Forster & Garbus, LLP

Forster & Garbus, LLP

 1.4/5 (32 ratings)
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Page 2 Reviews 10 - 40
Rated with 1 star
Original review: March 4, 2015

I Brandon ** have made many attempts and reasonable offers to pay off a debt with this company before it exceeded the statute of limitations on credit reporting due to the violated provisions of the Fair Debt Collection Practices Act on the original account by the law firm Forster & Garbus LLP and the debtor GE Moneybank. I may provide this statement and the practice of collections as "Exhibit A" in my future counter lawsuit in accordance with the aforementioned violation of the FDCPA. I also am clearly stating the incorrect balance from GE Moneybank, who has yet to provide information of charges that I have claimed incorrect as early as 2008. I Brandon ** may be contacted directly at ** or ** with a resolution before further litigation.

12 people found this review helpful
Rated with 5 stars
Original review: Dec. 1, 2014

This company is fraudulent and we are taking it to the District Attorney. They sent us fake papers that said we were filed in the County court house for debt owed. They could not give me any information on the debt. When checking with the court house there was no record. They forged the county documents and will be brought to the District Attorney. DO Not GIVE THIS COMPANY ANY INFORMATION.

68 people found this review helpful
Rated with 1 star
Original review: Aug. 22, 2014

Forster & Garbus said I had debt from sears. We agreement on payments on the phone, paid that day & 19 days later I was getting ready to go see family. Thankfully I checked my account, because it was gone, savings & all. Ended up moving back in with my family.

26 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: July 8, 2014

My roommate paid off her balance from Sears, a couple of months ago. Today, there came ANOTHER income execution statement from Forster & Garbus, LLP for creditor SEARS!!! How can these lowlifes be allowed to do this? The amount ironically is for DOUBLE what the debt originally was! WTF?? These jerks need to be put out of business...these scumbag collectors!!

26 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: June 2, 2014

Two days ago the comptroller at my wife's work received a court order for wage garnishment from a default judgment to a lawsuit from Forster, Garbus & Garbus. There are multiple problems with this. First we were unaware that we were even being sued. We have never been served with any summons or complaint. Second, not only do we have no clue who these people (FG&G) are, we don't even know the company they are supposedly representing! My wife immediately contacted FG&G to find out who they were and when we were allegedly served with a court summons. They could not provide an exact date and even acknowledged they received no response from us. After pushing for written verification of acknowledgement of debt and a copy of a signed, delivered summons they then stated they served it towards the end of last year but again, had no proof.

Upon further requests, they stated they sent it via first class mail, TO AN ADDRESS WE HAVE NOT LIVED AT SINCE 2008! When my wife informed them that we never received any notice they told us to take it up with the people who live there now because they never sent it back to sender. I'm sorry, what? So you're essentially saying you can sue anyone you want AND WIN by sending to a false address and claiming you never received a response, thus assuming the defendant was served? So then came the second part of the issue, who the hell were they even representing? The company they stated was a company we never heard of. Again, after requesting more information we came to find out that this was for a credit card we defaulted on in 2003. Not saying it's right that we defaulted, but this was an 11 year old debt that had long since been written off as a bad debt and had since even fallen off our credit report it was that old!

So the company they represented was the company who purchased this zombie debt. And to make matters worse, the default was $423. This judgment was for $1278.48. After all the court fees, sheriff fees and attorney fees, the garnishment was for $1663.92! How is this even possible? We were not even afforded the opportunity to defend ourselves versus these people. And now that a judgment has been made, we have zero recourse. Not because we failed to appear, but because they knowingly requested a default judgment on a non-served summons! After doing some research online I found all these complaints about FG&G and their shady collection practices. So at this point, were out $1600+ but you damn well better bet everyone who I can tell will know of these crooks!

58 people found this review helpful
Rated with 2 stars
Verified Reviewer
Original review: April 24, 2014

I don't know what to say except that I don't give out information over the phone. I don't deal directly with this predatory debt collector but only through my lawyer. We have reached an agreement about a month ago after Foster, Garbus, and Garbus of Hackensack sued me for less than $1000.00. But I'm still waiting for the paperwork to go through. I even called my lawyer several times during this month of April 2014 and my lawyer rest assured me that everything was fine and that the debt collector had a big case load. The debt collector is the plaintiff for GE CAPITAL BANK which issues credit through Amazon.com. I will get back to this website once I have all the paperwork signed and once I start paying off this amazing debt monthly as they and my lawyer agreed.

14 people found this review helpful
Rated with 2 stars
Original review: April 19, 2014

I got a letter from F&G about old debt. The representative name was Carlos **. He was abrupt and a Bully. I guess that was meant to scare me. He shut my account down and to get my account back I had to agree to give him 1056 dollars which is a months rent for me. It took me three months to catch up and become current again. I have been paying 150$ a month and I have no idea how much is my balance because they don't send statements. In addition to the 1056$ in 2012 I have paid 1800$ in 2013 and 300$ in 2014. And I have decided to stop paying.

23 people found this review helpful
Rated with 2 stars
Verified Reviewer
Original review: April 10, 2014

Forster and Garbus put a hold on my accts. when I called to clarify. They told me I had to go the bank and call then. Wait for a fax and sign it so it can then be sent back to them via fax to pay a debt to American Express of less than $1,500. When I informed the representative of Forster and Garbus I could not do that due to work. I then proceeded to pay off my balance thru the American Express co. Online. I then called back the rep - from Forster and Garbus - and informed him of what I just did..... He started screaming at me saying, "You can't do that." When I told him I already did, he then told me his company would not received that money for about a month. He then proceeded to yell at me ... "Well then ... I'm just going to keep the hold on your acct for a month." - When is it okay for someone that works for a law firm and is representing a business to threaten and scream at a client ???

29 people found this review helpful
Rated with 1 star
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Verified Reviewer
Original review: April 4, 2014

We asked for a balance for my daughter's debt and were told "We don't have to do that". Really? How do I fix this?

7 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: March 4, 2014

I became unemployed May 2012. I was able to pay my bills for a while. I missed a couple of payments on my Discover card due to Hurricane Sandy and repairs I needed to make to my house. They called and I told them my situation, I also told them I had payment protection for if I became unemployed or sick. I was told they would put me on a payment plan. The amount was not manageable for me. So I was unable to make the payments. They began calling me every day starting at 7:00 AM going several times a day until 11:00 PM at night. They would call my land line then my cell number.

After a couple of months of this, I was about to agree with a payment. I agreed to an amount. After speaking with them,I received five more calls that day about the debt. I heard nothing for a few months. Then received a call from Forster Garbus and Garbus. I explained that I was only receiving SSI and a reduced unemployment benefit. Extended Unemployment ended December 2013. This left me with only SSI $973.00 a month. I had anticipated this and had managed to save $2,900 during 2013. I did it by eliminating a lot of things including only eating one meal a day.

January 28, I logged on to my account and my money I had saved was gone. I called the bank and I was given a number to call. It was the county court house. They said my account was levied by Forster Garbus and Garbus for Discover Card. I was also informed I had been notified. I did not receive anything in the mail and knew nothing of this until after the fact. I called the company and they want all my bank records. Which I have. But, I am afraid to show them. I also contacted Legal Services in my state and am waiting to hear back. I was advised by the person I spoke with not to send copies of my bank record. Any way. What they took was SSI and unemployment. This has been my only source of income since May of 2013. I also reported this to FTC. I received a letter from Discover telling me to give my records to Forster Garbus and Garbus. Now I am only receiving my SSI. What they took was to help put food on the table, pay my lights and heating. I am also a senor citizen and the stress is hurting my health.

14 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Feb. 3, 2014

When they wiped out my bank account for an unpaid debt, I called them begging and pleading to work out a payment plan because I would not have rent money and food money. The rude lady laughed at me when I said I could only afford to pay $50 a month towards it. She said, "Are you kidding me, that's not enough," and just basically laughed as I cried and begged for the money back. They wanted no less than $250 a month. I wonder how they even sleep at night knowing they are putting people on the streets because they took that person's rent and food money. I hope karma gets them 10-fold.

19 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Sept. 16, 2013

Forster and Garbus has called my mom's home phone #, stating if this is not Karen ** to please hang up. How can I hang up if they are talking to an answering machine? They then say this must be Karen ** if I did not hang up phone. They have also frozen my bank acct. & tried to collect on an account that was already paid to another bill collector. They are unethical & rude, making threats to garnish my wages on a debt that has already been paid. The debt was less than 1,000.00. They violate the Fair Credit Reporting Act continuously... and are allowed to get away with it!

18 people found this review helpful
Rated with 1 star
Original review: Aug. 23, 2013

Had fallen behind with a Capital One account and worked it out with them for a reduced amount. They have per diem lawyers at the courthouses. The payments you send in do not get posted for at least 5 days thus making it look like you are late. They are quick on the trigger to start the legal action again. You must go to court quickly before they try and get a judgement against you. They are horribly rude and will call you at work and hang up just to see if you are employed. Bad, bad people.

13 people found this review helpful
Rated with 1 star
Original review: May 30, 2013

My domestic partner had a judgement on his name and both of our names were on the bank account. Our bank account was frozen and I tried to contact this agency to see if there was any way we can deal with this matter to unfreeze my bank account. I was told by this lawyer (John) that there was nothing he could do to unlock the restrictions on the bank account because his name was there. So, I told him that this was really unfair because all my savings were deposited on this account and the money that was in there belonged to me but he insisted that just by having his name in the bank account means that he was making contributions to this account. They're really mean and cold-hearted. They don't have feelings and compassion for people.

10 people found this review helpful
Rated with 1 star
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Verified Reviewer
Original review: April 8, 2013

My daughter has an account for a school loan that was transferred to them. An agreement was made in June for $150 per month on the 25th of every month. Payments started crossing due to the fact that they didn't post them for five days. They've been using the date that they post rather than the date it was sent! County Sheriff's Dept served papers for default today. When I called, they said she was a month behind and there was no grace period even though I had in my hands the cancelled checks for the months involved. There's a new agreement coming but they are extremely rude and certainly unprofessional. If there's a way to get this out from them, I'd like to hear it!

14 people found this review helpful
Rated with 3 stars
Verified Reviewer
Original review: Jan. 19, 2013

I was a victim of identity theft by a close relative. I was sued by a credit card company for $9,000. I went to court several times in regard to the matter and decided to settle with Forster and Garbus for $4,000 making payments of $100 a month. I signed the settlement. I paid this every month for 12 months paying a total of $1200. I sent in a payment after the holidays that they said they received after their ten-day grace period. They accepted the payment and sent me a letter saying they filed for a full judgment of $9,000.

I was only late that once because of the holidays. I tried for 2 hours to get in touch with someone at the office. I eventually got someone that said I would have to talk to the supervisor who never called me back. I would have never agreed to a settlement if I knew that they could get a judgment for the full amount plus more. This company has no morals. Under the settlement agreement, I only owe them $2800. Now, they are getting a judgment $9,200. The $1,200 I already paid is not included.

17 people found this review helpful
Rated with 1 star
Original review: Jan. 8, 2013

My consumer credit account was levied to the max. $6,700 was turned into a $15,000.00 withdrawal from my checking account. Incredible. I feel violated. They are the worst kind of thieves. Completely predatory.

14 people found this review helpful
Rated with 1 star
Original review: Dec. 15, 2012

Someone in my household was served with papers without knowing it was meant for me. The summons was dated for 12/6/12 and I got served on 12/15/12. I called them and stood on the phone for over one full hour. No one picked up the phone. Times are extremely tough right now more than anything when you get hit with the hurricane really bad. There isn't a date when I am supposed to appear for this summons. They say I owe Capital One extensive money, and I feel that without notification, how can Forster & Garbus do that to people? Is it that the owner of that office has become "Mr. Scrooge"? Ba hum bug! Have some sort of a backbone and try to understand what people are going through. I am a single mom of two boys, no job, no money. And now, you want to take my blood as well. Please give me a break. Really.

7 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Oct. 12, 2012

Contact Help Me Howard or any of the other news station. Their practice is illegal. I am contacting everyone there is to contact. I want them on the news. My account was transferred back to the original holder which no longer meant that the account was theirs, but they still went ahead with a default judgment against me. It's completely illegal! And I want them exposed for their greediness and ruining people's credit.

17 people found this review helpful
Rated with 1 star
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Verified Reviewer
Original review: July 24, 2012

Violation of FDCPA - I received a letter stating account was in this office. I sent a copy of my dispute letter explaining why I was disputing the debt within 30 days. They ignored my dispute. I received a letter of complaint stating I was being sued. The letter stated I needed to file an answer and send it to the law firm. I sent a letter answering the complaint. They ignored the reply and got a default judgment under false pretenses. I received a message on my home voice mail which didn’t ID me. The message stated I owed a $1,800 balance to Capital One. I called the law firm to complain about the message. The rep told me he was allowed to say what he said according to FDCPA, and then hung up on me. I called back, left a message on the voice mail of the manager who never responded.

12 people found this review helpful
Rated with 5 stars
Original review: Dec. 13, 2011

F&G attempted to sue me for a debt dating back to 2001 and said a payment was made in 2009. I was served and went to court where I denied the debt was mine. The court asked F&G to provide documentation proving it was my debt, provide account statements, and prove they purchased the debt. F&G sent me bogus account statements and bogus proof that they owned the debt. They also sent a letter saying we could settle before the second court date.

11 people found this review helpful
Rated with 1 star
Original review: Dec. 6, 2011

They had my bank account frozen, over an account with Capital One for $550. I received nothing from them, no papers, no summons, etc. Once, I received the notice from my bank, attached was the paper work that was supposedly filed in court. If the bank hadn't sent me anything, I would have known nothing. I dealt with a Ms. **. I ended up sending the $550 via Western Union, just to get my bank account unfrozen. I am also checking with the city court, to find what, if any information they have about this supposed summons.

11 people found this review helpful
Original review: July 9, 2010

Re supposed Lowe's account, I do not owe third party debt collectors and these bottom feeders a dime, They voluntarily recalled the debt, sent me a letter that they were no longer collecting. In return, I requested it be taken off my credit report. The debt buyer LVNV DBA Resurgent Capitol refuses and the attorney Forster & Garbus refuse to remove it. If they refuse, either act on or take me into court, remove it; there is no judgement. I've contacted them several times requesting this in the last 7 months. they refuse. Please help! I cannot have this ruining my credit, it must be removed. Please help.

5 people found this review helpful
Original review: Jan. 7, 2010

They proceeded to freeze my accounts, leaving me no way to pay bills, buy food or fuel, or pay my mortgage. I am the only wage earner in the household. They had been advised that my account would be paid in full very soon, but went ahead anyway with no notice to me. All my prearranged payments bounced, and my direct deposits had to be converted to checks. I can't cash them, since I have a frozen account. My mortgage will be late, all pre-authorized bill payments will be returned (with associated fees by my bank and theirs), and my accounts will incur late fees. My cellphone, and my family's, will be suspended since I can't access my bank account.

7 people found this review helpful
Original review: March 6, 2009

This law firm took me to court for a debt of about $800 for over 10 years ago and told me that I made a payment in 2004 when I did not (they provided not proof to the courts) and that they were representing the company when what they had done was buy the debt from the company. Even though they increased the debt, and I had not made payments in about 10 years I agreed to a payment plan as it is my debt. I am presently making payment plan and every three months they go back to court and obtain a new judgement on my because they say I am not paying (took in my money order recepits last time) and they want the full amount of the balance now. I do not know that they receive a new judgement until I get the 'execution notice' in the mail from the Marshal's office. The law firm sends me nothing and I am puzzled as to how they continue to get these judgements against me when I am paying my bill.

5 people found this review helpful
Original review: Aug. 15, 2008

A freeze was placed on my accts and my husbands accts for an account that wasnt mine and not knowing now what to do we paid the debt with a credit card to get the lien off the accounts. But researching the company i found out that they have several complainats against them and now im sure the acct was never mine. I dont know what to do

4 people found this review helpful
Original review: Feb. 4, 2008

I had a credit card account with capital one bank USA. I called them in november 2005 to ask for some type of payment deferment for only one billing cycle because I just began a new job and would not receive pay for a month. I was told that that is not possible and I would be incurring a late fee. The very next bill was for double the minimum plus the late fee. I called to try to make an arrangement for that and still I was told that no type of help was available. Needless to say the amount continued to be alot more than I could pay in one months time so I took the matter to court.

By this time Forster and Garbus was handling the matter on behalf of capital one. I was given a date to come up with a settlement amount. I could not come up with the amount and when I called to make an arrangement with forster and Garbus I was told that a hold was placed on all my assets and I began receiving bills from F&G with increasing amounts every week. I called again and was continuously told that all I could do to fix the situation was come up with an amount that far surpasses the limit on the credit card($7800.00approx) I then told Mr. Richardson my financial situation and he told nme to make payments as I could. That I did I sent 3 payments of $100 which is all I could afford between then(sept. 2007) to the present. I realize that I incurred this debt and I will pay it off but I am 3 years out of college with more bills than income.

This firm is continuously ignoring my requests for a detailed bill with interests amounts and I am unclear on every aspect of this debt. I do not understand what a levi/writ withdrawal is and this is the most recent activity that has occured with my frozen bank account. F & G initially withdrew money that was not credited to the overall balance and I did not receive a bill since my first payment. I do not know the balance as of this time and I can not get through to Ms. Harris as Mr. Richardson is no longer on this account and can not help me according to F & G. I am not looking to skip out on my responsibility however it is becoming increasingly more costly and difficult to even get in contact with these people to try and figure out a solution Please help me in any way possible. Your help would be greatly appreciated

3 people found this review helpful
Original review: March 22, 2007

I am a disabled person who foolishly tried to re-establish credit through Capital One. When I became over-extended (after interest rates changed last year), my account was handed to Forster & Garbus who proceeded to badger me by telephone from roughly 8:00 am to 9:00 pm.

At this point, I asked they stop contacting me by telephone. I have written to them several times explaining I was trying to get my finances in order so as to make MANY small payments over many years.

They proceeded TWICE to send me what appear to be legal documents; the latter appears to be a judgement. Here's the inreresting part; I NEVER received a copy of either summons and was denied any access to the courts.

I did notice they managed to cash the money order I sent for the first payment. I didn't send a check because there is no way I trust them with my banking information!

4 people found this review helpful
Original review: Jan. 26, 2007

I had a lien against my checking account from capital one bank. On jan. 18, 2007 I paid the lien from another checking account. It was taken out as of that date and is paid in full. As of 1/26/07 the lien has not been taken off. Every time I call Ms. Rose she does not call me back. It is hard to get in touch with them because their phone lines are screwed up and when they do they say they will take care of it and do not. I feel that the debt is paid and they have no right to ignore me and not take off the lien.

5 people found this review helpful
Original review: Oct. 19, 2006

Forster & Garbus, a collection agency placed a restraining order on my bank account which is a joint bank account co-owed with my mother (who is a senior citizen). The purpose of the restraint was in an attempt to collect a debt from the coowner of the bank account(my mother who is a senior citizen on a limit budget. My mother and I spoke with a representative of the company named Ms. Ford and informed her that the balance in the account not only included retirement benefits which are needed to pay my mother's monthly bills but also money that I deposit monthly to pay for our mortgage.

We were told by Ms. Ford that retirement benefits, payroll and half of the value of the funds in the account (because of coownership) were not subject to the restraint. Based on this information we were advised to fax over the last three months of bank statements to identify the retirement benefit deposits as well as the deposits that I made into the account. Her supevisor Ms. Harris was to review the documents sent and make a determination as to the amount of funds that could be released from the restaint. Ms. Ford contacted us later that day to state that the only funds that would be release are the retirement benefit funds and she also stated that all other funds remaining, including my deposits, would remain withheld for collection by her company. She also advise my mother that in order for the restraining order to be lifted from the account to give us access to the balance of the funds, my mother would have to sign an agreement for Forster & Gorbus to collect $800+ to pay against the debt. The second problem with this situation is that the debt amount claimed to be owned is inaccurate.

My mother recieved a statement with one amount and the company is now stating a much higher amount owed, which they have yet to explain why the difference. Prior to the restraint on the bank account, the collections company was contacted to try and make a payment agreement to pay off the debt but was told that the agreement was too late. I don't know what the laws are concerning this matter, but I think that both my rights and my mother's righs were violated and we are requesting your assistance in helping us to resolve this matter.

6 people found this review helpful
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Forster & Garbus, LLP Company Information

Company Name:
Forster & Garbus, LLP
Website:
forstergarbus.com