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These people are impossible to work with. I tried for 2 weeks to get to a live person only to be told that 2 people answer the extension I needed which is 207 and they get calls every second of the day. I said ok but that is not my problem. They want $1300 for a debt that was settled 7 years ago!!! But I can't explain this to anyone because they don't answer the phone or call me back. I am now seeking an attorney.
I paid a debt 7 years ago, and it is still showing public record as open and they are refusing to cooperate and send me the proper information so I can give to the title company so I can buy my friggin house!
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Forster & Garbus are ROBBERS. They stole money from my daughter's teenage bank account. I showed them proof that the money was NOT my money... What did they do? They laughed. They willingly STOLE my teenage daughter's money. Discover Card is at fault too for choosing SCUMBAGS like them... How much was STOLEN--$3,167.90 -- She goes off to college this year...
They garnished my 18 year old college son's bank account! From a debt I was left with after a divorce that wasn't mine, they cleaned out an 18 year olds bank account for $250, leaving him with no money for food or gas while going to college (he works part time) all because I co-signed for his saving/checking account with PNC bank when he was 16 years old... Calling my lawyer now!!!
For the last 2 years I have been dealing with harassment from this law firm which is connected with the collections agency Portfolio Recovery. I even had to file a report to the BBB because of them harassing me. Now my financial situation is unemployed and I've communicated with them fairly regarding my situation. They don't care. I've told them several times that once I'm able to I'll be repaying my debt owed, instead now they are now suing me and in the court papers have a employer to whom I'm not employed with or have any affiliations with employment whatsoever, so besides having financial issues and stress now I got to go to court to file a order to show cause that explains my circumstances which got rejected and now I need to go back.
I received a notice from this company regarding a judgment on the balance owed of $771. I was told I had 30 days to pay $500 to settle it. I had been out of work for 6 months prior and just returned to work when I received the notice. Instead I offered to make a monthly payment to which they refused it and said the judgment would move forward. After repeated unsuccessful attempts dealing with a "Mr ** at extension **", I asked to talk to a Manager. Mark ** returned the call, made a settlement offer to have payment made via credit card - I called back with credit card and he said "We don't take AmEx" AFTER we spoke in detail about me using my AmEx. Next he instructed to have the payment in their office no later than 2/22/2016. He said a follow-up email outlining our agreement could be expected in 48 hours.
I sent the settlement check via UPS overnight to their address in Hackensack. At 8:30 a.m. the next day, I received the email with the settlement details from a legal assistant but telling me to send it to NY office - but at 10:00 the same day, UPS claimed the office was closed and could not deliver the package. At no point in our conversation did Mr. ** say it had to go to NY. So now the payment is in limbo. I have tried to call both offices in Hackensack and NY and no one answers the phone. A lot of game playing goes on and I'm not sure how they continue to get away with this type of treatment to honest hardworking people trying to work with them.
In 2014 Forster and Garbus froze my bank account. The only funds I had was SSI and unemployment benefits. I got representation from state legal aide and the funds were released back to me. Yesterday they did it again on the same docket number and same case that was dismissed in 2014. Again I am seeking help from legal aide. I receive only SSI, have so since 2013 and SSI cannot be taken under Federal Law. They do not care. These are a nasty, nasty, nasty company and they stop at nothing. Even trying to collect on what was already settled. I wrote about this back in 2014.
I called Target Card Services to find out the status of my account. During the conversation, I was advised that my account had been referred to the collection agency Forster and Garbus. I called Forster and Garbus at 800-823-0590. The first person that answered the phone asked me if my name was Kesha **. I told her no and asked why she called me that. She told me that she searched under the phone number that I was calling from. I advised her that she shouldn't assume anything and that she should've asked me for my personal information before assuming because I could very well be using someone else's phone and it's illegal to give someone's personal information over the phone. She hung up on me.
I called back and received someone by the name of Kim ** who did ask questions to verify who I was but also advised that I was Kesha **. I did not advise them that my mother's name is Kiisha ** but she told me that she had an account for my mother. I told her that wasn't my name and advised her of who I was and provided her with an alternate number to search for my information. She told me that her office received my information from Target 7 days ago. I asked her what was the exact date that it was received in their office. She told me Aug 9th. I told her that today is the 11th so the 9th was only 2 days ago. She then got upset and told me that I should be receiving a letter from their office shortly.
I asked her for the fax number to their office and she stated that they had several so she needed the reason that I wanted the fax number. I advised her that I wanted the fax number for the disputes and complaints dept. She told me that she would give me contact information for Target because they don't have a complaint dept. I then asked if I could just have the fax number to the disputes dept. She put me on hold and never came back, instead she transferred me to her supervisor who stated that his name was Peter **. I asked Peter what day they received my information in their office. He stated that my account was in cease and desist status. I asked what that meant and he told me to Google it. I asked him if I could have the fax number to their office, he told me no.
He said that he heard his rep tell me that my account was not with their office. I advised him that this was incorrect. She told me that I had a past due balance of $515 and she was attempting to collect on it. He also got upset and disconnected the call. Once I got home, I advised my mother of what happened. She called them to find out what account was in her name with them. The first person who answered the phone told her that she couldn't talk to her about the Target account any longer. My mother then advised her that she doesn't have a Target account. She then transferred her to the Peter ** person that I'd spoken with earlier.
My mother advised him that she was not me and tried to explain what happened. He then refused to assist her telling her that the Target account could only be discussed with me if I got on the phone. She again advised him that she was not calling on my behalf or for me. She told him that someone advised me that she had an account in their office also. He then told her that her Target account showed a $0 balance and there was nothing to pursue. My mother asked him when was the account settled and that she never had a Target account.
He continued to be rude and told her that he was going to disconnect the call. This is how identity theft happens. These companies give out personal information to people without even verifying if it's them. They should not be in business because they volunteer information to people solely based on the number that they are calling from as if they are for sure that it's that person's number. I could've been using someone else's phone and received their private, personal information with no effort. After all that time, they never provided me with their information though. I never received the fax number, my account number or the address.
They were suing me for a credit card bill of $787. They sent me a letter saying they were going to garnish my wages, so I called asking what I can do to take care of this issue. They said if I paid $250 it would stop the garnishment and they would not proceed with it, then I can pay $100 a month until it was paid. Well, I paid the $250, and a week later I received a letter stating that they filed an application with the court to garnish me. Then a couple weeks after that, over $1100 was taken from my bank account. I paid them like they asked, which brought my balance down to $537. I called the court, and they said they should not have taken my money since I did my part and made the payment. Now I had to hire a lawyer to get my money back. They are scammers, and should be shut down!!
Foster has tried to collect a debt for web bank, which I wrote for an explanation of who is web bank and did they purchase a debt from another creditor as I did not know who web bank was. I never got a reply from them. Weeks later I get served papers for court, a judgment was enter for 1977.00; I wrote and explained I am not working and cannot make payments, I asked again if web bank purchased the debt from another creditor no RESPONSE. NOW I get an invoice the bill went from $1,977.30 it is for $2,247.30, I WRITE AGAIN TO ASK WHY, AND TO EXPLAIN I AM CURRENTLY OUT OF WORK. STILL NO RESPONSE OF ANY KIND FROM THIS SUPPOSED LAW FIRM. They are a real piece of work!!!
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