New Millennium Bank Reviews

I purchased Millennium prepaid visa card from check cashing store in San Francisco California August 2016 (yes, it's taken THIS long!!!). Immediately, filled out police report at Fort Miley closed account, new account number, thief did not have pin number nor New account number...thief and had a warrant as well. I went from (discharged) from hospital the next day...funds $650 had been withdrawn from cancelled card, thief had no new account number NOR pin number. I WANT MY MONEY BACK NOW!!! C'mon, 2 years!

Before applying for this card I contacted New Millennium customer service on the phone and I inquired that if I apply and get approved for this card does it report to the 3 national credit bureaus as long as my monthly payments are on time and the woman informed me they only report to Equifax and not all three credit bureaus. So I decided to apply and was approved. It has cost me $29.95 for the card. When I received the card in the U.S. mail I verified it and I could begin shopping on their website. I purchased a few items and every month I paid off the entire balance to establish a good payment record with them thinking they will report this positive credit to Equifax each and every month. Every 3 months I obtain a 3 bureau credit report, stay on top of things and I had noticed that my excellent account with New Millennium Bank was not showing on my Equifax credit history and I was a little shocked over this.

I have received an email to apply for one of the cards and I clicked on a link saying "Subprime credit cards APR". I got a return saying: "Cannot display page. It may have been moved or is permanently down or does not exist." This is all scams and fraud, they are targeting people for money. I read postings, these folks never got cards and never got money refunded back that money is being stolen by this bank. NMNB, they need to be captured and arrested for these online scams and fraud on innocent people right now as it is. I will not apply for that card and get my money stolen by them. They are liars and a phony, that is a bad bank. It needs to be put a warning out "Do not apply" and put it on news on TV to warn the public about it. I say NO, do not apply. They are stealing money for something and never issue the cards.

I moved to the States in 2005 and therefore had no credit history. I decided to get two secured credit cards from NMB. I was told that, if in good standing, I could change to a regular credit card after one year. So I paid the $300 deposit each. After one year then I was told that they can't be changed yet and that game repeated itself for about six years (by that time I had three regular credit cards).

I have had a New Millennium Bank Platinum Visa with a $300 limit for 3 years. Till 2010, it was a good card, but in the past few months, the available balance has been getting updated to incorrect amounts when I check online. Also, the available balances would change on their own out of the blue without any transactions by me. My last automatic payment took $253 out of my bank when I owed only $99. Now it shows an over credit amount of $154 over my maximum credit limit and said I had an available credit of $200.

I opened a prepaid credit card and sent the initial deposit of 500.00 as prescribed. Subsequent deposits were made erroneously on my part, to the payment address. Three "payments" totaling 3,000.00 in one week apart in April and May 2010. Only 1,000.00 has been posted. So the statement reflects an account balance of 1,000, in other words a credit and a credit limit of 500.00 (i,e, Initial deposit). May statement reflected the missing 2,000.00, subsequent statements (June and July) however do not. I talked to customer service and subsequent to the "Credit Dept." twice, was told of 10 business days to appear as deposits.

I applied for a secured credit card in April 2010 and had to pay a $99.95 processing fee. I did not receive the welcome kit I was supposed to receive. I called today because I have not received a welcome kit and was told that there was a suspension placed on issuing new cards or accepting deposits because of the new credit card regulations, that this started 2 weeks ago and that it would be resolved soon, but that there was no specific date the cards would be issued. I googled it afterwards and found out this has been in place since May 10. I am not expecting my card, a refund, or the suspension to be lifted.

I have a New Millennium Bank prepaid card. Everything has been going good. Until, 6-30-2010, when I made a deposit and on 7-1-2010, I made another deposit and for some reason I only received one deposit I made. I have not receive the second one. I called customer service on the back of the card and they said it would be there at midnight. Well I still have not received it and they are closed. So I called Wal-Mart were I got the money gram from and they said call Western Union. They said it was posted the same day it was deposited on both but they also stated to call the company. Well the company is closed until Monday at 9am. I still have my receipt show when and what time I sent the money. From this happening, I don't have the money I expected to have available.

I was pre-approved for a credit card with the premise that I must first send a processing fees. My check was cashed and there was no card. I have waited for over two months now.

Back in February 2010, I was afforded a pre-approved Platinum Credit Card up to $10,000.00. I sent the required amount of $35.00 on 2nd February 2010, Check #107, before the deadline of 22nd February 2010. I have never received a credit card or a communication after I send the check. It is now the 27th of June 2010. Where is my card or where is my refund? Is this bank another scam bank?