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New Millennium Bank

New Millennium Bank

Fifty Seven Livingston Avenue, P.O. Box 2 New Brunswick, NJ

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Page 2 Reviews 10 - 40
Original review: June 12, 2010

I applied online for a Platinum Card. I was informed that I just needed to send a money order for $99.95 and my card would be rushed to me. Nowhere on that application did it state that this was a prepaid card of any kind. I still have my money order receipt showing that I sent it 3-30-2010. It is now 6-11-2010 and I have received no letter, email, or correspondence from them. I emailed them a complaint and received no response and the several phone numbers that I have used to try to contact a rep haven't worked.

19 people found this review helpful
Original review: May 21, 2010

I send a money order for $35.00 dollar for processing fee. I want my money back. The bank is a scam. Please send my refund back.

17 people found this review helpful
Original review: May 16, 2010

I receive in the mail a letter stating no credit check Platinum credit card Visa or MasterCard or both for fee of $45.00 I send a check before 2-22-10. I have yet to receive a card or information and I have email and call the only telephone number and I have not got an answer. I just want a refund.

13 people found this review helpful
Original review: May 16, 2010

I sent a money of $53.50 money order and haven't received my cards. It has been two weeks now and I paid $6 rush services. Give me the cards or my money back.

11 people found this review helpful
Original review: May 13, 2010

I received a letter in the mail April, 26 2010. Letter stated, “Good news! You are approved for both Visa and MasterCard, 2 Platinum Cards. You will receive a total credit line up to $10,000.00. I have authorized that no credit report will be filed or requested.” The letter then stated, “All you have to do is send in a money order or check for $35.00 processing or $10 extra for the rush service.”

So I sent in a 35.00 dollar processing fee with a money order on April 29, 2010. Since then, it’s been two weeks and I have not heard from them. I have been waiting on my credit card and nothing. Now, I’m hearing bad complaints against this bank. I am very upset and disappointed. I want my money back or my credit card. I am going to write a report to the news agencies so they know what kind of scam this bank is doing to others out there all over the US.

10 people found this review helpful
Original review: May 11, 2010

I received a letter in the mail April, 26 2010. Letter stated: “Good news! You are approved for both Visa and MasterCard. 2 Platinum cards. You will receive a total credit line up to $10,000.00.” I have authorized that no credit report will be filed or requested. The letter then stated all you have to do is send in a money order or check for $35.00 processing or $10 extra for the rush service. So I sent in a $35.00 processing fee with a money order on April 29, 2010; since then it’s been two weeks and I have not heard from them. I have been waiting on my credit card. And nothing. Now I’m hearing bad complaints against this bank. I am very upset and disappointed. I want my money back or my credit card. I am going to write a report to the news agencies so they know what kind of scam this bank is doing to others out there all over the US.

Because of this scam my car has now been repo from me. I was already going through a tough time now; it’s even worse on my end. I was waiting, hoping and praying each and every day for this card to just find out that there isn’t a card. It’s all a scam. My family and I are now suffering from this lost. I have no transportation to get around and now I lost my job and I don’t know what I am going to do. The hardest thing is telling my son mommy has no money for food and I can’t even take you to the grocery store without no transportation or money to get the bus. All I want is the money the card owes me or at least my refund of $35.00 for the processing fee.

13 people found this review helpful
Original review: May 1, 2010

I saw on ask.com that a lot of people made a complaint with this company with regards to their fraudulent credit card offers. I was actually shocked as to how many people got taken by this company including me, I was just writing to offer a solution. For me personally, I contacted the better business office in new Jersey and they helped me. I got my money back within two weeks of being ripped off. Just a solution, I thought you may offer to people like me who have got taken. There are solutions out there. Thank you.

20 people found this review helpful
Original review: April 30, 2010

I received the letter almost a month ago, and when I read it I was happy of course, excited. So I sent them 35 dollar plus rush delivery and still no card. I do remember calling the place before I even sent the money and the guy told me that once I sent the money for the card and my rush charge that it would be mailed within 24 hours, once it got to them first. My rush delivery has been gone, I'm still waiting on this card that will probably never show up. This would of been my first credit card but now I don't know if I'll ever want one. I used that 45 dollars to buy that card and I don't even have food. I'm on my way of eviction because of this because I figured that I'll use my money to go grocery shopping, then use the rest to get the card and when the card comes in I'll pay the rent on credit. Guess it didn't work that way. I mean I needed that little change for lots of other reasons than for it to go to waste and me in the hole. Now what am I gone do.

9 people found this review helpful
Original review: April 28, 2010

I ordered their offer for either a choice of two cards or for one VISA/MasterCard and after about 6 weeks I heard back from them. How I can manage my credit through these credit cards? Well, maybe they should be a bit clearer and put that in bold because they had it in small print. And, yes, I was stupid to believe it but what can I say? I’m only human.

Anyways, I finally heard back from them and they wanted me to sign more paperwork and send in more money. Well, here’s the thing: I didn't. And they can keep the start up cost of it all but I did email them and they took me off their list and cancelled everything. Here's their info if you need to get them away from your money or time: New Millennium Bank’s Customer Service Department’s phone number, 732-**; office hours, Monday to Friday (8:30 am to 5:00 pm EST). I hope this helps everyone and they did correspond the next day. Thank you. I lost my money but I’m glad they only took $35 and not anymore.

Keep all records of your conversations with them because you can use it if they cause you anymore trouble but emailing will be best since you can cc your response and theirs as documents that won't be considered hearsay!

7 people found this review helpful
Original review: April 27, 2010

I went online to apply for a credit card so I can try to pay off my other credit cards and just have one credit card bill so I can clear up my credit. I was approve for $5,000 to 10,000 online but I had to give them my bank account information and they took out $99.95 from my checking account but I didn’t get my credit card for the amount that I was granted. So I would like to have my money back from New Millennium Bank and to put it back on my checking account. I won’t stop until I get it back I’m on a fix income or send me my credit card that I was approved for $5,000 or $10,000.

8 people found this review helpful
Original review: April 23, 2010

I received by mail telling me I had been exempted for two credit cards and to send a one time processing fee of $29 for a Visa or MasterCard, or I had the choice to send for them both, saving me a total of $20. Each card would have a credit limit of $5,000.00. As I needed the money, I thought my prayers have been answered. My father is very ill and not expected to live much longer.

This was my chance to see him one more time. I really could not believe that I could now get a plane ticket. I wanted to spend a little time with him before he passed on. This line of credit that was promised never came. They took my money and won't answer my calls. They have left me heart broken and my father too, as he was looking forward to being with me. I thank you for breaking both our hearts. I am sorry for all the people they have brought pain to.

I have no job. I gave it up when they said I was exempted. Now, I am losing everything I own, including my 2 dogs.

3 people found this review helpful
Original review: April 22, 2010

I am so sorry to hear about your losses. I got the letter in the mail offering $10k with sending in $35.00 app fee. I called the number on the ITR. It sounded like a kid running a gas station, not professional at all. Then I Google and saw all these terrible anecdotes. I wish I could help you all. I’m only one guy. I almost sent in $10,000.00 in cashier’s check. Thanks for helping me not make the same mistake you people did.

10 people found this review helpful
Original review: April 17, 2010

This card is the biggest scam. I can't believe our government can allow this to happen to people who already are having a hard time making it. To turn around take money out of a person's checking account with hopes of getting available credit to consolidate other credit cards with high interest. I never received a card, only fees on my checking for a scam. I'm still trying to reach someone who can help me get my money back .They either change their number or don't answer the calls. This should be illegal. Aren't people struggling enough?

I had cancelled the $59 in fees after I stupidly sent my check in the mail after talking with a representative. I was relieved the withdrawal would be cancelled. Two weeks, later it wasn't. One check was short in my bank so I got a fee of $25 which set the next four bills to be aid insufficient. All together I was $121.63 in the negative and that don't include the fees to the merchants that should have gotten their money the first time. I'm going to be behind in bills for two months because of this. How can the government allow this to happen to people?

5 people found this review helpful
Original review: April 14, 2010

I was sent information for the "credit card" they offered. I filled out the general information that they requested, but once I read the terms of the card I closed out the webpage. I was not interested in the product because I felt it was a scam! Fast forward a month down the road, they have drafted out $99.95 from my bank account with a generic check number causing me to have $100 worth of overdraft charges. I need help after trying to work with the reps for the company and sending emails, faxes, and phone calls. I keep getting the runaround! If anyone has information to help me get my money back, please let me know! I have a husband that is laid off, a one year old that is about out of food and bills to pay to keep the power on and a roof over my family's head. The unethical business practices of this company is putting me in danger of not having money to buy formula for my child or gas in my car so that I can get to work!

6 people found this review helpful
Original review: April 13, 2010

I applied for the credit card from New Millennium bank on April 5th 2010 and feel that the advertising is the rip off, not the card. Although, I still want my refund because it is the principle that because I have no card, I want my money back that I spent to purchase the card which I did not receive due to false advertisement. I'm still awaiting my refund from the refund department and here it is April 13th 2010. I'll give it another week before action is taken because this causes emotional distress and takes time out of my daily life routines to see if New Millennium will refund what is mine!

3 people found this review helpful
Original review: April 11, 2010

New Millennium Bank advertised an unsecured credit with an $99.95 application fee to re-establish bad credit or for no credit customers. I filled out the online application on March 9, 2010 and the bank debited my bank account for $99.95 on March 11, 2010. It has been a month, and I still haven't received the credit nor any other correspondence from New Millennium Bank.

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Original review: April 10, 2010

On Sunday, March 28, I made an online application to New Millennium Bank for a credit card.. After checking the details, I cancelled when I realized that this was not a genuine credit card but a prepaid card. I contacted New Millennium Bank and requested a cancellation. They went on to make a deduction of $100 on the 30 -31st of March and on 1-4-10 respectively. I again contacted the bank and haven't had any of my money refunded to date. I have written three letters with no response of refund.

2 people found this review helpful
Original review: April 7, 2010

I just received today in the mail this thing, saying I am approved for 2 credit cards for up to 10,000 limit on them. Well basically $5000 on each card, they just want me to send in the fee of $35 for 1 card or $49 to get both! So I'm thinking okay, I could definitely use this plus it will help out my credit but at the same time it just sounded too good to be true! So I googled it and saw this. What a ripoff!

3 people found this review helpful
Original review: April 7, 2010

I have come across a different number for New Millennium Bank where you can speak with someone. Good luck to all those who got ripped off.

2 people found this review helpful
Original review: April 6, 2010

I called about the credit card. They took my $99.95 and never received the cards. I called them and they said they will send me a letter. Please don’t get caught up in this, it is a scam to get your money, you will never get a card. I am out of $99.95, money I could have used for my medicine.

3 people found this review helpful
Original review: April 4, 2010

I got an offer for a credit card. I told them no thanks. The next thing I know, they took $99.95 from my bank. They used a blank check they made up. They left no address, no phone number. I had just put money in the bank to cover a check to the IRS left not enough to cover it.

3 people found this review helpful
Original review: April 3, 2010

I received a letter saying I was approved for 2 credit cards. I sent the processing fee and they took $99.95 out of my account. I have not received the cards or a response to my emails. Well, my account was overdrawn and that money I sent is gone while my 3 children and I are living on a fixed income of $290.00 a month. I thought this would be a good way to build my credit because I have none. Now, I can’t cover my bank fees for my account being overdrawn and my rent check bounced.

4 people found this review helpful
Original review: April 2, 2010

I got a letter in the mail saying I was approved for 2 major credit card. T?his was three weeks ago. I haven't received any cards. No one called me; I need my money back or I'm suing them.

2 people found this review helpful
Original review: March 31, 2010

I got a letter saying I was approved for a credit card with $5000 credit line. All I have to do is send them $35 for processing. I paid them directly through my account. That was almost 2 months ago, and I haven't heard from them again. I am trying to build a credit; that's why I want to have a credit card. The money I gave them is a hard-earned money. They should be held accountable for what they are doing.

2 people found this review helpful
Original review: March 30, 2010

I was charged $99.95 on my checking account and I can't even find any phone number or any address to contact them to fix this problem and get a refund or a cancellation of this service! My bank charged me $28.00 for an overdraft fee because the money was not in the account that they took out!

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Original review: March 18, 2010

I have been rebuilding my credit and realized I have a pretty good score now. So I received an offer in the mail from Millennium Bank saying that I was approved for two credit cards for a total of $5,000. I sent in $48 for two credit cards. It has been two months now and I have heard nothing from this so-called bank. I think they stole my money. Well, the $48 I sent them was for food for my family. I am also in the military and we are on a really tight budget. My family struggled for those two weeks I didn’t have the money. This bank really is hurting innocent people. Please help.

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Original review: March 11, 2010

They send me an application for a credit card and it did not have any warning or printing saying it was a secured card for people who need to rebuild their credit as I do not. So I sent them the $48.00 in mid December and now I want my money back.

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Original review: March 9, 2010

New Millennium Bank took $99.00 from my account and I got no card or anything in return. Now, I'm broke and my kids are hungry and I don’t get paid for two weeks. Thanks a lot.

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Original review: March 9, 2010

Well I got this email about different cc and I looked at New Millennium and thought it was a good idea. So I applied for it and I used my debit card to pay for the fee. They took out $99.95 two weeks ago so that they can process the cc but now I have to put $300 on it so that I can use the card. Today, they took out another $99.95 from my account and I don't know why because I know it was taken out of my account two weeks ago to be processed. Now I'm very upset that they didn't contact me to let me know they were taking this out of my account. This Millennium Bank is just a fraud ripping off people & their money! It's spam/fraud!

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Original review: March 3, 2010

I would like my $35.00 returned to me that I sent almost two months ago. My address was given but I have not heard from anyone. Please send my money as soon as possible. I was misinformed by their advertisement.

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New Millennium Bank Company Information

Company Name:
New Millennium Bank
Company Type:
Public
Ticker Symbol:
nmnb
Year Founded:
1999
Address:
57 Livingston Avenue
City:
New Brunswick
State/Province:
NJ
Postal Code:
08901
Country:
United States
Fax:
732-729-4399
Website:
www.nmbonline.com