Disclosures
Old Navy Credit Card

Old Navy Credit Card Reviews

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

About Old Navy Credit Card

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Old Navy is a clothing and accessories retail store with locations across the U.S. The bright and open-concept floor plan lets shoppers quickly identify the different sections throughout the store, including men's, women’s, kids', baby, plus size and activewear. Each store’s layout and selection is different based on geographical location and inventory.

Old Navy Credit Card Reviews

Filter by Rating

  • (5)
  • (1)
  • (2)
  • (10)
  • (125)

Popular Mentions

    How do I know I can trust these reviews about Old Navy?
    • 4,520,418 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Old Navy?
    • 4,520,418 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed Sept. 7, 2024

    They default to paperless without telling you! I always use my Yahoo for retailers and don’t check that email. My $120 charge tuned into $270 and also gave me bad credit! Don’t sign up! Terrible customer service too.

    Thanks for your vote! Report
    Customer Service

    Reviewed Sept. 1, 2024

    I haven’t been able to even use the card due to Barclay’s issues. When it does go through on rare occasion my order is canceled soon after. I’ve had multiple cards sent and that didn’t fix it. I’ve been told many different reasons, spent hours on the phone with them, until finally closing the account. I was unable to use accumulated points and rewards and credits from earlier purchases. I don’t know if it was the Comedity to Barclay switch that made this happen, but it was incredibly frustrating. No more card for me, and also likely never shopping there again. O.N. and parent company Gap need to take care of this.

    Thanks for your vote! Report

    Not sure how to choose?

    Get buying tips about Credit Cards delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Reviewed Aug. 1, 2024

      Terrible! Do not apply for an Old Navy credit card. You will not get the 44% discount that they promise to give you for applying. I applied and have an excellent credit score and was approved. But I did not receive a discount. I live 100 miles from that store. The only way I can get the discount is by going back to the store with my receipt and my CC. And put the balance on my CC. STUPID!!! And in my opinion, it's a scam/lie.

      Thanks for your vote! Report
      Customer ServiceSales & MarketingPricePunctuality & Speed

      Reviewed July 13, 2024

      I would give 0 stars if I could. I bought a pair of shorts for my daughter a few months ago for 25 dollars. I always want paper statements because that is my reminder to pay. I don't have the kind of job that glues me to checking emails. I was looking for an email recently because my daughter is going to college and we are waiting for a reply. I see a obscure email from Old Navy cc saying I owe 93 dollars. They enrolled me in paperless and now I had to pay 93 dollars for a 25 dollar pair of shorts. They would not even work with me. This will cost them hundreds in sales because I will plaster this all over and bad mouth them until they make it right. You don't mess with a single hard working Mom who pays her bills on time.

      Thanks for your vote! Report
      Profile pic of the author.
      Customer ServiceStaff

      Reviewed July 2, 2024

      I tried to use my Old Navy Credit Card to make a $106 purchase and was told there was a complication and that it didn’t go through, so I used another credit card. Some time later I get a call from their Fraud Department saying they were suspicious of fraud attempt on my account and put me on hold. After waiting fifteen minutes, the recording said that they were unable to connect me and that I needed to call the number on the back of the card.

      I did so and waited 33 minutes to be connected to a live person. She ask me every crazy question imaginable: in what state was my social security card issued; what was my previous address; and every security question I had given them. She then called me on the line I was on to verify it was my real number, then went back to original line while I was juggling between the two. I finally was allowed to explain why I was calling and asked her what was going on. Her accent was so heavy that neither my husband nor I could understand half of what she said. When I asked to speak to a manager, she informed me that they had all gone home for the day. I hung up!

      Thanks for your vote! Report
      Customer Service

      Reviewed June 20, 2024

      I had no problem with Barclays until recently. In fact, I had TWO credit cards through Barclays - one for Old Navy and one for Scheels. However, this company took it upon themselves to cancel BOTH of my credit cards over a six month period for inactivity. They DID NOT even notify me prior to doing this!! I would have gladly went and purchased something at THEIR stores to keep my accounts open but nooo!!!! They just canceled my credit cards, knocking my credit score down that I've worked VERY hard to rebuild.

      I have been a valued customer for years! Heads up Barclay - sometimes people aren't using their credit cards for good reason. My husband DIED!!!! I'm sorry I didn't feel like shopping! Maybe notify a customer prior to doing such underhanded stuff. I called and explained this to Barclays but their management said they were sorry but they would not reinstate my cards. This HORRIBLE customer service. I will never apply for a card with you again - Signed, Unhappy Widow

      Thanks for your vote! Report
      Customer ServicePunctuality & Speed

      Reviewed May 15, 2024

      I got some fraudulent charges on my Old Navy card from Barclays and it has been a nightmare trying to get someone to fix the problem. I have been calling them for the last two months and every time I call, they tell me that they have taken care of it and will not be responsible for those charges but I keep getting calls and emails about a past due payment and late charges. I have spent hours on the phone every week, being transferred from place to place and being told different things every time. No one seems to do anything to help me and after two months, I’m just so frustrated. I will never, ever again get a Barclays credit card.

      Thanks for your vote! Report
      Customer Service

      Reviewed April 22, 2024

      I have a store credit card and have been a card member for over 15 years with no payment issues. I usually keep a $0 balance and so my auto payment was cancelled. So I made a purchase in store and my card was declined. No notification from Barclays that my payment was missed and no notification that my card was going to be put on hold. I called customer service and all they did was try to sign me up for text notifications about my account, even though I had already opted in for e-mail notifications and they aren't being sent. Total lack of communication from this company and no way to make a complaint online, it just sends you to their same customer service line in the middle east where no one can help with anything. I will never be getting another Barclays credit card again.

      Thanks for your vote! Report
      Verified purchase
      Punctuality & Speed

      Reviewed April 21, 2024

      I had an Old Navy Credit card for 10+ years with a small credit limit. Not one increase the entire time. Never late. I closed my account. Recently the store has a good deal with card. I was declined. Guess 800 score is needed??

      Thanks for your vote! Report
      Customer Service

      Reviewed April 16, 2024

      I was at Old Navy, Edwardsville IL. When checking out was asked if I wanted to apply for an ON credit card to save 30%. Once application done, the clerk said there's a computer glitch. Another clerk said it's a global issue and I would get an email in the next day or so with my approval and I could bring my receipt and tags back and they'd give me my discount. When I checked email later, already had the approval email at 4:49, receipt time 4:51. Called corporate, they gave excuse that there were computer issues, said to call manager before going to see if I needed more than receipt.

      Called manager, the only way to get my discount was to refund my total debit card amount and charge my credit card to get the discount. I get wanting to have people put money on credit cards but I've already paid for it. The only reason I was applying for credit card was to save the 30% that day. Seems like just a way to get you to come back into their store, especially after reading some of the other reviews with people having the same issues. What a run around and inconvenience, forget the discounts and do not apply for their credit cards.

      Thanks for your vote! Report
      Loading more reviews...

      Old Navy Credit Card Company Information

      Company Name:
      Old Navy
      Website:
      oldnavy.gap.com