New Millennium Bank Reviews

I applied for information on credit cards. They sent me information stating to send them $300 for 300 credit. I thought a bunch of crap. I threw the paper away. Next thing I know is $98 is gone out of my bank and tried to take another $98 out. But I had no more funds. So now, I'm broke for two weeks. Hoping I would get it back from my bank.

I applied for a credit card to help rebuild credit. My checking account was withdrawn $99.95 from New Millennium Bank and it's been a month and I have not received a card from the company. I called eight times and no one answers the phone. I have emailed them about a refund and I received no response.

I sent a check for $29 for a credit card on 12/24/09 and still have not received anything from the company. I called the telephone number on the website and all it does is ring with no answer. I had to borrow some money from my parents just to live.

There is nothing wrong with this bank or its cards. There is something wrong with the idiots who think they "did not receive" a card they paid for. Maybe, had they have read the agreement and sent in their money for their secure account, they would receive their card. Do you, morons, know what a secure card is? Look it up. This bank is great for those who need credit help!

I received a letter from this bank saying that I was approved to received 2 credit cards for $49.00. As I started reading more about it, I didn't know what to think. It sounded too good to be true. I decided to go online and read more about this bank. Thanks to the personal experiences from these people, I'm not another victim.

They sent me a letter through mail saying that I had a $5000 line of credit and just to send $55 for it and in 2 weeks I would receive my card. Well, I mailed that out on February 6, 2010 and all it cost me $76.00 to mail it through the post office. At that time my husband is on unemployment and that was part of our savings money and we actually believed this bank, and we were relying on that card to at least keep food on the table and for what, for nothing. We just to come and find out they are scamming out people for their money. Now this will lead me to believe I can’t trust a bank, never in my life.

I haven't heard from the bank since I mailed my money order approximately one month ago. I spent approximately $35 to $45 including rush delivery fee. I have my money order receipt. Have enough claims been filed for me to initiate a consultation with an attorney to determine if a class action case may be explored against New Millennium Bank? Do you know how many claims are required to initiate a class action case?

I received a letter/application guarantee for two credit cards, one M/C and one Visa. If I send 49 dollars, I will receive a minimum credit limit of $300. No credit check. I sacrificed the well being and caused hardship for my family with no food for 2 weeks in that this credit would help us.

The New Millennium Bank is very misleading! I received a "pre-approved" letter and so I wanted it, I mailed it out along with a check for $49. About 2 weeks later, I received a letter asking for additional deposits of $300-$5000 so that they could issue the credit cards.

Received offer in the mail for $5000 line of credit on card and asking for payment of $35.00 for processing. Check cleared my bank 12/10/09. No card has been received nor reply to my inquiries.

I received or rather, my 6-year-old son received a platinum credit card approval letter in the mail today. Do they even do any sort of checking on the age or anything of who they send these to?! I am extremely ** off. I want to know how they even got my son's name and information to send it to him in the first place! It makes me wonder if his identity has been stolen or something.

I am a teacher. I received an offer from New Millennium Bank that said that Visa and/or MasterCard credit cards were available for a fee, and that a "rush service" was available. Since I had a large co-pay to pay for oral surgery for my daughter, I decided to pay the fee, go ahead and get both cards offered, and pay the rush service fee. The advertising sent by New Millennium Bank was misleading and dishonest. It said, in bold print, that these credit cards were available without a credit check, and that it was 'simple' as sending in the fee. On 1/8/10, I sent a cashier’s check for $59.00 to New Millennium bank for both cards and a $10.00 "rush service" fee.

I applied online for a credit card. A day later, I contacted someone and told them I did not want the card because they were going to charge me $99.95. This morning I went to my account and saw the deduction taken out of my checking account. This is a racket and the Better Business Bureau needs to get involved ASAP.

I was charged $99.95 to my checking account for an activation fee for a credit card I never received. The money was in the account but I couldn't get my wife's diabetes medicine.

I was advised last year by my broker, whom I was trying to get a home from, to get the card to get a higher credit score. I sent them 420.00 that was an annual fee plus app. fee then I didn't get my card until 8 weeks later. I had only a line of credit of 300.00, they charged me 59.00 from the start when the card was adv. then I had the rest. When I asked about the charge they said it was a one time annual fee, which I had already paid. So I paid the card off through online banking which was another fee because they don't take checks, money orders, debit card, or other credit card payment. The only payment is by money gram so I did not like the payment method so requested my money back last Feb.

I applied for credit card online. They deducted $99.95 from my account. I never received the card.

New Millennium Bank as with any secured cards may charge outrageous fees and interest. But it is a secured card and people like me need one. Without New Millennium Bank, I would have a harder time fixing my credit. I even get denied secured cards at some places. A secured card is where I fund the credit limit. New Millennium Bank isn't doing anything that bad. They provide a service and I am willing to pay for it.

Services offered not compatible with my need. I don't need a secure credit card with those many fees. I'm requesting a refund on the check for $99.95 from my account at TCF Bank in St. Paul Minnesota. Stop requesting for many more funds from my account.

New Millenium Bank sent me an application for a Visa and MC credit card. They asked for a processing fee of $37.50. The offer sounded real, so I sent the application with a check. They did not explain in this application form that you had to deposit funds for the cards to be worth anything. So, in essence, you put your money into the cards to gain credit on your own money, and then they charge you an annual fee of $59, and charge you interest to use your own money!

I received a letter in the mail stating I would receive 2 cards for $37.50 and they had a limit of $5000 on each. I thought it was a blessing from above but as me and my husband began reading the letter it started sounding too good to be true. So I decided to look up this New Millennium Bank and came to find out they are scam artists trying to beat people off of their money. Luckily I didn’t go get the money order like I planned. Don’t be a victim to this scam.

I went to go and use my bank card only to find out later that I was in the hole $130.00. Apparently, this card company had hit my bank $99.95 for their scam cards. I never gave any information online or had I sent in an application to them. They just took it upon themselves to get access to my bank. I have this thing on my bank account that you can't get what I don't have. And somehow, they ran it through my bank and hit me with their fee, as well as an overdraft on my account. The bottom line is they are scamming people and they need to be stopped.

Like the other people who wanted the two cards from NMB, I was also tricked--but it was partially my fault. I received the application from NMB back in the first week of December. I read how it said that I was approved for $10k total for both cards so I filled it out and mailed it along with $49. Days later, I realized that there was another paper that came with the application, so I looked at it. That's when it hit me. It explained how the credit limit is based on how much you put in--$5,000 being the most and $300 being the minimum. You're actually losing money if you put in the credit card because of the 19% interest. You don't start with any money on the cards at all. Learn from my mistake. Read the fine print! You won't have false hope or be $49 short.

I sent a CK for a MC and VISA card. The company cashed my CK. I never received the cards. I called ** and spoke with a person that said write a letter and they would return my money. That was sent on 12-30-09. No CK and it is January 15th of 2010. I call the 732 number and the line is busy all the time. This is wrong. No credit cards nor a refund.

I had received a credit card application by mail stating that I was approved for 2 cards a visa and a master with a total of $10,000; $5,000 in each card. I had made sure I read it again and again because I couldn't believe what I was reading. It said that all I had to do was to send in $49 for both cards and an extra $10 for rush. The letter didn't mention anything about me depositing money into a bank account. I would like to know the procedure of how to get my money back being that it was a money order I sent and the reason why I want a refund is because I feel like I was lied to and use. I feel so bad for my children because they were so excited to go away for the Martin Luther King weekend and I feel really used.

I received a call from a rep saying I was approved for a platinum Visa card. She told me that the line of credit is $10,000. She told me once I receive the card there will be $47.50 3 or 4 times and that will be deducted from the card. Well my bank account is in the negative because she never told me they were going to debit my bank card. I later talked to one of your reps named Michelle, and she told me that the young lady I dealt with told me false info and she had it setup for $47.50 to be taken out of my account for the next 3 mos so Michelle (I think that`s her name) stopped any monies coming out of my account. What a nice lady! I want to know if my money will be put back in my account plus overdraft fees!

I received a credit card application in the mail regarding a credit card. I sent $35 to company wanting to receive this credit card but did not receive anything. I called on Thursday on January 7, 2010 and they said they received my money on the 31st of December and I still haven’t received my cards. What shall I do about a refund considering it was a money order? I lost out on money that belongs to me if they’re not going to send my card.

I was online checking out credit card applications so that I could repair my credit. I came across this application and began to fill it out, but did not finish because they asked for my banking account information. To my surprise, my checking account was debited $99.95 plus an NSF of $28.00! I balance my checkbook thoroughly. Due to this unwanted withdrawal, several of my bills are now late.

I applied for credit card with $99.95 taken from my checking account. It has been over a month and no credit card. I have sent e-mails and gotten no response. This really sucks! I could have used that money for Christmas presents for my grandson.

Said company debited $99.95 from my old representative payeeship bank account. This was unauthorized by myself or the payeeship program. Said company says I emailed them this bank account info. Payeeship program had local police come to my home yesterday to find out how/why I did this. I have only had contact with said company over a year ago to apply for a card, paid via money order. I never received card. Said company has an application number but claims to have no other info regarding this matter. This is definitely fraud. Where do I go from here?

On 11/03/2009 I sent a check into New Millennium Bank to apply for 2 credit cards - a Visa and a MasterCard deal. The check cleared my bank within a week and I have yet to hear anything back from these people. I have not gotten a phone call, a letter or my cards.