over the phone. I told them no way. I've set up payment with them multiple times. I have the payment plan in writing. Issues in their computer system are not my problem. Beware.

I had a credit card that they purchased and then sued me in court for and got a judgement against me. I called and worked out a payment plan and worked with a good collection customer service person. I have made a total of 4 payments that have been on time and per our agreement and have two more small payments left. Well this month August 2020 I came in close contact with someone who tested positive for COVID-19 and had to get tested myself and had to self isolate which meant no work.

I received a legal document from this collection agency, earlier this year. Until then I never heard of Midland Credit Management. After calling an attorney we took this company to court. It took an appeals court judge to rule in my favor. So as of this writing, I don't have to pay these bloodsuckers anything. Take my advice and Sue this company. It won't be long before they turn tail and run. Because they haven't a legal leg to stand on.

I have attempted contact to the correct department 4 times in two days to notify them the debt has been settled. They are still sending me a letter advising me of the unsettled debt. Nobody called me back. I asked to speak to the person who has a signature on the letter I received and I was told he does not take any phone calls. I really cannot understand how a company cannot respond in a timely fashion.

I have spoken with so many people, Kellan, Paul **, Ben **, Ralph, Jerry **. Rude. Hung up on. When I asked for an email regarding our conversation of a refund they refused. I would never work with this company if I didn’t have to. Very sad especially due to the fact that our country is hurting due to covid.

I was blessed to receive some extra cash and decided to clean up my credit report by paying off most of my bills. I had two to three bills that Midland Credit had purchased. Called and paid off. Great right? No! There was an old bill that was over 7 years old that actually had fallen off credit reports. When I got to work on Monday morning I had received all these calls so I calls the number not knowing who it was; guess who? Midland Credit. They were trying to get money for this bill. I told that they were not going to get a dime from me for a bill that is almost 10 years old and also one of their reps told me that I did have to pay it because it was an old debt that they cannot go after.

Just when I/we thought ride sharing company had poor customer service- oh try this one!!!! Poor customer service as they never have a straight answer. Always deviating your question as if it was a pole hole on a highway. They operate in a fashion that makes consumers question their credibility. First time they contacted me, I was like oh boy- here we go again with the fraud calls. It took me weeks to investigate this company and was still not convinced. They have a 1 star review and that should speak for itself. I mean do we know how hard you have to be working to get a 1 star review? Unless one only has 1 customer but it is not the case here.

My wife had an old credit card debt that had been sold to Midland Credit Management. She got served with papers saying that they were suing her. She called them and attempted to set up a payment plan with them, but they wouldn't work with her on a monthly payment. Today I found out that our bank account had been cleaned out, including all of our savings to satisfy this debt. I feel like this is illegal, since neither her or I was notified of this by either a legal document or even a phone call. Any advice out there??? Is this Legal??

“Tim **” with a deep Indian accent is so rude. I called because they kept calling my old job asking for me. I called to see what they want and to get them to stop calling a number that’s not mine. He said “We will update it when we get a payment arrangement.” I said “You are calling a number that’s not even mine” and all he said was “you owe us money, we will change the number when we get a payment agreement”. DO NOT PAY THEM!

Very disappointed in how the company handles your account. After losing my job and being disabled I needed to stop payment arranged for a few months. 3 months of no payment and they have a lawsuit against me and will not work with me. Horrible company!

I was sued by Midland Credit. They hire "representatives" in your area to represent them in court. These people will tell you things such as you should call them to work out a payment plan. I called after he told me this and Midland told me, "This was untrue. We will garnish your wages and would not accept any payment plan."

This place will call and make derogatory statements about you and your finances. I had a settlement and told them I will call to make that payment on that day. When I called to make the settlement payment. They said no payment is due in full now. Because I modified the arrangement by calling to make the payment on that day because of with the holidays to make sure the payment is in my account. They said since they couldn't take it out as we agreed that I owe the balance in full.

Midland purchased a bad debt of ours. We were finally able to offer a small settlement amount. We sent our offer in writing, certified return receipt. Company immediately sent us a pre-legal notification, requesting same amount, ignoring our offer. We had requested a cease and desist to call notice, which they seemed to abide by. But we had a small amount of funds to offer, so we phoned them (and all our other creditors who worked with us). From level one to the top manager (supposed top manager Kathi **, and her downline person Richard **). These two people kept me on the phone for 52+ minutes, trying to shame me. I really felt abused. They did not want to accept my offer. They simply should have refused me and moved on. I'll go to the court hearing, no fear there, but they sure tried to intimidate and shame me. I hope their recording was actually recorded, because I'm sure otherwise their documentation will be a probable lie.

About 13 years ago I opened a credit card with another bank. I used the card one time to buy gas for my car. I received the bill and it said I owed a balance of over $600. I called them and they said the charges were processing fees. I told them I was holding the paperwork I signed for the card and these so called processing fees were not in the contract. I told them I didn't want to card. That I would pay the amount I put on the card in gas and I expected them to cancel the card and the processing fees or I would report them to the BBB. They agreed and took my payment for the gas and said the card was canceled. They never closed the card and bounced the debt to collection agencies ultimately ending up with Midland whom contacted me last year.

Received a call on my cell phone. Asking for my brother. How they got my cell phone number is beyond me. They would not tell me what the call was about. When I informed them that my brother had passed away they told me his estate would be sued. The only way I know this is Midland Credit Management is because I called the number back and got a voicemail. The man who called was very hard to understand. He sounded like he was from India or somewhere like that. They wanted me to send them a copy of my brother's death certificate. That sure is not gonna happen.

I received a notice at work my wages were to be garnished!? What!? Well you have to go to court after being served and lose in order for a garnishment. Well Midland served my old address by taping a summons to the door. I obviously did not show up for court and lost. They were trying to garnish thousands. I researched for days. Found out that they are crooks that buy bad debts serve people and win due to no one showing up for court! I went to the court. Served them with a motion to vacate due to improper address being served. We went to court and it was dismissed!! Had I not gone they would have definitely won. Never allow anyone that you do not owe take money from you because you don't know what to do. Research!!

They charge me for the phone calls they made to me to collect balance past due 10 days. They charge $170 late fee. They received my payment 12 days later and did not want to waive it. They have Very poor communication to alert their customer when the balance is due. My.

Today my bank account was 500.00 less than yesterday. I called my bank to ask why I see a hold on my account for 500 plus another 75 on hold. I was told that there was a Legal hold placed on my account for 500.00 plus another 75 the bank charges for having to process the legal hold. I asked my bank who put a legal hold on my account and she said it shows as the LA County Sheriff Department. She said the sheriff sent the legal notice to Chase. So she said I will give you the phone number and you can call them to find out what this is about. So I called the toll free number my bank gave me and the person answers Midland Credit Management. It's not the sheriff dept.

I have an alleged Best Buy account that was taken over by Midland Funding LLC. According to this collections agency I have an outstanding debt on a Best Buy Credit Card. Well I never used a Best Buy Credit Card. These people called sometimes 5 times a day. Anyways they told me they closed this matter and it’s over with. Well that is a lie! They filed a suit in the Monterey Courts which is scheduled for June 29, 2019. I frankly don’t care and will not show up for this hearing. I know that if a judgement is awarded to these crooks they can’t collect from my bank accounts. I only get Social Security which under Law can’t be garnished. I have sent proof this account wasn’t mine and spoken with their Lawyers. Nothing has been resolved except them telling me the case is closed and settled. So why didn’t they close the court hearing? This is a dangerous group of crooks who lie and cheat. They can’t be trusted!!

Please do not use this company! All my credit reports have them falling off by May 2020! However Midland funding claiming my credit reports are wrong & they won't be falling off. They are pissed that the statute of limitations for the state of PA is 4 years and they cannot legally come after me! They expect me to pay but they have no leg to stand on since it's over 4 years and about to fall off credit report!!! They will never see a dime from me! My next step will be lodging a complaint with P State Attorney's office for the threatening letter they sent me.

I received a notification that they had taken over a debt. I wrote a letter the very next day and mailed it to the address on the notice. I received my letter back today with a post office label saying that it was undeliverable as addressed. How can that be when I used their address from the notice? Now it is more than the thirty days that they allow for disputes (my original letter was mailed out on April 5 and today is May 14). I don't know what I can do at this point.

The same guy keeps calling me. I asked him questions because he was very hard to understand. When he called me I was at a doctor's appt. He asked me to go behind the counter and use their computer so I could pull up my bank information and give it to him. I thought this was Insane. He was pushy and kept telling me not to make this difficult. I actually received a UPS envelope after my conversation with him. I went onto the website to enter the acct # and it says I don't exist.

I had some old credit card debt that Midland bought up, nothing huge. They were merciless in calling day and night. I got served court papers back in February of 2018 - they sued me for $1000, wasted money on an attorney to do it, too lol. Watch your backs, because it's legal for them to get a judgement against you, and you'll never know it (luckily, I did). If they are threatening to sue you in court, and they do not INTEND to sue you, get a lawyer asap. In my case, I VOLUNTARILY called THEM and settled I think two other cc accounts, on my own. SO them suing me was ridiculous. I explained that our pay went down for a time, and we couldn't make our payments, but are fixing things!

These people are just horrible! I called to pay off an account and only to find out they added $420 onto the account! They couldn't tell me where the extra amount came from only that they will settle with what the amount the balance should've been which is $555. SMH.

Starting to get daily calls (from different numbers) about a Capital One account I supposedly owe $4000 on. Not sure how they got my number, but this is impossible as I've never had a Capital One account with a limit over $600.

My husband was contacted for a debt to be paid and after the scare tactics of threatening to go to court he authorized me to speak with the representative. I asked for a debt validation letter to be sure this wasn’t a scam. And was told it was a tactic to buy time. Then I was hung up on. He refused to speak to me when I tried calling back. If this was a real business I doubt their customer service is that awful. I contacted my credit card company and they had place my acct. with Atlantic services NOT Midland. Sound like SCAM?

I’ve sent in police report and dispute through certified mail for 1 fraudulent account from 2014 that I had never heard of. I am currently trying to fix another account they have as well and I can’t pay it online because it tells me to call in. Calling in goes to voicemail. I have been leaving voicemails with account number, name and phone number so I can get this all taken care of and NO ONE IS RETURNING MY CALLS! What is going on with this business? I am afraid this is a scam??? Which would really suck because I’ve already taken care of another account last month through them... I am really worried. Where did this company go? Is it even real?

I received a call from Midland Credit management about a $655 balance in collections on a card that doesn't exist on an account I've never opened. I explained this to the woman as I was looking at my credit report to verify. Her response was "Oh, that seems fishy, maybe we have the wrong person. Can you provide the last four digits of your social security number?" I then hung up immediately. Sounds a lot like a scam to me.

My Best Buy account was taken over by Midland Credit Management, who took me to court for the funds owed. I had contacted Consumer Credit Counselling Service (CCCS) to assist me, prior to the court date. I made my payments monthly through CCCS. In September 2018, I made my final payments to CCCS for all my bills owed. CCCS sent all my pay-offs to my creditors on September 24, 2018. They were all posted and my accounts cleared, except for Midland. Although Midland received over $1,200 as my pay-off, they are still showing that I owe them.

I've called them on my own, for a debt of 600.00. The lady I spoke to was very rude and demanding when I called back to make my good faith payment. I sent an email to the company, letting them know I would no longer speak to them on the phone. Due to my hardship and disability, refused to take that nonsense talk. I understand they are attempting to collect an debt but their website states they would work with you on payment. She refused to send a updated letter in the mail so I can make payment. I owe as of now 300.00. Let's see if I get an email or letter?

The best advise I can give is do not ever answer the phone if these guys call. After daily calls with no voicemail I decided to answer. They began talking about an account I never opened and was already disputing. The account was opened almost seven years ago and I've been trying to get it off my credit report almost that long. I explained to the heavily accented guy that this was not my account and he tried to have me log in to their website to look at "my account." I refused as it is not mine so he told me to get a police report, which I did, and write them a formal dispute letter, which I did and mail it into them, which I did.

Was speaking to a representative at Midland about credit repair and then out of nowhere they just disappeared and then never helped me with my credit. Not sure if he got fired or he just didn't want to help me but was not happy about being ignored.

I received a MCM letter offering me the standard 40% payoff amount. I was given to Oct. 6, 2018 to pay the reduced amount. I called on that day because I had scraped the money together just for this situation because I want to improve my credit. I was informed by the heavy-accented, American-named male that even though I am making the payment, my credit report will show that the amount was not paid in full so I will still have a negative report. He sounded so excited that he had a "live one" on the phone who wants to pay their bill and he was not letting me go. I was not happy with the negative credit report option but I was ready to pay anyway. I gave him my card number and it was rejected.

Starting in December 2017, I began receiving phone calls from a number of different states. I chalked them up to being wrong numbers. Since I sleep days, I don't answer the phone. The calls started increasing in number, still appearing to be from different states. After Googling the numbers, I saw that nearly all of them traced back to some company called Midland Credit Management. I've never heard of them, nor do I owe them a dime. My bills are all paid and current. I didn't get an 800+ credit score by not paying my bills, after all. I sent them a certified letter telling them to stop calling me, that they've obviously got the wrong number. It didn't do any good. If anything, it made it worse! I finally had to get my phone number changed, which was a huge hassle. The calls stopped for about 2-1/2 months.

I had a debit that Midland Credit Management that came from Citibank back in 12/30/2015. On 7/8/2018 an agreement was made between both parties that on a $1,726.23 debt I would pay $1,035.74. 40% off to resolve my acct there. Generated check no 20,000 in the amount of $1,035.74. Cleared my bank on 7/11/2018. They reported the amount paid but will not remove the balance leaving $690.49. Have been given many different excuses from debit card. Would have resolved 2-3 days but check takes 30 or more days. They can confirm check cleared but takes time for system after which I was not informed of prior to payment and was out of work until 8/10/2017 because of special needs child and single parent. After the harassment with phone calls for a couple of months told them to quit calling. I would get a hold of them when I could pay. They started to harass my mother.

Set up a payoff plan to pay really old debts totaling 15,000 bucks. Pulled from 401k to settle it. My payment was 2 weeks on hold so my payment to MCM was going to also be two weeks past negotiated payoff date. Would they change the date to help me pay them 15,000 damn dollars?!?! Nope. 3 months later they sued me. I used 3200.00 out of the original 15k for a lawyer and had case thrown out. Their lawyer didn’t even show up with documentation validating my debt. Saved me a ton of money being complete idiots. DO NOT give these guys a dime. Not even sure how they’re still in business. So unprofessional and lack basic communication skills.

So, I had a Best Buy card that unfortunately went default. I was homeless at the time and had been unable to make payments on it. Eventually, contact about it completely stopped. Fast-forward two years later and I'm living in a different state in a better financial situation. A letter was sent by this company to my family at my old address and they got worried about it. Being better able to take care of it, I looked into the company. Everything on the surface "seemed" fine. It seemed professional and I didn't notice any red flags off the bat that led me to believe it might've been a fraudulent company. As it is, I'm still not sure, but the reviews here have certainly made me feel better about that decision.

Sent me a letter stating it was a pre "court settlement." I called them and said, "Yes, let's do go to court." I was giving her all the information necessary to "take me to court," so I could expose them for the criminals they really are. She said "No I don't need that." I said, "Do you have illegal workers without green cards in this office. Dial tone... ICE you need to get these people back to where they came from. This country is allowing its hardworking citizens to be robbed by these criminals.

First of all MCM called my unlisted phone. Don't know how they got it. About an account that I am disputing through Credit Karma. I am saying it is not mine. I asked for them to send me a statement of the charges and where they were charged before any kind of arrangements are going to be made. They agreed. Within 10 day I did not get a statement but a bill with 3 different options to paid and the bill had been switched from my name to my husband's name. I am not sure that is even legal. I wrote them and told them that I did not receive the statement.

This company call center has obviously moved overseas. Recently I closed a secured credit card because the card switched banks. Somehow my small balance of $65 ended up in collections with Midland Credit management. I settled the account for $98 so I could get my $800 deposit back. I called for verification that the account was paid in full and that letter to be sent to me. The letter arrived with an account # to MCI/World Com. A company that no longer exists for almost 20 years and a company I never did business with. I called to see if it was honest mistake. When asked to speak to a supervisor, I sat on hold for 5 minutes. I called back and the young lady told me. "What do you expect from us?" This company is now overseas pocketing people's money. It's just $100 but I cannot imagine paying off thousand of dollars to be scammed like this.

I called Midland Funding Llc and requested documentation of the purchase of my card and they stated they do not have this. Don't you think that is strange. I know when I purchase something of value I receive documentation. This company is sketchy.

Just got a phone call from these scammers. I feel horrible for these people that get scammed by these guys... THEY ARE NOT A REAL DEBT COLLECTION AGENCY. First of all, if you owe money, the bank you ORIGINALLY borrowed from will try to contact you and only them! They send letters first, and my key is never answer a phone number you do not know. Screen it by letting it go to voicemail. Call back and never say the actual word yes to anything. My first clue this was a scam is that they couldn't tell me what they were calling me about until I gave them my social? That way they could look me up in some sketchy computer program that gives them all my info... HELL NO! Stay far away from this company as possible. For those dealing with them now, try to cancel your payments and close out any checking accounts they are taking money from so they won't be able to do so anymore! I hope the police/FBI get a whiff of these guys...

These thieves have tried collecting a debt that is way past the statute of limitations in CA. In addition they have threatened me and my 80-year-old mother. I have had the same # and address for many years and not once sent me proof of any debt owed or any court documents. There is also nothing reporting on my credit report. I have excellent credit and I refuse to let these jerks mess it up. Don’t give any info and always ask for proof which they can’t seem to produce. Sad world we live in folks but always gotta be on your toes.

These people contacted me several times regarding a debt for my son. I forwarded the information onto him. Because of his job he decided it wasn't worth arguing about a debt he knew was not his for $280. It was some internet debt... He thinks it was his old roommate using his info... But they kept calling me so I read the reviews here and told him to cancel the card he used to pay them. He didn't do it in time and they took out 2 different transactions in the amount of $650 from his bank account without his permission. AND they are still trying to call him and collect money. We will be contacting an attorney and filing a complaint. I am not sure why this company is still allowed to practice in the state of Arizona. I deal with a collection company for my business (I'm the one reporting the debt) and they would never do this type of underhanded business. Real collection agencies DO NOT take out money without permission.

Obviously being a debt collector they SHOULD be interested in closing accounts. I called them and asked for a 10 day payoff amount and they proceeded to bully me and tell me they weren't sure if they could close the account. (UHMMM YOU'RE JOKING!?) They then asked me where I'm getting the money to pay it off and why I haven't paid it in the first place and asking for every detail of my life when I said we got into some financial issues they kept pressing on and on. He said that I had been paying for my PUD and Comcast (how they can see that I'm not sure) but I felt very violated.

Midland is driving us crazy, calling day and night, both my husband's number, and mine. We made arrangements to pay one bill, and now they're hounding us for another. I can barely sleep, we don't have anything to take but they are going to give it a try anyway. I can't get a lawyer right now, so doing tutorials on how to defend myself. PLEASE people, don't get on free credit score websites that give you "advice" on credit cards!! It will ruin your life. I really think most people are good, and they want to try and better themselves, and just end up over their heads, embarrassed and ashamed.

These people are relentless! They harass and harass and when they can’t get you they call anybody with the same last name. 6,7,8 times a day! Never leave messages and don’t speak English. I have reported them to the Attorney General and the BBB, hope they all get put under a rock with their name on it!

I received a phone call today from Manny ** at **. I told Mr. ** that this was a work number and we were not allowed to receive non-related work calls. At this time, I assumed Mr. ** was a telemarketer. He proceeded to ask me to verify my name over and over. I stated, "I said my name when I answered". He then proceeded to go into a script about a debt and legal action; despite me repeating, "I cannot have non-business related discussions on this line." After a moment, I stopped him and said, "What is the name of the company you are calling from" and he told me Midland Credit Mgmt.

Midland credit is going to kill my father!!! They zeroed out all my bank accounts including my father's because I was joint on it. He was 87 with failing health with breathing issues and I’m his caregiver. I was unable to get him food or his medication and if I can’t get necessities of life he will pass away. I’ve called them to make payment arrangements and they refused.

My father passed two years ago. Apparently he had an account with Midland and a lien was placed on my mother's home. During a re-fi it was discovered and needed to pay off debt to clear title. I placed no less than 20 phone calls to RHONDA ** and SHANICA ** with no response. The title company also left several messages. These people will harass and threaten when you owe money but when you want to pay they do not respond. I hope these two woman rot in hell for the delay in refinancing they are causing my mother.

This company really just won't quit! For the past month, they've blown up my phone, either from an unknown number or various 1-866 numbers. When I finally spoke with a representative, I was told about a debt I have with Credit One Bank and they said I owe 1,134 dollars. First of all, I do owe money on this particular credit card but my outstanding balance is def not 1,000 dollars. They pressure you to give your card/bank info in order to set up a "Payment plan" in order to rid your debt. Real debt collectors don't call asking for your card info, they send letters first. I played along with the representative although I knew it was a scam from jump.

I received a call from "Louis **" with regard to a debt they collected from Citibank for a Sears MasterCard. The account was opened in December 2014, but last payment on the account was 1/5/17 - and then payments stopped. The accrued balance now due is over $6K. Louis confirmed our home address, my husband's date of birth and social security number. He even told me some of the charges on the "account". This seemed all legit - especially the charges - as they were all local businesses that we frequent often.

They keep trying to get my bank account number but they already have my card number and the security code on back. And the Midland Credit Union I deal with is in the UK not the US. I know there's one in the US. I got mixed up with these people through Aspen Dental on Airport who signed me up for CARE CREDIT. ALL THEY DID WAS CLEAN MY TEETH WITH WATER AND A PIX. AND I HAD TO PAY OVER $800. Best advice stay far away from Care Credit and Aspen Dental because they sent my account to the UK and I'm in Alabama. WTF!!!! There's a Midland Credit Union in the United States. Anyways I'm down to 176.00 when I started at $586. I had to apply for that because I lost two jobs right before the holiday and now they're threatened me. Oh please report me. My credit IT'S ** up anyways... RUDE INCONSIDERATE WORKERS.

I am not sure what type of people would work for a company like this. They told me a sheriff was on his way to arrest me. Well I told him that in the US that cannot happen over a debt. He then told me he personally was on his way to serve me with papers. I asked him what time he would be there so I could be waiting outside and he hung up. I must have had 20 calls always threatening. They start out rude and get worse. You cannot block the phone numbers so not sure what to do.

I called them to go over a plan and see what I could do. I felt like the man was trying to pressure me into something I couldn't do. I said what I could do then he said ok. At the end of the call he changed what I said and said, "OK you could do that twice a month." I felt like I couldn't trust them and doing anything with them. I hung up and then Googled and saw all these reviews. Made me scared to trust them after my phone call now more so after seeing all these comments. When I first called I got a nice lady. Then transferred me to a really nasty person. The things he was saying and how he was treating me was so nasty.

I receive calls regularly from these people, you cannot block their number because they will just use a different one. They are now down to the level telling me that my step-son is in danger and to call back immediately. I've encountered most of their ploys over the last four years but using the ploy to concern or cause fear for a parent about the health or life of their child is downright twisted. What is even nastier is they went through my friend requests on social media and are using those names in their calls. I do not use social media for anything other than private messaging since it is very hard for me to use my phone due to poor eyesight and lack of fine motor control so the computer allows me to communicate and is my biggest connection with the outside world.

This debt collection agency is unlawful. I sent a money order from a Nationwide Bank to pay off my debt, and they followed through with wage garnishments. DO NOT PAY THEM! Go back to the creditor. They will work with you. Now I have to deal with getting my money back and dealing with the hassle of this issue. Being a full time college student and working full time, this is going to be almost impossible. They need to be reported.

I made a payment arrangement with this company, on three separate occasions they took double the amount of money out of my account. And now have taken money out of the account without authorization to the point I’ve had to call the bank and stop payment. They don’t speak hardly any English and are incredibly rude and are just flat out dumb. There’s no other way to put it. I can only hope they get put out of business.

Midland Credit Management, LLC or also known as MCM should be considered a harassment company versus a debt collection agency. I recently changed my address and went into the MCM payment portal to update my information. I have received calls in the past and unfortunately in a bad spot and don’t have the extra funds at this time to pay. I have assured them though I’ll make minimum payments whenever I can. Which I’ll make small payments on the portal when I am able to do so.

These people are just a legal system assisted scam. I had a $800 credit card charge off in 2008 that was sold to this company. They took me to court (I NEVER received a summons) and they got a money judgment for $1200. I refused to pay them and they garnished my wages, bank account, and even called my house at all hours of the day and night. They almost got me fired from my job by calling so much and telling my boss "she's a loser that doesn't pay her bills." It is 2017 and they have yet again garnished my bank account. As of today I have paid them over $4500. My best advice is get a lawyer if you ever even get a scrap of mail from these people. I wish I would have in 2008!!

This so called Consumer Experienced Business has disappointed me so badly the whole experience has left me with a bitter taste in my mouth. I value my credit and have paid these people per arrangement but they TOOK MONEY out of my account unauthorized. I would appreciate my money back in my account. They are not answering 8663610420 or 8664522381 or the regular Midland Credit number. The guy lied - he said they were closed yesterday which they were not!!! Ugh! Ugh!

I am writing this review in protest against this company. I am a senior citizen who has been taken advantage of this company on a debt that was due more than 10 years ago. They called me and sent letters regarding a debt and I was harassed to a point of me making payment arrangements for this debt. I am still paying monthly for this debt and feel that I have been taken advantage of after a family member told me to write a review and give complaints about them. They have already taken over 1000k from my account and I am on a fixed income. Hope something can be done with companies like these.

I was called by these people twice this week. The callers were from an India call center. They kept telling me I owed several hundred dollars on a credit card account from 2009, an account I have never heard of and that doesn't show on my current credit report. I tracked down a 1-800 number on their website that was listed out of San Diego. When I spoke with a representative at that number, I was passed to an "account manager" which surprise, surprise, was another Indian speaking gentleman.

This John character keeps harassing me from multiple phone numbers claiming I took out an internet loan in 2007 and that it was unpaid. He threatened me saying I had a warrant out. This so-called loan was taken out and held on a bank account with a bank I had never been associated with. I asked repeatedly for a copy of something with my signature and he said he could not produce that till I paid the account in full. I fell for this scheme once a couple of years ago when this same company threatened me. I gave them a payment over the phone just to get them to stop the threats. They refuse to mail anything in writing. This imaginary debt is over 10 years old anyway and beyond Florida Statutes. Our government should shut these people down. At this point it may be worth retaining legal counsel to sue them.

I have never had an account with Walmart, but this company keep on sending phishing mail that I owe them money, I am thinking of taking them to court and suing them for at least 100K for bothering me. They once agree to not send me any more mail but keep on doing that.

Collection Harassment - Numerous calls per day as early as 8 am ET till 9:30 pm ET. They have been notified several times of an Attorney has been retained and a Bankruptcy filing is in the process. They still keep calling me and family. The latest, a letter was received from Midland with threats of referring it to a local Attorney for a lawsuit without any regards to the Bankruptcy in the process.

I'm not home often, they have been calling my number, a friend of mine has been answering. Because she can't tell them where I am, they have started getting a really smart attitude with my friend. I told her not to give any names, they asked her name and when she wouldn't give it, he (John) was almost nasty. He wanted to talk to someone else. She was by herself, he said he heard voices, she told him it was the TV. I WANT TO TALK TO SOMEONE ELSE, I HEAR THEM, by then she was about to hang up because he was so rude! That's not how you deal with people!

This company is stupid. They just sent a letter on some really old debt that they inflated to 5x the original amount that is out of statute and can't be reported to the bureaus and asked me to pay. Are they kidding? How stupid can they be? I will never call, talk to or acknowledge anything with them ever! If they try anything funny I will sic an attorney on them so fast. I have so much documentation on their illegal communication and processes and I will use it. Personally I want them to just slink off into the darkness they came from and never enter my world again. I don't even owe this debt. It was paid long ago but apparently they think otherwise.

I got stuck with Midland because my Dentist's new employee sent me to an Oral Surgeon on South Cobb Dr in Smyrna. That Oral surgeon's Financial person "borrowed" money from Lending Club in my name, to pay for the surgery. I didn't know this is what she was doing until after I got the bill. I thought I was making a payment plan with the oral surgeon's office. Well, she told me the bill would be $47 per month. I told her that even though I don't get paid at all during Summers and sparingly during the other months because of the nature of my job, I still figured I could handle $47 per month. Well, a bill came from Lending Club (???) for $157 per month.

I received several collection notices from Midland Credit Mgmt, in Sept 2016, over an expired, long paid debt. Because I'd previously dealt with them, I took legal action this time around. Unsurprisingly, months later, they responded to my attorney with several letters or notices, of the legal action as being "too cumbersome" to continue pursuing, and backed out, for avoiding court action. No further word or harassment from them since.

Recently, my income was reduced to half of what it was due to a job change. As a result, I had to stop paying on some lines of credit. Midland has picked up those accounts and now all I get are automated phone calls and recently have been getting "Pre-Legal Notification" letters in the mail. Also, today my parents received a phone call from Midland looking for me. The letters I got in the mail today (7/14/17) are dated June 30, 2017 and they state I have until July 15th to contact them regarding the accounts. I got home from work at 515 pm and cannot get through by calling the number provided on the letters. Really?

Believe it or not... I have had good experience with this company. At first they were jerks... only if you call and talk to them. Do yourself a favor and make the payments online!! They give you options on how long you want to pay off your debt... just go to their website and make an account. Hit make a payment and choose your options anywhere from 1 to 120 months to pay. I made the mistake by calling. The jerk put me on plan for 103.34 a month. If I did not call I could have made minimum payments of 35.00. If only I had paid my balance on my last card. I would not be in this situation! So for people complaining about this company, you went about it the wrong way by calling them. :(

I was notified by a distant family member that Midland Credit was suing me in small claims court for some 3rd party account. They did not even serve me with this paper. I have no idea what it's all about. If I receive anything about a court judgment I will make it my mission to cause them grief every day of my life. I better receive information about what this is I owe. I will sue them for defamation. I have read so many stories from reputable people about what ripoffs these people are. They have no idea who they think they are dealing with. I have neither spoken with or received anything from these people.

I received a phone call today from Amelia of Midland Credit Management, San Diego (858) 221-0191 re: a Walmart account that she claimed was past due. Amelia was requesting payment of over $400 on an account which I had paid $351 (limit was $300. Walmart closed the account because of late payments). Amelia then stated I had a balance due on an HSBC account of over $3000 due. I remembered this card. It had been charged off in 2004. The debt is over 14 years old. It was well beyond the statute of limitations of the courts for civil judgment collection.

I have an old credit card account that totaled about $500 (I got disabled and couldn't pay it off). Midland contacted me about 3 weeks ago, very polite and said the bill was over $950. When asked, they said that it was not their responsibility to provide me with all the documents I asked for. I would not set up any kind of arrangement until they did. The next day, they started calling at least 3 times a day threatening to sue me. Last week, they called my mother, my father and a sister and gave this big song and dance and tried to see what they could do for me. Now I am getting calls that they are a process server and where do I live, etc. etc. Same story to my parents (both in their 80s). There have been several stories like this and I am getting really ** off. Reading these other reviews, I feel so relieved that it is not me. I have some work to do and educate myself. Thank you everyone.

These guys are a 3rd party agency. You as well as I {Consumer} are not required by law, to work with a 3rd party agency. The Federal Debt collections practices act, or F.D.C.P.A advises us of this. This protects consumers, and clients. I have an acct with Capital One Bank, I requested these guys to send this acct back to Capital One. Sent them a letter by fax, (received a letter in the mail on sat April 8th 2017th) stating they did get my letter. They were advised to send my acct back to the original creditor Capital One Bank.

On February 22, 2017, I received a certified letter explaining that I was being sued in civil court for $1500 for an old credit card debt with Sears. I was appalled, not knowing that I could be sued for such a paltry amount. Being both disabled and poor, but not stupid, I realized something was wrong with this picture. Sure enough, Midland Credit Management is a disgusting excuse for a legitimate company. They are not legitimate, in my opinion, firstly because they go by a whole slew of different company names designed to confuse people and keep consumer affairs off their slick, dollar-greased backs. MCM is also known as Midland Funding LLC, Asset Acceptance LLC, Encore Capital Group, Midland Acquisition Corp, Midland Acquisitions Corp and MRC Receivables Corp. That in itself shows deceit in my opinion.

WOW... What a surprise to receive a 1099C after I negotiated and paid off my debt. MCM picked up my bad debt from Wells Fargo for pennies on the dollar and then negotiated a 50% payoff on it. I was never informed that I would be 1099'd on the dismissal of debt. Had I know this I would of let them take me to court or negotiated a different payoff amount. My 1099 is equivalent to me paying back $5035.00 in taxes. No small chunk of change. The calls to MCM (many of them) are useless. They just put you on hold and read their script with no help whatsoever. What is my recourse. As a consumer who has never had a debt collector come after me, how was I to know? They will not send any documents showing or stating that they told me this information. They filed a court order to take me to court and then I negotiated. Does anyone know what course of action I can take? Has anyone experience this before?

I had contacted MCM and spoke to one of their agents (Steve **) regarding on working on a deal to pay off my debt. He supposedly contacted his Division Manager (Tim **) to approve the agreement, which he supposedly did. He told me to send the payment to a specific address. I went and got a bank check and was going to mail it to the address. But it was a P.O. address only. I wanted to send it certified to get a signature for proof of payment, because it was a substantial amount. I called both Mr. ** and Mr. ** many times each looking for somewhere to send the payment for signature. I left numerous messages stating my intent on paying the bill with check in hand wanting a address where I can send it to get a signature. I never receive a return call. So I never sent the money, not without a signature, I'm not.

My husband had an old credit card account that was placed with Midland Funding. We contacted them thinking we were going to be in for a battle because most collection companies assume you are a dirt bag loser and won't pay. We negotiated a pay off amount that was almost 1/2 of the balance. They agreed to delete the account from his credit file. I was worried once we paid the negotiated amount they would still want more money. Surprisingly they did exactly what they said they would do. We paid and they deleted from credit file. I was given a control # to send to bureaus if necessary.

Midland sued me for a $7000.00+ debt that they claimed I had with Chase Bank, which also included legal fees and interest. I owed Chase about $2000.00 and was paid up with them. Midland took me to court anyway. I went to court (alone) and represented myself. The first thing I told the judge was that I had no business with Midland and my paid up debt was with Chase. I then asked the judge if I could see whatever paperwork Midland had on me concerning the so called debt. He asked Midland's lawyer to show it to me. She must have thumbed through a zillion pages dozens of times but could come up with nothing.

Called about an account opened in 2000, last payment was in 2014 they told me, then they told me it was in 2005. Either way told them that was not my account. Given the facts, the statute of limitations for Indiana is way past. The only way they can open a legal action is if YOU AGREE to a PAYMENT! This starts the account active again. They called me at my work, which is against the FTC rules. They say they have sent me letters about this. They say they acquired the account in 2008. Tricks and lies because it was an India fellow from Colorado who transferred me to a India fellow in California. If you block the number they will just use another one. DO NOT GIVE THEM ANY INFORMATION! I did give them my address because they didn't have anything correct, and that is all they got from me.

After receiving a letter by mail stating that I could handle a debt for a "settlement" amount of X dollars--I called them up. I was told over the phone that I could "settle" the debts of 3 different accounts for about 1/2 of the original balances. One account being nearly $900. I felt immense relief. I called today and the literally told me that this "settlement amount" I agreed to and what is in plain view was not really a "settlement" just what I "agreed to pay" and I still have the original balances subtracted from what I have already been paying upwards from a year ago!

There is not enough space in the blog world to express the pond scum this company is. They put a new definition to gutter rats. And I honestly cannot believe they can actually find so- called employees to work there. I have been recently sued by these flea bags but what gets me is where is THEIR PROOF. I only was made aware of this petty lawsuit when my employer was served with garnishment papers. After running to the courthouse to investigate and plead my case the judge was completely oblivious to the "false" claims made by these people on their attempts to serve me.

To all who are having unsavory experiences with Midland Funding, LLC. This collection agency is comprised of a bunch of ignorant bottom-feeders. They bought two accounts I once had with Barclay Bank five years ago. I disputed both accounts with Barclay Bank and refused to pay anymore payments on the two credit cards. Mudland (yes, MUDland) Funding, LLC bought the two accounts several years ago and have been bothering me ever since. I told the bottom-feeders at Mudland that I had disputed both accounts, and requested that they cease bothering me. They did stop bothering me, but in their contemptible and spiteful manner of doing business; are reporting my two disputed accounts to all three credit bureaus in their sleazy effort to harass me and affect my credit scores.

Huge language barrier. I spoke with the manager of my account manager and let me tell you I have never had the displeasure of dealing with someone so rude and nasty. If this company wants to collect debts and work with account holders this gentleman needs to go. This man was telling me what I had to do. Said I had to send post-dated checks in order to get the discount he had for me. He has no business being in customer service. This call left me frustrated and angry. He would not let me speak to anyone else about this matter.

This has been the craziest company I have ever dealt with. First issue is that there is a huge language barrier. I had a conversation with my account manager who constantly talked over me, and kept say "let me tell you something" which I found to be completely rude and unprofessional. I tried setting up a payment plan online and had nothing but issues. Called and still had issues dealing with their account managers.

I am receiving collection calls from this company, Midland Credit Management. I do not have any debt being collected. They are called on OFF hours of business for the task they are trying to complete. I am getting calls at 7:44 AM. The caller ID is not available so I can't track the number. I am also getting calls from various numbers from them. I have tried to tell them to take me off their calling list. I don't know what else to do. I am already involved in the class act settle against this company that will settle August 26, 2016. I don't know how they got my number in their calling list again. It's VERY ANNOYING. I don't know what else to do but file a complaint. The calls are just started to come again since June 16th, 2016. What are my options?

I started getting harassing letters and calls from Midland. They told me that they had a Citibank account of mine. I do not nor have I ever had one. They got a court date for 4 thousand dollars and I never knew. They got a copy of my ex-husband's and his first wife's credit statement that had nothing to do with their claim. It was complete fraud and they are just horrible people.

I have been dealing with this fraudulent company for years! First of all I had a First Premier Bank credit card. I also when I applied for card accepted the credit protection for pennies on the dollar in case I became ill, lost job, etc. Well this was opened up over 11 years ago. In 1996 I became disabled in a car accident and had actually 3 credit cards with the credit protection on them. Anyways I received forms for my doctor to fill out and sent them in. I was denied the credit protection service I paid on monthly. Fast forward I couldn't pay credit cards and well stopped paying as I paid for years for the protection in case of such instances!

I just received a summons from Midland Credit - they shoved it between the ornamental bars on my screen door. It was not in an envelope, and only had a paper clip holding all of the pages together. When I go to LASUPERIORCOURT.ORG to look for my case number, it states that it does not exist. These guys have been calling my cellphone and work phone almost everyday for the last 2 years, all to collect a thousand dollar debt. Although the court papers seem legit, and it tells me I have 30 days to respond, there are a couple of different dates on the summons (1/29/2016, 2/9/2016, and I just received the summons on 3/28/2016). These people are bullies, and half of them you can't even understand. Terrible, horrible company and employees...

I was recently told by my credit cards company (Care Credit) that they have sold my account to Midland Credit Management. I called the number they have provided and got ahold of them asking them to receive more information on my account and the amount they claim I owe. My account was sold to them on Feb 21st since then I have called back and each time they tell me to call back in 48 hours. The next time I call someone says call back in two days. The next time I call another person said wait to call back on the 16th of March. I called back and they still won't give me any information. I have even asked for them to provide proof of this debit and they keep saying they can't or they avoid my question. They keep hanging the phone up on me and yesterday they called telling me my account information is ready even after I had told them they aren't allowed to call me.

We have had this phone number for 2 3/4 years. The people who had this number before us have a MULTITUDE of collection agencies looking for them. Obviously, Midland does NOT update their info. It took me 5 minutes to obtain the previous scammers who had my phone #. Midland calls at least 3-5x week using different #'s and tactics, and even though we informed them we are NOT the people they are looking for... they continue to harass and call.

They send a letter with a phone number that does not get me to someone that can help me. They don't speak English. Don't waste your time calling. No one there will help you.

I do NOT know the person they keep calling about. I told them that two years ago. They have continued to call at all hours from 8am to 9 or 10 pm. Even if you do answer they do not respond, but will call back later under different phone no. So, today, after calling three times 8:20am, 9:51, 9:52 and 10:45 am... left no message. I called them. Person who answered was of foreign decent. His name I cannot recall. I explained the problem. Got a whole lot of what he had to do in order to stop the calls. Long and short, I told him one more call under even a different number I would sue! I was not nice. I hung up. OMG they just called again!!! Seriously? I am thinking of going to local news station. This is unreal.

Received a collection notice for a supposed loan of over $3,000. I sent them a letter requesting all loan documents (as I've never applied for a loan, except for my paid off mortgage). I then called the original "debtor" to find out what was going on. A man answered with a foreign accent. I said "Am I talking to someone India", and they disconnected me. I received a letter from Midland saying that their records were accurate and they would not let me see the original loan documents. Really? Seems there is no one out there that can help. It's an obvious scam.

In 2010, they served my daughter, who was 17 at that time. I never knew this until today March 4, 2016. I have contacted the court to set aside the judgement. I never had a card with the people they claimed to have bought this debt with. I had my ID stolen back in 2001 and I am still trying get this straightened out. The only reason I even found out about this was they have filed for a change of Attorney for the creditor. I just received this in today's mail. I am a stay at home dad and no Granddad. I have had 1 credit card in my life. This is such bull hockey!

Received a call this morning, Saturday, at 8:16 a.m. from Midland Credit Management - was looking for someone with the same (and very common) last name as me. How dare these people wake my entire household with a cold call. WAKE UP MIDLAND - I'm sure you can recognize common names and the possibility that the individual you are calling at 8:16 a.m. on a weekend IS NOT THE PERSON YOU MAY BE LOOKING FOR. Shame on this company for this type of practice, which should be illegal.

I received a scam letter saying they are trying to collect a debt for Synchrony Bank/Amazon.com. I spoke with Amazon and there has never been any debt owed by me to them. Whenever I bought anything from Amazon it was paid for at time of purchase and they agreed. I read many online complaints in the past couple of days about Midland credit being a scam operation and the public should be warned and not send them money because you are afraid of collections companies ruining your credit. Something serious will be done someday about the lowlife scammers in the world.

Midland Credit has been calling our house for years now. When I answer, they say, "Ann?" "Are you Ann ** or Ann **" They have been told, repeatedly, that they have a wrong number. No person named Ann has ever lived at our house, nor are we associated with such a person. Midland Credit has also been told to take our number off their list or out of their computer system and to stop calling. Today, 1-25-16 at 11:21 a.m., they called our home again; but we chose not to answer. The consequences are that we continue to be harassed by Midland Credit. Harassment is illegal.

I received a letter from this company stating I owe T-Mobile over $1100. I NEVER had an account with this company, I use prepaid only! Anyway, I called Midland to tell them to send me proof but they said they would not until I give them my personal information, which I will not do. I am sure we will be hounded now hopefully they don't have our phone number.

Midland credit claims I owe Verizon California and has continued to contact me via mail and phone calls 3 or more times per day at all hours of the day and night. And when I contacted Verizon, they said I had no debt and that they said that they do not even use this company to collect debts, so to just disregard any mail from them. And to this day I still get mail from them and it has been 6 years. I recommend anyone dealing with company to check whether you actually owe anything from the original company because Midland is a bunch of scam artists who will take money from innocent people.

This company does not like to play nice. They would call us so many times daily, my husband would become very agitated. I've tried to set up payment, which they refused. I lose sleep at night because they keep suing me and threatening to freeze my accounts and garnish me. They wanted my account numbers, employer, SSN, everything before they sued me the first time. When I asked how much they paid for my debt, they reported to my credit that I was disputing the debt.

So apparently this company is collecting money from a debt that you have. When you contact the company from which they say you have the debt from they know nothingness about it. They give out your information to anyone, I now have a problem where my information is being passed around to random people who they think are related to me in some sort of way. This is a scam and if in fact you supposedly owe a debt, they are breaking the law by speaking to other people about your personal account. Call your bank before you even continue to speak to these people.

Midland Credit Management started calling my house at 6:30am new year's day. I informed them they have the wrong number. The person they are looking for has never lived at this number. Now they are calling, looking for someone else who I do not know and they won't stop!

Midland Credit will file judgements after the stats have run out. I fought with them for 2 months before getting the stats' date and they filed 7 months after. Get a hold of the credit agencies and have it remove due to that fact if it applies to you. I think the other thing that helped was I told them I was going to show up to their place and have them arrested for illegal activity. That's the best I can do to help others

Yesterday afternoon, I received a call (from someone with a very heavy foreign accent, and a very Anglo 'name') who said he was a representative of Midland Credit, and that he wanted to talk to me about an $800+ debt on a (mumble-mumble - may have been Lowe's) credit account. I do not know, and have never had, a Lowe's account, and in fact every account I or my husband have is either fully paid off, or is completely up to date. I told him that, and then told him I would not be defrauded by them, and was going to hang up (and did so).

I received a summons requiring me to be in court in less than 14 days from Midland. Apparently they bought a debt that was written off from Amazon. What bothers me is I have never had a Amazon credit card. States it was opened Jan 2013 and last payment of July 2013. And written off Feb, 2014. I have had an Amazon account for over 10 years and have always paid with my debit card from my bank. This company are crooks. I NEVER once received any information pertaining this debt or even 1 phone call. There is no documentation with the summons showing any type of proof. Midland bases itself out of Minnesota so how are they able to even sue in the state of IL??

Who the hell are these guys? I gather from other reviews that they are a scum of the Earth collection agency. I keep getting calls from them and I am not past due on anything.

I called this agency after receiving a call about a debt that I had with Amazon, whom I'm assuming sold the debt to Midland. I called to try and settle the account by establishing some sort of payment plan and lump sum payment later on. I informed them that I would be recording the call for my records as they do and they were ok with it, but then they kept hanging up on me. I called 4 times in one day and each time they would "transfer" me to someone, but then would just hang up. I talked to Ricky ** (if that is his name) and he was not helpful and even hung up on me while I was trying to negotiate with them.

Midland Credit has called me everyday for over 2 months now, they won't leave a message and just keep calling. I never answered and had to find out the company number through doing a Google search. I finally called them today and told them to take me off their calling list and they said they would but they were also wanting all my information to verify my account. I didn't give it to them and the lady just transferred me to who knows where and didn't even say anything, I just ended up hanging up. I am tired of them trying to call and if it is regarding my Best Buy account they shouldn't be harassing me anymore because of the 7 year statute of limitations on that account. I am furious and want this stopped!!!

Call today from a foreign gentleman regarding a "personal matter" insisting I return call TODAY. I tried the toll-free number left with my 80-year-old mother and a female answered and said she had not called, didn't know the gentlemen that called and had no extension with 5 digits and then hung up. I retrieved number from caller id and a male answered this time. He wanted Social Security number, address, phone numbers etc., but refused to give any identifying information on himself?

They called my home phone # which was unlisted and asked me how I was going to deal with my 1900$ on a credit card for Best Buy that didn't exist. They kept trying to ask for my social, I called Best Buy saying this company was calling me and they told me that they would only ever call me about that from a Best Buy #, and I never had any account or credit card on record for them. I called them back after they kept trying to ask for my social and told them everything Best Buy told me, they then said "well isn't your social **" to which I responded "no." They were pretty quick to hang up, I plan on filing a police report with them this weekend.

Watch out for this company. They served me with papers and refused to answer ANY questions about the debt. I had to hire an attorney who went to court with them a year ago and agreed to a payment plan. We never received the agreed upon paperwork from them. Fast forward a year, we get notice for a full blown trial at court the day before the trial. No warning, no papers served, nothing. They insist they served the attorney so it wasn't their problem. It was a fluke we found out about the trial and who could even prepare for a trial in that time? They're sneaky, dishonest, snakes.

Midland Credit is the worst. I was making timely payments on an old Best Buy credit card and they still put a judgment on my credit report. They said the reason they put the judgment on my credit report was because I didn't sign a form and send it back to them. They never sent me a form to begin with. Then when I asked to have my recorded conversation reviewed by a supervisor, the supervisor then says I agreed to send in the form, she heard it on the tape. When I asked her to hear the recorded conversation she said, "We don't do that." So now my question is why would I make payments every month on an account that Midland has now reported as a judgment and significantly dropped my credit score? I am so done with this company and their debt, if I am going to have this on my credit report, what is the incentive to finish paying?

It seems to me that this company is just after filing lawsuits and winning by default of judgment by the consumer not replying to the lawsuit. They almost caught me in this trap. Here is my experience. I had a card with Best Buy that was charged off and bought by Midland Funding. The very first contact I had from Midland Funding was by John **. I told him that I wanted to take care of the account and that I could pay $50 a month. He told me that he could not accept $50 a month. He requested I at least pay $100 a month. I explained to him and told him our financial situation. I asked if I could send in $50 until things improve and he said he will not accept any payment less than $100 and he will file a judgement against me. He told me the only way to avoid lawsuit was to pay $50 today and automatically draw out $100 a month. He scared me into making that arrangement even though I did not have the funds to do that.

Midland Credit Management repeatedly calls my house for a distant relative 3-4 times a day. In the mornings, the collector calls twice within 50 minutes. This is in violation of the FDCPA. I have repeatedly told them that the relative does not reside here and never has. Supposedly, I have been removed from the calling list but still receive 3 calls a day, which is still in violation of the FDCPA.

They keep calling and when I answer, no one is there. Today I was pissed so called back and asked to speak to a supervisor. The person who answered was shocked I didn't want to speak to them. "Jeff" gets on the phone and apparently they are after my son, who doesn't even live here. He hasn't had any credit cards for years, so they must purchase old debt from the credit card companies. He could not answer why they hang up when I answer, which appears to be a common complaint. Something made me ask where he was located and when he replied "India" I lost it, told him very unpolitely and not politically correct where he could go and what he could do and what he could go. These people are scum. I did read a post that all 3 credit bureaus will remove them if you write to them. Scumbag collection agency that outsources their call center. Can't get any lower.

I owe a past due credit card since 2013 - and I keep getting calls from Midland Funding LLC. Now they are helping me with a payment arrangement but they want my checking account number to withdraw payments. I am not comfortable with this, and if I don't do this, then they say they will liquidate my assets or garnish my check to pay for this credit card. I don't give my checking account number over the phone for any reason, and he has assured me that it is safe, but is it? I want to mail him a money order every month for payment, but they say they won't accept that - what do I do?

I've been dealing with Midland for two years now over a credit card that I had three years ago. They bug me to three times a day and when I don't pick up the phone. When I call in Hampshire they like to threaten me with court and all other kinds of things. I have Argued with them many times. This last time they called I checked with the creditor they're calling about and they wrote off that debt years ago so I know this is a scam to get my money. They called the game tonight and I told him to forget my phone number that has been written off. And I know they're nothing but a scam and I will file harassment charges. And if they knew anything about collections, they are based here in Georgia, and they would know that you can't sue a person on disability for a credit card that is coming from the Social Security administration.

I paid a collection that was on my credit report. Started Feb 2015, last payment was April 2015 because they were calling and calling me everyday. So I set up a payment plan and paid them off but when I asked for the information to the company they were collecting on they could not provide me with any. I feel they are a fraud and illegally got me to pay on an account when they cannot give me any information on the company they suppose to have collected for. I have contacted them and they are giving me the runaround. They are reporting on the 3 major bureaus.

Midland Funding LLC sued me. I'm not the person that own the debt - That person just same as my name. They work too sloppy. It took me a time and work. Why they can sue a person to pay amount of debt to them just because of similar names?

Midland Collection is the worst debt collection that I have ever across. Midland Collection calls 2-3 times a day, how is this legal to harass someone. They tell you that they want to help you but in all truth is to make you pay more money out of pocket. Why should people be held accountable for paying their debt while MIDLAND COLLECTION overcharge you and break their agreement.

I offered them their suggested settlement of $1795.80 but they said that offer is no longer offered and they will not offer any settlement. They want the whole amount of $2,993.00. They have sent me nothing since 2013. I looked online last week and the offer still stood but apparently a week later after looking at website they will not work with me.

I start getting calls from this company 2 weeks ago, but when I answer the phone it was silent. So I called them and told them that I don't owe any money and requested that they stop calling, and the person I talked to said that he was going to take my number off the calling list. But 2 hours later I get another call from them and again no one talked. So I called again and talked to a woman this time and told her I've requested my number be removed, and she said that it was, and that it takes time for their computer to take my phone number off. I also asked why no one talked when I answer and she told me it's probably off their computer glitch. They told me they were looking for some name ** and I told her that I don't know anyone by that name and stop calling me. But just five mins ago I got another called from them. Do they actually take off number when they say they would?

MCM continue to harass people even for amounts that should have never been charged in the first place. Quit call, mailing... I don't owe you anything. Quit attacking my other credit card accounts.

I have been dealing with this company for about 6 years now. They keep telling me I owe them money but every time they call it's a different amount. The credit card they say that I owe money for had an original credit limit of 250. They say I owe them anywhere from 500-716. I can never get a straight answer. I have tried to make a one time payment of 400 just to make them go away. However they will not work with me at all. I have told them this debt isn't even mine. It was taken out by my ex husband but I just want this negative remark taken off my credit report so I would be willing to pay them something to which their answer was basically "Too bad. Pay the whole amount." (whichever they chose for that day).

This company contacted me saying I owed for a past due medical bill. Well I was in a car accident in 2007, broke my neck and suffered brain damage. Left me with a little short term memory. I took it that maybe I did owe this and they told me if I could pay something today, they could settle the account for half. They were very professional. I got the lady's name, her number. I told her I would pay her $25 today but it would be a one time payment. I do not let people automatically draft my account. She asked me could she record this and I said yes and I gave them my checking information. They drew out $25 back on March 13 2015. I have never had any other contact with them. I told them I would call them when I had the money to pay more.